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1

Ott, Notburga, and Gert G. Wagner, eds. Income Inequality and Poverty in Eastern and Western Europe. Heidelberg: Physica-Verlag HD, 1997. http://dx.doi.org/10.1007/978-3-642-50003-9.

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2

1954-, Ott Notburga, and Wagner Gert, eds. Income inequality and poverty in Eastern and Western Europa: Notburga Ott, Gert G. Wagner (eds.). Heidelberg: Physica, 1997.

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3

Personal provision of retirement income: Meeting the needs of older people? Cheltenham, U.K: Edward Elgar, 2009.

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4

1972-, Guven Ufuk, ed. Adequacy of retirement income after pension reforms in Central, Eastern, and Southern Europe: Nine country studies. Washington, DC: World Bank, 2009.

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5

Collette, Jean-Michel. Empirical inquiries and the assessment of social progress in Western Europe: A historical perspective. Geneva: United Nations Research Institute for Social Development, 2000.

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6

Francesca, Bettio, and Georgiadis Thomas, eds. Unequal ageing in Europe: Women's independence and pensions. New York, NY: Palgrave Macmillan, 2015.

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7

Pensions in Europe, European pensions: The evolution of pension policy at national and supranational level. New York: P.I.E. Peter Lang, 2009.

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8

The social economics of old age: Strategies to maintain income in later life in the Netherlands, 1880-1940. Amsterdam: Thesis Publishers, 1993.

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9

Wagner, Gert G., and Notburga Ott. Income Inequality and Poverty in Eastern and Western Europe. Physica-Verlag, 2013.

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10

Reforming pensions in Europe: Evolution of pension financing and sources of retirement income. Cheltenham, UK: E. Elgar Pub., 2004.

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11

Holzmann, Robert, and Ufuk Guven. Adequacy of Retirement Income after Pension Reforms in Central, Eastern and Southern Europe. The World Bank, 2009. http://dx.doi.org/10.1596/978-0-8213-7781-9.

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12

(Editor), Gerard Hughes, and Jim Stewart (Editor), eds. Reforming Pensions in Europe: Evolution of Pension Financing and Sources of Retirement Income. Edward Elgar Publishing, 2004.

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13

Tinios, Platon, Francesca Bettio, Thomas Georgiadis, and Gianni Betti. Unequal Ageing in Europe. Palgrave Macmillan, 2015.

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14

(Editor), Notburga Ott, and Gert G. Wagner (Editor), eds. Income Inequality and Poverty in Eastern and Western Europe: Notburga Ott, Gert G. Wagner (Eds (Contributions to Economics). Physica-Verlag, 1996.

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15

Pension policy in an integrating Europe. Cheltenham, UK: Edward Elgar Pub., 2003.

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16

Hansen, Hans. Public Pensions Schemes in Seven European Countries: A Micro Simulation Approach. Nova Science Publishers, 2006.

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17

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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18

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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19

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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20

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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21

(Editor), Onorato Castellino, and Elsa Fornero (Editor), eds. Pension Policy in an Integrating Europe. Edward Elgar Publishing, 2003.

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22

Saving for Retirement and Investing for Growth. Center for European Policy Studies, 2014.

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23

Rural Economy and Society in North-Western Europe, 500-2000: Making a Living - Family, Income NAD Labour. Brepols Publishers, 2012.

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24

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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25

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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26

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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27

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. De Gruyter, Inc., 2014.

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28

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2013.

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29

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2014.

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30

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2014.

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31

Disney, Richard. Pensions : More Information, Less Ideology : Assessing the Long-Term Sustainability of European Pension Systems: Data Requirements, Analysis and Evaluations. Springer, 2010.

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32

Boeri, Tito, Arie Kapteyn, Axel Börsch-Supan, Agar Brugiavini, and Richard Disney. Pensions : More Information, Less Ideology : Assessing the Long-Term Sustainability of European Pension Systems: Data Requirements, Analysis and Evaluations. Springer London, Limited, 2013.

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33

(Editor), Tito Boeri, Axel Börsch-Supan (Editor), Agar Brugiavini (Editor), Richard Disney (Editor), Arie Kapteyn (Editor), and Franco Peracchi (Editor), eds. Pensions: More Information, Less Ideology: Assessing the Long-Term Sustainability of European Pension Systems: Data Requirements, Analysis and Evaluations. Springer, 2001.

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34

Adinkrah, Bernard Kofi. Overcoming the ‘Fatigue’ in Retirement. Noyam Publishers, 2022. http://dx.doi.org/10.38159/npub.eb2022301.

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There comes a time when every worker in the formal sector goes on retirement and there is a need to effectively plan towards that period. Today, many retirees across the Africa live in poverty. This occurs because the average worker does not prepare adequately for retirement. This transcends to Ghana where most people work in the informal sector. Hence, there is a need to develop strategies that would help people live comfortably in their old age when they can no longer work. Retirement is a crucial stage in life that should not be taken for granted. One basically stops working for a paid income and survives on their own savings or investment proceeds. Retirement is probably the most critical period for finishing unfinished goals. These goals, whatever they may be, have crucial financial implications. Unfortunately, what is not available during retirement is a salary and that is where pensions and retirement planning come in handy. Planning for retirement prior to its occurrence will help retirees live comfortably. The purpose of writing this book is to take the ‘tire’ out of retirement. It seeks to provide a simple and yet comprehensive basic guidance for the benefit of both public and private workers on retirement planning. It is envisaged that it will serve as a handbook to be used at workshops for both public and private workers in the Ghanaian society. The book has been prepared with sufficient reference to the Ghanaian and the Western context to meet the needs of both Ghanaians and workers outside Ghana. It may also be used as an academic material, to be specific, as a textbook. Also, advanced students pursuing specialized programmes in guidance and counselling at M.Ed./M/A/MPhil/Ph.D. levels will find this book as a useful introductory material to undertake more detailed work.
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35

European Pensions and Global Finance (Economics & Finance). Oxford University Press, USA, 2003.

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36

Clark, Gordon L. European Pensions & Global Finance (Economics & Finance). Oxford University Press, USA, 2003.

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