Tesi sul tema "Sustainable Development Finance"
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Vianelli, Elena <1996>. "Sustainable Finance and Sustainable Development: The SDGs and ESG Indicators in Sustainable Investment Evaluation in Italy". Master's Degree Thesis, Università Ca' Foscari Venezia, 2021. http://hdl.handle.net/10579/19814.
Verryn, Annette. "Towards sustainable microfinance: The case of Capitec Bank and Grameen Bank". Master's thesis, Faculty of Commerce, 2015. http://hdl.handle.net/11427/30219.
Dhlamini, Xolisa. "Sustainable & responsible private equity in Southern Africa: evolutionary strides in a revolution?" Master's thesis, University of Cape Town, 2012. http://hdl.handle.net/11427/29010.
Bergman, Jenny, Cristina Knudsen e Kate Seely. "Building Collaborative Relationships for a Sustainable Finance System". Thesis, Blekinge Tekniska Högskola, Institutionen för strategisk hållbar utveckling, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-3123.
Chinyamunzore, Ephraim. "Green finance and green growth: towards sustainable development in South Africa". Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30355.
Temitope, Ojo. "Infrastructure finance in Africa through the Public Private Partnership (PPP): Is the Lekki-Epe Toll Road (Nigeria) economically sustainable?" Master's thesis, University of Cape Town, 2014. http://hdl.handle.net/11427/29027.
Murambadoro, Betty. "The Role of Development Finance Institutions and Aid Agencies in Zimbabwe’s achievement of Sustainable Development Goals". Thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/28408.
Zhou, Lei. "Achieving Sustainable Development through the Private Finance Initiative Procurement Process in the UK". Thesis, Oxford Brookes University, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.515419.
Ducie, Gregory Justin. "Financial viability of sustainable infrastructural development at the Nelson Mandela Metropolitan University". Thesis, Nelson Mandela Metropolitan University, 2013. http://hdl.handle.net/10948/d1015063.
Tongowona, Admire. "The economic evaluation of aquaculture as a climate change adaptation option in fisher communities of Zimbabwe". Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/26940.
Mutimba, Egídio Artur Alfredo. "Using micro-finance services to support climate change adaptation among small-scale farmers : identifying opportunities and challenges in southern Mozambique". Master's thesis, University of Cape Town, 2016. http://hdl.handle.net/11427/20934.
Du, Preez David H. "Alternative sources of finance for sustainable development in South Africa with specific reference to carbon trading". Thesis, Stellenbosch : University of Stellenbosch, 2011. http://hdl.handle.net/10019.1/6557.
ENGLISH ABSTRACT: The world has been engaged in a global ‘development project’ since the late 1940s. This process gained new momentum with the end of colonialism and the emergence of newly independent countries, all of them plagued with high levels of poverty. Traditional models of economic growth based on industrialization and import-substitution did not deliver the expected results to reduce poverty, especially in Africa. New ways of engaging with development emerged; in particular the basic needs approach in the 1970s and later the human development approach. Independently a new environmental movement surfaced in the 1960s, responding to the rallying call of global environmental destruction as a result of economic activities. For the first time a global language on the limitations nature presents to development emerged. The ‘movement’ received particular traction with the emergence of global climate disruption as the single largest global environmental issue. ‘Human needs’, represented by the anthropocentrists, and ‘environmental limitations’, represented by environmentalists were merged in an uncomfortable union to give birth to the notion of sustainable development. Yet, as a result of a large variety of perspectives, no agreement has been reached on what sustainable development means or should achieve. There is agreement though that developmental needs and environmental challenges are both urgent. An important unanswered question is how the world will pay for sustainable development interventions. Some interesting ideas on alternative sources of development finance has been around for a while, yet has not found practical application. Carbon finance, an innovative new source of funding, is an exception. This exploratory research was conducted by reviewing existing relevant literature using the inductive logic technique. It was initiated as a result of specific experiences leading the researcher to some general ‘truths’. The findings revealed that carbon markets, which are primarily focussed on reducing carbon emissions and which in itself makes a positive contribution to sustainability, has over the last few years successfully leveraged billions of dollars for investment in sustainable development projects globally. Some of these have the added advantage of co-benefits for the poor. Its role is set to expand as a source of development finance. South Africa has the potential to earn large amounts from carbon trading, assisting the country to move to a more sustainable development trajectory. The findings concluded that realising this potential will require a more focussed approach, especially from the South African Government.
AFRIKAANSE OPSOMMING: Die wêreld is sedert die 1940s besig met ‘n grootskaalse ‘ontwikkelingsprojek’. Die proses het nuwe momentum gekry teen die einde van die koloniale tydperk. Die nuut onafhanklike state het almal gebuk gegaan onder hoë vlakke van armoede. Tradisionele modelle van ekonomiese groei gebasseer op industrialisasie en invoer vervanging, het nie die verwagte resultate in terme van armoede verligting - veral in Afrika - gehad nie. Nuwe benaderings tot ontwikkeling - spesifiek die ‘basiese behoeftesbenadering’ in die 1970s en later die menslike ontwikkelingsbenadering – is ontwikkel met die hoop dat dit beter resultate sal lewer om armoede hok te slaan. Terselfdertyd het ‘n nuwe omgewingsbeweging in die 1960s ontstaan, in reaksie op die vernietig van die natuur deur die mens se ekonomiese aktiwiteite. Die gevolg was dat daar ‘n internasionale taal onstaan het wat die beperkinge wat die natuur op ontwikkeling plaas kon verwoord. Dit het veral momentum gekry met die bewuswording dat aardverwarming die wêreld se grootste omgewingsuitdaging bied. Mense se behoeftes soos verwoord deur antroposentriste, en omgewingsbeperkings soos verwoord deur omgewingskundiges, het bymekaargekom om die nuwe konsep van volhoubare ontwikkeling te vorm. As gevolg van ‘n groot verskeidenheid van interpretasies is daar geen ooreenstemming oor wat volhoubare ontwikkeling beteken of behoort te bereik nie. Waaroor daar wel ooreenstemming is, is die feit dat die wêreld se behoefte aan ontwikkeling sowel as die omgewingsuitdagings beide dringend is. ‘n Belangrike vraag wat niemand nog kon beantwoord nie, is hoe die wêreld gaan betaal vir volhoubare ontwikkelingsprojekte. Alhoewel daar ‘n paar kreatiewe idees vir alternatiewe bronne van ontwikkelingsfinansiering die rondte doen, het nog nie een daarvan praktiese beslag gekry nie. Die enigste vindingryke nuwe bron van ontwikkelingsfinansiering wat wel geïmplimenteer is, is koolstof finansiering. Dié ondersoekende navorsing is gedoen deur middel van ‘n literatuur studie van bestaande relevante materiaal, deur gebruik te maak van die induktiewe logika tegniek. Die studie is geïnisieer as gevolg van spesifieke ondervindings wat die navorser gelei het na algemene ‘waarhede’. Bevindinge uit die studie het aangedui dat koolstof markte, wat primêr ten doel het om die vrystel van aardverwarmingsgasse te beperk en dus opsigself ‘n positiewe bydrae tot volhoubaarheid lewer, oor die laaste paar jaar daarin geslaag het om miljarde dollars beskikbaar te maak vir volhoubare ontwikkelingsprojekte wêreldwyd. Sommige hiervan het die voordeel dat dit arm gemeenskappe bevoordeel. Die rol van die koolstofmarkte gaan in die toekoms toeneem. Suid Afrika het die potensiaal om groot bedrae te verdien uit koolstof finansiering, wat die land behoort te help om op ‘n meer volhoubare ontwikkelingspad voort te gaan. Die bevindinge sluit af deur aan te dui dat die realisering van dié potensiaal ‘n baie meer gefokusde benadering deur veral die Suid Afrikaanse Regering gaan vereis.
Axelsson, Johan, e Erik Wallqvist. "The Development of the Swedish Corporate Bond Market : A sustainable market with a potential of high future growth?" Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-21780.
Lopes, Ana Margarida Simões. "As instituições financeiras de desenvolvimento (IFDS) e a sustentabilidade : o caso da Sofid". Master's thesis, Instituto Superior de Economia e Gestão, 2019. http://hdl.handle.net/10400.5/19684.
Esta dissertação pretende explorar o papel das Instituições Financeiras de Desenvolvimento (IFDs) na Agenda 2030 para o Desenvolvimento Sustentável e perceber como é que estas, através da mobilização de recursos privados, procuram contribuir para se cumprir os Objetivos de Desenvolvimento Sustentável (ODS). Analisa-se em particular o caso da IFD pública portuguesa, SOFID - Sociedade para o Financiamento do Desenvolvimento, Instituição Financeira de Crédito, S.A criada em 2007 e cujo principal objetivo é apoiar o investimento do sector privado em países em desenvolvimento (PED). Este trabalho procura avaliar o seu impacto em termos de atração de investimento privado de forma a responder às necessidades financeiras para se alcançar os ODS.
This dissertation intends to explore the role of Development Financial Institutions (DFIs) in the 2030 Agenda for Sustainable Development and understand how they, through the mobilization of private resources, seek to contribute to meeting the Sustainable Development Goals (SDGs). In particular is analyzed the case of the Portuguese DFI: SOFID - Sociedade para a Financiamento do Desenvolvimento, a Financial Credit Institution, S.A, that was created in 2007 and whose main objective is to support private sector investment in developing countries. This work seeks to assess its impact in terms of attracting private investment in order to meet the financial needs to achieve the SDGs
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Mulusa, Lucky Mabenga. "The financial sustainability of South Africa's National Development Finance Institutions". Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/6096.
ENGLISH ABSTRACT: Development Finance Institutions (DFIs) in South Africa can enhance their role as prime vehicles for the Government to achieve the social objectives of meeting the millennium goals. This can be achieved by ensuring that higher ratios of resources available to the DFIs are applied to development lending and that such DFls stay financially sustainable. DFls have served as conduits for channelling credit to priority sectors, often at concession terms, and have directed their strategies towards achieving social and economic goals that are believed to be neglected by market forces. The absence of structured monitoring and evaluation mechanisms for both impact assessment and the application of resources make it impossible to ensure that these DFIs exist to achieve the mandates for which they were created. The perception of market failure, however, justifies the allocations of scarce public resources to DFIs. DFIs are expected to be catalysts in financial intermediation, extending long-term credit and contributing to economic development through the removal of bottlenecks associated with credit shortage within communities of the Historically Disadvantaged Individuals (HDI). The application of scarce resources, however, calls for a financially sustainable DFI sector so that there may be a sustained provision of credit to the targeted sectors, in order to achieve optimum use and allocation of state resources. The government, through the ASGISA initiative, recognises the role the DFIs can play in halving poverty and unemployment by 2014, due to the labour intensive nature of the targeted priority sectors, such as agriculture. The performance of most of these DFIs, in terms of mandate achievement and financial sustainability, has not been well balanced, as evidenced by the past and present prevalence of the use of govemment guarantees including recapitalisation and future anticipated requests for such facilities. This study was initiated in response to the anticipated growth in the number of DFIs likely to seek either government guarantees or recapitalisation or both. At present, no mechanism is in place for the National Treasury (NT) to detect financial distress of any DFI long before it occurs, so that intervention measures can be put in place.
AFRIKAANSE OPSOMMING: Ontwikkelingsfinansiering Instellings (OFIs) in Suid Afrika kan hulle rolle versterk as primere voertuie om die sosiale doelwitte van die millennium te bereik. Hierdie doelwitte kan bereik word deur te verseker dat die hoer beskikbare verhouding en middele by die OFIs aangewend word vir ontwikkelingslenings en dat hierdie OFIs finansieel volhoubaar bly. "OFIs het as wee gedien vir die kanalisering van krediet aan prioriteit sektore, dikwels teen konsessionere terme, en het hulle strategies gerig om sosiale en ekonomiese doelwitte te bereik wat geglo is deur markkragte negelaar is. Die nie bestaan van gestruktureede monitering- en evaluasiemeganismes vir beide impak evaluasie en aanwending van hulpbronne maak dit onmoontlik om te verseker dat hierdie OFIs bestaan om die mandate waarvoor hulle geskep is te bereik. Die persepsie van mark versuim regverdig nietemin die allokasie van skaars openbare hulpbronne aan OFIs. Daar word van OFIs verwag om kataliste te wees van finansiele intermediasie, die verskaffing van langtermyn krediet en om by te dra tot ekonomise ontwikkeling deur van bottelnekke weg te neem wat geassosieer word met krediettekorte binne gemeenskappe van Voorheen Benadeelde Individue (VBI). Die aanwending van skaars hulpbronne vra nietemin vir 'n finansiele volhoubare OFI sektor, sodat die volgehoue voorsiening van krediet aan geteikende sektore plaasvind, om die optimum gebruik en allokasie en staatshulpbronne te verseker. Die regering, deur die ASGISA inisatief, erken die rol wat OFIs kan speel in die halvering van armoede en werkloosheid teen 2014, as gevolg van die arbeidsintensiewe aard van die geteikende sektore, soos byvoorbeeld landbou. Die prestasie van hierdie OFIs in terme van die bereiking van mandate en finansiele volhoubaarheid was nie goed gebalanseerd nie, soos bewys word deur die oorgewig van die gebruik in die verlede en huidiglik van regerings waarborge, insluitend herkapitalisasie en toekomstige versoeke vir sodanige fasiliteite. Die studie was geinisieer in reaksie tot die verwagte groei in die getal OFIs wat waarskynlike staastwaarborge of herkapitalisasie of beide gaan vra. Huidiglik is daar geen meganisme in plek vir die Nasionale Tesourie (NT) om die finansiele nood van enige OFI te identifiseer voordat dit plaasvind en om daardeur intervensie maatreels in plek te sit nie.
Jodwana, Thembinkosi Anthony Vincent. "Corporate governance for sustainable development : implications for non-executive directors and the management accounting function". Thesis, Nelson Mandela Metropolitan University, 2008. http://hdl.handle.net/10948/807.
Nwafor, Apollos Ikechukwu. "Financing Post-2015 Development Goals: Shaping a New Policy Framework for Aid in Liberia". ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6852.
Jimoh, Richard Ajayi. "Strategies for sustainable housing co-operatives in South Africa". Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1009500.
Ranchber, Susan. "Stimulating Green FinTech Innovation for Sustainable Development: An Analysis of the Innovation Process". Thesis, Uppsala universitet, Institutionen för geovetenskaper, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-359728.
Nkomo, Juliana. "Can individuals be influential in driving sustainable and responsible investing?" Master's thesis, University of Cape Town, 2015. http://hdl.handle.net/11427/29045.
Bayoumi, Moustafa. "Evaluating the inclusion of sanitation and wastewater in climate policy and finance". Thesis, Uppsala universitet, Institutionen för geovetenskaper, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-386061.
Bax, Ryan Michael Jonathan. "A regulationist approach to South Africa and a critique of inflation targeting". Thesis, Rhodes University, 2011. http://hdl.handle.net/10962/d1004533.
Allemeier, Jodi. "Developing a vulnerability reference framework for Cape Town International Airport in the context of carbon uncertain futures". Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/80778.
In recent years there has been a growth in literature from multiple disciplines on the potential effects of climate change and a corresponding growth in literature on potential mitigation and adaptation response strategies, including multiple means of shifting to a low-carbon future. Multiple assessment techniques have been developed to understand the potential vulnerability to, and impacts of climate change. At the same time, there is a lack of methodology to understand the potential vulnerability to, and impacts of, responses to climate change on a micro level. This research report describes the development of a reference framework to be used to monitor the vulnerability of the Cape Town International Airport to changes in carbon pricing and/or a shift to a low-carbon future. A theoretical approach was taken, which reviews existing techniques and proposes an integrated framework approach which was then applied to the case study of Cape Town International Airport. Existing literature on what is understood by a low carbon future shows that there is uncertainty about what mitigation and adaptation approaches will be adopted on various scales, and, similarly, uncertainty on what this means for a low carbon economy. Existing scenario development, vulnerability assessment, risk assessment and impact assessment methodologies were then reviewed, revealing a dearth of integrated approaches and an emphasis on the direct impacts of climate change, with a lack of attention to the impacts of responses to climate change. Finally, an overview of what are considered key driving forces in airport feasibility is provided in order to identify potential areas of vulnerability that require attention in any assessment of an airports’ vulnerability to different futures. Building on the various methodologies reviewed, and the understanding of key airport drivers, a reference framework is developed with special focus on the Cape Town International Airport and its current financial structure and planning framework. The final section of the paper discusses preliminary findings as illustrative of the approach, concluding that the framework can be applied via multidisciplinary collaboration, but that further work would be required both internally and externally in order to better manage uncertainties.
Saeed, Muhammad Ahmar, e Xiaonan Lv. "Integration of Finance and Supply Chain : Emerging Frontier in Growing Economies (A Case Study of Exporting Companies)". Thesis, Högskolan Väst, Institutionen för ekonomi och it, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:hv:diva-3356.
Tórtola, Sebastián Carlos J. "Medición del impacto del Grupo Banco Mundial en el desarrollo sostenible". Doctoral thesis, Universitat Jaume I, 2016. http://hdl.handle.net/10803/392135.
Promoting sustainable development is one of the corporate goals of the World Bank Group (WBG) in the context of the Development Agenda 2030. This thesis aims to assess the success of the WBG in achieving this goal. Initially, the overall impact of the WBG is evaluated, following by a comparative evaluation of the influence achieved by WBG's operations through the public and private sector. This analysis is developed applying two models of fuzzy logic inference that take into consideration the amount of funding provided by the WBG and quality of projects. Finally, the thesis explores the specifics of the impact achieved by the WBG with the International Finance Corporation's (IFC) projects and the private sector by implementing an econometric model of generalized method of moments. In all cases, operational proposals are made to increase the impact of GBM on sustainable development.
Babakhani, Victor, e Aalhuizen Christoffer. "Oil Price and Sector Returns : An International Analysis on the role of Oil Dependency in the Financial Sector". Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-376483.
El, Alem Mohamed Vall. "Implémentation de la finance islamique en République Islamique de Mauritanie". Thesis, Université Côte d'Azur, 2022. http://www.theses.fr/2022COAZ0013.
The purpose of this thesis is to contribute to the understanding of how Islamic finance can constitute an endogenous and societal response to the needs of Muslim populations to effectively promote development and fight exclusion. It's about putting its strong ethical foundations into perspective and showing that it cannot be reduced to a simple reengineering of conventional finance with questionable compliance with the rules of Charia without being consistent with its principles and ideals. In particular, the thesis aims to formulate recommendations for the development of Islamic finance in a dual banking environment tainted with risks like that of the Islamic Republic of Mauritania. This alternative form of financing, although having recorded significant growth rates in several countries over the past few years, still faces many challenges that must be met to ensure its sustainability. Indeed, Islamic finance institutions most often operate in economic and financial environments that were designed for conventional finance. This lack of explicit consideration, by the legal and regulatory system, of all the specificities of this finance hinders its full development and compromises its competitiveness. The case of Mauritania occupies a central place in the context of this thesis. Indeed, the Central Bank of Mauritania has approved several Islamic banks in recent years, the number of which at the end of December 2021 was seven out of the eighteen banks in the country. Also, all conventional Mauritanian banks have Islamic windows. Similarly, a new banking law explicitly regulating the activity of banks offering Islamic financial services wasenacted in July 2018. This strong growth in the number of banks offering Islamic financial services raises the question of how to meet the challenges of a harmonious development of the banking and financial sector in Mauritania. Will Islamic banks have an economic, legal and regulatory environment conducive to their development? Is the demand sufficient for such several banks? On what levers to bet for the viability and performance of Islamic banks in Mauritania?
Coetzer, Casper. "Capacity building through sustainable operations and maintenance : the Zeerust wastewater treatment". Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97275.
ENGLISH ABSTRACT: Providing basic access to water and sanitation is critical for poverty alleviation and stimulating economic growth, but at the same time it is putting a huge strain on South Africa’s existing economic infrastructure. Local governments allow their existing wastewater infrastructure to deteriorate to the extent that it no longer functions according to its design, and then apply for capital funding for refurbishment. Capital investment alone will not provide a sustainable solution to meet the increased demand on the ageing wastewater infrastructure, since local governments do not have the financial means and technical capacity to adequately maintain and operate their infrastructure. A paradigm shift is required to develop alternative and innovative business models to ensure a sustainable solution providing continued and consistent capacity as a basis for further expansion. Public-private partnerships (PPP) could provide a feasible solution towards building a sustainable technical capacity at local governments. Engaging the private sector must however not be aimed towards access to private sector finance, but rather the improvement in operational efficiency and increased level in service. Obtaining private sector finances will be the wrong focus for engaging in PPP undertakings in South Africa. Private operation must be combined with public financing. The design-build-operate (DBO) model with public financing would be highly viable. Such an arrangement will hold no financial risk to the private sector entity with revenue collection strictly remaining a local government function. The DBO method of delivery (with public funding) will be an effective way to realize cost savings, achieve efficiencies in construction and operation, utilize expertise, and most importantly, for skills transfers and capacity building at local government level. Ultimate sustainability will only be achieved once local government is able to raise the majority of its own funds for operation and maintenance through tariffs and other instruments, including some towards capital redemption. Grant funding must make provision for maintenance and operation of all capital funded projects. All shareholders must join forces in lobbying this concept at the highest political echelons because in terms of Section 154 of the Bill of Rights, national and provincial governments have a duty towards local governments to support and strengthen their capacity, to effectively perform their functions.
Halef, Esmeralda. "CSR i finansbranschen : Hållbarhetsrelaterade utmaningar ur tre olika finansiella aktörers perspektiv". Thesis, KTH, Fastigheter och byggande, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-231851.
Corporate Social Responsibility (CSR) and sustainability in the financial sector has in recent years become a highly discussed issue. In this study I have investigated the sustainability-related challenges facing the future of the Swedish financial market. By looking at the financial actors Swedbank, Folksam and Söderberg & Partners operations as well as talking with their respective sustainability managers, several challenges have been identified. One of them is being able to handle the risks that are involved in a shift from a non-sustainable business into a sustainable business. Another challenge is to understand the effect that one's actions lead to in the long run. A review of the EU Commission's report and action plan on the important role of the financial sector in meeting climate targets by 2030 has also revealed more challenges and opportunities for the financial market to develop its operations.The study also shows that the word CSR is not used in the financial sector anymore. They are using the word sustainability. Only in one perspective, companies talk about CSR and not sustainability. This is when companies talk about their philanthropic activities.
Pancrazio, Lionel. "Parcours résidentiel et transition urbaines à la durabilité : le nœud gordien des coûts de constructions dans le cas de l'immobilier durable. Ou des technologies numériques nécessaire à l'évolution de la chaine de valeur de l'immobilier vers la durabilité". Thesis, Reims, 2018. http://www.theses.fr/2018REIML011.
Title: Human living and urban transitions to sustainability: the Gordian knot of construction costs in the case of sustainable real estate or Digital technologies necessary for the evolution of the real estate value chain towards sustainability.While environmental awareness could be widely understood and shared by as many people as possible, emissions of greenhouse gases, pollutants and waste continue to grow. Housing and transportation are the biggest contributors. Sustainable development tends to provide the foundation for a sustainable growth model of our planet, but today remains marginally integrated in strategies applied by people, organizations and policy makers.The fall in state resources is giving rise to the intervention of private groups in the fabric of the city. The production process by the segmentation of the interventions, the complexity, the asymmetry of information and skills and its underlying economic model makes complex the taking into account of a real durability, but a house has a real influence on our potential of becoming.Our living, its place, its form, are important vectors of equity in the sense of social justice and thus of a 'living together'. But sustainable development as practiced by the markets is rare and expensive. We have identified adjustment variables that can make the cost of housing accessible. An evolution of the real estate value chain can lead to a significant reduction in the cost of construction and the price to make housing affordable enough. Sustainability can help support demographics by adapting our lifestyles, while positively contributing to the development of individuals, businesses and institutions through the co-construction of (good) practices, particularly in investments that remain largely to be define
Mthethwa, Zamukuhle William. "Investigating the viability of rural housing finance as a vehicle for the creation of sustainable human settlement in Moletlane village – Lepelle Nkumpi municipality". Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/86571.
ENGLISH ABSTRACT: The need for sustainable human settlements, particularly for the poor, is crucial in South Africa (SA). This is because of the apartheid spatial constructs that segregated the black population groups from white minority and denied them equal access to economic opportunities, housing, as well as basic and social services (Smeddle-Thompson, 2012). Many South Africans remain without basic services in the many informal settlements. Even those who have jobs and a consistent salary find it difficult to sustain a decent quality of life, as they fall outside of the subsidy bracket but at the same time are unable to afford and access the mortgage products available from commercial banks (Department of Human Settlement, 2009). Consequently, the South African government is faced with the task of developing sustainable human settlements and improving quality of household life. For this reason, many initiatives such as legislative frameworks, policies and programmes to drive housing delivery have been established since 1994 and millions of rands have been used to implement such initiatives. However, housing delivery remains a challenge. Thus, the researcher sought to investigate the viability of rural housing finance in creating sustainable human settlement in rural areas, with special focus on Moletlane Village as a case study. Like many rural areas in SA, Moletlane village is still faced with a challenge of housing delivery. This study was conducted within the interpretive qualitative paradigm. Techniques to collect data focused on questionnaires and interviews for validity purposes and to counter subjectivity. For the survey, 100 participants were purposefully selected based on their knowledge and their expertise in rural housing finance. The survey was followed by in-depth interviews with key personnel of Moletlane Village and a few ordinary community members to verify and complete some answers. The researcher used data collected to draw findings and made recommendations. The foremost findings revealed that rural housing finance plays a major role in rural development as it provides people with the opportunity of improving their houses and rescues them from living in substandard conditions. The overall sentiments from the respondents are that rural housing finance has led to an increase in the economic activity and job creation which is a solid foundation for the creation of sustainable human settlements. This study has established a link between rural housing finance and rural development. It is clear from the findings that participants believe in rural housing finance and value it. They see it as a good strategy to liberate their lives and of realising sustainable human settlement. However, they all acknowledged that institutions that provide housing finance are not doing much to assist rural households and that there is a gap in as far as rural housing finance is concerned. Almost all of them indicated their wish to see rural housing finance across the country. Moreover, they are of the opinion that a paradigm shift is required to tackle the rural housing finance shortfall. Hence, the study present to policy makers and government a set of recommendations discussed in full in chapter 6.
AFRIKAANSE OPSOMMING: Volhoubare menslike nedersettings veral vir die armes, is van deurslaggewende belang in Suid-Afrika. Dit is as gevolg die ruimtelike afbakenings van apartheid dat die swart bevolkingsgroepe van die wit minderheid gesegregeer is en hulle gelyke toegang tot ekonomiese geleenthede, behuising, asook basiese en maatskaplike dienste ontneem is (Smeddle-Thompson, 2012). Die meeste huishoudings kan nie bekostig om in ordentlike huise te woon of bekostig om goedgeleë grond te besit nie. Gevolglik staar die taak van behuisingsverskaffing die regering in die gesig. Vele wetgewende raamwerke, beleide en programme om aan behuisingsverskaffing te voldoen, is sedert 1994 in die lewe geroep. Miljoene rand is gebruik om behuisingverskaffing te implementeer, tog bly behuisingsverskaffing ’n uitdaging. Hierdie navorsing ondersoek die haalbaarheid van landelike behuisingsfinansiering deur volhoubare menslike nedersettings in landelike gebiede te skep, met spesiale fokus op Moletlane Village as ’n gevalle-studie. Hierdie studie is ’n gevalle-studie wat binne die interpretatiewe kwalitatiewe paradigma uitgevoer is. Tegnieke wat gebruik is om data in te samel het op vraelyste en onderhoude gefokus vir die doel van geldigheid en om subjektiwiteit teen te werk. Vir die opname is 100 deelnemers doelbewus gekies, gebaseer op hulle kennis en sommiges vanweë hulle kundigheid in landelike behuisingsfinansiering. Die opname is gevolg deur deurdringende onderhoude met sleutelpersoneel van Moletlane Village en ’n paar gewone gemeenskapslede te voer om sommige antwoorde te kontroleer en te voltooi. Data wat ingesamel is, is gebruik vir bevindinge en om voorstelle te maak. Bevindinge het openbaar dat daar ’n groot aanvraag vir landelike behuisingsfinansiering is. Dit speel ’n belangrike rol in landelike ontwikkeling, want dit plaas landelike mense op dieselfde vlak as diegene in townships en voorstede. Dit maak dit moontlik vir landelike mense om kwaliteit behuising met spoeltoilette, lopende water, warmwatersilinders, sanitasie en ander geriewe te hê wat as vreemd vir landelike gebiede voorkom. Die algehele sentimente van die respondente is dat landelike behuisingsfinansiering tot ’n toename in ekonomiese aktiwiteit en werkverskaffing gelei het, wat as ’n vaste grondslag dien vir die skepping van volhoubare menslike nedersettings. Oor die algemeen het landelike behuising lewens verander, mense van die vernedering gespaar wat onder gesubstandaardiseerde omstandighede lewe en sodoende die waardigheid van die mense herstel. Dit word bewys dat instellings wat behuisingsfinansiering verskaf, nie veel doen om landelike huishoudings te help nie, maar indien hulle hul daartoe verbind, kan hulle die behuisingsfinansiële mark uitbrei. Deur hierdie navorsing, is ’n skakel tussen landelike behuisingsfinansiering en landelike ontwikkeling teweeggebring. As gevolg hiervan, is ’n aantal aanbevelings in hierdie studie gemaak wat breedvoerig in hoofstuk 6 bespreek word.
Haines, Kelly. "The Social Bottom Line of Community Development Financial Institutions: What Facilitates or Inhibits the Uptake and Use of Meaningful Social and Community Impact Reporting?" PDXScholar, 2009. https://pdxscholar.library.pdx.edu/open_access_etds/3362.
Velani, Chuma. "Funding and governance of cooperatives: a case study of Magwa and Majola tea estates in the Eastern Cape Province". Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/14411.
Lombard, Christoffel. "The development of a methodology to evaluate business plans for land reform projects in the Western Cape with special emphasis on LRAD grant supported projects". Thesis, Stellenbosch : University of Stellenbosch, 2011. http://hdl.handle.net/10019.1/14635.
ENGLISH ABSTRACT: The main purpose of this study was to develop a methodology to evaluate business plans which support governmental grants to emerging farmers in the Winelands area of the Western Cape. The study focuses primarily on two types of emerging farmer groups namely (i) farm equity groups and (ii) individual farmers (less than 10 members per farm). Empowering disadvantaged people is exceedingly complex, therefore it is of paramount importance to compile a detailed and comprehensive business plan based on a proper feasibility study. If a project is not feasible on paper it will rarely succeed in practice. Four LRAD business plans per group were evaluated and have been scored against a contents list, which was compiled from an ideal farm business plan. This was followed up with a questionnaire to evaluate the current situation on the farms and to test the understanding of the business plan and its elements with the beneficiaries. There is a clear distinction in the quality of business plans between the equity scheme land reform models and individual farmer’s business plans. The quality of the equity farmer’s business plan was in most cases around 25 percent better compared to those of the individual farmers. The result of the study shows that there is a direct link between the quality of the business plan and the sustainability of the projects. Lower scored individual farmer projects under review, struggle to stay afloat with a weak cash flow as their main drawback. On the other hand the better scored equity scheme projects are much more sustainable; however more focus needs to be placed on developing the shareholders in the understanding of the financial side and land ownership principals. The author is of the opinion that only feasible projects must receive grant funding and this should be supported by good mentorship policies from government. South Africa can no longer afford “social business plans” in the land reform process; there is a need for sound farm business plans as a very important first step to feasible and sustainable farming ventures. The methodology developed in this study could become a valuable tool for government departments for directly measuring the quality of business plans and thereby indirectly the feasibility of land reform projects.
AFRIKAANSE OPSOMMING: Die hoofdoel van hierdie studie was om 'n metodiek te ontwikkel waarmee plaas besigheidsplanne geёalueer kan word vir die aansoek van skenkings (“grant”) fondse vir opkomende boere in die Kaapse Wynlandarea. Die studie fokus hoofsaaklik op twee tipes groepe, naamlik (i) plaas aandele skema groepe en (ii) individuele boere (minder as 10 lede per plaas). Die bemagtiging van opkomende boere is baie kompleks, daarom is dit baie belangrik om 'n gedetailleerde en omvattende besigheidsplan, gegrond op' n behoorlike ondersoek na die haalbaarheid, daar te stel. As 'n projek op papier nie haalbaar is nie, gaan dit nie sommer suksesvol wees in die praktyk nie. Vier LRAD besigheidsplanne per groep is geëvalueer teen 'n inhoudslys wat vanaf ‘n ideale plaas besigheidsplan saamgestel is. Dit is opgevolg met 'n vraelys om die huidige situasie op die plase te evalueer en die begrip van die besigheidsplan en sy elemente te toets. ‘n Duidelike kwaliteits verskil kan gesien word tussen die aandeel skema boere -en individuele boere se besigheidsplanne. Die gehalte van die aandeel skema boere se planne was in die meeste gevalle ongeveer 25 persent beter as dié van die individuele boere. Die studie kan 'n direkte lyn trek tussen die besigheidsplan inligting en die volhoubaarheid van die projekte. Die individuele boere- projekte onder oorsig sukkel om kop bo water te hou met 'n swak kontantvloei as hulle belangrikste nadeel. Aan die ander kant, is die aandeleskema projekte baie meer volhoubaar, maar meer fokus moet geplaas word op die ontwikkeling van die aandeelhouers se begrip van die finansiële kant van die boerdery asook eienaarskap op die plaas. Die tyd het aangebreek dat slegs haalbare projekte befonds moet word en dat die regering hierdie projekte moet ondersteun met goeie mentorskap beleid. Daar is nie meer plek vir "sosiale besigheids planne" in die Suid-Afrikaanse grondhervormingsproses nie. Goeie werkbare plaas besigheidsplanne is nodig as 'n baie belangrike eerste stap om volhoubare boerdery ondernemings daar te stel. Hierdie studie is 'n waardevolle hulpmiddel in die regering se hand vir die evaluering van besigheidsplanne van grondhervormings projekte.
Ramanantseheno, Domoina. "La microfinance au service d’une agriculture durable, illusion ou réalité ? : le cas de Madagascar (région de l’Itasy)". Thesis, Paris 11, 2012. http://www.theses.fr/2012PA111015.
In the Less Advanced Countries, the agricultural sector is constituted not only by more than half of the rural population but also by over 60% of the active population. The majority of the poor rural people obtain their main resource incomes from the agricultural activities. The agricultural development could thus be considered as an attenuation factor of the poverty. However, the problem of the financial support toward the small family agricultural exploitation in the Less Advanced Countries still remains an unsolved issue.If microfinance is considered to be a tool for reducing poverty in any activity sector where it is used, then the optimal effect of its implementation should be observed in the area where the majority of poor population is located. So, the agricultural sector of the Less Advanced Countries becomes a privileged field of this experimentation. The challenge that the microfinance has to face is not only to provide financial support to the farmers for allowing them to increase their productivity, but also to promote an agriculture contributing to the environment.As a result, the specific role of the microfinance in the field of agriculture, in particularly for the small family agricultural exploitation in the Less Advanced Countries is questioned.Will the microfinance be able to present itself as an alternative for the issue of the financial support toward the family farms or will it be just an illusion?
Pancrazio, Lionel. "Parcours résidentiel et transition urbaines à la durabilité : le nœud gordien des coûts de constructions dans le cas de l'immobilier durable. Ou des technologies numériques nécessaire à l'évolution de la chaine de valeur de l'immobilier vers la durabilité". Electronic Thesis or Diss., Reims, 2018. http://www.theses.fr/2018REIML011.
Title: Human living and urban transitions to sustainability: the Gordian knot of construction costs in the case of sustainable real estate or Digital technologies necessary for the evolution of the real estate value chain towards sustainability.While environmental awareness could be widely understood and shared by as many people as possible, emissions of greenhouse gases, pollutants and waste continue to grow. Housing and transportation are the biggest contributors. Sustainable development tends to provide the foundation for a sustainable growth model of our planet, but today remains marginally integrated in strategies applied by people, organizations and policy makers.The fall in state resources is giving rise to the intervention of private groups in the fabric of the city. The production process by the segmentation of the interventions, the complexity, the asymmetry of information and skills and its underlying economic model makes complex the taking into account of a real durability, but a house has a real influence on our potential of becoming.Our living, its place, its form, are important vectors of equity in the sense of social justice and thus of a 'living together'. But sustainable development as practiced by the markets is rare and expensive. We have identified adjustment variables that can make the cost of housing accessible. An evolution of the real estate value chain can lead to a significant reduction in the cost of construction and the price to make housing affordable enough. Sustainability can help support demographics by adapting our lifestyles, while positively contributing to the development of individuals, businesses and institutions through the co-construction of (good) practices, particularly in investments that remain largely to be define
Jublot, Guillaume. "L'attractivité territoriale : rôle des incitations et des institutions et conditions de l'innovation". Thesis, Tours, 2012. http://www.theses.fr/2012TOUR1009/document.
Faced with a succession of crisis and global competition, States seek solutions to get out. In this long period of financial scarcity at all stages of the rocket territorial France, it is appropriate to consolidate all that contributes to the attractiveness of a country, a region, a city. The lack of communication, abserved so far between complementary sectors in the same territory involved yet the attrativeness of it, makes the excercise very complicated. However, these independent sets of each other on the same territory, would be well advised to focus their efforts in terms of economic attrativeness. The reforms implemented so far didn't yield the desired results. The need and need strutural reform has never been stronger and unavoidable for the proper functioning of our economies. Faced with this crisis, France is not safe in terms of macro-economic variables: lockouts, deficit, debt
Meyer, Gilbert. "Finances locales et développement durable". Thesis, Strasbourg, 2013. http://www.theses.fr/2013STRAA033.
The Grenelle on the environment modifies the actions and projects of the local authorities. They have to meet objectives, without having the necessary budgetary means. This thesis sets out the objectives imposed on the local authorities by the law. The previous long-term actions of sustainable development are recalled. Part one deals with sustainable development, the international recommendations and its local implementation, where the local authorities play a leading role. Examples of actions in favor of communities, prior to the Grenelle on the environment, are analyzed. Part two deals with how local finances have been affected by these sustainable development policies. The local authorities have a limited scope of action; between compulsory revenues and expenditures and the reduced State participation in co financing of the actions imposed on the communities. Tools at the disposai of local authorities can help. There are many partners. Finally, the State should not only create laws, it also needs to provide the financial support for the priority actions which are imposed
Kinda, Harouna. "L'économie politique de la gouvernance des industries extractives et du financement du développement durable : La Transparence est-elle Avantageuse ?" Electronic Thesis or Diss., Université Clermont Auvergne (2021-...), 2023. http://www.theses.fr/2023UCFA0156.
The 2030 Agenda from the International Conference on Financing for Sustainable Development in Addis Ababa highlighted the priority of all national and international resource flows, policies, and agreements with economic, social, and environmental stresses. Resource-rich developing countries (RRDCs) are encouraged to focus on transparency and governance in the extractive industries in order to improve domestic resource mobilization (DRM). This thesis investigates the environmental and economic impacts of the political economy of extractive industry governance in resource-rich developing countries.Chapter 1 revisits the links between man-made and natural capital in developing countries, focusing on the case of forest cover loss. Considering a theoretical model of income maximization, we assess through empirical observation the impact of extractive industries on forest cover loss. Based on a panel of 52 resource-rich developing countries from 2001-2017, we adopt a dynamic specification with the two-step Generalized Method of Moments (GMM) system to address the inherent bias. Our main results show that the total rent from the extractive industries harms the forest. In contrast, oil rents contribute to reducing forest cover loss. In addition, we find that natural resource tax revenues contribute to reducing forest cover loss.Chapter 2 assesses the "treatment effect" of implementing the Extractive Industries Transparency Initiative (EITI) standard on deforestation in resource-rich developing countries. Using a sample of 83 resource-rich developing countries from 2001–to 2017, we use entropy balancing methods to address the self-selection bias associated with EITI membership. Compared with the non-EITI country, the results show that implementing the EITI standard significantly reduces the loss of forest cover by approximately 300–760 ha. This result supports the conclusion that EITI, but not a panacea, is an effective policy program for limiting the negative impacts on forests partly caused by extractive industries.Chapter 3 assesses the "treatment effect" of the Extractive Industries Transparency Initiative (EITI) membership on tax revenues through two main channels. The first (direct effect) works through an equitable and transparent resource tax regime. The second is the indirect effect EITI has on non-resource revenue once transparency enhances accountability and resource allocation to productive expenditures. Using a sample of 83 resource-rich developing countries from 2001 to 2017, we use propensity score matching (PSM) and a control function approach to address the self-selection bias associated with EITI membership (the dates of countries' commitment, candidacy, and compliance). Results show that EITI commitment or candidates significantly and positively affect tax revenue collection compared to non-EITI. EITI compliance generates a considerable surplus of tax revenues compared to noncompliance. The results are robust, with a substantial increase in non-resource tax revenues, income tax, and resource tax revenue.Chapter 4 hypothesizes that the Extractive Industries Transparency Initiative, an international norm that aims to promote transparency in natural resources management, may mitigate this negative impact. We empirically support this hypothesis using the Fixed-Effects and Entropy Balancing methods in a panel of 71 resource-rich countries, including 30 EITI and 41 non-EITI countries, between 1995 and 2019. Our results are robust to using different sets of controls and alternative measures of financial development. In addition, we discuss the transmission channels through which the financial resource curse may occur
Ndhleve, Simbarashe. "Agricultural public spending, growth and poverty linkage hypotheses in the Eastern Cape Province of South Africa". Thesis, University of Fort Hare, 2012. http://hdl.handle.net/10353/493.
Silva, Ana Paula Vasconcellos da. "O ICMS ecológico como fator indutor de políticas públicas ambientais municipais no estado do Rio de Janeiro". Universidade do Estado do Rio de Janeiro, 2011. http://www.bdtd.uerj.br/tde_busca/arquivo.php?codArquivo=4632.
The present essay discusses the construction of fiscal federalism guided by the ideal of solidarity, and how the law of the Eco-ICMS of Rio de Janeiro State focuses the subject theme. By comparing state laws and analyzing the economic effects of the law of the State of Rio de Janeiro on its municipalities, it will discuss how cooperation and competition work in this form of sharing-in tax revenues, strengthening the autonomy of municipalities to build their own environmental policies.
Maclean, Sindisile. "Assessing financial viability of selected urban and rural municipalities in the Eastern Cape". Thesis, University of Fort Hare, 2013. http://hdl.handle.net/10353/d1007093.
Haile, Yohannes. "Sustainable Value And Eco-Communal Management: Systemic Measures For The Outcome Of Renewable Energy Businesses In Developing, Emerging, And Developed Economies". Case Western Reserve University School of Graduate Studies / OhioLINK, 2016. http://rave.ohiolink.edu/etdc/view?acc_num=case1459369970.
O'Connor, Feilim. "The Europeanisation of Ireland’s Wind Power Development. How is the EU policy process infleuncing the Irish wind sector?" Thesis, Blekinge Tekniska Högskola, Institutionen för fysisk planering, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-3861.
Lepoittevin, Christine. "Financement privé des grandes ONG internationales : quels sont les ressorts du lien entre donateurs privés et grandes ONG internationales au travers de l'argent ?" Thesis, Paris 9, 2014. http://www.theses.fr/2014PA090009.
The large environmental and Humanitarian INGOs, since they were born, have developed a significant role in global governance, international aid and sustainable development. They have become a symbol of a path for another globalization. A large number of individual donors have supported them regularly, putting the subject at the heart of the globalization process, emerging out of a mass society. Donor’s loyalty to INGOs goes beyond a solidarity based on empathy and compassion. He recognizes his own individual responsibility when addressing required changes and actions. However money takes a strategic, but ambivalent, place that makes the private donor, whether it is a company or an individual, an economic data. The market world is step by step invading the philanthropic one bringing confusion. It involves a risk of a depersonalization process of together, donors and large INGOs. When focusing on the economic value of the donors, INGOs could forget the link with them
Nguyen, Nhan Thanh. "Programmer le développement soutenable dans un pays en voie de développement: Une optimisation sociale du secteur électrique au Vietnam". Phd thesis, Ecole des Hautes Etudes en Sciences Sociales (EHESS), 2011. http://tel.archives-ouvertes.fr/tel-00593573.
Cretté, Olivier. "L’incidence des facteurs socioculturels dans le reporting financier et le reporting sociétal : Un essai de comparaison entre la France et l’Allemagne". Thesis, Paris, CNAM, 2012. http://www.theses.fr/2012CNAM0819/document.
This study, in the extension of researches aimed at harmonising accounting internationally (IAS/IFRS) and implementing Corporate Social Responsibility (CSR) indicators from a processual and “historical evolutional” angle, tends to differ from them by focusing on the means to analyse the information issued from financial (IAS/IFRS) and extra-financial (CSR) reporting released during the 2006-2010 period by the listed companies which compose the French and German stock market indexes respectively CAC40/SBF120 and DAX30/DAX100, and replacing an oftentimes inductive approach in this field with a hypothetical and deductive process. It compares the collected data on the one hand, and the needs of shareholders/investors and third parties as a whole on the other hand, on either side of the Rhine, on the basis of the theoretical frame of the agency theory and the stakeholder theory.The method employed, which is both quantitative and qualitative, aims to do as follows. First use of tools for measuring based on averages, medians and regression studies combining many variables essentially expressed in the form of accounting and financial ratios (IAS/IFRS); this measure extends to the listing of words occurrence in the extra-financial information supports (CSR and sustainability reports). Then question the administrative and financial managers in charge of the application of the IAS/IFRS referential and the managers responsible for the CSR and sustainability communication within these companies we selected with reference to matrixes based on the “fuzzy logic” theory tools. We do not investigate the influence of IAS/IFRS standards/CSR indicators neither on financial performance nor in terms of expected return on the capital asset. We can observe that our results show nuances of perception of IAS/IFRS standards and CSR goals in the financial and extra-financial reporting that are likely to be attributed to socio-cultural factors, and reflecting a governance much more aimed at shareholders in France than in Germany
Trabelsi, Mohamed. "Flux de capitaux étrangers, institutions et croissance soutenable dans les pays en développement". Thesis, Reims, 2016. http://www.theses.fr/2016REIME003/document.
This thesis is a set of four independent essays on the reforms of capital accounts in developing countries. The first essay analyses theoretically the effects of capital account liberalization on long run growth in presence of corruption in the public sector. The main result is that corruption lowers growth opportunities, when the capital account is open, because of its negative effect on foreign savings. The second essay investigates empirically the nexus between financial development and free capital flows using a sample of 90 developed and developing countries over the period 1980-2009. The findings highlight the role of institutional framework and the importance of the private sector as pre-requisites for a significant effect of capital account reform on the financial sector. The third essay sheds light on the causal relationship between free capital movements and economic growth, using the Toda and Yamamoto’s approach, for a selected sample of six emerging countries over the period 1975-2011. The results point out a direct causal relationship going from capital account liberalization to economic growth especially in countries that have implemented deep macroeconomic reforms. The last essay investigates the effects of external financial liberalization on macroeconomic variables in Turkey during the period 1989-2009 using quarterly data within a VAR framework. The findings indicate that capital flows have varying effects on the Turkish economy before and after the crisis of 2001. The evidence supports, particularly, significant effects of freeing financial flows on macroeconomic performance, during the post-crisis period
Sonko, Seedou Mukthar. "Le tourisme rural et la réduction de la pauvreté". Phd thesis, Université Toulouse le Mirail - Toulouse II, 2013. http://tel.archives-ouvertes.fr/tel-00965268.
Yeh, Chao-Fu. "Intermodalité et coûts des déplacements urbains dans les mégapoles. Les cas de Paris, Shanghai et Taipei". Phd thesis, Université Paris-Est, 2009. http://tel.archives-ouvertes.fr/tel-00424046.