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Статті в журналах з теми "Finance literacies"
Chan, Ai Joo, Lai Wan Hooi, and Kwang Sing Ngui. "Do digital literacies matter in employee engagement in digitalised workplace?" Journal of Asia Business Studies 15, no. 3 (March 25, 2021): 523–40. http://dx.doi.org/10.1108/jabs-08-2020-0318.
Повний текст джерелаCorbellini, Sabrina. "Shaping Religious Literacies in the Long Fifteenth Century: Intermediality of Communication." CHEIRON, no. 2 (August 2022): 104–20. http://dx.doi.org/10.3280/che2021-002006.
Повний текст джерелаİşci, Cenan. "Reading literacy of bilingual and monolingual students in Turkey: A comparative study based on PISA 2018 data." African Educational Research Journal 9, S1 (June 7, 2021): S21—S28. http://dx.doi.org/10.30918/aerj.9s1.21.010.
Повний текст джерелаZubair, Shirin. "Literacies across Generations: Women’s Religious and Secular Identities in Siraiki Villages." South Asia Research 23, no. 2 (November 2003): 135–51. http://dx.doi.org/10.1177/0262728003232002.
Повний текст джерелаCserdi, Zsófia, Péter Fehér, Mirkó Gáti, Árpád Rab, and Krisztián Varga. "Understanding the societal and business perspectives of online trust literacy in the context of digitalization." Society and Economy 44, no. 1 (March 4, 2022): 22–45. http://dx.doi.org/10.1556/204.2022.00002.
Повний текст джерелаPrevett, Pauline S., Maria Pampaka, Valerie L. Farnsworth, Afroditi Kalambouka, and Xin Shi. "A Situated Learning Approach to Measuring Financial Literacy Self-Efficacy of Youth." Journal of Financial Counseling and Planning 31, no. 2 (March 16, 2020): 229–50. http://dx.doi.org/10.1891/jfcp-18-00038.
Повний текст джерелаSuyatmini, Suyatmini, Titik Ulfatun, Kardiyem Kardiyem, Yovi Annang Setiyawan, and Arnida Kusumaningtyas. "EDUKASI LITERASI MANUSIA DAN MODEL PEMBELAJARAN." SELAPARANG Jurnal Pengabdian Masyarakat Berkemajuan 5, no. 1 (December 8, 2021): 410. http://dx.doi.org/10.31764/jpmb.v5i1.5577.
Повний текст джерелаKalil, Claudia, Jo Monson, and Gaontebale Nodoba. "Information Systems as a Social Space: Collaborative Teaching of Social Literacies To Technical Students." Business Communication Quarterly 73, no. 2 (May 13, 2010): 205–12. http://dx.doi.org/10.1177/1080569910367609.
Повний текст джерелаIkue, Nenubari, Joseph Denwi, Charles Ariolu, Ahmadu Musa, and Ibimna Ikemenjima. "Factors Influencing Saving Behaviour of Nigerians." International Journal of Finance and Accounting 7, no. 3 (August 31, 2022): 33–53. http://dx.doi.org/10.47604/ijfa.1626.
Повний текст джерелаFatoki, Olawale. "Access to Finance and Performance of Small Firms in South Africa: the Moderating Effect of Financial Literacy." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 18 (January 5, 2021): 78–87. http://dx.doi.org/10.37394/23207.2021.18.9.
Повний текст джерелаДисертації з теми "Finance literacies"
Sousa, Cláudia Sofia Gonçalves Vinhas de. "Finance 4 All." Master's thesis, Instituto Superior de Economia e Gestão, 2015. http://hdl.handle.net/10400.5/10876.
Повний текст джерелаO projecto Finance4All consiste na criação de materiais pedagógicos que fomentem a literacia financeira. Nesse sentido, foi desenvolvido o jogo de cartas Deal Widit inserido na temática de literacia financeira e aprendizagem baseada em jogos. Optou-se por um jogo de cartas, uma alternativa eficaz e com custos muito reduzidos em comparação com outros tipos de jogos. O jogo tem como base a compra de negócios com elementos de risco e recompensa, poupança, orçamentação e estratégia. Também tem uma componente de figuras corporativas que enriquecerão o valor da empresa. O jogo, ainda na fase de protótipo, foi testado num pequeno grupo do qual se obteve feedback, pretendendo atingir o público em geral acima dos 12 anos.
There are many studies that prove that playing games is often better than conventional methods for learning. Playing helps not only to develop knowledge on the theme but also the improvement of soft skills such as problem solving, strategic thinking or perseverance. The main idea of the project was to create a game that spiked the interest on the financial topic. A card based game with a playing board was chosen. The lack of financial literacy, a problem for all age groups, can be tackled by small incentives such as playing a related game. This project is an attempt to make finance in general fun and easy – saving, investing, risk and return and another concepts are very much the main part of the game. The prototype game was tested in a small group several times and got a positive response. As a future objective the prototype should be finished and proceed its development stage with more testing, packing and distribution.
Grosso, Elisabete Maria Cruz Santos. "Financial literacy, financial behaviour and over-indebteness : a study of the financial capability survey in the United States." Master's thesis, Instituto Superior de Economia e Gestão, 2012. http://hdl.handle.net/10400.5/10864.
Повний текст джерелаEste trabalho analisa o impacto da literacia financeira e do comportamento financeiro dos indivíduos na prevenção de situações de sobre-endividamento, tendo em conta fatores socioeconómicos, o tipo de crédito hipotecário e a ocorrência de uma queda abrupta no rendimento. Utilizando os dados do inquérito à literacia financeira, conduzido nos EUA em 2009, são consideradas três medidas de sobre-endividamento: stress financeiro, atraso no pagamento das prestações e execução hipotecária. Com base nas questões sobre juros compostos, inflação, obrigações e ações, reembolso do crédito e diversificação do risco é construído um índice de literacia financeira. Da mesma forma, o índice de comportamento financeiro baseia-se em questões sobre as escolhas financeiras dos indivíduos relacionadas com a gestão do orçamento, poupança, contas bancárias, crédito, seguros e aconselhamento financeiro. Para além do impacto de fatores socioeconómicos, concluo que a literacia financeira é importante para a prevenção do sobre-endividamento, embora o comportamento financeiro dos indivíduos tenha um impacto ainda mais forte. Concluo ainda que os indivíduos que detenham um crédito hipotecário com taxa de juro variável e os indivíduos que tenham sofrido uma forte queda no rendimento têm maior probabilidade de vir a tornar-se sobre-endividados.
This work analyses the impact of financial literacy and financial behaviour of individuals on the likelihood of over-indebtedness, controlling for socioeconomic factors, the type of mortgage and the event of a negative income shock. Using the data from the 2009 National Financial Capability Study of the United States, I consider three self-reported measures of over-indebtedness: financial distress, arrears and foreclosure. A financial literacy index is constructed using questions on the compounding of interest rate, inflation, bonds and stocks, mortgage payment and risk diversification. The financial behaviour index is based on questions concerning individuals? financial choices related with budget management, savings, bank accounts, credit, insurance and financial advice. In addition to the impact of socioeconomic factors, I conclude that financial literacy is important for the prevention of over-indebtedness although financial behaviour emerges as having a stronger impact. I also find that individuals with an adjusted-rate mortgage and the individuals who have experienced a negative income shock are more likely to become over-indebted.
Agostinho, Maria Rita Pinto. "Pedro e o Blog - As Suas Finanças Pessoais : O Valor do Blog na Perspectiva dos Visitantes." Master's thesis, Instituto Superior de Economia e Gestão, 2011. http://hdl.handle.net/10400.5/4389.
Повний текст джерелаEste projecto procura analisar os determinantes do valor que os visitantes regulares de "Pedro e o Blog - As Suas Finanças Pessoais" atribuem ao blog, em termos de aprofundamento de conhecimento e melhoria de tomada de decisões, associadas a finanças pessoais. Foram tidos em conta seis determinantes que, segundo a literatura, têm o potencial de influenciar a percepção de valor acrescentado dos visitantes: a Credibilidade do blogger; a Relevância dos Conteúdos do Blog, a Pertinência dos Inputs de outros Visitantes; a Utilidade dos Links do blog; a Literacia Financeira e o Comportamento Financeiro dos visitantes. Com vista a atingir o objectivo proposto, optou-se por uma pesquisa exploratória inicial, de carácter qualitativo, através da realização de uma entrevista presencial semi-estruturada ao autor do blog, seguida de uma fase quantitativa, concretizada através da realização de um inquérito por questionário online, aos visitantes do blog. Da análise efectuada, percebe-se que todas as hipóteses inicialmente apresentadas se confirmam. Os determinantes inerentes ao próprio blog (Credibilidade do Blogger, a Relevância dos Conteúdos, a Pertinência do Contributo de outros Membros e a Utilidade dos Links) aparentam ter maior capacidade de influência na percepção de valor acrescentado do blog do que os determinantes relacionados com aspectos pessoais dos próprios visitantes (Literacia Financeira e Comportamento Financeiro).
The key purpose of this research is to analyse value determinatives that "Pedro e o Blog - As Suas Finanças Pessoais"' regular visitors' experience, concerning knowledge increase and personal finances' decisions improvement. This research was based on six determinatives that, according to literature, have the potential to influence visitors' value added perception: blogger credibility, blog contents, other visitors' inputs, blog links, and visitors' financial literacy and financial behavior. The research started with an initial qualitative research phase, through an interview to the blogger. Additionally, quantitative information was collected using an online questionnaire to the regular visitors of this blog. All the hypothesis initially advanced in this research are confirmed by the results. The determinatives studied that influence the most this blog's value for it's visitors are those related with the blog itself (such as Blogger's Credibility, the Relevancy of Blog's Contents; the Adequacy of Other Visitors' Inputs and Links' Utility).
AlYousef, Hesham Suleiman D. "Investigating international postgraduate business students’ multimodal literacy and numeracy practices: a multidimensional approach." Thesis, 2014. http://hdl.handle.net/2440/98731.
Повний текст джерелаThesis (Ph.D.) -- University of Adelaide, School of Humanities, 2014
Carita, Pedro Manuel de Sousa. "A importância da literacia financeira nas decisões de investimento." Master's thesis, 2016. http://hdl.handle.net/10071/13428.
Повний текст джерелаFinancial literacy has been a very important subject in the last years as a consequence of several financial disasters all over the world. Portugal had its role in some of these situations, some of them quite relevant, affecting economy, finance andeven socially. Having this in mind we think financial literacy should assume a priority in somegovernments agendas in many countries and in Portugal in particular. In this thesis we will find some definitions of financial literacy through different authors, in the first stage, and get to know some results of surveys which have been made in the last years in ODCE countries, Portugal included. We will also try to give a general vision of some work that governments and other organizations have been doing to fight financial illiteracy and increase financial education level of their citizens. We also present some of the strategies adopted by governments and other non-governmental organizations. After this we’ll try to put Portugal in the world financial literacy context, describing some taken measures made by entities who have responsibilities in the financialmarkets. We’ll try to make a connection between financial literacy, investment decisions and behavioral finance and understand its impacts on the individuals personal life as a consequence of their financial education. To conclude we will also present results from an inquiry made to 324 students from ISCTE which aim was to assess their financial knowledge.
Nogueira, Hugo Miguel Figueiredo. "Nível de literacia financeira dos portugueses: medição através de um índice e principais determinantes." Master's thesis, 2011. http://hdl.handle.net/10071/4842.
Повний текст джерелаIn a economic and social environment market by the budget crisis, which followed the sub-prime financial crisis, financial literacy gains more importance as a means of consumer protection, and reflection on a series of financial decisions and behaviours aimed at providing an improved financial well being. Therefore, the purpose of this study is to determine the average level of financial literacy of the Portuguese, and to identify and analyse the main determining factors of financial literacy. Based on an index proposal, which considers the answers given to questions on personal finance, financial knowledge, investment, credit and home loans, obtained through a survey, it was found that the average level of financial literacy by the Portuguese is insufficient, only 2.4. Moreover, 16.3% reveal a total lack of knowledge and skills in managing personal finance, and that 60.2% of respondents overestimated their level of knowledge and skills. It was further observed that being male, with further education, a monthly income above € 1.500, financial assets worth over €5,000, with white-collar jobs, saving for retirement, and who have or have had home loans, reveal a higher financial literacy level. It was also possible to determine that apart from the main social-demographic indicators, having or having had a home loan, or saving for retirement are relevant variables that account for the level of financial literacy.
Cordeiro, Carlos Décio Esteves da Costa. "Fatores exógenos que influenciam a literacia financeira dos jovens de 15 anos : pais e escola." Master's thesis, 2021. http://hdl.handle.net/10437/12533.
Повний текст джерелаA literacia financeira configura-se como uma preocupação real e atual sendo que a mesma é apresentada em diversas comunicações e iniciativas promovidas pelo Banco de Portugal, Comissão de mercados e Valores Mobiliários, Associação Portuguesa de Bancos, Euro Banking Association, entre outras. Outras organizações internacionais trabalham estas temáticas como é o caso da OCDE e Jump$tart. Este trabalho analisa os fatores exógenos como o apoio emocional dos pais, a educação financeira na escola e a perceção da qualidade da escola por parte dos pais e se os mesmos têm uma relação com a literacia financeira de jovens de 15 anos portugueses. O estudo recorre à base de dados PISA 2018 da OCDE, com uma amostra de mais de 3000 alunos e pais. Utiliza metodologia quantitativa para validar as hipóteses de relação independente e conjunta dos constructos “apoio emocional dos pais”, “educação financeira na escola” e “perceção da qualidade da escola” com o constructo “literacia financeira”. De forma a caracterizar esta amostra, primeiramente definiu-se o traço latente de cada respondente para os constructos em estudo através do modelo de Generalised Partial Credit Model (GPCM), de seguida é realizado um teste de correlação de Spearman e de Kendal para verificar as relações entre as variáveis definidas nas hipóteses. Por fim realiza-se um estudo de relação conjunta através duma floresta aleatória, um algoritmo de inteligência artificial. Encontraram-se relações significativas para as relações entre os constructos “apoio emocional dos pais”, “educação financeira na escola” com “literacia financeira”, rejeitando-se a hipótese de haver uma relação entre a “perceção da qualidade da escola” com o constructo “literacia financeira”. Concluiu-se também que os fatores exógenos estudados, em conjunto, podem explicar cerca de 35% da variação dos resultados em literacia financeira.
Financial literacy is a real and current concern and it is presented in several communications and initiatives promoted by the Bank of Portugal, the Securities and Exchange Commission (CMVM), the Portuguese Banking Association, the Euro Banking Association, among others. Other international organisations work on these issues as is the case of OECD and Jump$tart. This paper examines the exogenous factors such as parents' emotional support, financial education at school and parents' perception of school quality and whether they have a relationship with the financial literacy of Portuguese 15-year-olds. The study draws on the OECD PISA 2018 database, with a sample of over 3000 students and parents. It uses quantitative studies to validate the hypotheses of independent and joint relationship of the constructs parental emotional support, financial education at school and perception of school quality with the construct financial literacy. In order to characterise this sample, we first characterise the latent trait of each respondent for the constructs under study through the Generalised Partial Credit Model (GPCM), then we perform a Spearman and Kendal correlation test to verify the relationships between the variables defined in the hypotheses. Finally, a joint relationship study is carried out using a random forest, an artificial intelligence algorithm. Significant relationships were found between the constructs emotional support from parents, financial education at school and financial literacy, rejecting the hypothesis that there is a relationship between the perception of school quality and the construct financial literacy. It was also concluded that the exogenous factors studied, taken together, can explain about 35% of the variation in financial literacy scores.
Книги з теми "Finance literacies"
Belfiore, Mary Ellen, Tracey A. Defoe, Sue Folinsbee, Judy Hunter, and Nancy S. Jackson. Reading Work: Literacies in the New Workplace. Lawrence Erlbaum, 2004.
Знайти повний текст джерелаBelfiore, Mary Ellen, Tracey A. Defoe, Sue Folinsbee, Judith M. Hunter, and Nancy S. Jackson. Reading Work: Literacies in the New Workplace. Lawrence Erlbaum, 2004.
Знайти повний текст джерелаEllen, Belfiore Mary, and In-Sites Research Group, eds. Reading work: Literacies in the new workplace. Mahwah, N.J: L. Erlbaum Associates, 2004.
Знайти повний текст джерелаBelfiore, Mary Ellen, Sue Folinsbee, Judy Hunter, Nancy S. Jackson, and Tracy A. Defoe. Reading Work: Literacies in the New Workplace. Taylor & Francis Group, 2004.
Знайти повний текст джерелаBelfiore, Mary Ellen, Sue Folinsbee, Judy Hunter, Nancy S. Jackson, and Tracy A. Defoe. Reading Work: Literacies in the New Workplace. Taylor & Francis Group, 2004.
Знайти повний текст джерелаBelfiore, Mary Ellen, Sue Folinsbee, Judy Hunter, Nancy S. Jackson, and Tracy A. Defoe. Reading Work: Literacies in the New Workplace. Taylor & Francis Group, 2004.
Знайти повний текст джерелаGrotlüschen, Anke, and Lisanne Heilmann, eds. Between PIAAC and the New Literacy Studies. What adult education can learn from large-scale assessments without adopting the neo-liberal paradigm. Waxmann Verlag GmbH, 2021. http://dx.doi.org/10.31244/9783830991885.
Повний текст джерела