Дисертації з теми "Banking and Insurance"
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Litton, Roger Anthony. "Crime, crime prevention and insurance." Thesis, Open University, 1985. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.262150.
Повний текст джерелаMürmann, Alexander. "Financial and actuarial valuation of insurance derivatives." Thesis, London School of Economics and Political Science (University of London), 2002. http://etheses.lse.ac.uk/2103/.
Повний текст джерелаSoyer, Baris. "Warranties in marine insurance : a comprehensive study." Thesis, University of Southampton, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.368333.
Повний текст джерелаNurullah, Mohamed. "Interface of insurance and banking in European countries." Thesis, City, University of London, 2000. http://openaccess.city.ac.uk/17895/.
Повний текст джерелаSeatzu, Francesco. "Insurance in private international law : a European perspective." Thesis, University of Nottingham, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.364461.
Повний текст джерелаPereira, Fernanda Chaves. "Bayesian Markov chain Monte Carlo methods in general insurance." Thesis, City University London, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.342720.
Повний текст джерелаOlanipekun, Oladapo Olumide. "Banking regulation and deposit insurance : legal and comparative perspective." Thesis, Queen Mary, University of London, 2008. http://qmro.qmul.ac.uk/xmlui/handle/123456789/1581.
Повний текст джерелаSilva, Nancy Andrea. "The economics of banking crisis, regulation and deposit insurance." Thesis, London School of Economics and Political Science (University of London), 2008. http://etheses.lse.ac.uk/2980/.
Повний текст джерелаAbdel-Bary, Tarek Ezzat Mohamed. "New model for aviation hull insurance rating applying credibility theory." Thesis, City University London, 1991. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.304601.
Повний текст джерелаJowett, Matthew R. "Voluntary health insurance in Vietnam : a theoretical and empirical exploration." Thesis, University of York, 2002. http://etheses.whiterose.ac.uk/14016/.
Повний текст джерелаLi, Lianfa. "Prudential banking regulation and monetary policy." Connect to this title online, 2004. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1083346900.
Повний текст джерелаTitle from first page of PDF file. Document formatted into pages; contains xi, 103 p.; also includes graphics (some col.). Includes bibliographical references (p. 87-90).
Dankyi, Daniel K. "Analysis of life insurance lapses and utility-maximization of shareholders' expected profit." Thesis, City University London, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.367262.
Повний текст джерелаKaram, Elias. "Measuring and managing operational risk in the insurance and banking sectors." Phd thesis, Université Claude Bernard - Lyon I, 2014. http://tel.archives-ouvertes.fr/tel-01057040.
Повний текст джерелаKiriazidis, Theodoros. "The liberalisation of banking and insurance in the EEC in the 1980s." Thesis, London School of Economics and Political Science (University of London), 1991. http://etheses.lse.ac.uk/1111/.
Повний текст джерелаLin, Jan-Juy. "Regulatory reforms of insurance in Taiwan : lessons learned from EU, USA and selective international organisations and associations." Thesis, Queen Mary, University of London, 1999. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.313741.
Повний текст джерелаDelport, Hester. "The relationship intention of banking and life insurance industry customers / by Hester Delport." Thesis, North-West University, 2009. http://hdl.handle.net/10394/4192.
Повний текст джерелаThesis (M.Com. (Marketing))--North-West University, Potchefstroom Campus, 2009.
Khorshid, Aly Abdul Rahim. "Islamic insurance : a modern approach : with particular reference to western and Islamic banking." Thesis, University of Leeds, 2001. http://etheses.whiterose.ac.uk/518/.
Повний текст джерелаMaksimenko, Tatiana. "Lending relationships and liquidity insurance value of bank credit lines| Evidence from loan spreads." Thesis, City University of New York, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=3601933.
Повний текст джерелаBank lending processes and lending relationships involve two aspects, the provision of liquidity via lines of credit and the production of information via monitoring. To access the existing credit line, a borrower must be in compliance with financial covenants. When violations occur, access becomes conditional upon the bank’s willingness to accommodate the customer. The bank values its reputation as an accommodating lender and views a decision regarding credit line access restrictions as a trade-off between reputational and financial capital. Since imposing restrictions on a more loyal borrower causes greater reputational damage, a bank’s “willingness” to accommodate increases in the strength of the relationship with its borrower. This is the first channel through which relationships have effect. To the extent that lending also involves monitoring, relationships allow a bank to build an exploitable information advantage. This is the second channel. Most credit lines are monitored, making it difficult to isolate the effects of these two channels. I identify commercial paper backup lines of credit as loans that provide liquidity, but do not involve information production and use them to construct two measures of relationship strength that capture the extent of bank’s willingness to provide liquidity (T-intensity ) and the bank’s information advantage (I-intensity ). To make sharper inferences concerning the effect of willingness, I control for a bank’s reliance on core deposits as a measure of “ability” to provide liquidity. I find that loan spreads decrease in T-intensity for firms without public equity. Thus, for such firms, credit lines have liquidity insurance value and it increases with relationship strength. I also find that loan spreads increase in I-intensity for all firms, suggesting that banks are successful at exploiting their information advantage (i.e. “holding up” borrowers). My findings imply that for relatively opaque borrowers, relationships have value even in the absence of private information production.
Ababneh, M. M. A. "Underwriting cargo risks under the institute cargo clauses 1982 against the backdrop of English and Jordanian marine insurance law and practice." Thesis, University of East Anglia, 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.267995.
Повний текст джерелаGoncalves, Pedro Jose P. R. da S. "A stochastic approach to find optimum reinsurance arrangements for life insurance companies on the basis of maximising the utility of returns." Thesis, City University London, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.342826.
Повний текст джерелаChang, Mu-Sheng. "Alternative risk transfer for workers' compensation liability and insurance activities in financial holding companies." Diss., Temple University Libraries, 2008. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/5873.
Повний текст джерелаPh.D.;
My dissertation consists of three essays. The first paper explores the determinants of the share of workers' compensation benefits provided by self-insured employers over the period 1983-2000. We examine hypotheses that the self-insurers' share is determined by industry affiliation, price level, firm size, along with statewide levels of loss severity and frequency. Prior studies have produced mixed results concerning whether self-insurers are primarily high-risk or low-risk. Our panel regression analysis indicates that a positive and statistically reliable relationship exists between self-insurance and the health services sector which is characterized by high nonfatal incidence rates. Our findings put forth evidence that employers in the high-risk health industry are very likely to self-insure. The second article explores the determinants of self-insurance for workers' compensation liability by hospitals. Using cross-sectional hospital data in Pennsylvania, this study examines firm-specific characteristics of self-insurers. The logistic regressions suggest a link between the control type of a hospital and self-insurance. Nonprofit hospitals are more likely to self-insure, while for-profit hospitals prefer market insurance. Aside from large size, self-insured hospitals are associated with concentration of businesses within a state and the self-insurance pattern of their competitors. The prevalence of self-insurance among hospitals provides evidence that high-risk employers tend to choose alternative risk transfer. The decision to self-insure can be isolated from residual market arguments. The third investigates whether insurance activities (underwriting and agency) enhance the financial performance of financial holding companies (FHCs). Stiroh and Rumble (2006) and Yeager et al. (2007) have argued that extension of banking to non-banking activities provides no diversification benefits for FHCs eligible to consolidate banking and insurance services. Using quarterly panel observations of 510 FHCs over the period 2003-2005, we obtain two main results: First, when we employ the aggregate non-interest income as a measure of expansion, risk-adjusted return of FHCs is positively associated with a shift toward non-interest activities. Second, when we disaggregate the sample by FHC size, risk-adjusted return is positively associated with insurance agency activities in small-sized FHCs and positively associated with insurance underwriting activities in large-sized FHCs. An implication of our finding is that both small and large FHCs can reap diversification benefits as long as they choose the right niche.
Temple University--Theses
Красноусова, А. І. "Банковское дело и страхование в Исламе". Thesis, Українська академія банківської справи Національного банку України, 2006. http://essuir.sumdu.edu.ua/handle/123456789/60104.
Повний текст джерелаБухтіарова, Аліна Геннадіївна, Алина Геннадьевна Бухтиарова та Alina Hennadiivna Bukhtiarova. "Проблема моральної відповідальності органів банківського нагляду в побудові ефективної системи страхування депозитів". Thesis, Українська академія банківської справи Національного банку України, 2013. http://essuir.sumdu.edu.ua/handle/123456789/58842.
Повний текст джерелаThe author considers the problem of moral accountability of banking supervision in the construction of an effective deposit insurance system.
Normann, Parker M. "The role of 'Too Big to Fail' status in bank merger activity." Fairfax, VA : George Mason University, 2007. http://hdl.handle.net/1920/2950.
Повний текст джерелаTitle from PDF t.p. (viewed Jan. 21, 2008). Thesis director: Bryan Caplan. Submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy in Economics. Vita: p. 150. Includes bibliographical references (p. 142-149). Also available in print.
Vanzetta, Gustavo. "O papel dos bancos na evolução do mercado segurador brasileiro." reponame:Biblioteca Digital de Teses e Dissertações da UFRGS, 2013. http://hdl.handle.net/10183/79099.
Повний текст джерелаThis paper aims to analyze the role of the distribution of insurance by banks (bancassurance) in the Brazilian insurance market. The union of the two markets occurred after 1967, when the entire collection related to insurances started to be done, mandatorily, through the banking network, thereby providing a rich fundraising for the institution's main activity: lending. Since then, convergence movement between the two businesses only grew through mergers and acquisitions of banks and insurance companies, with major historical milestones, such as the 1988 constitution that established the linkage of the insurance industry to the nation’s financial system, along with banking institutions. Currently, the attractiveness of selling insurance for banks remains very high. With the extension of credit already reached a great level with the bank going public, banks are seeking to expand their revenue through other products and services. Among them, insurances occupy a leading place. To carry out the research, we analyzed the economic, financial and social indicators of various bodies that bind and stratify data on the insurance and bank market national and international. Moreover, theoretical frameworks were addressed relating to business and competitive strategy, as well as the increasing participation of banks in the insurance market. Finally, qualitative results obtained from the interviews were exposed, where they discussed the practical application of strategic decisions that guide the positioning of the companies involved in this market, and the differences between the types of insurance distribution in the Brazilian market. Backed by the phenomenon that is banking and the stratification of the banking network, the bancassurance has a relevant role in the popularization of insurance among the population. In effect, this market presents a superior growth in comparison to the Brazilian economy, starting with participation percentage of less than 2% in 1994 to more than 5% of Gross Domestic Product (GDP) at the beginning of this decade. The decision by the financial institution to start selling insurance goes through the strategy of diversifying product portfolio, in order to cover its costs through products and services that are complementary to financial intermediation, when having differences between banks that own insurances companies and banks that have partnerships with insurance companies acting only in distribution. A key point of bancassurance is the protection of client’s assets, avoiding the withdrawal of funds from the financial institution for the replacement of a lost asset as well, and maintaining customer loyalty in the long run.
Багмет, К. В., Олена Михайлівна Пахненко, Елена Михайловна Пахненко та Olena Mykhailivna Pakhnenko. "Механізми страхування та перестрахування банківських ризиків: зміна пріоритетів". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/59709.
Повний текст джерелаWang, Jane. "Consumer behavior of life insurance : the case of Shanghai." Thesis, University of Macau, 1999. http://umaclib3.umac.mo/record=b1636263.
Повний текст джерелаШвагер, Ольга Андріївна, Ольга Андреевна Швагер, and Olha Andriivna Shvaher. "Actual problems of the legal regulation of the guaranteeing (insurance) system of individuals’ deposits." Thesis, The Scientific Association of Economists and Lawyers "Fundacio", 2014. http://essuir.sumdu.edu.ua/handle/123456789/59446.
Повний текст джерелаСтабільність банківської системи безпосередньо залежить від ресурсної наповнюваності, тобто від наявності достатньої кількості депозитних коштів. Для залучення таких коштів держава зобов'язана забезпечити достатню і справедливе регулювання діяльності по залученню внесків і забезпечення прав вкладників. У зв'язку з цим необхідно розглянути деякі питання, які виникають внаслідок застосування норм окремих нормативно-правових актів, які регулюють правовідносини, що виникають у системі гарантування вкладів фізичних осіб в Україні.
Стабильность банковской системы напрямую зависит от ресурсной наполняемости, то есть от наличия достаточного количества депозитных средств. Для привлечения таких средств государство обязано обеспечить достаточное и справедливое регулирование деятельности по привлечению вкладов и обеспечению прав вкладчиков. В связи с этим необходимо рассмотреть некоторые вопросы, которые возникают вследствие применения норм отдельных нормативно-правовых актов, которые регулируют правоотношения, возникающие в системе гарантирования вкладов физических лиц в Украине.
Кочерженко, В. "Становлення страхування банківських ризиків в Україні". Thesis, Українська академія банківської справи Національного банку України, 2009. http://essuir.sumdu.edu.ua/handle/123456789/61043.
Повний текст джерелаŘádková, Monika. "Turecký pojistný trh." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-198038.
Повний текст джерелаNgaujake, Uahatjiri. "Protecting depositors and promoting financial stability in South Africa : is there a case for the introduction of deposit insurance?" Thesis, Rhodes University, 2004. http://hdl.handle.net/10962/d1002760.
Повний текст джерелаDillschneider, Stefan. "Multidimensionales Referenzdatenmodell für Balanced Scorecard-Kennzahlen in der Versicherungsbranche /." Lohmar ; Köln : Eul, 2005. http://deposit.ddb.de/cgi-bin/dokserv?id=2668252&prov=M&dok_var=1&dok_ext=htm.
Повний текст джерелаЧічік, В. О. "Страхування ризиків в банківській діяльності". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/76145.
Повний текст джерелаАктуальность темы квалификационной магистерской работы. Современная банковская система Украины характеризуется рисковым характером деятельности, оказывает негативное влияние как на клиентов банковских учреждений, так и на общество в целом, что в свою очередь может привести к системному кризису в банковском секторе. Риски существуют на всех стадиях деятельности банковского учреждения и могут приводить к негативным финансовым последствиям. Зарубежный опыт управления банковскими учреждениями свидетельствует, что наиболее эффективным методом минимизации банковских рисков является страхование, и обусловливает актуальность темы квалификационной работы. Целью квалификационной магистерской работы является раскрытие теоретических и практических основ системы страхования рисков в банковской деятельности и выявления направлений развития страхования рисков в банковской деятельности на основе моделирования. Объектом исследования выступают экономические отношения, возникающие в процессе страхования рисков в банковской деятельности. Предмет исследования - система страхования рисков коммерческих банков как механизм защиты банковского сектора от существующих рисков деятельности. Основные результаты работы. Основные положения, определяющие научную направленность проведенного исследования заключаются в следующем: получила дальнейшее развитие систематизация научно-методических подходов к определению понятия «риски в банковской деятельности" (стр. 11); проведено моделирование развития страхования рисков в банковской деятельности (стр. 40-45). Рекомендации по использованию результатов исследования. Практическое значение полученных результатов заключается в обоснование направлений развития страхования рисков в банковской деятельности с учетом перспективных банковских продуктов.
The relevance of the topic of the qualification master's work. The current banking system of Ukraine is characterized by the risky nature of its activities, which has a negative impact on both clients of banking institutions and the society as a whole, which in turn can lead to a systemic crisis in the banking sector. Risks exist at all stages of a banking institution's operations and can lead to negative financial consequences. Foreign experience in managing banking institutions shows that the most effective method of minimizing bank risks is insurance, which determines the relevance of the chosen topic of qualification work. The purpose of the master's degree work is to unveil the theoretical and practical principles of the risk insurance system in banking and identify the directions of risk insurance development in banking based on modeling. The object of the study is the economic relations that arise in the process of risk insurance in banking. The subject of the research is the system of insurance of risks of commercial banks as a mechanism of protection of the banking sector from the existing risks of activity. The main results of the work. The main provisions that determine the scientific focus of the study are as follows: the systematization of scientific and methodological approaches to defining the concept of "risks in banking" has been further developed (p. 11); a simulation of the development of risk insurance in banking (pp. 40-45). Recommendations on the use of research findings. The practical significance of the obtained results is to substantiate the directions of development of risk insurance in banking activities, taking into account perspective banking products.
Pamungkas, Putra. "Empiral essays on issues in conventional and islamic banking : case of Indonesia." Thesis, Limoges, 2020. http://www.theses.fr/2020LIMO0024.
Повний текст джерелаThis dissertation highlights three important issues in Indonesian banking both conventional and Islamic banking. In the first chapter, investigates the relationship between bank lending and income inequality by considering a broad range of loan categories. we find that only SME and rural bank lending mitigate income inequality. Conversely, business lending, either for working capital or investment purposes and also consumer lending exacerbate income inequality. The relationship changes for provinces with a lower level of economic development. In the second chapter, we examine the discipline imposed by depositors to banks by disentangling the impact of macro risk and micro risk. Our findings show that both macro and micro levels of risk are considered by depositors to discipline banks. Large uninsured depositors are more effective in disciplining banks highlighting the credibility of the insurance system in place. Bank ownership type also matters in explaining the difference in market discipline by depositors. In the third chapter, we paper investigates whether the introduction of an Islamic Deposit Insurance (IDI) may affect the deposit flow and/or the price for Islamic banks in Indonesia vis-à-vis conventional banks. We exploit, for that, an exogenous effect in the announcement in December 2014 of a deposit insurance scheme separation from the unified deposit insurance for conventional and Islamic banks into two different funds in Indonesia. We find that the announcement of sharia-compliant deposit insurance has a significant impact on growth of small deposits. Our results show that there is a different deposit growth after the IDIC announces the separation of the deposit insurance fund. It shows that the announcement increases the deposit growth of Islamic banks compared to conventional banks
Lista, Andrea. "The application of Article 101 of the Treaty of Lisbon to forms of horizontal collaboration in the Financial Services Sector." Thesis, Queen Mary, University of London, 2011. http://qmro.qmul.ac.uk/xmlui/handle/123456789/8558.
Повний текст джерелаGasiorovičová, Markéta. "Segmentace ve finanční instituci." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-16591.
Повний текст джерелаChadwick, Warren. "A study of the New Basel Capital Accord and its impact on South Africa and other emerging markets." Thesis, Stellenbosch : Stellenbosch University, 2002. http://hdl.handle.net/10019.1/52710.
Повний текст джерелаENGLISH ABSTRACT: The new Basel Capital Accord is intended to align capital adequacy of banks more closely with the key components of banking risk and to provide incentives for banks to improve their risk measurement and management capabilities. This has important implications for banks, particularly in the area of credit risk management. The purpose of this study is to take an in-depth look at the implications for banks in the area of credit risk management and the choice of approach (i.e. standardised versus internal ratings based approach) to be adopted. These changes in approach to credit risk will have broader economic implications and the study will in its final analysis explore these in the context of South Africa, as an emerging market. The study is split into three sections: Section A • Introduction and background to the New Basel Capital Accord; • Detailed overview on the New Basel Capital Accord with a particular emphasis on the internal ratings based approach to calculating minimum capital. Section B An in-depth discussion of credit risk management and the practical implications of moving towards an internal ratings based approach, which will eventually allow banks to take on a full portfolio approach to credit risk management. This will enable banks to manage credit risk across sub-portfolios and set economic capital based on the portfolio loss distribution of the banks entire lending book. This is an extremely important development in credit risk management and as a consequence is covered in some detail. The adoption of an internal ratings based approach offers significant rewards in the form of lower statutory capital. A profile of the current capitalisation of SA banks is provided followed by the likely effect of the standardised versus the internal ratings based approach to credit risk management, on the minimum level of statutory capital of banks. Section C The final section covers the envisaged macro effects of the New Accord on emerging markets (procyclical trends, lending concentrations, foreign capital flows and bank failures) with specific comment provided on the implications for the SA banking environment and economy. In conclusion, South African banks should as a priority move towards an internal ratings based approach to credit risk management in order to benefit from the lower statutory requirements, which accrue in the advanced phase. While the accord is likely to impact significantly on emerging markets, South Africa fortunately has a sophisticated banking system by international standards, making the adoption of an internal ratings based approach by the larger SA banks inevitable. The benefits for smaller banks are questionable and at this stage they are unlikely to move beyond the standardised approach, unless compelled to do so.
AFRIKAANSE OPSOMMING: Die "New Basel Capital Accord" het ten doel om die kapitaal vereistes neergelê vir banke meer in lyn te bring met die risiko komponent gekoppel bankwese. Dit hou 'n belangrike implikasie vir banke in en verskaf voorts ook 'n dryfveer vir banke om die bestuur van krediet risiko en algehele bestuursvaardighede te verbeter. In hierdie studie word 'n indiepte ondersoek onderneem aangaande die implikasie op banke van krediet risiko-bestuur en die keuse van die benadering wat gevolg word. Hierdie veranderings in die benadering (dws.standard teenoor interne-graderings benadering) tot krediet risiko hou breër ekonomiese implikasies vir banke in. Hierdie ekonomiese implikasies op SA as 'n ontwikkelende mark word in die finale analise ondersoek. Die studie kan in drie afdelings verdeel word: Afdeling A: • Inleiding en agtergrond tot die "New Basel Capital Accord" en • 'n Gedetaileerde oorsig van die "New Basel Capital Accord" met spesifieke verwysing na die interne-graderings benadering om die minimum vereiste kapitaal te bepaal. Afdeling B: Hierdie afdeling ondersoek krediet risiko bestuur en die praktiese implikasies van die aanvaarding/instelling van 'n interne graderings benadering, en die effek wat dit sal hê op 'n totale portefeulje benadering tot krediet risiko. Die gevolg is dat banke krediet risiko oor sub-portefeuljes sal kan bestuur en kapitaal vlakke vasstel gebaseer op verwagte portefeulje verliese. Hierdie is 'n belangrike ontwikkeling in krediet risiko bestuur en word vervolgens in diepte behandel. Die aanvaarding van 'n interne-graderings benadering tot gradering hou voordele in vir banke in die vorm van laer statutêre kapitaal vereistes. 'n Profiel van die kapitalisasie van SA banke word verskaf, gevolg deur die verskil in die effek van die standaard benadering tot die interne graderings benadering op krediet risiko bestuur en die vereiste minimum statutêre kapitaal. Afdeling C: Die finale afdeling ondersoek die beoogde makro ekonomiese effek van die "New basel capital Accord" op ontwikkelende marke (pro-sikliese neiging, lenings konsentrasies en bank mislukkings) met spesifieke verwysing na die implikasies op SA bankwese en ekonomie. Ter afsluiting moet SA banke so spoedig moontlik die interne-graderings benadering tot krediet risiko aanvaar om voordeel te trek uit die laer kapitaal vereistes wat "ophoop in die gevorderde stadium." Daar word verwag dat die "New Basel Capital Accord" 'n wesenlike invloed op die ontwikkelende mark sal hê. SA het egter 'n gesofistikeerde en gevestigde bankstelsel wat goed vergelyk met internasionale standaarde. Die aanvaarding van 'n interne-graderings benadering deur die die groter SA banke is onafwendbaar. Die voordele wat dit vir kleiner banke inhou kan bevraagteken word en is op hierdie stadium onwaarskynlik dat so 'n benadering deur hulle geïmplimenteer sal word.
Швагер, Ольга Андріївна, Ольга Андреевна Швагер, and Olha Andriivna Shvaher. "Actual problems of the legal regulation of the guaranteeing (insurance) system of individuals’ deposits." Thesis, The Scientific Association of Economists and Lawyers "Fundacio", 2014. http://essuir.sumdu.edu.ua/handle/123456789/58808.
Повний текст джерелаСтабильность банковской системы напрямую зависит от ресурсной наполняемости, то есть от наличия достаточного количества депозитных средств. Для привлечения таких средств государство обязано обеспечить достаточное и справедливое регулирование деятельности по привлечению вкладов и обеспечению прав вкладчиков. В связи с этим необходимо рассмотреть некоторые вопросы, которые возникают вследствие применения норм отдельных нормативно-правовых актов, которые регулируют правоотношения, возникающие в системе гарантирования вкладов физических лиц в Украине.
The stability of the banking system directly depends on the resource availability, that is, on the availability of a sufficient number of deposit funds. To attract such funds, the state is obliged to ensure sufficient and fair regulation of activities to attract deposits and ensure the rights of depositors. In this regard, it is necessary to consider some issues that arise due to the application of the norms of certain regulations that regulate the legal relations arising in the system of guaranteeing the deposits of individuals in Ukraine.
Mustika, Ganjar. "Optimal bank regulation and risk management for Indonesia." Thesis, Loughborough University, 2004. https://dspace.lboro.ac.uk/2134/8000.
Повний текст джерелаLapšinas, Benas. "Europos Sąjungos indėlių draudimo politikos formavimas." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2015. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2014~D_20150108_193856-00871.
Повний текст джерелаDuring the crisis in 2008, EU institutions and leaders of member states understood, that existing deposit insurance system is inefficient and that it required necessary changes. In order to prevent unreasonable expenditures of EU member states, burden of debt and irresponsibility of banks, the deposit insurance system directive was adopted in 1994; it had been renewed several times in 2009 and 2014, however no significant changes on financial market had happened. The main reason for that were the emerged economic and cultural differences between EU member states, which depreciated depositor’s trust in banks and deposit insurance system itself. The object of research: the decision making process of deposit insurance directive, changes to directive by EU institutions and execution models in European Union. The objective of the study: to analyze the reasons for emergence of deposit insurance directive, improvement steps and processes, that influence the financial sector; and to name mutual barriers between EU institution after analysis of models. Tasks of the study: a) to define the concept of European deposit insurance and evaluate its influence to banking union; b) to research the decision making process of deposit insurance directive and the impact EU institutions had on it; c) to review the impact Germany had on decision making process of deposit insurance directive; d) to analyze the models of deposit insurance and political abilities to adopt them in Europe. Various... [to full text]
Lyonnet, Victor. "Essays in Financial Economics." Thesis, Université Paris-Saclay (ComUE), 2017. http://www.theses.fr/2017SACLX081.
Повний текст джерелаThe first chapter presents a theory of the coexistence of traditional and shadow banks. We propose that the two bank types are complementary, because in a crisis, they interact in a mutually beneficial way. Our model is consistent with several facts from the 2007 financial crisis that we document. Chapter two provides a detailed analysis and quantification of the transfers between different generations of life insurance investors. These transfers create intergenerational risk-sharing that is enabled by a market friction. We show that this friction consists in imperfect competition among life insurers. The first chapter presents a theory of the coexistence of traditional and shadow banks. We propose that the two bank types are complementary, because in a crisis, they interact in a mutually beneficial way. Our model is consistent with several facts from the 2007 financial crisis that we document. Chapter two provides a detailed analysis and quantification of the transfers between different generations of life insurance investors. These transfers create intergenerational risk-sharing that is enabled by a market friction. We show that this friction consists in imperfect competition among life insurers. The third chapter analyzes liquidity risks in the French life insurance sector. Using institutional details on life insurance taxation in France, our empirical approach establishes a causal link between liquidity risk on the liability side of life insurers and their investment choices on the asset side. Chapter four studies firms' entry in a new market and the conditions under which a firm enters a new market by building on its existing resources (internal entry) or by acquiring a company already operating in this market (external entry). We find that firms entering a new market externally tend to be those whose human capital is not adequate for the new market
Torracchi, Federico. "Essays in empirical and theoretical labor market models." Thesis, University of Oxford, 2016. https://ora.ox.ac.uk/objects/uuid:4703d768-3796-42ce-ae6c-75c1f582db67.
Повний текст джерелаФедчун, С. В. "Аналіз перспектив співпраці між банками і страховими компаніями в умовах глобалізації на основі концепції "Вancassurance"". Thesis, Сумський державний університет, 2014. http://essuir.sumdu.edu.ua/handle/123456789/38779.
Повний текст джерелаSilva, Luís Eduardo Mizu da. "Análise das características dos sistemas de seguro de depósito: Brasil e algumas práticas internacionais." Universidade de São Paulo, 2008. http://www.teses.usp.br/teses/disponiveis/12/12136/tde-07102008-124349/.
Повний текст джерелаBank runs concern monetary authorities at least since the beginning of the 1920\'s, due to the harming impacts a systemic financial crisis may cause on the whole economy, beginning after a bank failure. A bank disruption or just a temporary liquidity problem can generate mistrust on depositors, that fearing the loss of their savings would run to the bank to withdraw all their money. This situation may be spread all over the financial system in an accumulated effect caused by panic, leading to a collapse in the local economy. In the attempt to minimize the fear and mistrust, as well as to preserve the financial system stability, there must be a mechanism of depositor protection aiming to stop the starting up of a bank crisis. This mechanism, hereinafter called deposit insurance system, DIS, consists in the collection of an insurance premium by a group of banks in order to establish a fund that will refund depositors if one of the member banks fails. DIS must have its features well designed to work properly, and to avoid riskier attitudes from the banks and less caution from the depositors that could increase the chance of bankrupting. The purpose of this work is to research literature and international recent practices regarding DIS, in order to list the most efficient points which could be considered to improve the Brazilian DIS, named Fundo Garantidor de Créditos, FGC. Besides, the Brazilian Federal Constitution prescribes regulation of this matter by particular law, but this is still not accomplished. The analysis brought out some important issues which are not in course in the FGC such as the assignment of major powers and responsibilities to FGC, and the increment of its functions so that it turns out to be more than just a pay-box. Other important issue is the change in the methodology in which the deposit insurance premium is calculated, from a flat method to a risk adjusted one. The enlarging of powers and responsibilities could give FGC new attributions in the case of insolvent banks resolution, but it would certainly demand large modifications in FGC present structure, especially regarding technical staff. The task of establishing the insurance premium calculation is highly complex, since the methodology is supposed to achieve different kind of banks. Moreover, national banking regulation Moreover, national banking regulation tends to be more principles-based than rules-based, which means, it tends to specify what banks should do, not how they should do it. This dynamic does not allow the use of a unique methodology to calculate DIS, and imposing, as consequence, obstacles to the comparison of the risk taken by different institutions.
Novák, Michal. "Pojištění bankovních produktů." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-10421.
Повний текст джерелаUllah, Karim. "Adaptable service-system design : an analysis of Shariah finance in Pakistan." Thesis, Brunel University, 2014. http://bura.brunel.ac.uk/handle/2438/8281.
Повний текст джерелаДовгань, Ж. М. "Страхування депозитів у контексті забезпечення фінансової стійкості банківської системи". Thesis, Українська академія банківської справи Національного банку України, 2012. http://essuir.sumdu.edu.ua/handle/123456789/63828.
Повний текст джерелаSustainable banking sector gives a powerful impetus to the rapid economic growth of any country as it provides stable operation of payment systems to stimulate savings and investment in the economy, promotes the development of financial intermediation. Adjustment of the effective functioning of the deposit insurance system in Ukraine will increase public confidence in domestic banks and, as a consequence - to strengthen the financial stability of the banking system as a whole.
Oluitan, Roseline. "Financial development and economic growth in Africa : an examination of causation and efficiency." Thesis, Brunel University, 2010. http://bura.brunel.ac.uk/handle/2438/8126.
Повний текст джерелаPrabhakar, Rahul. "Varieties of regulation : how states pursue and set international financial standards." Thesis, University of Oxford, 2013. http://ora.ox.ac.uk/objects/uuid:eba01ce6-e081-447e-bf2a-73790e83c916.
Повний текст джерелаHsieh, Ching-huang, and 謝慶皇. "Non-life insurance agent in the management of banking insurance." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/46997651444655188019.
Повний текст джерела逢甲大學
經營管理碩士在職專班
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Due to the growing trend towards free marketing and internationalizing in Taiwan’s finance operation, the finance related businesses, including banking, insurance, stocks and bonds, investment and so on, all ran into difficulty in recent years. Besides, the trend for joint venture in finance operation also challenged these finance businesses as well. The study investigated banking insurance channels of property insurance agencies and brokers by doing paper research, data analysis, and interview. The study found that: 1. In a finance group, how the insurance agencies and brokers were put depended mainly on the supportive attitude of the key man. 2. The company that provided a higher commission to its business partners didn’t guarantee its better prospects of promotion. 3. The management of the property insurance agencies and brokers should not only maintain the core competition strength, but also equip with the competence for resource integration. 4. Combine with of the banking and insurance brand also industial culture will provide a unique sales differentiation that increases sales revenues for income. In addition, the study also suggested that property insurance agencies and brokers might expand the channels to overseas areas and establish their customers’ databases to attain the greatest management effectiveness via second marketing and cross-selling.