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Alfarizi, Muhammad, i Ngatindriatun. "Determination of the Intention of MSMEs Owners Using Sharia Cooperatives in Improving Indonesian Islamic Economic Empowerment". Jurnal Ekonomi Syariah Teori dan Terapan 9, nr 6 (30.11.2022): 834–49. http://dx.doi.org/10.20473/vol9iss20226pp834-849.

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ABSTRAK Penurunan profit bisnis kecil akibat implikasi ekonomi pasca pandemi COVID-19. Persoalan struktur permodalan menjadi kendala dalam mempertahankan dan meningkatkan usahanya secara terus menerus seiring kerubahan zaman. Koperasi Syariah sebagai salah satu lembaga keuangan Islam yang keislaman lebih dekat secara eksistensi maupun teritorial dengan masyarakat tingkat bawah sehingga menjadi alternatif pengembangan usaha masyarakat secara syariah sesuai persyaratan yang diberikan. Studi ini bertujuan untuk untuk menganalisis pengaruh literasi keuangan syariah dalam sikap, pengaruh sosial dan self-efficacy terhadap perilaku pemanfaatan produk koperasi syariah di Indonesia. Studi kuantitatif survey online dengan melibatkan 280 calon anggota koperasi syariah yang membutuhkan pembiayaan dan merupakan pemilik UMKM dijalankan dengan teknik analisis SEM PLS. Hasil studi menunjukkan pengaruh literasi keuangan terhadap sikap, pengaruh sosial dan self-efficacy lalu dilanjutkan arah jalur dukungan hipotesis terhadap niat untuk memilih Koperasi Syariah sebagai solusi kebutuhan finansial UMKM ditemukan. Strategi manajerial khususnya pemasaran dikembangkan dengan mempertimbangkan efek sikap positif, pengaruh sosial dan efikasi diri calon anggota sebagai pemilik bisnis atau produk keuangan syariah yang akan mereka tawarkan kepada pelanggan mereka akan berkontribusi pada pertumbuhan sektor UMKM khususnya UMKM Generasi Millenial dan UMKM Hijau di Indonesia melalui upaya promosi dan kerjasama. Kata Kunci: ASE Model, Ekonomi Islam, Koperasi Syariah, Pemberdayaan, UMKM. ABSTRACT The decline in small business profits due to the post-COVID-19 pandemic economy. The issue of capital structure is an obstacle in maintaining and increasing development continuously in line with the changing times. Sharia cooperatives as one of the Islamic financial institutions are closer in existence and territorially to the lower level of society so that they become an alternative for community business development in accordance with the requirements given. This study aims to analyze the effect of Islamic financial literacy on attitudes, social influence and self-efficacy on the application of Islamic cooperative products in Indonesia. Quantitative study of online surveys involving 280 prospective members of Islamic cooperatives who need financing and are MSME owners carried out with the PLS SEM analysis technique. The results of the study show the effect of financial literacy on attitudes, social influence and self-efficacy, then choosing the direction of hypothesis support for the intention to find Islamic Cooperatives as a solution to the financial needs of MSMEs. Managerial strategies especially marketing that are developed taking into account the effects of positive attitudes, social influence and self-efficacy of prospective members as owners or Islamic financial products that they will offer to their customers will increase the growth of the MSME sector, especially Millennial Generation MSMEs and Green MSMEs in Indonesia through promotional efforts and cooperation. Keywords: ASE Model, Islamic Economics, Sharia Cooperatives, Empowerment, MSMEs. REFERENCES Abourrig, A. (2021). Social influence in predicting Islamic banking acceptance: Evidence from Morocco. International Journal of Accounting, Finance, Auditing, 2(2), 42–56. https://doi.org/10.5281/zenodo.4641472 Ajzen, I. (1991a). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T Ajzen, I. (1991b). The theory of planned behavior. 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Rugescu, Radu D., Dragos Ronald Rugescu i Efim Micu. "Orbital Launcher NERVA as the First Proof of the Discontinuous Variational Solution for the Atmospheric Ascent". Applied Mechanics and Materials 555 (czerwiec 2014): 91–101. http://dx.doi.org/10.4028/www.scientific.net/amm.555.91.

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Since the earliest days of astronautics, more than a century ago, low cost space launchers persevered to be a long desire for the space flight thinkers. Once space flight became a daily business along the late `50-s, first by consuming large financial resources, the interest for cheap space launchers became even more laud. Today’s growing interest in small satellites have bolstered a large series of space technology companies including Virgin Galactic Corp., Garvey Spacecraft Corp., Quantum Research International, Ventions LLC, Sierra Nevada Corp., Generation Orbit Launch Services and even the giant Boeing to work on the development of various types of such vehicles, some of them of actually small size. They have announced recent progresses in their efforts to develop and test small-satellite launchers and rocket engines. Romanian space launcher effort includes the NERVA project, with the ORVEAL compound engine for the upper stage, securing the orbital injection, project developed by the team of professors and researchers from ADDA Ltd, Bucharest. This project is based on a series of innovative concepts, including the optimal ascent program first proposed by the ADDA team by means of the new discontinuous variational optimization, which is here described in detail.
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Llamasares, Sheila Mae. "The Rise of Start Up of Young Entrepreneurs in Time of COVID-19 Pandemic in the Economic Growth Center of Legazpi City". JPAIR Multidisciplinary Research 51, nr 1 (8.01.2023): 140–51. http://dx.doi.org/10.7719/jpair.v51i1.613.

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Microbusinesses are booming nationwide, including in Legazpi. Small enterprises closed, personnel resigned at historical rates, and the global supply chains were disrupted during the pandemic. Disaster-prone areas struggled with COVID-19's economic and regulatory limitations. The government's aid isn't enough to support a family, notably in lockdown areas. Some young people began businesses to survive this epidemic situation. This qualitative research investigated how to create an intervention program to help start-up young entrepreneurs overcome the COVID-19 pandemic crisis. If Legazpi City's five growth centers—Bigaa, Bitano, Capantawan, Washington, and Taysan—could surmount their young entrepreneurs' challenges, economic activity would rise, as would businesses. The results proved that making a profit drives the respondents. According to the findings, most young entrepreneurs have difficulty accessing capital. This study is vital to humanity's survival in the current crisis. Thus, the proposed intervention program must focus on either exploring or implementing innovative forms of marketing or a more refined version of an already successful business strategy to solve the young entrepreneurs' struggles with access to capital that would be alleviated if these laws were universally applied.
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Podrez-Riapolova, Iryna. "Legal ensuring the integrity of the innovation process in the conditions of Ukraine’s approach to membership in the EU". Law and innovations, nr 1 (45) (8.03.2024): 44–50. http://dx.doi.org/10.37772/2518-1718-2024-1(45)-6.

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Problem setting. In the conditions of strengthening globalization processes and a high level of competition on international, regional and national markets, innovation has acquired the status of the main advantage of any country and has become the basis for ensuring its sustainable economic development, the use of new knowledge and technologies provides an opportunity to introduce and intensify innovative activities and, as consequently, to build an effective and competitive innovation economy, therefore the question arises of building a fundamentally new national innovation system, adapted to socio-technological challenges, which should determine the competitive position of the national economy on the world stage. Ukraine’s approach to joining the EU should be accompanied by significant efforts to fulfill European integration requirements. Therefore, demonstrating the desire to meet the European level of development, it is necessary to simultaneously bring the current legislation to international legal standards and strive to ensure decent conditions for the implementation of innovative activities, despite the conditions of martial law. The implementation of innovative activities is of primary importance for renewing the state of the national economy and ensuring its development through innovation. At the same time, an integral factor of sustainable innovative development is the efficiency of the introduction of innovations and the innovation process. Analysis of recent researches and publications. Actual problems of legal support of the innovation process and its components have been studied by many scientists. S. V. Hlibko studied services that contribute to the information provision of innovative activities (business activities of innovative entities). O. V. Rozghon was conducted of the conceptual provisions regarding the justification of the essence of the category «digital platform» and its impact on the activity of the technology transfer network, and it was proved that the digital platform is an important factor that allows the introduction of innovations through the technology transfer network, a mechanism for stimulating the transfer of technologies and a certain means of digital transformation. V. A. Chubenko researched the legal nature of deep tech innovations as a new wave of innovations in the world and in the European Union and determined the main provisions of the legal regulation of these innovations in the EU. Purpose of the research is to study the topical legal issues of ensuring the integrity of the innovation process in the context of Ukraine’s approximation to EU membership. Article’s main body. An important issue is also the ability of the national ecosystem to meet modern integration processes for the gradual approximation of current legislation to EU norms, which will ensure the improvement of the competitiveness of the national economy on the basis of innovation and will enable our country to take a worthy place among the EU countries in terms of the level of innovative development. The features of the innovation process are analyzed, the main ones are sequence, focus on achieving certain results, continuity, the ability and expediency for commercialization. The considered provisions of the key current document of strategic planning in the field of development of innovative activities. The expediency of program measures regarding the need to create favorable regulatory and legal support for the activities of subjects conducting innovative activities is supported; development of innovative infrastructure; methodological and consulting support for the innovation process. Separate measures for the transition to innovative growth by increasing the funding of scientific research, revising the priority areas of science and technology development, stimulating innovative activity, legislative regulation of state support for small innovative business, and stimulating the activity of venture business were considered. Conclusions and prospects for the development. The study of current legal issues of ensuring the integrity of the innovation process in the conditions of Ukraine’s approach to EU membership allowed us to conclude that the main factors of ensuring the integrity of the innovation process should be considered to be: adequate regulatory and legal support of the innovation process, which should be of a systemic nature; ensuring the development of innovative infrastructure, including the implementation of strategic planning directions regarding financing; taking into account the dynamic nature of the innovation process, an important factor is the proper information support of the innovation process, the components of which are information technologies and information resources. It should be emphasized that the information infrastructure should ensure the formation and implementation of new information resources and appropriate access to them by users. Therefore, the main task of the process of organizing the information support of innovative activity should be the formation of innovative resources.
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Kelly, Dana, i David Phelps. "Looking beyond the D.U.S.T. – building resilient rangeland communities". Rangeland Journal 41, nr 3 (2019): 233. http://dx.doi.org/10.1071/rj18047.

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The role of towns and small business is poorly understood, yet towns are vital for the long-term viability of communities in rural and remote Australia. This case study in the central western region of Queensland (CWQ) examines the impacts of drought on rural towns and how to build a resilient regional community and alleviate hardship. Evidence was collected during drought from town businesses through surveys, interviews and a public meeting in 2017. Towns in CWQ are especially exposed to the risks of drought, as approximately half of the businesses are directly linked to agriculture. Townspeople are major contributors to social cohesion and resilience in rural and regional communities, which are often service and maintenance centres of nationally important infrastructure such as roads for inter-state freight transport and tourism. Drought and declining grazier incomes have led to reduced spending in towns. Populations have dropped sharply, as itinerant agricultural workers leave the region. The complex economic and social flow-on impacts of drought have resulted in lower socioeconomic resilience. The majority of community members interviewed expressed a desire to build secure livelihoods, which echoes other research where existing and new rangelands livelihoods are seen as contributing to the success of the nation, a common global desire. Local organisations in CWQ display innovative business and community strategies. Future actions need to support and build on these initiatives. A framework with the acronym D.U.S.T. has been developed, with associated actions aimed at building resilience in these communities. D.U.S.T. is appropriate for this often-dusty region, and stands for: D. Decide to act; U. Understand the context; S. Support and develop local capacities and institutions; and T. Transform regional governance. The key for decision-makers is to work with local people who understand the contextual complexity and local needs. Actions need to be based on principles of adaptability, equity and inclusiveness, and working with the whole of the community. Building on existing collaborations and innovations as well as transforming governance and secure funding arrangements are needed. Lessons from the communities in CWQ may help other rural and remote regions build resilience to cope with the unpredictable financial, social and environmental future.
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Ianovska, S. "The development of Ukrainian entrepreneurs way of life: personal vector". Fundamental and applied researches in practice of leading scientific schools 27, nr 3 (29.06.2018): 7–14. http://dx.doi.org/10.33531/farplss.2018.3.02.

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The definition of lifestyle in psychology is traditionally associated with various aspects of the development of personality and social groups. The way of life depends not only on objective social factors, but also on a person himself, on what external and internal activity he represents in the objective process of life. Thus, the formation and development of personality is reflected in his activity increasing in preserving or transforming own way of life. One of the main features of the present is the existence of such social group as entrepreneurs. The development of this social group is connected with the formation of the independence of our state and the activation of a certain social stratum of the development of entrepreneurial way of life. Entrepreneurship in Ukraine has been developing ever since 1991. During the years of independence in Ukraine, the socio-economic situation has changed significantly. Favorable socio-economic conditions of the early 2000s have increased the activity of people to transform their own way of life and the realization of entrepreneurial activity. We were interested in how this was reflected in the development of socio-psychological qualities of an individual. The purpose of our research is to determine the socio-psychological peculiarities of the individual in the making a way of life for entrepreneurs at different stages of small business development in independent Ukraine (in the 1990s and in the period from 2010 to 2014). The following methods and techniques were used. 16 PF Kettell (Form C) adaptation A. G. Shmelev, V. I. Pohilko, A. S. Solovaychik, the method of personal differentiation (V. F. Bazhin, E. A. Golinkina, A. M. Etkind), the method of determining the level of subjective control (V. F. Bazhin, E. A. Golinkina, A. M. Etkind), the method of graphical scaling D. Guilford for determining the level of risk, the test-questionnaire for the diagnosis of the presence and severity degree of the main psychological barriers for entrepreneurship (O. P. Ermolaeva), the method of pair comparisons of L. Terstoun, methods "Self-Cost" and "New social status" O. M. Laktionov, the method of determining the severity of entrepreneurial activity indicators of S. G. Ianovska. Mathematical-statistical processing of results was carried out using a number of mathematical statistics methods (Mann-Whitney U-criterion, Student's t-criterion). A comparative analysis of the socio-psychological qualities of entrepreneur’s personality at different stages of small business development in Ukraine revealed that the transformation that has occurred over the time is manifested in the following features: increasing the role of the communicative unit of a personality profile of an entrepreneurial entity, increasing the internal locus of control and the value of economic wealth values in regulating the entrepreneurial activity. The role of the professional component of entrepreneurial professional activity is changing: the importance of professional knowledge and special training in running business is growing. The results of the study were used to create a training program for the development of entrepreneurial activity, which was implemented during the last year in work with internal immigrants and start-uppers.
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Chupryna, Anhelina. "Current Legal Problems of Supporting the Development of Start-Ups in the Conditions of the Russian-Ukrainian War". Law and innovations, nr 1 (41) (12.03.2023): 49–55. http://dx.doi.org/10.37772/2518-1718-2023-1(41)-7.

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Problem setting. The criminal attack of the Russian Federation on Ukraine without a declaration of war on February 24, 2022 fundamentally changed the entire system of legal relations of our state. Such armed aggression was also reflected in the entrepreneurial activity of startups as newly created subjects of entrepreneurial activity. Currently, the legal system of our country is in constant evolution in order to develop methods of supporting such subjects of entrepreneurial activity. Attention is also drawn to a number of law-enforcement aspects of startups that are not regulated at the level of regulatory and legal acts, which have a direct impact on the prospects of their development in Ukraine. Аnalysis of recent researches and publications. The issue of startup activity became the subject of scientific research by such scientists as S. V. Hlibko, O. V. Rozgon, I. V. Podrez-Ryapolova, A. S. Petkevich, A. V. Sherstobitov, I. V. Yashchyshina, and others. Within the framework of this scientific article, the specifics of the activity and support of startups in the conditions of martial law at the current stage of the Russian-Ukrainian war will be investigated. Тarget of the research is to examine the problems of startups that are in the Expansion and Exit stages of development at the current stage of the Russian-Ukrainian war. These are the final stages of the development of startups, which occurs after the stages of Pre-seed, Seed, Startup, Early Growth. After successfully passing the specified stages, the subject of entrepreneurial activity turns from a startup to an innovative enterprise, as it ceases to meet the criterion of small size and innovation. That is why the effective passage of these stages of development makes it possible to strengthen the economy of our state with another large enterprise, which at the same time has a positive effect on the market of innovative products and makes contributions to the budget of Ukraine through the payment of taxes and fees Аrticle’s main body. A startup is a high-risk type of entrepreneurship, as a result of which the challenges faced by representatives of Ukrainian business during the full-scale war mostly had a greater impact on startups. The analysis of the monitoring data allows us to state that the most observed influence is the regional location of business entities, while the negative influence of such factors as tax and regulatory pressure, the corruption component, lack of qualified employees, etc., was significantly reduced. Relocation is considered to affect the fault of the party to the obligation and is the basis for reducing the amount. Conclusions and prospects for the development. The analysis of statistical studies makes it possible to claim that a number of risks, which were key for startups in previous years, have reduced their impact. Instead, in 2022-2023, the biggest risks for startups are circumstances related to the conduct of hostilities. So, in particular, the regional location of the startup’s production plays a key role. At the same time, the risk of an unfavorable geographical location of a startup can be partially reduced due to state support for startups in certain sectors of the economy. Considerable support for startups was provided through the relocation program, which, in addition to its main goal of keeping enterprises in the front-line territory, is considered to affect the fault of the party to the obligation and is the basis for reducing the amount of fines, as well as delaying the execution of the court decision.
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Mohammad Zen Nasrudin Fajri, Azidni Rofiqo, Abdul Latif Rizqon i Raditya Hasan `. "The Impact of MSMEs Financing in Islamic Bank on Unemployment in Indonesia". Jurnal Ekonomi Syariah Teori dan Terapan 10, nr 5 (30.09.2023): 443–54. http://dx.doi.org/10.20473/vol10iss20235pp443-454.

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ABSTRACT One of the contributions of the Islamic banking sector to Indonesia’s economy is channeling funds to MSMEs in the form of financing since a number of them could not access financial services. Interestingly, the MSMEs grew as the Islamic Banking sector rose. However, no single study analyzes such an impact on unemployment in both rural and urban areas. This paper aimed to reveal the effect of MSMEs financing in Islamic banks on unemployment in Indonesia. It further aimed to discover such an effect on unemployment in Indonesia's urban and rural areas separately. Dynamic panel GMM two-step analysis is used in this research to estimate cross-province data in Indonesia between 2010 and 2019. The results of the study reveal that MSMEs financing in Islamic Banks contributed significantly to the reduction of unemployment in Indonesia as a whole. It is also found that the unemployment in urban areas is reduced by MSMEs financing in Islamic Banks. On the other hand, there is no significant relationship between MSMEs financing in Islamic Banks and unemployment in rural areas. These findings can be the basis for Islamic banks to increase MSMEs financing and for the government to expand Islamic banks' role in every part of Indonesia to reduce unemployment, especially in rural areas. Keywords: MSMEs Financing, Islamic Bank, Unemployment, Urban, Rural. ABSTRAK Salah satu kontribusi sektor perbankan syariah dalam perekonomian Indonesia adalah penyaluran dana kepada UMKM dalam bentuk pembiayaan, karena beberapa dari mereka tidak dapat mengakses layanan keuangan. Menariknya, UMKM tumbuh seiring dengan bangkitnya sektor Perbankan Syariah. Namun, tidak ada satu studi pun yang menganalisis dampak tersebut terhadap pengangguran di pedesaan dan perkotaan. Penelitian ini bertujuan untuk mengungkap pengaruh pembiayaan UMKM di bank syariah terhadap pengangguran di Indonesia. Hal ini bertujuan untuk mengetahui lebih jauh pengaruh tersebut terhadap pengangguran di daerah perkotaan dan pedesaan secara terpisah di Indonesia. Analisis dua langkah GMM panel dinamis digunakan untuk mengestimasi data lintas provinsi di Indonesia antara tahun 2010 dan 2019. Hasilnya mengungkapkan bahwa pembiayaan UMKM di Bank Syariah berkontribusi signifikan terhadap pengurangan pengangguran di Indonesia secara keseluruhan. Ditemukan juga bahwa pengangguran di perkotaan berkurang dengan pembiayaan UMKM di Bank Syariah. Di sisi lain, tidak ada hubungan yang signifikan antara pembiayaan UMKM di bank syariah dengan pengangguran di pedesaan. Hasil penelitian ini dapat menjadi dasar bagi bank-bank syariah dalam meningkatkan porsi pembiayaan UMKM dan dasar bagi pemerintah untuk memperluas peran perbankan syariah di seluruh bagian Indonesia untuk mengurangi pengangguran, khususnya di area pedesaan. Kata Kunci: Pembiayaan UMKM, Bank Syariah, Pengangguran, Perkotaan, Pedesaan. REFERENCES Abisuga-Oyekunle, O. A., Patra, S. K., & Muchie, M. (2020). SMEs in sustainable development: Their role in poverty reduction and employment generation in sub-Saharan Africa. African Journal of Science, Technology, Innovation and Development, 12(4), 405–419. doi:10.1080/20421338.2019.1656428 Alaabed, A., Masih, M., & Mirakhor, A. (2016). Investigating risk shifting in Islamic banks in the dual banking systems of OIC member countries: An application of two-step dynamic GMM. Risk Management, 18(4), 236–263. doi:10.1057/s41283-016-0007-3 Almula-Dhanoon, M., Dhannoon, M. A. M., Al-Salman, M. M., & Hammadi, M. F. (2020). Do FDI and domestic investment affect unemployment in MENA countries? Dynamic panel data analysis. Journal of Contemporary Iraq and the Arab World, 14(3), 223–236. doi:10.1386/jciaw_00031_1 Apergis, N., & Ozturk, I. (2015). Testing environmental Kuznets curve hypothesis in Asian countries. Ecological Indicators, 52, 16–22. doi:10.1016/j.ecolind.2014.11.026 Arslan, M., & Zaman, R. (2014). Unemployment and its determinant: A study of Pakistan economy (1999-2010). Journal of Economics and Sustainable Development, 5(13), 20–25. Ayyagari, M., Demirguc-Kunt, A., & Maksimovic, V. (2011). Small vs. young firms across the world: contribution to employment, job creation, and growth. World Bank Policy Research Working Paper Series, 1–57. doi:10.1596/1813-9450-5631 Azolibe, C. B., Dimnwobi, S. K., & Uzochukwu-Obi, C. P. (2022). The determinants of unemployment rate in developing economies: does banking system credit matter? Journal of Economic and Administrative Sciences. doi:10.1108/jeas-01-2022-0021 Baumol, W. J., Litan, R. E., Schramm, C. J., & Strom, R. J. (2011). Innovative entrepreneurship and policy: Toward initiation and preservation of growth. The Economics of Small Businesses, 3–23. doi:10.1007/978-3-7908-2623-4_1 Bayrak, R., & Tatli, H. (2018). The determinants of youth unemployment: A panel data analysis of OECD countries. The European Journal of Comparative Economics, 15(2), 231–248. doi:10.25428/1824-2979/201802-231-248 Benbekhti, S. E., Boulila, H., & Bouteldja, A. (2021). Islamic finance, small and medium enterprises and job creation in Turkey: An empirical evidence (2009-2017). International Journal of Islamic Economics and Finance (IJIEF), 4, 41-62. doi:10.18196/ijief.v4i0.10490 Blanchflower, D. G., & Meyer, B. D. (1994). A longitudinal analysis of the young self-employed in Australia and the United States. Small Business Economics, 6(1), 1–19. doi:10.1007/BF01066108 Badan Pusat Statistik/BPS. (2021). Keadaan angkatan kerja di Indonesia. Retrieved from https://www.bps.go.id/publication/2021/12/07/ee355feea591c3b6841d361b/keadaan-angkatan-kerja-di-indonesia-agustus-2021.html Chapra, M. U. (2011). The global financial crisis: Can Islamic finance help? In: Langton, J., Trullols, C., Turkistani, A.Q. (eds) Islamic Economics and Finance (pp. 135-132). London: IE Business Publishing. doi:10.1057/9780230361133_5 Dusuki, A. W. (2008). Banking for the poor: The role of Islamic banking in microfinance initiatives. Humanomics, 24(1), 49–66. doi:10.1108/08288660810851469 Edmiston, K. D. (2007). The role of small and large businesses in economic development. SSRN Electronic Journal, 73-97. doi:10.2139/ssrn.993821 Elasrag, H. (2016). Islamic Finance for SMES. SSRN Electronic Journal. doi:10.2139/ssrn.2842160 Faggio, G., & Silva, O. (2014). Self-employment and entrepreneurship in urban and rural labour markets. Journal of Urban Economics, 84, 67–85. doi:10.1016/j.jue.2014.09.001 Fajri, M. Z. N., Muhammad, A. A., Umam, K., Putri, L. P., & Ramadhan, M. A. (2022). The effect covid-19 and sectoral financing on Islamic bank profitability in Indonesia. Journal of Islamic Economic Laws, 5(1), 38–60. doi:10.23917/jisel.v5i1.17181 Feldmann, H. (2012). Banking deregulation around the world, 1970s to 2000s: The impact on unemployment. International Review of Economics and Finance, 24, 26–42. doi:10.1016/j.iref.2012.01.003 Folawewo, A. O., & Adeboje, O. M. (2017). Macroeconomic determinants of unemployment: Empirical evidence from economic community of West African States. African Development Review, 29(2), 197–210. doi:10.1111/1467-8268.12250 Göçer, İ. (2013). Relation between bank loans and unemployment in the European Countries. Europan Academic Research, 1(6), 981-995. Hassanein, A., & Mostafa, M. M. (2023). Bibliometric network analysis of thirty years of Islamic banking and finance scholarly research. Quality and Quantity, 57(3), 1961–1989. Doi:10.1007/s11135-022-01453-2 Kayed, R. N., & Hassan, M. K. (2011). The global financial crisis and Islamic finance. Thunderbird International Business Review, 53(5), 551–564. doi:10.1002/tie.20434 Khairina, N. N., Syarief, M. E., & Setiawan. (2020). Peran perbankan Syariah dalam penyerapan tenaga kerja pada sektor riil. Human Falah: Jurnal Ekonomi dan Bisnis Islam, 7(1), 117–137. doi:10.30829/hf.v7il.6812 Kongolo, M. (2019). Job creation versus job shedding and the role of SMEs in economic development. Global Journal of Business Management, 13(7), 1–8. Lyu, H., Dong, Z., Roobavannan, M., Kandasamy, J., & Pande, S. (2019). Rural unemployment pushes migrants to urban areas in Jiangsu Province, China. Palgrave Communications, 5(1). doi:10.1057/s41599-019-0302-1 Manser, M. E., & Picot, G. (1999). The role of self-employment in U.S. and Canadian job growth. Monthly Labor Review, 122(4), 10–23. Mucuk, M., & Demirsel, M. T. (2013). The effect of foreign direct investments on unemployment: Evidence from panel data for seven developing countries. Journal of Business, Economics & Finance, 2(3), 53–66. Mumani, H. F. (2014). Islamic finance for SMEs in Jordan. Thesis of Master of Science in Banking and Finance, Eastern Mediterranean University. Nasr, S., & Rostom, A. M. (2013). SME contributions to employment, job creation, and growth in the Arab World. Policy Research Working Paper. doi:10.2139/ssrn.2361164 Neumark, D., Wall, B., & Zhang, J. (2011). Do small businesses create more jobs? New evidence for the United States from the National Establishment Time Series. The Review of Economics and Statistics, 93(1), 16–29. doi:10.1162/REST_a_00060 Oyelana, A. A., & Adu, E. O. (2015). Small and medium enterprises (SMEs) as a means of creating employment and poverty reduction in fort beaufort, Eastern Cape Province of South Africa. Journal of Social Sciences, 45(1), 8–15. doi:10.1080/09718923.2015.11893481 Ritsilä, J., & Tervo, H. (2002). Effects of unemployment on new firm formation: Micro-level panel data evidence from Finland. Small Business Economics, 19(1), 31–40. doi:10.1023/A:1015734424259 Roodman, D. (2009). How to do xtabond2: An introduction to difference and system GMM in Stata. Stata Journal, 9(1), 86–136. doi:10.1177/1536867x0900900106 Saifurrahman, A., & Kassim, S. (2021). Islamic financial literacy for Indonesian MSMEs during COVID-19 Pandemic: Issues and importance. Journal of Islamic Finance, 10(1), 45–60. Shabbir, G., Anwar, S., Hussain, Z., & Imran, M. (2011). Contribution of financial sector development in reducing unemployment in Pakistan. International Journal of Economics and Finance, 4(1), 260-268. doi:10.5539/ijef.v4n1p260 Sherif, S. (2013). Macroeconomic policy, localization and reducing unemployment: The crucial human resource issues for the UAE. Competitiveness Review, 23(2), 158–174. doi: /10.1108/10595421311305352 Siddiqui, D. A., & Ahmed, Q. M. (2013). The effect of institutions on economic growth: A global analysis based on GMM dynamic panel estimation. Structural Change and Economic Dynamics, 24, 18–33. doi:10.1016/j.strueco.2012.12.001 Singh, R. (2018). The cause of unemployment in current market scenario. Vivechan International Journal of Research 9(1), 81-86. Startiene, G., & Remeikiene, R. (2009). The influence of demographical factors on the interaction between entrepreneurship and unemployment. Inžinerinė Ekonomika, 4, 60–70. Syed, A. A. S. G., Shah, N., Shaikh, K. H., Ahmadani, M. M., & Shaikh, F. M. (2012). Impact of SMEs on employment in textile industry of Pakistan. Asian Social Science, 8(4), 131–142. doi:10.5539/ass.v8n4p131 Thurik, A. R., Carree, M. A., van Stel, A., & Audretsch, D. B. (2008). Does self-employment reduce unemployment? Journal of Business Venturing, 23(6), 673–686. doi:10.1016/j.jbusvent.2008.01.007
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Tsugita, Yumi, Yuki Ushimaru, Takamitsu Kato, Motoki Sasaki, Taishi Hata, Makoto Hosaka, Hidetoshi Eguchi, Yuichiro Doki i Kiyokazu Nakajima. "Efficacy of human resource development program for young industry personnel who will be involved in future medical device development". Surgical Endoscopy, 27.10.2023. http://dx.doi.org/10.1007/s00464-023-10474-3.

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Abstract Background Training next-generation personnel from small/medium enterprises (SMEs) is an urgent issue in promoting medical device research and development (R&D). Since 2014 we have engaged in governmentally funded human resource development program for medical/non-medical SMEs, and have assessed its effectiveness by analyzing self-evaluation of achievement level (SEAL) data obtained before and after the training course. Methods Human resource development experts interviewed 34 key opinion leaders with deep knowledge of medical device R&D from industry, government, and academia. The skills required for R&D personnel were written down, and a set of skills was created by making a greatest common measure in the list of common elements among them. Using that skill sets, skill evaluations were conducted on trainees at “Osaka University Training Course,” twice before participation and after completion of the entire program using SEAL assessment. Results There were 97 men and 25 women, with one-third in the’30 s. Among them, 61 participants (50%) were from R&D divisions, and 32 (26%) were from business/sales divisions. 94 (77%) were from medical SMEs, and 28 (23%) were from non-medical SMEs (new entry). After completing the training course, significant growth was observed in every item of both Soft and Hard skill sets. Especially in new entry SME members, a striking improvement was observed in practical medical knowledge to enhance communication with medical doctors (p < 0.0001). Conclusion Our training course, though 7-day-short in total, showed that both Soft and Hard skills could be improved in young medical/non-medical SME members. Further assessment is needed to establish the necessary skill sets for our future partners from industries, to foster the creation of innovative medical devices through med-tech collaboration.
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Voityk, О., i N. Mazii. "Problems and prospects of strategic planning Of regional development". Democratic governance, nr 27 (9.06.2021). http://dx.doi.org/10.33990/2070-4038.27.2021.239190.

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Problem setting. In the direction of balanced regional development, the state has the opportunity to use such a direct lever of influence on the process as strategic planning. At present stage of reforming of the system of public administration of regional development, its role and importance are especially growing, because strategic planning makes it possible to predict the further development of territories. General purpose of strategic planning is to move to indicative forecasting, information support for objective management decisions at the regional, local and national levels, including concerning increase and effective realization of resource potential of the region, overcoming of depression of territories, realization of structural transformations. Recent research and publications analysis. Issues related to regional development are covered in works of such scholars as E. Alaev, G. Balabanov, P. Bubenko, Z. Varnalii, S. Haluza, Z. Herasymchuk, А. Holikov, H. Huberna, M. Dolishnii, L. Zaitseva, U. Ipatov, B. Kliianenko, V. Kravtsiv, O. Krainyk, N. Kuznetsov, L. Kuzmenko, A. Mazur, T. Maksymova, A. Marshalova, S. Melnyk, І. Mykhasiuk, N. Mikula, Y. Navruzov, O. Novoselov, V. Symonenko, D. Stechenko, H. Stolbov, L. Taranhul, S. Tiahlov, V. Khodachek, L. Chervona, М. Chumachenko, B. Shtulberh, M. Yankiv and others. Taking into account the significant achievements of the scholars in the field of regional studies, insufficiently complete and in-depth study of the issues of strategic planning of regional development is still worth emphasizing. Highlighting previously unsettled parts of the general problem. The main purpose of the article was to present a wide range of results of the study on the analysis of the problem and to justify the prospects of strategic planning of regional development. Paper main body. Public administration of regional development in Ukraine should take into account basic trends of reforming processes in the European Union. Like in European countries, in Ukraine there are normative documents, which frame the strategic planning, i.e. there is every reason to talk about the functioning of the regional development planning system. The main components of this system include: strategic plans for socio-economic development; spatial plans of territorial development (schemes of planning of the territory of the region, general plans and town-planning documentation of settlements); medium-term plans for socio-economic development of the region and targeted development programs for certain areas of activity; short-term programs of socio-economic development. Strategic, medium-term and short-term program documents of socio-economic development of the region are related to creating a favorable environment for the development of the regional economy and citizens’ life, meeting basic needs of business sector and people in various services, forming competitive advantages to enter outer markets, stimulation of entrepreneurial activity, active attraction of investments, development of various sectors of economy, etc. Spatial plans of different levels relate to the development of the territory as an object of implementation of urban policy of local authorities, they are tied to a specific space. Therefore, we can talk about two types of program documents. Both types are closely interrelated, contribute to improving the efficiency of the territory, but differ from each other. Today, in the field of strategic planning of regional development in Ukraine there are many problems resulting from the lack of a comprehensive system of strategic planning of regional development in the country. In particular, these are the following: inconsistencies between different strategic and planning documents; lack of clear links between planning documents and the budget; lack of a unified approach to planning, uncertainty of the status of sertain strategic documents, political and legal consequences of their non-implementation; inefficient system of public policy evaluation; lack of responsibility for making ineffective management decisions. The main directions of strategic planning were identified: intellectual growth of territories, which involves economic development based on the growing development of production infrastructure, knowledge, research, inventions, patents and innovations, i.e. reorientation of regional economies to an innovative model of development; sustainable and continuous growth of territories for creation of an economy based on the efficient use of resources, in particular, environmental resources, and increasing the efficiency of use of natural resources, economic potential of the region; comprehensive growth of living standards through the development of social infrastructure, increasing employment, human resources development and achievement of social well-being; increasing the investment attractiveness of regions and intensifying innovation activity therein, as well as increasing the competitiveness of regions. Conclusions of the research and prospects for further studies. Strategic planning of regional development is a powerful tool to unite the interests of the public, local business and local authorities, which has a positive impact on the business climate, community welfare, and competitive position of the territory. It is a creative process of defining strategic directions and agreeing on realistic goals and objectives, implementation of which will help to achieve a better future.
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Książki na temat "Small Business Innovative Research Program (U.S.)"

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US GOVERNMENT. Oversight of the Small Business Innovative Research (SBIR) program: Hearing before the Committee on Small Business, United States Senate, One Hundred Fifth ... second session, June 4, 1998 (S. hrg). For sale by the U.S. G.P.O., Supt. of Docs., Congressional Sales Office, 1998.

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Streszczenia konferencji na temat "Small Business Innovative Research Program (U.S.)"

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Abdelmaksoud, Ramy, Jeffrey Diebold, Sai Kiran Hota, Kuan-Lin Lee, Shivangi Sinha i Dragan Maksimovic. "Development of Ceramic Pulsating Heat Pipes for Medium-Voltage Power Electronics". W ASME 2023 International Technical Conference and Exhibition on Packaging and Integration of Electronic and Photonic Microsystems. American Society of Mechanical Engineers, 2023. http://dx.doi.org/10.1115/ipack2023-111917.

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Abstract Due to the rapid increase of electric vehicles in the market, a corresponding significant increase in fast chargers will be needed. However, expanding the adoption of fast chargers such as direct current fast chargers is challenging with the current grid infrastructure. Medium-voltage (MV) electronics are an essential component in grid-tied applications. However, thermal management of such components presents a barrier to pushing the boundaries of high-power density, while maintaining high efficiency and reliability. Thermal management is further complicated by the need to maintain sufficient voltage isolation. Under a Small Business Innovative Research (SBIR) Phase I program funded by the U.S. Department of Energy (DOE), Advanced Cooling Technologies, Inc. (ACT), in collaboration with the University of Colorado, Boulder (UC Boulder) developed innovative ceramic Pulsating Heat Pipes (PHP)s, which significantly improved the thermal management and provided voltage isolation. Different flat ceramic PHPs were fabricated for the lab-scale testing. The thermal performance and voltage isolation were evaluated through both experimental testing and numerical modeling. The effect of different parameters, such as the fill ratio, gravity-aided and against-gravity orientations, and heat input, on the thermal performance of the ceramic PHP, was investigated. It was found that at the optimal fill ratio, a thermal resistance reduction of 41%–67% was achieved for different gravity-aided orientations (0–90°) when compared to the uncharged ceramic PHP (i.e., the ceramic PHP without fluid in it). The ceramic PHP was able to efficiently transport up to 6 W/in2 with a thermal resistance reduction of 58% at the horizontal position. The voltage isolation testing showed that the ceramic PHP can provide electrical insulation when exposed to a voltage of 28 kV. In addition, the effect of different working fluids and fill ratios, on the voltage isolation capability of the ceramic PHP, was investigated.
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