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1

Kreidler, Mike. Private mortgage insurance. [Olympia, Wash.]: Washington State Office of the Insurance Commissioner, 2004.

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2

Canada Mortgage and Housing Corporation. Administrative guide for homeownership first mortgage loan insurance. [Ottawa, Ont.]: Canada Mortgage and Housing Corporation, 1988.

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3

Kopeĭkin, A. B. Strakhovanie kreditnykh riskov pri ipotechnom zhilishchnom kreditovanii: Strakhovanie ipotechnykh riskov. Moskva: Fond "In-tut ėkonomiki goroda", 2005.

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4

Insurance, Virginia Bureau of. Report of the State Corporation Commission's Bureau of Insurance on private mortgage guaranty insurance to the Governor and the General Assembly of Virginia. Richmond: Commonwealth of Virginia, 1994.

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5

Canada Mortgage and Housing Corporation. Quick reference guide for approved lenders: A summary of CMHC mortgage loan insurance premiums, fees, terms and conditions. Ottawa, Ont: Canada Mortgage and Housing Corporation, 1997.

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6

Office, United States Government Accountability. Mortgage financing: HUD could realize additional benefits from its mortgage scorecard : report to the Chairman, Subcommittee on Housing and Community Opportunity, Committee on Financial Services, House of Representatives. Washington, D.C: GAO, 2006.

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7

Canada Mortgage and Housing Corporation. Quick reference guide for approved lenders. [Ottawa]: CMHC = SCHL, 1997.

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8

United States. Department of Housing and Urban Development. Guide to Rehabilitation Home Mortgage Insurance 203 (K). Washington, D.C: U.S. Dept. of Housing and Urban Development, Office of the Assistant Secretary for Housing-Federal Housing Commissioner, 1989.

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9

Office, General Accounting. Mortgage financing: FHA's fund has grown, but options for drawing on the fund have uncertain outcomes : report to Congressional Committees. Washington, D.C. (P.O. Box 37050, Washington 20013): GAO, 2001.

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10

Development, United States Department of Housing and Urban. Endorsement for insurance for home mortgage programs (single family). Washington, D.C: U.S. Dept. of Housing and Urban Development, 1992.

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11

Shiṭrit, Gilat Ben. Haganah al noṭle mishkantaʼot: Aḥarayut ha-medinah le-rishtot biṭaḥon. Yerushalayim: Merkaz Ṭaʼub le-ḥekẹr ha-mediniyut ha-ḥevratit be-Yiśraʼel, 2008.

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12

United States. Dept. of Housing and Urban Development. Office of Policy Development and Research. 1990 report to Congress on the Federal National Mortgage Association. Washington, D.C.]: U.S. Dept. of Housing and Urban Development, Office of Policy Development and Research, 1991.

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13

United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity. H.R. 4110, FHA Single Family Loan Limit Adjustment Act of 2004: Hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, second session, July 16, 2004. Washington: U.S. G.P.O., 2004.

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14

California. Business, Transportation, and Housing Agency., California. Dept. of Real Estate., and BPA Economics Inc, eds. Feasibility of a state sponsored mortgage insurance program for low and moderate income home buyers. [Sacramento]: Business, Transportation, and Housing Agency, 1992.

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15

The future of housing finance: The role of private mortgage insurance : hearing before the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, second session, July 29, 2010. Washington: U.S. G.P.O., 2010.

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16

H.R. 607--The Homeowners Insurance Protection Act: Hearing before the Committee on Banking and Financial Services, House of Representatives, One Hundred Fifth Congress, first session, March 18, 1997. Washington: U.S. G.P.O., 1997.

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17

Carolina del Carmen Castillo Martínez. Responsabilidad personal y garantía hipotecaria. Pamplona: Aranzadi, 1999.

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18

United States. Congress. House. Committee on Financial Services. FHA Multifamily Loan Limit Adjustment Act of 2003: Report (to accompany H.R. 1985) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2003.

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19

FHA Multifamily Loan Limit Adjustment Act of 2006: Report (to accompany H.R. 5503) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2006.

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20

FHA Multifamily Loan Limit Adjustment Act of 2003: Report (to accompany H.R. 1985) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2003.

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21

Opportunity, United States Congress House Committee on Financial Services Subcommittee on Housing and Community. H.R. 1985--The FHA Multifamily Loan Limit Adjustment Act of 2003: Hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, first session, July 22, 2003. Washington: U.S. G.P.O., 2003.

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22

Services, United States Congress House Committee on Financial. FHA Multifamily Loan Limit Adjustment Act of 2003: Report (to accompany H.R. 1985) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2003.

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23

United States. Congress. House. Committee on Financial Services. FHA Multifamily Loan Limit Adjustment Act of 2006: Report (to accompany H.R. 5503) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2006.

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24

Office, General Accounting. Hospital construction: Financial information on HUD's Section 242 hospital mortgage insurance program : report to congressional committees. Washington, D.C: The Office, 1988.

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25

Office, General Accounting. Hospital construction: Financial information on HUD's Section 242 hospital mortgage insurance program : report to congressional committees. Washington, D.C: The Office, 1988.

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26

Canada Mortgage and Housing Corporation. Audit and Evaluation Services. Chattel Loan Insurance Program: Evaluation report. [Ottawa]: CMHC = SCHL, 1998.

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27

Cotterman, Robert F. Analysis of FHA single-family default and loss rates. Washington, DC: U.S. Dept. of Housing and Urban Development, 2004.

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28

Hendershott, Patric H. The changing fortunes of FHA's mutual mortgage insurance fund and the legislative response. Cambridge, MA: National Bureau of Economic Research, 1991.

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29

United States. Congress. House. Committee on Government Operations. Impact of appraisal problems on real estate lending, mortgage insurance, and investment in the secondary market: Forty-eighth report. Washington: U.S. G.P.O., 1986.

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30

United States. Congress. House. Committee on Financial Services. Subcommittee on Insurance, Housing, and Community Opportunity. Oversight of the Federal Housing Administration's multifamily insurance programs: Hearing before the Subcommittee on Insurance, Housing, and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, June 7, 2012. Washington: U.S. G.P.O., 2012.

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31

United States. Congress. House. Committee on Financial Services. Meeting on FHA oversight of loan originators: Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, January 9, 2009. Washington: U.S. G.P.O., 2011.

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32

Meeting on FHA oversight of loan originators: Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, January 9, 2009. Washington: U.S. G.P.O., 2011.

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33

Subcommittee, United States Congress House Committee on Government Operations Employment and Housing. The effectiveness of the FHA mortgage insurance program in high cost housing areas: Hearing before a subcommittee of the Committee on Government Operations, House of Representatives, One Hundredth Congress, first session, July 13, 1987. Washington: U.S. G.P.O., 1987.

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34

Konut finansman sisteminde ihraç edilen menkul kıymetler ve teminatları. Şişli, İstanbul: XII Levha, 2009.

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35

United, States Congress Senate Committee on Banking Housing and Urban Affairs. The Homeowners Protection Act of 1997, S. 318: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fifth Congress, first session on S. 318 ... February 25, 1997. Washington: U.S. G.P.O., 1997.

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36

Implementation of higher FHA loan fees and pending legislative proposals to strengthen the FHA MMIF Fund and improve lender oversight: Hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, second session, September 22, 2010. Washington: U.S. G.P.O., 2010.

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37

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Financial condition of the FHA and GNMA: Hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred First Congress, first session, November 16, 1989. Washington: U.S. G.P.O., 1990.

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38

United States. Dept. of Housing and Urban Development., ed. FHA multifamily housing mortgage insurance program: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, first session on the examination of the Federal Housing Administration multifamily housing mortgage insurance program, focusing on the impending increase in mortgage insurance premiums, program credit subsidy rates, and the administration's proposed increase in the per-unit mortgage loan limits, July 24, 2001. Washington: U.S. G.P.O., 2002.

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39

Congressional proposals impacting FHA's reserves: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Sixth Congress, second session on the FHA's Mutual Mortgage Insurance Fund, the safe level of reserves ; the perceived surplus of reserves ; and the various options that are being considered for using the perceived surplus, September 12, 2000. Washington: U.S. G.P.O., 2002.

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40

Meeting the housing needs of veterans: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, second session, on better understanding of the existing veterans housing programs, veterans homeownership, and examining the programs that service the unique needs of homeless veterans, Wednesday, August 2, 2006. Washington: U.S. G.P.O., 2009.

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41

United, States Congress House Committee on Banking Finance and Urban Affairs Subcommittee on Housing and Community Development. Federal Housing Administration: Internal controls and the 1990 annual report : hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, first session, October 1, 1991. Washington: U.S. G.P.O., 1991.

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42

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation. Meeting the housing needs of veterans: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, second session, on better understanding of the existing veterans housing programs, veterans homeownership, and examining the programs that service the unique needs of homeless veterans, Wednesday, August 2, 2006. Washington: U.S. G.P.O., 2009.

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43

Hospital Mortgage Insurnace Act of 2003: Report (to accompany H.R. 659) (including cost estimate of the Congressional Budget Office). [Washington, D.C: U.S. G.P.O., 2003.

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44

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs. The financial strength of the Federal Housing Administration: Hearing before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred First Congress, second session ... June 6, 1990. Washington: U.S. G.P.O., 1990.

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45

Cochran, Gregg S. A guide to VA financing: Origination & processing. [United States]: G.S. Cochran, 2002.

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46

Insurance, United States Congress House Committee on Financial Services Subcommittee on Housing and. Mortgage insurance: Comparing private sector and government-subsidized approaches : hearing before the Subcommittee on Housing and Insurance of the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, first session, March 13, 2013. Washington: U.S. Government Printing Office, 2013.

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47

Proposal for regaining actuarial soundness of the FHA: Hearing before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred First Congress, second session ... July 24, 1990. Washington: U.S. G.P.O., 1990.

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48

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Actuarial soundness of the Federal Housing Administration's mutual mortgage insurance fund: Hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, second session, June 30, 1994. Washington: U.S. G.P.O., 1994.

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49

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Actuarial soundness of the Federal Housing Administration's mutual mortgage insurance fund: Hearing before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, second session, June 30, 1994. Washington: U.S. G.P.O., 1994.

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50

Challenges facing the FHA's single-family insurance fund: Hearing before the Subcommittee on Housing and Transportation of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Sixth Congress, first session ... March 25, 1999. Washington: U.S. G.P.O., 2000.

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