Дисертації з теми "Nature of banking relationship"
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Al-Moulani, Ali J. "Banking sector depth & long-term economic growth in the GCC States : relationship nature, sector development status & policy implications." Thesis, Cranfield University, 2016. http://dspace.lib.cranfield.ac.uk/handle/1826/10492.
Повний текст джерелаGuo, Yongsheng. "The perception of value creation by relationship managers in corporate banking : insights into relationship banking." Thesis, University of Glasgow, 2006. http://theses.gla.ac.uk/8041/.
Повний текст джерелаLindahl, Mikael. "The Human-Nature Relationship and the Nature Documentary." Thesis, Kungl. Konsthögskolan, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:kkh:diva-207.
Повний текст джерелаHou, Pingyu. "Customer relationship management for banking system." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2635.
Повний текст джерелаNg, San U. "The profit : structure relationship in Macau banking." Thesis, University of Macau, 2007. http://umaclib3.umac.mo/record=b1637044.
Повний текст джерелаГуменна, Юлiя Григорiвна, Юлия Григорьевна Гуменная, Yuliia Hryhorivna Humenna, and A. Eremenko. "Relationship between digital technologies and banking sector." Thesis, Sumy State University, 2019. https://essuir.sumdu.edu.ua/handle/123456789/77713.
Повний текст джерелаRobinson, Ian. "The cyclical nature of the process involving banking risk and regulation : a grounded theory study." Thesis, University of the West of England, Bristol, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.362550.
Повний текст джерелаGuo, Qingyu. "Strategies of Customer Relationship Profitability in Retail Banking." Thesis, Karlstad University, Division for Business and Economics, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:kau:diva-4598.
Повний текст джерелаThe thesis aims to explore the strategies or tactics which make the retail banking profit from customer relationship. Through analyzing RR (relationship revenue) and RC (relationship cost), the report gets the strategies or tactics for the profitability in customer relationship base (CRP - customer relationship profitability).Relationship is the basis for the customer between the retail banking. The stable and sound long-term relationship makes retail banking profit RR (relationship revenue) from it. And in the same time to maintain and enhance customers‘ relationship will incur RC (relationship cost). Certain of RC (relationship cost) it is compulsory if the banks try to get RR (relationship revenue) from customer relationship. The point is to find out the strategies which will make retail banking can benefit its CRP (customer relationship profitability) and still serve their customers effectively and efficiently by their limited resource simultaneously.
Abdel-Haq, Mohammed Kayed. "The relationship between Islamic banking theory and practice." Thesis, Oxford Brookes University, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.332574.
Повний текст джерелаTurton, WE. "The centralisation of administration in commercial relationship banking." Thesis, Cape Technikon, 2001. http://hdl.handle.net/20.500.11838/960.
Повний текст джерелаDuring the last decade, commercial banking competition has intensified for a variety of reasons. With shareholders requirements to satisfY and, at the same time to provide ''value for money" to i!s clients, banks restructured themselves to serve niche market segments, increase critical mass by growing volume business or a combination of both. With the change in political dispensation, the urgency for banks to evolve intensified for the following prime reasons: I. The increased number offoreign banks ~ntering the South African market and cherry-picking the commercial banks' best clients and employees. This was facilitated by the foreign banks low cost of entry and low overhead cost structure coupled with cheaper availability of offshore funding for South African businesses. 2. Increased emigration rates reducin6 the availability ofskilled and trained bank employees. 3. The stagnation ofthe economic emironment resulting in low organic growth of the business client base from the traditional white o\\ned segment. 4. The largely neglected black business segment which became politically. if not economically. attractive to the local banks. Against this background. commercial ban:,s strategies changed involving restructuring the internal organisation to refocus the banking industr.. efforts in achieving its profit objectives. satisfYing and keeping its clients and attracting new clients. primarily, from the local competitor banks.
Nel, Jean-Louis. "The right to terminate a banking relationship unilaterally." Diss., University of Pretoria, 2018. http://hdl.handle.net/2263/69949.
Повний текст джерелаMini Dissertation (LLM)--University of Pretoria, 2018.
Mercantile Law
LLM
Unrestricted
Sin, Kam Fan. "Banker and customer : incidents of their relationship in a changing financial world /." Click to view the E-thesis via HKUTO, 1989. http://sunzi.lib.hku.hk/hkuto/record/B38906831.
Повний текст джерелаShaw, Sylvie. "Wild at heart : creating relationship with nature." Monash University, School of Political and Social Inquiry, 2001. http://arrow.monash.edu.au/hdl/1959.1/7963.
Повний текст джерелаRasuba, Maanda. "Statistical relationship of customer behavioral characteristics in personal banking." Thesis, Nelson Mandela Metropolitan University, 2009. http://hdl.handle.net/10948/1165.
Повний текст джерелаGregory, Curtis J. "Relationship Between Emotional Intelligence and Servant Leadership in Banking." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2975.
Повний текст джерелаSin, Kam Fan, and 單錦帆. "Banker and customer: incidents of their relationship in a changing financial world." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1989. http://hub.hku.hk/bib/B38906831.
Повний текст джерелаJohansson, David, and Mikael Westin. "CRM-En fallstudie av Nordea Private Banking." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23378.
Повний текст джерелаDobosz, Sandra. "Relationship Management in the Banking Industry : The Use of Facebook." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, EMM (Entreprenörskap, Marknadsföring, Management), 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-19804.
Повний текст джерелаJianwei, Wang. "The relationship between banking development and economic growth in China." Thesis, University of the West of Scotland, 2015. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.763528.
Повний текст джерелаAbubakar, M. T. "Customer relationship management processes in the Nigerian retail banking sector." Thesis, University of Salford, 2017. http://usir.salford.ac.uk/43740/.
Повний текст джерелаForster, Lisa J. "The Banking Industry's Relationship with Reporters: Cultivation through Risk Management." Ohio University / OhioLINK, 2007. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1195152936.
Повний текст джерелаParker, Lukas Jay, and lukasparker@gmail com. "Trust and the Australian retail banking industry : the impact of deinstitutionalisation of Australian retail banking services on consumer trust." Swinburne University of Technology, 2005. http://adt.lib.swin.edu.au./public/adt-VSWT20051117.105403.
Повний текст джерелаBlack, Angela Jean. "An empirical analysis of the relationship between UK speculative assets and business conditions." Thesis, University of Dundee, 1994. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.318917.
Повний текст джерелаJeong, Woocheon. "Three essays on the relationship between the banking sector, the real sector, and the political environment." Morgantown, W. Va. : [West Virginia University Libraries], 1999. http://etd.wvu.edu/templates/showETD.cfm?recnum=416.
Повний текст джерелаTitle from document title page. Document formatted into pages; contains x, 91 p. : ill. Vita. Includes abstract. Includes bibliographical references.
Carroll, Rachel Art College of Fine Arts UNSW. "What kind of relationship with nature does art provide?" Awarded by:University of New South Wales. Art, 2007. http://handle.unsw.edu.au/1959.4/43308.
Повний текст джерелаSweeney, David. "The Lake Ontario Greenway and nature, reflections on relationship." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1999. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape4/PQDD_0020/MQ56208.pdf.
Повний текст джерелаFarber, Jeffrey W. "Natural interactions : a commentary on our relationship with nature." Virtual Press, 2008. http://liblink.bsu.edu/uhtbin/catkey/1391229.
Повний текст джерелаDepartment of Art
Jahan, Israt. "Agent banking as a relationship marketing tool by banks in Bangladesh." Thesis, Linnéuniversitetet, Institutionen för marknadsföring (MF), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-89775.
Повний текст джерелаKing, Caroline. "The relationship between corporate sustainability and innovation in the South African banking sector." Diss., University of Pretoria, 2010. http://hdl.handle.net/2263/24249.
Повний текст джерелаDissertation (MBA)--University of Pretoria, 2010.
Gordon Institute of Business Science (GIBS)
Unrestricted
Zhang, Ting Ting. "Relationship banking in the corporate banking sector since the financial crisis of 2007-2009 : case studies of eight banks." Thesis, University of the West of Scotland, 2013. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.744783.
Повний текст джерелаElsharnouby, Tamer Hamed Safwat. "Relationship marketing: rhetoric and practice in the Egyptian retail banking sector." Thesis, Keele University, 2010. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.518338.
Повний текст джерелаJones, Andrew Malcolm. "Deconstructing globalization : the nature of transnational business activity in the investment banking and management consultancy industries." Thesis, University of Cambridge, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.621095.
Повний текст джерелаBeelman, Amanda M. "Healthy Habitats: The Role of Architecture in the Human Relationship with Nature." Cincinnati, Ohio : University of Cincinnati, 2005. http://www.ohiolink.edu/etd/view.cgi?acc%5Fnum=ucin1116350931.
Повний текст джерелаIbrahim, Bibi Bashirah. "The relationship between views of the nature of science and views of the nature of scientific measurements." Master's thesis, University of Cape Town, 2005. http://hdl.handle.net/11427/8661.
Повний текст джерелаThis study builds on the work started by a collaboration between researchers at the University of Cape Town, South Africa, and the University of York, UK, which focused or undergraduate physics students' understanding of measurement and uncertainty. The work led to the development of a paradigmatic model which has been found to be useful for classifying students' views on measurement during experimental work. In brief, in the "set" paradigm the ensemble of data is modelled by theoretical constructs from which a "best estimate" and the degree of dispersion (an interval) are reported. However, the majority of students who arrive at university operate within the "point paradigm". They subscribe to the notion that a perfect measurement is one which has no uncertainty associated with it. For many students, therefore, the ideal is to perform a single "correct" measurement with the utmost care. When presented with data that are dispersed, they often attempt to choose the "correct" value (for example the recurring value) from amongst the values in the ensemble. The present work explored the relationship between students' views on the nature of science (NOS) and the nature of scientific measurement. Modifying and supplementing existing diagnostic items in both areas of measurement and nature of science, the VASM (Views About Scientific Measurement) questionnaire was developed, piloted and administered to 179 first year physics students at the University of Cape Town. An analysis of the responses resulted in four profiles of students' views on the nature of science. It also revealed that students who view measurement according to the point paradigm generally have an objective view about science, perceive the purpose of scientific experiment to prove a phenomenon to be correct and use the ‘scientific method' to get a predicted answer in order to be consistent and successful in the scientific endeavour. Set paradigm students acknowledge the importance of human inference in science and scientific experiment is considered as a tool to understand the behaviour of nature. The consequences of this work for the teaching and learning of physics at a tertiary level are discussed.
Mngqibisa, Oscar Themba. "The relationship of humankind and nature according to Psalm 8." Thesis, Link to the online version, 2006. http://hdl.handle.net/10019.1/1279.
Повний текст джерелаSweet, Ronald F. "Rekindling earth awareness and the young child's relationship with nature." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1998. http://www.collectionscanada.ca/obj/s4/f2/dsk2/ftp03/MQ31375.pdf.
Повний текст джерелаFrench, Mark J. "The nature of the relationship between market orientation and performance." Thesis, Loughborough University, 2011. https://dspace.lboro.ac.uk/2134/8950.
Повний текст джерелаAlbertazzi, Ugo. "Essays in banking." Doctoral thesis, Universite Libre de Bruxelles, 2011. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209878.
Повний текст джерелаLe premier Chapitre analyse empiriquement comment la capacité d’offrir des emprunts à long terme est influencée par la dimension des intermédiaires financiers.
Le deuxième Chapitre analyse, avec un model théorique caractérisé par la présence de soft-budget constraint, ratchet effect et short-termism, comment la pression compétitive influence la capacité des banque de financer le firmes ayant des projets de bonne qualité.
Le troisième Chapitre examine, avec un model théorique du type moral hazard common agency, le conflits d'intérêts des banques universelles.
Financial intermediaries are recognized to promote the efficiency of resource allocation by mitigating problems of incentives, asymmetric information and contract incompleteness. The role played by financial intermediaries is considered so crucial that these institutions have received all over the world the greatest attention of regulators.
Across and within banking sectors it is possible to observe a wide variety of intermediaries. Banks may differ in their size, market power and degree of specialization. This variety raises interesting questions about the features of a well functioning banking sector. These questions have inspired an important body of economic literature which, however, is still inconclusive in many aspects. This dissertation includes three studies intending to contribute in this direction.
Chapter 1 will empirically study the willingness of smaller and larger lenders to grant long-term loans which, as credit to SME's, constitute an opaque segment of the credit market. Chapter 2 analyzes, with a theoretical model, the effects of competition on the efficiency of the banking sector when this is characterized by dynamic commitment issues which brings to excessive refinancing of bad quality investments (so called soft-budget constraint) or excessive termination of good ones (ratchet effect and short-termism). Chapter 3 presents a model to investigate to what extent the distortions posed by conflicts of interest in universal banks can be addressed through the provision of appropriate incentive schemes by the different categories of clients.
Doctorat en Sciences économiques et de gestion
info:eu-repo/semantics/nonPublished
Zhang, Song. "Impacts of relationship banking and capital market concentration on small business finance." Thesis, University of Surrey, 2016. http://epubs.surrey.ac.uk/811005/.
Повний текст джерелаMatagne, Sébastien, and Mark Gérard. "The role of Relationship Marketing for Customer satisfaction in the banking sector." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23706.
Повний текст джерелаChen, Hsiao-Chi, and 陳曉琪. "Relationship Banking –Evidence from Global Countries." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/84086431228730261287.
Повний текст джерела國立中興大學
企業管理學系所
94
In the era of the globalization, the influence among countries is getting higher and butterfly effects happen all the time. The financial health of a country is closely related to economic stability and this is exactly the reason why financial institutions are strictly controlled by government authorities. This paper is aimed to discuss the effects of nation-wide evidence for the development of politics, finance and economics in view of the opaque information channels between small firm and commercial bank during 1996-2004. Meanwhile, we analyze why firms choose single banking or multiple banking. Finally, we evaluate the competition influences on relationship lending. The empirical results show that: (1) the relationship lending is influenced by the quality of the government management and how many restricts on banking. (2) While concentration of bank industry is getting higher, the company will choose multiple banking; and when the ratio of direct finance is ascending, banks will select relationship lending so that they can make more profit. (3) As a country is threatened by the systemic banking crisis, the economic of a country is too unstable to fund small firms with opaque information channels, and the opportunity of single banking relationship is rising. (4) Small firms prefer to build relationship with few banks so that they can get loan from bank if required. (5) Firms with the primary bank in financial distress are more likely to resort to multiple banking for better protection; however, they probably only care about low interest cost yet ignore the bankruptcy risk of primary bank of BKROEPRIM10%.
Yi-TingWu and 吳宜庭. "The relationship between banking business and management and non-performing loans in Taiwan - Consumer Banking vs. Institutional Banking & Public Banking vs. Private Banking." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/583ejp.
Повний текст джерела國立成功大學
財務金融研究所
105
This paper discusses a multiple linear regression conducted during the first quarter of 2008 to the third quarter of 2016 on 38 banks separately for banking business (consumer banking and institutional banking) and management (private banking and public banking) to examine the determinants of non-performing loans in the Taiwanese banking sector. It is found that the influence of bank characteristics on NPLs is low, especially considering bank specific factors, such as NPLT-1, size, return on equity, and the capital adequacy ratio in the models, which mitigate the effect of bank characteristics. Therefore, there is insufficient evidence to support our hypothesis. However, this research may help us to understand and provide information to financial institutions regarding the potential effect of both macroeconomic and bank-specific variables on NPLs.
Huang, Fu-Cyuan, and 黃茀荃. "A Study of the Relationship among the Physical banking service quality, Internet Banking service quality and Customer Relationship." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/08866340380317679638.
Повний текст джерела銘傳大學
應用統計資訊學系碩士班
102
With the development of World Wide Web, Internet banking has been widely set up in order to improve the service quality and the market competitiveness of the banks. Although the operating environment is different, there are a lot of similarities between Internet banking and physical banking. The purpose of this study was to explore the relationships between service quality of physical banking and Internet banking; it is also aimed to investigate the interrelationships among customer service, customer trust and customer loyalty. The participants of this study were bank customers who have experience in using both physical and Internet banking. Online questionnaire survey was applied to collect data. Linear Structural Equation modeling was employed to explore the path relationships among factors, and a customer relationship model was constructed in the end of the study. Result revealed that gender and age have significant relationships with the most of the factors in the model. In terms of service quality, a significant positive influence was found between service quality and customer trusts in physical banking; a significant positive influence was found between service quality and customer satisfaction in Internet banking. In terms of customer relationship, a significant positive influence was identified between customer satisfaction and customer trust; a significant positive influence was identified between customer trust and customer loyalty. It is also found that the service quality in physical banking is significantly positively influence with the service quality in Internet banking. This study is hoped to provide references for the banking industry, so that different marketing strategies could be developed for different customers in the future.
CHIOU, LENG-YA, and 邱稜雅. "Banking Relationship, Agency Problem and Investment Risk." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/30811753435001615323.
Повний текст джерела銘傳大學
風險管理與保險學系碩士在職專班
104
Whether a company’s investment risk increases because it executes helpless investment as money readily available under closely banking relationship? Whether the association between banking relationship and investment risk exacerbates because of the company's severe agency problem? We use the proportion of a company's bank loans on total debt and banking number which a bank contacts to present banking relationship. The investment-cash flow sensitivity and over-investment are on behalf of the investment risk respectively. Agency problems are indicated by the dual of chief executive officer and controlling stockholder as well as the deviation of the control rights and cash flow rights. We find that the bank relationship will effect the imvestment risk positively. The company's agency problem will enhencethe positive relationship between abundant bank funds and investment risk, as the result of lacking oversights on managers.
Nasser, Noura. "The relationship between nature and furniture." Master's thesis, 2021. http://hdl.handle.net/10400.26/38257.
Повний текст джерелаRavesteyn, Louis Johannes van. "The effect of relationship banking on customer loyalty in the retail business banking environment." Thesis, 2005. http://hdl.handle.net/10500/154.
Повний текст джерелаRelationship banking, as exemplified by retail banks, is a valuable enabling strategy that promotes competitiveness and provides sustainable success. The utilisation of relationship banking as a business strategy to increase customer retention, create customer loyalty and ultimately increase long-term profits is a relative young tactic, originating in the 1980s and gathering pace during the 1990s. The correct application of relationship banking could impact on the bottomline of banks favourably. Hence the positioning of this research to investigate the effect of the relationship banking offering on customer loyalty, and its use in realising customer loyalty and long-term value from relationship banking initiatives. The retail banking industry in South Africa is a complex and very competitive environment, which is dominated by the big four banks (ABSA, First National Bank, Nedbank, and Standard Bank). It is a business imperative for the management of the banks to ensure that they establish, develop and improve relationships with their most important asset, their customers. Operating in such a dynamic environment requires of banks to fully understand all the factors of relationship banking that affect their success and market share. What is the impact of relationship banking on customer loyalty, and what are the possible results that can flow from a close relationship between bank and customer? The main research hypothesis states that business customers who receive the relationship banking offering from their retail bankers are more loyal towards their bank than those business customers who do not receive the relationship banking offering. With this in mind the research seeks to clarify specific primary objectives based on the hypothesis: • To investigate the impact that relationship banking has on the loyalty of business banking customers in the retail banks in South Africa. ii • To identify the critical factors of relationship banking that can influence customer loyalty. • To identify the benefits of relationship banking and customer loyalty. The research composed of a field study in the retail banking industry, with a sample of 80 business banking customers with a close business relationship with their banker or having a personal banker looking after the relationship, and 80 business customers without a close business relationship with their banker or no personal banker looking after their relationship. The survey focused on the attitude or perception of business customers based on relationship and loyalty dimensions. The research, in combination with the literature review provided valuable insight into the factors influencing relationship banking, its value as part of a retail business banking proposition, as well as the effect it has on customer loyalty. It also provided insight into the importance of customer loyalty and its impact on customer retention and long-term profitability. It is clear from the literature review and research that a relationship banking offering adds value with regard to customer retention and loyalty. The results and findings from the research and literature review represent a remarkable difference between the perceived levels of customer loyalty of the two groups. This is an indication that relationship banking affects customer loyalty positively. The critical factors of relationship banking that were found to influence customer loyalty included the value proposition, service and quality, employee competency (relationship banker), price, reward and recognition, and communication. The benefits of developing and building customer loyalty included: retention of customers and staff, customer satisfaction, trust, word of mouth referrals and growth, cost reduction, cross-sales, profitability (relationship lifetime value) and enhancing the bank’s competitive advantage. iii The researcher recommends that retail banks must continue to implement relationship banking offerings across all business customer segments. A possible consideration will be to divide the relationship banking offering on different levels: high-touch; medium-touch; and low-touch. These different value propositions should represent mutual (bank and customer) requirements and financial feasibility for banks. Banks must place customer-centricity at the core of their relationship banking strategy. To support the relationship strategies banks need to understand the behaviour of their customers and their buying habits. Market segmentation is a critical aspect of relationship marketing and the segmentation of business customers must be in line with the different levels of relationship offerings. Segmentation should also be in line with customer value or customer profitability, complexity of financial demands, annual turnover and industry. This segmentation will allow banks to provide the correct relationship banking offering to the right customer. To support the segmentation process banks need to be able to determine the individual customer profitability. Management information systems must be developed and used to determine the customer’s profitability. Once the segmentation has been concluded banks must implement and use applicable CRM strategies and CRM systems to complement the relationship banking offering. It’s about knowing their customers well enough to determine the kind of relationship they would like to have. Banks must also try to extend their CRM strategy across all customers. The support from top management and understanding of the relationship banking offering is critical as a lack of support can derail the success. The main recommendations for further study that transpired from the research included: • Research on the calculation of relationship life time value. iv • Research on a model for appropriate market segmentation of business banking customers in South Africa. • Research on the importance of reward and recognition strategies to valued customers, plus loyalty programmes. • Research on the key characteristics of relationship bankers.
Ching, Tu-Shin, and 荊篤信. "Internet Banking Relationship with Bank Performance Case Study." Thesis, 2011. http://ndltd.ncl.edu.tw/handle/69778193913062777677.
Повний текст джерела淡江大學
全球華商經營管理數位學習碩士在職專班
99
In recent years, under the development of financial institutions in Taiwan, We found that, no matter for banking industry, insurance agencies, local credit unions or other financial institutions, the number of physical channels and the scale of market share seem to be the important criteria for the measurement of their business performance. In other words, the expansion of the number of branches seems to be a progress for their market share. However, under the fast growing electronic financial markets, to expand the branches of the financial institutions is not the way to attract their new customers and to lower their operating cost. The appropriate way to fast achieve the goal of attracting customers and reducing costs is to develop Internet banking. Owning to the low cost of Internet system and the 24-hour service characteristic, the network access system seems to be the strong desire of the financial institutions for their operation and development. However, will the continuing investment in network resources improve the overall performance? The rapidly growing of Internet banking might lead to the increase in the operating and personnel costs. Under the phase of the saturated condition that Taiwan’s banking system if over-banking, we are trying to investigate whether the expansion of the internet banking will improve the bank’s operating performance. The aim of this study is to investigate the effect of the internet banking on the bank’s operating performance of ROA and ROE using sample data of 32 banks of Taiwan.
Lu, Chiu Lung, and 盧萩榕. "The Effect of Banking Structure on Relationship Lending." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/82283900018714396919.
Повний текст джерела國立中興大學
財務金融系所
96
The bank loan is an important source of the fund demand of small enterprise, and the bank’s finance supervise role can solve the information asymmetry problem between debtor and the enterprise. When the cooperation of bank and enterprises is relied on the offering of information inside enterprises then called as the relationship lending, this kind of relationship is especially important to the small business. But if the cooperation do not need to keep in close touch then claim as the transaction lending. We judge the information asymmetry for four parameter, sales, fixed assets, number of bank relation and listing in order to understand the loan relation between enterprise and bank under different bank characteristics. In the small enterprise, we find the large bank, high non performing loan, and high profitability bank tend to cooperation with little sales, fixed assets company and that lend from single bank. In the medium-and-large sized firm, the bank with long life and high risk tend to get transaction lending. The bank with the higher earning, have intention to carry on the relationship lending. When the enterprise''s information is relatively low in transparency, than the enterprises will grant the loan with fewer banks. If the characteristic of company belongs to low information transparency, there will loan with less then 5 banks at the same time. And if the company lend with more then 6 banks at the same time, than the characteristic of company is high information transparency. The establishment of holding bank in Taiwan apparent to influence the type of lending. The result finds the holding bank tend to attributed the resources on enterprises with high transparency in information, and doing the transaction lending, then squeeze the proportion of the loan to the small business. The large bank make loan to little company changing from the transaction lending into relationship lending.
Huang, Tien-Yuan, and 黃添源. "A Study of Relationship Marketing in Retail Banking." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/97912706089805398762.
Повний текст джерела國立高雄第一科技大學
行銷與流通管理所
94
Abstract Not only the modern banks emphasize marketing, promote various kinds of marketing strategy, and provide different financial goods, but also establish mutual interests and long-term relationship with the customers. The study is to probe into the influence that relationship marketing has on relationship quality, customers public praise and cross-buying from retail financial service in banks. The purpose of research aims at probing into(1)The influence that the leading factors such as the profession of banking personnel, perceptions of convenience, relative price and so on have on customers relationship quality(2)The influence that customers relationship quality in banks has on word of mouth and cross-buying(3)Offering the financial institutions the tactics to carry out relationship marketing strategy. The real study result is found:(1)The more specialized the sales force of the bank is, the better relationship quality between the customers and the bank is(2)The more convenient the bank for the customers is, the better relationship quality is(3)The better the relative price the bank supply to the customers is, the better relationship quality is(4)The better the bank and customers relationship quality are, the better word of mouth is(5)The better the bank and customers relationship quality are, the better cross-buying is.
Cheng, Chia-ching, and 鄭嘉慶. "The relationship between banking panics and business cycles." Thesis, 1997. http://ndltd.ncl.edu.tw/handle/97464282907280932613.
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