Relevant bibliographies by topics / Small business in Ghana

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Small business in Ghana'

Author: Grafiati
Published: 4 June 2021
Last updated: 1 February 2022

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Journal articles on the topic "Small business in Ghana"

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Blankson, Charles, Kirsten Cowan, and William K. Darley. "Marketing Practices of Rural Micro and Small Businesses in Ghana." Journal of Macromarketing 38, no. 1 (November 30, 2017): 29–56. http://dx.doi.org/10.1177/0276146717741067.

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Using social identity theory and social capital theory as a backdrop to understand the context of subsistence marketplaces, this study investigates how rural micro and small businesses engage in marketing practices and how poverty reduction policies affect micro and small business activities and growth. The results show that rural micro and small businesses weave morality and religiosity into their commercial activities and survive in a competitive subsistence marketplace by engaging with social networks, relationships with customers, and relationships with staff. The interdependence among these relationships contributes to the competitive positioning of the business and its intelligence gathering. Despite the existence of government programs to fund micro and small business startups, most owner-managers use social networks to initially fund and grow their businesses. The paper ends with implications and future research directions.
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Gyimah, Prince, and Williams Kwasi Boachie. "Effect of Microfinance Products on Small Business Growth: Emerging Economy Perspective." Journal of Entrepreneurship and Business Innovation 5, no. 1 (June 1, 2018): 59. http://dx.doi.org/10.5296/jebi.v5i1.12378.

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Small businesses play significant role to the economic stability and development of emerging economies, and access to financial services is crucial to their growth and performance. This study seeks to ascertain whether microfinance products such as loans, savings, insurance, and education effects small business growth in Ghana. The study uses descriptive and inferential statistics on responses of 248 small business owners for data analysis. Using a multiple linear regression analysis, the study found that all the microfinance product or services positively affects small business growth, and the greatest influence is micro loans. This study contributes massively to exact literature to the growth of microfinance institutions (MFIs) and small businesses in emerging economy, Ghana. The study can assist MFIs to assess the effectiveness of their product or services, and can also serves as a guide to an effective utilization of available scarce resources leading to growth of small businesses in emerging economies.
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Abor, Joshua, and Nicholas Biekpe. "Small Business Reliance on Bank Financing in Ghana." Emerging Markets Finance and Trade 43, no. 4 (August 2007): 93–102. http://dx.doi.org/10.2753/ree1540-496x430405.

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Amo Yartey, Charles. "Small business finance in Sub‐Saharan Africa: the case of Ghana." Management Research Review 34, no. 2 (January 25, 2011): 172–85. http://dx.doi.org/10.1108/01409171111102795.

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PurposeThis paper aims to examine how unlisted companies in Ghana finance their growth and to what extent do they rely on internal finance relative to external sources of finance. Additionally, the paper seeks to investigate the determinants of the capital structure of unlisted companies in Ghana.Design/methodology/approachThe paper uses the Singh‐Hamid methodology as well as panel data techniques to evaluate the financing decisions of unlisted companies in Ghana.FindingsThe analysis shows that unlisted firms in Ghana finance most of their growth from external debt and they are also characterized by shorter debt maturity. The results also show that the dominant factors affecting the debt equity ratios of unlisted firms in Ghana are size, firm growth, tangibility, profit margin, and financial development.Research limitations/implicationsOverall, the evidence in this paper suggests that standard models of corporate finance can be applicable to unlisted companies in Ghana.Practical implicationsInformative when planning for future development of the small business sector of the Ghanaian economy.Originality/valueProvides empirical evidence on how unlisted companies in Ghana finance their growth and what determines their capital structure.
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Okpeyo, Ebenezer Teye, Alhassan Musah, and Erasmus Dodzi Gakpetor. "Determinants of Tax Compliance in Ghana:." Journal of Applied Accounting and Taxation 4, no. 1 (March 30, 2019): 1–14. http://dx.doi.org/10.30871/jaat.v4i1.935.

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The study examined the factors that influence tax compliance by small and medium tax payers, the difference in the level of compliance between small and medium tax payers and strategies to improve tax compliance in Ghana. The study through stratified sampling technique sampled 100 small and medium tax payers in Accra and other GRA officials for the study. Data was analyzed qualitatively and quantitatively. The results of the study showed that compliance cost, tax rates, tax audits and morals of taxpayers significantly influenced tax compliance. The GRA also indicated that unions and associations of businesses could help increase voluntary tax compliance of small and medium tax payers in Ghana. The study findings provide evidence that there is a significance difference in the tax compliance level between small and medium scale enterprises. The difference can be largely attributed to the inability of small enterprises to file their tax returns on due dates and also to keep proper books of records of their business transactions. The study recommends organizing workshops for businesses to train them on the need to pay their taxes and keep proper records of their transactions, increasing the rate of audits of businesses, imposing fines and penalties for defaulting businesses.
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Addae-Boateng, Samuel, and Smile Gavua Dzisi. "Innovation enhancement in family business SMEs in Ghana." International Journal of Innovation Science 8, no. 4 (December 5, 2016): 388–403. http://dx.doi.org/10.1108/ijis-07-2016-0014.

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Purpose Family businesses are essential for economic growth and development through new business start-ups (entrepreneurship) and growth of existing ones. As competition is fierce, the ability of a company to buoy up its business practices and exceed its own – and its competition’s – expectations through innovation – is critical to survival. In managing family businesses (mostly small and medium-sized enterprises [SMEs]) in the current globally competitive landscape, entrepreneurs must be creative and behave in ways that galvanize workers to be innovative. This study attempts to ascertain the strategies management adopt to heighten innovation in family businesses. Design/methodology/approach Both qualitative and quantitative techniques were used for gathering and analysing data based upon which conclusions were drawn. Findings The study revealed that seven factors should be assessed by SMEs that are family firms to determine the innovative ideas that are promising to be pursued, which are the uniqueness of the idea, its market potential, cost, expert advice, the impact of both current and future environmental forces, availability of raw materials and supplies and the idea’s future appeal. Originality/value This is perhaps the first detailed study of strategies that could be adopted by entrepreneurs and/or managers to heighten innovation in small and medium family firms, which also points out the factors/criteria used to determine which initiatives have higher chances of success – hence deserving to be pursued.
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Etim, Alice, David N. Etim, and George Heilman. "Gender Differences in ICT Use Among Small Business Owners in Ghana." International Journal of ICT Research in Africa and the Middle East 8, no. 1 (January 2019): 1–14. http://dx.doi.org/10.4018/ijictrame.2019010101.

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In the last two decades, microfinance institutions across regions have helped to financially build small businesses in areas of disadvantaged populations. The efforts in providing entrepreneurs with small non-collateralized loans (or micro-loans) along with developing cooperative programs for entrepreneurs were reported in earlier studies as being helpful in alleviating some borrowers from extreme economic poverty. However, early warning signals were raised about whether microfinance institutions were benefiting themselves more than the poor. This article assesses the differences in attitudes toward the use of information and communication technology among small business owners in Ghana that have access to micro-loans. The findings indicate significant differences between interest payers and interest non-payers based on region of the country, age, education, and membership in an entrepreneurship program.
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Mensah, Emmanuel Oppong. "Assessing the Impact of Electronic Business on the Performance of Small and Medium-Sized Businesses in Kumasi, Ghana." TEXILA INTERNATIONAL JOURNAL OF MANAGEMENT 7, no. 2 (August 30, 2021): 129–46. http://dx.doi.org/10.21522/tijmg.2015.07.02.art012.

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The study evaluated how electronic business impacted the performance of a selected small and medium-sized enterprises (SMEs) in Kumasi. A convenient sample of 50 SMEs in wholesale and retail of consumer goods in Kumasi were selected at random to be surveyed; however, only 30 responded. Structured questionnaires were used to collect quantitative data from the participants to answer the research questions. The results were statistically analyzed to draw conclusions. The results revealed that, to a large extent, the businesses used e-business methods in several ways to undertake five categories of business activities which include advertising, customer support service, marketing, payment system, and order and delivery. Several factors influenced the adoption and use of e-business methods by the businesses, but the most influencing ones were the businesses’ customers’ low use of e-business and telecommunications services not being very dependable. It was also discovered that the adoption and use of e-business made positive impact on the businesses’ performance. It is therefore recommended that more SMEs be encouraged and assisted to fully embrace the use of e-business.
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Agyapong, Ahmed, and Raheema Boakye Boamah. "Business Strategies And Competitive Advantage Of Family Hotel Businesses In Ghana: The Role Of Strategic Leadership." Journal of Applied Business Research (JABR) 29, no. 2 (February 13, 2013): 531. http://dx.doi.org/10.19030/jabr.v29i2.7654.

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<span style="font-family: Times New Roman; font-size: small;"> </span><p style="margin: 0in 0.5in 0pt; text-align: justify; mso-pagination: none;" class="MsoNormal"><span style="font-family: Times New Roman;"><span style="color: black; font-size: 10pt; mso-fareast-font-family: Calibri;">Although family businesses contribute largely to the world output, little is known in literature about their mode of operations in the family hotels. </span><span lang="EN-GB" style="color: black; font-size: 10pt; mso-fareast-font-family: Calibri; mso-ansi-language: EN-GB;">The study aims to address the knowledge deficit on this critical component of the economy by investigating the experiences of family hotels in Ghana to gain a better understanding of the factors that facilitate the competitive positioning of family businesses. This paper investigates the moderating influence of strategic leadership on business strategies and performance of family hotel businesses in Ghana. </span><span style="color: black; font-size: 10pt; mso-fareast-font-family: Calibri;">The findings indicate that cost leadership, differentiation and strategic leadership enhance the performance of family hotel businesses in Ghana. It further showed that strategic leadership moderate the influence of both cost leadership and differentiation strategies on the performance of family hotel businesses</span></span></p><span style="font-family: Times New Roman; font-size: small;"> </span>
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Nimoh, Fred, Kofi Poku, Kwasi Ohene-Yankyera, Flemming Konradsen, and Robert C. Abaidoo. "Constraints and motivations to sanitation business in peri-urban communities in Ghana." Journal of Water, Sanitation and Hygiene for Development 4, no. 4 (July 25, 2014): 692–98. http://dx.doi.org/10.2166/washdev.2014.072.

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Ghana lags behind the Millennium Development Goals' target for sanitation, despite widespread effort by the central government. Lessons from the historical shortcomings of Ghana's sanitation policy now call for public–private partnership in the management of sanitation in Ghana. Using observations and in-depth interviews with small-scale sanitation service providers, this study investigated the constraints and motivations of sanitation-related businesses in peri-urban communities in the Ningo–Prampram district of Ghana. Both quantitative and qualitative methods were used for data analyses and reporting. The study found that there exist various sanitation-related businesses such as masons/latrine builders, hardware suppliers and pit-emptier, in the study area whose activities are constrained by some financial, logistical, institutional and social challenges which limit their performance. Nonetheless, the operation of a sanitation business in the study communities was found profitable, and service providers are motivated by the financial returns and other non-financial benefits to remain and continue in their respective businesses. Policy efforts by the government and other stakeholders toward addressing the constraints to sanitation business are crucial for increased private sector participation and better service delivery to all stakeholders in the sanitation market, and the Ghanaian economy as a whole.
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Dissertations / Theses on the topic "Small business in Ghana"

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Obeng, Bernard Acquah. "Business development services and small business growth in Ghana." Thesis, Durham University, 2007. http://etheses.dur.ac.uk/1962/.

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Adomako, Samuel. "Entrepreneurial passion and small business growth in Ghana." Thesis, University of Warwick, 2016. http://wrap.warwick.ac.uk/77293/.

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Predicting small business growth is at the heart of entrepreneurship scholars, practitioners and policy makers because small businesses contribute to employment, innovation and economic growth. Given these and other benefits that small businesses offer to the economies of many countries, researchers have devoted much efforts in predicting what drives small business growth. Scholarly work suggests that business success is dependent on the firm, strategy, the entrepreneur and the environment. Regarding the entrepreneur, passion for starting and growing a business has received much attention by scholars recently. Yet we do not know enough about the relationship between entrepreneurial passion and business growth. This study investigates the relationship between entrepreneurial passion (and its domains) and business growth from the perspective of a less developed country setting. A major insight is to argue that despite being receiving much scholarly attention recently, research regarding the role of passion in venture success in economies of developing countries remains under-researched. A theoretical model comprising the relationship between entrepreneurial passion (and its domains) and business growth is, thus, developed and empirically tested using survey data from 346 small manufacturing businesses operating in Ghana. The study’s empirical findings revealed that entrepreneurs’ overall level of passion weakly drives business success. The study further revealed that high levels of political network ties and environmental dynamism can help small businesses to achieve higher growth outcome. The disaggregate model of entrepreneurial passion established that two of the domains of passion (passion for founding and passion for developing) can aid entrepreneurs to report success. However, passion for inventing works against business growth. Nevertheless, further analysis revealed that political network ties and environmental dynamism positively moderate the association between entrepreneurial passion domains and business growth. The findings of the study extend research on how passion interacts with network ties and environmental variables to improve business growth.
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Alimo, Michael Tetteh. "The Experiences of Successful Small Business Owners in Ghana." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/876.

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There is a high failure rate of small and medium enterprises that results in high unemployment rate and poverty in Ghana. The purpose of this phenomenological study was to explore the experiences of small business owners in Ghana. The conceptual framework was based on the theory of disruptive innovation. Disruptive innovation describes a method that enables business owners to create a new market. Data were collected through interviews from 20 participants who owned small businesses and succeeded beyond 5 years in Accra, Ghana. Member checking was used to strengthen the credibility and trustworthiness of the interpretation of the participants' responses. The findings highlighted 19 skills, which coalesced into 6 emerging themes: business model, innovative strategies, marketing skills, effective supervision, human relations, and commitment, punctuality, and focus. The findings from this study may contribute to social change by indicating some skills and strategies that business owners could use to sustain the profitability of their companies. The data from this study may contribute to the prosperity of small business owners, their employees, and the surrounding community.
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Abor, Joshua. "Capital structure and financing of SMEs : empirical evidence from Ghana and South Africa." Thesis, Stellenbosch : Stellenbosch University, 2007. http://hdl.handle.net/10019.1/21522.

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Dissertation (PhD)--University of Stellenbosch, 2007.
ENGLISH ABSTRACT: This thesis is made of stand-alone essays on the capital structure and financing of Small and Medium Enterprises (SMEs) in Ghana and South Africa. Chapter Two reviews issues on SME development in Ghana and South Africa. Chapter Three compares the capital structures of large, quoted firms and SMEs in Ghana. The results show that quoted firms exhibit higher debt ratios than those of SMEs. The results suggest that age, size, asset structure, and profitability of the firm affect the capital structures of quoted firms and SMEs. For the SME, it is evident that level of education and gender of the entrepreneur, industry, and location of the firm are also important in explaining their capital structure. Chapter Four examines the determinants of bank financing of SMEs in Ghana. The results reveal that bank financing accounts for less than a quarter of SMEs’ debt financing, with short-term bank credit representing the greater proportion of bank finance. The results show that age, size, asset tangibility, and growth of the firm have positive associations with long-term bank debt, while profitability is negatively related to long-term bank debt. The short-term debt indicates a positive relationship with size, but negative relationships with profitability, and growth. Chapter Four also investigates the awareness and use of various financing schemes available to the Ghanaian SME sector. The results reveal low awareness and usage levels of these financing initiatives. Chapter Five explores the determinants of Ghanaian small and medium sized non-traditional exporters’ (NTEs) choice of formal/informal finance. The results show that NTEs depend on formal financing sources with bank finance representing the greater percentage of NTEs’ financing. The results suggest that, newer firms depend more on formal finance and less on informal finance. The results show positive relationships between formal finance and size, and growth of the firm. Chapter Six assesses how corporate governance affects the performance of SMEs in Ghana and what the implications are for financing opportunities. The results reveal that better corporate governance structures lead to better performance of SMEs. The paper concludes that the adoption of good corporate governance structures could lead to better management decisions and enable SMEs to attract financing resources. Chapter Seven examines the relationship between agency factors and the capital structure of quoted SMEs in South Africa. The results indicate that firms with one institutional blockholder are able to monitor the opportunistic behaviour of management more effectively than those with more than one institutional blockholders. Chapter Eight looks at the financial market and financing choice of SMEs and large firms in South Africa. The results indicate that developments in the financial market affect both longterm debt/equity and short-term debt/equity decisions of large firms. However, for SMEs, it is the long-term debt/equity decision that is affected by the financial market. The final essay examines the effect of debt policy on the performance of SMEs in Ghana and South Africa. The results indicate that long-term debt and total debt ratios negatively affect performance of SMEs. These findings have important implications for policy-makers, entrepreneurs and managers of SMEs.
AFRIKAANSE OPSOMMING: Hierdie tesis bestaan uit losstaande essays oor die kapitaalstruktuur en finansiering van kleinen middelgrootte-ondernemings (KMO's) in Ghana en Suid-Afrika. Hoofstuk Twee kyk na kwessies oor KMO-ontwikkeling in Ghana en Suid-Afrika. Hoofstuk Drie vergelyk die kapitaalstrukture van groot genoteerde maatskappye en KMO's in Ghana. Die resultate dui daarop dat genoteerde maatskappye groter skuldverhoudings as KMO's toon. Hierdie resultate wys ook dat ouderdom, grootte, batestruktuur en die winsgewendheid van die maatskappy die kapitaalstruktuur van genoteerde maatskappye en KMO's beïnvloed. Dit is vir die KMO voor die hand liggend dat die opvoedingsvlak en geslag van die entrepreneur, die bedryf en die ligging van die maatskappy ook belangrik is om die kapitaalstruktuur daarvan te verduidelik. Hoofstuk Vier ondersoek die bepalende faktore vir bankfinansiering vir KMO's in Ghana. Die resultate toon aan dat bankfinansiering rekenskap gee van minder as 'n kwart van die KMO se skuldfinansiering en dat korttermynbankkrediet die grootste gedeelte van die bankfinansiering verteenwoordig. Die resultate toon aan dat ouderdom, grootte, die tasbaarheid van bates en maatskappygroei op 'n positiewe verwantskap met langtermynskuld dui, terwyl winsgewendheid 'n negatiewe verband met langtermynbankskuld het. Die korttermynskuld toon 'n positiewe verwantskap met grootte maar 'n negatiewe verwantskap met winsgewendheid en groei aan. Hoofstuk Vier ondersoek ook die bewustheid en gebruik van verskeie finansieringskemas wat aan die Ghanese KMO-sektor beskikbaar is. Die resultate bring 'n lae bewustheid en gebruiksvlakke van hierdie finansieringsinisiatiewe aan die lig. Hoostuk Vyf verken die bepalende faktore van die Ghanese klein- en middelgrootte nie-tradisionele uitvoerders (NTU's) se keuse van formele/informele finansiering. Die resultate toon aan dat NTU's op formele finansieringsbronne staat maak en dat bankfinansiering die grootste persentasie van die NTU's se finansiering uitmaak. Uit die resultate kan afgelei word dat nuwer maatskappye meer op formele finansiering staat maak en minder op informele finansiering. Die resultate dui op 'n positiewe verwantskap tussen formele finansiering en grootte, en die groei van die maatskappy. Hoofstuk Ses evalueer die invloed van korporatiewe bestuur op die prestasie van KMO's in Ghana en watter implikasies dit vir finansieringsgeleenthede inhou. Die resultate toon aan dat beter korporatiewe finansieringstrukture by KMO's tot beter prestasie lei. Hierdie essay kom tot die gevolgtrekking dat die aanvaarding van goeie korporatiewe bestuurstrukture tot beter bestuursbesluite kan lei en KMO's in staat kan stel om finansieringsbronne te lok. Hoofstuk Sewe ondersoek die verwantskap tussen agentskapfaktorering en die kapitaalstruktuur van genoteerde KMO's in Suid-Afrika. Die resultate dui daarop dat maatskappye met een institusionele blokhouer die opportunistiese gedrag van bestuur meer doeltreffend kan monitor as dié met meer as een institusionele blokhouer. Hoofstuk Agt kyk na die keuses wat KMO's en groot maatskappye in Suid-Afrika ten opsigte van finansiële markte en finansiering maak. Resultate toon aan dat ontwikkelings in die finansiële mark besluite oor die langtermynskuld/aandelekapitaal sowel as die korttermynskuld/aandelekapitaal van groot maatskappye beïnvloed. By KMO's is dit egter besluite oor langtermynskuld/aandelekapitaal wat deur die finansiële mark beïnvloed word. Die laaste essay ondersoek die uitwerking van skuldbeleid op die prestasie van KMO's in Ghana en Suid-Afrika. Die resultate toon aan dat langtermynskuld en totale skuldverhoudings die prestasie van KMO's negatief beïnvloed. Hierdie bevindinge het belangrike implikasies vir beleidmakers, entrepreneurs en die bestuurders van KMO's.
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Stevens-Benefo, Helen. "Perceptions of Home and Small Business Owners on Insurance in Accra, Ghana." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/473.

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Insurance is a prudent option to mitigate business risk and property loss caused by natural disasters. The current study took place in Accra, Ghana, and was prompted by the low adoption of insurance and limited understanding by home and small business owners of its risk mitigation value. The purpose of this multiple-case study was to explore information insurance companies' need to motivate investment in weather-related insurance. The interview questions of the study served to explore the reasons business owners and homeowners purchase or decline insurance, including their understanding of and receptivity to insurance. The theoretical underpinning of this study included the Butterfoss and Kegler's community coalition action theory and Freire's empowerment theory. A purposive sampling technique was used to recruit 17 insured and uninsured homeowners and business owners. Interview data were thematically analyzed using a process of constant comparison of transcripts. The important themes that emerged from the analysis included the lack of trust in insurance providers, a lack of availability of alternate coping mechanisms, consumers' limited understanding of insurance, and the lack of public education and awareness of disaster risks. The findings indicated that educational programs should promote the needs and benefits for insurance, the government should enforce insurance laws and regulations, and insurance organizations should improve insurance marketing practices to build trust. These findings may contribute to positive social change by creating awareness among Ghanaians about the benefits of insurance to mitigate the effects of natural disasters. Research findings may be useful to insurance business leaders seeking to increase revenue and profitability
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Quaye, Daniel M., and mikewood@deakin edu au. "The impact of the extended family on microenterprise growth in Ghana: A case study of Accra." Deakin University, 1998. http://tux.lib.deakin.edu.au./adt-VDU/public/adt-VDU20051123.122956.

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This study examines the extended family's impact on microenterprise growth at the individual level, where microenterprise operators have some control over constraints affecting their operations. Beyond the individual level, microenterprise operators have little control over constraints such as government policies and regulations, competition from import-substitution industries and exploitation by corrupt officials. Therefore, it is at the individual level that the extended family serves as a crucial parameter of microenterprise growth and the success with which MEs graduate from the informal sector into the mainstreams of small business. Within this domain, this author has examined the extended family and found that there is a need for policy makers and MED administrators to adopt a more culturally sensitive approach to microenterprise growth if the extended family is to be engaged as a partner in their efforts to support microenterprises as a source of income and employment generation, A central question posed is why most writers on microenterprise activities in Ghana have neglected the extended family as a factor that should be considered in the design of microenterprise growth strategies and policies? The answer to this question was explored in the process of data gathering for this thesis and the results are presented here, especially in chapter 3 below. Suffice it to note here that this neglect has many roots, not least of which is the proclivity of mainstream economics, modern administration practice and the objectivity of double entry accounting based documentation procedures to focus on measurable growth in the formal sectors of the economy and structural constraints such as the lack of finance, lack of market demand, lack of access to technology and government regulations. Consequently, a noticeable trend among these writers is that they rightly advocate finance be made accessible to microenterprises, however, few question whether the finance is effectively used towards microenterprise growth. This issue is crucial in the face of evidence from this study which shows that finance accessed towards microenterprise growth is often put to other uses that negate growth thus keeping microenterprises within the bounds of the informal sector as against graduating out of the informal sector. As a result, these writers have neglected the intimate relations between the extended family and microenterprises, and most importantly, the constraint that the extended family inflicts on microenterprise growth at the individual level of activity. This study, by targeting the growth of the individual microenterprise in the socio-cultural context in which this growth must be achieved, has highlighted the constraint that the extended family does pose on MED. However, the study also shows that these constraints are important not because there is anything inherently wrong with the extended family, but because the socio-economic and policy environment is not consistent with the positive role that the extended family can and should play in the graduation of microenterprises from the informal to the formal sector of the economy in Ghana.
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Dzotefe, S. A. "Influences on small firm growth rates in Ghana : factors which influence small firm growth rates and which are important in distinguishing rapid-growth small firms from slow-growth small firms." Thesis, University of Bradford, 2008. http://hdl.handle.net/10454/4457.

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Although the development of small businesses is generally considered important for income generation and job creation, there has been relatively little research in developing countries such as Ghana on understanding why some small firms succeed and grow rapidly while others do not in. This thesis investigates the influences on small firm growth rates in Ghana using data from a random sample of 252 manufacturing and services firms from the database of the Association of Ghana Industries. The general hypothesis is that, growth is a function of the characteristics of the entrepreneur; characteristics of the firm; strategic factors; environmental factors; and cultural factors. Consequently, the research tests 36 hypotheses drawn from the five main categories of variables using the turnover and the employment growth measures. It also uses logistic regression analysis to isolate significant factors differentiating rapid-growth firms from slow-growth firms. Overall, the research finds strong evidence which suggests that, perception of a market opportunity; university education; multiple founders; entrepreneurs with marketing skills; workforce training; new product development; presence of a clear vision and mission statement; majority non-family members in management and membership of professional or business associations were associated with rapid-growth firms. iv Factors which were significant in discriminating between rapid-growth and slow-growth firms but were more likely to be associated with slow-growth firms included threat of unemployment or actual unemployment as a motivation for starting a business; production skills; legal form (limited liability companies); access to external equity (post-formation); exporting; access to public or external aid; unionization and frequent management meetings.
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Amaglo, John Kwaku. "Strategies for Sustainability of Small and Medium-Sized Enterprises in Ghana." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6963.

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Small and medium-sized enterprises (SMEs) account for 92% of all Ghana firms, providing 60% of citizens' employment and contributing about 70% of Ghana's income from gross domestic products. Within the first 5 years of operation, 40% of new businesses fail. The purpose of this multiple case study was to explore strategies used by Ghanaian SME manufacturing leaders in the fruit industry to sustain business for longer than 5 years of operation. The conceptual framework for this study was open systems theory and complexity theory. The population for this study was 5 Ghanaian SME manufacturing business leaders in the fruit industry who maintained their businesses longer than 5 years of operation. The data sources were semistructured face-to-face interviews, interview notes, and the organizations' manuals for standard operations. Data collected were transcribed, member checked, analytically coded, and analyzed using Yin's 5-stage method of qualitative data analysis. Four themes emerged: training and capacity building, the need for good equipment and good packaging, the availability of working capital, and the need for target marketing. The implications of this study for positive social change include lowering high unemployment, alleviating poverty, supporting community development, and enhancing economic growth in the country.
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Owusu, Kwame. "A study of factors leading to growth in small firms : an examination of factors that impact on growth of small manufacturing in least developed countries : the case of Ghana." Doctoral thesis, University of Bradford, 2007. http://hdl.handle.net/10454/4407.

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The focus of this study is to examine the factors that lead to growth in small firms in a Least Developed Country (LDC). The research is based on the manufacturing sector in Ghana. The main objectives of the research are to identify the key variables that lead to small firms' growth and to ascertain the critical barriers that impede growth. A research model which is developed out of an initial exploratory research and existing literature focuses on how the characteristics of the owner/manager, the characteristics of the firm and the business strategy variables interact to affect growth in employment. In addition factors that are perceived to have constrained the growth of the small firms during the study period are ascertained and discussed. To properly test the hypotheses developed a face to face interview survey involving 122 owner/managers of small manufacturing firms is conducted. This resulted in a range of variables that allowed for the construction of a comprehensive multivariate model of small firm growth. A resulting regression model provides about 68 percent of the explanation for the growth of the small firms sampled. It also indicates that the owner/manager characteristics variables offer the most powerful explanation to small firm growth. We find that the owner/manager's growth aspiration is the most influential factor in achieving growth. The other owner/manager characteristics variables that have positive influence on growth are level of education, prior industry experience and entrepreneurial family background. Owner/managers with local experience and/or with other business interests are less likely to achieve faster growth. Foreign owned/managed firms grow faster. Younger and smaller firms appear to grow faster. While firms with multiple ownerships tend to grow at a slower rate than firms owned and managed by one person. Business planning, marketing and export have positive and significant impacts on growth. Other business strategies such as innovations and staff training also have direct relationships with growth but not significant. Some of the main constraining factors to growth are cost of borrowing, lack of access to credit, high cost of inputs, lack of trust within the business community, high bureaucracy, late payments and lack of efficient support system. While the external environment plays important role in small firm growth and development, the behaviours, response and strategies pursued by individual owner/manager are significant factors that determine the rate at which a firm will grow.
Ghana Leasing Company Limited
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Kpentey, Bennet. "Small Business Merger and Acquisition Strategies for Raising Capital in Emerging Economies." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6447.

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About 70% of mergers and acquisitions (M&As) involving small and medium-sized enterprises (SMEs) in emerging economies fail because the strategies employed do not integrate all the critical success elements, leaving SMEs without the needed capital to take advantage of strategic and market opportunities. The purpose of this multiple case study was to explore the M&A strategies SME owners in Ghana employed to raise capital. Seth's value creation theory was the conceptual framework adopted for this study. The population consisted of 5 SME owners in Ghana who had successfully raised financial resources through inbound M&As within the past 10 years. Data were collected through semistructured interviews and review of corporate annual reports and M&A documents. The data were organized and analyzed using Yin's 5-step data analysis and cross-case synthesis techniques to identify patterns and emergent themes. The 6 themes that emerged from the analysis were value creation, control and autonomy, entrepreneurial quality, leadership, trustworthiness, and effective negotiation. SME owners can integrate entrepreneurial quality and effective negotiations to achieve successful closure of M&A deals. The findings of this study might facilitate SME access to capital for expansion and growth that will contribute to positive social change through job creation and increased youth employment in emerging economies.
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Books on the topic "Small business in Ghana"

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Tettey, Laurencia. Starting your own business in Ghana. [Accra, Ghana]: National Board for Small Scale Industries, 1995.

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Micro enterprise development in Ghana. [Ghana: s.n., 2003.

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Steel, William F. Small enterprises under adjustment in Ghana. Washington, D.C: World Bank, 1991.

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Thomi, Walter. Small scale industries and decentralization in Ghana: A preliminary report on small scale industries in small and medium sized towns in Ghana. Legon, Ghana: University of Ghana, Dept. of Geography, 1985.

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Mensah, John Victor. Promotion of small-scale industries in the Central Region of Ghana. [Cape Coast]: University of Cape Coast, Centre for Development Studies, 1996.

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Finance and small and medium enterprises development in Ghana. Accra, Ghana: Sedco, 2011.

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Ofei-Aboagye, Esther. Women's groups and associations as partners in small enterprises development in Ghana. [Accra]: Friedrich Ebert Foundation, 1998.

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Frempong, Godfred. Survey on the use of mobile telephones for micro and small business development: The case of Ghana. Accra, Ghana: STEPRI, 2007.

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Palmer, Robert. For credit come tomorrow: Financing of rural micro-enterprise : evidence from Nkawie-Kuma Atwima District, Ghana. Edinburgh: Centre of African Studies, Edinburgh University, 2004.

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Anheier, Helmut K. Small-scale industries and economic development in Ghana: Business behavior and strategies in informal sector economies. Saarbrücken, Germany: Breitenbach Publishers, 1987.

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Book chapters on the topic "Small business in Ghana"

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Blankson, Charles, and Peter Renner. "Understanding Rural Micro and Small Business Marketing Practices in Ghana." In Advances in Theory and Practice of Emerging Markets, 141–56. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-70538-1_9.

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Charles, Blankson, Cowan Kirsten, and Tran Trang. "Understanding Market Orientation Among Small Businesses in Rural Ghana." In Thriving in a New World Economy, 19. Cham: Springer International Publishing, 2015. http://dx.doi.org/10.1007/978-3-319-24148-7_8.

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Blankson, Charles, and Julius Nukpezah. "Market Orientation and Poverty Reduction: A Study of Rural Small Businesses in Ghana: An Abstract." In Developments in Marketing Science: Proceedings of the Academy of Marketing Science, 745–46. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-02568-7_202.

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Agyapong, Ahmed, and Moses Acquaah. "The Direct and Indirect Effects of Innovative Capability on Firm Performance: Evidence from Micro and Small Family Businesses in Ghana." In Family Businesses in Sub-Saharan Africa, 175–204. New York: Palgrave Macmillan US, 2016. http://dx.doi.org/10.1057/978-1-137-36143-1_7.

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Spillan, John E., and Domfeh Obed King. "Establishing Business in Ghana." In Doing Business In Ghana, 177–200. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-54771-8_7.

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Spillan, John E., and Domfeh Obed King. "Current Business Environment." In Doing Business In Ghana, 13–66. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-54771-8_2.

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Brenet, Pascale. "Small Business." In Encyclopedia of Creativity, Invention, Innovation and Entrepreneurship, 2104–8. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-319-15347-6_242.

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Brenet, Pascale. "Small Business." In Encyclopedia of Creativity, Invention, Innovation and Entrepreneurship, 1643–47. New York, NY: Springer New York, 2013. http://dx.doi.org/10.1007/978-1-4614-3858-8_242.

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Kiisel, Ty. "Small Business." In Getting a Business Loan, 177–85. Berkeley, CA: Apress, 2013. http://dx.doi.org/10.1007/978-1-4302-4999-3_19.

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Gibson, Alan. "4. The EMPRETEC Ghana Foundation." In Business Development Services, 53–63. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2000. http://dx.doi.org/10.3362/9781780442808.004.

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Conference papers on the topic "Small business in Ghana"

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Quaye, Daniel, Isaac Mensah, and Charles Andoh. "Digitization, Customer Engagement and Performance of Small and Medium Enterprises in Ghana." In 2nd International Conference on Advanced Research in Business, Management and Economics. GLOBALKS, 2019. http://dx.doi.org/10.33422/2nd.icabme.2019.12.883.

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Sah, Genesis Gyasi. "Impact of working capital management on the profitability of smes through cash operation cycles in Kumasi." In The Challenges of Analyzing Social and Economic Processes in the 21st Century. Szeged: Szegedi Tudományegyetem Gazdaságtudományi Kar, 2020. http://dx.doi.org/10.14232/casep21c.8.

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A business ought to be able to breed an adequate amount of cash and cash equivalent to meet its short-term liabilities if it is to carry on and develop in business. For that reason, working capital management which helps an entity to, efficiently and effectively manage current assets and liabilities is a key factor in the company’s long-term success; without working capital, the non- current assets will not function. The better the degree to which current assets exceed current liability, the more solvent or liquid a company is likely to be. This paper observes the relationship between working capital management practices of small and medium enterprises (SMEs) and the performance and profitability of these businesses in the Kumasi Metropolis distinctively Asafo, to evaluate key ratios of industries of such working capital management policies in ensuring that current assets meets current liabilities, to assess the degree to which management of SMEs are dedicated to the effective and efficient management of working capital. The implication of the findings is that the government of Ghana should pursue policies aimed at encouraging training and improving the managerial skills of SME owner/managers as well as creating the enabling environment for the development of improved modern technologies to transform the business processes of these vital industries.
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Serero, Larona, Emily Akumah, Hanan Mohamed Fathy Elnagdy, and Joseph Olajumoke Olufunmilayo. "PW 2493 Study on legislations, knowledge, attitude and practices on occupational health and safety in small, medium & micro enterprise businesses (SMMES) in the garment and healthcare sectors in four african countries. (Botswana, egypt, ghana, nigeria)." In Safety 2018 abstracts. BMJ Publishing Group Ltd, 2018. http://dx.doi.org/10.1136/injuryprevention-2018-safety.600.

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Aheto, Denis, Isaac Okyere, Cephas Asare, Emmanuel Tenkorang, and Belinda Quaynor. "Economic Value Assessment of Small-Scale Fisheries in Elmina, Ghana." In The 1st World Sustainability Forum. Basel, Switzerland: MDPI, 2011. http://dx.doi.org/10.3390/wsf-00719.

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Bonsu, Christiana O. "Capital structure and company performance: The case of free zone companies in Ghana." In 7th International Conference on Business and Finance. AOSIS, 2015. http://dx.doi.org/10.4102/jbmd.v5i1.7.

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Fekpe, Edward S., and Andrew-Vans Bray. "Effects of supply chain integration on lead time in the retail industry in Ghana." In 7th International Conference on Business and Finance. AOSIS, 2015. http://dx.doi.org/10.4102/jbmd.v5i1.21.

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Abdul- Majeed, Iddrisu. "Service Quality and Competitive Advantage in Ghana’s Telecommunication Industry.Evidence of MTN Ghana." In Proceedings of The International Conference on Research in Business, Management and Finance. GLOBALKS, 2019. http://dx.doi.org/10.33422/icrbmf.2019.07.1004.

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Danquah, Benjamin Adjei, and Chen lin Dong. "Empirical Evidence on Sources of Consumer Trust on E-Commerce of Ghana." In Proceedings of the Third International Conference on Economic and Business Management (FEBM 2018). Paris, France: Atlantis Press, 2018. http://dx.doi.org/10.2991/febm-18.2018.41.

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Muthuveloo, Rajendran. "Factors Influencing Business Performance Among Small Business Operators." In ICBSI 2018 - International Conference on Business Sustainability and Innovation. Cognitive-Crcs, 2019. http://dx.doi.org/10.15405/epsbs.2019.08.31.

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Silva, Rodrigo Rocha, Fernanda Yuri Kimura, Jorge Bernardino, and Joubert de Castro Lima. "Custom Process to Small Business." In The 29th International Conference on Software Engineering and Knowledge Engineering. KSI Research Inc. and Knowledge Systems Institute Graduate School, 2017. http://dx.doi.org/10.18293/seke2017-031.

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Reports on the topic "Small business in Ghana"

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Gebrezgabher, S., M. Leh, D. J. Merrey, T. T. Kodua, and P. Schmitter. Solar photovoltaic technology for small-scale irrigation in Ghana: suitability mapping and business models. Agricultural Water Management – Making a Business Case for Smallholders. International Water Management Institute (IWMI), 2021. http://dx.doi.org/10.5337/2021.209.

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Eason, H. A. Small business initiative. Office of Scientific and Technical Information (OSTI), October 1997. http://dx.doi.org/10.2172/658225.

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Kissel, Richard. Small business information security :. Gaithersburg, MD: National Institute of Standards and Technology, 2009. http://dx.doi.org/10.6028/nist.ir.7621.

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Sauer, Jennifer. The Small Business Insight: Rhode Island Survey of Small Business Owners: Infographic. AARP Research, December 2017. http://dx.doi.org/10.26419/res.00190.002.

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Choi-Allum, Lona. Rural Alabama Small Business Owners. Washington, DC: AARP Research, May 2021. http://dx.doi.org/10.26419/res.00346.004.

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Choi-Allum, Lona. Alabama Small Business Owners Infographic. Washington, DC: AARP Research, May 2021. http://dx.doi.org/10.26419/res.00346.003.

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Cortés, Kristle, Yuliya Demyanyk, Lei Li, Elena Loutskina, and Philip Strahan. Stress Tests and Small Business Lending. Cambridge, MA: National Bureau of Economic Research, March 2018. http://dx.doi.org/10.3386/w24365.

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Paulsen, Celia, and Patricia Toth. Small Business Information Security: The Fundamentals. National Institute of Standards and Technology, October 2016. http://dx.doi.org/10.6028/nist.ir.7621r1.

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Kruger, Roy. The Small Business Development Center Program: From a Small Business Growth Stage and Adult Learning Perspective. Portland State University Library, January 2000. http://dx.doi.org/10.15760/etd.1355.

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Gallagher, Robert B. Analysis of the Small Business Administration 8(a) Business Development Program. Fort Belvoir, VA: Defense Technical Information Center, June 2015. http://dx.doi.org/10.21236/ada632455.

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