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1

Rizaldy, Ryan, Harry Leinonen et Tanai Khiaonarong. Operational Resilience in Digital Payments : Experiences and Issues. International Monetary Fund, 2021.

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Rizaldy, Ryan, Harry Leinonen et Tanai Khiaonarong. Operational Resilience in Digital Payments : Experiences and Issues. International Monetary Fund, 2021.

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3

Kumar, Santosh. Introducing SAP Digital Payments for SAP S/4HANA. Rheinwerk Publishing Inc., 2020.

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4

Hines, Baxter, et Coinifide. Digital Currencies and Payments - Course #3 : Finance I. Coinifide LLC, 2020.

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5

Digital Payments in India : Background, Trends and Opportunities. New Century Publications, 2019.

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6

Rizaldy, Ryan, Harry Leinonen et Tanai Khiaonarong. Operational Resilience in Digital Payments : Experiences and Issues. International Monetary Fund, 2021.

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7

Alliance, Better Than Cash. Improving Humanitarian Payments Through Digital Innovation : Challenges and Opportunities. Better Than Cash Alliance, 2021.

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8

Kahonde, Oswell, Katherine Rickard et Liberal Seburikoko. Scaling up Responsible Digital Payments in the Rwandan Tea Sector. Better Than Cash Alliance, 2022.

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9

The Digital Money Game : Competing in the multi-trillion dollar payments industry. Shift Thought Ltd, 2014.

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10

Huch, Stefan. Grundlagen des EU-Kartengeschäfts : Charakteristik und Innovative Geschäftsmodelle Von Digital Payments und Kartenzahlungen. Springer Fachmedien Wiesbaden GmbH, 2022.

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11

Zimmerman, Jamie M., et Silvia Baur. Understanding How Consumer Risks in Digital Social Payments Can Erode Their Financial Inclusion Potential. World Bank, Washington, DC, 2016. http://dx.doi.org/10.1596/24568.

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Waldron, Daniel, et Xavier Faz. Digitally Financed Energy : How Off-Grid Solar Providers Leverage Digital Payments and Drive Financial Inclusion. World Bank, Washington, DC, 2016. http://dx.doi.org/10.1596/24566.

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13

Demirgüç-Kunt, Asl, Dorothe Singer et Saniya Ansar. Global Findex Database 2021 : Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. World Bank Publications, 2022.

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14

Omode, Jokpeme. Cryptocurrency Is the Future of Finance : Payments in Digital Wallets Recorded in a Public Ledger of Blockchain. Independently Published, 2022.

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15

Allende López, Marcos, et Antonio Leal Batista. Cross-Border Payments with Blockchain. Sous la direction de Rubén Gutiérrez, Marcelo Da Silva et Alejandro Pardo. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003189.

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This document describes the proof-of-concept (PoC) developed by the Inter-American Development Bank, the IDB Lab, LACChain, the Citi Bank Innovations Labs, and ioBuilders to demonstrate cross-border payments between entities in different countries that involve currency exchange, using digital money represented by tokens -tokenized money- in the LACChain Besu Blockchain Network. For this PoC, Citi Bank played the role of the bank holding the funds; the IDBs headquarters in the U.S. played the role of the sender of tokenized dollars; an individual in Dominican Republic played the role of recipient of tokenized Dominican pesos; LACChain provided the blockchain infrastructure and developed the back end, the smart contracts and the integrations; and ioBuilders provided technical advice and developed the front end.
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16

Sarathy, Ravi. Enterprise Strategy for Blockchain. The MIT Press, 2022. http://dx.doi.org/10.7551/mitpress/14085.001.0001.

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How companies can gain strategic advantage by developing blockchain capabilities. Blockchain is far more than cryptocurrency. Regarded for a decade as complex and with limited application, blockchain has now matured to be on the verge of fully realizing its disruptive potential. In Enterprise Strategy for Blockchain, business strategy expert Ravi Sarathy shows how companies can gain competitive advantage by developing and deploying blockchain capabilities. Sarathy explains what makes blockchain unique, including its capacities to eliminate intermediaries, guard against hackers, decentralize, and protect privacy. Presenting examples drawn from such sectors as finance, supply chains, computer services, consumer products, and entertainment, he describes how executives can strategically assess blockchain's applicability to their business. After outlining blockchain's technological features—and its technological obstacles—Sarathy describes disruptive technologies already happening in the financial services market with the emergence of decentralized finance, or DeFi, arguing that a wave of innovation might be positioning DeFi as blockchain's “killer app.” He also explores, among many other uses, a blockchain application that addresses chronic supply chain problems, pilot blockchain programs aimed at facilitating cross-border payments, and the use of NFTs (non-fungible tokens) that allow digital art to be collected and traded. And he outlines a path for organizations that includes establishing a business case for applying blockchain, evaluating enterprise cost-benefits, and preparing the organization to develop the requisite knowledge and people skills while overcoming resistance to change.Business leaders should invest, explore and experiment with blockchain now, positioning their organizations to be first in their fields, ahead of both rising startups and late-to-the game incumbent peers.
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