Literatura científica selecionada sobre o tema "Financial institutions – united states – management"
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Artigos de revistas sobre o assunto "Financial institutions – united states – management"
Calomiris, Charles W., e Mark Carlson. "Restoring confidence in troubled financial institutions after a financial crisis". Finance and Economics Discussion Series, n.º 2022-044 (julho de 2022): 1–52. http://dx.doi.org/10.17016/feds.2022.044.
Texto completo da fonteWadhwani, R. Daniel. "The Institutional Foundations of Personal Finance: Innovation in U.S. Savings Banks, 1880s–1920s". Business History Review 85, n.º 3 (2011): 499–528. http://dx.doi.org/10.1017/s000768051100078x.
Texto completo da fontePaul, Efijemue Oghenekome, Obunadike Callistus, Olisah Somtobe, Taiwo Esther, Kizor-Akaraiwe Somto, Odooh Clement e Ifunanya Ejimofor. "Cybersecurity Strategies for Safeguarding Customer’s Data and Preventing Financial Fraud in the United States Financial Sectors". International Journal on Soft Computing 14, n.º 3 (27 de agosto de 2023): 01–16. http://dx.doi.org/10.5121/ijsc.2023.14301.
Texto completo da fonteLevytska, Svitlana, Nataliia Ostapiuk, Olena Tsiatkovska, Maryna Resler e Olena Mykhalska. "State institution non-financial asset audit strategy development". Economics of Development 23, n.º 2 (6 de maio de 2024): 57–68. http://dx.doi.org/10.57111/econ/2.2024.57.
Texto completo da fonteComizio, V. Gerard, Behnam Dayanim e Laura Bain. "Cybersecurity as a global concern in need of global solutions: an overview of financial regulatory developments in 2015". Journal of Investment Compliance 17, n.º 1 (3 de maio de 2016): 101–11. http://dx.doi.org/10.1108/joic-01-2016-0003.
Texto completo da fonteO’Sullivan, Patrick John. "Regulatory relationships and incentives: from Riggs Bank to HSBC". International Journal of Law and Management 59, n.º 5 (11 de setembro de 2017): 729–39. http://dx.doi.org/10.1108/ijlma-04-2016-0041.
Texto completo da fonteBurns, James, e Kimberly Beattie Saunders. "SEC fines non-US entities for unregistered cross-border brokerage and advisory activities". Journal of Investment Compliance 18, n.º 1 (2 de maio de 2017): 75–77. http://dx.doi.org/10.1108/joic-02-2017-0002.
Texto completo da fonteAl-Salahat, Sami Muhammad. "Financial Sustainability Criteria for Waqf Institutions: Harvard University as a Model". مجلة إسرا الدولية للمالية الإسلامية 10, n.º 1 (28 de junho de 2019): 9–34. http://dx.doi.org/10.55188/ijifarabic.v10i1.256.
Texto completo da fonteYang, Weiyi. "Global Financial Crisis and Risk Management". Advances in Economics, Management and Political Sciences 35, n.º 1 (10 de novembro de 2023): 98–103. http://dx.doi.org/10.54254/2754-1169/35/20231732.
Texto completo da fonteCohen, Jim. "Divergent Paths, United States and France: Capital Markets, the State, and Differentiation in Transportation Systems, 1840–1940". Enterprise & Society 10, n.º 3 (setembro de 2009): 449–97. http://dx.doi.org/10.1017/s1467222700008132.
Texto completo da fonteTeses / dissertações sobre o assunto "Financial institutions – united states – management"
Jordaan, Michael. "The regulation of deposit-taking financial institutions : a comparative analysis of the United Kingdom, Germany and South Africa". Thesis, Stellenbosch : Stellenbosch University, 1997. http://hdl.handle.net/10019.1/55746.
Texto completo da fonteENGLISH ABSTRACT: Standard financial literature contains various explanations for the unique role of deposit-taking intermediaries in an economy. None of these reasons adequately explains the extensive degree of banking regulation evident in practice. The nature of a deposit, which guarantees capital repayment independent of bank performance, uniquely incentivises banks to be exposed to financial risks. In the absence of appropriate regulation, banks may be tempted to assume an unacceptably high level of risk that could ultimately result in bank failure. Thus, the regulation of banking risks is justified in terms of the public interest theory whereby banking regulation seeks to avoid the market imperfections arising from informational asymmetries and "domino" externalities associated with bank failure. Accordingly, the rationale of banking regulation lies in the protection of consumers and in preserving the stability of the financial system. Direct monetary controls, on the other hand, impact adversely on the risk-management activities of banks. The framework utilised to analyse and compare banking regulation consists of three broad categories namely: preventative regulation, protective regulation and monetary requirements. Preventative or prudential regulation is aimed at managing the levels of risks assumed by banks. This form of regulation relates to entry requirements; limitations on certain business activities; the disclosure of risk-related information; the adequacy of capital resources; portfolio restrictions on risk assets; and the sufficiency of liquidity. Protective regulation is concerned with the immediate protection of depositors and maintenance of overall financial stability once a bank has failed. lt consists of crisis management measures and deposit insurance schemes. Direct, and hence inappropriate, monetary requirements are variations in reserve asset requirements, as well as interest rate and credit controls. The banking systems of South Africa, the United Kingdom and Germany were chosen to perform a comparative analysis of financial regulation. The London financial markets are mature and a large variety of banks are regulated in a flexible manner by the Bank of England. By contrast, the strictly regulated German banks dominate their domestic financial system. South Africa is a hybrid of the former systems with a modern banking industry operating in well developed financial markets and supervised according to advanced risk-management considerations. The analysis of preventative and protective regulation in all three financial systems indicates that banking regulation is indeed concerned with the regulation of banking risks. The efforts of the Bank for International Settlements to harmonise regulation across domestic financial systems has contributed significantly to improved regulatory techniques for the management of these risks. None of the three systems make use of direct monetary requirements which suggest awareness of the costs associated with such regulation. A number of recommendations are made to improve financial regulation in South Africa: extension of regulatory coverage to include other types of financial intermediaries who also engage in risky activities; further relaxation of exchange control regulations which restrict the foreign exchange risk management; the adoption of a formal deposit protection scheme; increased consolidated supervision by a single regulatory authority with executive powers; further deregulatory measures in instances where regulations are not appropriate from a risk-management perspective; and re-regulation to the extent that the risk-management activities can be regulated more efficiently.
AFRIKAANSE OPSOMMING: Die finansiele literatuur bevat verskeie verklarings vir die unieke rol wat depositonemende instellings in 'n ekonomie vervul. Geeneen van die redes verskaf 'n bevredigende verklaring vir die wye omvang van bankregulasies in die praktyk nie. Die aard van 'n deposita is sodanig dat die terugbetaling van die kapitaalsom deur 'n bank gewaarborg word, onafhanklik van die winsprestasie van die bank. Gevolglik het banke die unieke eienskap om hulself aan finansiele risikos bloat te stel. Sander gepaste regulering sou banke moontlik daartoe geneigd wees om oormatige hoe risikovlakke na te streef wat tot bankmislukking kan lei. Die regulering van bankrisikos vind dus bestaansreg in die teorie van openbare belang, d.w.s. dat regulering die potensiele markmislukkings, wat voortspruit uit asimmetriese inligting en "domino" eksternaliteite, kan voorkom. Die rasionaal van bankregulering is die beskerming van verbruikers, asook die handhawing van 'n stabiele finansiele stelsel. Direkte monetere beheermaatreels, daarenteen, het 'n ongunstige uitwerking op die bestuur van risikos deur banke. Die raamwerk waarbinne bankregulering ontleed en vergelyk word, bestaan uit drie kategoriee, naamlik voorkomende regulering, beskermende regulering en monetere vereistes. Voorkomende regulering is daarop gemik om die risikos waaraan banke blootgestel is te bestuur. Sodanige regulering verwys na toelatingsvereistes, beperkings op sekere sake-aktiwiteite, die openbaarmaking van risiko-verwante inligting, die toereikendheid van kapitaalhulpbronne, beperkings ten opsigte van baterisikos en voldoende likiditeit. Beskermende regulering is gemoeid met die beskerming van deposante en bestaan uit krisisbeheermaatreels en depositoversekeringskemas. Direkte (en gevolglik ontoepaslike) monetere vereistes bestaan uit veranderlike reserwebatevereistes, asook rentekoers- en kredietbeheermaatreels. Die bankstelsels van Suid Afrika, die Verenigde Koningkryk en Duitsland is gekies vir 'n vergelykende analise van finansiele regulering. Die finansiele markte in Londen is hoogs ontwikkeld en 'n groat verskeidenheid en aantal banke word op 'n pragmatiese wyse deur die Bank of England gereguleer. In direkte teenstelling daarmee word die Duitse banke, wat hul binnelandse finansiele markte domineer, onderwerp aan 'n streng formele toesighoudingstelsel. Die SuidAfrikaanse finansiele stelsel bevat elemente van beide bogenoemde stelsels, by wyse van 'n moderne banksektor, wat funksioneer in goed ontwikkelde finansiele markte en gereguleer word ooreenkomstig gevorderde risikobestuursbeginsels. Die analise van voorkomende en beskermende regulering in die drie finansiele stelsels, bevestig dat bankregulering inderdaad afgestem is op die regulering van finansiele risikos. Die pogings van die Bank van lnternasiona~e Vereffeninge om die regulasies in finansiele stelsels internasionaal met mekaar in orreenstemming te bring het wesenlik hiertoe bygedra. Die vermyding van direkte monetere vereistes dui verder daarop dat toesighoudende owerhede bewus is van die nadele van sodanige regulering. 'n Aantal aanbevelings word gemaak, naamlik: meer omvattende regulering ten einde ander finansiele instellings wat ook finansiele risikos bestuur, te dek; verdere verslappings van valutabeheermaatreels wat tans die bestuur van wisselkoersrisiko beperk; die totstandkoming van 'n formele depositoversekeringstelsel; 'n groter mate van gekonsolideerde toesighouding; verdere deregulering in gevalle waar regulasies vanuit 'n risikobestuursoogpunt nie wenslik is nie; en her-regulering in die mate waartoe die risikobestuurspraktyke meer effektief gereguleer kan word.
Woolverton, Andrea Elizabeth. "Institutional effects on grain producer price-risk management behavior a comparative study across the United States and South Africa /". Diss., Columbia, Mo. : University of Missouri-Columbia, 2007. http://hdl.handle.net/10355/4735.
Texto completo da fonteThe entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file. Title from title screen of research.pdf file (viewed on December 18, 2007) Vita. Includes bibliographical references.
Araujo, Garcia Juan Ignacio. "Financial innovation in the U.S. : origins, effects on the financial system and implications for monetary policy". Thesis, McGill University, 1985. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=66022.
Texto completo da fonteSkarin, John W. "The horizon of financial management for the Department of Defense". Thesis, Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 2002. http://library.nps.navy.mil/uhtbin/hyperion-image/02Dec%5FSkarin.pdf.
Texto completo da fonteMellon, Judith J. "Marine Corps Financial Management Officer training in the 1990's". Thesis, Monterey, California : Naval Postgraduate School, 1990. http://handle.dtic.mil/100.2/ADA236939.
Texto completo da fonteThesis Advisor(s): Evered, Roger. Second Reader: Summers, D. E. "June 1990." Description based on title screen as viewed on October 19, 2009. DTIC Indicator(s): Theses, Marine Corps Financial Officers, MOS 3404, Financial Management, surveys, training, Financial Management Officers course, Marine Corps practical comptroller ship course. Author(s) subject terms: Financial Management, Officer Training, Military Occupational Specialty 3404. Includes bibliographical references (p. 118-119). Also available online.
Berg, Benjamin D. "Contingency-focused financial management and logistics for the U.S. Coast Guard". Thesis, Monterey, Calif. : Naval Postgraduate School, 2008. http://edocs.nps.edu/npspubs/scholarly/theses/2008/Dec/08Dec%5FBerg.pdf.
Texto completo da fonteThesis Advisor(s): Bach, Robert. "December 2008." Description based on title screen as viewed on January 29, 2009. Includes bibliographical references (p. 159-164). Also available in print.
Gragen, Michael M. "Department of Defense financial management education and training programs a survey of quality assurance methods /". Thesis, Monterey, Calif. : Naval Postgraduate School, 1992. http://handle.dtic.mil/100.2/ADA256211.
Texto completo da fonteThesis Advisors: Euske, Kenneth J. ; Jones, L.R. "June 1992." Description based on title screen as viewed on March 4, 2009. Includes bibliographical references (p. 117-118). Also available in print.
Gbadamosi, Waidi Alani. "Corporate Social Responsibility and Financial Performance of Banks in the United States". ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2212.
Texto completo da fonteMaudave, Charlotte. "Ethical issues in need- and merit-based financial aid in higher education institutions in the United States". Connect to Electronic Thesis (CONTENTdm), 2010. http://worldcat.org/oclc/650507236/viewonline.
Texto completo da fonteTaklalsingh, Ravi. "Transfer Pricing Legislation: Effect on Multinational Enterprises in the United States". ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6487.
Texto completo da fonteLivros sobre o assunto "Financial institutions – united states – management"
1952-, Thomas Hugh, ed. Financial institutions management. Toronto: Irwin, 1997.
Encontre o texto completo da fonteMillon, Cornett Marcia, ed. Financial institutions management: A risk management approach. 4a ed. Boston: McGraw-Hill/Irwin, 2003.
Encontre o texto completo da fonteMelicher, Ronald W. Finance: Introduction to markets, institutions & management. 8a ed. Cincinnati: South-Western Pub. Co., 1992.
Encontre o texto completo da fonteMelicher, Ronald W. Finance: Introduction to markets, institutions & management. 7a ed. Cincinnati: South-Western Pub. Co., 1988.
Encontre o texto completo da fonteMelicher, Ronald W. Finance: Introduction to institutions, investments and management. 9a ed. Cincinnati: South-Western College Publishing, 1996.
Encontre o texto completo da fonteOffice, General Accounting. Financial management: Profile of Army financial managers : report to the Assistant Secretary of the Army (Financial Management and Comptroller). Washington, D.C. (P.O. Box 37050, Washington, D.C. 20013): The Office, 1998.
Encontre o texto completo da fonteUnited States. General Accounting Office., ed. Financial management: Analysis of DOD's first Biennial Financial Management Improvement Plan : report to Congressional committees. Washington, D.C: The Office, 1999.
Encontre o texto completo da fonteUnited States. Government Accountability Office. Federal Deposit Insurance Act: Regulators' use of systemic risk exception raises moral hazard concerns and opportunities exist to clarify the provision : report to Congressional committees. Washington, D.C.]: U.S. Govt. Accountability Office, 2010.
Encontre o texto completo da fonteeditor, Rose Corey F., Harris, David J. (David Jon), editor, Vartanian Thomas P. editor, Vaughan David A. editor, Williams, Cynthia J. (Lawyer), editor, Dechert LLP (Firm) e West (Firm), eds. The Volcker Rule: Commentary and analysis. 2a ed. Eagan, MN]: Thomson Reuters Westlaw, 2014.
Encontre o texto completo da fonteOffice, General Accounting. Financial management: Federal Financial Management Improvement Act results for fiscal year 1997 : report to Congressional Committees. Washington, D.C. (P.O. Box 37050, Washington, D.C. 20013): The Office, 1998.
Encontre o texto completo da fonteCapítulos de livros sobre o assunto "Financial institutions – united states – management"
Fand, David I. "Monetarism and the United States Economy". In Money, Financial Institutions and Macroeconomics, 175–90. Dordrecht: Springer Netherlands, 1997. http://dx.doi.org/10.1007/978-94-011-5362-1_12.
Texto completo da fonteLessambo, Felix I. "FinTech Regulations and Supervision in the United States". In Palgrave Macmillan Studies in Banking and Financial Institutions, 43–71. Cham: Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-25428-4_3.
Texto completo da fonteLessambo, Felix I. "AML/CFT and Cyber Security Laws in the United States". In Palgrave Macmillan Studies in Banking and Financial Institutions, 57–78. Cham: Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-23484-2_5.
Texto completo da fonteEdwards, Franklin R. "Financial Markets and Managerial Myopia: Making America More Competitive". In Reforming Financial Institutions and Markets in the United States, 141–72. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_9.
Texto completo da fonteBenston, George J., e George G. Kaufman. "The Intellectual History of the Federal Deposit Insurance Corporation Improvement Act of 1991". In Reforming Financial Institutions and Markets in the United States, 1–17. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_1.
Texto completo da fonteScott, Kenneth E., e Barry R. Weingast. "Banking Reform: Economic Propellants, Political Impediments". In Reforming Financial Institutions and Markets in the United States, 19–36. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_2.
Texto completo da fonteKane, Edward J. "Taxpayer Loss Exposure in the Bank Insurance Fund". In Reforming Financial Institutions and Markets in the United States, 37–47. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_3.
Texto completo da fonteEisenbeis, Robert A., e Paul M. Horvitz. "The Role of Forbearance and its Costs in Handling Troubled and Failed Depository Institutions". In Reforming Financial Institutions and Markets in the United States, 49–68. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_4.
Texto completo da fonteKane, Edward J. "Long-Run Benefits in Financial Regulation from Increased Accountability and Privatization". In Reforming Financial Institutions and Markets in the United States, 69–90. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_5.
Texto completo da fonteAspinwall, Richard C. "The Application of Private Insurance to Banking Oversight". In Reforming Financial Institutions and Markets in the United States, 91–98. Dordrecht: Springer Netherlands, 1994. http://dx.doi.org/10.1007/978-94-011-1404-2_6.
Texto completo da fonteTrabalhos de conferências sobre o assunto "Financial institutions – united states – management"
Radulovic, Ana. "FINANCIAL CRISES AND STRUCTURAL CHARACTERISTICS OF THE ECONOMY". In 6th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2020. http://dx.doi.org/10.31410/eraz.2020.99.
Texto completo da fonteBorbor, J. D., Katinka C. Van Cranenburgh e Christiaan W. F. Luca. "Social Risk Management as a Response to Increasing International Pressure for Social Performance". In SPE Annual Technical Conference and Exhibition. SPE, 2021. http://dx.doi.org/10.2118/206240-ms.
Texto completo da fonteAkinwande, Mayowa, Alexander Lopez, Tobi Yusuf, Austine Unuriode, Babatunde Yusuf, Toyyibat Yussuph e Stanley Okoro. "Data Analysis on Credit Card Debt: Rate of Consumption and Impact on Individuals and the US Economy". In 5th International Conference on Artificial Intelligence and Big Data. Academy & Industry Research Collaboration Center, 2024. http://dx.doi.org/10.5121/csit.2024.140401.
Texto completo da fonteValtins, Karlis, Igors Tipans e Anita Straujuma. "BUILDING MEANINGFUL RELATIONSHIPS WITH UNIVERSITY ALUMNI". In eLSE 2020. University Publishing House, 2020. http://dx.doi.org/10.12753/2066-026x-20-153.
Texto completo da fonteHoffman, Danie, Tebogo Hellen Ngele e Benita Zulch. "Contrasting the profiles of Female vs Male quantity surveyors in South Africa". In 14th International Conference on Applied Human Factors and Ergonomics (AHFE 2023). AHFE International, 2023. http://dx.doi.org/10.54941/ahfe1003906.
Texto completo da fonteYu, Shang, e Ding Rijia. "Comparison of Internet Financial Reporting between China and United States". In 2009 International Conference on Information Management, Innovation Management and Industrial Engineering. IEEE, 2009. http://dx.doi.org/10.1109/iciii.2009.209.
Texto completo da fonteFang Hong. "Empirical analysis on the financial fragility of the United States based on factor analysis method". In 2011 International Conference on Management Science and Industrial Engineering (MSIE). IEEE, 2011. http://dx.doi.org/10.1109/msie.2011.5707748.
Texto completo da fonteSiyuan, Deng. "How to Maximize Earnings by Using Financial Risk Management in the United States During Coronavirus Pandemic". In 2021 6th International Conference on Social Sciences and Economic Development (ICSSED 2021). Paris, France: Atlantis Press, 2021. http://dx.doi.org/10.2991/assehr.k.210407.125.
Texto completo da fonteKhidasheli, Mirza. "Looming Sovereign Debt Crisis – What’s Wrong with State-Regulated Economics". In Human Capital, Institutions, Economic Growth. Kutaisi University, 2023. http://dx.doi.org/10.52244/c.2023.11.4.
Texto completo da fonteVan Valkenburg, Taunia, Ernie F. Petru, Paula R. Diepolder e Gary M. Sandquist. "Current Implementation of the Quality Assurance Program at the United States Los Alamos National Laboratory". In 2014 22nd International Conference on Nuclear Engineering. American Society of Mechanical Engineers, 2014. http://dx.doi.org/10.1115/icone22-31059.
Texto completo da fonteRelatórios de organizações sobre o assunto "Financial institutions – united states – management"
Freeman, Paul, e Leslie A. Martin. National Systems and Institutional Mechanisms for the Comprehensive Management of Disaster Risk. Inter-American Development Bank, novembro de 2001. http://dx.doi.org/10.18235/0006758.
Texto completo da fonteBourrier, Mathilde, Michael Deml e Farnaz Mahdavian. Comparative report of the COVID-19 Pandemic Responses in Norway, Sweden, Germany, Switzerland and the United Kingdom. University of Stavanger, novembro de 2022. http://dx.doi.org/10.31265/usps.254.
Texto completo da fonteChandrasekhar, C. P. The Long Search for Stability: Financial Cooperation to Address Global Risks in the East Asian Region. Institute for New Economic Thinking Working Paper Series, março de 2021. http://dx.doi.org/10.36687/inetwp153.
Texto completo da fonteRomero, Antonio. The Political Dialogue and Cooperation Agreement and relations between European Union and Cuba. Fundación Carolina, fevereiro de 2022. http://dx.doi.org/10.33960/issn-e.1885-9119.dtff01en.
Texto completo da fonteMiddleton, Jeffrey P. Developing and Maintaining a Useful Deployed/Contingency Operations Financial Management Guidebook for the United States Marine Corps. Fort Belvoir, VA: Defense Technical Information Center, dezembro de 2010. http://dx.doi.org/10.21236/ada536486.
Texto completo da fonteTodd, Jessica E., Christine Whitt, Nigel David Key e Okkar Mandalay. overview of farms operated by socially disadvantaged, women, and limited resource farmers and ranchers in the United States. Washington, D.C.: Economic Research Service, U.S. Department of Agriculture, fevereiro de 2024. http://dx.doi.org/10.32747/2024.8254670.ers.
Texto completo da fonteQuak, Evert-jan. The Trend Of “De-Risking” In International Finance and Its Impact on Small Island Developing States. Institute of Development Studies, maio de 2022. http://dx.doi.org/10.19088/k4d.2022.079.
Texto completo da fonteMiller, Eric T. Financial Services in the Trading System: Progress and Prospects. Inter-American Development Bank, janeiro de 1999. http://dx.doi.org/10.18235/0008609.
Texto completo da fonteGiezendanner, Hardy, e Himayu Shiotani. A Reference Methodology for National Weapons and Ammunition Management Baseline Assessments. UNIDIR, julho de 2021. http://dx.doi.org/10.37559/caap/21/wam/02.
Texto completo da fonteKlesta, Matthew. Home Mortgage Lending by Race and Income in the Time of Low Interest Rates: Examples from Select Counties in Kentucky, Ohio, and Pennsylvania from 2018 through 2021. Federal Reserve Bank of Cleveland, novembro de 2022. http://dx.doi.org/10.26509/frbc-cd-20221129.
Texto completo da fonte