Journal articles on the topic 'Investment Attitude'
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Ilyas, Muhammad, Moeljadi, and Achmad Helmy Djawahir. "The effect of financial knowledge and financial well-being on investment intention mediated by financial attitude." International Journal of Research in Business and Social Science (2147- 4478) 10, no. 8 (January 1, 2022): 175–88. http://dx.doi.org/10.20525/ijrbs.v10i8.1530.
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Investment intention in millennials and Gen Z in Indonesia grows yearly. However, the cause of the growing enthusiasm for investment among millennials and Gen Z is recently fear of being vulnerable to Fear of Missing Out (FOMO) behaviour alone, not based on financial factors such as financial knowledge, financial well-being and financial attitude. This study aims to determine the role of financial knowledge and financial well-being on investment intention mediated by financial attitude. This research belongs to the type of explanatory research. Respondents in this study are Millennials and Gen Z generations who invest and live in Malang City. Determination of the number of samples in this study using the purposive sampling technique with a total sample of 400 respondents. Methods of collecting data using a questionnaire, then analyzed using PLS-SEM. The study results confirm that financial knowledge positively affects investment intention. Financial well-being does not affect investment intention. Financial attitude has a positive influence on investment intention. Financial knowledge and financial well-being have a positive influence on financial attitude. Financial attitude can partially mediate the relationship between financial knowledge and investment intention. In addition, financial attitude can also mediate the relationship between financial well-being and investment intentions fully. Millennials and Gen Z are expected to improve financial knowledge and attitudes to increase interest in more targeted investments. This advice will also positively impact the Financial Well-being of millennials and Gen Z in the future.
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Affifatusholihah, Lina, and Solehatin Ika Putri. "Analisis Variabel yang Mempengaruhi Minat Investasi Berbasis Aplikasi." Jurnal Bisnis dan Manajemen 8, no. 2 (November 30, 2021): 311–20. http://dx.doi.org/10.26905/jbm.v8i2.6188.
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This study considers how the direct and indirect impact from variable of advertising attitude, brand awareness, brands attitude to interest in using online investment applications. Quantitative method for data analysis using SEM Warp PLS 7.0 application with a sample of 103 people. The results of the study stated that advertising attitude had no effect on brands attitude, brand awareness had a significant positive effect on brands attitude. Brands attitude have an effect on interest in using online investment applications. Advertising attitudes have an effect on interest in using online investment applications. Brand awareness have an effect on interest in using online investment applications. Brands attitude cannot mediate the effect of advertising attitude on interest in using online investment applications. Brands attitude mediate the effect of brand awareness on interest in using online investment applications. Conclusion in this study stated that variable of advertising attitude, brand awareness, brands attitude had direct effect to interest in using online investment applications. In addition, brands attitude had indirect effect through brand awareness to interest in using online investment applications.
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Swasti, Istu Putri. "ANALYSIS OF INVESTOR BEHAVIOR IN THE ISLAMIC CAPITAL MARKET WITH AN APPROACH TRA (THEORY OF REASONED ACTION)." Manajemen Bisnis 10, no. 1 (September 18, 2020): 58. http://dx.doi.org/10.22219/jmb.v10i1.10741.
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The development of the capital market in Indonesia is very significant, with the implementation of the Yuk Savings Stock campaign to increase the number of domestic investors in Indonesia. The Indonesian Central Securities Depository (KSEI) noted that as of August 9, 2019, the number of capital market investors reached 2,070,394 people, an increase of 27.8 percent from the position in December 2018. This study aimed to find out and analyze Investment Knowledge on Attitudes, Investment Motivation on Attitudes, Perceptions of Risks towards Attitudes, Attitudes Influence Interests, Subjective Norms Affect Investment Interests, and Investment Interests Affect Investors Behavior in Sharia Capital MarketsThe population in this study are Islamic Capital Market investors in the DIY & Central Java region. Samples taken in this study are some Shariah Investors in DIY & Central Java, which total 213 respondents. Sampling using non-probability techniques with convenience sampling method and research models will be analyzed using Structural Equation Model (SEM), using the help of AMOS software.The results of this study indicate that investment knowledge has a significant negative effect on attitude, investment motivation has a significant positive effect on attitude, perception of risk has a significant negative effect on attitude, attitude has a significant positive effect on interest, subjective norms has a significant positive effect on interest and interest has a significant positive effect on investor behavior.Keywords: Investment Knowledge, Investment Motivation, Risk Perception, Attitude, Subjective Norms, Investment Interest, Investor Behavior
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Hasanudin, Hasanudin, Andini Nurwulandari, and Iqbal Caesariawan. "Pengaruh literasi keuangan, efikasi keuangan, dan sikap keuangan terhadap keputusan investasi melalui perilaku keuangan." Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan 5, no. 2 (September 25, 2022): 581–97. http://dx.doi.org/10.32670/fairvalue.v5i2.2318.
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This study aims to determine the effect of Financial Literacy, Financial Efficacy, and Financial Attitude on Investment Decisions and to find out Financial Behavior in intervening the relationship between the influence of Financial Literacy, Financial Efficacy, and Financial Attitude on Investment Decisions. The population of this study are all employees of the Building Division of PT. Waskita Karya (Persero) Tbk Head Office Jakarta. Data were collected by 105 respondents and processed using IBM AMOS software version 24. Based on the results of the study, empirical facts were obtained: Financial Literacy, Financial Efficacy, Financial Attitudes directly have a positive and significant effect on Financial Behavior; Financial Literacy, Financial Efficacy, Financial Attitude, Financial Behavior directly have a positive and significant impact on Investment Decisions; Financial Literacy, Financial Efficacy, Financial Attitude indirectly have a positive and significant effect on Investment Decisions through Financial Behavior; The intervening variable (Financial Behavior) successfully mediates between the dependent variable (Investment Decision) and the independent variable (Literacy, Efficacy, and Financial Attitude.
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Satriadi, Dharma, Adler Haymans Manurung, Roy Sembel, and Ahmad Hidayat Sutawidjaya. "Meningkatkan Financial Management Behavior dan Investment Decision Making melalui Financial Knowledge, Attitude, dan Emotional Intelligence dengan Risk Perception." Jurnal Riset Akuntansi & Perpajakan (JRAP) 10, no. 2 (October 11, 2023): 161–79. http://dx.doi.org/10.35838/jrap.2023.010.02.14.
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The objective of this study is to analyze the determinants of financial management behavior, specifically financial knowledge, financial attitude, and emotional intelligence on investment decision making with Risk Perception as a moderator. Using the Structural Equation Modeling – Partial Least Square analysis method, this study was conducted on a sample of 105 managers from Karawang International Industrial City. Financial Knowledge does not support Financial Management Behavior, Financial Attitude has a positive effect on Financial Management Behavior, Emotional Intelligence has a positive effect on Financial Management Behavior, Financial Knowledge does not support Investment Decision Making, Financial Attitude does not support Investment Decision Making, Emotional Intelligence has a positive effect on Investment Decision Making, Financial Management Behavior does not support Investment Decision Making, and Financial Attitude does not support Investment Decision Making. This research indicates the need to develop a financial education program that focuses on increasing financial knowledge and attitudes for managers, as well as paying attention to the development of emotional intelligence in order to improve the quality of their investment decision making.
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Sabirov, Oybek Shavkatbekovich. "Improving Ways to Increase the Attitude of the Investment Environment." Revista Gestão Inovação e Tecnologias 11, no. 2 (June 5, 2021): 1961–75. http://dx.doi.org/10.47059/revistageintec.v11i2.1811.
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This article addresses the issue of improving ways to increase the attractiveness of the investment climate in the regions. There are also scientific works of foreign and local scientists who have studied the attractiveness of the investment climate in the regions. In addition, a model for assessing the impact of investment on the region's economy has been proposed. In addition, McKinsey & Co. the level of indicators is suggested. Foreign loans and investments are guaranteed by the government, the state of direct investment is assessed by the effect obtained by fully loading the risk on the recipient. In addition, conclusions and recommendations were made to improve ways to increase the attractiveness of the investment climate in the regions.
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M, Prof Rekha D., and Yashaswini S. "Investors’ Attitude towards Investment Decisions in Equity Market." International Journal of Trend in Scientific Research and Development Volume-3, Issue-4 (June 30, 2019): 426–28. http://dx.doi.org/10.31142/ijtsrd23770.
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RIBAU-PELTRE, Nadege. "Are Z Generation young people potential investors in sustainable finance?" Bankers, Markets & Investors 1, no. 172-173 (April 1, 2023): 23. http://dx.doi.org/10.54695/bmi.172.0023.
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Given the amounts at stake to make the planet more sustainable in the coming years, at least at the European level, public investment will certainly not be sufficient to channel the necessary sums. It therefore seems essential to direct private financial flows into activities that are compatible with the general direction taken. We wanted to question the capacity of young French people of Z Generation, who are the investors of tomorrow, to take on the role of future sustainable investors. We highlighted three groups of individuals with different knowledge and attitudes towards traditional and sustainable investment. Oneof these groups, representing more than half of the respondents, includes individuals with the most favorable attitude towards sustainable investment, but with little knowledge of investment and a rather negative attitude towards traditional investment. These results lead us to wonder about the origins of this attitude towards sustainable investment.
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Lai, Cheng-Po. "Personality Traits and Stock Investment of Individuals." Sustainability 11, no. 19 (October 2, 2019): 5474. http://dx.doi.org/10.3390/su11195474.
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Behavioral finance has been widely applied in the financial realm from psychological perspectives focusing on herding and disposition effects. However, little research is devoted to the influences of personality traits on the stock investment intentions of individuals. This study extends the theory of planned behavior incorporating the big five personality taxonomies to investigate the effects of the personality traits of individual investors on stock investment intention. Utilizing partial least squares based on structural equation modeling techniques with a sample of 385 subjects, empirical results indicate that the stock investment intentions of individuals are significantly affected by subjective norm, attitude, and perceived behavioral control, and subjective norm significantly affects attitude. Individuals with open and agreeable personalities tend to have influences on subjective norm. Neurotic individuals tend to have negative attitudes toward stock investment. The perceived behavioral control of individuals regarding stock investment is influenced by the personality traits of agreeableness, extroversion, conscientiousness, and openness. Prior stock trading experiences significantly affect the relationships between attitude and stock investment intention, as well as on the linkages between extroversion and subjective norm, attitude, and perceived behavioral control. This study concludes with the discussion of the findings, with insights into theory and managerial implications.
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Aprayuda, Riyadi, and Fauzan Misra. "Faktor Yang Mempengaruhi Keinginan Investasi Investor Muda di Pasar Modal Indonesia." E-Jurnal Akuntansi 30, no. 5 (May 25, 2020): 1084. http://dx.doi.org/10.24843/eja.2020.v30.i05.p02.
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This study aims to examine the influence of attitudes, the impact of the social environment, and investment knowledge on the desire to invest in the capital market by young investors. Specifically, this study refers to the predictors of Theory of Planned Behavior (Ajzen, 1991) to establish factors that influence investment desires. This study uses primary data from a closed questionnaire, with 166 valid responses through online surveys from investors in several university investment galleries in Indonesia. Data were analyzed using Structural Equation Modeling (SEM). The results showed that the attitude of investors and investment knowledge influence the desire to invest. However, the impact of the social environment did not succeed in triggering the investment desire of young investors. These finding underscores the influence of the social environment only being a support, meanwhile, the internal factors of the individual are the main ones making young investors want to invest. As a practical contribution, these finding suggest a positive attitude and increase investment-related knowledge can be applied as a strategy to attract new investors in the capital market.
Keywords: Investment Intention; Investor's Attitude; Social Environmental Impacts; Investment knowledge; Young Investor.
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Honadi, Winston, and Jeremy Christo Johan. "The Effects of Advertisements on Influencing Decisions to Invest in Riskier Financial Assets." Journal of Business, Management, and Social Studies 3, no. 3 (December 26, 2023): 181–92. http://dx.doi.org/10.53748/jbms.v3i3.68.
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This research’s main purpose is to discover whether psychological and social factors have a significant effect on a person’s attitudes toward advertisement, ultimately affecting their investment decisions. This research utilized GOTO Stockbit’s advertisement and was distributed to the public Indonesian population who has an interest in investment. The research collected a total of 115 samples which were then filtered to only include those who had experience investing to test the possibility of investing in a riskier financial asset. The research results show that psychological factors had no significant effects on attitudes toward advertisements. However, social factor has a significant enough effect on attitudes toward advertisement, as do attitudes toward advertisement toward investment decision. The study results that social factors lead to a positive attitude toward advertisements from securities that motivate individuals to make an investment decision. However, this study’s results show that psychological factors do not lead to any investment decisions by individuals as it has little to no effect on their attitude toward advertisements. This research aims to measure the effectivity of security advertisements on the investment decisions of individuals by adding a new study goal by introducing new hypotheses involving psychological and social factors to add clarity to previous research covering investment decisions. This research hopes that security brokerage can make an effective and optimal advertisement suggested in the research.
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Plakys, Modestas. "International Socially Responsible Investment Funds." Mokslas - Lietuvos ateitis 1, no. 3 (April 11, 2011): 56–60. http://dx.doi.org/10.3846/153.
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The study deals with socially responsible investment funds as the type of investment funds universe. European and USA market for socially responsible investment funds is presented. The dynamics of assets under the management and number of these funds in the market are considered. The approaches for socially responsible investments are studied and reasons for increased interest in such investments are named. The main reasons why the global socially responsible funds become more and more popular are: an increase of interest of community in socially responsible companies, in problems regarding climate and environment changes, in government attitude towards alternative energy and investments of private and public pension funds.
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Keller, Carmen, and Michael Siegrist. "Money Attitude Typology and Stock Investment." Journal of Behavioral Finance 7, no. 2 (June 2006): 88–96. http://dx.doi.org/10.1207/s15427579jpfm0702_3.
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Ganguly, Sumit. "Understanding India's attitude toward foreign investment." International Executive 32, no. 1 (July 1990): 15–18. http://dx.doi.org/10.1002/tie.5060320105.
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Iqbal, Muhammad Arslan, Ahmad Saeed, and Shafiq Ur Rehman. "IMPACT OF FINANCIAL LITERACY ON FINANCIAL SATISFACTION: MEDIATING ROLES OF INVESTMENT DECISIONS & MODERATING ROLE OF RISK ATTITUDE." JUNE 4, no. 2 (June 30, 2023): 274–83. http://dx.doi.org/10.53664/jsrd/04-02-2023-04-274-283.
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The present research attempts to investigate relationship between financial literacy and financial satisfaction, with the specific emphasis on intervening and moderating roles of investment decisions and risk attitude. The research employs a structural equation modelling (SEM) methodology to examine the proposed associations, using survey data from subset of individuals who have previously made decisions regarding investments. The results indicate that financial behavior and literacy have a positive and significant effect upon financial satisfaction and individual investment decisions. Also, individual investment decisions were found to have a positive and significant effect on financial satisfaction. The relationship between financial literacy, financial behavior, and financial satisfaction was found to be mediated by individual investment decisions. Moderating role of risk attitude was observed between financial literacy, financial behavior, and individual investment decisions. The study highlights standing of attaining high-level financial literacy and making smart investment decisions to rise financial satisfaction for individual, corporate, and real investors.
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Shaikhsipai, Mohammedzuned, and Bhavesh A. Lakhani. "COHORT ANALYSIS OF SAVINGS AND INVESTMENT STRATEGIES AMONG WORKING WOMEN IN AHMEDABAD CITY." Shodh Sari-An International Multidisciplinary Journal 03, no. 01 (January 1, 2024): 134–48. http://dx.doi.org/10.59231/sari7661.
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This study aims to analyze the saving and investment patterns of working women in Ahmedabad city, Gujarat. The research objectives include studying the concept of saving and investment patterns and analyzing the attitudes of working women towards their saving and investment patterns. A sample size of 250 working women based in Ahmedabad was interviewed for this study. The study utilized a mixed-methods approach, which included both quantitative and qualitative data analysis. The findings of this study reveal that working women in Ahmedabad exhibit positive saving and investment patterns. Many of the participants diversify their investments across different avenues to reduce risk and take a data-driven approach to make investment decisions. The study also found that working women in Ahmedabad are resilient and can adapt easily when things go wrong financially. Furthermore, the study found that working women in Ahmedabad have a long-term investment perspective and are willing to tolerate losses in their investment value to seek higher returns. Additionally, the participants showed a positive attitude towards savings and investment and believed that investing is crucial for achieving financial stability and independence.
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Agustin, Amilia, and Umrotul Khasanah. "Peran Literasi Keuangan Syariah Memoderasi Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku Terhadap Keputusan Investasi." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 1 (August 2, 2023): 613–25. http://dx.doi.org/10.31539/costing.v7i1.6279.
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Indonesia's Muslim population is one of the largest in the world. This is expected to encourage the growth of the Islamic capital market, especially Generation Z which is the country's main development asset. The purpose of this study was to analyze the influence of attitudes, subjective norms and perceptions of behavioral control on the investment decisions of Generation Z investors, with Islamic financial literacy as a moderating variable. This type of research is a quantitative study involving Gen Z stock investors. The data collection technique used a purposive sampling questionnaire as a sampling method. Moderated regression analysis (MRA) and classical assumption test were used as analysis tools. The number of samples is 400 respondents. The results of the study show that the attitude variable has a significant effect on investment decisions. The subjective norm variable has no significant effect on investment decisions. The variable perceived behavioral control has a significant effect on investment decisions. And Islamic financial literacy is able to mitigate the impact of attitudes, subjective norms and perceptions of behavioral control on investment decisions.
Keywords: Attitude, Subjective Norm, Perceived Behavior Control, Investment Decision, Islamic Financial Literacy
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Thanki, Heena, Sweety Shah, Harishchandra Singh Rathod, Ankit D. Oza, and Dumitru Doru Burduhos-Nergis. "I Am Ready to Invest in Socially Responsible Investments (SRI) Options Only If the Returns Are Not Compromised: Individual Investors’ Intentions toward SRI." Sustainability 14, no. 18 (September 10, 2022): 11377. http://dx.doi.org/10.3390/su141811377.
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SRI, or socially responsible investment, is a relatively new concept used to describe an investment that considers social, ethical, and environmental concerns. The purpose of this study is to investigate if collectivism, concern for the environment, financial performance, and awareness of SRI influence an individual’s propensity to invest in socially responsible investments (SRI). Secondly, the study evaluates the influence of the TPB (Theory of Planned Behavior) model constructs, attitude, subjective norms, and perceived behavioral control on the SRI investment intention of individual investors. A structured questionnaire was used to collect data on 449 individual investors for this cross-sectional investigation. The data were then analyzed further with a two-step structural equation modeling technique performed in Smart PLS 3.2.9. The PLS-SEM analysis found that collectivism, environmental concerns, financial performance, and awareness of SRI all had significant positive effects on attitudes toward SRI, which, in turn, resulted in SRI investment intention. Further, subjective norms and perceived behavioral control had a significant impact on individuals’ intentions regarding SRI.
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Sobaih, Abu Elnasr E., and Ibrahim A. Elshaer. "Risk-Taking, Financial Knowledge, and Risky Investment Intention: Expanding Theory of Planned Behavior Using a Moderating-Mediating Model." Mathematics 11, no. 2 (January 14, 2023): 453. http://dx.doi.org/10.3390/math11020453.
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This research examines the impact of financial knowledge on risky investment intention via the lens of the theory of planned behavior (TPB). The research developed a comprehensive model to test the mediation effect of the three TPB antecedents on the link between financial knowledge and risky investment intention. The research investigates the moderating effect of risk-taking on the link between three TPB constructs and risky investment intention. For these purposes, we used a pre-tested survey, was directed to senior university students in public universities in Saudi Arabia. The findings of SmartPLS showed a significant positive influence of financial knowledge on attitudes towards risky investment, subjective norms (SNs), and perceived behavioral control (PBC). Both SNs and PBC have a significant positive influence on risky investment intention. Nonetheless, the personal attitude of students failed to have a significant direct or mediating influence on risky investment intention. Additionally, risk-taking did not have a moderating effect on the link between personal attitude and risky investment intention. Students belong to a risk-adverse culture, which could justify the insignificant impact of their personal attitudes on risky investment intention. On the other side, SNs and PBC have a mediating effect on the link between financial knowledge and risky investment intention. Risk-taking has a moderating effect on the link between SNs, PBC, and risky investment intention. The research extends the use of TPB by validating its assumptions about driving the investment intention of university graduates.
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Mutiara, Nisa, Eka Askafi, Ahmad Yani, Fahmi Aquinas, and Wawan Herry Setyawan. "Sharia financial literacy: Decoding the nexus of civil Servants' investment choices." Journal of Innovation in Business and Economics 7, no. 01 (October 23, 2023): 61–68. http://dx.doi.org/10.22219/jibe.v7i01.29022.
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This research explores the complex relationship between Sharia financial literacy, financial attitudes, financial satisfaction, and investment decisions in the context of Islamic economics. Utilizing path analysis with 369 civil servant respondents, this study reveals that both Sharia financial literacy and financial attitudes positively impact financial satisfaction. This implies that individuals possessing a strong understanding of Islamic finance and a positive attitude toward their finances tend to experience higher levels of financial satisfaction. Nevertheless, variations in their direct influence on investment decisions do surface. Sharia financial literacy exhibits a relatively modest direct influence on investment decisions, while financial attitudes exert a strong direct influence on investment decisions. Despite the modest direct impact of Sharia financial literacy on investment decisions, its indirect influence remains substantial.
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Walakumbura, S. H. M. L. "The Effect of Financial Literacy on Personal Investment Decisions amongst Medical Practitioners in Sri Lanka." European Journal of Business and Management Research 6, no. 4 (July 15, 2021): 123–26. http://dx.doi.org/10.24018/ejbmr.2021.6.4.952.
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Financial literacy is very essential for any individual in order to efficient and effective decisions regarding their personal investments. Based on that scenario, this study examines the impact of financial literacy on personal investment decisions amongst medical practitioners in Sri Lanka. Personal investment decision has been considered as the dependent variable while financial knowledge, financial skills and financial attitude has been considered as the proxies for the independent variable. Deductive approach has been employed using primary data which is obtained from 205 respondents throughout the country. Descriptive and inferential statistics such as multiple linear regression have been used for the analysis purpose. The results suggested that there is a significant impact between the financial knowledge and financial skills on investment decision while the financial attitude does not have a significant impact on the investment decision. The empirical findings of this study are helpful for any individual who is willing to take effective investment decisions, academics, policy makers and all other related interested parties.
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Susanti, Titin, Arisyahidin Arisyahidin, and Nisa Mutiara. "THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND DEMOGRAPHIC FACTORS ON INVESTMENT DECISIONS (CASE STUDY: FEMALE EMPLOYEES OF IIK STRADA INDONESIA KEDIRI)." Jurnal Apresiasi Ekonomi 11, no. 3 (September 30, 2023): 697–715. http://dx.doi.org/10.31846/jae.v11i3.709.
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Mastering fundamental financial proficiency and expertise in finance in managing financial resources can enhance each individual's welfare so that they can grasp national concerns in the financial sector. This is because such knowledge and skills are necessary to manage financial resources. A person's capacity to use the financial institution system might be hindered by their lack of financial literacy, which can also harm prosperity. This study aimed to investigate the considerable influence that financial literacy and financial attitudes are of paramount importance in personal finance., and demographic characteristics have on how individuals make decisions regarding financial investments. In this study, a descriptive technique was taken in conjunction with a quantitative one. A total of 67 participants were sampled from the population for this study. In order to collect data for this study, the researchers utilized a questionnaire. The research utilized a method known as multiple regression analysis for the test. The study's findings explain concurrently why financial literacy, financial attitudes, and demographic characteristics play a substantial role in investment decision-making. It is thought to be influential because the level of financial literacy, financial Attitude, and demographic characteristics all contribute to the behaviour of investment decision-making, and the better they are, the more influential it is thought to be. According to the findings of this research, employers and investors should be able to meet their expectations about their knowledge of how to comprehend financial literacy properly. Keywords: demography, investment, finance, decision, literacy, Attitude
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Yutama, Machella Shevany, Rahma Ulfa Maghfiroh, and Agung Suryo Prakoso. "The Investment Interest as A Mediator Variables Towards Investment Decisions." J-MKLI (Jurnal Manajemen dan Kearifan Lokal Indonesia) 6, no. 2 (December 5, 2022): 107. http://dx.doi.org/10.26805/jmkli.v6i2.163.
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The purpose of this study is to test Financial Attitude and Financial Literacy towards Investment Interests and Investment Decisions and to test the role of Investment Interest mediation in improving Investment Decisions. This study uses perception and causality for students. This research is a quantitative study with a survey method of positive paradigm approach. In addition, structural equation modelling is used to conduct research testing. The population of this study is students of state universities in Malang, Indonesia. This study used a Likert scale questionnaire that was distributed to 160 respondents. Random sampling techniques are used to determine respondents. The study found that Investment Interest is more primarily shaped by financial literacy than Financial Attitude to improve investment decisions
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Indiraswari, Susmita Dian, and Supami Wahyu Setiyowati. "Moderasi Financial Attitude pada Financial Literacy dan Risk Tolerance terhadap Keputusan Investasi." Jurnal Riset Akuntansi & Perpajakan (JRAP) 10, no. 2 (October 2, 2023): 150–60. http://dx.doi.org/10.35838/jrap.2023.010.02.13.
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Investment decisions as a decision are called capital budgeting, which is the whole process of planning and making decisions regarding spending with a long-term payback period or more than one year). With the right investment decision, it is hoped that someone can minimize investment risk and maximize the expected rate of return. This study aims to determine the effect of moderating financial attitudes on financial literacy, and risk tolerance on investment decisions in college capital market study group students in Malang City. This research uses quantitative research methods. The population used in this study were students from the Capital Market Study Group, totaling 266 students from 7 (seven) universities in Malang City. The sampling technique uses saturated sampling. Data collection techniques using a questionnaire. The data analysis technique uses Partial Least Square (PLS). The urgency of this research is that it is important for the younger generation to invest early. The results of this study indicate that financial literacy and risk tolerance affect investment decisions. Financial attitude moderates financial literacy with investment decisions. Financial attitudes do not moderate the relationship between risk tolerance and investment decisions.
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Tambolkar, Aneesh S., Isha A. Tambolkar, Manas V. Pustake, Purushottam A. Giri, and Punita Raval. "Financial knowledge, attitude and investment practices among Indian doctors." International Journal Of Community Medicine And Public Health 8, no. 9 (August 27, 2021): 4289. http://dx.doi.org/10.18203/2394-6040.ijcmph20213198.
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Background: Doctors are particularly vulnerable to financial problems because of their unsatisfactory levels of financial knowledge and the lack of awareness in terms of investments. This study aimed to evaluate financial knowledge, attitude and investment practices among Indian doctors.Methods: An online questionnaire based cross-sectional study was conducted across 286 registered Indian medical practitioners (N=286). The data was collected by a pre-validated online questionnaire. The financial knowledge score was calculated using 4 questions to determine financial knowledge. The attitude was assessed using responses to 4 questions on investment using Likert scale. Financial practices were determined using responses to their preferred investment options. Data was analyzed using non-parametric tests (Kruskal Wallis test, median value), Chi-square test and Pearson’s coefficient.Results: It was found that male doctors had higher financial knowledge as compared to female doctors (p=0.011). Financial knowledge was significantly associated with the age (p≤0.0001) of the study population. The influence of the nature of employment over the financial attitude of Indian doctors was statistically significant (p=0.009). A statistically significant association was seen between financial knowledge and financial practices (p=0.012).Conclusions: There is a need to create an optimal level of financial awareness among Indian doctors. Increasing the financial knowledge of doctors through financial awareness programs initially may have a positive implication on their financial practices later on.
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Dr. G. Balamurugan and V Sivanesan. "Financial Investment Pattern and Preference of College Professors at Trichy City." International Journal of Engineering and Management Research 12, no. 3 (June 30, 2022): 187–94. http://dx.doi.org/10.31033/ijemr.12.3.28.
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Financial Investments are the commitments that are made by individuals with any financial and non-financial instruments for gaining a better and profitable return in future for a particular objective. The financial and non-financial investment instruments act as a medium or a driving tool for investment decisions of individuals. From the available investment avenues one must select the appropriate one that he feels safer or good to invest. The person who is going to make investments should be aware of all knowledge about investments and should be aware of how it is going to fulfil his objective. The person who is investing should be known of all the investment avenues available for making investments. Such avenues are employee provident fund, public provident fund, mutual funds, insurance, bank deposits, real estate, gold, stock market. This study is about to analyse the investment pattern of college professors and their attitude towards investment avenues. It also aims to identify the reason behind making investment and to find their objective for making investment. It helps to find the behaviour of individuals while making investments. Further this study helps to find the relationship of various demographic factors of the respondents and factors associated while making investment decisions. Such factors include time period of their investment, investment avenues, risk factors, returns etc.
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Pulung Sari, Retnani Dhian, and dan Sutrisno. "Do Financial Behavior and Income Effect on Student Investment Decisions in Yogyakarta?" International Journal of Economics, Business and Management Research 06, no. 06 (2022): 157–68. http://dx.doi.org/10.51505/ijebmr.2022.6612.
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The investment decision is a decision to postpone current consumption for the benefit of the future in the hope that it will provide the desired profit. There are many factors that influence a person to invest, such as financial behavior consisting of financial literacy, financial knowledge, financial attitudes, financial experience, and income. The purpose of this study was to determine and analyze the influence of financial literacy, financial knowledge, financial attitude, financial experience, and income on investment decisions. The population in this study were students in the Special Region of Yogyakarta with 173 students as respondents. The test method and data analysis used multiple regression analysis. The results of this study indicate that financial literacy, financial knowledge, financial attitude, financial experience, and income have a positive and significant effect on investment decisions.
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Hussain, Batool Muhammad, Umair Baig, Vida Davidaviciene, and Ieva Meidute-Kavaliauskiene. "A Thoughtful Insight on Women Entrepreneur’s Investment Attitude." Economies 9, no. 4 (December 1, 2021): 187. http://dx.doi.org/10.3390/economies9040187.
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This study endeavors to be cognizant of the investment paradigm of women entrepreneurs and reveal their ambitions, professionalism, and desire to form a robust framework in the context of economic development. These persistent attributes of women entrepreneurs for economic development persuaded us to investigate factors that influence women’s attitude to make a long-term investment decision in their business regardless of uncertainty. This study adopted a deductive approach and assessed data using the PLS-SEM technique through Smart PLS 3.3.3. Around 330 adequate responses from Karachi and Lahore using a self-designed structured questionnaire revealed that women’s investment attitude has a positive significant mediating effect on social, behavioral factors, and investment decisions. Whereas, women’s investment attitude did not depict a positive significant mediating effect on personal factors and investment decisions. It was quite interesting to know that uncertainty did not reveal a significant moderating effect between investment attitude and investment decision. The study highlights measures suggested empowering women entrepreneurs who strive to enhance their performance and achieve sustainable development goals without being discouraged by society. Moreover, focusing risk-taking attributes to set an example for those who do not come forth. The novelty of the study in the context of women entrepreneur’s investment attitude well contributes to the existing literature and recommends future scholars to expand the horizon of the existing area of the study in the context of cultural, demographic, and seasonal factors, which are also affecting women entrepreneur’s investment decisions.
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Benny, Vipin, and Biju John. M. "Investment Attitude in Gold- An Investors Perspective." IOSR Journal of Humanities and Social Science 19, no. 12 (2014): 32–36. http://dx.doi.org/10.9790/0837-191213236.
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Pivka, H., and M. E. Coronna. "Yugoslav Foreign Investment Law- a New Attitude?" Review of Socialist Law 16, no. 1 (1990): 3–15. http://dx.doi.org/10.1163/187529890x00010.
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Bo, Hong, and Elmer Sterken. "Attitude towards risk, uncertainty, and fixed investment." North American Journal of Economics and Finance 18, no. 1 (February 2007): 59–75. http://dx.doi.org/10.1016/j.najef.2006.09.001.
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Ping-Kuo, Chen. "Impacts of investment attitude in service innovation." Total Quality Management & Business Excellence 26, no. 7-8 (March 27, 2014): 875–87. http://dx.doi.org/10.1080/14783363.2014.901802.
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Ka, Hyeyoung, and Boyoung Kim. "The Effect of Entrepreneurial Attitudes on the Stock Investment Behavior of College Students." Korean Career, Entrepreneurship & Business Association 7, no. 6 (November 30, 2023): 23–38. http://dx.doi.org/10.48206/kceba.2023.7.6.23.
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The stock market, where stock investments are made, is deeply related to the economy. Through the experience of participating as shareholders in the stock market, college students have the opportunity to naturally analyze domestic and international political and economic situations and gain indirect experience in corporate management. Meanwhile, the stock market is an important market that helps raise funds for companies and create assets for investors, and raising funds through investments in the entire IPO series serves as a growth engine for startups and boosts innovation through entrepreneurship. Innovation and globalization of digital technology have further increased uncertainty in the stock market, but have also provided companies and investors with opportunities to create new value. In this regard, it is better to verify the investment behavior factors of young people looking for opportunities to realize expected profits through the stock market, where risks and opportunities coexist, and to investigate the potential to seize new opportunities and connect them to innovation activities. This will be the key to designing good policies.
The purpose of this study is to examine whether the entrepreneurial attitude of creating new value through innovation activities even in the face of future uncertainty influences stock investment behavior. Startup competency, entrepreneurial intention, social values, and entrepreneurship education are We also examined whether there was a moderating effect. For this purpose, an empirical analysis of the research hypothesis was conducted targeting 215 college students representing the young population.
Looking at the research results, first, it was confirmed that college students' entrepreneurial attitude has a positive influence on stock investment behavior. Second, the moderating effect of entrepreneurial capabilities was confirmed between entrepreneurial attitude and stock investment behavior. Third, the experience of taking entrepreneurship courses, which was examined as a control variable, confirmed that the more students took the course, the more their stock investment behavior increased.
This study is significant in that it examined the cross-relationship between entrepreneurial attitude, education, and financial investment behavior from an entrepreneurial perspective rather than the investor perspective of existing research, and that college students' entrepreneurial attitude and resulting capabilities are important not only for starting a business, but also for starting a business. It also provided theoretical and practical implications that it could be applied as a means to achieve personal wealth.
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Geethu Krishna, P. G. "A Study on Women’s Attitude and Perception towards Investment in Equity Shares." Recent trends in Management and Commerce 3, no. 1 (March 1, 2022): 34–39. http://dx.doi.org/10.46632/rmc/3/1/6.
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Capital market is inevitable in the emerging economies. Equity market has greater potential for growth in future. In the modern world, women are very much involved in all the sectors of the economy. They have dominant participation in the business world as well. The present study attempts to understand the needs and concerns of women investor‟s regarding investment in equity shares. This study could find out how much they are aware and involved in the capital market investments by revealing their attitude and perception towards their investment decisions and level of satisfaction with their current investment pattern. The study analyzes that dividend and capital appreciations are the major motivational factors which influence women to buy the equity shares and they are ready to take only a moderate risk by investing in A group and a combination of A and B group securities. The most of the women investors prefer to invest in banking sector and they prefer to buy it with their own savings.
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Musembi, Mwaka Samuel, Dr Samuel O. Onyuma, and Dr James N. Kung’u. "Investor Characteristics and Their Effect on Investment Decisions among Public University Workers in Kenya." Journal of Economics and Public Finance 8, no. 2 (May 28, 2022): p179. http://dx.doi.org/10.22158/jepf.v8n2p179.
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Investment decision has become part of individuals’ lives in the in recent days. People invest in insurance policies, fixed deposits, shares, equities, real estate, mutual funds, and government securities among others. Universities are the peak of knowledge hence the community expects that workers in such institutions be in the frontline in making informed investment decisions. Although the university staff work in the same environment, it has not yet been established how their different investor characteristics affect their investment decisions. There is scanty information on the moderating effect of mobile borrowing on the relationship between investors’ risk attitude, demographic profile, and socio-economic status on investment decisions. This study investigated the effect of the investor characteristics on investment decision. The objectives of the study were to; assess the effect of investor risk attitude on investment decision among public university workers in Kenya, test the effect of the investor demographic profile on investment decisions among public university workers in Kenya, and determine the effect of socio-economic status on investment decision among public university workers in Kenya. Finally, the study examined the moderating effect of mobile borrowing on the effect of investor risk attitude and socio-economic status on investment decision among public university workers in Kenya. Capital Asset Pricing Model, Efficient Markets Hypothesis, Prospect Theory and Behavioural Finance Theory guided the study. The study adopted a descriptive survey research design with a target population of 2075 workers from the sampled Public Universities in Kenya. Stratified random sampling technique was employed from which a sample of 336 was used. Further, the study used primary data sources through a structured questionnaire. The questionnaires were administered using google forms. Data was analysed with the aid of SPSS version 26 software and Microsoft excel. Charts, tables, graphs, and figures were used to present the results. The results of the study indicated that risk attitude played the biggest role in investment decision-making since it explained 41.7 percent of investment decision. In addition, all the demographic factors influenced the choice of investment. The results also showed that investors in the age of 31-40 were willing to diversify their investments unlike the other age groups. Mobile borrowing was found to moderate the relationship between investment decision and its predictors. The study recommends that a similar study is conducted once the government operationalises the mobile lending control. Since workers between 31-40 years were found to have a much higher affinity for risk and investment, the government should consider targeting civil servants and other professionals in this age group by providing them with investment incentives.
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Suparno, Suparno, Disman Disman, Ari Saptono, and Ratieh Widhiastuti. "Economic Education, Digital Literacy and Intention to Invest Among Students: The Mediating Role of Financial Attitudes." International Journal of Instruction 17, no. 1 (January 1, 2024): 65–82. http://dx.doi.org/10.29333/iji.2024.1714a.
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The pandemic has raised the students’ activities in finding income, ranging from entrepreneurship to investing intention. This study aims to determine the role of economic education and digital literacy on student investment interest in universities during the Covid-19 period. In the analytical model proposed, it is assumed that the financial attitude variable is a mediating variable in education and financial knowledge in investment intentions. Ajzen’s Theory of Planned Behavior and Bandura’s Social Learning Theory was developed for the research model. The research adopted quantitative methods using survey research data from saturated sampling techniques. The participants in this study were students of Universitas Negeri Jakarta who are members of the Indonesian stock exchange investment gallery organization. From the 234 proposed questionnaires, 203 questionnaires were returned and filled out completely for data analysis. The study results confirmed the three hypotheses and rejected the four proposed hypotheses. Economic education affects student investment intentions and significantly affects financial attitudes. However, digital literacy affects students’ investment intentions but fails to shape investment intentions through financial attitudes. Another finding is that economic education and digital literacy have no effect on shaping financial attitudes, but financial attitudes influence students’ investment intentions during the pandemic. Keywords: economic education, digital literacy, intention to invest, financial attitudes, covid-19 period
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Alikperova, Natal’ya. "Monetary attitudes of young people in conditions of socioeconomic instability." Living Standards of the Population in the Regions of Russia 17, no. 3 (September 24, 2021): 372–81. http://dx.doi.org/10.19181/lsprr.2021.17.3.7.
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In modern society, the younger generation is one of the most creative and active parts of its functioning. The constantly changing monetary attitudes of young people act as a driving force that affects the level of competitiveness and dynamic development of the socio-economic sphere. The attitudes of young people towards money and its management determine the vector in the formation of both an economically strong, politically stable state and an entire society. A stable set of attitudes is determined by the attitude to money, preferences in its management, goals, and strategies in the formation of various types of financial behavior, ways to achieve material well-being, orientation to economic values, and other important components. In this article, the author presents partial results of a large-scale study on the behavior of young people in the financial market, which reflect the monetary attitudes of young Muscovites that determine behavior in various areas of financial life: the desire to improve well-being, goals, and methods of achieving financial well-being, attitude to money and ways of managing it, attitude to savings and savings instruments, the investment potential of young people, as well as plans for the use of investment instruments. As a result of the conducted research, the following was revealed: the majority of respondents are characterized by a critical attitude to monetary transactions and financial institutions, lack of inclination to excessive spending, and risky investment. The desire of young people to accumulate and find ways to increase capital indicates far-sightedness, and preferences in financial instruments with the lowest share of risk, indicates caution in matters of capital management. This is an active, not afraid of the new, generation of Muscovites, showing a desire and interest in new forms of financial relationships, young people who form trends, young people whose attitudes, needs, and behavior need to be constantly studied by all participants of the financial eco-system.
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Tanuwijaya, Nathania, and Nuryasman MN. "Literasi Keuangan Memediasi Sikap dan Pengalaman Keuangan terhadap Minat investasi." Jurnal Manajerial Dan Kewirausahaan 5, no. 2 (April 3, 2023): 307–14. http://dx.doi.org/10.24912/jmk.v5i2.23399.
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Tujuan dari penelitian ini adalah untuk menganalisis apakah 1) Sikap keuangan dapat mempengaruhi minat investasi; 2) Pengalaman keuangan dapat mempengaruhi minat investasi; 3) Sikap keuangan dapat mempengaruhi literasi keuangan; 4) Pengalaman Keuangan dapat mempengaruhi literasi keuangan; 5) Literasi keuangan dapat mempengaruhi minat investasi; 6) Sikap keuangan dapat mempengaruhi minat investasi melalui literasi keuangan; 7) Pengalaman Keuangan dapat mempengaruhi minat investasi melalui literasi keuangan. Sampel diperoleh dengan metode non-probability sampling berjenis purposive sampling dengan total 260 responden mahasiswa Universitas Tarumanagara dan dianalisis dengan bantuan aplikasi SmartPLS4. Hasil penelitian ini menunjukan bahwa sikap keuangan dan pengalaman keuangan, serta variabel mediasi literasi keuangan memiliki pengaruh positif signifikan terhadap minat investasi.
The purpose of this research is to analyze whether 1) Financial attitude can affect investment intention; 2) Financial experience can affect investment intention; 3) Financial attitudes can affect financial literacy; 4) Financial experience can affect financial literacy; 5) Financial literacy can affect investment interest; 6) Financial attitude can affect investment intention through financial literacy; 7) Financial experience can affect interest in investing through financial literacy. Sample was collected with a non-probability sampling method of the type purposive sampling with a total of 260 respondents from Tarumanagara University students and analyzed with the help of the SmartPLS4 application. The results of this study indicate that financial attitudes and financial experience, as well as financial literacy mediating variables have a significant positive effect on investment intentions.
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Dhoke, Yogesh B., Shweta Rokde, and Nikhil Bangde. "Investment Avenues and Investors Behaviour Towards Investment in Lic in Nagpur City." SAMRIDDHI : A Journal of Physical Sciences, Engineering and Technology 14, no. 01 SPL (June 30, 2022): 72–75. http://dx.doi.org/10.18090/samriddhi.v14spli01.14.
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Life is full roller coaster and twist and turns. Insurance policies are safeguard against uncertainties of life. Human life is a most important property and for keeping this properly financially safe with minimum risk, life insurance is the tool which provides financial protection to the person and his family at the time of uncertain risk or damage. Life insurance provides both safety and protection to individual and also encourages savings among people. LIC plays a crucial role in the wellbeing of human being by assisting insurance to millions of peoples. In this paper we tried to identify investor attitude towards different investment product of the LIC from Nagpur region. The primary object of the study is to analyze the variety of investment options of the investors and to study the customer’s attitude on investing in life insurance companies. The second objective of this research are analyzing the factors influencing the investor for investing in insurance.
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Setyorini, Noni, and Ika Indriasari. "Does millennials have an investment interest? theory of planned behaviour perspective." Diponegoro International Journal of Business 3, no. 1 (June 30, 2020): 28–35. http://dx.doi.org/10.14710/dijb.3.1.2020.28-35.
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This study aims to determine the effect of attitudes, subjective norms, and perceived behavioral control of interest in investing. This research use theory of planned behavior to explain how behavior is formed through attitudes, subjective norms, and perceived behavioral control in taking investment decision. This research uses online survey data collection methods. Sampling uses the convenient sampling method. Data (questionnaire) which can be used as many as 100 data and using multiple regression analysis as the test tool. The results showed that the attitude variable has not a significant effect towards investing interest in the capital market, while subjective and perceived norms behavioral control has influenced investment interest in the capital market. Based on the research findings, it is advisable to use persuasion that emphasizes the involvement of those closest to potential investors. In addition, seminars organized by IDX and the government will greatly help increase investor knowledge, thereby increasing one's investment power control.
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San Martín, Héctor, Blanca Hernández, and Ángel Herrero. "Social Consciousness and Perceived Risk as Drivers of Crowdfunding as a Socially Responsible Investment in Tourism." Journal of Travel Research 60, no. 1 (February 8, 2020): 16–30. http://dx.doi.org/10.1177/0047287519896017.
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This article is a first step in examining reward-based crowdfunding in tourism as a socially responsible investment where individuals collaborate with projects that contribute to the development of their communities in economic, environmental, and/or sociocultural terms. Thus, the present study develops a model where social consciousness and perceived risk are postulated to influence individuals’ attitudes toward and intentions to participate in a project of crowdfunding. Based on a simulated crowdfunding project of “enotourism” that contributes to the development of a region in Spain, results reflect that the main drivers of individuals’ overall attitude toward crowdfunding are social consciousness and platform risk. Additionally, individuals’ intentions to fund the tourism project are influenced by their specific attitude toward the project and their overall attitude toward crowdfunding.
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Sumiati, Sumiati, Risna Wijayanti, Pusvita Yuana, and Choirul Nikmah. "Improving company value: the role of human capital, structural capital, capital employed, investment decisions, and manager's attitude to risk." BISMA (Bisnis dan Manajemen) 14, no. 2 (April 27, 2022): 110–23. http://dx.doi.org/10.26740/bisma.v14n2.p110-123.
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Various studies show that companies and organizations have realized that knowledge-based capital is an important company asset. Managing the company's knowledge-based capital is one of the important tasks to encourage companies to compete with other companies. This study aims to identify the knowledge-based capital in human capital, structural capital, and capital employed by companies and its effect on investment decisions that affect company value. Through literature review, this concept also incorporates managers' risk attitude, which is part of ERM (Enterprise Risk Management) to develop the concept of Knowledge-based Risk Management (KBRM). Based on path analysis using AMOS, the result shows direct influence of human capital and capital employed on investment decisions is not significant. Meanwhile, the direct influence is significant. Investment decision does not mediate the relationship between human capital, structural capital, and capital employed on company value. Furthermore, managers' attitude to risk as risk-averse weakens the relationship between investment decisions and company value. Based on that result, companies need to reconsider managers’ behaviour in facing risks so that managers able to take risks when deciding on investments in the future and increase the value of the company.
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Sasaki, Mika, and Hiroki Takikawa. "Investment attitude and framing effects on risky decisions." Proceedings of the Annual Convention of the Japanese Psychological Association 81 (September 20, 2017): 2B—013–2B—013. http://dx.doi.org/10.4992/pacjpa.81.0_2b-013.
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Rajanikanth, Chinala. "A Study on Investment Attitude towards Government Schemes." International Journal for Research in Applied Science and Engineering Technology 7, no. 9 (September 30, 2019): 773–76. http://dx.doi.org/10.22214/ijraset.2019.9104.
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Nurobikhainih, Mariasri, Ika Wahyuni, and Triska Dewi Pramitasari. "PENGARUH PENDAPATAN DAN SIKAP KEUANGAN TERHADAP KEPUTUSAN INVESTASI DENGAN PERILAKU KEUANGAN SEBAGAI VARIABEL INTERVENING (Studi Kasus Nasabah PT. Amartha Mikro Fintek Point Panarukan)." Jurnal Mahasiswa Entrepreneurship (JME) 2, no. 3 (August 13, 2023): 527. http://dx.doi.org/10.36841/jme.v2i3.3266.
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Income earned by a person must be managed with a good financial attitude and financial behavior. By optimizing their financial management, customers are able to responsibly plan and realize their future. The purpose of this study was to analyze and examine the effect of income and financial attitudes on investment decisions through financial behavior. The population in this study are customers of PT. Amartha Micro Fintek Point Panarukan.. The sampling technique is determined by probability sampling technique, namely Simple Random Sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM).
The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that income has a significant positive effect on financial behavior, financial attitudes have a significant positive effect on financial behavior, income has a negative but not significant effect on investment decisions,
financial attitudes have a significant positive effect on investment decisions, behavior finance has a positive but not significant effect on investment decisions. The results of the indirect effect hypothesis test show that income has a positive but not significant effect on investment decisions through financial behavior. Financial attitudes have a positive but not significant effect on investment decisions through financial behavior.
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A, Antony Prabha, Renjith Kumar P, and Sneha R. "INVESTORS ATTITUDE TOWARDS ONLINE AND OFFLINE TRADING OF MUTUAL FUNDS." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 07, no. 10 (October 1, 2023): 1–11. http://dx.doi.org/10.55041/ijsrem26082.
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Mutual fund as an investment avenue provides a platform to the investor who do not want to take high risk on their hard earned investment. In India, mutual fund industry is growing rapidly and this industry has emerged as an important segment of financial market of India, especially in channelizing and mobilizing the savings of millions of individuals into the investment in equity and debt instruments. Mutual fund investment is less risky than investing directly in stocks and is therefore a safer option for risk averse investor. A competent fund manager should analyze investor behavior, perception, and attitude and understand their needs and expectations to gear up the performance to meet investor expectations and requirements. Investment in mutual fund is affected by the attitude of investors and hence the objective of the study is to identify the investor's attitude on mutual fund as an investment avenue and the major findings reveal the factors that influence buying behavior of mutual fund investors.
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Ng, Irvin, Johny Budiman, Junita Junita, Viviani Viviani, Lindawati Lindawati, and Joey Joey. "Determinan Keputusan Investasi Pada Cryptocurrency." Jurnal Bina Manajemen 11, no. 2 (February 6, 2023): 106–23. http://dx.doi.org/10.52859/jbm.v11i2.315.
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Cryptocurrency is becoming more and more popular as an investment asset. With a high risk high return characteristic of cryptocurrency, doesn’t stop people from investing into cryptocurrency. This research will study empirically regarding determinants behind cryptocurrency investment decisions with The Theory of Planned Behavior applied and added perceived risk as extra variable as well as the mediating role of attitude in behavioral intention to invest in cryptocurrencies. It is found that attitude, perceived behavioral control and subjective norm are key drivers behind cryptocurrency investment decision with perceived risk not affecting the behavioral intention. Attitude also mediates relationship between perceived behavioral control and subjective norm towards behavioral intention while attitude fails to mediate perceived risk towards behavioral intention to invest in cryptocurrency
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Hsiao, Chih-Yi, Ming-Zheng Qiu, Zi-Han Ye, and Hong-Yin Liu. "Research on the Mediate and Moderate Factors between Executive's Attitude and Investment Efficiency -- Taking the Software and IT Service Industry as an Example." Advances in Economics and Management Research 5, no. 1 (April 27, 2023): 234. http://dx.doi.org/10.56028/aemr.5.1.234.2023.
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Taking China's software and IT service industry from 2018 to 2021 as a sample, this study explores the mediator and moderator of enterprise strategic radicalization in the executive's positive attitude and investment efficiency. The findings show that when the chairman and general manager of a company are in one position, the strong positive impact of management on investment efficiency will have the opposite effect; Furthermore, the degree of enterprise strategic radicalization has a mediating effect between the positive attitude of management and inefficient investment, and this situation is particularly evident when the size of the company's board of directors is small. However, regardless of the size of the board of directors, it will play a positive regulatory role in the degree of strategic radicalization and investment efficiency. That is, when the degree of strategic radicalization is higher, the larger the board of directors will help improve investment efficiency. In addition, the degree of enterprise strategic radicalism has a mediating effect between management attitude and investment efficiency, but this situation is more pronounced when the proportion of male board members is low. Regardless of the proportion of male directors in a company, it will have a positive moderating effect on the degree of strategic radicalization and investment efficiency. Finally, the stronger the positive attitude and the higher the proportion of independent directors, the more likely it is for the enterprise to increase its strategic radicalization. However, this has no impact on investment efficiency.
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Trisilo, Rismanto Gatot, Paramita Lea Christanti, Dandang Setyawanti, and Darwin T. Galleta. "INVESTMENT DECISION ON THE LEVEL OF GENDER RELIGIUSITY." Stability: Journal of Management and Business 6, no. 1 (July 31, 2023): 82–92. http://dx.doi.org/10.26877/sta.v6i1.13906.
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This research aims to be able to examine differences in individual investment behavior when faced with various kinds of investment choices based on the level of religiosity that each individual has, as well as deeper research on whether individual religiosity influences the attitude of sharia/SRI investment choices. Then the results of this study are based on the first financial criteria. In financial criteria, besides the level of religiosity, gender level is also a determining factor, namely men tend to have a higher level of confidence in making investment decisions than women. higher risk while women prefer to allocate funds to invest with lower risk. The second is Information Criteria, that STAIN and UNWIDHA students actually consider decisions in determining investments based on accurate information, and where information criteria play an important role as the basis for investment decisions.
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Novandalina, Arini, Fidyah Yuli Ernawati, and Andhy Tri Adriyanto. "RISK ATTITUDES, MENTAL ACCOUNTING AND OVERCONFIDENCE IN INVESTMENT PLACEMENT DECISION DURING AND POST COVID-19." International Journal of Economics, Business and Accounting Research (IJEBAR) 6, no. 1 (March 23, 2022): 498. http://dx.doi.org/10.29040/ijebar.v6i1.4453.
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The Small and Medium Enterprises is the main pillar the people's economy. SME investment decisions related to how entrepreneurs place their funds is a very determining factor in company performance. The purpose of this study is to analyze and explain: 1) The influence of risk attitudes on company performance through decisions on the placement of working capital funds for small and medium enterprises (SMEs), 2) The effect of risk attitudes on company performance in SMEs 3) the effect of working capital fund placement decisions on the performance of SMEs. The study population was all garment, weaving, carving and batik SMEs in Jepara.
The sampling technique is non-probability sampling, using assessment sampling. This study found that overconfidence behavior and risk attitude have a significant influence on investment decision making. Mental accounting doesn’t have a significant influence on investment decision making. The more investors are willing to face risks and the higher the overconfidence will increase investment decisions. The number of investors who are risk seekers in the capital market is a natural thing because stock investment is included in the high-risk investment category. Mental accounting can not influence the investment decision making.