Thèses sur le sujet « CTBNC »

Streaming data are relevant to finance, computer science, and engineering, while they are becoming increasingly important to medicine and biology. Continuous time Bayesian networks are designed for analyzing efficiently multivariate streaming data, exploiting the conditional independencies in continuous time homogeneous Markov processes. Continuous time Bayesian network classifiers are a specialization of continuous time Bayesian networks designed for multivariate streaming data classification when time duration of events matters and the class occurs in the future. Continuous time Bayesian network classifiers are presented and analyzed. Structural learning is introduced for this class of models when complete data are available. A conditional log-likelihood scoring is derived to improve the marginal log- likelihood structural learning on continuous time Bayesian net- work classifiers. The expectation maximization algorithm is developed to address the unsupervised learning of continuous time Bayesian network classifiers when the class is unknown. Performances of continuous time Bayesian network classifiers in the case of classification and clustering are analyzed with the help of a rich set of numerical experiments on synthetic and real data sets. Continuous time Bayesian network classifiers learned by maximizing marginal log-likelihood and conditional log-likelihood are compared with continuous time naive Bayes and dynamic Bayesian networks. Results show that the conditional log-likelihood scoring combined with Bayesian parameter estimation outperforms marginal log-likelihood scoring and dynamic Bayesian networks in the case of supervised classification. Conditional log-likelihood scoring becomes even more effective when the amount of available data is limited. Continuous time Bayesian network classifiers outperform dynamic Bayesian networks even on data sets generated from dis- crete time models. Clustering results show that in the case of unsupervised learning the marginal log-likelihood score is the most effective way to learn continuous time Bayesian network classifiers. Continuous time models again outperform dynamic Bayesian networks even when applied on discrete time data sets. A Java software toolkit implementing the main theoretical achievements of the thesis has been designed and developed under the name of the CTBNCToolkit. It provides a free stand- alone toolkit for multivariate trajectory classification and an open source library, which can be extend in accordance with the GPL v.2.0 license. The CTBNCToolkit allows classification and clustering of multivariate trajectories using continuous time Bayesian network classifiers. Structural learning, maximizing marginal log-likelihood and conditional log-likelihood scores, is provided.

Three novel mutations (G159D, L29Q and E59D/D75Y) in cardiac troponin C (CTnC) associate their clinical outcomes with a given cardiomyopathy. Current paradigms propose that sarcomeric mutations associated with dilated cardiomyopathy (DCM) decrease the myofilament calcium sensitivity while those associated with hypertrophic (HCM) cardiomyopathy increase it. Therefore, we incorporated the mutant CTnCs into skinned cardiac muscle in order to determine if their effects on the calcium regulation of tension and ATPase activity coincide with the current paradigms and phenotypic outcomes. This required the development of new calculator programs to solve complex ionic equilibria to more accurately buffer and expand the free calcium range of our test solutions. In accordance with the DCM paradigms, our result show that G159D and E59D/D75Y CTnC decrease the myofilament calcium sensitivity and force generating capabilities which would likely increase the rate of muscle relaxation and weaken the contractile force of the myocardium. Alternatively, the lack of myofilament change from L29Q CTnC (associated with HCM) may explain why the only proband is seemingly unaffected. Notably, the changes in the calcium sensitivity of tension (in fibers) do not necessarily occur in the isolated CTnC and vice versa. These counter-intuitive findings are justified through a transition in calcium affinity occurring at the level of cardiac troponin (CTn) and higher, implying that the true effects of these mutations become apparent as the hierarchal level of the myofilament increases. Despite these limitations, the regulated thin filament (RTF) retains its role as the calcium regulatory unit and best indicates a mutation's ability to sensitize (+) or desensitize (-) the muscle to calcium. Since multiple forms of cardiomyopathies exist, the identification of new drugs that sensitize (+) or desensitize (-) the calcium sensitivity could potentially reverse (+ or -) these aberrant changes in myofilament sensitivity. Therefore, we have developed an RTF mediated High Throughput Screening assay to identify compounds in libraries of molecules that can specifically modulate the calcium sensitivity of cardiac contraction. The knowledge gained from these studies will help us and others to uncover new pharmacological agents for the investigation and treatments of cardiomyopathies, hypertension and other forms of cardiovascular diseases.

Dissertação (mestrado) - Universidade Federal de Santa Catarina, Centro Tecnológico. Programa de Pós-Graduação em Engenharia de Produção.
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A revisão teórica sobre comunicação, comunicação empresarial, comunicação interna e externa, cultura organizacional e memória empresarial resultou, neste trabalho, no modelo de análise Comunicação, Imagem, Identidade e História. Tal modelo foi a base para a observação da realidade empresarial, da estrutura e funcionamento do acervo histórico em implantação pela CTBC, empresa do Grupo Algar prestadora de serviços na área de telecomunicações e que completará cinqüenta anos de atuação em fevereiro de 2004. O acervo analisado, denominado Centro de Memória CTBC, e em fase de criação desde 1999, dentro de um programa de memória empresarial, já tem catalogados documentos, fotos, publicações, vídeos, equipamentos, objetos e, principalmente, depoimentos gravados com funcionários e ex-funcionários com o objetivo de resgatar a história da Empresa. Para avaliar a importância do programa de memória empresarial, ou seja, se ele contribui com o processo de comunicação na consolidação da imagem e da cultura organizacionais, este estudo de caso teve como premissa analisar, por meio do acervo disponível, se a identidade da Empresa está em sintonia com a imagem desejada. A referência para tal análise foi encontrada em itens de Crenças e Valores e Competências Essenciais seguidas pela CTBC e pelo Grupo Algar. A conclusão, após observação e vivência diária da pesquisadora, como funcionária da CTBC, e consulta ao acervo, de acordo com a metodologia estabelecida, foi que o acesso à história da Empresa permitiu verificar que há um alinhamento cultural, em cinco décadas de mudanças sociais, econômicas, políticas e administrativas, que corresponde à necessidade da organização de preservar seus valores básicos, o que mostrou a importância do Centro de Memória ao contribuir, como ferramenta do processo de comunicação, para consolidar a imagem e a cultura organizacionais. external communication, organizational culture and company memory resulted, in this study, in an analysis model of Communication, Image, Identity and History. That model was the basis for the observation of the company reality, of the structure and function of the historical background being implanted by CTBC, an Algar Group company rendering services in the area of telecommunications and which will complete fifty years of activity in February, 2004. The background analyzed, denominated Memory Center CTBC, in its creational phase since 1999, within a company memory program, has already catalogued documents, pictures, publications, videos, equipment, objects and, principally taped testimonies with workers and ex-workers with the objective of recovering Company history. To evaluate the importance of the program of company memory, or in other words, if it contributes to the communication process of consolidating the image and organizational culture, this case study had as its premise, the analysis, from the available records, as to whether the Company identity is in harmony with the desired image. Reference for such analysis was found in items of Beliefs, Values and Essential Skills followed by CTBC and the Algar Group. The conclusion reached, after personal, daily contact by the researcher, as a CTBC worker and background consultation, according to the established methodology, was that access to the Company history permitted the verification of cultural alignment, in five decades of social, economic, political and administrative changes, that correspond to organizational necessity for the preservation of its basic values, which showed the importance of the memory center contributing, as a tool in the process of communication, to consolidate organizational image and culture.

To grow in competitive environments, the organizations have to improve processes and people abilities thru information technology and make strategic decisions about information quality demand, in their in-house supply chains, to delivery quality service. However, guarantee customers demand and satisfy employees needs, request appropriate information management, what can be expensive and difficult. For that reason, information supply thru the process chain, demands an efficient structure to understand what these subsidies symbolize and why they are so important to delivery services with quality. Thus, the objective of this research is to evaluate the information flow quality in a services organization in-house supply chain, to identify the information quality dimensions that allow the progress of planned results attainment. For this, it was conduced a case study at CTBC Telecom, a regional telecommunications player in Brazilian southeastern, with a good social-economics representation. The specific focus of appreciation was the NetSuper, a broad band service (ADSL). The analysis identified the main information quality dimensions to the executives and their distortions that compromise these subsidies quality. For this, CTBC Telecom inhouse supply chain was drawn, the information flow of this chain was justified, the dimensions quality were ranked to prioritize those most important at the managers perception and the complete view of information flow process was described. Afterwards, the salesmen information knowledge level, about NetSuper service, was identified and also their satisfaction with the quality of information, processes and other subsidies for sales, for then, verifies the information quality loss. The research is descriptive and, predominantly qualitative. For data gathering it had been applied half-structuralized interviews with managers, document analyses and a structuralized questionnaire to a representative salesmen sample of direct and indirect channels. Data were tabulated and interpreted applying frequency analysis, dynamic tables and graphical exits. This case study evidenced that managers perceive the information quality loss, confirmed by the questionnaires data from salespeople, which evidence their lack of knowledge about the product advantages and attributes. Sales force sample highlighted some specific needs on quality dimensions that would improve the information quality flow. But, by the results, it was evidenced that the most important quality dimensions for CTBC Telecom Company are not dealt with priority in the Organization, what demonstrate that a model of integrated management of processes is needed. Further on this, it was recommended a scheme for an information quality management structure, referenced on the theoretical models of Supply Chain Management (Lambert, 2004) and Services Quality Gaps (Zeithaml and Parasuraman, 2004). Subsequent studies should include suppliers and consumers in the analysis, enclosing, by this, all relationships of the chain in which the information flows. Another investigative aspect is the adoption of measurement patterns of the information quality for all actors of the in-house supply chain, to survey the quality of the information.
Para crescer em ambientes competitivos, as organizações devem aprimorar processos e competências internas, por meio da tecnologia, e tomar decisões estratégicas sobre a demanda por qualidade da informação. Porém, atender o mercado e responder às necessidades dos clientes internos por informações com qualidade, exige gestão integrada, o que pode ser caro e difícil. Por isso, disseminá-las na cadeia de suprimentos interna, exige uma estrutura de processos eficazes, para compreender o que estes subsídios representam e por que são importantes para a entrega de produtos com qualidade. Assim, o objetivo desta pesquisa é avaliar a qualidade das informações que permeiam o fluxo da cadeia de suprimentos interna de uma organização de serviços, verificar a perda e identificar as dimensões de qualidade das informações que facilitam a obtenção dos resultados planejados. Para isso, valeu-se do estudo de caso na CTBC Telecom, operadora de telecomunicações que atua em parte do sudeste brasileiro com relevante representatividade socioeconômica. O foco específico de apreciação foi o serviço de acesso à Internet por banda larga, o NetSuper. Na análise identificaram-se as dimensões da qualidade das informações mais relevantes para os gestores e as distorções que comprometem a qualidade desses insumos. Para isso, desenhou-se a cadeia de suprimentos interna da Organização, explicou-se o fluxo das informações nessa cadeia, elaborou-se um ranking para priorizar as dimensões da qualidade na percepção dos gestores e descreveu-se o processo de repasse das informações. Em seguida, identificou-se o nível de conhecimento dos vendedores sobre as informações do NetSuper e a sua satisfação com a qualidade dessas informações, dos processos e demais subsídios para vendas, para então, verificar a perda da qualidade. A pesquisa é descritiva e, predominantemente qualitativa. Para a coleta de dados aplicaram-se: entrevistas semi-estruturadas com gestores, análises de documentos e questionário estruturado a uma amostra de vendedores dos canais de vendas diretos e indiretos. Para tabular e interpretar os dados aplicou-se análise de freqüência, tabelas dinâmicas e saídas gráficas. No estudo constatou-se que os gestores percebem a perda da qualidade das informações, comprovada nos canais de vendas, pelas evidências de baixo conhecimento sobre o produto e a carência dos vendedores na ênfase em dimensões da qualidade que facilitariam o fluxo de informações. Nos resultados, ficou constatado que as mais relevantes dimensões da qualidade para a CTBC Telecom, não são tratadas com prioridade nos processos e que a Organização necessita de um modelo de gestão integrada. Diante disso, apresentou-se uma proposta de estrutura de gestão da qualidade das informações, tendo como referência os modelos teóricos de Gestão da Cadeia de Suprimentos e de Lacunas da Qualidade em Serviços. Estudos posteriores devem incluir a análise com fornecedores e consumidores, abrangendo toda a cadeia de relacionamentos por onde permeiam as informações. Outro aspecto a investigar é a adoção de meios de medição da qualidade das informações nos elos da cadeia de suprimentos interna para aferir a sua qualidade.
Mestre em Administração

Scopo del lavoro: valutare le modificazioni trasversali delle arcate ottenuti con un’espansione lenta, con forze leggere ed alto controllo del movimento, su un campione di pazienti in crescita, con insufficienza trasversale del mascellare. Materiali e Metodi: sono stati inclusi nello studio n° 10 pazienti (n° 3 maschi, n° 7 femmine) con un’età media di 7 anni 5 mesi +/- 7 mesi, trattati con espansione mascellare lenta per la correzione di crossbite posteriore monolaterale (con shift mandibolare), mediante il dispositivo denominato Leaf Expander (L.E.), ancorato sui secondi molari decidui. Su questo campione di n°10 pazienti sono stati eseguiti due diversi Studi Pilota. - Studio Pilota I In tutti i pazienti (n°10) sono stati realizzati modelli digitali delle arcate dentarie prima dell’inizio del trattamento (T1) e a fine terapia, al momento della rimozione dell’espansore L.E. (T2). I modelli sono stati analizzati rilevando n°5 parametri lineari: 1) distanza intermolare sup. (molari permanenti) 2) distanza intermolare sup. (molari decidui) 3) distanza intercanina superiore 4) distanza intermolare inferiore (molari permanenti) 5) distanza intercanina inferiore - Studio Pilota II In n° 5 pazienti, con deficit di spazio a carico dei canini superiori, è stata effettuata una tomografia computerizzata cone beam (CBCT) prima dell’inizio del trattamento (T1), seguita da una CBCT al momento della rimozione del L.E. (T2). Sono state eseguite misurazioni e sovrapposizioni al fine di valutare n° 3 parametri, i più significativi secondo la letteratura: 1) ampiezza nasale 2) ampiezza mascellare a livello dei II molari decidui 3) ampiezza mascellare a livello di primi molari permanenti Risultati: In tutti i pazienti si è realizzata la correzione del crossbite posteriore, con 4 mesi di trattamento in media. Tutti i parametri oggetto di valutazione, dentali e scheletrici, relativi all’arcata superiore, sono aumentati significativamente durante la fase di espansione lenta mascellare. Il percorso eruttivo e la prognosi dei canini inclusi risultano migliorati. Per quanto riguarda l’arcata mandibolare abbiamo rilevato la riduzione del diametro intermolare 6-6 e l’incremento del diametro intercanino. Conclusioni: i risultati dei due Studi Pilota convalidano l’efficacia dell’espansore lento Leaf Expander, nel trattamento delle insufficienze trasversali del mascellare, nel giovane paziente, con azione sia dentoalveolare sia scheletrica.
Aim of the researche: The purpose of this study was to evaluate and compare the dental and bone effects of slow maxillary expansion, with low forces and hight movement control, in a sample of young patients with unilateral transversal maxillary deficiency, with mandibular shift. Materials and method: have been included in the study 10 patients (n° 3 male, n° 7 female) with an average age of 7.5 yrs +/- 7, treated with a slow maxillary expansion by Leaf Expander appliance . - Pilot Study I: for all ten patients, the digital models have been made at the beginning of the therapy (T1), at the end of expansion (T2). Five parameters have been measured with the cast analysis: 1) the distance between the first upper permanent molars 2) the distance between the upper second deciduous molars 3) the distance between the upper canine cusps 4) the distance between the lowers molars 5) the distance of the lower canine cusps. - Pilot Study II: for only 5 patients, with loss of space for upper cusps, a cone beam computed tomography (CBCT) have been performed at the beginning of the therapy (T1) and after expansion (L.E. remotion) (T2). Misurations and superimpositions have been performed to evaluate the three parameters, most relevant on basis of literature: 1) nasal width 2) basal bone 3) intermolar diameter at II deciduous molars Results: In all the patients the complete correction of posterior crossbite has been achieved in 4 monts, on average. Significant increases in the dental and skeletal transversal diameters were obtained with slow maxillary expansion. Increases were also obtained about anterior mandibular arch (+ 1mm). Conclusions: the Pilot Studys performed confirm the soundness of Leaf Expander appliance in the transversal deficiency correction with a both dental-alveolar and skelectal action in the treatment of young patients.

碩士
國立成功大學
高階管理碩士在職專班(EMBA)
104
This study aims to investigate the competition between financial holding companies in the domestic and international financial environment and explore the mean through which these companies achieve corporate goals by using CITIC Financial Holding Company as case study for analysis. The results obtained from SWOT, five forces, and stock price analyses, as well as merger synergies assessment offer insights for integration strategy in financial industry. By employing numerous domestic and international mergers and acquisitions, life insurance companies and financial institutions increase market share and advance merger synergies. Although amplified scale of mergers may not reflect the proper increase in overall performance, players in financial sector are maneuvering to adjust business strategies in both regional and international market to advance competitiveness.

碩士
實踐大學
企業管理學系碩士在職專班
104
There is a lot of potential in Taiwan wealth management market, all the banks are involving in this segment and trying to gain the market share as much as they can. The banking industry, debenture, insurance, and financial consultants, to name a few, are jumping into this market and providing different kinds of services and projects for customers. Technology innovations brought out the automatic services that gradually replace the traditional counter service. What are more to come are the "Fintech" and "Bank3.0", trends that bring tremendous changes to the banking industry and traditional financial organisations. The main focus of this study is based on the actual bank financial management service, with data mining categorization skill (discriminant analysis, logistic regression analysis, neural network) to construct predictions on behaviour patterns of individual investments. According to this prediction model, we can then offer strategic directions to increase the clients' investment willingness and their satisfaction. This study is completed with 210 clients database as evidence for the hypothesis outlined in this study. The results are listed in the following: 1.Customers aged average 50.16 years old, average property sum NTD10,383K, 44.76% categorised in the aggressive segment, 29.52% mainly invested in the mature stock market, 34.76% with investment duration lasting more than 12 months. 2.The main purpose of this prediction model is to compare the 3 different analysing tools to reach the best choice. According to the research result, artificial neural network accomplished with 100%, which is the highest score among the analysing tools, is the best and most recommended instrument. 3.In general, the prediction model constructed by the artificial neural network is the most accurate prediction results; and the "investment duration" and "currents in NTD (per 10,000)" of the individual client would affect the plausibility of the prediction.

碩士
國立政治大學
財務管理研究所
105
Founded in 2004, CTBC foundation had been cared about vulnerable families and children since it founded. CTBC foundation established an entrepreneurship pro-poor plan named The Happiness Project in 2011. This project coordinates with multi institution including commercial bank, social welfare organization ,consulting institution , credit guarantee fund and life insurance company to establish an all-around environment for vulnerable families parents to start their own business. Coordinated through project consultants, counselors and start-up parents themselves, The Happiness project becoming better and approaching perfection day by day to avoid adverse selection and resource abuse. By means of “The Real Big Fried Squid” and “Li Cheng compound dining” two start-ups counseled by CTBC Happiness project. We realize what difficulties micro-entrepreneur might confront when they set up their own business. Via start-up lecture learning and assistance from consultants & counselors the two entrepreneur learned their start up skill and solved difficulties. As we know government also play an assistant role in start-up loans for a long time and the authorities concerned can make a better public appeal compared to private company. So it’s a great challenge for Ms. Lin, the project leader, to differentiate Happiness Project to other start-up assistance project. Lack of the first capital and resource integration capabilities, Vulnerable families face greater challenge comparted to normal start-up, and one-time credit and assistance lack of follow-up might make cause greater risk for them. Understanding the USP of Happies Project and its long-term accumulated know-how. Project leader Ms. Lin wish the project can be spread like bamboo after a spring rain and solve the vicious circle of poor prevailed in vulnerable families in Taiwan fundamentally.

碩士
國立臺灣大學
分子與細胞生物學研究所
94
Mutations of cardiac troponin C (cTnC) may cause cardiomyopathy, which is one of the most serious heart diseases of elders, but there is no suitable animal model to study this late-onset disorder. Zebrafish is a good material due to its embryo is transparent and the inducible system in vivo is developed. Zebrafish inducible transgenic line was carried out which expressed cardiac specific EGFP and truncated cTnC at the same time with doxcycline (10μg/ml) induction. After induction at 3 dpf of F2 embryo, we observed that the heart beating rate of zebrafish inducible transgenic line was slower than that of the control fish (188.9± 21.7 Vs. 199.8±22.2 beats/min) after 4 days induction. Both the diastolic volume and the systolic volume of zebrafish inducible transgenic line were larger than control group over the observation time (after 1 to 6 days induction). Furthermore, the ejection fraction of zebrafish inducible transgenic line was also lower than control group during the observation period (after 1 to 6 days induction), especially at 5 days induction (8 dpf) (41.9±6.8 % Vs. 49.3±5.7 %).On the other hand, most of the individuals revealed progressively dilated atrium syndrome till 6-9 days induction, and the individuals with syndrome would die soon. And we found the myocardium wall of ventricle of zebrafish inducible transgenic line (D12) have ventricular muscle wall irregular thickening(5.4∼24.3μm).This phenotype is like the eccentric hypertrophy of human dilated cardiomyopathy. In conclusion, induction of heart-specific truncated form cTnC competing with normal cTnC activity would lead to increased end-diastolic ventricular volume、increased end-systolic ventricular volume、decreased ejection fraction and heart wall thickness disproportionate，these all are the symptom of dilated cardiomyopathy. We think that zebrafish inducible transgenic line is a potential animal model for cardiomyopathy research.

碩士
東海大學
高階經營管理碩士在職專班
104
Abstract The main purposes are strength cross-strait financial exchanges and cooperation and promote the development of cross-strait economic relations. After 2009, we signed ECFA for Taiwanese business opportunities in CTBC bank. Wish to provide the domestic financial sector in building China wealth management business strategy or policy. This study uses both internal resources and external environment to find out the strengths, weaknesses, opportunities and threats of CTBC’s wealth management business in China. After combine CTBC’s internal resources and external environment to build CTBC’s business strategies, wishing could be the reference of Taiwan’s banks plan extend business to China. 1. Strengths Opportunities (SO) Strategy Copying success wealth management service from Taiwan to China, though extend service size and rising locations efficiency to conformation proficient private bank service. 2. Strengths Threats (ST) Strategy As entity and virtual resources becoming integrated, suggesting use the strength financial service experience to development pull marketing instead of push marketing. 3. Weaknesses Opportunities (WO) Strategy Through strengths of geopolitics, language and local culture to recruits local experts, balance the over investment cases, and linked strategy alliance by cross-area. 4. Weaknesses Threats (WT) Strategy Consider the uncertainty of investment in China, we suggesting banks may use small and flexible entity provide wealth management in China. Cooperation with local banks to extend ways of marketing could provide safety, flexible and legality service by alliance, and wipe out the threats from international big banks. Key words：wealth management，SWOT analysis，business strategies

碩士
國立臺灣科技大學
管理學院MBA
104
Indonesia, as an emerging country, offers a lot of potential for doing business. A lot of businesses from various industries are interested in investing in Indonesia to exploit this opportunity. Banking industry is one of them. CTBC Bank, as one of the biggest bank in Taiwan, is one of the foreign banks that has an operation in Indonesia. Established since 1997, CTBC Bank has operated for nearly 20 years in Indonesia. The strategy that CTBC Bank implemented in Indonesia is a very interesting case to be discussed. The research focus areas are CTBC Bank’s international strategy in Indonesian market, including the incentives and benefits that CTBC Bank aimed when entering Indonesian market, the type of strategy implemented, the mode of entry used, the risk faced by the bank, and the outcomes gained after successfully entered Indonesian market. In order to get the related data, interview with CTBC Bank Indonesia representatives was conducted. This research shows that CTBC Bank has an incentive of gaining access to emerging market, in addition to establishing a global integration throughout Asia Pacific. CTBC Bank implements the international corporate level strategy, particularly the transnational strategy in doing its business. Joint venture was used as the mode of entry when entering Indonesian market. Political and economic risks are the major risks that the company faced when operating in Indonesia. And the major outcomes are the positive financial result that CTBC Bank Indonesia could contribute to the headquarter.

碩士
國立政治大學
企業管理研究所(MBA學位學程)
106
With the development of information technology and Internet technology, and the rise of financial technology, which drives financial innovation, it has triggered the financial industry to start of digital financial transitions. With the popularity of mobile networks and mobile devices, and the awareness of financial inclusion, motivate the financial industry to introduce financial technology, provide better and innovative financial services, and meet new market demands. In 2015, under the impetus of the government, Taiwan entered the age of digital finance 3.0. This study uses a case study method from the perspective of the banking industry to explore how Taiwan’s banking industry implements a digital financial strategy and summarizes a feasible digital financial strategy for Taiwan’s banking industry. Give relevant financial industries a reference for the future development of a digital financial strategy.

碩士
國立交通大學
管理學院資訊管理學程
107
Action payments change the habit of changing people’s payments, and behavioral changes create considerable market opportunities. In the digital economy era, action payment has become a trend, improving the convenience of people’s life, strengthening people’s familiarity and acceptability with regard to action payments. To promote the popularity of mobile payment applications, it is necessary to improve convenience and security, consumers can feel the convenience and security brought by mobile payment. This study uses financial technology services to study customer satisfaction, and uses CTBC Bank as an example to adopt a questionnaire survey method. Questionnaires were collected using the online form of google, 123 were distributed, 123 were recycled, and 123 valid questionnaires, the effective rate was 100%. Data analysis methods include narrative statistics, reliability analysis, validity analysis, t-test, single factor analysis and regression analysis. After empirical analysis, service quality has a significant impact on customer satisfaction; technology acceptance model has a significant impact on customer satisfaction. It can be seen that CTBC mobile payment provides perfect service quality, especially the reliability is higher than other facets. It represents that the reliability of CTBC action payment is the most important for consumers, as long as the reliability is higher, the customer satisfaction will be higher. In terms of technology acceptance mode, perceived ease of use is higher than others, which means that users will be willing to accept CTBC action payment as long as they feel easy to use. The results of this study can provide the degree to which relevant financial institutions follow up with the introduction of action payments or provide customer satisfaction with the payment of customer use actions.

碩士
中信金融管理學院
金融管理研究所
106
This paper identifies the factors that determine CTBC Financial Holding employees’ attitude and behavior of using corporate e-learning system. The research framework was mainly adapted from the DTPB model to incorporate with the context of TRA and TAM models, construct the theoretical links that corresponding to the research issue and objectives. The analysis methods adopted structural equation modeling (SEM) by confirmatory factor analysis (CFA) and causality path analysis (CPA) as the main technique for analyzing sample data of 300 participants. The proposed model is validated by three constructs of perceived attitude, subjective norm, and perceived behavioral control to exam the behavior intention of using e-learning. The antecedents for each construct cover: learning efficiency, learning resources, level of trust; institutional influence, superior influence, peer influence; and self-efficacy, technology support, enterprise support nine factors respectively, which are used as measurement indicators for the scale. The research findings was identified that perceived attitude, subjective norm and perceived behavioral control have significant and positive impact on the behavioral intention to use corporate e-learning system. Whereas, self-efficacy, enterprise support, learning efficiency, and superior influence are also identified as critical factors. The overall predictive power is 29%.

碩士
國立臺灣科技大學
高分子系
96
The interpenetrating-network-structured (IPN-structured) epoxy resin/vulcanized CTBN composites were prepared. By in situ heat-curing the homogeneous mixture of o-cresol novolac epoxy resin (CNE), 4,4’-diaminodiphenyl sulfone (DDS), carboxyl-terminated butadiene acrylonitrile rubber (CTBN), 2-methyl imidazole (2-MI), and benzoyl peroxide (BPO) via respective sequential and simultaneous processes involving chemically induced phase separation (CIPS), the nanocomposites with different morphologies were afforded. The epoxy network was obtained by step-growth polyaddition polymerization of CNE and DDS catalyzed by 2-MI, while the vulcanized CTBN network was obtained by free radical polymerization of CTBN initiated by BPO. The morphologies and properties of the IPN-structured nanocomposites from the two different processes were investigated and analyzed by DSC, IR, TEM, SAXS, DMA, Instron, and TGA...etc. It was found that for the nanocomposites, SIM-IPN (simultaneous-IPN) series, obtained from the simultaneous process, the nanometer-sized domain of the dispersed vulcanized CTBN in the CNE/DDS matrix was smaller and evener than that of nanocomposites, SEQ-IPN (sequential-IPN) series, obtained from the sequential process. The properties such as dynamic mechanical property, thermal resistance, and tensile toughness of the SIM-IPN series were improved and enhanced more significantly than that of the SEQ-IPN series and the conventional blends.

碩士
國立雲林科技大學
企業管理系
104
Under the impact of low-birth rate, the market of high education is oversupply. In 2021, it is estimated that the freshmen will less than seventy thousands and about sixty colleges will face the challenge of low-birth rate. From 2015, the department of education was promoting high educational innovation as a way out of crisis. As for business, private colleges adopted business management strategy to create self-advantages. Through case study of college, analysis of transformation strategy and facing transformation advantage and obstacle, the study can provide other colleges as a reference of future transformation management. By collecting domestic colleges’ transformation cases, literatures review as secondary information analysis, and individual interviews, the study categorizes the transformation and management strategies and finally gets the main factor of successful transformation such as manager strategy acuity, manager involvement, organization vision communication and colleges brand creation. Moreover, overcome college transformation obstacle. For example, sufficient investment of colleges transformation, adjustment of recruitment marketing strategy, and breakthrough administrative barriers. Keywords： Low-birth rate, Higher education innovation and transformation, Exit crisis, Transformation strategy.

碩士
實踐大學
企業管理學系碩士在職專班
104
As said by Brett King, "Banking is no longer a place to go, but something you do", people around the globe does not rely on counter service but online banking and mobile payment, signalling the era of transformation from bank 3.0 to 4.0. Non-traditional banks with supports from a lot of people exploit such new technologies as cloud computing, big data, mobile applications and social networks to bring about a revolution in the financial industry. Among the 6,6000 billionaires in Taiwan， 43% are female and this percentage stands on top of the rank of percentage in Asian female billionaire. 31.5% Taiwan female deposit income in their bank account, with 15.7% higher than that of the female from 12 market investigations. In addition to the deposit behaviour, 70% female prefer cash regarding their investment portfolio, which is higher than the worldwide 56% regarding the same portfolio combination. Also, there is 75% female in Taiwan suggest income as an important element for them, while there are only 50% of female worldwide hold the same concept. (ETtoday， 2013) This study focus on the 145 female clients in CTBC Bank, scrutinising with 14 different investment instruments and analysing with a market basket with coded numbers for individual investment items. The results are meant to provide a better investment combination, and to further used as a reference for financial professionals. As considering the best financial combinations, the female clients performed to be able to accept high-risk assets, breaking the stereotypes about the conservative female assumption among banking industry and financial professionals. This stereotype prohibits the investment professionals from giving high-risk portfolios and commodity loans to female clients; on the contrary, professionals tend to provide protective plans to the female clients. This result could be used for further reference in future professional suggestions.

碩士
國立臺灣科技大學
高分子系
94
CTBN-modified epoxy composites, CNE/DDS/I-CTBN, with an interpenetrating-networks (IPN) structure and a nanometer-sized morphology were prepared through a chemically induced phase separation of homogeneous resin, CNE/DDS/CTBN/2-MI, obtained by mixing a carboxyl-terminated butadiene–acrylonitrile liquid rubber (CTBN) with a solution of o-cresol novolac epoxy resin (CNE), 4,4′-diamino diphenyl sulfone (DDS), and 2-methyl imidazole (2-MI), in the presence of peroxide such as benzoyl peroxide (BPO) and dicumyl peroxide (DCP). The IPN morphologies of composites were identified by small-angle X-ray scattering through measuring the value of the specific interfacial surface area Ssp between the cured CNE/DDS matrix and the vulcanized CTBN and investigated with a TEM . Properties such as fracture toughness, internal stress, thermal property, dynamic mechanical property and T-peel strength of these CNE/DDS/I-CTBN were studied in detail, and were compared with those of a conventional composites, CNE/DDS/CTBN, obtained by dispersing CTBN particles in a cross-linked CNE/DDS matrix. It was found from the results of experiments that fracture toughness and decomposition temperature of CNE/DDS/I-CTBN were 40% amd 19℃ higher than that of CNE/DDS/CTBN, while the internal stress of the former was 36% lower than that of the latter, while the T-peel strength of the former was also 20% higher than that of the latter. It was also found that, through the SAXS analysis, the decrease of internal stress and the increase of T-peel strength for CNE/DDS/I-CTBN were affected significantly by the degree of interpenetrating of the two networks.

碩士
輔仁大學
金融與國際企業學系金融碩士班
107
This study collects news materials about CTBC from YAHOO! Stock, Apple Daily News Online, United Daily Online and cnYES.com, and uses text mining technology and the support vector machine to predict the rise and fall of stock prices trend. And I also compare the prediction accuracy and simulated transaction rate of return of single news with combination of different news sources. According to the empirical results of this study, the prediction accuracy rate of each source under optimal conditions is about 50% to 70%. But in general, the more news combined does not improve accuracy noticeably. Among them, the combination of YAHOO! Stock and cnYES.com can get an average rate of return of 0.18% in two month simulated trade, which is the highest in single source and combined source.

碩士
國立政治大學
企業管理研究所(MBA學位學程)
107
With the rise of financial technology, technology is constantly changing the banking industry. Electronic payment and mobile payment are the policies of countries planning digital banks. The development of cashless is the key. However, in Taiwan, the density of ATM is not decreasing, and ATM is an important strategy in Taiwan. It has also developed many Cardless methods such as “Cardless with mobile phones” and “Cardless with finger veins”. This study is based on qualitative respondents and in-depth interviews from the top three banks in Taiwan, Cathay United Bank, CTBC Bank, and Taishin International Commercial Bank. This study have 10 interviewers, which integrate financial technology and bank digitalization related information, as well as service innovation prototypes and innovation adoption theories. The study will discuss how user motivation, user experience, and how mobile banking affect the ATM Cardless users. In conclusion, it was found that the respondents mostly be first time user of ATM Cardless when they forgot to take the card. The users most have a positive experience, and a few users who have Cardless with the finger vein experience poor experience due to the sensory problem. Most of the respondents did not use ATM Cardless withdrawal as the main way of withdrawing money. The reason is that users still have the habit of using cards to withdraw money. There is no absolute need to replace it. The practical recommendations of this study include: change the application method to require no financial card to apply to improve the motivation for initial use, increase the connectivity between mobile banking and ATM Cardless, improve the sensing function of Cardless with finger vein , and increase the security of ATM Cardless and made clear to the user.

碩士
國立臺灣大學
翻譯碩士學位學程
107
Rapid globalization in recent decades has allowed teams of major sports leagues around the world to recruit elite international talent, boosting the leagues’ overall competitiveness and the quality of games. The import of foreign athletes necessitates the existence and assistance of team interpreters. However, few past interpreting studies investigated the work of sports team interpreters. The present study explores sports team interpreters by examining the actual practice of interpreting service and the roles of team interpreters of the CTBC Brothers in the sole professional sports league in Taiwan, the Chinese Professional Baseball League (CPBL). Field observation was conducted in the 2019 spring training camp of the Brothers, and 16 interviews with team interpreters, players, and coaches were also held. Results show that team interpreters not only serve as language intermediaries for the primary interlocutors, they are also active participants in the interpreted dialogues. They play the roles of assistant coach, emotion filter, team administrative staff, and personal assistant. The interpreters sometimes add or filter out information, and settle disputes between players and coaches. In addition, they also need to do administrative work and take care of foreign members’ life off the field. The results suggest that team interpreters’ role and responsibility are beyond the conventional definition of interpreter and translator.

碩士
亞洲大學
經營管理學系碩士在職專班
107
This study takes the mobile banking business expanded by the banking industry as the research object, and discusses whether its conversion intention, conversion cost and experience quality will affect customer satisfaction and brand image. This study conducted questionnaire surveys by the general public; the analytical methods were narrative statistical analysis, reliability analysis and regression analysis. This time, a total of 187 valid questionnaires were collected, and the reliability of the facet was above the standard of good faith. The research results show that the conversion intention of the action bank is positively affecting the brand image, the conversion cost positively affects the brand image, and the experience quality positively affects customer satisfaction. The empirical results of this study also support the previous scholars' claims. This study believes that in an era of sufficient information and resources, consumers no longer give enterprises a second chance, so they must be able to stand in the market environment where their banks are overly competitive. In addition to strengthening their own competitive advantages, they must continue to To enhance the quality of experience and maintain customer satisfaction, we can create a good brand image to influence the conversion willingness of new customers and the loyalty of old customers, and maintain market share.

碩士
國立中央大學
會計研究所
105
Since the financial Asian Cup started, it has been an inevitable trend in the financial industry to globalize their business territory. In particular, the Asia-Pacific region is the industry’s important beachhead. In order to accelerate the pace of internationalization, mergers and acquisitions were the main tools used by the industry. The CTBC Holding have continued to pursue new mergers and acquisitions in recent years. Two major events were the mergers and acquisitions of The Tokyo Star Bank, Ltd. and Taiwan Life Corp., which were awarded by the Taiwan M&A and Private Equity Council (MAPECT). This study is based on the case of CTBC Bank’s acquisition of Tokyo Star Bank. In June 5, 2014 CTBC Bank completed 100% equity delivery, at the total price of JPY 52.97 billion, equivalent to NT$ 15.89 billion. This initiative is not only the case of a foreign bank’s acquisition of a Japanese local bank, but also the largest ever acquisition of a Taiwanese enterprise to buyout a Japanese company. CTBC Bank’s brand value was listed in the well - known British brand value research institutions, Brand Finance’s Top 500 Banking Brands. In addition, the CTBC Bank’s ranking is steadily rising. In 2016, CTBC Bank’s brand value ranked at the 83rd. among the world’s top 100 banks. This paper uses Dr. Hann-Tarn Jeng’s 8-Cross Business Model and Dr. Yoshikuni Hirose’s Brand Valuation Model published with members of the Ministry of Economy, Trade and Industry to explore the changes of business models and its brand value before and after CTBC Bank’s acquisition of Tokyo Star Bank. Whenever an enterprise implements mergers and acquisitions, its business territory will be expanded, and its business model will change. By applying the Hirose Brand Valuation Model, the brand value of CTBC Bank became nearly six times before its acquiring the Tokyo Star Bank.

碩士
國立臺灣科技大學
財務金融研究所
107
In view of the trend of declining net remuneration rates of domestic financial institutions, various financial institutions all want to enhance efficiency through integration. In 2000, the government introduced the "Financial Institutions Merger Act", which aims to increase the merger of financial intermediaries and alleviate the excessive number of financial institutions such as banks, insurance and brokerage firms. In 2001, the “Financial Holding Company Law” was further promoted, allowing the financial control company to provide financial services such as banking, insurance and securities to customers. At the same time, financial institutions are encouraged to lay out overseas markets to enhance their competitiveness. The Financial Holding Company Law was promulgated and implemented in 2001. In 2002, the financial holding companies were established one after another, which led to the integration of banking, securities and insurance finance business. All major banks have actively established insurance companies to expand their insurance business. However, the performance of the bank insurance channel was not conspicuous at first. It only accounted for less than 20% of the new contractual premium income of the whole life insurance market in Taiwan. In 2005, it only exceeded 30%, and in 2008, it captured nearly 50% of the market share. The performance of bank insurance with financial holding company has grown the most. In 2008, the US financial turmoil swept the global financial market, causing foreign insurance companies to withdraw from the Taiwan market with the financial tsunami, accounting standards, and low interest rate international factors. It also created the opportunity and atmosphere for the merger and integration of Taiwan's insurance industry. In the process of pursuing resource integration and economies of scale in M&A activities, what is the thinking point of M&A objectives, industries and merger conditions, and the formation of strategies? This case uses CTBC Financial Holding Company to expand the scale of financial holding company assets and build a second take the profit engine strategy and conduct the insurance company merger and acquisition case as an example to discuss the M&A strategy and object of the financial control. In addition to the analysis of the business development of the financial holding company and bank insurance at that time, the author also analyzed the rationality of the merger and acquisition conditions of the merger and the financial synergy after 3 years of merger and acquisition, and found that the merger was indeed for a successful M&A case. It has created the third place in the domestic financial holding company industry of CTBC Financial Holding Company and its profitability is also in the forefront of the industry.

碩士
臺北市立大學
體育學系碩士在職專班
106
Abstract The purpose of this study was to survey the current situation of the leisure and sport activitiesin volved and job involvement of financial staff members in Taipei City: The Case of CTBC Bank and the different situation among every factor. This study compared the differences of sport activitiesin volved and job involvement, which were caused by different backgrounds, discussed the relevant situations and the predictability of job involvement by sport activitiesin volved. The study method was "Survey Research" by way of customized questionnaire “Questionnaire survey of sport activitiesin volved and job involvement of financial staff members in Taipei City”. The survey was based on stratified random sampling. There were 520 questionnaires sent out, and of which 515 were returned. Statistical package software of SPSS of Windows 20.0 was used for statistical analysis. The result of this study as following: 1. There were three factors of sport activitiesin volved, among which attraction need was paid the most attention. In order of the factors as follows: centrality to lifestyle, and self-expression. As for the job involvement, there were four factors. The others were listed in order as follows: job evaluation, job delectation and job participate and job involvement. 2. Financial staff members of varied backgrounds, including gender, ages, years of service in The Case of CTBC Bank, income, marriage in sport activitiesin volved. Ages and years of service in The Case of CTBC Bank also showed significant difference in job involvement. 3. The sport activitiesin volved and job involvement of financial staff members in Taipei City were medium correlated. 4. The financial staff members’ centrality to lifestyle and attraction can be used to predict financial staff members’ job involvement. Keywords: Financial Staff Members, Leisure and Sport Activities Involved, Job Involvement