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1
Fernandez, Stéphanie. "Impact of mergers and acquisitions on French banks' efficiency and performance". St. Gallen, 2008. http://www.biblio.unisg.ch/org/biblio/edoc.nsf/wwwDisplayIdentifier/06600415001/$FILE/06600415001.pdf.
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Ray, Hillary Frances Elizabeth. "The 1684 French Jesuit mission to China". Thesis, University of Cambridge, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.415407.
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Leung, Kin-pang. "Banking system in China performance and challenges /". Click to view the E-thesis via HKUTO, 2004. http://sunzi.lib.hku.hk/hkuto/record/B31954583.
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Sin, Man-kwong Wallace. "How regulatory environment affects China banking development /". Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19873645.
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Laviziano, Angiolo. "Benchmarking of the commercial banking system in PR China". Thesis, Hong Kong : University of Hong Kong, 1999. http://sunzi.lib.hku.hk/hkuto/record.jsp?B21254059.
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Li, Hu. "Controlling risks in state-owned Commercial Banks of China". Thesis, University of Macau, 1999. http://umaclib3.umac.mo/record=b1636243.
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Shang, J. "The competitiveness of state-owned commercial banks in China". Thesis, University of Hertfordshire, 2009. http://hdl.handle.net/2299/4005.
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China has undertaken a series of comprehensive economic and banking reform programs over the past three decades. As part of the WTO agreement, the domestic financial sector is fully open to foreign investors from WTO member countries in 2006. To answer the challenges, the policy makers and management of SOCB have been introducing two major steps to improve the Competitiveness of the commercial banks: transfer the bad debts to asset management companies and inject foreign exchange reserves to capital. However, the qualitative study shows that the general performance of the state-owned commercial banks is unstable during this period. It is high time that the consequences and efficiency of the reform were examined on an objective basis. This research offers a careful and rigorous examination of the condition and determinants of banking efficiency and competitiveness in China, with the focus on the state-owned commercial banks. The key contribution of this study is to develop a comprehensive empirical framework to measure and explain the performance of the state-owned commercial banks during the crucial transitional period from 1998 to 2003. This research examines the banking market conditions on the basis of a synthesis of the traditional Structure-Conduct-Performance paradigm and other alternative hypotheses. The thesis reveals that the state-owned commercial banks still dominate in both retail and business banking markets. The interest earnings remain the dominant source of commercial revenues. Due to the special relationship with government and their operational characters in the financial market, the state-owned commercial banks are not sensitive to monetary policy adjustments. The competition from other type of commercial banks has been strengthening, but the impact is rather limited. The main contribution of this study to the empirical literature on the Chinese banking market is the employment of the Data Envelopment Analysis to measure the efficiency of the state-owned commercial banks at provincial level, followed by a panel econometric investigation into the differences in banking efficiency across the stat-owned commercial banking groups as well as individual provinces. The results show that the level of banking efficiency was generally very low and there was a significant extent of input surplus among the provincial branches. The source of inefficiency is different among individual banking groups. The econometric study reveals that the SOCBs benefit from the concentrated market structure and strong complementary relationship with their traditional business areas. The empirical results have also shed light on further policy measures to enhance banking competition and performance in China.
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Wang, Yang. "Credit risk management in rural commercial banks in China". Thesis, Edinburgh Napier University, 2013. http://researchrepository.napier.ac.uk/Output/6659.
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Credit risk is one of the most general risks that exist in the financial market and a major risk faced by financial institutions. Credit risk management (CRM) is to identify, measure, monitor, and control risk arising from the possibility of default in loan repayments. The primary objective of CRM of rural commercial banks (RCBs) is to maintain risk within acceptable parameters and satisfy the regulatory requirements. CRM has long been the focus of governments, regulatory authorities and financial institutions. This thesis examines the importance of CRM for RCBs, which has been overlooked in the literature, and attempts to develop a CRM framework for RCBs. It has four specific research objectives: 1) to discuss the differences between RCBs and city based-commercial banks; 2) to examine the importance of CRM for RCBs and identify the approaches available for banks to manage credit risks; 3) to identify the key factors that have influenced the credit evaluation and assessment, as well as credit risk control in the context of China's RCBs; and 4) to propose a practicable CRM framework that suits the characteristics of Chinese RCBs. This study adopts qualitative analysis and case study approaches to identify key factors contributing to the failure of RCBs' customers, resulting in loan defaults and banks' credit risk. The quantitative-based CRM tools available for large financial institutions do not meet the requirements of RCBs because the main customers of RCBs are small and medium-sized enterprises (SMEs) and farming households and there is a lack of financial data and credit rating relating to these customers. In addition to normal risks faced by financial institutions, RCBs in China are also exposed to risks specifically to rural commercial banking business and in particular, farming-related loans and services. This study proposes a CRM framework for RCBs in China. The framework is based on the identification of business failures of RCBs' customers and factors contributing to the failures of SMEs and farming households. The framework is divided into five steps. The first step is to distinguish business failure and closure. The second step is to identify factors contributing to the failure of customers, which should be considered from environmental, operational, financial and guanxi aspects. The third step is to use PCA to identify principal factors. The fourth step is to design a credit risk analysis model with an analysis of these principal factors. The final step is to use the credit risk analysis model to manage credit risks of their portfolios and individual loans provided to SMEs and farming households. The CRM framework has been confirmed by practitioners through interviews conducted in the case bank. Interviews raise a number of issues relating to the development of a CRM model and assessment of credit risk of SMEs in China. The case study through an analysis of documents of the case bank reveals the importance of CRM and organisational structure in risk management and CRM. The case study presents evidence of lacking of practical methods in managing credit risk by RCBs in China. The proposed framework expects to address the problem. This study has made several contributions to the literature that studies CRM in financial institutions in general and RCBs in particular. This study critically identifies the current lack of studies specifically addressing the RCBs' CRM, and proposes a CRM framework for RCBs. The framework considers financial and non-financial variables to analyse SMEs and farming household for which financial information is very limited. Using nonfinancial variables along with financial variables as predictors of business failure significantly improves credit analysis quality and accuracy. Also, this study recognises guanxi as risk potentials affecting the business of SMEs and farming households and includes guanxi risks in the framework. The consideration of guanxi in credit risk analysis fits well with China's business environment.
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冼文綱 y Man-kwong Wallace Sin. "How regulatory environment affects China banking development". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B31269217.
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Leung, Kin-pang y 梁健鵬. "Banking system in China: performance and challenges". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2004. http://hub.hku.hk/bib/B31954583.
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Tam, Pui-sun. "The Bank of China Group in Hong Kong : its changing role and future direction /". Hong Kong : University of Hong Kong, 1995. http://sunzi.lib.hku.hk/hkuto/record.jsp?B15967463.
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Lou, Jianbo. "China state commercial banks' non-performing loans : workout and prevention". Thesis, Queen Mary, University of London, 2001. http://qmro.qmul.ac.uk/xmlui/handle/123456789/25125.
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The purpose of this thesis is to examine the very significant problem of State bank nonperforming loan (NPL) in China. NPLs undermine the stability of China's banking system and the efficient operation of its markets. This thesis will make recommendations for developing better workout procedures to deal with existing NPLs and explore the role of banking regulation and supervision in NPL prevention, as well as in avoiding impacts of NPLs on the stability of banking system, drawing on experiences at national, regional and international levels. The accumulation of NPLs in China has been caused by the dominant role of State banks in China's financial markets, policy loans to state owned enterprises (SOEs), unnecessary administrative controls on banks' lending activities, weak internal controls within State banks and inappropriate banking regulation and supervision. All these have seriously ruined the conditions of market discipline in China and resulted not only in large amount of NPL stock, but also the constant creation of new NPLs on State banks' balance sheets. The NPL problem in China is not limited to individual banks. It is a systemic problem closely connected to the SOE problem. The existing bank NPLs cannot be worked out without debt and enterprise restructuring. The balance sheets of banks and firms must be cleaned up by, first, recapitalizing banks to write off and make provision for existing NPLs, and, second, setting up independent asset management companies to purchase and manage bank NPLs. To prevent the increasing accumulation of new NPLs, unnecessary administrative controls on banks must be removed; prudential banking regulation and supervision much be enhanced; appropriate internal control systems must be promoted within banks, especially with regard to the proper risk evaluation systems and internal decision-taking structures. To avoid the damaging impacts of NPL problem on the stability of the banking system, ' an explicit limited deposit insurance system should be introduced; the central bank's lender of last resort facilities must be properly defined; bank insolvency resolution mechanisms must be put in place. In a word, the proper functioning of market discipline must be restored in China.
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Lam, Chun-cheung Otto. "A study of the origins, emergence and development of Western banking in China, 1770s-1866 /". View the Table of Contents & Abstract, 2007. http://sunzi.lib.hku.hk/hkuto/record/B38031012.
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Tam, Pui-sun y 譚珮璇. "The Bank of China Group in Hong Kong: its changing role and future direction". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1995. http://hub.hku.hk/bib/B31954480.
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Powell, Fiona. "The Japanese penetration of French Indo-China, 1940-41 /". Title page and introduction only, 1986. http://web4.library.adelaide.edu.au/theses/09AR/09arp882.pdf.
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Thomas, Stéphanie y Valentin Alexandre. "Luxury Sector in China : Behaviours toward French Luxury Brands". Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-18982.
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Purpose: How Chinese people behave toward French Luxury Brands? Method: This paper is built on a deductive approach following three main hypotheses. Secondary datawere retrieved from books, studies and articles found in Halmstad library and several databases.Moreover, primary data were also collected through a questionnaire; which shapes the major lines ofour conclusions. Theoretical Framework: The frame of references follows our three hypotheses. First, the culturaldifferences between France and China are highlighted through concepts such as: Hofestede culturaldimensions, Mezirow’s theory and Guanxi. Then, the Mianzi philosophy and the flying geeseparadigm are used to support the hypothesis that brands could be used as social markers. Finally,several theories about the country-of-origin effect are used to analyse the image of French products in China. Conclusion: The authors conclude that French luxury brands are considered on the Chinese south-eastcoast as a mark of high quality, prestige and fashion. These features partly motivate their purchasingdecision, whereas the country-of-origin itself is not a convincing argument. These brands, usuallyexpensive, are nowadays perceived by Chinese as a way to emphasis their wealth and thus socialstatus. This behaviour shows a growing individualism toward French luxury brands ownership in acountry historically ruled by collectivism. The contributions and further studies possible are finallyestablished at the end of this paper.
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Lee, Mui-fong y 李梅芳. "Corporate accountability and transparency in transition economy : examples from China's commercial banks". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2014. http://hdl.handle.net/10722/198843.
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This research is in the field of corporate governance and focuses on corporate accountability and transparency of China’s commercial banks, in particular SOCBs. Since 1979, the banking system of China has been undertaken reforms to transform from a mono banking system to a banking system in which banks should be profit-driven. The focus of the reforms has been changed from off-loading of NPLs to the improvement of corporate governance of commercial banks. However, China’s SOCBs still appear to be inefficient and poor in disclosure of information, though they are now more profitable. They are also required to make certain loans in line with the policies of the Chinese government. This research aims at finding out issues related to the governance and disclosure systems of China’s commercial banks from a legal perspective and suggesting possible direction to solve the issues. For the governance system, directors who are accountable to their stakeholders, not only the majority shareholders, play an important role in enhancing the operations of banks. For the disclosure system, auditors and CRAs, the gatekeepers of the financial sector, could help to reduce information asymmetry and enhance the transparency of banks, leading to a more effective use of market discipline in monitoring the operations of banks.
To improve the operations of banks, this research highlights the need to improve various institutions in addition to the reforms of banks, with the focus of reforms on the legal and regulatory systems relating to the governance mechanism, disclosure system, audit industry and credit rating industry. Though legal rules on the above areas are mostly stipulated in line with international standards or in line with regulations of other developed countries, they are usually scattered in various administrative regulations, departmental rules and normative documents and some of the provisions are still principles based in lack of implementation details. In lawmaking, there should be more revision, harmonization and consolidation of existing regulations and rules. In particular, the provisions associated with the liability risks of directors/ banks/ auditors/ audit firms/ CRAs/ responsible personnel of CRAs should be revisited and revised to enhance the enforceability of regulations and rules by regulators. Regulators of banks, auditors and CRAs should also take up more proactive roles in preventing possible risks in the financial sector rather than passively conducting box-ticking compliance. They should also increase supervisory intensity and effectiveness, with sufficient resources and clear mandate.
Though the Chinese government holds controlling shares of SOCBs and certain bank loans made are still policy-led, this research argues that a well-established and effective legal and regulatory system on governance mechanism and disclosure system, via the help of auditors and CRAs, could help withstand political influence and enhance a healthy and sustainable development of the financial sector. Without an effective legal and regulatory system, China’s banking system may still be subject to external and internal influence which will affect the progress of gradual transformation to a real market economy.published_or_final_version
Real Estate and Construction
Doctoral
Doctor of Philosophy
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Wong, Ka-man Carman y 黃嘉雯. "The French Consulate in HK and the French Cultural Centre". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1994. http://hub.hku.hk/bib/B31982220.
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Lee, Ying-tong Sanna y 李瀅鏜. "Work motivation in Japanese banks: a Hong Kong study". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2001. http://hub.hku.hk/bib/B42575941.
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Chen, Zhenyun. "The corporate governance reform of state-owned commercial banks in China". Thesis, University of Leicester, 2012. http://hdl.handle.net/2381/11061.
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The aim of this doctoral thesis is to identify the inadequacies and weaknesses of the current corporate governance system and structure in Chinese state-owned commercial banks by performing a comprehensive analysis of both the internal and external governance mechanisms of banks, and by learning from the advanced experience of banking in developed economies as well as international economic and banking institutions. The research commences with a conceptual approach to banks, in terms of banking and the corporate governance. It then examines the fundamental theories related to the banking and the corporate governance. The research shows that China has undergone an array of profound economic and banking reform programmes over that past three decades. Since 1995, a new governance system has been established in China’s state-owned commercial banks through institutional reforms, which have emphasized addressing the ownership, asset quality and governance issues of the banks. Subsequently, the research demonstrates that the reform efforts have made important changes in the ways that the government conducts its control and influence over the state-owned commercial banks, shifting a system from direct control and influence of business and management to control by indirect forms. The research attempts to explore the potential problems in China’s banking laws, present the corporate governance reforms of Chinese state-owned commercial banks and create an appropriate framework of corporate governance for China’s state-owned commercial banks from internal and external aspects.
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Chonchirdsin, Sud. "The Indochinese Communist Party in French Cochin China (1936-1940)". Thesis, SOAS, University of London, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.363084.
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Cabos, Marine. "Seeing through landscape : French photographic archives of China (1840s-1930s)". Thesis, SOAS, University of London, 2017. http://eprints.soas.ac.uk/24337/.
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This thesis addresses the development of the genre of landscape photography in China between the 1840s and the 1930s. Largely unstudied, this genre significantly impacted on a larger socio-cultural context. Due to the current fragmented and disorderly state of photographic archives, I have adopted an object oriented-approach by bringing together hitherto isolated bodies of material held in different institutions across several countries. The connection between this widely dispersed material is related to what I have framed as a French awareness in photographic activity in China. In other words, it concerns not only the production of French operators themselves but also any type of Chinese landscape photographs disseminated in France. The threefold thesis structure unfolds chronologically and through a selection of case studies regarded as pivotal landmarks that marked the first century of photography in China. Enquiries into how shifting ways of seeing and methods for constructing archives were shaped through the materiality of the photographs are threads that run throughout the sections. In Section I, I retrace the early production and consumption of Chinese landscape photography during the second half of the nineteenth century both in France and China. Section II concerns the ways in which photographic records created during campaigns of exploration represented new technological and expressive options for depicting Chinese landscape. Finally, Section III suggests that during the early part of the twentieth century both indigenous and international operators became increasingly inclined to represent landscape according to pre-established local conceptions. The aim of this study is to assess the role of photography in transmitting and transforming perceptions of Chinese landscapes, and the extent to which they relate to changes in sociocultural, economical and political life during the transition from the mid-nineteenth century to early twentieth centuries.
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Zhou, Qingqing y 周青青. "Challenges and concerns on securitization of non-performing loans in China: from the state banks' perspective". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2001. http://hub.hku.hk/bib/B42577159.
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鄧炳偉 y Ping-wai Anthony Tang. "The Chinese banking system and its future outlook". Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1995. http://hub.hku.hk/bib/B31266836.
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Su, Qin. "The Growth and Challenges of Small- and Medium-Sized Banks in China". Universität Potsdam, 2013. http://opus.kobv.de/ubp/volltexte/2013/6868/.
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1. Introduction
2. The growth of China’s SMBs and the changes of the banking market structure – a land of small- and medium-sized companies
2.1 The characteristics of China’s banking market structure
2.2 The growth of China’s SMBs
2.3 The changes of China’s banking market structure
3. The opportunities and challenges facing SMBs in China
3.1 Opportunities
3.2 Challenges
4. Conclusion
26
Qiao, Yuanhao. "The relationship between banks and small and medium-sized enterprises in China". Thesis, Ulster University, 2015. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.685425.
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Koo, Hong-yin Eric. "Foreign bankers' strategic direction in the China corporate financial market /". Hong Kong : University of Hong Kong, 1995. http://sunzi.lib.hku.hk/hkuto/record.jsp?B14038961.
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"Foreign banks in China". 2002. http://library.cuhk.edu.hk/record=b5890953.
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by Leung Chui Yuk, Wu Peng.Thesis (M.B.A.)--Chinese University of Hong Kong, 2002.
Includes bibliographical references (leaves 56-59).
ABSTRACT --- p.ii
TABLE OF CONTENTS --- p.iii
LIST OF FIGURES --- p.v
LIST OF TABLES --- p.vi
Chapter
Chapter I. --- INTRODUCTION --- p.1
Development of Banking System in China --- p.1
Highlighted Banking Reform --- p.5
History of Foreign Banks in China --- p.6
Foreign Banks in Old Days (1845-1955) --- p.6
Foreign Banks New Age (1979-Present) --- p.10
Chapter II. --- CURRENT STATUS OF FOREIGN BANKS IN CHINA --- p.14
Growing Representative Offices and Branches --- p.14
Nationality Distribution of Foreign Banks --- p.16
City Distribution of Foreign Banks --- p.17
Small Asset Scale --- p.19
Low Loan and Deposit Balances --- p.23
High Loan / Deposit Ratios --- p.24
Low Non-performing Loans --- p.26
High Return on Assets --- p.28
Better Educated Employees --- p.29
Chapter III. --- FOREIGN BANK LAWS IN CHINA --- p.31
PRC - Foreign-Funded Financial Institutions Regulations --- p.33
Major Changes --- p.35
Chapter IV. --- STRENGTHS & WEAKNESSES OF FOREIGN BANKS --- p.40
Strengths --- p.40
Weaknesses --- p.42
Chapter V. --- CONCLUSION --- p.47
Roadblocks Still Exists --- p.47
Bigger Becomes Bigger --- p.48
Fight for the High-end Corporate Customers --- p.48
Target the Rich --- p.49
Win Strategic Location --- p.49
Branches Too Expensive --- p.50
Electronic Banking as Alternative --- p.50
M&A as Effective Strategy --- p.51
Expansion to Other Financial Sectors --- p.51
APPENDIX --- p.53
BIBLIOGRAPHY --- p.56
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Hu, Shiau-tzung y 胡孝宗. "Taiwan Banks to Enter the Market of Mainland China Rural Banks". Thesis, 2012. http://ndltd.ncl.edu.tw/handle/29054033304366148359.
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碩士東吳大學
國際經營與貿易學系
100
Two cross-strait financial monitoring，Memorandum of Understanding(MOU) went through the agreement on many occasions，the final final in November 16，2009 officially signed，MOU January 15，2010 start.After the commencement MOU financial operations，both sides appear poised to come closer，more mainland China banking business acceleration announces the China market.Towns in the planning of the 12 five-year plan and rural economic development for Taiwan-funded banking industry seems to provide a good entry point，then village banking business.Looking at Mainland China’s rural financial polices，generally in the.organization body department，operating mechanisms and financial products and gradually carried out innovative，forward to achieve support for the “three rural”development and increase farmers’income goals.The world’s leading foreign banks in the countryside surrounding the city strategic thinking，is actively involved in the battle for the share of rural financial markets to compete. However，the development of rural Mainland metal melting of requiring conducted ground-breaking reform at the still must be such as mortgages difficult the problem by way of security，capital markets and insurance system’s built immediately，more explicit fund financial supervision and so on ink which arefuture possible policy direction.Rural financial market is the failure of part of the government involved，the rules of the game，and moderately to the use of market mechanisms to provide appropriate governance mechanisms，this all is the need to experience and touch the making. Therefore，Taiwan’s banking industry to enter the Chinese mainland village bank market，we must carefully assess their own strengths and opportunities and may encounter problems and challeges.In addition，to strengthen cross-strait financial supervision departments recurrent communicate with each other on a regular basis to discuss the dilemma of the solution as well as response to the crisis in financial regulation regulatory policies work together to solve the problems facing cooperation between the cross-strait banking，establish and improve cross-strait currency clearance and settlement mechanisms prudential regulatory principles to promote the very period of unified regulatory actions，sharing of regulatory information to prevent regulatory gaps，to improve cross-strait banking regulatory standards，and promote the healthy development of cross-strait banking.In this way，can the cross-strait banking strengths complement each other，work together to upgrade the international competitiveness of the cross-strait banking，join hands to promote the healthy development of cross-strait economic.
30
"The behavior of foreign banks in China". Chinese University of Hong Kong, 1986. http://library.cuhk.edu.hk/record=b5885602.
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Hung-Wen, Liao y 廖弘文. "Modeling competition for Taiwanese banks in China". Thesis, 2014. http://ndltd.ncl.edu.tw/handle/sed58c.
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碩士國立交通大學
管理學院管理科學學程
102
This study is the first time to use the Lotka-Volterra competition model to analyze the business strategic of Taiwanese bank in China market. Compare the dynamic competitive model between government-owned-banks and non-government-owned-banks’ investment in China. Use monthly revenue and net income from the branch of Taiwanese Banks in China to verify the relation between government-owned-banks and non-owned-banks is Pure competition or Predator-prey. This study predicts the existence of equilibrium relation between government-owned-banks and non-government-owned-banks’ branch in China. And analyze the accuracy of Lotka-Volterra model and Bass model in this study to understand which one can accurately predict the investment of Taiwanese banks in mainland China. The result of this study found that the relation between government-owned-bank and non-government-owned-bank is Commensalism in China market. Government-owned-banks benefits non-government-owned-banks and non-government-owned-banks has no effect on the government-owned-banks circumstances. The financial industry for Taiwan and China are closely related to the restrictions of law. The business scope depends on the progress of negotiations between financial regulatory authorities. Government-owned-banks are more familiar with this information. Thus leading to help non-government-owned-banks’ business in China as pioneer (first mover) (Myerson, R., 1991) and non-government bank has no significant influence on the growth of government bank. On the predictive ability of the model, Lotka-Volterra model shows the better performance than Bass model to predict the business, effectiveness and better fit on the data samples. The reason behind this is that Lotka-Volterra model considers the competitive and cooperative relations between different banks, but Bass model does not. Lotka-Volterra model’s better predictive ability can explain the dynamic competitive model between government-owned bank and non-government-owned bank’s branch in China. This study constructed efficient methods for our government when developing the related financial norms and provided a reference to Taiwanese banks when get into the mainland China's banking industry.
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Chen, Wen-Feng y 陳文鳳. "The Study of Specialized Banks in China". Thesis, 2000. http://ndltd.ncl.edu.tw/handle/64537514657899008693.
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碩士淡江大學
大陸研究所
88
The purpose of this paper is to research and analyze four specialized banks in the People Republic of China. Since 1979, China financial sector has been undergoing what is perhaps an unprecedented degree of structural transformation. Four specialized banks -- Agricultural Bank of China (ABC), Bank of China (BOC), People''s Construction Bank of China (PCBC) and Industrial and Commercial Bank of China (ICBC) -- were reestabished for development of economics and period of 1979-1984. For development of economics and to join WTO, they have been gradually converted from specialized banks into commercial banks in 1994. The following topics form the basis of the analysis: 1.Why did them be reestablished? What is their natures, characteristics and functions? 2.ABC handled primarily the domestic business of state and collective enterprises in rural areas and took deposits from urual residents, directly or through the rural credit cooperatives. BOC handled only foreign exchange. PCBC was in change of disbrusing budgetary funds for capital construction, receiving enterprise deposit and financing fixed assets. ICBC handled domestic business of state enterprises and took deposits from urban residents. Since 1985, all four banks have been allowed to undertake general banking business irrespective of the sector of the economy, and compete for deposits and loans in their previously monopolized markets. 3.Four banks is the important role in China''s financial sector. 4.Organizational structure and many factors affect four banks'' management. 5.How were the specialized bank''s financial structure and management before 1994? 6.What are the factors that did affect the specialized banks to convert into commercial banks? 7.What is development of the specialized banks after 1994?
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WEN, I.-CHIEH y 溫奕頡. "Effect on Banks funding branches in China". Thesis, 2016. http://ndltd.ncl.edu.tw/handle/50572210306056480303.
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碩士銘傳大學
經濟學系碩士班
104
Taiwan’s banking industry plays an important role in the worldwide business. According to researches, all of the banks in Taiwan are among the top 1,000 throughout the world. While China and Taiwan are getting more and more interaction in business, it is crucial to stay competitive in banking. Investment and funding branches in overseas countries could be the promise for banking to continuously develop and thrive. The purpose of this thesis is to focus on how it could affect the operation and profits if Taiwanese banks fund branches in China. The data in this thesis is derived from Financial Supervisory Commission R.O.C. This research is a complete guide of the revenues and expenditures for 30 local banks and 283 credit departments of farmers’ and fishermen’s associations. Practitioners are consulted for more accurate assessment. Performances in various commercial banks in different countries are also compared. This essay could be an aid for implement financial policies, a method to help enhance the competitiveness in Taiwan’s banks, and a reference for those who are contemplating whether they should expand investment in China.
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Peng, Hsiang-Hua y 彭湘華. "French President Nicolas Sarkozy’s China Policy". Thesis, 2014. http://ndltd.ncl.edu.tw/handle/51892744350124637138.
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碩士淡江大學
國際事務與戰略研究所碩士班
102
French President Nicolas Sarkozy’s China policy differs from those of his predecessors. At the beginning, Sarkozy met with Dalai Lama which resulted in the deterioration of bilateral relations. Then, Sarkozy improved the relations, and expanded the cooperation between France and China. His China policy swung wider than that of Chirac’s. The factors for the wide swing include the value of human rights, national interests and, most important of all, China’s different concept on human rights. This study has made three observations. First, Sarkozy began to conduct his China policy mainly from the perspective of France, but at a later stage, his policy became increasingly influenced by China. Second, comparing to Mitterrand''s China policy, Sarkozy adopted a more flexible approach dealing with conflicts. Third, comparing to Chirac''s China policy, Sarkozy tried to deviate from Chirac’s in the beginning and then returned to Chirac''s approach and pragmatism.
35
"Japanese banks in the People's Republic of China". Chinese University of Hong Kong, 1992. http://library.cuhk.edu.hk/record=b5887112.
Texto completoResumen
by Sin Chui-Yi Abby.Thesis (M.B.A.)--Chinese University of Hong Kong, 1992.
Includes bibliographical references (leaves 106-109).
ACKNOWLEDGEMENTS --- p.i
ABSTRACT --- p.ii
TABLE OF CONTENTS --- p.iii
LIST OF TABLES --- p.v
LIST OF FIGURES --- p.vii
CHAPTER
Chapter I. --- INTRODUCTION --- p.1
Objectives --- p.4
Chapter II. --- METHODOLOGY --- p.5
Secondary Research --- p.5
Primary Research --- p.5
Definition --- p.8
Limitations --- p.8
Chapter III. --- THE CHINA BANKING SYSTEM --- p.10
Banking Structure --- p.10
Banking Reform --- p.14
Chapter IV. --- FOREIGN BANKS IN CHINA --- p.17
Representative Office --- p.20
Branches --- p.23
Distribution --- p.25
Customers of the Foreign Banks --- p.32
Services Provided by the Foreign Banks --- p.33
Commercial loans --- p.33
Project financing --- p.38
Trade financing --- p.41
Advisory services and consultation --- p.43
Chapter V. --- JAPANESE BANKING ACTIVITIES IN THE PRC --- p.45
Growth of Japanese Banks --- p.45
Historical Development of Japanese Banks in the PRC --- p.46
Operations of Japanese Banks in the PRC --- p.49
Japanese Banks in Hong Kong --- p.54
Chapter VI. --- FINDINGS OF THE SURVEY --- p.55
Company Profile --- p.55
Motives for Entry --- p.57
Time Span --- p.60
Business Objectives --- p.62
Banking Services --- p.63
Major Problems Encountered --- p.66
Attitudes towards Risks and Overall Investment Climate --- p.70
Attitudes towards Risks --- p.70
Attitudes towards Overall Investment Climate --- p.77
Competitive Advantages of Japanese Banks --- p.80
Business Results to date Measured up to Expectation --- p.82
Chapter VII. --- SUMMARY AND CONCLUSION --- p.84
Highlights of the Findings of the Survey --- p.84
Conclusions --- p.86
APPENDICES --- p.87
BIBLIOGRAPHY --- p.106
36
BUTZBACH, Olivier. "Varieties within capitalism?: the modernization of French and Italian saving banks, 1980-2000 y Olivier Butzbach". Doctoral thesis, 2005. http://hdl.handle.net/1814/5231.
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Defence date: 28 November 2005Examining board: Prof. Colin Crouch (University of Warwick) ; Prof. Richard Deeg (Temple University, Philadelphia) ; Prof. Adriano Giannola (University Federico II, Naples) ; Prof. Martin Rhodes (European University Institute)(Supervisor)
PDF of thesis uploaded from the Library digitised archive of EUI PhD theses completed between 2013 and 2017
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Kuan-Chun, Lin y 林冠均. "A STUDY OF CREDIT EXTENSION TO TAIWANESE CORPORATE IN CHINA BY CHINESE BANKS, FOREIGN BANKS, AND TAIWANESE BANKS". Thesis, 2011. http://ndltd.ncl.edu.tw/handle/21520348903628578494.
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碩士國立臺北大學
國際財務金融碩士在職專班
99
This study is to explore if credit evaluation and analysis among Taiwanese Banks, Chinese Banks, and Foreign Banks toward Taiwanese corporations in China have significant difference or variation. In addition, key factors and rationale causing the difference would be analyzed and investigated to provide insights and reasons. According to the statistic data provided by Financial Supervisory Commission (FSC), investments, in terms of both application and amount, on China are at top among oversea investments since the regulation release. However, the banking facility supports from Chinese banks are considered relative limited. Sufficient funding with various sources to support capital expenditure, raw materials purchase, or working capital needs, is one of key successful factors for corporation to execute its investment or expansion. Given the importance of funding support from banking community mentioned-above, this study covers three-type banks, including Taiwanese Banks, Chinese Banks, and Foreign Banks, to examine their credit policy and analysis. Total questionnaires are distributed to 32 banks. Effective questionnaires are 258 against collected 279, representing 92.5% hit rate. All data collected is examined by descriptive statistics and polynomial regression. The key summary is presented below. A. Credit Policy A1: short-term loan /facility Chinese Banks emphasized more on “collateral nature”; Credit officers with experience on credit extension to Taiwanese companies view a) borrower credit standing, b) operation performance, c) macro environment more important, but less focus on collaterals than credit officers with non-credit experience to Taiwanese companies. Marketing persons or loan officers pay more attention on borrower’s qualification or criteria than Risk (or credit department in some banks). A2: Term loan or long-term facility Taiwanese Banks weight more on a) borrower’s qualification or criteria, and b) financial indicators/performance. Officers with credit experience on Taiwanese companies in China put more scores on 1) macro environments and 2) other credit indicators, ie CPA opinions, or management turnover rate, etc., but less focus on collaterals than credit officers with non-credit experience to Taiwanese companies. Risk people pay less attention on 1) borrower’s qualification or criteria and 2) collaterals than market officers. B. Detailed credit analysis items B1: 27 items for short-term facility and 33 items for long-term facility are common and the importance by Taiwanese Banks, Chinese Banks, and Foreign Banks. B2: For common credit analysis items on short-term facility, Chinese Banks weight more on “litigation, illegal events, bounced check, or default” and other 3 items than Taiwanese and Foreign Banks. “CPA related concerns or frequent change of CPA” and the other item are more concerned by Taiwanese Banks. No significant item more emphasized by Foreign Banks is shown in this regard. B3: To common credit evaluation items on long-term debt or facility, Chinese Banks weight more on “collateral and subordinated rank” and other 3 items than Taiwanese and Foreign Banks. Taiwanese Banks pay more attention on “senior management, frequency of changing financial chief” and other 8 items. No significant item more emphasized by Foreign Banks is shown in this regard. C. credit experience and job function C1: To short-term facility, interviewees with credit experience on Taiwanese companies in China weight more on “age of company, focusing on core business, experience and expertise on industry”, and other 5 items, than interviewees without credit experience. Risk or Credit persons focus less on “market supply and demand on domestic and oversea market” and other 2 items, than marketing officers. C2: To long-term debt or facility, Interviewees with credit experience on Taiwanese companies in China emphasize more on “government’s policy and regulatory issues”, and other 5 items toward corporate than interviewees without credit experience to companies in China. Nevertheless, they score less “liquidity value of collateral” then non-China credit experience person. Risk or Credit persons focus less on “market supply and demand on domestic and oversea market” and other 4 items, than marketing officers.
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Huang, Chih-Hung y 黃志鴻. "A RESEARCH ON FOREIGN BANKS POLICY OF CHINA". Thesis, 2009. http://ndltd.ncl.edu.tw/handle/29300205057312099767.
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碩士元智大學
管理研究所
97
China joined the World Trade Organization in December 2001 and met the last of its commitments in the banking and financial services sector in 2006. One major provision was that foreign banks should be able to apply for incorporation within China. Once regulatory approvals were granted, bank could begin operating as wholly foreign-owned enterprises (WFOEs) and could provide a full range of banking services to Chinese citizens. Over the past two years, 30 foreign banks have taken the step of locally incorporating their business in China. This has given them the opportunity to expand their banking operation and compete more directly with domestic Chinese banks in a number of product and service areas, including retail banking. The Chinese government has been taking steps to improve financial regulation and supervision in order to maintain a safe and stable environment in which commercial banks can operate and interests of bank depositors are protected. China’s banking regulatory institutions strive to achieve a“One bank, One Commission, and One Bureau” environment for wholly foreign-owned enterprise banks. The principle of joint supervision is designed to maintain the stable development of commercial banks. The author hopes this research can provide valuable insights into the China''s foreign bank policy and the opportunities of foreign incorporated banks.
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Lai, Shu-Hung y 賴書宏. "The study of Taiwan banks disembarking mainland China". Thesis, 2011. http://ndltd.ncl.edu.tw/handle/21548745640223481349.
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碩士銘傳大學
財務金融學系碩士在職專班
99
The singed Economic Cooperation Framework Agreement (ECFA) and memorandum of understanding (MOU) across the Taiwan strait in 2009 and 2010 respectively has officially declared that Taiwan-capital banks have successfully disembarked mainland China. For Taiwanese entrepreneurs in China, it is regarded as an alternative for the capital resource, which can ameliorate the difficulty to raise capitals. Although the disembarkation of Taiwan-capital banks is already lag behind renowned foreign-capital banks in terms of timing and scopes, plus the initial operation could have some restrictions which suggest one should not be too optimistic about the progress. However, the fact of significant interest gap between saving and loan plus the opportunity to develop new market to serve Taiwanese entrepreneurs is the new turning point to create profit for Taiwan-capital banks. Strategically, these banks should assess their own business expertise, potential customers, opportunities for business development, strength and weakness, opportunity and threat of business operation. Once the development strategies for each stage have been confirmed, then it is time to decide whether to take branch office, subsidiary, or share holder approach for such disembarkation. This study is focus on the issue and development strategy for Taiwanese banks. The assessment provide recommendations for the measurements which serve as reference for direction and pace adjustment, in order to meet the goal of in line with global financial trend and enhance the international competitiveness for banking industry.
40
"Banks and their client companies". Chinese University of Hong Kong, 1994. http://library.cuhk.edu.hk/record=b5888033.
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by Fok Yin-mei and Leung Suk-yee.Thesis (M.B.A.)--Chinese University of Hong Kong, 1994.
Includes bibliographical references (leaves 17-19).
ABSTRACT --- p.iii
TABLE OF CONTENTS --- p.v
LIST OF TABLES --- p.viii
ACKNOWLEDGEMENTS --- p.ix
Chapter
Chapter I. --- INTRODUCTION --- p.1
Background of the Study --- p.1
Objectives of the Study --- p.8
Chapter II. --- RELATIONSHIPS BETWEEN COMPANIES AND THEIR BANKS： FURTHER REMARKS AND LITERATURE REVIEW --- p.9
Dynamics in the Management of Corporate Banking Relationships --- p.9
Companies' Bank Selection Behaviors --- p.12
Bibliography --- p.17
Books --- p.17
Periodicals --- p.17
Chapter III. --- METHODOLOGY --- p.20
Qualitative Study --- p.20
Quantitative Study --- p.21
Questionnaire Design --- p.21
Population and Sampling --- p.22
Data Processing --- p.23
Chapter IV. --- FINDINGS AND ANALYSIS: QUALITATIVE STUDY --- p.24
Initial Screening --- p.24
Credit Analysis --- p.25
Granting Credit --- p.28
Credit Monitoring and Control --- p.29
How Do Banks Develop and Maintain Relationships with Clients? --- p.30
Chapter V. --- FINDINGS AND ANALYSIS: QUANTITATIVE STUDY --- p.33
The Research Sample --- p.33
Bank Selection --- p.34
Bank Usage --- p.35
Split Banking --- p.37
Bank Switching --- p.38
Perceived Importance of Bank Attributes in Major Bank Selection --- p.39
Basic Bank Attributes --- p.39
Bank's Image --- p.40
Lending Policy --- p.41
Product Quality --- p.41
Account Officers --- p.42
Pricing Factors --- p.43
Usage of Financial Institutions Other Than Banks --- p.43
Other Findings --- p.44
Chapter VI. --- RECOMMENDATIONS --- p.47
Product Development --- p.47
Improving the Performance of Account Officers --- p.48
Marketing Strategies --- p.49
Bank's Image --- p.51
Pricing Strategies --- p.52
Accountant's Role in the Banking Relationships --- p.53
Chapter VII. --- CONCLUSION --- p.56
APPENDICES
Chapter 1. --- QUESTIONNAIRE FOR BANKERS --- p.57
Chapter 2. --- QUESTIONNAIRE FOR CLIENT COMPANIES --- p.58
Chapter 3. --- COVERING LETTER --- p.63
Chapter 4. --- COMPANIES' HEADQUARTERS --- p.64
Chapter 5. --- INDUSTRIES IN WHICH COMPANIES WERE PRINCIPALLY ENGAGED --- p.65
Chapter 6. --- COMPANIES' NUMBER OF PERMANENT EMPLOYEES --- p.66
Chapter 7. --- COMPANIES' YEARS OF ESTABLISHMENT --- p.67
Chapter 8. --- COMPANIES' FORM OF OWNERSHIP --- p.68
Chapter 9. --- THE RESPONSIBILITY OF SELECTING THE MAJOR BANK IS --- p.69
Chapter 10. --- WHO ARE RESPONSIBLE FOR SELECTING THE MAJOR BANK? --- p.70
Chapter 11. --- INFORMATION SOURCES USED IN SELECTING THE MAJOR BANK --- p.71
Chapter 12. --- BANKS EMPLOYED BY COMPANIES --- p.72
Chapter 13. --- NUMBER OF BANKS USED BY COMPANIES --- p.73
Chapter 14. --- REASONS FOR USING MORE THAN ONE BANK --- p.74
Chapter 15. --- HOW LONG COMPANIES HAVE WORKED WITH THEIR MAJOR BANK? --- p.75
Chapter 16. --- FACTORS FOR SWITCHING THE MAJOR BANK --- p.76
Chapter 17. --- IMPORTANCE OF BANK ATTRIBUTES IN MAJOR BANK SELECTION --- p.77
Chapter 18. --- FINANCIAL INSTITUTIONS OTHER THAN BANKS USED BY COMPANIES --- p.79
Chapter 19. --- CROSS TABULATION: LOCATION OF HEADQUARTERS BY WHO SELECT THE MAJOR BANK --- p.80
Chapter 20. --- CROSS TABULATION: LOCATION OF HEADQUARTERS BY MAJOR BANK --- p.81
41
"The evolution of the People's Bank of China as the central bank in China since 1978". 1999. http://library.cuhk.edu.hk/record=b5889489.
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by Sze Ho-Yee.Thesis (M.B.A.)--Chinese University of Hong Kong, 1999.
Includes bibliographical references (leaves 48-49).
ABSTRACT --- p.ii
TABLE OF CONTENTS --- p.iii
Chapter
Chapter I. --- INTRODUCTION --- p.1
General Background --- p.1
Research Objectives --- p.3
Framework of the Study --- p.3
Chapter II. --- LITERATURE REVIEW --- p.4
Chapter III. --- TYPICAL CENTRAL BANK FUNCTIONS --- p.8
Policy Function --- p.8
Banking Function --- p.9
Prudential Function --- p.10
Developmental and Research Function --- p.10
Chapter IV. --- A REVIEW OF THE BANKING INDUSTRY IN CHINA --- p.12
The Central Bank --- p.12
State Specialized Banks --- p.13
Policy Banks --- p.14
Other Commercial banks and Foreign Banks --- p.15
Chapter V. --- ROLE OF THE PEOPLE'S BANK OF CHINA AND THE UNDERLYING LEGAL FRAMEWORK --- p.16
Formation of PBOC --- p.16
Establishment of a legal framework for the Central Bank - PBOC --- p.17
Autonomy of the Central Bank - PBOC --- p.17
Primary Objective of the Central Bank - PBOC --- p.18
Functions of the Central Bank - PBOC --- p.19
Monetary Control --- p.19
Prudential Regulatory Control --- p.21
Currency Issuance and Payment Transfer Systems Control --- p.21
Legal Entity --- p.22
Chapter VI. --- EVOLUTION OF THE ROLE OF THE PBOC --- p.23
"PBOC as a ""Monobank""" --- p.24
PBOC as an Independent Ministry --- p.25
PBOC as the Central bank --- p.26
Independence of the PBOC --- p.27
Degree of autonomy for the PBOC --- p.28
Chapter VII. --- FACTORS CONTRIBUTING TO THE CHANGES OF PBOC'S ROLE --- p.30
Institutional Change --- p.30
Economic Reforms --- p.32
Market Competition --- p.33
Chapter VIII. --- CONCLUSION --- p.35
APPENDIX --- p.37
BIBLIOGRAPHY --- p.48
42
Chen, Hui-kuo y 陳惠國. "The Research of Comparativeness on Business Between Local Banks and Multinational Banks in Mainland China". Thesis, 2003. http://ndltd.ncl.edu.tw/handle/62198802819288594218.
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碩士淡江大學
大陸研究所碩士在職專班
91
Mainland China has begun financial reforms since 1978. After 1993, efforts were focused on developing a market-oriented financial system. Presently, Mainland China’s financial market has expanded to some extent, with the percentage of direct financing increased and financial adjustment tools diversified. In November 1999, Mainland China signed a bilateral agreement with the USA to join the World Trade Organization (WTO). In May 2000, Mainland China and the EU reached an agreement regarding WTO membership issue. In November 2001, Mainland China officially became a WTO member, signifying the country’s financial and trade systems were moving toward internationalization. After joining the WTO, Mainland China has to open the domestic financial market to offshore financial institutions. Previously, as financial industry had been regarded as a special industry since long time ago, Mainland China was extremely cautious in opening domestic market to foreign banks and was equally stringent in regulating and restricting business expansion of local banks. WTO membership, however, means that Mainland China’s banking and insurance industries cannot enjoy the special protecting shield anymore. Consequently, Mainland China’s financial market has been thrown open to fierce competition from foreign financial institutions which stand ready to gain benefits under the national treatment clause. As Mainland China gradually phases out the restrictions, foreign banks will be able to play a more constructive role in the country’s economic and financial development. It will facilitate modernization of the financial industry and ensure sustained economic development in the country. Meanwhile , it will also help furthering the financial reforms, enhancing the quality of the banking industry, and generating new momentum for internationalization efforts. An analysis of the current operation of foreign banks and local banks in Mainland China indicates that local banks enjoy absolute advantages in the umber of branches, the number of employees, and sales volume. While foreign banks face an unfavorable situation in terms of branch location and network, they are nevertheless much stronger in operational management, product innovation, international connection, and cost control. Under Mainland China’s official policy of protecting and nurturing the national financial industry, local banks are given several special benefits in business scope, legal environment, and policy support. With these special benefits, local banks enjoy a much broader latitude in business scope. For example, local banks face much fewer limitations on RMB business than foreign banks do. In certain privileged business area, local banks even enjoy an absolute monopoly. Furthermore, with government policy support, local banks can easily get important business and clients without any competition. In line with the universal motto of business for profit, foreign banks follow the international practices in business operation, free from government interferences and adaptive to the ever-changing market force. However, many local banks in Mainland China presently are not yet completely sovereign. They are still providing some credit loans dictated by the government and unable to get rid of government meddling any time soon. Foreign banks are in a better position to get broker business. Thanks to their standard operation procedures, advanced management skills, and well-established international connection, foreign banks can compete with local banks for market share and clients. Foreign banks are setting their eyes on those low risk, small cost and high profit broker business, such as international transaction and settlement. Following Mainland China’s entrance into the WTO, the country’s foreign trade is expected to increase steadily, and so are its international transaction and settlement volume and L/C related business bound to grow considerably, painting a bright future for broker business in Mainland China. However, it is obvious that local banks are no match for foreign banks in the competition for this particular business. Although Mainland China’s WTO membership has bestowed foreign banks the same treatment as previously enjoyed solely by local banks, yet there still exist some differences in business scope: 1.Foreign banks, which previously were engaged in foreign currency transaction only, are now permitted to handle RMB business at the same time. 2.Foreign banks are permitted to sell or issue bonds, such as government bonds and financial bonds. . 3.Foreign banks are permitted to expand from wholesale banking to retail banking. 4.Foreign banks are permitted to provide various financial services which are currently non-existent in Mainland China, for example, derivatives tools such as financial leasing and investment portfolio. 5.Foreign banks are permitted to expand from international transaction and settlement into domestic area.
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Liang, Ya-Chun y 梁雅珺. "The Strategic Analysis of Banks' Entry into China: Evidence from the World's Top 200 Banks". Thesis, 1999. http://ndltd.ncl.edu.tw/handle/69610929965065138372.
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碩士南台科技大學
財務金融系
99
After ECFA signed, Taiwan’s banks in China could upgrade from representative office to branch. this study use Probit Model, Ordered Probit Model, Logit Model and OLS Model, by four levels that Country-specific, Market, Banks and Corporate governance to investigates three purposes that the determinants of banks’ entry into China, banks’ entry mode and banks’ Location Choices. The empirical analysis is based on the world’s top 200 banks of Bankscope Database in 2009. It should have more FDI to China, Closer average distance, higher Capital Adequacy Ratio (CAR), the better Management, and Liquidity, would increase the possibility of entry into China. The companies with stronger independence of shareholders, such banks would prefer to enter into China.On the other hand, the banks have higher profitability that foreign banks would tend to adopt Build model to entry into China, and choose to enter by Subsidary; furthermore, the banks have better liquidity and the companies with stronger independence of shareholders, foreign shareholders would tend to enter by shares or representative office. in addition, the banks have more FDI and the better asset quality, foreign banks would prefer to enter in to China by Subsidary. As for the determinants of banks’ Location Choices, it should have higher region GDP, more region deposits of financial institutions, the better Asset Quality and Management, the higher Profitability, Liquidity and Assets, would increase the possibility of entry into China’s 31 administrative area, in addition, if included higher Capital Adequacy Ratio (CAR), would establish more stronghold. However, the higher population density, the companies with stronger independence of shareholders, and the more shares proportion of Shareholders, the banks wouldn’t tend to entry into China’s 31 administrative area. Besides, the banks prefer to use mode of Green Channel into China’s 31 administrative area, and establish more stronghold.
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Chen, Wei-Jen y 陳威任. "The Cost Efficiency Analysis between Government banks in Taiwan and Joint-equity Banks in China". Thesis, 2011. http://ndltd.ncl.edu.tw/handle/82230237025861346769.
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碩士國立中央大學
經濟學研究所
99
This paper applied Meta Stochastic Cost Frontier to estimate Meta Cost Efficiency between government bank in Taiwan and Jointed-stock banks in China.The study is based on Bankscope''s database and the comparing samples are 13 government banks in Taiwan and 19 joint-equity banks in China.The data starts from 1993 to 2008. Total number of sample bank is 384.Results of the research shows that the cost efficiency of China''s banking sector after entry into the WTO has been substantial progress.After undergoing Asian financial crisis and international environmental issues, operation of Taiwan''s banks becomes more inefficient.But in 2002、 2003, a series of financial reformed by government,Cost-effective performance is getting better and better.In the inefficiency factor model, the Asian Financial Crisis'' impact on Taiwan''s inefficiency is positive and significant.Because China''s financial system is still closed,it is less affected by the international financial crisis.In 2008, the global financial tsunami, the inefficiency of cross-strait banking are all reverse changes affect the value.Showing the two governments'' policy make banks were not affect by financial tsunami.
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Lee, Ting-Wan (Surname Name: Jill Lee) y 李定宛. "Penetration strategy of Taiwanese banks into China migrating from the best practice of foreign banks". Thesis, 2008. http://ndltd.ncl.edu.tw/handle/97517398875357471317.
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碩士國立臺北大學
企業管理學系碩士在職專班
96
Banking industry has always played a key role in supporting the growth of country’s industries and economics in the past decades. In line with the opening of China economics and the trend of globalization, most of the Taiwanese industries and companies have moved their manufacturing bases into mainland China since mid 1990’s. However, Taiwanese banks were blocked mainly due to the tightening cross-strait relations and restrictions. As a result, not just Taiwanese corporate lost a reliable funding source to support their growth, also Taiwanese banks lost the huge business opportunities at the other side of Taiwan Strait. Furthermore, after joining WTO, Taiwan government has actively implemented a series of banking reforms and liberalization of foreign investments and business items, making the market even more competitive. Taiwanese banks have since gradually lost their competitive advantage by taking price war competition in the confined local market. On the other hand, China has largely opened up the banking market to foreign banks since it joined WTO. A lot of foreign banks flushed into China to capture the great business opportunities, especially in 2007 China opened the RMB retail banking business to foreign banks. Compartively, Taiwan is in an unfavourable situation. Nevertheless, now there is a light of opening up the cross strait banking gate and Taiwanese banks’ business development in China upon the inauguration of the new government which is supportive of open-up pllicy. The business experience of other international banks which have been in China for years could be a good reference for Taiwanese banks. The above is the background, initiative, and purpose of this reseach. In addition, Chapter One also stipulated the reseach methodologies which include data collection, paper searching and analysis, case study, summary and comparison. Chapter Two described the relevant academic theories of globalization, strategic management, and the newest economic profit concept adopted by advanced international banks. Chapter Three pointed out the challenges faced by Taiwanese banks out of which the restricted China policy is a key factor affecting the performance. In this Chapter, a lot of information of China banking environment and the relevant regulations on foreign bank’s operations in China has been analyzed. Chapter Four observed the development progress and experience of foreign banks in China, and used SWOT and strategy diamond theories to analyse their strategic business models. 3 major market players of foreign banks (Citibank, Hong Kong and Shaihai Banking Corp., and Standard Charterd Bank) have been compared as case study. Lastly, in Chapter Five, this paper base on foreign banks’ experience and best practice in China, currently workable legal framework, Taiwanese banks’ competitive advantage, concluded the following recommendations for Taiwanese banks which are planning to develop business in China: i) Penetrating in China through CEPA model in HK; ii) Focusing on Taiwanese client segment and own core product capability on Corporate and Consumer Banking in the first phase; iii) Making available contingency and risk management plans to deal with potential risks in worst case scenario. Sincerely hope this research could be of good reference for those local banks which would like to penetrate and develop business in mainland China.
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"Opportunities open to foreign banks in China and their impact on the banks in Hong Kong". Chinese University of Hong Kong, 1985. http://library.cuhk.edu.hk/record=b5885529.
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Lin, Yi Kai y 林義凱. "The Development of Foreign Commercial Banks in Mainland China". Thesis, 1995. http://ndltd.ncl.edu.tw/handle/99313601146849613603.
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Chen, Chiang-Ping y 陳疆平. "Ownership Reform and Efficiency of Nationwide Banks in China". Thesis, 2006. http://ndltd.ncl.edu.tw/handle/90978442612066916919.
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碩士國立交通大學
經營管理研究所
94
This research investigates the efficiency of China’s banks using data envelopment analysis (DEA). The Chinese government began its reforms of its banking industry reform starting in 1978. Our dataset contains twelve banks in China during the period 1996 to 2003. All nominal variables are transformed into real variables in the 2003 prices. There are twelve banks: four state-owned specialised banks, three policy-related banks, and five nationwide joint-equity commercial banks. First, the DEA approach is used to estimate the efficiency scores of these twelve banks for each year in China. Second, the seemingly unrelated regression (SUR) is used to analyse how the environmental variables affect the efficiency scores of them. The following are the study’s empirical findings: (1) Nationwide joint-equity commercial banks have significantly higher overall technical and scale efficiencies, but lower pure technical efficiency than state-owned specialised banks. (2) A marginal increasing relation exists between the deposit-loan ratio and cost efficiency. (3) An inverted U-shape relation exists between the deposit-loan ratio and overall technical and scale efficiencies. (4) Small-sized banks have higher cost and allocative efficiencies than large-sized banks. (5) The twelve banks have lower cost, overall technical, pure technical, and scale efficiencies after 2001’s WTO participation. (6) These twelve banks have lower cost efficiencies after the 1997 Asian financial crisis. (7) As a whole, these Chinese twelve banks have significantly increasing overall technical and scale efficiencies from 1996 to 2003.
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Shiu, Fang-Ying y 許芳熒. "Financial development of China to influence banks'' operating performance". Thesis, 2004. http://ndltd.ncl.edu.tw/handle/35440022993229174869.
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碩士淡江大學
國際貿易學系國際企業學碩士班
94
The purpose of this paper is to investigate the effect of financial development on the operating performance in China’s banking industry. The study measure the financial development by index of the economical monetization, the economical financialization (FIR) and the economical securitization (capitalization rate). In the paper, we undertake the analysis using 14 bank-level accounting data and macroeconomic data for the times period covering 1996-2004. The banking industry operating performance’s variable includes ROA, ROE and operating expense. The results of empirical study show that a higher degree of the economical monetization and economical financialization has the positive influences on the banks’ operating performance. However, a higher degree of the economical securitization has the negative influences on the banks’ operating performance.
50
Li, Ting. "A study on supervision over foreign banks in China". Master's thesis, 2008. http://hdl.handle.net/10071/1667.
Texto completoResumen
JEL Classification: E44 G18The five-year transitional period after China’s entry into WTO has expired. To fulfil her promise of opening up the financial service market, China has cancelled all the restrictions on the scope of business and regional access for foreign-funded banks. Although the State Council has enacted the recently revised «Regulation of the People’s Republic of China on the Administration of Foreign-funded Banks» and the «Rules for Implementing the Regulations of the People’s Republic of China on Administration of Foreign-funded Banks» as the main legal document on regulating foreign-funded banks, and, as obvious, flaw is unavoidable. And we must improve the supervisory legal system of foreign-funded banks in China to dissolve the risk arising by the entry of foreign-funded banks. This research work analyses and discuss the practical impact of the current legislation for supervision of foreign-capital banks, supervision of market access of foreign-capital banks, the supervision on RMB business management in foreign capital banks and the legal system for internal control of foreign banks. In the end of the dissertation, the improvement towards the perfection supervision of the foreign banks in PRC will be emphasized with respect to the new opening situation.
O período de transição concedido à República Popular da China (RPC) na sua admissão na Organização Mundial do Comércio (OMC) já caducara. Segundo os compromissos de admissão na OMC, o sector financeiro da China passou a estar completamente aberto no final de 2006, e são abolidas todas as restrições para os bancos de capital estrangeiro no que respeita ao tipo de operações bancárias e no que respeita à extensão geográfica de operação. O Conselho de Estado promulgou a lei denominada de “Os Estatutos de Administração dos Bancos de Capital Estrangeiro” e ainda o decreto-lei de “Regulamentação para a implementação dos Estatutos de Administração de Bancos de Capital Estrangeiro” e estes constituem os principais documentos jurídicos que servem de base para uma efectiva administração e supervisão dos bancos de capital estrangeiro. Subsistem, no entanto, muitos aspectos por melhorar, sobretudo no que respeita aos limites e abertura do sistema. O presente trabalho cinge ao estudo e análise de como melhorar a supervisão dos bancos de capital estrangeiro, através da análise de vários discursos de dirigentes do Estado, da análise do estado actual da legislação de administração e supervisão dos bancos de capital estrangeiro, do sistema de leis de administração e supervisão no acesso ao mercado financeiro, de operação de RMB e do sistema legal de supervisão e controle interno das empresas. Discutiremos no final do trabalho as ineficiências do sistema legal de administração e supervisão dos bancos de capital estrangeiro da China, com base na realidade de que os bancos de capital estrangeiro entraram na China para explorar o mercado financeiro nacional. Proporemos sugestões e recomendações com vista a melhoria do sistema legal de administração e supervisão dos bancos de capital estrangeiro na China.