Journal articles on the topic 'Money behavior'
To see the other types of publications on this topic, follow the link: Money behavior.
Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles
Consult the top 50 journal articles for your research on the topic 'Money behavior.'
Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.
You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.
Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.
1
Klymenko, Nataliia. "Women's money beliefs and money behaviors and their relationship with socio-demographic, socio-economic and organizational-professional factors." Організаційна психологія Економічна психологія 1, no. 28 (April 6, 2023): 106–15. http://dx.doi.org/10.31108/2.2023.1.28.11.
Full textAbstract:
Introduction. Women's attitudes to money seem to play an important role in easing social tension and, therefore, need to be studied. Social transformations and the war in Ukraine, as well as global socio-political and economic crises have a powerful effect on the mentality of the individual including the economic behavior of women, which calls for researching the types of womens' money attitudes and behaviors and their relationship with socio-demographic, socio-economic and organizational-professional factors. Aim: to analyze the levels and types of womens' money beliefs and behaviors and their relationship with socio-demographic, socio-economic and organizational-professional factors. Methods. A. Fernem Money Beliefs and Behavior Scale (MBBS) (a modified version: M. Simkiv Money Perceptions and Behavior Scale (ShGUP) (Simkiv, 2012)) and a specially developed passport questionnaire. Results. Womens' money beliefs and money behaviors were divided into four groups (money obsession, power, economy, and inappropriate money behavior) and had high, medium, and low levels. Besides, womens' money beliefs and money behaviors had positive and negative statistically significant relationships with socio-demographic, socio-economic, and organizational-professional factors. Conclusions. The obtained findings suggest the need of special psychology of money training programs to increase women's monetary literacy.
2
Nurjanah, Rina, Adibah Yahya, Muhammad Kosim, Nabila Khairunnisa Putri, and Hurriyatun Ningamah. "Implikasi Penggunaan E-money, Literasi Keuangan, dan Sikap Keuangan Terhadap Perilaku Konsumtif." Jurnal Ecogen 7, no. 1 (March 29, 2024): 64. http://dx.doi.org/10.24036/jmpe.v7i1.15646.
Full textAbstract:
One of the illogical behaviors that affects purchase decisions is consumptive behavior, whitch puts wabts ahead of needs. The use of electronic money, one’s degree of financial ‘s financial literacy, and one’s financial attitudes are some of the variables that influence this behavior. Consumptive behaviour can be decreased by a person’s capacity to manage their usage of electronic money, financial literacy, financial attitude on consumer behavior is the aim of this research. This study analyzes data without making any assumptions using a quantitative descriptive methodology. With 92 individuals in the sample, consistted of students from Pelita Bangsa University college of business and economics. The data sources used are primary and secondary data, whereby the primary data was collected using questionnaires. The results show that e-money and financial literacy have no significant impact on consumptive behaviour, while financial attitudes show a negative influence. The findings contribute to understanding the determinants of consumptive behaviour, especially among students
3
Hudson, Crystal R., Marlissa Phillips, Tonya Smalls, and John Young. "Investment Behavior: Factors that Impact African American Women’s Investment Behavior." Review of Black Political Economy 48, no. 3 (March 17, 2021): 349–67. http://dx.doi.org/10.1177/0034644620986882.
Full textAbstract:
The wealth of African Americans has lagged behind that of the general US population. The key to understanding this may lie in African American women’s money management abilities and feelings relating to money because they are often the household’s money manager. This study answers the question, “If African American women had greater confidence in their ability to manage money, or had a positive attitude towards money, would they invest in the stock market more often and ultimately increase their net worth in this way?” Researchers studied a cross-section of African American women, using three logistic regression models and found that African American women who were sure of their ability to manage their finances and felt in control of their money were more likely to be investors. A higher number of younger African American women were investors, compared to older African American women. In addition, younger African American women had greater confidence in their money management ability than their older counterparts.
4
DE VRIES, MANFRED KETS. "Money, Money, Money." Organizational Dynamics 36, no. 3 (January 2007): 231–43. http://dx.doi.org/10.1016/j.orgdyn.2007.04.001.
Full text
5
Munandar, Aris, Dedi Mulyadi, and Santi Pertiwi Hari Sandi. "Pengaruh Gaya Hidup Dan Penggunaan Uang Elektronik Terhadap Perilaku Konsumtif Warga Perumahan Al-Jazzera Kondangjaya Karawang." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 2 (January 5, 2024): 2845–53. http://dx.doi.org/10.31539/costing.v7i2.7381.
Full textAbstract:
People's consumptive behavior is strongly influenced by several factors, such as lifestyle and the ease of use of electronic money. This study aims to determine the direct effect of lifestyle and electronic money on consumptive behavior and the indirect effect of lifestyle and electronic money on consumptive behavior. This research was conducted at Al-Jazzera Kondangjaya Housing, Karawang Regency. The number of samples taken was 72, from 246 existing populations. Data collection in this study was carried out through observation using a questionnaire. The data analysis technique used in this study was path analysis using the SPSS 24 application program. Based on the results of the analysis, it was found: (1) There is a strong correlation between lifestyle variables (X1) and electronic money (X2) with a positive correlation direction. (2) There is a partial influence of lifestyle variables (X1) on consumptive behavior (Y). (3) There is a partial influence of the electronic money variable (X2) on consumptive behavior (Y). (4) There is a significant simultaneous influence between lifestyle (X1) and electronic money (X2) on consumptive behavior (Y).
Keyword: Lifestyle, Electronic Money, Consumptive Behaviour
6
Kidwell, Blair, David Brinberg, and Robert Turrisi. "Determinants of Money Management Behavior." Journal of Applied Social Psychology 33, no. 6 (June 2003): 1244–60. http://dx.doi.org/10.1111/j.1559-1816.2003.tb01948.x.
Full text
7
Furnham, Adrian, and Simmy Grover. "A New Money Behavior Quiz." Journal of Individual Differences 41, no. 1 (January 2020): 17–29. http://dx.doi.org/10.1027/1614-0001/a000299.
Full textAbstract:
Abstract. This study reports on the development of a new questionnaire to measure money behaviors devised by the Financial Times (London). In all, 402 participants from diverse backgrounds, who were recruited online, completed the 29-item questionnaire. Six a priori money types were identified by financial experts, who did not know the salient psychological literature. The internal reliability of the factors was modest and there was some evidence of sex differences. Exploratory factor analyses failed to confirm the six-factor model, but did provide an alternative and interpretable typology. Further step-wise regression analysis showed the simple question: “Are you a spender or a saver?” was strongly related to almost every factor. Gender, age, and self-perceived wealth were also consistently correlated with the money types. Implications and limitations are discussed.
8
Santy, Raeni Dwi, Ahmad Panji Mahendra, and Yayah Sutisnawati. "Factors Affecting Impulsive Buying Behavior." Proceeding of International Conference on Business, Economics, Social Sciences, and Humanities 2 (December 1, 2021): 307–14. http://dx.doi.org/10.34010/icobest.v2i.288.
Full textAbstract:
The purpose of this study is to determine the hedonic motives, Availability of Money, Impulse Buying of consumers who shop at the Marketplace and to determine the effect of hedonic motives and Availability of Money on Impulse Buying on consumers who shop at the Marketplace partially and simultaneously. The data will be analyzed using statistical tools and multiple regression analysis. Data collection uses purposive sampling by distributing online questionnaires to 100 registered consumers who have made online purchases in the ma rketplace. It is known that the results of this study explain that simultaneously and partially hedonic motives and the availability of money have a positive and significant effect on impulse buying. The conclusion of this study is that the hedonic motive is considered good, Availability of Money is considered good, Simultaneously, the hedonic motive and Avilability of Money have a significant effect on Impulse Purchases and are the influence of other variables not examined. Partially, the hedonic motif has a significant effect on Impulse Buying. Partially, Availability of Money has a significant effect on Impulse Buying. The impact of this study is to provide an overview of how impulsive buying can occur due to hedonic motives and the availability of money
9
Miliani, Lani, and Mia Tantri Diah Indriani . "Adoption Behavior of E-Money Usage." Information Management and Business Review 5, no. 7 (July 30, 2013): 369–78. http://dx.doi.org/10.22610/imbr.v5i7.1064.
Full textAbstract:
Utilization of e-money as efficient and convenience payment method in Indonesia has been introduced since 2007. The growth of e-money card usage increased up to 53% in 2012, but the individual adoption is still low compared to total population of Indonesia. The objective of this study is to examine factors affecting customer adoption behavior of e-money and to examine the difference in intention to use/reuse e-money between adopter and non-adopter. The in-depth interview showed that risk and security were not the main consideration for using e-money; this result contradicts with the result of similar previous research in e-payment. Meaning, that in Indonesia consumers were not afraid of losing money while using emoney for transaction. The questionnaire based on the modification of Technology Adoption Model and indepth interview results. Sample of 143 respondents were taken to test the hypotheses, and analyzed using multivariate analysis methods. The results of the study-enhanced understanding of adoption behavior of emoney by describing perceived benefit as factor that influence intention to use/reuse e-money in Indonesia. This study also contributed in managerial practice that there are differences intention to use/reuse e-money between adopters and non-adopters due to lack of information of the products.
10
Saad, Asni Binti Mat, Gavin Jonathan, Aza Azlina Md Kassim, and Maryam Yousefi Nejad. "Money Management Behavior among Adults in Indonesia." Information Management and Business Review 15, no. 4(SI)I (November 10, 2023): 146–54. http://dx.doi.org/10.22610/imbr.v15i4(si)i.3586.
Full textAbstract:
Money management refers to the process of managing one's financial resources effectively to maintain a stable financial position. This study was conducted to determine the factors that influence money management behavior. Questionnaires are distributed among adults in Indonesia and analyzed by using IBM SPSS software. The result found that financial literacy, financial behavior, social media, parental education, and spiritual intelligence have a significant and positive influence on money management behavior. Clear insight into the importance of saving can lead to better money management behavior. The findings indicate that more efforts should be made to inculcate money management behavior among Indonesian citizens.
11
Basana, Sautma Ronni, Mariana Ing Malelak, and Zeplin Jiwa Husada Tarigan. "The effect of excessive social networking sites on credit overuse behavior through money trust, money anxiety, and money power." International Journal of Data and Network Science 8, no. 1 (2024): 655–66. http://dx.doi.org/10.5267/j.ijdns.2023.8.020.
Full textAbstract:
The development of social media technology has an impact on the welfare of users but has side effects on communication and behavior when used excessively. Excessive use of social networking sites impacts user behavior in obtaining fast information and sharing information with other users to show their strengths as a personal profile. Data was collected on young adults who made purchases on credit with pay letters as many as 210 users of social media Twitter, Facebook, and YouTube. The analysis used in the study used Partial Least Square version 4. The research data was obtained by distributing questionnaires via Google Forms. The study results show that excessive SNS use influences money attitudes, including money anxiety, trust, and power. The money trust that users have has an impact on money power. Money attitude affects credit application PayLater overuse behavior. The results showed that money trust did not impact increasing credit application PayLater overuse behavior, while money power and money anxiety influenced credit application PayLater overuse behavior. Research makes a practical contribution for SNS users to continue using it reflectively, so it does not interfere with work activities, family relationships, and the responsible use of money. The theoretical contribution enriches the theory of money behavior, e-payment, and money attitude using social media.
12
B, Manasa, and Prof Ishwara P. "Investment Behavior of Working Women: A Study." Praxis International Journal of Social Science and Literature 6, no. 5 (May 25, 2023): 66–73. http://dx.doi.org/10.51879/pijssl/060508.
Full textAbstract:
One has to work in order to earn money/income. Work may be relating to various sectors like labor, entrepreneurship, media, education, health, transportation, IT, business, professional, agriculture, and alike. The amount of money collected after putting efforts in various sector helps to meet his/her daily needs and the left out amount is termed as savings. These savings are expected to get extra return in mere future hence arise the concept of investment. The current research work is based on working women of education, health, IT and professional sector who save and invest their money. For the purpose of the study, 395 samples were collected and based on their response conclusions are drawn. Factor analysis, KMO and Bartlett’s test, Friedman’s test, correlation tools were used. There are plenty of opportunities to the working women in order to investment with as there is growth in economy, financial sector, availability of number of avenues. Efforts are to be made to improve the financial literacy of working women so that they can invest wisely and get better return.
13
Beus, Jeremy M., and Daniel S. Whitman. "Almighty Dollar or Root of All Evil? Testing the Effects of Money on Workplace Behavior." Journal of Management 43, no. 7 (January 7, 2015): 2147–67. http://dx.doi.org/10.1177/0149206314565241.
Full textAbstract:
Across cultures, the idea of money has dual positive and negative connotations. Consistent with this notion of duality, money-priming theory posits that the salience of money makes individuals work harder for themselves while also reducing the concern they have for others. Although research has tended to support these expectations, it has almost exclusively done so using between-persons designs in controlled lab settings. To address these limitations in the literature, we used a within-persons design in two work settings to test individual behavior change as a function of the salience of money. We did so using two samples of professional athletes and tested the extent to which priming individual pay affected both self-serving and cooperative behaviors. We operationalized the money prime in these samples as the final year of individuals’ employment contracts—a time when money is made particularly salient relative to surrounding years. Consistent with money-priming theory, within-persons analyses using a sample of basketball players from the National Basketball Association revealed that self-serving behaviors significantly increased in the final contract year relative to surrounding years. However, we did not find that cooperative behaviors decreased during the final contract year. This pattern of results was replicated using a sample of professional hockey players in the National Hockey League. These findings cumulatively suggest that although the salience of money is associated with increases in self-serving behaviors, it is not adversely associated with cooperation or team success.
14
Prabawani, Bulan. "Money Illusions: Post Redenomination Shopping Behavior." Economics & Sociology 11, no. 3 (September 2018): 161–69. http://dx.doi.org/10.14254/2071-789x.2018/11-3/10.
Full text
15
Hobbs, Jeffrey, Terrill R. Keasler, and Chris R. McNeil. "Short Selling Behavior and Mad Money." Financial Review 47, no. 1 (January 4, 2012): 65–89. http://dx.doi.org/10.1111/j.1540-6288.2011.00321.x.
Full text
16
Rahajeng, Lila Widya, Zaki Baridwan, and Rosidi . "Determinants of Behavioral Interest in the use of Electronic Money (E-Money): Decomposed Theory of Planned Behavior Model Approach." International Journal of Research and Review 9, no. 10 (November 1, 2022): 370–86. http://dx.doi.org/10.52403/ijrr.20221044.
Full textAbstract:
The Purpose of this study is to test and to analyze the effect of perceived usefulness, perceived ease-of-use. interpersonal influence, external influences, facility conditions, attitudes, subjective norms and perceived behavioural control on interest in using E-money with modifications of Decomposed Theory of Planned Behavior (DTPB) based on accounting system information. The sampling method used is a non-probability sampling method in the form of convenience sampling. This research was conducted on the behavioral interest in using e-money in Batu City with the determinants of the Decomposed theory of Planned Behavior (DTPB) model in 2022. Data was obtained through online questionnaires filled out by 100 active users of electronic money systems. The analysis method used is a Structural Equation Modeling/SEM with a Partial Least Square/PLS test tool. Empirical evidence shows that perceived usefulness has no significant effect on the attitude, perceived ease-of-use, interpersonal influence, external influence, facilitating condition, attitude, norm subjective, perceived control behaviour has significant effects on intention electronic money. E-money is a prepaid product or stored value where consumers can store funds or monetary value in an electronic device. E-money is recommended to provide an electronic payment system that can be used easily and usefully while at the same time being able to use these results as a reference on customer behaviour in using electronic money accounting-based payment systems. This study uses DTPB, which is modelled directly on actual use. Keywords: Accounting; System; Electronic Money; DTPB; and intention.
17
Markman, Arthur B., Serge Blok, John Dennis, Micah Goldwater, Kyungil Kim, Jeff Laux, Lisa Narvaez, and Jon Rein. "Money and motivational activation." Behavioral and Brain Sciences 29, no. 2 (April 2006): 190. http://dx.doi.org/10.1017/s0140525x06389042.
Full textAbstract:
Different aspects of people's interactions with money are best conceptualized using the drug and tool theories. The key question is when these models of money are most likely to guide behavior. We suggest that the Drug Theory characterizes motivationally active uses of money and that the Tool Theory characterizes behavior in motivationally cool situations.
18
Stanovich, Keith E. "Memetics and money." Behavioral and Brain Sciences 29, no. 2 (April 2006): 194–95. http://dx.doi.org/10.1017/s0140525x06439042.
Full textAbstract:
Lea & Webley's (L&W's) Drug Theory solves many puzzles surrounding money-related behavior. I explore supplementing the Drug Theory with ideas from gene-culture coevolution theory and memetic theory.
19
Angelova, Natasha Virmozelova. "AGE AND GENDER-RELATED DIFFERENCES IN MONEY BELIEFS AND ATTITUDES." Psychological Thought 13, no. 1 (April 30, 2020): 169–204. http://dx.doi.org/10.37708/psyct.v13i1.404.
Full textAbstract:
This article presents research on the relationships of gender role identification, biological sex, and age to the beliefs and behaviors about money. The participants were 240 whose age varied from 17 to 91 years (M = 38.68, SD = 1.81). Bulgarian adaptations of Bem Sex-Role Inventory (BSRI) and Furnham's Money Beliefs and Behavior Scale (MBBS) were used. The results indicated that people with different gender role patterns (masculine type, feminine type, androgynous type, undifferentiated type) differed in their beliefs and behaviors towards money. According to the results of this research, biological sex was related to male attitudes and beliefs that money could be the main purpose and value, and may be used to demonstrate excellence. The data showed that women tended to feel more tension, anxiety, and guilt when spending money, and also perceived money as a means of security and protection. The assumption that the participants from different age groups would have different beliefs and attitudes about money was also confirmed.
20
Islamiati, Hikmah, Nuraini A, and Nita Erika Ariani. "Unravelling The Auditors’ Dilemma: Ethics Or Money? A Case Of Indonesia Auditors." Jurnal Reviu Akuntansi dan Keuangan 13, no. 2 (August 23, 2023): 316–32. http://dx.doi.org/10.22219/jrak.v13i2.26537.
Full textAbstract:
Purpose: This study aims to examine several influencing factors of auditors’ behavior in ethical dilemma situations and whether auditor behavior in ethical dilemmas is driven by the love of money Methodology/Approach: This study populations are all external auditors in Indonesia period 2019 with 282 auditors as samples. Partial Least Squares analysis (PLS) was used to analyze the data obtained. Findings: This study reveals that in an ethical dilemma situation, experience and level of education do not affect auditor behavior. However, idealism and love of money affect auditor behavior. While an auditor's experience increases the love of money, the more experienced an auditor is, the lower the level of love of money is. In dilemma situations, the love of money mediates the effect of education and experience on ethical behavior. Excessive love for money can arise through the process of socialization that is obtained and maintained in life. Practical implications: These findings prove that love of money mediate the relationship between the influencing factor of auditor’s behavior Originality/value: The novelty of this study lies in love of money as intervening variable on the relationship between the influencing factor of auditor’s behavior in ethical dilemma situations which has never been done in previous research.
21
Qurniawati, Rina Sari. "Understanding Halal Food SMEs� behavior intention towards e-money." International Journal of Islamic Business Ethics 5, no. 2 (September 30, 2020): 113. http://dx.doi.org/10.30659/ijibe.5.2.113-124.
Full textAbstract:
This study investigates halal food SMEs intention on use e-money. Prior to the existence of e-money, banking was a solution for small and medium enterprises (SMEs) in doing business and making transactions. Entering the era of the rise of fintech, banks are also competing in issuing their respective electronic money. �The lack of interest in halal culinary SMEs in using electronic money, it is important for fintech companies to be able to know and understand perceptions to increase interest in re-transacting using electronic money. However, these are few studies discussed behavioral intention in this new area. Consequently, this study examined the factors that influence SMEs' intention to use e-money. A total of one hundred respondents are selected using quantitative method as sources of data collection. The questionnaires are distributed using purposive sampling method in Surakarta, Indonesia. The software used for analysis is the SPSS 20. This study concludes with conclusion and limitation.
22
Maksum, Ikhsan, and Mega Noerman Ningtyas. "The dark side of perceived corruption: Mediating mechanism between love of money and evil behavior." Diponegoro International Journal of Business 5, no. 1 (June 30, 2022): 12–23. http://dx.doi.org/10.14710/dijb.5.1.2022.12-23.
Full textAbstract:
Many studies about unethical behavior (evil behavior) in the workplace have underlying various research related to love of money and perception of corruption as in this research. One of the main ideas that emerged is “The love of money is a root of all kinds of evil” Timothy, 6:10. In most studies, there is a gap and lack of prior research involving the mechanism of indirect effect between the love of money behavior and unethical behavior in public sector institutions. In this research, we focus on the role of mediation between the perception of corruption and love of money toward unethical behavior. The researcher spread the questionnaire for obtained 149 respondents who are an employee from the public sector institution. Meanwhile, the research method that we use is a quantitative study, which allows for doing the study with a fast time and broad generalizability. We find that perception of corruption could partially mediate the effect between the love of money and unethical behavior in public sector employees. This study proves that employees who work in public sector institutions have a corruption perception that can trigger evil behavior. employees who have a strong orientation towards money are more likely to try to earn more money to enrich themselves, and then employees engage in unethical behavior.
23
Marzuki, Ismail. "MELUMPUHKAN TINDAK PIDANA PENCUCIAN UANG DENGAN HUKUM PIDANA ISLAM." Wajah Hukum 1, no. 1 (February 1, 2018): 1. http://dx.doi.org/10.33087/wjh.v1i1.12.
Full textAbstract:
The phenomenon of money laundering crime (money laundering) lately more andmore the case. Because through the channel of money laundering, the perpetrators increasingly exist run many actions a crime. This is due to the material or their proceeds of crime property as the spirit of the live action wicked behavior they can be hidden with a neat, and can be put to good use because it looked legitimate sourced. These conditions if left, certainly much cause any harm to society. Moreover, if such money laundering crimes reviewed philosophically in Islamic law (Sharia ash-trends). Regard posed obvious greater than maslahahnya. Therefore, the outstanding strategies needed to cripple or eradicate the behaviour a criminal offence of money laundering.Keywords: Money Laundering, Islamic Law, Eradication Strategies
24
Fatmasari, Dewi, Waridin, Akhmad Syakir Kurnia, and Rizaldi amin. "Use of E-Money and Debit Cards in Student Consumption Behavior." E3S Web of Conferences 125 (2019): 03013. http://dx.doi.org/10.1051/e3sconf/201912503013.
Full textAbstract:
IAIN Sharia Banking Student Sheikh Nurjati consumes high students, but in conducting transactions students are less in utilizing electronic money and debit card facilities in daily activities so that the problem is how the e-money and e-money are used. the use of debit cards against student consumption expenses. This system of payment transactions using electronic money and debit cards will affect a person's behavior in spending or consumption behavior. This study aims to investigate the use of e-money and debit cards in consumption expenditures and how it affects the consumption expenditure. This research applied a quantitative method by using a questionnaire as an instrument to collect the data. Further, the data were then analyzed by applying multiple linear regression models. As result, it was revealed that partially using e-money in students’ consumption behavior had a negative and an insignificant influence, while using debit cards had a positive and significant influence on students’ consumption behavior. Thus, based on the F test results, it is proved that using e-money and debit cards together have a significant impact on students’ consumption behavior.
25
Keyder, Nur. "The Financial Transformation of the 1980s and the Behavior of Velocity in Turkey." New Perspectives on Turkey 8 (1992): 67–87. http://dx.doi.org/10.15184/s0896634600000625.
Full textAbstract:
The velocity of money (V) indicates the number of times money stock turns over in the economy to accommodate a given level of transactions (proxied by GNP). In other words, velocity measures the relationship between nominal income and the money stock. In the original version of the quantity theory of money, nominal income is equal to velocity times money stock; i.e. Py = MV where P stands for the price level, y is real income, M is the money stock. In this framework, when velocity is assumed to be constant, changes in money stock can create predictable effects on the nominal income.
26
S.H., Solaiman, and Mohammed A.T. "Money Supply Behavior in Egypt (2004-2019)." African Journal of Economics and Sustainable Development 5, no. 1 (March 8, 2022): 59–74. http://dx.doi.org/10.52589/ajesd-4veyypje.
Full textAbstract:
This study aims to investigate whether money supply behaviour in Egypt is exogenously or endogenously determined using data from 2004 to 2019. It aims to identify the determinants of money supply in Egypt and the most important tools used by the central bank to manage it. The study employs the Johansen-Juselius test (1990) to examine the long-run determinants of money supply in Egypt and the error correction model to examine the short-run determinants. We conclude that real GDP, discount rate, budget deficit, and net foreign assets have significant long-term effects on money supply, whereas exchange rate and net domestic assets have no effects. We recommend higher degrees of cooperation between the Central Bank of Egypt and the institutions responsible for the formulation of financial and commercial policies. we also recommend that the central bank continue monitoring foreign assets and strengthen its supervisory activities on banking institutions.
27
Budianto, Hendy, Andre Prasetya Willim, and Alvin Lesmana. "Financial Fitness: A Guide to Boosting Your Money Management Skills." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 4 (July 3, 2024): 10224–28. http://dx.doi.org/10.31539/costing.v7i4.11093.
Full textAbstract:
This study investigates the relationships between financial literacy, budgeting practices, financial behavior, and money management skills among customers of Bank Mandiri Pontianak Diponegoro. Using a quantitative research design with a sample of 90 customers selected via random sampling, data was collected using structured questionnaires. The analysis employed Smart PLS (Partial Least Squares Structural Equation Modeling) to examine direct and indirect effects. The findings reveal significant direct effects, where higher levels of financial literacy and effective budgeting practices are associated with improved financial behavior and enhanced money management skills. Indirect effects further underscore the role of financial behavior as a mediator between financial literacy/budgeting practices and money management skills. These results highlight the importance of promoting financial education and supporting disciplined budgeting practices to foster better financial behaviors and enhance overall financial well-being among bank customers.
28
Hapsari, Arindra Tri, Dr Novi Darmayanti, SE, MSA, Ak, CA., and Isnaini Anniswati Rosyida. "Pengaruh Kecerdasan Intelektual (Iq) Dan Religiusitas Terhadap Perilaku Etis Auditor Dengan Love Of Money Sebagai Variabel Intervening." Ekonika : Jurnal Ekonomi Universitas Kadiri 7, no. 1 (April 30, 2022): 13. http://dx.doi.org/10.30737/ekonika.v7i1.2177.
Full textAbstract:
ABSTRACTThis study aims to determine how much influence intellectual intelligence (IQ) and religiosity have on the ethical behavior of auditors in the study of the Inspectorate of Bojonegoro Regency and the Inspectorate of Tuban Regency, and then how the love of money variable affects the second variable on the ethical behavior of auditors. The of data collection was done by using a questionnaire which was distributed to APIP and JFA Inspectorate The sample used in this study were 50 respondents with saturated sampling technique. The data obtained were processed with SPSS version 28. Based on the results of the study, it was concluded that partially intellectual intelligence and religiosity had a positive and significant effect on the ethical behaviour of auditors. Path analysis test results show that intellectual intelligence has no effect on ethical behavior through love of money as intervening variable and relgiosity variable affect auditor ethical behavior through love of money as an intervening variable.
29
H, Dhanush. "Spatio-Temporal Network-based Bank Transactional Behavior Analysis to Detect Suspicious Activities." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 04 (April 4, 2024): 1–5. http://dx.doi.org/10.55041/ijsrem30120.
Full textAbstract:
Money laundering refers to the act of disguising the proceeds of illegal activities as legitimate funds. This is a significant problem as it enables criminals to profit from illegal activities and finance further criminal endeavors. Money laundering is also linked to other crimes, such as drug trafficking, terrorism financing, and corruption. To combat money laundering, governments and financial institutions have implemented various measures, such as Know Your Customer (KYC) regulations, Anti-Money Laundering (AML) laws, and the use of financial intelligence units. However, the existing money laundering system is complex, making it difficult to detect and prevent money laundering activities. Many current systems rely on outdated technology and manual processes, which can be time-consuming and prone to error. Therefore, there is a need for effective detection and prevention systems that can identify suspicious transactions and patterns of behavior. This project aims to prevent and detect money laundering activities by identifying suspicious transactions and monitoring the movement of funds through the financial system. The proposed system uses Long Short-Term Memory (LSTM) to detect and prevent money laundering activities. By analyzing the data in a time-series format, LSTM can identify unusual patterns of transactions and flag them for further investigation. LSTM can also predict future trends in financial data, allowing for the detection and prevention of potential money laundering activities before they occur. The proposed transactional network and behavior analysis system provides a more efficient and accurate method for identifying potential money laundering activities. This system can ultimately lead to a more effective and efficient anti-money laundering system. Keywords: Anti-Money laundering, Long short-term memory, Legitimate funds, Transaction network, behavior analysis, Time series format
30
Madurapperuma, Madurapperuma Arachchige Yasantha Daminda, and Kyung-min Kim. "Sustaining Business: A Psychological Perspective of Donation Behavior." Sustainability 12, no. 22 (November 11, 2020): 9355. http://dx.doi.org/10.3390/su12229355.
Full textAbstract:
The modern-day corporate sector implements various forms of socially responsible programs, perhaps with different motives. Nevertheless, harnessing potential support towards such initiatives from stakeholders is vital. In this regard, researchers previously uncovered that the processes of psychological reaction to the request of time and money donations are different, yet the influence of psychological distance on time and money donation behavior has not been explicitly explored. Hence, this research investigates how temporal distance and value accessibility lead to different types and sizes of donation. The findings reveal that when individuals jointly evaluate donation options, temporal distance evokes dissimilar mental processes, subsequently leading them to provide time donations (near future) or money donations (distance future). With respect to the size of the donation, temporal distance has an impact on donating money, but not on time. Notably, the self-construal level interacted with temporal distance more so than that of personality traits to bring about strong donation behavior. This interaction is more pronounced and visible in relation to money donation than to time donation. In addition, implications of this research are also considered and discussed.
31
Cahyani, Ni Putu Diva, and Luh Gede Krisna Dewi. "Analisis Adopsi Uang Elektronik dengan Model UTAUT2." E-Jurnal Akuntansi 32, no. 1 (January 26, 2022): 3496. http://dx.doi.org/10.24843/eja.2022.v32.i01.p13.
Full textAbstract:
This study aims to explain the intention and behavior of using electronic money using the UTAUT2 model. This research was conducted in Badung Regency. The sampling method used is accidental sampling. The data collection method is carried out by distributing online and paper-based questionnaires to the people of Badung Regency who use electronic money that has been registered with Bank Indonesia. The total sample is 252 people. The data analysis technique used SEM-PLS. The results of this study indicate that socio-cultural factors, facilitating conditions, price values, and habits have a significant positive effect on the intention to use electronic money, meanwhile, performance expectations, business expectations and hedonic motivation have no effect on intentions to use electronic money. In addition, the facilitating conditions, habits, and usage intentions have a positive and significant effect on the behavior of using electronic money.
Keywords: Behavior Intention of Electronic Money; Use Behavior of Electronic Money; UTAUT2
32
DARBY, MICHAEL R., WILLIAM POOLE, DAVID E. LINDSEY, MILTON FRIEDMAN, and MICHAEL J. BAZDARICH. "RECENT BEHAVIOR OF THE VELOCITY OF MONEY." Contemporary Economic Policy 5, no. 1 (January 1987): 1–33. http://dx.doi.org/10.1111/j.1465-7287.1987.tb00241.x.
Full text
33
Aghakhani, Hamed, Mehdi Akhgari, and Kelley Main. "When does money priming affect helping behavior?" Australasian Marketing Journal (AMJ) 27, no. 1 (February 2019): 32–40. http://dx.doi.org/10.1016/j.ausmj.2018.11.002.
Full text
34
Quoc, Nguyen Anh. "nature of money." Linguistics and Culture Review 5, S3 (October 30, 2021): 619–34. http://dx.doi.org/10.21744/lingcure.v5ns3.1558.
Full textAbstract:
In explaining the phenomena of life, thinkers have not clarified the relationship between money and standards and people. Man is a liberty, creative subject, truth in behavior and labor. The product of creative acts creates needs, and the product of labor fulfills human needs. Exchange between people is the exchange of behavior, labor for products as a broker. Relationships between individuals establish standards of ownership of property and people. People, property, and standards are unified, but when the state monopolizes the promulgation of laws and issues money, the state, money, and laws are unified. Laws, money and products exchanged with each other make the relationship between the state and citizens have different functions and tasks. Money is the purpose, so making money to live makes the love of money increase. People forget themselves, become hostile towards each other in the vicious circle of money. When USD became a popular spiritual demand, countries with USD need were in the whirlpool of the money game set by the American regime. Economic growth, war of aggression, defense of the homeland are common spiritual needs. Commodities, modern weapons, arms race, globalization make the USD stronger.
35
Hardy, Morgan, Gisella Kagy, and Lena Song. "Gotta Have Money to Make Money? Bargaining Behavior and Financial Need of Microentrepreneurs." American Economic Review: Insights 4, no. 1 (March 1, 2022): 1–17. http://dx.doi.org/10.1257/aeri.20200723.
Full textAbstract:
Bargaining over real prices with microenterprise owners in Ghana, we show that sellers with less per capita household liquidity agree to lower sale prices. This relationship is robust across firms and within firms over time, even after controlling for a plethora of time-varying observables. A computerized bargaining experiment, with randomized initial payout sizes, corroborates the real-bargaining findings. This pattern can be explained by an application of classical bargaining theory that includes endowments and utility functions with decreasing absolute risk aversion. The potential poverty-multiplying implications of pricing behavior is a key frontier in understanding barriers to the profitability of microenterprises. (JEL D22, G51, L25, L26, O12, O14)
36
Yahya, Adibah, Inna Nisawati Mardiani, Agus Fuadi, and Ridwan Muhsoni. "Perilaku Konsumtif dalam Perspektif Gender." Jurnal Ilmiah Universitas Batanghari Jambi 23, no. 2 (July 26, 2023): 2274. http://dx.doi.org/10.33087/jiubj.v23i2.3540.
Full textAbstract:
This research is motivated by the consequences of the global influence of information and technological developments that have an impact on the behavior of the younger generation. One form of this behavior is consumptive behavior. This behavior attacks the younger generation, especially students. One of the conveniences obtained in technological developments is e-money (electronic money). The use of e-money which is quite easy can form consumptive behavior. In addition to the convenience provided by e-money, the existence of e-commerce also tends to shape consumptive behavior. The existence of discount offers and ease of payment stimulates individuals to consume through e-commerce. Individuals who have a financial attitude can reflect a good level of financial management, so that a high financial attitude will reduce consumptive behavior. This study aims to determine the effect of e-money, e-commerce, and financial literacy on consumptive behavior in a gender perspective. The population of this study were students of the Faculty of Economics and Business, Pelita Bangsa University. The research method uses quantitative descriptive analysis, with research sources based on the results of the questionnaire. Data testing uses validity, reliability, classic assumption tests, and hypothesis testing. The test results state that women's gender consumptive behavior is not influenced by money, e-commerce, and financial literacy. For male gender, consumptive behavior is influenced by the use of e-commerce and the level of financial literacy, while e-money has no effect on consumptive behavior. The results show that in general the level of use of e-commerce greatly influences consumptive behavior among students of the Faculty of Economics and Business, Pelita Bangsa University.
37
Klymenko, Nataliia. "Women's personal behavioral styles and their relationship with types of money beliefs and behaviors, money attitudes and socio-psychological attitudes in the sphere of motivations and needs." Організаційна психологія Економічна психологія 4, no. 30 (December 6, 2023): 96–111. http://dx.doi.org/10.31108/2.2023.4.30.9.
Full textAbstract:
Introduction. The study of the relationship between women's personal behavioral styles and various aspects of their attitudes to money has become relevant these days because of the forced adaptation of Ukrainians to new conditions of life and professional activity associated with a war in Ukraine. Aim: To analyze the relationship between women's personal behavioral styles and the types of money beliefs and behavior, money attitudes and socio-psychological attitudes in the field of motivations and needs. Methods. J. Hay's "Personal Styles" questionnaire, A. Furnham's "Money Beliefs and Behavior Scale" (MBBS) (modified by M. Simkiv), T. L. Tang's "Monetary Ethics Scale" method (MAS) (modified by M. Simkiv), and "Diagnostics of Social and Psychological Attitudes of the Individual in the Field of Motivations and Needs"). Results. There are positive and negative statistically significant relationships between personal styles ("Parent-controller", "Parent-educator", "Functional adult", "Adaptive child", "Natural child") and types of money beliefs and behavior (money obsession, power, economy, inappropriate behavior with money), monetary attitudes (money as a good, money as an evil, money as a means of achieving success, money as a factor in respect for people, planning expenses, money as a means of achieving freedom and power), as well as socio-psychological attitudes in the field of motivations and needs (process orientation, result orientation, altruism orientation, freedom orientation, power orientation, work orientation, and money orientation). Conclusions. The obtained results can be used in designing training and motivational programs for women in the system of state-run, commercial and public organizations.
38
Susilowati, Nurdian, Kardiyem Kardiyem, and Lyna Latifah. "The Mediating Role of Attitude Toward Money on Students’ Financial Literacy and Financial Behavior." JABE (JOURNAL OF ACCOUNTING AND BUSINESS EDUCATION) 4, no. 2 (March 5, 2020): 58. http://dx.doi.org/10.26675/jabe.v4i2.6622.
Full textAbstract:
This research aims at discovering the direct influence of financial literacy on financial behavior; finding out the indirect influence of financial literacy on financial behavior through attitude toward money; and figuring out the direct influence of attitude toward money on financial behavior. This research was conducted at Economics Faculty of State University of Semarang or UNNES with its sample being students who had taken budgeting and financial management courses. The sample was taken using proportionate random sampling and 230 respondents were obtained. The data were collected using questionnaire and they were then analyzed using descriptive analysis and path analysis. Based on the first research result, it was found that financial literacy had direct influence on financial behavior. High financial literacy determined a good financial behavior in the future. Secondly, attitude toward money successfully mediated the influence of financial literacy on students’ financial behavior. Thirdly, attitude toward money has a direct influence on financial behavior. In general, students have good financial literacy, attitude towards money, and financial behavior. This allowed them to have a clear priority for their future.
39
Lai, Chien-Wen. "How financial attitudes and practices influence the impulsive buying behavior of college and university students." Social Behavior and Personality: an international journal 38, no. 3 (April 1, 2010): 373–80. http://dx.doi.org/10.2224/sbp.2010.38.3.373.
Full textAbstract:
Impulsive buying behavior has been the subject of a large amount of empirical research, but little research exists that actually examines the significant predictors of impulsive buying behaviors in adolescents. The purpose of this study was to investigate the attitudes of adolescents towards credit and money and the personal financial planning practices they follow, and to examine how these attitudes and practices influenced their impulsive buying behavior. Data were collected from 906 adolescent Taiwanese college and university students. A logistic regression model was used to identify which students were more likely and which were less likely to make impulsive purchases. The significant predictors were the following 8 variables: gender, age, having taken a course in personal finance, use of money as a reward, family of origin, affective credit attitude, cognitive credit attitude, behavioral credit attitude, and money attitude.
40
Mok, Aurelia, and David De Cremer. "When Money Makes Employees Warm and Bright: Thoughts of New Money Promote Warmth and Competence." Management and Organization Review 12, no. 3 (July 13, 2016): 547–75. http://dx.doi.org/10.1017/mor.2015.53.
Full textAbstract:
ABSTRACTWarmth and competence are two important dimensions that facilitate career success (e.g., building relationships, providing novel solutions to problems). We investigated how situational reminders of money affect warmth and competence. Specifically, we propose that reminders of new (vs. used) money increase people's warmth and competence. In five studies of working adults, inducing participants to think about new (vs. used) banknotes promoted creative idea generation (Study 1) (reflecting competence), increased concern for coworkers (Study 2), decreased self-serving behavior (Study 3), and increased helping intentions (Study 5) and behavior (Study 4) (reflecting warmth). Study 4 showed that the effect of priming new money on warmth occurs by activating a norm of social conscientiousness. Our findings suggest that money's appearance can impact problem solving, prorelationship behavior, and perceived norms. We discuss implications for research on money, norm salience, and organizational behavior.
41
Armelia, Yola, and Agus Irianto. "Pengaruh Uang Saku Dan Gaya Hidup Terhadap Perilaku Konsumtif Mahasiswa." Jurnal Ecogen 4, no. 3 (October 26, 2021): 418. http://dx.doi.org/10.24036/jmpe.v4i3.11509.
Full textAbstract:
Human needs always change according to the demands of the times, college students consume goods and services to meet their daily needs. College student income can come from pocket money given by family, scholarships and wages (while working). The action of college students consuming goods and services excessively (wasteful) is consumptive behavior. Factors supporting consumptive behavior include pocket money and lifestyle is defined as how a person does activities, has opinions and has interests. This study aims to determine the effect of pocket money and lifestyle on consumptive behavior in college students of the Faculty of Economics, Padang State of University. This study uses Path Analysis, the results of this study are the factor of pocket money and lifestyle proving that there is a positive and significant influence on the consumer behavior of college students of the Faculty of Economics, Padang State of University. Keywords : consumptive behavior, pocket money, life style.
42
Aydin, Asli Elif, and Elif Akben Selcuk. "An investigation of financial literacy, money ethics and time preferences among college students." International Journal of Bank Marketing 37, no. 3 (May 7, 2019): 880–900. http://dx.doi.org/10.1108/ijbm-05-2018-0120.
Full textAbstract:
Purpose Financial literacy has a strong influence on financial well-being, and it is a concept especially important for college students who start to develop their financial habits. The purpose of this paper is to examine the relationship between financial literacy, money attitudes and time preferences among Turkish university students. Design/methodology/approach Data were collected from 1,443 university students from 14 campuses in Turkey. Structural equation modeling methodology is employed to test the hypotheses. Findings The results suggest that students with higher financial knowledge scores have more favorable financial attitudes and exhibit more desirable financial behaviors. It is also demonstrated that financial attitude is positively related to financial behavior. Furthermore, a significant and negative relationship between the affective dimension of the money ethic construct and financial behavior is found. In contrast, the relationship between the behavioral dimension of money ethic and financial behavior is positive. It is further demonstrated that a present orientation leads to more negative financial attitudes. Originality/value This study will reveal the interrelationships among dimensions of financial literacy, money ethics and time preferences in an emerging economy with a relatively little experience with formal financial systems and unstable macroeconomic conditions.
43
Ningtyas, Vita, Munawar Ismail, and Setyo Wahyudi. "The Determinants of Money-Laundering Behavior in Indonesia." Journal of Indonesian Applied Economics 10, no. 1 (February 26, 2021): 8–16. http://dx.doi.org/10.21776/ub.jiae.2022.010.01.2.
Full textAbstract:
Banks nowadays have come with innovations in all of their operations, particularly in account application. Therefore, people can apply for their account personally from any places by using the smartphone technology. However, it increases the possible risk of money laundering, especially in banking. One of the phenomena is the high number of Suspicious Financial Transaction Reports (LTKM) received by the Financial Transaction Reports and Analysis Center (INTRAC). Hence, this study analyzes the effect of Indonesia’s social demography on the risk of each individual of committing money laundering.Using secondary data obtained from INTRAC, the derived and selected independent variables was analyzed using ordinal logistic regression to determine their effect on the dependent variable, i.e. the Money Laundering Risk Score (MLRS). This study finds that the social demographic factors affecting the risk of money laundering committed by individuals are sex, age, marital status, occupation, and the history of financial service usage, in which occupation has the highest effect.
44
Ferinaldy, Ferinaldy, Muslikh Muslikh, and Nurul Huda. "PENGARUH SIKAP, NORMA SUBJEKTIF, KENDALI PERILAKU DAN RELIGIUSITAS TERHADAP INTENSI MENGGUNAKAN UANG ELEKTRONIK." Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi 11, no. 2 (November 30, 2019): 211–22. http://dx.doi.org/10.35313/ekspansi.v11i2.1531.
Full textAbstract:
Abstract: The purpose of this study is to examine the factors of attitude, subjective norms, behavioral control, and religiosity towards behavior through the intention to use electronic money in YARSI University students. Based on a literature review, this research hypothesis states that attitudes, subjective norms, behavioral control, and religiosity affect behavior through intention. This study uses survey data from questionnaires to 127 respondents. Hypothesis testing techniques are done by using SEM analysis with Lisrel software. The results of data processing indicate that the Attitude Variable, Subjective Norms, Behavioral Control, and Religiosity have a significant influence on behavior through the intention to use electronic money. Intention variable has a significant effect on behavior using electronic money with a t-value of 7.86. Behavioral Control Variables and subjective norms have a greater influence on behavior through the intention to use electronic money than other variables. Suggestions based on research results: first, it is necessary to expand information to the public about the benefits of using electronic money. Second, it is necessary to increase the number of merchants or expand the place of use so that the use of electronic money becomes more extensive and maximal.
Keywords: intention, electronic money, TPB, SEM.
45
Ida, Ida, Sri Zaniarti, and Graciela Ervina Wijaya. "FINANCIAL LITERACY, MONEY ATTITUDE, DAN FINANCIAL MANAGEMENT BEHAVIOR GENERASI MILENIAL." Jurnal Muara Ilmu Ekonomi dan Bisnis 4, no. 2 (October 1, 2020): 406. http://dx.doi.org/10.24912/jmieb.v4i2.9144.
Full textAbstract:
Perkembangan teknologi dan gaya hidup generasi milenial mendorong perilaku konsumtif sehingga pentingya mengetahui faktor- faktor yang memengaruhi financial management behavior generasi milenial agar tidak terjebak pada masalah keuangan. Penelitian ini mempunyai tujuan untuk menguji pengaruh financial literacy dan money attitude dari dimensi power prestige dan anxiety terhadap financial management behavior pada generasi millenial yang tinggal di Bandung. Teknik pengambilan sampel dengan metode sampling non-probability yaitu teknik purposive sampling. Sampel berjumlah 1.120 responden yang mayoritas adalah perempuan dan berpendidikan perguruan tinggi. Dari hasil pengujian menggunakan analisis regresi berganda menunjukkan financial literacy dan money attitude dari dimensi power prestige mempunyai pengaruh yang signifikan terhadap financial management behavior sedangkan money attitude-anxiety tidak mempunyai pengaruh terhadap financial management behavior pada generasi millenial yang tinggal di Bandung. Penelitian ini menyarankan peningkatan financial literacy dan money attitude- Power-prestige bagi generasi milenial, adanya kurikulum pendidikan mengenai literasi keuangan, dan bagi peneliti selanjutnya dapat melakukan penelitian bagi generasi milenial di luar kota Bandung serta meneliti faktor- faktor lain yang memengaruhi financial management behavior. Technological developments and the lifestyle of the millennial generation encourage consumptive behavior, so it is important to know the factoes that influence the financial management behavior of the millennial generation so that they are not trapped in financial problems. The purpose of this study was to empirically examine the effect of financial literacy and money attitude form the dimensions of power prestige and anxiety on financial management behavior in the millennial generation living in Bandung. This study uses a non-probability sampling method with a purposive sampling technique. The sample consisted of 1,120 respondents, the majority of whom were women and had university education. From the test results using multiple regression analysis shows that financial literacy and money attitude from the power prestige dimension have a significant effect on financial management behavior, while money attitude from the anxiety dimension has no effect on financial management behavior in the millennial generation who live in Bandung. in Bandung. This study suggests an increase in financial literacy and money attitude from the Power-prestige dimension for the millennial generation, the existence of an educational curriculum regarding financial literacy, and for further researchers to conduct research for millennials outside Bandung and examine other factors that influence financial management behavior.
46
Li-Ping Tang, Thomas, Jwa K. Kim, and David Shin-Hsiung Tang. "Does attitude toward money moderate the relationship between intrinsic job satisfaction and voluntary turnover?" Human Relations 53, no. 2 (February 1, 2000): 213–45. http://dx.doi.org/10.1177/a010560.
Full textAbstract:
The present study expanded Judge's (1993) study and tested the hypotheses that people's Money Ethic endorsement (Tang, 1992, 1995) would moderate the intrinsic job satisfaction-withdrawal cognitions relationship and the intrinsic job satisfaction-voluntary turnover relationship in a sample of mental health and mental retardation professionals. Results suggested that Money Ethic endorsement was a moderator for both relationships. For employees with high Money Ethic endorsement, their voluntary turnover was high regardless of their intrinsic job satisfaction. Employees with low Money Ethic endorsement and low intrinsic job satisfaction had the lowest voluntary turnover. Thus, in this sample, just a pull (high Money Ethic) is needed to experience turnover. Money Ethic endorsement predicted actual turnover behavior, but withdrawal cognitions did not. Money Ethic endorsement was not a mediator of the intrinsic job satisfaction and turnover relationship. Results are discussed in terms of the small, but growing literature on the psychology of money (Furnham & Argyle, 1998). Future research needs to re-focus on employees' actual turnover behavior, rather than the substitutes or proxies of turnover behavior, such as withdrawal cognitions.
47
White, Katherine M., Brooke E. Poulsen, and Melissa K. Hyde. "Identity and Personality Influences on Donating Money, Time, and Blood." Nonprofit and Voluntary Sector Quarterly 46, no. 2 (July 9, 2016): 372–94. http://dx.doi.org/10.1177/0899764016654280.
Full textAbstract:
Building on previous research that examined role identity in relation to volunteering, this study explored the impact of identity and personality for three giving behaviors: donating money, volunteering time, and donating blood. This study examined the contribution of general identity as a helpful person, role identity specific to each behavior, and personality traits of conscientiousness and agreeableness within the decision-making framework of the theory of planned behavior (TPB). Participants ( N = 203) completed a questionnaire measuring role identity (general and behavior specific), conscientiousness and agreeableness, and the TPB constructs of attitude, subjective norm, perceived behavioral control, and intention to donate. Three months later, participants reported whether they had engaged in each behavior. The results demonstrated that identity as a donor (i.e., specifically of money, time, or as a blood donor) emerged as more important in determining people’s giving actions than general role identity as a helpful person or global personality characteristics.
48
Filona and Misdiyono. "FACTORS AFFECTING THE ADOPTION OF ELECTRONIC MONEY USING TECHNOLOGY ACCEPTANCE MODEL AND THEORY OF PLANNED BEHAVIOR." Journal of Business Economics 24, no. 1 (2019): 100–113. http://dx.doi.org/10.35760/eb.2019.v24i1.1858.
Full textAbstract:
With the rapid growth of information technology, electronic money has played an important and central role in the e-payment. Development of electronic money is able to create a trend less-cash society, which is a society’s behavior using non- cash transactions by utilizing the simplicity offered through electronic transactions. The purpose of this research is to determine the factors affecting the intention to use electronic money. We designed a questionnaire and used it to survey a simple random sampling of people who use of e-money in DKI Jakarta. The actual samples used for the study are 125 respondents. We analyzed the data using Structured Equation Modeling to evaluate the strength of the hypothesized effects. The result of the analysis showed that perceived ease of use has no significant effect on attitudes towards the use of e-money. Perceived ease of use has a significant effect on the perceived usefulness of e-money. Perceived usefulness has no significant effect on the intention to use e-money. Perceived usefulness has a significant effect on attitudes towards the use of e-money. Attitude has a significant effect on the intention to use e-money. Subjective norm has a significant effect on the intention to use e-money. Perceived behavioral control has no significant effect on the intention to use e-money. Keywords: electronic money, technology acceptance model, the theory of planned behavior.
49
Novikova, Evgenia, Igor Kotenko, and Evgenii Fedotov. "Interactive Multi-View Visualization for Fraud Detection in Mobile Money Transfer Services." International Journal of Mobile Computing and Multimedia Communications 6, no. 4 (October 2014): 73–97. http://dx.doi.org/10.4018/ijmcmc.2014100105.
Full textAbstract:
Mobile money transfer services (MMTS) have gained a solid market segment and are widely used for domestic and international money transfers. Like traditional financial systems they can be used to conduct illegal financial activity including money laundering or usage of malicious software to gain access to mobile money. The paper considers an interactive multi-view approach for detection of the fraudulent activity in the MMTS. It considers a set of visualization techniques enabling comprehensive analysis of the behavior of the MMTS subscriber according to his/her transaction activity. The authors suggest a metaphoric visualization of the MMTS users' behavior based on RadViz visualization that is able to identify groups with similar behavior and outliers. They demonstrate how the proposed approach can be used to reveal money laundering scenarios, behavior frauds, present and discuss the results of the efficiency evaluation of the visualization techniques used to detect fraudulent activity.
50
Bamforth, Jill, Charles Jebarajakirthy, and Gus Geursen. "Understanding undergraduates’ money management behaviour: a study beyond financial literacy." International Journal of Bank Marketing 36, no. 7 (October 1, 2018): 1285–310. http://dx.doi.org/10.1108/ijbm-05-2017-0104.
Full textAbstract:
Purpose The money management behavior of undergraduates determines their smooth transition into adulthood. Economic, social and psychological factors also affect undergraduates’ money management behavior. Therefore, the purpose of this paper is to investigate how undergraduates manage and respond to economic, social and psychological factors affecting their money management behavior, and to examine whether this response changes as they make progress in their degree. Design/methodology/approach Adopting a qualitative exploratory approach, this study examined Australian undergraduates as they face many challenges to their money management behavior. The data were collected using six focus group discussions, held in three Australian universities, in which 47 undergraduates participated. Findings The findings have shown that their approach to manage spending, income, saving, peer relationships and stress changes as they make progress in their degree. However, they shared similar approaches to investment, followed parental money management advice and used technology for cost reduction, irrespective of the progress in their degree. Research limitations/implications This study was conducted with the data collected from a relatively small sample of respondents and was limited only to undergraduates. Moreover, this study was conducted in Australia, indicating that some of the results might be specific to the Australian context. Practical implications The findings of this study can be utilized by governments, financial institutions, educational institutions and parents who are interested in inculcating prudent money management behavior in undergraduates. Originality/value This study extends the scope of the literature beyond financial literacy, and has shown how undergraduates respond to economic, social and psychological aspects relating to money management behavior and how these responses vary as they make progress in their degree. This study has applied a qualitative exploratory approach, in contrast to quantitative methods which have generally been applied for studies relating to undergraduates’ money management behavior.