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Bonnet, Odran. "Individual housing choices and aggregate housing prices : discrete choice models revisited with matching models." Thesis, Paris, Institut d'études politiques, 2018. http://www.theses.fr/2018IEPP0010.
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Le premier chapitre, écrit conjointement avec Alfred Galichon, Keith O'Hara et Matthew Shum, montre l'équivalence entre les modèles de choix discrets et les modèles d'appariements. Cette équivalence permet l'estimation efficace, par des algorithmes d'appariement, de modèles qui étaient jusqu'à présent réputés comme difficile à estimer dans la littérature. Le deuxième chapitre, écrit conjointement avec Mathilde Poulhès, s'appuie sur les résultats du premier pour estimer le consentement marginal à payer des agents pour différentes caractéristiques du logement et du quartier à Paris. Il introduit une nouvelle procédure d'estimation basée sur le modèle de pures caractéristiques. Grâce à un riche jeu de données sur les achats de logements à Paris, nous montrons que le revenu moyen du voisinage et le niveau de criminalité sont de puissants déterminants du choix du quartier pour tous les types d'acheteurs, que l'accessibilité à l'emploi est également un facteur déterminant pour les ménages comptant plus d'une personne, et que la qualité de l'école du secteur joue un rôle primordial pour les ménages avec enfants. Le troisième chapitre, écrit conjointement avec Guillaume Chapelle, Alain Trannoy et Etienne Wasmer, montre que la croissance récente du ratio patrimoine sur revenu est due uniquement à l'augmentation du prix des logements, et plus précisément à l'augmentation du prix d'un facteur fixe de production: la terre. Nous montrons ensuite qu'un système de taxation du patrimoine doit taxer le facteur fixe qu'est la terre à des fins de redistribution et non le capital productif pour ne pas décourager l'investissementThe first two of the three chapters of this thesis examine the identification and the estimation of discrete choice models. The first chapter proves the equivalence between matching models and discrete choice models, and draws the consequences in terms of identification and estimation. The second chapter builds on the results of the first, and uses matching algorithms to estimate the marginal willingness to pay of households for various housing and neighborhood characteristics in Paris (such as school performance, crime level, distance to employment areas). The third chapter deals with another topic: it first shows that the recent rise in the capital-income ratio highlighted by Thomas Piketty in his book is due to the rise in housing prices, and it then explores the consequences in terms of wealth distribution
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Ma, Li. "Essays in Housing Choices and Consumer Behavior." The Ohio State University, 2012. http://rave.ohiolink.edu/etdc/view?acc_num=osu1337930256.
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Ting, Wan-sin, and 丁韻倩. "A study of accessibility and tradeoffs to housing choices." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2012. http://hub.hku.hk/bib/B48343225.
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The distance effect from the city centre on property price has long been considered as a major factor for a household’s decision on residential location choice given to understand that an acquisition of a home is the biggest single investment for a family. The decision is not simply a demand for the physical attribute pertaining to the building but also other housing and location attributes such as accessibility, size, tastes, neighborhood qualities and tradeoffs.
The property prices in many countries have supported the saying of site value dependent on distance from the central business district (CBD). Major factors are transport costs and land prices. If people live closer to city centre, the savings from transport costs will be maximized. Difference in land value is also observed with distance from city centre and in the property market. Hence, household demand for property confronts tradeoffs between longer and more costly commutation and cheaper housing prices.
This paper studies the distance effects or accessibility by including distance as variables in the hedonic model. Hedonic regressions are used to estimate the demands for the characteristics of a differentiated good such as the residential housing. In real estate study, we usually estimate housing price as a function of distance from the city centre. We expect to observe land prices decline with distance from the city centre which is referred to have a negative land price gradient. To assess the effects of the access attributes such as distance, commuting time and cost offer important inspiration in understanding the reasons for a household’s move and helps to indicate their final home choices. Generally speaking, higher income households may give higher value on access, married persons on shopping, retirees may choose to live closer to medical centre or their children and young families expecting children may choose to live near good schools and larger houses. Households who move for easier commute may indicate that accessibility is a priority.
This paper examines the location choices of home owners, explores the major determinants in making a home owning decision, examines household’s priorities when choosing a specific location for dwelling and the tradeoffs involved. Empirical evidence relating the price gradient collected via the private residential property market in Hong Kong and a survey conducted by the author by questionnaires confirmed that the negative price gradient does exist and other explanatory variables like age, size, tastes and neighborhood qualities also affect the housing prices and tradeoffs.published_or_final_version
Housing Management
Master
Master of Housing Management
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Earl, William George. "Alternative housing choices at benchmark affordability levels by 'TEIRM' tenure." Thesis, Queensland University of Technology, 1995.
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Leece, David. "An econometric analysis of mortgage choices in the United Kingdom." Thesis, Keele University, 1995. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.260305.
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This study specifies and estimates qualitative dependent variable and truncated variable models of mortgage demand using Family Expenditure Survey Data for 1986. The focus of the research is the better understanding of mortgage choices under conditions of rationing and subsequent to the financial deregulation of mortgage markets. Mortgage choices involve the decision to incur mortgage debt, the size of that debt and the choice of mortgage instrument. The links between these various mortgage choices, through the user cost of owner occupation, are also explored. The econometric methodology allows for the presence of rationing in the estimation of the discrete choice of entering owner occupation with mortgage debt and choosing its size. A double hurdle model of mortgage demand is specified and tested and compared with a Tobit where zero observations are assumed to reflect equilibrium rather than rationed decisions. The modelling is extended by estimating a model of the choice of mortgage instrument. This is done with a bivariate probit with sample selection. The empirical specifications are motivated by life cycle theory. The results indicate that rationing had an influence upon the discrete and continuous dimensions of mortgage choice. The double hurdle model appears a more appropriate specification than the Tobit. The choice of mortgage instrument also appears to be influenced by the presence of liquidity constraints and a concern for cash flow.
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Ozturk, Erdogan. "Accounting for space in intrametropolitan household location choices." Columbus, OH : Ohio State University, 2003. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1054271160.
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Thesis (Ph. D.)--Ohio State University, 2003.Title from first page of PDF file. Document formatted into pages; contains xiv, 134 p.: ill. (some col.). Includes abstract and vita. Advisor: Elena G. Irwin, Dept. of Agricultural, Environmental, and Developmental Economics. Includes bibliographical references (p. 123-134).
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Sidibe, Modibo. "Structural empirical models of spatial inequalities: housing choices, policies and generational consequences." Phd thesis, Université Lumière - Lyon II, 2011. http://pastel.archives-ouvertes.fr/pastel-00702737.
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Cette thèse présente trois articles où des agents optimisateurs tiennent compte dans leurs choix présents de leurs situations futures. Dans le premier essai, nous estimons un modèle dynamique de choix de logement. Nous nous intéressons à la disponibilité à payer pour les caractéristiques du logement en estimant un modèle hédonique dynamique. Notre méthode d'estimation tient compte des caractéristiques inobservables du logement, qui peuvent être de surcroît corrélées aux caractéristiques observées. Nous utilisons la régulation des loyers comme principale source d'identification, qui rend les loyers indépendants des conditions locales du marché du logement. Les résultats indiquent une corrélation négative entre l'hétérogénéité non observée et les paramètres. L'impossibilité de tenir compte de cette hétérogénéité biaiserait les paramètres. Dans le deuxième essai, nous proposons un modèle d'appariement sur le marché du travail pour évaluer la politique publique des zones franches urbaines. Nous modélisons chaque aire urbaine comme un marché local du travail composé d'une localisation centrale et d'une banlieue. Les firmes font des choix de localisation en fonction de leur productivité. La segmentation ainsi générée crée une différence entre les taux d'arrivée des offres des deux localisations. Les résultats démontrent que la politique a un effet très faible sur le chômage. De plus, le modèle suggère qu'il faudrait multiplier par 20 le nombre de firmes en ZFUs afin d'avoir un effet sur le chômage. Enfin, dans le troisième essai, nous analysons la contribution respective des différences individuelles et entre localisations à la dynamique de la ségrégation et des inégalités. Nous développons un modèle dans l'esprit de Bewley-Huggett-Aiyagari où plusieurs frictions sont présentes. Plus précisément, nous introduisons une segmentation entre les propriétaires et les locataires, l'imperfection du marché du crédit et la mobilité au cours du cycle de vie. De plus, la localisation des individus affecte leur productivité, leur accumulation de capital via la dynamique des prix des logements, et le processus d'acquisition de capital humain de la génération. Nous analysons ainsi la mobilité individuelle à partir de ce cadre de travail.
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Zhang, Yuting. "Does the ‘Share Economy’ Improve Housing and Employment Choices? Examining Platform Enabled Sharing in Sydney." Thesis, The University of Sydney, 2022. https://hdl.handle.net/2123/29910.
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Under the umbrella of the so-called ‘sharing economy’, unprecedented and new forms of exchange are happening worldwide. The implications of technology-enabled online platforms for urban life – from local housing markets to demand for office space or transport services, have attracted increasing research and policy attention. This thesis focuses on two aspects of this phenomenon by examining how access to online platforms for shared housing and workspaces may increase choices about where and how people live and work. Using the case study of Sydney, which has experienced significant housing market challenges in recent years as well as expanding use of shared housing and workplace platforms, this research asks: What is the take up of digital sharing in domestic and productive space, and to what extent might be these trends impact residential choice and reconfigure the spatial relationship between home and work?
This study contributes to the growing literature on the sharing economy in the urban context. By providing and comprehensively analysing empirical evidence, including online data (N=300,000), a survey (N=160), and interviews (N=16) undertaken over three years (2016-2019), this study contributes empirically to understanding the emerging platform enabled home sharing and workspace sharing, in relation to the broader housing market and location of work in Greater Sydney. This thesis finds evidence that the shared housing market is accommodating people with constrained choices by providing lower priced rental housing near expensive job centres; and that the development of shared workspaces plays a role in encouraging people to work near their living locations with better and more affordable working environments. This study also offers methodological strategies for examining and understanding the implications of platform enabled housing and employment practices, as well as advancing theoretical understanding of the sharing economy and informal urbanism.
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Thomas, Ren. "Resiliency in housing and transportation choices : the experiences of Filipino immigrants in Toronto." Thesis, University of British Columbia, 2011. http://hdl.handle.net/2429/36897.
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This dissertation presents a mixed-methods case study of the housing and transportation choices of Filipino immigrants in the Toronto Census Metropolitan Area. Through the examination of this distinctive case, the study illustrates how structural changes in housing policy, immigration policy, transportation infrastructure, and the labour market have impacted immigrants’ choices over time. Considering the impact of immigration on housing and transportation infrastructure in Canadian municipalities, this case could have impacts on growth management policies advocating the development of sustainable communities. Many Canadian cities integrate housing and transportation infrastructure in official plans and policies. Using Census data, a Principal Components Analysis, and interviews with Filipino immigrants who arrived from the 1960s to the 2000s, the research shows that major increases in immigration, changes in the structure of the labour market, and changes in housing policy resulting in less rental and affordable housing have impacted Filipino immigrants’ housing and transportation choices. Participants’ histories in the Philippines revealed a high level of renting and transit use, which influenced their choices in Canada. The role of social networks in providing initial housing, advice on neighbourhoods and housing types, and guidance on the public transit and vehicle licensing systems was also significant. Overall, Filipino immigrants displayed considerable practicality in choosing housing types and tenures that met their needs. They often chose housing that was close to public transit, their workplaces, children’s schools, churches, shops and services. Their ability to weigh alternatives and costs and choose the most appropriate option for their particular situation contributed to the resiliency of this group and resulted in some sustainable choices. All of these factors have contributed to much higher rental rates and transit ridership among Filipino immigrants than other immigrant groups or non-immigrants.
The resiliency strategy used by Filipino immigrants serves as a reminder that the most practical choices are often the most sustainable. In the context of precarious labour markets, economic instability, and the uncertainty of policy initiatives supporting public transit and affordable housing in Canadian municipalities, resiliency in housing and transportation choices becomes important.
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Sin, Sai-lun Paul, and 冼世倫. "Impacts of government intervention on housing market and tenure choices in Hong Kong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2007. http://hub.hku.hk/bib/B45009442.
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Wakefield, M. J. "Consumption and saving decisions in the face of choices about housing and pensions." Thesis, University College London (University of London), 2009. http://discovery.ucl.ac.uk/15813/.
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This thesis presents analyses of households' decisions regarding housing and pension wealth accumulation, in forward-looking models. The first of three chapters on housing presents a model of housing demand over the life cycle, and examines its sensitivity to prices and borrowing constraints. Demand responses can be unusual: when the price of housing goes up, the demand for starter homes may increase if enough people "downsize" their homes. The next chapter involves carefully matching a life cycle model of consumption and housing choices, to recent episodes in the U.K., and using this structure to understand why house prices and consumption growth are strongly positively correlated. The model provides a good match to data on home ownership and consumption growth. The analysis gives a firmer theoretical footing to the claim that wealth effects from house prices are unlikely to have been the main driver of the correlation with consumption growth. The third housing chapter presents a model in which the prices of two types of home are endogenous. A perfect foresight set up is used, and transitions between steady states following shocks to income and mortgage markets, are studied. The findings suggest that credit shocks are more promising than income shocks as a potential explanation of large house price fluctuations and housing transactions level that covary positively with prices. The final substantive chapter uses a difference-in-differences strategy to evaluate the effect on private pension coverage of a recent U.K. reform to private pensions and pension contribution limits The reform is seen to have had a positive effect on pension coverage for lower earners. This pattern is consistent with forward-looking responses to the financial incentives involved.
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Sin, Sai-lun Paul. "Impacts of government intervention on housing market and tenure choices in Hong Kong /." View the Table of Contents & Abstract, 2007. http://sunzi.lib.hku.hk/hkuto/record/B4069821X.
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Almenberg, Johan. "Difficult choices : essays on economic behavior." Doctoral thesis, Handelshögskolan i Stockholm, Samhällsekonomi (S), 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:hhs:diva-429.
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Bright, Colleen M. "'Knowing me - knowing you' : an exploratory and analytical study of the factors at an individual and organisation level which influence housing choices for older people." Thesis, University of South Wales, 2013. https://pure.southwales.ac.uk/en/studentthesis/knowing-me--knowing-you(46c5a99e-f8cc-4dcc-9e21-2150121adcbb).html.
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This research study is concerned with the projected, significant rise in the number of older people in the next 20 to 30 years with a consequent growth in demand for health, social care and specialised housing. There is also an added challenge of meeting this growing demand alongside government policy requirements on ‘choice’ and ‘voice’, as they operate in Wales, as well as current and projected fiscal challenges. In the context of the challenges posed by an increasing older people population this research study will explore the concept of choice and specifically whether housing choice exists for older people in maintaining their independence in old age. The significance of independent living in the context of this research study, relates to an individual’s ability to maintain choice and control over their daily lives within their home environment. The research findings indicate that decisions made, or not made, by individuals in terms of planning ahead for old age, can potentially impact on their ability to sustain independence as they age in the home of their choice. The tendency for older people to ‘discount the future’ is explored by the researcher highlighting the potential to influence such behaviour by encouraging older people to ‘count the future’ and plan for it in terms of their individual needs. The impact on individual housing choice of decisions made by organisations, in particular local authorities, the NHS and Registered Social Landlords, is also explored within the Literature Review and discussion of the research findings. The consequences of a growing elderly population will be explored by focusing on how the housing choices available to older people with a long term condition, and potentially increasing care needs as they age, may be influenced by decisions made at an individual and organisation level. The findings of this qualitative, exploratory study are based on data collected and analysed from 22 one to one, semi-structured interviews with 2 groups of older people. The Prospective Group (forward looking to potential changes in their housing needs) comprised 10 older people aged between 57 to 80 years, all of whom live in their own home in the community, and the Retrospective Group (looking back to the circumstances that prompted changes in their housing needs) comprised 12 older people aged between 66 to 84 years, all of whom have moved in to sheltered housing. The research findings were also reviewed and discussed with a number of community based groups and a Focus Group. Analysis and discussion of the research findings enabled the identification of a number of themes which the researcher has distilled in to 3 overarching themes: • Enabling informed choice • Issues for organisations • Issues for Individuals The findings of this research study are important because they illustrate that, while most if not all Individuals wish to remain independent in the home of their choice as they age, achievement of this outcome is usually left to chance. The researcher argues that this will continue to be the case unless action is taken at a national and local level to clarify the role of organisations and individuals in supporting and achieving independent living in to old age. The findings point to potentially significant implications for individuals and organisations in terms of an erosion of choices available for sustaining independence in to old age, at an individual level, and an inability to sustain services, at an organisation level. Emerging policy and continued national and local debate on the issues explored by this research study illustrate an increased focus on the consequences of an ageing population. The researcher suggests that future planning of housing and communities will need to more effectively reflect the diverse needs, wants and expectations of current and future generations of older people in terms of the homes they wish to live in.
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Niimi, Masako 1966. "Family housing in San Fernando, the Philippines : tradeoffs and choices in the use of dwelling space." Thesis, Massachusetts Institute of Technology, 2000. http://hdl.handle.net/1721.1/69425.
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Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2000.Includes bibliographical references (p. 67).
Households make decisions on housing based on their budgets, preferences, and the family lifecycle. The outcomes we observe are very diverse. This thesis explores the causes and effects of these heterogeneous housing choices by looking at family characteristics including income, occupations, and ages of family -members. It looks at outcomes by examining floor plans of the houses they build and alter over time. Housing choices are explored in terms of four major issues: crowding, tenure rights, time (time-span in a house and house owners' age), and home-based enterprises (HBEs). The study was carried out at two sites in San Fernando, the Philippines: a government relocation settlement and an informal squatter settlement. This study shows how family needs and values produce a variety of housing decisions in both the resettlement and squatter sites. The data show how the residents' housing choices reflect their limited economic resources and different personal and tenure security needs and preferences. In these two survey sites, many factors enter into the tradeoffs households make, including land title, household size, plot size (and the uniform plot design in the resettlement site), and a desire for personal security against natural disasters. In this study we see how households can utilize their dwellings for small business activities to gain income with little risk: some families surveyed, especially in the resettlement site, had created thriving HBEs. Thus mixed land-use in the residential site can help families survive the uncertain economic conditions such as families often face in resettlement. I argue that this should be incorporated in future housing policies. Settlers build a variety of housing types: squatter shanties, shacks expanded into sturdy two-story dwellings, houses with businesses. The numerous and sometimes unrelated variables which determine their choices can make it difficult for planners and government officials who depend on statistics to formulate solutions. However, the outcomes we observe reflect how families adapt to their environment to sustain themselves with limited resources. Above all, planners need first to examine the reality of a neighborhood and then to make room for households' heterogeneous choices and tradeoffs in their plans.
by Masako Niimi.
M.C.P.
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Del, Bosco Jonathan. "JOBS-HOUSING BALANCE & INDIVIDUAL SPATIAL CHOICES: A CASE STUDY OF SATURN WORKERS IN SPRING HILL, TENNESSEE." MSSTATE, 2006. http://sun.library.msstate.edu/ETD-db/theses/available/etd-05192006-011335/.
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This study examines the jobs-housing balance and the excess commute of Saturn employees in Spring Hill. Until recently, the number of jobs has greatly exceeded the number of houses. In 2005 the balance is about even, however many newer residents are believed to be people who work in Nashville. Many Saturn employees live on the outskirts of Spring Hill and must commute longer distances to work. A spatial analysis using GIS of employee home locations shows that 74% of employees commute is in excess compared to if employees actually lived within Spring Hill. Surveys of Saturn employees shows traffic en route to work is a major frustration. It is suggested that future housing development in Spring Hill occur closer to Saturn. This will equilibrate the jobs-housing balance and will reduce the excess commute. Other Southern towns may wish to consider these results when planning for the development of automobile manufacturers.
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Theakstone, Dianne-Dominique. "A comparative analysis of the governance mechanisms in two Centres for Inclusive Living that enhance disabled people's life choices." Thesis, University of Stirling, 2017. http://hdl.handle.net/1893/27569.
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This study examined disabled people’s access to independent living in Scotland and Norway. At the time of the field work for this research in 2012, the literature revealed no comparable social enquiry combining the concepts of citizenship, independent living and governance. Within disability studies, independent living denotes a perspective that recognises the interconnected nature of life areas that affect lived experiences of disablement and inclusion of disabled citizens. From the independent living movement, Centres for Inclusive Living emerged as unique governance structures with full service-user involvement and run by disabled people for disabled people. This study focused upon to what extent the organisational governance structures in the Glasgow Centre for Inclusive Living (GCIL) and Uloba Centre for Independent Living (Uloba) in Norway facilitate or impede disabled people’s access to independent living. The methodology adopted a mixed methods approach. The central method involved organisational case studies with GCIL and Uloba. This enabled an in-depth qualitative exploration through semi-structured interviews with the case study employees, service-user/co-owners and key experts within each country. In addition, an online survey was distributed to other organisations that operated within the disability field. The analytical framework used an integration of the social relational model of disability (Thomas, 1999) and meso level governance analysis (Lowe, 2004). The social relational model of disability provided structural (macro) and agency (micro) level interpretations and an emphasis on psychosocial elements of disability. It also enabled the synergy of a theory of impairment alongside a theory of disability. Meso (organisational) governance analysis focused attention on the connections between organisations in society. This focus revealed the lateral relationships with other meso level bodies, macro institutions and micro individual action. Research participants prioritised the areas of peer support, accessible housing and personal assistance. Peer support was found to take both informal and formal manifestations and acted as a foundation for the other two areas of independent living. The findings highlighted that Centres for Inclusive Living provide facilitation for access to independent living across macro, meso and micro tiers of society. In particular, empowerment, peer support and user led governance formed key strategies that enhanced disabled people’s access to independent living in Scotland and Norway.
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Tu, Yong. "Local housing submarket structure and regional household housing choice behaviour." Thesis, Edinburgh Napier University, 1995. http://researchrepository.napier.ac.uk/Output/3603.
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As home ownership in the UK housing market has become mature, economic and econometric analyses of urban and regional owner-occupier housing markets have become a long-standing concern of housing economists. This thesis defines a nestedl ocal housing submarkets tructureT. he dynamic stock flow model with trade friction is revised and applied to analysing the local owner occupier housing submarket operational process. The short run and long run equilibrium and discquilibrium nature of a local owner occupier housing submarkct system are divulged. This model explores the submarket house price determinants and the role of housing submarket trade friction in submarket house price formation. The computer simulation reveals the relationship between the housing submarket structure and the system stability. The role of household housing choice behaviour in directing the system has been carefully demonstrated. On the premise of the utility maximisation approach, a behavioural model of regional household housing choice per housing submarket is set up. It is argued that the structure of the regional labour market determines household dwelling location choice. The influence of housing submarket marketability (defined as an inverse of the submarket trade friction) on household housing choice behaviour is considered. The family life cycle pattern of housing choice behaviour and the influence of household financial constraints on housing choice are also developed in the model. The empirical analysis is based on both Stated and Revealed preference information in order to overcome the dwelling supply constraint. The data is derived from the Lothian Region owner occupier housing market. The empirical results are compared with those of the existing housing choice models. The policy implications which follow from this thesis are then discussed in the light of the findings
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Ecault-Bellec, Aurore. "Le choix d’habiter des travailleurs handicapés accompagnés : une approche biographique mixte. L’exemple de la région des Pays de la Loire." Electronic Thesis or Diss., Nantes Université, 2024. http://www.theses.fr/2024NANU2009.
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La France promeut l’inclusion des personnes handicapées dans le milieu ordinaire du travail et du logement, (re)questionnant les frontières entre milieu ordinaire et milieu protégé. Cette thèse en géographie sociale propose une analyse spatialisée du processus du choix d’habiter des travailleurs handicapés accompagnés dans la région Pays de la Loire. L’objectif est de saisir l’impact des caractéristiques individuelles, de l’environnement résidentiel, des trajectoires biographiques et des politiques publiques sur les choix résidentiels de cette population. La méthodologie adoptée repose sur une approche biographique mixte avec l’outil « questionnaire- entretien » qui est adressé aux travailleurs handicapés accompagnés par des structures de travail, d’hébergement, d’accompagnement médico- social ou pour la vie sociale. En complément, des entretiens semi-directifs sont réalisés avec les acteurs des Conseils départementaux et des Maisons départementales des personnes handicapées pour saisir l’impact des politiques publiques sur les parcours résidentiels des enquêtés. Ce protocole méthodologique permet de révéler la dimension socio-spatiale du choix d’habiter de 229 travailleurs handicapés ligériens. La tendance est à une recherche de (sur)proximité avec les commerces, les services, le travail et l’entourage. La départementalisation de l’action publique et l’attachement au territoire de vie conduisent à de faibles mobilités résidentielles et professionnelles. Ainsi, le décloisonnement des dispositifs est une réponse aux enjeux rencontrés par les travailleurs handicapés en région Pays de la LoireFrance is promoting the inclusion of people with disabilities in ordinary work and housing environments, (re)questioning the boundaries between ordinary and sheltered environments. This thesis in social geography proposes a spatialized analysis of the housing choice process of supported disabled workers in the Pays de la Loire region. The aim is to understand the impact of individual characteristics, the residential environment, biographical trajectories and public policies on the residential choices of this population. The methodology adopted is based on a mixed biographical approach using a 'questionnaire- interview' tool, which is sent to disabled workers supported by work, accommodation, medico-social or social support structures. In addition, semi-structured interviews were carried out with people from the Departmental Councils and the Departmental Houses for the Disabled in order to understand the impact of public policies on the respondents' residential paths. In addition, semi-directive interviews were carried out with stakeholders from the Departmental Councils and the Departmental Houses for the Disabled, to understand the impact of public policies on the respondents' residential paths. This methodological protocol reveals the socio- spatial dimension of the housing choices of 229 disabled workers in the Pays de la Loire region. The tendency is to seek (closer) proximity to amenities, services, work and surroundings. The departmentalisation of public action and the attachment to the area in which people live lead to low levels of residential and professional mobility. Decompartmentalising services is therefore a response to the challenges faced by disabled workers in the Pays de la Loire region
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Davidoff, Thomas 1971. "Essays on annuitization and housing choice." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/8409.
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Thesis (Ph.D.)--Massachusetts Institute of Technology, Dept. of Economics, 2002.Includes bibliographical references (p. 113-117).
Chapter 1 For most US households, labor income is the most important source of wealth and housing is the most important risky asset. A natural intuition is thus that households whose incomes covary relatively strongly with housing prices should own relatively little housing. Under plausible assumptions on preferences and distributions, this result holds theoretically. Empirically, I find a significant effect: among US households, a one standard deviation increase in income-house price covariance is associated with a decrease of approximately $25,000 in the value of owner occupied housing. This empirical result implies greater cognizance of the interaction between labor income and asset risk on the part of households than suggested by most analyses of stock market behavior. The analysis also suggests that many homeowners enter financial markets in a riskier position than typically thought, and reinforces the intuitive appeal of proposals for market- or tax-based risk sharing in housing prices. Chapter 2 extends the theory of annuitization with no bequest motive in two directions. First, we derive sufficient conditions, in a more general setting than Yaari (1965), under which complete annuitization is optimal, and weaker conditions under which partial annuitization is better than zero annuitization. Second, we explore how incremental and complete annuitization affect consumer welfare in these more general conditions. When markets are complete, all savings are optimally annuitized as long as there is no bequest motive and annuitized assets have greater returns than conventional assets.
(cont.) Consumers' utility need not satisfy intertemporal additive separability nor the expected utility axioms, and annuities need not be actuarially fair. The result is weakened if annuities markets are incomplete, so that there are some assets which do not exist in annuitized form: as long as trade occurs all at once and consumption is positive in every state of nature, a small degree of annuitization is better than no annuitization. When conventional asset markets are incomplete, if annuities are illiquid, then it is possible that no savings are annuitized. We present numerical calculations of the financial benefit and optimal degree of annuitization for consumers with standard CRRA preferences, and compare these results to results where otherwise identical consumers have utility that depends both on present consumption and a standard of living to which they have grown accustomed. In our specification, the effect of adding intertemporal dependence hinges on the size of initial standard of living relative to resources. Chapter 3 addresses the measurement of income sorting and the attribution of observed sorting to different causes. In terms of measurement, I show that a standard decomposition of variance of household income into within jurisdiction and between jurisdiction components understates sorting in the presence of measurement error. Using 1990 US Census data, I find that adjusting for this error approximately doubles the estimated extent of sorting. On average, across all US metropolitan areas (MSAs) I find that approximately ten percent of the variation in household income can be explained by differences across jurisdictions ...
by Thomas Davidoff.
Ph.D.
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Ahmad, Ali Haidar. "Private housing development : refining rational choice." Thesis, University College London (University of London), 2008. http://discovery.ucl.ac.uk/1444122/.
Full textAbstract:
Housing, as the principal focus of personal and family life, has a pervasive impact on all aspects of our existence, providing privacy and security, both physical and emotional, while embodying not only our material possessions, but also our dreams and despair. For most households in developing countries, financing housing constitutes a substantial proportion of household expenditure. Most research on housing finance focuses on measures of affordability and establishment of formal institutions. Others restrict their field of inquiry to the implementation of micro-credit facilities for incremental housing by lower income groups. Due to successive failures of public housing in many developing countries, strategies advocated by the global community tend towards diverting State involvement from provision to facilitation effective regulatory mechanisms deemed essential to enable private enterprise and informal practices in housing provision. Maldives experienced rapid economic growth during the last decades propelled by the expansion of tourism Yet, economic and social disparities between the capital, Male, and other islands continue to exist Consequently, in-migration to Male has fuelled an insatiable demand for housing. In the absence of formal housing finance, plot-holders in Male cannot construct multi storey housing that optimised land scarcity. This research focuses on the process by which private developers rent land from plot-holders to construct multi-storey rental housing, resulting in: income and shelter security for plot-holders increase in housing stock of Male and accumulation of capital for developers, with minimal State involvement or institutional support. Quantitative and qualitative data were collected from renters, plot-holders and developers through purposive sampling. Based on the ideological perspective of rational choice theory, grounded theory methodology was utilised to develop a substantive theory on housing finance that. in situations of absolute scarcity of land, and low levels of institutional support, the decisions of private developers in the process of multi-storey rental housing production appear within the paradigm of rational utility maximisation. However, deeper analyses of their motives reveal elements of altruism, benevolence and charity dominating their decisions within the socio-cultural milieu of Male where kith and kin relationships influence investment decisions.
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Jaroscak, Joseph V. "CMHA Housing Choice Voucher Landlord Outreach Assessment." University of Cincinnati / OhioLINK, 2013. http://rave.ohiolink.edu/etdc/view?acc_num=ucin1367941312.
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Scott, Peter J. "An analysis of judgemental bias in housing choice." Thesis, University of Cambridge, 2011. https://www.repository.cam.ac.uk/handle/1810/242424.
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Buying a home is among the most important choices that any individual is likely to make in their lifetime. It has lasting consequences for happiness, well-being and personal finances. Yet, given the infrequency with which such decisions are made; the difficulty getting information from an opaque and decentralised marketplace; and the high transactions costs involved, there is a significant risk that decision making may depart from the high standard imposed by the normative economic concept of 'rational choice'. This thesis uses the insights of the economic theory of choice - from behavioural economics in particular - to examine housing choice from a new perspective. It considers the potential for estate agents, knowingly or otherwise, to exploit behavioural biases in decision making to influence preference and, ultimately, choices over housing. This naturally is of interest to estate agents and policy makers involved in housing markets; but most importantly to individuals as decision makers: making better decisions relies on understanding when and where vulnerability to manipulation may lie. Using evidence from a series of classroom experiments with 280 student volunteers and from two online surveys with over 4,000 adult respondents, significant areas where individuals may be consistently vulnerable to manipulation of judgement are found and recorded. In particular, both student and adult respondents are susceptible to biases involving manipulation of the decision making context, known as the choice frame. Students also tend to rely on arbitrary 'anchor' points to make value estimates, which results in significantly impaired judgements, even in the presence of incentives for accuracy. Finally, evidence of a significant new form of behavioural bias is found, in which elements of the choice frame have an unexpectedly negative impact on perceptions. This new bias is persistent across several experimental scenarios and is labelled the 'choice pollution effect'.
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Wood, Rebecca S. Jr. "Housing Market Choice Patterns of Single Women Homeowners." Diss., Virginia Tech, 1998. http://hdl.handle.net/10919/30657.
Full textAbstract:
Housing researchers are aware of the lower homeownership
rates and other housing problems of single women but there
is very little research focusing on single women
homeowners or the characteristics of the housing they buy.
Also, since a wide body of research can be found that
examines determinants of homeownership for various
population groups, the importance of this study was in its
focus on single women homeowners and the characteristics of
their housing rather than the determinants of ownership for
this group.
Using data from the 1993 American Housing Survey (AHS), the
study sample consisted of 639 women homeowners who were
either widowed, divorced, separated, or never-married, and
who did not own their previous residence. The study's
purpose was to construct a profile of single women home-
owners that included a description of their demographic and
housing characteristics, the means by which they acquired
their homes, and the changes made in their housing when
they became homeowners. Additionally, this study examined
which demographic and previous housing characteristics of
this group were related to the housing characteristics of
their present homes.
Descriptive results from this study suggested that single
women homeowners are primarily middle aged without young
children at home, earn moderate incomes, and that the
largest proportion of them live in the South and metropolitan
areas. When compared to homeowners in general, single women
homeowners' homes cost less and represented a higher proportion
of attached and mobile home units. The results also showed
that single women used low-down payment financing instruments
to a lesser degree than did all homeowners.
Results from statistical analyses suggested that significant
relationships exist between single women homeowners' housing
characteristics, and a) their demographic characteristics,
b) their previous housing characteristics, and c) their reasons
for moving and selecting their current homes and neighborhoods.
Another key finding was that single women homeowners of varying
marital status differed in their present and previous housing
characteristics and their reasons for selecting the current home.
The results of this study support suggestions made by other
researchers that examining differences not only by gender but
also by the variations in marital status will help to clarify
and add to the knowledge of housing and its relevance to
populations of varying social composition.Ph. D.
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Coggi, Patrick. "Optimal portfolio choice with housing and tenure decisions /." Table on contents, 2009. http://aleph.unisg.ch/hsgscan/hm00231719.pdf.
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Wong, Grace Khie Mie. "Household housing decision-making processes and choice within the public housing system in Singapore." Thesis, University of Cambridge, 1995. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.361698.
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Alkan, Leyla. "Tenure Choice And Demand For Homeownership In Ankara." Phd thesis, METU, 2011. http://etd.lib.metu.edu.tr/upload/12613879/index.pdf.
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Housing is a basic requirement for all individuals in every country. Being one of the main tools of urban planning, housing contains different social, economic, psychological, and design aspects, and it attracts attention of different disciplines. A review of the theoretical models, data, and empirical methods reveals deficiencies in all areas of housing sector in Turkey. Especially, there is an important gap in the literature about housing tenure choice. A new research agenda focusing on households&rsquotenure choice is needed with the help of models to be developed for this purpose. In this thesis, it is aimed to identify this model by focusing transition from tenancy to homeownership, and by choosing Ankara as the case study. The thesis has two main steps. In the first step, different economic ways of shifting from tenancy to homeownership is examined by using the data of Household Budget Survey (2003) from Turkish Statistical Institute. In the second step, the thesis examines effects of different socio-economic factors on the probability of shifting from tenancy to homeownership, and the way in which the impact of these drives might change with different forms of housing provision with the help of a survey carried out in Yenimahalle and Ç
ankaya. Results of calculations show that housing credits do not offer new homeownership opportunity for households who are not able to purchase a dwelling by saving their incomes in Turkey. The first step illustrates that, households earning less than 1 000 TL per month have no chance to afford a dwelling in Ankara. However next step highlights an irregular mechanism which enables these households to shift to homeownership in Turkey.
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Mitchell, Kimberly Jean. "Whose Choice Is It Really?: The Impact of Property Profitability, Owner Strategies, & Perceived Majority Tenant Prejudices on Housing Choice Voucher Acceptance." Diss., Virginia Tech, 2008. http://hdl.handle.net/10919/28061.
Full textAbstract:
This dissertation addresses the critical role of landlords in implementing the Housing Choice Voucher program. Housing choice vouchers provide tenant-based rental assistance to low-income families so that they can have greater opportunities to select apartments and locations than under other rental housing assistance programs. Vouchers provide a renter with more location, quality and housing type options than project-based subsidized housing. The programâ s ability to increase choice depends heavily on the decisions of private landlords to accept voucher tenants. This research examines the factors influencing housing choice voucher acceptance by owners, or their agents, specifically property profitability, owner strategies, and perceived majority tenant prejudices. One previous study attempted to identify the factors that affect landlordsâ acceptance of vouchers, and was restricted to landlords participating in the voucher program. This dissertation expands our understanding of landlordsâ decisions to accept voucher tenants in two key ways: empirical modeling of voucher acceptance using a national sample of rental properties; and qualitative studies of landlords within a single market area. This research has implications for improving the future performance of the voucher program and the housing quality of low-income renters. By understanding the factors influencing voucher acceptance, public policy makers can utilize this information and direct their efforts to successfully market the program, expand voucher knowledge, and increase non-participating ownersâ acceptance of vouchers. Furthermore, policy makers can determine if additional legislation is needed to enhance the protection of voucher holderâ s rights and maintain the supply of eligible units. Such efforts will enhance the effectiveness of housing agencies and thus, help achieve the goal of providing low-income renters with better housing options.Ph. D.
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Lafayette, William Carl. "Mortgage choice, tenure choice, and housing demand in the presence of mortgage qualification constraints." The Ohio State University, 1994. http://rave.ohiolink.edu/etdc/view?acc_num=osu1278522750.
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LaFayette, William Carl. "Mortgage choice, tenure choice, and housing demand in the presence of mortgage qualification constraints /." The Ohio State University, 1994. http://rave.ohiolink.edu/etdc/view?acc_num=osu1487853913100272.
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Sarama, Robert F. Jr. "Asset Pricing and Portfolio Choice in the Presence of Housing." The Ohio State University, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=osu1275434630.
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Yao, L. "House price appreciation and housing policy : a study of housing affordability and tenure choice in China." Thesis, Nottingham Trent University, 2018. http://irep.ntu.ac.uk/id/eprint/34657/.
Full textAbstract:
The last decade has been witnessed by the rapid development of the Chinese housing system, and this is both a significant element, and a crucial indicator of the entire Chinese economic system. Over the past decades, housing privatisation and commercialisation have transformed the Chinese allocative housing system into a dynamic market-based system. This has accelerated the demand for housing alongside the urbanisation, which has translated into continuous house price appreciation. Consequently, this has led to an aggravation of housing affordability issues, leading to an increasing number of households struggling to enter the homeownership market. Therefore, the central government has issued a number of policy initiatives to minimise the issues of housing affordability, in which comprises the establishment of the housing provident fund (HPF) scheme, the supply of economical and comfortable housing (ECH), and the cheap rental housing. The HPF is a compulsory saving scheme that absorbs monthly deposits and grant low-rate housing debt, aimed at reducing the housing affordability problems encountered by Chinese households. This current research employed macroeconomic, microeconomic and policy variables to capture the factors influencing housing affordability and tenure choice decisions. Macro and micro level data was collected and employed in the empirical models, which is aggregate level model and household level model. The empirical model based upon aggregate level data employed the 2SLS estimation technique, aiming to capture the effects on housing affordability followed by government policy interventions. The household level model examines factors influencing housing affordability and tenure choice decisions by the use of 2SLS and probit technique, and forms a two-reduced forms simultaneous equations model. When conducting the empirical investigation by using the household level model, particular attention was also directed towards regional differences in housing affordability and tenure choice decisions. Furthermore, cross sectional variations in housing affordability and tenure choice decision across different groups were also explored, the data sample was disaggregated into four sub-groups, including location, age, income, and educational achievement. This is achieved based upon a life cycle perspective, incorporating concerns that some households might be liquidity constrained, experiencing difficulties of paying for down payment or entering the homeownership market. The empirical results indicated that housing affordability is influenced by demand and supply side factors, combined with demographic factors and liquidity constraints. The government policy regarding the HPF was found to be effective at reducing the difficulties of housing affordability in both the aggregate level model and the household level model; while also was evidenced to be effective at increasing the likelihood of achieving homeownership in the household level model. Cross sectional variations were captured among different regions and different disaggregated groups, evidencing that the HPF is a promising housing policy with the effect to diminish housing affordability problems, thereby reducing the housing inequality gap.
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Bacon, Philomena M. "Tenure Choice, Mortgage Choice, and Lender Behaviour in the Housing Market of England and Wales." Thesis, University of East Anglia, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.520447.
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Lemieux, William J. "Urban housing tenure choice from an economic and demographic perspective." Thesis, University of British Columbia, 1985. http://hdl.handle.net/2429/24400.
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This thesis evaluates the influence of family life cycle stages as a factor of residential tenure choice. The importance of tenure choice is being more widely recognized through the greater use of housing market and demand models. The purpose of this thesis is to contribute to the knowledge of the tenure decision process so that planners, policy makers, and other market participants are more effective in achieving their goals.
In this study an empirical analysis is performed using urban Canadian data for households with head's between the age of 25 and 44. Eight family life cycle stages are used to classify households. A joint tenure choice and mobility model is used to test for ownership probability differences among the life cycle stages. Within the study framework allowances are made for recent and non-recent movers.
The results indicate that family life cycle stages impact on tenure choice, and that this occurs outside of their impact on expected mobility (or holding period). The life cycle stage impact is strong through the effect of household reactions to income and wealth, and weak through just group membership. This suggests that utility preferences for ownership tend to shift as households progress through various life cycle stages. When elasticities are estimated they are found to reflect the different housing consumption and mobility decisions of households at different family life cycle stages. This also
supports the concept of a changing utility preference function.
In general this study finds that tenure choice is affected by consumption and mobility influences that result from different family life cycle stage demands. Further research studies, government and business policies, dealing with residential tenure choice are encouraged to recognize family life cycle stages and the impact of household expected mobility.Business, Sauder School of
Real Estate Division
Graduate
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Nyong, Eno Dorothy. "Understanding choice behaviour to advance sustainable development in housing production." Thesis, University of Newcastle Upon Tyne, 2012. http://hdl.handle.net/10443/1506.
Full textAbstract:
Sustainable development requires us to change our construction technologies in order to avoid negative environmental and economic impacts. However, evidence shows that stakeholders in the field are still choosing housing construction materials and methods that do not advance sustainable development. This problem has been attributed to their underlying choice determinants. Therefore, this thesis investigates the inherent values and choice processes that determine the choice decisions of housing user and housing practitioners, as well as the relationship between these choice determinants and the requirements of sustainable development. The empirical investigation is an exploratory behavioural study in the social sciences and uses a qualitative research strategy. A case study investigation is conducted in Uyo, Nigeria, as a context that is instrumental to understanding the inherent choice behaviour of stakeholders in the field when faced with a choice of housing construction technologies. Choice decision theories provide the analytical framework. The outcomes of the empirical research are: An emerging theory of stakeholders’ choice behaviour, identifying the values and describing the processes that determine their choice of housing construction materials and method; and A propositional model of the relationship between the egoistic, preference-based requirements of housing users; the deontological, performance-based requirements of housing practitioners; and the wider welfare requirements of sustainable development. From this model, the study predicts how these stakeholders themselves would choose change, and thereby advance sustainable development, without the need to alter their normal choice values and processes. This new knowledge contributes to choice behaviour theory. The findings also inform needed alterations to sustainable development policy, innovation and impact assessment. Further research is prescribed to test the propositions, conclusions and recommendations made here. The study also supports the call for further research into behavioural areas in the field of housing production that are crucial to sustainable development.
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Wong, Pui-yee, and 黃佩儀. "A tenure choice under the Hong Kong public housing policy." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1996. http://hub.hku.hk/bib/B31257112.
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Parker, Christopher. "Lived experiences of 'choice', control' and 'success' in Housing First." Thesis, Northumbria University, 2017. http://nrl.northumbria.ac.uk/36205/.
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This thesis is concerned with notions of ‘choice and control’ in the Housing First model, and how these contribute to successful outcomes for multiply excluded homeless (MEH) adults. Housing First aims to overcome homelessness and prevent further exclusion by offering immediate, independent accommodation in the community. In doing so, the model seeks to provide a foundation for client centred support, guided by client choice, which enables recovery from the ‘multiple and complex’ needs most MEH adults face. The majority of Housing First literature has focused on the model’s very positive housing related outcomes. However, longer-term outcomes related to recovery and desistance have been less clear. The thesis centres on a qualitative, longitudinal evaluation of a Housing First service in Newcastle-upon-Tyne. Housing First is relatively new in England, and there has been only limited evaluation of the model’s effectiveness in this context. This study contributed to this gap in knowledge by following 18 MEH adults over 16 months in their Housing First tenancy. A mixed methods design was employed to explore participants’ ability to utilise the ‘choice and control’ offered in Housing First to achieve outcomes related to recovery and desistance. The methodology was informed by a situational approach that places the participant at the centre of analysis and explores both the personal and environmental factors that influence their choices, and resulting actions. Findings demonstrated the importance of participants’ biographies in determining their ‘starting point’ in Housing First, and their ability to make choices towards recovery and desistance. A key output of the study was a typology based on participants’ life histories that was predictive of their trajectories towards recovery and desistance. In general terms, those with less complex life histories were more able to take advantage of the foundation provided by Housing First.
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Wong, Pui-yee. "A tenure choice under the Hong Kong public housing policy /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B25940405.
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Murray, Margaret S. "A discrete choice model of housing selection by low-income urban renters." Diss., This resource online, 1992. http://scholar.lib.vt.edu/theses/available/etd-05042006-164515/.
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Dawkins, Casey J. "Tiebout choice and residential segregation by race." Diss., Georgia Institute of Technology, 2003. http://hdl.handle.net/1853/23929.
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Ng, Yuen-man. "Resident participation in housing management in Hong Kong a rational choice perspective /." Click to view the E-thesis via HKUTO, 2003. http://sunzi.lib.hku.hk/hkuto/record/B3196946X.
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Fu, Qiang, and 傅強. "An analysis of housing demand and tenure choice in Hong Kong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2000. http://hub.hku.hk/bib/B31241670.
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Chan, Ching-wan Alison, and 陳靜雲. "Tenure choice of housing in Hong Kong after the Asian financialcrisis." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2004. http://hub.hku.hk/bib/B45007974.
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Chung, Eui-chul. "Length of stay, housing consumption and tenure choice : an intertemporal analysis." The Ohio State University, 1994. http://rave.ohiolink.edu/etdc/view?acc_num=osu1272487319.
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Murphy, Dugan. "Housing Choice Vouchers in the suburbs: Finneytown and Hamilton County, Ohio." University of Cincinnati / OhioLINK, 2012. http://rave.ohiolink.edu/etdc/view?acc_num=ucin1337886018.
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Jordan, René Janelle. "Agent-based modelling of housing choice in the EASEL regeneration district." Thesis, University of Leeds, 2011. http://etheses.whiterose.ac.uk/2023/.
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Housing choice behaviour is made up of a wide array of dynamic individual level behaviour which can be recreated and explored using agent-based modelling (ABM). In the UK, there has been a renewed focus on urban regeneration policies over the past decade by the national government. Such policies seek to deal with the problems of deprivation in communities segregated by socioeconomic status. Using the case study district of East and South Easel Leeds (EASEL), an area known to have pockets of disadvantaged communities, the impacts of regeneration policy will be explored. A computer simulation of residential mobility and regeneration policy is created, in this way, the potential outcomes of regeneration schemes are explored.
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Liu, Lexian. "Three Essays on Housing Returns." The Ohio State University, 2009. http://rave.ohiolink.edu/etdc/view?acc_num=osu1243826860.
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Wang, Jun. "Lifestyle and housing location choice a case study of residential differentiation of professionals in transitional Shanghai /." Click to view the E-thesis via HKUTO, 2006. http://sunzi.lib.hku.hk/hkuto/record/B37777610.
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Ng, Yuen-man, and 吳婉雯. "Resident participation in housing management in Hong Kong: a rational choice perspective." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2003. http://hub.hku.hk/bib/B3196946X.
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Park, Miseon. "HOUSING CHOICE VOUCHER PROGRAM: PATTERNS AND FACTORS OF SPATIAL CONCENTRATION IN CLEVELAND." Cleveland State University / OhioLINK, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=csu1291743552.
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