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1
Dr. Ahunanya, Valentine, Orugba Harry Dr. Ovharhe, C. Gladys Prof. Emenike, and Godly Prof. Otto. "Consignment Inventory System and Entrepreneurial Success among Micro Warehousing Firms." INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND MANAGEMENT RESEARCH 8, no. 5 (August 30, 2023): 18–28. http://dx.doi.org/10.56201/ijssmr.v8.no5.2022.pg18.28.
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This study investigated the consignment inventory system and entrepreneurial success among micro warehousing firms. The study adopted cross sectional design and correlation design. Warehousing entrepreneurs practicing consignment inventory system with systemization of passion on micro firms from five south-south states were selected on basis of convenience sampling techniques. A total population of 1000 and sample size of 286 was determined using Slovin's Formula at 0.05 level of significance. The 286 copies of questionnaire were administered, only 257 was deem fit after processing, retriever, coding and cleansing. Three research questions and three hypotheses were raised which was tested with parametric measurement using Pearson Product Moment Correlation because of its bivariate function via SPSS 25 version. From the findings, consignment inventory system strongly correlates with the entrepreneurial success of the micro firms. Hence, the maximum stock level, re-order stock level and minimum stock level has significant influence on the success of the micro firms. Hence, it was revealed that the alternate hypotheses were accepted. Based on the findings and conclusion, it could be recommended that entrepreneurs should design and construct credible validated stock level to ascertain long term success in the enterprise. Also entrepreneur should avoid danger stock level and stock out that would ruins the enterprise ability to achieve her success.
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Setiawan, Eko Budi, Angga Setiyadi, and Wildan Agung Prakoso. "Recommendation System for Determining Micro, Small and Medium Enterprise Business Locations." IJNMT (International Journal of New Media Technology) 7, no. 2 (December 28, 2020): 82–89. http://dx.doi.org/10.31937/ijnmt.v7i2.1499.
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From entreprenurship perspective, determining the right business location is, of course, will become a significant factor for the business's growth in the future. Therefore, a system to facilitate prospective and strategic business locations, for achieving the right selling targets is sure needed. Android mobile based system with GPS technology features can make it easier to determine business location. In our application, we try to tackle this problem by using Simple Additive Weighting (SAW). We took several criteria for strategic business location decision making in our SAW implementation, which comprehend of rental rates, accessibility, location crowd, target market, security, and the number of competitors. Then, by evaluating the finished application, we concluded that the development of an application for Micro, Small and Medium Enterprises (MSMEs) recommendations is to facilitate prospective entrepreneurs to determine a strategic business location to build an entrepreneur.
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Malik, Mykola, Svitlana Kravchenko, Anna Diuk, Larysa Malik, and Maryna Nechyporenko. "Development of micro-entrepreneurs in agriculture in wartime conditions." Ekonomika APK 30, no. 2 (March 16, 2023): 10–23. http://dx.doi.org/10.32317/2221-1055.202302010.
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Micro-entrepreneurial structures in the field of agricultural production generate employment, have adaptive potential for the formation of stable food systems and survival. The purpose of this study was to substantiate the theoretical and methodological foundations and socio-economic problems of micro-entrepreneurial activities in agriculture under martial law. Research methodology. The methodological framework of the present study included the provisions of system analysis. To generalize results, the study involved monographic, normative, graphic, abstractlogical methods and approaches. Study results. The place of micro-enterprises in the “production – distribution – exchange – consumption” system is determined. They can creatively contribute to the achievement of sustainable development criteria, form sustainable agri-food chains, guarantee self-sufficiency in food products, develop local niche exclusive productions, and ensure self-employment of the rural population. It is established that personal farms that have organized a family farm and registered as individual entrepreneurs also have the opportunity to implement their activities. It was found that the most adapted to the crisis conditions associated with military actions are family farms and household plots. However, the lack of stable sales channels for the products of micro-enterprises, the low level of purchase prices and a considerable increase in prices due to military operations for energy resources, machinery, fertilizers, and plant protection products make production inefficient. One of the priority areas of regional policy is still the development of family farming, small and micro businesses in rural areas. Practical significance. The results of the study can be considered when developing regional programs for the development of agricultural business entities
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Soemitra, Andri, Kusmilawaty, and Tri Inda Fadhila Rahma. "The Role of Micro Waqf Bank in Women’s Micro-Business Empowerment through Islamic Social Finance: Mixed-Method Evidence from Mawaridussalam Indonesia." Economies 10, no. 7 (July 1, 2022): 157. http://dx.doi.org/10.3390/economies10070157.
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This study examined the role of the Micro Waqf Bank in empowering women micro-entrepreneurs. This research used a mixed-method with an explanatory design. Quantitatively, this study examines the effect of the joint responsibility system, financing, and mentoring on the growth of the micro-enterprises business. The sample used was 200 women micro-entrepreneurs using a purposive sampling technique. Quantitative data analysis was performed using the Structural Equation Model based on Partial Least Squares (SEM PLS) technique. This research qualitatively analyzes how the Micro Waqf Bank has carried out its role in empowering women, including dealing with crises due to the COVID-19 pandemic. Thematic analysis was used as the qualitative data analysis technique. Informants in this study amounted to 6 informants from MWB Mawaridussalam consisting of Management, Mentors, and female micro-enterprises. The research results quantitatively indicate that there is a positive and significant impact on the joint responsibility system, financing, and mentoring on the development of micro-enterprise members. Mentoring is the most significant variable that impacts the growth of a micro-enterprise business. Qualitatively, the research results show the role of the Micro Waqf Bank in the economic empowerment of women micro-business entrepreneurs by specifically recommending reinforcement of the mentoring function.
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Zeiss, Jessica, and Les Carlson. "The Marketing System of Exchange Between Regulatory and Political Entrepreneurs Engaging in Arbitrage." Journal of Macromarketing 41, no. 4 (October 8, 2021): 547–69. http://dx.doi.org/10.1177/02761467211026945.
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After receiving cease and desist letters in 2018, Bird strategically developed hospitable relationships with politicians that allowed the scooter-sharing firm to continue operating. Bird acts as a regulatory entrepreneur in seeking unfair legal treatment and the politicians brokering the legal deal as political entrepreneurs. The business models for unfairly changing or applying law represents entrepreneurial arbitrage. A mixed methods approach examines the structure of relationships between regulatory and political entrepreneurs through the Bootleggers and Baptists conceptual lens. Like Bird solving traffic and pollution problems for city leaders, Baptists served as a moral cover for illegal liquor vendors. Guided by a general systems theory, it is found that the micro-level, relational exchanges both assign value to as well as uses intellectual commodities to establish expectations guiding ongoing exchanges. Therefore, a marketing system is uncovered. This research also finds relationships structured by favors in sharp contrast to political markets governed by threats.
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Ostojić, Ivana. "Microfinance and sustainable development of MSMEs and entrepreneurs in Serbia." Industrija 51, no. 3-4 (2023): 89–102. http://dx.doi.org/10.5937/industrija51-49411.
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The focus of the study is the analysis of the potential benefits for the growth and sustainable development of micro, small and medium enterprises (MSMEs) and entrepreneurs that would arise from the improvement of the domestic financial system through the introduction and representation of microfinance institutions. The study has been conducted on a sample of 150 respondents from the banking and private sector. Data analysis has been performed by a non-parametric method, the chi-square ch2 test of independence. Statistical data processing is performed using the statistical software package IBM SPSS Statistics 21. Results of the study indicate that the domestic financial system is banking-centric, undeveloped, poor and does not encourage sustainable development and growth of micro, small and medium enterprises and entrepreneurs. Also, the research confirmed that the introduction of microfinance institutions would contribute to the improvement of the domestic financial system, the establishment of micro, small and medium enterprises and entrepreneurs, as well as their positive business performance results and sustainable development.
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Rashid, Amber Gul, and Lalarukh Ejaz. "Interest free micro credit loans: Pakistani female entrepreneurs." Journal of Islamic Marketing 10, no. 3 (September 9, 2019): 860–73. http://dx.doi.org/10.1108/jima-04-2018-0071.
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Purpose The purpose of this study is to examine the impact of interest free micro credit loans on the lives and business of the female borrowers. Design/methodology/approach Both primary and secondary data have been used. Case studies of four different female entrepreneurs have been included as part of the research. The observation was conducted over an extended period of time. Subsequently, interviews were conducted with four beneficiaries to know the role played by interest free micro credit loans in improving (or not!) their lives and businesses. Findings Interest free micro credit loans played a significant role in bringing a positive change in the lives of the borrowers. Clients mentioned that “zero interest rate” and “flexible repayment schedules” were the main reason for obtaining loans from this source. Further, they suggested that there is a need for training/workshops, feedback/monitoring, networking and online repayment system to make interest free micro credit loans more successful. Research limitations/implications The focus of the study is limited to only four female borrowers in Karachi. Future studies can include other cities and cross-gender comparisons for better understating. Practical implications This study will help microfinance organizations to assess the problems faced by the borrowers; it will also shed light on the motivations of borrowers. Originality/value Interest free micro credit loans were provided to women entrepreneurs in a social experiment and implications were observed.
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Bianchi, Carmine, Graham Winch, and Federico Cosenz. "Experimenting lean dynamic performance management systems design in SMEs." International Journal of Productivity and Performance Management 67, no. 7 (September 10, 2018): 1234–51. http://dx.doi.org/10.1108/ijppm-10-2017-0266.
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Purpose The purpose of this paper is to frame the potential benefits of lean dynamic performance management (PM) systems for small and micro-enterprises. Such systems may exploit the entrepreneur’s tacit knowledge and build on managerial competencies, by incorporating individual attributes into organisational routines. Design/methodology/approach The paper suggests the use of insight models based on the combination of lean PM tools and system dynamics (SD) modelling. Based on a number of exemplary cases, the paper discusses the potential benefits of these models, in respect to four specific contexts: artisan, new company start-up, established firm and micro-giant company. Related to such contexts, the research identifies: needs or priorities, and obstacles or impediments to pursuing business survival and development. Findings The conceptual framework discussed in the paper discloses a quite original empirical basis to outline lean dynamic PM systems that may provide entrepreneurs with a set of key-performance drivers that help them to prioritise action, in each of the four analysed contexts. Originality/value Growing interest in adopting lean PM models in small and micro-firms appears in the recent PM literature with research highlighting strengths and shortcomings. However, few attempts have been produced to overcome such limitations, while the adoption of SD is relatively new in supporting lean PM system design.
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Fajriah, Riri. "DEVELOPMENT MODELLING OF E-SCM WITH IMPLEMENTATION OF PROJECT PLANNING METHOD TO IMPROVE PRODUCTION MANAGEMENT OF MICRO BUSINESS IN NORTH MERUYA JAKARTA." IJISCS (International Journal of Information System and Computer Science) 5, no. 1 (January 29, 2021): 11. http://dx.doi.org/10.56327/ijiscs.v5i1.948.
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Project Planning is an important phase in a production supply chain flow in the business. In project planning, information about the project achievement targets will be described in a series of activities and measurement of the clear target time for completion of work. If this concept of project planning can be applied in the development of micro-business sector in North Meruya Jakarta, so it will greatly assist entrepreneurs especially beginners in planning business operations in a measured and systematic manner. This will also be a solution for how the concept of electronic Supply Chain Management (e-SCM) system can be accommodated in the micro-business sector to increase profitability and economic growth. As we understand that micro-business entrepreneurs often find it difficult to survive in the problems of production, capital and business competition. So they need to understand the right production concepts and tools such as e-SCM. Therefore, this research will try to apply the concept of project planning method with e-SCM. e-SCM system design will use the method of Rapid Application Development (RAD). The final goal of the research is to provide solutions for changing the concept of production management for micro-business entrepreneurs in Meruya Utara Jakarta.
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Islam, Reazul, Zulkarnain Kedah, Halawati Abd Jalil Safuan, and Shahrinaz Ismail. "A Conceptual Framework for Digitalising Microenterprises to Cope with the COVID-19 Pandemic." International Journal of Learning and Development 12, no. 2 (June 6, 2022): 57. http://dx.doi.org/10.5296/ijld.v12i2.19395.
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Since the onset of the COVID-19 pandemic, underprivileged entrepreneurs have been experiencing extensive hardship and economic vulnerability. They face financial problems because of irregular business operations and shirking income opportunities. They are increasingly relying on government handouts and subsidies. Several studies suggest that the digitalisation of business is a viable way to keep businesses remaining operational during the pandemic. However, there is a significant lack of research on how microenterprises can be shifted to the digital platform to harness regular business activities and cope with this pandemic situation. Based on the review of the current literature, this paper offers a conceptual framework for the digitalisation of micro-enterprises from a Malaysian standpoint. This framework comprises four major elements of the business value chain: inbound logistics, outbound logistics, operations, and marketing & sales. It also projects light on the efficiency and suitability of digitalised micro-ventures. Based on the logical reasoning, it can be concluded that the digitalisation of micro-businesses would reduce poverty by creating income opportunities for the underprivileged micro-entrepreneurs. Poor entrepreneurs could expand the business to a broader market segment and thus, gain higher benefits. Proper IT infrastructure, technology transfer, online-market places, and an efficient electronic financial transaction system are essential to building a comprehensive digital system for micro-enterprises. In this regard, government intervention can play a significant role in making it happen. Expectedly, this paper will open windows for further research while extending pieces of suggestion to policymakers.
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Islam, Reazul, Zulkarnain Kedah, Halawati Abd Jalil Safuan, and Shahrinaz Ismail. "A Conceptual Framework for Digitalising Microenterprises to Cope with the COVID-19 Pandemic." International Journal of Learning and Development 12, no. 2 (June 6, 2022): 57. http://dx.doi.org/10.5296/ijld.v12i2.19395.
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Since the onset of the COVID-19 pandemic, underprivileged entrepreneurs have been experiencing extensive hardship and economic vulnerability. They face financial problems because of irregular business operations and shirking income opportunities. They are increasingly relying on government handouts and subsidies. Several studies suggest that the digitalisation of business is a viable way to keep businesses remaining operational during the pandemic. However, there is a significant lack of research on how microenterprises can be shifted to the digital platform to harness regular business activities and cope with this pandemic situation. Based on the review of the current literature, this paper offers a conceptual framework for the digitalisation of micro-enterprises from a Malaysian standpoint. This framework comprises four major elements of the business value chain: inbound logistics, outbound logistics, operations, and marketing & sales. It also projects light on the efficiency and suitability of digitalised micro-ventures. Based on the logical reasoning, it can be concluded that the digitalisation of micro-businesses would reduce poverty by creating income opportunities for the underprivileged micro-entrepreneurs. Poor entrepreneurs could expand the business to a broader market segment and thus, gain higher benefits. Proper IT infrastructure, technology transfer, online-market places, and an efficient electronic financial transaction system are essential to building a comprehensive digital system for micro-enterprises. In this regard, government intervention can play a significant role in making it happen. Expectedly, this paper will open windows for further research while extending pieces of suggestion to policymakers.
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Umami, Izzatul, Ahmad Naim Bin Che Pee, Hamzah Asyrani Bin Sulaiman, and Ariy Khaerudin. "Designing a Mobile Application to Assist Micro-Entrepreneurs in Understanding the Food Business Legality Process." Register 9, no. 1 (June 21, 2023): 68–85. http://dx.doi.org/10.26594/register.v9i1.3061.
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Micro-entrepreneurs are considered crucial by the government and stakeholders in economic development. However, the coaching and development opportunities for microenterprises have been limited, leading to a lack of technological advancements and self-competence among business actors. This research aims to address this gap by presenting the design and development of a mobile-based learning application called the Food Business System App (FBS App). The FBS App serves as a valuable resource for micro-entrepreneurs to acquire business knowledge related to government policies and enhance the value of their products. Developed using the Smart Apps Creator app on the Mobile App digital platform, the FBS App includes a collection of papers and videos covering various aspects of business and product legality. The learning content is divided into five parts: licensing, product branding, product manufacturing examples, and feedback. The FBS App is designed to minimize internet data usage, provide user-friendly experience, ensure fast technology access, and offer reliable technology performance for users with limited technological proficiency. The User-Centred System Design (UCSD) approach was employed in the application's design process, and the System Usability Scale (SUS) method was used for testing, resulting in a score of 77.2. It is anticipated that the FBS App will serve as a valuable reference tool for micro-entrepreneurs, enabling them to enhance the quality and competitiveness of their products.
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Brown, Adam, Steve Garguilo, and Khanjan Mehta. "The Relentless Pursuit of Financial Capital for Micro-enterprises: Importance of Trust and Social Capital." International Journal for Service Learning in Engineering, Humanitarian Engineering and Social Entrepreneurship 6, no. 2 (October 11, 2011): 78–97. http://dx.doi.org/10.24908/ijsle.v6i2.3660.
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In developing countries, prospective entrepreneurs struggle with getting access to financial capital to start small businesses. Formal lending sometimes works for solidarity groups of small business owners who approach microfinance institutions (MFIs) to access capital for expanding their businesses, but MFIs do not typically lend money to entrepreneurs interested in starting new businesses. In order to create an environment where startup business and entrepreneurship thrives, it is crucial to meet the needs of the marginalized entrepreneurs. As a response to this trend, the informal lending and credit market in rural Kenya is growing fast, but little research is available regarding the mechanics of this system. Instead of decomposing the microfinance industry into a binary relationship between MFIs and their clients, this paper views the financial capital industry as a multi-actor system (informal lenders, rotating savings and credit associations, solidarity groups, savings and credit cooperatives and microfinance institutions) and discusses how their success is mutually dependent. This paper delves further into the dynamics between these actors and the role of trust and social capital in their complex relationships. Entrepreneurs targeting developing communities need to understand these relationships and challenges to develop business strategies that make their products and services accessible through appropriate partnerships.
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Abbas, Kausar, and Nasim Shirazi. "The key players’ perception on the role of Islamic microfinance in poverty alleviation." Journal of Islamic Accounting and Business Research 6, no. 2 (September 14, 2015): 244–67. http://dx.doi.org/10.1108/jiabr-06-2013-0017.
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Purpose – This study aims to know the present structure and move of the Islamic banks of Pakistan as well as current issues and challenges for Islamic microfinance. However, this is based on perceptions of the Islamic bankers, regulators and micro-entrepreneurs and petty traders, as they are the key players in the credit market. Design/methodology/approach – The study gathered relevant information through conducting field survey. Two questionnaires were designed for the survey. One questionnaire was administered to survey 270 micro-entrepreneurs and petty traders in three major cities of Pakistan. Another survey deals with the perceptions of Islamic bankers. In total, 100 people from middle and top management were surveyed from five full-fledged Islamic banks of Pakistan. The SPSS software, version 16, was used for questionnaire reliability and descriptive analysis to analyse the data. Findings – In general, the study found the strong opinions of the respondents speak in favour of Islamic microfinance under a system of profit and loss sharing. Conversely, the majority of the clients also feel that Islamic banks do not encourage lower-income micro-entrepreneurs. In addition, the study found that Islamic microfinance is constrained by lack of knowledge, experience and professionalism of the supporting staff; however, Islamic bankers have shown great consensus that Islamic banks should offer Islamic microfinance products and instruments to respond to the needs of the poor for poverty alleviation. Research limitations/implications – The first limitation of the study is the meagre interest of micro-entrepreneurs and petty traders to participate in the survey. The second limitation of this work concerns the extremely busy schedule of top management and administrative impediment to approach and fix an appointment. Despite these limitations, the findings of this study provide insights to Islamic banks in diversifying their products by offering Islamic microfinance to the low-income entrepreneurs but with proper guidelines and policies. Practical implications – There is a need to educate the community towards the merits of Islamic banking system by developing a good information system using good visuals and professionally presented seminars, banners and arranging regular sessions with the business community. The growth and development of Islamic banking in the country largely depend on its customers’ enhanced knowledge and awareness about its products and services. Social implications – It is the responsibility of the community as well as of government to change the mindset of the poor that banks are meant to serve the interest of everybody, regardless of social, economic and political status. Originality/value – Theoretically, this study contributes to the existing body of knowledge in the area of Islamic microfinance by examining the perceptions of Islamic bankers and micro-entrepreneurs. This can help Islamic banks of Pakistan to design and formulate new administrative as well as operational procedures to serve the interest of the poor with commitment towards Islamic values.
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Gouveia, Renata Edvania Costa, and Edvan Cruz Aguiar. "Antecedents of the adoption of Social Media Marketing by micro and small enterprises." Contextus – Revista Contemporânea de Economia e Gestão 21 (September 19, 2023): e88631. http://dx.doi.org/10.19094/contextus.2023.88631.
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The adoption of Social Media Marketing (SMM) is increasingly present in the daily life of companies. However, little is known about this phenomenon in the context of micro and small businesses (MSEs). The research aimed to analyze the SMM adoption process by MSEs, based on a study with 338 entrepreneurs linked to the Brazilian Micro and Small Business Support System (Sebrae), using Structural Equation Modeling. It was found that technical knowledge, cost reduction, and pressure from customers and competitors generate benefits perceived by entrepreneurs concerning the use of the tool, leading to a higher level of use. The work contributes to the step in which it brings evidence that helps to understand the determinants of adopting SMM in the context of MSEs.
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Untari, Dhian Tyas, and Budi Satria. "Integration of supply chain management to business performance and business competitiveness of food micro industry." Uncertain Supply Chain Management 9, no. 3 (2021): 705–10. http://dx.doi.org/10.5267/j.uscm.2021.4.008.
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The food sector is a sector with great potential to be developed, especially in the Bekasi Regency area in Indonesia. Tight business competition and limited resources have forced entrepreneurs to reconsider production processes, one of which is by implementing Supply Chain Management (SCM). With MSC analysis, it is expected that business processes can be more responsive, so that they can respond quickly, effectively, and efficiently to all forms of changes in the market and further increase business competitiveness. The study involved 87 SME entrepreneurs in the food sector who were randomly obtained from several developing SME communities in Bekasi Regency, West Java and 5 experts related to the food industry. Research variables include; Supply Chain Management (SCM), Business Performance and Business Competitiveness. The results showed that in creating a business competitiveness, entrepreneurs need to improve the SCM system. SCM can affect Business Competitiveness directly, as well as through the Business Performance variable.
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Roundy, Philip T., and Dutch Fayard. "Dynamic Capabilities and Entrepreneurial Ecosystems: The Micro-Foundations of Regional Entrepreneurship." Journal of Entrepreneurship 28, no. 1 (December 3, 2018): 94–120. http://dx.doi.org/10.1177/0971355718810296.
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In pursuit of the beneficial outcomes of entrepreneurship, governments and regional development organisations enact policies to stimulate entrepreneurial activity. A growing focus of policymakers in emerging and developed economies is the promotion of entrepreneurial ecosystems: the interconnected system of forces that generate and sustain regional entrepreneurship. Despite intense interest in entrepreneurial ecosystems, the topic is under-theorised. Studies draw attention to the positive effects of entrepreneurial ecosystems on the creation and functioning of early-stage ventures; however, the specific mechanisms through which ecosystems influence entrepreneurs are not clear. To address this issue, we build on dynamic capabilities theory to create a theoretical framework that identifies a set of forces through which ecosystems influence entrepreneurship. We propose that in vibrant entrepreneurial ecosystems entrepreneurs are more able to sense, seize and reconfigure resources and opportunities. Our theory contributes to entrepreneurship research, has implications for policymakers and practitioners, and suggests directions for future studies.
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Kumalasari, Dewi, and Sukidjo Sukidjo. "Implementation of Micro Business Productive Assistance Program." Economics Development Analysis Journal 11, no. 4 (January 6, 2023): 454–69. http://dx.doi.org/10.15294/edaj.v11i4.56921.
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The Covid-19 pandemic has had an impact on all levels of society. In particular, micro-entrepreneurs have experienced a decline in income and reduced mobility in buying and selling activities. The government provides stimulus assistance, Productive Assistance for Micro Enterprises (BPUM), to reduce this impact. This study aims to analyze the implementation of the Micro Business Productive Assistance (BPUM) Program in Kediri City. The results are achieved by collaborating with each actor who played a role in the action program and individual projects, the resulting outcomes, and analysis of supporting factors and obstacles to implementing the BPUM program in Kediri City based on the Merilee S. Grindle implementation policy model. This study uses qualitative research methods with case study methods. The study's results found that program implementation needs to be improved by understanding and further coordination by program implementers to make it better and more efficient. This research contributes to the excellent collaboration of each actor who plays a role in action programs and individual projects by using implementation policies from Merilee S. Grindle so that microenterprises are more actively seeking information assistance from the government either directly or indirectly. In addition, the government can update the amount of data for micro-entrepreneurs and make backups through a one-door system, so that duplicate data does not occur when registering or submitting assistance.
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Jávor, Rebeka, Roger Ellis, and Márta B. Erdős. "Drifting, Not Driving. Identity Structure Analysis to Explore Entrepreneurial Identity." Vezetéstudomány / Budapest Management Review 53, no. 5 (May 25, 2022): 2–15. http://dx.doi.org/10.14267/veztud.2022.05.01.
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This study is an exploration of entrepreneurial identity, employing a culturally sensitive mixed methods approach, Identity Structure Analysis (ISA). The sample includes 30 small/micro entrepreneurs in Southern-Transdanubia, Hungary. Hungary had introduced some “staccato” economic reforms in the previous social system, changing communist hostility towards entrepreneurs as “capitalists” into lasting ambivalence. The results reflect indistinct commitments to entrepreneurial values; constant adaptation to environmental factors instead of building own strategies; and limited future expectations. In the two sub-samples of male and female entrepreneurs there were no statistically significant differences. The dominant, masculine discourse of entrepreneurship, the underdevelopment of social enterprises in Hungary, the impact of the previous communist discourse understanding equality as sameness, and the pandemic-induced crisis may explain for these findings.
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Anggreani, Citra, and Falikhatun. "The Influence of Digital Technology on Indonesian Micro Companies’ Financial Performance." International Journal of Economics, Business and Management Research 08, no. 01 (2024): 48–63. http://dx.doi.org/10.51505/ijebmr.2024.8104.
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Developments in the business sector is intricately linked with advancements of the information technology. Consequently, entrepreneurs are anticipated to utilise the advancements provided by this technology. This study aims to assess the effects of the integration between financial technology (fintech) and accounting information system (AIS) software on the financial performance of micro, small, and medium enterprises (MSMEs). This study investigated 511 MSMEs situated in different areas of Indonesia that employ technology and digitalization in their manufacturing operations. The data was gathered through questionnaires via Google Forms and the utilisation of purposive sampling technique. This study uses PLS-SEM (Partial Least Squares Structure Equation Model) for its analysis. The findings suggest that the utilisation of fintech and AIS software greatly enhances the financial performance of MSMEs. The findings of this study will give advantages to MSMEs as they expand their operations, considering the significance of digital technology in the business sphere which require entrepreneurs, particularly those from the millennial cohort, to augment their digital literacy.
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Ibrahim, Norlaila, Rosman Mahmood, Ahmad Suffian Mohd Zahari, and Mulyana Mulyana. "Entrepreneurial Specific Factors, Support Factors and Micro enterprises Performance: The Case of Malaysian Microcredit Program." Information Management and Business Review 16, no. 1(I) (March 15, 2024): 51–63. http://dx.doi.org/10.22610/imbr.v16i1(i).3649.
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The study's objective is to analyze the influence of several elements related to entrepreneurial-specific factors and support factors on the performance of micro-enterprises. The study sample consisted of a total of 756 micro-entrepreneurs who were involved in two main microcredit programs in Malaysia, namely Amanah Ikhtiar Malaysia (AIM) and The Venture Group Economic Fund (TEKUN). The study’s findings, obtained through multiple regression analysis, revealed that factors such as personal entrepreneurial competencies, management practice, microcredit programs and government support exert a significant influence on the performance of micro-enterprises. This finding is consistent with the Resource Base View (RBV) theory which links the importance of internal and external resources as a catalyst for competitive advantage and the performance of a business. The influence of family and commitment to religious principles is less significant. It was associated with the attitude factor of micro-entrepreneurs, who frequently disregard the fundamental principles of religion while making judgments. The impact of family influence on micro enterprises' performance was determined to be negligible. Family members make minimal contributions in terms of finances, energy, or moral support. The formulation of policies is crucial for these insights, which highlight the importance of providing entrepreneurship training and implementing excellent management practices. Additionally, financial support is necessary to promote the growth of micro-enterprises in Malaysia. The government plays a crucial role in facilitating the growth of micro companies by implementing various support programs. An efficient distribution system can minimize the leakage of programs and maximize benefits for the recipients who are intended.
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Hasan, Samsurijal. "The Konsekuensi Penerapan Mix Promosi terhadap Kinerja Pemasaran Bisnis Mikro Kecil dan Menengah di Kabupaten Kampar, Provinsi Riau." Journal of Economic, Bussines and Accounting (COSTING) 4, no. 1 (September 18, 2020): 196–207. http://dx.doi.org/10.31539/costing.v4i1.1477.
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Small and Medium Enterprises is one of the priority programs from Indonesia government is to improve the regional and national economy. Since this industry become the backbone of a populist economic system that is not only intended to reduce the problem of inequality between income groups and between businesses, or alleviating poverty and employment. Unfortunately, Business competition is tight at this time is a challenge for businesses to remain in the global competition. Entrepreneurs who cannot meet consumer tastes will increasingly be left behind and businesses will not develop. Determining the effect of Promotion Mix on the Marketing Performance of Micro, Small and Medium Enterprises in Kampar District is the main objective of this study. The independent variable in this study is the promotion mix and the dependent variable is marketing performance. The analytical model used is a simple linear regression analysis. The number of samples in this study was 96 respondents. The sampling technique uses accidental sampling. Based on the results of the study it can be concluded that there is a significant effect of the promotion mix variable on the Marketing Performance of Micro, Small and Medium Enterprises in Kampar District. Promotional mix variables and marketing performance have a strong relationship with the promotion mix contribution to marketing performance are also quite high at 67.60% determined by promotional mix variables, while the remaining 32.40% is determined by other factors outside the model. It is recommended to MSME entrepreneurs in Kampar Regency, to increase product promotion so that MSME entrepreneurs maintain personal sales because they are most sought after by consumers, so that by increasing personal sales, it will improve the marketing performance of MSME entrepreneurs in Kampar Regency.
Keywords: Promotion Mix, Marketing Performance, Small and Medium Micro Enterprise, Kampar
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Paneo, Istiqomah. "Micro-Business Transformation: Product Diversification After Obtaining Capital Loan from PNM Mekaar." Kunuz: Journal of Islamic Banking and Finance 3, no. 2 (December 26, 2023): 78–92. http://dx.doi.org/10.30984/kunuz.v3i2.739.
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This research explores the implementation of the Permodalan Nasional Madani (PNM) Mekaar program in supporting the development of Micro, Small, and Medium Enterprises (MSMEs) in the Ternate Baru District. The focus is on the challenges faced by business owners, especially those related to obstacles in obtaining funding during their business operations. The study is centered on the experiences of women who are MSME entrepreneurs in Ternate Baru and how they access business capital through the PNM Mekaar program, a non-bank financial institution committed to serving women entrepreneurs with a joint responsibility system. The research method used is qualitative descriptive, with data collected from primary sources through observation, interviews, and documentation, supported by secondary data. Data analysis includes the processes of reduction, presentation, and deduction of conclusions. Six informants participated in this study. The research results show positive business growth among participants in the regular Mekaar program. However, challenges such as payment arrears from customers and delays in implementing the PNM Mekaar program remain significant issues that need to be addressed in efforts to support the development of MSMEs in the area.
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Melnychuk, Iryna. "ДІЯЛЬНІСТЬ СУБ’ЄКТІВ МАЛОГО БІЗНЕСУ: ПОДАТКОВИЙ АСПЕКТ." PROBLEMS AND PROSPECTS OF ECONOMIC AND MANAGEMENT, no. 4(20) (2019): 380–86. http://dx.doi.org/10.25140/2411-5215-2019-4(20)-380-386.
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The article examines the activity of small business entities, on the basis of which it was found that small business entities, including micro-enterprises, form the basis of all registered domestic business entities. These subjects in the study are included in the representatives of small business, for which tax "rules of the game" are systematized in the form of general and simplified taxation systems. The expediency of abolishing the simplified taxation system and transferring all entities to the general system is justified. For entrepreneurs, an approach is proposed to determine tax rates in specific interest rates depending on the income received for the reporting tax year.
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Meirobie, Isyak, Agustinus Purna Irawan, and Yugih Setyanto. "The Impact of Leadership Style in Local Government in the Development of Sustainable Micro Entrepreneurship." Jurnal Komunikasi 14, no. 1 (May 17, 2022): 220. http://dx.doi.org/10.24912/jk.v14i1.15425.
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Micro entrepreneurship in several districts and municipalities has been growing rapidly. The progress of this micro entrepreneurship can be achieved because of the efforts of the micro entrepreneurship and the strength of the entrepreneurs. Entrepreneurship needs a sustainable system so that the micro business can be stronger and more developed. The development of the micro entrepreneurship also depends on the role and the partiality of its local government which is influenced by the leadership style of the local government itself. This study is conducted to identify the impact of the leadership style of local government, to develop the characteristic and style of leadership role in local government, and to comprehend the leadership communication within the set context. The research is done by applying qualitative method with descriptive analysis in which secondary and primary data are about the micro entrepreneurship in Belitung District, Indonesia. The results show that the style of leadership gives influence to the rapid growth of a system which create partiality, commitment, consistency that showed by the sustainable regulation and policy of the local government. The style of the leadership creates the face and the character of the micro entrepreneurship of the local district which surely also determines the development of the micro entrepreneurship itself.
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Prihadini, Diana, Iwan Sukoco, Bambang Hermanto, and Pratami Wulan Tresna. "Entrepreneurial Marketing and Product Innovation in Improving Business Performance: A Case Study on Batik Trusmi Cirebon." Journal of Law and Sustainable Development 11, no. 12 (December 22, 2023): e802. http://dx.doi.org/10.55908/sdgs.v11i12.802.
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Purpose: The research aims, and contribution of this research are to complement previous research on entrepreneurial marketing and product innovation in the Trusmi Cirebon batik business, the current obstacles and how to solve them to improve business performance. Theoretical Framework: As the small business industry, Batik Trusmi must innovate some matter on its business. Innovation classifies as three form there are product innovation, business model innovation and process innovation. This research discussed the product innovation and marketing innovation system as part of the business model. The innovation on the product and marketing system will affect the business performance. So, this research discusses about the role of entrepreneurial marketing and product innovation to improve the business performance. Method: This is qualitative research with a case study approach. Data collection methods used by researchers to obtain primary data include interviews, observation, and documentation. The type of interview conducted by the researcher is a semi-structured interview. There are 4 respondents as the actor of Batik Trusmi MSMEs. Result and Conclusion: The results of this study indicate that entrepreneurial marketing and product innovation are needed to improve business performance. The main obstacles on developing Batik Trusmi business are the lack of innovation on the product and the quite understanding of the entrepreneur on effective marketing system. The results of this study indicate that all MSME entrepreneurs have yet to understand entrepreneurial marketing and always try to present the new creativity on the Batik Trusmi product whether on the pattern model, size, packaging, colour, and the others. The results of this study also show that MSME entrepreneurs who have implemented product innovation and entrepreneurial marketing can improve their business performance more quickly. Originality/Value: This research focuses on product innovation where the most of MSMEs entrepreneur has no eagerness to develop their product better. Most of MSMEs entrepreneur sense “enough” on their product and this condition oftentimes will push the business into worst condition. Another hand, this research discuss about entrepreneurial marketing on micro, small, and medium enterprises (MSMEs) whereas the most of MSMEs entrepreneur never consider the importance of marketing on the selling the products.
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Indrayati, Indrayati. "Accounting Information System Implementation and Compatibility with MSMEs Accounting Standards for Preparing Financial Statements at Micro, Small and Medium Enterprises (MSMEs) in Malang, East Java, Indonesia." International Journal of Finance & Banking Studies (2147-4486) 10, no. 4 (December 9, 2021): 167–75. http://dx.doi.org/10.20525/ijfbs.v10i4.1493.
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This study aims to determine the application of Accounting Information Systems in micro, small and medium enterprises in Malang Raya. With a population of entrepreneurs of trade and services and industry in Malang with a sample of 200 respondents. The form of research is interpretive research with primary data, and data collection is a survey using a questionnaire. The study results indicate that many micro and small companies in Malang Raya have implemented accounting information systems but have not been able to perfectly compile complete financial reports that can be used for economic decision-making. However, medium-sized companies have started to make perfect records. Accounting information systems include purchasing systems, sales systems, production systems, cash disbursements, and cash receipts systems.
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Синди Габриэла, Агирре Посо. "SUPPORT FOR SMALL AND MEDIUM-SIZED BUSINESSES IN ECUADOR AND RUSSIA: COMPARATIVE ANALYSIS." STATE AND MUNICIPAL MANAGEMENT SCHOLAR NOTES 1, no. 4 (December 2022): 303–8. http://dx.doi.org/10.22394/2079-1690-2022-1-4-303-308.
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This article presents the results of a study of support measures and state regulation of small business in Ecuador and the Russian Federation. The article provides a comparative analysis of the criteria for classifying economic entities as micro-enterprises, small and medium-sized companies, measures of state support for small businesses in these countries. The development of small business is the most important link in the economy of Russia and Ecuador; for this purpose, an effective system of its state regulation and support is needed. In Russia, in order to support small businesses, such tools as the issuance of preferential loans, the introduction of credit holidays, limits on commissions for acquiring, a moratorium on scheduled inspections, postponement of tax payments and reporting, reduction of admin-istrative burden, subsidies for starting a business, and new measures to support the information technology sector. In Ecuador, on the other hand, a set of laws and agencies has been developed to plan, execute and control public policies related to business development in general and for small and medium-sized organizations. The state has also developed special economic measures, including the creation of an entrepreneurship platform, a unified craft register, a unified register of small and medium-sized business entities, a national register of entrepreneurs, a portfolio of services for entrepreneurs and the Ecuador Entrepreneur virtual platform.
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Muhd Adnan, Nurul Ilyana, Mohd Izhar Ariff Mohd Kashim, Zahri Hamat, Hafizuddin Muhd Adnan, Izwah Muhd Adnan, and Fariza Md. Sham. "THE POTENTIAL FOR IMPLEMENTING MICROFINANCING FROM THE ZAKAT FUND IN MALAYSIA." Humanities & Social Sciences Reviews 7, no. 4 (September 24, 2019): 542–48. http://dx.doi.org/10.18510/hssr.2019.7473.
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Issue: The constrains to obtain a capital often involving underprivileged entrepreneurs because it is difficult to get a fund from the financial institutions. From a Muslim entrepreneur's perspective, microfinance that offered is consisting element of riba and it is prohibited in Islam. As we know, the role of zakat is huge in the economy of the Muslims. So, effective zakat distribution system is able to organize and develop society. Especially for Muslim underprivileged entrepreneurs.
Purpose of study: This article aims to analyze first, what is the basis for the establishment of zakat distribution law over the provision of capital through microfinance? Second, is this distribution potentially to be implemented in Malaysia?
Methodology: Qualitative data were obtained from document analysis and interview with zakat expertise in Malaysia.
Main findings: Based on the content analysis on primary data, the findings show that there is a strong legal basis allowing zakat distribution through micro-financing. According to scholars' views in Malaysia, the distribution of zakat through microfinance has the potential to be implemented in Malaysia.
Implications: The distribution of zakat is not limited to self- sufficiency even can be distributed through productive zakat with the provision of initial capital and revolving capital from zakat funds through microfinance. The provision of working capital through microfinance from zakat funds is a long-term goal of zakat.
Novelty/originality: Yet, there is no zakat distribution is done through microfinance in Malaysia. Therefore, the institutions of zakat in Malaysia adopt the Baitul Mal Aceh as a model to apply the granting of working capital in the form of micro-financing which is financed from the funds of zakat. Furthermore, scholars in Malaysia also argued that the distribution of such method has great potential to be implemented in Malaysia.
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Rahmawati, Maulida, and Muhamad Rifandi. "Pengaruh Kompetensi Sumber Daya Manusia dan Penerapan Sistem Informasi Akuntansi Terhadap Kualitas Laporan Keuangan di UMKM Kabupaten Sleman." EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi 3, no. 1 (August 20, 2023): 127–34. http://dx.doi.org/10.56799/ekoma.v3i1.2092.
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One of the problems faced by Micro, Small, and Medium Enterprises (MSME) in Indonesia is accounting information. The inability of entrepreneurs in accounting practices is the main factor that triggers failure in developing these MSME. This research aims to discover the effect of human resource competency and the implementation of an accounting information system on the quality of financial statements of MSME in Sleman. This quantitative research was conducted through the associative method. The subjects were the MSME entrepreneurs of the fashion sector in Sleman, Yogyakarta. Using a random sampling technique, there were 100 employees of the finance department gathered from 57 MSME. Afterward, the data were obtained through a questionnaire. The results of data processing showed several points: (1) there was a positive impact in human resource competency of MSME on financial statements quality (2) there was a positive impact if accounting information system of MSME on financial statements quality (3) Human resource competency and accounting information system could give a simultaneous positive impact on the quality of financial statements.
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Pamikatsih, Mutia, and Elok Ainur Latif. "Potensi Pengembangan Produk Pembiayaan Akad Salam Di Bank Wakaf Mikro Al-Ihya Baitul Aqof Cilacap." SKETSA BISNIS 7, no. 2 (December 30, 2020): 106–19. http://dx.doi.org/10.35891/jsb.v7i2.2302.
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The micro-agriculture sector is considered not bankable, which makes farmes look for sources of capital from the pengijon system. BMW aims to provide access to capital for the small community as well as provide guidance to micro-entrepreneurs. Based on the results of research on the salam contract, micro waqfbanks will help solve problems faced by farmers and micro waqf banks can maximize their role in community empowerment, especially the poor who are categorized economi cally active working poor and lower income communities.
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Sektor pertanian mikro dianggap tidak bankable sehingga membuat petani mencari sumber pemodalan dari sistem pengijon. BMW bertujuan menyediakan akses modal bagi masayarakat kecil serta melakukan pembinaaan kepada pelaku usaha mikro. Berdasarkan hasil penelitian akad salam pada bank wakaf mikro akan membantu menyelesaikan permasalahan yang dihadapi oleh petani dan Bank wakaf mikro dapat memaksimalkan perannya dalam pemberdayaan masyarakat, terutama masyarakat miskin yang berkatagori economically active working poor dan masyarakat lower income
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Retnowati, May Shinta, Ageng Riz’y Waluyo, and Muhammad Abdul Aziz. "Digital Payment (QRIS) System Training and Mentoring for MSMEs in Prayungan Village, East Java." Journal of Community Practice and Social Welfare 2, no. 2 (November 5, 2022): 23–32. http://dx.doi.org/10.33479/jacips.2022.2.2.23-32.
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Post pandemic of COVID-19 has opened some opportunities and challenges for everyone to be able to optimize digital activities. The digitalization concept that has been implemented by entrepreneurs who can stand despite the global pandemic outbreak can be an option even with the very potential for entrepreneurs to maximize profits. The practice of using QRIS in Indonesia is still only felt for large markets in urban areas, so it has not been maximally penetrated by markets in rural areas and border areas. As is the case with micro, small and medium enterprises (MSMEs) with home-based models that exist in rural areas and only have small capital. As for MSME actors in Prayungan Village, Sawoo District, Ponorogo Regency, the QRIS payment system has the potential to be implemented. This service activity is carried out by Darussalam Gontor University using training and mentoring methods regarding the benefits of the QRIS digital payment system for MSMEs. The purpose of this service is to provide education to MSME actors and be able to transform in the digital era. The results of this service were the realization of making QRIS for MSMEs and the survey results reached 80% who were very satisfied with the implementation of training and assistance for the QRIS payment system for MSMEs.
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Rohmah, Farida. "Realiasasi Spirit Entreprenuership melalui Website Berbasis E-Commerce di kalangan Mahasiswa (Studi Pada Mahasiswa Jurusan Syariah dan Ekonomi Islam IAIN Kudus)." BISNIS : Jurnal Bisnis dan Manajemen Islam 6, no. 2 (February 11, 2019): 127. http://dx.doi.org/10.21043/bisnis.v6i2.4901.
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<p><span>This research is motivated by the increasing number of unemployed college graduates, because more of them want to become office employees or state employees. In fact, there are opportunities that can be made to become new fields of work. Their mindset must be changed so that they do not become government spending to create jobs. Therefore, from now on it is necessary to introduce entrepreneurial education, so that their entrepreneurial spirit develops well. One of the objectives of giving this course is the formation of an entrepreneurial spirit. The purpose of this study is from a course program that can provide knowledge for college graduates about the world of business, and form a mindset to seriously become entrepreneurs. This research is descriptive qualitative and provides a real picture related to the competency of entrepreneurship courses in IAIN Kudus for students and the effect of the realization of E-commerce utilization on student activities in becoming young entrepreneurs. E-commerce is the process of buying and selling transactions that use electronic devices such as telephone and internet. E-commerce is more than just buying and selling products online but includes all the processes of developing, marketing, selling, shipping, servicing and paying for customers and customers, with support from business partners around the world. This system relies heavily on internet resources and other technologies that can support this process. These results can be developed along with the level of need, because entrepreneurial subjects will increase along with the business world. the increasing competency in improving the spirit of young entrepreneurs is expected in the micro scope to increase the entrepreneur's bargaining position and in the macro scope to be able to economy development.</span></p>
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Rahman, Aviv Yuniar, Bagus Setyawan, Feddy Wanditya Setiawan, and April Lia Hananto. "Model Pengolahan Kas UMKM Sampah Organik untuk Pakan Cacing menggunakan Finite State Automata." Jurnal Ilmiah FIFO 11, no. 2 (November 1, 2019): 165. http://dx.doi.org/10.22441/fifo.2019.v11i2.006.
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Financial processing is currently widely used for business purposes. The business includes small and medium businesses. With these small and medium businesses, the system used still uses financial processes manually in its processing. As a result, there are often errors in the calculation process as well as income and expenditure. And not the same as the results of the calculation. In this cash processing application system, it can help small and medium entrepreneurs to calculate large amounts of data. And will reduce the error rate. The application model is designed using Finite State Automata. With this model, it can be seen that the value of the design testing process shows that the first and second designs have smaller processing processes compared to the third design. It can be said that to conduct data processing in a large way the third design is more accurate than the first and second. It is hoped that this application can be applied by other small and medium micro-entrepreneurs, and can assist in carrying out a more efficient financial management process.
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Kholifah R, Emy. "Patron-Clientelism Business Culture, Social Safeguards (the Bitters) of the Covid Pandemic 19 Study on Female Micro Entrepreneurs." International Social Sciences and Humanities 1, no. 1 (January 31, 2022): 49–55. http://dx.doi.org/10.32528/issh.v1i1.42.
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This study aims to describe how micro businesses survive in the midst of the COVID-19 pandemic. This study was conducted using qualitative research methods, relying on secondary data. The results of this study show that the micro-businesses that are mostly engaged in by women have their own vulnerabilities during the Covid 19 pandemic. Micro businesses that are involved in women have experienced many shocks in terms of marketing and business capital. Micro enterprises, in general, are not familiar with virtual technology to overcome direct marketing, have a hard time surviving. Failure in marketing is the reason for the difficulty of working capital for the next production process. So, the only way is to ask patrons for help to extend the maturity of the fund debt or ask for new debt for business capital. It's used to be done. But during a pandemic, extending the maturity of new debt or debt is a way out so that the business can still survive. Patrons (pengambe ') lend new debt in a condition where the old debt has not been paid off, because it is based on a close personal relationship. In a society with a patronage culture, the owners of this capital are the patrons and the micro-small entrepreneurs are the clients. This business relationship is an important social capital and means social security. During the Covid 19 pandemic, this relationship became functional for the client. Even though, in normal times before the COVID-19 pandemic, the patron-client system working relationship was more profitable for the patron. In the case of fishing communities, landlords profit from monopolizing the purchase of fish. Meanwhile, fishermen have business capital continuity. This relationship is close and unique. In normal times, patronage relationships can form the basis of analysis of exploitative relationships. However, during the emergency of the Covid 19 pandemic, this relationship is useful as a way out. However, the exit was "bitter" and always would be a dangerous spider web trap. It might be better than dying immediatelys.
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Kowo, Solomon Akpoviroro, Olufemi Amos Akinbola, and Olalekan Owotutu Sabitu. "Moderating Influence of Training and Development on Entrepreneurial Performance." Applied Studies in Agribusiness and Commerce 12, no. 3-4 (December 13, 2018): 47–54. http://dx.doi.org/10.19041/apstract/2018/3-4/6.
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This study assessed the moderating effect of training and development on entrepreneurial performance of Micro, Small and Medium Enterprises (MSMEs) in Nigeria considering the Bank of Industry and Small and Medium Enterprises Development Agency of Nigeria (SMEDAN). Two hypotheses were tested in this study reflecting training and development in Nigeria and Ethical practices of Training and Development impacts on behavioral outcomes of entrepreneurs. The paper puts to test, the preceding assertions with the aid of Kruskal Wallis test. From the test, the study refutes the former assertions on the reasoning that P-values were less than 5% level of significance. This showed that the impact of ethical training and development would be more significant if the young entrepreneurs had earlier exposure from secondary to tertiary education level to make better entrepreneurs in Nigeria. The study observed that the Nigerian educational system has contributed positively to the area of training and development which has enhanced entrepreneurial performance in Nigeria. The study recommends that training and development programme should focus on developing creative or innovative individuals who can help to move the nation forward. A Self-reliant person is a creative individual.
JEL Classification: M53, M1
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Melissa, Ezmieralda, Muninggar Sri Saraswati, and Fajrie Samahita. "Pelatihan “Lingkungan Media Sosial Kontemporer: Tantangan Dan Peluangnya” Bagi Perempuan Wirausaha Di Wilayah Jabodetabek." Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) 2 (December 15, 2019): 138–43. http://dx.doi.org/10.37695/pkmcsr.v2i0.568.
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One group that has the potential to boost entrepreneurship, but is often undervalued is women. Although they consist of approximately sixty per cent of all entrepreneurs in Indonesia, they often face more challenges in comparison to male entrepreneurs in conducting their business ventures. These challenges include limited access to funding, multiple roles and responsibilities in the family and society, limited knowledge of information and communication technologies, and inadequate support system.
Many women turn to social media to enable them opening a business that they can manage from home. While generally social media bring positive consequences to these woman entrepreneurs, the dynamic of the social media environment means that these women have to face obstacles to keep up with the technological developments and the changes of interactions that they bring to the business conducts and sellers-consumer interactions.
This community service program aimed to provide capacity building training which focuses on women who own online micro businesses. Through this community service program, we introduced participants to the potential challenges that are brought by the changes in the social media environment. At the same time, we also assisted them in planning an effective social media communication plan that can help them to overcome these challenges. This workshop also allowed participants to network with other woman entrepreneurs that can potentially increase their social capital.
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Fernandez Hurtado, Saul Rick, Liliana Marcela Torres Games, Maria Fernanda Libreros Bonilla, and Luz Angela Martinez Martinez. "Analysis of the behavior in the informal micro-entrepreneur sector in Colombia." DESARROLLO GERENCIAL 10, no. 1 (June 5, 2018): 64–82. http://dx.doi.org/10.17081/dege.10.1.2735.
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Objective: The objective of this research is intended to raise awareness among micro-entrepreneurs, students and society in general about the importance of microenterprises in their economic activity. Method: In order to fulfill the general objective of the study, an exploratory research with data has been applied, with information gathered in a time span involving data collected in conjunction with the direct problems that this contract has with the Colombian society. The study was carried out with a sample of 100 micro enterprises and the informal sector in the research located in Cali (Colombia); the instrument for collecting information on informal micro-enterprises was made through surveys, the study was performed in order to obtain real, measurable and attainable data, resulting in a descriptive analysis using the corresponding variables in the research. Results and Discussion: The study showed that a negative correlation was obtained given that there are a number of microenterprises not legally constituted and, therefore, it was found that these belong to the group of family businesses, which makes it clear that the salary variable is not defined by its business variability.Companies will have greater capacity for goods and services and will eradicate informal enterprises, thus the government will obtain higher taxes, but without abusing them, since if taxes are high, it will lead the companies to evade and are not formalized legally. The financial sector should be more competent to the new micro-entrepreneurs, given that being new to the business system; they require greater support through financial resources and government entities. Conclusion: The environment variable of the informal sector concludes that the phenomenon of informality in the country is predisposed to education levels with the purpose of managing unproductive assets under a formal education managed from the management positions. It is necessary and of vital importance that the State takes measures and solutions relevant to the motivation to include the informal sector within the formal sector.
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Ramdani, Abdul. "Pengaruh Penerapan Sistem Akuntansi Penerimaan dan Pengeluaran Kas Berbasis PHP dan MySQL terhadap Kualitas Nilai Informasi Pelaporan Keuangan." Jurnal Neraca Peradaban 1, no. 2 (May 1, 2021): 92–99. http://dx.doi.org/10.55182/jnp.v1i2.31.
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This study aims to examine the effect of the use of the accounting system for cash income and expenditure, which is reviewed based on human resources, data sources, and usage information on the value quality of financial reporting information. This research is a quantitative research with a descriptive approach. The population in this study were micro-entrepreneurs in the city of Sorong. The sample in this study was 36 respondents. The data used in this study are primary data collected through direct questionnaire surveys. The data analysis used is multiple linear regression analysis. The results of the study with multiple linear regression analysis show that the use of the accounting system for cash income and expenditure based on PHP and MySQL, which in terms of human resources, data sources, and usage information has a positive and significant effect on the quality of the value of financial reporting information on micro-enterprises in the city of Sorong.
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Olsevich, Yu. "Psychology of the Market and Economic Power (On Psychological Approach of Alan Greenspan to the Analysis of Economic Problems)." Voprosy Ekonomiki, no. 4 (April 20, 2011): 99–118. http://dx.doi.org/10.32609/0042-8736-2011-4-99-118.
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The article analyzes the psychological basis of the theory and economic policy of libertarianism, as contained in the book by A. Greenspan "The Age of Turbulence", clarifies the strengths and weaknesses of this doctrine that led to its discredit in 2008. It presents a new understanding of liberalization in 1980-1990s as a process of institutional transformation at the micro and meso levels, implemented by politicians and entrepreneurs with predatory and opportunistic mentality. That process caused, on the one hand, the acceleration of growth, on the other hand - the erosion of informal foundations of a market system. With psychology and ideology of libertarianism, it is impossible to perceive real macro risks generated at the micro level, which lead to a systemic crisis, and to develop measures to prevent it.
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Ingenbleek, Paul T. M. "The Biogeographical Foundations of African Marketing Systems." Journal of Macromarketing 40, no. 1 (January 8, 2020): 73–87. http://dx.doi.org/10.1177/0276146719896393.
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The marketing literature is showing an increasing interest in Africa. This article addresses the contextual macro-level characteristics that such studies have in common, and traces the typical characteristics of African marketing systems back to their ultimately biogeographical foundations. These foundations include the north-south orientation of the main continental axis, the low presence of geological boundaries such as mountains and rivers, and Africa as the “cradle of mankind.” Through their evolutionary consequences, these factors evolved into the aggregate marketing system traits typical to Africa, which include the existence of multi-level markets connected by traders, a sharp distinction between the formal and informal sectors, and an overwhelming presence of micro-entrepreneurs and smallholder farmers. This analysis generates new insights into, among others, the role of biogeographical factors in marketing systems theory and the potential sources of competitive advantage and disadvantage for the endogenous African firms inherent to the system.
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Sajuyigbe, Dr Ademola Samuel, Tajudeen A. Odetayo, and Adewumi Z. Adeyemi. "Financial Literacy and Financial Inclusion as Tools to Enhance Small Scale Businesses’ Performance in Southwest, Nigeria." Finance & Economics Review 2, no. 3 (September 24, 2020): 1–13. http://dx.doi.org/10.38157/finance-economics-review.v2i3.164.
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Purpose: The study sought to examine the impact of financial literacy and financial inclusion on small businesses’ overall performance with special reference to Southwest Nigeria.
Methods: Descriptive survey research sketch was adopted for this study, while the purposive sampling method was employed to choose forty small scale businesses registered with SMEDAN from each state capital of South Western of Nigeria that engaged in petty trading, bakeries, block-making, soup-making, tailoring, and agro-allied, totaling 240 participants as a sample size for the study. Data were collected by using a closed-ended questionnaire designed for the study, while simple percentage, mean, standard deviation, Pearson Product Moment Correlation (PPMC), and Ordinary Least Square (OLS) was used to analyze the data.
Results: The findings disclose that financial literacy and financial inclusion jointly and independently affect small businesses’ performance. It revealed a positive and significant relationship between financial literacy and financial inclusion. However, the study depicts that majority of business operators did not have financial knowledge such as working capital management, accounting records system, financial reporting, cashbook maintenance, income statement, daily cash reconciliation, internal control on cash, and cash budget. Also, the study confirmed that the majority of small business entrepreneurs are financially excluded from micro-financing, emergency loans, employ purchase financing, business bank loans, and micro-insurance plan Services.
Implications: The implication of this study is that if the Central Bank of Nigeria partnership with other professional organizations to promote financial literacy and inclusion programs to all business entrepreneurs across the nation, it will motivate more business entrepreneurs in Nigeria to have access to finance.
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Palaniswamy, Usha, and Zafar Bokhari. "(156) New Entrepreneurial Approach: A Model for Asian Herbal Products with Small Business Management Strategies." HortScience 40, no. 4 (July 2005): 1064C—1064. http://dx.doi.org/10.21273/hortsci.40.4.1064c.
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The important effect of dietary factors on health status has been recognized since antiquity. Since the discovery of the beneficial effects of dietary phytochemicals and bioactives, a new dimension of foods have emerged in the market. These “functional foods” are being developed by all major food companies and new ones are regularly brought into the market. While developing new functional foods and nutraceuticals, the association and identification of such foods and beverages with traditional foods and medicinal preparations, and/or popular forms of existing products are bound to bring long-standing consumer acceptance, which is an important desirable factor in sales and marketing. Following this concept, Zafi Beverages, Inc., Chicago, is developing a new line of functional products (new herbal teas and energy drinks). Zafiis also introducing a unique marketing and distribution system to create a new team of entrepreneurs, providing an excellent opportunity for growth in sales and marketing to new entrepreneurs. It targets ethnic entrepreneurs by offering an opportunity to use their networking abilities and be part of an exciting new partnership in the new host country, as well as a strategic business plan. The ethnic entrepreneurs are also constantly in contact with their consumers by virtue of the existing ethnic allegiance and cohesion and are able to identify the consumer needs and concerns directly. These small ethnic entrepreneurial networks can be identified as distinct “micro-marketing systems” within the national economy. The advertised market potential for Zafi is summarized to include an offer of immediate cash flow, more revenue and profits, marketing and financial education support, as well as a promising new line of products.
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Stepniak-Kucharska, Anna. "The Instruments of Supporting Entrepreneurs In Times Of Economic Crisis (Case Study Poland)." Journal of Global Economy 7, no. 1 (March 31, 2011): 33–51. http://dx.doi.org/10.1956/jge.v7i1.10.
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Economic crises affect all micro- and macroeconomic areas. Particularly vulnerable to unfavorable changes are enterprises which are often unable to cope with these problems on their own. In this situation, the state helps enterprises with “soft financingâ€. The systemic anti-crisis measures introduced in Poland over the last 20 years (1990-2010) covered altogether three crises. The crisis which overcame Poland’s economy in the early 1990s was an effect of transformation of the whole socio-economic system. The second crisis took place at the turn of 20th century and the third in 2009. The first two crises involved state support for enterprises in the form of passive financial restructuring, that is the debt write-off. During the third crisis entirely new measures were adopted, based on liberalized labor law and direct support for enterprises
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Wati, Lela Nurlaela, Heri Isprihayadi, Khoirun Nisa, Mohamad Lutfi, and Imam Suprapta. "Financial Technology and Financial Inclusion on MSME:Mixed-Method Research Approach." Moneter - Jurnal Akuntansi dan Keuangan 7, no. 2 (December 11, 2020): 232–36. http://dx.doi.org/10.31294/moneter.v7i2.9583.
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This study aims to examine the role of financial technology in increasing financial inclusion in Micro, Small, and Medium Enterprises. This research uses mixed-method research with sequential mixed methods especially sequential explanatory strategy. In the first phase, 116 questionnaires were given to respondents as many as 116 MSMEs then conducted interviews with respondents and related parties in depth. Empirical evidence shows that the role of Financial Technology has a positive and significant effect on Financial Inclusion. These results indicate that fintech can increase financial inclusion. Based on interviews, fintech products that are often used by MSMEs are third-party payment systems and Peer-to-Peer (P2P) type of payment systems. Examples of platforms that are often used by MSMEs are Go food, Gopay, Grab food, OVO, JakOne, M-Banking, and SMS Banking. For the Crowdfunding fintech type, it has not been implemented by many MSMEs. The large number of MSME entrepreneurs who have used fintech products in their businesses shows that MSME entrepreneurs have used financial services in the form of savings accounts so that it has an impact on increasing financial inclusion. Suggestions from the results of this study are the Government needs to conduct regular training on the use of financial technology to MSME actors, there are strong synergy and cooperation in developing a fintech system to improve the digital economic system at MSMEs. Regulations need to be updated with the development of innovations.
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Muljadi, Muljadi. "Peran Lembaga Keuangan Mikro Syari’ah BMT dalam Meningkatkan BUMDES dan Akses Keuangan di Banten." Journal of Government and Civil Society 1, no. 2 (February 22, 2018): 191. http://dx.doi.org/10.31000/jgcs.v1i2.443.
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Potential villages in Banten amounting to 1,273 and need to be empowered, Shari’ah Micro Financial Institution Baitul Maal Wat Tamwil (LKMS BMT) is a microfinance institution syari’ah targeted at people’s economy trying to develop productive businesses and investments with profit-sharing system. The main objective is to improve the economic quality of micro and small entrepreneurs, as part of efforts to alleviate poverty. Village Owned Enterprises (BUMDes) is a business entity which is completely or partially owned by the Village through direct participation derived from the wealth of the Village separated to manage assets, services and other businesses for the greatest benefit of the small town community. Potential BUMDes will be more prospective when synergized with Shari’ah microfinance institutions Baitul Maal Wat Tamwil (LKMS BMT). This syari’ah financial institution proved able to adapt with the village community. The concept of SDSB, one village one BMT. To achieve this it is necessary to have 5 pillars in support of the process, fostering behavior, fostering brotherhood, building synergy, building funds and market development, and excellent products.Keyword: Village, Shari’ah Micro Financial Institution, Village Owned Enterprises (BUMDes),
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Singapraja Manggala, Mas Try Washiludin, Rendri Maulana, Denny Trias Saputra, Irma Rachmawati, Deden Sumantry, and Murdiati Trisnaningsih. "The Role of Social Media in Promotion of Micro, Small and Medium Enterprises (MSMEs) and Its Implications Law Number 11 of 2008 Concerning Information and Electronic Transactions (UUITE)." International Journal of Latin Notary 2, no. 1 (September 30, 2021): 31–39. http://dx.doi.org/10.61968/journal.v2i1.16.
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The application of telematics applications (telecommunication, media and informatics) is one of the keys to support efforts to increase the competitiveness of the national industry. Currently, telematics is very easily accessible by entrepreneurs to improve their business competitiveness, including Micro, Small and Medium Enterprises (MSMEs). MSMEs use telematics services in the form of social media as a marketing tool to inform and offer products/services to consumers. MSME entrepreneurs choose social media for marketing to consumers online because this media is very easily accessible to both MSME actors and the general public. The purpose of this study is to examine the benefits of social media for MSME entrepreneurs and what are the implications for Law Number 11 of 2008 concerning Information and Electronic Transactions (UUITE). The research method uses a qualitative method, namely a descriptive approach to secondary data derived from literature, research journals, books, and websites that access the latest data information related to the use of social media and descriptive by utilizing secondary data derived from various literatures such as books, journals/articles and homepages to access the latest data and information related to the impact of social media in improving MSME business and its relation to the ITE Law. From the results of this study, it can be concluded that the use of social media is proven to increase sales of MSME products/goods and services and the ITE Law basically provides protection, security and data confidentiality during e-commerce transactions while also emphasizing responsibility to entrepreneurs as a result of event of failure in the function (malfunction) in the e-commerce system.
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Rachman, Andry Arifian, Syafrizal Ikram, and Achmad Fadjar. "The Influence of Management Accounting Information System Characteristics on Managerial Performance in Bandung City MSMEs in 2023." JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) 7, no. 3 (December 29, 2023): 620–33. http://dx.doi.org/10.36555/jasa.v7i3.2403.
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A country can develop with the support of various parties (government and stakeholders) and the business sector. The government makes rules and supports to protect and ensure the development of the business sector in the midst of an open business climate. Companies from abroad can operate in the country and will certainly be a challenge for entrepreneurs. So that business competition will be tighter, including competition for Micro, Small and Medium Enterprises (MSMEs). This study aims to examine the effect of Management Accounting Information System Characteristics on Managerial Performance in MSMEs in Bandung City in 2023. The research population is MSMEs in Bandung City with a research sample of 35 MSMEs. The results of the study prove that the characteristics of the Management Accounting Information System have a positive effect on Managerial Performance.
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Dewi, Ni Nyoman Clara Listya, and Tunjung Wijanarka. "Green Financing Scheme for Supporting Women in Energy Transition." RSF Conference Series: Business, Management and Social Sciences 3, no. 3 (September 2, 2023): 264–70. http://dx.doi.org/10.31098/bmss.v3i3.671.
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This paper examines transitioning from a traditional capital system to a more modern and sustainable financing system. Green financing or green microfinance is one of the efforts to provide opportunities for micro-scale businesses initiated by women to start businesses in the energy sector. Green financing is considered part of financial inclusion, providing business financing schemes oriented towards ecological conservation values. This research considers the context of opportunities and potential obstacles women face in accessing green financing. A literature study was conducted to describe microfinance schemes by drawing closer to efforts to mainstream gender and efforts to transition to a more sustainable financial system. At least several stages need to be passed to transition the financial system toward a more gender-friendly and sustainable direction. First, it is important to socialize the awareness-raising program on green entrepreneurship for women more massively. Second, steps to develop the capacity of women entrepreneurs should be accompanied by preparing business proposals to apply for bank financing, which is part of financial literacy education. Business mentorship programs from the government for women who have micro-scale businesses are also needed. Such technical assistance interventions will be the beginning of preparation for micro-enterprises to start consistently opening a sustainable business. This paper finds that the green financing strategy will ultimately help transition business models that seek to integrate efforts to save the ecology with business schemes, including developing a gender-friendly sustainable business ecosystem.
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García Hernández, Blanca Josefina, Ruth Ortiz Zarco, and Edgar Esaúl Vite Gómez. "Mexican MSMEs supplier selection under a commercial and environmental approach: Case Pachuca and suburban areas." Journal of Administrative Science 5, no. 9 (July 5, 2023): 6–11. http://dx.doi.org/10.29057/jas.v5i9.10512.
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The selection of suppliers is a decision that contributes to the competitiveness of companies due to its impact on their costs, efficiency and innovation. The purpose of this research is to distinguish which are the criteria used by a group of Micro, Small and Medium Enterprises (MSMEs) from Hidalgo, Mexico, in order to identify the factors that influence their business and build a supplier evaluation system to guide them to carry out this process with a broader approach than the technical one. The first phase of the investigation includes the search for data from micro, small and medium-sized manufacturing companies, located in four municipalities of the state of Hidalgo, based on information provided by the National Statistical Directory of Economic Units (DENUE). The second stage consists of the application of a questionnaire among the entrepreneurs of the companies. Finally, the third stage included the analysis of the information collected.