To see the other types of publications on this topic, follow the link: India's Financial System.
Dissertations / Theses on the topic 'India's Financial System'
Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles
Consult the top 24 dissertations / theses for your research on the topic 'India's Financial System.'
Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.
You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.
Browse dissertations / theses on a wide variety of disciplines and organise your bibliography correctly.
1
Pradhan, Nandita. "Effects of economic refroms on X- efficiency of India`s public sector banks : an econometric frontier approach." Thesis, University of North Bengal, 2017. http://ir.nbu.ac.in/handle/123456789/2661.
Full text
2
Říha, Michal. "Hodnocení finanční situace podniku a návrhy na její zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222803.
Full textAbstract:
Master’s thesis evaluates financial situation of the company OHL ŽS a.s within the period of years 2004 and 2008, by selected indicators of financial analysis. The main target of this thesis is to acquire, analyse and take use of information for creation of designs which will be to improve of current situation of the company.
3
Sobotka, Miroslav. "Hodnocení finanční situace podniku a návrhy na její zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2011. http://www.nusl.cz/ntk/nusl-222824.
Full textAbstract:
This master’s thesis assess the financial situation of the company EUROFORM Group, s.r.o. in 2005 – 2009. Evaluation is based on absolute, differential, relative indexes and the analysis of system indexes. It includes also suggestion of improvement of financial situation.
4
Santana, Carlos Henrique Vieira. "Trajetórias de reformas e mudanças institucionais na semiperiferia : abertura financeira e capacidades estatais no Brasil e India." Universidade do Estado do Rio de Janeiro, 2012. http://www.bdtd.uerj.br/tde_busca/arquivo.php?codArquivo=5640.
Full textAbstract:
A presente tese se empenha na análise comparada de corte polanyiano da trajetória de liberalização econômica do Brasil e Índia. O objetivo é compreender os padrões de mudança
institucional que organizam as reformas orientadas para o mercado. Para isso empregou uma análise que combina modelos de coalizão de interesse, dependência de trajetória e
comunidades epistêmicas empregados de forma interdependente para entender as adaptações ao cenário de globalização financeira. Os mecanismos de fertilização mútua
dessas variáveis causais desempenham um papel analítico crucial porque permitiu escapar de modelos monocausais que tendem a ficar presos a explicações que sobredeterminam
exclusivamente restrições externas, padrões institucionais domésticos ou legados institucionais estatais. Ao empregar esse instrumento, a tese procura mostrar as diferenças no
grau de liberdade das capacidades estatais entre Brasil e Índia no contexto das reformas e as semelhanças em termos da estratégia incremental das reformas.By using the Polanyian perspective, this thesis undertakes a comparative analysis of the economic liberalization trajectories in Brazil and India. The aim is to comprehend the patterns of institutional change that organize the market-oriented reforms. For that was employed an analysis that combines in an interconnected manner the theoretical models of interest coalitions, path dependency and epistemic communities, in order to understand the adaptations to the settings of financial globalization. The mechanisms of cross-fertilization of these causal variables perform a crucial analytical role because they permit to escape from the monocausal models that tend to become prisoners of explanations that exclusively overdetermine the external restrictions, domestic institutional patters or state institutional legacies. By using this instrument, the thesis aims to show the differences in the degree of maneuver of state capacities in Brazil and India within the context of reforms and resemblances in terms of incremental reform strategies.
5
Jandáčková, Magda. "Hodnocení finanční situace podniku a návrhy na její zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2007. http://www.nusl.cz/ntk/nusl-221500.
Full textAbstract:
This master's thesis evaluates the financial situation of Tiskárny Havlíčkův Brod a.s. in the years 2004 - 2006. There is performed the financial analysis and the analysis of current situation of company on the basis of theoretic pieces of knowledge from literature. The analysis is the basis for improvement suggestions of present financial situation of the company.
6
Psotová, Jana. "Hodnocení finanční situace podniku a návrhy na její zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2009. http://www.nusl.cz/ntk/nusl-222106.
Full textAbstract:
This thesis evaluates the economic situation of the company PANAV, a.s Senice na Hané in the years 2005-2007. My thesis comprises four parts-evaluation of the present state of the problems, tehoretical base, the analysis of the current situation of the company and its improvement suggestions. I achieved my aim through the analysis of the general and subject neighbourhood and trough the teoretical konowledge from literature. I used selected methods ot the financial analysis. The result of the economic health check of the PANAV, a.s. is the basis for its improvement suggesitons. It is placed in the fourth part of my thesis.
7
Suchomelová, Vašíčková Iveta. "Hodnocení ekonomické a finanční situace podniku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222492.
Full textAbstract:
This diploma paper treats methods of financial analysis and thein use for evaluation of the economic and financial situation of a company. I tis dividend in free parts – a theoretical one, an analytical one and a practical one. In the theoretical part of this diploma paper there are selected terminology explained and certain methods of financ ial analysis described. The kex attention is paid to elementary methods, primarily to the analysis of the status indices, ratio indices and the analysis of the system of indices. In the secon part of the paper these methods are used for processing of the financial analysis of the Spalovna a komunální odpady Corporation, in Brno. The reset of the analysis will be an evaluation of the society development during the years of 2003 – 2008, as well as an evaluation of the economic situation and status of the company at the end of the evaluation period and also an outline of a possible future development of this corporation. In the third part there will be a proposal of a solution for expansion of the corporatin presented on the basis of the results of the analysis and an evaluation of the corporation economic performance.
8
Kuykendall, John A. "The impact of background, academic preparation, college experiences, major choice, & financial aid on persistence for African-American and White students in the Indiana public higher education system." [Bloomington, Ind.] : Indiana University, 2008. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:3297939.
Full textAbstract:
Thesis (Ph.D.)--Indiana University, School of Education, 2008.Title from dissertation home page (viewed Sept. 30, 2008). Source: Dissertation Abstracts International, Volume: 69-03, Section: A, page: 0899. Advisers: Donald R. Hossler; Edward P. St. John.
9
Melichárková, Kateřina. "Hodnocení finančního zdraví vybraného podniku a návrhy na jeho zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2011. http://www.nusl.cz/ntk/nusl-222888.
Full textAbstract:
The master thesis is focused on financial analysis of the company OHL ŽS, a.s. The theoretical part consists of definitions of financial analysis, its elements and implementation. In the practical part, there is the financial analysis of the company and its neighborhood business applicated according to the infromation collected. The results will serve as a tool to find out the proper disposals for improvement of the current company situation.
10
Strnadová, Michala. "Využití finanční analýzy v podniku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222732.
Full textAbstract:
The elaborated financial analysis is focused on detection of weak and strong points of the company. The master thesis discusses implementation of financial analysis of company ADAPTA, spol. s.r.o. On the basis on results of the undertaken analysis and these are going to lead to improvement of current economic situation of the firm.
11
Tomešková, Dagmar. "Hodnocení finanční situace podniku a návrhy na její zlepšení." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2011. http://www.nusl.cz/ntk/nusl-223173.
Full textAbstract:
The subject of the dissertation is a financial analysis of an enterprise and following overall assessment of financial condition of the company during 2006 - 2009. The design part of the dissertation is focused on development and streamlining of enterprise management and individual proposals are concentrated mainly on optimization of reserves and investment in the area of production technologies.
12
Komenda, Roman. "Finanční analýza a finanční plánování ve vzájemných souvislostech." Master's thesis, Vysoké učení technické v Brně. Fakulta stavební, 2012. http://www.nusl.cz/ntk/nusl-225395.
Full textAbstract:
The aim of this thesis is a financial analysis and financial plan of a construction company. The theoretical part describes the different methods of financial analysis and of the financial plan. The practical part deals with the financial analysis and financial plan from the view of the construction company Ing. Brázda – UNIVERS s.r.o. The objective of the work is to determine the financial analysis with the financial data from 2006 to 2010 and to work out the financial plan from 2011 to 2015.
13
Ano, Sujithan Kuhanathan. "Le système financier indien à l'épreuve de la crise." Thesis, Paris 9, 2014. http://www.theses.fr/2014PA090058/document.
Full textAbstract:
Cette thèse présente dans un premier temps l’histoire récente et les enjeux de l’économie et du système financier indien. Puis, en se concentrant la période récente, elle étudie la question de l’intégration financière sur différents marchés : les marchés actions sont traités dans le 1er chapitre, les spreads des CDS indiens sont abordés dans 2nd chapitre et la relation entre les prix des matières premières et la politique monétaire est analysée dans le 3e chapitre. Enfin, le dernier chapitre pose la question de savoir si un secteur bancaire plus efficient peut aider l’économie indienne à sortir de la crise. Globalement, les résultats indiquent que les marchés étudiés sont plus intégrés depuis la crise, ce qui suggère une fragilité du secteur financier indien aux chocs extérieurs. Néanmoins, les résultats du chapitre 4 montrent, dans le cadre d’un modèle simple, que le système financier peut aussi permettre à l’économie indienne de surmonter ses déboires actuels, s’il l’on y implémente les réformes adéquates et que la productivité des banques est amélioréeThis thesis first presents India’s economy and financial system’s recent history and current issues. Then, with an emphasis on the recent turmoil period, it studies the question of financial integration in various markets: equity markets are dealt with in the 1st chapter, CDS spreads are analyzed in the 2nd chapter while the 3rd chapter focuses on the monetary policy-commodity prices nexus. Finally, the last chapter reflects on the ability of the banking system to help the country out of the current crisis. Overall, our results indicate that markets are more integrated since the crisis, which suggest a frailty of the Indian financial structure to exterior shocks. Nevertheless, results for chapter 4 show that the financial system could also allow the economy to recover if the proper reforms are implemented and that banking efficiency is improved
14
Papoušková, Anna. "Finanční plánování malé firmy." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2008. http://www.nusl.cz/ntk/nusl-221759.
Full textAbstract:
This Master´s Thesis contains theory of financial planning aimed at principles and methods of financial planning, long-term and short-term financial plannning and plan control. Practical part contains a long-term financial frame plan of O. K. BAG, s. r. o. company for the period from 2008 to 2010 and a short-term financial plan for year 2008, including plan control of the 1st quarter of year 2008. At the end of the thesis, recommendations for company planning are mentioned.
15
Barbieri, Emanuele. "Discrete Event Modeling and Simulation of Large Markov Decision Process : Application to the Leverage Effects in Financial Asset Optimization Processes." Electronic Thesis or Diss., Corte, 2023. http://hal-univ-corse.archives-ouvertes.fr/view_by_stamp.php?&action_todo=view&id.
Full textAbstract:
Les modèles de processus de décision de Markov (MDP) sont largement utilisés dans de nombreux domaines de recherche pour modéliser les problèmes de prise de décision. Les MDP peuvent être facilement conçus par modélisation et simulation (M&S) à travers le formalisme de spécification de système à événements discrets (DEVS) grâce à ses aspects modulaires et hiérarchiques qui améliorent entre autre l’explicabilité des modèles. En particulier, la séparation entre l’agent et les composants de l’environnement impliqués dans l’algorithme d’apprentissage par renforcement (RL)traditionnel, tel que Q-Learning, est clairement formalisé pour améliorer l’observabilité et envisager l’intégration des composants de l’IA dans le processus de prise de décision. Notre modèle DEVS renforce également la confiance des décideurs en atténuant le risque de délégation aux machines dans les processus de prise de décision. A cet effet, l’objectif principal de ce travail est de fournir la possibilité de concevoir avec une plus grande explicabilité un système Markovien à l’aide d’unformalisme de M&S pour optimiser, par simulation, un processus de prise de décision. En outre, le travail implique une étude de cas basée sur la gestion des processus financiers, sa spécification entant que système RL basé sur MDP, et sa M&S avec le formalisme DEVS. L’environnement de M&S DEVSimPy est utilisé pour implémenter le système Agent-Environnement RL en tant que librairie DEVS-RL composée de modèles DEVS intéragissant par événements discrets pour mettre en oeuvre l’apprentissage. Le travail de recherche proposé dans cette thèse porte sur un cas concret de gestion de portefeuille d’indices boursiers. Notre modèle DEVS-RL permet de produire un effet de levier trois fois supérieur à certains des indices de marché naïfs parmi les plus importants au monde sur une période de trente ans et peut contribuer à aborder la théorie moderne du portefeuille avec une approche novatrice. Les résultats du modèle DEVS-RL sont confrontés en termes de compatibilité et combinés avec les algorithmes d’optimisation les plus populaires tels que Efficient FrontierSemivariance et les modèles basés sur les réseaux de neurones tels que LSTMMarkov Decision Process (MDP) models are widely used to model decision-making problems in manyresearch fields. MDPs can be readily designed through modeling and simulation (M&S) using theDiscrete Event System Specification formalism (DEVS) due to its modular and hierarchical aspects,which improve the explainability of the models. In particular, the separation between the agent andthe environment components involved in the traditional reinforcement learning (RL) algorithm, suchas Q-Learning, is clearly formalized to enhance observability and envision the integration of AIcomponents in the decision-making process. Our proposed DEVS model also improves the trust ofdecision makers by mitigating the risk of delegation to machines in decision-making processes. Themain focus of this work is to provide the possibility of designing a Markovian system with a modelingand simulation formalism to optimize a decision-making process with greater explainability throughsimulation. Furthermore, the work involves an investigation based on financial process management,its specification as an MDP-based RL system, and its M&S with DEVS formalism. The DEVSimPyPython M&S environment is used to implement the Agent-Environment RL system as event-basedinteractions between Agent and Environment atomic models stored in a new DEVS-RL library. Theresearch work proposed in this thesis focused on a concrete case of portfolio management of stockmarket indices. Our DEVS-RL model allows for a leverage effect three times higher than some of themost important naive market indexes in the world over a thirty-year period and may contribute toaddressing the modern portfolio theory with a novel approach. The results of the DEVS-RL model arecompared in terms of compatibility and combined with popular optimization algorithms such asefficient frontier semivariance and neural network models like LSTM. This combination is used toaddress a decision-making management policy for complex systems evolving in highly volatileenvironments in which, the state evolution depends entirely on the occurrence of discreteasynchronous events over time
16
Seidenglanzová, Monika. "Využití finanční analýzy v podniku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2012. http://www.nusl.cz/ntk/nusl-223528.
Full textAbstract:
The master thesis discusses implementation of financial analysis of company OSEVA UNI, a. s. The aim of the submitted thesis is detection causes of financial standing of the company and according to gained knowledge, appropriate improving arrangements, which improve a financial position of company.
17
Zvoníček, Martin. "Využití finanční analýzy v podniku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2012. http://www.nusl.cz/ntk/nusl-223637.
Full textAbstract:
The master’s thesis is focused on appreciation company financial situation by method financial analysis. It is based on theoretical findings that specify lacks of money management and its causes in analytical part. On the basis of discovered findings there is an improvement proposal of current situation and benefit evaluation for company.
18
Pati, Sonia. "A Critical Assessment of Housing Finance System and Policies in Emerging Economies: Evidence from India and China." Thesis, 2015. http://ethesis.nitrkl.ac.in/6732/1/ACritical_Pati_2015.pdf.
Full textAbstract:
There has been a transformation from public housing finance to private housing finance system on account of higher economic growth and liberalization policy of emerging economies. This phenomenal scenario has been taken place mostly in emerging economies like India and China. However, the existence of private housing finance system and policies has resulted uneven housing finance system in both economies and also neglected the needs of lower segment of the people in the society which often deprive them from accessing their basic necessity i.e. shelter. In this context, this study raises a research question: does Indian housing financial system and policy is more effective enough compared to Chinese housing finance system? However, our reading of the literature suggests that till date, we did not find any comparative study in existence in evaluating the housing finance system and policies for emerging economies like India and China. Hence, this study, for the first time, appears to be a novel attempt of critically examining the housing finance system and policies for the Indian and Chinese economies. In doing this, we believe that this comparative analysis is expected to throw some policy implications and new avenue of empirical research scope for policy makers as well as for future research of developed countries in general and emerging economies in particular. This study appears to be theoretical and qualitative in nature as it highlights both trend and percentage analysis of housing finance depth for India and China. The key finding of this study reveals that Indian housing finance system does not benefit the poor people while housing finance system partially benefits the poor in China. The one of the major reasons for the success of Chinese housing finance system is that China effectively implements new “cheap rented housing finance policy’’ for the benefit of urban poor, whereas India does not follow this policy for the betterment of the urban poor despite having similar characteristics of both economies in higher economic growth, urbanization process and liberalization policy.
19
Siddharth, S. "Study of user acceptance of financial treasuries e-Government systems in India." Thesis, 2009. http://localhost:8080/iit/handle/2074/4674.
Full text
20
Rana, Nripendra P., S. Luthra, and H. R. Rao. "Key challenges to digital financial services in emerging economies: the Indian context." 2019. http://hdl.handle.net/10454/17475.
Full textAbstract:
YesPurpose: Digital Financial Services (DFS) have substantial prospect to offer a number of reasonable, appropriate and secure banking services to the underprivileged in developing countries through pioneering technologies such as mobile phone based solutions, digital platforms and electronic money models. DFS allow unbanked people to obtain access to financial services through digital technologies. However, DFS face tough challenges of adoption. Realising this, the aim of this paper is to identify such challenges and develop a framework. Design/Methodology/Approach: We develop a framework of challenges by utilising Interpretive Structural Modelling (ISM) and Fuzzy MICMAC approach. We explored eighteen such unique set of challenges culled from the literature and further gathered data from two sets of expert professionals. In the first phase, we gathered data from twenty-nine professionals followed by eighteen professionals in the second phase. All were pursuing Executive MBA programme from a metropolitan city in South India. The implementation of ISM and fuzzy MICMAC provided a precise set of driving, linkage and dependent variables that were used to derive a framework. Findings: ISM model is split in eight different levels. The bottom level consists of a key driving challenge V11 (i.e. high cost and low return related problem) whereas the topmost level consists of two highly dependent challenges namely V1 (i.e. risk of using digital services) and V14 (i.e. lack of trust). The prescribed ISM model shows the involvement of ‘high cost and low return related problem (V11)’, which triggers further challenges of DFS. Originality/value: None of the existing research has explored key challenges to DFS in detail nor formulated a framework for such challenges. To the best of our knowledge, this is the first paper on DFS that attempts to collate its challenges and incorporate them in a hierarchical model using ISM and further divide them into four categories of factors using fuzzy MICMAC analysis.
21
Tang, Hsiao-Ching, and 唐筱菁. "Integrating Financial Ratios and Intellectual Capital Indices in Constructing Corporate Distress Diagnostic Systems --Application of MARS and Neural Network." Thesis, 2002. http://ndltd.ncl.edu.tw/handle/89061254317742088762.
Full textAbstract:
碩士輔仁大學
金融研究所
90
In 1998, many public companies were facing series financial crises in Taiwan. It is important for investors to take necessary actions to protect their own interests if endangered signals can be observed. And hence financial distress predictive model has become an important topic during the past decade. Intellectual Capital（IC）represents assets that frequently do not appear in the balance sheet. IC has gained more and more attention since it is the core weapon for many companies. Today, to measure the assets of companies, it is important to note that IC’s value and strength tends to vary depending on the goals of the organization. In other words, including the IC indicators and traditional financial indices in enterprise distress diagnosis model has become a very important and necessary task. The main purpose of this paper is to explore the performance of enterprise distress diagnosis by integrating the neural networks (NNs) with Multivariate Adaptive Regression Spine (MARS) approach. The obtained results are expected to greatly expand the application of NNs and MARS in enterprise distress diagnosis and data mining. And in terms of the successful identification of the relationship within data, better business modeling can be found and implemented.
22
HOZMANOVÁ, Carmen. "Diagnostika výkonnosti podniku." Master's thesis, 2012. http://www.nusl.cz/ntk/nusl-137008.
Full textAbstract:
The work deals with the diagnostic of the business performance for the period 2005 - 2010, were used traditional and modern indicators for evaluation, composite indices and models of bankruptcy and financial standing. At the conclusion of the work were objective evaluation of overall performance results obtained compared with average values in the diagnostic system using financial indicators INFA objective evaluation.
23
Mahmood, Shehrin Shaila. "Micro health insurance in Bangladesh: prospects and challenges." Phd thesis, 2015. http://hdl.handle.net/1885/106397.
Full textAbstract:
Micro health insurance (MHI), a healthcare financing tool in the developing world, is the focus of this thesis. MHI is increasingly being seen as a transitional mechanism to establish large-scale health insurance systems, which can potentially turn out-of-pocket (OOP) payments into a pre-payment system that spreads the financial risks associated with ill health across a wide range of clients. Globally, developing countries have the largest proportion of healthcare spending financed by OOP payments. Bangladesh displays characteristics typical of the developing world, including low public spending on health, high OOP expenses, inadequate coverage for quality healthcare and inefficiency in resource use. The current national health financing strategy thus highlights the need for an alternative financing tool that can ensure efficiency by simultaneously increasing the pool of resources available for funding healthcare and reducing dependency on OOP payments. The strategy aims to achieve universal health coverage (UHC) by means of a social health insurance scheme, and MHI has been identified as an intermediate step that will facilitate transition towards this goal.
In this context, the thesis aims to explore the prospects and challenges of implementing MHI in rural Bangladesh based on national and international evidence. Using both primary and secondary data, the experience of, and prospects for, MHI in Bangladesh is assessed from the viewpoint of three major stakeholders: the consumer, the insurance provider and policy makers. The Chakaria Health Card Scheme of Chakaria, a remote rural area in Bangladesh, and the population of Chakaria were studied to obtain data for this research. In addition, international experience regarding the prospects and challenges of implementing MHI in a low-income country like Bangladesh is reviewed to provide insights into useful lessons for Bangladesh in progressing its UHC agenda.
Among the three players, findings from consumers and providers showcase significant learnings on the level of understanding about MHI, factors influencing demand for MHI, and people’s preferences for alternative health financing mechanisms. The opinions of those responsible for program implementation highlight challenges in implementing MHI on the ground, difficulties in making MHI popular, MHI standing in the face of competitors in the market, and other technological and operational challenges.. Finally, the opinions of the policy makers give a flavor of the policy environment around MHI and its implementation in Bangladesh. The international experience from three other countries of similar socio-economic context, using a health financing framework offers valuable learnings for Bangladesh if it is to implement a social health insurance scheme en route to its journey towards universal health coverage.
The research findings help understand the acceptability of, and interest in, MHI among the common people of Bangladesh, and the programmatic challenges in designing an MHI scheme to attract clients and protect them from the potentially impoverishing effects of healthcare costs. The policy implications of these findings are highly relevant to Bangladesh at a time when the government is in a trial phase for introducing an insurance mechanism to move the country towards universal health coverage.
24
Divakarannair, Nandakumar. "Livelihood assets and survival strategies in coastal communities in Kerala, India." Thesis, 2007. http://hdl.handle.net/1828/260.
Full textAbstract:
Marine fish stocks are under serious threat of depletion due to increasing numbers of resource users with competing interests, resulting in degradation and the decline of fish catch. Using qualitative and quantitative techniques such as in-depth interviews, focus group discussions, household surveys and remote sensing and GIS, this study addresses: (1) the complex and inter-related nature of resource dependency, (2) the role of assets in determining survival strategies of households in artisanal fishing communities in Ponnani, India, (3) how asset degradation impacts resource-dependent households, (4) how households develop survival strategies, and (5) considers access to social, political, physical, human and financial assets. Information is organized using the Sustainable Livelihoods Framework (SLF) with modifications to suite the local complexities.
Results show that households - engaged in diverse activities, including fishing, fish processing/marketing/culture and daily labour - evolved property rights of natural resources over generations. The Pathemari cargo business’s limited knowledge of fisheries compared to artisanal fishers, and the government led modernization resulted in resource degradation. Therefore, artisanal fishers living in coastal wards threatened by intense erosion, abandoned traditional occupations in pursuit of livelihood security. Results from image analysis and derived thematic maps indicate increased erosion of 0.35 sq km shoreline coinciding with government development initiatives. To improve livelihood options, the results indicate that 50% surveyed accessed political assets such as fishers’ cooperatives and only 20% accessed financial assets such as government sponsored schemes and loans. In-depth interviews and focus group discussions revealed many limiting factors of access, specifically marginalization and lack of financial assets: only 6% surveyed could raise enough money to migrate. With changes in technology, from harvesting to processing, gender roles are being radically altered. Women are losing jobs and income. Politically, the study revealed that local participation helped governing bodies prioritize on housing, roads, water and sanitation.
Analysis of the information through the modified SLF suggests three strategies to enhance the asset base of coastal poor: strengthening grassroots organizations; transforming state relations; and developing new alternatives to conventional coastal development practice. Finally, the study suggests resource management policies to improve the households’ livelihood options and well-being.