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Автор: Grafiati
Опубліковано: 11 вересня 2023

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Статті в журналах з теми "DIGITAL CURRENCY CHALLENGES"

1

Hrytsai, S. O. "CENTRAL BANKS' DIGITAL CURRENCY – THREATS AND CHALLENGES." Actual problems of native jurisprudence, no. 1 (2022): 144–49. http://dx.doi.org/10.32782/392256.

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2

Chukwuere, Joshua Ebere. "The eNaira - Opportunities and challenges." Journal of Emerging Technologies 1, no. 1 (December 8, 2021): 72–77. http://dx.doi.org/10.57040/jet.v1i1.92.

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Анотація:
Emerging technology activities are evolving and turning our world into a digital world. The digital world offers many digital inventions such as digital currency, smart devices, social media, digital devices, and the list continues. Digital or electronic currency initiatives such as eNaira are fast becoming a norm across countries as means of payment for goods and services. But many are concerned and worried about eNaira, lack of understanding of the opportunities and challenges of eNaira, and limited academic literature. eNaira is a digital currency or electronic currency which is accessible through the Internet without physical print. The introduced eNaira was rolled out on 25 October 2021, and the announcement gained a mixed reaction from the public as a result of the opportunities and challenges that come with it. This paper deployed a literature review approach to provide a comprehensive analysis of eNaira, the opportunities and challenges of eNaira for Nigerians and businesses (individuals and organizations). The paper found that eNaira presents some opportunities for the central bank of Nigeria (CBN) (apex bank) and Nigerians (customers). It assists Nigerians (customers) to access their money quickly, and CBN can monitor and control transactions and many more. Also, the study discovered that eNaira faces trust and many other challenges, but the existing challenges must be addressed for the opportunities to be derived. This paper contributes to academic knowledge by providing comprehensive information on eNaira, and discovering the opportunities and challenges of eNaira.
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3

Alam, Syamsu, Muh Jamil, and Andi Syamsir. "Digital Currency in Indonesia (Prospects and Challenges in Inclusive Financial Reviews)." Jurnal Ad'ministrare 9, no. 2 (November 28, 2022): 515. http://dx.doi.org/10.26858/ja.v9i2.39498.

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Who controls global finance? Digitalization is a necessity that will disrupt every area of human life. Money is like 'blood' in the economy. If the currency is disrupted then all areas of human life are also disrupted. Private versions of cryptocurrencies have disrupted the global financial system controlled by Central Banks. Central Bank Digital Currency (CBDC) is the currency version of the Central Bank. Using primary data and reference studies on Digital Currency. Several empirical challenges and opportunities in adopting digital currencies such as increasing the effectiveness, efficiency, and accessibility of individuals to financial service facilities. The right, reliable and trusted Digital Currency model can increase the utility of transactions for individuals and the economy as a whole. Some of the main challenges of digital infrastructure, security systems, Integration, Innovation of new services, disintermediation, transparency and efficiency. The ability to overcome these challenges can increase financial sector.
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4

Martin, Vesna. "Central Bank digital currencies." Bankarstvo 50, no. 3 (2021): 109–39. http://dx.doi.org/10.5937/bankarstvo2103109m.

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Central Bank digital currencies are a digital challenge to the international monetary and financial system. Since the development of cryptocurrency, such as bitcoin, the modern world has faced the possibility of digital technological transformation and providing a digital form of payment for the economy and the household. In addition, the announcement of a digital currency that would have a global reach, such as the Libre issued by the social network Facebook, raised questions about legal and regulatory safeguards, financial stability, and the role of the digital currency in society. All this influenced the leading central banks to recognize the need to conduct a detailed analysis of the possibilities of issuing digital currency of the central bank, which would be a supplement to the cash and non-cash form of payment. These analyzes include considering the advantages and disadvantages of that currency, determining its design and technological solution, as well as the necessary regulatory adjustments. In the coming period, we will witness a technological transformation in the operations of central banks, which, as before, should take care of preserving price and financial stability as its main goals, but also respond to new challenges of digital business.
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5

Adamu AHMED, Aminu, Alhaji Adamu SAIDU, and Jibril Hussein KAWURE. "The Roles of Central Bank Digital Currency over Physical Currency." International Journal of Social Science, Education, Communication and Economics (SINOMICS JOURNAL) 1, no. 2 (May 28, 2022): 75–92. http://dx.doi.org/10.54443/sj.v1i2.10.

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The technology and innovation are the keys used to unlocked impossible imaginations to become possible towards achieving unexpected individual and organizational desired objectives. This study focused on the roles of unprecedented phenomenon called central bank digital currency (CBDC) over physical currency. Initially, the total of 146 articles from various research databases ranging from the year 2018 to 2021 were downloaded. However, 35 articles were reviewed from the total articles downloaded and selected as the study sample size by meeting the title, abstract and contents criteria. Furthermore, the results of this study employed systematic literature review (SLR) to explain in details why CBDC should be chosen and how it supersede the traditional physical currency based on individual and organizational perspectives. The study assesses the roles of CBDC based on three parameters such as features, perceived benefits and challenges of both CBDC and Physical Currency. It also revealed that CBDC can replaces the use of physical currency depends only on how people, businesses perceive the features, benefits (better allocation, accessibility, interest bearing, convertibility and cost reduction) and possible challenges (reverse of the benefits) associated with CBDC compare to it counterpart.
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6

Eichengreen, Barry, and Ganesh Viswanath-Natraj. "Stablecoins and Central Bank Digital Currencies: Policy and Regulatory Challenges." Asian Economic Papers 21, no. 1 (2022): 29–46. http://dx.doi.org/10.1162/asep_a_00843.

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Abstract Stablecoins and central bank digital currencies are on the horizon in Asia, and in some cases have already arrived. This paper provides new analysis and a critique of the use case for both forms of digital currency. It provides time-varying estimates of devaluation risk for the leading stablecoin, Tether, using data from the futures market. It describes the formidable obstacles to widespread use of central bank digital currencies in cross-border transactions, the context in which their utility is arguably greatest. The bottom line is that significant uncertainties continue to dog the region's digital currency initiatives.
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7

Xu, Zhe, and Chang Tang. "Challenges and Opportunities in the Application of China’s Central Bank Digital Currency to the Payment and Settle Account System." Financial Forum 9, no. 4 (January 28, 2021): 233. http://dx.doi.org/10.18282/ff.v9i4.1553.

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<p>With the advancement of the Internet and big data technology, currency has gradually developed in the direction of virtualization and digitization. The governments and central banks of various countries have gradually begun to pay attention to the role of digital currencies, and central bank digital currencies have emerged as the times require. As one of the first countries to study digital currency, China will devote itself to applying central bank digital currency to actual transactions in the future.</p><div>This article focuses on how China’s CBDC is used in the transaction settlement system. The opportunity is that the central bank’s digital currency technology improves the security, flexible operation and diversified application scenarios of the overall transaction settlement system, and further safeguards China’s national financial sovereignty. The challenge is that the current technology is still uncertain and different from the traditional RMB. In the future, China’s CBDC will also compete fiercely with other sovereign currencies. It is recommended to strengthen technological innovation, improve the relevant systems and regulations of the central bank’s digital currency operation, and make relevant policies to prevent the United States from imposing political and economic sanctions on China. This article will provide</div><div>suggestions on the challenges that the People’s Bank of China may face in the future application of digital currency to the transaction settlement system.</div>
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8

Naheem, Mohammed Ahmad. "Regulating virtual currencies – the challenges of applying fiat currency laws to digital technology services." Journal of Financial Crime 25, no. 2 (May 8, 2018): 562–75. http://dx.doi.org/10.1108/jfc-08-2016-0055.

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Purpose The purpose of this paper is to consider the recent (Dec`15) introduction of the Bitlicensing rules in New York and consider from a banking perspective how this will impact on their own risk assessment processes. The paper also outlines the challenges of applying financial regulation to companies that have an area of expertise and business that is more aligned to software development, rather than financial service provision. Design/methodology/approach This paper is a viewpoint paper, which offers a critical discussion on the FATF guidelines on virtual currencies. The paper compares developments that are currently occurring within the virtual currency sector in particularly the new Bitlicensing process in New York State and discusses the implications to the banking sector on risk assessment processes for virtual currency transactions. Findings This paper will benefit the banking and regulation industries as well as economic and banking academics and anyone with an interest in virtual and digital currency technology. Originality/value This paper is unique in that it examines the issue of virtual currency regulation from a banking perspective. It explains the virtual currency technology as a means to be enhancing banking risk assessment, for clients seeking to incorporate virtual currency transactions into their business. This paper impacts on the banking and regulatory sectors because it critically examines the current practice of over regulation and the impact that this has on alternative financial systems, such as digital and virtual currencies. The paper offers a theoretical framework as well as citing current practical reports of how regulation has already started to affect the financial services landscape. The impact of getting this wrong can lead to increased criminal activity, and this paper highlights how susceptible the financial sector is to this.
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9

Terták, Elemér, and Levente Kovács. "The Motives for Issuing Central Bank Digital Currency and the Challenges of Introduction Thereof." Pénzügyi Szemle = Public Finance Quarterly 67, no. 4 (2022): 491–505. http://dx.doi.org/10.35551/pfq_2022_4_1.

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The idea of a central bank digital currency arose ten years ago for the first time, but by now it has become one of the most frequently discussed topics in the field of finances. Currently, some 100 central banks are researching and investigating the concept of a central bank digital currency (CBDC) and its implementation options.1 Over half of these central banks have reached the development stage, and some are already conducting on-site experiments. However, the intense interest and the efforts made have not yet led to an increasing number of implementations, since so far only the Bahamas (Sand Dollar), the Member Countries of the Eastern Caribbean Currency Union (DCash) and Nigeria (eNaira) have introduced a CBDC. The other countries are currently still in one of the preparatory stages. The article briefly reviews the history of money digitalisation, and describes the various motives for issuing a CBDC, as well as the variety of challenges faced in the process of introducing a CBDC. It also presents the preparations taken so far for the introduction of the digital Euro, as well as Sweden’s e-krona. Finally, it summarises the authors’ views on the strategy Hungary should follow regarding a CBDC.
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10

Solis, Lisbeth Amelia Callo, Yasmir Ivette Figueroa Zamudio, Aracely Pilar Espinoza Huamani, Nivardo Alonzo Santillán Zapata, Pedro Bernabe Venegas Rodriguez, and Albert Farith Chavarri Balladares. "Restrictions on the Emission of a Digital Currency in a Central Reserve Bank for Minor Transactions." International Journal of Applied Economics, Finance and Accounting 14, no. 2 (October 19, 2022): 152–61. http://dx.doi.org/10.33094/ijaefa.v14i2.692.

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The objective of this study was to identify the challenges that the Central Reserve Bank of Peru has faced with the issuance of a digital currency that can be used as a substitute for cash in retail transactions. The study was carried out by using the hypothetical-deductive method with a basic descriptive approach rather than an experimental one. To estimate the probability of creating the Digital Currency of the Central Bank and the economic variables that explain its challenges and cross-sectional information obtained from the 2020 National Household Survey with the discrete choice model (Logit). According to the research results, i) the possibility of using a digital currency increases by 46.83% if you have a formal job compared to an informal job. ii) If the individual has an internet connection, the probability of using digital currency is 8.54%. iii) If he lives in a rural area, the probability of using digital currency is 1.79. iv) The educational level influences the probability of the use of digital currency by 1.47% if they have secondary education 16.34% have no higher education and 26.44% having university education. v) Individual’s age is important for the use of a digital currency. Older people are less likely to adapt to technology than people between the age of 18 and 24 with 8.74% use of digital currency. vi) People considered poor will have a probability of reduction of 2.26% by the use of digital currency. These findings allow the researcher to conclude that public policies should be undertaken to increase financial inclusion, close connectivity gaps and create alliances with private investment to enhance people's digital skills and the adoption of digital means of payment.
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Дисертації з теми "DIGITAL CURRENCY CHALLENGES"

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SINGH, ADITYA VIKRAM SINGH. "CRYPTOCURRENCIES: GROWTH & CHALLENGES IN INDIA." Thesis, DELHI TECHNOLOGICAL UNIVERSITY, 2021. http://dspace.dtu.ac.in:8080/jspui/handle/repository/18334.

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With the rapid development of information and information technology, many activities in our daily life can be integrated online, making it easier and more efficient. The significant increase in the number of online users has led to the concept of visual terms and the creation of a new business entity called cryptocurrency, making it easier to conduct financial transactions such as buying, selling and trading. Cryptocurrency is a valuable and invisible electronic tool for a wide variety of applications and networks, including online social networks, online social games, virtual worlds and peer-to-peer networks. In recent years, obvious costs have spread to various programs. This paper examines the expectations of cryptocurrency users for the future. It examines users' reliance on cryptocurrency when virtual currency is fully controlled and out of control. Furthermore, the paper seeks to determine the prevalence of cryptocurrency use to provide a clear picture with an active perspective. The magazine also examines how 21 different countries have reacted to cryptocurrency in terms of policies and regulations to create a clearer picture of its impact on the regulation of various laws in India.
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2

Callen, Naviglia Jennifer. "The Technological, Economic and Regulatory Challenges of Digital Currency| An Exploratory Analysis of Federal Judicial Cases Involving Bitcoin." Thesis, Robert Morris University, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=10745672.

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Digital currency comes in many forms however Bitcoin stands out as the most popular. Bitcoin, released to the public in 2009, remains in the infancy stage of the technology lifecycle. Bitcoin has no regulatory body, central bank or government backing creating doubt as to the digital currency’s legitimacy. Despite Bitcoin’s lack of “official” recognition, the digital currency’s popularity continues to grow as the number of merchants and vendors accepting the currency expands globally.

Focusing solely on the U.S. economy and monetary system, the lack of regulation and government recognition leaves legal disputes involving users of Bitcoin in the hands of a U.S. judicial system lacking previous case law as guidance. This research paper provides an in-depth analysis of the technical, economic and regulatory challenges facing the U.S. Federal Court system involving Bitcoin. A qualitative content analysis was employed in the exploratory review of 50 federal judicial cases involving Bitcoin. Key findings include discrepancies between the U.S. Judicial System and the U.S. Internal Revenue System on what and how to categorize Bitcoin, the value of bitcoin mining equipment, and the types of federal cases coming before the U.S. Judicial Courts involving Bitcoin.

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3

Yu, Xu. "Analysis on the future of financial market in China - challenges & impact of the issuance of Dcep." Master's thesis, 2021. http://hdl.handle.net/10362/122786.

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Under the post-coronavirus context of international environment, where the economic and financial connections between countries will begin recovering and becoming tighter, the issuance of DCEP by the People’s Bank of China will inevitably have a strong impact upon the current domestic and international financial market order. The aim of this piece of tesis is to have a detailed discussion on the challenges and impact of the issuance of this Central Bank-issued Digital Currency in China, through the analysis upon respective information and newly updated materials regarding DCEP, and to discover the future of the financial market in China.
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4

Pignatti, Maurício Portieri. "The digital corrency and the challenges beyond the new global world's blockchain paradigm : a financial and tax overview of the virtual currency efficiency." Master's thesis, 2020. http://hdl.handle.net/10451/44644.

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The Blockchain technology that revolutionized the world was launched in 2008 with the publication of the paper undertitled ‘Bitcoin: A Peer-to-peer Electronic Cash System’, by the enigmatic pseudonym of Satoshi Nakamoto, which described a version of electronic cash that allowed online payments to be directly made from one party to another. Succeeding the ground-breaking transformation that was carried out, cryptocurrencies commenced to shift the monetary system to a predominantly digital one, more adapted to the reality of a fast, technological, audacious and computerized world, interconnected by the largest and worldwide network ever seen. Behind this ingenious structure comes the concept of Blockchain, Virtual Currencies and Distributed Ledger Technology (DLT), innovative and high-tech tools of security and storage that aim to reduce mistakes, frauds and costs. Decentralization, transparency and immutability are the three pillars that allow the safekeeping of private relations in order to generate confidence, reduction of finance transaction costs as well as reinforce any and all public relations involved. On the other hand, these revolutionary novelties follow an unregulated social pattern, fostering an unbridled advance by generating vast uncertainties, diversity and asymmetries. In order to reduce its vulnerabilities, these technologies are in most need of a financial and tax regulatory effort to align them under a uniform concept, as well its main characteristics and aptitudes. Beyond the legislative and conceptual approach, the challenges of a digital era and the financial revolution lead the world to innovative methods to solve issues that have arisen. The Blockchain, DLT and Virtual Currencies provide transformation and key answers that might contribute to efficient, scientific and solid solutions in real-time to governmental activities, specially tax administrations. Considering its foremost democratic and accountable features, they can be used in e-identities, personal records, assets inventories, citizenships, border control, tax transparency, financial and tax compliance, and especially smart contracts on public administration. From this perspective, it is key to scrutinize the efficiency of the new world’s Blockchain paradigm in order to verify its utmost reliability prospective.
A tecnologia Blockchain que revolucionou o mundo foi lançada em 2008 com a publicação do artigo intitulado ‘Bitcoin: A Peer-to-peer Electronic Cash System’, pelo enigmático pseudônimo Satoshi Nakamoto, que descreveu uma versão do dinheiro eletrônico que permitia pagamentos online a serem feitos diretamente de uma parte para outra. Sucedendo a transformação inovadora que foi realizada, criptomoedas começaram a mudar o sistema analógico para um predominantemente digital, mais adaptado à realidade de um mundo rápido, tecnológico, audacioso e informatizado, interconectado pela maior e mundial rede já vista. Por detrás desta engenhosa estrutura surge o conceito de Blockchain, Moedas Virtuais e Distributed Ledger Technology (DLT), ferramentas inovadoras, de alta tecnologia de segurança e armazenamento que visam reduzir erros, fraudes e custos. Descentralização, transparência e imutabilidade são os três pilares que permitem a salvaguarda das relações privadas, a fim de gerar confiança, reduzir os custos de transação financeira e reforçar todo e qualquer relacionamento público envolvido. Por outro lado, essas inovações revolucionárias seguem um padrão social desregulado, promovendo um avanço desenfreado, gerando vastas incertezas, diversidade e assimetrias. A fim de reduzir suas vulnerabilidades, essas tecnologias estão necessitam de um esforço de regulamentação financeira e tributária para alinhá-las sob um conceito uniforme, assim como suas principais características e aptidões. Além da abordagem legislativa e conceitual, os desafios de uma era digital e da revolução financeira levam o mundo a métodos inovadores para resolver problemas que surgiram. O Blockchain, o DLT e as Moedas Virtuais fornecem transformação e respostas-chave que podem contribuir para soluções eficientes, científicas e sólidas em tempo real para atividades governamentais, especialmente administrações fiscais. Considerando suas principais características democráticas e responsáveis, elas podem ser usadas em identidades eletrônicas, registros pessoais, inventários de ativos, cidadanias, controle de fronteiras, transparência fiscal, conformidade financeira e tributária e, especialmente, smart contracts na administração pública. A partir dessa perspetiva, é fundamental analisar a eficiência do novo paradigma mundial Blockchain para verificar sua máxima prospectiva confiabilidade.
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Книги з теми "DIGITAL CURRENCY CHALLENGES"

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Mullan, P. Carl. The Digital Currency Challenge. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559.

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2

Ashmarina, Svetlana Igorevna, and Valentina Vyacheslavovna Mantulenko, eds. Current Achievements, Challenges and Digital Chances of Knowledge Based Economy. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-47458-4.

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3

Zabelina, Ol'ga, Irina Omel'chenko, Anna Mayorova, and Ekaterina Safonova. Human resource Development in the Digital Age: Strategic Challenges, Challenges, and Opportunities. ru: INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1243772.

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The monograph, based on the identification of trends and problems of changes in the demand and supply of skills, as well as the study of modern mechanisms of their formation and actualization, substantiates the priority areas of human resources development in the Russian Federation that meet the strategic challenges of the period of digital transformation of the labor sphere. The authors identify and systematize current and future trends related to changes in the demand for professions and skills in the Russian and global labor markets. The directions of transformation of the demand for skills and professions in the conditions of digitalization of the economy, skills and professions of the future are determined. Quantitative and qualitative imbalances and trends in labor supply and demand in the Russian labor market are identified (based on statistical analysis of data from 2009-2019). The features and problems of supply and demand of professions/skills in the segments of the Russian labor market covered by Internet recruitment are identified (based on data from resume parsing and vacancies of Internet recruitment portals in 2018 and 2020). Methodological approaches to identifying widely-and poorly-demanded skills are proposed and tested during the competence analysis of labor supply and demand using Big Data technologies.the competence profile of the vacancies of the professional core and extra - skills. An innovative author's approach to assessing the potential of skills capitalization — a possible increase in the salary of an applicant due to the expansion of the set of skills that he has-is proposed and tested. The current policy directions of formation and improvement of skills of the population in the Russian Federation are identified and systematized. The strategic challenges of the period of digital transformation of the labor sphere facing the Russian Federation and the priority areas of human resources development that meet these challenges are identified. The conclusions and recommendations can be used in the work of the Ministry of Labor of Russia, Rostrud, the Ministry of Education and Science of Russia, the Ministry of Education of Russia, government authorities, employment services of the Russian regions, as well as organizations of the professional education system.
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4

Medici, Marco, Valentina Modugno, and Alessandro Pracucci, eds. How to face the scientific communication today. International challenge and digital technology impact on research outputs dissemination. Florence: Firenze University Press, 2017. http://dx.doi.org/10.36253/978-88-6453-497-8.

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Dissemination of scientific results is an important and necessary component of research activity. Nowadays research asks to be widely diffused and shared in a larger community in the effort to demonstrate its innovation and originality, so to enlarge network and obtain funds to keep working. In this context, PhD students, as part of scientific community and young researchers in training, have to understand the rule of publications to define the best strategy for the dissemination of their research. The present book, through the experiences of national and international PhD candidates, PhDs and Professors, is a contribute in the current opened debate on the most effective strategies and related tools to design specific actions, to highlight and improve the peculiar qualities and disciplines of each research.
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5

Elsaesser, Thomas. Film History as Media Archaeology. NL Amsterdam: Amsterdam University Press, 2016. http://dx.doi.org/10.5117/9789462980570.

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Since cinema has entered the digital era, its very nature has come under renewed scrutiny. Countering the 'death of cinema' debate, Film History as Media Archaeology presents a robust argument for the cinema's current status as a new epistemological object, of interest to philosophers, while also examining the presence of moving images in the museum and art spaces as a challenge for art history. The current study is the fruit of some twenty years of research and writing at the interface of film history, media theory and media archaeology by one of the acknowledged pioneers of the 'new film history' and 'media archaeology'. It joins the efforts of other media scholars to locate cinema's historical emergence and subsequent transformations within the broader field of media change and interaction, as we experience them today.
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6

United States. Congress. House. Committee on the Judiciary. Subcommittee on the Constitution, Civil Rights, and Civil Liberties. Achieving the promises of the Americans with Disabilities Act in the digital age: Current issues, challenges, and opportunities : hearing before the Subcommittee on the Constitution, Civil Rights, and Civil Liberties of the Committee on the Judiciary, House of Representatives, One Hundred Eleventh Congress, second session, April 22, 2010. Washington: U.S. G.P.O., 2010.

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7

Shirai, Sayuri. Growing Central Bank Challenges in the World and Japan: Low Inflation, Monetary Policy, and Digital Currency. Asian Development Bank, 2020.

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8

Hutchinson, Allan C. Cryptocurrencies and Regulatory Challenge. Taylor & Francis Group, 2021.

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9

Hutchinson, Allan C. Cryptocurrencies and Regulatory Challenge. Taylor & Francis Group, 2021.

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10

Hutchinson, Allan C. Cryptocurrencies and Regulatory Challenge. Taylor & Francis Group, 2021.

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Частини книг з теми "DIGITAL CURRENCY CHALLENGES"

1

Mullan, P. Carl. "Bitcoin Challenges." In The Digital Currency Challenge, 138–42. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_21.

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2

De Silva, Shaun, S. B. Goyal, and Pradeep Bedi. "Security Challenges of Digital Currency System." In Advances in Intelligent Systems and Computing, 546–55. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-73603-3_51.

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Amaral, Glenda, Tiago Prince Sales, and Giancarlo Guizzardi. "Ontological Foundations for Trust Dynamics: The Case of Central Bank Digital Currency Ecosystems." In Research Challenges in Information Science, 354–71. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-05760-1_21.

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Hanyu, Mao. "Central Bank Digital Currency Cross-Border Payment Model Based on Blockchain Technology." In Financial Mathematics and Fintech, 191–202. Singapore: Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-2366-3_10.

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AbstractSince the turn of the twenty-first century, the growth of the globalized economy and trade has accelerated, and the cross-border payment system, which is an essential component of the international financial infrastructure, has played a significant role in the global economy and trade. However, traditional cross-border payments present risks and challenges, such as expensive processing fees, limited payment efficiency, information asymmetry in the trade process, and reliance on a highly centralized cross-border payment system. This chapter is based on consortium blockchain technology and utilizes Polkadot’s Parachain, Relay chain, and cross-chain technologies as references; a scalable, high-efficiency, high-security, and privacy-protecting central bank digital currency cross-border payment model is designed. Analyzed the usage of hash digest technology and CoinJoin technology to avoid the tracing of transactions in order to protect privacy. The issuance of multi-country central bank digital currency or stablecoin anchored to a basket of fiat currencies is discussed as the currency in circulation in the model. Finally, the central bank digital currency cross-border payment development trend is summarized and forecasted.
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Mullan, P. Carl. "Digital Gold Currency." In The Digital Currency Challenge, 16–19. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_4.

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Mullan, P. Carl. "Digital Currency Growth." In The Digital Currency Challenge, 30–35. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_6.

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Mullan, P. Carl. "What Is Digital Currency?" In The Digital Currency Challenge, 4–12. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_2.

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Mullan, P. Carl. "Who Uses Digital Currency?" In The Digital Currency Challenge, 13–15. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_3.

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Mullan, P. Carl. "Bitcoin Decentralized Virtual Currency." In The Digital Currency Challenge, 84–92. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_13.

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Mullan, P. Carl. "Introduction." In The Digital Currency Challenge, 1–3. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137382559_1.

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Тези доповідей конференцій з теми "DIGITAL CURRENCY CHALLENGES"

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Sidorenko, E. L. "Digital Ruble: Digital Currency Model Of Central Banks." In Global Challenges and Prospects of The Modern Economic Development. European Publisher, 2021. http://dx.doi.org/10.15405/epsbs.2021.04.02.213.

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Zubkova, M. N. "Digital Financial Assets And Digital Currency In The Russian Legal Field." In Global Challenges and Prospects of The Modern Economic Development. European Publisher, 2021. http://dx.doi.org/10.15405/epsbs.2021.04.02.179.

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Zhang, Xidi. "Opportunities, Challenges and Promotion Countermeasures of Central Bank Digital Currency." In 2020 Management Science Informatization and Economic Innovation Development Conference (MSIEID). IEEE, 2020. http://dx.doi.org/10.1109/msieid52046.2020.00072.

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Sirik, Natalia V. "Alternative Currency Circulation In Digital Economy Epoch: Legal Regulation Challenges." In International Scientific and Practical Conference «State and Law in the Context of Modern Challenges. European Publisher, 2022. http://dx.doi.org/10.15405/epsbs.2022.01.91.

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Kondrat, E. N. "Financial Control In The Digital Currency System Of The Russian Central Bank." In Global Challenges and Prospects of The Modern Economic Development. European Publisher, 2021. http://dx.doi.org/10.15405/epsbs.2021.04.02.212.

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Bagreeva, E. G. "Legal Risks Of Using Digital Currency In Settlements And Payments." In Proceedings of the II International Scientific Conference GCPMED 2019 - "Global Challenges and Prospects of the Modern Economic Development". European Publisher, 2020. http://dx.doi.org/10.15405/epsbs.2020.03.99.

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Zharikov, Mikhail. "THE MODEL OF THE BRICS' SHARED INTEREST RATE TO CIRCULATE A DIGITAL CURRENCY." In III International Conference Technology & Entrepreneurship in Digital Society. Real Economy Publishing House, 2021. http://dx.doi.org/10.17747/teds-2020-22-27.

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The purpose is to offer an approach to introducing a market interest rate to circulate a digital currency in the BRICS. The topic is time-relevant, since economics today faces difficult challenges posed by questions about price stability, future growth and money market equilibrium. A digital currency is a special issue today due to the outbreak of covid-19, which made many central banks think about contactless means of payment. The author revealed policy tools to circulate a hypothetical digital currency in the BRICS, needed for the pentalateral use. The theoretical significance is to lay the foundation for a model that can be used to set up a virtual regional money market for the BRICS. In practical terms the article recommends a set of policy decisions to overcome the coronavirus crisis of 2020.
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Stojanović, Marija, Nikica Radović, and Angelina Njeguš. "OPPORTUNITIES AND CHALLENGES OF APPLYING BLOCKCHAIN TECHNOLOGY AT AIRPORTS." In 5th International Scientific Conference – EMAN 2021 – Economics and Management: How to Cope With Disrupted Times. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2021. http://dx.doi.org/10.31410/eman.2021.157.

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The outbreak of the Covid-19 pandemic has attracted more attention and highlighted the value of public health as well as the need for safe travel. When it comes to the tourism industry affected by the pandemic, the current global situation requires market transformation and innovation in the function of renewing tourist travel. Blockchain technologies in air transport are directing their business solutions towards the most promising opportunities and possibilities of application of this modern technology, now with a focus on overcoming the impact of the Covid-19 pandemic on business in the tourism industry. Blockchain-based applications have the potential to improve the user experience in the process of tracking luggage and goods, tracking the health of passengers, managing digital currency for the purchase of airline tickets, passenger identity management, loyalty programs, and more. Blockchain technology has already found application in financial management, storage and management of our personal data and information through a chain that is interconnected in time as a distributed book that records transactions between the parties involved, securely and permanently. This paper aims to present the possibilities of Blockchain technology and contribute to raising awareness of the great potential of application in the business of the airport within the tourism industry.
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Sakız, Burcu, and Ayşen Hiç Gencer. "Blockchain Beyond Cryptocurrency: Non-Fungible Tokens." In International Conference on Eurasian Economies. Eurasian Economists Association, 2021. http://dx.doi.org/10.36880/c13.02527.

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Blockchain technology is a disruptive innovation with the potential to replace existing business models that rely on centralized systems and third parties for trust. Even if there are a lot of application areas, blockchain used primarily for cryptocurrencies. Satoshi Nakamoto implemented the first blockchain application and invented the world’s first digital currency which is named as Bitcoin in 2008. Fundementally Bitcoin relies on cryptographic “proof of work” mechanism, digital signatures, and peer to peer distributed networking layer in order to provide a distributed ledger holding transactions. In 2014, a second generation of blockchains allow to program and execute them over distributed networks such as Ethereum project. The code to program any asset stored in blockchain’s peer-to-peer network is called as "smart contract" and smart contracts gives a powerful tool to developers for decentralized applications. There are various types of tokens that anyone can built on top of Ethereum and by combining smart contracts and new tokens, this paved the way of possibility to build a wide range of decentralized projects. One of the disruptive blockchain based innovation impacting intellectual property is called non-fungible-tokens or NFTs firstly introcuced in late 2017 on Ethereum network. This research contends that blockchain and non-fungible tokens (NFTs) which are cryptographically unique, scarce, non-replicable digital assets created through smart contracts and provably digital collectible assets. Our objective is to give NFT taxonomy, review NFT platforms and discuss technical challenges as well as recent advances in tackling the challenges. Moreover, this paper also aims to point out the future directions for NFT technology.
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Palacio-Baus, Kenneth, Magali Mejia-Pesantez, Lissette Munoz-Guillen, and Mauricio Espinoza-Mejia. "Current challenges of interactive digital television." In 2017 IEEE Second Ecuador Technical Chapters Meeting (ETCM). IEEE, 2017. http://dx.doi.org/10.1109/etcm.2017.8247508.

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Звіти організацій з теми "DIGITAL CURRENCY CHALLENGES"

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Roberts, Tony, and Becky Faith. Digital Aid: Understanding the Digital Challenges Facing Humanitarian Assistance. Institute of Development Studies, March 2021. http://dx.doi.org/10.19088/ids.2021.030.

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The UKRI Digital Aid workshop on 9 September 2019 brought together expert practitioners and researchers to focus on the use of digital technologies in humanitarian aid. Participants brought wide experience of digital applications to monitor conflict, refugees, food security, and to reunite families, enable communication and increase donor value for money. The event identified key areas where the rapid pace of technological change is outstripping our current understanding of emerging risks, digital inequalities and ethical dilemmas associated with the use of digital technologies in humanitarian response. The International Committee of the Red Cross (ICRC) in their contribution to the UN Secretary-General’s High-Level Panel on Digital Cooperation warned that it is of critical importance to ‘keep humanitarian purpose, and the people humanitarian organizations are there to protect and assist, firmly at the centre of any developments in order to ensure the humanitarian response do no harm in their application’ (ICRC 2019). Yet workshop discussions showed how humanitarian practitioners are struggling to operationalise the “do no harm” principle in the context of a rapidly changing technological landscape. Workshop participants felt that research has a vital role to play in protecting the interests of vulnerable communities in the digital age.
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Edwards, Sebastian. Central Bank Digital Currencies and The Emerging Markets: The Currency Substitution Challenge. Cambridge, MA: National Bureau of Economic Research, November 2021. http://dx.doi.org/10.3386/w29489.

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Faith, Becky, Kevin Hernandez, and James Beecher. Digital Poverty in the UK. Institute of Development Studies, August 2022. http://dx.doi.org/10.19088/ids.2022.057.

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As every aspect of life – from job seeking to health care – moves online, digital connectivity is a daily necessity, not a luxury. Against the backdrop of the UK’s worst cost of living crisis in 40 years, discussions about fuel and food poverty are now joined by a new concern with what has become known as digital poverty – challenges affording the cost of online connectivity and devices. Using data from a survey of low-income households, this Policy Briefing explores the extent of digital poverty in the UK and shows how it can exacerbate other forms of poverty among the most disadvantaged households. It also shows how current fixes, including social tariffs aimed at the poorest in society, are not effectively addressing this critical issue.
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Rodrigues, Teresa, and João Estevens. DIGITESAUDE.PT – Portugal, Envelhecimento e Saúde: o impacto da transição digital na atualidade e os desafios do futuro. IPRI-NOVA, July 2023. http://dx.doi.org/10.23906/wp65/2023.

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COVID-19 created an environment that accelerated the applications of digital technology in all domains. In health care, governments and institutions needed quick responses to mitigate the impacts of the pandemic and the digitization of health care is part of that response. The growing digitization of health care generates opportunities in response and economic efficiency, but also with challenges related to widespread access to health care. Difficulties intensify when we talk about the elderly, who tend to have average levels of digital literacy below the national average, but who cannot be forgotten in the current process of digital transition, particularly in an area such as health care.
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Khan, Samir. Towards MRO 4.0: Challenges for Digitalization and Mapping Emerging Technologies. 400 Commonwealth Drive, Warrendale, PA, United States: SAE International, April 2023. http://dx.doi.org/10.4271/epr2023007.

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<div class="section abstract"><div class="htmlview paragraph">With technological breakthroughs in electric land vehicles revolutionizing their respective industry, maintenance, repair, and overhaul (MRO) facilities in aviation are also adopting digital technologies in their practices. But despite this drive towards digitalization, the industry is still dominated by manual labor and subjective assessments. Today, several technologies, processes, and practices are being championed to resolve some of these outstanding challenges. Considering this, it is important to present current perspectives regarding where the technology stands today and how we can evaluate capabilities for autonomous decision support systems that prescribe maintenance activities. Overlooking some of these unsettled domain issues can potentially undermine any benefits in speed, process, and resilience promised by such systems.</div><div class="htmlview paragraph"><b>Towards MRO 4.0: Challenges for Digitalization and Mapping Emerging Technologies</b> provides some understanding of specific motivating factors by focusing on the digitalization challenges for MRO 4.0 and the role of building “trust” in technology by reimagining stakeholder experiences. It examines overarching issues, such as data management, robotics, optimization, artificial intelligence, and systems engineering.</div><div class="htmlview paragraph"><a href="https://www.sae.org/publications/edge-research-reports" target="_blank">Click here to access the full SAE EDGE</a><sup>TM</sup><a href="https://www.sae.org/publications/edge-research-reports" target="_blank"> Research Report portfolio.</a></div></div>
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Guo, Xingzhou, Chi Tian, Jinwu Xiao, Yunfeng Chen, and Jiansong Zhang. Life Cycle Integration of Building Information Modeling in Infrastructure Projects. Purdue University, 2022. http://dx.doi.org/10.5703/1288284317356.

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Building Information Modeling (BIM) can provide solutions to many challenges of asset management, such as missing data, incompatible software, and an unclear business process. However, current implementation of BIM in infrastructure projects has only considers limited factors, such as technology application and digital information delivery, while issues of system compatibility and information needs are still missing. Different aspects of a business are interdependent and an incompatible development of various factors might result in different levels of BIM implementation or even project failure. Comprehensive research is needed to explore the key factors and challenges of BIM implementation in infrastructure projects. This study conducted interviews and surveys with key stakeholders of infrastructure projects to explore the challenges and potential solutions of BIM implementation. Interviews were conducted with 37 professionals and surveys were conducted with 102 professional stakeholders, including owners, designers, contractors, and software vendors. Four main factors, challenges, and potential solutions were identified from content analysis of the interviews and further validated by the surveys. These factors include process factor (when), technology factor (how), people factor (who), and information factor (what). Corresponding solutions are proposed to refine the current workflow and practices.
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Goreczky, Péter. The Impact of the Russia-Ukraine War on the Major Transformation Trends of the Global Economy. Külügyi és Külgazdasági Intézet, 2022. http://dx.doi.org/10.47683/kkielemzesek.ke-2022.28.

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The Ukraine war and the implications of the sanctions on Russia have amplified the need for more resilient and transparent supply chains, which is expected to give extra impetus to the adoption of digital technologies both in supply chain management and in manufacturing. The crisis has the potential to catalyse the development of central bank digital currencies around the world, especially in countries that are seeking alternatives to the dollar-based international financial system. Russia and China have been actively working on the de-dollarisation of their bilateral trade flows, which could be accelerated by the current sanctions. Cutting off the dependency on Russian fossil fuels will altogether speed up the use of clean energy in the EU; however, this may generate imbalances in the green transition. The current crisis has only amplified the challenges that the global electric vehicle supply chain was already facing. The Ukraine war has further boosted the price increase of critical raw materials of EVs, which could hamper the broader adoption of the technology.
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Contreras Salamanca, Luz Briyid, and Yon Garzón Ávila. Generational Lagging of Dignitaries, Main Cause of Technological Gaps in Community Leaders. Analysis of Generation X and Boomers from the Technology Acceptance Model. Universidad Nacional Abierta y a Distancia, May 2021. http://dx.doi.org/10.22490/ecacen.4709.

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Community and neighborhood organizations are in the process of renewing the organizational culture, considering technological environments in the way of training, and advancing communally, being competitive in adaptation and learning, creating new solutions, promoting change, and altering the status quo, based on the advancement of technology over the last few years, currently applied in most organizations. The decisive factor is the ability of true leaders to appropriate the Technological Acceptance Model –TAM– principles, participating in programs and projects, adopting new technologies from the different actors involved, contributing to the welfare of each community. There is, however, a relative resistance to the use of technology as support in community management, due to the generational differences in leaders and dignitaries, according to collected reports in this study, in relation to the age range of dignitaries –Generation X and Baby Boomers predominate–. They present a challenge to digital inclusion with difficulties related to age, cognitive, sensory, difficulty in developing skills, and abilities required in Digital Technologies, necessary to face new scenarios post-pandemic and, in general, the need to use technological facilities.
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Adebayo, Oliver, Joanna Aldoori, William Allum, Noel Aruparayil, Abdul Badran, Jasmine Winter Beatty, Sanchita Bhatia, et al. Future of Surgery: Technology Enhanced Surgical Training: Report of the FOS:TEST Commission. The Royal College of Surgeons of England, August 2022. http://dx.doi.org/10.1308/fos2.2022.

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Over the past 50 years the capability of technology to improve surgical care has been realised and while surgical trainees and trainers strive to deliver care and train; the technological ‘solutions’ market continues to expand. However, there remains no coordinated process to assess these technologies. The FOS:TEST Report aimed to (1) define the current, unmet needs in surgical training, (2) assess the current evidence-base of technologies that may be beneficial to training and map these onto both the patient and trainee pathway and (3) make recommendations on the development, assessment, and adoption of novel surgical technologies. The FOS:TEST Commission was formed by the Association of Surgeons in Training (ASiT), The Royal College of Surgeons of England (RCS England) Robotics and Digital Surgery Group and representatives from all trainee specialty associations. Two national datasets provided by Health Education England were used to identify unmet surgical training needs through qualitative analysis against pre-defined coding frameworks. These unmet needs were prioritised at two virtual consensus hackathons and mapped to the patient and trainee pathway and the capabilities in practice (CiPs) framework. The commission received more than 120 evidence submissions from surgeons in training, consultant surgeons and training leaders. Following peer review, 32 were selected that covered a range of innovations. Contributors also highlighted several important key considerations, including the changing pedagogy of surgical training, the ethics and challenges of big data and machine learning, sustainability, and health economics. This summates to 7 Key Recommendations and 51 concluding statements. The FOS:TEST Commission was borne out of what is a pivotal point in the digital transformation of surgical training. Academic expertise and collaboration will be required to evaluate efficacy of any novel training solution. However, this must be coupled with pragmatic assessments of feasibility and cost to ensure that any intervention is scalable for national implementation. Currently, there is no replacement for hands-on operating. However, for future UK and ROI surgeons to stay relevant in a global market, our training methods must adapt. The Future of Surgery: Technology Enhanced Surgical Training Report provides a blueprint for how this can be achieved.
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Lambermont, Serge, and Niels De Boer. Unsettled Issues Concerning Automated Driving Services in the Smart City Infrastructure. SAE International, December 2021. http://dx.doi.org/10.4271/epr2021030.

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Information and communication technology is fundamentally changing the way we live and operate in cities, such as instant access to events, transportation, bookings, payments, and other services. At the same time, three “megatrends” in the automotive industry—self-driving, electrification, and advanced manufacturing technology—are enabling the design of innovative, application-specific vehicles that capitalize on city connectivity. Applications could countless; however, they also need to be safe and securely integrated into a city’s physical and digital infrastructure, and into the overall urban ecosystem. Unsettled Issues Concerning Automated Driving Services in the Smart City Infrastructure examines the current state of the industry, the developments in automated driving and robotics, and how these new urban, self-driving city applications are different. It also analyzes higher level challenges for urban applications. Ultimately, this report includes several options for sharing lessons learned among different cities and their stakeholders.
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