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1

Kulkarni, Sanjay. The value elephant: The head & tail of wealth creation. New Delhi: Penguin Books India, 2015.

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2

Gross, William H. Everything you've heard about investing is wrong!: How to profit in the coming post-bull markets. New York: Times Business, 1997.

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3

Bolce, Don. Investing in quality: The impact of the Head Start Expansion and Improvement Act of 1990 in its first year of implementation : a report by the National Head Start Association. Alexandria, Va. (201 N. Union St., Suite 320, Alexandria 22314): The Association, 1993.

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4

J, Convery Frank, Flanagan Sheila, and University College Dublin. Environmental Institute., eds. Investing for tourism in Ireland: Proceedings of the Tourism Investment Conference held at University College Dublin, March 29-31 1994. Dublin: Environmental Institute, University College Dublin, 1995.

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5

Conference on Culture in Sustainable Development: Investing in Cultural and Natural Endowments (1998 World Bank). Culture in sustainable development: Investing in cultural and natural endowments : proceedings of the Conference on Culture in Sustainable Development: Investing in Cultural and Natural Endowments held at the World Bank in Washington, D.C. on September 28-29, 1998. Edited by Serageldin Ismail 1944-, Martin-Brown Joan 1940-, World Bank, and Unesco. Washington, D.C: World Bank, 1999.

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6

Conference on Culture in Sustainable Development: Investing in Cultural and Natural Endowments (1998 World Bank). Culture in sustainable development: Investing in cultural and natural endowments : proceedings of the Conference on Culture in Sustainable Development: Investing in Cultural and Natural Endowments held at the World Bank in Washington, D.C. on September 28-29, 1998. Edited by Serageldin Ismail 1944-, Martin-Brown Joan 1940-, World Bank, and Unesco. Washington, D.C: World Bank, 1999.

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7

Barton, David. Investing in children: the future of library services for children and young people. Proceedings of a seminar held at Stamford, Lincolnshire November 1995. Stamford: Capital Planning Information, 1996.

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8

United States. Congress. House. Select Committee on Children, Youth, and Families. Investing in families: A historical perspective : hearing before the Select Committee on Children, Youth, and Families, House of Representatives, One Hundred Second Congress, second session, hearing held in Washington, DC, July 23, 1992. Washington: U.S. G.P.O., 1992.

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9

Building a foundation for families: Fighting hunger, investing in children : hearing before the Committee on the Budget, House of Representatives, One Hundred Eleventh Congress, first session, hearing held in Washington, DC, February 12, 2009. Washington: U.S. G.P.O., 2009.

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Investing in early education: Paths to improving children's success : hearing before the Committee on Education and Labor, U.S. House of Representatives, One Hundred Tenth Congress, second session, hearing held in Washington, DC, January 23, 2008. Washington: U.S. G.P.O., 2008.

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11

International Conference on "African Women and Economic Develoment: Investing in our Future" (1998 Addis Ababa, Ethiopia). Report of the International Conference on "African Women and Economic Development: Investing in our Future" : held on the occassion of the 40th anniversary of the Economic Commission for Africa, Addis Ababa, Ethiopia, 28 April-1 May 1998. [Addis Ababa]: The Commission, 1998.

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12

Investing in our military leaders: The role of professional military education in officer development : hearing before the Oversight and Investigations Subcommittee of the Committee on Armed Services, House of Representatives, One Hundred Eleventh Congress, first session, hearing held July 28, 2009. Washington: U.S. G.P.O., 2010.

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13

The 3 Simple Rules Of Investing Why Everything Youve Heard About Investing Is Wrongand What To Do Instead. Berrett-Koehler, 2014.

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14

Investing To Win: Closely Held Secrets & Strategies From an Industry Insider. CreateSpace Independent Publishing Platform, 2011.

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15

Welch, Sharon. After the Protests are Heard. NYU Press, 2019. http://dx.doi.org/10.18574/nyu/9781479883646.001.0001.

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We are in a struggle for the very soul of democracy, and all that we hold dear - interdependence, reason, compassion, respect for all human beings, and stewardship of the natural world that sustains us,– is under direct, unabashed assault. This book is meant for those who are concerned about dangers to our democracy, and to our social health as a nation. It is for those who desire to work for social justice, and to respond to essential protests by enacting progressive change. The stories offered in this book provide examples of the critical work being done to create generative interdependence: a community that fully values diversity and connection, that nurtures creativity and scientific rigor, and that embodies responsibility for others and the freedom to find new and better ways of living out, and creating, expansive human communities of connection, respect and cooperation. In this book, we will explore the worlds of social enterprise, impact investing, and other attempts to create economic systems that are environmentally sound and economically just. And we will study the way in which universities and colleges are educating students to be critical participants in creating a truly just and sustainable social order. In each of these instances, activists are working from positions of power to transform institutional practices and structures to foster justice and equality. Their work, “after the protests are heard,” aims at actually enacting social change once injustices are brought to light.
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16

Gross, Bill. Everything You've Heard About Investing Is Wrong! : How to Profit in the Coming Post-Bull Markets. Crown Business, 1997.

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17

Brewer, James E., and Charles H. Self. Individual Biases in Retirement Planning and Wealth Management. Oxford University Press, 2017. http://dx.doi.org/10.1093/acprof:oso/9780190269999.003.0019.

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Around the globe, the gradual move from defined benefit pensions to defined contribution pensions has increased the need for individual retirement planning. Examples of this include U.S. savings rates at historic lows, poor retirement prospects for citizens in developed countries, and the disparaging gap between investor returns and market returns. Research indicates that individuals working with a financial advisor generally receive better results than those who do not. Working with a Certified Financial Planner (CFP) gives an added level of security because a CFP takes an oath to keep the client’s interests ahead of his or her own. This chapter puts describes giving nudges to help individuals close the savings, investing, and behavior gaps that will improve their total wealth and wealth-transfer picture.
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18

Canada. Human Resources Development Canada. Applied Research Branch., ed. Investing in children: Ideas for action : report from the national research conference held in Ottawa, October 27-29, 1998. [Ottawa]: Applied Research Branch, Human Resources Development Canada, 1999.

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19

Investing in travel improvements: Find out here about Edinburgh's proposed congestion charging scheme : consultation in advance of public inquiry. [Edinburgh]: [The City of Edinburgh Council], 2003.

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20

Stuard, Susan Mosher. Brideprice, Dowry, and other Marital Assigns. Edited by Judith Bennett and Ruth Karras. Oxford University Press, 2013. http://dx.doi.org/10.1093/oxfordhb/9780199582174.013.002.

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Between the eleventh and thirteenth centuries, morgengabe, a husband's gift to his wife marking the formal consummation of marriage, was replaced in Italian, southern French, and Spanish towns with Roman dos or dowry, a gift from a bride's family that was her inheritance (legitim). In time, this momentous change spread north beyond the Alps. The resulting dotal regime abetted the monetization of the economy and placed increased authority in the hands of husbands, who managed dowry although they did not own it. A family's honor and prestige rode on grants of dowry. Disputes, lawsuits, and consilia (legal opinions) highlight the consequences of investing sums that were granted for daughters' dowries. In 1425 Florence created the Monte delle Doti to invest family funds for future dowries. Thereafter government finances were entwined with families' finances. To justify separating women's ownership of dowry from men's management, Aristotelian principles of women's incapacity were invoked.
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21

Jo, Wilding, and Capital Planning Information, eds. Investing in children and young people 2: Progress in implementation : proceedings of a seminar held at Stamford, Lincolnshire on 8th April 1997. Bruton: Capital Planning Information, 1997.

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22

1958-, Barton David, and Capital Planning Information, eds. Investing in children: The future of library services for children and young people : proceedings of a seminar held at Stamford, Lincolnshire 15th November 1995. Bruton: Capital Planning Information, 1996.

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23

US GOVERNMENT. Investing in families: A historical perspective : Hearing before the Select Committee on Children, Youth, and Families, House of Representatives, One Hundred ... held in Washington, DC, July 23, 1992. For sale by the U.S. G.P.O., Supt. of Docs, 1992.

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24

Bazen, Jacques. University spin-offs and economic impact on semi-peripheral regions in the Netherlands. Hogeschool Saxion, lectoraat Regio Ontwikkeling, 2020. http://dx.doi.org/10.14261/f58678f3-daa8-4422-aab7c7fcafa8966d.

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In this study, several aspects of Saxion spin-offs have been analysed, the numbers, workplaces, location, migration, gender issues, different economic sectors and survival rates. The main question underlying all these analyses was what the impact of Saxion as university of applied sciences is on the regional economy of the two regions in which it is located. From the literature, the concept of an entrepreneurial ecosystem, as explanatory factor for the observations that in certain regions more graduates or staff members start their own business and that such an ecosystem helps small fledgling businesses to survive and grow is an interesting concept. Unfortunately, the theoretical foundations are still not fully crystallized, therefore measuring the actual influence of such entrepreneurial ecosystems is still a difficult exercise. In this study, Saxion spin-offs from two regions, Twente and the Cleantech Region, have been analysed, and several differences in terms of number of spin-offs, employment, migration patterns and survival rates have been identified. Since the spin-offs are from the same university of applied sciences, with the same policy regarding support of entrepreneurship and both regions are located outside of the economic core regions of the country, it appears as if the strength of the regional context, the regional entrepreneurial ecosystem and the business opportunities it provides is a factor in explaining why there are more spin-offs in Twente (even when controlling for the larger size of the Saxion campus in this region). If one assumes that the strength of the entrepreneurial ecosystem is stronger in Twente (among others because of existing business networks, the availability of a world class research university, the University of Twente and a business support organization like Novel-T), it would explain why spin-offs located in this region on average offer more workplaces, and have a higher survival rate than in the Cleantech Region. Gender differences related to entrepreneurship are present in Saxion spin-offs, female graduates and staff members are much less likely to start a spin-off company than their male counterparts. When females do start, their spin-offs are on average much smaller in terms of workplaces offered. Their businesses have on average an equal survival rate than those started by a male entrepreneur. Findings from the literature on the subject and the numbers found in this study suggest that there is a need for specific programs in Saxion targeting females, to at least think about starting their own business. Also, specific mentoring programs for spin-offs with female entrepreneurs may help to let these businesses grow and increase their regional economic impact. Saxion spin-offs can be found in many different sectors, something understandable given the broad spectrum of study programs in Saxion. Even though most spin-offs remain micro sized businesses, certain economic sectors seem to offer better scalable business models, especially in sectors such as industry, information and communication technology businesses and business support services. The number as well as employment in the more innovative and internationally competitive topsectors is much higher in the region Twente than in the Cleantech Region, possibly another consequence of the – apparently – stronger regional entrepreneurial ecosystem in Twente. An often-stated argument for regional economic development is that investing in spin-off companies will help to create workplaces in the region, since companies are not very likely to move. In this study, the data on migration of spin-offs have been compared with the migration of graduates, based on the HBO-monitor survey. It is not possible to one-on-one compare the two datasets, as the migration of spin-offs is calculated for the first five years of their existence and the HBO-monitor is held around one and a half year after graduation. Still, w
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