Academic literature on the topic 'Life insurance'

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Journal articles on the topic "Life insurance"

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Glintić, Mirjana. "Main characteristics of credit life insurance." Pravo i privreda 58, no. 3 (2020): 237–53. http://dx.doi.org/10.5937/pip2003237g.

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In recent years, banks in Serbia, as authorized insurance agents, have started offering various types of insurance contracts that serve as a means of securing credit. Since the potential credit user is a consumer who does not have sufficient legal knowledge of insurance contracts, this paper aims to point out the main characteristics of these insurances and to highlight the differences between them. Despite all the information that insurance agents are required to disclose to their clients, there are always certain dilemmas regarding these insurance policies, particularly with respect to the issues of insurance coverage, insurance voluntariness and its cost-effectiveness. During the last two years, several judgments have been made regarding credit insurance and the powers of banks in connection with this contract, so it was necessary to consider what consequences this could have on the way of concluding the contract and calculating premiums for some other insurances intended for securing loans, although differently conceived.
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Nam, Bach Thi Nha. "Suggestions to modify Vietnam’s legal provisions on the insurable interest in life insurance." Science & Technology Development Journal - Economics - Law and Management 2, no. 3 (January 20, 2019): 38–49. http://dx.doi.org/10.32508/stdjelm.v2i3.518.

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The insurable interest in life insurance is a core principle for the parties to enter into an insurance contract. In case the policyholder does not have insurable interest to the insured, the life insurance contract will become invalid or the life insurance contract will terminate when the policyholder no longer has insurable interest in accordance with Vietnam Insurance Business Law. The practice of life insurance contract performance has raised many issues related to the insurable interest that Vietnam Insurance Business Law has not mentioned or are still lacking. Therefore, the legal provisions on insurable interest are covered with many shortcomings, and inconsistent with the practice of insurance business. On the basis of analysis of caselaw and insurance statutes in US jurisdiction, the author proposes to modify the legal provisions on the insurable interest stipulated in the Vietnam Insurance Business Law..
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Mualem, Elinor, and Abraham Zaks. "Risk premiums in life insurance." Insurance Markets and Companies 10, no. 1 (January 31, 2019): 1–8. http://dx.doi.org/10.21511/ins.10(1).2019.01.

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Finley, Jane H., Kenneth Black, and Harold D. Skipper. "Life Insurance." Journal of Risk and Insurance 61, no. 3 (September 1994): 560. http://dx.doi.org/10.2307/253585.

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Brenner, Brian. "Life Insurance." Leadership and Management in Engineering 2, no. 3 (July 2002): 56–57. http://dx.doi.org/10.1061/(asce)1532-6748(2002)2:3(56).

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Madani, Assoc Prof Dr Filloreta, and Assoc Prof Dr Evelina Bazini. "Development of the Life Insurance Market in Albania." European Journal of Economics and Business Studies 8, no. 1 (May 19, 2017): 38. http://dx.doi.org/10.26417/ejes.v8i1.p38-47.

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Life insurances occupy a small part in the insurance market in developing countries. The new age of the insurance industry and the level of the economic development in Albania make the life insurance market even more fragile. Factors affecting the development of this market are influenced by the economic growth and by other factors such as inflation, education of population, population growth, government policies, private investment, etc. In this article we will analyze using statistical methods the degree of the impact of the above factors in the life insurance market and we will also analyze through penetration coefficients the impact of the life insurance industry in Albania's economic development.
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LANE, THOMAS H. "ACS Member Insurance: Insurance For Life." Chemical & Engineering News 87, no. 16 (April 20, 2009): 50. http://dx.doi.org/10.1021/cen-v087n016.p050.

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Bhat, Javaid Ahmad, and Dr Nasir Zameer Qureshi. "Corporate Social Responsibility in Life Insurance." Global Journal For Research Analysis 3, no. 2 (June 15, 2012): 19–21. http://dx.doi.org/10.15373/22778160/february2014/75.

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K, Varalakshmi, and Madhiyarsi S. "Investor’s Perception towards Life Insurance Investments." International Journal of Research Publication and Reviews 4, no. 9 (September 2023): 577–80. http://dx.doi.org/10.55248/gengpi.4.923.52525.

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Hashmi, Sajjad A., and Edward E. Graves. "McGill's Life Insurance." Journal of Risk and Insurance 62, no. 4 (December 1995): 794. http://dx.doi.org/10.2307/253598.

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Dissertations / Theses on the topic "Life insurance"

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Černý, Zdeněk. "LIFE INSURANCE OPTIONS." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-4551.

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The goal of the thesis is to present and apply mathematical tools that are necessary for proper understanding of valuation of options in life insurance. This includes basic principles of actuarial calculations based on first order assumptions and the basics of stochastic calculus used for derivatives pricing. Afterthat we discuss the difference between first and second order assumptions and apply the mathematical tools to valuation of life insurance options. Finally the appearance of life insurance options within the liability adequacy test and european law is mentioned.
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Noronha, Lisete Fernandes de. "Whole life health insurance." Master's thesis, FCT - UNL, 2008. http://hdl.handle.net/10362/2362.

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Dissertação apresentada na Faculdade de Ciências e Tecnologia da Universidade Nova de Lisboa para obtenção do Grau de mestre em Matemática e Aplicações
The health insurance has become complementary to the National Health Care system in Portugal. In the last years, the increase of this insurance has been considerable. Despite the health concerns of Portuguese citizens, related to better life quality, medical technology and others, the ageing of Portuguese population is a reality to be well thought-out. Regarding this fact, the whole life health insurance is an important product to be developed. In this dissertation, it is presented an approach to the calculation of the level premiums for the whole life health insurance in order to fulfil the Portuguese insurer’s market requests. A private health insurance company with a historical data of ten years provided the statistics used for this calculation. The levelled insurance premiums were calculated on the basis of the risk involved and according to the principle of equivalence. This means that regarding the period insured, the total of premiums should match the total of the benefits.
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Yamazato, Makoto. "Non-life Insurance Mathematics." Pontificia Universidad Católica del Perú, 2014. http://repositorio.pucp.edu.pe/index/handle/123456789/96535.

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In this work we describe the basic facts of non-life insurance and then explain risk processes. In particular, we will explain in detail the asymptotic behavior of the probability that an insurance product may end up in ruin during its lifetime. As expected, the behavior of such asymptotic probability will be highly dependent on the tail distribution of each claim.
En este artículo describimos los conceptos básicos relacionados a seguros que no sean de vida y luego explicamos procesos de riesgo. En particular, tratamos al detalle el comportamiento asintótico de la probabilidad de que un producto sea declarado en ruina. Como es suponible, el comportamiento en el horizonte depende de la cola de la distribución de las primas.
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Peterson, Carl E. "Life insurance sales representative." Online version, 2001. http://www.uwstout.edu/lib/thesis/2001/2001petersonc.pdf.

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Ball, S. G. "Self-insurance and public insurance over the life-cycle." Thesis, University of Cambridge, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.596317.

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This thesis addresses household saving behaviour, characterising the extent of self-insurance and public insurance over the life-cycle. Understanding how household saving varies in response to different forms of uncertainty is vitally important. Some risks are not fully insurable when markets are incomplete: for example, it is difficult for private insurers to cover layoff and productivity risk because of moral hazard issues. In these situations saving decisions determine households’ ability to avoid adversity, or to self-insure against such outcomes. While there has been substantial research into the broad questions concerning saving and expenditure choices, issues such as household asset allocation, the adequacy of self-insurance, and the interplay between these decisions and public insurance are less well understood. This thesis investigates these questions, combining theory and empirics in order to further our understanding of the underlying mechanisms of household saving choices. I begin with theory, presenting two structural papers that enrich the basic life-cycle model by increasing the realism of the modelling structure. In the first chapter I formulate a number of extensions to the standard framework, and detail how these permit simultaneous matching of key wealth and asset allocation statistics. In the second, I propose a novel identification strategy that enables us to elicit households’ beliefs about the risk and return of investing in stocks, and allows us to estimate intertemporal allocation parameters harmonising both consumption and financial wealth data. In the third chapter I undertake a reduced form approach to estimate the consumption loss associated with serious health shocks, using the life-cycle model as an organising framework. I develop a systemic analysis of household saving choices in order to better analyse questions about the effectiveness of self-insurance, the degree of preparedness for retirement, and how these respond to different levels of public insurance.
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Hoermann, Gudrun. "Mortality heterogeneity and life insurance /." [S.l.] : [s.n.], 2009. http://opac.nebis.ch/cgi-bin/showAbstract.pl?sys=000293554.

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Arvidsson, Hanna, and Sofie Francke. "Dependence in non-life insurance." Thesis, Uppsala University, Department of Mathematics, 2007. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-120621.

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Boiko, O. "Taxation in life insurance system." Thesis, Sumy State University, 2020. https://essuir.sumdu.edu.ua/handle/123456789/80925.

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Матеріал присвячений питанням програм страхування життя і пенсійного страхування, які повинні бути звільнені від оподаткування.
Материал посвящен вопросам программ страхования жизни и пенсионного страхования, которые должны быть освобождены от налогообложения.
The material is devoted to the issues of life insurance and pension insurance programs, which should be exempt from taxation.
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Mountain, Travis Patrick. "Life Insurance and Financial Vulnerability." The Ohio State University, 2015. http://rave.ohiolink.edu/etdc/view?acc_num=osu1437387344.

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Klopfenstein, Ashley. "Investment Income in Life Insurance." Marietta College Honors Theses / OhioLINK, 2020. http://rave.ohiolink.edu/etdc/view?acc_num=marhonors1588419641715527.

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Books on the topic "Life insurance"

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Black, Kenneth. Life insurance. Englewood Cliffs, N.J: Prentice-Hall, 1993.

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1947-, Skipper Harold D., ed. Life insurance. Englewood Cliffs, NJ: Prentice Hall, 1994.

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Institute, Dearborn Financial, ed. Life insurance. 6th ed. Chicago, IL: Dearborn Financial Publishing, 2004.

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1878-1909, Zartman Lester W., and Price William H, eds. Life insurance. 2nd ed. Buffalo, N.Y: William S. Hein, 2003.

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1878-1909, Zartman Lester W., ed. Life insurance. Buffalo, N.Y: William S. Hein & Co., 2003.

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New Zealand. Law Commission. Life insurance. Wellington, N.Z: Law Commission, 2004.

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Black, Kenneth. Life insurance. Englewood Cliffs, N.J: Prentice Hall, 1988.

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1947-, Skipper Harold D., and Huebner S. S. 1882-1964, eds. Life insurance. Englewood Cliffs, N.J: Prentice-Hall, 1987.

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Skipper, Harold D., 1947- author and Black Kenneth 1953 author, eds. Life insurance. Atlanta]: Lucretian, LLC, 2015.

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Skipper, Harold D., 1947- author and Black Kenneth 1953 author, eds. Life insurance. Atlanta, Ga: Lucretian, 2012.

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Book chapters on the topic "Life insurance"

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Gerber, Hans U. "Life Insurance." In Life Insurance Mathematics, 23–33. Berlin, Heidelberg: Springer Berlin Heidelberg, 1990. http://dx.doi.org/10.1007/978-3-662-02655-7_3.

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Villeneuve, Bertrand. "Life Insurance." In Handbook of Insurance, 901–31. Dordrecht: Springer Netherlands, 2000. http://dx.doi.org/10.1007/978-94-010-0642-2_27.

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Borch, Karl H. "Life Insurance." In The New Palgrave Dictionary of Economics, 1–5. London: Palgrave Macmillan UK, 1987. http://dx.doi.org/10.1057/978-1-349-95121-5_1186-1.

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Gerber, Hans U. "Life Insurance." In Life Insurance Mathematics, 23–33. Berlin, Heidelberg: Springer Berlin Heidelberg, 1997. http://dx.doi.org/10.1007/978-3-662-03460-6_3.

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Rojeck, Richard P. "Life Insurance." In Wealth, 55–62. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-24497-2_6.

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Borch, Karl H. "Life Insurance." In The New Palgrave Dictionary of Economics, 7850–54. London: Palgrave Macmillan UK, 2018. http://dx.doi.org/10.1057/978-1-349-95189-5_1186.

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Carter, Robert L., and Peter Falush. "Life Insurance." In The British Insurance Industry Since 1900, 61–81. London: Palgrave Macmillan UK, 2009. http://dx.doi.org/10.1057/9780230239524_6.

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Gerber, Hans U. "Life Insurance." In Life Insurance Mathematics, 23–33. Berlin, Heidelberg: Springer Berlin Heidelberg, 1995. http://dx.doi.org/10.1007/978-3-662-03153-7_3.

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Walcott, Lesley A. "Insurable Interest in Life Insurance." In Commonwealth Caribbean Insurance Law, 63–82. New York : Routledge, 2019. | Series: Commonwealth Caribbean law: Routledge, 2019. http://dx.doi.org/10.4324/9781351031783-5.

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De Vylder, F. Etienne. "Life Annuities (One Life)." In Life Insurance Theory, 29–41. Boston, MA: Springer US, 1997. http://dx.doi.org/10.1007/978-1-4757-2616-9_5.

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Conference papers on the topic "Life insurance"

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Shirokikh, Yulia Vladimirovna. "Innovation in life insurance: investment insurance." In IV International Scientific and Practical Conference. TSNS Interaktiv Plus, 2017. http://dx.doi.org/10.21661/r-118221.

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Ainiyah, Shifa Mahdiya, Liza Agustina Maureen Nelloh, and Cut Sjahrifa. "Life Insurance Customer Loyalty." In The International Conference on Business and Management Research (ICBMR 2020). Paris, France: Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.201222.012.

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Brokesova, Zuzana. "LIFE INSURANCE CONSUMPTION IN DIFFERENT LIFE PHASES." In SGEM 2014 Scientific SubConference on POLITICAL SCIENCES, LAW, FINANCE, ECONOMICS AND TOURISM. Stef92 Technology, 2014. http://dx.doi.org/10.5593/sgemsocial2014/b22/s6.052.

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Heilpern, Stanisław. "Multiple Life Insurance - Pension Calculation." In 17-th AMSE. Applications of mathematics in economics. International Scientific Conference: Poland, 27-31 Agust, 2014. Conference proceedings full text papers. Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu, 2014. http://dx.doi.org/10.15611/amse.2014.17.12.

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Nastase, Adriana. "Calculation models of net risk premiums for RCA insurance contracts." In International Scientific-Practical Conference "Economic growth in the conditions of globalization". National Institute for Economic Research, 2023. http://dx.doi.org/10.36004/nier.cecg.iii.2023.17.34.

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Starting from the fundamental role of insurance, that of providing protection by the insurer to the person interested in concluding an insurance contract (the insured) in exchange for the insurance premium (insurance price), advanced mathematical models have been developed for the appropriate determination of the insurance price. In Romania, RCA insurance is one of the most regulated insurances due to the importance it occupies from the point of view of the volume of gross premiums subscribed. In the total of gross premiums written in Romania, both general and life insurance, RCA insurance holds on average in the period 2014-2022 approximately 47.5%, hence the motivation for this research topic in order to establish the most appropriate premium for the insured RCA portfolio. In the case of non-life insurance, the estimation of the pure insurance premium is carried out with the help of generalized linear models (GLM). The segmentation of the insured portfolio into homogeneous risk classes is more than necessary for choosing the optimal explanatory variables, which reproduce the behavior of the response variable as accurately as possible.
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Shemyakin, Arkadiy, S. Benson, R. Burroughs, J. Mohr, and H. Zhang. "Economic capital models in life insurance." In Multivariate statistical analysis, econometrics and simulation of real processes. Proceedings of Xth International School-Seminar. CEMI RAS, 2020. http://dx.doi.org/10.33276/978-5-8211-0786-2-151-153.

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Ferezagia, Debrina. "Sales of Life Insurance Products in Indonesia: InsurTech and Traditional Insurance Agents." In The International Conference of Vocational Higher Education (ICVHE) “Empowering Human Capital Towards Sustainable 4.0 Industry”. SCITEPRESS - Science and Technology Publications, 2019. http://dx.doi.org/10.5220/0010029700002967.

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Hu, Jinjin. "Fair Valuation of Participating Life Insurance Contracts." In 2010 International Conference on Management and Service Science (MASS 2010). IEEE, 2010. http://dx.doi.org/10.1109/icmss.2010.5576932.

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Kerton, Brenda. "Introducing usability at London Life insurance company." In CHI '97 extended abstracts. New York, New York, USA: ACM Press, 1997. http://dx.doi.org/10.1145/1120212.1120263.

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MA, JIN, and YUHUA YU. "INDIFFERENCE PRICING OF UNIVERSAL VARIABLE LIFE INSURANCE." In Control Theory and Related Topics - In Memory of Professor Xunjing Li. WORLD SCIENTIFIC, 2007. http://dx.doi.org/10.1142/9789812790552_0009.

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Reports on the topic "Life insurance"

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Gottlieb, Daniel, and Kent Smetters. Narrow Framing and Life Insurance. Cambridge, MA: National Bureau of Economic Research, December 2012. http://dx.doi.org/10.3386/w18601.

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Fang, Hanming, and Zenan Wu. Life Insurance and Life Settlement Markets with Overconfident Policyholders. Cambridge, MA: National Bureau of Economic Research, March 2017. http://dx.doi.org/10.3386/w23286.

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Fang, Hanming, and Edward Kung. How Does Life Settlement Affect the Primary Life Insurance Market? Cambridge, MA: National Bureau of Economic Research, February 2010. http://dx.doi.org/10.3386/w15761.

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Holtz-Eakin, Douglas, John Phillips, and Harvey Rosen. Estate Taxes, Life Insurance, and Small Business. Cambridge, MA: National Bureau of Economic Research, September 1999. http://dx.doi.org/10.3386/w7360.

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Farhi, Emmanuel, and Iván Werning. Insurance and Taxation over the Life Cycle. Cambridge, MA: National Bureau of Economic Research, January 2011. http://dx.doi.org/10.3386/w16749.

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Harris, Timothy, Aaron Yelowitz, and Charles Courtemanche. Did COVID-19 Change Life Insurance Offerings? Cambridge, MA: National Bureau of Economic Research, December 2020. http://dx.doi.org/10.3386/w28172.

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Auerbach, Alan, and Laurence Kotlikoff. Life Insurance of the Elderly: Adequacy and Determinants. Cambridge, MA: National Bureau of Economic Research, October 1985. http://dx.doi.org/10.3386/w1737.

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McCarthy, David, and Olivia Mitchell. International Adverse Selection in Life Insurance and Annuities. Cambridge, MA: National Bureau of Economic Research, September 2003. http://dx.doi.org/10.3386/w9975.

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Bauer, Daniel, Darius Lakdawalla, and Julian Reif. Mortality Risk, Insurance, and the Value of Life. Cambridge, MA: National Bureau of Economic Research, September 2018. http://dx.doi.org/10.3386/w25055.

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Low, Hamish, and Luigi Pistaferri. Disability Risk, Disability Insurance and Life Cycle Behavior. Cambridge, MA: National Bureau of Economic Research, May 2010. http://dx.doi.org/10.3386/w15962.

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