Academic literature on the topic 'Recurring payments'
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Journal articles on the topic "Recurring payments"
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Shadlou, Saeed, Ng Jie Kai, and Abdolreza Hajmoosaei. "Online Payment via PayPal API Case Study Event Registration Management System (ERMS)." International Journal of Web Portals 3, no. 2 (April 2011): 30–37. http://dx.doi.org/10.4018/jwp.2011040104.
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PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a tracking number from a shipped package to respond to a customer dispute. If the product is purely electronic (a download or access to a site, for example), one’s response to disputes will be quite limited. The solution for the problem mentioned above is PayPal API. The PayPal API resolves Pay Pal drawback through maintaining card and bank account payment schedules without the liability of warehousing payment data also processing one-time and recurring payments. For the evaluation of Pay Pal API, the authors develop an Event Registration Management System (ERMS). ERMS serves as a platform for users to make registrations for events such as conferences, seminars, and workshops.
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Rennie, Ellie, and Stacey Steele. "Privacy and Emergency Payments in a Pandemic: How to Think about Privacy and a Central Bank Digital Currency." Law, Technology and Humans 3, no. 1 (May 4, 2021): 6–17. http://dx.doi.org/10.5204/lthj.1745.
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The economic fallout of the COVID-19 pandemic prompted many governments to provide emergency payments to citizens. These one-off and recurring payments revealed the shortcomings of existing financial infrastructures even as electronic payments replaced cash for everyday expenses. Delays in getting government payments to citizens in many countries focused attention on the potential benefits of central bank digital currencies (CBDCs). This article outlines the social and economic policy choices involved in designing a CBDC and the consequences of these choices for privacy. Priorities including preventing the criminal abuse of the financial system, geopolitical concerns and private sector innovation compete with, and potentially undermine, privacy. We identify and categorize four key privacy risks as ‘losses’ associated with current CBDC models: loss of anonymity, loss of liberty, loss of individual control, and loss of regulatory control.
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Kreidl, Felix, and Hendrik Scholz. "Exploiting the dividend month premium: evidence from Germany." Journal of Asset Management 22, no. 4 (April 27, 2021): 253–66. http://dx.doi.org/10.1057/s41260-021-00215-3.
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AbstractDividend payments are firm events on a recurring and predictable basis. High returns in the period between announcement-date and ex-dividend date are the main driver for the so-called dividend month premium, which are positive abnormal returns in months in which corporations are predicted to issue dividend payments. In our empirical analysis of the German stock market, we find a robust dividend month premium, which is particularly high for stocks with positive dividend surprise. Knowing the dates of dividend announcements and payments enable portfolio managers to exploit the dividend month premium. Also taking into account tracking error and transaction costs, we show that simple portfolio-enhancing strategies lead to highly significant abnormal returns.
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Kolesnichenko, Ol'ga Viktorovna. "Foreign experience of application of special systems of restitution for damages to health as a result of work accidents and occupational diseases (on the example of Germany and Great Britain) and prospects of borrowing it by Russia." Право и политика, no. 8 (August 2020): 18–32. http://dx.doi.org/10.7256/2454-0706.2020.8.33119.
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The subject of this research is the legislation and practice of its implementation, as well as the legal doctrine of Russia, Germany and Great Britain on the existing special systems of compensation for damage inflicted to health as a result of work accidents and occupational diseases. The author examines the special systems of restitution for occupational damage that represent starkly different versions of implementation of basic models developed in global practice (Bismarck and Beveridge). Attention is focused on the key issues of compensation for occupational damage using the legal means available in the Russian Federation. Analysis is conducted on the existing foreign experience on the matter. The author’s special contribution to the research of the topic consists in the statement that for establishing balance within the system of restitution for occupational damage it is necessary to clearly demarcate the three types of compensations: guaranteed social security paid from the budget funds in terms of obligations assumed by government to support vulnerable population groups; obligations in tort recovered from the tortfeasor, considering the grounds and limits of civil liability; insurance payments, which represent partial coverage of inflicted damage based on the terms of insurance contract. The scientific novelty lies in determination of the prospects for improving the national special system of restitution for occupational damage. It is substantiated that in such system the distribution of losses between different types of compensations should be based on the criteria of preferred form of compensation (payment in kind or financial compensation); legal nature of separate elements of reparation (incapacitation, occupational disease, etc.); type of payments (recurring or lump sum), purpose of compensation; calculation of payments.
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Oo, Bee Lan, Teck Heng Benson Lim, and Goran Runeson. "Critical Factors Affecting Contractors’ Decision to Bid: A Global Perspective." Buildings 12, no. 3 (March 18, 2022): 379. http://dx.doi.org/10.3390/buildings12030379.
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Given that project selection is a vital and recurring strategic decision for construction firms, there is a sizeable collection of studies that examine the factors affecting contractors’ decision to bid (d2b). With the aim to provide a global perspective of factors affecting contractors’ d2b, this study meta-analytically reviews 24 relevant studies published between 1988 and 2021. The results show that that there are 28 critical factors, and the top five factors are (i) project payment terms, (ii) financial capacity of client, (iii) client’s reputation in the industry, (iv) the history of client’s payments in the past projects, and (v) project size. The heterogeneity test results, which show no statistically significant heterogeneity across the included studies, reinforce the generalisability of the findings to a global context. The research findings have practical implications for construction clients in their procurement of construction services, highlighting the importance of good reputation and payment history. For contractors, they now have access to a list of critical factors from a global perspective in facilitating their d2b decision. There are methodological implications for the research community in guiding future efforts in replicating studies.
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Ernawati, Lies, Unti Ludigdo, and Ari Kamayanti. "KERAGAMAN PEMAKNAAN MURABAHAH." EKUITAS (Jurnal Ekonomi dan Keuangan) 16, no. 4 (September 7, 2018): 433–56. http://dx.doi.org/10.24034/j25485024.y2012.v16.i4.121.
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The aims of this study is understand the meaning of murabahah financing by the BMT practitioners and scholars through intensionalisme hermeneutics. Intensionalisme hermeneutics used by practitioners and scholars to analyse how cultural and historical aspect of practitioners and scholars will murabaha interpretation. There were two informants from BMT Managemen, three informants from BMT customers, and four informants from scholars. The result shows, that scholars perceive murabahah as sale of mutual trust. The managements BMT perceive murabahah as a fair sale credit, mutually beneficial and have social aims. The BMT customers perceive murabahah as sale with recurring payments, easy and also has social objectives.
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Ernawati, Lies, Unti Ludigdo, and Ari Kamayanti. "KERAGAMAN PEMAKNAAN MURABAHAH." EKUITAS (Jurnal Ekonomi dan Keuangan) 16, no. 4 (December 3, 2012): 433. http://dx.doi.org/10.24034/j25485024.y2012.v16.i4.2334.
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The aims of this study is understand the meaning of murabahah financing by the BMT practitioners and scholars through intensionalisme hermeneutics. Intensionalisme hermeneutics used by practitioners and scholars to analyse how cultural and historical aspect of practitioners and scholars will murabaha interpretation. There were two informants from BMT Managemen, three informants from BMT customers, and four informants from scholars. The result shows, that scholars perceive murabahah as sale of mutual trust. The managements BMT perceive murabahah as a fair sale credit, mutually beneficial and have social aims. The BMT customers perceive murabahah as sale with recurring payments, easy and also has social objectives
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Amjad, Rashid. "Overview." LAHORE JOURNAL OF ECONOMICS 21, Special Edition (September 1, 2016): i—viii. http://dx.doi.org/10.35536/lje.2016.v21.isp.intro.
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Since the early 1990s, Pakistan’s economy has continued to lose its earlier growth momentum, except for a brief spurt in 2002–06. This has now become cause for considerable concern and urgent policy action is needed to revive the economy and move it to a higher growth trajectory. This slowdown during a period of rapid globalization (at least till 2008) and unprecedented technological advancement has raised fundamental questions as to the growing lack of competitiveness, both at the global level as well as against cheaper and better-quality imports in the domestic economy. In addition, recurring balance-of-payments crises have forced Pakistan to frequently seek IMF assistance and resort to severe contractionary policies to restore macroeconomic stability.
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Erickson, Merle M., Shane M. Heitzman, and X. Frank Zhang. "Tax-Motivated Loss Shifting." Accounting Review 88, no. 5 (April 1, 2013): 1657–82. http://dx.doi.org/10.2308/accr-50496.
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ABSTRACT: This paper examines the implications of tax loss carryback incentives for corporate reporting decisions and capital market behavior. During the 1981 through 2010 sample period, we find that firms increase losses in order to claim a cash refund of recent tax payments before the option to do so expires, and we estimate that firms with tax refund-based incentives accelerate about $64.7 billion in losses. Tax-motivated loss shifting is reflected in both recurring and nonrecurring items and is more evident for financially constrained firms. Analysts do not generally incorporate tax-motivated loss shifting into their earnings forecasts, resulting in more negative analyst forecast errors for firms with tax-based incentives than for firms without. Holding earnings surprises constant, however, investors react less negatively to losses reported by firms with tax loss carryback incentives. Data Availability: Data are available from sources identified in the paper.
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Franco, C. Eugine, and BulomineRegi S. "ADVANTAGES AND CHALLENGES OF E-COMMERCE CUSTOMERS AND BUSINESSES: IN INDIAN PERSPECTIVE." International Journal of Research -GRANTHAALAYAH 4, no. 3SE (March 31, 2016): 7–13. http://dx.doi.org/10.29121/granthaalayah.v4.i3se.2016.2771.
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E - Commerce allows consumers to electronically exchange goods and services with no barriers of time or distance. Electronic commerce has expanded rapidly over the past five years and is predicted to continue at this rate, or even accelerate. In the near future the boundaries between "conventional" and "electronic" commerce will become increasingly blurred as more and more businesses move sections of their operations onto the Internet. The e-commerce industry in India is growing at a remarkable pace due to high penetration of internet and sophisticated electronic devices. However, the recent growth rate of e-commerce in India is far lagging behind than other developed countries. The advantages of e- commerce are convenience, Time saving, Options, Easy to compare, Easy to find reviews, Coupons and deals, Increasing customer base, Rise in sales, 24/7, 365 days, Expand business reach, Recurring payments made easy, Instant transactions. There are many big problems and challenged on the way of an online merchant. Factors like safety and security of online money transaction being the biggest problem along with others have curbed the smooth expansion of the online industry in the country.
Dissertations / Theses on the topic "Recurring payments"
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Мілантьєв, Сергій Сергійович. "Статистична модель для визначення ймовірності відхилення рекурентних платежів." Bachelor's thesis, КПІ ім. Ігоря Сікорського, 2020. https://ela.kpi.ua/handle/123456789/35897.
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Дипломна робота: 93 с., 15 рис., 8 табл., 2 додатки, 6 джерел.
Об’єкт дослідження – набір даних, який містить 900 000 записів про
користувачів та їх рекурентні платежі.
Предмет дослідження – методи машинного навчання та їх оптимізація за
допомогою підбору гіперпараметрів.
Мета роботи – розробити якісну модель для визначення вірогідності
відхилення рекурентного платежу, яка буде задовольняти всім умовам для високоякісної роботи, а саме бути точною, достатньо відказостійкою та швидкою.
Актуальність – оптимізування маркетингових кампаній та вдосконалення системи прийняття рішень в компанії в цілому.
Шляхи подальшого розвитку предмету дослідження – прогнозування рекурентних платежів, які ще не є заплановані проте можуть відбутися у майбутньому.Diploma work: 93 p., 19 fig., 9 tabl., 2 appendixes, 24 sources. The object of the study – data set that contains 900,000 records about users and their recurring payments information. The subject of research – methods of machine learning and their optimization through the selection of hyperparameters. The purpose of the work – develop a precise model to determine the probability of recurring payments rejection, which will meet all the conditions for high quality work, accurate, sufficiently fault tolerant and fast. Actuality – optimizing marketing campaigns and improving the decision making system in the company as a whole. Ways of further development of the subject of research – forecasting recurrent payments, which are not yet planned but may occur in the future.
Books on the topic "Recurring payments"
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United States. Dept. of the Treasury. Financial Management Service., ed. The Green book: Direct deposit : federal recurring payments. Washington, D.C: Financial Management Service, Dept. of the Treasury, 1985.
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The Green book: Direct deposit : federal recurring payments. Washington, D.C: Financial Management Service, Dept. of the Treasury, 1985.
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Olsen, Jan Abel. Patient payments. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198794837.003.0012.
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This chapter returns to the reason why people—in an ex ante situation—prefer to pay part of the healthcare costs ex post. This is simply because there is no welfare gain from insurance when the potential treatment expenditure is sufficiently low. The efficiency argument for co-insurance as a mechanism to reduce the welfare loss from insurance is illustrated using a standard model. Different patient payment systems are compared. A recurrent issue in policy debates over patient payments is their distributive implications. This inherent inequity problem is discussed, including a diagram showing the deterrent effect of out-of-pocket payments for poor people’s healthcare utilization. Finally, in a context where patient payments are justified as a way to reduce ‘excess demand’, the chapter suggests that it may be doctor initiated rather than patient initiated. Hence, it might be more appropriate to regulate the supply side than the demand side.
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Akyüz, Yilmaz. Playing with Fire. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198797173.001.0001.
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From the early 1990s many emerging and developing economies (EDEs) liberalized their capital accounts, allowing greater freedom for international lenders and investors to enter their markets, as well as for their residents to operate in international financial markets. Despite recurrent crises, liberalization has accelerated in the new millennium. Global financial integration of EDEs has been greatly facilitated by progressively looser US monetary policy, notably policies culminating in crises in the US and Europe and the ultra-easy monetary policies adopted in response. Not only have traditional cross-border financial linkages of EDEs deepened and their external balance sheets expanded rapidly, but also foreign presence in their domestic markets and the presence of their nationals in foreign markets have reached unprecedented proportions. As a result new channels have emerged for the transmission of financial shocks from global boom–bust cycles. Almost all EDEs are now vulnerable irrespective of their balance-of-payments, external debt, net foreign assets, and international reserves positions, although these play an important role in the way such shocks could impinge on them. This is a matter for concern since the multilateral system lacks mechanisms to prevent beggar-thy-neighbour policies in major advanced economies that exert strong impact on global economic and financial conditions or for orderly and equitable resolution of financial crises with international dimensions. This volume provides a comprehensive treatment of global financial linkages of EDEs and the vulnerabilities they entail, based on a rich set of data and information that have not been put together so far in the literature.
Book chapters on the topic "Recurring payments"
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Kathirvel, A., Debashreet Das, Stewart Kirubakaran, M. Subramaniam, and S. Naveneethan. "Artificial Intelligence–Based Mobile Bill Payment System Using Biometric Fingerprint." In Recurrent Neural Networks, 233–45. Boca Raton: CRC Press, 2022. http://dx.doi.org/10.1201/9781003307822-16.
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Rodrigues, J. C. "Price Management on Global Digital Subscription Services Using Freemium Business Model." In Advances in Business Strategy and Competitive Advantage, 178–96. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7265-7.ch010.
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E-commerce definitions allow us to understand the digital environment beyond a simplistic view of packaged products being delivered to one's home. Content, services, and experiences digitalization also became consumption options, having strong representatives such as Netflix, Spotify, and LinkedIn, among other digital services with revenue coming from recurring payments, here referred as digital subscription services (DSS). Freemium business model has gained prominence in recent years, although much of the literature considers it under a dualistic view (free vs. paid version), though there's no impediment to more than one paid version (levels). Taking advantage of the global reach, freemium DSSs usually have standardized purchase options (number of paid versions and benefits of each), turning the flexibility to set local prices fundamental to adjust the paid version(s) value perception according to the economic, market, and consumer expectations in each market. This chapter proposes price positioning strategies in global freemium DSSs, having Cutler and Sterne's conversion digital consumer lifecycle model in the background and potential scenarios in premium levels management based on the premise of price flexibility for local adaptations. Such proposals will allow global freemium services' managers to make price adjustments according to the analysis of the consumer distribution among service's paid versions, and to future studies to seek a possible quantification of the price change due to the asymmetry of consumers' distribution.
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He, Fang. "The Effects of System Features, Perceived Risk and Benefit, and Customer Characteristics on Online Bill Paying." In Electronic Services, 1719–53. IGI Global, 2010. http://dx.doi.org/10.4018/978-1-61520-967-5.ch105.
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Along with the exponential increase in online business transactions, the online payment system has gained in popularity because vendors and creditors realize its growing importance as a foundation to improve their information infrastructure and to achieve “paperless” operating efficiency.However, due to per se different characteristics among customers and Web-systems, both sides’ perspectives and technology factors could cause a significant level of variation in customers’ acceptance of online payment methods. Our research involving 148 subjects who participated in a field survey, examined the impact of a series of possible decision factors, including perceived risk, perceived benefits, vendor’s system features, and customers’ characteristics, on the intention to use an online payment system by customers. The results suggest that vendors/creditors should:one, pay particular attention to improving the security and the ease-of-use of their transaction network; and two, focus on adding necessary option features, such as recurring automatic deductions, so that they can speed up the transformation process and encourage customers to switch to using online payment methods.
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Tilmann, Winfried. "Provisional and protective measures." In Unified Patent Protection in Europe: A Commentary. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198755463.003.0110.
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The Court may, by way of order, grant injunctions against an alleged infringer or against an intermediary whose services are used by the alleged infringer, intended to prevent any imminent infringement, to prohibit, on a provisional basis and subject, where appropriate, to a recurring penalty payment, the continuation of the alleged infringement or to make such continuation subject to the lodging of guarantees intended to ensure the compensation of the right holder.
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Homer, Jack, Bobby Milstein, and Gary B. Hirsch. "System Dynamics Modeling to Rethink Health System Reform." In Complex Systems and Population Health, 185–200. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780190880743.003.0013.
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The Rethink Health Dynamics Model represents the complex dynamics of a regional health system in the United States and has been calibrated for more than 10 regions using nationwide and local data. When testing single interventions, the simulated improvement in system performance is often less than desired. By experimenting with combinations of interventions, the authors have identified recurring reasons for underperformance or intervention pitfalls. Here they discuss four common pitfalls and possible ways to overcome each with additional intervention. The pitfalls include (a) trying to cut costs without changing payment incentives; (b) depleting available funds without securing sustainable financing; (c) trying to achieve greater equity through service delivery without building capacity to meet greater demand; and (d) missing the opportunity to achieve multiple goals simultaneously through the use of mutually supporting interventions. The chapter illustrates each pitfall and proposed solution with causal feedback diagrams and simulation output graphs.
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Robinson, Peter. "Introductory issues." In Poetry & Money, 1–23. Liverpool University Press, 2020. http://dx.doi.org/10.3828/liverpool/9781789622539.003.0001.
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Poetry & Money begins with a moment in a creative writing seminar when the question of value in a piece of writing, and in the creative and critical activities being undertaken, is suddenly challenged by being related to a monetary cost. The questions of value and trust raised, which will be recurrent throughout, are identified with reference to Wallace Stevens’s ‘Imagination as Value’ and Bernard Williams’s Truth and Truthfulness. They are then adumbrated by considering a reference to a payment for magazine publication in a poem by W. S. Graham. Economic pressures in poetry publishing are further illustrated by looking at the publication of a book of poems translated from Jean-Joseph Rabéarivelo in the 1970s. Ideas concerning poetry’s role and social value, as expressed in two poems by Roy Fisher written a few years earlier, are then explored.
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Rostow, W. W. "The Limits to Growth." In The Great Population Spike and After. Oxford University Press, 1998. http://dx.doi.org/10.1093/oso/9780195116915.003.0010.
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Economists have never believed that trees would grow to the sky. They have always assumed, explicitly or implicitly, that some forces from the side of supply or demand would produce limits to growth. In the course of these recurrent speculations, they faced and wrote about many of the issues that the world economy will face, if I am more or less correct, in the century ahead. The first five chapters of this book dealt with characteristics of growth from the 18th century to the last decade of the 20th. In that interval, by and large, most men and women in the industrial world became accustomed to think that endless growth was more or less normal and automatic. This chapter will be somewhat different. After taking the oscillations of the Chinese dynasties as an example of the limits of traditional societies, it will deal with the reflections on the limits to growth that run sporadically as a minor theme from Adam Smith to John Maynard Keynes and beyond to our own day. I will then turn to what we can say about the next half century in terms of the limits to growth. Until Europe, after some four centuries of preconditioning, invented via Britain the Industrial Revolution, the long cycle was the normal economic and political pattern of the traditional society. The Chinese theory of the long dynastic cycle, for example, is paraphrased memorably by Mary Wright:… In brief, the theory was this: A new dynasty at first experiences a period of great energy, and vigorous and able new officials put in order the civil and military affairs of the Empire. In the course of generations the new period of vigor is followed by a golden age. Territories acquired earlier arc held, but no new territories arc conquered. Learning and the arts flourish in an atmosphere of elegance. Agricultural production and the people's welfare are supported by the maintenance of peace, attention to public works, and limitations of taxes. This golden age, however, carries within it the seeds of its own decay. The governing class loses first the will and then the ability to meet the high standards of Confucian government. Its increasing luxury places a strain on the exchequer. Funds intended for irrigation, flood control, maintenance of public grain reserves, communications, and payment of the army are diverted by graft to private pockets.
Conference papers on the topic "Recurring payments"
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Lucas de Melo, Leonardo, and Rafael Ballottin Martins. "Aplicação de Mineração de Dados para Detecção de Potenciais Churns em Empresa do Segmento SAAS." In Computer on the Beach. Itajaí: Universidade do Vale do Itajaí, 2020. http://dx.doi.org/10.14210/cotb.v11n1.p034-036.
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Identify what are the main reasons for losingcustomers isessential for companies that offer subscription services, plans orany other recurring method of payment. The application of datamining techniques may assist to find out patterns that can trace themost likely customers to become churns. Thro ugh this research,using the data mining process, it was possible to identify that,among other factors, the non non-utilization of the main systemmodules and the high default rates corroborates for customers tobecome churn.
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Lin, Wangli, Li Sun, Qiwei Zhong, Can Liu, Jinghua Feng, Xiang Ao, and Hao Yang. "Online Credit Payment Fraud Detection via Structure-Aware Hierarchical Recurrent Neural Network." In Thirtieth International Joint Conference on Artificial Intelligence {IJCAI-21}. California: International Joint Conferences on Artificial Intelligence Organization, 2021. http://dx.doi.org/10.24963/ijcai.2021/505.
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Online credit payment fraud detection plays a critical role in financial institutions due to the growing volume of fraudulent transactions. Recently, researchers have shown an increased interest in capturing users’ dynamic and evolving fraudulent tendencies from their behavior sequences. However, most existing methodologies for sequential modeling overlook the intrinsic structure information of web pages. In this paper, we adopt multi-scale behavior sequence generated from different granularities of web page structures and propose a model named SAH-RNN to consume the multi-scale behavior sequence for online payment fraud detection. The SAH-RNN has stacked RNN layers in which upper layers modeling for compendious behaviors are updated less frequently and receive the summarized representations from lower layers. A dual attention is devised to capture the impacts on both sequential information within the same sequence and structural information among different granularity of web pages. Experimental results on a large-scale real-world transaction dataset from Alibaba show that our proposed model outperforms state-of-the-art models. The code is available at https://github.com/WangliLin/SAH-RNN.