Bibliografie tematiche / Real property – finance

Letteratura scientifica selezionata sul tema "Real property – finance"

Autore: Grafiati
Pubblicato: 25 luglio 2024
Ultima modifica: 31 luglio 2024

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Articoli di riviste sul tema "Real property – finance"

1

Wei, Tham Kuen, e Rosli Said. "NON-PERFORMING PROPERTY LOANS AND ITS ORIGINATION IN THE REAL ESTATE FINANCE SYSTEM: CASE STUDY OF MALAYSIA". International Journal of Property Sciences 11, n. 1 (30 agosto 2021): 35–59. http://dx.doi.org/10.22452/ijps.vol11no1.3.

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A healthy real estate finance system is crucial for any economy to grow and thrive. However, in recent years, the sustainability and soundness of the Malaysian Real Estate Finance System had been in question as the number of non-performing property loans had been on the rise. This paper looks into how property NPLs originate within the real estate finance system in Malaysia and its current performance in Malaysia. A descriptive research design was conducted utilizing in-depth case studies of Malaysia to examine Malaysia’s real estate finance system consisting of loan originators in the primary market and the special purpose vehicle involved at the secondary mortgage market where it was found that the Malaysian Real Estate Finance System is efficiently developed and on par with other developed countries with a robust primary mortgage market, effective secondary mortgage market and a vibrant capital market. Further analysis found that there are a total of 57 financial institutions that are property loan originators in Malaysia that consists of 26 Commercial Banks, 16 Islamic Banks, 2 International Islamic Banks, 11 Investment Banks, and 2 Special Financial Institutions. In terms of NPLs in Malaysia, property loans are the largest component of total NPLs in the country, and subsequent analysis found that the number of property NPLs in the country had been rising since 2015, after a long decade decline. This study warrants further research into the causes of property NPLs in the country so that the causes of property NPLs can be monitored as part of the country's strategic monetary policy to control and reduce the number of property NPLs in the country. Ultimately, this also helps to contribute towards a sound and robust real estate finance system in Malaysia.
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Byrne, Michael. "Bouncing back: the political economy of crisis and recovery at the intersection of commercial real estate and global finance". Irish Geography 48, n. 2 (19 ottobre 2016): 78–98. http://dx.doi.org/10.55650/igj.2015.626.

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A growing literature demonstrates that the increasingly inter-dependent relationship between finance and real estate intensifies the boom-bust dynamics associated with property markets. Thus, the relationship between finance and real estate is frequently critiqued by examining how it produces crises with devastating impacts on societies, economies and cities. But despite the focus on property crises, much less attention is paid to the resolution of financial real estate crashes. How do bust property markets recover? And with what consequences? This paper responds to these questions by examining Dublin’s office real estate market. Dublin is a particularly suitable case as its booming property market collapsed in 2008 but recovered rapidly from 2013. Analysing the transition from crisis to recovery provides important insights at a number of levels. Firstly, just as credit is crucial to property booms, the relationships between finance and the built environment play a crucial role in shaping the recovery of Dublin’s office market. Secondly, state intervention in the financial system is crucial to this process. Finally, the dynamics associated with recovery work through the production of new circuits linking finance and commercial real estate.
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Nourse, Hugh. "Measuring Business Real Property Performance". Journal of Real Estate Research 9, n. 4 (1 gennaio 1994): 431–44. http://dx.doi.org/10.1080/10835547.1994.12090764.

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Olaleye, Abel, e Benjamin Ekemode. "Integration between real estate equity and non-real estate equity". Journal of Property Investment & Finance 32, n. 3 (1 aprile 2014): 244–55. http://dx.doi.org/10.1108/jpif-10-2013-0063.

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Purpose – The paper examined the long-run relationship between real estate equity (property listed stock) and non-real estate equity (common stock) in the Nigerian capital market and established the integration between the investments. The paper aims to discuss these issues. Design/methodology/approach – The data collected comprised quarterly returns on property listed stock and All Share Index for the period of January 1999-December 2011. The calculated quarterly returns of the investments were subjected to the Philip-Person unit root test after which the integration between the investments was analysed using the Johansson integration test. Findings – The results showed that real estate equity performed better the non-real estate equity but with corresponding higher risk level. Also, real estate equity had a slightly lower performance when compared with non-real estate equity on return/risk ratio basis. The findings showed that property listed stock (real estate equity) was integrated with common stock or non-real estate equity and suggest that the Nigerian listed property stock, by nature, was similar to REITs. This result negates the belief that property listed stock's returns are integrated with direct real estate market and are often influenced by the returns of the underlying direct real estate assets. Practical implications – The paper implied that while investors could consider investing in real estate equity and earn better return than investing in common equity in the Nigerian capital market, the inclusion of both in a domestic portfolio could be expected to bring little or no diversification benefit. Originality/value – The paper is one of the few attempts at assessing the long-run relationship between property listed stock as a form of real estate equity and non-real estate equity and especially from African emerging market perspective.
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Corgel, John. "Property-by-Property Valuation of Publicly Traded Real Estate Firms". Journal of Real Estate Research 14, n. 1 (1 gennaio 1997): 77–90. http://dx.doi.org/10.1080/10835547.1997.12090889.

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Liu, Xuefeng. "Analysis of the Impact of Property Tax on Property Wealth Effect". BCP Business & Management 44 (27 aprile 2023): 512–19. http://dx.doi.org/10.54691/bcpbm.v44i.4862.

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Contemporarily, with the boosting value of China's real estate prices as well as the prospers of the market, family real estate wealth also increases. Based on the data of China Household Finance Survey (CHFS) in 2019, this paper investigates and discusses the impact of household property wealth on household consumption and the impact of property tax on the property wealth effect. Empirical research shows that real estate wealth has a significant positive impact on household consumption. In other words, the increase of it has a significant promoting effect on household consumption. The property tax has a significant restraining effect on the wealth effect of real estate. According to the analysis, a number of relevant policy suggestions are put forward to help accelerate economic development, promote consumer consumption, stabilize employment, and improve people's well-being. Overall, these results shed light on guiding further exploration of the impact of property taxes on household consumption.
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Rosiers, François Des. "Finance and property: The role of institutional property investment in British and Canadian real estate". Progress in Planning 28 (gennaio 1987): 77–193. http://dx.doi.org/10.1016/0305-9006(87)90008-0.

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Webb, Robert I. "Transitory real-time property rights and exchange intellectual property". Journal of Futures Markets 23, n. 9 (21 luglio 2003): 891–913. http://dx.doi.org/10.1002/fut.10097.

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Ke, Qiulin, e Karen Sieracki. "Market maturity: China commercial real estate market". Journal of Property Investment & Finance 33, n. 1 (2 febbraio 2015): 4–18. http://dx.doi.org/10.1108/jpif-08-2013-0047.

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Purpose – The purpose of this paper is to explore the evolutionary path to market maturity that China property market has taken over the last few decades. The focus is on the commercial real estate markets in Beijing and Shanghai. It will help international investors understand the market environment, risk and market activity process. Design/methodology/approach – In this research, the authors apply the market maturity framework and its key determinants based on previous work undertaken by Keogh and D’Arcy (1994) and Chin et al. (2006) for the analysis of Chinese commercial property market. Particular focus is on Beijing and Shanghai. The questionnaire is designed to obtain fair and objective views from international property consultancy firms active in Beijing and Shanghai markets. There are not many of these international property consultancies. The reason why this type of business was selected was to insure that the business had an understanding of China’s place in the global commercial real estate market as this market matures from its emerging market status. Findings – The findings reveal that the respondents felt the commercial property markets in Shanghai and Beijing were now moderately mature. However, issues such as poorer level of standard market information, development instability, low transparency of the legal system, high taxes and high government invention still existed in China’s commercial property market, therefore hindering its progress towards greater market maturity. Research limitations/implications – The small same size of the survey is the major limitation of the research. Practical implications – International investors and analysts can benefit from the research findings through a better understanding of the behaviour and trends in this unique market which will be reflected in their decision-making process. Originality/value – An explorative approach was used due to the lack of data to examine the perception of China’s commercial property market’s evolution and maturity. The findings can then be placed in the context of other Southeast Asian cities. The evolutionary process of China’s property market is rarely examined in previous studies of China property market due to the lack of data and transparency.
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McDonald, John F., e Yuliya Yurova. "Property taxation and selling prices of industrial real estate". Review of Accounting and Finance 6, n. 3 (14 agosto 2007): 273–84. http://dx.doi.org/10.1108/14757700710778018.

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Tesi sul tema "Real property – finance"

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Chan, Chi-wah. "Property development as a means of project finance for infrastructure project /". Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19876476.

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Xiao, Chong. "Essays on finance and innovation". Diss., Georgia Institute of Technology, 2014. http://hdl.handle.net/1853/53051.

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This thesis investigates the impact of finance on technological innovation. In the first essay we study the causal relation between informativeness of stock prices and innovative efficiency. Using mutual fund flow-driven price pressure as an exogenous shock, we show that impairment of stock price efficiency diminishes innovative efficiency. In the year following the price-pressure shock, patents per R&D dollar drop by 4.7%, while citations are 26.2% lower. Consistent with market feedback, stock mispricing has a greater effect on innovative efficiency when there is less information available from other sources, such as insider information or peers' stock prices. We do not find evidence supporting alternative explanations such as the endogeneity of mutual fund trading, financing effect, managerial incentive, or shareholder short-termism. Overall, our findings show that stock markets improve real efficiency by providing useful market feedback. The second essay examines the implication of intellectual property protection (IP) to equity financing. Firms can protect IP by either keeping their inventions secret or seeking patent protection and disclosing the inventions. We expect the relative protection conferred by the methods to affect the choice between secrecy and patenting. Further, we expect the manner of IP protection to affect the information released by firms and, hence, their stock liquidity and cost of equity capital. For our empirical analysis, we rely on the exogenous passage of state-level statutes that strengthened trade secret protection. We show that stronger trade-secret protection increased opaqueness and reduced stock liquidity. Firms that raised equity capital after the enactment of trade secret statutes experienced more negative stock market reactions. By contrast, the implementation of the Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS), that strengthened patent protection, improved the transparency and stock liquidity of patenting firms. After TRIPS the stock market reaction to equity offering by these firms was also less negative. Our findings suggest that stronger patent protection encourages more information disclosure and reduces financing frictions, while stronger secrecy protection induces opaqueness and makes equity financing more difficult. In the third essay, we show that corporate investment in R&D declines sharply following a financial-covenant violation, wherein creditors can use the threat of accelerating the loan to press for changes in firm policies. The reduction in R&D is more severe in firms with low R&D efficiency i.e., when firm R&D is less productive in terms of ROA and delivers fewer patents and citations. It is striking that, despite decrease in R&D, covenant-violating firms do not suffer a drop in innovative output (patents and citations-to-patents). These results highlight that lenders are judicious in exercising their control rights after covenant violations and suggest that bank financing can be a viable source of financing for innovative firms.
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Narayanamurthy, T. R. "Mortgage finance : its impact on private residential property prices in Hong Kong /". Thesis, Hong Kong : University of Hong Kong, 1995. http://sunzi.lib.hku.hk/hkuto/record.jsp?B25800632.

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Chan, Chi-wah, e 陳志華. "Property development as a means of project finance for infrastructure project". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B3126850X.

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Li, Na. "The informational content of indirect real estate options evidence from Hong Kong /". Click to view the E-thesis via HKUTO, 2006. http://sunzi.lib.hku.hk/hkuto/record/B38316675.

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Regan, Michael Ernest. "The relationship between capitilisation, taxation and non-residential property return". Thesis, Queensland University of Technology, 2000.

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Loock, Morne. "The risk of borrowed capital for commercial, industrial and residential property developments". Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/18288.

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Most property development firms who invest in property will need to raise some extra financial support. Unforeseen or unexpected expenses can arise at any point in time during the development process. Calculated decisions should be taken with regards to the financial circumstances for any property development project. Decisions should be taken not only for the present but for the future as well. It is therefore important to understand the market and the current economic conditions before applying for capital to fund a property development project. There several types of finance available to fund property development, these include long term borrowing, short term borrowing, construction loans property development investment trust, second mortgages. There is risk to all of the aforementioned finance available.
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Cheung, Siu-sun David, e 張紹燊. "A study of the various methods of financing property development in the private sector in Hong Kong". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1987. http://hub.hku.hk/bib/B31263720.

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Wong, Siu-kei, e 黃紹基. "The performance of property companies in Hong Kong: a style analysis approach". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2003. http://hub.hku.hk/bib/B26720401.

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Joyner, David Lee. "FINANCIAL IMPACTS OF MILITARY BASE CLOSURES ON LOCAL COMMUNITY PROPERTY VALUES". NSUWorks, 2012. http://nsuworks.nova.edu/hsbe_etd/51.

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The dissertation explores the financial ramifications of US military base closure on local community real estate property values. The dissertation examines an area that has not received sufficient research. Previous works on military base closure by Bradshaw, Kroll, Corley, Kirshenbaum and Harlan (1995); Dardia, McCarty, Malkin, and Vernez, (1996); Hooker and Knetter (2001) and Krizan (1998) examine more generalized economic factors such as employment and macroeconomic activity. More recent published dissertation work by authors Hall (1998) and Poppert (2002) have provided interesting explanatory hypotheses to assist municipal and state leaders in crafting working plans to assist communities where base closure occurs. This dissertation intends to look into the effects on real estate property values in the wake of military base closures. The dissertation expands the study of base closure effects into a relatively new area on the fluctuation of real estate property values. An enhanced understanding of how military base closures affect real estate values will have implications for real estate investors, developers, city and county government planners, and budget directors from local school districts to state government.
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Libri sul tema "Real property – finance"

1

Wight, A. G. The property finance business. Pretoria [South Africa]: University of South Africa, 2005.

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Atteberry, William L. Real estate finance. Scottsdale, Ariz: Gorsuch Scarisbrick, 1993.

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Brogan, William J. Real estate finance. Scottsdale, Ariz: Gorsuch Scarisbrick, 1995.

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Huber, Walter Roy. Real estate finance. 6a ed. Covina, Calif: Educational Textbook Co., 2007.

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Isaac, David. Property development: Appraisal and finance. London: Macmillan, 1996.

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Sirota, David. California real estate finance. 7a ed. La Crosse, WI: Dearborn Real Estate Education, 2010.

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Lush, Minnie. California real estate finance. 3a ed. Chicago, Ill: Real Estate Education Co., 1994.

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Lush, Minnie. California real estate finance. Chicago, IL: Real Estate Education Co., 1988.

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Lush, Minnie. California real estate finance. 3a ed. Chicago, IL: Real Estate Education Co., 1996.

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Lush, Minnie. California real estate finance. 5a ed. Chicago: Dearborn Real Estate Education, 2003.

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Capitoli di libri sul tema "Real property – finance"

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Ratcliffe, John, Michael Stubbs e Miles Keeping. "Property Development Finance". In Urban Planning and Real Estate Development, 431–56. 4a ed. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429398926-14.

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Newell, Graeme. "Listed Property Trusts in Australia". In Global Trends in Real Estate Finance, 46–63. Oxford, UK: Wiley-Blackwell, 2009. http://dx.doi.org/10.1002/9781444315301.ch4.

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McNamara, Gary. "Property Derivatives: The Story So Far". In Global Trends in Real Estate Finance, 114–39. Oxford, UK: Wiley-Blackwell, 2009. http://dx.doi.org/10.1002/9781444315301.ch8.

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McGreal, Stanley, Jim Berry e Alastair Adair. "Property Markets in Central and Eastern Europe". In Global Trends in Real Estate Finance, 140–56. Oxford, UK: Wiley-Blackwell, 2009. http://dx.doi.org/10.1002/9781444315301.ch9.

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Lützkendorf, Thomas, e David Lorenz. "Socially Responsible Property Investment - Background, Trends and Consequences". In Global Trends in Real Estate Finance, 191–238. Oxford, UK: Wiley-Blackwell, 2009. http://dx.doi.org/10.1002/9781444315301.ch11.

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Armonat, Stefan, Hans-Hubertus von Brockhusen e Andreas Pfnür. "Real Estate Corporate Finance — Möglichkeiten und Grenzen für „non-property-companies“". In Real Estate Investment Banking, 275–85. Wiesbaden: Gabler Verlag, 2003. http://dx.doi.org/10.1007/978-3-663-11240-2_13.

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Li, Rita Yi Man. "Property, Credit and Business Cycles in Hong Kong". In Law, Economics and Finance of the Real Estate Market, 71–83. Berlin, Heidelberg: Springer Berlin Heidelberg, 2014. http://dx.doi.org/10.1007/978-3-642-54245-9_5.

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Brounen, Dirk, e Piet Eichholtz. "Initial Public Offerings: Evidence from the British, French and Swedish Property Share Markets". In New Directions in Real Estate Finance and Investment, 103–17. Boston, MA: Springer US, 2002. http://dx.doi.org/10.1007/978-1-4757-5988-4_6.

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Qu, Weidong, Wei Yang, Shuo Yang e Jiajia Wang. "The Empirical Analysis to the Improvement of Local Finance System by the Full-Scale Taxation of the Real Property". In Proceedings of the 18th International Symposium on Advancement of Construction Management and Real Estate, 685–702. Berlin, Heidelberg: Springer Berlin Heidelberg, 2014. http://dx.doi.org/10.1007/978-3-642-44916-1_67.

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Manzan, Sebastiano. "Big Data and Computational Social Science for Economic Analysis and Policy". In Handbook of Computational Social Science for Policy, 231–42. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-16624-2_12.

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AbstractThe goal of this chapter is to survey the recent applications of big data in economics and finance. An important advantage of these large alternative datasets is that they provide very detailed information about economic behaviour and decisions which has spurred research aiming at answering long-standing economic questions. Another relevant characteristic of these datasets is that they might be available in real time, a property that can be used to construct economic indicators at high frequencies. Overall, big alternative datasets have the potential to make an impact on economic research and policy and to complement the information used by governmental agencies to produce the official statistics.
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Atti di convegni sul tema "Real property – finance"

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"Private Finanz-Initiave - A Mile stone for property finance and investment". In 4th European Real Estate Society Conference: ERES Conference 1997. ERES, 1997. http://dx.doi.org/10.15396/eres1997_112.

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Aha, Bismark. "The role of property finance in the performance of residential property markets: Evidence from UK House prices: 1967 to 2017". In 26th Annual European Real Estate Society Conference. European Real Estate Society, 2019. http://dx.doi.org/10.15396/eres2019_315.

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Ogunba, Olusegun, e Uduakobong Enamidem Akpan. "REAL ESTATE FINANCE & INVESTMENT: AN EVALUATION OF FOREIGN DIRECT AND INDIRECT PROPERTY INVESTMENT OPPORTUNITY IN AFRICA". In 15th African Real Estate Society Conference. African Real Estate Society, 2015. http://dx.doi.org/10.15396/afres2015_114.

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Lou, Jingyu, Dapeng Pan, Yajie Hao e Yanru Gao. "Digital Finance, Property Right Character, and Enterprise Financial Risk: Based on the Perspective of Financing Constraint". In International Conference on Construction and Real Estate Management 2023. Reston, VA: American Society of Civil Engineers, 2023. http://dx.doi.org/10.1061/9780784485217.088.

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Ekenta, Chukuemeka, e Moses Baridoma. "Impact of Apex Morgage Finance Institution on Real Property Development Financing in Africa. (A case study of the Federal Mortgage Bank og Noggeria)". In 12th African Real Estate Society Conference. African Real Estate Society, 2012. http://dx.doi.org/10.15396/afres2012_106.

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Dobovšek, Bojan, e Peter Premrl. "Problematika upravljanja gospodarskih družb v večinski lasti lokalnih skupnosti". In Varnost v ruralnih in urbanih okoljih: konferenčni zbornik. Univerzitetna založba Univerze v Mariboru, 2020. http://dx.doi.org/10.18690/978-961-286-404-0.4.

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Violations related to the disposal of real property at the local community level are attracting ever more attention; that is why we focused on the management of capital investments by municipalities and legal entities owned by municipalities. We reviewed the already performed audits of the Court of Audit to obtain answers on how municipalities manage local community companies and where violations of the law occur. The reviewed audit reports on the regularity of municipal operations show that some municipalities have established companies intending to circumvent public finance regulations and thus causing significant public finance risks. Some of these companies are even expanding their operations to activities for which there is no reasonable basis in the regulations and which are not in line with the purpose of their establishment. It would be useful for municipalities to prepare and adopt capital investment management strategies and, based on these, decide which capital investments are of interest to the municipality.
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Cortez Ferreira, Luiz Antonio, e Angelica Benatti Alvim. "EMPREENDIMENTOS IMOBILIÁRIOS ASSOCIADOS A LINHAS DE METRÔ. O Caso de Hong Kong". In Seminario Internacional de Investigación en Urbanismo. Universitat Politècnica de Catalunya, Grup de Recerca en Urbanisme, 2024. http://dx.doi.org/10.5821/siiu.12782.

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This article describes the real estate and commercial development strategies practiced by MTR Corporation Limited and the boundary conditions that constitute its success factors. MTR is the leading public transportation operator in Hong Kong, China and is internationally recognized for its expertise in implementing and managing real estate businesses associated with the operation of metro systems. It leverages the synergy between its diverse activities to generate significant financial results, which are used to finance the growth of the MTR network, allowing the implementation of new lines without significant government investments. Based on research confirmed by various authors, it is possible to affirm that the implementation of metro networks causes significant real estate appreciation around the stations. The hypothesis supporting this research is that MTR's strategies, properly adjusted to local conditions, can be replicated in other cities, contributing to accelerate the expansion of their transport networks. Keywords: Urban mobility, rail rapid transit network, subway, land value capture LVC. Este artigo descreve as estratégias de desenvolvimento imobiliário e comercial em prática pela MTR Corporation Limited e as condições de contorno que constituem seus fatores de sucesso. A MTR, principal operadora de transporte coletivo de Hong Kong, destaca-se internacionalmente por sua competência na implantação e gestão de negócios associados à operação dos sistemas de metrô. Aproveita-se da sinergia entre as diversas atividades para gerar resultados financeiros expressivos, que são utilizados para financiar o crescimento da sua rede, permitindo que a implantação das novas linhas seja feita sem aportes governamentais significativos. Baseado em investigações confirmadas por diversos autores, é possível afirmar que a implantação das redes de metrô provoca significativa valorização imobiliária em torno das estações. A hipótese que suporta esta investigação é que as estratégias da MTR, devidamente ajustadas às condições locais, podem ser replicadas em outras cidades, contribuindo para acelerar a ampliação de suas redes de transporte. Palavras-chave: Mobilidade urbana, rede estrutural de transporte público, metrô, captura da valorização
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López González, Concepción, María José Viñals e Jorge Luis García-Valldecabres. "The integration of HBIM into GIS for the development of a tourism planning and preventive conservation protocol for the cultural heritage of a destination (HBIMSIG-TOURISM)". In HEDIT 2024 - International Congress for Heritage Digital Technologies and Tourism Management. Valencia: Universitat Politècnica de València, 2024. http://dx.doi.org/10.4995/hedit2024.2024.17799.

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Conserving Heritage Assets is a latent fact not only for the field of public administrations and the scientific community, but also for the society in general. The increase in the cultural awareness of the population as well as widespread public access to heritage and the enhancement of numerous monuments and sites have favoured the expansion of so-called cultural tourism. However, poor planning of public use can be a severe risk to the loss or degradation of heritage resources. Currently, there are collaborative methodologies so that all agents involved in the conservation of a Heritage Property can work in a coordinated manner, sharing information about the property with each other with a comprehensive vision of the actions (Heritage Building Information Modelling HBIM). In this framework, the Universitat Politècnica de València is carrying out an R&D&I Project financed by the Ministry of Science and Innovation, aiming at establishing a method or protocol that allows the efficient management of sustainable conservation and planning of cultural tourism of heritage assets located in a specific geographical environment. This method is based on interoperability between HBIM and GIS. To validate the protocol, three emblematic religious buildings in the city of Valencia have been selected. All of them are located in Ciutat Vella District, also considered an Asset of Cultural Interest (BIC) in the category of historic centre: The Cathedral, the complex of San Juan del Hospital, and the Real Colegio-Seminario de Corpus Christi. It is a novel technological system that can contribute to the improvement of cultural development and the preservation and conservation of heritage assets through a single integrative tool of HBIM and GIS. The knowledge generated can be framed in the concept of smart cities and applied in the planning of urban tourist environments (Tourist Information Systems -SIT-) that have a significant number of heritage elements and may also have management problems with visitor flows (saturation, congestion, impacts derived from the visit, etc.) and, consequently, the conservation of assets.
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Caballero Márquez, Jose Alonso, Andrés Mauricio Moreno Zarta e Martha Liliana Torres Barreto. "Analysis of financial literacy in high school education: case of study Bucaramanga – Colombia". In INNODOCT 2021. Valencia: Editorial Universitat Politècnica de València, 2021. http://dx.doi.org/10.4995/inn2021.2021.13411.

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Financial literacy is well-known as a crucial skill today. Since an early age, people are exposed to the management of financial products and digital platforms, which have facilitated access to financial services. However, there is a prominent lack of knowledge about how to manage them wisely. The lack of financial knowledge and proper education in this regard boost people to make financial mistakes that finally impact their decision making process. For this reason, the teaching of financial issues has taken on an important role in the educational policies in many countries. This process is quite important for young people because it will provide them the proper tools to making the right decision about managing financial products and services in their adult life. Therefore, the present research aims to study the level of financial literacy among high school students. To this end, an internationally validated diagnostic tool was identified for determining the level of financial literacy, to establish a baseline as recommended by several authors. This tool was applied to high school students in the city of Bucaramanga (Colombia) and its metropolitan area. Higher education institutions involved contemplated in their Institutional Educational Project (PEI) a training in economics and finance to determine students’ levels of financial literacy. Based on the obtained results, the level of financial literacy of the students was assessed. The findings show the need to join forces in the implementation of financial education in Colombia, through the articulation of stakeholders in the development of a comprehensive educational program to achieve the desired objectives, as well as the important role of parents’ involvement in the implementation of these programs. Consequently, the research recommends the implementation of new policies to evaluate the performance of financial education in the country and its real effect on people’s knowledge and financial behavior.
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10

Oproiu, Gabriela carmen, e Nicoleta Litoiu. "THE IMPACT OF SUPPORTIG ACTIVITIES ON STUDENTS' PERFORMANCE IN TECHNICAL UNIVERSITIES". In eLSE 2020. University Publishing House, 2020. http://dx.doi.org/10.12753/2066-026x-20-167.

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Everywhere in the world, education systems seek to provide students with opportunities for their development, in terms of cognitive performance, socio-emotional skills, professional competencies, information on labor market that may facilitate their insertion, and finally the success in transition from the university world to the real life. During this transition, many students, especially from the first year of studies, fail meeting the curriculum and evaluation standards increasing the retention rate at the university level. There are many arguments for explaining this context, starting from those related to the lack of learning motivation and ending to those referring to the patterns of teachers-students relationships. Nowadays, the majority of Romanian universities are coping to these challenges. The risk of dropping out within the first year of university became a major issue increasingly approached by national plans of measures or strategic projects. One of these projects is represented by the Romania Secondary Education Project (the ROSE Project), implemented by the Ministry of Education an co-financed by the Romanian Government and the World Bank. The ROSE Project's main objective is to improve the transition from upper secondary into tertiary education and increase the retention in the first year of tertiary education in project-supported education institutions. University POLITEHNICA of Bucharest is one of the education institutions involved in, developing supporting activities for students in their first year of studies. These support activities are mainly referring to the tutoring, vocational counselling and career guidance, coaching, remedial programs and similar activities. The present paper is aimed to analyse the student's opinions about the impact of the main activities of the Sub-Project SIDPERA Learning Centre ("Learning and personal development strategies for reducing school dropout"), implemented in University POLITEHNICA of Bucharest since 2018. The students' opinions emphasize the impact of tutoring, career counselling and personal development activities on their learning strategies and skills development in order to facilitate the proper integration to the academic environment, after a year of implementation. The data collecting instruments are based on quantitative (questionnaire) and qualitative (focus-group) patterns of research, attempting to find out solutions and new creative perspective of analyses.
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Rapporti di organizzazioni sul tema "Real property – finance"

1

Castillo-Ruiz, Paz. Women in Business. Inter-American Development Bank, agosto 2011. http://dx.doi.org/10.18235/0009024.

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Women account for 66% of the global workforce and earn 10% of the income. They produce 50% of the food globally and own 1% of the property. Besides, women represent the majority of the global poor, 70%, and it has been proven that ownership is one of the most effective means of improving their economic well-being. Therefore, promoting women economic opportunities and equal participation in the labor market is the right thing to do. But it is also good business. This reference note discusses the role that gender plays in labor market participation, access to finance, training and education, and other legal and social barriers. This document then goes on to describe policies and promising practices for promoting real economic opportunity for women.
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