Relevant bibliographies by topics / Postal savings

Academic literature on the topic 'Postal savings'

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Published: 27 July 2024
Last updated: 28 July 2024

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Journal articles on the topic "Postal savings"

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Sprick Schuster, Steven, Matthew Jaremski, and Elisabeth Ruth Perlman. "An Empirical History of the US Postal Savings System." Social Science History 44, no. 4 (2020): 667–96. http://dx.doi.org/10.1017/ssh.2020.31.

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AbstractSeeking to reach the unbanked, the US Postal Savings System provided a federally insured savings alternative to traditional banks. Using novel data sets on postal deposits, demographic characteristics, and banks, we study how and by whom the system was used. We find the program was initially used by nonfarming immigrant populations for short-term saving, then as a safe haven during the Great Depression, and finally as long-term investments for the wealthy during the 1940s. Postal Savings was only a partial substitute for traditional banks, as locations with banks often still heavily used Postal Savings.
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Amyx, Jennifer, Harukata Takenaka, and A. Maria Toyoda. "The Politics of Postal Savings Reform in Japan." Asian Perspective 29, no. 1 (2005): 23–48. http://dx.doi.org/10.1353/apr.2005.0027.

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DU, Chong-dong, and Su-man LI. "On interest-rate risk management of postal savings bureau." Journal of China Universities of Posts and Telecommunications 14, no. 1 (March 2007): 115–21. http://dx.doi.org/10.1016/s1005-8885(07)60068-5.

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Gajo, Marianne. "Börse Shenzhen und Postal Savings Bank of China kooperieren." Die Aktiengesellschaft 68, no. 18 (September 1, 2023): r263. http://dx.doi.org/10.9785/ag-2023-681809.

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Calder, Kent E. "Linking Welfare and the Developmental State: Postal Savings in Japan." Journal of Japanese Studies 16, no. 1 (1990): 31. http://dx.doi.org/10.2307/132493.

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DU, Chong-dong, and Zhi-cui ZHOU. "On Interest-Rate Risk in Use of Postal Savings Funds." Journal of China Universities of Posts and Telecommunications 13, no. 2 (June 2006): 99–102. http://dx.doi.org/10.1016/s1005-8885(07)60113-7.

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Magiera, Elżbieta. "Szkolne kasy oszczędności w okresie międzywojennym (1918–1939) w kontekście działań władz oświatowych." Biuletyn Historii Wychowania, no. 32 (February 12, 2019): 35–46. http://dx.doi.org/10.14746/bhw.2014.32.3.

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The first school savings bank came into existence in Ghent, Belgium. It was founded by Francis Laurent in 1866. In Poland, the concept of saiving began to spread in the period of the National Education Commission, which recommended that children “practice thriftiness”. Since the beginning of the 19th century, local attempts to establish school savings banks were undertaken in the Polish lands that had been divided in the partitions. The propagation of thrift developed on a broader scale only after regaining independence, especially after the economic reforms of 1924. The Ministry of Education recommended that teachers introduce various forms of thrift: organising school savings banks, talks and lectures about saving, celebration of Savings Day and promoting the idea in society as a whole. The interest in the propagation of thrift in education was expressed by the central and local education authorities by issuing various types of legal acts on this subject. The intensive development of school savings banks started in 1925. Until 1935, these organisations operated on cooperative principles. After 1935 they were held under the auspices of the Postal Savings Bank, which was dissolved in 1947. The state-owned Common Savings Bank was created in its place, whose supervision of school savings banks continues to this day and is a statutory duty of the bank. Thus, the interwar experience in the field of organising school savings banks was continued after the Second World War and is still being implemented in the contemporary educational reality.
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Naseema, C. M. "A study on customer percpetion of postal savings of Ernakulam district." ACADEMICIA: An International Multidisciplinary Research Journal 6, no. 8 (2016): 85. http://dx.doi.org/10.5958/2249-7137.2016.00040.9.

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Sony, Michael. "A Survey on Household Energy Saving Measures for Last Decade in Western India." International Journal of Public and Private Perspectives on Healthcare, Culture, and the Environment 3, no. 1 (January 2019): 14–27. http://dx.doi.org/10.4018/ijppphce.2019010102.

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There has been a large interest in household energy-saving measures as they are major consumers of energy. The higher level of awareness need not culminate into the household energy savings. This study investigates the impact of the changes on both home-based and transport -based energy-saving measures over a period. In addition, it also investigated the percentage of money spent on these energy-saving activities. A postal based self-reported survey was undertaken in western India. The result suggested that only 24% of the respondents reported that money spent on household energy-saving measures have increased in the last 10 years. Whereas 43% have reported they have not spent any money on the energy saving measures. Little study is done on the changes in household energy saving measures. In this study, the authors extend the research on household energy-saving measures by addressing the gap in extant literature in understanding the changing paradigm of household energy-saving measures in a decade
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LI Baizhou, WU Baoci, and LIU Weiying. "The Research on Growth Mechanism Analysis of Postal Savings Bank of China." Journal of Convergence Information Technology 8, no. 6 (March 31, 2013): 1112–19. http://dx.doi.org/10.4156/jcit.vol8.issue6.132.

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Dissertations / Theses on the topic "Postal savings"

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JUNG-SAN, CHEN, and 陳榮三. "A Study on Risk Management of Postal Savings Interest Rate." Thesis, 2003. http://ndltd.ncl.edu.tw/handle/88091156088672126808.

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碩士
國立臺灣大學
財務金融學研究所
91
ABSTRACT OF THESIS Year of graduation: January 2003 Thesis: A Study on Risk Management of Postal Savings Interest Rate Institute: National Taiwan University Graduate Institute of Finance Tutor: Dr. DAR-YEH HWANG Graduate student: JUNG-SAN CHEN Since the lift of ban on banking establishment in 1991, Taiwan has seen more new banking outlets than ever before as both local and branches of international banks in Taiwan grew from 1,093 in 1991 to 3,113 in October 2002. This suggests almost a two-fold increase. Keenly competition is due to resembled financial products being offered, and this minimizes the already insignificant profit to quasi nothing, Average net return rate in the banking industry has come dropping from 13.35% in 1992 to 5.50% in December 2001. Confronting this death-or-live dilemma, some opted for mergers or holding companies, in pursuance of Law for Mergers of Financial Institutions and Financial Holding Company Law, aiming for economy of scale and economy of scope, driving the entire financial arena to a new horizon. Only for antecedent, postal savings has long been a currency policy means of the Central Bank when it comes to coping with government policies and redeposit to ordinary banks for political loans for housing, medium and small businesses, public constructions and major investment projected by the private sector among others, leaving postal savings profit ignored. Except for political roles, postal savings business is becoming harder and harder in the demanding environment. Now the world is in recession and interest rates keep dropping, interest spread earned from redeposit and savings tend to shrink or even turn red, management of interest rate risk has come out as an issue worth paying attention to. This study is based on Article 11 of Interest Rate Risk Management issued by Basle Committee on Banking Supervision and the two codes for measurement of interest rate risks, being one of them Repricing/Maturity Model and the other Duration Model. A meticulous review of nature, duration and amount among other factors of assets (redeposit) and liabilities (savings), this study strongly recommends the Repricing/Maturity Model for management of interest rate risks. Applied this model with board of directors strategies, supervision of high-ranking executives and independent auditing, operation control, selection of information system and operation rules, we do believe that management of postal savings interest rate could be kept under successful control. We strongly believe that in this highly competitive financial industry where minimum profit is regular, management of postal savings interest rate is a must, otherwise the fluctuating interest rate would consume all profit, if any, worse could even become when the postal savings system is shattered. However, sound management of postal savings interest rate never means reasonable return from the fund. We like to propose two approaches to make this happen. First, to upgrade the cooperation of postal savings with the government policies, which should provide justified subsidies as a way to reflect the cost. No. 2, special legislation would be needed to set postal savings as public capital, allowing it be dispensed to purchase mid and long term bonds issued by the government on the interest rates announced for postal savings. Doing so would allow the government have access to stable supplies of mid and long term funds, on the other hands, postal savings would receive reasonable profits for successful management of interest rate risks. Through the issue of public bonds, the government would spare postal savings, which is provided by the population, on public constructions, making the population beneficiaries, as from the saying of the people and on the people is all about. Key words: Postal Savings and Remittance Act, Redeposit, Interest Rate Risk, Basle Committee on Banking Supervision and Repricing Model.
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Lin, Li-Kun, and 林麗坤. "A Study on Bond Investusent Portfolio Strategies Using Postal Savings." Thesis, 1995. http://ndltd.ncl.edu.tw/handle/14457178337372044117.

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碩士
文化大學
國際企業管理研究所
83
The financial resources of the Directorate General of Postal remittances & Savings Banks originate from the bank deposits of accout holders, but they also form a debt to these account holders. Therefore, the strategy for investment in bond portfolios by the Directorate General should not only be conform to the basic principles of capital turnover in banking, but it should also ensure that sufficient cash can be produced at any time to replenish the withdrawals of account holders and that there is a steady income to fulfil interest payments to account holders. Therefore, the main objective of such a strategy is to seek portfolios with the lowest cost , lowest risk and with a steady income. 　　The two most common investment strategies are (1)the Dedication Strategy ang (2)the Immunization Strategy. Dedication, or Cash Matching, uses the technique of linear programming to seek bond portfolios with the lowest cost,as to ensure that a sufficient amount of cash can be produced at any time to fulfil the various liabilities.Immunization is the establishment of duration of debts and assets as to avoid that the value of portfolios will be influenced by a fluctuation in interest rates .Cash Matching normally does not permit the existence of debts and assets. The cash flow of a portfolio before or at the day of payment should be greater than the loan to be fulfilled. No interest will be payed over the remaining amount of cash. The basic costs of establishing a portfolio through Cash Matching are therefore higher than those through Immunization.However,the Immunization Strategy often leads to value fluctuations of portfolios,because actual fluctuations in interest rates may differ from expected fluctuations at the time of establishment of the portfolio.A frequent rebalancing of the portfolio is therefore needed.All these factors make it hard to determine which strategy is the most suitable. 　　The main objective of this study is to create a method through which a sufficient cash low can be obtained in order to replenish the withdrawals of account holders. Therefore a portfolio has to be established first through the implementation of the Dedication Stratcgy and a steady income has to be acquired through the Bank''s daily operatioos. The achieved results from using the technique of linedar programing can seek bond portfolios with the lowest cost, and it can produce sufficient cash at any time to replenish the with drawals of account holders. Only then interest payments to account holders can be fulfilled and operation expenses can be covered. When investing in bonds the risk of fluctuations in interest rates should be avoided. The question thereford is whether we can ensure expccted in terest rates by studying hypothctical investments in portfolios through the implementation of the Immunization Strategy. The achieved results from such a study are even better than expected, since hypothetical situations do not necessarily comply with the actual fluctuations in interest rates.
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林育瑋. "The Research of Measurement in Value at Risk from Postal Remittances Savings Banks Investing Stock." Thesis, 2001. http://ndltd.ncl.edu.tw/handle/35318641614619088479.

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碩士
實踐大學
企業管理研究所
89
Value at Risk (VaR) is a kind of technique in management, which is used to control market risk caused by vibration of market price. This technique is going to become a trend because the proportion of market risk in business portfolio is rising. Simply speaking, VaR adopts the concept of probability distribution; that is to qualify abstract risk into concrete value. Thus, we can take measures to defense shocks from market risk much easily. About the definition of VaR, it means the largest possible lost in a portfolio under conditions of a given period and confident level. With reference of approaches of using postal risk funds, riskes in using fund include credit risk, liquidity risk, operational risk, legal risk, market risk and so on. Among them, this research is going to investigate market risk. If managers in Postal Remittances Savings Banks can count VaR from position of holding stock every day or every week, they will control the degree of exposure risk in capital of stock. Once the counted VaR is too large, they can take action of hedge in advance. The research is doing analysis from stock portfolio and measuring VaR. The approaches include variance and covariance, historical simulation, bootstrapping methods and stress test. We are going to compare advantages and drawbacks of these methods as well as to test their reliability by back-test. At last, the study is further doing analysis based on categories of industries and given periods, including VaR of individual industry, contribution degree of overall portfolio in each industry and trend analysis of VaR. In addition, this research also compares VaR of individual industry with stock portfolio of Postal Remittances Savings Banks. Keywords: Vale at Risk, Postal Remittances Savings Banks, variance and covariance method, historical simulation method, bootstrapping methods, stress test, back-test.
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SHA, XIAN-XIAN, and 沙姍姍. "How to improve counter service quality:a study of postal savings counter service at post-office." Thesis, 1991. http://ndltd.ncl.edu.tw/handle/97745870065007554711.

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Spooner, Matthew. "Public finance and investment out of the Japanese post office : a history of the postal savings system." Thesis, 2004. http://hdl.handle.net/2429/15348.

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The historical development of the Postal Savings System (PSS) can be viewed as serving two functions in the Japanese economy. First, the PSS has served as a savings regime for Japanese households since postal savings were established in 1875. The other function concerns the investment of postal funds collected by the network of post offices across Japan. In view of the relationship between the savings and investment functions, the political and economic implications of postal banking are highlighted by its institutional arrangements with public finance and investment. In the post-World War II period, Tanaka Kakuei seized the opportunity to safeguard and strengthen the affairs of the PSS. The realignment of political factions and consolidation of financial policy undertaken by Tanaka between the 1950s and 1980s brought to the forefront the compounding political and economic benefits and impending costs arising from postal banking in Japan. This characterized the political landscape of Japan for the next thirty years. Tanaka utilized the might of his political faction within the Liberal Democratic Party and a postal affairs interest group to effectively promote and safeguard the PSS and the Fiscal Investment Loan Program (FILP) budget. The innovations of Tanaka Kakuei are presented as the primary reasons for continued opposition to reform the Postal Savings System. The analytical framework presented in this paper is consistent with the historical development of the Japanese political economy.
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Liang, Chin-Wei, and 梁勤葳. "A Study of Brand Image Impact on Postal Savings Services Customer Satisfaction：Take an example of Taipei Residents." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/3khhdv.

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碩士
國立交通大學
管理學院經營管理學程
102
Chunghwa Post, government-owned enterprises for the public postal services, has been supporting the country's economic construction and development more than one hundred years. However, in recent years, the impact of electronic networks along with flourishing private delivery, financial services and insurance industry force the dominance of the postal market to face the unprecedentedly competitive environment. As a result, Chunghwa Post restructured itself of Chunghwa Post Co., Ltd. on January 1, 2003. Postal savings counters and delivery personnel are the first line of service, which is on behalf of the company's brand image in the eyes of the customers. On the other hand, it means the better the quality of service, the higher customer satisfaction, which improves company's overall operating performance. Only through this can Chunghwa Post Co. survive in this highly- competitive market. This study is conducted based on Howard-Sheth Model measure service quality by a modified SERVQUAL scale proposed by Parasuraman, Zeithaml &; Berry in 1988, also using the measure brand image by the research proposed by Park, Jaworski and Macinnis in 1986. As the above mentioned, we can better understand the brand image of the postal savings service, customer satisfaction and the relevance among them. The main subjects are residents in Taipei city and 10 post offices purposively chosen in Taipei, with the result of effective 452 questionnaires. Moreover, empirical results show the bran's functional, symbolic, experiential aspects all have positive impact on customer satisfaction. Eventually, this study suggests postal savings service of Chunghwa Post assess the target market more prudently, develope marketing strategy more appropriately; furthermore, it is also advised to run a series of improvements and integration in order to face the future competitively. Keywords: brand image, service quality, customer satisfaction
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Kawabata, Eiji. "Bureaucracy, politics, and business in Japan the Ministry of Posts and Telecommunications and contemporary economic policymaking /." 1996. http://catalog.hathitrust.org/api/volumes/oclc/38386495.html.

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Chen, ChinPei, and 陳金佩. "Efficiency Evaluation of Multiproduct Enterprises — Examples of the Private Life Insurance Industry and the Directorate General of Postal Remittances and Savings Banks." Thesis, 2000. http://ndltd.ncl.edu.tw/handle/54647093063956085281.

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碩士
國立高雄第一科技大學
保險營運系
88
One of the most pervasive economic revolutions sweeping our world in the past 20 years centers on financial deregulation. Taiwan, like other industrial countries, recently planned to introduce various financial reforms to remove the barriers separating the operations and ownership of banks from non-bank financial institutions. This study is based upon the theoretical framework proposed by W.J. Baumol et al. (1982). We employ the translog form as cost functions to estimate the cost reduction effect of financial conglomeration in Taiwan’s life insurance industry-including the private life insurance company and the Directorate General of Postal Remittances and Savings Banks (DGPRSB) which is a government-owned business. The DGPRSB being picked up because it not only play an important role in Taiwan’s financial market but also provides a great variety of services which constitute a good sample to investigate the economies of scope.
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Wang, Chi Ming, and 王智民. "A Study on the Privatization of the ChungHwa Postal Service Co., Ltd Postal Saving Department Reforming and Organization Transforms." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/02501264342000810956.

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碩士
實踐大學
企業創新發展研究所
94
Abstract To make the best use of resources, the most effective utilization for enterprise as well as the government transformation and enterprise privatization has become the trends in the world in the recent years. Our postal service enterprise steps our country postal service reform in January 1, 2003 officially change the government office general post office to ChungHwa Postal service Limited Liability Company. However, in faces the domestic and foreign distribution industry competition, the popular of information technology substitute for the deliver work of the existing post office. The pressures of join the WTO to request to opening part postal service enterprise that make ChungHwa Post Service Company suffer in enormous challenge. Saving and Insurance department have to challenge and face the announces of the implementation finance holding law in July 2001 that the large-scale financial holding company is founded. The agricultural bank as well as the postal service enterprise correlation each kind of duty preferential measure will cancel in five years. ChungHwa Postal service Company will urgently need to carry on the organization restoration and the service rallies, will be able in accordance to these external threats. Along with the corporation realization, the following step soon is privatization time oncoming, and towards specialized trend development. ChungHwa Postal service Company's business scope covering postal, saving and insurance aspect, therefore we adopts three kind of privatization organizations transform to evaluate the privatization: The three forms jointly operated, the three forms are divided the camp and set up the industrial holding law to enable ChungHwa Postal service Company to become the industrial holding company. To evaluated transforms in the privatization organization to ChungHwa Postal service Company is any of help in forward effect. After this reason and privatization whether can enhance the efficiency and obtain more profits also to give dual attention to the service quality and the public interest.
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Books on the topic "Postal savings"

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Yūseishō, Japan. Ministerial ordinances for postal savings: Ministerial ordinances for postal savings, postal money order and postal giro (unofficial and tentative translation). Tokyo: Postal Savings Bureau, Ministry of Posts and Telecommunications, 1998.

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Harada, Jun. Yūbinkyoku minʾeika keikaku. Tōkyō: Tōyō Keizai Shinpōsha, 2001.

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Canada. Post Office Dept. Regulations of the post office savings banks, Canada. Ottawa: G.E. Desbarats, 2002.

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Wright, Graham A. N. Teaching elephants to tango: Working with post banks to realise their full potential. [Nairobi]: MicroSave, 2006.

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Wright, Graham A. N. Teaching elephants to tango: Working with post banks to realise their full potential. [Nairobi]: MicroSave, 2006.

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Wright, Graham A. N. Teaching elephants to tango: Working with post banks to realise their full potential. [Nairobi]: MicroSave, 2006.

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Wright, Graham A. N. Teaching elephants to tango: Working with post banks to realise their full potential. Nairobi]: MicroSave, 2006.

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Beckers, Stefan. Die Bankdienste der Deutschen Bundespost in ordnungspolitischer Sicht. München: Minerva Publikation, 1990.

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Kokusai Tsūshin Keizai Kenkyūjo. Yūsei Kyōiku Sentā. Yūbin chokin jigyō tō gaisetsu. Tōkyō: Kokusai Tsūshin Keizai Kenkyūjo Yūsei Kyōiku Sentā, 2002.

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Shinpan yūbin chokin shikin unʼyō no gaisetsu. Tōkyō: Yūcho Shikin Kenkyū Kyōkai, 2003.

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Book chapters on the topic "Postal savings"

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Davies, Martin, and Jiang Lin. "Xuwen County Branch of Postal Savings Bank of China v. SU Chunhai et al." In Chinese Maritime Cases, 1743–49. Berlin, Heidelberg: Springer Berlin Heidelberg, 2022. http://dx.doi.org/10.1007/978-3-662-64029-6_90.

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Cargill, Thomas F., and Naoyuki Yoshino. "The Postal Savings System, Fiscal Investment and Loan Program, and Modernization of Japan’s Financial System." In Crisis and Change in the Japanese Financial System, 201–30. Boston, MA: Springer US, 2000. http://dx.doi.org/10.1007/978-1-4615-4395-4_8.

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Burrett, Rob. "Saving modern heritage." In Independent Museums and Culture Centres in Colonial and Post-colonial Zimbabwe, 38–50. London: Routledge, 2022. http://dx.doi.org/10.4324/9781003108238-3.

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Norkus, Zenonas. "Saving Anthropometric History: A Solution to the “Estonian Antebellum Paradox”." In Post-Communist Transformations in Baltic Countries, 231–45. Cham: Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-39496-6_12.

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AbstractFirst of all, I claim that Jörg Baten and Mathias Blum (2015a) have provided inaccurate data on Estonian male height. I discuss in more detail the most broadly used international data sources on human height in the next chapter. At this point, I only state that the decadal average of 173.4 cm for adult Estonian men born between 1890 and 1899 is not supported by other sources. The most reliable reports are surveys of provinces, presented annually by Russian governors to the central government, as they are based on the largest number of observations (N). According to this source, the mean height of draftees (N = 1654) to the Russian army in 1913 from the Estland Province was 172.0 cm (Obzor Èstljandskoj gubernii na 1913 god: 44). I use this 172.0 cm value in my quantitative analysis, although this correction only makes Estonians appear as the second tallest males (following Swedes with 172.4 cm and sharing second place with New Zealanders).
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Elie, Serge D. "“Saving Soqotra”: Biography of a Conservation and Development Experiment." In A Post-Exotic Anthropology of Soqotra, Volume II, 255–319. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-45646-7_7.

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Stoll, Peter-Tobias. "Saving the World Trade Order from the Bottom Up: A Role for Preferential Trade Agreements." In A Post-WTO International Legal Order, 259–76. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-45428-9_15.

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Myburgh, Roche F. "Saving the Tree for the Forest: Lessons from Pandemics for Postcolonial Indigeneity in South Africa." In Indigenous Societies in the Post-colonial World, 257–84. Singapore: Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-19-8722-9_15.

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Deepika Kamath, M., Rizwan Qaisar, Asima Karim, Adel Elmoselhi, and Bashair M. Mussa. "Evaluation of the Hybrid Learning Model to Teach Human Physiology Experiments." In Future Trends in Education Post COVID-19, 27–37. Singapore: Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-1927-7_3.

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AbstractThe declaration of COVID-19 as a pandemic on March 11, 2020, had profound effects on educational activities worldwide. As a crisis response measure, the educational institutes had to shift from onsite to online teaching and adopt online learning platforms to ensure a smooth delivery of educational content. However, the efficacy of such teaching methods for laboratory experiments partly remains elusive. We aim to explore students’ perspectives and experiences toward a hybrid approach in conducting human physiology experiments. We designed a teaching model that combines onsite and online learning to provide hands-on experience to medical students without compromising COVID-19 preventive measures. It is a cross-sectional study among Years 1, 2, and 3 medical students. Data was collected through an online survey via a self-administered electronic questionnaire. Data was analyzed using a two-sample t-test using Graph-Pad Prism version 8.01. Our results indicate that the hybrid model was well-received, and students agreed that the hybrid model was time-saving and allowed them to study at their own pace compared to students who did not agree (p < 0.05). A significantly higher number of students found the hybrid model extremely useful and were satisfied with its content (p < 0.05). They recommended continuing this format in the future. The students opined that providing the recorded videos in advance and clarifying their doubts in the prelab sessions prepared them better for the hands-on experience (p < 0.05). Therefore, we recommend maintaining the hybrid learning methods for time-effectiveness and enhance efficiency of learning.
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Grandisa, Neneng Alghina Micha, Aditya Rahmat Gunawan, and Siti Mulyani Hasanah. "The role of Rumah Zakat in community economic empowerment and mustahiq's saving behavior during the Covid-19 pandemic in an Indonesian village." In Social and Political Issues on Sustainable Development in the Post Covid-19 Crisis, 39–54. London: Routledge, 2022. http://dx.doi.org/10.1201/9781003263586-5.

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Cargill, Thomas F., and Naoyuki Yoshino. "Reforming the Postal Savings System and the Fiscal Investment and Loan Program: Summing Up of the Issues, Reform, and Recommendations." In Postal Savings and Fiscal Investment in Japan, 144–65. Oxford University PressOxford, 2003. http://dx.doi.org/10.1093/oso/9780199257348.003.0005.

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Abstract The PSS and the FILP are important features of Japanese post war finance, and despite an official policy of financial liberalization for over two decades, they have continued to expand their roles in Japan’s financial system. As of fiscal year-end 1999 (31 March 2000), postal deposits represented 34 percent of total household deposits and 18 percent of individual assets. Postal deposits accounted for 62 percent of FILP lending, and the FILP budget represented 10.9 percent of GNP. Postal life-insurance accounts for 30 percent of total life insurance sales. Postal deposits as a percentage of total deposits, postal life insurance as a percentage of total life insurance, and the ratio of the FILP budget to GDP were larger in 2000 than at any time since the start of reindustrialization in 1950.
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Conference papers on the topic "Postal savings"

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He, Yongmei, and Hongmei Zhang. "The Measures and Effect Analysis of China Postal Savings Bank in Developing Inclusive Finance-Taking Sichuan Branch as an Example." In 2017 International Conference on Economic Development and Education Management (ICEDEM 2017). Paris, France: Atlantis Press, 2017. http://dx.doi.org/10.2991/icedem-17.2017.57.

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Monteiro, Andre Felipe, and Orlando Loques. "POSTER: QMapper: Scalability and energy saving for virtualized web server clusters." In 2014 IEEE International Conference On Cluster Computing (CLUSTER). IEEE, 2014. http://dx.doi.org/10.1109/cluster.2014.6968769.

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Benedetti, Paolo, Giuseppe Piro, and Luigi Alfredo Grieco. "POSTER: Analysis of the Energy Saving in Emerging Information-Centric Metropolitan Area Networks." In 2021 IEEE International Symposium on Local and Metropolitan Area Networks (LANMAN). IEEE, 2021. http://dx.doi.org/10.1109/lanman52105.2021.9478797.

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Mohammadmoradi, Hessam, Omprakash Gnawali, David Moss, Rainer Boelzle, and Gene Wang. "Poster Abstract: The Impact of User Engagement in the Effectiveness of Energy Saving Programs." In 2016 15th ACM/IEEE International Conference on Information Processing in Sensor Networks (IPSN). IEEE, 2016. http://dx.doi.org/10.1109/ipsn.2016.7460715.

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Ševčík, Jakub. "Impact of Electronic Auctions on Business Procurement in Slovakia During COVID-19." In EDAMBA 2021 : 24th International Scientific Conference for Doctoral Students and Post-Doctoral Scholars. University of Economics in Bratislava, 2022. http://dx.doi.org/10.53465/edamba.2021.9788022549301.487-495.

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Purchasing processes are involved in large scale innovation opportunities. These innovations will determine future of business procurement. We summarized modern and innovative methods of todays procurement and analyzed impact of electronic auctions on cost avoidance and cost savings, during COVID-19 pandemics and pre-pandemic state. According to our findings, there are several innovative methods of modern procurement such as electronic auctions, online contracting, claim managhement e.g. Further more, electronic auctions significantly improves cost avoidance opportunities for businesses. Use of electronic auctions was enhanced during pandemic of COVID-19.
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Murić, Milorad, Nenad Stefanović, Marijana Milanović, and Dragana Knežević. "E-invoicing – Case Study in Serbia." In 9th International Scientific Conference Technics and Informatics in Education. University of Kragujevac, Faculty of Technical Sciences Čačak, 2022. http://dx.doi.org/10.46793/tie22.326m.

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The paper analyzes the application of e-invoices on a sample of public and private sector entities. The purpose of this paper is to point out the advantages and disadvantages of e-invoices in the first phase of their implementation. routing within offices and automatic synchronization of data upon receipt. E-invoices facilitate international trade operations due to instant and automatic data processing. Also, the application of e-invoices contributes to getting rid of huge amounts of unnecessary paper and thus contributes to the ecological balance. E-invoices provide great savings in printing, postage, and archiving, eliminate manual review and approval of received invoices, and input the invoice data into accounting systems. The research indicates the advantages and disadvantages of applying e-invoices in real working conditions. The goal of this paper is to point out the problems that e-invoice users have recorded in the first months of work in the application
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Abed, Hadeel, Nada Abdou, and Nizar Zorba. "Drone-Based Cooling Leakage Measurement from Glass Front Towers." In Qatar University Annual Research Forum & Exhibition. Qatar University Press, 2020. http://dx.doi.org/10.29117/quarfe.2020.0097.

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Drones are increasingly gaining more attention these days and they are employed in several applications. At the same time, the steps towards saving energy and improving the efficiency of the buildings are significantly increasing as well. This poster introduces an overall design for a system that will be loaded on a quadcopter to measure the cooling leakage from high-rise buildings in Qatar to meet 2030 vision in environmental development. The proposed design is achieved by using a chip thermal camera to detect the cooling leakage locations. In addition, the drone will need proximity sensors, specifically, Lidar sensor to prevent it from any collision that can happen with the towers. Moreover, a mobile application is built to monitor the tested buildings and the position of the drone.
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Janes, Jacob, Ajay Bansal, and Tyler Baron. "Exploring AI in Healthcare: How the Acceleration of Data Processing can Impact Life Saving Diagnoses." In Proceedings of the Symposium on Open Data and Knowledge for a Post-Pandemic Era ODAK22, UK. BCS Learning & Development, 2022. http://dx.doi.org/10.14236/ewic/odak22.2.

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Sieber, Jakub. "Environmental Aspect of Investment in Solar System in Example of Business Providing Public Services. Case from Slovak Republic." In EDAMBA 2021 : 24th International Scientific Conference for Doctoral Students and Post-Doctoral Scholars. University of Economics in Bratislava, 2022. http://dx.doi.org/10.53465/edamba.2021.9788022549301.431-442.

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This paper focus on environmental investment made in small firm in solar system. Based on literature review and recently introduced financial mechanism of European Union for membership states to recover and help countries to become more efficient, digitalized, and face climate changes after COVID-19 crisis, it becomes crucial to point out that not all “green solutions” might yield sustainable advantages. Case from Slovak Republic shows that investment in solar system made in 2017 is dropping its competitive advantage when we calculate Life Cycle Assessment. Paper is dealing with national policies declared by state authorities in Slovak Republic and also European Union with tendency to lower emissions of CO2. When assuming that goals of state authorities and EU are reachable in field of energetic mix, in this particular case the firm will be leaving higher carbon footprint 10 years after investment in solar panels as it did not invest in solar system. In 2017, the savings in the carbon footprint of the surveyed company in LCA in absolute terms amounted to 1551 tons, or 0.03 tons per kWh, but by assumptions, in 2027 carbon footprint will be higher by 0,005 ton per kWh despite operating own solar system.
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Gogola, Erik. "The Impact of Financial Literacy on Debt Behavior of Households: Evidence from Micro Data." In EDAMBA 2022: 25th International Scientific Conference for Doctoral Students and Post-Doctoral Scholars. Bratislava: University of Economics in Bratislava, 2023. http://dx.doi.org/10.53465/edamba.2022.9788022550420.128-139.

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While several papers have focused on the effect of financial literacy on household retirement savings or investment choices, this paper is devoted to its impact on households’ debt behavior. We utilize Slovak household finance and consumer survey (HFCS) microdata to analyze the impact of the objective level of financial literacy on Slovak households ́ debt behavior. We find that Slovak households display different debt behavior with respect to varying levels of financial literacy. We focus on high-cost credit products and find that a household ́s financial literacy does not have a statistically significant impact on the probability of having an outstanding balance of non-mortgage or credit debt. However, we find that younger households with higher incomes dispose of a higher probability of having an outstanding balance of non-mortgage or credit debt while being more credit-constrained and less able to save from their monthly income compared to more financially literate households. Thus, we may consider households with an outstanding balance of non-mortgage or credit debt to be more financially vulnerable, as they are more frequently engaging with high-cost credit products with a lower ability to save and with a higher probability of being credit constrained. This behavior may lead to a significant decrease in their ability to face unexpected internal or external adverse shocks.
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Reports on the topic "Postal savings"

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Schuster, Steven Sprick, Matthew Jaremski, and Elisabeth Ruth Perlman. An Empirical History of the United States Postal Savings System. Cambridge, MA: National Bureau of Economic Research, May 2019. http://dx.doi.org/10.3386/w25812.

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Fleitas, Sebastián, Matthew Jaremski, and Steven Sprick Schuster. The U.S. Postal Savings System and the Collapse of B&Ls During the Great Depression. Cambridge, MA: National Bureau of Economic Research, October 2022. http://dx.doi.org/10.3386/w30609.

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Laitner, John, Daniel Silverman, and Dmitriy Stolyarov. Annuitized Wealth and Post-Retirement Saving. Cambridge, MA: National Bureau of Economic Research, October 2014. http://dx.doi.org/10.3386/w20547.

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Gokhale, Jagadeesh, Laurence Kotlikoff, and John Sabelhaus. Understanding the Postwar Decline in U.S. Saving: A Cohort Analysis. Cambridge, MA: National Bureau of Economic Research, May 1996. http://dx.doi.org/10.3386/w5571.

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Boskin, Michael, and Lawrence Lau. An Analysis of U.S. Postwar Consumption and Saving: Part II -- Empirical Results. Cambridge, MA: National Bureau of Economic Research, June 1988. http://dx.doi.org/10.3386/w2606.

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Boskin, Michael, and Lawrence Lau. An Analysis of Postwar U.S. Consumption and Saving: Part I -- The Model and Aggregation. Cambridge, MA: National Bureau of Economic Research, June 1988. http://dx.doi.org/10.3386/w2605.

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Cavalcanti, Tiago, Joseph P. Kaboski, Bruno Martins, and Cezar Santos. Financing Costs and Development. Inter-American Development Bank, October 2023. http://dx.doi.org/10.18235/0005227.

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Most aggregate theories of financial frictions model credit available at a cost of financing equal to the savings rate but rationed. However, using a comprehensive firm-level credit registry, we document both high levels and high dispersion in ex post credit spreads to Brazilian firms. We develop a quantitative dynamic general equilibrium model in which dispersion in spreads arises from intermediation costs and market power. Calibrating to the Brazilian data, we show that, for equivalent levels of external financing, spreads have profound impacts on aggregate development indeed moreso than credit rationing does and spreads yield firm dynamics that are more consistent with observed patterns.
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Anderson, Dave M., and Donna J. Hostick. Post Hoc Evaluation of Long-Term Goals for Energy Savings in the Buildings Sector: Lessons from Hindsight. Office of Scientific and Technical Information (OSTI), April 2003. http://dx.doi.org/10.2172/15003619.

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Yang, Ming, Youwei Wu, Tao Wang, and Wentao Wang. Iron overload, Infectious Complications and Survival In Liver Transplant Recipients: A Systematic Review and Meta-Analysis. INPLASY - International Platform of Registered Systematic Review and Meta-analysis Protocols, November 2022. http://dx.doi.org/10.37766/inplasy2022.11.0022.

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Review question / Objective: Iron overload conditions is a well-established risk factor for infection of pathogens. The possible association of iron overload with infectious complications and prognosis of patients receiving transplants are not well understood. Condition being studied: Liver transplantation often represents a life-saving treatment for an increasing number of patients with end-stage liver disease. With the improvements in surgical techniques, immunosuppression strategies, and post-LT management of complications, the recipient mortality has steadily declined after LT. The survival rates were 83% at 1 year, 71% at 5 years in western countries. However, the use of immunosuppressants increased risk of infections as an adverse effect resulting in severe morbidity. Globally, infection caused by including bacteria, fungus, viruses remain one of the leading causes of morbidity and mortality among transplant recipients. Knowledge of modifiable risk factors and potentially reversible causes is essential to develop targeted preventive strategies.
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Moore, John, and Alan Carr. Lab’s longest-serving director took the helm 75 years ago Norris Bradbury credited with saving the Lab, town from post-war decline. Office of Scientific and Technical Information (OSTI), October 2020. http://dx.doi.org/10.2172/1688718.

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