Статті в журналах: "Metodi commerciali"

1

Peretti, Griva Pierpaolo, and Silvio Trombetta. "Strumenti e metodi. Migliorare prestazioni e risultati commerciali attraverso lo sviluppo della self efficacy." FOR Rivista per la formazione, no. 99 (October 2015): 40–43. http://dx.doi.org/10.3280/for2014-099011.

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2

Clodio Enre. "Tra arbitrato brasiliano e arbitrato europeo: uno studio sull'Agenzia nazionale delle telecomunicazioni (ANATEL) e sull'Ufficio delle comunicazioni (UFCOM)." International Journal of Science and Society 4, no. 4 (October 27, 2022): 183–94. http://dx.doi.org/10.54783/ijsoc.v4i4.564.

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La ricerca dell'arbitrato come mezzo di risoluzione delle controversie è importante per la grande mole di casi sottoposti al giudizio dello Stato - giudice, in numero inversamente proporzionale alla preparazione tecnica di coloro che sono investiti della funzione giurisdizionale per atto statale . Attualmente parlare di composizione extragiudiziale dei conflitti in materia di regolamentazione significa entrare in uno scenario di grandi discussioni e dibattiti. In questo modo, il testo cerca di costruire ragioni per la risoluzione delle controversie nel campo delle telecomunicazioni attraverso l'arbitrato, anche, vista l'esperienza europea, come l'UFCOM. Uno dei compiti delle agenzie di regolamentazione è proprio la soluzione dei conflitti tra attori del settore a livello amministrativo. Analizzando le forme di risoluzione delle controversie nell'Unione Europea, si può evidenziare il peculiare comportamento. Nelle principali controversie che si verificano nel continente, è più comune utilizzare l'arbitrato rispetto alla magistratura. Infatti, l'arbitrato può essere utilizzato da ANATEL come uno strumento importante per garantire una concorrenza ampia, libera e leale tra i fornitori di servizi di telecomunicazioni, in quanto elude la lentezza della magistratura e la possibilità di contenziosi fittizi, consentendo la rapida adozione di una decisione che spesso lede i diritti di un gran numero di utenti dei servizi di telecomunicazione. L'alto prestigio di cui godono questi metodi di risoluzione delle controversie rende omaggio alla loro caratteristica di essere un forum neutrale posizionato lontano da un'agenzia di regolamentazione di un determinato paese e vicino a arbitri scelti di comune accordo, o anche collegato ad istituzioni internazionali che forniscono i servizi di arbitrato nelle controversie commerciali.

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3

Malienė, Vida. "VALUATION OF COMMERCIAL PREMISES BY THE METHOD OF MULTIPLE CRITERIA ANALYSIS/KOMERCINIŲ PATALPŲ VERTINIMAS DAUGIAKRITERINĖS ANALIZĖS VERTĖS NUSTATYMO METODU." JOURNAL OF CIVIL ENGINEERING AND MANAGEMENT 6, no. 6 (December 31, 2000): 457–63. http://dx.doi.org/10.3846/13921525.2000.10531631.

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Daugelį problemų, su kuriomis susiduriama vertinant nekilnojamąjį turtą, galima išspręsti daugiakriterinės analizės metodais. Šie metodai pradėti taikyti tik XX a. antrojoje pusėje. Šiuo metu jie užima labai svarbią vietą pasaulinėje nekilnojamojo turto vertinimo praktikoje. Daugeliu atveju tarptautinėje praktikoje jie yra pagrįsti rinkos modeliavimu ir ekonominiu vertintojų mąstymu, todėl kartais pateikiami kaip atskiri vertinimo metodai ir vadinami šiuolaikiniais. Šiame straipsnyje siūlomas naujas daugiakriterinės analizės vertės nustatymo metodas. Jis yra pagrįstas rinkos analize bei vertinimo principu ir atitinka klasikinį lyginamosios vertės metodą. Jį galima priskirti netiesioginių lyginamosios vertės metodų grupei. Šie metodai daugiakriterinę nekilnojamojo turto analizę leidžia atlikti plačiau ir universaliau, nes remiasi daueelio skirtingų kriterijų, t. y. kokybinių, kiekybinių bei rinkos konjunktūros įvertinimu. Siūlomas metodas gali patenkinti daugelio suinteresuotų grupių tikslus bei poreikius, nes juo remiantis galima nustatyti ne tik nekilnojamojo turto rinkos vertę, bet ir kitas vertes, pvz., investicinę, naudojimo, esamo naudojimo rinkos vertę ir t. t. Šiame straipsnyje pateiktas metodo teorinis modelis, kuriuo remiantis buvo nustatyta patalpų. skirtų komercijai, rinkos vertė.

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4

Lukić, Darko. "Methods and techniques of neuromarketing research." Marketing 52, no. 3 (2021): 185–96. http://dx.doi.org/10.5937/mkng2103185l.

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Advances in the development of neuromarketing research methods and techniques, over the past two decades, have enabled their application not only for scientific purposes, but also for commercial purposes of researching consumer behavior. This paper will review various methods and techniques of neuromarketing research, highlighting the advantages and disadvantages of using these, for the purpose of consumer behavior research. As a research part of the paper, combined laboratory neuromarketing research (EEG and eye tracking) was conducted, that examined implicit attitudes of consumers (attention and emotions, in real time, from second to second), whose goal was to examine how consumers react implicitly to different marketing stimuli (TV commercials for Coca Cola and Pepsi Cola brands). The research additionally examined whether there is an overlap of conscious consumer attitudes, collected by the research method through a questionnaire, with the results of the combined neuromarketing research. The research found that the tested marketing stimuli have a positive impact on the implicit positioning of tested FMCG brands. In addition, by comparative analysis of explicit and implicit consumer attitudes, it was found that there is agreement between them. Finally, the research found that neuromarketing research has the potential to improve marketing communication (tested TV commercials), and thus the positioning of FMCG brands.

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5

Martínez-Aispuro, P., M,A, Goytia-Jiménez, A. F. Barrientos-Priego, and A. Espinosa-Flores. "MÉTODOS DE DESHIDRATACIÓN EN LA CALIDAD COMERCIAL DE LA FLOR DE ROSA." Revista Chapingo Serie Horticultura XI, no. 1 (June 2005): 167–73. http://dx.doi.org/10.5154/r.rchsh.2003.10.067.

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6

Kansak, Nilgün, Müge Aslan, Rıza Adaleti, and Sebahat Aksaray. "Klebsiella pneumoniae İzolatlarında Sıvı Mikrodilüsyon Temelli İki Ticari Sistemin Referans Mikrodilüsyon Yöntemine Göre Değerlendirilmesi." Mikrobiyoloji Bulteni 54, no. 4 (October 15, 2020): 606–12. http://dx.doi.org/10.5578/mb.69828.

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7

Lutfullayeva, Prof Durdona. "METHODS OF NAMING COMMERCIAL OBJECTS, ENTERPRISES, COMPANIES IN UZBEK LANGUAGE." CURRENT RESEARCH JOURNAL OF PHILOLOGICAL SCIENCES 02, no. 12 (December 1, 2021): 84–89. http://dx.doi.org/10.37547/philological-crjps-02-12-18.

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In this article, the criteria for creating a name in the Uzbek language, the requirements for creating and choosing a name, the names were given to commercial objects, enterprises, firms, consumer goods in our country are analyzed and critically studied. Problems were addressed and they identified methods of naming.

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8

Trashchenko, O. L. "INSURANCE AS A METHOD OF RISK MANAGEMENT OF A COMMERCIAL BANK." Economical, no. 2(21) (2019): 22–28. http://dx.doi.org/10.31474/1680-0044-2019-2(21)-22-28.

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9

Moťková, P., and J. Vytřasová. "Comparison of methods for isolating fungal DNA." Czech Journal of Food Sciences 29, Special Issue (January 4, 2012): S76—S85. http://dx.doi.org/10.17221/266/2011-cjfs.

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In this study methods of fungal DNA isolation were optimised and compared. The aim of the isolation processes was to obtain DNA of sufficient quality and quantity necessary for its amplification, as most detection techniques require DNA amplification before the proper DNA detection itself. For this purpose, classic methods of DNA extraction were compared and optimised while isolations using commercial kits were also done. The methods were evaluated from several perspectives, with focus especially laid on the isolated DNA not contain PCR inhibitors which would prevent DNA amplification, thus inhibiting the detection itself. For optimising the individual methods, collection strains of the genus Aspergillus were used. After the evaluation, two most suitable methods were selected and chosen for isolating potentially aflatoxigenic moulds taken from food samples. These methods were the commercially supplied kit for isolating DNA from plant leaves from Sigma and a classic method according Cenis in combination with the cell wall disruption by means of liquid nitrogen.

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10

沈旭明, 沈旭明, та 杜功仁 Hsu-Ming Shen. "老舊商辦建築整修標準系統方法". 建築科學 23, № 23 (червень 2021): 023–39. http://dx.doi.org/10.53106/221915772021060023002.

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綠色經濟(GE)和可持續發展(SD)對社會中的每個人都有直接且持久的影響，不但有助於我們對抗老舊商辦建築老化，高能耗、高污染所面臨的許多問題，更重要是可以減少對生態環境的影響。因此，將透過對GE和SD進行探討，作為解決老舊商辦建築整修成為適合現代化商辦建築的解決方案，經蒐集各國專家學者對未來商辦建築的見解與應用著重之面向，建立老舊商辦建築整修標準系統來解決這種複雜性問題。本研究將應用模糊德爾菲法(FDM)與層級分析法(AHP)，建構有效的系統方法，將對老舊商辦建築整修項目及過程，能以快速且客觀評估角度，制定可持續商辦建築整修標準規劃，用於評估環保意識，設計美學及企業責任及意見反饋等構面。藉此，推動商辦建築物資產升級，除可降低空置率外，並達成建築增值保值及提升租金收益。  Green economy (GE) and sustainable development (SD) have a direct and long-term impact on everyone in the society. These methods can be used to not only solve problems, such as the aging of old commercial buildings, high energy consumption, and high pollution, but also reduce the impact on the ecological environment. Therefore, we intend to explore GE and SD as solutions to transform old commercial buildings into modern commercial buildings. We can establish a standardized systematic method and address the complex problem of renovating old commercial buildings by obtaining insights and application preferences from experts and scholars throughout the world with respect to future commercial buildings. In this study, we will apply the Fuzzy Delphi Method (FDM) and the Analytic Hierarchy Process (AHP) to obtain an effective systematic method. Further, we intend to formulate a standard sustainable commercial building renovation plan from the viewpoint of rapid and objective assessment, which can be used to evaluate various aspects, including environmental awareness, design aesthetics, and corporate responsibility and feedback, with respect to the renovation projects and processes associated with old commercial buildings. Thus, we can promote the upgradation, reduce the vacancy rate, ensure the preservation, and increase the value and rent of the commercial building assets.

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Taram, Hafiz Santak, and Isfandayani Isfandayani. "Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah BUMN dan Non BUMN dengan Metode RGEC." At-Tamwil: Journal of Islamic Economics and Finance 1, no. 2 (December 19, 2022): 144–60. http://dx.doi.org/10.33558/attamwil.v1i2.5723.

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This study aims to analyze the comparison of the financial performance of BUMN Islamic commercial banks and BUMN Non Islamic commercial banks on the variables of Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC) for the 2017-2020 period represented by the ratio of Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), Good Corporate Governance (GCG), Return On Assets (ROA), Return On Equity (ROE), and Capital Adequacy Ratio (CAR). The results of this study show that of the 7 ratios analyzed, there are 5 ratios with significant differences between the financial performance of BUMN Islamic commercial banks and Non BUMN Islamic commercial banks during the 2017-2020 period, namely FDR with a significance of 0.000, BOPO with a significance of 0.011 Good Corporate Governance with a significance of 0.011. 0.003 significance, ROA with 0.024 significance, and ROE with 0.020 significance. While the NPF ratio with a significance of 0.921, CAR with a significance of 0.744, and RGEC Composite Rating with a significance of 0.510 there is no significant difference between the financial performance of BUMN Islamic commercial banks and non-BUMN Islamic commercial banks during the 2017-2020 period. The last analysis on the consolidated financial performance assessment of all RGEC variables shows that the performance of BUMN Islamic commercial banks is not better than the performance of Non-BUMN Islamic commercial banks where the average composite value for 4 years is the performance of BUMN Islamic commercial banks (80%).

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12

Rahayu, Puji, and Hariana Septian. "Pengakuan Aset Tak Berwujud Dan Perbandingan Metode Garis Lurus Dengan Metode Saldo Menurun Dalam Menentukan Pajak Penghasilan." JAS (Jurnal Akuntansi Syariah) 4, no. 2 (December 16, 2020): 242–57. http://dx.doi.org/10.46367/jas.v4i2.253.

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The purpose of this study is to analyze the recognition of intangible assets and to compare the straights line method with the declining balance method in determining income tax. The method in this research is evaluation and qualitative research type. From the results of the research, it was identified that the company has intangible assets in the form of a personnel information system worth IDR 35,000,000, all costs used to obtain the system are recognized as intangible assets according to the criteria for intangible assets according to PSAK 19. Amortization calculation results in 2019 using the straight-line method amounted to IDR 8,750,000. So that the commercial comprehensive income generated is IDR 27,425,574,392. Meanwhile, the declining balance method resulted in amortization of IDR 17,500,000 and the resulting comprehensive commercial profit of IDR 27,416,824,392. After the fiscal reconciliation was carried out, the Income Tax amounted to IDR 6,285,027,465 using a straight line as the amortization calculation. Meanwhile, Income Tax with amortization costs uses the declining balance method of IDR 6,282,964,965. There is a tax savings of IDR 2,062,500 if you use the Decreasing Balance Method. So that the declining balance method is very suitable to use when economic conditions are sluggish like today due to the impact of Covid-19. The tax savings can be used to increase the company's capital to run business operations.

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13

Ar-rosyyid, Maulana Harun, Destian Arshad Darulmalshah Tamara, and Rosma Pakpahan. "Perancangan Aplikasi Penilaian Tingkat Kesehatan Bank Umum Menggunakan Metode Risk Based Bank Rating." Indonesian Journal of Economics and Management 1, no. 1 (November 30, 2020): 221–34. http://dx.doi.org/10.35313/ijem.v1i1.2431.

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The soundness level of a bank is a qualitative assessment of various aspects that affect the condition or performance of a bank through quantitative or quantitative assessments. In this Regulation of the Financial Services Authority Number 4 / POJK.03 / 2016 using an individual and consolidated risk approach (Risk Based Bank Rating / RBBR). This risk approach includes the Risk Profile, Good Corporate Governance, Earnings and Capital factors. Conducting an assessment is not easy, especially if it is still manual for the process. That way designing an application is the right way to solve it because it can simplify the work process by utilizing existing technology capabilities. Android-based technology is one of the most dominating technologies in use throughout the world. This study aims to design an application to process financial report data for the commercial bank sector into information on the health level of commercial banks based on the RBBR method and to present the development (comparison) of the soundness level of commercial banks in a two years period with the help of an android-based application. The design of this application uses a prototype approach method with several stages, namely identifying needs, making prototypes, testing prototypes, improving prototypes and developing production versions. Then the trial was carried out at one commercial bank for two consecutive periods at once. The test results on the application design for calculating the soundness level of a commercial bank based on the RBBR method in accordance with applicable regulations have been able to determine the composite rating (PK) and can suggest developments (comparisons) on the NPL, GCG, ROA and CAR factors in one commercial bank for two consecutive periods at once.

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14

Kopiński, Adam Marek, and Dariusz Stanisław Porębski. "Attempting to Evaluate the Effectiveness of the Commercial Banks Using Data Envelopment Analysis." Annales Universitatis Mariae Curie-Skłodowska, sectio H, Oeconomia 49, no. 4 (December 18, 2015): 257. http://dx.doi.org/10.17951/h.2015.49.4.257.

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15

Adnanti, Wenny Ana, Iin Indarti, and Elma Muncar Aditya. "Analisis Penilaian Tingkat Kesehatan Bank Umum BUMN Menggunakan Metode RGEC." ECONBANK: Journal of Economics and Banking 4, no. 1 (April 25, 2022): 23–37. http://dx.doi.org/10.35829/econbank.v4i1.167.

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This study aims to determine the performance of state-owned commercial banks in terms of bank soundness assessment, namely: Risk-profile, Good Corporate Governance (GCG), Earning and Capital (RGEC). The research method used is descriptive research with a qualitative approach. The data in this study uses secondary data obtained from the financial statements of state-owned commercial banks for the period 2018 - 2020. The data analysis technique uses a risk approach (Risk - Based Banking Rate) with an assessment coverage of RGEC factors. The results of this study indicate the performance of state-owned commercial banks in terms of: (1) The risk-profile is in a healthy condition with an average NPL ratio of 1.18%, 1.64%, and 1.27%, and the ratio LDR are 96.28%, 99.05%, and 84.41%, respectively. (2) GCG period 2018 – 2019 with a composite value of 1.75 healthy criteria, and the 2020 period with a composite value of 1.5 very healthy criteria (3) Earning with an average ROA ratio of 3.21% criteria very healthy, 3.54% very healthy criteria, and 1.62% healthy criteria, NIM ratio of 5.16% very healthy criteria, 4.96% healthy criteria and 4.48% healthy criteria, BOPO ratio of 73.75 % very healthy criteria, 80.02% very healthy criteria and 81.96% very healthy criteria. (4) Capital is in a very healthy condition with average CAR ratios of 29.2%, 30.62% and 27.34%. (5) RGEC as a whole is in a very healthy rating.

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Kusumanisita, Apriliana Ika, and Istiana Mita Musdalifah. "Analisis Prediksi Kebangkrutan Pada Bank Umum Syariah di Indonesia Menggunakan Metode Fulmer Periode 2010-2019." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 7, no. 2 (September 28, 2021): 135. http://dx.doi.org/10.29300/aij.v7i2.4417.

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This research is used to predict early bankruptcy in the health of financial performance in the Islamic banking industry in Indonesia using the Fulmer method. This research uses a quantitative approach. The data analysis technique used is the regression of the panel data. The samples used in this study are 14 Islamic commercial banks that have been registered with Bank Indonesia. The sampling technique uses the purposive sampling method because researchers determine certain criteria for Islamic commercial banks that have published their financial statements. The data used by researchers is secondary data which means using data collected in the form of financial statements. The results of this study showed the value of R square 0.998771 means that 99% prediction on the variable Fulmer method can explain the level of health of the financial performance of sharia commercial banks. In addition, the results of this study also showed that simultaneous and partial variables of Fulmer methods had a significant positive effect on bankruptcy in Islamic commercial banks.

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17

Putri, Devy Ariesta, and Sylva Alif Rusmita. "ANALISIS TINGKAT EFISIENSI BIAYA BANK UMUM SYARIAH DENGAN METODE STOCHASTIC FRONTIER ANALYSIS PERIODE 2015-2018." Jurnal Ekonomi Syariah Teori dan Terapan 7, no. 1 (June 11, 2020): 199. http://dx.doi.org/10.20473/vol7iss20201pp199-206.

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This study aims to determine the cost efficiency level of Sharia Commercial Banks registered in the OJK for the 2015-2018 period. This study uses a quantitative approach. This study uses a parametric approach to measure the cost efficiency of Islamic banking with the stochastic frontier analysis (SFA) method. The value of cost efficiency using the SFA method is in the form of a value of 100%, the closer it is to the value of 100%, the more efficient the bank works. The analysis technique used is the cross-section model and panel model. This study uses 7 Sharia Commercial Bank samples. Data obtained from each of the Sharia Commercial Bank Financial Report websites. The results of the Cross-Section Stochastic Frontier Analysis analysis on cost efficiency show the average value of the efficiency of Islamic banking in Indonesia approaching 95.92%. The results of the cost-efficiency analysis show that Islamic banking in the 2015-2018 period tended to be less efficient in controlling costs.Keywords: Cost efficiency, Islamic commercial banks, Stochastic Frontier Analysis (SFA).

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18

Zettyra R. D, Zara, and Evi Mutia. "PERBANDINGAN TINGKAT KESEHATAN BANK UMUM KONVENSIONAL DAN BANK UMUM SYARIAH MENGGUNAKAN METODE RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNINGS, DAN CAPITAL)." Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi 4, no. 4 (June 24, 2020): 635–53. http://dx.doi.org/10.24815/jimeka.v4i4.15325.

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The purpose of this study was to see a comparison of the health levels of conventional commercial banks and Islamic commercial banks using the RGEC method in the 2014-2017 period. The sample of this study were 30 conventional commercial banks and 11 sharia commercial banks. The assessment used uses the RGEC method (Risk Profile, Good Corporate Governance, Earnings, Capital) Risk Profile seen through the NPL and NPF indicators for conventional commercial banks while Islamic banks use LDR and FDR. Corporate governance is measured through Self Assessment. Earnings are measured through ROA and NIM indicators. Capital is measured based on the CAR indicator. Testing the hypothesis in this study using the Independent T-Test and Mann-Wnithey Test samples. The results of this study indicate that there is a difference between conventional commercial banks and Islamic commercial banks seen from the ratio of NPL, LDR, and ROA. While the ratio of GCG, NIM, and CAR does not have a significant difference between conventional commercial banks and Islamic commercial banks.

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Karwan, Dariusz. "COMPARISON OF THREE METHODS OF QUEEN BEE INTRODUCTION IN A STATIONARY COMMERCIAL APIARY." Acta Scientiarum Polonorum Zootechnica 15, no. 1 (April 25, 2016): 31–40. http://dx.doi.org/10.21005/asp.2016.15.1.03.

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20

Tasya, Annisa Fikriyah, Purwanita Setijanti, and Asri Dinapradipta. "Retrofit pada Bangunan Komersial: Tinjauan Masalah dan Metode." ARSITEKTURA 18, no. 2 (November 5, 2020): 199. http://dx.doi.org/10.20961/arst.v18i2.42632.

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At present energy efficiency is the main target to reduce building operating costs and achieve sustainability. The use of energy in buildings can be done through retrofitting. In addition, retrofitting has the potential to reduce carbon emissions, but there are also those who have to release some building features if necessary, energy features that are applied to existing buildings that have been issued to carry out renovations. Building reinforcement is a complex act, with various criteria that must be met with each other to achieve sustainable use of buildings. This article discusses the benefits, criteria, analytic methods, and decision making processes used to improve commercial buildings. The main criteria for increased energy consumption. Some other criteria are building materials, economy and occupants' needs. The analytical method for estimating or measuring the increase in retrofit that will be discussed in this article is a simulation of building energy. This method is widely used because it can predict the condition of buildings in the future. Each retrofit step is chosen and approved by the several factors; regulations, risks, business sustainability, knowledge, awareness and occupant demand. The retrofit valuation process is based on the value at which financial performance is taken into account. Retrofitting carried out on commercial buildings, applied with care, not only provides opportunities to reduce energy consumption and carbon emissions, but can also increase the value of these properties.

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Pavlík, Petr. "Financial theory approach to the investigation of the impact of Basel III capital adequacy on commercial banks." Český finanční a účetní časopis 2017, no. 4 (March 1, 2018): 41–56. http://dx.doi.org/10.18267/j.cfuc.504.

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22

Kautsar, Muhammad Haikal, and Isfenti Sadalia. "Analisis Technical Efficiency Bank Umum Syariah Dengan Metode Stochastic Frontier Analysis." Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA) 1, no. 2 (December 10, 2018): 367–76. http://dx.doi.org/10.32734/lwsa.v1i2.209.

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Pertumbuhan yang pesat dari industri perbankan syariah mendorong adanya peningkatan kualitas seiring bertambahnya kuantitas bank syariah di Indonesia. Penjagaan kualitas penting bagi bank syariah karena bergerak atas landasan kepercayaan. Efisiensi merupakan salah satu parameter untuk mengukur kinerja bank syariah. Penelitian ini mengukur tingkat Technical Efficiency Bank Umum Syariah dengan metode Stochastic Frontier Analysis selama periode 2010-2015. Dengan menggunakan 11 sampel Bank Umum Syariah dan Variabel Input Total Simpanan, Biaya Operasional, Biaya Operasional Lainnya. Variabel Output yaitu Total Pembiayaan. Hasil penelitian ini menunjukan Bahwa Total Simpanan dan Biaya Operasional berpengaruh positif dan signifikan terhadap Total Pembiayaan. Sementara, Biaya Operasional Lainnya berpengaruh negatif terhadap Total Pembiayaaan. Secara rerata skor Technical Efficiency Bank Umum Syariah selama periode observasi sebesar 0,743. The rapid growth of sharia banking industry boosts the quality improvement as the increase of sharia banking quantity in Indonesia. The quality control is important for sharia banks since they move based on society trust. Efficiency is one of the parameters to measure sharia banking performance. This research measured the technical efficiency level of Sharia Commercial Bank (Bank UmumSyariah) using Stochastic Frontier Analysis method for 2010-2015 periods. By using 11 Sharia Commercial Bank samples and total deposits input variable, operating cost, and other operating costs. The output variable was total financing. The result of this research showed that the total deposits and operating cost had positive and significant effects on total financing. On the other hand, the other operating costs had negative effects on total financing. In average, the technical efficiency of Sharia Commercial Bank during the observation period was 0.743

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Armayuda, Erik, and Reven Pragadeva. "METODE DESAIN DARI BRAND MENJADI MASKOT BERDASARKAN ADAPTASI METODE ALINA WHEELER KE DALAM MODEL 5M." ANDHARUPA: Jurnal Desain Komunikasi Visual & Multimedia 6, no. 02 (August 28, 2020): 277–87. http://dx.doi.org/10.33633/andharupa.v6i02.3622.

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AbstrakMaskot memiliki peran penting dalam sebuah pendekatan emosional dari sebuah instansi, atau lembaga baik komersil maupun non komersil. Sebagai keilmuan yang mengakomodasi kajian perancangan maskot, terutama dalam proses pembelajaran, belum ada panduan baku proses perancangan maskot secara metodologis. Untuk itu diperlukan sebuah acuan baku yang bisa digunakan dalam proses perancangan maskot yang sistematis dan dapat dipertanggungjawabkan secara ilmiah. Paper ini bertujuan untuk memberikan satu alternatif metode perancangan yang runtut yang diformulasikan dari metode komparasi teori brand, dan perancangan karakter. Mengingat konteks maskot dan keilmuan desain komunikasi visual memiliki irisan dengan keilmuan marketing, maka paper ini juga mengacu pada rujukan strategis dalam perancangan sebuah brand oleh Alina Wheeler. Dengan mengadaptasi metode mendesain brand tersebut, penulis menerjemahkan setiap tahapnya dan mengadaptasi istilah di dalamnya dan menariknya ke dalam konteks perancangan maskot dengan fokus pembahasan ke dalam perumusan strategi visual. Untuk memberikan gambaran yang spesifik, penelitian ini juga memberikan studi kasus yang menunjukan tahapan penerapan model. Dari proses adaptasi tersebut maka dirumuskanlah model 5M; 1) Merumuskan kata kunci, 2) Merumuskan brief persona maskot 3) Merumuskan brief bentuk dan siluet, 4) Merumuskan gestur, 5) Merumuskan pengemasan media. Penulis berharap model 5M tersebut dapat dijadikan acuan dalam proses perancangan maskot khususnya dalam konteks pembelajaran desain. Kata Kunci: 5M, Alina Wheeler, brand, maskot, metode AbstractThe mascot has a significant role in an emotional approach from both commercial and non-commercial institutions. There are no official standard guidelines in the design process. For this reason, a standard reference is needed that can be used in the process that is systematic and scientifically justified. This paper aims to provide a coherent alternative design method formulated by the comparative method of brand theory and character design. Mascot and visual communication design science have a slice with marketing science, therefor this paper also refers to the design of a brand by Alina Wheeler. By adapting the brand design method, the writer translates each stage and adapts the terms and draws it into the context of the design of the mascot with the focus of discussion into the formulation of visual strategies. This research also provides the design stages of applying the model. From the adaptation process a 5M model was formulated; 1) Formulate keywords, 2) Formulate the mascot persona brief 3) Formulate the shape and silhouette briefs, 4) Formulate gestures, 5) Formulate media packaging. The author hopes that the 5M model can be used as a reference in the mascot design process, especially in the context of design learning. Keywords: brand transformation, design methods, mascot design

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Mujahidy, Muhammad Fauzan, Acep Samsudin, and Kokom Komariah. "Keputusan Pembelian Berdasarkan Commercial Advertising." BUDGETING : Journal of Business, Management and Accounting 2, no. 1 (November 25, 2020): 413–28. http://dx.doi.org/10.31539/budgeting.v2i1.1741.

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Tujuan penelitian ini adalah untuk menganalisis efektifitas pengaruh commercial advertising terhadap keputusan pembelian pada CV. Next Chapter Indonesia Kabupaten Bandung. Metode yang digunakan dalam penelitian ini adalah simple random sampling dengan melakukan penyebaran kuesioner kepada 188 konsumen. Hasil penelitian menunjukkan bahwa nilai uji simultan iklan strategis dan taktis terhadap keputusan pembelian adalah 250,995 dengan signifikansi sebesar 0,000. Simpulan, secara parsial variabel commercial advertising yang di dalamnya terdapat iklan strategis dan iklan taktis menunjukkan adanya berpengaruh positif dan signifikan terhadap keputusan pembelian pada penjualan produk CV. Next Capter Indonesia. Adapun secara simultan, iklan strategis dan iklan taktis berpengaruh signifikan secara bersama-sama (simultan) terhadap keputusan pembelian pada penjualan produk CV. Next Capter Indonesia. Kata Kunci: Commercial Advertising, Keputusan Pembelian

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Kunto, Duantra Bergas Ari, Dase Hunaefi, and Budi Nurtama. "Integrasi Metode Kano dan Turf dalam Evaluasi Sensori Minuman Cokelat Instan Komersial." Jurnal Teknologi dan Industri Pangan 33, no. 2 (December 27, 2022): 137–47. http://dx.doi.org/10.6066/jtip.2022.33.2.137.

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Sensory attribute is one of quality parameter that affects buying intention of consumer for commercial instant chocolate drink product. Evaluation of consumer liking using hedonic method or ideal profile method was not enough to fulfill consumer satisfaction. This research aims to identify sensory attributes which are able to give consumer satisfaction using survey method integrated with structural equation model (SEM), Kano method, and total unduplicated reach and frequency (TURF). Kano method is used to evaluate sensory attributes based on consumer satisfaction, while TURF is used to identify sensory component which is able to increase buying intention of consumers with regard to the range and frequency for chocolate instant commercial drink. Preliminary research conducted by modelling consumer preferences suggested that there was an influence of 0.76 sensory attributes to consumer satisfaction. Seven samples were purchased from market and evaluated by 30 untrained panelists using home use test with an approach of consumer habit to consume hot chocolate drink once a week. The panelists were chosen from people who consume commercial instant chocolate drink. Results of this research showed that sensory attributes creamy (texture) and dark chocolate (color) were attractive features which were able to improve consumer satisfaction. Atribute sweet (taste) was categorized as must-be features, while flavor, aroma, and color were classified as one-dimensional features. Combination of attributes in one category can improve the range to reach the targeted consumers and frequency of consumers towards the product, for example attribute creamy can reach 97%, but combination of attributes creamy and thickness can reach 100% of the targeted consumers.

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Todorović, Marko, and Nebojša Bogojević. "Free software as alternatives to commercial in application of Numerical methods and repetitive procedures." IMK-14 - Istrazivanje i razvoj 26, no. 3 (2020): 81–88. http://dx.doi.org/10.5937/imk2003081t.

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Computers with the help of proper software usage enables efficiency in work as well as the conducting of experiments, developments, simulations and data processing which allows specific conclusions to be drawn. The programming languages that have been developed in past decades gave computer users more opportunity to think outside the box. Due to the rapid development and complexity of the programming languages and their syntax, the demand for a much faster and simpler problem-solving tool was created in order to cater situations which require the need to have the tool created in the first place. Today, the most popular and sophisticated programme used in industrial environments is Matlab as it is applicable in various fields of sciences - from numerical calculations to complex simulations. However, Matlab is a commercial programme. In order for it to be used, financial incentives must be prioritised which often is a disadvantage for students and educational institutions as it is costly. In this paper a few free software solutions will be considered as alternatives to commercial software solutions.

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Ramadhan, Gaffari. "Estimasi Efisiensi Bank-Bank Umum di Sumatra Barat Melalui Metode Stochastic Frontier Approach (SFA)." Jurnal Ekonomi dan Pembangunan Indonesia 10, no. 1 (July 1, 2009): 1–21. http://dx.doi.org/10.21002/jepi.v10i1.103.

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This study estimates the banking efficiency in the Province of West Sumatera for the years of 2007-2008. Using 19 samples of commercial banks, the estimation applies the Stochastic Frontier Approach (SFA) model in order to analyze the cost efficiency of commercial banks. This study finds that the bank's cost function is significantly affected by price of labors, price of funds, and loans. The results of the banking efficiency estimation show that in annually almost banks have more than 80 percent of the efficiency level. In the average estimation, it also shows the same result. By dividing banks into groups, the estimation shows that the government bank is more efficient than the national private bank.

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HS, Sufyati, and Novita Pristiani. "Menganalisis Tingkat Kesehatan Bank Umum Syariah Di Indonesia Dengan Menggunakan Metode Camel Periode 2014-2018." Oikonomia: Jurnal Manajemen 17, no. 1 (January 26, 2021): 52. http://dx.doi.org/10.47313/oikonomia.v17i1.1242.

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PurposeThe purpose of this study is to determine the level of financial health at Islamic Commercial Banks in MethodologyIndonesia using the CAMEL method which consists of Capital, Assets, Management, Earning and Liquidity in the period 2014-2018.The type of data used in this study is secondary data in the form of financial at PT. Bank Syariah Mandiri and PT. BNI Syariah Bank. Findings . Based on the results of an analysis of the level of soundness of a bank using the CAMEL Method in terms of calculating known ratios from the analysis of Capital, Capital, Asset (Earning Quality), Earning (Rentability) of the two Sharia Commercial Banks in 2014-2018 are all in the second healthy predicate except for the Management (Liquid) and Liquidity (Liquidity) factors of the two Sharia Commercial Banks which started in 2014-2018 all are in reasonably healthy condition. Suggestion For customers and potential investors, these two Islamic Commercial Banks can be used as an option to invest their funds because seen from all aspects of the weight of CAMEL, the average is in a healthy condition.

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Calderon Morales, Raquel, and Sandra Grisel Vargas Nattez. "Validación del método comercial ATB FUNGUS 3 frente al método de referencia M27- A2, para determinar la susceptibilidad de Candida albicans a diferentes antifúngicos." REVISTA CON-CIENCIA 9, no. 1 (August 16, 2021): 45–63. http://dx.doi.org/10.53287/ryhm2292ui11q.

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El aumento de la incidencia de las micosis ha generado la necesidad de desarrollar técnicas in vitro para el estudio de la susceptibilidad a los antifùngicos; El documento CLSI M27-A2 es el método de referencia para estudios de sensibilidad en levaduras. No obstante, este no subsana las necesidades de rutina de los laboratorios, principalmente por ser laboriosos; en consecuencia, métodos alternativos surgen ante la necesidad de contar con técnicas más sencillas, una de ellos es el ATB FUNGUS 3 que permite determinar la sensibilidad de Candida frente a diferentes antifùngicos. Objetivo: Validar el método comercial ATB FUNGUS 3, frente al método de referencia M27-A2, con el fin de conocer su valor diagnóstico Material y métodos: Se determinó la eficacia del método a través de parámetros de test diagnóstico; además, se evaluó la sensibilidad de 50 cepas de Candida albicans frente a Fluconazol (FLZ) e Itraconazol (ITZ) mediante el método comercial y el de referencia. Resultados: Se encontró que el ATB - FUNGUS 3 presenta una especificidad para FLZ de 100 %, sensibilidad de 91%, valor predictivo positivo (VPP) de 56%, valor predictivo negativo (VPN) de 100%, con una eficacia diagnóstica de 92%, calculados para un intervalo de confianza (IC) de 95%; para ITZ la especificidad y sensibilidad fue de 88 % y 90% respectivamente, con un VPP de 64%, un VPN de 97%, eficacia diagnóstica de 90%, IC 95%. Para las pruebas de concordancia, el índice Kappa para FLZ e ITZ fue de 0,67 y 0,68 respectivamente. La prueba de Likelihood ratio para el FLZ fue (LR+) de 11,25 mientras que el (LR-) fue 0; para el ITZ (LR+) de 9,19 y el (LR-) fue 0,14. Reproducibilidad de 90 % (FLZ) y 85% (ITZ). Conclusiones: El ATB FUNGUS 3, es una técnica rápida, de fácil realización y reproducible; pero el desempeño global de la técnica, sugiere que aún no es confiable para el diagnostico en laboratorios, debido a los valores bajos obtenidos en los VPP, que indican que se podría derivar en errores al momento de determinar una cepa como sensible o resistente, punto importante al momento de decidir la conducta terapéutica.

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Syahputra, Ade, Kikin Hamzah Mutaqin, and Tri Asmira Damayanti. "Komparasi Metode Isolasi DNA Patogen Antraknosa dan Bulai untuk Deteksi PCR." Jurnal Fitopatologi Indonesia 12, no. 4 (November 21, 2016): 124. http://dx.doi.org/10.14692/jfi.12.4.124.

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Polymerase chain reaction (PCR) is an important tool for detection, identification and monitoring of quarantine pests in Indonesia. DNA isolation method from target organism is an important step to provide adequate DNA template for performing PCR. Objective of the research was to compare conventional, commercial kit, FTA-card and its modification methods of DNA isolation to be used in PCR detection for Colletotrichum acutatum and Peronosclerospora sorghi from chili and maize, respectively. DNA obtained from various isolation methods were measured using UV-vis nanodrop-spectrophotometry. DNA amplification was performed using DNA concentration of 15 ng µL-1 from each isolation method with gradual primer concentrations of 0.4; 0.6; 0.8; and 1.0 mM. The highest concentration of DNA was achieved with conventional methods for C. acutatum from pure culture and P. sorghi from maize leaf. Best DNA purity was obtained from isolation method using commercial kit for C. acutatum from infected fruit (1.94) and from conventional method for C. acutatum from pure culture (1.91). The highest total yield of isolated DNA was achieved by modified FTA-card for C. acutatum from pure culture. In general DNA amplification using various primer concentration gave positive results although DNA bands intensity was varied from faint to very bright. Furthermore PCR optimization using the best primer concentration from previous reaction showed that all DNA templates resulted in thick and bright DNA bands.

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Putri, Hana Tamara, and Arna Suryani. "Penggunaan Metode RGEC dalam Menilai Tingkat Kesehatan Bank: Suatu Kajian." Ekonomis: Journal of Economics and Business 6, no. 1 (March 26, 2022): 264. http://dx.doi.org/10.33087/ekonomis.v6i1.479.

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Bank Indonesia perfected the Bank's health assessment method from CAMELS to RGEC method which includes factors of Risk Profile, Good Corporate Governance, Earning, and Capital in accordance with Bank Indonesia Circular Letter No.13/24/DPNP dated October 25, 2011 on Assessment Health Level of Commercial Banks. The results of the analysis on the Rating of Health Level at Bank 9 Jambi using RGEC method shows the bank's health predicate in accordance with the standards set by Bank Indonesia for the period 2015-2019 with the conclusion of the assessment results in composite 2, which reflects the general condition of the bank healthy.

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Syahidah and Tekat Dwi Cahyono. "PENDUGAAN KEKAKUAN KAYU BORNEO DENGAN METODE GELOMBANG ULTRASONIK." PERENNIAL 6, no. 1 (January 1, 2010): 20. http://dx.doi.org/10.24259/perennial.v6i1.193.

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Borneo wood is a name for various species commercial wood. The aimed of this study are measured stifness (MOE) of borneo wood using non destructive method i.e. ultrasonic wave. Fiveteen beam sample were produced from borneo wood about 8 cm thick and 12 cm width with 400 cm, 250 cm and 150 cm length. Beam with 250 cm and 150 cm length produced from beam with 400 cm length after stifness test have done using ultrasonic (dynamic test) and UTM (static test). Result showed that dynamic MOE of borneo wood for 400 cm, 250 cm and 150 cm length, are 19.10 G.Pa, 18.48 G.Pa and 15.90 G.Pa, respectively. Wood about 400 cm and 150 cm length were different significantly. Result also showed that dynamic MOE of borneo wood 30% higher than static MOE at vertical position test for beam with 400 cm length and 20% higher for horisontal position at the same testing method. Key words : Borneo wood, stifness, ultrasonic, MOE, MOR

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Tamba, Avissa Benita Elizabeth, Luk Luk Fuadah, and Aryanto Aryanto. "ANALISIS PENILAIAN TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC PADA BANK UMUM SWASTA NASIONAL DEVISA YANG TERDAFTAR DI BEI." AKUNTABILITAS: Jurnal Penelitian dan Pengembangan Akuntansi 12, no. 1 (August 10, 2019): 1–14. http://dx.doi.org/10.29259/ja.v12i1.9303.

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This study aims to determine the health level of National Private Foreign-Exchange Commercial Bank in 2012 to 2016 in terms of Risk profile, GCG, Earnings, Capital, and RGEC as a whole. The type of this study is evaluative research with the subject of National Private Foreign-Exchange Commercial Bank Listed On Indonesia Stock Exchange in 2012 to 2016. Data obtained through documentation techniques. Data analysis technique used is Risk-Based Bank Rating, with scope of assessment covering RGEC factors. Variable of Risk Profile measured by NPL and LDR ratios, GCG measured by self assessment from companies, Earning measured by ROA and NIM ratios, and Capital measured by CAR ratio. The results of research showed National Private Foreign-Exchange Commercial Bank in 2012 to 2016 as a whole get healthy predicate.

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Sumarto, Agus Herta, and Iman Sugema. "ANALISIS FRONTIER EFFICIENCY INDUSTRI PERBANKAN INDONESIA DENGAN MENGGUNAKAN METODE DISTRIBUTION FREE APPROACH." JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN 2, no. 2 (February 4, 2018): 176–95. http://dx.doi.org/10.29244/jekp.2.2.2013.176-195.

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As an intermediary institution, bank has a very vital role in the economic development of a country so bank has to operate efficiently. The efficiency analysis can be conducted with the three approaches, namely cost efficiency, profit efficiency, and alternative profit efficiency. The three approaches can measured with two methode, parametric and non parametric. By using parametric methode (Distribution Free Approach), cost efficiency of 107 commercial banks operating for 10 years (2002- 2011), the average cost efficiency of banks in Indonesia is 0.6729. While the average value of the profit efficiency in Indonesian banks is 0.96363 or more efficient than cost efficiency. The score of alternative profit efficiency Indonesian banks is 0.965957. The cost efficiency of commercial banks on average have no strong correlation with all financial ratios of banks. The profit efficiency have a strong relationship with financial ratios ROA and BOPO. Financial performance of the bank's ROE ratio has a moderate correlation with the level of profit efficiency. While the level of alternative profit efficiency have a strong relationship with financial performance ratios ROE, ROA, and ROA. NIM ratio has a low relationship with alternative profit efficiency. Keyword: Distributin Free Approach, Cost Efficiency, Profit Efficiency, and Alternative Profit Efficiency.

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Riansah, Wahyu. "Aplikasi QR Code Generator Dan QR Code Reader Menggunakan Metode Stroke Histogram." J-SISKO TECH (Jurnal Teknologi Sistem Informasi dan Sistem Komputer TGD) 4, no. 1 (February 4, 2021): 38. http://dx.doi.org/10.53513/jsk.v4i1.2610.

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Quick Response Code (QR Code) is a two-dimensional image that has the ability to store data. QR Code is commonly used to store data in the form of text, be it numeric, alphanumeric, or binary code. QR Code is widely used for commercial purposes, especially in Japan, usually contains a url link to a specific address or simply text containing advertisements, promotions, and others. One of the things that is not commonly used in QR codes is inserting images into the information it stores. This can increase readers' appeal, especially for advertising, posters, and other commercial matters.This research conducted a study on the possibility of making a QR Code from text input data. Therefore an analysis is carried out on how to make the image the content of the information contained in the QR Code. The solution offered is to convert the text into another representation that can be understood by the QR Code generator and QR Code reader. Previously, the text file was converted into binary.This research also generates QR Code Generator and QR Code Reader, where the input data is in the form of text, then tested to be applied in the real world. The software implementation is done using PHP with MySQL database.

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Sumarto, Agus Herta, and Iman Sugema. "ANALISIS FRONTIER EFFICIENCY INDUSTRI PERBANKAN INDONESIA DENGAN MENGGUNAKAN METODE DISTRIBUTION FREE APPROACH." JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN 2, no. 2 (February 4, 2018): 176–95. http://dx.doi.org/10.29244/jekp.2.2.176-195.

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Анотація:

As an intermediary institution, bank has a very vital role in the economic development of a country so bank has to operate efficiently. The efficiency analysis can be conducted with the three approaches, namely cost efficiency, profit efficiency, and alternative profit efficiency. The three approaches can measured with two methode, parametric and non parametric. By using parametric methode (Distribution Free Approach), cost efficiency of 107 commercial banks operating for 10 years (2002- 2011), the average cost efficiency of banks in Indonesia is 0.6729. While the average value of the profit efficiency in Indonesian banks is 0.96363 or more efficient than cost efficiency. The score of alternative profit efficiency Indonesian banks is 0.965957. The cost efficiency of commercial banks on average have no strong correlation with all financial ratios of banks. The profit efficiency have a strong relationship with financial ratios ROA and BOPO. Financial performance of the bank's ROE ratio has a moderate correlation with the level of profit efficiency. While the level of alternative profit efficiency have a strong relationship with financial performance ratios ROE, ROA, and ROA. NIM ratio has a low relationship with alternative profit efficiency. Keyword: Distributin Free Approach, Cost Efficiency, Profit Efficiency, and Alternative Profit Efficiency.

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Sukawaty, Yullia, and Husnul Warnida. "PELATIHAN PEMBUATAN HANDMADE SOAP METODE DINGIN PADA ANGGOTA PKK GUNUNG KELUA KOTA SAMARINDA." Jurnal Abdi Masyarakat Kita 1, no. 1 (January 23, 2021): 54–62. http://dx.doi.org/10.33759/asta.v1i1.123.

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We are using soap to remove dirt and bacteria in the skin. Traditionally, soap is made from vegetable oils and lye with simple home tools like pan and stove. Materials for handmade soap is not expensive and easily available, but it gives us a luxury bath. The reaction between fatty acid and lye in soap produces glycerin, a good humectant, to keep our skin supple and moist. Commercial soap manufacturer make it a practice to remove the glycerin that is produces during the saponification process. Hence, handmade soap does not dried out skin, like the commercial soap product. This activity aimed to (1) sharing information about PKK community in Gunung Kelua RT.37, and (2) to teach the community how to make a handmade soap with cheap materials that easily available. This activity used dialog method to discuss the benefit of soaps, soap materials, and sop-making practice. The practice of making soap is demonstrated in front of audience, and many audiences had a hand in practice. This activity then evaluated. The result is all audience has understood how to make soap and were able to practice soap-making.

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Kurek, Tomasz. "Zastosowanie metod projektowych do zarządzania planem cięć w nadleśnictwach." Zarządzanie ochroną przyrody w lasach XI (June 30, 2018): 71–80. http://dx.doi.org/10.5604/01.3001.0012.1665.

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This article characterises Project Management standards in a ten-year period of the Forest Management Plan. This plan describes all elements of procedure included in obligatory challenges (tasks): silviculture (mowing and intermediate cutting), conservation and harvest (commercial thinning, advanced felling, and final cutting). In this article the forest division model has been created. With this model, the author has shown all of the basic components of Project Management in forestry. By creating milestones, controlling leads, and better planning to carry out the Forest Cutting Plans in critical periods (natural disasters) we can decide how to solve problems and avoid or minimize negative consequences. Project Management enables efficient forest planning in time (ten years) and space (partial cutting).

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Rasyid, Soelaeman. "Analisis Perbandingan Kesehatan Bank Domestik dan Bank Asing dengan Metode RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital)." Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) 4, no. 1 (March 6, 2019): 1. http://dx.doi.org/10.35384/jemp.v4i1.117.

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The performance of national banking need not be doubted. Nine years ago, the total assets of commercial banks reached Rp. 1,469.8 trillion with outstanding loan disbursements of Rp. 695 trillion and deposits of Rp. 1,166 trillion. As of March 2014, total assets of commercial banks reached Rp. 4.933 trillion with outstanding credit of Rp 3,306.9 trillion and deposits of Rp 3,618.1 trillion. Based on this data then, of course, banking has become a potential money machine. As of November 2014, commercial banks posted a net profit of Rp. 98.5 trillion, jumping nearly 300 percent compared to 2005 (data: www.bi.go.id). Bank Indonesia as the Central Bank of Indonesia has established a policy on the soundness of commercial banks with a CAMELS method. This Regulation is set forth in Bank Indonesia Regulation No. Based on Bank Indonesia Regulation No. 6/10 / PBI / 2004 dated April 12, 2004. Bank Indonesia further improved the Bank’s health assessment method from CAMELS method to RGEC method (Risk Profile, Good Corporate Governance, Earning and Capital). 13 / PBI / 2014 concerning Commercial Bank Health Level. Health assessments using the RGEC method, assessed by Composite Rating. According to Refmasari and Setiawan (2014), the composite value for financial ratios of each component is valued as follows, 1). PK-1 is worth 5 (five), 2). PK-2 is worth 4 (four), 3). PK-3 is worth 3 (three), 4). PK-4 is worth 2 (two), 5). PK-5 is worth 1 (one). Risk Profile, assessment ofrisk profile can use some ratio, that is Non-Performing Loan (NPL), Liquidity Risk by using Loan to Deposit Ratio (LDR) measurement. Good Corporate Governance (GCG), there are three aspects of the assessment that must be met, namely Governance Structure, Governance Process, and Governance Output, Risk Rentability using several ratios, namely: ROA Ratio (Return On Asset), Net Interest Margin Ratio (NIM) Capital or Capital, Ratio that can measure capital factor that is ratio of CAR (Capital Adequacy Ratio).

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Handaratri, Anitarakhmi, and Yuyun Yuniati. "Kajian Ekstraksi Antosianin dari Buah Murbei dengan Metode Sonikasi dan Microwave." Reka Buana : Jurnal Ilmiah Teknik Sipil dan Teknik Kimia 4, no. 1 (March 19, 2019): 63. http://dx.doi.org/10.33366/rekabuana.v4i1.1162.

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The pigment in mulberry (Morus alba L.), anthocyanin, is a kind of natural pigment for food processing and has functional potential and commercial values. Some investigators have developed a method to obtain high extraction yields in a short time. High yields with Ultrasonic Assisted Extraction method using ultrasonic waves that affect the cell wall and causes the destruction of a thin layer and helps in releasing phenolic compounds that trapped in the cell wall. Microwave Assisted Extraction method uses the energy of microwave radiation to heat the solvent quickly and efficiently. This study concludes and gives an overview advantages of both methods were compared with conventional methods.

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Prasetya, Rudi, and Danang Sutrisno. "Aplikasi Web Registrasi Advertising Menggunakan Metode Paid-To-Promote." Jurnal Informatika Universitas Pamulang 6, no. 1 (March 31, 2021): 169. http://dx.doi.org/10.32493/informatika.v6i1.9794.

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The use of websites for advertising activities is rarely found in Indonesia. Most of the websites developed are still for commercial purposes and some are free but limit certain facilities. This study aims to develop a website that can facilitate these needs. The website that is built is a website that can be used to help display advertisements from advertisers and provide opportunities for people who want to help researchers in serving advertisements with certain benefits. The system will pay members who promote ads even if they only see the ad. Website development begins with designing a website database. The next stage is designing a website using a codeigniter framework. This web development model uses the concept of model, view, and controller (MVC) in codeigniter. Website model development is becoming faster and more structured. The results of this web design research are used for community social activities to earn income via the internet.

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Mijatović, Marija. "The currentness of the UNIDROIT principles of international commercial contracts: Effects of bottom-up method of law harmonization." Zbornik radova Pravnog fakulteta, Novi Sad 52, no. 1 (2018): 323–36. http://dx.doi.org/10.5937/zrpfns52-17040.

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Fukushima, Tomoki, Kenta Yano, Atsushi Iwamoto, Kosuke Matsumoto, Akira Matsumoto, Masuhisa Tanimoto, Yohei Michitsuji, Yasuhiro Sato, Masaaki Mizuno, and Daisuke Shinagawa. "1B32 Derailment Coefficient Data for Commercial Lines Measured by PQ Monitoring Bogies And Methods of Application(Condition Monitoring-Vehicle)." Proceedings of International Symposium on Seed-up and Service Technology for Railway and Maglev Systems : STECH 2015 (2015): _1B32–1_—_1B32–8_. http://dx.doi.org/10.1299/jsmestech.2015._1b32-1_.

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Mohamad, Barhm, Jalics Karoly, Andrei Zelentsov, and Salah Amroune. "A comparison between hybrid method technique and transfer matrix method for design optimization of vehicle muffler." FME Transactions 49, no. 2 (2021): 494–500. http://dx.doi.org/10.5937/fme2102494m.

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Hybrid mufflers are now commonly equipped to decrease vehicle noise and are a crucial tool for regulation of the acoustic system. In order to ensure optimum engine efficiency, the system is intended to dump the strength of the acoustic pulses generated from the engine, and the back pressure created by these systems must be held to a minimum. Typically, modern mufflers have a complex structure of chambers and flow paths. There are a number of mechanisms for sound dampening that operate to silence the sound flowing through a muffler and piping device. This research introduces an important approach to optimize the transmission loss of hybrid muffler Formula student race car (FS) by using both experimental and analytical methods. For this analysis, two methods of calculation were chosen. The muffler has a complex partition located within the muffler chamber, which is a perforated pipe. For the creation of the Finite Element Analysis (FEA) model in AVL BOOST solver and another commercial advanced design software, the muffler CAD file was developed. Experimental measurements using a two-load method validated the FEA model. Reliable tests were conducted to verify the design parameters and optimize the muffler's transmission loss (TL) after the model was checked. The findings of experimental and machine analysis are included in the paper. For different measurement methods, recommendations are made for achieving optimum transmission loss curves.

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Nodjeng, Megawati, Feti Fatimah, and Johnly A. Rorong. "Kualitas Virgin Coconut Oil (VCO) yang dibuat pada Metode Pemanasan Bertahap sebagai Minyak Goreng dengan Penambahan Wortel (Daucus carrota L.)." JURNAL ILMIAH SAINS 13, no. 2 (October 30, 2013): 102. http://dx.doi.org/10.35799/jis.13.2.2013.3053.

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Kualitas Virgin Coconut Oil (VCO) yang dibuat pada Metode Pemanasan Bertahap sebagai Minyak Goreng dengan Penambahan Wortel (Daucus carrota L.) ABSTRAK Telah dilakukan penelitian untuk mengetahui kualitas VCO yang diolah dengan metode pemanasan dengan adanya penambahan wortel (VCO-wortel) sebagai minyak goreng serta perbandingan kualitasnnya dengan VCO tanpa penambahan wortel (VCO), minyak sawit komersial dan minyak kelapa komersial. Parameter kualitas yang akan di uji yaitu kadar air, asam lemak bebas, bobot jenis dan bilangan peroksida. Hasil penelitian menunjukan VCO-wortel dan minyak kelapa komersial mempunyai kualitas yang lebih baik pada sebelum serta setelah penggorengan pengujian dilakukan terhadap kentang beku sebanyak tiga kali. Hasil diuji statistik dengan Anova. dibandingkan dengan VCO dan minyak sawit komersial. Walaupun nilai asam lemak (FFA) bebas dan bobot jenis minyak kelapa komersial lebih baik daripada VCO-wortel namun tidak ada perbedaan yang signifikan sehingga pembuatan VCO wortel dapat memberi pengaruh yang baik terhadap kualitas VCO sebagai minyak goreng. Kata Kunci : Asam lemak bebas, Bobot jenis dan bilangan peroksida, VCO-Wortel THE QUALITY OF VIRGIN COCONUT OIL ( VCO ) MADE IN GRADUAL HEATING METHODS AS THE COOKING OIL WITH ADDITION CARROT (Daucus Carrota L.) ABSTRACT Research has been conducted to determine the quality of the VCO is processed by heating method with the addition of carrots ( VCO - carrots ) as well as comparison kualitasnnya cooking oil with VCO without the addition of carrots ( VCO ) , a commercial palm oil and coconut oil commercial. Quality parameters will be tested the moisture content , free fatty acid , peroxide type and weight. The results showed VCO - commercial carrot and coconut oil has a better quality before and after frying tests conducted on frozen potatoes three times . Results were tested statistically by Anova. compared with VCO and commercial palm oil . Although the value of fatty acids ( FFA ) and free weights commercial coconut oils are better than VCO - carrots but no significant difference thus making carrot VCO can give a good effect on the quality of the VCO as a cooking oil . Keywords : Free fatty acids, Weight and type of peroxide, VCO-Carrots

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Manda, Gusganda Suria, and Rina Maria Hendriyani. "ANALISIS TINGKAT KESEHATAN BANK MENGGUNAKAN METODE PROFIL RISIKO, TATA KELOLA PERUSAHAAN YANG BAIK, PENDAPATAN & MODAL (Studi Komparasi Antara Bank Umum Konvensional dan Bank Umum Syariah Di Indonesia Lemabaga yang Terdaftar Pada Otoritas Layanan Keuangan." Eqien: Jurnal Ekonomi dan Bisnis 7, no. 1 (February 29, 2020): 68–77. http://dx.doi.org/10.34308/eqien.v7i1.123.

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This analysis aims to find out, analyze and explain how the bank's soundness level compares with the Risk Profile, Good Corporate Governance, Earning and Capital methods in accordance with applicable regulations. This research was conducted using a comparative descriptive method with a quantitative approach. The results of the analysis of this study the authors get that Conventional Commercial Banks have a Risk Profile (NPL ratio) with a rating of "Good" better than a Sharia Commercial Bank with a rating of "Fairly Good". Conventional Commercial Banks have a Risk Profile (LDR) higher than Islamic Commercial Banks with a rating of "Fairly Good". Conventional Commercial Banks have Good Corporate Governance (GCG) better than Sharia Commercial Banks with a "Good" rating. Conventional Commercial Banks have better Earning (ROA) with a "Very Good" rating than a Sharia Commercial Bank with a "Very Poor" rating. Sharia Commercial Banks have a Capital (CAR) higher than Conventional Commercial Banks with a rating of "Very Good

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Rohman, Muhamad Bayu Nur, and Azib. "Analisis Tingkat Kesehatan Bank Menggunakan Metode Rgec (Risk Profile, Good Corporate Governance, Earnings, dan Capital) pada Bank Umum BUMN Periode 2018-2020." Jurnal Riset Manajemen dan Bisnis 1, no. 1 (October 31, 2021): 58–66. http://dx.doi.org/10.29313/jrmb.v1i1.167.

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Abstract. This study aims to determine the health level of BUMN Commercial Banks from the aspects of Risk Profile, Good Corporate Governance, Earnings, Capital and RGEC as a whole. The author uses 4 sample companies with a time period of 2018-2020. This research uses descriptive quantitative research methods. The data analysis technique used is descriptive analysis with reference to POJK No. 4/POJK.03/2016. The results showed that in terms of the Risk Profile, the NPL ratio of BUMN Commercial Banks for the 2018-2020 period was categorized as "Healthy". From the GCG aspect, it shows that the 2018-2020 period of state-owned commercial banks is categorized as "Healthy". In terms of earnings, it shows that in 2018-2020 the ROA of BUMN Commercial Banks was categorized as “Very Healthy”, and in 2020 it was categorized as “Fairly Healthy”. Furthermore, the 2018-2020 NIM is categorized as "Very Healthy". In terms of capital, it shows that in the 2018-2020 period, state-owned commercial banks were categorized as "Very Healthy". In terms of RGEC as a whole, in 2018-2019 BUMN Commercial Banks were categorized as “Very Healthy”, while in 2020 they were categorized as “Healthy”. Abstrak. Penelitian ini bertujuan untuk mengetahui tingkat kesehatan Bank Umum BUMN dari aspek Risk Profile, Good Corporate Governance, Earnings, Capital dan RGEC secara keseluruhan. Penulis menggunakan 4 sampel perusahaan dengan periode waktu 2018-2020. Penelitian ini menggunakan metode penelitian deskriptif kuantitatif. Teknik analisis data yang digunakan adalah analisis deskriptif dengan acuan POJK No. 4/POJK.03/2016. Hasil penelitian menunjukkan dari segi Risk Profile bahwa rasio NPL Bank Umum BUMN periode 2018-2020 dikategorikan “Sehat. Dari aspek GCG menunjukkan bahwa periode 2018-2020 Bank Umum BUMN dikategorikan “Sehat”. Dari segi earnings menunjukkan bahwa pada tahun 2018-2020 ROA Bank Umum BUMN dikategorikan “Sangat Sehat”, dan di tahun 2020 dikategorikan “Cukup Sehat”. Selanjutnya NIM pada tahun 2018-2020 dikategorikan “Sangat Sehat”. Dari segi capital menunjukkan bahwa pada periode 2018-2020 Bank Umum BUMN dikategorikan “Sangat Sehat”. Dari segi RGEC secara keseluruhan, pada tahun 2018-2019 Bank Umum BUMN dikategorikan “Sangat Sehat”, sedangkan di tahun 2020 dikategorikan “Sehat”.

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Sitanaya, Meliske. "ANALISIS TINGKAT PROFITABILITAS BANK DENGAN METODE RISK BASED BANK RATING." Jurnal Ekonomi dan Bisnis 22, no. 2 (June 1, 2018): 69–82. http://dx.doi.org/10.24123/jeb.v22i2.1648.

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This research aims to analyze whether the, Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM),) and Capital Adequacy Ratio (CAR) have significantinfluencesimultaneously and partially toward Return On Asset (ROA). This research classifiedthe verifiation research. The population is conventional commercial bank period 2006-2015. Sample was determined by the higher bank asset, a total of ten companies. The secondary data were taken such as from financialreport of Banks started from 2006 until 2015. The technique of data analysis in this research using panel regression analysis. ROA as a dependent variable, NPL, LDR, NIM and CAR as independent variables. Data processing using E-views 6. The result provides evidence that NPL and CAR have significantinfluencesimultaneously toward ROA, while NIM and LDR are not significantinfluencesimultaneously toward ROA. NPL partially have negative significantinfluencetoward ROA, LDR and NIM partially positive are not significantinfluencetoward ROA, and CAR partially have positive significant influence towd ROA.

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Er, Halil, Özlem Koyuncu Özyurt, Betil Özhak, Hatice Yazısız, Gözde Öngüt, Zübeyde Eres Sarıtaş, Levent Dönmez, Dilek Çolak, Filiz Günseren, and Dilara Öğünç. "Kan Kültürlerinden İzole Edilen Mayaların Tanımlanmasında Ticari Bir Multipleks Tandem Polimeraz Zincir Reaksiyonu Yönteminin Değerlendirilmesi." Mikrobiyoloji Bulteni 54, no. 4 (October 15, 2020): 596–605. http://dx.doi.org/10.5578/mb.69832.

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Pitaloka, Riski Arum, Sugito Sugito, and Rita Rahmawati. "PERBANDINGAN METODE ARIMA BOX-JENKINS DENGAN ARIMA ENSEMBLE PADA PERAMALAN NILAI IMPOR PROVINSI JAWA TENGAH." Jurnal Gaussian 8, no. 2 (May 30, 2019): 194–207. http://dx.doi.org/10.14710/j.gauss.v8i2.26648.

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Import is activities to enter goods into the territory of a country, both commercial and non-commercial include goods that will be processed domestically. Import is an important requirement for industry in Central Java. The increase in high import values can cause deficit in the trade balance. Appropriate information about the projected amount of imports is needed so that the government can anticipate a high increase in imports through several policies that can be done. The forecasting method that can be used is ARIMA Box-Jenkins. The development of modeling in the field of time series forecasting shows that forecasting accuracy increases if it results from the merging of several models called ensemble ARIMA. The ensemble method used is averaging and stacking. The data used are monthly import value data in Central Java from January 2010 to December 2018. Modeling time series with Box-Jenkins ARIMA produces two significant models, namely ARIMA (2,1,0) and ARIMA (0,1,1). Both models are combined using the ARIMA ensemble averaging and stacking method. The best model chosen from the ARIMA method and ensemble ARIMA based on the least RMSE value is the ARIMA model (2,1,0) with RMSE value of 185,8892 Keywords: Import, ARIMA, ARIMA Ensemble, Stacking, Averaging

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