Artículos de revistas: "India's Financial System"

1

Khairullah, Ahmed Habeeb y S. Rosita. "Theoretical Study of Indian Banking System". Journal of Social Commerce 2, n.º 1 (12 de mayo de 2022): 42–46. http://dx.doi.org/10.56209/jommerce.v2i1.12.

Texto completo

Resumen

Banks play a significant part in India's financial system and contribute to economic growth. The banking industry is the foundation of every contemporary economy. It is one of the most significant foundations of the financial industry and plays a crucial role in economic performance. It is crucial for the growth of the nation's economy that financial demands be met; industry and agriculture demonstrate the greatest degree of dedication and accountability. Therefore, the growth of the nation is intimately tied to the growth of banks. Banks should not be seen as money changers in the contemporary economy, but as development leaders. In several economic sectors, they serve a crucial role in aggregating deposits and debt payments. The financial system reflects the country's economic life. Economic vitality is contingent upon the stability and efficacy of the financial system, which in turn is contingent upon a solid and sustainable banking system. A solid banking system that integrates deposits into productive sectors and a melting bank system allow the bank to fulfill its duties to investors. After India's independence, banks play a significant part in the country's social and economic growth. India is dominated by the banking industry, which accounts for more than half of the financial sector's assets. The Indian banking sector has seen a remarkable transformation due to the reforms of the financial industry, which are implemented in phases. In this context, the researcher has conducted an overview analysis of the Indian Banking System, resulting in the current paper.

Los estilos APA, Harvard, Vancouver, ISO, etc.

2

Khairullah, Ahmed Habeeb y S. Rosita. "Theoretical Study of Indian Banking System". Journal of Social Commerce 2, n.º 1 (12 de mayo de 2022): 42–46. http://dx.doi.org/10.56209/jsc.v2i1.12.

Texto completo

Resumen

Banks play a significant part in India's financial system and contribute to economic growth. The banking industry is the foundation of every contemporary economy. It is one of the most significant foundations of the financial industry and plays a crucial role in economic performance. It is crucial for the growth of the nation's economy that financial demands be met; industry and agriculture demonstrate the greatest degree of dedication and accountability. Therefore, the growth of the nation is intimately tied to the growth of banks. Banks should not be seen as money changers in the contemporary economy, but as development leaders. In several economic sectors, they serve a crucial role in aggregating deposits and debt payments. The financial system reflects the country's economic life. Economic vitality is contingent upon the stability and efficacy of the financial system, which in turn is contingent upon a solid and sustainable banking system. A solid banking system that integrates deposits into productive sectors and a melting bank system allow the bank to fulfill its duties to investors. After India's independence, banks play a significant part in the country's social and economic growth. India is dominated by the banking industry, which accounts for more than half of the financial sector's assets. The Indian banking sector has seen a remarkable transformation due to the reforms of the financial industry, which are implemented in phases. In this context, the researcher has conducted an overview analysis of the Indian Banking System, resulting in the current paper.

Los estilos APA, Harvard, Vancouver, ISO, etc.

3

Swamy, Vighneswara. "EUROZONE SOVEREIGN DEBT CRISIS AND ITS IMPACT ON INDIA'S CROSS-BORDER CREDIT MARKET". JOURNAL OF INTERNATIONAL BUSINESS AND ECONOMY 23, n.º 2 (26 de mayo de 2022): 121–46. http://dx.doi.org/10.51240/jibe.2022.2.5.

Texto completo

Resumen

This study examines the impact of the Eurozone's sovereign debt crisis on cross-border credit to India, addressing: (i) Causes of subsided lending, (ii) India's loan demand, (iii) Influence of Eurozone banks' home countries on credit, and (vi) Identification of the banking system responsible for the falloff. Results indicate that a 1% change in India's sovereign debt to GDP ratio is linked to a $1013m increase in cross-border lending from the Eurozone. A 1% change in the Eurozone's ratio is associated with a $556m increase in cross-border credit to India. A 1% rise in India's real GDP growth rate is associated with a $164m increase in cross-border bank financing to India. The results indicate that global banks propagate financial shocks from their country of origin. The implications suggest that the concentration of cross-border credit in advanced economy financial systems puts emerging economies like India at risk of country- or region-specific financial shocks.

Los estilos APA, Harvard, Vancouver, ISO, etc.

4

Neal, Josiah. "Financial Flows of the Blue Continent". Indian Public Policy Review 5, n.º 2 (Mar-Apr) (15 de abril de 2024): 39–58. http://dx.doi.org/10.55763/ippr.2024.05.02.003.

Texto completo

Resumen

This paper proposes a collaborative effort between India, Australia, Papua New Guinea, and Fiji to pilot a payments system using the infrastructure underlying India's Unified Payments Interface framework. This aims to catalyse the creation of an open, interoperable, and efficient regional payments system in the Pacific that enfranchises all stakeholders. While cost is a central factor, existing funds within the Pacific Financial Inclusion Programme, Forum for India-Pacific Islands Cooperation, Pacific Islands Forum, India-UN Development Partnership Fund, or Quadrilateral Security Dialogue can be leveraged. Frank dialogue about the financial needs of Pasifika peoples and their countries is critical, and open-source protocols can allow for tailor-made, sovereign solutions without vendor lock-in. Current efforts to strengthen regulatory frameworks and address money laundering risks should also continue in concert with this endeavour. More broadly, this paper demonstrates India's potential to collaborate with Australia – and others – to create positive outcomes for low-income states. The policy recommendation in this paper exemplifies how such collaborations can drive positive change globally and accelerate progress for the developing world, such as in the Pacific Islands.

Los estilos APA, Harvard, Vancouver, ISO, etc.

5

Harshvardhan Govind, Aditi Nayan y Priya Gupta. "The Evolution of Digital Payments: UPI, E-Rupee and the Future of Currency - in the Context of Urban Patna". International Research Journal on Advanced Engineering and Management (IRJAEM) 2, n.º 03 (21 de marzo de 2024): 495–503. http://dx.doi.org/10.47392/irjaem.2024.0070.

Texto completo

Resumen

E-rupee and digital payment systems are having a significant impact on India's financial landscape. The e-rupee is designed to promote financial inclusion, reduce reliance on cash, and establish a transparent financial ecosystem. Digital payment systems such as UPI and mobile wallets have already made considerable progress in bringing a vast number of people into the formal financial sector, reducing dependence on cash, and fostering a more efficient digital economy. These innovations offer convenience, efficiency, and security in financial transactions, aligning with government initiatives such as "Digital India" and policies that promote a less-cash economy. The continuous evolution of these systems is expected to further influence how individuals and businesses participate in India's financial ecosystem. The study examines the digital payment system in urban Patna, utilizing both primary and secondary data. The data was collected using designed questionnaires distributed through Google Forms and complemented with personal interviews. Secondary sources like e-journals, government reports, magazines, and newspapers were referred to enrich the analysis. It offers an in-depth understanding of how the usage patterns of E-Rupee and UPI payments can potentially bring about a transformative impact. The research outcomes provide valuable insights for policymakers, businesses, and financial institutions, assisting them in navigating the digital landscape in urban Patna.

Los estilos APA, Harvard, Vancouver, ISO, etc.

6

Akhilesh Sharma. "An Analysis of India's New Generation of Private Sector Banks Credit Risk Management". TEST Engineering & Management 83 (12 de marzo de 2020): 27626–39. http://dx.doi.org/10.52783/testmagzine.v83.14610.

Texto completo

Resumen

The financial and economic development of a nation may be sped up by instituting a sophisticated and solid financial system. The expansion of the financial system is a necessary prerequisite for economic development. Different markets, institutions like banks, instruments, services, and procedures that impact the production of savings, investment capital formation, and growth are the primary drivers of a country's economic development. Many financial instruments and effective mobilization of savings are two ways in which the Indian financial system boosts savings rates and total amounts. This paper examines the credit risk management practices of the next generation of commercial sector banks.

Los estilos APA, Harvard, Vancouver, ISO, etc.

7

Owais, Mohd y Mohammad Qutaiba. "Cash Waqf in Poverty Reduction in India: Lessons from Selected Countries". Talaa : Journal of Islamic Finance 3, n.º 1 (30 de junio de 2023): 51–62. http://dx.doi.org/10.54045/talaa.v3i1.727.

Texto completo

Resumen

Cash Waqf revived in Muslim countries allows them to develop this system of charity further. However, Waqf has abundant financial and infrastructure resources in India, which can significantly reduce poverty, particularly among Muslims. Poverty is more prevalent among Muslims in India than in any other community. This library-based research aims to examine how faith-based endowments can reduce poverty in India through cash waqf. This study applies the content analysis of the existing cash waqf models, which examines current Waqf practices for their relationship to India's socio-economic situation. It helps to understand the adoption of cash waqf in India. The paper implemented the waqf shares scheme based on existing literature. Several important reasons make this scheme appropriate for India. First, raising funds from the public is a relatively straightforward process in India by using traditional ways of collecting money, such as cash collections or mobile payment systems that are widely used for raising money. Several poor Indians could benefit from the funds generated by creating employment opportunities and gaining financial, social, and educational empowerment.

Los estilos APA, Harvard, Vancouver, ISO, etc.

8

Shah, Urvi Naresh y Mithilesh Gupta. "Loopholes in the Indian Banking System concerning Non-Performing Assets (NPAs) – A Case Study of “Axis Bank and HDFC Bank”". INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, n.º 03 (13 de marzo de 2024): 1–9. http://dx.doi.org/10.55041/ijsrem29262.

Texto completo

Resumen

Abstract -The paper presents a comparative case analysis of two leading banks, Axis Bank and HDFC Bank. The rising tide of Non-Performing Assets (NPAs) in the banking sector is a major threat to financial stability and economic progress. The case study uncovered severe deficiencies in risk management, credit evaluation, and regulatory compliance, which have resulted in a considerable accumulation of Non-Performing Assets. The banks' exposure to economically sensitive sectors amplifies the impact of downturns on asset quality. The limitations in credit risk assessment underline the necessity for increased due diligence. Regulatory frameworks, such as the Insolvency and Bankruptcy Code, and prompt corrective action have a significant impact on NPA responses. The findings highlight the complicated interplay between internal banking practices, regulatory frameworks, and economic conditions that affect a bank's financial performance. Addressing discovered weaknesses inside both these banks is important to the stability of India's financial system. The implications, as indicated by rising NPAs, are felt throughout the sector, jeopardizing overall resilience. Addressing these problems is crucial for reducing systemic risks, preventing a credit crisis, and rebuilding trust in the financial industry. A better banking system is critical for India's financial stability, economic growth, and stakeholder trust. As major private sector players, Axis Bank and HDFC Bank’s successful remediation set a precedent, emphasizing the need for excellent risk management, regulatory compliance, and strategic adaptation. Key Words: Axis Bank, HDFC Bank, Non-Performing Assets, Risk Management, Regulatory Compliance, Financial Stability, Economic Impact

Los estilos APA, Harvard, Vancouver, ISO, etc.

9

Gupta, Versha y Dr Neetu Jindal. "The Clean Development Mechanism and Corporate Financial Performance: Empirical Evidence from India". INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, n.º 01 (8 de enero de 2024): 1–10. http://dx.doi.org/10.55041/ijsrem27921.

Texto completo

Resumen

An important factor supporting the social economy's sustainable growth is the industry's development in renewable energy. India has a sophisticated system that combines finance, resources, technology, and management to grow, expand, and modernize the renewable energy industry. Renewable energy finance is a new area of public policy that will significantly affect international investors and calls for innovation and study. Many academics held the opinion that issues with renewable energy were limited to science and engineering until recently. But rather than relying on science and technology, the future of renewable energy increasingly lies on financial accessibility. The rapidly growing renewable energy business in India presents a great opportunity for financial gain. The current paper's goal is to assess the financial performance of India's renewable energy sector using a variety of financial metrics and various ratios. The different industrial stakeholders are impacted by the financial performance of every industry. Data from the corresponding firms' annual reports was used to analyze the financial performance of renewable energy companies, and the study's findings were determined using a t-test. According to the study's findings, India's renewable energy companies are still in their infancy and are working hard to keep their steady financial positions. Keywords: Financial Performance, Renewable Energy, Financial Ratio, India, Global Environment.

Los estilos APA, Harvard, Vancouver, ISO, etc.

10

Banerjee, Srijanie y Manish Sinha. "Promoting Financial Inclusion through Central Bank Digital Currency: An Evaluation of Payment System Viability in India". Australasian Accounting, Business and Finance Journal 17, n.º 1 (2023): 176–204. http://dx.doi.org/10.14453/aabfj.v17i1.14.

Texto completo

Resumen

The Reserve Bank of India (RBI) is considering introducing a Central Bank Digital Currency (CBDC). According to studies, India's financial system plays a major role in the execution of the CBDC. India is at the forefront of technological advancements in digital payment methods. The central banks that support CBDC's design concept are susceptible to adaptations to the evolution of economic and financial systems. This study will highlight the potential of CBDC to boost financial inclusion. Quantitative regression analysis is being used to quantify the potential drivers of financial sector efficiency and stability to measure the impact of CBDC implementation on financial inclusion. The central bank should build the CBDC utilizing the Structural Vector Auto-Regression model while considering payment system visibility. The proposed study can help to identify the lags in attaining financial inclusion in India and to design CBDC. The proposed study can also establish the policymakers' role in maximizing benefits to the consumers. The study establishes the potential role of RBI in the smooth functionality of implementing CBDC. The study brings out the trend of the payment system in India that opens up the possibility of positive implementation of CBDC and its welfare to percolate among consumers.

Los estilos APA, Harvard, Vancouver, ISO, etc.

11

Mishra, Biswadeep y Aakash Sharma. "AN ANALYSIS OF BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT OF SELECTED INDIAN COMPANIES". Sachetas 2, n.º 2 (8 de mayo de 2023): 1–14. http://dx.doi.org/10.55955/220001.

Texto completo

Resumen

Investors and governments from all around the globe have been putting increased emphasis on the need for environmentally responsible finance. It would be useful to urge investors to study issues that go beyond risk and return since this would be beneficial. This would accomplish the goal of facilitating the growth of responsible investment, which would be beneficial. The advancement of the Indian market in the direction of a more sustainable environment would be beneficial to India's standing in the worldwide community. As a direct consequence of this, India's standing in the eyes of the rest of the world will improve. When it comes to making decisions about their finances, this would encourage customers to consider factors other than risk and reward. In the study titled "Business Responsibility and Sustainability Reporting," the authors explore five emerging organizations within the Indian financial sector and their approaches to corporate responsibility and sustainability reporting. Bajaj Finance Limited, IIFL Wealth Management Limited, Indiabulls Housing Finance Limited, Home First Finance Company India Limited, and Nahar Capital and Financial Services Limited are all represented in our investigation into the annual reports that each company prepares for this research, all of which are examined in considerable detail. The results of this study show that sustainable finance has become more prevalent throughout all India's financial sector. Additionally, the study highlights key policy changes and reforms that need to be done in the region to improve growing financial markets in the long term. This is done, in particular, to increase the area's attractiveness to potential investors. These adjustments and alterations to the system are emphasized in the study. The aforementioned changes and revisions are given great weight in the research.

Los estilos APA, Harvard, Vancouver, ISO, etc.

12

P.Thanigaivelan y Dr. M.Vidya. "A Study on Factors Influencing the Financial Performance Analysis Selected Private Sector Banks in India". International Journal of Engineering and Management Research 12, n.º 3 (14 de junio de 2022): 108–12. http://dx.doi.org/10.31033/ijemr.12.3.15.

Texto completo

Resumen

The growth of a country's banking sector has a significant impact on its economic development. The banking sector plays a critical role in determining a country's economic future. A well-planned, structured, efficient, and viable banking system is an essential component of an economy's economic and social infrastructure. In modern society, a strong banking system is required because it meets the financial needs of the modern society. In a country's economy, the banking system plays a crucial role. Because it connects surplus and deficit economic agents, the bank is the most important financial intermediary in the economy. The banking system is regarded as the economy's lifeline. It meets the financial needs of commerce, industry, and agriculture. As a result, the country's development and the banking system are intertwined. They are critical in the mobilisation of savings and the distribution of credit to various sectors of the economy. India's private sector banks play a critical role in the country's economic development. So The financial performance of private sector banks must be evaluated carefully.

Los estilos APA, Harvard, Vancouver, ISO, etc.

13

Moorthy, Vivek. "Reorienting India's financial system: In conversation with Dr Duvvuri Subbarao, Governor, Reserve Bank of India". IIMB Management Review 24, n.º 2 (junio de 2012): 85–94. http://dx.doi.org/10.1016/j.iimb.2012.05.003.

Texto completo

Los estilos APA, Harvard, Vancouver, ISO, etc.

14

Moorthy, Vivek. "Reorienting India's financial system: In conversation with Dr. Duvvuri Subbarao, Governor, Reserve Bank of India". IIMB Management Review 24, n.º 2 (junio de 2012): 71. http://dx.doi.org/10.1016/j.iimb.2012.07.006.

Texto completo

Los estilos APA, Harvard, Vancouver, ISO, etc.

15

Muralidharan, Shrikanth, Manisha Gore y Sushma Katkuri. "Cancer care and economic burden—A narrative review". Journal of Family Medicine and Primary Care 12, n.º 12 (diciembre de 2023): 3042–47. http://dx.doi.org/10.4103/jfmpc.jfmpc_1037_23.

Texto completo

Resumen

Cancer care poses a significant economic burden in India, where noncommunicable diseases contribute to a large number of deaths and disability-adjusted life-years. Despite economic growth, equitable wealth distribution remains a challenge, leading to inequalities in healthcare access. India's healthcare system is primarily privatized, financed through out-of-pocket expenditure (OOPE), and lacks coverage for a majority of the population. As a result, individuals without financial means face catastrophic health consequences when seeking necessary healthcare. OOPE in India's healthcare system is a major concern, with medicines accounting for a significant portion of expenses, followed by diagnostic tests and consultation fees. Nonmedical expenses also contribute to the financial burden. Cancer care specifically faces substantial financial challenges, with high treatment costs, reduced workforce participation, and the need for distress financing. Cancer-related OOPE is predominantly borne by patients and their families, leading to significant financial strain. The lack of comprehensive health insurance coverage and limited access to publicly funded healthcare services exacerbate the problem. Catastrophic health expenditure (CHE) in cancer care is prevalent, pushing households into financial distress and potentially impoverishment. Efforts have been made to address this issue, such as increasing public spending on healthcare and implementing health insurance schemes. However, challenges remain in ensuring their effectiveness and reach. The role of family care physicians is crucial in supporting patients and their families during catastrophic health expenditures related to cancer-related palliative care. They coordinate care, provide advocacy, emotional support, symptom management, and facilitate end-of-life discussions. Comprehensive measures are needed to strengthen healthcare infrastructure, improve access to affordable cancer care, enhance health insurance coverage, and implement supportive measures for cancer patients. Additionally, promoting preventive measures and early detection can help reduce the need for expensive treatments and decrease the risk of catastrophic health expenditures.

Los estilos APA, Harvard, Vancouver, ISO, etc.

16

Mehrotra, Rashmi, Meenakshi Sharma, Manita Devi y Onkar Bagaria. "Issues, Challenges, and Suggestions in Indian Higher Education". World Journal of English Language 12, n.º 3 (7 de abril de 2022): 212. http://dx.doi.org/10.5430/wjel.v12n3p212.

Texto completo

Resumen

The world has understood that the education structure of a state has a direct impact on its financial growth. Knowledge is a country's most valuable resource.A well-educated nation is usually a developed country. India has the globe’s third largest higher educational system, behind the United Kingdom and China. Since independence, India has made slow but steady development in the realm of education. Although India's advanced education system has faced several obstacles, it also has numerous chances to overcome these issues and improve the higher education system. In current study, authors has discussed about the various challenges and issues faced by the Indian higher education system and also the strategies to resolve the issues. The function of colleges and institutions in the new century, as well as rising scientific knowledge on how individuals learn, all need increased openness and accountability. India needs highly qualified and educated individuals who can propel our economy ahead. As a result of India's ability to offer highly trained individuals to other nations, it is very simple for India to transition from a emerging to advanced country. This study will help in future study to understand the situation of advanced education in India.

Los estilos APA, Harvard, Vancouver, ISO, etc.

17

Agarwala, Rina. "Divine Development: Transnational Indian Religious Organizations in the United States and India". International Migration Review 50, n.º 4 (diciembre de 2016): 910–50. http://dx.doi.org/10.1111/imre.12188.

Texto completo

Resumen

This article examines how Indian Americans’ religious organizations send not only financial remittances to India, but also social remittances that shape development ideologies. Comparing Indian-American Hindu and Muslim organizations, I find both groups draw from their socioeconomic experiences in India and use their position as elite immigrants in the United States to identify and empower their respective religious constituencies in India and overturn different social relations (not just religious practices). Hindu Americans draw from their majority status in India to overturn India's lower position in the world system and support poverty alleviation efforts within a neoliberal development framework. Indian-American Muslims draw from their poor status in India to overturn economic inequities within India by shifting India's development rhetoric from identity to class. Collective religious identities (expressed through organizations) not only affect the intensity of immigrants’ development efforts, but also their content and ideology. These findings urge us to fold transnational religious organizations into contemporary discussions on migration and development.

Los estilos APA, Harvard, Vancouver, ISO, etc.

18

Jorum, Tasleema M. y Sujata S. Mali. "Performance of Regional Rural Banks after Amalgamation in India: Progress and Prospects". Artha - Journal of Social Sciences 11, n.º 3 (18 de julio de 2012): 1. http://dx.doi.org/10.12724/ajss.22.1.

Texto completo

Resumen

For the past three decades India's banking system has several outstanding achievements to its credit. The most striking is its extensive reach. It is no longer confined to only metropolitans or cosmopolitans in India. In fact, Indian banking system has reached even to the remote corners of the country. This is one of the main reasons for India's growth process. The government's regular policy for Indian banks since 1969 has paid rich dividends with the nationalization of 14 major private banks of India. Regional Rural Banks started their development process on 2 October 1975 with the formation of a single bank—Prathama Grameen Bank. The RRBs mobilize financial resources from rural/semi-urban areas and grant loans and advances mostly to small and marginal farmers, agricultural labourers and rural artisans. The area of operation of RRBs is limited to the area as notified by GoI covering one or more districts in the State. In this context, the present study is an attempt to examine the impact of amalgamation on physical performance of RRBs during post-amalgamation period.Keywords: Banking; Regional rural banks; Amalgamation; Profit and loss and economic development; NPAs and deposits.

Los estilos APA, Harvard, Vancouver, ISO, etc.

19

Sardar, Soma y Arjun Chandra Das. "New Dimension in Evaluation System in Secondary Level: NEP 2020". Asian Journal of Education and Social Studies 50, n.º 4 (1 de marzo de 2024): 91–96. http://dx.doi.org/10.9734/ajess/2024/v50i41313.

Texto completo

Resumen

The Government of India developed the National Policy on Education (NPE) with the goal of encouraging education among Indians. India's policies span both rural and urban areas for primary education through college. Prime Ministers Indira Gandhi (1968), Rajiv Gandhi (1986), and Narendra Modi (2020) issued the first and second NPEs on behalf of the Indian government, respectively. The National Education Policy of India 2020 (NEP2020), approved by the Union Cabinet of India on 29 July 2020, outline the vision of the new education system of India. The recommendations of an expert committee led by Dr. Kasturirangan, the former chairman of the Indian Space Research Organization (ISRO), served as the foundation for the New Education Policy.It takes the place of the earlier 1986 National Policy on Education. The policy aims to establish an education system that is deeply ingrained in Indian culture and immediately contributes to the country's transformation by offering top-notch education to all, positioning India as a global leader in knowledge. This paper mainly focuses on NEP 2020 and evaluation system in secondary level. This paper also outlines the salient features of NEP and how they affect the existing education system. Education is a concurrent subject, so for the successful implementation of the new education policy the state and the Centre have to come forward accordingly. Timely infusion of necessary resources viz. human, infrastructural, and financial should be taken care of both central and state level for satisfactory implementation of the new education policy. It is hoped that the new evaluation system will play a more important role in education in the future.

Los estilos APA, Harvard, Vancouver, ISO, etc.

20

Sodhi, Inderjeet Singh. "Application of Information Technology to Global Financial Crisis". International Journal of Public Administration in the Digital Age 2, n.º 1 (enero de 2015): 56–74. http://dx.doi.org/10.4018/ijpada.2015010104.

Texto completo

Resumen

The global financial crisis began to affect India from early 2008 through a withdrawal of capital from India's financial markets. IT is potentially being applied in every sector of the Indian economy for growth. There are many ICT and e-government projects/services like MCA 21 (Ministry of Corporate Affairs), Mission Mode Project for Computerisation of Commercial Taxes (MMPCT), Tax Information Exchange System (TINXSYS), eBiz, eTrade, etc. for the economic growth. The methodology focuses on analytical techniques and descriptive study of various e-government projects. The paper identifies issues based on the literature, theoretical concepts, and current financial crisis taking place throughout the world and its impact on developing countries in context of business and trade. The paper is based on analysis of relevant reports and documentation published by various ministries of government of India. The article looks into how e-government and IT are being applied and used to tackle in economic crisis in India which is very useful for the policy makers, planners, and administrators since it focuses on efforts made by various ministries and banks and it could help them to formulate policy and guidelines on the basis of the performance of e-government project for economic improvement.

Los estilos APA, Harvard, Vancouver, ISO, etc.

21

Ma, Wenxuan. "An Introduction to The Impact of India's Use of Central Bank Digital Currency on the International Financial System". Frontiers in Business, Economics and Management 7, n.º 1 (3 de enero de 2023): 218–20. http://dx.doi.org/10.54097/fbem.v7i1.4171.

Texto completo

Resumen

In the course of global research and development of Central Bank Digital Currency (CBDC), researchers are increasingly aware of the importance of CBDC. India, one of the important economies in the world, has obtained many fruitful results in the research process of CBDC. This study draws on data and findings from previous studies by exploring the good policies and possible risks faced in the process of introducing CBDC in India. Based on the research data, it explores the impact of the introduction of CBDC in India on international monetary policy and the implications for other countries. The study shows that the introduction of CBDC may receive some hindrance due to the inadequate infrastructure and the difference in the quality of the population's education levelIn the course of global research and development of Central Bank Digital Currency (CBDC), researchers are increasingly aware of the importance of CBDC. India, one of the important economies in the world, has obtained many fruitful results in the research process of CBDC. This study draws on data and findings from previous studies by exploring the good policies and possible risks faced in the process of introducing CBDC in India. Based on the research data, it explores the impact of the introduction of CBDC in India on international monetary policy and the implications for other countries. The study shows that the introduction of CBDC may receive some hindrance due to the inadequate infrastructure and the difference in the quality of the population's education level.

Los estilos APA, Harvard, Vancouver, ISO, etc.

22

Patel, Harshad y Kanishk Shah. "Payment Bank: Indian Post Payment Bank towards financial inclusion through Digitalization". RESEARCH HUB International Multidisciplinary Research Journal 9, n.º 3 (25 de marzo de 2022): 30–38. http://dx.doi.org/10.53573/rhimrj.2022.v09i03.005.

Texto completo

Resumen

In India, due to the financial deprivation of the poor and disadvantaged it has resulted in many citizens not being able to properly access important banking institutions and services that hinder the growth and financial progress of a few. This is very common in rural areas, hence the need to address the above problem. India's financial system has seen dramatic changes since 1991. The banking sector is one of the most efficient after the liberation, and success can be attributed to the major banking changes made by the RBI and other major technological changes that have taken place over the years. In 2014, the RBI introduced two new categories of banks in the Indian financial system, namely Payment Banks and Small Banks. The main purpose of introducing these banks is to increase investment and to distribute financial product and services in undeveloped rural areas. This paper introduces the framework for payment banks, as well as the expected benefits from payment banks. How this India Post Payment Bank will be an amazing step in providing financial services to customers, especially migrant workers and those from low-income households, as well as bringing them into the formal financial system. This paper is based entirely on the second data to give an overview of the payment bank and its operation and how the concept of the payment bank kills two birds with one stone. First, its move towards a financial inclusion program by expanding digital payment infrastructure. Second, it promotes a culture of financial technology in Indian banks. The positive findings in the depth of financial services and financial inclusion in India, especially in rural areas, are mainly focused on low-income groups and small businesses.

Los estilos APA, Harvard, Vancouver, ISO, etc.

23

Iheme, Williams. "Remedying the defects in India's credit and insolvency frameworks with adapted solutions from the Anglo-American legal scholarships". Pravni zapisi 11, n.º 2 (2020): 580–619. http://dx.doi.org/10.5937/pravzap0-28377.

Texto completo

Resumen

The law governing credit transactions in India is compartmentalized and concomitantly poses difficulties to contractual parties and access to credit: the overall effect of this is already being felt owing to the country's low rank on the 'getting credit' indicator of the World Bank's Ease of Doing Business Report 2020. The Insolvency and Bankruptcy Code 2016 (Code), being almost a mirror-image of the English Insolvency Act 1986, has some inherent defects that are incompatible with the local conditions vis-à-vis access to credit and business rescue. Some of these defects arguably emanate from the Code's unfair categorization of creditors into the 'operational' and 'financial' types, and the ensuing confusion as was witnessed in the Supreme Court's Home Buyers' case in 2019. Strangely, financial creditors enjoy some Code-given preferential treatments over operational creditors including the right to constitute committees of creditors in voting and confirming business rescue plans. The insolvency resolution process of the Code is incompatible with the fact that over 90% of the companies doing business in India are SMEs and family-owned. The crushing financial weight of insolvency resolution processes is foreseen to gradually cannibalize these SMEs and cause a sharp rise in the unemployment rate. The article diagnoses a number of defects in the credit and insolvency systems of India, and proposes transplantable solutions from the English system, the U.S. Chapter 11, and Article 9 of the Uniform Commercial Code.

Los estilos APA, Harvard, Vancouver, ISO, etc.

24

Dr. Shuchi Gupta. "A Study of Recent Accounting Trends in India's Corporate Sector with Special Reference to International Financial Reporting Standards". Management Journal for Advanced Research 3, n.º 3 (9 de junio de 2023): 1–9. http://dx.doi.org/10.54741/mjar.3.3.1.

Texto completo

Resumen

Accounting is the process of keeping track of monetary transactions and data in a structured, consistent, and understandable style so that stakeholders in a business or organization may make informed economic decisions. Early forms of accounting used clay tokens to keep track of products and livestock, but the discipline has since evolved into a sophisticated system for recording a wide variety of financial transactions and details. The first step toward IAS, or International Accounting Standards, was done in 1959. Since then, accounting groups and others have collaborated to form the International Accounting Standards Committee. In 1997, the IASC was restructured to better enable the convergence of various national accounting standards and practices toward a single, high-quality set of global accounting standards. Established in 1973, it issued the foundational documents for what is now known as International Accounting Standards until the year 2000. As the International Accounting Standards Committee (IASC) was abolished in 2001, the International Accounting Standards Board (IASB) was tasked with publishing international accounting standards. The integration of global financial markets and the need of investors for more uniformity in the financial reports of multinational firms both demand the globalization of IFRS.

Los estilos APA, Harvard, Vancouver, ISO, etc.

25

Anand, Sahil, Shubh Sanchayita, Mayank Kumar Pandey, Varshini Suresh, Gayathri M, Mohammed Siyas S, Supriya Lamba Sahdev, Agharanya Gift Chidera y Natanael Natanael. "Cross-Border Collaboration: India's UPI Success Story In Indonesia (A Case Study On Unified Payments System)". International Journal of Accounting & Finance in Asia Pasific 7, n.º 1 (20 de febrero de 2024): 124–39. http://dx.doi.org/10.32535/ijafap.v7i1.2903.

Texto completo

Resumen

This research paper delves into the successful introduction of the Unified Payments Interface (UPI) in the Indonesian market, with a primary focus on crucial elements such as the India-Indonesia (MoU), technology transfer, the impact of the 5G spectrum, credit generation, and quantitative analysis through surveys. A notable aspect of this study is examining the current technology transfer process in UPI implementation alongside previous instances, shedding light on the evolution of knowledge transfer methodologies. The effectiveness of the India-Indonesia MoU in facilitating UPI adoption reflects the dedication of both nations. The research investigates how India's expertise in UPI is customized to meet Indonesia's specific needs, historically and in the present. The study also evaluates UPI's role in promoting credit generation, thereby contributing to financial inclusion and economic growth. The research measures user sentiments, adoption rates, and transaction trends using a multifaceted approach involving surveys and quantitative data analysis. The findings provide valuable insights for policy development, the refinement of technology transfer strategies, and the sustainable growth of digital payment systems in Indonesia and similar emerging markets.

Los estilos APA, Harvard, Vancouver, ISO, etc.

26

Gupta, M. P. y Deepak Bhatia. "Reworking with a Legacy Financial Accounting System: Lessons from a Pharma Company". Vikalpa: The Journal for Decision Makers 30, n.º 3 (julio de 2005): 79–92. http://dx.doi.org/10.1177/0256090920050307.

Texto completo

Resumen

The issues of legacy systems become more pronounced at the time of a major IT upheaval such as implementation of ERP or business process reengineering (BPR) exercise. In this changing scenario, there is a need to update the systems and skills and integrate them with the emerging enterprisewide infrastructure. The main problems with a legacy system are that it remains insulated from the update attempt that largely follows market trend thus rendering it outdated and also that its documentation is poor. In this paper, the authors share the experiences of a project undertaken in one of India's leading multinational pharmaceutical companies (MPC) which was to rework on the existing legacy system and design a new application. The legacy system referred to here is the company's financial accounting system which was developed in 1993. Originally designed in COBOL, it was subsequently improved as and when the finance department put forth its requirements. The major downside of the system was that it had virtually no documentation and no one from the original team that developed the system was still working with the company. This made it all the more difficult to understand and document the system. Also, the system had a high response time thus leading to lower productivity of the data entry staff and other users. Further, it had a limited reporting capability and was basically used for storing financial data. When this project was undertaken for rework, the MPC was in the process of implementing an ERP package for its manufacturing and, therefore, it was necessary to bring all its applications to the same database structure. The most obvious question was whether to discard the legacy system and implement ERP's accounting module. The management, however, decided to retain and rework on the legacy system with the intention of integrating the new system with ERP. The driving point in favour of this decision was the realization that the legacy system was regarded as very critical for the accounting function and also that the users had become conversant with the system despite it being not very user-friendly. Also, there was no risk of failure. Incidentally, the review of the legacy system and ERP implementation coincided thereby easing out concerns of managing organizational changes as the company already had its strategy and preparedness in place for the scenario emerging out of ERP implementation. The computer-aided systems engineering (CASE) tool was chosen for designing the new system because of its inherent advantages in handling software projects which are as follows: The well-documented new system simplifies the maintenance jobs and, therefore, fewer people are required for its maintenance (this was the major problem with the previous system). It has removed the dependence of the management on a small set of people who specialized in the maintenance of an undocumented system. Financial reporting has become easier and better. The experience on this project made it amply clear that the top management support can make or mar a project. This is one of the most popular hypotheses in the information systems literature which has been found to be true in the case of the MPC.

Los estilos APA, Harvard, Vancouver, ISO, etc.

27

Ms Laxmi Negi, Dr Raghav Garg, Ms Megha Ahuja, y Mr Bharat Bhushan, Mr Swapnil Gaur. "Strategic Financial Management for Housing Finance Companies in India: A Multivariate Approach". European Economic Letters (EEL) 13, n.º 5 (26 de diciembre de 2023): 1652–60. http://dx.doi.org/10.52783/eel.v13i5.945.

Texto completo

Resumen

Housing Finance Companies (HFCs) have traditionally played a significant role in India's formal housing finance sector. However, their prominence has waned since the fiscal year 2003 when Commercial Banks (CBs) surpassed them in market share, holding over 70 percent of the market compared to HFCs' 28 percent. Cooperative sector institutions occupy a much smaller share, approximately 0.5 percent. Despite their specialization in housing finance, HFCs face increasing challenges to their market share and profitability, particularly the smaller ones. Many smaller HFCs have already succumbed to competitive pressures. The introduction of the 'Base Rate' by the Reserve Bank of India compelled commercial banks to charge higher lending rates to HFCs, placing additional cost pressures on these institutions. Given this evolving landscape, the financial performance of HFCs has become crucial for their survival and growth. In this context, this paper aims to achieve the following objectives: (i) provide an overview of the institutional housing finance system in India, (ii) conduct a comprehensive examination of the role of HFCs in the changing housing finance market, including their principal challenges, (iii) analyze the determinants of superior financial performance in HFCs using Multivariate Discriminant Analysis (MDA) methodology, and (iv) propose effective strategies to enhance the financial performance of HFCs in the context of financial management.

Los estilos APA, Harvard, Vancouver, ISO, etc.

28

Esquivias, Miguel Angel, Owais ibni Hassan y Aisha Sheikh. "Evidence-based Examination of the Consequences of Financial Development on Environmental Degradation in the Indian Setting, Using the ARDL Model". International Journal of Energy Economics and Policy 13, n.º 1 (22 de enero de 2023): 281–90. http://dx.doi.org/10.32479/ijeep.13800.

Texto completo

Resumen

The purpose of this study is to investigate India's long-run equilibrium relationship between carbon emissions, financial development, energy consumption, urbanization and trade openness from 1960 to 2020. The analysis of the sources of carbon emissions by taking into account the role that financial growth and trade openness plays and using data from a single country is the most significant contribution that we have made to the existing body of research on Indian studies, using an updated dataset and methodology. According to the findings, there is evidence of long-term relationship between trade openness, financial development, urbanization, energy consumption and carbon emissions. Given that each of the variables has a positive association with the carbon emissions; this indicates that each of the variables contributes to environmental degradation, since they emit a significant amount of CO2 into the atmosphere, in the context of India over the time period of the study that was observed. According to the data presented, the functioning of the financial system ought to incorporate an awareness of its impact on the surrounding environment. The findings of this study could be of tremendous significance for those responsible for formulating policies and making decisions in the area of energy in India, particularly those that contribute to the reduction of carbon emissions while maintaining environmental integrity

Los estilos APA, Harvard, Vancouver, ISO, etc.

29

Sanjay, Upadhya. "ACCOUNTING FRAUD IN CORPORATE: CASE STUDY ON SATYAM COMPUTERS LIMITED". International Journal of Engineering Applied Sciences and Technology 7, n.º 6 (1 de octubre de 2022): 391–95. http://dx.doi.org/10.33564/ijeast.2022.v07i06.046.

Texto completo

Resumen

In the modern globalized and liberalized era, the firms are facing stiff competition and are under pressure to show the good financial results through financial reporting. In such an environment, they start using the creative accounting practices, especially in unsuitable situation to boost up the profit or manipulate the assets and liabilities to report to the stakeholders the image that is better than the actual image. Corporate accounting fraud is a major problem that is increasing both in its frequency and severity. Research evidence has shown that growing number of frauds have undermined the integrity of financial reports, contributed to substantial economic losses, and eroded investor’s confidence regarding the usefulness and reliability of financial statements. An attempt is made in this paper to examine in-depth and analyse India's Enron, Satyam Computer's " creative-accounting " scandal. Satyam was brought to its knee due to 'tunnelling' effect. The Satyam scandal highlights the importance of securities laws and Corporate Governance in emerging markets. Their scandal/fraud has put a big question mark on the entire corporate governance system in India. Indeed, Satyam fraud "spurred the government of India to tighten the CG norms to prevent recurrence of similar frauds in future. Thus, major financial reporting frauds need to be studied for “lessons-learned” and “strategies-tofollow” to reduce the incidents of such frauds in the future. Thus this paper is devoted to the case study of Satyam, its creative accounting scandal and the effect of it on the global market.

Los estilos APA, Harvard, Vancouver, ISO, etc.

30

S., Pooja, Suresh G. Shastri, Srinivas P. K., Gagana G. D., Murugesh J., Shivashankara N., Sudha C. et al. "Road to universal health coverage: unique model of Karnataka, India". International Journal Of Community Medicine And Public Health 10, n.º 5 (28 de abril de 2023): 1947–54. http://dx.doi.org/10.18203/2394-6040.ijcmph20231301.

Texto completo

Resumen

With the goal of achieving universal health coverage (UHC), Karnataka, a national leader in healthcare, launched the Arogya Karnataka scheme in March 2018. It was later integrated with the government of India's national health protection scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) to help with financial protection for accessing curative care at the secondary and tertiary levels through collaboration with the public and private sectors. The AB-PMJAY is a rare opportunity to enhance the health of hundreds of millions of Indians and get rid of a significant cause of the country's poverty. The study intends to define the State's distinctive characteristics with relation to AB-PMJAY-ArK and to highlight the State's top initiatives through the scheme. Karnataka has a unique scheme even if it is integrated due to various striking features. The country has an opportunity to address persistent and deeply ingrained issues with governance, quality assurance, and stewardship owing to AB-PMJAY-ArK. The complete approach used by the AB-PMJAY-ArK cell of the department of health and family welfare, government of Karnataka has enhanced the performance of public health institutions and can be adopted as a model by all the Indian States. Access to care, compliance, and timely assistance have all drastically enhanced. This has improved national health indices, but more crucially, it has led to the development of a bigger and stronger public health system, leading the road to UHC.

Los estilos APA, Harvard, Vancouver, ISO, etc.

31

Kumar, Jothipaul Suresh y Devasahayam Shobana. "Entrepreneurship Education: Challenges and Efforts in North East India". Dera Natung Government College Research Journal 8, n.º 1 (26 de diciembre de 2023): 111–25. http://dx.doi.org/10.56405/dngcrj.2023.08.01.08.

Texto completo

Resumen

This study gives a succinct overview of the difficulties and initiatives in North East India's entrepreneurship education. The area, which is distinguished by its distinctive sociocultural and geographical characteristics, faces particular challenges in encouraging entrepreneurial mindset and skills among its population. This study highlights the difficulties that prevent entrepreneurship education, including low awareness and mindset, infrastructure limitations, and financial barriers. Additionally, it examines the initiatives like skill development programmes, industry-academia collaboration, and support for female entrepreneurs that the government and stakeholders have undertaken to address these issues. North East India hopes to create a thriving entrepreneurial ecosystem that supports economic growth and development by acknowledging these difficulties and making focused efforts. Hence, the paper will highlight the efforts, challenges, background, present scenario, and transformation of the system of the next generation of entrepreneurship education in North East India.

Los estilos APA, Harvard, Vancouver, ISO, etc.

32

kumari, Shivani. "ANALYSIS OF SHARE PRICES OF NYKAA AND PAYTM AFTER THEIR IPO". INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, n.º 05 (2 de mayo de 2024): 1–5. http://dx.doi.org/10.55041/ijsrem33049.

Texto completo

Resumen

The Initial Public Offering (IPO) market is a turning point for many businesses as they seek to grow their business, raise capital, and attract public investment. Going public is a huge deal for every party concerned, from the firm itself to the investors who stand to gain from its growth in the future. Investors, experts, and the general public have been captivated by the initial public offerings (IPOs) of two prominent startups in recent years—Nykaa and Paytm. Nykaa, an e-commerce website based in India, made its stock market debut in November 2021. Things related to personal hygiene and cosmetics are the platform's forte. Nykaa, founded in 2012 by Falguni Nayar, a former investment banker, is currently a major player in the booming cosmetics industry in India. An increase in interest in the company's IPO was driven by the growing demand for cosmetics and the allure of online shopping in India's market. Also in November 2021, India's leading digital payment and financial services platform, Paytm, went public for the first time. When Vijay Shekhar Sharma launched his mobile payment system Paytm in 2010, it revolutionised the way Indians handled their money and made online transactions. The IPO marked a watershed moment in the development of digital payment systems and financial technology, both of which have the potential to radically alter the Indian economy. Investor mood, underlying prospects, and market expectations are all gauged by the share prices of Nykaa and Paytm, which have been the topic of extensive investigation and study since their initial public offerings (IPOs). To understand the factors driving these stocks' performance, it's important to look at more than just financial results; you need to look at industry trends, market sentiment, and company advancements as well. This study aims to examine the performance of Nykaa and Paytm since their IPOs, the factors that have influenced their share prices, and the potential future directions of these companies. Our goal is to help investors make sense of the volatile stock market by studying key indicators, market dynamics, and industry trends. The intricacies of investing in these renowned organisations can be better grasped with this information. After that, we'll take a look at the stock prices of Nykaa and Paytm since their IPOs, analyse the factors that have impacted them, and then draw some conclusions about what this means for investors who are trying to make money off of these companies' fast development. In this article, we will provide a comprehensive overview of Nykaa and Paytm's post-IPO process and use quantitative research, qualitative insights, and industry experience to shed light on the benefits and drawbacks of investing in these companies. The initial public offerings (IPOs) of Nykaa and Paytm have wowed investors and industry participants, proving that technology and innovation can propel value creation. As these businesses make their way as publicly traded corporations, share prices will continue to reflect the interplay between basic considerations, market sentiment, and broader economic trends. Investors can benefit from the ever-changing stock market and make informed decisions by closely monitoring their performance following an initial public offering (IPO).

Los estilos APA, Harvard, Vancouver, ISO, etc.

33

A Rao, Anagha y Kanchana V. "Dynamic Approach for Detection of Suspicious Transactions in Money Laundering". International Journal of Engineering & Technology 7, n.º 3.10 (15 de julio de 2018): 10. http://dx.doi.org/10.14419/ijet.v7i3.10.15619.

Texto completo

Resumen

In the previous year, India has been among the most active nations in venturing up the battle against money laundering and related financial and security issues. The effort that likely got the most consideration was “demonetization” approach which intended to evacuate around 85% of the aggregate illegal cash available for use. To survey India's overall anti-money laundering (AML) system, it's more essential to center on the fundamental legitimate structure set up. In this paper, the proposed methodology is to analyze the user transactions and characterize based on their behavior of transactions. Then it focuses on the characterized transactions and obtains the connectivity among different accounts. To predict the suspicious transactions, we examine the log or trends found in previous years transactions of the user. By comparing the obtained data with the previous data, we will be able to predict suspicious transactions, providing the details are moved for further investigation.

Los estilos APA, Harvard, Vancouver, ISO, etc.

34

Trivedi, Shantanu, Neeraj Anand, Raju Ganesh Sunder y Saurav Negi. "Developing a Sustainable Supply Chain for Climate Change-Resilient Agriculture in Uttarakhand State of India". International Journal of Social Ecology and Sustainable Development 13, n.º 1 (enero de 2022): 1–19. http://dx.doi.org/10.4018/ijsesd.287881.

Texto completo

Resumen

Uttarakhand, a critical part of India's Himalayan system, is most vulnerable to climatically mediated risks. Most of the population in this state is based on the agriculture sector for their livelihoods and with continuous rises in global average temperature, those dependent on natural resources for their livelihoods are expected to face changes in local weather patterns beyond their present ability to cope. Therefore, this study is an attempt to understand the issues & challenges facing agriculture due to climate change in the Uttarakhand-A Himalayan State of India and to discuss the measures to develop a climate-resilient and sustainable supply chain for agriculture in the state. This research highlights numerous remarkable innovations in various flows of the supply chain i.e. product flow, information flow, and financial flow with reference to agriculture and allied sector worldwide and particularly in Uttarakhand, which could be replicated on a broader scale to develop and encourage the Uttarakhand agricultural ecosystem.

Los estilos APA, Harvard, Vancouver, ISO, etc.

35

Kurnilasari, Dwi Tiara, Annalisa Yahanan y Rohani Abdul Rahim. "Indonesia’s Traditional Knowledge Documentation in Intellectual Property Rights’ Perspective". Sriwijaya Law Review 2, n.º 1 (31 de enero de 2018): 110. http://dx.doi.org/10.28946/slrev.vol2.iss1.114.pp110-130.

Texto completo

Resumen

Indonesia is a fertile place for traditional knowledge with more than 300 ethnical group inhabitants. Therefore, it is not surprising to know that Indonesia has the enormous potential of tradi-tional knowledge. However, Indonesia is still has some problems in legal framework to protect it. The research applies doctrinal research method. The problems that will be discussed in this article is what type of traditional knowledge documentation system that used in Indonesia and how it is performed in order to protect traditional knowledge. There are few goals from this research which are to find out about Indonesia's traditional knowledge documentation system and to compare it with other countries that also use documentation as the protection method. As a result, traditional knowledge documenta-tion system used in Indonesia is external registries which are done by parties outside the indigenous communities (Government, Academist, and NGO) and the information about traditional knowledge is placed in public domain. Even though it has not perfectly documented like India's Traditional Knowl-edge Digital Library, Indonesia has documented few of its traditional knowledge such as Songket pat-tern that belongs to South Sumatera. It could be summarized that traditional knowledge documenta-tion has a vital role as one of the most practical methods to perform traditional knowledge protection. In order to protect traditional knowledge, these documented activities need to be enhanced so it could give the financial benefit to indigenous communities as its owner.

Los estilos APA, Harvard, Vancouver, ISO, etc.

36

Dar, Vandita, Madhvi Sethi, Saina Baby, S. Dinesh Kumar y R. Shrinivas. "Revisiting the food security system in India in the pandemic era: the case of a Southern Indian state". International Journal of Social Economics 49, n.º 4 (31 de diciembre de 2021): 489–508. http://dx.doi.org/10.1108/ijse-06-2021-0334.

Texto completo

Resumen

PurposeThe objective of this paper was twofold-revisiting the in-kind public distribution system (PDS) – India's flagship food security intervention and seeking beneficiary perspectives on its efficacy. The feasibility of cash transfers as an alternative mechanism is also examined, especially in the context of the COVID-19 pandemic.Design/methodology/approachPrimary and secondary data from the southern Indian state of Tamil Nadu were used. In-depth interviews with beneficiaries using phenomenology were conducted to evaluate their perception and willingness to shift to a cash-based PDS in the pre and post-pandemic periods. Secondary district-level data were also used to ascertain institutional preparedness for this shift.FindingsIn-depth interviews of 105 beneficiaries revealed valuable insights, which seem to have significantly changed post-pandemic. Beneficiaries in the post-pandemic period seem much more inclined toward cash transfers, though a combination of cash plus in-kind benefits seems to be strongly preferred. Secondary results pointed out to the lack of institutional preparedness in financial inclusion. The research suggested that while the existing PDS needs to be overhauled, policymakers should look at a model of cash plus in-kind transfers as a probable alternative to pure cash transfers.Originality/valueThere is a dearth of in-depth state-specific studies on beneficiary perception of PDS, and this is important since the economic and sociocultural milieu in each region is unique. Being the only state with universal food security, its experience could yield important insights for other states or even middle or low-income countries similar to India.

Los estilos APA, Harvard, Vancouver, ISO, etc.

37

Yan, Lingxiao. "India’s financial system". Nature Climate Change 13, n.º 2 (febrero de 2023): 116. http://dx.doi.org/10.1038/s41558-023-01611-w.

Texto completo

Los estilos APA, Harvard, Vancouver, ISO, etc.

38

Nadaf, Allauddin Abdulisaq. "A Microstructure Study of Indian Corporate Bond Market: A Review". INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, n.º 03 (18 de marzo de 2024): 1–5. http://dx.doi.org/10.55041/ijsrem29390.

Texto completo

Resumen

This Review study explores various dimensions of the Indian capital market, encompassing both equity and bond markets. It delves into the influence of equity market factors, macroeconomic variables, and corporate bond market growth on the overall financial landscape. The relationship between equity market returns, equity market volatility (VIX), and the rupee-dollar exchange rate on bond yields. They highlight that increasing volatility in the equity market leads to a higher demand for fixed income securities, subsequently reducing bond returns. The underscores the significance of a robust corporate bond market for financial system stability, credit availability, and mitigating corporate sector crises. It reviews the growth of the Indian corporate bond market and its implications for monetary, fiscal, and economic variables. The results indicate that a comprehensive corporate bond market does not exhibit a significant positive or negative association with these variables. However, GDP emerges as a crucial factor for India's bond market development, particularly in terms of foreign participants. Lastly, the influence of macroeconomic variables on the Indian corporate bond market over a 23-year period. They reveal a significant correlation between corporate bond market issuance and foreign exchange reserves. Through multiple regression analysis, they found that all selected variables, except GDP and trade openness, significantly explain the volumes of corporate bonds. Collectively, their findings contribute to a comprehensive understanding of the interplay between equity market dynamics, corporate bond market growth, and macroeconomic factors in the Indian capital market. The study provides valuable insights for policymakers and investors, aiding in informed decision-making regarding investment strategies, market stability, and economic growth.

Los estilos APA, Harvard, Vancouver, ISO, etc.

39

Rathore, Veena, Salnamchi J. Sangma, Vidhya C.S., Narmada Hidangmayum, Syed Rizwan Naqvi, Wankasaki Lytand, R. Indira y Ashiq Hussain Magrey. "Effect of COVID-19 on the Profitability of the Hospitality Industry". Current Journal of Applied Science and Technology 42, n.º 46 (2 de diciembre de 2023): 85–90. http://dx.doi.org/10.9734/cjast/2023/v42i464297.

Texto completo

Resumen

By utilizing three firm-level factors (financial conditions, corporate strategy, and ownership structure), the current study investigates how the impact of COVID-19 on Indian hospitality sectors' stock returns differs depending on the firms' pre-pandemic characteristics. The results of this study, which used 795 firm-year observations from annual reports and other databases, show that restaurant businesses with past traits of greater size, greater leverage, greater cash flows, lesser ROA, and greater internationalization are more resilient to stock declines in response to COVID-19 than other businesses of a similar nature. Conversely, there was no discernible moderating influence of dividends, franchising, institutional ownership, or managerial ownership on the association between COVID-19 and stock returns. By offering insights into the factors that affected India's industrial stock returns during the COVID-19 shock, this paper illuminates its research issue. The factors and methodology utilized in the current study can be applied in subsequent studies to deepen our understanding of the problem. One of the segments of the economy that is most adversely affected by COVID-19. The ability to contain the pandemic and the macroeconomic effectiveness of the policies implemented by public institutions to promote overall economic recovery are both essential to its recovery. In this context, industry stakeholders must evaluate both the potential influence of economic policies on the hotel sector as well as the direct economic impact of the COVID-19 pandemic's evolution. The COVID-19 pandemic is thought to have had a particularly large impact on the hotel sector, and the uncertainty around how long the pandemic will last makes it difficult to predict how quickly things will turn around. In this regard, the goal of this exploratory study is to give insight into how prepared the hospitality industry is for COVID-19 risk, as motivated by their persistence and financial slack holdings. The empirical results support the notion that their risk readiness should be rated as having a low degree of financial slack. Most of the analyzed hospitality industry had little or no financial slack, and they had recently used up their financial slack resources. As a result, it is uncertain if the hospitality industry would be able to withstand the financial issues that resulted from the COVID-19 epidemic. We come to conclusions on the required system intervention design in light of this evidence that could help the hospitality industry avoid bankruptcy.

Los estilos APA, Harvard, Vancouver, ISO, etc.

40

Amudha, R. y C. Vijaya Banu. "Service Quality in Banking with Special Reference to ICICI Bank Ltd., Tiruchirappalli District". Asia Pacific Business Review 3, n.º 2 (julio de 2007): 18–26. http://dx.doi.org/10.1177/097324700700300203.

Texto completo

Resumen

As per the Economic association of Indonesia and India, India has been one of the fastest growing economies in the world since the early 90s and India is fourth largest economy of the world after US in terms of purchasing power parity. This is because of the important role played by the financial sector comprising a large number of well managed banking services both in public and private sectors. India's second largest bank is the ICICI Bank offering a wide range of financial services to its customers through its delivery channels. To attain this sustainable competitive advantage, service industries face a unique challenge of meeting the needs of the customers regularly and continuously. Though mechanized form of activity has its own impact on service delivery performance, many service industries still remain to be manual because there exits no equivalent substitute for personal interaction between the employees of service industry and customers. The optimum mix of technology and people in the service delivery process decides the competitive advantage of an organization. Customer satisfaction is taken as a yardstick for measuring the quality of service and providing excellent customer service decides the effectiveness of service delivery process. Only through excellent customer service, an organization can consistently exceed customer expectations. In order to achieve customer satisfaction, every service organization must understand and improve service delivery process and implement valid and reliable service performance measures to measure the same. To assess the degree of customer satisfaction, a SERVQUAL instrument is administered to study the quality of service and the gaps were identified in the services offered by ICICI Bank, Tiruchirapalli District in all five dimensions of service quality, the overall weighted SERVQUAL score being −1.92. The ICICI Bank Ltd. has to take steps to close the gaps by establishing a service quality information system.

Los estilos APA, Harvard, Vancouver, ISO, etc.

41

Datla, Kavita Saraswathi. "The Origins of Indirect Rule in India: Hyderabad and the British Imperial Order". Law and History Review 33, n.º 2 (1 de abril de 2015): 321–50. http://dx.doi.org/10.1017/s0738248015000115.

Texto completo

Resumen

The main problem with the orthodox account of modern world politics is that it describes only one of these patterns of international order: the one that was dedicated to the pursuit of peaceful coexistence between equal and mutually independent sovereigns, which developed within the Westphalian system and the European society of states....Orthodox theorists have paid far too little attention to the other pattern of international order, which evolved during roughly the same period of time, but beyond rather than within Europe; not through relations between Europeans, but through relations between Europeans and non-Europeans. Instead of being based on a states-system, this pattern of order was based on colonial and imperial systems, and its characteristic practice was not the reciprocal recognition of sovereign independence between states, but rather the division of sovereignty across territorial borders and the enforcement of individuals' rights to their persons and property. The American Revolution and the “revolution” in Bengal posed new political questions for domestic British politics and inaugurated a new era for the British empire. As the British committed themselves to the administration of a vast population of non-Europeans in the Indian province of Bengal, and estimations of financial windfalls were presented to stockholders and politicians, the center of the British Empire came slowly to shift toward the East. The evolution of a system of indirect rule in India as it related to larger political questions being posed in Britain, partly because of its protracted and diverse nature, has not received the same attention. Attention to Indian states, in the scholarship on eighteenth century South Asia, has closely followed the expanding colonial frontier, focusing on those states that most engaged British military attention: Bengal, Mysore, and the Marathas. And yet, the eighteenth century should also command our attention as a crucial moment of transition from an earlier Indian Ocean world trading system, in which European powers inserted themselves as one sovereign authority among many, to that of being supreme political authorities of territories that they did not govern directly. India's native states, or “country powers,” as the British referred to them in the eighteenth century, underwrote the expansion of the East India Company in the East. The tribute paid by these states became an important financial resource at the company's disposal, as it attempted to balance its books in the late eighteenth century. Additionally, the troops maintained to protect these states were significant in Britain's late eighteenth century military calculations. These states, in other words, were absolutely central to the forging of the British imperial order, and generative of the very practices that came to characterize colonial expansion and governance.

Los estilos APA, Harvard, Vancouver, ISO, etc.

42

RATHODT, LAXMAN T. "Financial System in India". International Journal of Scientific Research 3, n.º 5 (1 de junio de 2012): 66–67. http://dx.doi.org/10.15373/22778179/may2014/22.

Texto completo

Los estilos APA, Harvard, Vancouver, ISO, etc.

43

Debraj Mukhopadhyay, Vibhor Dudhraj, Niharika Malhotra, Kritika Jain y Sananda Mishra. "Can Mohalla Clinics be a Catalyst for Ayushman Bharat Pradhan Mantri Jan Arogya Yojna to achieve Universal Health Coverage in India?" International Healthcare Research Journal 4, n.º 10 (19 de enero de 2021): RV5—RV10. http://dx.doi.org/10.26440/ihrj/0401.10381.

Texto completo

Resumen

BACKGROUND: Expenditure on health sector in India is one of the lowest public health expenditures in the world at just over 1% of GDP, with substantial disparities in population, infrastructure, availability and provision of services that define the Indian health care system. In a reform of Indian health systems approved by the Indian Government in March 2018, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) was launched on 23rd September, 2018 to provide financial health insurance coverage of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalizations to more than 10.74 million poor families that form the bottom 40% of population in India. OBJECTIVES: The objective of this paper is to discuss and analyze the benefits and weaknesses of the AB-PMJAY model and investigating the position that these clinics can play in (I) improving the provision of urban health facilities (II) resolving health inequities (III) and enhancing primary health care.MATERIALS AND METHOD: The authors explored different databases. Government portals, research publications on AB-PMJAY and Mohalla clinics (MC) to do in-depth analysis of various parameters.RESULTS: Although there are significant obstacles to the programme, by building impetus for program reform, AB-PMJAY offers an opportunity for the nation to resolve long-standing and ingrained shortcomings in governance, quality control and stewardship, and to accelerate India's development towards the stated UHC supply goal. The main achievement of these facilities in the last 18 months has been to introduce wellness to civic and political dialogue. CONCLUSION: Mohalla Clinics can prove as a major catalyst for Ayushman Bharat Pradhan Mantri Jan Arogya Yojna for health reforms and progress towards universal health coverage in India.

Los estilos APA, Harvard, Vancouver, ISO, etc.

44

Dhivya M, Balamourougane R, Nithin J, R Velu Raj. "Unified Payment Interface: A Unique Payment Interface in the Universe- Secondary Data Analysis". European Economic Letters (EEL) 13, n.º 3 (21 de julio de 2023): 1259–67. http://dx.doi.org/10.52783/eel.v13i3.423.

Texto completo

Resumen

The country's payment system has undergone numerous significant changes, thanks to the Unified Payment Interface (UPI), which has eventually spurred economic growth. Life has become easier with UPI's existence. It significantly accelerates India's transition to a cashless economy as it helps to protect the environment by going greener, to improve the quality of life by embracing technology, and to create more jobs that initiate open many FinTech and Startups that lead to economic sustainability. India serves as the poster child for instant payments and an epitome of how a concerted, widespread, national endeavour may unleash enormous economic and social potential. It is an innovative online financial product in India that has reached heights of popularity within a short span (Deshpande, 2021). Our honourable Prime Minister Mr. Narendra Modi shared our country’s experience with UPI at the G20 summit by describing it as a “path-breaking digital payment platform”, which could become a template for digital payments to other nations. In this background, this study attempts to perceive the progress of this platform which enlightens us about its significance and to know about its present status. The study has employed the descriptive method by using secondary data from various scientific articles, relevant reports, records, books, published data, and journals to analyze the pathway of UPI’s progress by glorifying its uniqueness, the rationale of its evolution, and the challenges confronted to positively disrupt the sustainability of this product.

Los estilos APA, Harvard, Vancouver, ISO, etc.

45

Tatapudi, Gopikrishna Vasista. "Determining the feasibility of using the automated market basket analysis method to investigate a cause-and-effect pattern of construction accidents and its safety associations". Internet of Things and Artificial Intelligence Journal 3, n.º 3 (8 de agosto de 2023): 283–99. http://dx.doi.org/10.31763/iota.v3i3.636.

Texto completo

Resumen

Construction sites are complex and dangerous. Over the past decade, construction fatality rates have been high in most countries. Construction accidents cause harm to construction workers and financial loss to construction firms. Smart wearable jackets are among the most effective personal protection equipment (PPE) for India's most recent and future generations. Prevention is better than Cure. To prevent the occurrences of construction accidents and to provide better safety and health to construction workers, the sensor data has to be collected from the IoT environment and has to make it subjected to cloud-based big data analytics to provide better decision support to project managers and doctors. Further, the decision support system can be enhanced by adding semantic capabilities using Ontology, Semantic Web Services, and data mining and artificial intelligence techniques. This study highlights the feasibility of using the automated market basket analysis method to investigate the cause-and-effect pattern of construction accidents, especially when using the Apriori algorithm to extract frequent item set associations. Data File preparation is one of the most essential and significant modules of incorporating automation. Therefore the value of this research effort lies in preparing a sample database and how such a sample database can become helpful in construction safety and health management to prevent accidents, as well as the computations of measures of the Apriori algorithm that support decisions regarding construction safety and health provision to construction supervisors and managers are explained

Los estilos APA, Harvard, Vancouver, ISO, etc.

46

Asif, Mohammad, Mohd Naved Khan, Sadhana Tiwari, Showkat K. Wani y Firoz Alam. "The Impact of Fintech and Digital Financial Services on Financial Inclusion in India". Journal of Risk and Financial Management 16, n.º 2 (15 de febrero de 2023): 122. http://dx.doi.org/10.3390/jrfm16020122.

Texto completo

Resumen

India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech businesses in India are progressively becoming more noticeable as the Government of India (GoI) continues to strive for expanding financial services to the underbanked sector of the population. To reach the underbanked segments of the population and provide a stable operating environment for fintech businesses, India must seek to increase financial inclusion. In this study, regression and correlation were employed, together with secondary data gathered from the RBI, to analyze this influence. The aim was to determine the impact of fintech and digital financial services on financial inclusion in India. According to the results, fintech businesses have significantly aided financial inclusion in this nation, especially for the middle class. These findings will be helpful for policy-makers working hard to bring every individual in this country into an organized financial system.

Los estilos APA, Harvard, Vancouver, ISO, etc.

47

Parvathy, V. K. y Jyothi Kumar. "Driving Financial Inclusion". International Journal of E-Business Research 18, n.º 1 (6 de enero de 2023): 1–15. http://dx.doi.org/10.4018/ijebr.316147.

Texto completo

Resumen

This paper examines India's level of digital access to financial services as compared to other Asian countries. The study also intends to analyse whether COVID-19 has influenced the usage trend of the selected digital payment indicators in India. Data has been collected from the World Bank Global Findex Database and RBI bulletins. Cross country descriptive analysis was used for studying India's digital financial access against the other Asian countries. Event study methodology followed by trend analysis was employed to examine whether COVID-19 has impacted the digital payment indicators' usage in India. The findings of the study indicated that India's position in digital financial access needs to be improved. It was further identified that COVID-19 has increased the usage of digital modes for financial transactions in India. There has been a significant increase in the usage volume of mobile banking after the declaration of the pandemic. Govt. can frame its action plans to make use of the opportunity created through the pandemic to improve digital financial access in India.

Los estilos APA, Harvard, Vancouver, ISO, etc.

48

Ransariya, Dr Shailesh N. y Dr Shailesh N. Ransariya. "Financial Banking Is The Science Of Managing Money: Indian Financial System". Indian Journal of Applied Research 1, n.º 7 (1 de octubre de 2011): 98–100. http://dx.doi.org/10.15373/2249555x/apr2012/30.

Texto completo

Los estilos APA, Harvard, Vancouver, ISO, etc.

49

Malik, Vipin. "Disinvestments in India: Needed Change in Mindset". Vikalpa: The Journal for Decision Makers 28, n.º 3 (julio de 2003): 57–64. http://dx.doi.org/10.1177/0256090920030305.

Texto completo

Resumen

In the nineties, India's budgeting, fiscal deficits, and balance of payments problems kick started the government's urge to unlock the huge investments chained in the state-owned enterprises (SOEs). The blueprint was the successful global model of privatization/divestment which was initiated by Margaret Thatcher in the eighties in the UK and implemented by other countries including Unified Germany, former USSR, the erstwhile socialist countries, Western Europe, Canada, Japan, and even China. The developed nations attained a high level of success followed by the developing and the least developed countries. While developed and OECD countries opted for Initial Public Offerings (IPOs), Russia adopted a system of vouchers for buying shares of public sector companies at auctions, and smaller states in the former Soviet Union and East European countries opted for trade and negotiated sales. Developing countries like Brazil and Chile made principal divestments of significantly large government stakes with no reservations to pass on control to foreign investors. Greece and Korea opted for convertible bonds. Considering that the debate on the need for disinvestments is very old, the question is: is there anything new and is there a game plan? Also, why is the media hesitant in presenting analysis of the decision-makers' mindset? It leads to the inference that the implementers have perhaps little commitment to disinvestments which is in contrast to what Hungary and China have achieved by their professional approach. Fortunately, the efforts to pursue reforms have not openly been reversed or given up by any government of the day. The Four Ps of disinvestment – Policy, Promise, Prognosis, and Performance – look grim. In the recent past, we have been witnessing a lot of debate on the disinvestments scenario suggesting dynamic movement. In reality, the sale of equity of only 49 companies has so far been accomplished (a few only privatized). In comparison, Hungary identified 1,288 SOEs, transformed them into companies for privatization, and in 2002, only 79 companies were left for privatization. Against a target of Rs 100 billion, the financial year 2000–2001 closed with a collection of Rs 18.70 billion. Against a target of Rs 120 billion, the financial year 2001–2002 closed with a collection of Rs 56 billion inclusive of special dividend of VSNL at Rs 18.87 billion and Rs 11.54 billion of IBP bought by another public sector undertaking (PSU). Against a target of Rs 120 billion, the financial year 2002-2003 closed with a collection of Rs 33 billion. The target for financial year 2003-04 is Rs 132 billion (US$ 2.87 billion). To set things on the recovery path, introspection on what aberrations have entered the system is necessary. In the words of the President to the Joint Session of Parliament in February 2002, “... The prolonged fiscal haemorrhage from the majority of these enterprises cannot be sustained any longer...” How do we ensure that the disinvestment process is on track? The following five-point agenda would be useful for policy-makers: Trust the homegrown expert for implementation. Place administrative control in the hands of the Finance Minister. Hand over companies that are a burden on the government to the employees. Do not involve a PSU/SOE in the bidding process. Manage revivals professionally.

Los estilos APA, Harvard, Vancouver, ISO, etc.

50

Goyal, Sahil. "E-BANKING, ITS GROWTH & FUTURE IN INDIA". INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, n.º 04 (1 de mayo de 2024): 1–5. http://dx.doi.org/10.55041/ijsrem32541.

Texto completo

Resumen

Businesses make investments in e-business and the technology that supports it. Applications for e-business, like supply chain management and customer relationship management, boost innovative product and service offers, strong customer relationships, and transaction efficiency and scope economies. Companies find it challenging to turn these advantages into revenues or economic value, though. Many enterprises that have started online have failed to generate profits. According to a 2001 AMR Research Inc. survey, businesses would continue to spend more on e- business even in a recession. At best, though, these investments have yielded a mediocre return. Conventional Banking To conduct standard banking functions including cash withdrawals, fund transfers, and account inquiries, clients must physically visit the bank's branch. However, clients using e-banking can complete these transactions 24/7 from the comfort of their homes or workplaces using desktops or laptops and electronic media. We call this banking—anytime, anyplace. Consumers don't need to wait in line, deal with tellers, deal with constrained banking hours—all they need to do is visit the bank's website to examine their account details and do transactions as needed. The Banking System in India Scheduled and non-scheduled banks were distinguished under the Reserve Bank of India Act, 1934. The Second Schedule of the RBI Act, 1934 lists scheduled banks, which include state co-ops, regional rural banks, and commercial banks (both foreign and Indian). The banks not listed in this schedule are considered non-scheduled. Three types of banks comprise India's organized banking system: co-ops, regional rural banks, and commercial banks. The Reserve Bank of India, the nation's highest monetary and financial body, is in charge of managing the banking sector. Banks for commerce, which have been in place for many years encourage urban savings and make them available to trading and industrial organizations for working capital needs. Commercial banks were divided into public sector banks, sometimes known as nationalized banks, and private sector banks after 1969.

Los estilos APA, Harvard, Vancouver, ISO, etc.

Artículos de revistas sobre el tema "India's Financial System"

Crea una cita precisa en los estilos APA, MLA, Chicago, Harvard y otros