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1

M, Goering John, and Wienk Ronald E, eds. Mortgage lending, racial discrimination, and federal policy. Washington, DC: The Urban Institute Press, 1996.

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2

Shiṭrit, Gilat Ben. Haganah al noṭle mishkantaʼot: Aḥarayut ha-medinah le-rishtot biṭaḥon. Yerushalayim: Merkaz Ṭaʼub le-ḥekẹr ha-mediniyut ha-ḥevratit be-Yiśraʼel, 2008.

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3

United States. Dept. of the Treasury., ed. Curbing predatory home mortgage lending: A joint report. [Washington, D.C.]: U.S. Dept. of Housing and Urban Development, 2000.

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4

Kinʼyū seisaku no gosan: Nihon no keiken to sabupuraimu mondai. Tōkyō: NTT Shuppan, 2008.

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5

Mikesell, James J. Can federal policy changes improve the performance of rural mortgage markets? Washington, DC: U.S. Dept. of Agriculture, ERS, 1998.

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6

United States. Dept. of Agriculture. Economic Research Service, ed. Can federal policy changes improve the performance of rural mortgage markets? Washington, DC: U.S. Dept. of Agriculture, ERS, 1998.

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7

Carey, Arlene V. Understanding mortgage meltdowns. New York: Nova Science Publishers, 2009.

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8

Credit, United States Congress House Committee on Financial Services Subcommittee on Financial Institutions and Consumer. Qualified mortgages: Examining the impact of the Ability to Repay Rule : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, first session, May 21, 2013. Washington: U.S. Government Printing Office, 2013.

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9

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment. Returning private capital to mortgage markets: A fundamental for housing finance reform : hearing before the Subcommittee on Securities, Insurance, and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, first session ... May 14, 2013. Washington: U.S. Government Printing Office, 2013.

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10

United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. Examining how the Dodd-Frank Act hampers home ownership: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of he Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, first session, June 18, 2013. Washington: U.S. Government Printing Office, 2014.

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11

Housing finance: What should the new system be able to do? : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, second session. Washington: U.S. G.P.O., 2010.

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12

How prospective and current homeowners will be harmed by the CFPB's qualified mortgage rule: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, second session, January 14, 2014. Washington: U.S. Government Printing Office, 2014.

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13

Mikesell, James J. Meeting the housing needs of rural residents: Results of the 1998 survey of USDA's Single Family Direct Loan Housing Program. Washington, DC: U.S. Dept. of Agriculture, Economic Research Service, 1999.

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14

United Nations. Economic Commission for Europe. Committee on Human Settlements., ed. Housing finance systems for countries in transition: Principles and examples. New York: United Nations, 2005.

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15

The future of housing finance: The role of private mortgage insurance : hearing before the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, second session, July 29, 2010. Washington: U.S. G.P.O., 2010.

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16

David, Reed. Decoding the new mortgage market: Insider secrets for getting the best loan without getting ripped off. New York, NY: AMACOM, 2010.

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17

Decoding the new mortgage market: Insider secrets for getting the best loan without getting ripped off. New York, NY: AMACOM, 2010.

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18

Mitchell, Olivia S. Unlocking housing equity in Japan. Cambridge, Mass: National Bureau of Economic Research, 2004.

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19

Mitchell, Olivia S. Unlocking housing equity in Japan. Cambridge, MA: National Bureau of Economic Research, 2004.

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20

Decoding the New Mortgage Market. New York: AMACOM Books, 2009.

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21

Foreclosure mitigation and mortgage irregularities. Hauppauge, N.Y: Nova Science Publishers, 2011.

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22

Center for Court Innovation (U.S.) and United States. Bureau of Justice Assistance, eds. A full response to an empty house: Public safety strategies for addressing mortgage fraud and the foreclosure crisis. New York, N.Y: Center for Court Innovation, 2010.

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23

International Seminar on Chilean Experience in Financing Housing (1st 1993 Corporación de Investigación, Estudio y Desarrollo de la Seguridad Social). Policies for financing housing in Chile. Quito, Ecuador: United States Agency for International Development, USAID, 1995.

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24

The private sector and government response to the mortgage foreclosure crisis: Hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, December 8, 2009. Washington: U.S. G.P.O., 2010.

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25

International Seminar on Chilean Experience in Financing Housing (1st 1993 Corporación de Investigación, Estudio y Desarrollo de la Seguridad Social). Policies for financing housing in Chile. Quito, Ecuador: United States Agency for International Development, USAID, 1995.

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26

United States. Government Accountability Office. Single-family housing: HUD's risk-based oversight of appraisers could be enhanced : report to congressional addressees. Washington, D.C: GAO, 2004.

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27

Gabor, Daniela. Central banking and financialization: A Romanian account of how Eastern Europe became subprime. Basingstoke: Palgrave Macmillan, 2011.

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28

Zandi, Mark M. Financial shock: Global panic and government bailouts : how we got here and what must be done to fix it. Upper Saddle River, NJ: Pearson Education, 2009.

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29

Zandi, Mark M. Financial shock: Global panic and government bailouts : how we got here and what must be done to fix it. Upper Saddle River, NJ: Pearson Education, 2009.

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30

Central banking and financialization: A Romanian account of how Eastern Europe became subprime. Basingstoke: Palgrave Macmillan, 2011.

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31

United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law. Growing mortgage foreclosure crisis: Identifying solutions and dispelling myths : hearing before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, January 29, 2008. Washington: U.S. G.P.O., 2009.

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32

United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law. Growing mortgage foreclosure crisis: Identifying solutions and dispelling myths : hearing before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, January 29, 2008. Washington: U.S. G.P.O., 2009.

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33

Growing mortgage foreclosure crisis: Identifying solutions and dispelling myths : hearing before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, January 29, 2008. Washington: U.S. G.P.O., 2009.

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34

Ireland. Inter-Departmental Committee on Issues Relating to Possible Transfer of Administration of Rent and Mortgage Interest Supplementation from Health Boards to Local Authorities. Administration of rent and mortgage interest assistance: Report of Inter-Departmental Committee on Issues Relating to Possible Transfer of Administration of Rent and Mortgage Interest Supplementation from Health Boards to Local Authorities. Dublin: Stationery Office, 1999.

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35

Congressional Oversight Panel December oversight report: Taking stock : what has the Troubled Asset Relief Program achieved? Washington, D.C: U.S. G.P.O., 2009.

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36

A review of mortgage servicing practices and foreclosure mitigation: Hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session, July 25, 2008. Washington: U.S. G.P.O., 2008.

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37

New Jersey. Legislature. General Assembly. Housing Committee. Task Force on HMFA Operations. A blueprint for change. [Trenton, N.J.]: Assembly Housing Committee, Task Force on HMFA Operations, 1993.

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38

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Institutions. Effective implementation of the Community Reinvestment Act: Hearing before the Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Institutions of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, first session, June 22, 1993. Washington: U.S. G.P.O., 1994.

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39

Housing finance reform: Should there be a government guarantee? : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session ... September 13, 2011. Washington: U.S. G.P.O., 2012.

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40

United States. Office of Federal Housing Enterprise Oversight. Special examination of Fannie Mae. New York: Nova Science Publishers, 2008.

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41

Mortgage origination: The impact of recent changes on homeowners and businesses : hearing before the Subcommittee on Insurance, Housing, and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, first session, July 13, 2011. Washington: U.S. G.P.O., 2012.

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42

Foreclosures continue: What needs to change in the administration's response : hearing before the Subcommittee on Domestic Policy of the Committee on Oversight and Government Reform, House of Representatives, One Hundred Eleventh Congress, second session, February 25, 2010. Washington: U.S. G.P.O., 2011.

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43

First time home buyer secrets revealed! : keys to unlock home ownership. Peoria, AZ: Intermedia Publishing Group, 2010.

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44

Bush, Malcolm. The Cleveland residential housing and mortgage credit project: One city's response to the problem of racial discrimination in the home-buying process. Chicago, IL (407 S. Dearborn, Chicago 60605): Woodstock Institute, 1997.

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45

Public proposals for the future of the housing finance system: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session ... March 29 and May 26, 2011. Washington: U.S. G.P.O., 2011.

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46

Office, General Accounting. Housing enterprises: Potential impacts of severing government sponsorship : report to Congressional requesters. Washington, D.C: The Office, 1996.

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47

United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. The impact of Dodd-Frank on consumer choice and access to credit: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, July 19, 2012. Washington: U.S. Government Printing Office, 2012.

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48

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Institutions. Plans and progress to date of interagency CRA regulatory reform effort: Hearing before the Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Institutions of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, first session, September 17, 1993. Washington: U.S. G.P.O., 1994.

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49

The administration's report to Congress: Reforming America's housing finance market : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session ... March 15, 2011. Washington: U.S. G.P.O., 2011.

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50

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. The administration's report to Congress: Reforming America's housing finance market : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session, on examining the administration's report to Congress: reforming America's housing finance market, March 15, 2011. Washington: U.S. G.P.O., 2011.

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