Dissertations / Theses on the topic 'Investment Attitude'
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Rodrigues, Cunha Gustavo <1976>. "Power, self-deception biases and risk attitude in investment clubs." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2011. http://amsdottorato.unibo.it/3885/1/Rodrigues_Gustavo_tesi.pdf.
Full textRodrigues, Cunha Gustavo <1976>. "Power, self-deception biases and risk attitude in investment clubs." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2011. http://amsdottorato.unibo.it/3885/.
Full textAbdulahad, Jennifer, and Lisa Nordling. "Inget vågat, inget vunnet : En kvantitativ studie om skillnader i riskbenägenhet mellan män och kvinnor utifrån demografiska faktorer och geografiska områden." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-29831.
Full textAshmawy, Ibrahim. "Foreign direct investment into Egypt and its determinants, 1974-1995 with particular reference to the attitude of the multinational corporations to the Egyptian government's investment policy since 1989." Thesis, University of Exeter, 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.264606.
Full textAkhtar, Muhammad Waqar. "Behavioral issues in retirement savings." Electronic Thesis or Diss., Université Clermont Auvergne (2021-...), 2023. http://www.theses.fr/2023UCFA0058.
Full textThis PhD thesis investigates the behavioral aspects of retirement savings, with a focus on three empirical chapters. The research extends the existing literature by examining the impact of financial literacy on retirement savings, comparing countries with different levels of financial development. Additionally, the study explores the role of personality traits in shaping savings behavior, using large-scale data analysis. A unique contribution of this research is the combination of micro and macro data to investigate the relationship between these factors and retirement savings. The study examines how investor protection and an individual's risk attitude influence their savings behavior. The primary objective of this thesis is to investigate thoroughly individuals' behavior towards their savings goals for post-retirement life, highlighting the important role played by financial literacy and personality traits in this process.The first chapter of our thesis examines the relationship between financial literacy and retirement savings, using data from the Household Finance and Consumption Survey (HFCS). To analyze the impact of financial literacy on savings behavior, the study focuses on Luxembourg and Slovakia, which have different levels of financial development. The findings of our research reveal that the level of financial literacy among the population of Luxembourg is higher as compared to that of Slovakia. The empirical analysis indicates that financial literacy is positively associated with retirement savings in Luxembourg, while no significant relationship is found between financial literacy and savings in Slovakia. These findings contribute to a better understanding of the role of financial literacy in retirement savings behavior.The second chapter of our thesis investigates the impact of the big five personality traits on individuals' savings behavior. The big five personality traits, including Openness, Conscientiousness, Extraversion, Agreeableness, and Neuroticism, are widely recognized by psychologists as fundamental dimensions that shape human behavior. The study utilizes data from the SHARE database and covers a sample of 27 European countries. The results suggest that personality traits significantly influence savings behavior, and in particular, the traits of Openness and Agreeableness have a positive impact on savings behavior. The findings of this chapter provide important insights into the role of personality traits in retirement savings and have practical implications for financial planners and advisors.The third and final chapter of the thesis examines the relationship between Investor Protection, Investment Attitude, and Savings Behavior. The study investigates whether investor protection can play an important role in retirement savings behavior among households and whether it can help individuals adopt a more favorable risk attitude towards retirement savings. The analysis focuses on the impact of investor protection and risk attitude on savings behavior and the interaction between the two factors. The study utilizes data from the World Bank for investor protection and from the SHARE database for household data. The results indicate a significant relationship between the strength of investor protection, an individual's risk attitude, and retirement savings behavior.Our thesis focuses on retirement savings, a critical area of research due to its impact on financial security. We examine the impact of financial literacy, personality traits, and investor protection on savings behavior. Our findings provide valuable insights for policymakers and financial practitioners. These factors are essential considerations in understanding retirement savings behavior. Policymakers can use our findings to design effective retirement savings policies and programs
Ihli, Hanna [Verfasser], Oliver [Akademischer Betreuer] Mußhoff, Matin [Akademischer Betreuer] Qaim, and Stephan [Akademischer Betreuer] Klasen. "Decision Making under Uncertainty in Developed and Developing Countries: An Experimental Analysis of Farmers’ Risk Attitude and Investment Behavior / Hanna Ihli. Gutachter: Matin Qaim ; Stephan Klasen. Betreuer: Oliver Mußhoff." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2014. http://d-nb.info/1052337961/34.
Full textIhli, Hanna Verfasser], Oliver [Akademischer Betreuer] [Mußhoff, Matin [Akademischer Betreuer] Qaim, and Stephan [Akademischer Betreuer] Klasen. "Decision Making under Uncertainty in Developed and Developing Countries: An Experimental Analysis of Farmers’ Risk Attitude and Investment Behavior / Hanna Ihli. Gutachter: Matin Qaim ; Stephan Klasen. Betreuer: Oliver Mußhoff." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2014. http://nbn-resolving.de/urn:nbn:de:gbv:7-11858/00-1735-0000-0022-5EEA-1-8.
Full textBowler, Sarah. "Public Attitudes and Transport Infrastructure : Implications of Public Attitudes for Transport Infrastructure Investment." Thesis, University of Canterbury. Psychology, 2009. http://hdl.handle.net/10092/4049.
Full textPaquin, Pauline. "Les effets de la surconfiance des dirigeants sur les décisions managériales : le cas des dirigeants français du SBF 120." Thesis, Strasbourg, 2019. http://www.theses.fr/2019STRAB015.
Full textThis dissertation focuses on CEO’s overconfidence and analyze its effects on accounting and financial decisions. After having defined the outlines of this bias, we conduct a literature review on the CEO’s overconfidence and its effects for firms. Research offers mixed conclusions about these effects. To test the impacts of this bias, we set up an original database and analyze the behaviour of CEO’s of SBF-120 over the 2006-2016 period. We show that CEOs’ overconfidence affects the investment cash-flow sensitivity as well as earnings management. An original contribution of this research is to show that effective governance mechanisms can mitigate the effects of the bias or, on the contrary, encourage them, according to the motives of the controlling shareholder. We also show the fact that the CEO’s belonging to the controlling family modifies the expression of one’s bias
Muller, Jonathan. "Analysis of KiwiSaver Investment Fund Choice Behavior." Thesis, University of Canterbury. Psychology, 2013. http://hdl.handle.net/10092/7911.
Full textChijioke, Matthias Ikenna. "Strategies to Sustain Small-and-Medium Sized Business Enterprises." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/3146.
Full textNduom, Nana Kweku. "Country of Origin Investment| Experience, Attitudes, and Motivating Factors in the Ghanaian Diaspora." Thesis, The George Washington University, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=10744312.
Full textThe body of research on the economic activities of diaspora communities has developed over several decades by researchers in a variety of academic disciplines, including economics, sociology, and entrepreneurship. Although international business (IB) research is primarily concerned with the internationalization of large, mature corporations, the cross-border economic activities by individuals, particularly from those who have crossed borders themselves (diasporans) has been identified as a significant gap in the existing body of literature (Cano-Kollmann, Cantwell, Hannigan, Mudambi, & Song, 2016; Ramamurti, 2004, 2011). This dissertation helps to fill this research gap by exploring homeland investment interest (Gillespie, Riddle, Sayre, & Sturges, 1999) in the context of the US-based Ghanaian diaspora. My dissertation makes three specific contributions to the existing international business literature. Firstly, I test the theory of diaspora investment motivation (Nielsen & Riddle, 2010) in a novel environment. Secondly, I draw the distinction between interest in diaspora direct investment and diaspora portfolio investment, identifying key differences in their antecedents. Finally, I investigate how sub-national location affects country of origin investment interest.
Caerlewy-Smith, Emiko. "Investment decision making : attitudes and actions of UK defined benefit pension fund trustees." Thesis, University of Oxford, 2006. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.443601.
Full textElias, Marc Brett. "The influence of corporate carbon disclosure on investor decisions and attitudes in South Africa." Diss., University of Pretoria, 2010. http://hdl.handle.net/2263/25373.
Full textDissertation (MBA)--University of Pretoria, 2010.
Gordon Institute of Business Science (GIBS)
unrestricted
Hudson, Sarah J. "Attitudes to investment risk amongst West Midland canal and railway company investors, 1760-1850." Thesis, University of Warwick, 2001. http://wrap.warwick.ac.uk/36407/.
Full textPleis, Letitia Meier. "Investment decisions: Influence of an Internet stock message board." Thesis, University of North Texas, 2007. https://digital.library.unt.edu/ark:/67531/metadc5130/.
Full textLeech, Irene E. "The intention to save for retirement: the influence of attitudes and subjective norms." Diss., Virginia Polytechnic Institute and State University, 1988. http://hdl.handle.net/10919/51934.
Full textPh. D.
Gamel, Johannes [Verfasser], Klaus [Akademischer Betreuer] Menrad, Klaus [Gutachter] Menrad, and David [Gutachter] Wozabal. "Individual Investors and Socially Responsible Investments – Attitudes and Preferences in the Context of Wind Energy Investments / Johannes Gamel ; Gutachter: Klaus Menrad, David Wozabal ; Betreuer: Klaus Menrad." München : Universitätsbibliothek der TU München, 2018. http://d-nb.info/1159703493/34.
Full textVieira, Pedro Nuno Rino Carreira. "Attitudes towards risk in financial decision making." Doctoral thesis, Instituto Superior de Economia e Gestão, 2016. http://hdl.handle.net/10400.5/11632.
Full textRisk and attitudes towards risk play a central role in several areas such as economics and psychology. Interestingly, in economics risk attitudes are addressed under the umbrella of the Utility Theory, while in psychology they are measured by psychometric scales. Risk attitudes in financial decision making are here studied under both approaches with the concern of understanding how they are related. So, I propose a conceptual model that explains risk attitudes, I translate to Portuguese the DOSPERT - Domain-Specif Risk- Taking scale and apply it in Portugal and Angola, I measure risk attitudes under Utility Theory and with DOSPERT, in order to bring new insights about their relationship, and I address the link between risk attitude and consumption needs. Among the main contributions, I propose a cause-effect model that helps solving the puzzle of individual inconsistent risk attitudes, I also propose a short version of the DOSPERT scale that can be used in Portugal and Angola, allowing comparisons between them, I report that risk attitudes depend on the consumption need underlying each financial investment decision and that risk attitudes under Utility Theory capture a more intrinsic and global risk attitude that impacts the risk attitude unveiled in each decision as measured by DOSPERT.
Lawrence, Ian T. "The finance of biotechnology : investment in new biotechnology firms by British venture capitalists-attitudes to, and evaluation of, business proposals." Thesis, Aston University, 1988. http://publications.aston.ac.uk/10830/.
Full textMbzibain, Aurelian. "An empirical investigation into the uptake, motivations and constraints and the factors affecting farmers' renewable energy investment intentions." Thesis, University of Wolverhampton, 2012. http://hdl.handle.net/2436/298090.
Full textChan, Hing-lung, and 陳興龍. "Mapping the political risk perceptions and strategies of Hong Kong Chinese entrepreneurs." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1995. http://hub.hku.hk/bib/B42574468.
Full textTörell, Kent, and Emil Axelsson. "Framtidens Finanser : En studie om svenska individers attityder till finansiellt risktagande." Thesis, Umeå universitet, Företagsekonomi, 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-73675.
Full textJohnsson, Fredrik. "Language requirements for Swedish citizenship : Adult language learners' attitudes towards the Swedish language test for immigrants." Thesis, Stockholms universitet, Centrum för tvåspråkighetsforskning, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-183494.
Full textSutton, Ciara. "Foreign indirect investment in the venture capital industry : a study of foreign limited partners' impact on venture capital firms in Sweden." Doctoral thesis, Handelshögskolan i Stockholm, Institute of International Business (IIB), 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:hhs:diva-507.
Full textKarthigesu, Shantha Premila. "The perceived influence of grandparents’ beliefs and attitudes on parents’ breastfeeding behaviour and paediatric vaccination decisions." Thesis, Edith Cowan University, Research Online, Perth, Western Australia, 2020. https://ro.ecu.edu.au/theses/2165.
Full textPettersson, Oskar. "The Popular Response to the Ageing Crisis: A Time-Series Cross-Sectional Analysis of the Effects of Demographic Ageing on Individuals’ Support for Welfare State Policy in 13 Advanced Democracies (1996-2016)." Thesis, Uppsala universitet, Statsvetenskapliga institutionen, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-432532.
Full textGesovski, Daniel, and Erik Gunhamn. "Nudging : Ett verktyg för ett ökat hållbart sparande?" Thesis, Linnéuniversitetet, Institutionen för ekonomistyrning och logistik (ELO), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-85206.
Full textBackground: Climate- and sustainable related questions are strong topics in today’s society and are highly debated by decision-makers. The rational investor is supposed make investments based on risk and return. But the question is if the concerns about sustainability and ethics really influence the decision of the investor? Purpose: The purpose of this study is to test if individuals tend to invest more in SRI (Socially responsible investments) if they have a moment of reflection regarding ethics and sustainability before an investment decision. Theory: We apply a deductive approach, by creating an assumption of how humans function according to economics and behavioral science. Due to theory, humans can be seen as rational investors who solely make investment decision based on risk and return. But they can also have strong attitudes and values regarding social responsibility, which because of bounded rationality and cognitive bias tend not to be included as criteria in investment decisions. This creates a dissonance between the person's values and attitudes and their investment decisions. To make people invest more in consonance with their values and attitudes we construct a system 2 nudge that let them reflect about their view of ethics and sustainability before an investment decision. This can lead to increased investments in SRI. Empirical method: The empirical method consisted of a survey experiment in which the participants were asked to make a hypothetical investment decision. The treatment survey contained a system 2 nudge before the investment decision, while the control survey remained neutral. Results: The nudge, or the reflection of attitudes and values by the investor, had no significant effect on their investment decision. This can partly be explained by a wrong assumption of the rational investor who already invested according to their values and attitudes, and by a lack of effectiveness of our system 2 nudge in the context of this study.
Soares, Ana Luísa. "Delineating efficient portfolios : can nonprofessional investors be efficient?" Master's thesis, Instituto Superior de Economia e Gestão, 2018. http://hdl.handle.net/10400.5/20431.
Full textNa própria base da teoria financeira reside a teoria da tomada de decisões sob incerteza e risco. É crucial compreender como e por que razão as pessoas tomam decisões, bem como como as deviam tomar. Esta tese procura compreender melhor como os investidores não profissionais mas especialistas em finanças se comportam nos mercados financeiros e se tendem a escolha carteiras eficientes. Por isso, realizei uma experiência com uma amostra de alunos da pós-graduação de AF (29ª edição) para examinar como iriam calcular as suas carteiras entre uma seleção diversificada de ativos. Utilizando dados históricos, consegui calcular a Carteira Tangente e a Carteira de Variância Mínima com o objetivo de comparar com as Carteiras selecionadas pelos participantes. Os resultados sugerem que estes não são tendem a calcular a Carteira Tangente nem de escolher carteiras pertencentes à Fronteira Eficiente, não obstante o seu conhecimento técnico. Assim, na medida em que esta amostra representa investidores não profissionais que são especialistas em finanças, concluo que não se espera que esta classe de investidores tome decisões de investimento eficientes no sentido de Markowitz.
At the very foundation of financial theory lies the theory of decision-making under uncertainty and risk. Understanding how and why people make decisions, as well as how they should be making decisions, is crucial. This thesis seeks to better understand how nonprofessional investors who are experts in finance behave in the financial markets and if they tend to choose efficient portfolios. Therefore, I conducted an experience with students from the post graduation in Análise Financeira (29th Edition) to examine how they would compute their Portfolios among a diversified selection of assets. Using historical data, I was able to compute the tangency portfolio and the minimum variance portfolio in the Efficient Frontier with the aim of comparing with the Portfolios chosen by each student. I report that the great majority of respondents were not able to compute the Tangency Portfolio nor choose Portfolios belonging to the Efficient Frontier despite their technical knowledge. To the extent this sample represent experts on finance that are non-professional investors, I conclude that such class of investors are not expected to make efficient decisions in the Markowitz sense.
info:eu-repo/semantics/publishedVersion
Kriel, Willem Jacobus Adriaan. "Persoonlike finansiële bestuur van NWK Beperk–werknemers / deur Willem Jacobus Adriaan Kriel." Thesis, North-West University, 2010. http://hdl.handle.net/10394/4470.
Full textThesis (M.B.A.)--North-West University, Potchefstroom Campus, 2011.
Lai, Yi-Ting, and 賴羿廷. "Financial Literacy, Money Attitude and Investment Performance." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/74955454842081645328.
Full text世新大學
財務金融學研究所(含碩專班)
100
Over the past few decades, with Taiwan's economic take-off, many economic miracles were created. Although the economy continued to grow, unequal distribution of wealth became more and more severe. Only through investment, the general public can obtain considerable rewards in order to fulfill dreams in life. This thesis utilized questionnaire surveys to study Taiwan investors’ financial literacy, as well as the relations between financial literacy and investment performance. Related variable data were obtained, and empirical analyses were conducted. Besides, regression analyses were conducted as well according to each interviewee’s basic information, his/her financial literacy scores, and the actual investment performance. The research results revealed that the financial literacy score of the general public was 56.4432, which was a low number and considered as a borderline pass. The statistics showed that people emphasized insurance the most, and investment the least. In addition, there were three aspects (items) that can positively influence a person’s financial literacy, and they were “I understand my property status”, “I would feel nervous when I don’t have a stable salary or financial income”, and “the degree of willing to save pennies”. The influential factors of investment performance were analyzed. The results discovered that the financial literacy, the self-discipline of spending money according to budgets, and the recent three-year positive returns were significantly and positively related. The factor that affected the annual investment return during the financial crisis in 2008 was “the self-discipline of spending money according to budgets”. Usually, the general public believed that higher financial literacy can result in higher return on Investment Performance. However, this research discovered that they were irrelevant. Instead, having financial literacy is the crucial factor that will affect the investment performance. In addition, the most important one is “the self-discipline of spending money according to budgets”. The stricter a person is on this matter, the more positive investment performance he/she will get. Therefore, this thesis suggested that investors cultivate their financial literacy and set annual budgets. Those who can have disciplines and keep their financial budget plans can get better returns.
WU, HUI-WEN, and 吳惠雯. "Personality, Financial Attitude, and Investment Behavior among Elementary School Teachers." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/yt6tah.
Full text長榮大學
管理學院經營管理碩士班
106
Personality, Financial Attitude, and Investment Behavior among Elementary School Teachers. Abstract The objects of study are elementary school teachers in Tainan. The study is to investigate the impacts of teachers’ personalities and attitudes of financial management on the investment behaviors. After questionnaire survey, the study uses descriptive statistic, one-way ANOVA, Chi-square test to examine the hypotheses. The results of the study demonstrate that the educational background and yearly personal income have significant impacts on the external- control character. Different personalities have significant differences in attitudes of financial management. Teachers with internal- control character are inclined to have conservative attitudes of financial management. On the contrary, internal- control teachers are inclined to be stable. There are no differences between teachers’ personalities and investment behaviors including investment motives, investment information and investment tools. Top three items for investment motives are disposable capital utilization, capital gain and the dignified life after retiring. Top three items for investment information are relatives and friends, newspapers and magazines, media and internet. Top three items for investment tools are deposit, insurance and funds. Teachers of different ages, martial status, yearly personal income and total amounts of capital investment have significant differences in attitudes of financial management. Teachers of yearly personal income under a half million are inclined to have conservative attituds of financial management. Teachers of under 30 years old and above 51 years old are inclined to have stable attitudes of financial management. And those of above 51 years old, having children, yearly personal income above one million and total amounts of capital investment between one million and three millions are inclined to have positive attitudes of financial management. There are significant differences between the attitudes of financial management and investment behaviors upon investment information and investment tools. In the aspect of investment information, teachers of stable and positive attitudes of financial management are inclined to get information by reading newspapers and magazines in person. Teachers of conservative attitudes of financial management have no confidence, so the investment information is from the relatives, friends and financial advisors. In the aspect of investment tools, teachers of positive attitudes of financial management are brave to try and invest, so they take a risk to invest in stocks. Teachers of stable and conservative attitudes of financial management have no inclination to take a risk, so they choose the deposit with lower risk as the investment tool. Key words: elementary school teacher, personality, attitude of financial management, investment behavior
Liu, Jing-Ping, and 劉景評. "Teachers’ Financial Attitude, Investment Behavior and Investment Performance: Using Elementary School Teachers in Yunlin County as Examples." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/qrkph6.
Full text國立虎尾科技大學
經營管理研究所在職專班
102
After financial turmoil in 2008, the world encountered the era of low interest. With inflation, elementary and junior high school teachers started paying for consolidated income tax. Upon the significant change of retirement system of military personnel, government functionaries and teachers and extension of average life-span, elementary school teachers must have correct financial attitude and investment behavior in order to create higher investment performance and maintain life level of themselves and family. According to research findings, the highest and lowest scores of elementary school teachers’ financial attitude are “my income will cover expenditure” and “I am familiar with products with investment experience and I have rich investment experience.” As to investment behavior, currently, elementary school teachers’ “use of spare funds” is main investment motivation. Elementary school teachers’ current highest investment information source is “relatives and friends”; elementary school teachers’ current main investment tool is “insurance”. Elementary school teachers’ main factor to select current investment tool is “degree of investment risk”. Regarding investment performance, in 2012, elementary school teachers’ average rate of return of investment portfolio was “0~9%”. As to difference analysis of demographic variables and elementary school teachers’ financial attitude, “gender” shows significant difference on “active”, “growing” and “stable”; “educational level” shows significant difference on “growing” and “stable”; “number of dependent relatives” shows significant difference on “stable”; different personal average annual incomes (including side jobs) show significant difference on “active” and “conservative”. As to difference analysis of demographic variables and elementary school teachers’ investment sources, regarding “gender”, except for “investment motivation”, the rest dimensions have significant difference. As to “age”, except for “investment factor”, the rest dimensions have significant difference. As to “marital status”, only “investment motivation” has significant difference. As to “educational level”, except for “investment factor”, the rest dimensions have significant difference. As to “personal average annual incomes (including side jobs)”, all dimensions have significant difference; as to “number of dependent relatives”, except for “investment tool”, the rest dimensions have significant difference. Regarding difference analysis between demographic variables and elementary school teachers’ investment performance, as to regression correlation analysis between elementary school teachers’ financial attitude, investment behavior and investment performance, elementary school teachers’ financial attitude as “active”, “conservative”, “growing” and “stable” will significantly and positively influence investment performance. “Investment motivation”, “investment tool” and “investment factor” of investment behavior significantly and positively influence investment performance.
Chen, Shu-mei, and 陳淑美. "A Study of Money Attitude and Investment of Elementary School Teachers." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/05385984990371856856.
Full text國立彰化師範大學
企業管理學系國際企業經營管理
96
A Study of Money Attitude and Investment of Elementary school teachers Student:Shu-mei Chen Advisor:Dr. Hsing-wen Wang International Master of Business Administration National Changhua University of Education ABSTRACT Lifestyle and social changes have influenced the motivations of financial investment vastly over past 10 years. With social values changes, money attitude and investment have inevitably caused a tremendous impact on modern people. Elementary school teachers are to be classified into stable income persons at home. How about their money attitude and financial investment? It is worthy to do discussion. This study selected the elementary school teachers as research subjects, the main purpose is to examine different elementary school teachers characteristic and money attitude have any impact on investment. A questionnaire survey was adopted to collect research data. The findings of the analysis are summarized as follows: (1) Significant differences in ages exist among common fund. (2) Significant differences in religion exist among common fund and other investment choices. (3) Significant differences in power/prestige exist among common fund and stock. (4) Significant differences in retention/preserve exist among stock and other investment choices. This research has lead to the following understandings: Elementary school teachers tend to be more conservative as far as money utilizing is concerned, emphasizing financial mapping, including future into their life planning. They are apt to be bothered by money issues. We hope that this result will help elementary school teachers get better understanding about their money utilizing attitudes and financial investment, and at the same time, they will include the finance course into their elementary curriculum, so that students will possess the correct financial management knowledge and attitude. Keywords : elementary school teachers, Money attitude, financial investment
Wang, Chun-Syuan, and 王淳璿. "Determinants of investment behavior:the roles of personality traits and risk attitude." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/4gebnp.
Full text國立臺灣師範大學
管理研究所
105
This study mainly discusses five personality traits and their suitable financial products, and uses two factors : (1) Risk tolerance (2) Time pressure tolerance as the dependent variable, compared with past studies, this study begins with the measurement of the characteristics of the five personalities, the degree to which the risk tolerance and the time pressure tolerance are assessed, and then discusses whether the financial goods they choose are related to each other. This study uses questionnaires to collect data, and uses Pearson correlation analysis, ANOVA analysis, and Spearman analysis to examine whether the five personality traits are related to the sequencing of financial goods. The subjects of the study were the students of the National Colleges and universities and the second grade of the Institute, and the investment experience was mainly under one years, followed by two or three years. In this study, a total of 131 effective questionnaires were collected and the recovery rate was 87%. The results show that extraversion and experiential openness are positively correlated with risk tolerance, and there is no significant correlation between Conscientiousness, Neuroticism, Agreeableness and risk tolerance. A person with a neurotic trait has a low time pressure tolerance; a person with a conscientious trait has a high degree of time pressure, an extrovert trait, a person with an experiential openness, and an agreeable trait that has no significant correlation with time pressure; among them, the openness to experience are higher than the agreeable characteristics of its risk tolerance, in addition, the openness to experience are higher than the conscientious characteristics of its risk tolerance. At present, there is no direct relationship between the five personality traits and the order of financial commodities. This study suggest that it should add different factors to explore if the big five personalities and financial products are related in the future, it is also possible to compare the public and professional investors by grouping, making use of the control group in the financial sector, one apply to the less experienced investors, and the other apply to professional investors to reduce the pressure tolerance of investors and to select the financial goods which suitable for them.
Zhao, Jierui. "Chinese Foreign Direct Investment in North America: Comparing Canadian and U.S. Attitude." Thesis, 2013. http://hdl.handle.net/10012/7944.
Full textTseng, Hsin Yang, and 曾信洋. "Investment Factors, Risk Attitude on Asset Allocation:An Empirical Study of Military People." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/42376648200453778447.
Full text國防管理學院
國防財務資源研究所
95
This research invests the influences of investment factors and the attitude towards risk on the investor’s asset allocation. The asset allocation includes several investment behaviors such as the choice of investment tools, the total amount of investment and the different kind of investment. The findings may help the related departments to offer better investment service to their customers. Using the questionnaire investigation, the sample is drawn from the military force Taiwan. The results show that (1) the investment factors are information source, profit ability, product acquaintance, investment motion, investor’s belief and macroeconomic situation. The attitude towards risk can be measured by three factors such as risk aversion, risk neutral and risk taking. (2) the investors can be classified into four clusters; respectively, information dependence, rational conservation, no special preference and function pursuance. Different clusters have significant different feature and asset allocation. (3) Finally, the research gives some suggestions to meet the investment need for different investor clusters.
Chien-PingChiu and 邱健萍. "A Study on Junior High School Student’s Attitude toward Risk for Investment." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/76802175882504868451.
Full text健行科技大學
財務金融系碩士班
104
With the ninth-grade students in one school respectively in northern and southern region of Taiwan as the questionnaire survey respondents, this study aims to verify whether the risk attitude of financial behavior of junior high school students conforms to prospect theory. According to empirical study results, junior high school students in northern and southern region always show an attitude of risk aversion whether they are faced with gains or losses, and the overall risk attitude is consistent; from the perspective of prospect theory, there is certainty effect as well as isolation effect for junior high school students in northern and southern region; however, in terms of losses, there is no reflection effect as well as the phenomenon of mental account or frame dependence. Thus, it can be known that risk attitude of junior high school students in northern and southern region belongs to risk aversion. Based on the study results, it is also shown that the risk tolerance of junior high school students in northern and southern region has the tendency of risk aversion.
Chen, Kwa-Yu, and 陳冠予. "How Does Money Attitude and Risk Perception impact on Investment Behavior of Mutual Fund." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/e9w9r3.
Full text國立高雄第一科技大學
金融營運所
96
The study aims to understand the relation between money attitude and risk perception in the investment behavior of mutual funds. Questionnaires were given to employees of banking institutions and to investors. 260 valid questionnaires were received and the structural equation model was used to analyze the relation of investment behavior to money attitude as well as to risk perception. The results were divided into two parts: (A) Variation in population differentiation 1. Gender status: female investors are much more anxious in their money attitude than are male investors. 2. Marriage status: married investors who have children enjoy the power and fame brought by money, much more than do unmarried investors or married investors without children. 3. Age: investors who are under 35 years old enjoy the power and fame brought by money much more than do investors more than 35 years old; they are much more anxious in their money attitude than are investors under 35 years old. 4. Individual total investment amount: investors who invested less than 500,000 NTD have a conservative money attitude compared to investors who invested more than 500,000 NTD. They believe that investment timing is important. (B) Structural equation model 1.Investors who invested in equity funds were influenced by investment timing, fund quality, anxiety factors and risk perception. 2.Investors who invested in currency funds were influenced by anxiety factors. 3.Investors who invested in bond fund were influenced by fund quality. As a result, investors who are facing higher risk are often influenced by fund quality and risk factors. Investors who invested in currency funds felt unsafe about money and investors who invested in a fixed income commodity have a higher requirement in terms of living standard.
CHEN, CHIA-YING, and 陳佳盈. "A Study of Young Generation’s Attitude and Its Impact Toward Investment in Capital Market." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/38tmay.
Full text中華大學
企業管理學系
106
The size and the activeness of a capital market is a window of a country’s economic strength and future growth. With the awareness of financial market globalization, a healthy capital market is the drive for a country’s future economic growth Currently, investors in Taiwan’s stock market are comprised of people mostly in their late 40s or 50s, and the younger generations are not actively participants in the capital market, which might cause the staggering in Taiwan’s capital market development in the future. The need for young people to actively participate in Taiwan’s capital market is inevitable. This study tries to explore the reasons why young people are not interested in investing stocks, and to reason why young people's investment ratio has declined, and finally proposed ways to encourage young investors to participate in the capital market. This study examined a random sample of young Taiwanese ethnic groups. Total of 515 questionnaires were collected, of which 311 questionnaires are valid. The SPSS was employed to calculate statistical result. Descriptive statistical analysis and reliability were also performed. This study found that income level, family norms, school education and age, are significant factors that influence young generation’s investment decisions. The study found that young people are hesitated to invest in stock market because lacking of financial knowledge and skills. Therefore, it is suggested that more financial education should be included in the curriculum. In addition, financial institutions should offer more investment workshops which are particularly tailored for beginner investors. It will help to encourage young generation to start investing in stock market and becoming active investor in the capital market. Keywords: Investment Tools, Investment Behavior, Home Education, Young People
Chang, Yuan-Ming, and 張原銘. "A Study of Money Attitude and Investment Behavior of ElementarySchool Teachers in Miaoli County." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/949d84.
Full text嶺東科技大學
經營管理研究所
102
Abstract The purpose of the study is to investigate opinions of money attitudes and investment behavior of elementary school teachers in Miaoli County. Teachers' money attitudes and current status of investment behavior were first analysis. How teachers’ backgrounds affect their money attitude and investment behavior was then discussed. Finally, the correlation between money attitude and investment behavior was reported. Using questionnaires and stratified random sampling to achieve the research objectives, distributed to 102 school year teachers in public elementary schools in Miaoli County. Three hundred eighty-six valid responses accounted for 94.61% of all questionnaires distributed. Studying data were analyzed by descriptive statistics, T-test, ANOVA, Chi-square test, and Pearson's Correlation were conducted. Statistical analyses revealed the following findings: 1. Teachers’ agreement of money attitude was anguish and anxiety cautious and conservative. Generally cautious conservative attitude towards. 2. In a different gender, age, qualifications in attitudes toward funding the money. 3. In investment behavior, the top for main motivation are "the use of idle funds". The top for investment information are "friends". The top for investment vehicles are "bank". The top for choose a major factor are "investment risk". 4. People in different backgrounds have remarkable different reasons for investment behavior. 5. Money attitudes and investment behavior have related of elementary school teachers in Miaoli County. Keywords: elementary school teacher , money attitudes , investment behavior
Chen, Po-Ming, and 陳柏銘. "The impact of longevity risk and risk attitude on investment and consumption decisions of households." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/48833878566484260957.
Full text淡江大學
保險學系保險經營碩士班
98
This research designs a simulation of household’s lifetime consumption and asset allocation, combine the income, net assets and life expectancy with the decision-making of experiment from questionnaire by experimental economists. Through two experiments to research different risk attitude of the households in consumption and investment decisions weather affect by the longevity risk. The empirical results show that (1) education level and net assets as inversely related to the absolute risk aversion; but net assets and income as positive related to the relative risk aversion. (2)In consumption decision-making, whether or not consideration longevity risk, the household tend to more risk averse have less consumption ratio; and in the investment decisions, consider the longevity risk in retirement will be held higher proportion of risk-free assets and lower proportion of risky assets. (3) If the household organization are female, highly education level, more children, low life expectancy and tend to risk aversion, when above face the longevity risk, they will increase the risk-free assets and reduce the risk of assets to decrease the impact of longevity risk.
Huang, Kun-Hsiang, and 黃琨翔. "The Study of the Effects of Investor´s Risk Attitude on Fund Investment and Asset Allocation." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/30658055512264897724.
Full text朝陽科技大學
工業工程與管理系碩士班
96
With the development of economy in Taiwan, the individual wealth becomes two-peak distributed at present. Therefore, personal investment becomes more important issue. The fund investment has not only lower risk than stock investment, but also higher profit than certificate of deposit. Hence, the fund investment becomes more popular in Taiwan. In general, investors would like to choose the invest that has low risk but high profit. However, these two objects are conflict, but hardly achieve simultaneously. This study discusses the effect of the investor’s risk attitudes on the choice of fund by multi-objective decision model and sensitivity analysis. Moreover, the decisions of fund choosing and asset allocation for three different types of investors (i.e., risk-neutral, risk-aversion, and risk-seeking investors) have also been discussed and the results may help any investor on fund investment. This study found that the risk-neutral investors whose profit and risk utilities are linear prefer “Latin America burgeoning market equity fund” among the funds, since it had the highest utility according to the data observed in this study period. This fund was classified as high-profit and high-risk. The funds investing in developing countries may have very high return, but also accompany high risk. During this study period, the extreme high profit causes risk-neutral ignore the high risk behind this investment. Although, in general, risk-neutral investors are thought be as not risk-seeking and not risk-aversion. However, this study showed that risk-neutral investors will choose the fund with the greatest expect profit even it comes from a fund that has very small chance to gain extreme profit. Risk-aversion investors are defined as one whose utilities functions have lesser changes when the rate of return and annualized standard deviation of the fund increase. This research showed that “global (except U.S.A.) equity fund” has better profit in short-term investment, but “global short duration bond fund” can get the highest utility for risk-aversion investors according to the observed data. This result suggested that, for risk-aversion investors, the long-term investment on the worldwide, stable and low-risk fund would be a better choice. This study showed that the risk-seeking investors whose utilities functions have larger changes when the rate of return and annualized standard deviation of the fund increase put emphases on profit rather than the risk. The decision model showed that the utility of “Latin America burgeoning market equity fund” is highest for this type of investors. As descript previously, it may have much greater return in investing in developing country although it also accompanied very high risk. However, for risk-seeking investors, it was more important to gain high profit than to avoid risk. In fact, fund managers may decide the risk attitude of investors first before provide any investment suggestion. Multi-objective decision models for three different types of investors (e.g., risk-neutral, risk-aversion, and risk-seeking investors) were provided in this study, and found that the fund investment may be affected by the risk attitude of the investment and the time period of investment. It was general to gain profit in logh-term fund investment. Therefore, the investor should make a suitable choice based on his/her preference and risk attitude.
Chang, Yu-Cheng, and 張祐誠. "The Study of Money Attitude, Perceived Risk and Consumer Purchase Intention on Investment Linked Insurance Products." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/26374639832505202325.
Full text淡江大學
保險學系保險經營碩士班
101
There are both investment and insurance on investment linked insurance products. It began in 2001, and rapid expansion on life insurance industry until 2007,the market share rate was 61.8%. Go thought 2008 Financial Crisis, investment linked insurance products accumulation account value were decreased. Then, investment linked insurance products design innovation. This study focus on money attitude, perceived risk and consumer purchase intention on investment linked insurance products after 2008 Financial Crisis and 2011 European Debt Crisis. Based on Yamauchi and Temple''s Money Attitude Scale (1982) and Chen and Chou(2007) study ,the questionnaire in this research is divided into the following six dimensions: consumer characteristics, money attitude , investment linked insurance cognition degree, purchase evaluation criteria, perceived risk and purchase intentions on Investment Linked Insurance Products. The sample, collected through both traditional and on-line questionnaire from consumer living in the greater Taipei area,result in total number of 1000 copies with 880 valid questionnaires and the effective received rate of 88%. The analysis shows that: (1) The consumer characteristics ( include age, marital status, occupation ,income, annuity premium divided by annuity income, family have worked in insurance company and have brought investment linked insurance products.) have a positive relationship with purchase intentions toward investment linked insurance products. (2) The money attitude has significant positive impact on the purchase intentions toward investment linked insurance products. (3) The investment linked insurance cognition degree has significant positive impact on the purchase intentions toward investment linked insurance products. (4) The purchase evaluation criteria has significant positive impact on the purchase intentions toward investment linked insurance products. (5) The perceived risk would effect on the purchase intentions toward investment linked insurance products. (6) The intermediate effect of investment linked insurance cognition degree of perceived risk shows an effect on the purchase intention on investment linked insurance products.
TSAI, NIEN-TUNG, and 蔡念彤. "A Study on the Relationships between Government Employees’ and School Staff’s Financial Attitude and Their Investment Decision." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/11844047123698635930.
Full text大葉大學
管理學院碩士在職專班
104
This study was designed to investigate the financial and investment decisions attitude of civil servants and teachers. The first analysis of financial investment attitudes and decision-making status of civil servants and teachers, then a different background variables difference case discussion, the final analysis of relevant financial circumstances and attitude to investment decisions. Using convenience sampling method with 104 academic year teaching at the Catholic New Taipei City staff conducted a questionnaire survey for the study, recovery of 350 valid questionnaires; valid questionnaires was 92%. According to the results of survey respondents had to descriptive statistics, t test, one-way analysis of variance, Pearson product moment correlation statistical analysis, and found the following: New Taipei City finance staff attitude at present the majority Catholic tendency Steady, followed by the positive type, Furthermore the conservative, then is adventure type. New Taipei City Catholic personnel investment decisions, the main investment vehicle of up to "savings insurance", the main motivation for the most important investment "increasing wealth", the main source of primary investment information from "friends and family", up to a maximum investment considerations "familiar" as a major factor . Civil servants and teachers fiscal stance in a different background variables (gender, age, marital status, highest level of education, years of service, number of dependents), there are significant differences. Attitude to money and investment decisions of civil servants and teachers have a significant correlation. The final consolidated findings, conclusions and concrete recommendations.
Chien-Hung, Lai, and 賴建宏. "The Analysis of the Investment Performance and the Satisfation of Managing Mo-ney; to the Investors of Offshore Mutual Funds and Investment LinkeIn-surance Produces in the Aspects of Investment Understanding,Risk Attitude and Purchase Decision Processe." Thesis, 2009. http://ndltd.ncl.edu.tw/handle/65087806802666211656.
Full text大葉大學
國際企業管理學系碩士在職專班
97
Taiwan's stock market in recent years, the overall investment environment in the poor, from 2006 to rigid cross-strait relations, the economic competitiveness of recession, rising oil prices; accelerate the pace of internationalization, the global investment environment is more closely by the markets change impacts, the interna-tional movement of funds quickly, operate, supply and demand are closely related, together with the stock market, the high proportion of personal investment, but due to a lack of investment analysis expertise, resulting in very severe stock market volatility, can not guarantee that the background of the expected profit , with the financial product innovation, the concept of public finance and investment matures, high-risk investment goods has been unable to meet the needs of the vast number of investors in overseas mutual fund investors are becoming the main financial instru-ments, investment-oriented policies, however the current investment policy is not only Fund to provide a complete platform in recent years, interest rates fall, market interest rates are low, 10-year government bonds less than 2 percent interest rates, bank deposit interest rates have been low, the same amount of insurance cover, us-ing the natural way to collect premiums, insurance costs, compared with low, the current investment-type insurance policies are all duty-free and more effect of asset protection, and how to make globalization allocation funds, individual investors how to cultivate a correct attitude towards risk, understanding of financial manage-ment knowledge to engage in investment decision-making and access to the pur-chase of a good investment performance and satisfaction by overseas mutual funds and investment-type insurance policy risk attitude of investors, financial awareness, purchase decision-making process, from the understanding of investment perform-ance and financial impact of satisfaction and relevance. The use of a questionnaire survey method and SPSS software package on the way to the application of statistical analysis of investor perception of financial management, risk attitudes, purchase decisions, the purchase of assessment, the purchase decision-making, investment performance and financial impact of between satisfaction and compare their differences. Variable dimensions of the study show that investment-oriented policies and overseas fund investors through the reliability analysis, ANOVA, logistic analysis, correlation analysis, discriminant analysis, regression analysis, path analysis, such as books, according to analysis, and descriptive statistical analysis and ANOVA ex-plore the demographic variables (gender, age, education level, occupation, monthly salary income, etc.) knowledge management, risk attitude, the purchase deci-sion-making process, investment performance and financial management of the re-lationship between satisfaction.
Ihli, Hanna. "Decision Making under Uncertainty in Developed and Developing Countries: An Experimental Analysis of Farmers’ Risk Attitude and Investment Behavior." Doctoral thesis, 2014. http://hdl.handle.net/11858/00-1735-0000-0022-5EEA-1.
Full textHu, Dan. "Protectionism, national interest, and strategic distrust : the Labour government’s attitude and approach towards Chinese investment in Australia (2007-2013)." Thesis, 2019. http://hdl.handle.net/1959.7/uws:57262.
Full textSu, Fang-Yu, and 蘇芳瑜. "The Effects of Financial Advisor’s Professionalism on Investment Consideration : The Moderating Effects of Risk Attitude and Word-of-Mouth." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/49254764646751721757.
Full text大葉大學
會計資訊學系碩士班
101
Faced by the global financial turmoil and the European debt crisis,result in the world are shrouded in the recession and lack of trust of the financial instruments under. Financial disputes occurring after the outbreak of the financial tsunami, the investment losses customer financial advisor on Trade Descriptions unclear or deliberately misleading, in order to fight the results lead to unpredictable customer occur pecuniary loss. The role of the financial consultants, competence and professionalism is being questioned, of the customer experience professional financial planning experts of the financial instruments of the investor's willingness to buy will be. The purpose of this study was to examine the relationship between financial advisor's Competency and Customer financial products purchase intentions. Risk attitude and Word-of-Mouth are modurating variable. This research is main to adopt the questionnaire method the collection the data, the recycling the effective sample number 270. Results indicated that financial advisor's Competency positively correlates to Customer financial products purchase intentions. When the higher the better financial advisor' professional knowledge, professional skills, professional attitude and the willingness of customers to buy financial products. Risk attitudes and Word-of-Mouth does demonstrate a moderating effect on financial advisor's Competency and Customer financial products purchase intentions.
Huang, Si-Ting, and 黃思婷. "A Study of the Relationship between Government Employees’ and School Staff’s Financial Attitude and Their Investment Decision in Pingtung County." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/57639911717987092022.
Full text國立屏東教育大學
社會發展學系
99
The purpose of this study is to investigate the current condition and the relevance of government employees’ and school staff’s financial attitude and investment decision and how different they are with environment and background variables. In order to reach the study prupose, this study chose survey method which used “The Questionnaire of government employees’ and school staff’s Financial Attitude and Their Investment Decision ” developed by the researcher as a survey tool. The study objects are the government employees and school staff in Pingtung County. The effective samples are 551 in total. According to the result of the questionnaire, the analysis of datas are operated by descriptive statistics, dependent sample variance of analysis, t-test, one-way variance of analysis, Person’s product-moment correlation method, and the regression analysis in multiple steps. Based on the result of the analyzed data, the conclusions of the study are drawn as follows: 1. Government employee and school staff value the “moderate type” more in financial attitude, and the “familiarity” is preferred mostly in investment decision. 2. Male government employees and school staff in financial attitude more inclined to be adventurous than female. 3. More senior government employees and school staff tend to be aggressive in financial attitude which is higher than those in junior. 4. Government employees and school staff who graduated from university tend to be moderate in financial attitude and the familiarity in investment decision which is higher than those who graduated from containing and below senior high school and vocational high school. 5. Investment decisions of government employees tend to sources of information more than school staff. Single government employees and school staff tend to investor confidence more than married ones. 6. Junior government employees and school staff tend to investor confidence and familiarity in investment decision which is higher than senior ones. 7. The more positive the government employees’ and school staff’ financial attitude is, the higher their degree of implementation of investment decision would be. 8. The performances of investment decision are all able to be predicted effectively by government employees’ and school staff’s financial attitude, especially in “aggressive type” and “profit ability”. Finally, according to the related results of conclusions, this study is to be references for government employees’ and school staff’s administrative organization, government employees and school staff and future researchers.