Relevant bibliographies by topics / Lokal Bank

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Academic literature on the topic 'Lokal Bank'

Author: Grafiati
Published: 30 June 2021
Last updated: 1 February 2022

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Journal articles on the topic "Lokal Bank"

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Nurjannah, Hafidzah, Yul Efnita, and Eva Sundari. "PENGARUH STRUKTUR KEPEMILIKAN BANK TERHADAP KINERJA UNIT USAHA SYARIAH PADA BANK DI INDONESIA." Jurnal Tabarru': Islamic Banking and Finance 1, no. 2 (November 30, 2018): 25–32. http://dx.doi.org/10.25299/jtb.2018.vol1(2).2805.

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Penelitian ini bertujuan untuk menganalisa pengaruh secara signifikan baik partial maupun simultan pada variabel kepemilikan bank, simpanan (DPK), rasio pinjaman terhadap simpanan (LDR) dan rasio kecukupan modal (CAR), Non Performing Loan (NPL) dan ukuran perusahaan terhadap profitabilitas (ROA) pada bank yang memiliki Unit Usaha Syariah (UUS) baik itu pada Bank Pembangunan Daerah (BPD) maupun Bank Swasta. Populasi dan sampel terdiri dari 24 UUS milik Bank Pembangunan Daerah (BPD) dan Bank Swasta. Dari ke 24 bank tersebut, hanya 18 bank yang dipilih menjadi sampel. Bank-bank tersebut adalah 7 Bank Swasta dan 11 Bank Pembangunan Daerah. Periode penelitian ini adalah 2010-2014. Data diambil dari laporan tahunan bank. Penelitian ini menggunakan data panel dan pooled Ordinary Least Squares (OLS). Hasil penelitian menunjukkan UUS milik Bank Pembangunan Daerah lebih baik daripada Bank Swasta. Hal ini disebabkan beberapa faktor. Pertama, pinjaman hanya untuk pejabat pemerintah daerah di mana pembayaran pinjaman melalui pengurangan gaji, sehingga kemungkinan tidak dapat membayar pinjaman sangat rendah meskipun situasi ekonomi tidak stabil. Kedua, karena Bank Pembangunan Daerah menyediakan layanan hanya untuk lokal saja, sehingga memiliki pengetahuan khusus tentang daerah tersebut. Sehingga akan memungkinkan nasabah menilai penerapan pinjaman dan mengidentifikasi pinjaman yang memenuhi syarat. Ketiga, kinerja Bank Pembangunan Daerah yang diawasi oleh pemerintah daerah lebih intensif. Kata Kunci : Hedging, Laverage, Cash Ratio, Firm Size, Bank Syariah.
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Aziz, Jamal Abdul. "Islamic Banking in Global Economic Context (Critical Studies of Operational System and Performance of Islamic Banking)." AL-IHKAM: Jurnal Hukum & Pranata Sosial 12, no. 2 (January 10, 2018): 343–61. http://dx.doi.org/10.19105/al-lhkam.v12i2.1301.

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Berdasarkan kajian terhadap sejarah kemunculan dan sistem operasional Bank Islam beserta kinerjanya, penulis menyimpulkan bahwa konsep bank Islam pada hakekatnya merupakan bentuk islamisasi terhadap institusi perbankan. Hanya saja proses islamisasi yang terjadi baru sebatas pada aspek-aspek yang bersifat marginal, artifisial, dan formal-institusional, seperti penggantian istilah-istilah teknis dalam dunia perbankan dengan istilah yang berasal dari fikih muamalah, penghapusan bunga, dan penolakan terhadap praktek-praktek bisnis yang haram. Selebihnya, bank Islam tidak berbeda dengan bank konvensional. Dampak dari islamisasi yang kurang substansial-komprehensif tersebut adalah timbulnya kesan bahwa bank Islam justru ‘terbelenggu’ oleh konsep-konsep fikih klasik yang mendasarinya, di mana ia cenderung kontra produktif dengan tren bisnis moderen yang senantiasa menuntut efisiensi dan fleksibilitas. Agar tetap dapat survive di masa-masa mendatang, bank Islam perlu mengevaluasi diri secara terus menerus dengan selalu membuka diri terhadap berbagai kritikan yang dialamatkan kepadanya. Konsepsi yang terlalu berorientasi kepada doktrin harus diimbangi dengan kesadaran akan fakta-fakta dan tuntutan bisnis moderen, baik yang berskala lokal maupun global. Sementara itu cita-cita Islam yang ideal, seperti pemberantasan kemiskinan, pendistribusian kekayaan secara adil, dan penciptaan lapangan kerja, harus tetap menjadi orientasi utamanya. Kata Kunci:Riba, Profit and Loss Sharing, Mudlârabah, Murâbahah, Artificial Aspects of Islam Abstract:Based on the study of the history of emergence and operation of Islamic Bank and its system performance, the author conclude that the concept of Islamic bank is essentially a form of Islamization of the banking institutions. Such Islamization are limited to the marginal, artificial, and formal-institutional aspects, such as the replacement of technical terms in the banking world with a term derived from the fiqh al-mu’âmalah, the abolition of interest, and the rejection of unlawful business practices. Moreover, the Islamic bank is no different from conventional banks. The impact of such less substantial and comprehensive islamization is the perception that Islamic bank is precisely 'shackled' by the concepts underlying classical fiqh, where it tends to be counter-productive with modern business trends which are constantly demanding efficiency and flexibility. In order to remain able to survive in the future, Islamic banks need to evaluate itself continuously by always open to criticism addressed to them. The conception of Islamic banking oriented too much to the doctrine must be balanced with an awareness of the facts and the demands of modern business, both local and global scale. While the ideals of the Islamic ideal, such as the eradication of poverty, equitable distribution of wealth and job creation, should remain the main orientation.
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Usman, Hapsa. "MODEL PENCIPTAAN LAPANGAN PEKERJAAN MELALUI PENGEMBANGAN EKONOMI LOKAL PADA KECAMATAN KELAPA LIMA KOTA KUPANG." Jaka - Jurnal Jurusan Akuntasi 1, no. 2 (August 25, 2017): 45. http://dx.doi.org/10.32511/jaka.v1i2.95.

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Penelitian ini dilakukan di Kecamatan kelapa lima yang memiliki 6 kelurahan dengan luas wilayah 15,31 KM2 dan jumlah penduduk 61.411 orang. Dengan memiliki banyak kekhasan lokal yang dapat di bina dan di manfaatkan menjadi ekonomi lokal bagi peningkatan pendapatan masyarakat dan daerah yang bersangkutan. Hasil pertanian, kerajinan kerajinan, home industri seperti gula lempeng dan sebagainya dapat dikembangkan menjadi daya tarik ekonomi lokal baik pada tataran daerah maupun nasional.Penelitian ini dilaksanakan pada 3 kelurahan yang ada di di Kecamatan kelapa lima dengan obyek potensi usaha masyarakat. Tujuan penelitian adalah untuk mengidentifikasi potensi sumberdaya ekonomi lokal yang berdaya tarik, berdaya saing tinggi dan berpotensi menciptakan lapangan pekerjaan. Data dikumpulkan melalui focus group discussion dengan masyarakat. Metode analisis yang digunakan adalah analisis deskriptif kualitatif pendekatan Analisa SWOT.Hasil penelitian menunjukkan bahwa banyak sektor usaha yang secara berturut-turut adalah : perikanan, perdagangan, industri rumah tangga dan jasa, pertanian dan peternakan sangat menjanjikan karena lokasi daerahnya sangat strategis. Ditinjau dari Jenis produk unggulannya berupa hasil Kelautan berupa ikan, makanan & minuman tradisional, kerajinan gula lempeng, jasa fotocopy dan Rental serta rumah makan. Hasil analisa SWOT menjelaskan bahwa ada beberapa kekuatan dan kelemahan masyarakat ekonomi lokal yakni sumber daya ekonomi lokal sangat potensi dan jumlah bahan baku serta tenaga kerja yang melimpah namun tidak adanya perhatian dan dukungan dari pemerintah dalam mengembangkan masyarakat didaerah ini, sementara itu peluang Dan ancaman yang ada di kecamatan kelapa lima diantaranya adalah minat dan kebutuhan masyarakat semakin banyak dan daya saing semakin tinggi. Untuk itu perlu adanya kerjasama dari berbagai pihak antara lain pemerintah, Bank, Lsm, Perguruan Tinggi dan Pengusaha dalam mengembangkan dan meningkatkan masyarakat ekonomi Lokal ini.
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Kinasih, Sitti Sarifa Kartika, and Yuwono Aries. "PERENCANAAN INFRASTRUKTUR PERSAMPAHAN TERKAIT MASIFIKASI INDUSTRI KREATIF DAN INDUSTRI DAUR ULANG SKALA KOTA DI KECAMATAN SEBERANG ULU 2, PALEMBANG (Planning Assessment of Waste Infrastructure About Massification of Creative and Recycle Industry on City Scale in Seberang Ulu 2 District, Palembang)." Jurnal Manusia dan Lingkungan 27, no. 2 (May 31, 2020): 60. http://dx.doi.org/10.22146/jml.41040.

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AbstrakData-data spider web per kawasan kumuh dalam dokumen Slum Improvement Action Plan (SIAP) 2015-2019 Kota Palembang menunjukkan bahwa permasalahan persampahan merupakan masalah yang hampir dominan dibandingkan 6 indikator lainnya. Untuk itu diperlukan upaya penanganan sampah secara lebih strategis dan masif supaya bermanfaat bagi banyak pihak. Penelitian ini bertujuan mengkaji perencanaan infrastruktur persampahan perkotaan yang terbaik untuk masyarakat dan lingkungan. Analisis tata guna lahan berguna memetakan perkiraan lahan yang masih dapat digunakan untuk membuat bank sampah, pusat daur ulang, sekaligus pusat industri kreatif. Analisis statistik untuk mengetahui respon masyarakat tentang pengelolaan sampah dengan pemilahan dari sumbernya dengan menggunakan sampel sebanyak 377 responden berdasarkan pada tabel Krejcie, dan analisis deskriptif induktif dengan menggunakan data wawancara in depth terhadap stakeholder terkait. Hasil penelitian ini menunjukkan bahwa bank sampah unggul daripada PLTSa karena dapat mendukung circular economy, cenderung menggunakan teknologi bersih, dan dapat membuka lapangan kerja jauh lebih banyak. Manajemen pengelolaan sampah yang terbaik menurut semua perwakilan pemerintah lokal juga adalah bank sampah, daur ulang, dan pengomposan. Terdapat potensi 3 pasar tradisional di Kecamatan Seberang Ulu 2 Palembang yang apabila direnovasi lantai atasnya dapat dimanfaatkan untuk bank sampah. Jumlah TPS ada 3 (berpotensi untuk direvitalisasi menjadi bank sampah). Hal ini penting untuk menjaga estetika kota. Terdapat 41,1% warga yang menyebutkan bahwa kesulitan memilah sampah adalah kurangnya sarana. Masyarakat mendukung bank sampah di lingkungan mereka, 64,5% setuju; 35,5% cukup setuju, 0% tidak setuju. Masyarakat juga seluruhnya setuju memilah sampah apabila ada bank sampah yang terjangkau dari rumah.AbstractWebspider data per slum area in Slum Improvement Action Plan (SIAP) 2015-2019 Kota Palembang document shows that waste is a dominant problem compared to 6 other indicators. Therefore, waste management efforts are needed in a more strategic and massive way. This study aims to examine the best urban waste infrastructure planning for communities and the environment. The land-use analysis is useful in mapping the estimated land that can still be used to create garbage banks, recycling centers, as well as creative industrial centers. SPSS analysis to find out public response about waste management by sorting from source using 377 respondents as samples based on Table Krejcie, and inductive descriptive analysis using interview in depth data to relevant stakeholder. This research showed that waste banks better than PLTSa because it tend to use clean technology and can open up more jobs. The best waste management according to all local government representatives is waste bank, recycling, and composting. There are 3 potential traditional markets in Seberang Ulu 2 District Palembang which if the upstairs being renovated can be used for garbage bank. The number of TPS (potentially to be revitalized into waste bank) are 3, this is important because to maintain the aesthetics of the city. There are 41.1% of residents said that the difficulty of sorting waste is lack of facilities. Communities support waste banks in their neighborhood, 64.5% agree; 35.5% quite agree, 0% disagree. Communities entirely agreed to sort out garbage if there is an affordable waste bank from house.
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Putri, Juliana, and Ratna Sari Dewi. "ANALISIS MEKANISME KLIRING PADA KANTOR PERWAKILAN (KPW) BANK INDONESIA (BI) LHOKSEUMAWE." AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah 1, no. 2 (December 27, 2019): 1–18. http://dx.doi.org/10.52490/at-tijarah.v1i2.713.

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This study aims to explain the clearing mechanism at Bank Indonesia Lhokseumawe City, to determine the constraints that occur in the clearing mechanism. This research is a field study or also called the type of field research, which is obtaining data from research objects by collecting data extracted from field data sources, namely from informants. The conclusions that the authors conclude in this study are as follows: 1. The clearing mechanism is carried out with several mechanisms, first, the company (the bank) sends payment data to the sending bank, second, the sending bank sends the transaction to the SKNBI the receiving bank receives transaction data and funds from the settlement, then third, the receiving bank verifies the name and account number of the customer recipient, if it is not appropriate, the director must be in bulk format, fourth, the recipient bank will forward the transaction to the customer's account The obstacle faced by BI in the clearing mechanism is the existence of network disruptions during the clearing process, so that Bank Indonesia needs to conduct bilateral transactions or clearing processes between banks using the RTGS system. Network disruption can occur nationally or locally experienced by each region or office, especially the Bank in Lhokseumawe City. Keyword: Clearing Mechanism, Bank Indonesia. Abstrak Penelitian ini bertujuan untuk menjelaskan mekanisme kliring di Bank Indonesia Kota Lhokseumawe, untuk mengetahui kendala yang terjadi pada mekanisme kliring. Penelitian ini adalah penelitian lapangan atau disebut juga jenis penelitian lapangan, yaitu memperoleh data dari objek penelitian dengan mengumpulkan data yang diambil dari sumber data lapangan, yaitu dari informan. Kesimpulan yang penulis simpulkan dalam penelitian ini adalah sebagai berikut: 1. Mekanisme kliring dilakukan dengan beberapa mekanisme, pertama, perusahaan (bank) mengirim data pembayaran ke bank pengirim, kedua, bank pengirim mengirim transaksi ke SKNBI bank penerima menerima data transaksi dan dana dari penyelesaian, kemudian ketiga, bank penerima memverifikasi nama dan nomor rekening penerima pelanggan, jika tidak sesuai, direktur harus dalam format massal, keempat, bank penerima akan meneruskan transaksi ke rekening nasabah. Kendala yang dihadapi BI dalam mekanisme kliring adalah adanya gangguan jaringan selama proses kliring, sehingga Bank Indonesia perlu melakukan transaksi bilateral atau proses kliring antar bank menggunakan sistem RTGS. Gangguan jaringan dapat terjadi secara nasional atau lokal oleh masing-masing wilayah atau kantor, terutama Bank di Kota Lhokseumawe. Kata kunci: Mekanisme Kliring, Bank Indonesia.
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Farlian, Talbani, and Nuraidar Nuraidar. "MERETAS REAKSI JALAN PANJANG BANK ACEH KONVERSI SYARIAH." JURNAL PERSPEKTIF EKONOMI DARUSSALAM 3, no. 1 (April 16, 2017): 39–50. http://dx.doi.org/10.24815/jped.v3i1.6991.

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This literary article tries to address market reaction post Non-Islamic standard bank called Bank Aceh used to be BPD (Bank Pembangunan Daerah- Aceh) mainly as local prime bank in Aceh which currently has been converted to Banking in Islamic based which has no interest system. The study attempts to elaborate stake holders responds in market and analyzing the effects of conversion the Bank Aceh into Islamic or Syariah’s rule. The study deals also with the reaction business and enter- prises actors and government, agency, private – public partnership as stake holders whom common- ly obtaining to access finance Bank Aceh as major their handling bank. The study research derived the analytical descriptive method, historical method, and lesson learnt from past experience of some countries in using Islamic role as their Banking based nowadays. The result of literary study meets various opinions. There was minor reluctant that bank Aceh to be converted but most of them having good reaction. The essential one is from this result having positive reaction facing Bank Aceh be- coming total Islamic Banking regulation and the research recommends that Bank Aceh stays in Sya- riah/Islamic regulation system in order to sustain stability in economy and reach Aceh social eco- nomics welfare.Artikel ini bertujuan untuk mengenalkan atas reaksi pasar dari bank umum standar aceh konvension- al yang dulunya dinamakan Bank Pembangunan Daerah Aceh sebagai bank lokal utama yang saat ini telah dikonversi menjadi Bank Aceh yang berbasis syariah Islam yang sistemnya tampa bunga. Studi ini juga megelaborasi para pemaangku kepentingan terhdap respond pasar dan menganalisa efek dari konversi Bank Aceh menjadi bank aturan mainnya secara Islam atau Syariah. Studi ini berhubunan dengan reaksi para pengusaha bisnis, pemerintah, lumbaga-lembaga institusi, swasta, bumn, kemitraan, dan para pemegang saham lainnya yang sering berhubungan dengan Bank Aceh sebagai bank utama mereka. Penetlitan ini menggunakan metode analysis descriptive, historis, pelajaran pengalaman masa lalu dari beberapa negara yang menggunakan sistem Islam/Syariah sampai. Hasil dari studi literatur ini mendapatkan ragam pendapat. Hasil menunjukkan bahwa sang at sedikit masyarkat yang menolak Bank Aceh menjadi Bank Aceh Syariah. Selanjutnya kebanyakan mereka memiliki reaksi yang positif converse bank Aceh menjadi Bank Aceh regulasinya total Syariah. Penelitian merekomendasikan agar Bank Aceh tetap menggunakan regulasi sistem syariah/Islam agar dapat mencapai kemakmuran ekonomi yang sejahtera serta berkesinambungan.
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Suhartini, Tintin, and Try Zulchi. "Toleransi Plasma Nutfah Padi Lokal terhadap Salinitas." Buletin Plasma Nutfah 23, no. 1 (February 13, 2018): 51. http://dx.doi.org/10.21082/blpn.v23n1.2017.p51-58.

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<p><strong>Abstract</strong></p><p>The research was aimed to screen the local rice germplasms for salinity tolerance. The 104 local rice germplasms were derived of collection of Gene Bank of Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD) were tested to salinity. The activities was carried out in greenhouse of ICABIOGRAD. The 15 day old seedlings were planted in pots soil contained NaCl 0.4%. One accession of rice was planted in 2 pots, each pot contained 4 seedlings. Observation of plant symptom was conducted after 1 month planted. The experiment was carried out in a Completely Randomized Design with 2 replications. The results of the analysis showed there were different responsses among rice accesions to the treatment. Salinity caused dry and dead leaves, there were very significant differences between the varieties for plant height, dry weight plant, number of total leaves, and number of green leaves. There were a high and negative correlation of plant height and total number of leaves with percentage of dead leaves. The result showed 21 accesions were tolerant to moderately&amp;#8722;tolerant, while Pokkali as a tolerant check, most tolerant. There were two accessions were tolerant with dead leaf percentage &lt;50%, i.e. Tjempo Brondol (reg. 5800) and Gembira Putih (reg. 20602), whereas Pokkali as resistant check had low dead leaf percentage (16.9%) and 19 accessions were moderately-tolerant with dead leaf percentage &lt;70%, and 82 accesions were sensitive to highly-sensitive.</p><p><strong>Abstrak</strong></p><p>Penelitian ini bertujuan untuk menyaring plasma nutfah padi yang memiliki sifat toleran terhadap salinitas. Sejumlah 104 plasma nutfah padi lokal yang berasal dari koleksi Bank Gen BB Biogen diuji terhadap salinitas. Kegiatan dilakukan di rumah kaca BB Biogen. Bibit padi berumur &amp;plusmn;15 hari ditanam pada pot berisi tanah yang sudah dilumpurkan dengan larutan garam NaCl 0,4% (4.000 ppm). Satu aksesi padi ditanam pada 2 pot, masing masing pot berisi 4 tanaman. Setelah berumur 4 minggu dari tanam dilakukan pengamatan meliputi tinggi tanaman, bobot kering akar, bobot kering tanaman, jumlah daun total, jumlah daun hijau, dan jumlah daun mati. Pengujian menggunakan Rancangan Acak Lengkap dengan 2 ulangan. Hasil analisis varians menunjukkan terdapat perbedaan respons plasma nutfah padi terhadap perlakuan salin yang diberikan. Perbedaan sangat nyata terdapat pada tinggi tanaman, bobot kering tanaman, jumlah daun total, dan jumlah daun hijau. Terdapat korelasi yang tinggi dan negatif pada tinggi tanaman dan jumlah daun total dengan persentase daun mati. Hasil pengujian telah terpilih 21 aksesi plasma nutfah padi toleran hingga agak toleran, sedangkan Pokkali sebagai cek sangat toleran. Dua aksesi yang toleran dengan persentase daun mati &lt;50%, yaitu Tjempo Brondol (reg. 5800) dan Gembira Putih (reg. 20602), Pokkali sebagai varietas kontrol dengan tingkat persentase daun mati 16,9%, sedangkan 19 aksesi termasuk kelompok agak toleran dengan persentase daun mati &lt;70%, dan 82 aksesi termasuk kelompok peka hingga sangat peka.</p>
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Sabda, Muhamad, Rizki Dyah Astuti, and Higa Afza. "Karakterisasi Kualitatif untuk Identifikasi Aksesi Duplikat pada Konservasi Sumber Daya GenetikUbi Jalar (Ipomoea batatas L.)." Buletin Plasma Nutfah 27, no. 1 (September 1, 2021): 29. http://dx.doi.org/10.21082/blpn.v27n1.2021.p29-42.

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<p>Sumber daya genetik (SDG) yang dapat teridentifikasi dengan baik berperan penting sebagai cadangan sumber genetik untuk perakitan varietas. Karakter morfologi ubi jalar dapat mendeskripsikan suatu aksesi dan tingkat kemiripannya terhadap aksesi lain, baik yang berasal dari suatu lokasi yang sama ataupun dari lokasi lain. Identifikasi kemiripan morfologi SDG dilakukan untuk meningkatkan efisiensi pengelolaan SDG. Penelitian ini bertujuan untuk memberikan informasi mengenai identifikasi tingkat kemiripan berdasarkan<br />karakter morfologi plasma nutfah ubi jalar yang dikoleksi dan dikonservasi oleh Bank Gen Pertanian Balitbangtan. Penelitian ini dilaksanakan dengan melakukan karakterisasi dan analisis kemiripan menggunakan program NTSYSpc versi 2.02i dengan metode UPGMA fungsi SimQual terhadap 122 aksesi ubi jalar yang berasal dari enam wilayah daerah asal, yaitu Sumatra, Jawa Barat, Jawa<br />Timur, Nusa Tenggara Timur (NTT), Sulawesi, dan Papua. Hasil analisis menunjukkan terdapat kemiripan tertinggi (89%) aksesi ubi jalar asal NTT, di antaranya akesi Helung (IB00182) dengan Dimpong (IB00187), yang besar kemungkinan aksesi tersebut adalah duplikat yang berbeda nama. Tingkat kemiripan 83% ditemukan pada aksesi asal Papua, yang juga merupakan duplikat yaitu aksesi Sengkerengke (IB00335) dengan Koboak (IB00410); Wortel B (IB00459) dengan Helalekue (IB00448); dan Kulim (IB00442) dengan Boneng Karison (IB00444). Koleksi asal Jawa Barat, terindikasi duplikat dengan kemiripan 83% yaitu pada aksesi Unknown (IB01510), Unknown (IB01509), dan Unknown (IB01521). Tingkat kemiripan 78% terlihat pada aksesi ubi jalar asal Sulawesi, yaitu aksesi Ima-19 (IB01186) dengan Unknown (IB01388) dan Ubi Maraya-10 (IB01201) dengan Lambuya-3 (IB01272). Kemiripan 67% teridentifikasi pada aksesi asal Sumatra, yaitu Gowilada-4 (IB00679) dengan Unknown (IB00677). Sedangkan kemiripan 56% teridentifikasi pada koleksi Jawa Timur, yaitu aksesi Lokal Jatim (IB01409) dengan Lokal Jatim (IB01410). Hasil ini dapat mendukung sistem pengaturan yang lebih efektif, menghindari duplikasi koleksi ubi jalar di Bank Gen Pertanian Balitbangtan.</p>
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Purbaningrum, Catarina Wahyu Dyah. "KERANGKA KERJA AFILIASI KEMITRAAN ANTARA UNIVERSITAS, UMKM, DAN BANK LOKAL: MODEL PENGEMBANGAN INDUSTRI EKONOMI KREATIF." Jurnal Ekonomi-Qu 10, no. 2 (October 31, 2020): 145. http://dx.doi.org/10.35448/jequ.v10i2.9558.

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Tangka, Elstryn, Margaretha Pattiasina, and Raja Milyaniza Sari. "ANALISIS KELAYAKAN UMKM BERBASIS PANGAN LOKAL DI NEGERI WAAI KECAMATAN SALAHUTU KABUPATEN MALUKU TENGAH." Agrilan : Jurnal Agribisnis Kepulauan 5, no. 3 (December 31, 2018): 276. http://dx.doi.org/10.30598/agrilan.v5i3.332.

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Usaha pengolahan pangan lokal berupa sagu dan ubi kayu di Maluku Tengah sedang berkembang melalui UMKM dengan jenis olahannya seperti tepung sagu, sagu lempeng dan serat ubi kayu (gepe) tetapi belum banyak dilakukan kajian kelayakan usahanya. Tujuan penelitian untuk menganalisis kelayakan usaha mikro kecil dan menengah berbasis pangan lokal sagu dan ubi kayu di Negeri Waai. Penentuan responden dipilih secara sengaja (purposive sampling), jumlah sampel dalam penelitian ini masing-masing antara lain 4 orang yang merupakan perwakilan dari UMKM pengolah pangan sagu dan 36 orang sebagai perwakilan dari UMKM ubi kayu. Data yang dikumpulkan dalam penelitan ini adalah data primer dan data sekunder. Kelayakan usaha pengolahan ampas ubi kayu (gepe) dianalisis mengunakan analisis NPV, IRR, dan PBP. Hasil penelitian menunjukkan bahwa usaha mikro kecil dan menengah berbasis pangan lokal sagu dan ubi kayu di Negeri Waai layak untuk diusahakan karena nilai NPV lebih besar dari satu, IRR lebih besar dari suku bunga bank yaitu 13 persen, nilai B/C ratio lebih besar dari satu dan PBP lebih cepat daripada umur investasi.
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Dissertations / Theses on the topic "Lokal Bank"

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Syrén, Matilda, Max Svensson, and Johanna Andersson. "Det lokala bankkontoret i digitaliseringens fotspår : En kvalitativ undersökning av de lokala bankchefernas kundrelationsskapande under den digitala transformationen." Thesis, Linnéuniversitetet, Institutionen för ekonomistyrning och logistik (ELO), 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-105526.

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Bakgrund och problem: Den digitala transformationen har drastiskt påverkat hur bankernaskunder genomför sina bankärenden och de spenderar mindre tid på bankkontoret än tidigare.Samtidigt som bankerna vill att kunden ska bli mer självständig med sina bankärenden i ettlönsamhetssyfte vill de fortfarande ha en stark relation med kunden. Det är en utmaning förde lokala bankkontorscheferna att skapa långvariga kundrelationer när kunden interegelbundet kommer in till det lokala kontoret och om det lokala bankkontoret inte anpassarsitt arbetssätt riskerar de att kunderna blir mer flyktiga. Syfte: Syftet med denna studie är att undersöka hur lokala svenska bankkontor styr för attuppnå starka kundrelationer. Anledningen är att vi vill få en ökad förståelse för hur lokalabankkontor arbetar med kundrelationer i en alltmer digital värld och vad de intervjuadecheferna anser är rätt tillvägagångssätt för att lyckas med detta. Vi vill därmed bidra medkunskap om hur kundrelationer kan hanteras under denna delen av den digitalatransformationen. Metod: Studien har genomförts med en induktiv ansats och en kvalitativ metod.Semistrukturerade intervjuer genomfördes med lokala bankkontorschefer i Kalmar Län.Medverkande banker var Handelsbanken, Häradssparbanken och Ölands Bank. Slutsats: Fem styrningsaktiviteter med tillhörande utmaningar har identifierats som hjälpertill att förklara hur det lokala bankkontoret arbetar för en stark kundrelation. De femstyrningsaktiviteterna är att kontoret ska vara proaktiva, skapa en kundfokuseradorganisationskultur, skapa mervärde, vara tillgängliga samt ha en säker personligidentifiering.
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Mak, Suk-fong Julia, and 麥淑芳. "A study of banking needs and bank selection criteria among local corporations and recommendation for bank marketing strategy." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1985. http://hub.hku.hk/bib/B3126332X.

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Frizell, Julie Dolan. "The Causes and Effects of Commercial Bank Participation in the Federal Home Loan Bank System." Diss., Virginia Tech, 2002. http://hdl.handle.net/10919/29347.

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The 1990s saw significant increases in commercial bank membership in the Federal Home Loan Bank (FHLB) System and extensive growths in FHLB assets and outstanding advances. Since FHLB policies may enable risk-taking behavior by the System's member institutions, this research evaluates the impact of the FHLBs on community bank members, local consumers, and local markets. Results suggest that commercial bank liquidity is enhanced by and managed with the use of System advances, and investments in loans and mortgage-related assets increase with FHLB participation, particularly by small bank members. Credit quality and bank financial conditions improve after participating in the FHLB program, and cost savings from borrowing System funds may contribute to higher rates paid on deposits in local markets. However, banks with greater exposure to interest rate risk are more likely to become FHLB members, and interest rate risk exposure further increases after membership attainment, as the amount of advances borrowed increases, and the longer members remain in the FHLB program. Long-term advances have not been used to lengthen liability duration to offset growth in long-term asset investments, which makes the FHLB System more highly susceptible to rising rates.
Ph. D.
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Kan, Nelson. "The need hierarchy of small/medium Chinese trading/mfg. firms and its implications on the strategy of local Chinese banks /." [Hong Kong : University of Hong Kong], 1985. http://sunzi.lib.hku.hk/hkuto/record.jsp?B12315977.

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Ab, Wahab Norailis. "Dimensions of service quality and service climate : a study of bank customers and employees in four local Malaysian banks." Thesis, University of Stirling, 2009. http://hdl.handle.net/1893/1297.

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In spite of the rapid growth and internalization of banking services in particular, managers first need to correctly identify the antecedents of what the local consumer perceives as service quality and its link to service climate, thus the strengths of this relationship would be beneficial as a global competitive tool. Although significant studies had been done regarding issues and factors contributing to service quality and service climate in the banking industry, very little has been published regarding the connection between perceptions of these dimensions. The purpose of this study is to describe an accomplished research to determine whether Malaysian local bank customers’ perceptions of service quality and its dimensions relate to employees’ perceptions of service climate and its dimensions; and to ascertain whether various background elements’ reported differences influence the relationships between the dimensions of service quality and service climate. This study encapsulated two phases of survey with open-ended and close-ended questionnaires consecutively. The researcher employed the Profile Accumulation Technique in the first phase and from the respondents’ results, close-ended questionnaires were constructed with responses from four local banks in Malaysia, corroborated together with previous scholars’ findings. Several analyses were carried out such as demographic, reliability, validity, performance, non-parametric and parametric tests and elaboration analysis. The main findings produced nine dimensions of service quality (Automated Teller Machine; corporate image; customer interaction and customer service; online and phone banking; physical feature and facilities; products and services; rates and charges; management and staff) and eleven dimensions of service climate (benefit, bonus, reward and salary; corporate image; customer service; facilities; organization; department and branch; management; organization output; products and services; workforce; myself). There were significant relationships between service quality and service climate dimensions. Respondents’ characteristics influenced the strength of the relationships between dimensions, service quality and service climate. Consequently, the results offered significant implications for participating banks to improve quality in their environment concerning their employees and customers; using customer-oriented processes and training programs within an increasingly diverse marketplace. Economic development, the political situation, socio-cultural system and the level of sector maturity do need to be considered by managers and policy makers so as to investigate their influence on service quality and service climate.
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Mkhaiber, Achraf. "Bank size, locality, SME lending and local economies." Thesis, University of Southampton, 2017. https://eprints.soton.ac.uk/419978/.

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This thesis contains both macro- and microeconomic analyses of banking organisational structure, Small and Medium Sized Enterprises (SMEs) lending and local economic development. The first examination is based on a bank-level analysis to investigate the impact of bank size on bank propensity to small and micro business lending. Secondly, I review the regional banking-growth literature and highlight the need for original investigations of the effects of local small business lending, as a measure of local banking development, on local economic development, emphasising the importance of distributional heterogeneity and spatial effects across regions within a one-country framework. Thirdly, I empirically investigate whether small and micro business lending, provided by small local banks, has an impact on the performance of local economies, taking into consideration the distributional heterogeneity among regions. Finally, I examine whether spatial spillover effects of local banks on local economies are significant. Using an econometric approach and data on over 14,000 U.S banks of all sizes, from 1994 to 2013, the results indicate an inverse relationship between bank size and the propensity of banks to lend to small and micro businesses. The relationship is robust and survives a number of rigorous specification checks. The subsequent review of the literature of regional banking-growth studies reveals that previously employed econometric methodologies do not account for distributional heterogeneity and spatial spillover effects in the examination of the regional banking-growth relationship. I also offer the small business lending channel as a proxy measure for local banking development. Furthermore, the subsequent analyses of the local banking-growth nexus indicate a boosting impact of local banks on the local economies through the small business lending channel. Besides, such impact varies in accordance to the regions’ level of economic development and the magnitude of the spillovers of SME loans from one region to another. Important policy implications can be drawn from my empirical findings. The inverse association of bank size with propensity to small business lending indicates that small banks are superior in SME lending through their form of relationship lending. Accordingly, small banks can be the optimal financial machinery to facilitate credit to and support the growth of SMEs. Moreover, the results emphasise the importance of small locally-operating banks to development of the local economies through small business lending, as well as confirm the existence of heterogeneous effects and significant spatial spillover effects of small local banks on the growth of the regions. The policy implication is that policy-makers need to ensure that localisation effects are sustained, because of the comparatively minimal cost required to minimize individual (in relation to aggregate) uncertainties and local stability can be relied upon to achieve global stability. Both can be done by supporting the creation and continued viability of small local banks. For this, a positive yield curve is required – which currently central banks in many countries are not delivering.
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Hedenmark, Nina, and Hampus Fäldt. "Kort om kort : En lokal banks affinitetsmarknadsföring." Thesis, Uppsala University, Department of Business Studies, 2006. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-7856.

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Kandidatuppsatsen ”Kort om kort- en lokal banks affinitetsmarknadsföring” undersöker Sala Sparbanks planerade kreditkorts chanser att lyckas på en alltmer mättad marknad. Banken funderar på att koppla ett förmånssystem till det nya kreditkortet och författarna syftar till att ta reda på Sala Sparbanks kunders attityder till ett sådant kreditkort som kallas affinitetskort. Avsikten är att diskutera kortets möjlighet till att öka försäljning och användande samt att styra handeln och skapa växtkraft i bygden.

Undersökningsmetoden är kvantitativ, telefonintervju genomfördes med bankens kunder och tillika invånare i Sala – och Heby kommuner. Intervjuobjekten graderade påståenden, baserade på Fock et al´ s (2005) modell, om två olika typer av förmåner, affektiv lojalitet till banken, affektiv lojalitet till affinitetsgruppen och prestige i affiniteten. Teori om affinitetsmarknadsföring och typ av affinitetsgrupp berättar om hur kortegenskaper och affinitetspartner påverkar kundens attityd till affinitetskortet och i förlängningen användandet av detsamma. Kunderna uttryckte en stark affektiv lojalitet till både banken och affinitetspartnern ”bygden” samt en stolthet över att bo i verksamhetsområdet Sala – och Heby kommuner, men värderar dock förmånerna lägre. På grund av, denna låga förmånsvärdering samt en invägning av affinitetsgruppens karaktär, ifrågasätts affinitetskortets möjlighet att uppnå tillfredsställande resultat. Den ena typen av förmån anser författarna vara bättre än den andra men rekommendationen till banken är svag då den sammanlagda attityden inte anses vara tillräckligt positiv.

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Gao, Ying M. C. P. Massachusetts Institute of Technology. "The local knowledge bank : uncovering the processes and networks of social innovation at Brazil's first community bank." Thesis, Massachusetts Institute of Technology, 2014. http://hdl.handle.net/1721.1/90097.

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Thesis: M.C.P., Massachusetts Institute of Technology, Department of Urban Studies and Planning, 2014.
Cataloged from PDF version of thesis.
Includes bibliographical references (pages 142-148).
In this thesis, I apply a case study method to examine the processes of knowledge management both within the neighborhood, and in institutional partnerships, by Banco Palmas, Brazil's first community development bank, as a way of uncovering a key component to understanding community-driven social innovations. Founded in 1998, in an urban peripheral neighborhood in Fortaleza, Brazil, the bank is best known for an unusual combination of microfinance integrated with local social currency. An increasing emphasis on community-driven approaches has become part of the practice of development in sectors ranging from economic development, disaster relief, to refugee assistance, yet what to make of the self-organized practices originating from the poor, as a concept, model or theory, is far from clear. First, I outline a "follow the knowledge" research design combining a working conceptual framework of knowledge, multi-source data collection, including semistructured interviews and extensive participant observation, and other fieldwork activities. The resulting 22 formal interviews from 13 institutions and additional case study data were interpreted with mutual corroboration and thick contextualization relying on relevant literature. The findings from within the neighborhood showed that the most effective function related to knowledge had to do with maintaining a community of practice of local social entrepreneurs, which the bank expertly did by combining what I identify as three practices and two processes of local knowledge management. Moreover, the bank's local knowledge directly built on the community's long history of mobilization, and the accumulation of experience-based knowledge was such that the organization could be seen as serving in the role of local knowledge bank for the neighborhood. In institutional partnerships, Banco Palmas provided local knowledge to key partners and allies in academic, civil society and government branches, while responding to a number of institutional constraints in contemporary Brazil, charting a unique path from the grassroots to influencing national policies. In conclusion, I draw lessons on replicating local knowledge bank, suggest strategic and tactical recommendations for Banco Palmas, and reflect on my personal learning experience.
by Ying Gao.
M.C.P.
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Kan, Nelson, and 簡以能. "The need hierarchy of small/medium Chinese trading/mfg. firms and its implications on the strategy of local Chinese banks." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1985. http://hub.hku.hk/bib/B31263215.

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Lai, Kam-hung Jimmy. "The strategic importance of information technology (IT) to the credit card business of a local banking group /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B18003205.

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Books on the topic "Lokal Bank"

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Cetorelli, Nicola. Finance as a barrier to entry: Bank competition and industry structure in local U.S. markets. Cambridge, Mass: National Bureau of Economic Research, 2004.

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Brian, Cassells, and Courtney Brian, eds. By the banks of the Bann: Portrait of a river. Donaghadee, N. Ireland: Cottage Publications, 2007.

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Hoschka, Tobias C. Local currency financing: The next frontier for MDBs? Manila: Asian Development Bank, 2005.

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Wheaton, Cyril. Local banks and banking. (Manchester) ((53, Sunningdale Dr., Irlam, Manchester M30 6NJ)): Irlam & Cadishead Local History Society, 1986.

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Collender, Robert N. Bank market structure and local employment growth. Washington, D.C.?]: Economic Research Service, USDA, 2002.

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Madsen, Eleanor P. Looking back. [Ephraim, Utah: Messenger-enterprise], 1997.

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Street cred: Local banks and strong local economies. London: Civitas, 2012.

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Collander, Robert N. Local bank office ownership, deposit control, market structure, and economic growth. [Washington, D.C.]: U.S. Dept. of Agriculture, Economic Research Service, 2000.

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Collender, Robert N. Local bank office ownership, deposit control, market structure, and economic growth. [Washington, DC] (1800 M St., NW, Washington 20036-5831): U.S. Dept. of Agriculture, Economic Research Service, 2000.

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Framväxten av ett lokalt banksystem: Oppunda sparbank, Södermanlands enskilda bank och stationssamhället Katrineholm 1850-1916. Uppsala: S. Academiae Ubsaliensis, 2001.

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Book chapters on the topic "Lokal Bank"

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Van Assche, Kristof, and Petruţa Teampău. "Back to Basics: Cosmopolitanism?" In Local Cosmopolitanism, 3–6. Cham: Springer International Publishing, 2015. http://dx.doi.org/10.1007/978-3-319-19030-3_1.

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Cousin, Violaine. "Smaller Local Banks." In Banking in China, 123–32. London: Palgrave Macmillan UK, 2011. http://dx.doi.org/10.1057/9780230306967_9.

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Beall, Jo. "Back matter - Funding Local Governance." In Funding Local Governance, 208–29. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780443287.011.

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Zhang, Han. "Ningbo’s Historic North Bank." In China’s Local Entrepreneurial State and New Urban Spaces, 63–88. New York: Palgrave Macmillan US, 2016. http://dx.doi.org/10.1057/978-1-137-59605-5_3.

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Price, Susanna. "Social Analysis in Project Lending: Writing New Rules and Changing Old Practices." In Social Development in the World Bank, 97–116. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-57426-0_8.

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AbstractIn 1984 the World Bank placed social analysis formally into the rulebook. For the first time amongst multilateral development banks, the Bank’s rulebook integrated social analysis into a key operational checkpoint before project approval. This chapter examines the way which social analysis pioneers in the World Bank and Asian Development Bank took complementary paths to make new subjects visible, engage them in planning projects, and to codify these approaches in social “rules”. They envisaged continued cooperation among social development specialists, reaching beyond institutional and country borders; and encompassing local partners. In examining these pioneering roles in social analysis the chapter explores the longstanding challenge of addressing the critical relationship of social equity to economic growth in a lending environment.
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Korenman, V. "The Local-Band Theory." In Topics in Current Physics, 109–58. Berlin, Heidelberg: Springer Berlin Heidelberg, 1987. http://dx.doi.org/10.1007/978-3-642-50068-8_4.

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Pallas, Christopher L. "Transnational Civil Society and Local Representation." In Transnational Civil Society and the World Bank, 108–28. London: Palgrave Macmillan UK, 2013. http://dx.doi.org/10.1057/9781137277619_6.

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Acs, Zoltan J., Connie L. McNeely, and Joseph Sany. "The Social Impact of Innovation at the Local Level: Microsoft Corporation and Grameen Bank." In Local Economies and Global Competitiveness, 209–31. London: Palgrave Macmillan UK, 2010. http://dx.doi.org/10.1057/9780230294967_11.

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Guiso, Luigi, Paola Sapienza, and Luigi Zingales. "Does Local Financial Development Matter?" In The Banks and the Italian Economy, 31–66. Heidelberg: Physica-Verlag HD, 2009. http://dx.doi.org/10.1007/978-3-7908-2112-3_3.

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Merovuo, Jenni. "Local space building as state building?" In Bringing the People Back In, 274–91. First edition. | New York : Routledge, 2021. | Series: Routledge research in early modern history: Routledge, 2021. http://dx.doi.org/10.4324/9781003138662-16.

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Conference papers on the topic "Lokal Bank"

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Adams, James H., and Allan J. Tylka. "Anomalous cosmic rays and the local interstellar medium." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.44011.

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Warwick, R. S., C. R. Barber, S. T. Hodgkin, and J. P. Pye. "The properties of the local bubble from EUV observations." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.44008.

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Kimble, Randy A., Arthur F. Davidsen, Knox S. Long, and Paul D. Feldman. "Observations of the local interstellar medium with the Hopkins Ultraviolet Telescope." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.44009.

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Fuchs, Burkhard, and Roland Wielen. "Kinematical constraints on the dynamically determined local mass density of the Galaxy." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.43942.

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Kozłowski, Łukasz, and Iwa Kuchciak. "Popularity in social media and company growth: evidence for local banks." In Contemporary Issues in Business, Management and Economics Engineering. Vilnius Gediminas Technical University, 2019. http://dx.doi.org/10.3846/cibmee.2019.019.

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Purpose – we investigate models of social media activity of small local banks (SLBs) in Poland and the consequences of their adoption for SLBs’ growth. Research methodology – with the use of k-medoid clustering, we differentiate between types of SLBs’ social media activity. Then, after controlling for bank specificity and local environment, we employ these activity types in regression models explaining a bank’s popularity in social media and bank growth. Findings – although SLBs draw attention if they concentrate their social media activity on local affairs, conversion of such popularity into a bank growth is difficult to achieve. Research limitations – a relatively limited number of SLBs (111 entities) adopted an active social media policy. As a result, we have to look for social media activity models instead of describing the activity directly with numerous variables employed simultaneously in regressions. Practical implications – in order to reach the highest recognition in social media, a small bank should widely discuss local affairs. Nevertheless, SLBs’ managers should carefully enter the social media world as even suitably selected social media strategy does not automatically lead to economic outcomes. Originality/Value – first, we extend the scarce evidence on social media adoption by financial companies. Second, we clearly define different types of social media activity of local firms. Third, we differentiate between the attention drawn through social media activity and its economic repercussions.
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Trapero, Joaquin, John E. Beckman, Ricardo Génova, Conal D. McKeith, and Ingemar Lundström. "The cool neutral phase of the local ISM: compact clouds carry a major fraction of the mass." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.44010.

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Byrd, G., M. Valtonen, M. McCall, and K. Innanen. "‘‘Back to the future’’ major dynamical events in the local group 15 billion B.C. to A.D. 15 billion." In Back to the Galaxy. AIP, 1992. http://dx.doi.org/10.1063/1.43977.

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Kruekels, J., S. Naik, A. Lerch, and A. Sedlov. "Heat Transfer in a Vane Trailing Edge Passage With Conical Pins and Pin-Turbulator Integrated Configurations." In ASME Turbo Expo 2014: Turbine Technical Conference and Exposition. American Society of Mechanical Engineers, 2014. http://dx.doi.org/10.1115/gt2014-25522.

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The trailing edge sections of gas turbine vanes and blades are generally subjected to extremely high heat loads due to the combined effects of high external accelerating Mach numbers and gas temperatures. In order to maintain the metal temperatures of these trailing edges to a level, which fulfills the mechanical integrity of the parts, highly efficient cooling of the trailing edges is required without increasing the coolant consumption, as the latter has a detrimental effect on the overall gas turbine performance. In this paper the characteristics of the heat transfer and pressure drop of two novel integrated pin bank configurations were investigated. These include a pin bank with conical pins and a pin bank consisting of cylindrical pins and intersecting broken turbulators. As baseline case, a pin bank with cylindrical pins was studied as well. All investigations were done in a converging channel in order to be consistent with the real part. The heat transfer and pressure drop of all the pin banks were investigated initially with the use of numerical predictions and subsequently in a scaled experimental wind tunnel. The experimental study was conducted for a range of operational Reynolds numbers. The TLC (thermochromic liquid crystal) method was used to measure the detailed heat transfer coefficients in scaled Perspex models representing the various pin bank configurations. Pressure taps were located at several positions within the test sections. Both local and average heat transfer coefficients and pressure loss coefficients were determined. The measured and predicted results showed that the local internal heat transfer coefficient increases in the flow direction. This was due to the flow acceleration in the converging channel. Furthermore, both the broken ribs and the conical pin banks resulted in higher heat transfer coefficients compared with the baseline cylindrical pins. The conical pins produced the highest average internal heat transfer coefficients in contrast to the pins with the broken ribs, though this was also associated with a higher pressure drop.
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Plotnikova, Elena. "Operation of the Irkutsk Branch of the Russian-Chinese Bank in 1898–1910." In Irkutsk Historical and Economic Yearbook 2020. Baikal State University, 2020. http://dx.doi.org/10.17150/978-5-7253-3017-5.12.

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The article describes the work of the Irkutsk branch of the Russian-Chinese Bank from the moment of its formation to the further reorganization (1898–1910). The financial performance indicators of credit institution in the period from 1901 till 1907, as reflected in the inspection in November, 1908, are given. Examines the reasons for loss of the branch related to the General decline of the business sector of the regional economy. The article notes the moment when the Bank branch management changed. The article describes the prospects for the development of the Department in connection with the course taken for lending to coal-producing enterprises of the Irkutsk province. Some quantitative calculations are given that demonstrate the possibility of growth of financial indicators of the institution. The article records the concern of competing credit institutions about the development of the local branch of the Russian-Chinese Bank. In conclusion, the circumstances that hindered the prospects for the development of the Department, in connection with the event held in 1910, are given. Russian-Chinese and Northern banks merge, resulting in the formation of a new credit institution-the Russian-Asian Bank.
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Wiyanti, Dede. "Agroforestry and Mobile Local 'Bank' System (Bank Kuriling) in Cianjur, West Java." In International Conference, Integrated Microfinance Management for Sustainable Community Development(IMM 2016). Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/imm-16.2016.20.

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Reports on the topic "Lokal Bank"

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Fabiani, Andrea, Martha López, José-Luis Peydró, Paul E. Soto, and Margaret Guerrero. Capital Controls, Domestic Macroprudential Policy and the Bank Lending Channel of Monetary Policy. Banco de la República, June 2021. http://dx.doi.org/10.32468/be.1162.

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We study how capital controls and domestic macroprudential policy tame credit supply booms, respectively targeting foreign and domestic bank debt. For identification, we exploit the simultaneous introduction of capital controls on foreign exchange (FX) debt inflows and an increase of reserve requirements on domestic bank deposits in Colombia during a strong credit boom, as well as credit registry and bank balance sheet data. Our results suggest that first, an increase in the local monetary policy rate, raising the interest rate spread with the United States, allows more FX-indebted banks to carry trade cheap FX funds with more expensive peso lending, especially toward riskier, opaque firms. Capital controls tax FX debt and break the carry trade. Second, the increase in reserve requirements on domestic deposits directly reduces credit supply, and more so for riskier, opaque firms, rather than enhances the transmission of monetary rates on credit supply. Importantly, different banks finance credit in the boom with either domestic or foreign (FX) financing. Hence, capital controls and domestic macroprudential policy complementarily mitigate the boom and the associated risk-taking through two distinct channels
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2

Emmons, William R., and Frank A. Schmid. Banks VS. Credit Unions: Dynamic Competition in Local Markets. Federal Reserve Bank of St. Louis, 2000. http://dx.doi.org/10.20955/wp.2000.006.

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3

Cetorelli, Nicola, and Philip Strahan. Finance as a Barrier to Entry: Bank Competition and Industry Structure in Local U.S. Markets. Cambridge, MA: National Bureau of Economic Research, October 2004. http://dx.doi.org/10.3386/w10832.

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Chen, Brian, Samuel Hanson, and Jeremy Stein. The Decline of Big-Bank Lending to Small Business: Dynamic Impacts on Local Credit and Labor Markets. Cambridge, MA: National Bureau of Economic Research, September 2017. http://dx.doi.org/10.3386/w23843.

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5

Gorman, Thomas, Ronald Parker, and John Generosa. The Norse Manual. Volume 2A-10A - Local Thermal Equilibrium Molecular Band Shape Parameters. Fort Belvoir, VA: Defense Technical Information Center, November 1988. http://dx.doi.org/10.21236/ada213561.

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6

Bednarek, Peter, Daniel Marcel te Kaat, Chang Ma, and Alessandro Rebucci. Capital Flows, Real Estate, and Local Cycles: Evidence from German Cities, Banks, and Firms. Cambridge, MA: National Bureau of Economic Research, March 2020. http://dx.doi.org/10.3386/w26820.

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7

Lenhardt, Amanda. Local Knowledge and Participation in the Covid-19 Response. Institute of Development Studies (IDS), May 2021. http://dx.doi.org/10.19088/cc.2021.005.

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This report explores approaches to participation in humanitarian response and evidence on the contributions of community engagement in effective response and recovery efforts.It begins with a brief overview of decolonial perspectives on the Covid-19 pandemic to situate participation in the wider context and history of humanitarian and development theory and practice. This is followed by a brief summary of evidence on the role of participation in humanitarian activities andsituates the now ubiquitous concept of ‘Building Back Better’ (BBB) inthe discussion of participatory crisis response and recovery. The remaining sections of the report introduce participatory approaches that have been applied through the Covid-19 pandemic: decentralised decision-making, technological adaptations to engage local communities, and Southern-led research and participatory research methods.
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8

Hamann, Franz, Cesar Anzola, Oscar Avila-Montealegre, Juan Carlos Castro-Fernandez, Anderson Grajales-Olarte, Alexander Guarín, Juan C. Mendez-Vizcaino, Juan J. Ospina-Tejeiro, and Mario A. Ramos-Veloza. Monetary Policy Response to a Migration Shock: An Analysis for a Small Open Economy. Banco de la República de Colombia, January 2021. http://dx.doi.org/10.32468/be.1153.

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We develop a small open economy model with nominal rigidities and fragmented labor markets to study the response of the monetary policy to a migration shock. Migrants are characterized by their productivity levels, their restrictions to accumulate capital, as well as by the flexibility of their labor income. Our results show that the monetary policy response depends on the characteristics of migrants and the local labor market. An inflow of low(high)-productivity workers reduces(increases) marginal costs, lowers(raises) inflation expectations and pushes the Central Bank to reduce(increase) the interest rate. The model is calibrated to the Colombian economy and used to analyze a migratory inflow of financially constraint workers from Venezuela into a sector with flexible and low wages.
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9

Yamano, Takashi, Noriko Sato, and Babur Wasim Arif. The Impact of COVID-19 and Locust Invasion on Farm Households in Punjab and Sindh: Analysis from Cross-Sectional Surveys in Pakistan. Asian Development Bank, July 2021. http://dx.doi.org/10.22617/wps210259-2.

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This paper presents the results of two mobile phone surveys conducted by the Asian Development Bank among farmers in Punjab and Sindh provinces in Pakistan in mid-2020 during the coronavirus disease (COVID-19) pandemic. The surveys collected information about how COVID-19-related measures and economic and transport disruptions affected farmers’ harvests, marketing efforts, input prices, and financial needs. The surveys found that the COVID-19 pandemic had significant negative impacts on farm households in both provinces. The paper provides additional context on COVID-19-related effects on local and regional economies and food supply chains. It also covers a simultaneous locust invasion along the India–Pakistan border, which has created “crisis within a crisis” in the surveyed provinces and exacerbated conditions that could lead to famine, disease, and increased poverty.
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Mooney, Henry, David Rosenblatt, Cloe Ortiz de Mendívil, Gralyn Frazier, Ariel McCaskie, Victor Gauto, Elton Bollers, Jason Christie, Jeetendra Khadan, and Nazera Abdul-Haqq. Caribbean Quarterly Bulletin: Volume 10: Issue 2, August 2021. Inter-American Development Bank, August 2021. http://dx.doi.org/10.18235/0003573.

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For more than a year, the Caribbean economics team at the Inter-American Development Bank (IDB) has focused on the potential implications of the COVID-19 pandemic for lives and livelihoods across the region. The pandemic is still with us, but there is hope that the cycles of lockdowns and containment measures will eventually come to an end as vaccination programs progress, even if unevenly, across the region. However, the availability of vaccine supply remains a concern, and the pandemic continues to pose a constraint for the recovery of key sectors such as tourism and local services sectors. This edition of the Caribbean Quarterly Bulletin focuses on two topics: (1) forecasts of key macroeconomic variables, based on the April 2021 WEO, and (2) financial sector risks. In general, regional economies are embarking on a fragile path to recovery. Continued progress with vaccination programs, credible medium-term fiscal programs, and continued attention to financial vulnerabilities will be needed to push that path to recovery forward.
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