Academic literature on the topic 'Household welfare'

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Journal articles on the topic "Household welfare"

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Manh Quach, Hao. "Does access to finance improve household welfare?" Investment Management and Financial Innovations 13, no. 2 (June 3, 2016): 76–86. http://dx.doi.org/10.21511/imfi.13(2).2016.08.

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In this paper, the author develops an econometric framework to analyze the effect of access to credit on the economic welfare of households in Vietnam. The findings confirm that household credit contributes positively and significantly to the economic welfare of households in terms of per capita expenditure, per capita food expenditure and per capita non-food expenditure. The positive effect of credit on household economic welfare is observed regardless of whether they are poor or better-off households. The author also finds that credit has a greater positive effect on the economic welfare of poorer households and finds that the age of the household head, the household size, land ownership, and savings and the availability of credit at village level are key factors that affect household borrowing. Some policy implications are drawn
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Khusaini, Mohamad, Ferry Prasetyia, and Yennie Dwi Rozanti. "Determinants of Household Poverty Status in Kediri City." Journal of Indonesian Applied Economics 9, no. 2 (August 1, 2021): 36–47. http://dx.doi.org/10.21776/ub.jiae.009.02.05.

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Analyses of the causes and the characteristics of poverty at micro levels provide more efficient strategies for the attainment of main Sustainable Development Goals. This study aimed to analyze the extent to which the characteristics of individuals, households, and communities influence the probability of household poverty status. The 2019 Social Welfare Integrated Data and Village Potential Data of Kediri City were analyzed using an ordered logit regression model and then interpreted based on marginal effect calculation. The study found that household heads’ squared-age, household members’ education, household members’ occupation, household head gender (female), ownership of assets, access to the internet, access to proper sanitation, and access to financial institutions reduced the probability of households being categorized as very poor and poor. This finding indicated that household productivity influenced by the household head’s characteristics in managing productive assets, supported by access to infrastructure, could increase the household's welfare. However, the household head’s age and marital status, dependency ratio, and access to health facilities increased household’s probability of being very poor and poor. Policies regarding poverty must be adjusted to the poverty characteristics and status. Improving access, equalizing education, and improving job opportunity and infrastructure management that ensure accessibility and enhancement in service quality need to be made to increase the status of households with the lowest 40% welfare in Kediri City. Policies regarding poverty should be focused more on social programs for very poor and poor households. Meanwhile, those near-poor and vulnerable-to-poor need more empowering programs.
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Atamja, Louis, and Sungjoon Yoo. "Credit Constraint and Rural Household Welfare in the Mezam Division of the North-West Region of Cameroon." Sustainability 13, no. 11 (May 25, 2021): 5964. http://dx.doi.org/10.3390/su13115964.

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The purpose of this study is to examine the effect of the rural household’s head and household characteristics on credit accessibility. This study also seeks to investigate how credit constraint affects rural household welfare in the Mezam division of the North-West region of Cameroon. Using data from a household survey questionnaire, we found that 36.88% of the households were credit-constrained, while 63.13% were unconstrained. A probit regression model was used to examine the determinants of households’ credit access, while an endogenous switching regression model was used to analyze the impact of credit constraint on household welfare. The results from the probit regression model indicate the importance of the farmer’s or trader’s organization membership, occupation, and savings to the household’s likelihood of being credit-constrained. On the other hand, a prediction from the endogenous switching regression model confirms that households with access to credit have a better standard of welfare than a constrained household. From the results, it is necessary for the government to subsidize microfinance institutions, so that they can take on the risk of offering credit to rural households.
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Rozanti, Yennie Dwi, Mohamad Khusaini, and Ferry Prasetyia. "Determinants of Household Poverty Status in Kediri City." Journal of Indonesian Applied Economics 9, no. 2 (2021): 36–47. http://dx.doi.org/10.21776/ub.jiae.2021.009.02.5.

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Analyses of the causes and the characteristics of poverty at micro levels provide more efficient strategies for the attainment of main Sustainable Development Goals. This study aimed to analyze the extent to which the characteristics of individuals, households, and communities influence the probability of household poverty status. The 2019 Social Welfare Integrated Data and Village Potential Data of Kediri City were analyzed using an ordered logit regression model and then interpreted based on marginal effect calculation. The study found that household heads’ squared-age, household members’ education, household members’ occupation, household head gender (female), ownership of assets, access to the internet, access to proper sanitation, and access to financial institutions reduced the probability of households being categorized as very poor and poor. This finding indicated that household productivity influenced by the household head’s characteristics in managing productive assets, supported by access to infrastructure, could increase the household's welfare. However, the household head’s age and marital status, dependency ratio, and access to health facilities increased household’s probability of being very poor and poor. Policies regarding poverty must be adjusted to the poverty characteristics and status. Improving access, equalizing education, and improving job opportunity and infrastructure management that ensure accessibility and enhancement in service quality need to be made to increase the status of households with the lowest 40% welfare in Kediri City. Policies regarding poverty should be focused more on social programs for very poor and poor households. Meanwhile, those near-poor and vulnerable-to-poor need more empowering programs.
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Salam, Shakila, Siegfried Bauer, and Md Salauddin Palash. "Impact of income diversification on rural livelihood in some selected areas of Bangladesh." Journal of the Bangladesh Agricultural University 17, no. 1 (March 28, 2019): 73–79. http://dx.doi.org/10.3329/jbau.v17i1.40666.

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Diverse set of income generating activities may have varying effect on household’s welfare situation. This study intends to assess the extent of different income diversification strategies on rural household welfare. A total sample of 153 households from three districts of Bangladesh was randomly selected. Considering simultaneous causality between different livelihood strategies and welfare indicators, the Two Stage Least Square (2SLS) methods with instrumental variable was applied to estimate impact of the strategies on household welfare. Household per capita expenditure was treated as the welfare indicator which includes both food and non-food expenditures. The findings show that involving in any type of non-farm activities jointly with farming has a significantly positive effect on the household’s welfare. Among different non-farm activities, participation in wage employment and migration along with agricultural activities ensured significantly higher per capita household expenditure. On the other hand, the impact of currently participation in only agricultural activities on household expenditure is insignificant. Besides, Farm size, higher education and infrastructural facilities also play an important role in improving household’s welfare. Therefore, policy should be directed to create opportunities to participate in non-farm activities through establishment of small and medium industries, especially agro-based industries in the rural areas. J. Bangladesh Agril. Univ. 17(1): 73–79, March 2019
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Sulistyo, Anang, Khaerunnisa, and Suhaena. "Food Security and Welfare Of Lowland Rice Farmers Analysis In The Border Area Of North Kalimantan." IOP Conference Series: Earth and Environmental Science 1083, no. 1 (September 1, 2022): 012015. http://dx.doi.org/10.1088/1755-1315/1083/1/012015.

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Abstract Household welfare is related to the fulfillment of basic human needs, namely food so that household welfare is related to food security. Household (family) food security can be defined as the ability of the family to access food properly to provide for the lives of family members. This research was conducted in Binalawan Village, West Sebatik District, North Kalimantan Province. This study aims to, (1) determine the income of rice farming (2) determine the contribution of rice farming income to total household income (3) determine the food security of farm households and (4) determine the welfare of rice farmers’ households. The method of determining the sample in this study using purposive sampling with the number of respondents as 42 farmers. The analysis used is the analysis of farm costs, revenues, income, contribution of farm income, analysis of food security (TSP) and analysis of food welfare. The results showed that the income of rice farming was Rp. 2,008,644.50 per year. The contribution of rice farming income to total household income is 4.737%. The household food security of rice farmers is 1.58, which means that the household’s ability to meet the food consumption needs of rice farming products can meet the needs of rice equivalent. Welfare of farmer households with a purchasing power level of 2.02 and a GSR of 1.44 which means that the economy of rice farmers’ households is classified as less prosperous.
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Asmare, Fissha, Hailemariam Teklewold, and Alemu Mekonnen. "The effect of climate change adaptation strategy on farm households welfare in the Nile basin of Ethiopia." International Journal of Climate Change Strategies and Management 11, no. 4 (August 19, 2019): 518–35. http://dx.doi.org/10.1108/ijccsm-10-2017-0192.

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Purpose This study aims to examine the effect of crop diversification (CD), as a climate change adaptation strategy, on farm household’s welfare in terms of farm income and demand for labor. It explores whether adoption of CD is a win-win strategy on household income and demand for on-farm labor. It also examines the determinants of rural household’s net farm income and family labor demand. Design/methodology/approach A household-plot level data were collected in 2015 from 929 rural farm households and 4,778 plots in the Nile Basin of Ethiopia. The data comprise farm and household characteristics accompanied by geo-referenced climate data such as long-term average temperature and amount and variability of growing season rainfall. The authors estimate an endogenous switching regression model to measure the effect of CD on the farm household’s welfare, using net farm income and household labor demand as a welfare indicator. Findings The results indicate heterogeneous effects of climate variables on farm income between adopters and non-adopters of CD. The study also confirms the win-win effect of adoption of CD with a positive and significant effect on farm income and a reduction in demand for on-farm labor. The results suggest that adoption of CD helps improve the well-being of farm households and build a resilient agricultural system. Research limitations/implications As the study used a cross-sectional data, it is limited to show the time effect of practicing CD on the household’s welfare. Originality/value First, the authors investigate, to their knowledge for the first time, the existence of synergy or tradeoff in the effect of CD on two dimensions of rural households’ welfare (net farm income and labor demand). Second, they investigate the heterogeneous effect of climate change adaptation strategies on the farm household’s welfare between adopters and non-adopters. This is unlike previous studies that consider climate change adaptation strategies as having a homogeneous effect. However, this approach is inappropriate since the effect of adaptation strategies is different for adopters and non-adopters.
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Andini, Cindy Puri, Wuryaningsih Dwi Sayekti, and Fembriarti Erry Prasmatiwi. "PENDAPATAN DAN TINGKAT KESEJAHTERAAN RUMAH TANGGA PETAMBAK UDANG VANAME EKS PLASMA PT CENTRALPERTIWI BAHARI DESA BRATASENA ADIWARNA." Jurnal Ilmu-Ilmu Agribisnis 8, no. 1 (August 5, 2020): 108. http://dx.doi.org/10.23960/jiia.v8i1.4350.

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This research aims to analyze household income, welfare, and factors that influence the household welfare of vaname cultivators ex-plasma PT Centralpertiwi Bahari. Data of this research was collected in Bratasena Adiwarna village in February 2018. Samples in this research were 70 shrimp cultivators households. Determination of samples with simple random sampling. Primary data was obtained by interviewing respondens, while secondary data was obtained from several related institution. Household income consists of shrimp income, nonshrimp, off-farm and nonfarm income. Household welfare level was analyzed by the Sajogyo criteria and poverty line according to BPS Lampung (2017). The factors that influence household welfare was analyzed by binary logistic regression. The research result showed that the average shrimp income in period I, II, and III were Rp7,986,264; Rp13,868,109; and Rp27,334,963; average household income was Rp64,902,569.00 per year, which was obtained from 70 percent of shrimp income, 10 percent of nonshrimp income, 2 percent of off-farm income, and 18 percent of nonfarm income. The household welfare level based on the Sajogyo indicator showed that 37 percent of household were in moderate and 63 percent were in decent living class, while the BPS poverty line shows that all of households were classified as nonpoor. The level of household welfare of ex-plasma PT Centralpertiwi Bahari was influenced by household income, and household dependents.Key words: income, vaname shrimp cultivator, welfare
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Tran, Minh Chau, Christopher E. C. Gan, and Baiding Hu. "Credit constraints and their impact on farm household welfare." International Journal of Social Economics 43, no. 8 (August 8, 2016): 782–803. http://dx.doi.org/10.1108/ijse-11-2014-0243.

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Purpose – The purpose of this paper is to identify factors affecting formal credit constraint status of rural farm households in Vietnam’s North Central Coast (NCC) region. Design/methodology/approach – Using the direct elicitation method (DEM), the authors consider both internal and external credit rationing. Findings – Empirical evidences confirm the importance of household head’s age, gender and education to household’s likelihood of being credit constrained. In addition, households who have advantages in farm land size, labour resources and non-farm income are less likely to be credit constrained. Poor households are observed to remain restricted by formal credit institutions. Results from the endogenous switching regression model suggest that credit constraints negatively impact household’s consumption per capita and informal credit can act as a substitute to mitigate the negative influence of formal credit constraints. Research limitations/implications – One limitation arises from the usage of the DEM to identify credit constrained households. The method cannot detect effective and ineffective constraints. Another limitation is the inability of cross-section data to capture long-term impacts of credit constraints on household welfare. Finally, causes of credit constraints from the lender’s view cannot be observed. Practical implications – The results suggest that it is necessary to enhance the credit allocation regime to reduce the transaction cost and provide target households with sufficient credit. It should be emphasized that high transaction cost and the mismatch between credit demand and supply stemming from information asymmetry. The government can help formal financial institutions to reduce information cost by encouraging the active role of social organizations such as Women Unions, Youth Unions and Veteran Unions in bridging rural farm households with formal lenders. Originality/value – There are limited studies focusing on determinants of credit constraints and their impacts on rural farm households. To the best of the knowledge, there is no study evaluating the impact of credit constraints on rural farm household welfare particularly in Vietnam. In addition, the studies related to credit constraints only considered full quantity rationing (households applied for the loan but were rejected), omitting the case of partly quantity rationing (loan obtained by the borrowers is less than their demand) and self-rationing.
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Jalil, Shehla, and Danish Wadood Alam. "An Analysis of Child Labor and its Subjective Well-being: Evidence from Khyber Pakhtunkhwa, Pakistan." Empirical Economic Review 5, no. 2 (December 30, 2022): 88–111. http://dx.doi.org/10.29145/eer.52.05.

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This study investigates the determinants of child labor, the factors that constitute the welfare of child labor, and the factors that determine the welfare of child labor by providing evidence from three major populated districts of Khyber Pakhtunkhwa (KP), namely, Mardan, Peshawar, and Swat. This employs a structured questionnaire methodology and collects data from 200 households in each district. The research further applies Probit model to estimate the determinants of child labor and finds that income level of household, household head’s employment, household head’s education, joint family structure, and residence in urban location reduces the likelihood of child labor. However, household’s head age, household’ size, debt, and economic shock increase the likelihood of child labor. Additionally, this study uses Rees Good Childhood index to measure and compare the welfare of child labor and non-child labor. The findings suggest that child labor has a lower welfare level as compared to non-child labor. Finally, the OLS technique is applied to estimate the determinants of the welfare of child labor. The findings suggest that the wage of child, safety measures at the workplace, leisure, age, and education promote the welfare of child labor. However, the number of working hours, abuse, and hazardous work, adversely affect welfare of child labor.
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Dissertations / Theses on the topic "Household welfare"

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Matovu, John Mary. "Tax policy reforms and household welfare." Thesis, University of Oxford, 1999. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.365574.

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Enver, Ayesha. "Three Essays on Location and Household Welfare." The Ohio State University, 2009. http://rave.ohiolink.edu/etdc/view?acc_num=osu1249626740.

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You, Jing. "Household welfare and poverty in rural China." Thesis, University of Manchester, 2011. https://www.research.manchester.ac.uk/portal/en/theses/household-welfare-and-poverty-in-rural-china(4023def5-9369-49f7-baaa-d1408682d501).html.

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The thesis examines three issues related to Chinese rural households’ well-being and poverty status over the period of 1989-2006. Each of them corresponds to a substantive chapter (Chapter 3-5). Chapter 1 introduces the stages of poverty reduction in rural China following the reforms that started in 1978 and discusses some problems related to further poverty reduction and increases in welfare. Chapter 2 provides a general description of the data set used in the substantive chapters. It includes a discussion of the construction of the panel and the justification of the construction and use of the key economic variables. It also uses this panel to provide some preliminary explorations on households’ poverty status and inequality. Chapter 3 examines the welfare loss brought about by the increasing uncertainty attached to households’ consumption flows. Along with significant economic growth over more than three decades, rural households’ livelihood has become more uncertain in terms of greater volatility and inequality in their consumption. Our estimate is that households’ welfare would have risen up by approximately one third if there were no such uncertainties. Farmers and the chronically poor appear to suffer most among all sub-groups from the welfare loss associated with this uncertainty. Chapter 4 extends the existing literature on poverty in rural China from a perspective of households’ agricultural asset holdings. The analysis finds multiple equilibria in asset dynamics. In the presence of limited insurance, households’ exposure to various shocks and risk forces them to engage in conservative livelihood strategies: they may prefer low-risk low-return production to more profitable but riskier investment in asset accumulation. As a result, some households may be trapped into lower incomes in the long-term. Based on the findings in Chapter 4, Chapter 5 empirically identifies the dynamic asset threshold. It categorises households into either the downward or upward mobility group in the long-term. Then, this chapter measures to what extent falling below this asset threshold may affect households’ probabilities of being poor. Both static and dynamic estimates suggest that insufficient asset holdings substantially increase the chances of falling into poverty. Chapter 6 summarises policy implications indicated by the empirical analyses in three substantive chapters. Overall, education, health insurance and off-farm employment appear to be the key factors if there is to be a further improvement in Chinese rural households’ welfare and reduction in poverty.
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ABOKYI, ERIC. "Remittances, financial inclusion, household consumption and welfare." Doctoral thesis, Università Politecnica delle Marche, 2021. http://hdl.handle.net/11566/291109.

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Questo studio è sostanzialmente suddiviso in due documenti di ricerca completamente sviluppati. Il primo capitolo ha esaminato l'impatto delle rimesse sulla disuguaglianza nell'accesso ai servizi finanziari nei paesi in via di sviluppo. Il set di dati per lo studio è stato costruito da diverse fonti, tra cui Global Findex, World Development Indicators, World Bank, FMI, The Worldwide Governance Indicators e il dataset delle Nazioni Unite sulla migrazione bilaterale. Pertanto, lo studio ha combinato fonti di dati di livello micro con informazioni di livello macro nell'analisi. Sulla base della disponibilità dei dati, lo studio ha coperto 102 paesi in via di sviluppo per tre anni, vale a dire 2011, 2014 e 2017. Lo studio ha utilizzato tecniche a effetti fissi con e senza variabili strumentali e, a scopo di robustezza, sono state utilizzate nell'analisi diverse definizioni di rimesse. Uno dei risultati chiave è che, sebbene non vi siano prove che le rimesse riducano la variazione complessiva nell'inclusione finanziaria nei paesi in via di sviluppo, riducono significativamente il divario di genere nell'inclusione finanziaria. Sulla base di tali risultati, lo studio ha formulato raccomandazioni politiche appropriate. Il secondo capitolo è uno studio specifico per paese incentrato sul Ghana. Il capitolo ha esaminato l'impatto dell'inclusione finanziaria sul benessere delle famiglie in Ghana, concentrandosi in particolare su come l'inclusione finanziaria influenzi il comportamento di spesa delle famiglie. Lo studio ha utilizzato il set di dati più recente del Ghana Living Standard Survey (ovvero GLSS 7), che è stato raccolto nel 2016/2017. L'analisi è suddivisa in due parti: in primo luogo, è stato studiato l'impatto dell'inclusione finanziaria sul livello di spesa delle famiglie utilizzando la tecnica del propensity score matching (PSM). In secondo luogo, è stato esaminato anche l'impatto dell'inclusione finanziaria sulle quote di bilancio della spesa delle famiglie impiegando un approccio variabile strumentale e PSM per la robustezza. Ognuna di queste due analisi è stata ulteriormente condotta suddividendo il campione complessivo in sottocampioni, in cui è stato esaminato l'effetto dell'inclusione finanziaria sulle famiglie con capofamiglia femminile e sui loro omologhi maschili, e anche l'effetto sulle famiglie rurali e sulle loro controparti urbane. Alcuni dei principali risultati dello studio includono: (1) sia le quote di budget che le analisi del livello di spesa mostrano una relazione inversa tra l'inclusione finanziaria e il consumo alimentare delle famiglie (2) i due risultati mostrano anche che l'effetto dell'inclusione finanziaria è più forte effetti positivi sugli investimenti nell'istruzione per le famiglie con capofamiglia maschile rispetto alle controparti femminili, mentre anche le controparti femminili spendono di più per investimenti in abitazioni e beni di consumo durevoli; (3) È stato anche riscontrato che le famiglie rurali incluse finanziariamente deviano risorse dal consumo di cibo, beni di tentazione e altre categorie di beni agli investimenti in istruzione, alloggio e beni di consumo durevoli in base al risultato delle quote di bilancio. Sulla base dei risultati emersi sono state fornite adeguate raccomandazioni politiche.
This study is broadly divided into two fully developed research papers. The first chapter examined the impact of remittances on inequality in access to financial services in developing countries. The dataset for the study was built from several sources, including Global Findex, World Development Indicators, World Bank, IMF, The Worldwide Governance Indicators and United Nations dataset on bilateral migration. Thus, the study combined micro-level data sources with macro-level information in the analysis. Based on data availability, the study covered 102 developing countries for three years, namely 2011, 2014 and 2017. The study employed fixed effects techniques with and without instrumental variables, and for robustness purpose different definitions of remittances were used in the analysis. One of the key findings is that while there is no evidence that remittances reduce overall variation in financial inclusion in developing countries, they significantly reduce the gender gap in financial inclusion. Based on such findings, the study made appropriate policy recommendations. The second chapter is a country specific study focused on Ghana. The chapter examined the impact of financial inclusion on household welfare in Ghana, by specifically focusing on how financial inclusion affects household expenditure behavior. The study used the most recent Ghana Living Standard Survey dataset (i.e. GLSS 7), which was collected in 2016/2017. The analysis is divided into two parts: first, the impact of financial inclusion on the level of household expenditure was investigated using propensity score matching (PSM) technique. Second, the impact of financial inclusion on household expenditure budget shares was also examined by employing an instrumental variable approach and PSM for robustness. Each of these two analyses were further performed by dividing the overall sample into subsamples, where the effect of financial inclusion on female-headed households and their male-counterparts was examined, and the effect on rural households and their urban counterparts was also investigated. Some of the major findings from the study include: (1) both the budget shares and the level of expenditure analyses show an inverse relationship between financial inclusion and household food consumption (2) the two results also show that the effect of financial inclusion yields stronger positive effects on investment in education for male-headed households compared to their female counterparts, while their female counterparts also spend more on investment in housing and consumer durables; (3) financially included rural households were also found to divert resources away from food consumption, temptation goods and the other goods category to investment in education, housing and consumer durables according to the budget shares result. Appropriate policy recommendations were provided based on the findings that emerged.
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Richter, Kaspar. "Household welfare and income shocks : the case of Russia." Thesis, London School of Economics and Political Science (University of London), 2004. http://etheses.lse.ac.uk/2122/.

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The thesis investigates the impact of changes in household income on household welfare in Russia during 1994 to 1998. Part I introduces the main estimation techniques (Instrumental Variables, Difference-In-Differences and Matching), the data sources and the context of the Russian arrears crisis. Part II contains the empirical analysis. Chapter 5 simulates the effect of government cash transfers on poverty with Instrumental Variables estimation, taking into account consumption smoothing of households. Changes in cash transfer policy led unambiguously to a rise in poverty between 1994 and 1998. Chapter 6 explores the welfare effects of non-payments of pensions in 1996 using a Difference-In-Differences model. The loss of pension income doubled poverty rates and worsened nutrition among affected pensioners. Elderly men suffered from a decline in health and were more likely to die in the two years following the crisis. Households responded in ways that mitigated the impact of the crisis, replacing one-fifth of lost pension income through increased labour supply and asset sales. Chapter 7 analyses the impact of wage arrears on the elderly who were either working themselves or living together with workers. Matching techniques establish that wage arrears had a detrimental impact on old age welfare, including current and future health, over a wide range of control variables and sample restrictions. In line with the findings on pension arrears, the effect was larger on men than on women. Arrears households compensated about 10 to 14 percent of the wage loss from other income sources. Chapter 8 studies the link between wage arrears and child health. Wage arrears resulted in a decline of economic well-being, nutrition and growth status of affected children. Arrears households replaced up to one fifth of the wage reduction with other receipts. The final chapter summarizes the main findings.
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Hyde, Mark. "Household class : the state and public attitudes to welfare." Thesis, University of Plymouth, 1990. http://hdl.handle.net/10026.1/1933.

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Two specific shifts have occurred in the sectoral bases of welfare provision in the UK since the last war. The first involved in establishment of collective state provision whilst the second has involved a significant expansion of owner occupation. These developments have been interpreted at various times as signifying substantial changes in the nature of British society, particularly in the way that they are alleged to have attenuated class based social divisions and patterns of consciousness. In contemporary debates, owner occupation is alleged to have generated a conservative domestic oriented attitudinal disposition among manual households. Further, such households are held to be profoundly disaffected from state welfare as a result of their experiences as clients in this sector. The Plymouth study, which is reported below, was concerned with public attitudes to welfare. More specifically, its aim was to generate a data base which would enable the relative significance of sectoral patterns of welfare and household class as factors which influence the pattern of public attitudes to issues in social policy to be assessed. This aim was implemented by administering a structured questionnaire to a sample of 150 households in Plymouth. Subsequent empirical and conceptual analyses generated three conclusions. First, people are dissatisfied with the experience of state welfare but it is the distributive impact of welfare which is of the greatest significance in the calculations of the average household. Second, sectoral patterns of welfare do influence public perceptions of issues in social policy, but in a modest and specific way. Third, household class remains the most significant determinant of access to welfare, public or private, and because of this, the most significant influence on the pattern of public attitudes to welfare.
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Akotey, Oscar Joseph. "The impact of microinsurance on household welfare in Ghana." Thesis, Stellenbosch : Stellenbosch University, 2015. http://hdl.handle.net/10019.1/97070.

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Thesis (PhD)--Stellenbosch University, 2015.
ENGLISH ABSTRACT: Microinsurance services have been operating in Ghana for the last decade, but the question whether they have enhanced the welfare of low-income households, mostly in the informal sector, is largely unresearched. In particular the study asks: does microinsurance improve the welfare of households through asset retention, consumption smoothing and inequality reduction? This question has been examined through the use of the 2010 FINSCOPE survey which contains in-depth information on 3 642 households across the rural and urban settings of the country. In order to control for selection bias and endogeneity bias, Heckman sample selection, instrumental variable and treatment effect models were employed for the evaluation. The results of the assessment have been compiled into four empirical essays. The first essay investigates the impact of microinsurance on household asset accumulation. The findings show that microinsurance has a positive welfare impact in terms of household asset accumulation. This suggests that microinsurance prevents asset pawning and liquidation of essential household assets at ‘give away’ prices. By absorbing the risk of low-income households, insurance equips them to cope effectively with risk, empowers them to escape poverty and sustains the welfare gains achieved. The second essay examines the impact of microinsurance on consumption smoothing. It delves into the capacity of microinsurance to enable households to avoid costly risk-coping methods which are detrimental to health and well-being. The results reveal that insured households are less likely to reduce the daily intake of meals, which is an indication that microinsurance is a better option for managing consumption smoothing among low-income households. The third essay investigates the effect of microinsurance on households’ asset inequality. The findings indicate that the asset inequality of insured households is less than that of uninsured households. Insured female-headed households have much lower asset inequality than male-headed households, but uninsured female-headed households are worse off than both uninsured and insured male-headed households. The regional trend reveals that developmental gaps impede the capacity of microinsurance to bridge the asset inequality gap. The fourth essay asks: Does microcredit improve the well-being of low-income households in the absence of microinsurance? The findings show a weak influence of microcredit on household welfare. However households using microcredit in combination with microinsurance derive significant gains in terms of welfare improvement. Microcredit may be good, but its real benefits to the poor is best realised if the poverty trapping risks are covered with microinsurance. To this extent, combining microcredit with microinsurance will empower the poor to make a sustainable exit from poverty. The findings of this thesis have pertinent policy implications for the government, the development community and stakeholders in the insurance industry. Microinsurance is a good instrument for improving the welfare of households and thus this research recommends its integration into the poverty reduction strategy of Ghana and a greater insurance inclusion for the lower end of the market.
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Dawu, Sarah. "THE IMPACT OF TRADE ON HOUSEHOLD WELFARE IN GHANA." Thesis, Umeå universitet, Nationalekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-172492.

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The distributional impacts of trade liberalisation across households’ groups vary in its degree. The objective of this study is to examine the effect of the Common External Tariff (CET) of the Economic Community of West African States (ECOWAS) on domestic price of agricultural goods in Ghana in the year 2017. Also, I analyse the effect of price change on the welfare of rural households from the perspective of households as both consumers and producers. The study analyses the impacts across the regions in Ghana. The findings indicate that in the year 2017, price of agricultural goods declined due to the reduction in the ECOWAS CET. However, the tariff pass-through rate was relatively low at 14 percent. When there has been an interaction between tariff and distance (trade cost), the findings suggest that the magnitude at which tariff reduction transmits to various regions or geographical zones in Ghana differs. The transmission rate declines the farther away a region is to the harbour. The findings indicate that households as producers have experienced a marginal decrease in income due to the reduction in the price of agricultural goods. On the other hand, households as consumers have benefitted as there have been an increase in their income through the reduction in the cost of their consumption basket.
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Sobukwe-Whyte, Akyere Andiswa. "The effect of housing micro-finance on household welfare." Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/25516.

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The affordable housing crisis in South Africa has created a need for better quality and efficient housing alternatives. The aim of this research is to identify how housing microfinance contributes towards improved living conditions and welfare of low-income households through a case study analysis. Data was collected from employees and beneficiaries of Ikhayalami's loan finance programme using observations, pictures and semi structured individual interviews. Data was analysed for content with the aim of interpreting emerging trends and concepts. The findings reveal a significant positive effect via an increase in community status and housing conditions. If afforded sufficient infrastructure and support – housing microfinance has the potential to grow in scale and move developmental objectives forward.
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Dzanku, Fred Mawunyo. "The dynamics of rural livelihoods and household welfare in Ghana." Thesis, University of Reading, 2012. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.577984.

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Household welfare effects of changes in rural livelihoods and their diversity is the central theme of this argument. Inter- and intra-livelihood diversification dynamics and effects on choice and intensity of participation in farm and nonfarm activities have been analysed using a three-period panel dataset on 464 households located in 8 villages of two distinct geoeconomic and agroecological zones of Ghana. This research is situated within the debate of whether or not the agriculture-led rural poverty reductionrenaissance is pragmatic in terms of both analytical and policy thinking of rural economic development. Almost every conclusion reached depends on isolation or proximity to "national capital, anti agro-productive potential of study area under rain- fed conditions. First of all, the notion of a shift from farm to nonfarm oriented rural livelihoods is rather a hyperbole. Quality of human capital, access to other productive assets, price and income risk sensitivity are the most important determinants of choice of, and returns to rural livelihood activities. Second, in high agro-potential zones, both farm and nonfarm oriented livelihood strategies produce similar welfare outcomes. Third, concerning diversification within agriculture, resource allocation to high-value crops enhances household food security in high agro- productive potential zones. Fourth, farm productivity is decreasing in pluriactivity, suggesting that returns to nonfarm labour supply must more than offset the value of productivity loss from agriculture if a household is to maintain a given level of welfare. Finally, neither farm nor nonfarm productivity was responsible for rural poverty exit in the 2000s; spatial location of household, living in a female headed household, human capital quality and rural - urban linkages through urban social network capital were the drivers of poverty exit. So, 'livelihood-led poverty reduction policy thinking' appears more pragmatic than a sectoral view of rural development policy and practice.
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Books on the topic "Household welfare"

1

R, Kiilu B. H., and Research Programme on Poverty Alleviation in Tanzania., eds. Demographic factors, household composition, employment and household welfare. Dar es Salaam, Tanzania: Mkuki na Nyota Publishers, 2002.

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David, Dollar, Glewwe Paul 1958-, and Litvack Jennie I. 1963-, eds. Household welfare and Vietnam's transition. Washington, D.C: World Bank, 1998.

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Falkingham, Jane, Jeni Klugman, Sheila Marnie, and John Micklewright, eds. Household Welfare in Central Asia. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0.

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Ray, Ranjan. Household Behaviour, Prices, and Welfare. Singapore: Springer Singapore, 2018. http://dx.doi.org/10.1007/978-981-13-1930-3.

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Richard, Blundell, Preston Ian 1964-, and Walker Ian 1954-, eds. The measurement of household welfare. Cambridge: Cambridge University Press, 1994.

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Jane, Falkingham, ed. Household welfare in Central Asia. Houndmills, Basingstoke [England]: Macmillan Press, 1997.

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Matovu, John. Impact of tax reforms on household welfare. Kampala, Uganda: Economic Policy Research Centre, 2009.

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Assaf, Razin, and Sadka Efraim, eds. Household and economy: Welfare economics ofendogenous fertility. Boston: Academic Press, 1986.

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Kronlid, Karin. Household welfare and education in urban Ethiopia. Helsinki: United Nations University, World Institute for Development Economics Research, 2001.

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Matovu, John. Impact of tax reforms on household welfare. Kampala, Uganda: Economic Policy Research Centre, 2009.

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Book chapters on the topic "Household welfare"

1

Feld, Serge. "Remittances and Household Welfare." In International Migration, Remittances and Brain Drain, 103–22. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-75513-3_7.

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Butler, Ian, and Mark Drakeford. "‘Household Happiness, Gracious Children’." In Social Policy, Social Welfare and Scandal, 56–75. London: Palgrave Macmillan UK, 2003. http://dx.doi.org/10.1057/9780230554467_4.

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Ray, Ranjan. "Role of Prices in Welfare Comparisons." In Household Behaviour, Prices, and Welfare, 65–88. Singapore: Springer Singapore, 2018. http://dx.doi.org/10.1007/978-981-13-1930-3_4.

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Falkingham, Jane, Jeni Klugman, Sheila Marnie, and John Micklewright. "Household Welfare in Central Asia: An Introduction to the Issues." In Household Welfare in Central Asia, 1–18. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_1.

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Klugman, Jeni, Sheila Marnie, John Micklewright, and Philip O’Keefe. "The Impact of Kindergarten Divestiture on Household Welfare in Central Asia." In Household Welfare in Central Asia, 183–201. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_10.

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Coudouel, Aline, Alastair McAuley, and John Micklewright. "Transfers and Exchange between Households in Uzbekistan." In Household Welfare in Central Asia, 202–20. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_11.

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Waite, Mark. "The Role of the Voluntary Sector in Supporting Living Standards in Central Asia." In Household Welfare in Central Asia, 221–35. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_12.

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Koen, Vincent. "Price Measurement and Mismeasurement in Central Asia." In Household Welfare in Central Asia, 21–41. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_2.

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Falkingham, Jane, and John Micklewright. "Surveying Households in Central Asia: Problems and Progress." In Household Welfare in Central Asia, 42–60. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_3.

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Lanjouw, Peter. "How Important is a Poverty Line in the Central Asian Context?" In Household Welfare in Central Asia, 61–77. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-25475-0_4.

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Conference papers on the topic "Household welfare"

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Turdalieva, Ainura, and Raziya Abdiyeva. "The Impact of Access to Irrigation on Rural Household Income in Kyrgyzstan." In International Conference on Eurasian Economies. Eurasian Economists Association, 2022. http://dx.doi.org/10.36880/c14.02666.

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Agriculture is the main source of income of households in rural area. Therefore, access to irrigation significantly impact the level of income of households. Consequently, the quality of irrigation infrastructure has essential effect on the level of household welfare and their economic performance. Improving water use efficiency and infrastructure will positively affect households’ income in rural areas. In this study we analyzed the impact of access to irrigation to household income in rural area by using of Life in Kyrgyzstan Survey data for the year of 2016. The effect of access to irrigation on income of households in Kyrgyzstan analyzed according to size of land, type of irrigation, amount of water used and cost of irrigation, gender, and age of household head by using ordinary least square regression model. Results showed that access to an irrigation canal and using the tillage method significantly increase household income.
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Bahçe, Serdal, Altuğ Murat Köktas, and Deniz Abukan. "Health Care Reform and Household Welfare: Health Transformation Programme in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2013. http://dx.doi.org/10.36880/c04.00718.

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We assessed the health care reform and its effects on household’s welfare such as access to health care and household economic burden. We used descriptive analysis on 2002-2011 Ministry of Health and OECD Health Statistics. The main result is about using health care. Access to health care increased after health care reform in Turkey. Number of applications to health care service server and its units rose. On the other hand, financial burden of health care on household’s budget decreased number of applications. The main result percentage of not consulting a specialist even needed to consult a specialist but did not during the past 12 months is %4.9 in 2003 and %19.9 in 2010. To improve health care access, policy makers should improve public sector provision of health care, increase social security benefit packages and protect poor and vulnerable.
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Durusoy Öztepe, Nagihan, and Çağla Ünlütürk Ulutaş. "Exclusion from Welfare Services in Turkey as a Social Exclusion Form." In International Conference on Eurasian Economies. Eurasian Economists Association, 2013. http://dx.doi.org/10.36880/c04.00762.

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The welfare regime of Turkey is classified in South European Welfare Modal. One of the main characteristics of this regime is lack of the inclusion of entire population. The aim of this presentation is analysing the exclusion of citizens from four main welfare services: health care, education, social security and social assistance. Datas of Turkey Staistics Institution’s (TURKSTAT) 2010 Household Budget Survey are used to examine the population excluded from basic welfare services. This study has found that %13,5 of the population is excluded from health insurance. %8,6 of the population are not completed any school. Furtheremore, %49,8 of theemployees are not under the covereage of social security system. % 3,3 of the population can access to social assistance.
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Firmansyah, Rizky, Vera Tri Julianti, Dediek Tri Kurniawan, Ahmad Arif Widianto, and Mohd Rizal Palil. "Implications of Financial Management on Family Economic Welfare Moderated by Household Financial Literacy." In 2nd World Conference on Gender Studies (WCGS 2021). Paris, France: Atlantis Press, 2022. http://dx.doi.org/10.2991/assehr.k.220304.006.

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Triyono, Triyono, Nur Hanifah, and Lestari Rahayu. "Food Security and Farm Household Welfare in Peri-Urban Area of Bantul Regency, Yogyakarta." In Proceedings of the International Conference on Food, Agriculture and Natural Resources (FANRes 2018). Paris, France: Atlantis Press, 2018. http://dx.doi.org/10.2991/fanres-18.2018.9.

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ANTON, George. "THE IMPACT OF ECONOMIC UNCERTAINTY ON HOUSEHOLD CONSUMPTION CHOICES. EVIDENCE FROM EUROPE." In International Management Conference. Editura ASE, 2022. http://dx.doi.org/10.24818/imc/2021/03.18.

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This paper is evaluating the impact of uncertainty shocks that are affecting the household behavior in the European Union countries by employing a quantitative approach. By employing a Bayesian VAR model, this paper provides an answer on the importance of the uncertainty shocks on the household consumption choices by using impulse response functions and variance decompositions statistics. The relevance of the study is a major one as it quantifies the impact of the uncertainty pressure on choices consumers make during uncertain times such as the great recession or covid-19 health crisis. Given the current increased focus of the literature on behavioral economics and consumer welfare this paper will provide an answer on consumption by sector increase and decrease as a result of uncertainty shocks.
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Ariansyah, Kasmad. "The Importance of the Internet on Improving Economic Welfare: An Empirical Evidence from Indonesian Rural Household." In 2018 International Conference on ICT for Rural Development (IC-ICTRuDev). IEEE, 2018. http://dx.doi.org/10.1109/icictr.2018.8706868.

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Gutium, Mircea. "Evolution of Consumption Expenditures of Population of the Republic of Moldova." In International Conference Innovative Business Management & Global Entrepreneurship. LUMEN Publishing, 2020. http://dx.doi.org/10.18662/lumproc/ibmage2020/23.

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Consumption expenditures is one of the key indicators that reflects the purchasing power of the population. Purchasing power in turn shows the level of social welfare. The population with a stable evolution of consumer spending is at least able to maintain its level of consumption with inflation. In addition, if consumer spending rises in proportion to the level of inflation, there is an increase in welfare and living standards. High level of consumption has positive influence on business. greater aggregate demand will generate more profits, boost company development, and foster job creation. In this study, the affirmation was verified that the consumer price index is one of the factors that influence the standard of living, but not primarily. The following scientific methods were used to approve or reject the statement: scientific abstraction, analysis and synthesis, graphical and tabular method, comparative analysis method, correlation and regression analysis. In this study there was made comparison of consumption evolution and its structure in the Republic of Moldova and in the European Union to identify the difference in welfare. The linear regression model between the consumer price index and growth rate of household expenditures was elaborated.
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Tian, Yuan, Ye Li, and Xiaohong Chen. "Evaluating the Impact of Rural Road Investment Projects on Household Welfare in Rural Area: Evidence from Fujian Province." In Second International Conference on Transportation Engineering. Reston, VA: American Society of Civil Engineers, 2009. http://dx.doi.org/10.1061/41039(345)594.

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Tian, Yuan, Ye Li, and Xiaohong Chen. "Impact Evaluation of Rural Road Investment Projects on Household Welfare in Rural Area: Evidence from Fujian Province, China." In 2010 International Conference on Optoelectronics and Image Processing (ICOIP). IEEE, 2010. http://dx.doi.org/10.1109/icoip.2010.145.

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Reports on the topic "Household welfare"

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Chiappori, Pierre-André, and Costas Meghir. Intra-household Welfare. Cambridge, MA: National Bureau of Economic Research, June 2014. http://dx.doi.org/10.3386/w20189.

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Blow, Laura, and Lars Nesheim. Dynamic housing expenditures and household welfare. Institute for Fiscal Studies, January 2009. http://dx.doi.org/10.1920/wp.cem.2009.0409.

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Hurst, Erik, and James Ziliak. Do Welfare Asset Limits Affect Household Saving? Evidence from Welfare Reform. Cambridge, MA: National Bureau of Economic Research, May 2004. http://dx.doi.org/10.3386/w10487.

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De Nardi, Mariacristina, Giulio Fella, and Gonzalo Paz-Pardo. Earnings risk, government policy, and household welfare. The IFS, May 2022. http://dx.doi.org/10.1920/wp.ifs.2022.1722.

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De Nardi, Mariacristina, Giulio Fella, and Gonzalo Paz Pardo. Nonlinear Household Earnings Dynamics, Self-insurance, and Welfare. Cambridge, MA: National Bureau of Economic Research, February 2018. http://dx.doi.org/10.3386/w24326.

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Atkin, David, Benjamin Faber, and Marco Gonzalez-Navarro. Retail Globalization and Household Welfare: Evidence from Mexico. Cambridge, MA: National Bureau of Economic Research, May 2015. http://dx.doi.org/10.3386/w21176.

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Policy Support Activity, Myanmar Agriculture. Welfare and vulnerability: Findings from the first round of the Myanmar Household Welfare Survey. Washington, DC: International Food Policy Research Institute, 2022. http://dx.doi.org/10.2499/p15738coll2.135931.

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Hamermesh, Daniel, and Daniel Slesnick. Unemployment Insurance and Household Welfare: Microeconomic Evidence 1980-93. Cambridge, MA: National Bureau of Economic Research, October 1995. http://dx.doi.org/10.3386/w5315.

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Schmidt, Emily, Paul A. Dorosh, and Rachel Gilbert. Rice price shocks and household welfare in Papua New Guinea. Washington, DC: International Food Policy Research Institute, 2020. http://dx.doi.org/10.2499/p15738coll2.134023.

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Corman, Hope, Dhaval Dave, Nancy Reichman, and Ofira Schwartz-Soicher. Effects of Welfare Reform on Household Food Insecurity Across Generations. Cambridge, MA: National Bureau of Economic Research, July 2021. http://dx.doi.org/10.3386/w29054.

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