Academic literature on the topic 'INVESTMENT IN FINANCIAL SERVICES SECTOR'
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Journal articles on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Muljaningsih, Sri, Ignatia Martha Hendrati, and Mohammad Wahed. "Potential, Prospect, and Investment Policy of Surabaya City." Journal of Economics, Business, and Government Challenges 2, no. 2 (October 31, 2019): 152–63. http://dx.doi.org/10.33005/ebgc.v2i2.90.
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This research aims to find out the types of superior investment potential that are the main attraction and the inhibiting factors and supporting the development of types of business or leading sectors. In this study using a quantitative approach with several stages of Location Quotient analysis tools, Shift Share, and Klassen Typology. The results of this study conclude that the economic structure of the city of Surabaya is dominated by 5 sectors, namely: a) the manufacturing industry sector; b) trade sector; c) the accommodation and food and beverage supply sector; d) information sector, and e) financial services sector. From the results of LQ which are included in the base category in Surabaya, including a) the electricity & gas procurement sector; b) water supply sector; c) the construction sector; d) trade sector; e) transportation sector; f) the accommodation supply sector; g) information; h) financial services sector; i) real estate sector; j) company service sector; k) the health service sector, and l) the health service sector. While the investment potential and opportunities in the city of Surabaya are based on the results of the analysis above then there are in the transportation sector, the accommodation supply sector, and the information sector.
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Melnyk, Victoria, and Oleh Pohrishchuk. "Investment support for the agricultural sector: creating opportunities in Ukraine." Herald of Ternopil National Economic University, no. 3(89) (October 10, 2018): 23–34. http://dx.doi.org/10.35774/visnyk2018.03.023.
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The article considers the challenges of investment support for Ukraine’s agrarian sector. In order to provide investment support for business entities by means of investment management and creating investment resources, a conceptual scheme is developed and presented. It is shown that identifying priority investment channels and implementing investment projects are based on the investment model, and therefore require measures for its further promotion. Particular attention is paid to determining priorities of financial support for the agrarian production. The paper addresses the issue of implementing regional investment projects and increasing local investment opportunities. It is pointed out that the framework of investment support for the agrarian sector is shaped by economic, social, financial, and legal factors through the following components: legal and regulatory setting; human resources capacity; organizational, innovative, informational, financial, technical and technological, marketing support. Their improvement will stimulate the competitive growth of the agrarian sector. The core activities that should be undertaken in order to effectively implement investment projects in the agrarian sector of Ukraine include: completing the legal framework for attracting investments and protecting the rights of investors and creditors; establishing investment support policies; building the innovative infrastructure; developing the leasing services market; enhancing information support for attracting investments; creating conditions for increasing intellectual capacity in the manufacturing sector.
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Mahfooz, Maryam, Zafar Mahmood, and Shabana Noureen. "Assessing the Impact of Liberalization of Trade Related Services on Services Growth in Pakistan." NUST Journal of Social Sciences and Humanities 4, no. 2 (January 22, 2021): 184–221. http://dx.doi.org/10.51732/njssh.v4i2.35.
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The services sector has offered sound support to Pakistan’s economic development. It has emerged as one of the fastest growing and highest contributing sectors of the economy. Through the use of Fully Modified OLS Estimation Technique, this study has provided evidence that liberalization of the two key sub-sectors (telecom and banking) of services of Pakistan has played an important role in development of these sectors. The task is achieved by preparing liberalization index for the two sectors. The econometric evidence reveals that results are robust and in accordance with the theory. Relationships are found to be relatively strong for the telecom sector and less strong for the financial sector. The research also shed light on the constraints that the country has to face in the liberalization process of these sectors. Rapid liberalization of the telecom sector has attracted substantial amount of investment, both local and foreign, and has created saturation in the industry, which has hampered further investment opportunities. This resulted in substantial decline of investment in this sector. But due to fast changing technologies, there is a possibility of it picking up again. By the increased liberalization of the telecom and banking services, the GDP of these sectors also increased. Hence, the full scale liberalization in the telecom sector evidently plays important role in growing the share of the services to economy’s GDP. Other economic indicators have also played an important role in defining the development of these sectors. Finally, a set of policy measures has been suggested to make the sector more effective and useful in accelerating the growth process.
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Rohmatun, Rohmatun, Restu Argarinjani, and Endang Kartini Panggiarti. "PERAN OTORITAS JASA KEUANGAN (OJK) DALAM PENGAWASAN DAN PENCEGAHAN INVESTASI ILEGAL DI INDONESIA." JURNAL MANEKSI 12, no. 2 (June 2, 2023): 362–67. http://dx.doi.org/10.31959/jm.v12i2.1472.
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OJK is an institution that is tasked and responsible for supervising and preventing illegal investments, as stipulated in Law No. 21 of 2011 concerning OJK. OJK plays a role in overseeing all activities engaged in the financial services sector, one of which is illegal investment, so it is important for OJK to provide direction and legal protection to the wider community, especially those who have or will invest in the financial services sector, as well as people who invest in Indonesia. This research is important for OJK to provide knowledge about these investments. This research was conducted using the library law method. Based on the results of the research, it is found that according to Law Number 21 of 2011, OJK is an institution that has enormous authority, but at the same time it is also an institution that has the task of regulating and supervising all financial services institutions in Indonesia and the role of the prevention and supervision of the Financial Services Authority on illegal investments has had a positive influence on investment activities in Indonesia, starting with regulation and supervision as well as several other prevention and prosecution roles.
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Wu, Keqiao. "Digital Transformation in the FinTech Sector." Highlights in Business, Economics and Management 10 (May 9, 2023): 243–48. http://dx.doi.org/10.54097/hbem.v10i.8047.
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This paper mainly analyzed the specific application of fintech technology in different aspects, and the changes this emerging technology can bring to people's lives. In terms of the payment system, the formation of oligopoly may lead to serious uneven market competition. Although clients with personal advisers are less likely to trust the services of robots, robo-advice can provide better investment advice to ordinary people and expand the benefit group. For P2P lending, this is a new lending model, eliminating the tedious steps and high fees of the middleman. Virtual currency as an original application of blockchain is the financial derivative that threatened the financial money investment market. The author explained how to benefit more consumers through fintech technology, and the progress of technology enables customers of different classes to have better service experience. The digitalization process of financial services promotes economic development and can provide customers with more inclusive and professional financial services. Fintech has gradually changed the pattern of the financial industry, gradually weakened the role of financial intermediaries, and created a new operating system.
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Shanty, Armeita Maya, and Ari Prasetyo. "PENGARUH KINERJA PERUSAHAAN TERHADAP HARGA SAHAM SEKTOR PERDAGANGAN, JASA DAN INVESTASI YANG TERDAFTAR DI ISSI PERIODE 2012-2017." Jurnal Ekonomi Syariah Teori dan Terapan 5, no. 12 (June 19, 2019): 1051. http://dx.doi.org/10.20473/vol5iss201812pp1051-1069.
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This research aims to determine the effect of current ratio, total asset turnover, return on assets, debt to equity ratio, and earnings per share partially or simultaneously to stock prices of trade, services and investment sectors registered in ISSI for period 2012-2017. This research uses quantitative approach by using secondary data in the form of financial statements of stock of trading sector price, services dan investments registered in the ISSI in year 2012-2017. Regression result by using technique of panel data analysis with Eviews 10. The results of this study indicate that simultaneously variable of current ratio, total assets turn over, return on asset, debt to equity ratio, and earnings per share have significant effect to stock price of trading sector, services and investment registered in ISSI. Partially variable of current ratiohave positive and significant influence, total assets turn over have negative influence and not significant, return on asset have positive and significant influence, debt to equity ratio have negative and significant effect, earning per share have positive and significant effect to stock of trading sector price , services and investments registered in the ISSI period 2012-2017.
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TRUSOVA, Natalia V., Nataliya S. TANKLEVSKA, Tetiana A. CHERNIAVSKA, Oleksandr S. PRYSTЕMSKYI, Denys V. YEREMENKO, and Valentina S. DEMKO. "Financial Provision of Investment Activities of the Subjects of the World Industry of Tourist Services." Journal of Environmental Management and Tourism 11, no. 4 (June 30, 2020): 890. http://dx.doi.org/10.14505//jemt.v11.4(44).13.
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The article deals with the methodological approach and practical aspects of the development of the corporate financial security system for forecasting the investment activity of the subjects of tourist services and modeling of their tourist flows for restoration of the natural and recreational potential of the state (region) of the world level. It is proved that the multiplicative effect regulates the economic and social indicators of the tourist services and under the influence of financial policy, sets the vector of their state support, suspends the information asymmetry of the financial market in the corporate financial security system, forms a stable inflow of financial resources from tourism sector, diversifies the model of financing the investment costs of the tourism industry on the basis of public-private partnership. The dynamics of changing the time trend of the integral multiplier effect of investment expenditures of the tourism sector is substantiated. A methodological approach to estimating the multiplicative effect of investment is proposed, which defines the interdependent relationship between the differential “input-output” of the tourist services industry of the meso-level using information technologies of the money generation model. The contribution of the multiplier effect of investment costs of tourism services to the country's GDP has been determined as a complex budgetary system of financing investment projects in the regions, taking into account the conditions of employment growth and job creation. The structure of the subsidized distribution of financial resources for the investment costs and service of the tourist services industry in countries and regions of the world is analysed. The marginal criterion for effective consumption of investments for all world countries, which ensures the movement of tourist flows in the financial resources market and shapes the investment attractiveness of the regions is 3.9%. It is proved that the contractual and institutional model of public-private partnership allows to support private investors, to regulate and fill budgets of all levels, to increase the social responsibility of subjects of tourist activity and to accelerate the economic growth of the country.
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Nadeem, Farrukh, and Syed Shahid Mazhar. "Innovations in Investment Products and its Impact on Financial Services Sector." International Journal of Management Studies VI, no. 1(4) (January 30, 2019): 53. http://dx.doi.org/10.18843/ijms/v6i1(4)/06.
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Leonard, Myron, and Keith Stephens. "Marketing Graduates in the Financial/ Investment Services Sector: Students versus Executives." International Journal of Bank Marketing 7, no. 4 (April 1989): 11–16. http://dx.doi.org/10.1108/02652328910131999.
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Mavlutova, Inese, Tatjana Volkova, Aivars Spilbergs, Andris Natrins, Ilja Arefjevs, and Atis Verdenhofs. "The Role of Fintech Firms in Contemporary Financial Sector Development." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 18 (February 1, 2021): 411–23. http://dx.doi.org/10.37394/23207.2021.18.42.
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The development of new technologies provided by Information and communication technologies, robotics, artificial intelligence and their application have an essential influence on the business model of the financial sector companies. Changes are taking place through a variety of technology processes in different industries of the financial sector such as payment systems (including cryptocurrencies, smart chaining), customer acquisition and management, crowdfunding, P2P lending. The aim of the research is to study the role of Fintech firms in the changes in the financial sector landscape, as well dynamics of changes in investments in Fintech by regions and by segments. This study provides empirical evidence on the development of alternative financial services and their role in the development of the financial sector. Based on the research results there is strong evidence about statistically significant difference between investments allocated to Fintech firms by regions and vintage. There have been changes in the regional distribution of investment, with North America (85-90%) dominating in the first years of the decade, and Asia and the Pacific accounting for more than a third and Europe for more than 20% of total investment in recent years. Contemporary statistics data analysis also indicates different trends in investments in various Fintech segments by years.
Dissertations / Theses on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Adams, Kweku. "Foreign direct investment inflows into the financial services sector in Africa : a study of Ghana." Thesis, Swansea University, 2011. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.678411.
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Mingiri, Kapingura Forget. "The relationship between financial sector development and savings mobilisation in South Africa : an empirical study." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97430.
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Thesis (MDF)--Stellenbosch University, 2014.ENGLISH ABSTRACT: The South African financial sector is developed by world standards, surpassing those of other emerging and developed countries. However, despite all this development in the financial sector, the country has low levels of savings. This contradicts some of the available literature which explains the link between financial development and savings. Based on this background, the study empirically examines the relationship between financial development and savings mobilization in South Africa, employing the Johansen cointegration test for the period 1980 to 2012. Based on the lifecycle hypothesis, a model linking savings and its determinants was specified. The empirical results revealed that there is a long-term relationship between savings and the other variables used in the model. The different measures which were employed to measure financial development were found to be positive and significant, implying that financial sector development impacts positively on savings. An interesting observation from the empirical results is the negative relationship between the rate of interest and savings which implies that South Africans are net borrowers as the income effect surpasses the substitution effect. This in part explains the low levels of savings being experienced by the country since an increase in the rate of interest results in people paying more to service their debt and hence a reduction in savings.
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Maimbo, Hilangwa. "Understanding the relationship between information systems investment and organisational performance: developing and testing a conceptual model in the Australian financial services sector." Thesis, Curtin University, 2004. http://hdl.handle.net/20.500.11937/433.
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The research reported in this thesis was an exploratory study that investigated the relationship between Information Systems (IS) investment and organisational performance and which led to the successfd development and testing of a combined process and variance model that sought to explain this complex relationship. The focal industry was the Australian Financial Services Sector (FSS), with samples being drawn from both the credit union industry (largest industry by size in the FSS) and the commercial/retail bank industry (largest industry by volume). The research began with a detailed review of the literature and thus explored the concepts underlying the business value of IS in general and the relationship between IS investment and organisational performance in particular. To fuaher enhance understanding of this literature, a meta-analysis of the business value of IS in general, and IS investment and organisational performance in particular, was undertaken as it was noted that there did not appear to have been any such formal structured meta-analyses to date. The foregoing analyses led to the proposal and development of a conceptual model of the relationship between IS investment and organisational performance that was comprised of four main components, the level of IS investment as represented by the IT portfolio, Organisational performance (both internal and external), Considerations for Strategic Information Systems Planning and Managerial effectiveness. In addition, the conceptual model explicitly considered the effect and impact of Context on the conceptual model. Further, analysis of subsequent results was strongly grounded in the literature and utilised three key theoretical foundations, General Systems Theory, The Resource Based View of IT and Stakeholder theory.Thus, the conceptual model was developed and tested utilising a pluralist approach combining two research methods, a) Case research (model development and testing) and b) survey research (model refinement). The collection (and analysis) of data was achieved in two parts. First, given the complexity of the issues under investigation, a unique case study protocol was successfully developed and applied to a select group of Financial Institutions with the Commercial/retail Banking and Credit Union industries to confirm the components of the original conceptual model. Second, the resultant model(s) were tested via a survey targeted at the wider population of Authorised Deposit-taking Institutions in the Australian Financial Services Sector. The outcomes of this research were many, however the most notable were; 1) the development and testing of the conceptual model which were deemed to contribute to the development of theory within the discipline of Information Systems, 2) the development of a unique case study protocol that was deemed to contribute to IS research in general, 3) the derivation of a set of intermediary variables (Customer service quality, Operational efficiency, Staff and Product delivery) that was found to influence the relationship between IS investment and organisational performance and therefore extended and strengthened the conceptual model, and 4) the meta-analysis that was deemed to contribute to a better understanding of the state of the art with respect to research into this complex phenomenon.
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Maimbo, Hilangwa. "Understanding the relationship between information systems investment and organisational performance: developing and testing a conceptual model in the Australian financial services sector." Curtin University of Technology, School of Information Systems, 2004. http://espace.library.curtin.edu.au:80/R/?func=dbin-jump-full&object_id=16639.
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The research reported in this thesis was an exploratory study that investigated the relationship between Information Systems (IS) investment and organisational performance and which led to the successfd development and testing of a combined process and variance model that sought to explain this complex relationship. The focal industry was the Australian Financial Services Sector (FSS), with samples being drawn from both the credit union industry (largest industry by size in the FSS) and the commercial/retail bank industry (largest industry by volume). The research began with a detailed review of the literature and thus explored the concepts underlying the business value of IS in general and the relationship between IS investment and organisational performance in particular. To fuaher enhance understanding of this literature, a meta-analysis of the business value of IS in general, and IS investment and organisational performance in particular, was undertaken as it was noted that there did not appear to have been any such formal structured meta-analyses to date. The foregoing analyses led to the proposal and development of a conceptual model of the relationship between IS investment and organisational performance that was comprised of four main components, the level of IS investment as represented by the IT portfolio, Organisational performance (both internal and external), Considerations for Strategic Information Systems Planning and Managerial effectiveness. In addition, the conceptual model explicitly considered the effect and impact of Context on the conceptual model. Further, analysis of subsequent results was strongly grounded in the literature and utilised three key theoretical foundations, General Systems Theory, The Resource Based View of IT and Stakeholder theory.Thus, the conceptual model was developed and tested utilising a pluralist approach combining two research methods, a) Case research (model development and testing) and b) survey research (model refinement). The collection (and analysis) of data was achieved in two parts. First, given the complexity of the issues under investigation, a unique case study protocol was successfully developed and applied to a select group of Financial Institutions with the Commercial/retail Banking and Credit Union industries to confirm the components of the original conceptual model. Second, the resultant model(s) were tested via a survey targeted at the wider population of Authorised Deposit-taking Institutions in the Australian Financial Services Sector. The outcomes of this research were many, however the most notable were; 1) the development and testing of the conceptual model which were deemed to contribute to the development of theory within the discipline of Information Systems, 2) the development of a unique case study protocol that was deemed to contribute to IS research in general, 3) the derivation of a set of intermediary variables (Customer service quality, Operational efficiency, Staff and Product delivery) that was found to influence the relationship between IS investment and organisational performance and therefore extended and strengthened the conceptual model, and 4) the meta-analysis that was deemed to contribute to a better understanding of the state of the art with respect to research into this complex phenomenon.
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McCracken, Kim. "A study of the factors influencing new product development success in the South African investment sector." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/17946.
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Thesis (MComm)--Stellenbosch University, 2011.ENGLISH ABSTRACT: Organisations today form part of a global market economy characterised by constant change and a high level of competition. This is especially true for organisations functioning in competitive markets or industries, such as the service industry. New Product Development (NPD) has been recognised as an avenue for organisations to remain relevant and competitive in this constantly changing landscape. A successful new product can potentially do more good for an organisation than anything else that can happen to it. Despite this critical role, the strategic and operational aspects of the product development process are poorly understood, particularly in the service industry. The South African financial services industry is an example of a service industry characterised by a high level of competition, rapid technological advancements, stringent regulations and changing client needs. This is particularly true for the investment sector of the industry, which endeavours to remain relevant and progressive within both a domestic and an international context. As a result, organisations functioning in the investment sector increasingly need to engage in developing and introducing new products to ensure their survival. Against this background, such organisations should realise the importance and potential benefits of an increased understanding of how to improve the success of their NPD efforts. The purpose of this study was therefore to investigate factors influencing the success of New Product Development in the investment sector of the South African financial services industry. Twelve success factors were defined for the purpose of the study. They are: a successful launch, effective NPD management, product superiority, a favourable market environment, good use of communication, effective IT systems, a NPD-friendly corporate culture and the use of a formal NPD process, legislation, distribution of the product, the marketing budget, and the timing of the release of the product. Additionally, nine measures of success were examined, namely: commercial, technical, financial and sales measures, as well as the NPD process followed the level of client satisfaction, and the size, performance and longevity of the product. This study made use of a structured questionnaire, which was developed, based on the literature reviewed and on the feedback from the pilot study. The questionnaire made use of a seven-point Likert scale, and was electronically administered via email to the chosen sample group. The results from this study indicated that 10 of the 12 identified success factors have a significant influence on one or more of the measures of success. The remaining two success factors, namely, the distribution of the product and the marketing budget, were found to have no significant influence on any of the measures of NPD success. It was also revealed that three of the success factors had a significant influence on the overall measure of NPD success (all 9 measures grouped into one), namely, the characteristics of a "superior product"; the implementation of an effective IT system; and the timing of the product release. Furthermore, the implementation of effective IT systems revealed an unexpected negative relationship with three measures of success as well the overall measure of NPD success (all 9 measures grouped into one). A number of implications were suggested and recommendations made, based on the findings. Specific recommendations were made to NPD practitioners, regarding methods which could be implemented to enhance and better manage the influence of the identified success factors in order to increase their product development success. An important recommendation was made regarding the IT system project requirements and associated costs. It was recommended that the IT system requirements be carefully scoped in the infancy stage of the project by consulting with an IT specialist because of its influence on both the overall costs and project success. Specific recommendations were further made regarding a number of the other identified success factors. Finally, based on the findings, several recommendations were made regarding further research.
AFRIKAANSE OPSOMMING: In die huidige klimaat van die wêreld-ekonomie staar organisasies gedurige verandering en groot kompetisie in die gesig. Dit is veral waar vir organisasies wat moet funksioneer en oorleef in kompeterende markte of industrieë, soos die dienste industrie. Dit word algemeen aanvaar dat die konsep van Nuwe Produk Ontwikkeling (NPO) 'n noodsaaklike opsie geword het vir besighede en organisasies om relevant en kompeterend te bly in hierdie konstante veranderende landskap. 'n Suksesvolle nuwe produk kan vir 'n besigheid groter waarde toevoeg as enigiets anders wat daarmee sou gebeur. Ten spyte van hierdie belangrike en beslissende rol wat dit speel, is daar min begrip vir die rol van strategiese en operasionele aspekte van die Produk Ontwikkelingsproses veral in die dienste industrie. Die Suid-Afrikaanse finansiële dienste industrie is 'n voorbeeld van 'n dienste industrie wat gekenmerk word deur sterk kompetisie, snelle tegnologiese ontwikkeling, streng regulering en veranderende kliëntebehoeftes. Dit geld veral vir die beleggingsektor in die industrie, wat daarna streef om relevant en progressief te bly in beide 'n plaaslike, sowel as internasionale konteks. Gevolglik, ten einde hul voortbestaan te verseker, is dit toenemend noodsaaklik dat organisasies in die beleggingsektor gedurig nuwe produkte ontwikkel en toepas. Teen hierdie agtergrond is dit noodsaaklik dat sulke besighede die belangrikheid, sowel as die potensiële voordele daarvan besef dat 'n bewussyn gekweek word ten opsigte van maniere om die NPO se sukses te verseker. Die doel van hierdie studie was dus om die faktore te ondersoek wat die sukses beïnvloed van NPO binne die beleggingsektor van die Suid Afrikaanse finansiële dienste industrie. Twaalf sukses faktore was vir die doel van hierdie studie geïdentifiseer. Hulle is: 'n suksesvolle bekendstelling, doeltreffende NPO bestuur, 'n superieure produk, gunstige markomstandighede, goeie gebruik van kommunikasie, doeltreffende IT-stelsels, 'n korporatiewe kultuur wat NPO vriendelik is, gebruik van formele NPO prosesse, wetgewing, verspreiding van die produk, die bemarkingsbegroting, en die tydsberekening ten opsigte van die produk se bekendstelling. Verder is nog nege maatstawwe van sukses gemeet, naamlik: kommersieël, tegnies, finansieel- en verkoopsmaatstawwe, sowel as die NPO-proses wat gevolg is, die vlak van tevredenheid van die kliënt, en die omvang, prestasie en lewensverwagting van die produk. Hierdie studie het gebruik gemaak van 'n gestruktureerde vraelys wat ontwikkel is op die basis van die literatuur wat hersien is, asook terugvoering vanaf die loodsstudie. Die vraelys het gebruik gemaak van 'n sewe-punt Likert skaal en was elektronies geadministreer deur middle van e-pos aan die uitgesoekte steekproef groep. Die resultate van hierdie studie het aangedui dat 10 uit die 12 suksesfaktore wat geïdentifiseer is, 'n beduidende invloed gehad het op een of meer van die maatstawwe van sukses. Die laaste twee, naamlik, die verspreiding van die produk en die bemarkingsbegroting, het nie 'n noemenswaardige invloed gehad op enige van maatstawwe van NPO sukses nie. Dit het ook duidelik geword dat drie van die suksesfaktore wel 'n beduidende invloed gehad het op die algehele NPO maatstawwe van sukses (al nege saam groepeer as een), naamlik, die eienskappe van 'n "superieure produk"; die aangewend van 'n effektiewe IT-stelsel; en die tydsberekening ten opsigte van die produk se bekendstelling. Verder, die aanwending van 'n effektiewe IT stelsel het 'n onverwagse negatiewe verhouding gevorm met drie maatstawwe van sukses asook met die algehele NPO maatstawwe van sukses (al nege saam groepeer as een). Verskeie gevolge is genoem en aanbevelings is gemaak op grond van die bevindings. Spesifieke aanbevelings is aan die NPO praktisyns gelewer ten opsigte van stelsels wat toegepas kan word om genoemde suksesfaktore doeltreffend te bestuur en te verbeter en gevolglik die sukses van die produk ontwikkeling te verhoog. 'n Belangrike aanbeveling was met betrekking tot die IT-stelsel se projek behoeftes en gepaardgaande kostes. Daar is voorgestel dat die omvang van die IT-stelsels in die beginstadium met groot omsigtigheid bepaal word en 'n kundige op die gebied van IT behoeftes moet geraadpleeg word, aangesien dit 'n groot impak kan hê op oorhoofse kostes, sowel as die sukses van die projek. Meer spesifieke aanbevelings is ook gedoen ten opsigte van sekere van die ander faktore wat geïdentifiseer is. Op grond van hierdie bevindings kan ten slotte verklaar word dat daar etlike aanbevelings ter ondersteuning van verdere navorsing was.
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Lavingia, Sakina. "Attracting Foreign Direct Investment in Pakistan: The Role of Governance, National Security and Global Investment Trends." Oberlin College Honors Theses / OhioLINK, 2016. http://rave.ohiolink.edu/etdc/view?acc_num=oberlin1462899974.
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Kinfemichael, Bisrat Temesgen. "CONVERGENCE IN SECTORAL LABOR PRODUCTIVITY AND STRUCTURAL CHANGE." OpenSIUC, 2015. https://opensiuc.lib.siu.edu/dissertations/1002.
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The dissertation examines catching up in labor productivity across countries and across US states. It also studies the role of financial development and inflow of foreign direct investment (FDI) on labor productivity and structural change. Chapter one studies unconditional convergence in labor productivity in cross section of countries. Using disaggregated service sector data for 101 countries, we find unconditional convergence in labor productivity for the service sector. The aggregate service sector yields a large unconditional convergence coefficient of -0.028, while for individual sub-sectors we find a similar presence of unconditional convergence. Since the service sector, as part of the "modern" sector now also faces international competition, unconditional convergence in labor productivity in this sector is not totally unwarranted. Given Rodrik's recent findings of unconditional convergence in labor productivity in the manufacturing sector (2013) and the observed failure of unconditional convergence of per capita GDP, our findings of unconditional convergence in the service sector suggest that we need to look carefully at methodological issues such as "aggregation bias" and the huge divergence of other sectors such as the agricultural sector as a potential solution to this anomaly. In chapter two, we investigate secoral unconditional convergence in labor productivity in the US sates using two series of data sets for the period 1987-1997 and 1998-2013. We have found evidence for catching up in labor productivity in the US states for the majority sectors. There is no evidence for unconditional convergence for the mining sector in 1-digit classification for 1980-1997 and manufacturing and utilities sectors in 2-digit classification for the recent data (1998-2013). The aggregate per capita GDP convergence test shows evidence for convergence for the 1980-1997 data but no evidence for convergence in the recent data consistent with the existing literature. The same factors that were considered responsible for regional convergence in the US, such as migration and falling cost of education, could work in the opposite direction to cause divergence in per capita income in recent years. Chapter three considers the relationship between financial development, inflow of foreign direct investment, labor productivity and structural change variables for 41 countries in Groningen Growth and Development 10-sector database for the period 1971-2012 using panel-VAR methodology. The effect of financial development on total labor productivity and employment share in sectors depend on the income level and geographical locations. We find that financial development has a significantly positive effect on total labor productivity of high income European countries, the United States, and for middle income Latin American counties. We do not find evidence for the positive effect of financial development on labor productivity for low income and middle income countries except for Latin American countries. The result does not show a significant effect of financial development on sectoral employment and value added shares. Inflow of FDI has a statistically significant negative effect on employment share of agriculture in middle income countries, and positive effect on the employment share of the manufacturing sector in middle income Asian countries.
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Maziwisa, Michelle Rufaro. "An examination of the legal framework governing opportunities and barriers to economic development in Southern Africa: a case study of Zimbabwe." Thesis, University of the Western Cape, 2016. http://hdl.handle.net/11394/6184.
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Doctor Legum - LLDThis thesis examines the legal framework of Zimbabwe to determine if the laws and policies which are in place create opportunities for, or barriers to, economic development. Specifically, it examines the legal framework governing trade, investment and financial services. The thesis focuses on Zimbabwe as a case study and draws lessons from South Africa. It proceeds from the premise that despite the numerous attempts made at international, regional and domestic levels to increase economic development (such as through liberalisation of markets and access to international development finance), Zimbabwe has failed to attain 'developed country' status. The purpose of the thesis is to examine the causes of poor economic performance in Zimbabwe postindependence (post-1980).
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Dodds, Thomas Edward. "The Internet and Canada's financial services sector." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1996. http://www.collectionscanada.ca/obj/s4/f2/dsk2/ftp04/MQ30885.pdf.
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Padgett, C. "Financial stucture and investment in the UK company sector." Thesis, University of Reading, 1988. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.234394.
Full textBooks on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Esipisu, Ezekiel. Microenterprise financial services: K-REP's move towards mobilising voluntary savings. [Nairobi]: Kenya Rural Enterprise Programme, 1996.
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Hawawini, Gabriel A. The Japanese presence in the European financial services sector: Historical perspectives and future prospects. Fontainebleau: INSEAD, 1993.
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Association of Graduate Careers Advisory Services., ed. Financial services sector. Manchester: CSU., 2003.
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Gilligan, George P. Regulating the financial services sector. The Hague: Kluwer Law International, 1999.
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Illescas, Javier. Financial services sector in Peru. Singapore: APEC Secretariat, 1998.
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United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises., ed. Foreign government investment in the U.S. economy and financial sector: Joint hearing before the Subcommittee on Domestic and International Monetary Policy, Trade, and Technology and the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session, March 5, 2008. Washington: U.S. G.P.O., 2008.
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Financial services: Regulating investment business. London: Longman, 1989.
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Morris, Simon. Financial services: Regulating investment business. 2nd ed. London: FT Law & Tax, 1995.
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McLintock, KPMG Peat Marwick. Tax services for the financial sector. London: Peat Marwick McLintock, 1988.
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Canada. Dept. of Finance. The Canadian financial services sector: Overview. Ottawa, Ont: Dept. of Finance, 2002.
Find full textBook chapters on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Meier, Henri B., John E. Marthinsen, Pascal A. Gantenbein, and Samuel S. Weber. "Summary and Outlook." In Swiss Finance, 571–79. Cham: Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-23194-0_13.
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AbstractEfficient financial infrastructures for securities trading and payment services have been (and will be) vital to Switzerland as a world financial leader. Historically, banking secrecy was thought to be a critical element in the development of Switzerland's financial sector. Today, the interplay of different types of financial intermediaries and institutional investors and the country's vital interest in having an independent central bank and a stable Swiss franc is at its core. These attributes form the basis for the country's well-functioning debt, equity, and derivatives markets. Switzerland has succeeded despite many counterproductive regulations and taxes. To secure its standard of living, digital transformation and global competition make it more important than ever to channel investments into undertakings at the forefront of technological innovation.
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Gupta, Indrani. "Financing for a Resilient Health System in India: Lessons from the COVID Pandemic." In Health Dimensions of COVID-19 in India and Beyond, 245–59. Singapore: Springer Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-7385-6_13.
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AbstractCOVID-19 has again brought into focus the need for building a resilient health system which can cater efficiently and equitably to the population during normal times as well as during unforeseen events like an epidemic, pandemic, or other unanticipated occurrences that impact human health. To be prepared well in advance means to avoid unnecessary morbidity and mortality on the one hand, and minimize socio-economic impact on individuals and households, on the other. The author argues that each component that goes into building a resilient health system requires financing, making health financing the key policy knob for the government. India has had to struggle in real time to fill the various gaps in the health system during the pandemic, by undertaking emergency investment on a variety of essential goods and services for the health sector. The analysis of trends in health financing indicates that government investment has remained very low which has prevented strengthening key areas of the health system like infrastructure, personnel, and medical supplies. It has also resulted in high out-of-pocket expenditures for health care by households, exacerbating inequalities in access. Finally, the latest budget outlays for health are examined to analyze whether India has been able to use the pandemic as a wake-up call for prioritizing the health sector and build a stronger health system.
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Turner, Daphne, Peter Turner, and Philip Voysey. "Personal Finance, Savings and Investment." In Financial Services Today, 149–58. London: Macmillan Education UK, 1996. http://dx.doi.org/10.1007/978-1-349-13731-2_14.
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Bricault, G. C. "Investment Trust." In Financial Services in Wales 1991, 119–21. Dordrecht: Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-011-3020-2_10.
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Bricault, G. C. "Public Sector." In Financial Services in Wales 1991, 131–45. Dordrecht: Springer Netherlands, 1990. http://dx.doi.org/10.1007/978-94-011-3020-2_12.
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Bricault, G. C., P. Isbell, and J. L. Carr. "Investment Trust." In Corporate Financial Services in Wales 1989, 153–55. Dordrecht: Springer Netherlands, 1989. http://dx.doi.org/10.1007/978-94-009-2739-1_15.
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Litan, Robert E. "Reuniting Investment and Commercial Banking." In The Financial Services Revolution, 269–87. Dordrecht: Springer Netherlands, 1988. http://dx.doi.org/10.1007/978-94-009-3277-7_15.
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Bricault, G. C., P. Isbell, and J. L. Carr. "Public Sector." In Corporate Financial Services in Wales 1989, 165–73. Dordrecht: Springer Netherlands, 1989. http://dx.doi.org/10.1007/978-94-009-2739-1_18.
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Bricault, G. C., P. Isbell, and J. L. Carr. "Services to the Financial Sector." In Corporate Financial Services in Wales 1989, 175–81. Dordrecht: Springer Netherlands, 1989. http://dx.doi.org/10.1007/978-94-009-2739-1_19.
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Scardovi, Claudio. "Transformation in Investment Management." In Digital Transformation in Financial Services, 105–25. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-66945-8_7.
Full textConference papers on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Brašić Stojanović, Jovana. "STRANE DIREKTNE INVESTICIJE U SEKTORU USLUGA." In 14 Majsko savetovanje. University of Kragujevac, Faculty of Law, 2018. http://dx.doi.org/10.46793/xivmajsko.1083bs.
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Foreign direct investment is a key factor in accelerating economic growth and the development of countries around the world. Economic and legal connection and mutual conditionality of various world markets enabled free cross-border capital flow with the aim of investing in national economies of underdeveloped countries and developing countries. As the state receivers of capital expect a whole range of positive effects from foreign direct investment, this aims to influence the improvement of the investment climate, risk mitigation, increase in volume and the correct sectoral distribution of foreign direct investments by numerous measures and benefits for foreign investors. The foreign capital inflows were financed by all three sectors of the economy, but nonetheless foreign direct investments were the most frequent in the service sector, where investment in financial services, telecommunication services and information technology services were particularly significant. The potentials of developing countries, the size of the market and the development of technology have contributed to the inflow of foreign direct investment into the service sector, while countries have become more competitive and more prepared for the new challenges brought about by globalization.
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Brašić Stojanović, Jovana. "INVESTICIONE USLUGE BROKERSKO-DILERSKOG DRUŠTVA." In XV Majsko savetovanje: Sloboda pružanja usluga i pravna sigurnost. University of Kragujevac, Faculty of Law, 2019. http://dx.doi.org/10.46793/xvmajsko.283bs.
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Participants in the financial market, in addition to issuers and investors, are also numerous service financial institutions, which through their intermediary activity significantly contribute to economic development through the linking of the surplus and deficit sector of the economy. Among many financial institutions, broker-dealer companies have a special importance. The author deals with the research of various forms of investment services performed by broker-dealer companies, with the intention of highlighting the importance of transparency and efficiency in the performance of activities, the importance of legal security, the preservation of trust in financial institutions and the importance of client protection. Also, the author analyzes the regulatory framework of the Republic of Serbia for the provision of investment services by broker-dealer companies, which, in compliance with the set standards, provides freedom in providing investment services and legal security for all participants in the financial market.
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Kłysik, Agnieszka. "Challenges of Firm's Internationalization: Polish Perspective." In 4th International Conference on Administrative & Financial Sciences. Cihan University-Erbil, 2023. http://dx.doi.org/10.24086/icafs2023/paper.892.
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This paper investigates the challenges faced by Polish firms during the internationalization process, emphasizing the unique historical, economic, and cultural context of Poland. The internationalization of businesses has become increasingly important for growth, competitiveness, and risk diversification, particularly for firms in emerging economies like Poland. The study, employing a mixed-methods research approach, is explorative and its results should be understood as the starting point for further studies. The main objective is to assess the scale of involvement of Polish companies in OFDI as well as to identify the main challenges encountered by Polish firms as they venture into international markets. Main findings of the paper reveal that Polish companies are at the early stage of internationalization – the scale of investment expansion of Polish companies is very low. The OFDI/GDP ratio places Poland third from last among all EU countries (including the so-called 'New' EU countries). Analyzed data from National Bank of Poland and Eurostat reveals a notable shift in the structure of stock OFDI in Poland between 2013 and 2021. While the total industry sector experienced growth in share, particularly in manufacturing, the total services sector witnessed a slight decline, despite remaining the largest aggregate. Key changes were observed in financial and insurance activities, wholesale and retail trade, and administrative and support service activities. The key challenges identified in the paper include access to finance, cultural and language barriers, acquiring market knowledge and establishing effective entry strategies, and also lack of network cooperation or good practices share that would help new players to enter foreign markets. That highlights the role of government and institutional support, in facilitating the internationalization process for Polish firms. The findings of this study offer insights for Polish firms, policymakers, and stakeholders, providing a better understanding of the challenges and opportunities in the internationalization process. Furthermore, this research contributes to the existing body of knowledge on the internationalization of firms from emerging economies and highlights potential avenues for future research in this area.
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Fynchina, Khicheza. "Household Savings as a Source of Investment in the Reproductive Process of Kyrgyz Republic." In International Conference on Eurasian Economies. Eurasian Economists Association, 2012. http://dx.doi.org/10.36880/c03.00565.
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The issue of ineffective usage of household is investigated, considering the lack of financial resources for the development of internal production in Kyrgyz Republic. The dynamic of households in the country is shown. Also the substantiation of author’s definition of investigated category is provided. In order to understand the essence of issue, there is a grouping of households in a form of scheme is shown. The research of grouping signs allowed basing the allotment of investment funds. Savings play a dual role in the reproduction process of the country. On the one hand, as the withdrawal of funds from the stream of income, savings cause lack in consumption; constraining supply growth, that is an expansion of production. On the other hand, if the savings are mobilized by the financial and credit system, and sent into the real economic sector, for an increase of the accumulation fund and expanding of production, they are favorable to economic growth and increase in GDP. Clearly shows the correlation between GDP growth and the dynamics of household savings to Kyrgyz Republic. Materials for this research were literary sources and statistical data. Solving an issue of under-investment is possible due to household savings, which occupy a special place in a number of economic phenomena, because they are at the crossroads of the interests of citizens, organizations, specializing in financial services, and the state. Their involvement depends primarily on the activity of the institutions, accumulating these savings.
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Gahramanov, Ilkin. "Diagnostics of Hotel Business: Features and Specifics." In International Conference on Eurasian Economies. Eurasian Economists Association, 2020. http://dx.doi.org/10.36880/c12.02452.
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In all countries of the world, the market of tourism services and hotel business is expanding every year, including in the Republic of Azerbaijan. This was facilitated by a number of serious measures adopted by the leadership of the country, among which are: the law on tourism (1999); UN programmatic development to increase the competitiveness of the tourism sector (2009); development of industrial tourism in accordance with the strategic plan of the Road Map (2016), etc.
Currently, the tourism services market acts as one of the important connecting links along the entire chain of market processes, including almost all sectors of the economy. In addition, thanks to the expansion of the tourism market, many social problems are being addressed.
In recent years, new areas of tourism services and the hotel industry have appeared, among which investment-innovative can be distinguished; financial credit and many others.
All this contributed to the fact that the tourism market and hotel business of the country began to solve not only domestic, but a number of international problems.
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Marciniak, Róbert, Péter Móricz, and Máté Baksa. "Investments in an intelligent and digital future." In The Challenges of Analyzing Social and Economic Processes in the 21st Century. Szeged: Szegedi Tudományegyetem Gazdaságtudományi Kar, 2020. http://dx.doi.org/10.14232/casep21c.3.
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Over the past few years, there has been an avalanche of new digital technologies in the business services sector, many of which proved to be disruptive. Business service centres (BSCs) even in innovative industries like information and communication technology (ICT) find it highly challenging to accommodate these changes. New technological solutions transform consumer needs, shape organizational processes, and alter the way employees cooperate in a computerized environment. These changes make it inevitable for companies to adjust their business models. In this paper, we present a case study of IT Services Hungary Ltd., a Hungarian based BSC in the ICT industry. We carried out semi-structured interviews with the CEO and four senior technology experts of the company to analyse digital transformation plans they initiated. We investigated and now reveal three projects through which they implemented cognitive automation, cloud computing, and advanced cybersecurity technologies. We also describe the general organizational, financial, employment, and motivational background of these projects at IT Services Hungary Ltd. With this paper, we aim to present transferable best practices and appealing management efforts to invest in an intelligent and digital future.
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Japarova, Damira. "The Public and Private Health Sectors in Kyrgyzstan and Prospects for their Cooperation." In International Conference on Eurasian Economies. Eurasian Economists Association, 2013. http://dx.doi.org/10.36880/c04.00815.
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The public sector does not provide funding for the program of state guarantees. Private sector where high levels of profitability and higher prices. The purpose of public-private partnerships in health care – the preservation and improvement of the health status of the population. In Kyrgyzstan, the investment in health infrastructure of the state are planned. The private investor can build a building and provide meals for patients as required by the hospital. Require opening a public-private laboratories for urgent tests at each hospital and clinic. To finance the public-private partnership in the health sector can be used in co-financing, guarantee the payment rate for OMS services.
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Tsintsadze, Asie, Irina Vashakmadze, Irina Tavadze, and Lilit Meloyan-Phutkaradze. "Analysis of the Financial Market as a Driving Force of the Regional Economy in the Conditions of pre- and post – Pandemic." In 22nd International Scientific Conference. “Economic Science for Rural Development 2021”. Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2021. http://dx.doi.org/10.22616/esrd.2021.55.025.
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The pandemic has negatively affected the financial sector, as well as the real sector of the economy, both losses and credit risks in the financial market have increased on the background of the economic activity slowed-down. In 2019, the credit activity was high, however after the spread of the virus the activity slowed down significantly. This is natural, as due to the suspension of production –organizing, the unemployment has increased. Volume of the direct foreign investments has decreased by 42 %. Government of Georgia has developed an anti-crisis plan, important part of which is about the mitigation of deteriorated living conditions caused by the unemployment, whereas the National Bank of Georgia has pursued monetary and fiscal policies for the purpose of mitigation of negative influence of COVID-19 on the country’s financial sector and for the stimulation of the country's economy. In general, saving the business is considered as a priority. The current situation in the banking, insurance and stock markets and their role in the fight for maintaining the economic stability are analysed in the present article. It is important to note that, the insurance sector is the part of the economic, which did not need financial assistance in a difficult situation, but due to the common socio-economic situation, diseases caused by the stressful conditions of the population, it was necessary to make significant changes in the list of the insurance services. This, to the extent had led to some unforeseen costs, which had affected the financial conditions of the companies. According to the evaluation of the credit rating company -Fitch, the trustworthy policy implemented by the National Bank of Georgia, had played an important role in the maintenance of the financial stability and Georgian sovereign rating remained unchanged, at BB level, however, what parameters and in what area was the rating maintained and how the positions of the main players in the financial market have been changed, are the main directions of the article's research.
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Mahmood Majeed Al-Samarai, Naghim, and Saad Mahmood Al-Kawaz. "The impact of banking reform on the performance of financial inclusion in Iraq for the period (2004-2017)." In 11th International Conference of Economic and Administrative Reform: Necessities and Challenges. University of Human Development, 2022. http://dx.doi.org/10.21928/icearnc/25.
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The existence of the need for banking reform in the occurrence of a real and radical revolution in banking transactions from its traditional roots through banking services at the personal or commercial level locally and globally and by measuring the progress of the growth of the Iraqi economy and the extent to which banking systems are effective in the accelerating global changes and in the development of infrastructure and then the work of reform The banking sector specializes in the distribution of resources, which has a positive impact on economic activity. The World Bank considered financial inclusion a main and main focus in its agenda because it contributes to the eradication of poverty and improving the lives of individuals by encouraging small and large investments, which leads to an improvement in the life of the Iraqi individual. The analysis of banking sector data for some economic variables was used and relied on the monetary stability indicator represented in the general level of consumer prices, as well as an indicator of financial inclusion represented by the number of bank deposits and bank credit in Iraq.
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Mahmood Majeed Al-Samarai, Naghim, and Saad Mahmood Al-Kawaz. "The impact of banking reform on the performance of financial inclusion in Iraq for the period (2004-2017)." In 11th International Conference of Economic and Administrative Reform: Necessities and Challenges. University of Human Development, 2022. http://dx.doi.org/10.21928/uhdicearnc/25.
Full textAbstract:
The existence of the need for banking reform in the occurrence of a real and radical revolution in banking transactions from its traditional roots through banking services at the personal or commercial level locally and globally and by measuring the progress of the growth of the Iraqi economy and the extent to which banking systems are effective in the accelerating global changes and in the development of infrastructure and then the work of reform The banking sector specializes in the distribution of resources, which has a positive impact on economic activity. The World Bank considered financial inclusion a main and main focus in its agenda because it contributes to the eradication of poverty and improving the lives of individuals by encouraging small and large investments, which leads to an improvement in the life of the Iraqi individual. The analysis of banking sector data for some economic variables was used and relied on the monetary stability indicator represented in the general level of consumer prices, as well as an indicator of financial inclusion represented by the number of bank deposits and bank credit in Iraq.
Reports on the topic "INVESTMENT IN FINANCIAL SERVICES SECTOR"
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Delbridge, Victoria. Enhancing the financial position of cities: Evidence from Hargeisa. UNHabitat, March 2022. http://dx.doi.org/10.35489/bsg-igc-wp_2022/4.
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The City of Hargeisa, despite being in the very early stages of enhancing its financial position, has achieved significant reform in just a few years since its democratic establishment in 2002. The successes achieved are even more remarkable, considering the fragile context of Somaliland after 30 years of civil war within Somalia, which left widespread destruction and devastation in the city. This is compounded by Somaliland’s lack of recognition as a sovereign state by the international community. The case provides an illustrative example of leveraging urbanisation to raise municipal revenues for public service delivery, and in building local government legitimacy to better deliver to the populace. Given the context, the reforms are those that are easy to implement and effective, including the application of a simple digitised accounting and billing system, and a fit-for-purpose area-based property tax system. Where other cities have struggled to service more people with a stagnant revenue base, Hargeisa’s reforms have meant that population growth has resulted in increased revenues from property taxes and daily vendor collections. At the same time, private contributions of land on the peri-urban fringes offer an opportunity for in-kind land value capture and planned development in the future. Their successes are reinforced by the legitimacy built through participatory governance, which demonstrates what is achievable when communities, local government and the private sector work together. While Hargeisa has made progress on the basics of own-source revenue, much more is yet to be done to finance future development. Local government capital expenditure, for instance, is often far below what is budgeted. This is influenced by public demand for current and visible service delivery over and above less visible long-term investments. Furthermore, due to Somaliland’s internationally unrecognised status as an independent country, Hargeisa received limited development assistance when compared to other cities in similar contexts. However, a small coordinated effort through a coalition of UN agencies has fundamentally shaped some of the city’s reforms. As the country begins to formalise its financial sector, opening up to commercial banking and international investment, development support will be needed to ensure local governments and the private sector are able to capitalise on the opportunities this presents.
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Galindo Paliza, Luis Miguel, Bridget Hoffmann, and Adrien Vogt-Schilb. Research Insights: How Much Will It Cost to Achieve the Climate Goals in Latin America and the Caribbean? Inter-American Development Bank, August 2022. http://dx.doi.org/10.18235/0004334.
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Meeting the climate change challenge requires structural transformations in infrastructure, health and social protection, and financial institutions. Climate action calls for a redirection of existing financial flows. An adequate response requires redirecting financial flows to achieve annual spending of 2 to 8 percent of GDP on the provision of infrastructure services and 5 to 11 percent of GDP on social programs. Specific financing sources, such as green taxes and sustainable bonds, can finance part of climate efforts. However, to redirect public and private spending and foreign investment into solutions consistent with climate goals, governments will also need to reform policies and regulations in all sectors.
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Czajkowski, Jeffrey, Kelly Edmiston, Hanchun Zhang, Rodney Cornish, Eric Kolchinsky, Timothy Nauheimer, Dimitri Nikas, and Michelle Lee Wong. Can insurance company investments help fill the infrastructure gap? Center for Insurance Policy and Research, September 2021. http://dx.doi.org/10.52227/24791.2021.
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The report emphasizes that evaluating the suitability of infrastructure investments for insurance companies cannot compromise the core mission of insurance regulators to preserve the solvency of regulated insurance companies and to protect policyholders. Significant Findings in the Report Include: The report offers a uniform definition of infrastructure that could be used as a basis for discussions around financial investments in infrastructure within the insurance industry: generally, economic infrastructure is long-lived, capital-intensive, large physical assets that provide essential services or facilities to some jurisdiction. Using NAIC data, as well as other supplemental sources, findings estimate total U.S. insurance industry exposure to economic infrastructure to be roughly $570.5 billion by NAIC's definition. Infrastructure investments have many qualities that should be appealing to insurers, potentially well-positioning them to make additional infrastructure investments under the right circumstances. For example, historical performance data from S&P Global Ratings and Moody's Investors Services show that: municipal bonds backing infrastructure outperform infrastructure bonds issued outside of the public sector. corporate infrastructure debt outperforms all non-financial corporate debt (which includes infrastructure). Superior performance is evident across the performance metrics we assessed, including default rates, recovery rates given default, and rating migration.
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Bassi, Andrea. From “Social Impact” to “Social Value”. Liège: CIRIEC, 2022. http://dx.doi.org/10.25518/ciriec.wp202206.
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After the financial-economic crisis of 2008 there has been an increasing diffusion of discourses by international institutions stressing the necessity towards the adoption of impact evaluation methods both by for profit and SSE organizations. This craze for impact measurement is generally led by the need of the stock exchange to find new financial markets (demand) for an increasing offer of socially or environmentally oriented financial products (such as the Social Impact Bond). This pressure had the effect to spread terms and concept typically of the financial world to other domains, such as the welfare policy (Social Investment State) and the traditional philanthropic sector (Social Return on Investment). Even the SSE has not been immune from this “epidemic” of measurement, standardization, quantification of its activities’ effects (Salathé-Beaulieu, G. in collaboration with M. J. Bouchard and M. Mendell, 2019). The paper’s main aim is to argue in favour of the adoption of a broader conceptualization of the SSE contribution to the local community (and to the society as a whole) that the one implied by the term “impact”. It proposes a conceptual framework based on the “social value” notion, which requires to consider the worth (Bouchard, M. J. ed., 2009) linked to the presence of the organization itself and not only of its activities/ programs/services. The paper will illustrate and comment the main results from an empirical research on the Social Added Value Evaluation of an umbrella recreation association in the Emilia-Romagna Region. The inquire adopts an experimental design based on qualitative methods such as: focus groups, face to face interviews and on site observations, in order to build a consensual system of social value/impact evaluation to be adopted by the local branches of the regional association.
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Cummings, Adam, Todd Lewellen, David McIntire, Andrew P. Moore, and Randall Trzeciak. Insider Threat Study: Illicit Cyber Activity Involving Fraud in the U.S. Financial Services Sector. Fort Belvoir, VA: Defense Technical Information Center, July 2012. http://dx.doi.org/10.21236/ada610430.
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Bakhtiar, M. Mehrab, Riad Uddin, and Raisa Shamma. Landscape report on existing financial and logistic services in the agricultural sector in Bangladesh. Washington, DC: International Food Policy Research Institute, 2022. http://dx.doi.org/10.2499/p15738coll2.136554.
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Munoz, Laura, Giulia Mascagni, Wilson Prichard, and Fabrizio Santoro. Should Governments Tax Digital Financial Services? A Research Agenda to Understand Sector-Specific Taxes on DFS. Institute of Development Studies (IDS), February 2022. http://dx.doi.org/10.19088/ictd.2022.002.
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Digital financial services (DFS) have rapidly expanded across Africa and other low-income countries. At the same time, low-income countries face strong pressures to increase domestic resource mobilisation, and major challenges in taxing the digital economy. A growing number are therefore advancing or considering new taxes on DFS. These have generated much debate and there are significant disagreements over the rationale for the taxes and their likely impacts. This paper examines three key questions that could help governments and other stakeholders to better understand the rationale for, and impacts of, different decisions around taxing DFS – and to arrive at policies that best meet competing needs. First, what is the rationale for imposing specific taxes on money transfers or mobile money in particular? Second, and most importantly, what is the likely impact of DFS taxes? Third, how do the policy processes through which taxes on DFS and money transfers are introduced function in practice? The paper looks at the core principles of good taxation and presents the existing debate around whether taxes on DFS observe them. It explains why understanding the landscape of financial services is essential to designing suitable tax policies and lays out a framework for developing the necessary analysis of the impacts of taxes on DFS. It also highlights the importance of better understanding the processes that give rise to these taxes.
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Stadnyk, Vаlentyna, Pavlo Izhevskiy, Nila Khrushch, Sergii Lysenko, Galyna Sokoliuk, and Tetjana Tomalja. Strategic priorities of innovation and investment development of the Ukraine's economy industrial sector. [б. в.], October 2020. http://dx.doi.org/10.31812/123456789/4471.
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The problem of determining the investment priorities of the national economy development has been actuated. It has been argued that the formation of institutional preferences for activation of industry investment processes should be carried out taking into account the potential ability of each sectoral group enterprises to increase the added value. The scientific and methodical approach for sub-sectors investment attractiveness assessment has been formed on the example of the Ukrainian food industry. It has been recommended to use for this substantiated set of relative performance indexes which are duplicated in aggregate statistical state surveys based on the enterprise’s financial statements. It has been formed the recommendations for the investment priorities of food industry development in Ukraine which are based on the appropriate calculations made by the TOPSIS and CRITIC methods. Methods of economic-statistical and comparative analysis were used for structural and dynamic characteristics of the Ukraine industrial enterprises activities. Given that innovation processes should also cover small and medium-sized industrial enterprises, whose resource opportunities are mostly limited, it is proposed to expand them within the framework of a strategic partnership. Graphic modeling methods have been used to visualize the process of building the business structures resource potential on the basis of their strategic partnership. The influence of the motivational environment on the value of organizational relations within the partnership has been formalized.
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Bulkeley, Harriet, and Bregje van Veelen. Financing net zero: how can investment meet the climate challenge? Royal Geographical Society (with IBG), April 2020. http://dx.doi.org/10.55203/yuxz6822.
Full textAbstract:
Achieving net zero carbon emissions requires the engagement of the finance system to address climate considerations in more strategic ways. In December 2019, the Society hosted a discussion forum, Financing net zero: how can investment meet the climate challenge, where geographers met with experts from the finance and investment sectors to explore these challenges in more depth. Our briefing report summarises the action needed by government, the financial sector, business and the third sector to meet the scale and pace of change needed.
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Gangi, Massimiliano, Jami Hubbard Solli, and Jennifer Romero-Torres. Establishing a Financial Services Ombudsman in Mongolia: Experiences and Lessons from Armenia, Australia, and Singapore. Asian Development Bank, June 2023. http://dx.doi.org/10.22617/wps230219-2.
Full textAbstract:
Alternative dispute resolution in the form of a financial ombudsperson, mediator, or arbiter adds value to the financial services sector. It can provide redress for high volumes of consumer complaints, establish rules of conduct for financial service providers, and improve the sector’s overall health and sustainability. This paper sets out insights from three long-standing financial alternative dispute resolution systems in Armenia, Australia, and Singapore. It outlines how the different systems work and highlights lessons for countries interested in developing similar arrangements to strengthen financial consumer protection.