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1

Jin, Yuhuan, e Sheng Zhang. "Credit Rationing in Small and Micro Enterprises: A Theoretical Analysis". Sustainability 11, n. 5 (4 marzo 2019): 1330. http://dx.doi.org/10.3390/su11051330.

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Abstract (sommario):
One of the features of credit markets is that borrowers are sometimes rationed in the amount that they can borrow, which differentiates them from other markets. Small and micro enterprises (SMEs) are more likely to be eliminated than large and medium-sized enterprises under credit rationing. However, SMEs play a significant role in employment creation and growth of gross domestic products in developing countries. So, it is of great significance to study the reasons why SMEs are more vulnerable to credit constraints. By considering the differences in characteristics between SMEs and large and medium-sized enterprises, we established a theoretical model with endogenous enterprise size, and by considering banks’ screening principles before and after the loan approval, we have analyzed the micro-mechanism in which there are significant differences in credit availability between SMEs and large and medium-sized enterprises. Our conclusion indicates that credit rationing in SMEs is the result of the rational choice by banks for the purpose of profit maximization.
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2

Jaffar, Nahariah, Zarehan Selamat, Norhazlin Ismail e Hamsatulazura Hamzah. "Small medium enterprises’ financial reporting in Malaysia". Corporate Ownership and Control 8, n. 3 (2011): 366–75. http://dx.doi.org/10.22495/cocv8i3c3p2.

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This study investigates the financial reporting practices of the Malaysian SMEs. Mailed questionnaires were sent to loan officers and SMEs’ owners. The findings showed that size of SMEs, industry type, owner’s awareness about financial reporting regulations and academic qualification of the SMEs’ owners have positive associations with the nature of financial reporting of the Malaysian SMEs. In addition, the loan officers and SMEs’ owners perceived most of the information presented in the SMEs’ financial statements are useful and that they perceived all sections in the financial statements, except income statement, are important for their decision making process. Results may provide insight on the nature and adequacy of financial reporting of the Malaysian SMEs. Besides, the findings may contribute better understanding to the SMEs’ managers on the informational needs of the users of their financial statements.
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3

MUTANDWA, EDWARD, NATHAN KANUMA TAREMWA e THEONESTE TUBANAMBAZI. "DETERMINANTS OF BUSINESS PERFORMANCE OF SMALL AND MEDIUM SIZE ENTERPRISES IN RWANDA". Journal of Developmental Entrepreneurship 20, n. 01 (marzo 2015): 1550001. http://dx.doi.org/10.1142/s1084946715500016.

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Small and medium enterprises (SMEs) are often identified as one of the most important strategies for enhancing the livelihoods of people in Rwanda. This research analyzed the factors influencing the performance of SMEs in the Musanze district in the Northern Province. A survey was conducted with 52 registered SMEs selected from three sectors of Musanze. The sample was obtained by using proportional allocation sampling where the number of SMEs within each sector was considered. Both quantitative and qualitative data from SMEs were collected using structured questionnaires. Factor analysis and bivariate correlation analysis were used to facilitate data analysis. The results of this study showed that starting SMEs incurred a mean annual net income loss of -185,965Rwf (-295US$). However, the average net annual income increased to 970,820Rwf (1540US$). There was a positive correlation between annual net income, business experience and asset size (p < 0.05). Three factors that determined the performance of SMEs are marketing and entrepreneurship skills, working environment and materials and infrastructure availability. Future policy interventions should consider these strategic areas for enhanced visibility of SMEs.
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4

Pinkovetskaia, Iuliia, e Olga Kiseleva. "INVESTMENTS IN MEDIUM, SMALL AND MICRO ENTERPRISES IN RUSSIAN REGIONS". CBU International Conference Proceedings 6 (25 settembre 2018): 381–86. http://dx.doi.org/10.12955/cbup.v6.1186.

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The paper aim is an assessment of the investments into the fixed capital of small and medium enterprises (SMEs) and the influence on them by factors such as size categories and territorial placement. The object of the study is the consideration of all (SMEs) that are located in each of the regions of Russia. The used data is from the official statistical observation of investment data of all Russian SMEs for 2015 in 82 regions. The comparative analysis of investments in the fixed capital of SMEs is based on relative indicators: investments which are calculated per one enterprise and per employee. Modeling was based on the functions of a normal distribution. We defined the values investments in SMEs which located in all Russian regions and related to three size categories and six types of activity; revealed regularities of distribution of investments calculated per enterprise and per worker; identified the regions with low investments in SMEs. New knowledge of the investment in the fixed capital in the Russian SMEs was achieved. The results of the study, namely new knowledge and tools for assessing production activities of small and medium enterprises in the regions, are of scientific and practical importance. The methodical approach can be used in the future studies and in the education potential entrepreneurs and students. The research results can be used by government and regional authorities to monitor the efficiency of investment in fixed assets, as well as the implementation of a Federal strategy for SMEs development for the period up to 2030.
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5

Venter, J. M. P., e B. de Clercq. "A three‐sector comparative study of the impact of taxation on small and medium enterprises". Meditari Accountancy Research 15, n. 1 (1 aprile 2007): 115–35. http://dx.doi.org/10.1108/10222529200700007.

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In his 2006 State of the Nation Address, President Thabo Mbeki indicated that the regulatory environment for small businesses would be improved, as this sector plays an important role in the national strategy for accelerated and shared growth. The aim of this study is to determine whether the size of an enterprise and the sector in which the enterprise operates has an impact on how the enterprise’s tax responsibilities are administered and managed. A survey was conducted amongst small and medium enterprises in the manufacturing, retail and business services sectors in Gauteng. The study focused on Gauteng because the majority of small, medium and microenterprises (SMMEs) are located in this province. The study found that most small and medium enterprises (SMEs) in the business services sector outsource their tax responsibilities because they lack the time needed to manage these functions. It was also found that the size and type of organisation affects the role taxation inputs play in business decisions. The SMEs included in the survey preferred a reduction in interest and penalties charged as a taxation relief measure.
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6

Park, Kyung Jin, e Youngtae Yoo. "Improvement Of Competitiveness In Small And Medium-Sized Enterprises". Journal of Applied Business Research (JABR) 33, n. 1 (28 dicembre 2016): 173–94. http://dx.doi.org/10.19030/jabr.v33i1.9888.

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Abstract (sommario):
While SMEs (small and medium-sized enterprises) contribute much to the economy, their competitiveness compared to that of large enterprises is negligible. Periodic evaluation of the overall competitiveness of SMEs is important to determine the reasons behind their relatively low growth rate. In order to maximize the effects of support for SMEs through government policies, determining the best means of providing support and enhancing competitiveness is necessary. Government funds or other sources of support for SMEs must be supplied according to the circumstances surrounding each enterprise. For instance, if the government invests in tangible assets, SMEs must be the target, because their size guarantees that despite their lower flexibility, competitiveness will improve. If investment is made in research and development, the firm’s long-term capacity for growth must be evaluated rather than its profitability, since there is an immediate increase in costs. There are differences in the effects of investment on flexibility, immaterial capital, and the ability to compete according to the size of the firm and the number of years it has been in business; these factors must be taken into account. Also, in allocating supporting funds to SMEs, the sites at which the funds are to be used must be examined. Active use of funds in areas where SMEs cannot invest in themselves is encouraged, rather than investment in general.
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7

Afrifa, Godfred Adjappong, e Venancio Tauringana. "Corporate governance and performance of UK listed small and medium enterprises". Corporate Governance 15, n. 5 (5 ottobre 2015): 719–33. http://dx.doi.org/10.1108/cg-03-2015-0029.

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Purpose – This paper aims to report the results of an investigation into the effect of corporate governance factors on the performance of listed small and medium-sized enterprises (SMEs), and examines whether this effect differs between the two sizes of business. Design/methodology/approach – The paper uses unbalanced panel data regression analysis on a sample of 234 SMEs listed on the Alternative Investment Market, for a 10-year period (2004-2013). Findings – The panel data analysis results show that for all SMEs, corporate governance factors – board size, chief executive officer (CEO) age and tenure and directors’ remuneration – are significantly associated with performance of SMEs. The results also suggest that while board size is associated with the performance of both small and medium enterprises, CEO age is significant only for medium firms and directors’ remuneration only for small ones, while CEO tenure and proportion of non-executive directors are not significant for either. Practical implications – Overall, the results imply that corporate governance factors affect the performance of listed SMEs. However, this effect differs significantly between small and medium enterprises. The findings have important implications for policymakers who prescribe corporate governance mechanisms for SMEs. Originality/value – The paper adds to existing literature on corporate governance of SMEs by establishing a relationship between firm performance and board size, CEO age, CEO tenure, directors’ remuneration and proportion of non-executive directors.
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8

Kubíčková, L., e A. Peprný. "The internationalization of small and medium-sized enterprises in the viticulture". Agricultural Economics (Zemědělská ekonomika) 57, No. 7 (1 agosto 2011): 331–39. http://dx.doi.org/10.17221/31/2011-agricecon.

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Small and medium enterprises (SMEs) are an important part of the Czech economy, they significantly contribute to the job and GDP creation, they are the source of innovation and technological progress. The paper is focused on the internationalization of SMEs, specifically in the wine sector, which is a specific sector closely linked to the specific area and it is significantly subjected to natural and climatic conditions. The authors focused on the specification of the most important aspects of the internationalization of Czech wine-growing small and medium enterprises based on the research via interviewing 450 SMEs wineries. The authors thus identified the key success factors in the process of internationalization of SMEs in the wine business.
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9

Swasty, Wirania. "Business Model Innovation for Small Medium Enterprises". Winners 16, n. 2 (30 settembre 2015): 85. http://dx.doi.org/10.21512/tw.v16i2.1561.

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Indonesian economy through Small Medium Enterprises (SMEs) is expected to absorb labor and contribute to the growth of Gross Domestic Product. However, SMEs lack both managerial and technical skills. This research is about business model innovation for SMEs especially in fashion and garment industry. Study used qualitative approach by mentoring four selected SMEs in Babakan Penghulu Village– Cinambo Sub-District, Eastern Bandung. The tools used to analyze them including PEST analysis, Porter’s Five Forces,Resource Based View, Value Chain Analysis and Business Model Canvas. Finding suggests SMEs to have business model innovation derived from value proposition. SMEs should build their own brand awareness. Moreover, as garment and fashion industry, design can be a particularly important part of the Value Proposition. SMEs could communicate its value propositions and inform their service through its official websites and other social media. Since the intangible resources include brand and design, thus SMEs should build brand image and innovate year by year. SMEs must hire designers and launch a series of new products offers under the signature of their own brands. Ideation to strengthen strategies derives from value proposition building block as a starting point. Moreover, Business Model Canvas makes strategy more focused and measurable. Business model innovation is expected to increase overall performance of SMEs.
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10

Vu, Ngo Van, e Nguyen Xuan Trung. "The Situation of Small and Medium Enterprise Development in Vietnam". Business and Economic Research 10, n. 3 (12 ottobre 2020): 337. http://dx.doi.org/10.5296/ber.v10i3.17841.

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In the period of 2010-2017, the number of small and medium enterprises (SMEs) of Vietnam tended to be increased, accounting for about 98% of the total number of Vietnamese enterprises by the end of December 2017. Vietnam's SMEs are mainly private enterprises operating in the field of commerce and services as well as industry and construction, mostly concentrated in the Southeast and the Red River Delta. In the research period, micro enterprises had experienced a sharp increase in the loss rate, making the loss rate of the whole enterprise soar. In addition, SMEs were increasingly dependent on loans and especially small businesses had less access to bank loans as well as deferred purchase. However, Fixed-charge coverage ratio of SMEs had been improved and the gap between large enterprises and small enterprises had been narrowed.
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11

Shahbaz, Mian Awais, Asifah Javed, Amina Dar e Tanzeela Sattar. "Performance Measurement of Small and Medium Enterprises (SMEs) in Pakistan". Archives of Business Research 2, n. 3 (30 giugno 2014): 42–49. http://dx.doi.org/10.14738/abr.23.320.

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12

Truong, Chuong Minh. "Small and medium sized enterprises: clustering and owner manager’s typology". Science and Technology Development Journal 18, n. 4 (30 dicembre 2015): 25–33. http://dx.doi.org/10.32508/stdj.v18i4.967.

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SMEs are established and managed by owner managers. Their personality traits, demographics impact the enterprise’s managerial system and performance. This study aims at clustering the SMEs to find out the clustering structure via these stated above factors, then, defining a set of criteria to recognize the owner managers’ typology and predicting the enterprise performance. Clustering method has been applied to analyze 240 enterprises into 3 clusters differentiating with each other basing on the personality traits, particularly, innovation, demographics, strategic management and organizational functional structure. These factors are encapsulated into a set of criteria for owner manager’ typology definition and prediction of the enterprise performance. Relations among these factors in each cluster were also recognized.
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13

I. Offiong, Amenawo, Chris O. Udoka e James Godwin Bassey. "Financial risk and performance of small and medium enterprises in Nigeria". Investment Management and Financial Innovations 16, n. 4 (3 dicembre 2019): 110–22. http://dx.doi.org/10.21511/imfi.16(4).2019.10.

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Small and medium enterprises (SMEs) are imperative for the growth of a striving economy because they cater for a huge level of manpower and vast resources. Therefore, it is essential that their stability and performance should be ensured in order to promote the economic growth of Nigeria. SMEs are pronged to unsecured financial risk, which can lead to the collapse of the enterprises. Various studies have been done on the small and medium enterprises’ contribution to the Nigerian economic growth, but only few have addressed how financial risks affect it. This study aims to investigate how financial risk affects SMEs` performance. In other to achieve this exploratory research design was used and data were sourced from Central Bank of Nigeria (CBN) statistical bulletin from 1986 to 2017. The study uses autoregressive distributed lag (ARDL) techniques as the tool of analysis. It reveals a negative and insignificant relationship between financial risk and SMEs` performance in Nigeria in the long run. However, exchange rate risk, liquidity risk, interest rate risk and inflation risk have a significant, but negative impact on small and medium enterprises in the short run, as well as the long run. Financial risk adversely affects the performance of Nigerian SMEs and, therefore, should be controlled to enhance their performance.
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14

Dhliwayo, Shepherd. "Export experience and financial performance of small and medium enterprises". Environmental Economics 7, n. 3 (21 ottobre 2016): 8–16. http://dx.doi.org/10.21511/ee.07(3).2016.01.

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The aim of the article is to illustrate that export experience of small and medium enterprises (SMEs) has a statistically significant effect on financial performance. This may seem obvious, but similar studies done elsewhere have shown conflicting results. The study’s findings also show conflicting results in the three single-item performance measures used, namely, sales, profits and savings. Data from a sample of 144 exporting SMEs were collected using a structured questionnaire. Export experience is measured by years exporting, and financial performance covers a period of three years. A Chi-square test was used to measure the effect of experience on performance. Results show that export experience had a statistically significant effect on sales and profitability, but not on savings. They also show that performance in sales and profitability increased with export experience. It is, therefore, recommended that appropriate interventions to improve exports, should take export experience into account. Keywords: export experience, performance, SMEs, sales, profitability, savings, Southern African Development Community. JEL Classification: L25
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15

Egbetokun, A. A., e O. O. Olamade. "Innovation in Nigerian Small and Medium Enterprises". Journal of Electronic Commerce in Organizations 7, n. 4 (ottobre 2009): 40–51. http://dx.doi.org/10.4018/jeco.2009100104.

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This article seeks to explore the types of innovation that are predominant in SMEs in developing countries and to investigate the impact of these innovations on different dimensions of firm performance based on an industry-wide innovation survey carried out in Nigeria in 2007. Although innovation is important for superior firm performance, our result found that the type of innovation that SMEs pursue is not a critical consideration in their performance. While there was no difference found in the focus of SMEs on either of product or process innovations, evidence showed that SMEs would focus more on incremental product and process innovations. Incremental innovation was found to be very important for Nigerian SMEs and a significant predictor of product quality and not of revenue. The authors conclude that SMEs chooses to pursue such innovations that most fit their strategies and available resources. Such level of innovation affords Nigerian SMEs to more extensively exploit the domestic market but cannot support extensive new product development required to enter export markets.
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Chang, She-I., Shin-Yuan Hung, David C. Yen e Pei-Ju Lee. "Critical Factors of ERP Adoption for Small- and Medium- Sized Enterprises". Journal of Global Information Management 18, n. 3 (luglio 2010): 82–106. http://dx.doi.org/10.4018/jgim.2010070104.

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Small and Medium-sized Enterprises (SMEs) play a vital and pervasive role in the current development of Taiwan’s economy. Recently, the application of Enterprise Resource Planning (ERP) systems have enabled large enterprises to have direct contact with their clients via e-commerce technology, which has led to even fiercer competition among the SMEs. This study develops and tests a theoretical model including critical factors which influence ERP adoption in Taiwan’s SMEs. Specifically, four dimensions, including CEO characteristics, innovative technology characteristics, organizational characteristics, and environmental characteristics, are empirically examined. The results of a mail survey indicate that the CEO’s attitude towards information technology (IT) adoption, the CEO’s IT knowledge, the employees’ IT skills, business size, competitive pressure, cost, complexity, and compatibility are all important determinants in ERP adoption for SMEs. The authors’ results are compared with research on IT adoption in SMEs based in Singapore and the United States, while implications of the results are also discussed.
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17

Odoom, Raphael, e Priscilla Mensah. "Brand orientation and brand performance in SMEs". Management Research Review 42, n. 1 (21 gennaio 2019): 155–71. http://dx.doi.org/10.1108/mrr-12-2017-0441.

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Purpose This study aims to investigate the moderating effects of innovation capabilities and social media capabilities on the relationship between brand orientation and brand performance among small- and medium-sized enterprises (SMEs). Drawing on the size differential feature from the organizational ecology theory, the paper further tests variations in these conditions across disaggregated SME levels. Design/methodology/approach The empirical part of the study was carried out with a sample of 484 enterprises in an emerging market context via exploratory and confirmatory factor analyses, along with a moderated hierarchical regression. Findings Results from the moderated hierarchical regression analysis indicate that although the two capabilities generally offered positive moderating effects across all enterprises, these are conditional and not invariant when disaggregated based on enterprise sizes (small vs medium). Originality/value The study suggests the need for enterprise owners/managers to identify optimal combinations of enterprise capabilities, based on their sizes, for which their complementarities with brand orientation efforts are more potent.
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Vrchota, Jaroslav, Tomas Volek e Martina Novotná. "Factors Introducing Industry 4.0 to SMES". Social Sciences 8, n. 5 (26 aprile 2019): 130. http://dx.doi.org/10.3390/socsci8050130.

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The aim of the paper is to identify some of the factors that affect the introduction of Industry 4.0 elements to small and medium-sized enterprises (SMEs). The article is concerned with factors that can be impulsive for SMEs and factors that, on the contrary, are limiting for SMEs to integrate Industry 4.0 into the enterprises. These factors are the result of a short brainstorming with some employees of 72 selected SMEs for case studies. The analysis of 1018 Czech SMEs showed that the introduction of Industry 4.0 is related to the size of the enterprise. Fisher’s Factorial Test based on a four-fold contingency table tested the data. The majority of medium-sized enterprises consider introducing digitization and robotization elements in the next 5 years, while in the case of micro-enterprises it was less than a half of the enterprises of the sample. At the same time, the relation between the enterprises with a written strategy and enterprises planning to implement Industry 4.0 was demonstrated.
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Fekpe, Edward, e Yvonne Delaporte. "Sustainability integration and supply chain performance of manufacturing small and medium size enterprises". African Journal of Economic and Management Studies 10, n. 2 (10 giugno 2019): 130–47. http://dx.doi.org/10.1108/ajems-05-2018-0152.

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PurposeThe purpose of this paper is to use empirical data to examine the impacts of integrating sustainability elements on the performance of supply chains of manufacturing small and medium scale enterprises (SMEs).Design/methodology/approachThe conceptual framework was based on the systems theory and the triple bottom line concept. Purposive sampling approach was used to collect data from a cross-section of manufacturing SMEs. Partial least square (PLS) structural equation modeling (SEM) approach was used to explore the relationships among the constructs.FindingsThe results indicate strong statistically significant positive relationships between each of the three sustainability elements and integration constructs. Sustainability integration is a mediating variable that explains a significant variance in performance of a supply chain. Supply chain performance is determined by the degree of integration of the three sustainability elements.Research limitations/implicationsThe research focused on SMEs in the manufacturing industry in a less developed economy. An extension of the findings to the service industry and larger manufacturing firms and different operating environments may be limited.Practical implicationsSustainability integration enhances supply chain performance and can be a competitive tool for manufacturing SMEs. The research emphasizes the value of sustainability integration into supply chains of manufacturing SMEs in less developed countries.Originality/valueThis is an original research that examined the impacts of sustainability integration on performance of supply chains of manufacturing SMEs in a developing economy. This research used empirical data to establish that integration of the three sustainability elements collectively acts as a critical mediating variable that determines the performance of a supply chain. The research also demonstrates the use of PLS-SEM to analyze supply chain attributes that cannot be directly measured.
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Oanh Le, Thi Tu, Thi Ngoc Bui e Manh Dung Tran. "Management Accounting Information in Vietnamese Small and Medium Sized Enterprises". Accounting and Finance Research 7, n. 1 (27 novembre 2017): 130. http://dx.doi.org/10.5430/afr.v7n1p130.

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The small and medium-sized enterprises (SMEs) in Vietnam play an increasingly important role in the economy by the amount (representing 97.7% of Vietnam firms), contribute economic development and create more employment opportunities. However, because of economic crisis, financial downturn, unhealthy competitions, free trade agreements and others, the number of SMEs recently is downsizing in firm size, human resources and more and more SMEs go bankruptcy in the context of Vietnam. This situation may be due to the enterprise use ineffective management accounting tools.This article reviews and assesses the creation and use of management accounting information which has an important part to play with respect to planning, decision-making, monitoring and controlling of the activities of SMEs in Vietnam. Data collected from a posted survey of five enterprises with twenty two interviews of directors, chief accountants and management accountants. The results show that management accounting information has not really been interested from managers and accountants. Management accounting information is weak in quantity and poor in quality; administrators are operating firms primarily based on personal experiences. Therefore, management accounting information has not been promoted in the management, monitoring and decision making of SMEs in Vietnam. The addition of management accounting knowledge for managers and accountants is necessary for development of SMEs.
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Nagy, Csilla. "Situation of small and middle sized enterprises in Northern Great Plain Region". Acta Agraria Debreceniensis, n. 47 (18 luglio 2012): 69–72. http://dx.doi.org/10.34101/actaagrar/47/2429.

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Most of the enterprises operating in Hungary belong to the group of small and medium enterprises (SMEs) which means that their total number of staff is less than 250. The aim of the study is to examine SMEs operating within the North Great Plain region. It provides a short summary of the general characteristics of the region, the situation and significance of SMEs based on the data 2009 and it also clarifies the relevant definitions. The data shows that the enterprise type that is most characteristic in the the region is joint venture (the most popular type is Ltd). It can be laid down as a fact that the number of micro and sole entrepreneurs is also significant in the area. It is also clear that the majority of small enterprises dealswith commerce, while most of the medium enterprises are involved in industry (processing industry). As a continuation of the examination, size of investments, influx of foreign capital, ratio of employed people and grant opportunities are also to be evaluated since these factors influence the operation of enterprises as well.
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Chidinma Maduekwe, Caroline, e Peter Kamala. "Performance measurement by small and medium enterprises in Cape Metropolis, South Africa". Problems and Perspectives in Management 14, n. 2 (11 maggio 2016): 46–55. http://dx.doi.org/10.21511/ppm.14(2).2016.05.

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High failure rate of small and medium enterprises (SMEs) has been partly attributed to the use of inappropriate performance measures. This study seeks to determine the types of performance measures employed by SMEs, purpose for which performance measures are used, perceived effectiveness of performance measures used and factors that may inhibit SMEs from using both financial and non-financial performance measures. Data are collected using a questionnaire and analyzed using descriptive and inferential statistics. The findings of this study reveal that most of the sampled SMEs measure their performance using both financial and non-financial performance measures, albeit financial performance measures are used more frequently than the non-financial ones. Of the financial performance measures, the most popular ones are sales growth, cash flows, operating income and net profit margin. The most popular non-financial measures are customer focused. These include response time, customers’ satisfaction, percentage of repeat customers and customers’ complaints. The findings also reveal that performance measurement reports are used by the sampled SMEs mostly for monitoring the business, gauging the performance of the business, improving business processes, identifying problems and optimizing the use of resources. The findings further reveal that the performance measures used are perceived to be effective but that the lack of awareness, qualified personnel, top management support, required resources such as computers, had, to some extent, inhibit SMEs from using the appropriate performance measures. This study not only fills in the gap in the literature on performance measurement by SMEs, but also provides invaluable insights on the extent to which these entities use different performance measures. These insights could inform future government interventions meant to avert the high failure rates of these entities and also aid SMEs to gauge their performance measurement practices with a view to adopt the best practices or avoid factors that could inhibit them from using these practices
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Selase, Afenya Millicent, Aphu Elvis Selase, Abdul-Rahaman Ayishetu, Asime Dede Comfort, Amezado Stanley e Gyan-Acquah Ebenezer. "Impact of Technology Adoption and Its Utilization on SMEs in Ghana". International Journal of Small and Medium Enterprises 2, n. 2 (27 agosto 2019): 1–13. http://dx.doi.org/10.46281/ijsmes.v2i2.382.

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The study used a quantitative approach to identify technology adoption and its utilization effect on market performance of small and medium enterprises in Ghana, La-Nkwantanang municipality. The study combined the construct Of Technology Acceptance Model and Innovation Diffusion Theory to identify some factors which influence small and medium enterprises to adopt and use internet technology. Furthermore, the study examined some factors which also hinder the adoption and utilization of internet technology among small and medium enterprises. Finally, the study determined the relationship between in internet technology usage among small and medium enterprise and market performance. A sample size taken by the researchers was 100 from the small and medium enterprises in Madina La-Nkwatanang municipality. The researchers used structured questionnaires to gather primary data which was analyzed using smart PLS and SPSS and the following results were obtained perceived ease of use, perceived usefulness of internet technology, compatibility and cost effectiveness are some of the factors that influence the adoption and utilization of internet technology, however, there is a positive relationship between internet technology usage and market performance.
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Wong, Alfred, Wei Lu, Dean Tjosvold e Jie Yang. "Extending credit to small and medium size companies". International Journal of Conflict Management 27, n. 3 (11 luglio 2016): 331–52. http://dx.doi.org/10.1108/ijcma-06-2015-0034.

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Purpose Funding small- and medium-sized enterprises (SMEs) may be especially valuable in China to stimulate innovation and its emerging market economy. These firms have been advised to build on the Chinese value of guanxi to manage conflicts and develop relationships with banks. This study aims to explore the nature of relationships that help SMEs inform banks and convince them to provide credit. Design/methodology/approach As this study’s theorizing is about whether banks and firms that manage their conflicts for mutual benefit set the foundation for bank’s confidence in extending credit, therefore, both the bank officers and the company managers were asked to provide information for the study. In total, 106 pairs of bank officers in the loan department of four banks and SME managers in Shanghai, China, completed a questionnaire survey for this study. Findings Results support the argument that marketing research on customer orientation and organization behavior research on conflict management identify how to develop effective marketing relationships between SMEs and banks in China. Banks that were customer-oriented laid the groundwork for managing conflict cooperatively and not competitively with borrowing firms. Cooperative conflict management in turn was found to convince banks that they could confidently provide credit and to convince borrowers that their transaction costs will be reasonable. Originality/value This study identifies that developing guanxi and the capacity to manage conflict cooperatively are an important foundation for providing credit to SMEs in China.
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Lavruk, Vitalii Valeriiovych, Svitlana Ivanivna Plotnytska e Hanna Volodymyrivna Zaporozhets. "RISKS MANAGEMENT IN SMALL AND MEDIUM-SIZED ENTERPRISES". SCIENTIFIC BULLETIN OF POLISSIA, n. 4(16) (2018): 72–79. http://dx.doi.org/10.25140/2410-9576-2018-4(16)-72-79.

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Urgency of the research. SMEs has a significant role in the economic development of most countries of the world and have become engine of economic growth. In Ukraine SMEs account for more than 99% of the total number of enterprises in Ukraine but its share in GDP of the national economy is only 15%. Therefore, the SMEs growth is one of the most challenging problem for Ukraine. Target setting. It is estimated that only half of SMEs are well doing after the first two years’ operation period. The main cause is high risks in the small business sector. So the improvement of SMEs risk management system is one of the most challenging issue for Ukraine. Actual scientific researches and issues analysis. SMEs development has been investigated broadly. The impact of risk on SMEs is tried to evaluate by Hudáková, M., Buganová, K., Dvorský, J., Shuying, Z., Mei, Z. and others. Uninvestigated parts of general matters defining. Issues of the SMEs risks management in the context of globali-zation in emerging economies continues to be actively explored. However, despite the rigorous contribution to this area the problem is not resolved completely. The research objective. This research paper aims to discuss the problems of risk management for SMEs. The statement of basic materials. We identified the crucial risks for SMEs, namely financial risks. In our investigation we based on a dataset obtained via questionnaire surveys in Kharkiv region of Ukraine. The theoretical basis for the application of methods and tools for managing financial risks are substantiated on the law of downward impact. A new approach to SMEs financial risks managing are developed. Conclusions. As a result of the research a new approach to SMEs financial risks managing has been developed that should be taken into account in order to adjust the SMEs development strategy taking into account the level of financial risk and improve the SMEs performance indicators.
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Ubreziova, Iveta, Anna Diacikova, Oksana Sokil e Stefan Apostol. "Innovation Ecosystems for the Moldovan Small and Medium-Sized Enterprises". Marketing and Management of Innovations, n. 2 (2020): 298–312. http://dx.doi.org/10.21272/mmi.2020.2-22.

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In the last decades, the word 'innovation' can be heard more and more on the entrepreneurial side. It has a crucial role in satisfying the customers, competition with other companies, and increasing the turnover of the enterprises. SME's economic performance is directly affecting the national budget. Still, there is not a precise method of assessing and improving the innovation process at neither firm nor national level. The paper aims to analyze the current innovative performance of Moldovan SMEs. The analysis will explore factors affecting enterprise innovation. It will determine how the existing innovation ecosystem affects the one in an enterprise, and what methods should be applied to improve innovation as well as the ecosystem. To gain insight, the study conducted an email survey of 150 companies, which were the object for research in the Republic of Moldova. The primary purpose of the study is to emphasize the importance of innovation issues related to increasing SME's competitiveness, in connection with presenting the theoretical aspects in the field, proving basic concepts and quantifying them in the study of innovation as well as various forms, types, and factors influencing innovative organizations. The objective of these enterprise questionnaires is to accumulate substantial and reliable information that is significant to responding to the fundamental research questions. Methodological tools of the research methods were the tools for statistical analysis based on using primary data from the questionnaire research. The reference period for statistical research was 2013 and 2017. The author collected the data between August and September 2018 based on questionnaires filled in on paper or sent through the email by the enterprises included in the research. The results of the study provide the following insights: product innovation is the primary innovation type among Moldovan SMEs; the country lacks financial resources for innovation support. Also, Moldova's weak innovation ecosystem and lack of highly qualified workers slow down the development of enterprises. At the end of the thesis, several recommendations for enterprise managers as well as high-level government organizations were provided. Keywords ecosystems, entrepreneurs, innovation, small and medium-sized enterprises, SMEs, Moldova.
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Apsalone, Madara, e Ricardo Martín Flores. "Ethical Behavior and Organizational Innovation: Analysis of Small and Medium-Sized Enterprises in Latvia". Economics and Business 32, n. 1 (28 aprile 2018): 74–88. http://dx.doi.org/10.2478/eb-2018-0006.

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Abstract Innovations can provide small and medium-sized enterprises (SMEs) a significant competitive advantage considering the ambiguous business environment. SMEs may face lower capacity and more constrained funding for long-term investments, however, understanding innovation in a broader sense and looking into organizational structures, behaviors and processes, SMEs have an opportunity to become more competitive. This study analyzes the impact of ethical behavior as a part of an organizational culture on organizational innovation performance in SMEs. Six hundred SMEs in Latvia were surveyed to assess whether employees follow the principles of business ethics in their work and what is the organizational innovation performance in these enterprises. We found that more ethical behavior leads to better organizational innovation performance, and that the size of enterprise is the most significant factor affecting this relationship. The study proposes insights that contribute to theoretical and practical discussions on fostering small businesses innovation in small economies.
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Zadeh, Amir Hassan, Bolaji Akinsola Akinyemi, Anand Jeyaraj e Hamed M. Zolbanin. "Cloud ERP Systems for Small-and-Medium Enterprises". Journal of Cases on Information Technology 20, n. 4 (ottobre 2018): 53–70. http://dx.doi.org/10.4018/jcit.2018100104.

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Organizations recognize the need to adopt Enterprise Resource Planning (ERP) in order to become more competitive, efficient, and productive, although the adoption and implementation of an ERP system is a costly and risky endeavor. Recently, cloud computing has become a viable and competitive means by which most organizations, especially Small and Medium-sized Enterprises (SMEs), can implement an ERP system in a short time frame and cost-effective way. The authors' research examines the feasibility of cloud-based ERP systems for SMEs through a case study. The case emphasizes the potential of cloud-based ERP systems for SMEs as well as some of the challenges and peculiarities involved in their efforts to obtain an affordable and versatile ERP system. Their findings can potentially guide SMEs to make well-informed decisions throughout their cloud-based ERP adoption process.
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Janoskova, Katarina, e Pavol Kral. "Analysis of enterprises with innovation activity with emphasis on enterprise size". SHS Web of Conferences 92 (2021): 04010. http://dx.doi.org/10.1051/shsconf/20219204010.

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Research background: Small and medium-sized enterprises (SMEs) play a crucial role in European economic. They are very important for the stability of national economy and for development of innovation. SMEs significantly contribute to innovation because they are under permanent pressure of competitors at the market. On the other hand, innovation in SMEs is hampered by many factors, such as lack of finance, lack of personnel, no experiences, insufficient public policy, etc. Purpose of the article: The main goal of the article is examining the impact of business size on innovation activity and thus confirm the irreplaceable importance of SMEs in the innovation ecosystem, compare innovation activity of Slovak SMEs with EU average. Methods: Several methods were used to achieve the goals. Demonstrating the close relationship between innovation and SMEs is realized through VOSviewer software. Comparison of innovation activity of Slovak SMEs with European Union average is realized through an in-depth analysis of selected indicators of Summary Innovation Index. Findings & Value added: SMEs are indeed the creator of innovation. Based on the results of bibliometric analysis, this fact can be confirmed. The innovation activity of SMEs in the Slovak Republic is below the EU average. This fact is caused by several limitation and problems that SMEs in the Slovakia have to face.
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Gökmen, Aytaç. "Small and Medium-Sized Enterprises and Development Prospects". International Journal of Applied Management Sciences and Engineering 8, n. 2 (luglio 2021): 21–35. http://dx.doi.org/10.4018/ijamse.2021070102.

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Small and medium-sized enterprises are the backbone of a country. SMEs create most of the employment opportunities and comprise 90% to 95% of economic activities. Therefore, these make SMEs indispensable for the development of a country. Also, SMEs are the source of innovativeness, and they are the ones that respond to niche market needs that are ignored by large businesses. Small and medium-sized enterprises are an important instigator for the improvement and renewal of national economies. Thus, the aim of this paper is to review the concept of SME, differentiating features of SMEs, market economy, and state the importance of SMEs for the Republic of Turkey.
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Marom, Shaike. "Toward Dynamic-Based Classification of SMEs". International Journal of Business Administration 12, n. 3 (1 aprile 2021): 25. http://dx.doi.org/10.5430/ijba.v12n3p25.

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Small and Medium-size Enterprises have been recognized worldwide for their contribution to the economy, employment and new job creation. Given the importance of small businesses to the economy, policymakers have put efforts in helping to boost small businesses by allocating incentives and support programs to those small businesses with high growth potential; rather than to the small business sector as a whole. However, common size-based classifications of small businesses capture the attributes of the business at a certain point in time, and thus, cannot identify those firms that are likely to grow. This paper offers a dynamic classification to help in identifying pro-growth small and medium-size enterprises, based on past and forward-looking indicators. Such dynamic classification could better serve public policy makers in a more precise allocation of scarce resources toward those small businesses with the highest likelihood to contribute to economic stability and growth.
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Banham, Heather, e Yunke He. "Organizational Change In Small And Medium Size Enterprises: Practice, Frequency And Achievement Of Objectives". International Journal of Management & Information Systems (IJMIS) 17, n. 1 (31 dicembre 2012): 55. http://dx.doi.org/10.19030/ijmis.v17i1.7590.

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Organizational changes are experienced by 40% of a group of Small and Medium Enterprises (SMEs) in Canada according to authors recent survey. These SMEs report substantive attainment of the objectives which were pursued in implementing these change practices. An emerging concern in the pursuit and attainment of greater labour flexibility as an objective is that it impairs the creation of full time employment opportunities which is one of the expectations for SMEs. Data analysis fails to provide evidence of a strong link between implementation of organizational changes and financial performance of these firms, of which 80% have been operating for more than five years.
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Sarwoko, Endi, e Christea Frisdiantara. "Growth Determinants of Small Medium Enterprises (SMEs)". Universal Journal of Management 4, n. 1 (gennaio 2016): 36–41. http://dx.doi.org/10.13189/ujm.2016.040105.

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34

KHAN, YASMIN Kamall, e Azlin Shafinaz Mohd Arshad. "Innovation Ecosystem in the Small and Medium Enterprises". Journal of Management Info 6, n. 1 (23 febbraio 2019): 51–54. http://dx.doi.org/10.31580/jmi.v6i1.461.

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Open innovation has so far been studied mainly in high-tech, multinational enterprises. This conceptual paper on innovation ecosystem studies scrutinizing open innovation practices that has been applied by firms focusing on small- and medium-sized enterprises (SMEs). Within the review, we defined the innovation ecosystem, explaining on the innovation issues in SMEs, open innovation as well as close innovation. SMEs pursue open innovation primarily for market-related motives such as meeting customer demands, or keeping up with competitors. Their most important challenges with open innovation are securing the trade secrets. However, SMEs have option either to proceed with open innovation or closed innovation. Open and close innovation has its benefit and weakness; therefore SMEs must identify their main objectives in the business. The future directions of this issue are discussed.
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Amponsah Odei, Michael, e Petr Novak. "Appraisal of the factors contributing to European small and medium enterprises innovation performance". Problems and Perspectives in Management 18, n. 2 (5 maggio 2020): 102–13. http://dx.doi.org/10.21511/ppm.18(2).2020.10.

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Small and Medium Enterprises (SMEs) play a vital role in driving job creation and Gross Domestic Product (GDP) growth in all economies worldwide. Their increasing importance also means that they must be innovative enough to survive and be sustainable, improve their productivity and competitiveness. It is pertinent for European SMEs to know the contributing factors driving their innovations, which will enable them to channel their limited resources to ensure they achieve their innovation goals. This paper examined the various factors that stimulate innovations within SMEs. Using the ordinary least squares regression analysis and data from the European Innovation Survey, the authors analyzed 296 European SMEs between 2011 and 2018. The results show that intellectual assets, financial support, firm investment, and human resources all significantly contribute to firm’s sales output across Europe. Conversely, it was found that financial support and innovation linkages were not significant predictors of firms’ innovations. The results are important for SMEs managers who are aiming to be innovative and improve their productivity. The study can serve as a practical guide on how SMEs can ameliorate their innovation potentials and activities. AcknowledgmentThe paper has been prepared with the support of the grant TBU No. IGA/FaME/2020/004 provided by the Internal Grant Agency of the Faculty of Management and Economics of Tomas Bata University in Zlín.
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Nair, Jessy, e Aarthy Chellasamy. "Technological Change Perspective for ERP Implementation in Small and Medium Enterprises". International Journal of Strategic Information Technology and Applications 8, n. 2 (aprile 2017): 29–39. http://dx.doi.org/10.4018/ijsita.2017040103.

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Small and medium-sized enterprises (SMEs) trail large organizations in leveraging IT systems. SMEs are beginning to understand the significance of implementing IT systems like ERP for improving their preparedness in business processes. Hence the objective of this research article is to develop a framework to analyse SME's organizational preparedness for implementing the technology. This research applies a General Morphological Analysis (GMA) framework to explore suitable models and variables for IT change preparedness to realize the benefits of ERP implementation in SMEs. An SMEs drawback in implementing IT tools is specifically due to a lack of knowledge and an acute shortage of resources like investment and manpower. The review of literature in this article using general morphological analysis is novel for ERP implementation in the SME sector. Based on the review of articles, a morphology with a technology organization framework and environment (TOE) framework which evaluates technological, organizational and environment is most adequate to understand the IT readiness for ERP among SMEs.
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Yang, Jingwen, Li Zhang, Bing Xu, Chengbin Wang e Hsin-Chih Lin. "The Credit-Increasing Mechanism of Small and Medium-Sized Enterprises: Evidence from Taizhou’s Credit Guarantee Fund". Journal of Advanced Computational Intelligence and Intelligent Informatics 23, n. 3 (20 maggio 2019): 546–54. http://dx.doi.org/10.20965/jaciii.2019.p0546.

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Increasing the credit of small and medium-sized enterprises (SMEs) is the key to solving SMEs’ financing difficulties. Because of their small size and fixed assets, it is not easy for SMEs to get loans from mortgage or private guarantee institutions. Therefore, to alleviate the credit rationing faced by SMEs and reduce financing cost, the key is to increase corporate credit score. This study uses small and micro-businesses’ data from Taizhou city to identify the key factors affecting corporate default. The results show that enterprise scale, enterprise operation status, financial environment, and credit-increasing means are the key factors affecting enterprise default, and credit protection funds do not play a significant role. Therefore, it can be argued that at present, the credit growth of SMEs still relies mainly on fixed asset mortgage, while the role of credit protection funds needs further refinement to effectively assist SMEs to solve difficult and expensive financing.
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Kotane, Inta. "THEORETICAL AND PRACTICAL ASPECTS OF PERFORMANCE OF SMALL AND MEDIUM-SIZED ENTERPRISES". Latgale National Economy Research 1, n. 9 (30 novembre 2017): 67. http://dx.doi.org/10.17770/lner2017vol1.9.2749.

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The number of small and medium-sized enterprises (SMEs) comprises a significant share in total number of enterprises in national economies, the SMEs are considered to be the backbone of economic growth, and most often their significance is valued by the gross value added and a number of new jobs created. Notwithstanding the established role of SMEs in national economies and the research studies conducted by Latvian scientists, the author considers that the theoretical and practical aspects of the SME's performance have not been sufficiently studied and published in Latvia. The purpose of the current study is to explore the theoretical and practical aspects of the SME's performance. The theoretical study is based on the analysis of the research publications, and the practical aspects are analysed using statistical information. General scientific research methods – information analysis and synthesis, the logical construction, monographic, data grouping and graphical representation methods – are used in the research. In the result, the theoretical aspects of the SMEs' performance are explored and the main indicators measuring the SMEs' performance are assessed.
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Maroufkhani, Parisa, Wan Khairuzzaman Wan Ismail e Morteza Ghobakhloo. "Big data analytics adoption model for small and medium enterprises". Journal of Science and Technology Policy Management 11, n. 4 (20 maggio 2020): 483–513. http://dx.doi.org/10.1108/jstpm-02-2020-0018.

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Purpose Big data analytics (BDA) is recognized as a turning point for firms to improve their performance. Although small- and medium-sized enterprises (SMEs) are crucial for every economy, they are lagging far behind in the usage of BDA. This study aims to provide a single and unified model for the adoption of BDA among SMEs with the integration of the technology–organization–environment (TOE) model and resource-based view. Design/methodology/approach A survey of 112 manufacturing SMEs in Iran was conducted, and the data were analysed using structural equation modelling to test the model of this study. Findings The results offer evidence of a BDA mediation effect in the relationship between technological, organizational and environmental contexts, and SMEs performance. The findings also demonstrated that technological and organizational elements are the more significant determinants of BDA adoption in the context of SMEs. In addition, the result of this study confirmed that BDA adoption could enhance the financial and market performance of SMEs. Practical implications Providing a single unified framework of BDA adoption for SMEs enables them to appreciate the importance of most influential elements (technology, organization and environment) in the adoption of BDA. Also, this study may encourage SMEs to be more willing to use BDA in their businesses. Originality/value Although there are studies on BDA adoption and firm performance among large companies, there is a lack of empirical research on SMEs, in particular, based on the TOE model. SMEs differ from large companies in terms of the availability of resources and size. Therefore, this study aimed to initiate a conceptual framework of BDA adoption for SMEs to assist them to be able to take advantage of the adoption of such technology.
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Muhamad, Siti Nurain, Wan Nur Syahida Wan Ismail, Nurul Aisyah Awanis A Rahim e Sarah Nadia Ahmad. "Islamic Financing for Small Medium Enterprises: Challenges and Opportunities". Global Business Management Review (GBMR) 12, Number 2 (31 dicembre 2020): 50–64. http://dx.doi.org/10.32890/gbmr2020.12.2.4.

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This study attempts to discuss the challenges and opportunities of Islamic financing for Small Medium Enterprise (SMEs), as the Islamic finance industry's growth and SMEs are stimulated in this recent year. The government has introduced Islamic SME financing since 2012, and Malaysia has promoted it by granting a rebate for the participated parties, especially Islamic financial institutions. However, the government's opportunities are still in the slow mode to be grabbed by SMEs. With selected literature related to SMEs and Islamic financing, this study discussed SMEs and Islamic banks' practices in Malaysia. Based on the literature, several issues had to be highlighted, such as SMEs' readiness to have the opportunity with larger firms, SMEs' behaviours, and attitudes when dealing with external supports, as well as their awareness of business financing. Thus, this study highlights the challenges and real issues among SMEs and points out the opportunities for improvement that are expected to benefit SMEs and Islamic financial institutions in Malaysia.
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41

Rudyk, N. V. "Small and Medium Business amidst Economic Turbulence: Ukraine’s Experience". Business Inform 10, n. 513 (2020): 163–72. http://dx.doi.org/10.32983/2222-4459-2020-10-163-172.

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In Ukraine, the importance of small business for the economy and the need to stimulate it are being realized at the level of both the scientific community and public administration. The situation with the pandemic has complicated the conditions of functioning of small and medium-sized busines entities (hereinafter SMEs), but at the same time has justified the need to support it not only in the situation of collapse, but also as a matter of socio-economic stabilization and the prospect of reducing the unemployment rate. The status and conditions of SME functioning, its importance in various spheres of economic activity and in the labor market are researched. The emphasis is on modern trends in the functioning of SMEs, financial relations between the State and SME entities. A comparison of classification characteristics of SMEs was conducted in accordance with the Tax and Commercial Codes of Ukraine. The conditions of operation of small and medium-sized businesses on a simplified taxation system are compared. The latest legislative changes related to the stabilization policy of the State are taken into account. To identify the main trends of small business development, an analysis of the dynamics of the quantity, composition and structure of business in terms of its size, as well as the dynamics of the number of small enterprises and individual entrepreneurs by the largest groups in accordance with the classification of domestic economic activity in the country was carried out. The significance of SMEs in the employment structure is defined in the plane of enterprises and in terms of their size; the need to stimulate entrepreneurship in conditions of global instability is proved. A chronological analysis of the introduction of fiscal instruments for supporting the State in an emergency situation was carried out. In view of international experience, alternative quarantine preferences are considered as possible measures of the State support.
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42

Kornecki, Janusz. "Small and Medium-Sized Enterprises on the Public". Equilibrium 6, n. 2 (30 giugno 2011): 23–46. http://dx.doi.org/10.12775/equil2011.010.

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Small and medium-sized enterprises are believed to be a key driving force of economic vitality, innovation and new job creation. For a few years the European Union has been monitoring SME performance and the quality of public procurement procedures to make access of SMEs to the public procurement market easier and provide for their greater participation in this market. These activities have their origin in the assumption that having in mind the size of the public procurement market and public resources involved, suitable shaping of this area may improve effectiveness of selected policies at the EU level and in particular member countries. The directives concerning public procurement should ensure opening the market of public procurement for all enterprises irrespectively of their size. Recently the public procurement market in Poland has been continuously growing which doubtlessly resulted from Poland’s accession to the European Union. The aim of this paper is to give evidence of SME position on the public procurement market and to attempt to answer two basic research questions. Firstly, is the market potential fully used as far as applying for awarding public contracts by SMEs is concerned? And secondly, what are the main obstacles determining the access of SMEs to the public procurement market? This is done by reference to available statistical data and two studies that were carried out by the author.
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Sitharam, Sharmilee, e Muhammad Hoque. "Factors affecting the performance of small and medium enterprises in KwaZulu-Natal, South Africa". Problems and Perspectives in Management 14, n. 2 (13 giugno 2016): 277–88. http://dx.doi.org/10.21511/ppm.14(2-2).2016.03.

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Small and medium enterprises (SMEs) have an important role to play in the development of the country. A strong SME sector contributes highly to the economy, contributing to the gross domestic product, by reducing the level of unemployment, reduction in poverty levels and promotion of entrepreneurship activity. In South Africa (SA), the growth of SMEs and prevalence of SMEs is significantly low. Therefore, the aim of the study is to identify the internal and external factors affecting the performance of SMEs in KwaZulu-Natal, SA. This was a cross-sectional study conducted among 74 SMEs owners/managers who were members of the Durban Chamber of Commerce via online using anonymous questionnaire. The results revealed technological advancement would improve the performance of the business. With regards to challenge, the majority of the respondents viewed competition as a major challenge. Almost all the respondent indicated that crime and corruption affecting business performance. Competition was the only factor amongst the studied internal and external factors that revealed a significant association with the performance of SMEs in KwaZulu-Natal (p = 0.011). SMEs need to recognize they must prepare for both domestic
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Vanags, Andris, Anna Ābeltiņa e Rosita Zvirgzdiņa. "Partnership strategy model for small and medium enterprises". Problems and Perspectives in Management 16, n. 1 (22 marzo 2018): 336–47. http://dx.doi.org/10.21511/ppm.16(1).2018.33.

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The Latvian economy mainly consists of small and medium sized enterprises (SMEs). There are two important moments in the enhancement of their successful development and competitiveness: competition and collaboration. In the modern world collaboration or partnership is starting to play an ever increasing role as is shown by the research carried out. This research analyzes the partnership model which consists of three components: partnership context component, external partner network component, and internal environment component.The following research methodology was used: monographic method based also on literature review; logically constructive method – to formulate conclusions, analyze the results and establish correlations; analytical method – to divide whole into parts and analyze the parts during the research; synthesis method – unification of elements into a system to research their correlations; social research methods – to obtain primary information and to verify it; graphic method – to depict factor interactions.
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Moon, Karen Ka-Leung, Fung-Yi Tam, Mei-Mei Lau e Jimmy M. T. Chang. "Production Outsourcing: Perspectives from Small and Medium-sized Enterprises". Research Journal of Textile and Apparel 18, n. 2 (1 maggio 2014): 65–83. http://dx.doi.org/10.1108/rjta-18-02-2014-b009.

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Given the intense international competition brought on by globalisation, an organization's profit is largely determined by how it leverages its internal and external resources. This paper studies the production sourcing strategies adopted by the small and medium-sized enterprises (SMEs) in the clothing industry together with their motivations for outsourcing, adoption of buyer-seller relationships, and satisfaction with their production sourcing performance. A conceptual framework was developed from the literature and tested using a questionnaire survey. Quantitative analysis showed that motivational factors (MFs) can affect an SME's satisfaction with its operational achievement; while host-country and location MFs can affect its strategic achievement. In addition, firms adopting a pure transaction approach seemed to be negatively motivated by the total-cost factor; and those adopting a more diverse sourcing strategy were more likely to be motivated by the corporate factor so as to develop appropriate buyer-seller relationships with vendors, and to be satisfied with their operational performance. This paper contributes to a deeper understanding of business networking from the perspectives of SMEs in regard to their pursuit of production sourcing; and demonstrates how clothing SMEs adopt production sourcing strategies to improve their production sourcing performance.
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Abouzeedan, Adli, e Michael Busler. "Typology Analysis of Performance Models of Small and Medium-Size Enterprises (SMEs)". Journal of International Entrepreneurship 2, n. 1/2 (marzo 2004): 155–77. http://dx.doi.org/10.1023/b:jien.0000026911.03396.2d.

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47

Wiesner, Retha, e Jim McDonald. "The Human Side of Small and Medium Enterprises". Journal of Management & Organization 7, n. 2 (2001): 58–69. http://dx.doi.org/10.1017/s1833367200005228.

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AbstractThe limited research conducted on Human Resource Management (HRM) in small and medium enterprises (SMEs) suggests that acquiring, developing, compensating and retaining employees is a major problem. A Queensland-wide study of Human Resource Management Practices in SMEs (with a sample of 431) found a surprisingly high take-up of human resource management practices. The present paper discusses this study, presents the results obtained and reflects on its implications for human resource management in SMEs.
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Wiesner, Retha, e Jim McDonald. "The Human Side of Small and Medium Enterprises". Journal of the Australian and New Zealand Academy of Management 7, n. 2 (2001): 58–69. http://dx.doi.org/10.5172/jmo.2001.7.2.58.

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Abstract (sommario):
AbstractThe limited research conducted on Human Resource Management (HRM) in small and medium enterprises (SMEs) suggests that acquiring, developing, compensating and retaining employees is a major problem. A Queensland-wide study of Human Resource Management Practices in SMEs (with a sample of 431) found a surprisingly high take-up of human resource management practices. The present paper discusses this study, presents the results obtained and reflects on its implications for human resource management in SMEs.
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Herbane, Brahim. "Threat orientation in small and medium-sized enterprises". Disaster Prevention and Management 24, n. 5 (2 novembre 2015): 583–95. http://dx.doi.org/10.1108/dpm-12-2014-0272.

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Abstract (sommario):
Purpose – The purpose of this paper is to examine whether the experience, impact and likelihood of an acute business interruption, along with the perceived ability to intervene, influences the “threat orientation” of owner-managers in small- and medium-sized enterprises (SMEs) in the UK. The concept of “threat orientation” is introduced in this study as a way to eschew the binary view of whether an organisation does or does not have processes and capabilities to respond to acute interruptions. Design/methodology/approach – “Threat orientation” is operationalised and survey data are collected from 215 SMEs in the UK. Data from owner-managers are analysed using multiple regression techniques. Findings – The results of this study provide empirical evidence to highlight the importance of firm age rather than size as a determinant of the propensity to formalise activities to deal with acute interruptions. Recent experience and the ability to intervene were statistically significant predictors of threat orientation but the likelihood and concern about specific types of threat was not found to positively influence threat orientation. Research limitations/implications – Although the data are self-report in nature, the respondents in the study are the chief decision and policy makers in their organisations and thus it is essential to understand the influences on their threat orientation. Results are generalisable only to UK SMEs. Originality/value – The findings of the paper contribute to a nascent understanding of planning for acute interruptions in SMEs and (despite the cross-sectional nature of the study), the findings clearly reinforce the need for continuing longitudinal research into how resilience develops in smaller organisations.
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Ogechukwu Obokoh, Lawrence, James Unam Monday e Udechukwu Ojiako. "Microfinance banks and small and medium sized enterprises access to finance: the Nigerian experience". Banks and Bank Systems 11, n. 4 (22 dicembre 2016): 111–21. http://dx.doi.org/10.21511/bbs.11(4-1).2016.01.

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Abstract (sommario):
The paper explored the extent to which current microfinance lending impacts on indigenous SME access to finance and how the intermediation services of the microfinance banks (MFBs) contributed to or otherwise to the development of SMEs. A total of 800 such indigenous SMEs were identified, however, data were obtained from 300 of the identified indigenous SMEs from a questionnaire survey in four states (provinces) within the country that make up the Niger Delta region. The result shows positive contribution of microfinance lending to the development of such enterprises. However, it appears that a number of factors including cumbersome process, poorly packaged business plans and perceived high cost of credit still limit the access of indigenous SMEs to credit. Keywords: microfinance banks, SMEs, entrepreneurship, financial services. JEL Classification: G21, L26, M13
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