Relevant bibliographies by topics / New Zealand Loans

Academic literature on the topic 'New Zealand Loans'

Author: Grafiati
Published: 10 December 2022
Last updated: 28 January 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'New Zealand Loans.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "New Zealand Loans"

1

Kozlova, Tetiana, Anastasiia Nikulina, Olena Avramenko, and Nataliia Korniushyna. "The functional сapacity of Maori loans in New Zealand English." Nova fìlologìâ, no. 79 (2020): 61–67. http://dx.doi.org/10.26661/2414-1135/2020-79-10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

McLanahan, Jeremiah. "A Law and Behavioural Economics Analysis of High-Cost Lending in New Zealand." Victoria University of Wellington Law Review 52, no. 2 (September 21, 2021): 373–412. http://dx.doi.org/10.26686/vuwlr.v52i2.7124.

Full text
Abstract:
The most interesting recent developments in economics have come from behavioural economics, which attempts to model how people will behave in real life situations. The insights offered by behavioural economics can also be applied to law. This article discusses law and behavioural economics generally, and then applies it to the New Zealand high-cost loan industry. The high-cost loan industry is responsible for a great deal of harm in New Zealand, and in 2019 Parliament passed sweeping amendments to the Credit Contracts and Consumer Finance Act 2003 to insulate consumers from that harm. Law and behavioural economics suggest alternative strategies to those amendments that can address the harms while retaining the benefits that high-cost loans can provide. This article designed an experimental survey to test one such strategy, and the results and implications for policy are discussed.
APA, Harvard, Vancouver, ISO, and other styles
3

Kozlova, Tetyana, and Maciej Rudnicki. "MAORI LOANS IN NEW ZEALAND ENGLISH FROM A LANGUAGE ECOLOGY PERSPECTIVE." Polonia University Scientific Journal 39, no. 2 (2020): 67–73. http://dx.doi.org/10.23856/3908.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

De Gayardon, Ariane. "Income-Contingent Loans: Not a Miracle Solution." International Higher Education, no. 93 (March 29, 2018): 18–19. http://dx.doi.org/10.6017/ihe.0.93.10430.

Full text
Abstract:
With the rising costs of higher education, an increasing share of which is borne by students and their families, governments have had to design student loans schemes to open higher education to all. A popular option among economists is income-contingent loans, where repayment is calculated as a share of the borrower’s income to avoid high repayment burden. However, the three flagship countries forincome-contingent loans—Australia, England, and New Zealand—are all currently experiencing financing issues. This raises the question of defining the correct specification of income-contingent loans schemes, as well as finding the proper balance between different financial aid policies.
APA, Harvard, Vancouver, ISO, and other styles
5

De Gayardon, Ariane. "Income-Contingent Loans: Not a Miracle Solution." International Higher Education 2, no. 93 (March 29, 2018): 18. http://dx.doi.org/10.6017/ihe.2018.93.10373.

Full text
Abstract:
With the rising costs of higher education, an increasing share of which is borne by students and their families, governments have had to design student loans schemes to open higher education to all. A popular option among economists is income-contingent loans, where repayment is calculated as a share of the borrower’s income to avoid high repayment burden. However, the three flagship countries forincome-contingent loans—Australia, England, and New Zealand—are all currently experiencing financing issues. This raises the question of defining the correct specification of income-contingent loans schemes, as well as finding the proper balance between different financial aid policies.
APA, Harvard, Vancouver, ISO, and other styles
6

Calude, Andreea Simona, Steven Miller, and Mark Pagel. "Modelling loanword success – a sociolinguistic quantitative study of Māori loanwords in New Zealand English." Corpus Linguistics and Linguistic Theory 16, no. 1 (May 27, 2020): 29–66. http://dx.doi.org/10.1515/cllt-2017-0010.

Full text
Abstract:
AbstractLoanword use has dominated the literature on language contact and its salient nature continues to draw interest from linguists and non-linguists. Traditionally, loanwords were investigated by means of raw frequencies, which are at best uninformative and at worst misleading. Following a new wave of studies which look at loans from a quantitatively more informed standpoint, modelling “success” by taking into account frequency of the counterparts available in the language adopting the loanwords, we propose a similar model of loan-use and demonstrate its benefits in a case study of loanwords from Māori into (New Zealand) English. Our model contributes to previous work in this area by combining both the success measure mentioned above with a rich range of linguistic characteristics of the loanwords (such as loan length and word class), as well as a similarly detailed group of sociolinguistic characteristics of the speakers using them (gender, age and ethnicity of both, speakers and addresses). Our model is unique in bringing together of all these factors at the same time. The findings presented here illustrate the benefit of a quantitatively balanced approach to modelling loanword use. Furthermore, they illustrate the complex interaction between linguistic and sociolinguistic factors in such language contact scenarios.
APA, Harvard, Vancouver, ISO, and other styles
7

Blom, Wilma. "Overcoming the Tyranny of Distance: Revealing Type Collections Down-Under." Biodiversity Information Science and Standards 2 (June 13, 2018): e26280. http://dx.doi.org/10.3897/biss.2.26280.

Full text
Abstract:
Auckland Museum’s Natural Science collections contain several thousands of biological primary types, some dating back to well over a 100 years. Biological type specimens are important for the recognition of new species, because they are the specimens on which species names and descriptions are based, and so they are the standards against which all potentially new species are measured. As by definition there can only ever be one primary type for each species, these are the unique specimens with highest scientific value. Fun fact one: More than almost any other country, New Zealand has a very high percentage of endemic fauna and flora, which means species that are found nowhere else. Fun fact two: In New Zealand we only know about 50% of our biodiversity, which means half of all our species are yet to be discovered and described. Therefore, our type collections are actively growing as more and more species are discovered and more and more type specimens are lodged in our collections. Because they are unique, types are of great interest to researchers. However, because of our remote position on the globemany researchers request loans of our type specimens rather than travel the long distance to Auckland. Although such practices were common in the past, we, like many other modern natural history institutions no longer allow the loan of many of these unique items. The risk of damage or loss en route to the recipient and back is considered too great. However, it is a disservice to science not to make types available for study. So in 2008 we launched a project to digitise our type collections. This talk will focus on how high resolution images of our primary types, and their online publication, has removed much of the need for loans and thereby lessened the risks to these important specimens. At the same time it has made our type collections more visible and accessible to a much greater audience.
APA, Harvard, Vancouver, ISO, and other styles
8

Frijns, Bart, Aaron Gilbert, and Alireza Tourani-Rad. "Learning by doing: the role of financial experience in financial literacy." Journal of Public Policy 34, no. 1 (November 21, 2013): 123–54. http://dx.doi.org/10.1017/s0143814x13000275.

Full text
Abstract:
AbstractIn this paper, we examine the impact of financial experience on financial literacy. Exploiting a unique feature of New Zealand, whereby domestic students can obtain interest-free student loans and can fully participate in the national retirement scheme while international students cannot, we employ an instrumental variables approach to identify the causal effect of financial experience on financial literacy. We conduct surveys on a sample of 338 business students and find that there is a positive and causal effect of financial experience on financial literacy. Our results have important implications for financial education programmes and may explain why many of these programmes to date have had limited success.
APA, Harvard, Vancouver, ISO, and other styles
9

Zamfirache, Alexandra. "BUSINESS ETHICS. CORRUPTION PERCEPTION ANALYSIS." SERIES V - ECONOMIC SCIENCES 14(63), no. 2 (December 15, 2021): 161–70. http://dx.doi.org/10.31926/but.es.2021.14.63.2.19.

Full text
Abstract:
This paper examines corruption from the perspective of business ethics. It is known that corruption negatively affects the development of countries in several ways: it reduces growth, chases away foreign investors and channels investments, loans and aid funds, the so-called White Elephant Projects. Corruption has a very high price for the poorest, who are denied access to basic goods and services, and this paper shows that the poor suffer the most from corruption. Based on the annual index provided by Transparency International, it can be observed that, in general, some of the richest countries in the world (like: Finland, Denmark, New Zealand, Canada, Iceland, Singapore and Sweden) consistently record a low level of corruption.
APA, Harvard, Vancouver, ISO, and other styles
10

Kearney, Judith, and Matthew Glen. "The effects of citizenship and ethnicity on the education pathways of Pacific youth in Australia." Education, Citizenship and Social Justice 12, no. 3 (February 9, 2017): 277–89. http://dx.doi.org/10.1177/1746197916684644.

Full text
Abstract:
This article reports on a study that investigated the education pathways of 464 young people. We were interested in the effects of New Zealand citizenship and Pacific ethnicity on pathways so compared findings for three groups residing in Australia: Pacific youth with New Zealand citizenship, Pacific youth with Australian citizenship, and non-Pacific youth with Australian citizenship. Findings showed that the first group was significantly less likely than others to have gained a university qualification. Pacific youth, regardless of citizenship, were more likely than non-Pacific peers to have a vocational qualification rather than a university qualification. No evidence suggests this resulted from lack of motivation or lack of ability. However, two inter-related factors explained outcomes for the Pacific cohort: likelihood of low socio-economic status and first-in-family to attend university. We propose that Pacific communities’ collectivist orientation may also restrict opportunities for Pacific youth seeking higher education pathways. We therefore argue that until Pacific young people are better represented in higher education cohorts, they should be a targeted equity group, and that the Australian government’s decision to exclude many of these young people from higher education loans is an anomaly in the context of its ‘widening participation’ agenda for Australian higher education.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "New Zealand Loans"

1

Schneiderheinze, Jenny. "Photoinhibition under drought and high light loads in New Zealand's divaricate shrubs." Thesis, University of Canterbury. Biological Sciences, 2006. http://hdl.handle.net/10092/1287.

Full text
Abstract:
A question that has plagued New Zealand botanists for many years is the occurrence of the divaricate growth form in several different plant families, and what selection pressure could have led to such parallel evolution. One prominent theory is that the divaricate habit is an adaptation to climatic extremes. This study aims to test if the 'self-shading' growth form of divaricates protects their internal leaves from photoinhibition under physiological drought and high irradiance. By being able to forego the costs of maintaining photoprotective mechanisms, they should have greater carbon gain than their non-divaricate congeners under these conditions. To test if divaricates are protected from the detrimental effects of photoinhibition, the water potentials, pigment and vitamin E concentrations, and photosynthetic rates of two divaricates species in their natural habitat were measured. Additionally, these parameters were recorded for the same divaricate species and their non-divaricate congeners under glasshouse conditions. In the field there were clear differences in several key parameters between divaricates under different levels of irradiance and water availability, and in most cases there was clear evidence of photoinbition. In the glasshouse, the maximum photosynthetic rates were significantly higher in divaricate leaves than in non-divaricate leaves, but there were no clear differences in the avoidance of photoinhibition between divaricates and non-divaricates. Interestingly, more pronounced responses to the different treatments were observed between genera than between the growth forms in the field and glasshouse experiments. The presence of photoinhibition and photoprotective mechanisms in divaricate leaves does not support the theory that the divaricate habit evolved as a physiological response to extreme climate conditions. The absence of a strong difference in the amount of photoinhibition between divariacte and non-divaricate congeners mean that high irradiance and drought stress are unlikely to have been a key factor in the evolution of the divaricate habit. That the within genus physiologies are more similar than within the growth forms would indicate that the divaricate habit possibly evolved after the evolution of the physiological responses of the genera.
APA, Harvard, Vancouver, ISO, and other styles
2

Hess, Kurt. "Credit loss dynamics in Australasian banking." The University of Waikato, 2008. http://hdl.handle.net/10289/2649.

Full text
Abstract:
The purpose of this thesis is to analyze the drivers and dynamics of credit losses in Australasian banking over an extended period of time in order to improve the means by which financial institutions manage their credit risks and regulatory bodies safeguard the stability and integrity of the financial system. The analysis is based on a specially constructed data base of credit loss and provisioning data retrieved from original financial reports published by Australian and New Zealand banks. The observation period covers 1980 to 2005, starting at the time when such information was published for the first time in bank financial statements. It moreover covers the time of major crises which occurred in both Australia and New Zealand in the late 1980s and early 1990s. The heterogeneity of reporting the data both amongst banks and through time requires the development of a reporting typology which allows data extraction with equivalent informational content. As a thorough study of credit risks requires long data series often not available from third party data providers, the method developed here will provide value to a range of researchers. Based on an evaluation of many alternative proxies which track a bank's credit loss experience (CLE), the thesis proposes a preferred model for impaired assets expense (as % of loans) as dependent variable, mainly because of its timely nature and good data availability. Explanatory variables include aggregate macro variables of which changes in unemployment and the return in the share markets are found to have the most significant influence on a bank's credit losses. Bank-specific control variables include a pre-provision earnings proxy whose significance points to the use of provisions for the purpose of income smoothing by Australasian banks. The model also controls for size and nature of lending as smaller, retail-oriented housing lenders, on average, exhibit lower loan losses. Clear results are found with regard to the effect of rapid expansion which appears to be followed by a surge of bad debt provisions 2 to 3 years later. Moreover, inefficient banks tend to suffer greater credit losses. An important part of the thesis looks at the characteristics of alternative CLE proxies such as stock of provisions, impaired assets and write-offs which have been used by earlier literature. Estimating the preferred model with such alternative CLE parameters confirms their peculiarities such as the memory character of stock of provisions and the delayed nature of write-offs. These measures correlate rather poorly amongst themselves which calls for caution in the comparative interpretation of earlier studies that use differing CLE proxies.
APA, Harvard, Vancouver, ISO, and other styles
3

Thornley, Marc. "How New Zealand's non-mortgage, individual and household debt has grown since the 1990's looking at the demographic factors behind the debt and how it compares to other OECD countries : a dissertation project submitted to AUT University in partial fulfilment of the degree of Master of Social Policy , 2008 /." Click here to access this resource online, 2008. http://hdl.handle.net/10292/670.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Xu, Feng. "Chinese and non-Chinese real estate marketing and mortgage strategies in the Auckland residential market. Submitted in partial fulfilment of the requirements for the Unitec Institute of Technology [i.e. Unitec New Zealand] Degree of Master of Business /." Diss., 2010. http://hdl.handle.net/10652/1411.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Marsh, Susan Meriel. "It's not cold money it's warm money : microcredit and empowerment in the case of the New Zealand women's loan fund." Phd thesis, 2015. http://hdl.handle.net/1885/173570.

Full text
Abstract:
Since the early 1990s, microcredit, often inspired by the Grameen Bank of Bangladesh's model, has been utilised as a way of alleviating poverty in the less-developed world. These microcredit programmes (MCPs) in the less-developed world have been extensively studied, with considerable focus upon their putative role in 'empowering' poor women, even though the nature of this concept has remained contentious. However, less attention has been paid to the increase in the number of microcredit organisations in the developed world. This thesis focuses upon a small-scale, women-only, no-interest, microcredit fund in New Zealand, the Women's Loan Fund (WLF), in order to examine the extent to which, and the way in which, it 'empowers' its borrowers. A critical review of the literature on empowerment provides the basis of my approach, which draws heavily on Christens' (2012) discussion of relational empowerment. This approach suggests that women will only be empowered in a microcredit scheme if there is a relationship between the lenders and the borrowers based upon ideas of community, trust and transformational power. In other words, empowerment is a process in which an emotional relationship - reflected in trust, reciprocity and confidence - accompanies, or precedes, economic empowerment for disadvantaged women. My study examines whether a concern for relational empowerment orients the activities of the WLF and, to the extent that it does, how successful the organisation is in the eyes of Lenders and/or Borrowers. The thesis involved a detailed study of 2 WLF branches, one in the North Island and one in the South Island of New Zealand, based on scrutiny of relevant documents, particularly the WLF's Guidance Manual; interviews with Coordinators, Trustees and Borrowers; and participant observation of WLF branches' activity. The analysis demonstrates that the WLFs operate, implicitly, with a notion of relational empowerment, which is broadly shared by both Lenders and Borrowers, as well as being consistent with the organisation's aims. It also reveals the importance the organization places on community and trust as a crucial step towards economic empowerment. Finally, the thesis indicates some of the ways in which relational empowerment could be used in future studies of microcredit in the developed world.
APA, Harvard, Vancouver, ISO, and other styles

Books on the topic "New Zealand Loans"

1

Yunus, Aida Suraya Md. Student loan schemes: Experiences of New Zealand, Australia, India, and Thailand and way forward for Malaysia. Edited by Rosni Bakar and Universiti Sains Malaysia. Institut Penyelidikan Pendidikan Tinggi Negara. [Minden], Pulau Pinang: National Higher Education Research Institute, 2009.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Yunus, Aida Suraya Md, and Shukran Abdul Rahman. Student loan schemes: Experiences of New Zealand, Australia, India, and Thailand and way forward for Malaysia. Edited by Rosni Bakar and Universiti Sains Malaysia. Institut Penyelidikan Pendidikan Tinggi Negara. [Minden], Pulau Pinang: National Higher Education Research Institute, 2009.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Maani, Sholeh A. Investing in minds: The economics of higher education in New Zealand. Wellington, N.Z: Institute of Policy Studies, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

Robin, Elliott. The Logans: New Zealand's greatest boatbuilding family. Auckland, N.Z: David Ling Publishing in association with Auckland Museum, 2001.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Apostolidi, Eftychia, Stephanos Dritsos, Christos Giarlelis, José Jara, Fatih Sutcu, Toru Takeuchi, and Joe White. Seismic Isolation and Response Control. Edited by Andreas Lampropoulos. Zurich, Switzerland: International Association for Bridge and Structural Engineering (IABSE), 2021. http://dx.doi.org/10.2749/sed019.

Full text
Abstract:
<p>The seismic resilience of new and existing structures is a key priority for the protection of human lives and the reduction of economic losses in earthquake prone areas. The modern seismic codes have focused on the upgrade of the structural performance of the new and existing structures. However, in many cases it is preferrable to mitigate the effects of the earthquakes by reducing the induced loads in the structures using seismic isolation and response control devices. The limited expertise in the selection and design of the appropriate system for new and existing structures is the main challenge for an extensive use of seismic isolation and response control systems in practice.</p> <p>This document aims to provide a practical guide by presenting a collection of the most commonly used seismic isolation and response control systems and a critical evaluation of the main characteristics of these systems. Comparisons of the key parameters of the design processes for new buildings with seismic isolation are presented, while the application of seismic isolation systems and response control systems for the retrofitting of existing structures is also examined, followed by various case studies from Greece, Japan, Mexico, New Zealand, and Turkey.</p>
APA, Harvard, Vancouver, ISO, and other styles
6

Taxation (KiwiSaver, Student Loans, and Remedial Matters) Bill: Officials’ report to the Finance and Expenditure Committee on submissions on the Bill. Wellington, New Zealand: Policy and Strategy, Inland Revenue, New Zealand, 2019.

Find full text
APA, Harvard, Vancouver, ISO, and other styles

Book chapters on the topic "New Zealand Loans"

1

Denniss, Richard, and Tom Swann. "Consumption Smoothing with Basic Income: The Role of Administrative Loans." In Basic Income in Australia and New Zealand, 115–32. New York: Palgrave Macmillan US, 2016. http://dx.doi.org/10.1057/9781137535320_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Pallot, Marie, and Thomas Allen. "Loan Intermediary Services: New Zealand." In VAT and Financial Services, 159–68. Singapore: Springer Singapore, 2017. http://dx.doi.org/10.1007/978-981-10-3465-7_10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Presland, Rob, Alistair Boyce, and Engliang Chin. "Thorndon Container Wharf: Temporary Works for Recovery of Container Operations (New Zealand)." In Case Studies on Conservation and Seismic Strengthening/Retrofitting of Existing Structures, 127–44. Zurich, Switzerland: International Association for Bridge and Structural Engineering (IABSE), 2020. http://dx.doi.org/10.2749/cs002.127.

Full text
Abstract:
<p>The Thorndon Container Wharf sustained severe damage in the November 2016 M7.8 Kaikoura earthquake. Substantialworks, of a temporary nature, were required to restore thewharf for container handling operations. The temporary securing works included gravel columns within the reclamation fill and restraining and underpinning of the wharf. All of these works were designed and constructed over a 9-month period to provide a temporary facility for container handling operations for a period of up to 3 years. The temporary securingworks were required to secure the container cranes, maintain support to the wharf structure, and ensure the reclamation behind the wharf had sufficient strength to support lateral loads imposed by the restraining system. This was to enable container operations to recommence and to maintain business continuity, pending action on replacement or reinstatement of the container wharf. This paper outlines the development of the design of the temporary works to secure and return to operations a 125- m working length of wharf and reclamation.</p>
APA, Harvard, Vancouver, ISO, and other styles
4

Morris, Gareth, Mark Browne, Kirsti Murahidy, and Mike Jacka. "Christchurch Town Hall Complex: Post-Earthquake Ground Improvement, Structural Repair, and Seismic Retrofit." In Case Studies on Conservation and Seismic Strengthening/Retrofitting of Existing Structures, 145–72. Zurich, Switzerland: International Association for Bridge and Structural Engineering (IABSE), 2020. http://dx.doi.org/10.2749/cs002.145.

Full text
Abstract:
<p>The Christchurch Town Hall (CTH) complex contains six reinforced concrete buildings constructed circa 1970 in Christchurch, New Zealand (NZ). The complex is used for performing arts and entertainment, with an Auditorium that is internationally recognized for its acoustics. It is listed as a Grade-1 heritage building due to its cultural and historical significance. Unfortunately, the CTH foundation system was not originally designed to accommodate liquefaction-induced differential settlement and lateral spreading effects, as highlighted by the 2010–2011 Canterbury earthquake sequence. Although the most extreme ground motions exceeded the NZS 1170.5 code-defined 1/2500 year earthquake loads, the CTH structures performed remarkably well for a design that pre-dated modern seismic codes. Most of the observed structural damage was a result of the differential ground deformations, rather than in response to inertial forces. The post-earthquake observations and signs of distress are presented herein. The primary focus of this paper is to describe two major features of the seismic retrofit project (initiated in 2013) which were required to upgrade the CTH complex to meet 100% of current NZS 1170.5 seismic loadings. Firstly, the upgrade required extensive ground improvement and a new reinforce concrete mat slab to mitigate the impacts future ground deformations. Soil stabilization was provided by a cellular arrangement of jet-grout columns, a relatively new technique to NZ at the time. The new mat slab (typically 600-900 mm) was constructed over the stabilized soils. Secondly, upgrading the superstructure had many constraints that were overcome via a performance-based design approach, using non-linear time-history analysis. Recognizing the heritage significance, the superstructure “resurrection” as a modern building was hidden within the original skin minimized disruption of heritage fabric. Retrofit solutions were targeted, which also minimized the overall works. The 2015–2019 construction phase is briefly discussed within, including jet-grout procedures and sequencing considerations.</p>
APA, Harvard, Vancouver, ISO, and other styles
5

"Kam and Reet Phulwani." In Exploring the Economic Opportunities and Impacts of Migrant Entrepreneurship, 69–86. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-6684-4986-8.ch007.

Full text
Abstract:
Founded in 2007 by couple Kam and Reet Phulwani, Medsurge is among the fastest-growing family-owned pharmaceutical companies in Australia, supplying specialised life-saving medicines to healthcare professionals across Australia and New Zealand. Medsurge was born from the humble beginnings of Kam and Reet, who were motivated by their like-minded passion to help people and make a difference through medicine. Coming from a family of doctors, Kam followed in their footsteps to become a pharmacist with a goal of healing people and benefitting society. Meanwhile, Reet's entrepreneurial spirit was forged through her family background, with many family members engaged in business and technology roles. The duo initially faced challenges getting their business started while working full-time and receiving no bank loans. Today, Medsurge employs 40 staff to service 6,500 hospitals, supplying upwards of 700 medicines. This chapter explores how Kam and Reet grew their start-up into a thriving global business.
APA, Harvard, Vancouver, ISO, and other styles
6

Dunayev, Alex, and John Paynter. "E-Lections in New Zealand Local Governments." In Handbook of Research on Public Information Technology, 192–200. IGI Global, 2008. http://dx.doi.org/10.4018/978-1-59904-857-4.ch018.

Full text
Abstract:
Worldwide governments are investing in initiatives to open access to information, resources, communication and services via channels typically used for electronic commerce. Government agencies are usually the leaders in communication technology commonly developed primarily for military use and later adopted by the general public. Since its inception, the Internet has gained widespread usage, prompting governments to provide online services to the public. The broad category for this type of information and services provision is called “e-government.” It is the general description of a way to provide better access to government information and services. According to the New Zealand e-government strategy (Clifford, 2003) the Internet will be used to improve the quality of the services and provide greater opportunities to participate in the democratic process for the citizens. E-government is now emerging as a viable method of offering a good number of government services—from local to global. Central government now provides services such as immigration, social services, income protection, and student loan applications through the Internet. Locally, city, and regional authorities can arrange rubbish collection and traffic fine payment, amongst other things, online. One of the services necessary to maintain this interaction still has a stigma of being “not quite ready” for the Internet—online elections. Because elections govern the process of appointing government officials, they are an essential part of a democratic government (e-democracy). Compared with the larger central governments, the local government segment has a better opportunity to innovate in the elections field. The process of online elections is however very similar between the two types of government. Both require the same basic steps of registering, voting, counting votes, and presenting the election results. In local online elections, there is higher potential for technical and political innovation and a realistic possibility that technology developed for it could later be used for the large-scale central government elections.
APA, Harvard, Vancouver, ISO, and other styles
7

Reynolds, J. "Evaluation and strengthening of New Zealand bridges for increased vehicle loads." In Maintenance, Monitoring, Safety, Risk and Resilience of Bridges and Bridge Networks, 203. CRC Press, 2016. http://dx.doi.org/10.1201/9781315207681-65.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

"Design Codes and General Design Guidance." In Design Solutions and Innovations in Temporary Structures, 328–98. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-2199-0.ch006.

Full text
Abstract:
The philosophies behind design codes with particular reference to the use of modern limit state design are presented in this chapter. Comments are made on the design life of temporary structures which vary considerably between different countries. Design codes of the USA, Europe and Australia/New Zealand for temporary structures are compared with particular reference to the loads combinations and the partial factors applied. It is noted that whilst the European design codes do not specify how construction, use and disassembly of the temporary structures are to be executed the USA code for scaffolding includes such specification. The Hong Kong code for bamboo scaffolds is described showing the similarities and differences between bamboo and metal scaffolds. The chapter concludes with design examples for selected temporary structures based on design codes.
APA, Harvard, Vancouver, ISO, and other styles
9

Shaikh, Fariha. "Printed Emigrants’ Letters: Networks of Affect and Authenticity." In Nineteenth-Century Settler Emigration in British Literature and Art, 31–62. Edinburgh University Press, 2018. http://dx.doi.org/10.3366/edinburgh/9781474433693.003.0002.

Full text
Abstract:
Chapter One looks at printed emigrants’ letters, a genre that has hitherto been neglected in both literary and historical studies of emigration on account of their dubious authenticity. Nineteenth-century publishers saw emigrants’ letters written to friends, family, emigration societies and philanthropists as a valuable source of information on emigration. Letters were often printed and circulated in a wide array of places, from periodicals to emigration society reports, pamphlets to edited collections. This chapter explores the ways in which printed emigrants’ letters manage the text’s transition from manuscript to print. It focusses on collections of edited letters which were published by an emigration scheme or society, such as the New Zealand Company, Thomas Sockett’s Petworth Emigration Scheme, and Caroline Chisholm’s Family Colonisation Loan Society. These letters provide first-hand accounts of emigration, of the colonies and of settling. They exude an intimate, personal tone and provide readers with a vicarious experience of emigration. At the same time, however, printed letters have been taken out of the context of small, personal networks of circulation and placed in the larger, and more public circulation, of print. Editors were keen to impress upon a suspicious reading public that the letter’s mobility, as it travelled from the colonies back to Britain and into print, had not compromised its authenticity. Producing the effect of being authentic was an integral part of these letters’ commodity status: potential emigrants had to be convinced that the tales of the colonies in the letters really were true if they were going to buy them.
APA, Harvard, Vancouver, ISO, and other styles
10

Aeschlimann, Jean-Paul. "Lessons from Post-release Investigations in Classical Biological Control: The Case of Microctonus aethiopoides Loan (Hym., Braconidae) Introduced into Australia and New Zealand for the Biological Control of Sitona discoideus Gyllenhal (Col., Curculionidae)." In Biological Control, 75–83. Cambridge University Press, 1995. http://dx.doi.org/10.1017/cbo9780511661730.009.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "New Zealand Loans"

1

"Using the ROTAN model to predict nitrogen loads to Lake Rotorua, New Zealand." In 19th International Congress on Modelling and Simulation. Modelling and Simulation Society of Australia and New Zealand (MSSANZ), Inc., 2011. http://dx.doi.org/10.36334/modsim.2011.e12.palliser.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

"Effects of sampling frequency and calculation methods on estimation of annual nutrient loads: A case study of Manawatu River, New Zealand." In 21st Century Watershed Technology Conference and Workshop Improving Water Quality and the Environment. American Society of Agricultural and Biological Engineers, 2014. http://dx.doi.org/10.13031/wtcw.2014-014.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

van Zyl, Gys, and Stewart Long. "Consideration of Wind Loads in Fitness for Service Assessment of Storage Tanks." In ASME 2020 Pressure Vessels & Piping Conference. American Society of Mechanical Engineers, 2020. http://dx.doi.org/10.1115/pvp2020-21216.

Full text
Abstract:
Abstract Wind actions are important to consider when performing fitness for service assessment on storage tanks with damage. Tank design codes typically have rules where a design wind velocity is used to determine required dimensions and spacing of wind girders, and a uniform wind pressure is used to evaluate tank anchorage for uplift and overturning due to wind actions. These rules are of little use in a fitness for service assessment of localized damage, as the actual distribution of wind pressure on the wall and roof of a cylindrical tank is far from constant, and a better evaluation of the wind pressure distribution is desired when performing a level 3 fitness for service assessment. API 579/ASME FFS-1 provides no direct guidance relating to the application of wind loading but refers to the American Society of Civil Engineers Standard ASCE/SEI 7. Other international codes relating to wind loads, such as Eurocode EN-1991-1-4 and Australia/New Zealand Standard AS/NZS 1170.2 also contain guidance for the evaluation of wind actions on cylindrical tanks. This paper will present a review of these international codes by comparing their guidance for wind actions on cylindrical tanks, with specific emphasis on how this may affect a level 3 fitness for service assessment of a damaged storage tank.
APA, Harvard, Vancouver, ISO, and other styles
4

Imraan, Mustahib, Rajnish N. Sharma, and Richard G. J. Flay. "Telescopic Wind Turbines to Capture Energy at Low Wind Speeds." In ASME 2009 3rd International Conference on Energy Sustainability collocated with the Heat Transfer and InterPACK09 Conferences. ASMEDC, 2009. http://dx.doi.org/10.1115/es2009-90118.

Full text
Abstract:
The reduction in cost of energy of wind turbines requires many technical contributions from all areas of the Wind Energy Conversion System. The variations in the wind (e.g. Diurnal, Monthly, Seasonal and Long term) as normally shown on probability density distributions directly affect the wind turbine performance. The turbine power output is also dependent upon a number of other variables, and a lot of research has been carried out to increase the power coefficient that has an upper limit of 0.593 called the Betz Limit. A possible way for improving the power output of a turbine is to control the swept area by controlling the diameter of the rotor. Ideally the wind turbine designer will use the long term mean wind speed to design and establish the rated power output of the wind energy conversion system. The stochastic nature of wind will fluctuate the power output of the turbine. Therefore to maintain the design rated power of the turbine, the telescopic wind turbine concept can be used. When the wind speed drops, the telescopic blades extend in order to maintain the power output, and when the wind speed increases, the telescopic blades retract in order to reduce the loads on the system. By telescoping the blades, the capacity factor of the wind energy conversion system is thus enhanced. The wind energy characteristic of a region in New Zealand was studied and the results show an 18% increase in annual energy production of a 10 kW wind turbine with telescopic blades.
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "New Zealand Loans"

1

Singh, Niranjan. A Method of Sound Wave Diffusion in Motor Vehicle Exhaust Systems. Unitec ePress, April 2017. http://dx.doi.org/10.34074/ocds.072.

Full text
Abstract:
It is common practice among young vehicle owners to modify the exhaust system of their vehicle to reduce exhaust backpressure with the perception that the output power increases. In the process of backpressure reduction, the output noise (Whakapau) of the vehicle also increases correspondingly. The conflict of interest that arises from modified vehicle exhaust systems and the general public is well publicised. This prototype was designed to meet the demands of exhaust back pressure reduction while at the same time mitigate the sound output of the vehicle. The design involves lining a cylindrical pipe with common glass marbles which is normally used for playing. The marbles are made of a sustainable material as it does not erode when exposed to exhaust gases and it is easily recycled. The prototype muffler is much smaller in size when compared to conventional mufflers. All tests were done in a simulated controlled environment and data collated using approved New Zealand Transport Agency testing regime. It has to be noted that the test focus was noise mitigation and not comprehensive engine performance testing. The results of the test prove a reduction of sound levels, however more testing needs to be undertaken with varying annulus depth, marble sizes and arrangements and engine loads.
APA, Harvard, Vancouver, ISO, and other styles
2

Research Department - Central Bank - General - Miscellaneous - War Measures - In New Zealand - Loan Raising, Price Stabilization etc - 1940 - 1951. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/16315.

Full text
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'New Zealand Loans' for particular source types:
Journal articles
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography