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Relevant bibliographies by topics / Rural indebtedness

Academic literature on the topic 'Rural indebtedness'

Author: Grafiati

Published: 18 May 2024

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Journal articles on the topic "Rural indebtedness"

1

Tandon, P. K. "A Profile of Rural Indebtedness." Social Scientist 16, no. 4 (April 1988): 49. http://dx.doi.org/10.2307/3517259.

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2

Surendran Padmaja, Subash, and Jabir Ali. "Correlates of agrarian indebtedness in rural India." Journal of Agribusiness in Developing and Emerging Economies 9, no. 2 (May 15, 2019): 125–38. http://dx.doi.org/10.1108/jadee-07-2017-0074.

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Purpose The purpose of this paper is to understand the factors determining the incidence and extent of indebtedness among agricultural households in rural India. Design/methodology/approach This study is based on a nationally representative survey carried out under the 70th Round of the National Sampling Survey Office (NSSO) across rural India. Data on household characteristics, farming characteristics, indebtedness and extent of outstanding credit have been extracted from the comprehensive survey data. Four research hypotheses have been formulated and tested using simple statistical techniques. Further, using the Heckman Selection Model, the study assesses the factors determining the agrarian indebtedness among households in rural India. Findings The results from the descriptive analysis show that there is a significant difference in socio-economic and farm characteristics of indebted and non-indebted households. Further, the level of indebtedness differs across sources of the loan, landholding sizes and geographical locations among agricultural households. The results of regression analysis clearly indicate that household characteristics, farm characteristics and sources of loan determine both the incidence and extent of indebtedness among agricultural households. Research limitations/implications The main limitation of the study is that only the data giving information regarding the amount of outstanding loans have been collected, and there is no information regarding the amount of credit availed, the purpose and the due date of payment. Further, there is scope to improve the robustness of the empirical model by adding and modifying explanatory variables. Originality/value There are only a limited number of empirical studies providing an understanding of the factors determining the indebtedness of agricultural households in rural India. Hence, this study is a good value addition to the existing literature.

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3

Standar, Aldona, and Agnieszka Kozera. "Identifying the Financial Risk Factors of Excessive Indebtedness of Rural Communes in Poland." Sustainability 12, no. 3 (January 21, 2020): 794. http://dx.doi.org/10.3390/su12030794.

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The purpose of this paper is to identify the financial risk factors of excessive indebtedness of Polish rural communes. The objective of this research task is to verify the following research hypothesis: the main determinant of the risk of excessive indebtedness is the rural communes’ own income potential. To meet the objective of this research, an empirical study was carried out in three steps. The first step of the research procedure was the analysis of the operation of Polish rural communes in the context of financial management. In the second step was the analysis of indebtedness of rural communes compared to other types of Polish administrative units in 2007–2017. The evolution of the level and share of total debt in total incomes of entities studied was analyzed, and the share of overindebted rural communes was identified. In the third step, a discriminatory analysis was performed to build a model able to forecast the financial risk factors of excessive indebtedness for Polish rural communes. The problem of increasing indebtedness can be observed in a growing number of communes and on an increasing scale in Poland. The discriminant analysis showed that the share of the operating surplus and own income in total income, as well as the amount of the EU funds per capita (in zlotys), are particularly significant. The study reveals that the smaller the share of the operating surplus in total income is as well as the greater the share of own income in total income and the amount of the EU funds in zlotys per capita are, the lower the value of the estimated discriminatory function is and the higher the risk of excessive indebtedness of a rural commune is.

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Kumari, Tulika, and Binita Kumari. "Rural Indebtedness in India and its Consequences." Indian Journal of Economics and Development 12, no. 1a (2016): 255. http://dx.doi.org/10.5958/2322-0430.2016.00072.x.

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Toor, Jasdeep Singh, Balwinder Singh Tiwana, and Sukhdev Singh. "Rural Indebtedness in Malwa Region of Punjab." Indian Journal of Economics and Development 12, no. 3 (2016): 431. http://dx.doi.org/10.5958/2322-0430.2016.00158.x.

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6

Datta, Subhendu, Aviral Kumar Tiwari, and C. S. Shylajan. "An empirical analysis of nature, magnitude and determinants of farmers’ indebtedness in India." International Journal of Social Economics 45, no. 6 (June 11, 2018): 888–908. http://dx.doi.org/10.1108/ijse-11-2016-0319.

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PurposeAccording to the 70th round of the National Sample Survey published by the Government of India in 2014, the incidence of indebtedness among households in the rural areas of Telangana state, India, is twice that of rural all-India. Around 59 per cent of rural households are indebted in Telangana as against 31 per cent all-India. The purpose of this paper is to examine the extent and magnitude of indebtedness among rural households in the Medak district of Telangana state. Further, the authors wanted to identify the sources of credit to these households and for what purpose the loans were utilised.Design/methodology/approachTo achieve the objective, the authors conducted a primary-level household survey in one of the distressed districts in newly formed state. The authors applied the Bayesian and the Lasso regression methods to identify the factors that impact indebtedness of a household.FindingsThe OLS results based on the Lasso regression results show that among all the explanatory variables, principal occupation, use of modern technology, the rate of interest, household medical expenditure and source of loan are significant, indicating that these variables significantly affect the loan taken by the farmers in the study area. The study shows that alternative sources of non-farm income and promotion of modern technology in agriculture can reduce the incidence of farmers’ indebtedness in India.Originality/valueThe paper contains significant information with regard to indebtedness. It focusses on the issue troubling the authorities the most. It provides the ground realities of the incidence of indebtedness in Medak, one of the most distressed districts of Telangana, a Southern Indian state. There have been very few similar studies done in the newly formed state. The paper has employed an advanced statistical technique, i.e. Heckman’s selection regression technique, to study farmers’ indebtedness in India. It provides a means of correcting for non-randomly selected samples, which otherwise can lead to erroneous conclusions and poor policy.

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7

Owais Shafique and Maria Habib. "Over-Indebtedness of Rural Micro-credit Financing in Bahawalpur: An Impediment to their Social & Financial Mobility." Journal of Accounting and Finance in Emerging Economies 6, no. 2 (June 30, 2020): 559–69. http://dx.doi.org/10.26710/jafee.v6i2.1254.

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The purpose of this study is to investigate the impact of micro-credit finance on over-indebtedness and social & financial mobility of micro-credit finance participants. The objectives of this research is to investigate that micro-credit finance participation leads to over-indebtedness of micro-credit finance and over-indebtedness of micro-credit finance effect the social and financial mobility of micro-credit finance participants. The study also investigates the role of women participation in those financial decisions through which over-indebtedness exist. The study is quantitative and the research design is explanatory in nature. The data was collected from 266 current and ex-micro-credit finance participants through questionnaire and interview were also conducted in order to facilitate respondents. The data was analyzed through different statistical software I.e. Microsoft Excel and SPSS. The findings of the study indicate that micro-credit finance participants experience over-indebtedness by participation in micro-credit finance program but it does not affect the social and financial mobility of micro-credit finance participants. It also evaluate that women involvement has weak mediating relation with over-indebtedness and financial mobility. This study has important implications because it provides insights regarding over-indebtedness of micro-credit finance participants that effects their social & financial mobility. This study also helps policy makers in formulating new regulations in the area of micro-credit finance sector in Pakistan. The new policies may target the aspect of over-indebtedness among micro-credit participants in future.

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Kaur, Veerpal, and Gian Singh. "Determinants of indebtedness among farmers in rural Haryana." Indian Journal of Economics and Development 10, no. 2 (2014): 123. http://dx.doi.org/10.5958/j.2322-0430.10.2.040.

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Kaur, Pushpinder Jit, and Anupama. "Rural Indebtedness and Farm and Non-farm Credit." Indian Journal of Economics and Development 14, no. 1a (2018): 308. http://dx.doi.org/10.5958/2322-0430.2018.00076.8.

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Yogeshwari, S., and R. S. Deshpande. "Rural Indebtedness and Distress: Whipping the Wrong Horse." Review of Development and Change 15, no. 1 (June 2010): 31–48. http://dx.doi.org/10.1177/0972266120100102.

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Dissertations / Theses on the topic "Rural indebtedness"

1

Cheesman, David. "Landlord power and rural indebtedness in colonial Sind, 1865-1901 /." Richmond (GB) : Curzon, 1997. http://catalogue.bnf.fr/ark:/12148/cb36177575s.

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2

Alves, Rejane de Barros Meireles. "Escravidão por dívidas nas relações de trabalho rural no Brasil contemporâneo: forma aviltante de exploração do ser humano e violadora de sua dignidade." Universidade de São Paulo, 2009. http://www.teses.usp.br/teses/disponiveis/2/2138/tde-11112011-110351/.

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Nos últimos anos, houve um incremento no número de denúncias e constatações de trabalho escravo na zona rural brasileira, apesar da vigência de normas jurídicas destinadas a proteger o trabalhador contra esta forma de exploração. O endividamento e o uso da violência são os principais instrumentos utilizados para obstar a liberdade do trabalhador. A compreensão jurídica do tema, a partir das normas nacionais e internacionais, possibilita o desenvolvimento de ações institucionais mais eficientes destinadas à erradicação do trabalho escravo. A observância do paradigma do trabalho decente é que permitirá que o trabalhador rural desenvolva a sua atividade em condições dignas.
During the past few years, there has been an increase in the number of denunciations and evidence of slavery work in the Brazilian rural zone, despite the presence of juridical norms aiming to protect the worker against this form of exploration. Indebtedness and the use of violence are the main instruments used to hinder the workers liberty. The juridical understanding on the subject, based on national and international norms, makes it possible the development of more institutional and efficient actions aiming the eradication of slave labor. The observance of the paradigm of decent work will permit the rural worker to develop his/her activity under dignified conditions.

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Kanwar, Ram. "An analysis of rural indebtedness in contemporary Haryana." Thesis, 1993. http://hdl.handle.net/2009/4114.

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4

SOUKUPOVÁ, Lenka. "Specifika fiskální situace venkovských obcí." Master's thesis, 2008. http://www.nusl.cz/ntk/nusl-48900.

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The aim of this thesis is to analyse the financial situation of rural municipalities and define their specifics. The analysis deals with rural municipalities in the districts of České Budějovice, Prachatice and Jindřichův Hradec. It comprises several partial analyses {--} the analysis of civic amenities, the analysis of expenditures (according to the type and branch categorization of budget structure), the analysis of revenues (tax, non-tax, capital and subsidies), the calculation of budget surplus, the analysis of financial independence, and the calculation of an indebtedness index. The analysis of revenues has shown that rural municipalities are to large extent dependent on tax revenues, particularly on the portion of shared taxes that they are not able to directly influence, as the amount of the taxes depends on the number of inhabitants living in the municipality. That is why the rural municipalities can not afford too expensive investments. Consequently, if follows from the above-mentioned analyses that the respective municipalities are almost debtless, and their financial stability is considerably high. However, as a result, the smallest municipalities still miss sewage systems and gas distribution systems. Other problems also include bad traffic accessibility, lack of job opportunities and few social, cultural and sport facilities.

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Books on the topic "Rural indebtedness"

1

Purkayastha, Gautam. Rural labour indebtedness in Assam. New Delhi: Mohit Publications, 1997.

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2

Cakrabarttī, Ratana Lāla. Rural indebtedness in Bengal, 1928-1947. Calcutta: Progressive Publishers, 1997.

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3

Shergill, H. S. Rural credit and indebtedness in Punjab. Chandigarh: Arihant Print 'N' Graphics, 1998.

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4

Convention, Indian Liberal Group National. Agriculture and rural indebtedness: A discussion paper. Mumbai: Project for Economic Education, 2005.

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5

Singh, Manick Mehar, ed. Indebtedness, impoverishment and suicides in rural Punjab. Delhi: Indian Publishers Distributors, 2000.

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Convention, Indian Liberal Group National. Agriculture and rural indebtedness: A discussion paper. Mumbai: Project for Economic Education, 2005.

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Indian Liberal Group. National Convention. Agriculture and rural indebtedness: A discussion paper. Mumbai: Project for Economic Education, 2005.

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8

Lanitis, Nicholas Constantine. Rural indebtedness and agricultural co-operation in Cyprus. Limassol, Cyprus: Proodos, 1992.

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9

Anupama. Indebtedness and poverty among agricultural labourers in rural Punjab. Mohali-Chandigarh, India: Unistar Books Pvt. Ltd., 2017.

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10

Cheesman, David. Landlord power and rural indebtedness in colonial Sind, 1865-1901. Richmond, Surrey: Curzon, 1997.

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Book chapters on the topic "Rural indebtedness"

1

Zuijderduijn, Jaco. "3. Village-indebtedness in Holland in the fifteenth and sixteenth centuries." In Comparative Rural History of the North Sea Area, 39–62. Turnhout: Brepols Publishers, 2009. http://dx.doi.org/10.1484/m.corn-eb.4.00039.

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2

Ullah, Ata. "Agricultural Indebtedness and Some Aspects of Rural Credit in the Punjab." In The Co-operative Movement in the Punjab, 46–50. London: Routledge, 2024. http://dx.doi.org/10.4324/9781003477105-2.

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3

Martignoni, Joanna Bourke, and Saba Joshi. "Feminist legal geographies of land titling, indebtedness, and resistance in rural Cambodia." In Agricultural Commercialization, Gender Equality and the Right to Food, 170–87. London: Routledge, 2022. http://dx.doi.org/10.4324/9781003202004-12.

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Kumar, Anjani, and Sunil Saroj. "Access to Credit and Indebtedness Among Rural Households in Uttar Pradesh: Implications for Farm Income and Poverty." In India Studies in Business and Economics, 261–85. Singapore: Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-13-6443-3_12.

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Salik, Kashif Majeed, Maryum Shabbir, Khansa Naeem, and Rana Junaid Zahid. "A Threat or an Opportunity? Internal Migration in the Context of Climate Extremes in Pakistan." In IMISCOE Research Series, 159–72. Cham: Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-34194-6_11.

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AbstractWe aim to understand the potential relationship between climate extreme events, displacement, and migration in Pakistan. For this, we conducted 10 in-depth semi-structured interviews and 9 focus group discussions in two districts of Punjab (i.e., Muzaffargarh) and Sindh (i.e., Tharparkar) provinces of Pakistan. The fieldwork was conducted in both rural and urban areas of the sample districts. We employed a thematic approach to explore the links between climate extremes and key migration patterns (such as seasonal, permanent, or circular migration as well as migrant returnees), processes (which include the reasons for migration, cost of travel, network support and settlement in destination areas) and migration outcomes (particularly on migrant’ left-behind household members). We show that climate-induced migration may increase many challenges for the poor, resourceless migrating families that exacerbates food insecurity, social oppression, and indebtedness. Climate-induced migration is an unpleasant phenomenon for women impacting their health, increasing their work burden and mental stresses. Contrasting evidence has also found that showed significant improvement of climate migrant families’ socio-economic conditions overtime. Migrant families can establish small businesses, improve business connections for generating finances, have better opportunities to get private and government jobs, and improved access to microfinance and other government support programmes.

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Gerber, Julien-François. "Rural indebtedness." In Handbook of Critical Agrarian Studies, 547–55. Edward Elgar Publishing, 2021. http://dx.doi.org/10.4337/9781788972468.00069.

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Singh, Khushwant. "Rural Indebtedness and Peasant Agitation." In A History of the Sikhs, 151–59. Oxford University Press, 2004. http://dx.doi.org/10.1093/acprof:oso/9780195673098.003.0010.

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Kumar, Thangellapali Vijay. "Rural Indebtedness and Rich Peasant Moneylending." In Colonial Land Tax and Property Rights, 178–239. Routledge, 2018. http://dx.doi.org/10.4324/9780429451225-5.

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9

Guyer, Jane I., and Kabiru K. Salami. "13. LIFE COURSES OF INDEBTEDNESS IN RURAL NIGERIA." In Transitions and Transformations, 206–17. Berghahn Books, 2022. http://dx.doi.org/10.1515/9780857457790-016.

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"9. Rural Indebtedness and the Marketing of Padi." In Peasants in the Making, 153–67. ISEAS Publishing, 1987. http://dx.doi.org/10.1355/9789814345545-010.

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Reports on the topic "Rural indebtedness"

1

Bernal, Carolina, and Razvan Vlaicu. Research Insights: Can Financial Inclusion Reduce Extreme Weather Impacts on Rural Children? Inter-American Development Bank, November 2023. http://dx.doi.org/10.18235/0005297.

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Extreme rainfall induces rural households to choose immediate benefits over long-run investments in education by increasing the incidence of child labor and household chores at the expense of school attendance. Over-indebtedness through pre-existing formal loans reinforces the likelihood that a child works due to rainfall shocks. Asset insurance, foreign remittances, and natural disaster aid reduce or eliminate the shock-induced shift toward domestic activities and away from schooling.

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Bernal, CArolina, and Razvan Vlaicu. Child Labor, Rainfall Shocks, and Financial Inclusion: Evidence from Rural Households. Inter-American Development Bank, August 2023. http://dx.doi.org/10.18235/0005058.

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This paper examines how rural households cope with climate change related rainfall shocks by re-allocating childrens time between domestic activities and school attendance. Households affected by an unanticipated rainfall shock face an inter-temporal trade-off between current household income and future potential earnings. Financial inclusion may mitigate or exacerbate the human capital impacts of rainfall shocks depending on whether it relaxes or constrains household budgets. The data come from a three-round panel household survey in rural Colombia collected between 2010-2016. The main findings are that rainfall shocks induce households to choose immediate benefits over long-run investments in education by increasing the incidence of child labor and household chores at the expense of school attendance. Over-indebtedness through pre-existing formal loans reinforces the likelihood that a child works due to rainfall shocks, whereas asset insurance, foreign remittances, and natural disaster aid mitigate or eliminate the shock-induced shift toward domestic activities and away from schooling.

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Research Department - Finance Section - Rural Debt - Rural Indebtedness to Government Agencies - 1939-1970. Reserve Bank of Australia, March 2023. http://dx.doi.org/10.47688/rba_archives_2006/19388.

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Research Department - Rural & Extractive Industries - Rural Credit - Indebtedness - 30/06/1939 - 20/10/1967. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14446.

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Research Department - Rural & Extractive Industries - Rural Credit - Indebtedness to 1950 - 1/1/1927 - 10/10/1949. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14447.

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Research Department - Rural & Extractive Industries - Rural Credit - Indebtedness to Banks: Newscuttings & Memoranda and Correspondence - 31/12/1929 - 13/10/1966. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14449.

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