Relevant bibliographies by topics / Microfinance programme

Academic literature on the topic 'Microfinance programme'

Author: Grafiati
Published: 10 December 2022
Last updated: 28 January 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Microfinance programme.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Microfinance programme"

1

Jumpah, Emmanuel Tetteh, Yaw Osei-Asare, and Emmanuel Kodjo Tetteh. "Do farmer and credit specific characteristics matter in microfinance programmes’ participation? Evidence from smallholder farmers in Ada west and east districts." Agricultural Finance Review 79, no. 3 (June 3, 2019): 353–70. http://dx.doi.org/10.1108/afr-05-2018-0044.

Full text
Abstract:
Purpose Users of smallholder farmer microfinance are able to make enough returns to repay credits advanced to them. However, they are in dire need of financial capital such that they are inconsiderate of farmer- and credit-specific characteristics when participating in a microfinance programme. This study analyses perceptions of stakeholders regarding select farmer and credit characteristics within the microfinance industry. The study identifies and analyses the factors that influence participation in a microfinance programme by farmers using the logistic regression model. The purpose of this paper is to widen the knowledge base of rural agricultural finance, including factors that influence participation in microfinance intervention(s) thereof. Design/methodology/approach A total of 104 participants and 120 non-participant farmers in microfinance programmes were interviewed using a semi-structured questionnaire by applying the multistage sampling technique. The paper applied the logistic regression model in which farmer- and credit-specific characteristics were used to estimate the probabilities of participation. Findings The logistic regression results showed that distance, interest rate, experience, membership of farmer-based organisation, number of dependants, household, gender and age were statistically significant farmer- and credit-specific characteristics that influence participation in microfinance programmes. Interest rate and distance exact negative significance influence on participation, whereas membership of farmer-based organisations, experience, gender, household head and age influence participation positively. Reduction in the interest rate and expansion of microfinance to very remote areas rather than locations in urban areas are crucial in terms of improving participation. Research limitations/implications The paper used data from only farmers so there is a limit to which the results can be generalised for all microfinance users. It may be relevant to undertake a study that considers non-farm enterprises. Practical implications This paper brings to light the need to develop well-structured microfinance facilities that meet the specific needs of the rural poor in transitioning economies while taking into consideration critical factors affecting participation before the establishment of such programmes. Originality/value This paper provides empirical evidence to show that farmer- and credit-specific characteristics are essential to ensure participation and success of microfinance programmes thereof.
APA, Harvard, Vancouver, ISO, and other styles
2

Arif, Muhammad, Raja Sultan, and Zahid Hussain. "Role of Islamic Microfinance in Socio-economic Development." International Journal of Emerging Issues in Islamic Studies 2, no. 2 (December 19, 2022): 11–20. http://dx.doi.org/10.31098/ijeiis.v2i2.1001.

Full text
Abstract:
Prime Minister Imran Khan introduced an interest-free loan programme through a public-private collaboration as part of the Kamyab Jawan Programme 2022. A huge number of low-income and susceptible households benefited immensely from this programme. This program's goal is to end poverty by giving low-income individuals interest-free loans to launch their own small businesses. Primary data for this research was gathered from 184 beneficiaries of the lenders who received interest-free loans from the prime minister under the Kamyab Jawan programme in two districts of Sindh. Records of beneficiaries were taken from two chosen districts, and each component was chosen using a simple random sampling method. For this study, study participants of both genders were represented equally. A self-managed device was used to gather data directly from the recipients of the Prime Minister's interest-free loans. The findings show that the Prime Minister's Interest Free Loan Program is significantly enhancing the socioeconomic, economic, and social and political wellness of the recipients. Most survey participants reported significantly improved financial, personal, and sociopolitical wellness. Enhanced social, financial, and political wellness were also found to be related to interest-free loans in one sample binominal assessment. The majority of participants expressed satisfaction with the interest-free loan programme offered by the Kamyab Jawan programme, believing that it had a significant impact on decreasing the level of security vulnerabilities and poverty following the COVID-19 disease outbreak. The study's author suggested that this program's based on geography reach be increased in some way to attain as many poor and vulnerable communities as possible.
APA, Harvard, Vancouver, ISO, and other styles
3

Md Saad, Norma, and Azizah Anuar. "‘Cash Waqf’ and Islamic Microfinance: Untapped Economic Opportunities." ICR Journal 1, no. 2 (December 15, 2009): 337–54. http://dx.doi.org/10.52282/icr.v1i2.751.

Full text
Abstract:
The success of microfinance programmes in alleviating poverty in many countries has spurred the development of faith-based microfinance institutions. Muslims have combined certain elements in Islamic finance and microfinance to create a new programme called ‘Islamic microfinance’ and use it as a tool to fight poverty in their community. Even though microfinance is proven successful in fighting poverty, current microfinance practised by commercial banks in Malaysia has several shortcomings. Current weaknesses include stringent credit evaluation and missing the real target group, i.e., the poor and the needy. Furthermore, the mode of financing is mostly personal loan using bay’ al-‘inah, whereby the use of the loan is to fulfil personal consumption instead of income-generating activities. Given these shortcomings, the article explores the possibility of using ‘cash waqf’ as a new source of funding for Islamic microfinance and proposes a new concept and application of Islamic microfinance so that it is truly in line with the Islamic spirit of microfinance. It is hoped that with this new concept and application of Islamic microfinance, the use of microfinance genuinely caters for the needs of the poor as well as generating socio-economic growth of the Muslim ummah.
APA, Harvard, Vancouver, ISO, and other styles
4

Poston, Angus. "Lessons from a microfinance recapitalisation programme." Disasters 34, no. 2 (March 8, 2010): 328–36. http://dx.doi.org/10.1111/j.1467-7717.2009.01131.x.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Natarajan, Nithya, Katherine Brickell, Vincent Guermond, Sabina Lawreniuk, and Laurie Parsons. "Challenging the financial inclusion-decent work nexus: evidence from Cambodia’s over-indebted internal migrants." Global Public Policy and Governance 1, no. 3 (September 2021): 361–81. http://dx.doi.org/10.1007/s43508-021-00026-7.

Full text
Abstract:
AbstractIn this paper, we question the promotion of financial inclusion, and microfinance specifically, as a means to achieve ‘Decent Work’ (DW) under the International Labor Organization’s (ILO) programme. Drawing upon original research findings from two types of internal migrants in Cambodia, we make a twin contention: first, that excessive levels of microfinance borrowing by garment workers are part-outcome of the failings of the DW programme to engender ‘decent enough work’, and second, that microfinance borrowing is actually eroding rather than contributing to the prospect of decent work for debt-bonded brickmakers in the country. The data presented on two of the largest sectors contributing to Cambodia’s growth in recent decades, enable the paper to show how microfinance and labour precarity are intertwined through the over-indebtedness of workers in both cases. The paper ultimately looks to caution the ILO on its current promotion of financial inclusion and microfinance in particular, stressing the need for significant sectoral reforms before this form of credit can be considered to align with the core principles of the DW programme.
APA, Harvard, Vancouver, ISO, and other styles
6

Natarajan, Nithya, Katherine Brickell, Vincent Guermond, Sabina Lawreniuk, and Laurie Parsons. "Challenging the financial inclusion-decent work nexus: evidence from Cambodia’s over-indebted internal migrants." Global Public Policy and Governance 1, no. 3 (September 2021): 361–81. http://dx.doi.org/10.1007/s43508-021-00026-7.

Full text
Abstract:
AbstractIn this paper, we question the promotion of financial inclusion, and microfinance specifically, as a means to achieve ‘Decent Work’ (DW) under the International Labor Organization’s (ILO) programme. Drawing upon original research findings from two types of internal migrants in Cambodia, we make a twin contention: first, that excessive levels of microfinance borrowing by garment workers are part-outcome of the failings of the DW programme to engender ‘decent enough work’, and second, that microfinance borrowing is actually eroding rather than contributing to the prospect of decent work for debt-bonded brickmakers in the country. The data presented on two of the largest sectors contributing to Cambodia’s growth in recent decades, enable the paper to show how microfinance and labour precarity are intertwined through the over-indebtedness of workers in both cases. The paper ultimately looks to caution the ILO on its current promotion of financial inclusion and microfinance in particular, stressing the need for significant sectoral reforms before this form of credit can be considered to align with the core principles of the DW programme.
APA, Harvard, Vancouver, ISO, and other styles
7

Abeysekera, Ruwan. "Sustainability of Business Development Services: Evidence from the Sri Lankan Microfinance Sector." Journal of Enterprising Culture 28, no. 01 (March 2020): 81–91. http://dx.doi.org/10.1142/s0218495820500041.

Full text
Abstract:
This study explores the issues faced by Microfinance Institutions (MFIs) in Sri Lanka in sustaining their business development services (BDS) and the strategies that they use to overcome these issues. A multiple case study methodology was used in the study to conduct an in-depth examination of six microfinance institutions in Sri Lanka. The findings show that MFIs in Sri Lanka face issues such as lack of donor money, central bank regulations, and low client demand for BDS which hinder the financial sustainability of BDS in MFIs. MFIs therefore, employ several strategies to circumvent these issues, including the use of coupon systems, charging a fee from the client, obtaining commission from the buyers for market linkages, and linking credit to the BDS programme in order to sustain their BDS programmes. The findings are useful to microfinance practitioners, policy makers and contribute to the knowledge domain of microfinance.
APA, Harvard, Vancouver, ISO, and other styles
8

Hassan, Abul, and Shamim Saleem. "An Islamic microfinance business model in Bangladesh." Humanomics 33, no. 1 (February 13, 2017): 15–37. http://dx.doi.org/10.1108/h-08-2016-0066.

Full text
Abstract:
Purpose The main purpose of this study is two-fold: first, it aims to confirm or disapprove a positive relationship between Islamic microfinance and the socio-economic welfare of women and, second, it aims to explore the perspective in which Islamic microfinance packages function in Bangladesh and the system of their performance can be enhanced. Design/methodology/approach Based on structured questionnaires’ survey, this study addressed two research questions: What should be anticipated from the programmes of Islamic microfinance on the well-being of beneficiaries and under what circumstances would such programmes be more useful? Findings The main result of this study shows that growth in women’s revenue and resources played an important role in improving women’s financial freedom and sense of self-possession. A significant policy endorsement in this study is that it is essential to redirect Islamic microfinance to spread in the developmental activities which will drive to contribute towards the well-being of the recipients in the long run. Originality/value Examination of the Rural Development Scheme of Islami Bank Bangladesh is undertaken, aiming to critically review their Islamic microfinance programme in the matter of fighting poverty in Bangladesh and to suggest to diversify the Islamic microfinance scheme to spread in the developmental activities which will drive to contribute towards the well-being of the recipients in the long run.
APA, Harvard, Vancouver, ISO, and other styles
9

Mohapatra, Simantini, and Bimal Kishore Sahoo. "Determinants of participation in self-help-groups (SHG) and its impact on women empowerment." Indian Growth and Development Review 9, no. 1 (April 11, 2016): 53–78. http://dx.doi.org/10.1108/igdr-04-2015-0016.

Full text
Abstract:
Purpose The purpose of this study is to gain meaningful insights into a microfinance programme in two different agro-ecological settings in India. The study, using primary survey data, attempts to examine individual, household and environmental characteristics that determine participation in a self-help group (SHG)–bank linkage programme in Odisha. Design/methodology/approach Primary data are collected by a stratified random sampling method. The sample size is 300 households and information is collected by canvassing a pre-designed schedule to women through door-to-door in-depth interviews. In addition, focus group discussions have been conducted to get qualitative information. A probit binary model is applied to examine the factors determining participation in a SHG–bank linkage programme. A composite index of women empowerment is computed taking three dimensions: autonomy, economic empowerment and the gender relationship. Further, ordinary least square multiple regression and treatment effect evaluation by propensity score matching is carried out to study the impact of participation on women empowerment. Findings The study finds that the programme has by-passed the poorest of the poor. It is observed, however, that participation in microfinance has a positive and significant impact on women empowerment. Research limitations/implications Given the research methodology adopted in this study, one concern is whether the results generalise. Therefore, researchers are encouraged to test the proposed propositions further. Practical implications To improve status of women particularly in developing and underdeveloped regions, microfinance can act as a catalyst. Social implications Microfinance in the form of SHG–bank linkage should be promoted, particularly for those social groups and religious communities where women are discriminated. Their participation in SHG–bank linkage programme will improve their social status through empowerment. Originality/value This study illustrates how microfinance can improve the status of women.
APA, Harvard, Vancouver, ISO, and other styles
10

Ahmad, Danish, Itismita Mohanty, and Theophile Niyonsenga. "Improving birth preparedness and complication readiness in rural India through an integrated microfinance and health literacy programme: evidence from a quasi-experimental study." BMJ Open 12, no. 2 (February 2022): e054318. http://dx.doi.org/10.1136/bmjopen-2021-054318.

Full text
Abstract:
ObjectiveRecently, a novel community health programme—the integrated microfinance and health literacy (IMFHL) programme was implemented through microfinance-based women’s only self-help groups (SHGs) in India to promote birth preparedness and complication readiness (BPCR) to improve maternal health. The study evaluated the impact of the IMFHL programme on BPCR practice by women in one of India’s poorest states—Uttar Pradesh—adjusting for the community, household and individual variables. The paper also examined for any diffusion of knowledge of BPCR from SHG members receiving the health literacy intervention to non-members in programme villages.DesignQuasi-experimental study using cross-sectional survey data.SettingsSecondary survey data from the IMFHL programme were used.ParticipantsSurvey data were collected from 17 244 women in households with SHG member and non-member households in rural India.Primary outcomesMultivariable logistic regression was used to estimate main and adjusted IMFHL programme effects on maternal BPCR practice in their last pregnancy.ResultsMembership in SHGs alone is positively associated with BPCR practice, with 17% higher odds (OR=1.17, 95% CI 1.07 to 1.29, p<0.01) of these women practising BPCR compared with women in villages without the programmes. Furthermore, the odds of practising complete BPCR increase to almost 50% (OR=1.48, 95% CI 1.35 to 1.63, p<0.01) when a maternal health literacy component is added to the SHGs. A diffusion effect was found for BPCR practice from SHG members to non-members when the health literacy component was integrated into the SHG model.ConclusionsThe results suggest that SHG membership exerts a positive impact on planned health behaviour and a diffusion effect of BPCR practice from members to non-members when SHGs are enriched with a health literacy component. The study provides evidence to guide the implementation of community health programmes seeking to promote BPCR practise in low resource settings.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Microfinance programme"

1

Habte, Amine Teclay. "The impact of microfinance on household livelihoods : evidence from rural Eritrea." University of the Western Cape, 2016. http://hdl.handle.net/11394/4885.

Full text
Abstract:
Philosophiae Doctor - PhD
Eritrea, a relatively young African nation, is one of the least developed countries in the world. Its economy is predominantly dependent on subsistence agriculture and the level and magnitude of poverty is more severe in rural areas. The formal financial sector is underdeveloped, state-owned, far from being competitive, and limited in terms of depth and breadth as measured by the relevant financial sector development indicators. To address the limitations of the formal banking sector and to help fill the financing gap, and improve the general livelihood of those at the lower income group, the Government of Eritrea introduced a Saving and Microcredit Programme (SMCP) in 1996 for which no scientific study measuring its impact has been done at the household level. The study was conducted in rural areas to find out whether the SMCP as a microfinance institution has improved the livelihood of its clients. The specific objectives of the study were to describe the characteristic feature of rural livelihoods in terms of the resources owned, the strategies pursued and outcomes achieved, identify and examine the determinants of household participation in the SMCP and finally assess the impact of participation in SMCP on household livelihoods. The study employed a quasi-experimental cross-sectional survey design involving structured and semi-structured questionnaire administered to 500 respondents of whom 200 represented the treated group and 300 the controlled group. Logit regression was employed to identify the factors that determine household participation in the SMCP. In regard to this, age of the client household, household size, marital status, level of education of the client household, the size of first round loan, entrepreneurial experience, type of loan product offered by the institution, ownership of livestock and microenterprise, the perception of the client on involuntary deposits, the occurrence of a negative events (shock) to the household and village access to electricity were found to have statistically significant effect on the household‟s probability to participate in the SMCP. Furthermore, the marginal effects were also computed to evaluate the contribution of each of these factors to the likelihood of participating in the SMCP. A propensity score matching model was applied to assess the impact of the programme on the livelihood of its clients. The findings reveal that participation in the SMCP has a significantly higher average treatment effect on the treated (ATT) households. Profits generated from off-farm and small microenterprises, the values of household and livestock assets, food and non-food consumption expenditures and nutrition quality, were found to be on average higher for the treated households than for the controlled households. Therefore, it could be argued that the provision of micro financial resources has significant positive effects on household livelihood outcomes. The study has important social and economic policy implication regarding the role of finance in rural development.
APA, Harvard, Vancouver, ISO, and other styles
2

Duval, Lise. "La microfinance dans une économie rurale en transition : l'amélioration de l'accès des ménages ruraux au marché financier en République de Moldavie, par un programme de microfinance." Montpellier, ENSA, 2002. http://www.theses.fr/2002ENSA0004.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Karlsson, Julia, and Elin Aronsson. "Women's vulnerability to poverty : An ethnographic study of the life of women participating in a Red Cross microfinance programme in Entebbe, Uganda." Thesis, Växjö University, School of Social Sciences, 2007. http://urn.kb.se/resolve?urn=urn:nbn:se:vxu:diva-1324.

Full text
Abstract:

This dissertation was made possible with a Minor Field Study scholarship, financed by SIDA (Swedish International Development Cooperation Agency). The study is based upon the life stories of women participating in a micro finance programme within the Red Cross in Uganda, Entebbe branch. A microfinance programme means giving financial services in the form of small loans for poor people in developing countries.

Our purpose is to examine why the women participating in the programme need support to start up their own businesses. Further our emphasis is to examine how the programme affects and changes the life situation of the women participating.

Our dissertation is an attempt to an ethnographic study. Empirical findings mainly consist of information gained through conversations with Red Cross workers and women participating in the programme and visits to villages and women groups. A qualitative strategy can further give a description of our methodological approach; we analysed how the women participants themselves described and interpreted their life situation.

The study’s results describe how the women’s subordination in relation to men affects to their limited access to resources and vulnerability to poverty. The women’s subordination in the villages is recognized trough situations of exploitation, monopolisation and an acceptance of their marginalised position. Women are by men many times deprived from their benefits in work and excluded from important resources as for example education, because of their allotted labour. The women’s response to their subordination is acceptance, which preserves their situation.

The Red Cross micro finance programme improves the women’s life situation in many ways but do not focus on changing their subordination in relation to men, which is the main factor that limits their access to resources and keeps them from rupturing their marginalisation.

APA, Harvard, Vancouver, ISO, and other styles
4

Tesfamariam, Berhane Ghebreslasie. "Assessing the sustainability of Saving and Micro-Credit Programme (SMCP), Eritrea." Thesis, Stellenbosch : University of Stellenbosch, 2004. http://hdl.handle.net/10019.1/1963.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Bayen, Bayen Edmund. "The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District." Master's thesis, University of Cape Town, 2015. http://hdl.handle.net/11427/28988.

Full text
Abstract:
This thesis investigates the determinants of participation in microfinance programmes and its impact on rural welfare in order to suggest improvements to the level of participation and the effectiveness of the programmes. The level of participation by rural smallholders in Botswana is much lower than expected in spite of the availability of schemes and their ease of access. The study uses one of National Development Bank Botswana's credit schemes in Kweneng District to investigate this problem. A field survey was carried out on 112 smallholder farmers, half of whom are scheme participants, to establish what factors affect the probability of their participation in the scheme. The study applied a logit model to determine which variables significantly affected the probability of participation in the credit scheme. The results indicated that some variables like gender and educational status had little effect on the probability of participation. A number of policy variables which include age, previous experience of credit use, respondents' perception of group collateral, distance from the National Development Bank, access to irrigation and total landholding size were found to have a significant effect. On the welfare effect, more than half of participants in the microfinance credit scheme indicated that their welfare improved as a direct result of the programme. As future research, it would be useful if the study could be extended to all districts of the country to enable the generalization of findings and provide valuable information for agricultural and poverty alleviation policy purposes.
APA, Harvard, Vancouver, ISO, and other styles
6

Haldar, Antara. "Rethinking law and development : evidence from land titling and microfinance programmes." Thesis, University of Cambridge, 2011. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.609180.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Langevin-Laprise, Marie. "Les relations entre la participation aux programmes de microfinance et les processus d'empowerment des femmes." Thesis, Université Laval, 2009. http://www.theses.ulaval.ca/2009/26527/26527.pdf.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Langevin, Marie. "Les relations entre la participation aux programmes de microfinance et les processus d'empowerment des femmes." Master's thesis, Université Laval, 2009. http://hdl.handle.net/20.500.11794/21190.

Full text
Abstract:
Ce mémoire analyse les relations entre la participation aux programmes de microfinance et les processus d'empowerment des femmes. Au moyen d'une étude de cas à portée comparative de deux institutions de microfinance asiatiques, la Grameen Bank du Bangladesh et Self Employed Women's Association (SEWA) en Inde, j'examine, en fonction des données secondaires déjà publiées, dans quelle mesure ces institutions ont un effet sur les processus d'empowerment des participantes. J'analyse précisément les effets en regard de six dimensions de l'empowerment (économique, socioculturelle, familiale/interpersonnelle, juridique, politique et psychologique) se manifestant au niveau personnel ou du ménage et au niveau de la communauté. Enfin, j'étudie dans quelle mesure, ces effets sont modulés par le contexte d'action des institutions et par le type d'approche qui encadre la mise en oeuvre de leurs programmes de microfinance.
APA, Harvard, Vancouver, ISO, and other styles
9

Ibrahim, Sabir M. "Assessing the impact of micro-lending programmes in the informal sector in Cape Town. A case study, The Nations Trust Organization." University of the Western Cape, 2003. http://hdl.handle.net/11394/7810.

Full text
Abstract:
Magister Artium (Development Studies) - MA(DVS)
The promotion of widespread entrepreneurship through the setting up of small and medium sized enterprises (SMMEs ) is crucial for the transformation to a market economy and the democratisation of society in \the new South Africa. SMMEs are recognized as an engine of economic \ \growth and a source of sustainable development. Within this sector micro , 1nd small enterprises are of special importance because they are considered as the cradle of entrepreneurship, particularly in environments facing high ketllPIQYII'1:en!and poverty,. as j!) the case ~~.South Africg,
APA, Harvard, Vancouver, ISO, and other styles
10

Ghalib, Asad Kamran. "How effective are microfinance programmes in serving the poorest? : empirical perspectives on outreach and impact from survey-based research." Thesis, University of Manchester, 2010. https://www.research.manchester.ac.uk/portal/en/theses/how-effective-are-microfinance-programmes-in-serving-the-poorest-empirical-perspectives-on-outreach-and-impact-from-surveybased-research(f7ae1e26-6c5f-4f86-8c09-369e9d66adf3).html.

Full text
Abstract:
The Microfinance Model has been applied extensively on a global scale as a strategy for reducing poverty and promoting development. The ensuing results have transformed both the social and economic lives of countless households worldwide. While some practitioners and academics consider the results to be indisputably affirmative, others have questioned the legitimacy and sanctity of the findings, and have even argued that in certain cases (gender empowerment, for instance) the impact has not been as promising as portrayed. This research centres on two questions: first, it measures the depth (as opposed to breadth) of programme outreach, i.e. how ‘deep down’ microfinance has been able to reach by gauging what category of the poor it currently serves; and second, it assesses the nature and extent of impact that programme participation has had on borrowers’ livelihoods. The study draws on first-hand observations and empirical data gathered from 1,132 households across eleven districts in the rural areas of the province of Punjab in Pakistan. In order to accurately portray the multi-dimensional nature of poverty, the survey captures household characteristics over four dimensions divided into a multitude of variables. The study employs quasi-experimental research design and hence makes use of data collected by interviewing both borrower (treatment) and non-borrower (control) households. By applying the Principal Component Analysis (PCA) model, each household is allocated a specific poverty score in relation to all other households in the sample, to generate a poverty index which enables ranking and further analysis. In order to account for the problem of selection bias in the sample, the study uses propensity scores and assesses programme impact by applying both kernel and stratification methods, across the four dimensions on which poverty levels are captured. Study findings reveal that depth of programme outreach is poor, as there is a proportionately higher distribution of borrowers in the ‘less poor’ category (41 percent); the ‘middle poor’ are 35 percent, and the smallest proportion of borrowers served (22 percent) belongs to the ‘very poor’ category. Regarding programme impact, there are mixed results; although borrowers seem to fare better across around 70 percent of the indicators, a majority of these are not statistically significant. This suggests that despite producing some degree of positive impact, microfinance institutions still have to do a lot more if they are to make a real difference to the poors’ livelihoods. Finally, policy implications that can assist towards both deepening outreach and enhancing programme impact are discussed.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Microfinance programme"

1

The microfinance impact. New York, NY: Routledge, 2012.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Zaman, Hassan. Poverty and BRAC's microcredit programme: Exploring some linkages. Dhaka: BRAC-ICDDR, B Joint Research Project, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Ellsässer, Konrad. Report on a study for assessing the feasibility of a rural micro-finance programme in Ohangwena Region (Namibia). [Windhoek: s.n., 1999.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

The microcredit programme of OPP-Orangi charitable trust. Karachi: Sama, 2005.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Lucock, David A. Credit methodologies for the Women Enterprise Development Programme Bangladesh, USAID project no. 388-0082: Final report. Washington, D.C: U.S. Agency for International Development, Office of Women in Development, Dept. of State, 1994.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Office, National Bank for Agriculture and Rural Development (India) Orissa Regional. Evaluation study of SHG-Bank Linkage Programme in KBK region in Orissa. Bhubaneswar: National Bank for Agriculture and Rural Development, Orissa Regional Office, 2004.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Reddy, K. Raja. A study on Self Help Group (SHG)-Bank Linkage in Andhra Pradesh. Hyderabad: Mahila Abhivruddhi Society, Andhra Pradesh (APMAS), 2005.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Shreemati Nathibai Damodar Thackersey Women's University. Research Centre for Women's Studies., ed. Socio-economic transformation in Western India: The impact of the Rashtriya Mahila Kosh micro-finance programme. Mumbai: Research Centre for Women's Studies, SNDT Women's Univ., 2005.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Wilson, Kim. The role of Self Help Group Bank Linkage Programme in preventing rural emergencies in India. Mumbai: Microcredit Innovations Dept., National Bank for Agriculture and Rural Development, 2002.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Veerashekharappa. Has the SHG-Bank linkage helped the poor gain access to capital?: A comparative study between Karnataka and Gujarat. Bangalore: Institute for Social and Economic Change, 2009.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Microfinance programme"

1

Otero, Maria. "Savings mobilization and microenterprise programmes." In Microfinance, 25–36. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2003. http://dx.doi.org/10.3362/9781780440859.002.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Yaqub, Shahin. "Empowered to default? Evidence from BRAC's micro-credit programmes." In Microfinance, 172–82. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2003. http://dx.doi.org/10.3362/9781780440859.015.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Alimukhamedova, Nargiza. "What Happens When Microfinance Programmes Are Withdrawn? A Conceptual Framework for Analysing Causal Effects." In Emerging Challenges and Innovations in Microfinance and Financial Inclusion, 123–47. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-05261-4_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Hashemi, Syed, and Malika Anand. "15. Linking microfinance and safety net programmes: New pathways for the poorest." In What Works for the Poorest?, 241–52. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2010. http://dx.doi.org/10.3362/9781780440439.015.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

"The Self Help Group Bank Linkage Programme." In The Microfinance Impact, 21–36. Routledge, 2013. http://dx.doi.org/10.4324/9780203118153-10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Sciaraffia Merino, Vito. "14. Subventions aux enchères : Programme d’Accès au Crédit au Chili." In Microfinance et politique publique, 281. Presses Universitaires de France, 2009. http://dx.doi.org/10.3917/puf.balk.2009.01.0281.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Hulme, David, Karen Moore, and Kazi Faisal Bin Seraj. "Reaching the People Whom Microfinance Cannot Reach: Learning from BRAC's “Targeting the Ultra Poor” Programme." In The Handbook of Microfinance, 563–86. WORLD SCIENTIFIC, 2011. http://dx.doi.org/10.1142/9789814295666_0026.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Laha, Arindam. "Impact of Microfinance on Poverty in the Context of Global Financial Crisis." In Socio-Economic Development, 1317–33. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7311-1.ch067.

Full text
Abstract:
The microfinance programme in the South Asia region has proven to be resilient to the shocks of global financial crisis. In fact, cross country experiences in South Asia reveal little impact of the global financial crisis on the penetration of the microfinance programmes to poor households. To explore the impact of microfinance on poverty in the backdrop of global financial crisis, an attempt has been made in this present study to examine the relationship between MFI's gross portfolio per active borrower and the measures of poverty. Empirical evidences based on Pooled Regression Analysis suggest that gross portfolio per active borrower is negatively and significantly associated with the poverty head count ratio or poverty gap measure, which is consistent with the author's hypothesis that micro loans reduce poverty. The poverty alleviation role of microfinance in South Asian countries is not changing its dynamics even in post-crisis scenario.
APA, Harvard, Vancouver, ISO, and other styles
9

Laha, Arindam. "Impact of Microfinance on Poverty in the Context of Global Financial Crisis." In Handbook of Research on Globalization, Investment, and Growth-Implications of Confidence and Governance, 399–415. IGI Global, 2015. http://dx.doi.org/10.4018/978-1-4666-8274-0.ch019.

Full text
Abstract:
The microfinance programme in the South Asia region has proven to be resilient to the shocks of global financial crisis. In fact, cross country experiences in South Asia reveal little impact of the global financial crisis on the penetration of the microfinance programmes to poor households. To explore the impact of microfinance on poverty in the backdrop of global financial crisis, an attempt has been made in this present study to examine the relationship between MFI's gross portfolio per active borrower and the measures of poverty. Empirical evidences based on Pooled Regression Analysis suggest that gross portfolio per active borrower is negatively and significantly associated with the poverty head count ratio or poverty gap measure, which is consistent with the author's hypothesis that micro loans reduce poverty. The poverty alleviation role of microfinance in South Asian countries is not changing its dynamics even in post-crisis scenario.
APA, Harvard, Vancouver, ISO, and other styles
10

Mathur, Pallavi, and Parul Agarwal. "Marketing of Microfinance for Rural Women." In Strategic Marketing Management and Tactics in the Service Industry, 153–84. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-2475-5.ch007.

Full text
Abstract:
Microfinance, the provision of financial services to poor and under-served societies, has emerged as one of the most promising possibilities for stimulating rural economic development through local enterprise. Banking sector in India has proved to be one of the largest sectors in the Indian financial system. Earlier banks restrained from lending to the poor due to high transaction cost and high credit risk involved in dealing with such kind of population. Microfinance programme aims at reaching out to the poor population especially women thus fulfilling the objectives under the financial inclusion.
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Microfinance programme"

1

Ciguino, Hubermane, and Bénédique Paul. "Analyse de l’impact des programmes de microfinance dans la performance des microentreprises." In Sessions du CREGED à la 30e Conférence Annuelle de Haitian Studies Association. Editions Pédagie Nouvelle & Université Quisqueya, 2021. http://dx.doi.org/10.54226/uniq.ecodev.18793_c3.

Full text
Abstract:
Les débats sur les impacts des programmes de microfinance sont continus. Deux courants théoriques y sont opposés : le welfarisme et l’institutionnalisme. Les insuffisances du dualisme welfarisme et institutionnalisme ne permettent pas d’analyser les effets financiers des programmes de microfinance sur les microentreprises. Dans cette recherche, nous proposons un nouveau modèle d’analyse basé sur les déterminants de la performance des microentreprises. Ce modèle tient compte des conditions de microfinancement élaborées par les organisations de microfinance et les pratiques de gestion dans les microentreprises. La question étudiée est la suivante : les conditions de microfinancement greffées sur des pratiques de gestion des emprunteurs sont-elles favorables à la performance économique des microentreprises ? Notre hypothèse est que vu la faiblesse des pratiques de gestion des emprunteurs, les conditions de microfinancement ont des effets d’appauvrissement sur des microentreprises. En vue de tester cette hypothèse, nous proposons tout d’abord un nouveau modèle destiné à être expérimenté à travers l’analyse d’un programme de microfinance haïtienne, à partir d’enquête auprès d’un échantillon aléatoire de bénéficiaires, dans les communes de Port-au-Prince et Miragoâne.
APA, Harvard, Vancouver, ISO, and other styles
2

Ojha, S., L. Szatkowski, R. Sinha, G. Yaron, S. Allen, S. Choudhary, and A. Smyth. "P05 Effects of the rojiroti microfinance programme on nutrition in very poor children under five in india." In Royal College of Paediatrics and Child Health, Abstracts of the Annual Conference, 24–26 May 2017, ICC, Birmingham. BMJ Publishing Group Ltd and Royal College of Paediatrics and Child Health, 2017. http://dx.doi.org/10.1136/archdischild-2017-313087.5.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

"Impacts of Microfinance Programs in Thailand." In 23rd International Congress on Modelling and Simulation (MODSIM2019). Modelling and Simulation Society of Australia and New Zealand, 2019. http://dx.doi.org/10.36334/modsim.2019.e5.hemtanon.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Woodworth, Warner. "ENGAGED LEARNING IN MBA PROGRAMS: HANDS-ON MICROFINANCE." In 28th International Academic Conference, Tel Aviv. International Institute of Social and Economic Sciences, 2017. http://dx.doi.org/10.20472/iac.2017.028.021.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Dhewanto, Wawan, Aang Noviyana Umbara, and Elpi Nazmuzaman. "Mapping of Ultra Microfinance Programs based on Entrepreneurship Ecosystem through Digitalization in Indonesia." In ICIBE 2021: 2021 the 7th International Conference on Industrial and Business Engineering. New York, NY, USA: ACM, 2021. http://dx.doi.org/10.1145/3494583.3494598.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Microfinance programme"

1

Raei, Lami. KHF Entrepreneurship Support and the Impact of COVID-19 on Jordanian Entrepreneurs. Oxfam IBIS, August 2021. http://dx.doi.org/10.21201/2021.7895.

Full text
Abstract:
The King Hussein Foundation (KHF) partners with Oxfam in the Youth Participation and Employment programme (YPE) to promote entrepreneurship through supporting youth to engage in business start-ups and scale-ups. KHF projects support community-based organizations (CBOs) in establishing revolving funds, training CBOs in microfinance management and building the capacity of potential entrepreneurs. Apprenticeships and shadowing are two examples of popular approaches to facilitating entrepreneurship and self-employment. During the COVID-19 crisis, KHF has continued the implementation of activities virtually. This case study presents examples of young people utilizing financial support, reaching out to new clients using ICT, and eventually exploring ways to mitigate the impacts of COVID-19.
APA, Harvard, Vancouver, ISO, and other styles
2

Hillesland, Marya, Susan Kaaria, Erdgin Mane, Mihret Alemu, and Vanya Slavchevska. Did a microfinance ‘plus’ programme empower female farmers and pastoralists and improve intrahousehold equality in rural Ethiopia? Evidence from an impact evaluation using a Project-Women’s Empowerment in Agricultural Index (pro-WEAI) survey tool. Washington, DC: International Food Policy Research Institute, 2021. http://dx.doi.org/10.2499/p15738coll2.134482.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Shinozaki, Shigehiro. MICROFINANCE CLIENT PROTECTION IN ASIA AND THE PACIFIC: LESSONS FROM ADB–SMART CAMPAIGN TRAINING PROGRAMS. Asian Development Bank, January 2017. http://dx.doi.org/10.22617/20-12-2016-1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Microfinance and households coping with HIV/AIDS in Zimbabwe: An exploratory study. Population Council, 2002. http://dx.doi.org/10.31899/hiv2002.1004.

Full text
Abstract:
The widespread prevalence of HIV/AIDS in sub-Saharan Africa adversely affects millions of households. In recent years, microfinance has been proposed as a strategy to help the households of microentrepreneurs respond to the negative economic impacts of HIV/AIDS. This attention to the potential role of microfinance builds upon earlier research that shows that microfinance institutions (MFIs) that charge commercial rates of interest and use sound business practices can become operationally self-sustainable and help improve the lives of the poor and vulnerable nonpoor. This type of MFI generally offers small loans, often combined with savings services. An MFI may also offer business management training, health and nutrition education, and other types of services. This brief presents findings from a study conducted in Zimbabwe that sought to better understand the relationship between a microfinance program, Zambuko Trust, and how microentrepreneurs’ households cope with the impact of HIV/AIDS. The study also examined how HIV/AIDS is affecting Zambuko’s operations and what MFIs can do to lessen the impact of HIV/AIDS on their clients and operations.
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Microfinance programme' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography