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Bidois, Marisa. "The cost of convenience." Hospitality Insights 3, no. 1 (June 21, 2019): 1–2. http://dx.doi.org/10.24135/hi.v3i1.10.
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Hospitality businesses in New Zealand are seeing fewer and fewer payments made by cash, as customers opt for the convenience of paying their bill electronically. If customers love the convenience of paying by credit card, who should be responsible for the cost of this convenience – the business or the customer?
In a Restaurant Association survey conducted at the end of last year, members overwhelmingly (71%) indicated that the use of cash by customers is declining, with a Mastercard New Zealand survey last year backing this up. This widespread adoption of electronic payment by consumers sees merchants bearing the significant cost of the transaction through their merchant fees. New Zealand merchants pay substantially more to process credit and contactless debit card transactions than their counterparts in Australia and the UK (on average, New Zealand merchants pay merchant service fees of around 1.4%, while in Australia it is around 0.85%, according to estimates by COVEC and data from the Reserve Bank of Australia). Restaurant Association members typically pay even higher – between 1.8% and 2% in fees for each credit card transaction; members say they are charged the same rate for any card type. Forty-two percent have a ‘fixed bundled rate’, although another 26% say they are charged a split rate for credit card and debit cards. Only 5% have an ‘unbundled’ merchant fee, where different types of cards are charged different fees and merchants pay this cost plus an acquiring service fee from the bank.
There are undoubtedly advantages for businesses in accepting electronic payments, primarily in the speed of the transaction – particularly with several customers waiting to pay – and the speed in which the payment is deposited into your bank account. However, it comes at a large cost, which is challenging for an industry that runs on very small margins already. One member pointed out in the Association’s recent survey:
As the average return in New Zealand is 6% net profit, the banks are effectively charging 1/3 of the profit of the average business, which is diabolical. With technology advancements their costs have gone down but charges have gone up, clearly shown in their bottom line profits. It is a collective monopoly like a lot of big business in New Zealand. (Restaurant Association member)
Of our members, 66% say they would switch if they could receive a saving equating to an overall 2.5–5% reduction in the cost of accepting credit cards. Currently though, short of refusing to accept credit card payments, it is difficult to avoid merchant fees. Emerging payment options and growing trends via NFC (Near Field Communication) capable mobile phones (such as ApplePay, GooglePay and Digital Wallets) are now more widely available. Whilst offering convenience and arguably faster transaction speed, these payment methods offer no relief to the fee incurred by a business for acceptance.
Alternative payment solutions now exist in New Zealand, but there are few choices. To date, most are aimed at the Chinese market, with payment methods restricted to tourist and student visitors, and immigrants retaining banking capability in their country of origin. The Restaurant Association’s survey indicated that only 24% of members currently accept other payment channels like China Union Pay, Alipay or WeChat. In reality these alternative payment solutions currently only form a small portion of the total volume of transactions a business processes, so will not affect any meaningful reduction in the total costs of cards/payment processing.
Surcharging, however, is a way for operators to offset the merchant fee imposed upon them by the banks. Surcharging simply means a charge to cover a merchant’s cost for processing a credit card. They are now being used by increasing numbers of tourism and hospitality businesses. Feedback from member businesses is that there is little reaction or negative feedback from customers. A Restaurant Association member commented on the survey:
We added a surcharge to cover the transaction fee on credit cards and have had no complaints. It’s just a matter of cents and gives us an opportunity to explain that we have always worn the cost of the surcharges but this is increasingly difficult.
Feedback from some members is that they find the practice unfriendly and others would prefer to incorporate this fee into their menu pricing structure, as this member pointed out: “I don’t care about the cost. It is added into the budgets and is picked up at menu price changes time, so it is paid for by the customer anyway.” Individual businesses need to decide if a surcharge would create tension in the business/customer relationship however, it is reassuring to know that, if a business does decide to add a surcharge, it is becoming a far more mainstream option than it used to be.
From a legal standpoint, merchants are required under the Fair Trading Act to ensure representations around their card payment fees are accurate and not misleading. This means if you are being charged a 1.8% merchant fee by your bank, it is not reasonable to apply a 3% credit card convenience fee to your customer. We’ve noticed some merchants prefer to pass on only a portion of the cost with a surcharge – say 1% – as a cost recovery practice. For a $100 bill, that is just a $1 addition to the bill for the consumer.
The payments landscape is changing rapidly, and in the future new technology will dramatically change the way we pay and receive payments. In the meantime, the Restaurant Association are developing further information for members around surcharging, with implementation and training for staff. We’ll also continue advocating on behalf of members to ensure the payment system delivers good outcomes for both consumers and our member merchants.
Corresponding author
Marisa Bidois can be contacted at: marisa@restaurantnz.co.nz
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Johnson, David, and Stuart Kells. "Small Business Data Sources in Australia." Australian Economic Review 30, no. 2 (June 1997): 215–24. http://dx.doi.org/10.1111/1467-8462.00021.
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KELMAR, JOHN H. "ETHNIC ENCLAVES AND SMALL BUSINESS OWNERSHIP PATTERNS IN WESTERN AUSTRALIA." Journal of Enterprising Culture 02, no. 03 (October 1994): 833–55. http://dx.doi.org/10.1142/s0218495894000288.
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The Western Australian population base has been expanding due to a policy of increasing the immigrant component of the total population. Most of these migrants enter Western Australia through the family program, whilst the skill component accounted for one third the size of the family migrants. The tendency of many migrants is to reside in areas where previous migrants from their region already reside, thus forming ethnic enclaves. However, upon arrival, a significant number of migrants find that their overseas experiences and qualifications are not recognised to the same extent in Western Australia, and so they seek employment through entrepreneurial activities. This study examines Australian Census 1991 data to investigate the source of the current migration trends, their tendency to enter into entrepreneurial activities through self-employment or becoming an employer, and examines differences which may occur through occupational backgrounds and sex.
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Zaslavskaya, Veronika L., Roman K. Zaslavsky, and Svetlana V. Prokopchina. "INTELLIGENT PROCESSING OF BIG DATA IN SMALL BUSINESS TASKS BASED ON BAYESIAN INTELLIGENT TECHNOLOGIES." SOFT MEASUREMENTS AND COMPUTING 12, no. 61 (2022): 65–74. http://dx.doi.org/10.36871/2618-9976.2022.12.005.
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The article is devoted to solving the urgent problem of creating intelligent big data processing systems for small businesses. The specificity of information flows of small businesses, in particular in the service sector, is shown.The main tasks of increasing the efficiency of small businesses based on digitalization are identified. The methodology of the regularizing Bayesian approach (RBP), Bayesian intelligent measurement technologies (BII) and a digital platform for managing small businesses and creating monitoring and decision support systems are proposed. Based on this platform of the RBP methodology, a working sample of a complex for service enterprises – fitness centers has been developed. The unique properties of an intelligent complex are the possibilities of integrating different types of information, intelligent processing of large data streams in the form of numerical and linguistic information under conditions of considerable uncertainty In the software package for the service sector, various situations can be simulated when working with clients, as well as digital images of clients can be created to personalize work with each of them for the organization of effective and profitable work of small business companies.
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HULTEN, ANDREW VAN, and ABDULLAHI D. AHMED. "MIGRANT ENTREPRENEURS' ACCESS TO BUSINESS FINANCE IN AUSTRALIA." Journal of Developmental Entrepreneurship 18, no. 01 (March 2013): 1350003. http://dx.doi.org/10.1142/s1084946713500039.
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Migration status has been neglected both theoretically and empirically in the financial discrimination literature. Drawing on data from a comprehensive survey of small- and medium-sized businesses in Australia, this paper tests whether Australia's migrant entrepreneurs have greater difficulty accessing external business finance than their Australia-born counterparts. In doing so, it tests the theoretical proposition that the passage of time (or time spent in Australia) mediates a relationship between migration status and access to business finance by determining borrow-lender information asymmetries. We find that long-term migrant entrepreneurs are more likely than Australia-born entrepreneurs to: (1) report access to finance as an obstacle, (2) pass up investment opportunities because of inadequate access to finance, and (3) have obtained funding from family and friends. However, no significant differences are found between migrant and Australia-born entrepreneurs in terms of denial and discouragement rates, or their past use of bank finance.
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Wijaya, Wijaya, Sri Mulyani, and Emiliana Emiliana. "IMPLEMENTATION OF PRODUCT STANDARDIZATION POLICY SMALL AND MEDIUM INDUSTRY (IKM) IN WOOD PROCESSING RESULTS." UNTAG Law Review 1, no. 1 (May 31, 2017): 78. http://dx.doi.org/10.36356/ulrev.v1i1.525.
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<p>The policy of the Minister of Trade which stipulates Ministerial Regulation No. 97 / M-DAG / PER / 12/2014 on the provisions on the export of forestry industry products implements the obligation to apply product standardization with SVLK (Timber Legality Verification System) to processed wood products from January 1, 2015. SVLK requirements for Small and Medium Enterprises (IKM), especially wood furniture and handicraft industries, are simplified in the form of self declaration as set forth in the document "Export Declaration." However, the Export Declaration Policy set by the government as an alternative for furniture business actors who do not have SVLK does not apply in European market and Australia. The results of research in Central Java Province found the furniture industry as a superior product, the number of SMEs that canceled its export contract causing the loss by stopping furniture exports even though this effort is done by the government in order to improve competitiveness.</p>
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MAZZAROL, TIM. "PARTNERSHIPS — A KEY TO GROWTH IN SMALL BUSINESS." Journal of Enterprising Culture 07, no. 02 (June 1999): 105–25. http://dx.doi.org/10.1142/s021849589900008x.
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The conventional image of the small business owner is that of a highly independent individual, taking risks and 'doing it tough' with limited assistance from others. However, research conducted in the United Kingdom and Australia with high performance small firms suggest that this is not so. A multivariate data analysis of the relationship between business management practice and sales growth performance identified the importance of partnering. This refers to the process of working in partnership with people who affect the business. Partnering involves creating and maintaining partnerships with everyone who affects your business. Working in partnership involves the creative talents and energies of everyone who can affect your business. The effect is that everyone, from staff through to supplier and customers, works together for mutual gain. These findings suggest that the owner of a small business needs to view himself or herself less as a lonely, isolated battler and more as someone who can gain from partnering. A willingness to seek strategic alliances can prove a valuable source of potential growth for small firms.
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Nandita, Bella, Ma'mun Sarma, and Mukhamad Najib. "Faktor-Faktor yang Memengaruhi Keberhasilan Usaha UMKM Pengolahan Buah dan Pengolahan Susu." Jurnal Manajemen dan Organisasi 9, no. 1 (February 25, 2019): 1–9. http://dx.doi.org/10.29244/jmo.v1i1.25342.
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Micro, small and medium enterprises are able to safe the economy, especially in Indonesia. On the other hand, Indonesia has to face the Asian Economic Community in 2025, that is why micro small and medium enterprises need to understand the factors of business success to compete in to participate in Asian Economic Community. The aims of this research are to know the business characteristics and businessmen characteristics of micro small and medium enterprises fruit and milk processing and to analyze factors affecting business success. Questionnaire surveys have been conducted to 31 respondents for each clusters, milk processing and fruit processing. Data were analyzed by descriptive and multiple linear regression analysis. Multiple linear regression has been conducted in order to examine the relative impact of the identified factors on business success. The factor that affecting business success in fruit and milk processing was entrepreneurial marketing and government policies. The results of this research can be beneficial to relevant agencies.
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Aklimawati, Lya, Djoko Soemarno, and Surip Mawardi. "Factors Affecting Micro and Small-Scale Industries Income: A Case Study on Coffee Processing Industry." Pelita Perkebunan (a Coffee and Cocoa Research Journal) 32, no. 2 (August 31, 2016): 138–48. http://dx.doi.org/10.22302/iccri.jur.pelitaperkebunan.v32i2.216.
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Development the competitive industries primarily small firms ought to be realized for improving economic growth of a community. Small industries have an important role especially on income equity improvement in rural areas. The objective of this study was to assess industry players motivation for developing their business in coffee processing and also to analyze factors which influence business income focused on micro and small-scale coffee industries in Bondowoso District. Survey method was used in this study for collecting primary and secondary data. A number of respondents were 25 coffee industry players who be determined by judgement sampling method. Data were analyzed by descriptive and statistic method. Multiple linear regression was used in the suspected factors that affect small industries income. The results indicated that the main motivation of industry players in initiating and developing coffee business was financial incentive. Consecutively, indicators that may explain industry player’s motivation were expectation, motive and incentive. Micro and small-scale industries income was affected by raw material, marketing reach, technology and business experience. Meanwhile, micro and small-scale industries income was not affected by labor cost and source of capital.
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Hendri, Ridar, Eni Yulinda, and Clara Yolandika. "Halal Practices on the Shrimp Paste Processing Industries for Business Development in Rokan Hilir, Riau Indonesia." International Journal of Halal Research 4, no. 1 (April 25, 2022): 14–18. http://dx.doi.org/10.18517/ijhr.4.1.14-19.2022.
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This survey research aims to analyse the application of halal practices on the terasi (shrimp paste) processing industry in Rokan Hilir Regency, Riau Province, Indonesia. The location was determined purposively because it is the centre of the largest shrimp paste processing industry in the province. There’re 10 of 54 the total shrimp paste processing companies were sampled: two large companies, two medium companies, and six small companies. Data was collected by interviewing the owner of the company as a respondent, using a questionnaire guide. Data of halal practices refer to the Halal Fatwa Standardization of the Indonesian Ulema Council, include: manufacturer management, physical facilities, production equipment facilities, processing procedure, and storage procedures. Data processing used descriptive statistical methods with SPSS version 25. The results showed that the halal practices application level on the shrimp paste processing industries in Rokan Hilir was still low, the average is only 67.10%. The application rate showed that large companies (69.66%), small companies (50.66%), and medium (94.98%). The low application of halal practices in shrimp processing large-companies, because the owner come from non-Muslim circles so they don't understand well the principles of halal. Meanwhile in small companies, it’s caused by limited capital, especially to build processing facilities whose quality’s standard and could be well controlled. This phenomenon’s worried because it could threaten the sustainability of the shrimp paste processing industry in Rokan Hilir in the future. The last, the products’re marketed to Java Island, Indonesia and Malaysia, which are Muslim dominantly.
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Weber, Paull, Louis Andre Geneste, and Julia Connell. "Small business growth: strategic goals and owner preparedness." Journal of Business Strategy 36, no. 3 (May 18, 2015): 30–36. http://dx.doi.org/10.1108/jbs-03-2014-0036.
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Purpose – This paper aims to identify and empirically test whether growth preparedness and success perceptions are important, discriminating small business owner (SBO) characteristics that influence strategic direction. The intended outcome was to create a strategic typology that resonates with the realities of small business owners, their advisors and policy makers. Design/methodology/approach – Empirical data were collected online and by postal survey from 340 small businesses from multiple industry sectors across Australia. Analysis is correlational resulting in the development of a 2 × 2 matrix of strategy types. Findings – This paper provides evidence that although a majority of SBOs are not preparing for growth, many still perceive their business as successful. Further, the empirical data demonstrate that growth preparedness and perceived success can be used to classify SBOs into distinct strategic types. While the categories developed show some similarities with the Miles and Snow (1978) typology, they also highlight divergent qualities. Consequently, this paper identifies circumstances where small business strategy must be treated differently from the larger enterprises for which the Miles and Snow typology was developed. Practical implications – By providing a concise tool for inclusion in surveys, researchers and practitioners can identify varying strategic types within their own targeted business cohorts. Originality/value – The growth/success matrix is original, the value for policy makers and other professionals assisting and supporting SBOs lies in its simplicity as a tool for identifying strategic types in any small business population. Specifically, the matrix provides a valid and reliable empirical analysis tool where none previously existed.
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Rahman, Aviv Yuniar, Bagus Setyawan, Feddy Wanditya Setiawan, and April Lia Hananto. "Model Pengolahan Kas UMKM Sampah Organik untuk Pakan Cacing menggunakan Finite State Automata." Jurnal Ilmiah FIFO 11, no. 2 (November 1, 2019): 165. http://dx.doi.org/10.22441/fifo.2019.v11i2.006.
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Financial processing is currently widely used for business purposes. The business includes small and medium businesses. With these small and medium businesses, the system used still uses financial processes manually in its processing. As a result, there are often errors in the calculation process as well as income and expenditure. And not the same as the results of the calculation. In this cash processing application system, it can help small and medium entrepreneurs to calculate large amounts of data. And will reduce the error rate. The application model is designed using Finite State Automata. With this model, it can be seen that the value of the design testing process shows that the first and second designs have smaller processing processes compared to the third design. It can be said that to conduct data processing in a large way the third design is more accurate than the first and second. It is hoped that this application can be applied by other small and medium micro-entrepreneurs, and can assist in carrying out a more efficient financial management process.
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Riski Amalia Madi, Buyung Sarita, Agustinus Tangalayuk, and Ece Yulianti. "The Effect of Business Orientation on Small Business Performance in Kendari City." Indonesian Journal of Innovation and Applied Sciences (IJIAS) 1, no. 1 (February 25, 2021): 19–30. http://dx.doi.org/10.47540/ijias.v1i1.158.
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Small businesses engaged in the food industry sector in the city of Kendari is a business activity that is broadly classified as small and is built by individuals or middle-to-lower groups. The purpose of business development is to earn profits with different levels of performance. One factor that can affect performance is the dimension of entrepreneurial orientation which consists of innovation, proactivity, risk-taking, competitive aggressiveness, and autonomy. The purpose of this study is to examine and provide empirical evidence about the effect of entrepreneurial orientation on the performance of small businesses. The sampling technique in this study uses the probability sampling technique. The analysis used is quantitative analysis using multiple linear regression analysis and quantitative data processing using SPSS 24.0. The results of the analysis using multiple linear regressions found that innovation, proactivity, risk-taking, and competitive aggressiveness have a positive and significant effect on the performance of Small and Medium Enterprises. While autonomy has a positive and not significant effect on the performance of small businesses.
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Urosevic, Milovan, Ganesh Bhat, and Marcos Hexsel Grochau. "Targeting nickel sulfide deposits from 3D seismicreflection data at Kambalda, Australia." GEOPHYSICS 77, no. 5 (September 1, 2012): WC123—WC132. http://dx.doi.org/10.1190/geo2011-0514.1.
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The greenstone belts of the Yilgarn Craton, Western Australia, host numerous Archaean gold, nickel, and iron ore deposits. These deposits typically are found in complex geologic structures hidden by a deep, heterogeneous, and often conductive regolith profile. This added complexity limits the depth of penetration for the potential field methods, but at the same time opens new revenue possibilities through the application of seismic methods. To explore this opportunity, we acquired high-resolution, experimental, 3D seismic data over Lake Lefroy in Kambalda, Western Australia. The main objective was to map exceptionally complex, deep structures associated with Kambalda dome. Survey design used 3D ray tracing to improve the distribution of the common reflection points across ultramafic-basalt contacts which host numerous small, high-grade nickel sulfide deposits. A combination of small explosive sources, high-shot/receiver density, and exceptionally good coupling over the ultrasalty lake surface produced seismic data of very high quality. Processing focused on computation of accurate static and dynamic corrections, whereas imaging was helped by the existing geologic model. Advanced volumetric interpretation supported by seismic forward modeling was used to guide mapping of the main lithological interfaces and structures. Forward modeling was carried out using rock properties obtained from ultrasonic measurements and one borehole, drilled in the proximity of the 3D seismic volume. Using this information, geometric constraints based on the typical size of ore bodies found in this mine and a simple window-based seismic attribute, several new targets were proposed. Three of these targets subsequently have been drilled and new zones of mineralization were intercepted. The case study presented demonstrates that high-quality, high-resolution, 3D seismic data combined with volumetric seismic interpretation could become a primary methodology for exploration of deep, small, massive sulfide deposits distributed across the Kambalda area.
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Robinson, Jr., Alfred V. "A Study Of The Use Of Financial Ratios In Smaller Business Enterprises." Journal of Applied Business Research (JABR) 1, no. 1 (November 2, 2011): 9. http://dx.doi.org/10.19030/jabr.v1i1.6589.
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Entrepreneurs should be aware of the currently high rate of failure for small business firms and the consequent need for well-formulated and strategic planning, implementation and evaluation of the smaller business firm. Many of these basic forms of analysis can be derived from financial statement and reporting disclosures for the smaller business firm. These tools for management planning and decision-making are increasingly available with the use of electronic data processing (EDP) systems in the creation of financial data for a business organization.Recognizing the need for systematic use and evaluation of these financial data by small business owners, this study focused upon the use of a set of widely discussed financial ratios by a sample group of small business owners in the Chicago metropolitan area.
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Firnalista, Nadia, Nofialdi, and Zednita Azriani. "Impact of Entrepreneurial Characteristics and Access to Credit on Business Performance of Small Business (Case: Brown Sugar Processing in Agam District)." Indonesian Journal of Agricultural Research 3, no. 1 (July 1, 2020): 56–64. http://dx.doi.org/10.32734/injar.v3i1.4289.
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Small businesses' performance needs to be improved because it plays an essential role in driving economic growth and development. This study focuses on examining the effect of entrepreneurial characteristics on small business performance. Data was collected through a survey by giving questionnaires to 100 small business entrepreneurs processing brown sugar. Structural Equation Model (SEM) was chosen to ensure the relationship between variables. Empirical findings indicate that entrepreneurial characteristics affect business performance directly and indirectly through credit access, entrepreneurial characteristics affect credit access, and credit access affects business performance. Business performance improvement of brown sugar entrepreneurs needs government assistance and building networks.
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Ratnaningtyas, Sudrajati, Acip Sutardi, and Yogi Makbul. "The Influence of Entrepreneurship Capability to Micro and Small Business Growth in Indonesian Fish Processing Industry." International Journal of Engineering & Technology 7, no. 3.25 (August 14, 2018): 100. http://dx.doi.org/10.14419/ijet.v7i3.25.17476.
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This study aims to measure the entrepreneurship capability and its influence on business growth in the fish processing industry which is a supporter of the culinary industry. There are three dimensions of entrepreneurship capability included in the model: entrepreneurial skills, management skills, and technical skills, with each factor. The research was conducted in fish production center in West Java Indonesia, in 2017. The research method used was survey method by Two-Stage Cluster Random sampling technique; and used primary and secondary data. Data analysis technique used Compound Annual Growth Rate (CAGR) to measure business growth, and Structural Equation Model (SEM) to analyze the influence of entrepreneurship on business growth. The results showed that communication, ability to take risk, innovative, change-oriented, persistent, proactiveness, committed, planning and goal setting, decision making, motivating, marketing, inner control, design, environment observation, critical path method, work break down structure are indicators appropriate to be a measure of entrepreneurial capability, especially for micro and small business manager. Entrepreneurship capability significantly influenced business growth at 95 percent confidence level. It means that when entrepreneurship capability is improved it will increase the business growth rate of micro and small business in the fish-based food processing industry in Indramayu Regency.
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Kamall Khan, Yasmin, Jati Kasuma, and Azrin Ali. "The Challenges of Small and Medium Businesses in Managing Human Capital towards SMEs Performance – A Qualitative Study." Asian Journal of Business and Accounting 15, no. 1 (June 30, 2022): 311–43. http://dx.doi.org/10.22452/ajba.vol15no1.10.
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Manuscript type: Research paper Research aims: Currently, machinery is replacing most human capital to save cost, but the value of human capital that contributes to the performance of SMEs is invaluable. SMEs were used to explain the connection between human capital and SMEs performance in South Australia. Design/Methodology/Approach: Five case studies on SMEs in South Australia were used in this study. The analysis of qualitative data entailed data coding, within-case analysis, and cross-case analysis. Research findings: The cross-case analysis result is unsurprising considering that all five firms depend on their employees to work and keep the firm in operation. The cross-case analysis results are mixed in respect to the connection between human capital and the several types of performance measurement. The results, therefore, need to be interpreted with caution. SMEs perform solely through the skills, experience, and knowledge of their employees. This distinction occurs when the knowledge and information that employees gain are focused directly on the employee’s initiative, decision-making and critical thinking skills. Investment in human capital should be done carefully based on the limited resources of SMEs. Theoretical contribution/Originality: Most research has shown the link between human capital and firm performance. However, the degree to which investment in human capital contributes to the type of performance is yet to be explored based on qualitative data especially regarding SMEs in South Australia. Practitioner/policy implication: The sustainable development goal (SDG) entails a steady improvement in people’s well-being in a good environment. Thus, decisions about investment in human capital and the use of temporary workers should be taken jointly by personnel managers, in accordance with the size of the firm. If this holistic view is ignored, a full understanding of the impact of human capital on the firm’s performance will be obscured. On the other hand, a common feature that large and small firms share is an incompatibility between human capital and temporary employment. Research limitation/implications: The main limitation of this study was the sample of the study that comprised solely of South Australia SMEs. Thus, this study outcome may not be generalisable to the whole Australia as a country. Further investigation across different states would expand knowledge of the complicated patterns of HC. Keywords: Human capital, SME, Productivity, Profitability, South Australia JEL Classification: M12
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Karim, Shakir. "Big data: challenges and opportunities in Australia." Global Journal of Business, Economics and Management: Current Issues 10, no. 1 (March 30, 2020): 01–20. http://dx.doi.org/10.18844/gjbem.v10i1.4502.
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Big Data has generated and is continuing to create a lot of buzz in not only the technology field but across the globe. It promises significant interventions, big changes, innovations, and integration with and within the routine lives. Big Data helps people to arrive at new answers and new ways of making life better for people. The past few years have seen Big Data moving forward dramatically. 2020 holds a lot of promise regarding emerging trends in this fantastic new domain. This paper therefore presents a comprehensive analysis of issues in the context of Big Data in Australia and relevant consequences formed by Big Data. Identifying the issues can assist in a better and clear understanding of extents for prospective development and advance within the Big Data industry and support online sector of Australia. This paper mainly has used secondary research data analysis and methods to provide a broad investigation of the issues relevant to Big Data in Australia, the reasons of those issues in Small to Mid-Sized Enterprises-SMEs. The research is subject to academic journal articles, conference proceedings, academic text books, project reports, media articles, corporation-based documents and other appropriate information. The study found that Big Data allows the potential users to do prompt decision making at the point of job responsibility. Big Data provides the flexibility of connecting to business anywhere and anytime. It has the potential to revolutionize the research. It also helps achieving the goals of turning all the collected data into actionable wisdom. Finally, the review found that Big Data allow Australian employees to be more flexible and productive in their work. However, it may be one of the biggest disruptors, but only if we interpret it using a human touch.
Keywords: Big Data, Challenges, Opportunities, Australia;
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Brown, Kerry, Ferry Jie, Thi Le, Jalleh Sharafizad, Fleur Sharafizad, and Subhadarsini Parida. "Factors Impacting SME Business Resilience Post-COVID-19." Sustainability 14, no. 22 (November 10, 2022): 14850. http://dx.doi.org/10.3390/su142214850.
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The ability of an organization to respond to a crisis with agility is vital for business leaders to maintain business continuity. Our paper examined how business owners responded to the challenges caused by the pandemic. Using online surveys for data collection, we investigated a critical agility issue of supply chain risks through understanding the interrelationship of various business capability factors. Partial least squares path modeling (PLS-PM) was applied to a sample of 220 participants who were owners of micro, small, and medium businesses in Western Australia. The findings showed that the businesses’ efficiency, financial strength, and flexibility in sourcing affected the businesses’ supply chain risks negatively. More support for labor productivity, asset utilization, waste elimination, financial reserves, portfolio diversification, and credit access needs to be introduced to enhance the resilience of the business supply chain. This paper is novel, as we used the data collected in Western Australia, where the SMEs were still affected by the global supply chain disruption but lacked protracted lockdowns, as had occurred nationally and globally during the COVID-19 period.
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Maziriri, Eugine Tafadzwa, and Miston Mapuranga. "MODELING THE NEXUS BETWEEN ENTREPRENEURIAL MARKETING DIMENSIONS AND BUSINESS GROWTH AMONG SMALL AND MEDIUM AGRO-PROCESSING ENTERPRISES IN ZIMBABWE." Journal of Agribusiness and Rural Development 48, no. 2 (August 5, 2018): 153–63. http://dx.doi.org/10.17306/j.jard.2018.00407.
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This study aims to determine the relationship betweenentrepreneurial marketing dimensions and businessgrowth among small and medium agro-processing enterprisesin Zimbabwe. The methodology involved a quantitative approachto collecting and analyzing research data. The fieldstudy was conducted in Bindura, Zimbabwe to collect researchdata from 260 managers of agro-processing SMEs. Usingthe SPSS 24 and AMOS 24 software, the Structural EquationModeling (SEM) procedure was performed to analyze theresearch data. The study’s findings validate the assertion thatdimensions such as product innovation, entrepreneurial orientation,risk-taking and resource leveraging are instrumental instimulating business growth among agro-processing SMEsin Zimbabwe. A robust relationship was also found betweenresource leveraging and business growth. Moreover, managerialimplications of the findings were discussed and limitationsand future research directions were indicated
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Christenson Jr., Arthur Paul, and William Shalom Goldstein. "Impact of data analytics in transforming the decision-making process." Business & IT XII, no. 1 (2022): 74–82. http://dx.doi.org/10.14311/bit.2022.01.09.
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Although business analytics is becoming more and more used to provide data-driven insights to support decision making, there is little research on how business analytics may be used at an organizational level to enhance decision making effectiveness. This paper develops a study model linking company analytics to organizational decision-making effectiveness, using the info processing view as well as contingency theory. Based on 740 responses from UK business organizations, the research model is examined using structural situation modelling. Key findings show that business analytics can be done through key findings. Mediating a data driven environment positively affects information processing abilities, which have a good impact on decision-making effectiveness in turn. The findings also show that the pathways from company analytics to decision making are obvious. There are no statistical differences between large and small businesses, but several differences between the manufacturing and professional services industries. Our findings add to the literature on business analytics by offering helpful insights into company analytics applications and the facilitation of data driven decision making. They also improve the knowledge and understanding of managers by showing how business analytics needs to be applied to improve decision making effectiveness.
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Redmond, Janice, Elizabeth Anne Walker, and Jacquie Hutchinson. "Self-employment: is it a long-term financial strategy for women?" Equality, Diversity and Inclusion: An International Journal 36, no. 4 (May 15, 2017): 362–75. http://dx.doi.org/10.1108/edi-10-2016-0078.
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Purpose Becoming self-employed has appeal to both genders. For many women, balancing work and family is a key motivator. However, businesses owned and operated by women are often very small, with limited turnover. This potentially can have disastrous consequences when these women come to retire, unless a solid retirement savings strategy has been considered. The purpose of this paper is to outline many of the issues and implications of a lack of research in this area. Design/methodology/approach Data were collected from 201 small business owners via a convenience sample derived from various databases. The survey was completed on-line and analysed using SPSS. Findings Many self-employed women in Australia have neither enough savings for their retirement, or an actual retirement plan. This is exacerbated by the lack of regulation requiring mandatory contributions into a superannuation (personal pension) fund by small business owners, unlike pay as you go employees, whose employers must contribute a certain about on their behalf. Social implications Middle-to-older aged women are the biggest cohort of homeless people in Australia. This is likely to grow as self-employed Baby Boomers stop working and find they do not have sufficient personal financial resources to fund their retirement. Originality/value Whereas there is much written about gender and small business ownership, as well as retirement and savings planning, these two areas have not been researched before in Australia. Yet it is an issue for the majority of small business owners, particularly women.
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DEWI, NI KOMANG NITA, MADE ANTARA, and WIDHIANTINI WIDHIANTINI. "Analisis Usaha Pengolahan Indutri Batu Bata dan Dampaknya terhadap Penyusutan Lahan Sawah di Desa Nyitdah Kecamatan Kediri Kabupaten Tabanan." Jurnal Agribisnis dan Agrowisata (Journal of Agribusiness and Agritourism) 11, no. 1 (July 26, 2022): 292. http://dx.doi.org/10.24843/jaa.2022.v11.i01.p27.
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Analysis of Brick Processing Business and Its Impact on Rice Lands Conversion in Nyitdah Village, Kediri District, Tabanan Regency. The brick industry includes a production process that converts clay into other products that have more usability. This study aims to identify the brick production process, analyze the income and feasibility of the brick processing business, and the impact of brick processing business on rice land conversion. The research location was determined purposely, namely Nyitdah Village, Kediri District, Tabanan Regency. Most people in the village work in the brick processing business and the business could be considered as a small industry. The 61 samples were determined by using simple random sampling method. The data used in this study are primary and secondary data. The results show that the brick processing business is efficient and modern. Total net income from the brick industry is IDR 9,274,499.00 / month. The brick processing business seems feasible, considering the R / C Ratio > 1 and the BEP is less than the amount of production and the price in Nyitdah Village. However, the business has an impact on rice land conversion due to the construction of brick processing plants in rice cultivated lands. The average rice land conversion that occurs in Nyitdah Village is 0.4 ha / year.
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Ticehurst, Catherine, Zheng-Shu Zhou, Eric Lehmann, Fang Yuan, Medhavy Thankappan, Ake Rosenqvist, Ben Lewis, and Matt Paget. "Building a SAR-Enabled Data Cube Capability in Australia Using SAR Analysis Ready Data." Data 4, no. 3 (July 15, 2019): 100. http://dx.doi.org/10.3390/data4030100.
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A research alliance between the Commonwealth Scientific and Industrial Research Organization and Geoscience Australia was established in relation to Digital Earth Australia, to develop a Synthetic Aperture Radar (SAR)-enabled Data Cube capability for Australia. This project has been developing SAR analysis ready data (ARD) products, including normalized radar backscatter (gamma nought, γ0), eigenvector-based dual-polarization decomposition and interferometric coherence, all generated from the European Space Agency (ESA) Sentinel-1 interferometric wide swath mode data available on the Copernicus Australasia Regional Data Hub. These are produced using the open source ESA SNAP toolbox. The processing workflows are described, along with a comparison of the γ0 backscatter and interferometric coherence ARD produced using SNAP and the proprietary software GAMMA. This comparison also evaluates the effects on γ0 backscatter due to variations related to: Near- and far-range look angles; SNAP’s default Shuttle Radar Topography Mission (SRTM) DEM and a refined Australia-wide DEM; as well as terrain. The agreement between SNAP and GAMMA is generally good, but also presents some systematic geometric and radiometric differences. The difference between SNAP’s default SRTM DEM and the refined DEM showed a small geometric shift along the radar view direction. The systematic geometric and radiometric issues detected can however be expected to have negligible effects on analysis, provided products from the two processors and two DEMs are used separately and not mixed within the same analysis. The results lead to the conclusion that the SNAP toolbox is suitable for producing the Sentinel-1 ARD products.
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Siahainenia, Stevanus Marelly, and Johanis Hiariey. "PROSPEK PENGEMBANGAN UMKM PENGOLAHAN IKAN DI KOTA AMBON." PAPALELE (Jurnal Penelitian Sosial Ekonomi Perikanan dan Kelautan) 1, no. 1 (June 30, 2017): 10–15. http://dx.doi.org/10.30598/papalele.2017.1.1.10.
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Small- and medium Micro Enterprises (SMME) of fish processing in Ambon City play an important role in employment and income, but identified that the enterprises deal with developing problems. The objectives of this research are to identify characteristics of the micro enterprises of fish processing, to analyze financial feasibility, and to identify determinant of development of the micro enterprises of fish processing in Ambon city. Primary data were gathered from six micro enterprise units of fish processing using survey technique, while secondary data were obtained from official publications. Data were analyzed using qualitative and quantitative methods. The results show that the micro enterprises of the fish processing are categorized as a small- and medium enterprise (SMME) based on the business capital, level of production, ineffectual function of institution, locally product marketing, and lack of management skill in business. Empirical results indicate the SMME of CV. Nacha and PT. Maluku Maya Mandiri are feasible to be developed. Some factors that need to be concerned in developing the SMME of fish processing in Ambon city are of capital availability, skilled worker, product promotion, and marketing strategy.
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Yasin, Alim, Toh Yen Pang, Chi-Tsun Cheng, and Miro Miletic. "A Roadmap to Integrate Digital Twins for Small and Medium-Sized Enterprises." Applied Sciences 11, no. 20 (October 12, 2021): 9479. http://dx.doi.org/10.3390/app11209479.
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In the last decade, Australian SMEs are steadily becoming more digitally engaged, but they still face issues and barriers to fully adopt Industry 4.0 (I4.0). Among the tools that I4.0 encompasses, digital twin (DT) and digital thread (DTH) technologies hold significant interest and value. Some of the challenges are the lack of expertise in developing the communication framework required for data collection, processing, and storing; concerns about data and cyber security; lack of knowledge of the digitization and visualisation of data; and value generation for businesses from the data. This article aims to demonstrate the feasibility of DT implementation for small and medium-sized enterprises (SMEs) by developing a framework based on simple and low-cost solutions and providing insight and guidance to overcome technological barriers. To do so, this paper first outlines the theoretical framework and its components, and subsequently discusses a simplified and generalised DT model of a real-world physical asset that demonstrates how these components function, how they are integrated and how they interact with each other. An experimental scenario is presented to transform data harvested from a resistance temperature detector sensor connected with a WAGO 750-8102 Programmable Logic Controller for data storage and analysis, predictive simulation and modelling. Our results demonstrate that sensor data could be readily integrated from Internet-of-Things (IoT) devices and enabling DT technologies, where users could view real time data and key performance indicators (KPIs) in the form of a 3D model. Data from both the sensor and 3D model are viewable in a comprehensive history log through a database. Via this technological demonstration, we provide several recommendations on software, hardware, and expertise that SMEs may adopt to assist with their DT implementations.
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Novriansyah, Yudhi, and Ainun Ainun. "PENGARUH ADAPTASI KEWIRAUSAHAAN DAN KARAKTER WIRAUSAHA TERHADAP KINERJA USAHA PENGOLAHAN MAKANAN DI KABUPATEN BUNGO." JURNAL LENTERA BISNIS 11, no. 3 (October 1, 2022): 338. http://dx.doi.org/10.34127/jrlab.v11i3.649.
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<p align="justify">This study is entitled The Effect of Entrepreneurial Adaptation and Entrepreneurial Character on Food Processing Business Skill in Bungo Regency. The object of this research is Small Business Actors in the field of Food Processing in Bungo Regency Participants of Food Operator Training Batch 1-IV in 2021. This study uses a purposive sampling technique with a sample of 67 people. The data processing used multiple regression analysis and SPSS software version 25. The results of the study found that Entrepreneurial Adaptation had an effect on Food Processing Business Performance in line with Vera Dwi Cahyani's research (2017), while Entrepreneurial Character had an effect on Food Processing Business Skill in line with the research of Nurul Fikri (2018).</p><p><strong>Keywords</strong>: Entrepreneurial Adaptation, Entrepreneurial Character, Food Processing</p>
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Putri, Ariella Ramadhani, Didi Rukmana, and Rahmadani Rahmadani. "VALUE ADDED BUSINESS OF MILK FISH POND IN PINRANG REGENCY." Agribusiness Journal 4, no. 2 (December 30, 2021): 27–32. http://dx.doi.org/10.31327/aj.v4i2.1656.
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Milkfish is no longer just a superior commodity in Pinrang Regency, but it has become an inflation suppressor in South Sulawesi, so that representatives of Bank Indonesia South Sulawesi have made the milkfish commodity a development cluster in Pinrang Regency. This study aims to analyze the added value of various types of milkfish products processed by milkfish processing household industries in Pinrang Regency. The research was conducted in Pinrang Regency, South Sulawesi Province. The location selection was carried out purposively with the consideration that the location is an area where milkfish processing is located. The respondents used were one home industry. The data analysis used is descriptive qualitative method of data and information and Hayami method. The results showed the added value produced by the processing of boneless fish products with a small size of Rp. 3,450,-/head, medium size Rp. 6.182,-/head, large size Rp. 15,972,-/fish, shredded fish bone product Rp. 41,991,-/pack and Meatball products Rp. 60,923,-/ pack. This shows that the development of the milkfish processing industry provides added value (positive). It is hoped that the government can further develop the milkfish processing industry in Pinrang Regency because it can provide beneficial value for milkfish farmers.
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Nnko, Eliakira, and Elia John. "The Influence of Learning Orientation on Performance of Micro and Small Agro-processing Enterprises in Tanzania." International Journal of Scientific Research and Management 10, no. 09 (September 16, 2022): 3861–74. http://dx.doi.org/10.18535/ijsrm/v10i9.em05.
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Firms that operate in dynamic and competitive business environment require strong learning orientation to build competitive edge and accelerate their performance. This study examines the influence of learning orientation on performance of micro and small agro-processing enterprises in Tanzania. Learning view holds that, organizations that can learn the business environment are in a better position to perform than their rivals. However, there exists scant literature on the relationship between learning orientation and performance specifically in micro and small agro-processing enterprises in developing economies like Tanzania. The current study put forward to contribute to the existing knowledge with empirical evidence relating the learning orientation dimensions of commitment to learning, open-mindedness and shared vision with firm performance. The study adopted a cross-sectional survey design whereby data were collected through structured questionnaire from 302 agro-processing firms in Dar es Salaam, Morogoro and Arusha regions in Tanzania. The analysis was carried through Structural Equation Modeling with SPSS IBM AMOS software version 21. The findings revealed that, all three constructs of learning orientation have positive significant influence on the firm performance. This suggests that, the agro-processing MSEs should strengthen their learning orientation for better business performances. Besides, the policies related to agro-processing should provide enabling environment for the small firms to learn and build their competitiveness for the improved performances.
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Leggate, William, Robert L. McGavin, and Tom Lewis. "An assessment of native forests in Queensland for the potential supply of small-diameter, peeler logs for spindleless lathe rotary-veneer processing." BioResources 14, no. 4 (October 16, 2019): 9485–99. http://dx.doi.org/10.15376/biores.14.4.9485-9499.
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Spindleless lathes have shown great potential for the efficient conversion of small native forest logs in Australia. However, a major impediment to the further commercial adoption of this processing approach for native forest small-diameter logs is the absence of reliable and available data on the quantities of logs possibly available and suitable for this purpose. This study undertaken in hardwood and white cypress pine (Callitris glaucophylla) native forests and at sawmills in Queensland, Australia, demonstrated that there are potentially substantial quantities (up to 10.5 m3 per hectare of Crown native hardwood, 14 m3 per hectare of private forest hardwood and 75,000 m3 per year of Crown white cypress pine) logs suitable for spindleless lathe rotary veneer processing. However, access to and utilization of these logs will depend on many factors including accommodating Government policies and log supply agreements; potential alterations in the code of practice for native forest harvesting, silviculture, tree marking and sales practices; diversion of logs from other uses; and development of appropriate log specifications.
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Hefti, J., S. Dewing, C. Jenkins, A. Arnold, and B. E. Korn. "IMPROVEMENTS IN SEISMIC IMAGING, IO JANSZ GAS FIELD NORTH WEST SHELF, AUSTRALIA." APPEA Journal 46, no. 1 (2006): 135. http://dx.doi.org/10.1071/aj05009.
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The Io Jansz gas field is situated in the Carnarvon Basin on the North West Shelf of Australia. It is Australia’s largest gas field, estimated to hold over 20 TCF of gas reserves and covering an area of over 2000 km2. Following a series of appraisal wells and a 3D seismic survey, this field is moving rapidly towards development. Image quality of the 3D provided significant uplift over existing 2D surveys in the area. Expectations for resolution and business targets have been met through careful planning and the provision of staged deliverables.Despite the exceptional data quality, a number of technical challenges were encountered that led to operational changes and adaptations by the project team. Source height statics and severe image distortion due to overburden are examples of some of the challenges addressed. Consideration of the exploration history of this field and its associated imaging gives insight into the improvements in image quality that can be realised by careful selection of acquisition and processing parameters, high levels of quality control (QC) and modern processing algorithms. The ultimate success of this project was achieved through close cooperation within interdisciplinary teams comprised of partner technical staff and the seismic acquisition and processing contractor.
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Wietfeldt, R., W. Van Straten, D. Del Rizzo, N. Bartel, W. Cannon, M. Bailes, J. Reynolds, and W. Wilson. "The S2 Baseband Processing System for Phase-coherent Pulsar Observations." International Astronomical Union Colloquium 160 (1996): 21–22. http://dx.doi.org/10.1017/s0252921100040926.
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AbstractThe phase-coherent recording of pulsar data and subsequent software dispersion removal provide a flexible way to reach the limits of high time resolution, useful for more precise pulse timing and the study of fast signal fluctuations within a pulse. Because of the huge data rate and lack of adequate recording and computing capabilities, this technique has been used mostly only for small pulsar data sets. In recent years, however, the development of very capable, reasonably inexpensive high-speed recording systems and computers has made feasible the notion of pulsar baseband recording and subsequent processing with a workstation/computer. In this paper we discuss the development of a phase-coherent baseband processing system for radio pulsar observations. This system is based on the S2 VLBI recorder developed at ISTS/York University in Toronto, Canada. We present preliminary first results for data from the Vela pulsar, obtained at Parkes, Australia, and processed at ISTS/York University, and discuss plans for future developments.
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Putri, A. R., I. Rukmana, and Rahmadanih. "Additional Value of Bandeng Fish Fishing Business in The District Pinrang." IOP Conference Series: Earth and Environmental Science 921, no. 1 (November 1, 2021): 012088. http://dx.doi.org/10.1088/1755-1315/921/1/012088.
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Abstract Milkfish is no longer just a superior commodity in Pinrang Regency, but it has become an inflation suppressor in South Sulawesi, so that representatives of Bank Indonesia South Sulawesi have made the milkfish commodity a development cluster in Pinrang Regency. This study aims to analyze the added value of various types of milkfish products processed by milkfish processing household industries in Pinrang Regency. The research was conducted in Pinrang Regency, South Sulawesi Province. The location selection was carried out purposively with the consideration that the location is an area where milkfish processing is located. The respondents used were one home industry. The data analysis used is descriptive qualitative method of data and information and Hayami method. The results showed the added value produced by the processing of boneless fish products with a small size of Rp. 3,450, - / head, medium size Rp. 6.182, - / head, large size Rp. 15,972, - / fish, shredded fish bone product Rp. 41,991, - / pack and Meatball products Rp. 60,923, - / pack. This shows that the development of the milkfish processing industry provides added value (positive). It is hoped that the government can further develop the milkfish processing industry in Pinrang Regency because it can provide beneficial value for milkfish farmers.
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Nazier, Mostafa Medhat, Dr Ayman Khedr, and Assoc Prof Mohamed Haggag. "Business Intelligence and its role to enhance Corporate Performance Management." INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY 3, no. 3 (January 23, 2013): 08–15. http://dx.doi.org/10.24297/ijmit.v3i3.1745.
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As every small or large organization requires information to promote their business by forecasting the future trends, information is now the primary tool to understand the market trends and understand their own position in the market comparison to its competitors. Business intelligence is the use of an organizations disparate data to provide meaningful information and analyses to employees, customers, suppliers, and partners for more efficient and effective decision-making. BI applications include the activities of decision support systems, query and reporting, online analytical processing (OLAP), data warehouse (DW), statistical analysis, forecasting, and data mining.
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Windiana, Tiara, and Novi Tri Putri. "Strategi Pengembangan Industri Pengolahan Makanan Khas Bengkulu di Kota Bengkulu." Convergence: The Journal of Economic Development 3, no. 2 (July 19, 2022): 106–26. http://dx.doi.org/10.33369/convergence-jep.v3i2.22709.
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The objectives of this research are: (1) Knowing the internal and external factors in the development of small industry of Bengkulu typical food processing in Bengkulu City and (2) Formulating a development strategy to increase the growth of small industry of Bengkulu typical food processing in Bengkulu City. This research is a type of quantitative descriptive research. The types of data used are primary and secondary data obtained from the Central Statistics Agency of Bengkulu Province in 2016-2020 and the distribution of questionnaires. The data analysis method used is descriptive analysis and SWOT analysis. Based on the results of data analysis, it is found that the strategy that can be carried out for the business of developing Bengkulu specialties is the W-O strategy, namely: (a) Making regulations on the preservation of regional culture; (b) Build special food business centers; (c) Facilitation and support for business capital from the relevant agencies/agencies; and (d) Conducting bazaars or events for regional and national culinary specialties. Keywords: Strenght, Weakness, Opportunity, Threats and Strategy
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Mamun, Mehadi. "Human resource management practices and organisational performance: Evidence from small and medium-sized enterprises in Australia." Corporate Ownership and Control 19, no. 4 (2022): 163–71. http://dx.doi.org/10.22495/cocv19i4art14.
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Small and medium-sized enterprises (SMEs) are the drivers of economic activities in Australia. The present study provides empirical evidence on the connexion between the four key dimensions of human resource management (HRM) practices and organisational performance, in response to the call by earlier researchers that the influence of specific HRM practices on organisational performance needs to be further investigated across different countries and organisational contexts. A survey among SMEs in the South-Western region of Sydney in Australia was conducted and self-reported measures were applied to attain data on HRM practice aspects and businesses’ performance. Regression analyses were employed to assess the proposed relationships, and it was found that all dimensions except training and development exhibited positive relationships to organisational performance, as hypothesised. Discussion on the findings is underlined, so as are the implications of this study, limitations, and avenues for future researchers.
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Licker, P. S. "Computer Management: Human Resource Management and Business Success in Small, Hi-Tech Firms: Some Lessons for Data Processing." Computer Journal 32, no. 6 (December 1, 1989): 533–40. http://dx.doi.org/10.1093/comjnl/32.6.533.
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Cahyanti, Mega Mirasa, and Widiya Dewi Anjaningrum. "FAKTOR-FAKTOR YANG MEMPENGARUHI PERKEMBANGAN USAHA KECIL SEKTOR INDUSTRI PENGOLAHAN DI KOTA MALANG." Jurnal Ilmiah Bisnis dan Ekonomi Asia 11, no. 2 (September 1, 2018): 73–79. http://dx.doi.org/10.32812/jibeka.v11i2.50.
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This study aims to determine the factors that influence the development of the small business manufacturing sector in Malang town. This research is a kind of field research, where the primary quantitative data through questionnaire was taken directly from small businesses. The sampling technique that was used is purposive sampling, where the sample was selected based on the consideration which the sample could provide some informations that are suitable with the needs of the research. Based on the Slovin formula, a predetermine number of samples that taken was 89 small businesses. Based on the result taken by data processing and factor analysis using SPSS 23, shows that the factors which influence the development of small business manufacturing sector are the quality of human resources, production systems, financial management systems, marketing strategies, the partnership system, the quality of infrastructure and regulation. In this case, the factor which has the higest significant effect is partnership system. Finally, improving the partnership system on small business should be developed not only with suppliers, but also with the government, large business, financial institutions and business centers. Therefore, these small business could be thrive.
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Sarma, Ma’mun, Stevia Septiani, and Marthin Nanere. "The Role of Entrepreneurial Marketing in the Indonesian Agro-Based Industry Cluster to Face the ASEAN Economic Community." Sustainability 14, no. 10 (May 19, 2022): 6163. http://dx.doi.org/10.3390/su14106163.
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The agro-industry plays an important role in the Indonesian economy. However, Micro, Small and Medium Enterprises (MSMEs) in this industry face various challenges to be competitive, one of which is the implementation of the ASEAN Economic Community (AEC) agreement. The study aims to develop a model for the agro-industry Micro-Small Medium Enterprises to face the ASEAN Economic Community (AEC) using entrepreneurial marketing approaches. This research was conducted at three centers of agro-based industry clusters in Indonesia. The respondents were business actors representing the leading Micro-Small and Medium Enterprises (MSMEs) in the fruit-processing industry cluster, fish processing industry cluster and milk processing industry cluster. Primary data collection was conducted through structured interviews using close ended questionnaires. This study used Structural Equation Modelling analysis with a Partial Least Squares (PLS) approach to develop a model of enhancement for the agro-industry clusters in dealing with AEC. The findings suggest that the entrepreneurial marketing has significant impact in increasing business development and business competitiveness. The MSMEs possessing great competitiveness would be more ready to penetrate their business into other ASEAN markets. In addition, supportive government policies that encourage and improve innovativeness can significantly increase the entrepreneurial marketing ability.
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Miftahurrohman and Rosa Haniatul Wafiroh. "Implementasi Knowledge Management System pada Usaha Mikro Kecil Kecamatan Rowosari." Dinamika: Jurnal Manajemen Sosial Ekonomi 2, no. 1 (May 30, 2022): 93–102. http://dx.doi.org/10.51903/dinamika.v2i1.181.
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Micro, small and medium enterprises (MSMEs) are productive economic enterprises owned by individuals and business entities that meet the criteria as micro-enterprises from the agricultural, fishery, processing industries, handicraft industries and creative industries, the problem that occurs is that there is no regular updating of data. from the sub-district government so that many micro and small business actors have not been recorded thoroughly, with limited data it is certainly difficult for the sub-district government to convey information to micro and small business actors, delays in information also affect the relationship between the sub-district and business actors who are not good . This research was conducted to create and implement a knowledge management system that is equipped with location features so that it can facilitate data collection and knowledge management on micro and small businesses in Rowosari sub-district. This application is made using the PHP programming language and MySQL database. The results of this study indicate that the application of this knowledge management system can make it easier to collect data and manage information and knowledge about micro and small businesses.
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Supriyadi, Edy, Iha Haryani Hatta, and Darmansyah Darmansyah. "Analysis of Dominant Factors in Improving Performance of Small Medium Industry in the Field Marine and Fishing Processing." International Journal of Research in Business and Social Science (2147-4478) 6, no. 6 (October 19, 2017): 42–51. http://dx.doi.org/10.20525/ijrbs.v6i6.830.
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The existence of global market resulted in the increasing number of business actors, especially Small and Medium Enterprises (SMEs). Currently SMEs are experiencing increasingly fierce market competition. Even the competition is in an increasingly complex condition. Faced with this condition, SMEs are required to have the ability to survive and improve its performance. The population of this research is the perpetrators of SMEs in the field of fishery and marine processing business in Lontar Village, Banten Province. The sample are participant of 46 SME actors. Technical sampling is purposive sampling. The data in this study is the primary data collected through questionnaires. The result are (1)Competence leader (KOM) has a positive influence on business performance variables (KIN) with a significant value of 0.070 at a significance level of 0.10.(2). Innovation (INO) has a positive influence on business performance variables (KIN) with a 0.000 significance level at a significant level of 0.05.(3). Entrepreneurship (WIRA) has a positive influence on business performance variables (KIN) with a synergy value of 0.00 at a significant level of 0.05.(4). Investment (INV) has no effect on business performance with significance of 0.223.(5). The moderator variables of entrepreneurs have an influence in contributing to the leadership competence of performance. With a significant value of 0.032.(6). The moderator variables of entrepreneurs have an influence in contributing to innovation on the performance of Entrepreneurship, with a significant value of 0.000 at the 0.05 level (7). The moderator variables of the entrepreneur have no influence in contributing to investment on the performance of the company. with a significant value of 0.060 at the 005 level.
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Hamilton, Dane, Katina Michael, and Samuel Fosso Wamba. "Overcoming Visibility Issues in a Small-to-Medium Retailer Using Automatic Identification and Data Capture Technology." International Journal of E-Business Research 6, no. 2 (April 2010): 21–44. http://dx.doi.org/10.4018/jebr.2010040102.
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In this paper, the authors the inventory control practices of a small-to-medium retailer to identify common challenges this type of organization experiences with respect to automated data capture (ADC) and the implementation of an enterprise wide information system. The study explores a single case of a hardware store in a regional town in New South Wales, Australia. Four semi-structured interviews were conducted with employees, focusing on issues related to inventory control including delivery discrepancies, checking and sorting of orders, locating stock and goods, loss prevention, customer purchasing and point of sale processing and replenishment. Flowcharts illustrate the current processes of the retailer with an understanding of how ADC technologies like bar code and radio-frequency identification (RFID) impact the retailer. The findings promote an evolutionary approach toward the use of automated data capture technology by adopting barcode technology and subsequently introducing the complementary RFID technology.
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Haryono, Sugeng, and Nurlaela Nurlaela. "THE INFLUENCE OF BUSINESS WITH CONTENT ECOMMERCE ON RETAIL BUSINESS TO THE ASPECT MARKETING OF MICRO SMALL MEDIUM IN DEPOK." International Journal of Business Review (The Jobs Review) 1, no. 1 (June 20, 2018): 1. http://dx.doi.org/10.17509/tjr.v1i1.11724.
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There are many factor that affect the rapid development of online busniness in Indonesia among the more eccommerce users. Associated with this researcher will examine about the influence of business with content ecommerce on retail business to the aspect marketing of micro small medium in Depok. Specific objectives of this research are 1). To help retail business managers maximize distribution, information and product socialization to be easily accessible by the community so as to be able to compete with business managers with ecommerce content. 2). the process of socialization, product education, marketing and product data processing through e-commerce. As for the results of the research, there is a significant effect of e-commerce content on retail business on the marketing aspect of Micro Small Medium in Depok
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Prasetya, Budianto Oky, and Rudi Purwono. "What Makes Small Industries Apply for Loan?" Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan 23, no. 1 (June 30, 2022): 79–97. http://dx.doi.org/10.23917/jep.v23i1.17680.
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Banking sectors have allocated funds for micro and small-scale enterprises’ financing needs. However, the absorption of this fund is still considered low, particularly among the micro- and smallscale processing industries. The present study hence applied the multinomial logistic regression to understand the small industries’ loan decisions. The data were obtained from the 2019 Micro and Small Industry Survey and Financial Institution Statistics. It was found that income and profit did not exhibit a significant effect in both models and regions. However, the interest rate was found to have a positive effect in both models and regions, contradicting the Loanable Fund Theory. Collateral exhibited a positive effect in each region only in the first model. Meanwhile, other variables like age, financial record, business course, cooperative membership, business assistance (i.e., cooperative, noncooperative, and subsidized credit), internet access, and partnership exhibited different effects on small industries’ loan decisions in each model and region.
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Muhammad Rafi’i Sanjani. "EMPLOYMENT OF MICRO SMALL-BUSINESS ENTERPRISES (SMEs) THROUGH THE FINANCING OF SHARIA FINANCIAL INSTITUTIONS." Nusantara Journal of Economics 1, no. 02 (December 26, 2019): 27–36. http://dx.doi.org/10.37673/nje.v1i02.459.
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Micro, small and medium enterprises (UMKM) in absorbing labor is large enough. But the role of MSMEs in reality is constrained by several things, including capital problems. This is where the role of Shariah Financial Institutions with principal-sharing financing is desirable. Observing such phenomena needs to be examined on several issues; first, the implementation of financing at Syari'ah Financial Institutions in Sumbawa which is considered ideal for micro, small and medium enterprises (UMKM). Secondly, some of the obstacles to the implementation of financing at Syari'ah Financial Institutions in Sumbawa pertain to the principle of profit sharing, and thirdly, the solution to overcome the impediments of financing implementation at Syari'ah Financial Institutions in Sumbawa w This research is a descriptive qualitative research. Data collection techniques that is by combining three methods or the so-called triangulation, among others, interviews, observation and documentation. Data processing will be analyzed and processed descriptively qualitative.ith respect. This research is a descriptive qualitative research. Data collection techniques that is by combining three methods or the so-called triangulation, among others, interviews, observation and documentation. Data processing will be analyzed and processed descriptively qualitative. Research Results Micro, small and medium enterprises (UMKM) are able to absorb a large enough labor. But the role is in fact constrained by several things, including capital problems. This is where the role of Shariah Financial Institutions with principal-sharing financing is desirable. Observing such phenomena needs to be examined on several issues; first, the implementation of financing at Syari'ah Financial Institutions in Sumbawa which is considered ideal for micro, small and medium enterprises (MSMEs). Second, the impediments to the implementation of financing of the Shariah Financial Institutions in Sumbawa with respect to the principle of profit sharing, and thirdly, the solution to overcome the impediments of the financing of the Syari'ah Financial Institutions in Sumbawa with respect to the ideal profit-sharing principle.
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Rostek, Katarzyna, Michał Wiśniewski, and Agnieszka Kucharska. "Cloud Business Intelligence for Smes Consortium." Foundations of Management 4, no. 1 (June 1, 2012): 105–22. http://dx.doi.org/10.2478/fman-2013-0006.
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Abstract Business Intelligence technology for over 20 years is the market leader in analytical processing of data. As numerous market researches demonstrate Business Intelligence has substantial affect on global competitiveness of enterprises and on the stability of their position in the market, which is particularly important in times of economic downturn. Although main users of this technology are large companies and corporations, software vendors are still looking for solutions that are also available for the SME (Small and Middle Enterprises) sector and non-profit enterprises. One option available recently is possibility to use Cloud Computing environment. The article considers the opportunities and risks posed by the organization of Cloud Business Intelligence system on the example of using it in SME sector.
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Hong, Ying, Ahmed W. A. Hammad, Samad Sepasgozar, and Ali Akbarnezhad. "BIM adoption model for small and medium construction organisations in Australia." Engineering, Construction and Architectural Management 26, no. 2 (March 18, 2019): 154–83. http://dx.doi.org/10.1108/ecam-04-2017-0064.
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PurposeThe purpose of this paper is to present a model for building information modelling (BIM) implementation at small and medium-sized construction contractor organisations (SMOs). The proposed BIM adoption model assesses BIM implementation benefits, costs and challenges faced by SMOs. Correlation between BIM adoption in SMOs and the associated impacting factors, including knowledge support and BIM adoption motivation, is captured through the model.Design/methodology/approachA literature review of BIM adoption in construction was first presented. Research data, collected from 80 SMOs in Australia through a conducted survey, are then analysed. Descriptive analysis and structural equation modelling were used to investigate SMOs’ understanding of BIM, and to qualify the correlations among the proposed latent variables impacting BIM implementation at SMOs, respectively. Additionally, this study usedχ2test to compare differences between BIM users and non-BIM users regarding BIM understanding, interested applications and attitudes towards implementation benefits and challenges.FindingsPotential benefits associated with BIM implementation are a major motivation factor when it comes to BIM adoption at SMOs. In addition, existing staff’s capability in using BIM tools positively affects the establishment of an organisational knowledge-support system, which determines the decision of adopting BIM eventually. Ultimately, there is a need for further emphasis on staff engagement in the implementation process.Research limitations/implicationsThe results presented in this paper are applicable to SMOs in the building sector of construction. BIM implementation at organisations involved in non-building activities, including civil works and infrastructure, needs to be assessed in the future.Practical implicationsThe results indicate that rather than placing the focus mainly on benefits of BIM implementation, successful implementation of BIM in practice requires adequate effort to assess implementation problems, establish knowledge support and engage staff in using BIM.Originality/valueResults of this study provide an insight into the adoption challenges of BIM in SMOs, given that the focus of previous studies has been mostly placed on BIM adoption in architectural firms and large contractors.
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Fernando, Nico, Mery Mery, Jessica Jessica, and Johanes Fernandes Andry. "Utilization of Big Data In E-Commerce Business." Conference Series 3, no. 1 (November 20, 2020): 62–67. http://dx.doi.org/10.34306/conferenceseries.v3i1.383.
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In this day and age with the internet brings revolution to the way all fields work, especially in the field of business. With the internet technology data became big and known as "Big Data". The development of big data has increased significantly so that it can be utilized in various fields, especially in business areas that have been implemented with internet technology. This electronic buying and selling media have a wide range such as from small to large stores that can utilize media or with a site. This makes users always need this technology, so an E-commerce can also be said to be the largest data-producing media. This study addresses the problem of the extent to which big data generated from E-commerce can affect business and provide benefits for business organizations such as expanding the scope of transactions, supporting decision-making, and others. The research method used in compiling this research is to collect data and information and then conduct processing and analysis of the data. So it is expected from the results of utilization of big data in this E-commerce business that has been processed can provide support especially in making decisions with cluster results that have been obtained for example such as to know the most sales patterns in order to be able to add stock to certain goods and determine promotions based on future sales. The study concluded that based on gift shop sales data, the average item purchased by the store's customers is found in items that are included in cluster group 0 so that the gift shop can increase the stock of items contained in cluster group 0.
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Yaarozatulo Harefa, Herman. "The Establishment of Optimized Management of The Economic Potential of Regional Communities Through BUMDes and UMKM." International Journal of Regional Innovation 1, no. 3 (August 31, 2021): 16–22. http://dx.doi.org/10.52000/ijori.v1i3.20.
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This study discusses the innovation of BUMDes and also SMEs in order toimprove the economy and improve community efforts in managing potentialeconomyowned by the area. Of course, this research will explore the problems that occur in BUMDes and UMKM as well as the role of the government and society in realizing a stable and prosperous community economy by implementing innovations that have been made to achieve these goals.This study uses a qualitative method.In this study, data collection was also carried out through searching various sources which were then processed and described in narrative form according to data needs. The population in this study is an area that has made innovations in the field of UMKM and also BUMDES which aims to grow and develop businesses in order to build a prosperous community economy. While the research subjects are in West Java Province with the innovation of the UMKM Outlet System and in Morotai Island Regency with its innovation, namely IT Bumdes. This study shows that local government and community participation in realizing innovations made in order to create a stable and prosperous community economy have succeeded in answering the problems that occurred, especially in West Java and Morotai Island Regency. With the creation of the UMKM Outlet System innovation in West Java and the IT innovation of Bumdes, Morotai Island Regency managed to provide an application system that can accommodate the development needs for the Cooperatives and Small Business Office as well as Small Business actors in the aspect of data and information processing. As well as providing services to the local community by placing prices and services according to market standards that do not cause distortions in the rural economy caused by BUMDes efforts. With the creation of the UMKM Outlet System innovation in West Java and the IT innovation of Bumdes, Morotai Island Regency managed to provide an application system that can accommodate the development needs for the Cooperatives and Small Business Office as well as Small Business actors in the aspect of data and information processing. As well as providing services to the local community by placing prices and services according to market standards that do not cause distortions in the rural economy caused by BUMDes efforts. With the creation of the UMKM Outlet System innovation in West Java and the IT innovation of Bumdes, Morotai Island Regency managed to provide an application system that can accommodate the development needs for the Cooperatives and Small Business Office as well as Small Business actors in the aspect of data and information processing. As well as providing services to the local community by placing prices and services according to market standards that do not cause distortions in the rural economy caused by BUMDes efforts.