Дисертації з теми "Insurance studies"
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Mennel, Tim. "Studies on optimal unemployment insurance /." Berlin : Dissertation.de, 2004. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=012916906&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.
Повний текст джерелаToivanen, Otto Iisakki. "Industrial economics studies in insurance markets." Thesis, University of Warwick, 1994. http://wrap.warwick.ac.uk/106901/.
Повний текст джерелаMsheliza, Samuel Kaku. "Strategic planning in Nigerian insurance companies." Thesis, University of Nottingham, 1991. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.281062.
Повний текст джерелаYang, Shui-lam. "A comparison of different health insurance systems and their feasibility for Hong Kong /." [Hong Kong : University of Hong Kong], 1992. http://sunzi.lib.hku.hk/hkuto/record.jsp?B13417770.
Повний текст джерелаLaun, Lisa. "Studies on Social Insurance, Income Taxation and Labor Supply." Doctoral thesis, Stockholms universitet, Nationalekonomiska institutionen, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-80972.
Повний текст джерелаSheth, Alpen Suresh. "Cultivating risk : weather insurance, technology and financialization in India." Thesis, Massachusetts Institute of Technology, 2017. http://hdl.handle.net/1721.1/113802.
Повний текст джерелаCataloged from PDF version of thesis.
Includes bibliographical references (pages 295-309).
Climate change, technological innovation, and financialization are three of the most transformative processes shaping spatial planning and policymaking. Yet, each of these macro-structural processes and their consequences are experienced in the short-term and at geographically-specific scales. In the context of planning, financialization needs to be better understood to evaluate its actual processes and consequences through in-depth analyses of specific cases. Since 2007, India's weather insurance programs have become the largest in the world offering farmers access to new financial instruments and automated technologies to manage the increasing risks of agricultural cultivation. Insurance has come to be seen as a systematic response to the increasing impacts of drought and flooding since the green revolution and an agrarian crisis that has witnessed over 300,000 farmers commit suicide between 1995-2015. In this dissertation, I ask how and why insurance, which never played a significant role several decades ago, has come to be a central planning strategy for agricultural policymakers, outpacing all other government expenditure in the form of premium subsidies. I study the development of weather insurance programs in India and examine implementation across four major agricultural states-Maharashtra, Andhra Pradesh, West Bengal, and Punjab-to show how risk transfer in the agricultural sector has been increasingly financialized, with a growing dependence on new derivative instruments and the rising penetration of international reinsurance capital. The overarching research questions motivating my dissertation include: how does the introduction of new insurance policies, financial instruments, and weather technologies impact the agrarian landscape? how do these insurance programs define and measure risk? what are the spatial dimensions of insurance, its variation and its coverage? what is the importance of these developments in terms of how agricultural risk gets financialized for long-term planning as well as political contestation? and what it means to plan for weather risk and climate change in a context of the rapid churning of technologies and the financialization of risk? In my research methodology, I employ granular analysis of actors, agents, and actions, while paying attention to structural positions, systemic rationalities, and recurrent patterns. I conducted interviews with over 40 insurance professionals, underwriters and government experts as well as with 60 farmers and local officials in four states - West Bengal, Maharashtra, Punjab and Andhra Pradesh. I used archival and document analyses as well as spatial analysis of insurance business data to understand and explain spatial variation in policy implementation and outcomes. Amidst the numerous scholarly debates about the role of finance and meaning of financialization, the spatial dimensions of risk and financialization are not well understood. Through my research, I explain financialization of weather risk through an analysis of underwriting methodologies for actuarial models, financial instruments, and automated weather technologies. I show how complexities and shifts in seasonal geographies and temporalities further complicate the extent to which harm, loss, risk can be correlated with financial precision and pricing. I argue that the speed of convergence towards automated and index-based systems has been followed by the disempowerment of farmers who have trouble disputing the terms and eligibility of coverage especially in the case of index insurance contracts, where disputes related to measurement errors and manipulation have had a significant negative effect on adoption, with many states and insurers reducing their offering of such policies. I further argue that the rise of the financialization of risk in the agricultural sector in particular is concurrent with the ascent of a global fast policy environment since the 1970s that facilitates iterative and experimental development of actuarial systems along transnational policy circuits. I contribute archival and empirical findings to show that Indian agricultural policy has witnessed a shift in focus away from the distribution of land, infrastructure, and productivity that were important in post-independence India and the Green Revolution, towards new forms of "riskholding" in the post-Green Revolution period, in which the government focuses on the ways in which the financial risks of agricultural producers are managed and transferred. In my comparative examination of the four states, I show that while insurance mitigates some forms of inequality through subsidies, structural inequalities as a function of inherited landholding disparities and landlessness are reinforced. My overall contention is that agricultural planning and policymaking, specifically through insurance, shifts resources away from longer-term considerations of addressing inequalities of assets such as land and capital, towards the problems of "riskholding," which constitutes a new dimension of differentiation that, in effect, magnifies the salience of short-term financial risk and risk hedging strategies instead of agricultural investment and infrastructure development. Finally, I find that financial risk in its various forms is becoming politicized in ways that are not accounted for in the current literature. I use my case studies to contribute to the literature on the financialization of agriculture (via an intervention in the ongoing debate on the "agrarian question") with a focus on the ways in which insurance subsidies, electoral politics and debt-based mobilization are a manifestation of a more broad-based politics of financialization. The politicization of financial risk ultimately upends the actuarial approach through state-specific variations in implementation through insurance subsidies and loan waivers as electoral strategies. These newly emergent systems are hierarchical and unevenly empower risk capital and new forms of actuarial automation, while risk capital markets and technologies are reshaping the context of planning and the ways weather indicators and indexes are defined and calculated. Furthermore, the uncertainty and severity of climate variability through unseasonal rainfall, drought, flooding, and disease present complex challenges for the very viability of agricultural production that are not adequately addressed through the insurance program, but may in fact, temporarily mask these processes through continued and pervasive ecological extraction and indebtedness. Ultimately, insurance is an incomplete mathematical (actuarial) technology for planning because it assumes fixed aggregate risks and non-correlation of risks. More than the mathematical possibilities and constraints of insurance, new models may show the potential for anti-neoliberal forms of decentralization in insurance and financialization through blockchain and other distributed technology for mutual, peer-to-peer risk management.
by Alpen Suresh Sheth.
Ph. D.
Eaglestone, Frank Nelson. "An improved method of requesting insurance under UK construction contracts." Thesis, City University London, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.240686.
Повний текст джерелаCao, Liou. "The feasibility and functioning of public mortgage insurance models : an international comparison." Thesis, Massachusetts Institute of Technology, 2005. http://hdl.handle.net/1721.1/34167.
Повний текст джерелаIncludes bibliographical references (p. 187-194).
Public mortgage insurance (MI) is one type of supply-side government intervention in housing finance. It is an important component of the modem housing finance market, employed to expand homeownership and provide credit enhancement to mortgage loans. This research explores the feasibility and functioning of public MI, by conducting an international comparison of three representative public MI programs: the U.S. Federal Housing Administration; the Dutch Homeownership Guarantee Fund; and the Mexican Federal Mortgage Corporation. The main purpose is to build an integrated framework for policymakers when considering a public MI scheme, from institutional, financial, and operational perspectives. Research methodologies used include case studies, interviews, Monte Carlo simulation models, and regression analyses. The analytical framework of this research comprises three research questions: a) What are the primary economic problems in housing and housing finance markets that cause market inefficiency and hence call for government intervention in the form of public MI? b) What are the implied liabilities imposed on the backing government of sponsoring a public MI enterprise? and c) What are the potential economic problems that can result from the creation of a public MI system?
(cont.) Answers to these questions indicate that public MI can be an effective policy tool to address particular housing market inefficiencies. However, a good fit between public MI and a nation's housing and housing finance markets entails many factors, including economic, financial, legal, political, institutional, and even cultural. Public MI should be designed and priced properly to maintain its financial soundness over the long term, without imposing "hidden" liabilities on the backing government. Certain institutional arrangements and operational strategies are necessary to ensure public MI's relative independence and to control market distortions stemming from its presence. This research contributes to the knowledge base for any country considering a public MI scheme to boost its housing market development. It is intended to offer much needed insight into the economic rationale, financial viability, institutional and legal infrastructure, and operational strategies of government-sponsored MI programs, and help policymakers make informed decisions based on a holistic socio-economic view of the public MI.
by Liou Cao.
Ph.D.
McLeod, Geordie. "Injury surveillance in community cricket and the exploration of insurance claims systems." Thesis, Edith Cowan University, Research Online, Perth, Western Australia, 2020. https://ro.ecu.edu.au/theses/2390.
Повний текст джерелаHarby, Galal Abd El-Haleem. "A non-metric multidimensional scaling analysis of customers' attitudes to life insurance : an empirical investigation of insured vs. non-insured attitudes towards life insurance purchasing decision variables in Egypt." Thesis, University of Sheffield, 1986. http://etheses.whiterose.ac.uk/14762/.
Повний текст джерелаLöfgren, Curt. "Catastrophic health expenditure in Vietnam : studies of problems and solutions." Doctoral thesis, Umeå universitet, Epidemiologi och global hälsa, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-93259.
Повний текст джерелаLindahl, Erica. "Empirical studies of public policies within the primary school and the sickness insurance /." Uppsala : Department of Economics, Uppsala University, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-9304.
Повний текст джерелаBaldwin, Marc. "Benefit recipiency rates under the federal/state unemployment insurance program : explaining and reversing decline." Thesis, Massachusetts Institute of Technology, 1993. http://hdl.handle.net/1721.1/12478.
Повний текст джерелаHELBUS, GREGORY STUART. "REDEVELOPING BROWNFIELDS: CASE STUDIES IN THE USE OF ENVIRONMENTAL INSURANCE AS A REDEVELOPMENT TOOL." University of Cincinnati / OhioLINK, 2001. http://rave.ohiolink.edu/etdc/view?acc_num=ucin990638034.
Повний текст джерелаMerrigan, Peter A. (Peter Andrew). "Risk based capital regulations for the life insurance industry and their implications for real estate." Thesis, Massachusetts Institute of Technology, 1993. http://hdl.handle.net/1721.1/68758.
Повний текст джерелаTitle as it appears in the Sept. 1993 MIT Graduate List: Implications of risked based capital regulations on the life insurance company for the real estate industry.
Includes bibliographical references (leaves 75-80).
by Peter A. Merrigan.
M.S.
Davies, John Hywel. "Towards the adjustment of accounts of insurance companies to allow for differing accounting policies." Thesis, University of East London, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.264410.
Повний текст джерелаVetter, Stefan [Verfasser], and Joachim [Akademischer Betreuer] Winter. "Empirical studies of individual behavior : cheating, corruption, and insurance choice / Stefan Vetter. Betreuer: Joachim Winter." München : Universitätsbibliothek der Ludwig-Maximilians-Universität, 2012. http://d-nb.info/1028191464/34.
Повний текст джерелаNik, Mat Nik K. "Determinants of sales performance in insurance industry : a cross-cultural comparison between the UK and Malaysia." Thesis, Aston University, 1995. http://publications.aston.ac.uk/10816/.
Повний текст джерелаAlinvi, Fatima, and Maira Babri. "Customers' Preferences of Insurance Services : How could insurance companies enhance their ability of meeting the constant changes in customers’ preferences in an increasingly competitive environment?" Thesis, Umeå University, Umeå School of Business, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-1531.
Повний текст джерелаWith the presumption of change as an inevitable phenomenon, the aim of this study is to explore ways in which insurance companies can enhance their ability of meeting the constant changes in customers’ preferences in an increasingly competitive environment. In order to conduct this study, we have used a qualitative research strategy to gain a better understanding of young customers’ preferences about the services provided by insurance companies. Based on these preferences we provide useful suggestions for insurance companies. Existing theory suggests that customers change their preferences according to their life circumstances and while certain preferences are well-defined others can be inconsistent. In an increasingly competitive environment, where insurance companies fight for the same customers, having a customer-oriented culture is extremely important not only to retain customers, but also to acquire new ones. This study presents various theories on the changes in customers’ preferences as well as theories regarding organizational strategy and change.
The empirical data has been collected through two focused group interviews with students under 28, in Västerbotten, Sweden and through a group interview with leading representatives of a dominant insurance company in the county. The findings suggest that young consumers’ preferences regarding insurance services are based on their life situation. Price is a decisive factor in the choice of insurance company and their services. The results also showed that many of the respondents are skeptical towards the intentions of and services provided by insurance companies. The complex nature of insurances and the intangibility of services in general, can be possible explanations. Strengthening the evidence in existing studies, we also conclude that there is a vast amount of information insurance-takers would like to have access to before, during, and after purchasing insurance. Additionally, customers would like flexible insurance bundles with the possibility to add and subtract components as life situations change. Finally, based on these results, we suggest how insurance companies could turn these findings into opportunities. We suggest how and when to meet the customers, and how to build long lasting, trust-based relationships which could lead to increased customer loyalty over time.
Wolter, John Charles. "Developing a business plan for Milwaukee Mutual Insurance Company : existing and future real estate investment and development activity." Thesis, Massachusetts Institute of Technology, 1986. http://hdl.handle.net/1721.1/78954.
Повний текст джерелаMICROFICHE COPY AVAILABLE IN ARCHIVES AND ROTCH.
Includes bibliographical references.
by John Charles Wolter.
M.S.
Björklund, Christina. "Work motivation : studies of its determinants and outcomes." Doctoral thesis, Handelshögskolan i Stockholm, Media och Ekonomisk Psykologi (P), 2001. http://urn.kb.se/resolve?urn=urn:nbn:se:hhs:diva-615.
Повний текст джерелаDiss. Stockholm : Handelshögsk., 2001
Azad, Mithila. "Social insurance provision for women in the urban informal sector : interpreting the successful strategy of Working Women's Forum, India." Thesis, Massachusetts Institute of Technology, 2006. http://hdl.handle.net/1721.1/37464.
Повний текст джерелаIncludes bibliographical references (leaves 72-75).
Since the late-1980s, the world's workers have experienced two strikingly coordinated global trends. The first is an unpredicted decline in secure, formally employed labor, and subsequent growth in informal labor. The second is an unprecedented decline in state welfare rhetoric and policy. These simultaneous trends have resulted in an increase in the proportion of workers that do not receive secure wages or social benefits from either the employer or the state. As this notion of the "benevolent" state purported in the 1950's disintegrates, one finds development literature focusing squarely on formation of social movements as solutions. This study examines the efforts of one such social movement-Working Women's Forum, India (WWF)-which has been successful in providing social protection (insurance) for over 8,00,000 women in the urban informal sector in Tamilnadu, Andhra and Karnataka. This case study looks at linkages between WWF and insurers: Government and Private owned. The curiosity that guides the research is regarding a) opportunities involved in such linkages towards a wider coverage of women in the informal sector, and b) identifying different state characteristics that influence different levels of success among informal workers organizations' ability to secure labor benefits.
(cont.) The latter is marked by continuous negotiations, sometimes confrontational, and other times enabling. This necessitates knowledge of the larger political, legislative and policy environment under which such struggles become successful movements. The reason to study this organization was multifold. First, the organization has been operational in more than one State (of India), aiding comparative analysis of outcomes with respect to different governmental set ups. Second, owing to its large coverage, it was useful to understand the kind of strength it wields in influencing policy decisions (Social Security Bill for Unorganized Sector Workers, 2006). All these issues are analyzed in the backdrop of reformatory struggles through the 1970's, definitions of social protection, current legislations, organizational modifications over the years, and the micro-insurance programmes. The intention of the thesis is mainly to identify factors that have contributed to bringing about an enabling environment for social protection for women in the urban informal sector.
by Mithila Azad.
M.C.P.
Homer, Emily. "Insurance Status and Obesity as Predictors of Cost in Trauma Care." Scholarly Commons, 2020. https://scholarlycommons.pacific.edu/uop_etds/3692.
Повний текст джерелаCarré, Françoise J. "Temporary, short-term and part-time employment in French banks and insurance companies in the 1980's : an institutionalist approach." Thesis, Massachusetts Institute of Technology, 1992. http://hdl.handle.net/1721.1/64875.
Повний текст джерелаIncludes bibliographical references (v. 2, leaves 305-312).
by Françoise Jacqueline Carré.
Ph.D.
Winn, Alisha R. "Beyond the Business: Social and Cultural Aspects of the Atlanta Life Insurance Company." Scholar Commons, 2010. https://scholarcommons.usf.edu/etd/1809.
Повний текст джерелаVan, Kalliecharan Ricky. "The process of health policy reform in the English-speaking Caribbean : case studies in national health insurance." Thesis, University of Leeds, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.399913.
Повний текст джерелаDedes, Vasilis. "How to determine fair value for life insurance policies in a secondary market." Thesis, Umeå universitet, Handelshögskolan vid Umeå universitet, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-45168.
Повний текст джерелаDreyfus, Anthony. "Big insurance companies face young Boston workers : responses to skill scarcity in a changing service industry and implications for school-business partnerships." Thesis, Massachusetts Institute of Technology, 1991. http://hdl.handle.net/1721.1/65678.
Повний текст джерелаPelletier, Marianne S. "Factors Associated With Late Stage Diagnosis of Cervical Cancer in the United States." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2054.
Повний текст джерелаStruyven, Geert J. P. E. "EU accounting harmonisation : an analysis of the development, shaping and impact of the Insurance Accounts Directive in the UK, France and Germany." Thesis, Aberystwyth University, 1995. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.363135.
Повний текст джерелаFowler, Philip. "Methods for improving covariate balance in observational studies." Doctoral thesis, Umeå universitet, Statistik, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-139523.
Повний текст джерелаRamström, Anders, and Peter Lindbom. "The Stress Test : Can it cause a financial apocalypse?" Thesis, Jönköping University, JIBS, Business Administration, 2005. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-255.
Повний текст джерелаThe life insurance business is currently going through a lot of changes. The turmoil in stock markets during the last years has made regulators realize that there is a greater need for risk management and solvency supervision in the business. Denmark was one of the first countries in Europe to react to this and in 2001 the Danish FSA implemented a stress test called the Traffic Lights System. This is a tool to measure various risks in different scenarios for financial institutions.
The purpose of this thesis is to analyze the effects of imposing a Danish style stress test on the Swedish life insurance market. In order to analyze the various effects of this stress test a theoretical framework consisting of fixed income securities and interest rate theory have been applied, since one of the largest risk a life insurer faces is the interest rate risk. Due to the fact that the Danish stress test is not fully applicable on the Swedish market, the authors created a model based on the Danish test to analyze Swedish life insurers. The model estimates the financial risks a life insurer faces. Analyzing the results based on the model, the authors found that three out of seven life insurers in the sample had solvency problems to various extend.
The authors conclude that a great part of financial risks within life insurers can be reduced by reallocating equity holding to bonds and by duration matching between assets and liabilities. The authors also conclude that Swedish life insurers are in better financial shape today than their Danish counterparts were in 2001, which is why less dramatic effect is to be expected on the Swedish financial markets as a result of imposing the stress test.
Berger, Lisa, Karolina Johansson, and Alexander Yassin. "Due Diligence : En jämförelse av riskkapitalister och uppdragstagare." Thesis, Växjö universitet, Ekonomihögskolan, EHV, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:vxu:diva-5104.
Повний текст джерелаTang, Guiyao. "Market density and organizational imitation : the moderating effect of symbiotic strategic partnership." HKBU Institutional Repository, 2011. http://repository.hkbu.edu.hk/etd_ra/1270.
Повний текст джерелаKarlsson, Nadine. "Prospective cohort studies of disability pension and mortality in a Swedish county /." Stockholm : Karolinska institutet, 2007. http://diss.kib.ki.se/2007/978-91-7357-204-0/.
Повний текст джерелаEklund, Malin, and Åsa Gustafsson. "Förtroendekriser : en studie av svenska livförsäkringsbolag." Thesis, Linköping University, Department of Management and Economics, 2004. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-2180.
Повний текст джерелаBackground: The Swedish life-insurance business has been extensively criticised lately due to broken promises to customers as well as due to scandals that some companies within the business have been involved in. The companies within the Swedish life-insurance business find themselves in a so- called crisis of confidence, something that is created in and by media. A company that finds itself in a crisis of confidence somehow have to manage the situation and crises of confidence can also result in different kinds of changes.
Purpose: The aim of this thesis is to explore and analyse how individual life- insurance companies manage crises of confidence. As a consequence, the aim is also to investigate in what way crises of confidence are initiators to change.
Procedure: The study has been conducted through seven qualitative interviews with individuals holding a managerial position within a Swedish life-insurance company.
Findings: Essential for managing crises of confidence is communication and information mainly to media, but also to customers and employees. Further, a higher level of clarity and transparency in products and activities, together with increased control of ethical policies, are aspects that have been shown to be of importance in managing the crisis of confidence within the Swedish life- insurance business. The crisis of confidence has generated changes, but it can not be decided with certainty if these changes have been initiated only by the crisis of confidence, or if the changes would have been carried through anyway. What can be established, is that the crisis of confidence has speeded up already planned changes.
Faridpour, Arezoo, and Una Gutlic. "Att leda genom motstånd till förändring : En kvalitativ studie om ledarskap på Försäkringskassan." Thesis, Högskolan i Borås, Akademin för vård, arbetsliv och välfärd, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hb:diva-15969.
Повний текст джерелаThe Swedish Social Insurance Agency (Försäkringskassan) has through the years aimed to support the social security system. The idea is that there should be assistance when needed, such as providing financial security in the event of illness, disability and for families with children. The vision behind this is a society where people can get a chance to feel secure even when life takes an unexpected turn. However, the Social Insurance Agency has received a lot of criticism about their management and their work has been questioned many times. Our aim with this qualitative study is to obtain a greater insight into the leadership of the Swedish Social Insurance Agency and how it is affected by change and resistance. Thus, we chose to interview six head of unit managers who work at the Swedish Social Insurance Agency where they were given the opportunity to speak freely through a semi-structured interview. We felt that this method was the most effective one in order to understand the meaning of leadership during changes and resistance. With the help of our theory, through our analysis, we could find that the managers perceive their leadership as transformative and that they perceive themselves as transformative leaders. We also came to the conclusion that their leadership style plays a major role in how they combat resistance that arises through changes within organizations. That is, how they have chosen to handle the changes and the oppositions in the organization. The result assured us that that unit managers have a lot in common regarding their leadership. The respondents used the same concepts such as communication, responsiveness and accessibility/availability to lead through resistance during change.
Kpedor, Dorm. "Personification in Advertising: A Rhetorical Analysis of Digital Video Ads in the Insurance Industry." Digital Commons @ East Tennessee State University, 2021. https://dc.etsu.edu/etd/3894.
Повний текст джерелаAndré, Karin, and Johanna Brunge. "The Swedish Insurance Sector’s View on Climate Risks - Adaptation Strategies to the consequences of current weather variations and expected climate change." Thesis, Linköping University, Department of Thematic Studies, 2005. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-130.
Повний текст джерелаIn recent years Sweden has been struck by several cases of weather related property damage resulting from the severe flooding in 2000, 2002 and the storm Gudrun at the beginning of 2005. The importance of strategies enabling society to adapt to coming changes in weather patterns has been confirmed by the Intergovernmental Panel on Climate Change (IPCC) as well within the international and national policy arena. It is reasonable to believe that the insurance sector would be among the first within the financial realm to feel the effects of expected climate change. This qualitative study aims to investigate how the Swedish insurance sector relates and deals with the consequences of current weather variations and expected climate change. Research areas of importance concern 1.The role of the insurance sector. 2. Knowledge and other actors and 3. Adaptation strategies, current and future.
Comprehensive theories regarding adaptive strategies have been applied to the insurance company’s operations. The empirical material is based on interviews with relevant employees at the four largest insurance companies in Sweden as well with the Swedish Meteorological and Hydrological Institute (SMHI) and the Swedish Insurance Federation. The overall results show that the insurance sector considers the climate issue to be important to future operations; however, since Sweden has not yet been affected by climate change, they prefer, at this time at least, to monitor developments and gather knowledge. Due to their position on this matter, the insurance sector’s role in the climate debate is, generally speaking, considered to be minor whereas the more important actors are authorities, municipalities and the government. Reinsurance companies are seen as a significant player in the market due to many factors; most note ably that they indirectly have the capacity to affect the entire Swedish insurance sector by raising the costs for reinsurance premiums. However, the climate change issue is of importance yet, of higher relevance is adaptation to present weather variations.
Bourgeois, Edouard, and Fatmir Stublla. "How is remuneration used in Bank, Financial, and Insurance companies to retain employees in France and Kosovo?" Thesis, Växjö University, School of Management and Economics, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:vxu:diva-2219.
Повний текст джерелаAnsari, Hina. "Inequities in access to health care by income and private insurance coverage : a longitudinal analysis." Thesis, McGill University, 2007. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=112378.
Повний текст джерелаVoss, Margaretha. "Work and health : epidemiological studies of sickness absence and mortality with special reference to work environment, factors outside work and unemployment /." Stockholm, 2002. http://diss.kib.ki.se/2002/91-7349-125-X.
Повний текст джерелаKoehlmoos, Tracey Lynn. "Racial Disparities in Breast Cancer Surgical Treatment and Radiation Therapy Use." Scholar Commons, 2005. https://scholarcommons.usf.edu/etd/728.
Повний текст джерелаFletcher, Rebecca Adkins. "There and Back Again: Applying Regional Health Disparities to Contextualize the Affordable Care Act." Digital Commons @ East Tennessee State University, 2016. https://dc.etsu.edu/etsu-works/515.
Повний текст джерелаSchmidt, Marta [Verfasser], and Hans Jürgen [Akademischer Betreuer] Rösner. "Studies on health care expenditures and inclusive health insurance systems for low-income groups in India / Marta Schmidt. Gutachter: Hans Jürgen Rösner." Köln : Universitäts- und Stadtbibliothek Köln, 2015. http://d-nb.info/1067228640/34.
Повний текст джерелаBanda, Musale Hamangaba. "A critical analysis of the management of climate change risk among short-term insurers in South Africa: evidence from company annual reports." Thesis, Rhodes University, 2009. http://hdl.handle.net/10962/d1003943.
Повний текст джерелаJuuso, Per-Martin. "Försäkringskassan- effektiv och/eller rättssäker?" Thesis, Växjö University, School of Social Sciences, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:vxu:diva-1928.
Повний текст джерелаThe public administration and its officials have a number of values which they have to relate to in their work. The values are a set of democratic and economic values.
This study’s purpose is to examine how the officials at the National Insurance Office in Sweden give priority to these values. The study is performed by interviews with officials at two insurance offices.
The study shows that the officials in a high degree value the democratic values legal security and public ethics. In turn they experience that productivity, which is an economic value, is being promoted in a high degree from the management. The focus on productivity leads to a reduced legal security.
Olofsson, Johan. "The Welfare State and Attitudes to Free Movement : How does the design of the social insurance system associate with public attitudes towards free movement in receiving EU countries?" Thesis, Uppsala universitet, Statsvetenskapliga institutionen, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-403455.
Повний текст джерелаPalmén, Sara, and Avare Suleyman. "CEO remuneration in listed European insurance companies : Trends and justifications over the years 2005-2009." Thesis, Jönköping University, JIBS, Business Administration, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-12379.
Повний текст джерелаIn the ever so increasingly competitive business climate of the 21st century, human resources are vital for corporate success. Employees need proper incentives to perform in goal-oriented manners. Incentive systems, especially Chief Executive Officer [CEO] remunerations, have been a popular topic since the 1990s, and this tendency has increased both during the 2002-2003 corporate scandal era, as well as the financial crisis which sparked in 2007. The recent tendency appears to lean towards companies cutting their executive bonuses as well as criticism and suspiciousness towards large bonus payments. While remuneration policies within the banking industry have been thoroughly debated and researched, another financial industry that is left largely untouched are the insurance companies. The focus of this research is therefore CEO remuneration in European insurance companies.
This descriptive study, of annual reports of stock-listed insurance companies, uses a purposive cluster sample to explore quantitative trends in CEO remunerations. In addition, a content analysis of five randomly selected companies out of the sample provides a deeper, complementary understanding of the justifications of the trends. The research questions are: What trends on CEO remuneration can be found over the years 2005-2009 in annual reports of European insurance companies, concerning total remuneration, fixed salary and short-term bonus? What justifications do companies make for the remunerations over the years 2005-2009?
The quantitative part of the research inductively tests the assumption that CEO remuneration has decreased during the past few years 2008 and/ or 2009 due to the impact of the financial crisis. The content analysis part of the research deductively tests if agency theory concerns and issues concerning attraction and retention play a role in determining remuneration policies.
From this research, it is concluded that short-term variable pay is largely performance-based. Still, many other aspects serve as input factors when determining compensation levels. Based on the content analysis, it is revealed that interest alignment and attraction- and retention-issues are important determinants of remunerations. Subjective factors such as discretionary judgements also play a crucial role. The quantitative trends found in this study show that total remunerations have decreased markedly in 2008, and more vaguely in 2009. The financial crisis has had an impact on especially the short-term variable part of salaries, but also on base salary levels. Although not all companies that were investigated in the content analysis explicitly mention it in their annual reports, over the years 2005-2009, all of them become more concerned about remuneration policies and business risk factors. Over the investigated years, these companies also become more attentive to creating proactive and sophisticated value creating remuneration policies that are in line with international standards, in order to act legitimate towards stakeholders.
Arnett, Charles A. (Charles Augustus). "A Case Study of the Use of Activity-Based Analysis as an Information Resource Management Tool." Thesis, University of North Texas, 1994. https://digital.library.unt.edu/ark:/67531/metadc279172/.
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