Дисертації з теми "Insurance (Teachers')"
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1
HSIEH, HSUEH-CHIUNG, and 謝雪瓊. "A Study of Importment Factors to Insurance for Teachers of Junior High School." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/94088598250426927270.
Повний текст джерелаАнотація:
碩士中華大學
應用統計學系碩士在職專班
100
ABSTRACT According to the insurance data for the past ten years, the insurance rate and the penetration rate have been increasing. It seems that the public can accept the concept of insurance. Besides, the Financial Holding Law brings about the multi-developments of the financial surroundings, which causes diverse insurance products as well as many chances for people to take out insurance policies. With the changes of the social and economic environments, the teachers’ salary and pension system have been adjusted. The salary reaches the above average. The retirement pension system is changed into Defined Benefit Plan instead of the superannuation. Their retirement is more safeguarded than other general people’s. The study aims at discussing the teachers’ attitudes toward insurance and the factors which affect their decisions to take out insurance policies. The results indicate that the penetration rate of insurance reaches up to 90% no matter whether the study is analyzed in terms of sex, seniority, marriage status, and majors. Life and medical insurances take up most percentage. The annual premium is between NT$10,000 and NT$50,000. The teachers take out insurance policies through insurance brokers, their friends, or relatives. Four factors which influence the teachers’ decisions to take out insurance policies are as follows: the concept and purpose of insurance, propaganda the insurance companies deliver, whether the social insurance can satisfy their needs, the financial investments. The first factor reveals that the teachers recognize that the insurance not only protects them and their family but also improves the quality of the retirement. Second, TV commericials exert the inflence on them but can’t change their mind. Third, the teachers believe that the social insurance can’t satisfy their needs. Fourth, they acknowledge that insurance is one of the financial investments. The study results propose some suggestions to the government and the insurance companies in order to adapt the laws and to innovate the insurance policies. Keywords: insurance policies, junior-high teacher,retirement
2
林垂正. "The Study on the Financial Plans of Insurance Company For Government Employees and Teachers." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/5e6pgp.
Повний текст джерелаАнотація:
碩士東海大學
高階經營管理碩士在職專班
107
This study is aimed to investigate the financial management and the concept of insurance of the government employees and teachers. In order to realize how insurance industry manage the business of he government employees and teachers, we analyze the need of financial management through summarizing the merchandises that offered by the insurance industry. We take qualitative research method such as SWOT analysis, Five Force Model analysis, and interview with managers in insurance company to study the development and the difficulty of the insurance industry in the government employees and teachers. From SWOT analysis, we know the advantages of insurance industry are “get the customer family background and career information” and “rich experience in long-term asset management”; the disadvantages are “people have a lack of financial expertise” and “too late to enter the market than the banking sector”; the opportunities are “people gradually accept the concept of professional financial services” and “people’s asset are growing up”; the threatens are “wealth management in banks are already experienced” and “foreign private banks activate the business market”.
3
Chang, Yu-Ching, and 張玉青. "Willingness of Staff to Purchase Liability Insurance - A Case Study of Physical Education Teachers in Taichung." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/kpmbg6.
Повний текст джерелаАнотація:
碩士朝陽科技大學
保險金融管理系
103
In recent years, accidents happening in PE classes have been constantly reported. While holding PE teachers responsible to a certain degree, putting the blame on teachers exclusively not only harms the trust and feelings between parents and teachers, the subsequent legal liability and compensation have also been a source of panic and pressure on PE teachers. In risk management strategies, those of retention, reduction and mitigation are most commonly used by PE teachers. However, faculty liability insurance, the transfer of liability policy after the accidents, has been employed less. In this study, after collecting relevant literature,this researcher tries to infer the factors that influence teachers’ willingness to purchasefaculty liability insurance. Those factors include the teaching personnel of awareness of liability risks for PE teachers, facilities and equipments, legal and medical issues, and the degree of involvement of liability insurance. This researcher sends out 295 questionnaires to municipal junior high schools in Taichung (including complete schools) and gets 241 back, among which 236 are valid ones. The methods of analysis are descriptive statistics, independentsamples t-test, ANOVA, Pearson correlation, and levels of statistical methods such as regression. As the results of this research indicate, when it comes to PE teachers, their perception of teaching staff, legal, and medical liability risks has positive influence on pruchasing faculty liability insurance. The involvement of faculty liability insurance also has positive effect on purchasing such insurance. Once again, the involvement of faculty liability insurance interferes PE teachers’willingness to purchase faculty liability insurance andtheir perception of teaching staff, legal, and medical liability risks. According to the aformentioned results from this paper, in the end this researcher will give related advice respectively for junior high school PE teachers, insurance companies, and researchers on this topic for their future reference. Keywords： PE teachers liability risk perception, Staff liability insurance, Staff involved in liability insurance, Staff willingness to buy liability insurance
4
HSIEH, MEI-YI, and 謝玫宜. "The Impact of Outdoor Education Responsibility Risk Perception, Policy Insurance Cognition on Purchase Intention of Staff Liability Insurance - A Case Study of Nantou County Primary School Teachers." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/tju524.
Повний текст джерелаАнотація:
碩士朝陽科技大學
保險金融管理系
105
Outdoor education is one major part of the curriculum and teaching in the school, however, there exists some risks which are unpredictable or man-made hidden in the outdoor education. It is necessary that the risk evaluation and management of the outdoor education should be strengthen, and at the same time, the fact that teacher may be forced to face a liability risk of claims is needed to pay more attention on it. The purpose of this studying aims to realize the outdoor education responsibility risk perception and the effect of purchasing intention affected by the policy insurance cognition of the primary school teachers. The subjects of this experiment are the public elementary school teachers in Nantou county. All the 480 questionnaires are issued and 419 valid questionnaires were collected. The results derived by Descriptive Statistics, Independent-Sample t Test, one-way analysis of variance, Pearson product-moment correlation and hierarchical regression include the following: 1.The outdoor education responsibility risk perception of the primary school teacher has a significant positive impact on the purchase intention of staff liability insurance. 2.The policy Insurance cognition has a significant positive impact on the purchase intention of staff liability insurance. 3.The student group insurance considered in the relationship between the outdoor education responsibility risk perception and the purchase intention of staff liability insurance has no significant interference. 4.The public liability insurance considered in the relationship between the outdoor education responsibility risk perception and the purchase intention of staff liability insurance has a significant interference. Finally, based on the results in this studying, we present some concrete suggestions for the use of concerned department and researcher in future study.
5
Fen, Chuen-Jiu, and 范春菊. "The Study of Relationship between Cancer Insurance Cognitive and Consumer Behaviors of Elementary School Teachers in Nantou." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/49922697503057909258.
Повний текст джерелаАнотація:
碩士朝陽科技大學
保險金融管理系碩士班
100
With the change of time and modern people’s life style and diet habit, the population suffering from cancer is increasing year by year. Since 1982, cancer has ranked the number one for the top ten causes of death in Taiwan for 29 years. From the perspective of risk management, cancer insurance becomes more important. Therefore, even the elementary school teachers with more stable jobs and incomes should be aware of the cancer. This study aims to probe into cancer insurance cognition and purchase behavior factors of elementary school teachers in Nantou County. After literature review, the researcher designed the “Questionnaire on cancer insurance cognition and purchase behavior factors of elementary school teachers in Nantou County”, as a research tool for questionnaire survey. By SPSS 12.0 for windows, data analysis was conducted. The statistical analyses included descriptive statistics, reliability analysis and inference statistics (independent sample t test, One-Way ANOVA, Scheffe''s Method, Pearson product-moment correlation and stepwise regression). According to the purposes of this study, literature review and analytical result, the conclusions are shown below: 1. Analysis of current situation of cancer insurance cognition and purchase behavior factors of elementary school teachers in Nantou County finds that the perception of two dimensions is “medium to high”. 2. As to personal background variables, cancer insurance cognition of elementary school teachers in Nantou County has a significant difference on marital status, working years, position, economic situation and number of family cancer insurance cases. It does not show significant differences on gender, age and educational level. 3. As to personal background variables, purchase behavior factors of elementary school teachers in Nantou County only has significant differences on gender and marriage. It does not show significant differences on age, working years, educational level, positions, economic situations and number of family cancer insurance cases. 4. “Attitude toward personal health maintenance” of cancer insurance cognition reveals the highest degree of correlation with the dimensions of purchase behavior factors; “cancer insurance types” of cancer insurance cognition reveals the lowest degree of correlation with the dimensions of purchase behavior factors. 5. “Attitude toward personal health maintenance” of cancer insurance cognition reveals the highest prediction on three dimensions of purchase behavior factors. “Overall purchase behavior” can predict “overall cancer insurance cognition”. According to conclusions, this study proposes the suggestions as the references for educational authority of Nantou County, elementary school teachers in Nantou County and future studies.
6
Wang, Ya-Hui, and 王雅慧. "An Empirical Study for Purchase Intention of Long-Term Care Insurance--The Case of Primary School Teachers." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/74411219483041827411.
Повний текст джерелаАнотація:
碩士南華大學
財務金融學系財務管理碩士班
103
The main purpose of this paper is using theory of planned behavior to study the purchase intentions of long-term care insurance among elementary school teachers’ and simultaneously examine the effect of attitude, subjective standards, and perceived behavioral control on the behavior tendencies. Different from the previous studies, this paper applies the insurance company’s corporation images element,and uses multiple regression analysis to verify the elementary school teacher’s intentions to purchase long-term care insurance. The empirical results show a significant positive correlation among the factors.Insurance companies shall pay attention to their corporation images to enhance the policyholders purchase intentions.
7
HU, YA-LING, and 胡雅玲. "Research on Education Staffs to Purchase Liability Insurance - A Case Study of Physical Education Teachers in Tainan." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/c65x86.
Повний текст джерелаАнотація:
碩士長榮大學
管理學院經營管理碩士班
106
This study looks to understand the purchase of liability insurance by the senior high school, junior high school and elementary school teachers in Tainan City, analyzing the difference between the risk perception and implementation status, risk management awareness, liability insurance awareness, and the buying intention of liability insurance of the physical education teachers under different background variables. After collecting relevant literature, this study identifies the factors of the teaching staffs’ buying intention of liability insurance, including the factors of physical education teachers’ risk perception and implementation for physical education courses, risk management awareness, and their liability insurance awareness. In addition, a self-designed questionnaire called “Research on the teaching staffs’ purchase of liability insurance – Take the senior high school, junior high school and elementary physical education teachers in Tainan City for example” was used as a research tool. After distributing the questionnaires to various senior high school, junior high school and elementary school physical education teachers in Tainan City in the form of a GOOGLE Form, we recovered the questionnaires and reviewed them one by one, eliminating invalid questionnaires that were not completely answered, and a total of 109 valid questionnaires were recovered. Based on the data from the valid questionnaires, statistical methods such as the descriptive statistics, reliability analysis, independent sample t-test, ANOVA, Scheffe method, Pearson Product-Moment Correlation and regression were used to analyze the data. The results of this study show that there were significant differences in answers regarding different background variables, the physical V education teachers’ risk perception and implementation status of physical education courses, risk management awareness, liability insurance awareness, and their buying intention of liability insurance, especially for the courses they were teaching. This study also finds that the physical education teachers’ risk perception and implementation status of physical education courses, risk management awareness, and liability insurance awareness have a positive impact on the teaching staffs’ buying intention of liability insurance. In particular, the higher the teaching staffs’ liability insurance awareness is, the higher their buying intention of liability insurance will be. Finally, this study proposes relevant suggestions according to the above research conclusions for reference.
8
Chang, Chia-Chen, and 張家臻. "A Research of Psychological Empowerment Theory Application in Health Insurance Education for Elementary and Junior High School Teachers." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/36861005720050780547.
Повний текст джерелаАнотація:
博士國立臺灣師範大學
健康促進與衛生教育學系
103
The quality of life in Taiwan has been significantly improved since 1995, when National Health Insurance(NHI)initiated. Nevertheless, NHI report states that people generally overuse medical resources by going to more doctors, requiring more examinations, and taking more medication than they used to. The study applies Spritzer’s empowerment theory into teachers’ empowerment module for NHI education. There were 100 teachers in the experimental group and 86 teachers in control group. A quasi-experimental, pre-test/post-test research design was also used in this study. The research result showed that the experimental group in all variables scores were higher than pre-test score, and this result didn’t showed in the control group; Through Johnson-Neyman technique to analyze , while "meaning " pre-test cores below 9.61 (85%) , "competency" pre-test cores below 9.46(91%) , "decision-making" pre-test cores below 9.73 (95%) , "influence" pre-test cores below 6.23 (72%) or “NHI knowledge” pre-test cores below 6.83 (85%), that’s post-test scores will be significantly higher than the control group scores. The process of teacher empowerment which was summed up by “experiencing powerlessness” , “gaining NHI awareness” , “learning new curriculum goals” and ”making contributions” inferred that teachers felt frustrated with the issue of health insurance at the beginning； however after participating the curriculum, they clarified many previous myths, brought new opinions on promoting health care education and affected more teaching partners with their enthusiasm. Finally, the psychological empowerment theory based on this study can take as a reference in the future to adjust teachers’ learning needs, enhance the effectiveness of teaching in school, and promote NHI education programs as well. Furthermore, this study is a model to modify the local NHI programs in the future.
9
Chiu, Ya-Chin, and 邱雅秦. "Research on Elementary School Teachers for Health Insurance System and its Satisfaction---based on data of Wenshan District, Taipei City." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/p55q93.
Повний текст джерелаАнотація:
碩士臺北市立大學
社會暨公共事務學系公共事務學碩士班
103
According to the Constitution of the Republic of China (Taiwan): The State, in order to promote social welfare, shall establish a social insurance system to ensure people living stability and promote health safety.Current National Health Insurance, following the principles of the Constitution and Social Safety, its character is social insurance and also the social assistance.Therefore the health insurance not only achieves income redistribution, but also allocates medical resources rationally. The government brings up 2nd generation National Health Insurance System as reforms recent years trying to solve the financial in-balance difficulty due to aging of population, improvement of medical technology, and increase of health insurance coverage items. However, under the disputes of the society voices, only levying "the supplementary premium" is passed, which includes annual bonus, part-time income, income from professional practice, stock dividend, interest earning, and rental. Its aim is to extend the health insurance premium basis to maintain the financial balance. Since there are many controversies about 2nd generation Health Insurance System, this research is to discuss current health insurance system recognition and satisfaction from interviewees from elementary teachers in Wen-Shan District, Taipei, with different background, by the method of questionnaire. From the research we have following conclusions: 1. Despite of different background of interviewees, they have the common recognition of health insurance. 2. Interviewees lack the basic acknowledgement about 2nd generation of Health Insurance. 3. Interviewees have high satisfaction with the whole health insurance system. 4. Part of the National Health Insurance System measure low satisfaction. 5. Males and Females show obvious difference perspectives regarding Health Insurance satisfaction. 6. Interviewees who are levied supplementary premiums have less satisfaction with Health Insurance.This research suggests authorized units could hold a Teacher Research and Study Conference of 2nd generation Health Insurance, and to introduce health insurance in an understandable way to strengthen their knowledge of health insurance and to promote the fairness in premium sharing, and to training teachers. In this way, we believe elementary teachers would have positive thinking about 2nd generation National Health Insurance.
10
Yen, Huey-Ling, and 顏惠玲. "The Influence of the Personality, Lifestyles and Travel Risk Perception upon the Travel Insurance Consumption of the Elementary School Teachers." Thesis, 2005. http://ndltd.ncl.edu.tw/handle/64780521718908125495.
Повний текст джерелаАнотація:
碩士國立高雄第一科技大學
風險管理與保險所
93
Because the influence of international condition, social environment and social current, the traveling demand changes into personal basic requirement of modern populace gradually. However, the rapid change of environment and the fast development of technology also make the people's risk that live in normal time increases constantly. Travelers also face the similar problems which the risk increases in the journey. Therefore, using the insurance reduces, disperses or avoids the loss when the accident occurs becomes the effective way that the people to protect the life and the property security. According to “The investigation report of citizen tour condition”, people whose incoming around thirty to one hundred thousand and have a holiday for 2 days every week who spend the most time to travel. It also shows that serviceman, official and teacher occupy crown of the domestic traveling probability in 12 occupation categories. We make a selection of the elementary school teachers in Kaohsiung to do close ended questions test. Then we carry on descriptive statistics, factor analysis, one-way ANOVA, Chi-Square test and logistic regression model to the valid questionnaires to understand the current conditions of the insurance consumption of the teacher in Kaohsiung. The advanced analysis also observed the relationship between the consumption behavior and the personality, lifestyles, populations and travel risk perception. We analyzed 869 valid questionnaires (from 1,250 random samples), it showed that 67% invited teacher insured the tour insurance actively. And the personality, lifestyles and travel risk perception of the elementary school teachers really affect to the specific items of travel insurance consumption.
11
Chiang, Hui-ming, and 江惠敏. "A Study of Integrating Insurance Education into Classroom Management ： A Case of Elementary School''s Teachers in Nantou." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/00198050469973414770.
Повний текст джерелаАнотація:
碩士朝陽科技大學
保險金融管理系碩士班
100
The primary of education is the concept of insurance. Among the three stages of finance, insurance education is the basic one. Thus, insurance education is a key element to finance, but easily be ignored at the same time. Therefore, in order to solve problems when facing difficulties, we should establish the right knowledge toward insurance when we are young. Teachers make good use of class management to plan a casual (unofficial) course by multi-materials. Through class activities, the whole class discusses the attitude, knowledge and concept of insurance. The main issue of current study is to discuss elementary teachers include insurance knowledge into their teachings. Our purpose is to find out the willingness and behaviors of teachers putting insurance ideas in the course. The participants are elementary teachers of Nantou. We collected 257 valid questionnaires, which made the rate to 86%. We come up with the conclusion as following: 1.Elementary teachers are willing to include insurance education to class management; 2.Male teachers have more knowledge on insurance education than female; 3.Male teachers know more about where to obtain insurance knowledge than females; 4.Teachers in the schools which have 13 to 24 classes have better concept on insurance education than those of 49 classes; 5.teachers in the schools which have under 12 classes are more willing to includ insurance education to class management than those of 25 to 49 classes; 6.As for the basic concept and usefulness of insurance education, local teachers have better concept than urban teachers; 7.Considering about the willingness to put insurance education in class management, local teachers are more willing to do so than the urban teachers; 8.The more basic concept of insurance education the teachers have, the more they are willing to put insurance education into class management.
12
Lai, Yan-Hong, and 賴彥宏. "A Study on the Determinants for Purchasing Behavior of Commercial Medical Insurance: An Example of Mandatory Education Teachers in Taoyuan and Hsinchu Area." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/698b29.
Повний текст джерелаАнотація:
碩士逢甲大學
風險管理與保險研究所
100
The demand for private medical insurance has risen with increasing levels of personal income in Taiwan. The factors that influence customer decisions to purchase private medical insurance have also received increasing attention in the insurance literature. However, previous studies on insurance marketing seldom explore the role of self-reported health status and its potential influences on customer purchase decision. The purpose of this study is to address this issue. This study conducts an empirical survey to examine relationships of demographic variables, self-reported health status, risk attitudes, and customer satisfaction on customer purchase behavior (including customer purchase status, intention and the number of health insurance policies that insured already have). The sample for this study is drawn from the elementary and junior high school teachers in Taiwan. The results indicated that gender and age are related to customer purchase behavior. It was found that female responders are with more medical insurance policies than males, and young responders are with more medical insurance purchase intention than elder responders. Working history, income level and customer satisfaction are related to customer purchase the number of medical insurance policies positively. We also found that self-reported unhealthy habits (such as smoking) are negatively related to the number of insurance policies that responders already have. These findings may provide some managerial implications to life insurance companies.
13
YING, I. TSUI, and 宜翠映. "The Study of the Intent of Teachers in Elementary Schools in Kaohsiung Having Insurance as Investment Tool in Response to the Change of the Retirement Policy." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/09377496339917714976.
Повний текст джерелаАнотація:
碩士高苑科技大學
經營管理研究所
103
In response to declining birthrate, the crisis of teacher's right to work, government financial difficulty, the change of retirement policy and the decrease of pension income replacement rate, we would like to discuss the Kaohsiung elementary school teachers' intentional assessment of having insurance as investment and financial management, as their future retirement financial planning of the decrease of pension. The financial instrument, the purpose of buying insurance, the key factors of choosing insurance companies, the choices of types of insurance, the customized goods they want the insurance companies to offer, through this five points to realize the Kaohsiung elementary school teachers' intentional assessment of choosing insurance. Study found that insurance is one of the financial instruments that school teachers often choose；they will by purchase insurance for assurances, plans of retirement, preparations of the educational costs for children；they also buy insurance because of the change of retirement policy to cope with the decrease of pension. In addition, the elementary school teachers prefer to buy the insurance product that they can get back the payment during they are still paying, the short year products（ten year or less）, the product that the insured value will be added over time, and the annuity type product that is paid by NTD (New Taiwan Dollar). The key factors of choosing insurance company are focused on the good after-sales service, financial soundness and sound management, underwriting and claims quickly, and if there are products in line with demand. The type of customized insurance products that Kaohsiung elementary school teachers want insurance companies to offer is the same as the pension, that they can receive per year and can receive for a lifetime.
14
LEE, RU-YIN, and 李如盈. "A study on the relationship among electronic word-of-mouth, brand image to consumer’s purchase intention—elementary and junior high school teachers purchase insurance products as the example." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/ax7g7t.
Повний текст джерелаАнотація:
碩士中華大學
科技管理學系
104
以往研究顯示：網路口碑與品牌形象對消費者購買意願有影響，但是保險商品與一般消費產品不同，保險產品除了是無形的產品外，更具有商品交易承諾性及機會性的特質；若以國中小教師購買保險商品的意願來探討，是不是會有不一樣的結果呢? 本研究採問卷調查法，以國中小教師為研究對象，總共回收480份有效問卷，並以SPSS統計軟體進行資料分析，研究結果發現： 1.超過九成之受訪國中小教師，都買過保險產品；意即國中小教師絕大多數會選擇買保險商品，增加自己及家人的生活保障。 2.國中小教師之性別對網路口碑之「訊息數量」有顯著差異，對其他構面則無。 3.國中小教師之教育程度對網路口碑之「說服效果」有顯著差異，對其他構面則無。 4.不同年齡區間的國中小教師對網路口碑之「訊息數量」、「說服效果」有顯著差異，對其他構面則無。 5.不同婚姻狀態對國中小教師信任網路口碑的「說服效果」亦有統計上之顯著差異，對其他構面則無。 6.瀏覽網路商品時間之不同，對國中小教師在網路口碑之「訊息數量」有顯著差異，對其他構面則無。 7.網路口碑、品牌形象對購買意願確實都有正向顯著影響，其中最強烈影響購買意願之變數為品牌形象，此外，品牌形象可透過網路口碑間接顯著影響購買意願。
15
Huang, Li-Chuan, and 黃麗娟. "Analysis of Consumption Smoothing Demand on Insurances of High School Teachers." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/60292855079682247398.
Повний текст джерелаАнотація:
碩士亞洲大學
財務金融學系碩士在職專班
103
This study investigates whether teachers in high schools have consumption-smoothing motivations when they decide to purchase the insurance products. Moreover, we examine if the insurance buying decision depends on the individual characteristics of high school teachers. By using the multinomial logit model, our findings show that high school teachers have significant consumption-smoothing motivations to purchase the insurance products when insurance companies provide them the excellent reputation. In addition, the different insurance buying decision is actually attributed to the individual characteristics of high school teachers.
16
Chen, Yuan-chen, and 陳元貞. "Research of The Cognition of Civil Servant and Teacher Insurance Annuity Scheme─A Case Study of the Examination Yuan and its’ Branches." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/76165907073415717616.
Повний текст джерелаАнотація:
碩士世新大學
行政管理學研究所(含博、碩專班)
101
It takes about three months for this research to be completed, counting from March to June this year. It happened to be a time for the Legislative Yuan to carry out an examination of the Draft Amendment to Government Employees' and School Staffs' Insurance (GESSI). In accordance with such draft amendment, the disposable payment system set out by the GESSI public pension system has been replaced by national pension system. Based on Expectancy Theory, this research attempts to find out whether the insured of GESSI can be motivated by this effect if the future pension system were truly put into practices. Hopefully, this research can help to activate company's morale through the high and low degree of recognition, expectation, and support on a survey carried out among respondents. The object of study of this research narrows down to the Examination Yuan of R.O.C. and its respective agency personnel. The issued time for formal survey questionnaire takes place in May 8th to 11th, 2013. This survey adopts the Convenience Sampling Method to distribute 345 copies of questionnaires, and receives 309 copies. Among them, there are 5 copies invalid. For valid questionnaire, there is a total amount of 304 copies. Nonetheless, there are certain limits to this issue on the discussion board of domestic scholars. As a result, all social circles have a vague impression on GESSI public pension system. This research findings show that the authority did not pay more attention to Draft Amendment to GESSI for the respondent looks too much alike. Moreover, these respondents engage in some related jobs to law and regulation everyday. Thus, the authority did not pay much attention to Draft Amendment to GESSI, nor did the authority concern about GESSI public pension system. As a result, people have little knowledge of this policy. They did not even reach the time to retire, and had no specific plans for the life after they retire. It is hard to say how they may prefer to this GESSI public pension system. This research finding provides some evidence that GESSI public pension system truly has a great influence on incentive effect and company's morale. This research suggests that the authority shall reinforce the understanding on GESSI public pension system for the insured of GESSI and the general public. The authority shall focus on what the system highlights for propaganda. By way of examination or training, the authority can interpret the abstruse laws and regulations that are hard to explain so as to compensate for the gap between misunderstandings. In addition, the authority shall consider the HR personnel of each agency to be the main object of study to reinforce their understanding to the laws and regulations to serve people who are on duty in each agency. On top of that, the authority shall reinforce the communication among its personnel in the organs of government to decrease any possible loss of morale for reform of GESSI public pension system. This may be a chance for those who stand on different grounds to understand one another. Only if the general public have a clear and correct understanding of GESSI public pension system, can everyone speak clearly through valid conversation. The authority can carry out the policy more successfully as well under the premise.
17
HUANG, MING-CHU, and 黃明珠. "The Feasibility of Applying Investment-Linked Insurance Products to the Retirement Planning: The Case of the Civil Servant and Teacher in Taiwan." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/gv755d.
Повний текст джерелаАнотація:
碩士大葉大學
管理學院碩士在職專班
106
After Taiwan has entered an ageing society with fewer children, various pension fund schemes have been changed to paying annuities. At present, the reform plan of the annuity system is heading in the direction of “paying more, receiving less, delaying the claim”, and lowering the “replacement rate”. Therefore, this study proposes the current popular “investment insurance” as the retirement planning tool for public servants. This study employed qualitative research as the interview method, mainly to understand the interviewees’ ideas and financial plans for retirement life, their willingness and habits of using investment insurance as the financial management tool for wealth planning. In addition, the benefits and risks of insurance for retirement planning was also studied. The results of the study showed that due to individual risk preference,the return on investment of investment-type insurance is not stable. High management fees during early stage and lacking professional perspective have made this product not highly acceptable. Accordingly, in addition to suggesting that financial planning should be conducted early, having long-term and continuous investment habits in order to offset the effects of inflation, the people of the country must strengthen the perceptions and concepts of investment and get multi-channel financial information. In addition, financial institutions and insurance companies should also provide more financial management planning seminars and lectures to their sales persons and invite people to participate in the learning, so as to enable consumers to carry out early retirement wealth planning.
18
Lin, Fang-Yun, and 林芳筠. "A Study On The Employability Of Students And The Curriculum Programming For The Insurance Related Financial Cluster Of The Higher Education In Taiwan - With The Standpoint Of School Teacher And Student." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/25558158939345469789.
Повний текст джерелаАнотація:
碩士朝陽科技大學
保險金融管理系碩士班
96
The trend of globalization sweeps across Taiwan, the current of "new economic" already to create the major influence of the industrial structure in our country, what is more, the human resource moves outside caused for growing the third world and all increases the chance that the enterprise downsizes the employees. In addition, the number of matriculation people of our university and college in Taiwan had risen in recent years; relatively, the unemployment rate of university graduate student also appears rising phenomenon, causing society the deep concern higher education can grow to have well student of employability. Have already become the key subject of current higher education in light of the employability; so the study is treating the teachers’ viewpoint for the employability degree of the insurance related financial cluster that students most to own, then it makes a comparison with the difference in the value degree of the employability by students, understanding to the competition ability of students must own in future incumbency. The study uses two kinds of methods about the quality and the quantity as to the study method: The quality is compiling the curriculum that aims at university and college in our country and further controls the current condition about the curriculum programming of the insurance related financial cluster. The quantity is taking the higher education as range of research, implementing the questionnaire for teachers and students of the general university and the job college in our country, the insurance department (contains the risk management and insurance departments...etc.) and the finance department (contains the financial departments...etc.), and uses two factors with the basic data and employment for the mainly frame. At teachers’ questionnaire, these totally issue 814 questionnaires, the valid questionnaire recall 139 and the valid sample recall rate is 17.08%; and students'' part totally issue 800 questionnaires, the valid questionnaire recall 282 and the valid sample recall rate is 35.25%. The data of questionnaire collection carries on the analysis through the mode, such as the Descriptive Statistics, the Reliability Analysis, the t-test and the Hierarchical Linear Modeling. The result of the study is follows: 1.There are different accent that the curriculum arranges in each school by the curriculum programming for the insurance related financial cluster of the higher education. In the generally employability, all putting great emphasis on the students'' future ability to "the job programming"; and in the profession employability, then is developing "the business profession" ability of students for main target. By all accounts, in spite of the prescribed or optional subjects, the finance department mostly will set up the insurance related curriculum with the professional curriculum of "the insurance" to be the main choice. 2.Through the mode of HLM as a result, teachers all are taller than students in the value degree of "the work attitude", "the job programming" and "the professional knowledge"; among them, the difference margin of the professional knowledge is the biggest. Therefore, teachers and students all think "the work attitude responsible" is the employment that students most to own.