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Phoong, See-May Vaidyanathan P. P. Vaidyanathan P. P. "Time-varying and finite field filter banks /." Diss., Pasadena, Calif. : California Institute of Technology, 1996. http://resolver.caltech.edu/CaltechETD:etd-12222007-114654.
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Sajnani, Calli. "Time Banks as Aging-in-Place Initiatives." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5521.
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There has been growing concern over how state and federal governments can support the increasing population of aging Americans and their need for long-term care. Current insurance funding models cover acute hospitalization and skilled care only, leaving unskilled care needs and homemaker services at the full expense of those in need. Time banking allows individuals to exchange or barter time for goods or services without monetary payment. There is insufficient evidence to determine if members believe time banks to be a viable alternative to support aging-in-place care needs. This phenomenological study explored time banking as a potential vehicle for nonskilled health care support to defray health care costs as one ages. Ostrom's co-production theory provided the theoretical foundation for the research questions, which examined the participants' lived experiences with the role time banks played in their decision to age in place. Face-to-face interviews were conducted with 10 Southern California time bank participants, age 50 years or older. Using a Moustakas-modified van Kaam method and a priori coding emergent themes were extracted. Study findings illustrated that time bank participation did support aspects of nonskilled health care needs and provided members with confident options for aging in place. Study findings also indicated a need for continued collaborations between professional and managerial staff in public agencies, including California's Health and Human Services Agency and time bank users in their communities. Reducing health care costs for taxpayers in any government-funded health insurance model benefits positive social change, and nonskilled health care provider time bank initiatives may be a sustainable alternative for those wishing to age in place.
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Sodagar, Iraj. "Analysis and design of time-varying filter banks." Diss., Georgia Institute of Technology, 1994. http://hdl.handle.net/1853/13437.
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Miller, Elizabeth Jill, and jill miller@anu edu au. "Both borrowers and lenders: Time banks and the aged in Japan." The Australian National University. Faculty of Arts, 2008. http://thesis.anu.edu.au./public/adt-ANU20080618.143218.
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The rapid ageing of Japans population is occurring in the midst of accelerating social change, causing a rethinking about what it means to grow old. Some older Japanese are pioneering new models for ageing through their involvement in groups known as time banks. These are non-profit organisations which trade time, a universal possession, rather than conventional currency for services. Time given in volunteering is banked for future redemption as assistance for the giver, with points paid per hour. This first study of the impact of time banks on the lives of older Japanese members aims to chart how such groups can help both their senior members and society as a whole.¶
Time banks now exist across the globe but the worlds first time bank was established in 1973 by a Japanese woman. She aspired to create a new form of currency that could give people greater control of their lives and foster warmer community links. The benefits that older time bank members derive include formation of new friendship networks to replace those lost by retirement and the chance to use old skills and learn new ones. Time banks can generate a new form of social capital that fosters traditional Japanese reciprocity and has ikigai or sense of meaning in life as one of its main pillars.¶
This research is based on both three-months of fieldwork in Japan and an extensive literature review in Japanese, English and Chinese. It has been by aided by accessibility to the thoughts of the founders of four major time banks through their books and also by their group web sites. My study follows on from an MPhil thesis that compared ageing in China and Japan and draws on my experience living in Japan for 10 years between 1979 and 1991 in both Kansai and Kanto.¶
The literature indicates that social participation is a crucial component for maintaining both psychological and physical health in the later years. While this is a qualitative study and there is yet to be a qualitative review of the effects of time banks in Japan, feedback I received from older members of the first time bank shows that time banks can foster a meaningful later life. ¶
The 21st century has been dubbed that of the aged as greater mass longevity boosts their numbers to unprecedented levels. This thesis questions whether organizations such as time banks can make a significant difference to the quality of life that older people enjoy in this new era. The theoretical framework examines whether the social exchange that these groups nurture can enhance the social capital of their communities, creating a positive image for ageing.
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Kassakian, Peter William. "Audio denoising using wavelet filter banks aimed at real-time application." Thesis, Massachusetts Institute of Technology, 1999. http://hdl.handle.net/1721.1/80508.
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Miller, Elizabeth Jill. "Both borrowers and lenders : time banks and the aged in Japan /." View thesis entry in Australian Digital Theses, 2008. http://thesis.anu.edu.au/public/adt-ANU20080618.143218/index.html.
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Wilson, J. V. "'Time eases all things' : a critical study of how time banks attempt to use time-based currency to alleviate social exclusion." Thesis, University of Salford, 2015. http://usir.salford.ac.uk/37721/.
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This thesis explores the tension between the radical aims of time banks and their position within the State-led third sector. It does this by theorising the concepts and manifestations of social exclusion and the third sector, and the existing time bank literature. Firstly a critical realist stance is taken to define social exclusion as a structural problem, by utilising a Marxist Feminist position and Levitas’ analysis of government responses to social exclusion. Time banks intend to address social exclusion through social capital however, in scrutinising Putnam and Bourdieu’s theories it is argued that interventions which focus on non-monetary forms of capital maintain the status-quo of social exclusion. Secondly, it is argued that a process of ‘third sectorisation’ has occurred which neutralises what Gramsci proposed as the counter-hegemonic activity of civil society, by bringing it within the neoliberal structure of government. It is contended that this evidences Foucault’s theory of governmentality, whereby values are superseded by economic rationales. The existing literature fails to explore the tension between the radical potential of time banks to challenge structural inequalities by aiming to alter conceptions of work through a communistic time-based currency, and their potential to maintain social exclusion via their focus on social capital. By analysing observational and interview data from 12 months within a time bank, this thesis presents an in-depth examination of how a time bank works to depoliticise counter-hegemonic activity and maintain social exclusion. It is argued that time banks’ position within the third sector moulds them into an extension of the neoliberal state in which the activities of civil society are exploited to build resilience rather than resistance to the current structure in which social exclusion exists. The conclusion demonstrates the need to critically examine radical interventions aimed at alleviating social exclusion when they work within the third sector.
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Fouché, Casper Hendrik. "Continuous-time stochastic modelling of capital adequacy ratios for banks / C.H. Fouche." Thesis, North-West University, 2005. http://hdl.handle.net/10394/1221.
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Gregory, Lee. "Improving health through participation : time banks as a site for co-production." Thesis, Cardiff University, 2012. http://orca.cf.ac.uk/46310/.
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Co-production is a term that has gained increased attention as governments seek out new ways for organising and delivering public services which involve citizens. One way of developing co-production is time banking, a form of community currency that has developed in the UK since the 1990s and is gaining increased policy attention with Governments in England and Wales. This research examines the relationship between time banking and co-production within health care. The starting point of the study is two-fold. First there is an interest in the claimed health benefits of time banking and its potential for service delivery. To explore these issues the research specifically examines the mechanisms which generate social capital and social networks through time bank participation to offer a more nuanced analysis of the health outcomes currently found in the literature. Building on this, action research was carried out with health service providers in the South Wales Valleys to examine the applicability of time banking, and therefore co-production to local service delivery. Second, the analysis of these health care interventions seeks to reposition time bank theory. Drawing on the social theory of time the analysis explores how time banking is co-opted into government programmes despite its radical political potential which offers an alternative to neo-liberal capitalism. Consequently the original contribution of this research is the repositioning of current time bank theory to offer a more nuanced understanding of the possible impacts upon health through time banking and a theoretical framework from which to articulate political goals with greater clarity.
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Lee, Peter. "Wavelet Filter Banks in Perceptual Audio Coding." Thesis, University of Waterloo, 2003. http://hdl.handle.net/10012/927.
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This thesis studies the application of the wavelet filter bank (WFB) in perceptual audio coding by providing brief overviews of perceptual coding, psychoacoustics, wavelet theory, and existing wavelet coding algorithms. Furthermore, it describes the poor frequency localization property of the WFB and explores one filter design method, in particular, for improving channel separation between the wavelet bands. A wavelet audio coder has also been developed by the author to test the new filters. Preliminary tests indicate that the new filters provide some improvement over other wavelet filters when coding audio signals that are stationary-like and contain only a few harmonic components, and similar results for other types of audio signals that contain many spectral and temporal components.
It has been found that the WFB provides a flexible decomposition scheme through the choice of the tree structure and basis filter, but at the cost of poor localization properties. This flexibility can be a benefit in the context of audio coding but the poor localization properties represent a drawback. Determining ways to fully utilize this flexibility, while minimizing the effects of poor time-frequency localization, is an area that is still very much open for research.
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Lettsome, Clyde Alphonso. "Fixed-analysis adaptive-synthesis filter banks." Diss., Atlanta, Ga. : Georgia Institute of Technology, 2009. http://hdl.handle.net/1853/28143.
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Thesis (M. S.)--Electrical and Computer Engineering, Georgia Institute of Technology, 2009.Committee Chair: Smith, Mark J. T.; Committee Co-Chair: Mersereau, Russell M.; Committee Member: Anderson, David; Committee Member: Lanterman, Aaron; Committee Member: Rosen, Gail; Committee Member: Wardi, Yorai.
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Parks, Geoffrey Richmond. "Longleaf pine sandhill seed banks and seedling emergence in relation to time since fire." [Gainesville, Fla.] : University of Florida, 2007. http://purl.fcla.edu/fcla/etd/UFE0021193.
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Taherzadeh, Alice Lida. "An Alternative Currency for Education : A Comparative Case Study of Learning Practices within Time Banks." Thesis, Stockholms universitet, Institutionen för pedagogik och didaktik, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-158120.
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This study aims to investigate learning practices within Time Banks in Spain. Time Banking is a community currency concerned with the exchange of services between members using time as the currency. Parallels can be drawn with Ivan Illich’s ‘Skills Exchange’ model in Deschooling Society (1971b) and this provides the initial motivation for the study of Time Banks from an educational perspective, which is identified as a gap in the literature. Moving on from Illich, the investigation of Time Banks is considered in relation to the wider context of Lifelong Learning and the Learning Society. The heterogeneity of Time Bank models in Spain motivates a comparative research design based on differing organisational logics, whilst the exploratory nature of investigating Time Banks as spaces of learning motivates a case study methodology in order to gain a contextualised understanding of the problem. The study finds that the Time Banks are built on principles of Mutual Aid (Kropotkin, 1902) and, whilst practices and values resonate somewhat with Illich’s critiques of modernism, a skills exchange model does not best represent the learning that takes place in Time Banks. Furthermore, this research finds that in all three Time Banks, the exchange of services forms only a small part of overall activities. Additional activities provide opportunities for the exchange of skills and knowledge between participants. However, the learning highlighted as more important by TB users is learning to participate. That is, learning solidarity and personal and social skills through active participation in the Time Bank. These findings are then positioned within the context of radical adult education and future lines of inquiry are identified.
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Drew, Eileen Patricia. "Part-time working in Ireland : demand for and attitudes towards part-time working in Ireland based on case studies in banks and supermarkets." Thesis, University of Bradford, 1989. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.277144.
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Mitsakis, Fotios V. "Strategic human resource development maturity : an investigation into Greek banks at the time of the economic crisis." Thesis, University of Strathclyde, 2017. http://digitool.lib.strath.ac.uk:80/R/?func=dbin-jump-full&object_id=27913.
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Although there is a consensus that Strategic Human Resource Development (SHRD) can play an important role within organisations, the ways in which it is operationalised during periods of business and economic uncertainty and complexity remains under-researched. This research explores the adoption and maturity of SHRD in Greek banks within the challenging context of the economic crisis. It examines how SHRD is perceived and operationalised within both financial institutions through the respective lenses of different HRD stakeholders. It further identifies the factors that can constrain or facilitate the adoption and maturity of SHRD in organisations. A modified SHRD framework (with its set of strategic characteristics) is proposed so to assess and evaluate SHRD maturity in both organisations. The study draws upon qualitative research data from two case studies, reporting on 76 semi-structured interviews with HR staff, branch managers and front-line employees, complemented by documentary analysis. Research data was interpreted through a pre and post-crisis assessment so to allow for an in-depth investigation into people’s perspectives on the understanding and maturity of SHRD over time. Research evidence highlights the complexity being attached to stakeholders’ understanding of SHRD, with their perceptual contradiction to be noticed. There is also mixed evidence on the employment of the strategic criteria, and of their respective indicators, in both cases. However, a striking observation suggests HRD practices being proved “environmentally-integrated” (fully aligned with new business objectives, besides their short-term orientation) in terms of their responsiveness to the constantly changing business environments. Finally, economic crisis has been identified as the major impeding factor of SHRD, with other factors to follow. The thesis’ original contribution derives from applying a modified SHRD framework within the challenging context of an economic crisis (thus addressing previous models’ limitation of being assessed within “static” business and economic environments). The study also advances qualitative research through its adopted methodological approach (case study research strategy, before-and-after research design, multi-constituent research perspective). Finally, it contributes to SHRD literature by extending a large amount of knowledge within a different/specific industrial and national context.
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Bayer, Stefan [Verfasser], and Bernd [Gutachter] Edler. "Time Warped Filter Banks and their Application for Frame Based Processing of Harmonic Audio Signals / Stefan Bayer ; Gutachter: Bernd Edler." Erlangen : Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU), 2017. http://d-nb.info/1151399515/34.
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Carré, Françoise J. "Temporary, short-term and part-time employment in French banks and insurance companies in the 1980's : an institutionalist approach." Thesis, Massachusetts Institute of Technology, 1992. http://hdl.handle.net/1721.1/64875.
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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 1993.Includes bibliographical references (v. 2, leaves 305-312).
by Françoise Jacqueline Carré.
Ph.D.
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Daccache, Rudy. "Interest Rate and Liquidity Risk Management for Lebanese Commercial Banks." Thesis, Lyon 1, 2014. http://www.theses.fr/2014LYO10100/document.
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L'objectif de cette thèse est de fournir à la Banque Audi des outils économétriques et appliqués pour une gestion des risques plus efficace et plus robuste. Les banques libanaises sont aujourd'hui confrontées à des défis plus importants que jamais: l'avenir de la région Moyen-Orient repose sur les conséquences de la guerre civile syrienne. Dans ce contexte, la gestion des taux d'intérêt et de la liquidité s'avère de plus en plus compliqué pour les banques commerciales. En premier lieu, le risque de taux d'intérêt sur le marché libanais sera étudié. Ce marché est connu pour son manque de liquidité et le problème de calibrage des modèles de taux est difficile. Afin de résoudre ce problème, nous utilisons les prix historiques des obligations émises par le gouvernement libanais et libellées en monnaie locale et en dollars américains. Nous considérons des modèles de Nelson-Siegel et Svensson et contraignons le niveau corrélation des facteurs pour stabiliser l'estimation des paramètres de ces modèles. La méthode conduit à des résultats qui s'interprètent très facilement d'un point de vue économique et peuvent être utilisés pour la prévision des variations de la courbe des taux en se basant une analyse ´économique prospective. En second lieu, la problématique des dépôts des clients traditionnels sera étudiée. Ces derniers sont reconnus comme étant la source principale de financement des banques commerciales libanaises (80-85% du passif). Bien qu'ils soient contractuellement des dépôts à court terme (principalement un mois) versant des taux d'intérêt fixes, ces dépôts sont assimilés à une source de financement stable possédant un comportement proche des taux d'intérêt du marché. Nous développons un modèle à correction d'erreur représentant un équilibre à long terme entre le Libor et le taux moyen du secteur bancaire libanais offert sur les dépôts en dollars américains. Les résultats permettent de déterminer une date de réévaluation des dépôts clientèles en cas de fluctuation des taux d'intérêt. Une nouvelle duration du passif tenant compte des comportements des clients a été mise en place. Elle sera par construction plus élevée que la duration contractuelle. En cas de hausse des taux d'intérêt, une baisse de l'écart entre la duration des actifs et des passifs sera alors observée menant à la diminution de l'impact négatif de la hausse. Après avoir étudié le profil de risque des taux des dépôts clientèles, nous commençons la deuxième partie de la thèse par la détermination de l'échéancier des retraits. Nous segmentons les données historiques des données sur les dépôts clientèles selon: la monnaie, le type de dépôt et la résidence du déposant. Pour chaque filtre, un modèle `a correction d'erreur est développé. Les résultats montrent la relation entre les dépôts clientèles, un indicateur relatif du niveau économique et les écarts entre les taux offerts sur le marché libanais. Ainsi, le modèle permettra d'évaluer le comportement des retraits des dépôts clientèles et de comprendre leur profil de risque de liquidité. Les grandes institutions financières détiennent des positions importantes en actifs financiers. La dernière partie de la thèse discute de la gestion du risque de liquidité de marché en cas de session forcée de ces actifs. Nous supposons qu'un investisseur détient une position importante d'un actif donné, à t = 0, un choc sévère provoque une forte dépréciation de la valeur de l'actif et par conséquent, force l'investisseur à opter pour la liquidation du portefeuille dès que possible en limitant ses pertes. Les rendements des actions sont modélisés par des processus de type GARCH qui sont adaptés pour décrire des comportements extrêmes suite à une grande variation de l'actif au temps initial. Suivant que le marché est liquide ou illiquide, nous proposons une stratégie optimale à l'investisseur qui maximise sa fonction d'utilité. Enfin, nous intégrons dans le modèle un avis d'expert pour optimiser la prise d'une décisionThe aim of this thesis is to provide Bank Audi with econometric tools for sake of a more robust risk management. Lebanese businesses today are faced with greater challenges than ever before, both economical and political, and there is a question about the future of the middle east region after the Syrian civil war. Thus, Lebanese commercial banks face greater complications in the management of interest rate and liquidity risk. The first part of this thesis discusses interest rate risk management and measurement in the Lebanese market. First, we seek to build the Lebanese term structure. This market is known by its illiquidity, yields for a given maturity make a large jump with a small impact on other yields even if close to this maturity. Therefore, we face challenges in calibrating existing yield curve models. For this matter, we get historical prices of bonds issued by the Lebanese government, and denominated in Local currency and in US dollar. A new estimation method has been added to Nelson Siegel and Svensson model, we call it “Correlation Constraint Approach”. Model parameters can be interpreted from economical perspective which will be helpful in forecasting yield curve movements based on economist’s opinion. On the second hand, traditional customer deposits are the main funding source of Lebanese commercial banks (80-85% of liabilities). Although they are contractually short term (mainly one month) paying fixed interest rates, these deposits are historically known to be a stable source of funding and therefore exhibit a sticky behavior to changes in market interest rates. We develop an error correction model showing a long-run equilibrium between Libor and Lebanese banking sector average rate offered on USD deposits. Results make it possible to determine the behavioral duration (repricing date) of customer deposits when market interest rates fluctuate. Therefore, the behavioral duration of liabilities will be higher than the contractual one which will lower the duration gap between assets and liabilities and thus the negative impact of positive interest rate shocks. After understanding interest risk profile of customers’ deposits, we start the second part by determining their behavioral liquidation maturity. We get Bank Audi’s historical deposits outstanding balances filtered into the following categories: currency, account typology and residency of depositor. We develop an error correction model for each filter. Results show relationship between deposits behaviors, the coincident indicator and spreads between offered rates in the Lebanese market. The model will lead to assess behavioral liquidation maturity to deposits and understand their liquidity risk profile. This will be helpful for the funding liquidity risk management at Bank Audi. Large financial institutions are supposed to hold large positions of given assets. The last topic is related to market liquidity risk management. We suppose an investor holds a large position of a given asset. Then at time 0, a severe shock causes a large depreciation of the asset value and makes the investor decides to liquidate the portfolio as soon as possible with limited losses. Stock returns are modeled by GARCH process which has tail behaviors after large variation at time 0. Trading on liquid and illiquid markets, we provide the trader with best exit trading strategy maximizing his utility function, finally we incorporate into the model an expert opinion which will help the investor in taking the decision
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Akhter, Md Selim. "Financial soundness and development a multi-country analysis using panel data /." View thesis, 2008. http://handle.uws.edu.au:8081/1959.7/41341.
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Thesis (Ph.D.)--University of Western Sydney, 2008.A thesis submitted to the University of Western Sydney, College of Business, School of Economics and Finance, in fulfillment of the requirements for the degree of Doctor of Philosophy. Includes bibliographical references.
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Spokeviciute, Laima. "The determinants of bank failures in normal and crisis times and the resolution of failed banks." Thesis, University of Leeds, 2016. http://etheses.whiterose.ac.uk/15469/.
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This thesis is structured around three empirical analyses, which are based on bank failures that occurred in the US between 1984 and 2013. The first analysis tests whether financial crises contribute to removing the most inefficient banks from the market and to liberating resources for more efficient use (cleansing effect), or whether they destroy banks regardless of their efficiency (scarring effect). The results show that the nature of bank failures during financial crises are not fully aligned with either a cleansing or a scarring effect. While efficiency helps banks survive over the full sample period, financial crises do not amplify the removal of inefficient institutions. Additional tests show that financial crises contribute to producing a scarring effect via the increase in the failure rate of young banks regardless of their efficiency but also generate a cleansing effect by liberating resources that are more efficiently used by new entry banks. The second set of empirical analyses investigates the long-term post-acquisition performance of failed bank acquirers. The results show that after an acquisition failed bank acquirers’ performance deteriorated significantly, with an exception being the deals completed during the global financial crisis, during which no performance changes were evident. This result is likely caused by the loss-sharing agreements included in most of the latter transactions. Further analysis shows that although no benefit in terms of performance materializes for the acquiring banks, they are less likely to disappear from the market through either an acquisition or outright failure. The final analysis examines the relation between failed bank resolution costs and the competitive pressures in the market. The results show that when restrictions on competition are relaxed, large (small) targets become more (less) desirable, and the associated costs to resolve them reduce (increase). This finding, however, is merely evident during normal times.
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Lišková, Pavlína. "VODA + MĚSTO propojení břehů Bystrc – Kníničky." Master's thesis, Vysoké učení technické v Brně. Fakulta architektury, 2012. http://www.nusl.cz/ntk/nusl-215926.
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Urban structure is designed as a new centre of this city quarter with services, leisure time activities and new appartments. Leisure time centre is intended for adult as a educational and sport centre. It consist of two buildings conected by urban pedestrián bridge. The object is dominant of this area and links two quarters. The facade is design from concrete and red horizontal lamella blinds.
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Silveira, Maria Constança de Alvim Melo Lobo da. "How bank business models relate with risk?: the case of Portugal in times of financial crisis." Master's thesis, NSBE - UNL, 2013. http://hdl.handle.net/10362/9849.
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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and EconomicsUsing as explanatory variables the main characteristics of the four major Portuguese banks business models’ and also three additional macroeconomic variables and considering the period preceding the financial crisis that hit the financial markets of the whole economy (from the first quarter of 2001 to the third quarter of 2007) I studied the consequent relation with the distress of banks during the crisis period (from the fourth quarter of 2007 to the fourth quarter of 2009). According to the results of the model, the higher risk exposure associated with higher distress of banks depends mainly on external factors such as the changes in GDP and changes in returns of non financial corporations.
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Fabri, Diego Fagundes. "Uma proposta de implementação de um analisador de harmônicos variantes no tempo." Universidade Federal de Juiz de Fora (UFJF), 2011. https://repositorio.ufjf.br/jspui/handle/ufjf/3041.
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CAPES - Coordenação de Aperfeiçoamento de Pessoal de Nível Superior
Neste trabalho, é realizada uma proposta de implementação de um analisador de harmônicos variantes no tempo para operação em tempo real, utilizando plataforma DSP TMS320F28027. O algoritmo utilizado para realização da decomposição harmônica é o da DFT de Janela Deslizante (Sliding-Window Recursive DFT). Este algoritmo é descrito completamente e são realizados estudos referentes à decomposição de sinais contendo inter-harmônicos ou variações na frequência fundamental, bem como são definidos parâmetros e uma estrutura para auxiliar na análise de presença de espalhamento espectral nas decomposições. Também é proposto um método para correção dos erros de amplitude e fase causados pelos filtros analógicos de entrada, a partir da manipulação dos componentes em quadratura da DFT. O algoritmo da DFT de Janela Deslizante é então implementado em plataforma DSP e são realizadas decomposições harmônicas de sinais reais através de um analisado protótipo proposto. Esta nova forma de análise no domínio do tempo dos harmônicos permite a observação e estudos de diversos fenômenos relacionados ao sistema de potência atual, de um novo ponto de vista. Além do estudo da DFT e do protótipo proposto, é realizado o desenvolvimento de uma nova estrutura de banco de filtros FIR QMF visando a decomposição harmônica.
This work proposes an implementation of a real-time time-varying harmonic analyzer using a DSP TMS320F28027 platform. The algorithm used to perform the harmonic decomposition is the Sliding-Window Recursive DFT. This algorithm is fully described, and studies are made concerning the decomposition of signals containing inter-harmonics and variations in their fundamental frequency. In addition to that, new parameters and an auxiliar structure are defined to assist the analysis of spillover presence in the signals decomposition. It is also proposed a method for correcting amplitude and phase errors caused by analog input filters, through the manipulation of the DFT quadrature components. The Sliding-Window DFT algorithm is then implemented in a DSP platform, and harmonic decompositions of real signals are performed using the proposed prototype. This new form of time-domain harmonics analysis allows the observation and study of various phenomena related to the power system from a new point of view. Besides the study of the DFT and the proposed prototype, a new filter bank structure using QMF FIR filter for harmonic decomposition is developed.
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Chippendale, Paul. "Image transmission over time varying channels." Thesis, Lancaster University, 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.266669.
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Mellor, Dale. "The modified turning bands (MTB) model for space-time rainfall." Thesis, University of Newcastle Upon Tyne, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.357808.
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Adeli, Mohammad. "Recherche de caractéristiques sonores et de correspondances audiovisuelles pour des systèmes bio-inspirés de substitution sensorielle de l'audition vers la vision." Thèse, Université de Sherbrooke, 2016. http://hdl.handle.net/11143/8194.
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Résumé: Les systèmes de substitution sensorielle convertissent des stimuli d’une modalité sensorielle en des stimuli d’une autre modalité. Ils peuvent fournir les moyens pour les personnes handicapées de percevoir des stimuli d’une modalité défectueuse par une autre modalité. Le but de ce projet de recherche était d’étudier des systèmes de substitution de l’audition vers la vision. Ce type de substitution n’est pas bien étudié probablement en raison de la complexité du système auditif et des difficultés résultant de la désadaptation entre les sons audibles qui peuvent changer avec des fréquences allant jusqu’à 20000 Hz et des stimuli visuels qui changent très lentement avec le temps afin d’être perçus. Deux problèmes spécifiques des systèmes de substitution de l’audition vers la vision ont été ciblés par cette étude: la recherche de correspondances audiovisuelles et l’extraction de caractéristiques auditives. Une expérience audiovisuelle a été réalisée en ligne pour trouver les associations entre les caractéristiques auditives (la fréquence fondamentale et le timbre) et visuelles (la forme, la couleur, et la position verticale). Une forte corrélation entre le timbre des sons utilisés et des formes visuelles a été observée. Les sujets ont fortement associé des timbres “doux” avec des formes arrondies bleues, vertes ou gris clair, des timbres “durs” avec des formes angulaires pointues rouges, jaunes ou gris foncé et des timbres comportant simultanément des éléments de douceur et de dureté avec un mélange des deux formes visuelles arrondies et angulaires. La fréquence fondamentale n’a pas été associée à la position verticale, ni le niveau de gris ou la couleur. Étant donné la correspondance entre le timbre et une forme visuelle, dans l’étape sui- vante, un modèle hiérarchique flexible et polyvalent bio-inspiré pour analyser le timbre et extraire des caractéristiques importantes du timbre a été développé. Inspiré par les découvertes dans les domaines des neurosciences, neurosciences computationnelles et de la psychoacoustique, non seulement le modèle extrait-il des caractéristiques spectrales et temporelles d’un signal, mais il analyse également les modulations d’amplitude sur différentes échelles de temps. Il utilise un banc de filtres cochléaires pour résoudre les composantes spectrales d’un son, l’inhibition latérale pour améliorer la résolution spectrale, et un autre banc de filtres de modulation pour extraire l’enveloppe temporelle et la rugosité du son à partir des modulations d’amplitude. Afin de démontrer son potentiel pour la représentation du timbre, le modèle a été évalué avec succès pour trois applications : 1) la comparaison avec les valeurs subjectives de la rugosité 2) la classification d’instruments de musique 3) la sélection de caractéristiques pour les sons qui ont été regroupés en fonction de la forme visuelle qui leur avait été attribuée dans l’expérience audiovisuelle. La correspondance entre le timbre et la forme visuelle qui a été révélée par cette étude et le modèle proposé pour l’analyse de timbre peuvent être utilisés pour développer des systèmes de substitution de l’audition vers la vision intuitifs codant le timbre en formes visuelles.Abstract: Sensory substitution systems encode a stimulus modality into another stimulus modality. They can provide the means for handicapped people to perceive stimuli of an impaired modality through another modality. The purpose of this study was to investigate auditory to visual substitution systems. This type of sensory substitution is not well-studied probably because of the complexities of the auditory system and the difficulties arising from the mismatch between audible sounds that can change with frequencies up to 20000 Hz and visual stimuli that should change very slowly with time to be perceived. Two specific problems of auditory to visual substitution systems were targeted in this research: the investigation of audiovisual correspondences and the extraction of auditory features. An audiovisual experiment was conducted online to find the associations between the auditory (pitch and timbre) and visual (shape, color, height) features. One hundred and nineteen subjects took part in the experiments. A strong association between timbre of envelope normalized sounds and visual shapes was observed. Subjects strongly associated soft timbres with blue, green or light gray rounded shapes, harsh timbres with red, yellow or dark gray sharp angular shapes and timbres having elements of softness and harshness together with a mixture of the previous two shapes. Fundamental frequency was not associated with height, grayscale or color. Given the correspondence between timbre and shapes, in the next step, a flexible and multipurpose bio-inspired hierarchical model for analyzing timbre and extracting the important timbral features was developed. Inspired by findings in the fields of neuroscience, computational neuroscience, and psychoacoustics, not only does the model extract spectral and temporal characteristics of a signal, but it also analyzes amplitude modulations on different timescales. It uses a cochlear filter bank to resolve the spectral components of a sound, lateral inhibition to enhance spectral resolution, and a modulation filter bank to extract the global temporal envelope and roughness of the sound from amplitude modulations. To demonstrate its potential for timbre representation, the model was successfully evaluated in three applications: 1) comparison with subjective values of roughness, 2) musical instrument classification, and 3) feature selection for labeled timbres. The correspondence between timbre and shapes revealed by this study and the proposed model for timbre analysis can be used to develop intuitive auditory to visual substitution systems that encode timbre into visual shapes.
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Salameh, Fathi Fayeq. "Management issues affecting allocation of time and time management of hospital managers in the West Bank/Palestine." Thesis, Aberystwyth University, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.444431.
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林敬偉 and King-wai Lam. "Time delay and broadening of gamma ray bursts in various energy bands." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1995. http://hub.hku.hk/bib/B31213200.
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Lam, King-wai. "Time delay and broadening of gamma ray bursts in various energy bands /." Hong Kong : University of Hong Kong, 1995. http://sunzi.lib.hku.hk/hkuto/record.jsp?B14709041.
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Hock, Florian. "Point-in-time vs. through-the-cycle : Berücksichtigung zyklischer Effekte in der Kreditrisikosteuerung." Hamburg Diplomica Verlag, 2008. http://www.wiso-net.de/r%5Febook/webcgi?START=A60&DOKV%5FDB=DIPL,ADIP&DOKV%5FNO=978383660749068&DOKV%5FHS=0&PP=1.
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Hock, Florian. "Point in time vs. through the cycle Berücksichtigung zyklischer Effekte in der Kreditrisikosteuerung." Hamburg Diplomica-Verl, 2005. http://d-nb.info/987474618/04.
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Badinger, Harald, and Volker Nitsch. "What Do Central Bankers Do? Evidence from the European Central Bank's Executive Board." WU Vienna University of Economics and Business, 2019. http://epub.wu.ac.at/6777/1/wp277.pdf.
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This paper examines how managers at the top of a public institution, central bank executives, allocate their working time. Using detailed Information from personal diaries of the six members of the European Central Bank's Executive Board over a period of two years, we codify and analyze more than 3,700 reported activities and compare the results with recent findings on the time use of CEOs in the private sector. We report four additional observations. First, the daily schedule of central bankers is dominated by routine tasks; variations in economic uncertainty have, on average, no significant effect on the number of activities. Second, there are sizable differences in the scope of activities across board members. Third, the
change in publication rules of diary entries from 'on request' to 'regular' was associated with a significant decline in reported activities. Fourth, nationality matters: Board members interact disproportionately often with fellow nationals.Series: Department of Economics Working Paper Series
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Becher, Matej. "Uplatnění matematických a statistických metod v řízení podniku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2020. http://www.nusl.cz/ntk/nusl-416821.
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Diploma thesis deals with the financial analysis of a banking entity operating in Czech Republic and the analysis of time series of selected indicators. The first part gives methodology of the work and theoretical bases for processing financial analysis and time series. The second practical part consists of analysis itself. Based on the results, the state of banking company is evaluated in the final part and the possibilities and proposal are introduced for entity operating in the banking market.
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Wilkins, Nathan Allen. "Signal Subspace Processing in the Beam Space of a True Time Delay Beamformer Bank." Wright State University / OhioLINK, 2015. http://rave.ohiolink.edu/etdc/view?acc_num=wright1433034139.
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Huang, Tian. "Effects of central bank independence reforms on inflation in different parts of the world." Thesis, Högskolan Dalarna, Industriell ekonomi, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:du-5585.
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The purpose of this study is to analyze the effect of CBI-reforms on inflation in different parts of the world from a theoretical and empirical perspective. Compared to previous studies, this study focuses on whether CBI-reforms have different effects on reducing inflation in different parts of the world. The study is based on a 132 country data-set from 1980 to 2005 compiled by Daunfeldt et al. (2008). The result indicates that the reduction in inflation due to the CBI-reforms varies between 2.2 and 12.32 percentage points in Asia, Europe, South America and Oceania, supporting the claim that implementing CBI-reforms can be successful in reducing inflation in most of the parts of the world.
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Nayebi, Kambiz. "A time domain framework for the analysis and design of FIR multirate filter bank systems." Diss., Georgia Institute of Technology, 1990. http://hdl.handle.net/1853/13867.
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Ruzindana, Mark William. "Real-Time Beamforming Algorithms for the Focal L-Band Array on the Green Bank Telescope." BYU ScholarsArchive, 2017. https://scholarsarchive.byu.edu/etd/6622.
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A phased array feed (PAF) provides a contiguous, electronically synthesized wide field of view for large-dish astronomical observatories. Significant progress has been made in recent years in improving the sensitivity of PAF receivers though optimizing the design of the antenna array, cryogenic cooling of the front end, and implementation of real-time correlation and beamforming in digital signal processing. FLAG is a 19 dual-polarized element phased array with cryogenic LNAs, direct digitization of RF signals at the front end, digital signal transport over fiber, and a real time signal processing back end with up to 150 MHz bandwidth. The digital back end includes multiple processing modes, including real-time beamforming, real-time correlation, and a separate real-time beamformer for commensal radio transient searches. Following a polyphase filterbank operation performed in field programmable gate arrays (FPGAs), beamforming, correlation, and integration are implemented on graphical processing units (GPUs) that perform parallelized operations. Parallelization greatly increases processing speed and allows for real-time signal processing. During a recent test/commissioning of FLAG, Tsys/efficiency of approximately 28 K was measured across the PAF field of view and operating bandwidth, corresponding to a system temperature below 20 K. To demonstrate the astronomical capability of the receiver, a pulsar (PSR B1937+21) was detected with the real-time beamformer. This thesis provides details on the development of the FLAG digital back end, the real-time beamformer, and reports on the commissioning tests of the FLAG PAF receiver developed by the National Radio Astronomy Observatory (NRAO), Green Bank Observatory (GBO), West Virginia University (WVU), and Brigham Young University for the Green Bank Telescope (GBT).
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Moh, Young-Kyu. "Exchange rate dynamics in a continuous-time model of uncovered interest parity with central bank intervention." Connect to this title online, 2003. http://www.gbv.de/dms/zbw/557909902.pdf.
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Choudhury, Sabrina. "Organizational values at Swedbank : A comparative study of the Central region." Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-157880.
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In this thesis, the author strives to examine commitment to organizational values at Swedbank – the Central region through a longitudinal study at three different organizational levels (regional management team, branch manager and assistant branch manager) and this by a broader perspective. In order to gain a better understanding of the chosen subject the study proceeds with a theoretical framework that is concentrated to commitment to organizational values and three factors that might affect this commitment, namely; education, employment time and organizational function. Furthermore, a qualititative approach was used to collect the empirical data consisting of interviews. The purpose of this thesis is to closely examine how three managers at different organizational functions have worked with the organizational values and their employees’ commitment to the values during the last year by studying the three variables; education, employment time and organizational function. The conclusions highlights education and organizational function as two factors that have gained more focus in the managers work with committing their employees to the values. Education plays a crucial role since the manager’s uses similar approaches to some extent but also other methods. The regional management team stands out due to the group reflections. The branch manager is also using a somewhat more unique approach, monthly dialogues. Since the three organizational values; open, simple and caring are not explicitly defined, and are more generally stated there is room for interpretation and education is argued to be the solution for this issue. The importance of organizational function is highlighted in different aspects- balancing hard and soft goals and also the importance of leaders - delegation of responsibility. Regarding the factor employment time, the three interviews were united in this question. No employee has yet displayed a lack of commitment. However, those who have incorporated the values in a good way have done this in a personal way.
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Séguin, Marc-André. "Fuel Residence Times for Clean Combustion of Coal in a Pressurized Fluidized Bed - Cold Flow Study." Thesis, Université d'Ottawa / University of Ottawa, 2017. http://hdl.handle.net/10393/36244.
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Anthropogenic Climate Change is amongst the greatest challenges of human civilization. A key area that will play a large role in mitigating its effects are clean fossil fuel applications. Clean coal combustion is one such application with an urgent timeline. This can be achieved with an oxygen-fired pressurized fluidized bed combustor with downstream carbon capture and sequestration. In relation to pressurized fluidization processes, understanding the influence of pressure on bed hydrodynamics and in turn their effect on parameters including fuel residence time is essential. For the proposed combustor, the heat exchanger boiler tubes are submerged in the fluidized bed such that the effect of a horizontal tube bank on the fuel residence time is also of great importance. The main focus of present work was to evaluate the impact of gas velocity, pressure, presence of a tube bank and fuel feed rate on the average fuel residence time. Experiments were conducted under cold flow conditions in a pilot-scale pressurized fluidized bed with an inner diameter of 0.15 m. The fluidization material was relatively large glass beads (1.0 mm in diameter) while the fuel particles were simulated with smaller glass beads (40 to 138 μm in diameter), susceptible to entrainment. Operating pressures and superficial gas velocities tested were between 101.3 and 1200 kPa and 0.4 and 1.1 m/s respectively. To simulate coal combustors, experiments were then conducted in a continuous mode where the fuel particles were continuously fed to the fluidized bed of large particles over a desired period of time. Downstream, entrained particles were continuously captured to determine the entrainment rate and mass of fuel particles inside the fluidized bed at steady state, which yielded the average fuel residence time. The combination of elevated pressure with the tube bank present was found to enhance gas bubble break up and reduce the average gas bubble size. In turn, this increased the average fuel residence time of 83 μm particles by nearly 3 fold to a value of 77 s in comparison to 27 s at atmospheric pressure. The effect of gas velocity was not found to be statistically significant under the range tested. Similarly the effect of increased fuel feed rate by 50% neither had a statistically significant impact.
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Seerattan, Dave Arnold. "The effectiveness of central bank interventions in the foreign exchange market." Thesis, Brunel University, 2012. http://bura.brunel.ac.uk/handle/2438/7361.
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The global foreign exchange market is the largest financial market with turnover in this market often outstripping the GDP of countries in which they are located. The dynamics in the foreign exchange market, especially price dynamics, have huge implications for financial asset values, financial returns and volatility in the international financial system. It is therefore an important area of study. Exchange rates have often departed significantly from the level implied by fundamentals and exhibit excessive volatility. This reality creates a role for central bank intervention in this market to keep the rate in line with economic fundamentals and the overall policy mix, to stabilize market expectations and to calm disorderly markets. Studies that attempt to measure the effectiveness of intervention in the foreign exchange market in terms of exchange rate trends and volatility have had mixed results. This, in many cases, reflects the unavailability of data and the weaknesses in the empirical frameworks used to measure effectiveness. This thesis utilises the most recent data available and some of the latest methodological advances to measure the effectiveness of central bank intervention in the foreign exchange markets of a variety of countries. It therefore makes a contribution in the area of applied empirical methodologies for the measurement of the dynamics of intervention in the foreign exchange market. It demonstrates that by using high frequency data and more robust and appropriate empirical methodologies central bank intervention in the foreign exchange market can be effective. Moreover, a framework that takes account of the interactions between different central bank policy instruments and price dynamics, the reaction function of the central bank, different states of the market, liquidity in the market and the profitability of the central bank can improve the effectiveness of measuring the impact of central bank policy in the foreign exchange market and provide useful information to policy makers.
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Stoffell, Kevin M. "Implementation of a Quadrature Mirror Filter Bank on an SRC reconfigurable computer for real-time signal processing." Thesis, Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 2006. http://library.nps.navy.mil/uhtbin/hyperion/06Sep%5FStoffell.pdf.
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Thesis (M.S. in Electrical Engineering)--Naval Postgraduate School, September 2006.Thesis Advisor(s): Douglas J. Fouts. "September 2006." Includes bibliographical references (p. 111-112). Also available in print.
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Nybo, Jeffrey M. "Development of a GPU-Based Real-Time Interference Mitigating Beamformer for Radio Astronomy." BYU ScholarsArchive, 2019. https://scholarsarchive.byu.edu/etd/7749.
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Radio frequency interference (RFI) mitigation enables radio astronomical observation in frequency bands that are shared with many modern satellite and ground based devices by filtering out the interference in corrupted bands. The present work documents the development of a beamformer (spatial filter) equipped with RFI mitigation capabilities. The beamformer is intended for systems with antenna arrays designed for large bandwidths. Because array data post processing on large bandwidths would require massive memory space beyond feasible limits, there is a need for a RFI mitigation system capable of doing processing on the data as it arrives in real-time; storing only a data reduced result into long term memory. The real-time system is designed to be implemented on both the FLAG phased array feed (PAF) on the Green Bank telescope in West Virginia, as well as future radio astronomy projects. It will also serve as the anti-jamming component in communications applications developed for the United States office of naval research (ONR). Implemented on a graphical processing unit (GPU), this beamformer demonstrates a working single step filter using nVidia's CUDA technology, technology with high-speed parallelism that makes real-time RFI mitigation possible.
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Schramm, Alexander [Verfasser], and Gerhard [Akademischer Betreuer] Illing. "Bank and firm behavior in times of crisis / Alexander Schramm ; Betreuer: Gerhard Illing." München : Universitätsbibliothek der Ludwig-Maximilians-Universität, 2021. http://d-nb.info/1241963657/34.
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Yang, Siyi. "A Study of Swedish Mortgage Interest Rates and Swedbank Stock Returns : Time-varying Mortgage Margins and Stock Returns." Thesis, KTH, Bank och finans, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-109825.
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How banks set the mortgage interest rates and the sizes of the mortgage margins they obtain from making mortgage loans always attract attention from households, government authorities, politicians and market actors. This thesis studies the relationship between Swedish mortgage interest rates and mortgage lending institutions’ costs of obtaining funds, and how the gross margins of mortgage interest rates influence the banks stock returns. In general, banks’ mortgage margins are correlated with their funding costs, which are typically reflected in the yields of mortgage bonds (covered bonds), interbank rates (STIBOR) and the repo rate. How-ever the correlations change over time and sometimes the mortgage margins are relatively low and sometimes relatively high. Since mortgage loans play an important role in banks’ lending business, the related interest rate margins should influence banks’ profitability and therefore the performance of their stock. Everything else equal, higher margins should result in higher stock returns. I have collected and constructed a time-series data set based on Swedbank mortgage rates, Swedbank stock prices, yields on government bonds, yields on mortgage bonds, STIBOR interest rates, and repo rate. Both descriptive analysis and econometric models are applied to analyze the time-varying characteristics of the financial data. The thesis covers unconditional correlation (Pearson correlations), and conditional correlation through applying DCC-GARCH models. Besides, ARCH and GARCH models are employed to measure the ARCH and GARCH effects of the spread (premium) terms between interest rates. The results from descriptive analysis and econometric models present the tight relationships between the mortgage interest rates and the corresponding funding costs, and show the posi-tive but low correlations between mortgage margins and bank’s stock returns. The results also support the existence of time-vary volatilities (risk) of spread (premium) terms and quantify the growth of return for the certain increase in risk taking.
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Senosi, Mmamontsho Charlotte. "Discrete time modeling of subprime mortgage credit / M.C. Senosi." Thesis, North-West University, 2010. http://hdl.handle.net/10394/4383.
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Many analysts believe that problems in the United States housing market initiated the 2007-2009
global financial crisis. In this regard, the subprime mortgage crisis (SMC) shook the foundations
of the financial industry by causing the failure of many iconic Wall Street investment banks and
prominent depository institutions. This crisis stymied credit extension to households and businesses
thus creating credit crunches and, ultimately, a global recession. This thesis specifically
discusses the SMC and its components, causes, consequences and cures in relation to subprime
mortgage origination, data as well as bank bailouts. In particular, the SMC has highlighted the
fact that risk, credit ratings, profit and valuation as well as capital regulation are important banking
considerations. With regard to risk, the thesis discusses credit (including counterparty), market
(including interest rate, basis, prepayment, liquidity and price), tranching (including maturity mismatch
and synthetic), operational (including house appraisal, valuation and compensation) and
systemic (including maturity transformation) risks. The thesis introduces the IDIOM hypothesis
that postulates that the SMC was largely caused by the intricacy and design of subprime agents,
mortgage origination that led to information problems (loss, asymmetry and contagion), valuation
opaqueness and ineffective risk mitigation. It also contains appropriate examples, discussions,
timelines as well as appendices about the main results on the aforementioned topics. Numerous
references point to the material not covered in the thesis, and indicate some avenues for further
research.
In the sequel, the banks that we study are subprime interbank lenders (SILs), subprime originators
(SORs), subprime dealer banks (SDBs) and their special purpose vehicles (SPVs) such as Wall
Street investment banks and their special structures as well as subprime investing banks (SIBs).
Furthermore, the primary subprime agents that we consider are house appraisers (HAs), mortgage
brokers (MBs), mortgagors (MRs), servicers (SRs), trustees, underwriters and credit enhancement
providers (CEPs). Also, the insurers involved in the subprime market are originator mortgage
insurers (OMIs) and monoline insurers (MLIs). The main components of the SMC are MRs,
the housing market, SDBs/hedge funds/money market funds/SIBs, the economy as well as the
government (G) and central banks. Here, G either plays a regulatory, bailout or policymaking role.
Most of the aforementioned banks and agents are assumed to be risk neutral with SOR being the
exception since it can be risk (and regret) averse on occasion. The three main aspects of the SMC
- subprime mortgage origination, data and bailouts - that we cover in this thesis and the chapters
in which they are found are outlined below.
In Chapter 2, we discuss the dynamics of SORs' capital, information, ratings, risk and valuation
under mortgage origination. In particular, we model subprime mortgages that are able to fully
amortize, voluntarily prepay or default and construct a discrete-time model for SOR risk and profit
incorporating costs of funds and mortgage insurance as well as loan losses. Furthermore, a constrained
optimal valuation problem for SORs under mortgage origination is solved. In addition, we
show how high loan-to-value ratios curtailed the refinancing of subprime mortgages, while low ratios
imply favorable house equity for subprime MRs. Chapter 2 also explores the relationship between
Basel capital regulation and the SMC. This involves studying bank credit and capital under Basel
regulation. Further issues dealt with are the quantity and pricing of subprime mortgages as well as credit ratings under Basel capital regulation. A key problem is whether Basel capital regulation
exacerbated the SMC. Very importantly, the thesis answers this question in the affirmative.
Chapter 3 contains subprime data not presented in Chapters 2. We present other mortgage data
that also have connections with the main subprime issues raised.
In Chapter 4, a troubled SOR's recapitalization by G via subprime bank bailouts is discussed. Our
research supports the view that if SOR is about to fail, it will have an incentive not to extend
low risk mortgages but rather high risk mortgages thus shifting risk onto its creditors. Here, for
instance, we analyze the efficiency of purchasing toxic structured mortgage products from troubled
SORs as opposed to buying preferred and common equity. In this regard, we compare the cases
where SORs' on-balance sheet mortgages are fully amortizing, voluntarily prepaying (refinancing
and equity extraction) and involuntarily prepaying (defaulting). If bailing out SORs considered to
be too big to fail involves buying assets at above fair market values, then these SORs are encouraged
ex-ante to invest in high risk mortgages and toxic structured mortgage products. Contrary to the
policy employed by G, purchasing common (preferred) equity is always the most (least) ex-anteand
ex-post-efficient type of capital injection. Our research confirms that this is true irrespective
of whether SOR volunteers for recapitalization or not.
In order to understand the key results in Chapters 2 to 4, a working knowledge of discrete-time
stochastic modeling and optimization is required.
The work presented in this thesis is based on a book (see [103]), 2 peer-reviewed international
journal articles (see [51] and [105]), 2 peer-reviewed chapters in books (see [104] and [110]) and 4
peer-reviewed conference proceedings paper (see [23], [106], [107] and [109]).Thesis (Ph.D. (Applied Mathematics))--North-West University, Potchefstroom Campus, 2011.
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Emslie, Carol. "Banking on good health? Gender differences in minor morbidity amongst men and women working full-time in a British bank." Thesis, University of Glasgow, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.360247.
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Aims. Many studies which find significant differences in minor morbidity between men and women have not taken account of the gendered distribution of social roles. Nor have they considered the gendered segregation of the labour market; men and women typically work different hours in different occupations which involve varying conditions. This study attempts to fill this gap in the literature by comparing the health of men and women working fulltime for one organization (a British Bank). It addresses three main questions: " are there gender differences in minor morbidity after controlling for occupational participation and occupational grade in this relatively homogenous sample? " how important is gender in accounting for minor morbidity compared to other independent variables? " are the relationships between predictors and health outcomes similar for men and women? Method. A postal questionnaire was distributed to men and women working full-time in clerical, supervisory and management grades in a large British bank. Completed questions were received from 76% of the sample (N=2200). Results. First, women reported a significantly higher number of common symptoms, malaise symptoms, doctor visits and sick days than men, and were more likely to rate their health as fair or poor. However, there were no significant gender differences in the number of reported physical symptoms, nor in minor psychological morbidity as measured by the GHQ.. Secondly, perceived working conditions explained a much larger proportion of variance in the sample than gender. Finally, relationships between predictors and health outcomes were generally very similar for men and women. This study demonstrates the utility of exploring gender differences in minor morbidity using social role theory (by controlling for participation in paid employment and attitudes toward this role) while also taking account of social class (by controlling for occupation and occupational grade).
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Khoury, Grace C. "Management of performance appraisal : a study of full time faculty members at the Palestinian public universities in the West Bank." Thesis, University of Bradford, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.618844.
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Faculty members of universities are vital resources because their performance, behaviour, aspiration and talents will affect the productivity of universities. The top management of universities must realise the genuine value of faculty members to higher education. Higher education plays a major role in contributing to the economic development of any country especially in a developing country like Palestine where there has never been a greater need for competent professionals that are able to contribute to the development process of Palestine in these turbulent times. Performance appraisals of faculty members should be conducted and· managed effectively in order to contribute to the development of faculty members and their institutions in a way that is consistent with the future goals of higher education in Palestine. Performance appraisals should play a major role in performance management, which involves more than evaluating employees' performance at regular intervals. This thesis utilises a triangulation approach of research thereby combining the personal observation method, literature review, survey and interview questionnaire methods in the data collection process. The current research is a descriptive, evaluative and empirical study, which examines the management of full time faculty members' performance appraisal process at five Palestinian public universities in the West Bank. The main purpose is to assess the perception of faculty members towards the effectiveness of the performance appraisal management process and to evaluate its impact on faculty members' development, satisfaction and motivation. A proposed model of faculty members' performance appraisal management entitled (SOFIA) emerges based on reviewing and drawing similarities among various performance management models and analysis of the data collected. However, the study identifies the obstacles influencing the application of the SOFIA model including cultural, political and financial constraints. The empirical data is gathered based on a sample of 265 faculty members participating in the survey including 25 interviews with staff and faculty members at the five Palestinian public universities. The results of the study provide empirical evidence of the negative perception that faculty members have of their performance appraisal management process. Also, the results demonstrate that the current appraisal process is highly inadequate to meet the needs of faculty members for continuous development and growth.
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PAVESI, IRENE. "Patterns and determinants of repeated bank robbery in Italy." Doctoral thesis, Università Cattolica del Sacro Cuore, 2011. http://hdl.handle.net/10280/969.
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La presente tesi propone uno studio sulla multivittimizzazione delle banche in Italia. In questo paese nell’ultimo decennio si è concentrato circa il 50% delle rapine europee, delineando una situazione critica in termini di sicurezza e di impatto economico sulle banche. La ricerca empirica prova che il crimine si concentra su di una esigua parte della popolazione e che la vittimizzazione è il più efficace predittore di criminalità: dato un primo episodio, un target tende a subire un altro reato in un breve periodo di tempo. Mentre altre tipologie di reato sono state largamente esplorate, poco è stato fatto riguardo le rapine in banca. Questa tesi vuole colmare questa lacuna analizzando l’universo delle rapine in banca avvenute in Italia tra il 2007 ed il 2009. L’analisi dimostra che in Italia il 5% delle filiali concentra su di sé circa il 45% delle rapine; una volta vittimizzata, infatti, una banca viene esposta al 36% di probabilità di subire un’ulteriore rapina nei sei mesi successivi. Questa concentrazione è determinata dal successo della precedente rapina, che spinge gli stessi rapinatori a tornare(boost effect), ma anche dalle caratteristiche della banca (flag effect), che la espongono all’azione di più criminali.The present thesis proposes a study on repeated bank robbery in Italy. In the last decade, about 50% of European bank robberies have occurred in this country, drawing a problematic situation in terms of both safety and economic impact on banks. Empirical research proves that crime is concentrated on a small proportion of the population and therefore victimization is the best predictor of crime. While repeat victimization has been studies with regard to several crime types, little attention has been paid to bank robbery. This thesis aims at filling this gap by analyzing the universe of bank robberies occurred in Italy between 2007 and 2009. The study shows that, in Italy, only 5% branches accounts for about 45% of all robberies; once victimized, indeed, a bank is exposed to 36% probabilities to be victimized again within the following six months. This concentration is determined by both the success of prior offence, which drives the repeats by original offenders (boost effect), and the characteristics of banks, which expose them to the action of multiple offenders (flag effect).
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Almagor, Hadas. "Education and wages in the West Bank and Gaza 1995-2004 testing the aggregate effects of the education premium over time /." CONNECT TO ELECTRONIC THESIS, 2007. http://dspace.wrlc.org/handle/1961/3628.
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