Academic literature on the topic 'Hand-to-mouth households'

Analyzing account-level data from an account aggregator, we find that households increase consumption when they receive expected tax refunds, as if they face liquidity constraints. However, these same households smooth consumption when making payments in other years, primarily by transferring funds among liquid accounts. Even households carrying credit card debt smooth consumption when making payments, and even highly liquid households spend out of refunds. This behavior is inconsistent with pure liquidity constraints or hand-to-mouth behavior and is most consistent with a mental accounting life-cycle model. (JEL D12, E21, G51, H24, H31)

Poor food-handling and hygiene practices in domestic kitchens are thought to be the cause of a significant amount of foodborne illness. Food-handling practices were studied by video observation in 40 home kitchens in Melbourne, Australia. Participant households included those of single people, couples, and families from a range of socioeconomic backgrounds. The kitchens were continuously video monitored for 1 or 2 weeks during 1997 and 1998. Infrequent hand washing; poor hand-washing technique; lack of hand washing prior to food preparation; inadequate cleaning of kitchen surfaces; involvement of pets in the kitchen; touching of the face, mouth, nose, and/or hair during food preparation; and lack of separate hand and dish towels were the most common unhygienic practices observed. Prior to video surveillance, participant households answered a food-safety questionnaire that related to preparation and handling of food. These answers were contrasted with the actual practices observed in each household. There was a significant variance between stated (answers provided in response to the questionnaire) and observed (via video monitoring) food-handling and hygiene practices. The results of this study raise concerns about consumer food-handling and hygiene practices in Australian domestic kitchens. A continuous and increased effort in the education of the public in the area of hygienic food preparation is indicated.

Context: Using various pesticides to control pests and vectors of diseases has a long history in households worldwide. However, most pesticides are considered toxic to and harmful to the environment. Evidence Acquisition: Electronic databases such as Google Scholar, PubMed, and Scopus were searched using the following search terms: “children”, “pesticide residues”, “risks”, “leukemia”, and “brain neoplasms”. This review was designed to identify the relevant electronic studies published from January 2000 to February 2020. Results: Children are more susceptible to pesticides because of their underdeveloped metabolic processes and disability to detoxify chemicals. Over 30% of the children’s diseases are due to environmental factors, including pesticides. The possibility of children’s pesticide exposure inside of urban houses is more than outside. In general, children can be exposed to pesticides in two ways: Direct and indirect contact. Direct contact refers to hand-to-mouth behavior in daily plays that absorbs household pesticides. Indirect contact refers to exposure via their parents’ work in hazardous environments and during pregnancy. There is a significant association between pesticide exposure via households and some cancers in children, such as leukemia and brain tumors. Conclusions: Due to the positive association between pesticide residues in households and the risk of cancers in children, public health policies must be adopted to minimize children’s exposure to pesticides in the urban household.

SUMMARYThe goal of this study was to determine the reduction in risk of infection by viruses with the use of an alcohol-based hand sanitizer, used in addition to routine hand washing, in family members in households. A quantitative microbial risk model was used to determine the probability of infection from the concentration of virus on the hands. The model incorporated variation in hand size, frequency of touching orifices (nose, mouth, eyes), and percent transfer to the site of infection, as well as, dose-response for each virus. Data on the occurrence of virus on household members' hands from an intervention study using MS-2 coliphage was used to determine the reduction of viruses on the hands pre- and post-intervention. It was found that the risk of rhinovirus, rotavirus or norovirus infection after the intervention was reduced by 47–98% depending upon the initial concentration of virus on the hands.

What model features and calibration strategies yield a large average marginal propensity to consume (MPC) in heterogeneous agent models? Through a systematic investigation of models with different preferences, dimensions of ex-ante heterogeneity, income processes, and asset structures, we show that the most important factor is the share and type of hand-to-mouth households. One-asset models either feature a trade-off between a high average MPC and a realistic level of aggregate wealth or generate an excessively polarized wealth distribution that vastly understates the wealth held by households in the middle of the distribution. Two-asset models that include both liquid and illiquid assets can resolve this tension with a large enough gap between liquid and illiquid returns. We discuss how such return differential can be justified from the perspective of theory and data.

I survey the advice given by the fifty most popular personal finance books and compare it to the prescriptions of normative academic economic models. Popular advice frequently departs from normative principles derived from economic theory, which should motivate new hypotheses about why households make the financial choices they do, as well as what financial choices households should make. Popular advice is sometimes driven by fallacies, but it tries to take into account the limited willpower individuals have to stick to a financial plan, and its recommended actions are often easily computable by ordinary individuals. I cover advice on savings rates, the advisability of being a wealthy hand-to-mouth consumer, asset allocation, non-mortgage debt management, simultaneous holding of high-interest debt and low-interest savings, and mortgage choices.

PurposeThis paper aims to identify factors affecting consumers’ purchasing intentions of energy-efficient products (energy awareness, perceived benefits, perceived price and consumers’ attitudes). Also, it examines the effect of consumers’ attitudes on purchasing intentions of energy-efficient products (EEP) from households’ perspectives in Jordan.Design/methodology/approachA self-administered survey was hand-delivered to the targeted sample of households in Amman, Jordan. A total of 516 questionnaires were delivered to households from which 474 were valid for the analysis. Exploratory and confirmatory factor analyses were performed to assess the research constructs dimensions, unidimensionality, validity and composite reliability. Structural path analysis was also used to test the hypothesised relationships of the proposed research model.FindingsEnergy awareness positively and significantly affects purchasing intentions, perceived benefits and consumer attitudes. Energy awareness negatively but non-significantly affects perceived price. Perceived benefits positively and significantly affect consumer attitudes and purchasing intentions. Further, perceived price negatively and significantly affects perceived benefits and consumers attitudes. Also, consumers’ attitudes positively and significantly affect purchasing intentions. Consumers’ attitudes exerted the strongest effect on purchasing intentions of EEP; meanwhile, consumers’ attitudes are a function of perceived benefits and energy awareness. Finally, the results show that 50 per cent of variation in purchasing intentions of EEP was caused by perceived benefits–consumers’ attitudes–energy awareness path.Research limitationsFuture research needs to investigate other factors that may affect households’ intentions of purchasing EEP such as perceived brand and image of EEP, perceived risk, word-of-mouth, subjective norms and households’ cost-saving experience. Investigating and identifying types of perceived benefits of purchasing EEP from households’ perspectives is also important. Comparative studies between Jordanian and non-Jordanian consumers/households are potential areas of future research. Methodologically, future research can conduct comparative analysis between households and energy industry engineers and managers perceptions’ with regard to determinants of perceived benefits and purchasing intentions.Practical implicationsThis paper highlights the crucial role of perceived benefits and energy awareness in formulating households’ attitudes towards EEP and the vital role of such attitudes on purchasing intentions. Marketing directors and CEOs of the energy industry should recognised that perceived benefits, attitudes and energy awareness are vital building blocks in formulating and implementing marketing strategies to operate in this industry. Also, purchase intentions are a function of positive attitudes of household toward EEP and are at the heart of EEP marketing communications campaigns.Originality/valueThis is the first paper in the energy industry of Jordan devoted to develop and test a model of determinants of purchasing intentions of EEP that focuses on energy consumption behaviour. CEOs, international manufacturers and marketing managers of EEP can benefit from the study’s empirical findings concerning the drivers of EEP purchasing intentions and behaviour decisions of households in Jordan as an emerging market in the Middle East.

Austerity blogs emerged in the context of radical reform of welfare benefits and constrained household budgets. The blogs, written by those forced to live hand-to-mouth, are a hybrid form of digital culture that merge narratives of lived experience, food practices, and political commentary in ways that challenge the dominant views on poverty and hunger. A Girl Called Jack disrupted existing hegemonies by breaking the silence that the stigma of poverty imposes on the impoverished, drew attention to the corporeal vulnerability of hunger, and invited the pity of the reader. In the process, Jack refuted individual-failure accounts of the causes of and challenged notions of welfare dependency by detailing practices to survive and eat healthily on a £10-a-week food budget. This combination of narrative and survival practices resonated powerfully, yet also polarized opinion, drawing attention to social uneasiness over growing levels of poverty and deep divisions over who is responsible for addressing these, and more fundamentally, who the modern poor are and what modern poverty is.

This chapter focuses on the three sources of income in the Viking Age economy: pillaging, farming, and trade. It highlights that there was tension between these sources of income as people in Viking Age society lived a hand-to-mouth existence, and plundering and trading claimed human resources that would otherwise be working the farm. Farming was the fundamental element of the Viking Age economy in Scandinavia because local food production provided the basis for society's continued existence. Additionally, the chapter provides the context that householders, in clear distinction from their counterparts in other parts of Europe, did not pay taxes to their kings and chieftains. Demographic growth played a crucial role in economic development during this period. The chapter also speaks of a large portion of the riches acquired by the Vikings on their raids which probably ended up in the pockets of the Danish kings. Next, the chapter looks at the mercantile activities of the Vikings who controlled the seas in western and northern Europe and the routes that bound the trading networks together.

Austerity food blogs have become prominent as household food budgets have become tighter, government finances constrained, and an ideology of austerity has become dominant. The British version of austerity privileges reducing government spending by cutting welfare benefits, and legitimizes this through individual failure explanations of poverty and stereotypes of benefit claimants. Austerity food blogs, written by those forced to live hand to mouth, are a hybrid form of digital culture that merges narratives of lived experience, food practices and political commentary in ways that challenge the dominant views on poverty. The popular blog A Girl Called Jack disrupts the austerity hegemony by breaking the silence that the stigma of poverty imposes on the impoverished and by personalizing poverty through Jack Monroe's narratives of her lived experience of it, inviting the reader's pity and refuting reductionist explanations of the causes of poverty. Monroe also challenges austerity through practices derived through her personal knowledge gained during her struggle to survive and eat healthily on £10-a-week food budget. This combination of narrative and survival practices written evocatively and eloquently resonate powerfully with readers; however the response to Monroe's blog highlights a deep uneasiness in British society over growing levels of poverty, and deep divisions over who is responsible for addressing it; and more fundamentally, over identifying and defining the modern poor and modern poverty.

This chapter emphasizes the book's focus — the Vikings and their activities inside Scandinavia. It highlights that the succeeding texts will look at some key aspects in Scandinavia's formation during the Viking Age: politics, social networks, conspicuous consumption, warrior mentality, social stratification, religion, farms, and power centers. The chapter provides the context that the Danish kings dominated politics in Scandinavia. It describes the two types of Viking Age friendships — the vertical relationship between chieftains and householders and the horizontal connections between chieftains and kings. The chapter then discusses the Scandinavian Viking Age society as a showy society, characterized by conspicuous consumption. It also points out that the coexistence of a warrior mentality and presumed peacefulness within Scandinavia did not create a contradiction — in other words, the majority of violence took place outside Scandinavia. The chapter also gives a glimpse of social stratification and Norse religion. Then it discusses farms as the basic building block of Scandinavian society during the Viking Age, both socially and economically. The production of food was also the focus of the entire society. Viking Age society lived hand-to-mouth, and there was no form of food storage that could be relied on in the event of a crisis. The chapter explains why the kings' and chieftains' farms were the power centers of society. It also introduces the two main types of Viking ships: the langskip, a warship, and the knarr, a merchant vessel.

In a 2009 episode of The Simpsons, Marge Simpson baked what she considered the ultimate healthy, socially conscious, safe snack food: “home­made, organic, nongluten, fairtrade zucchini cupcakes.” Proudly presenting the cupcakes to her daughter’s playgroup, Marge was asked what kind of butter she’d used. “None!” she exclaimed; she had baked the cupcakes in a nonstick pan. But Marge’s beaming pride quickly dissolved into embarrassment when she learned of her apparent eco-stupidity. Marge didn’t know that nonstick pans were made with PFOA (perflurooctanoic acid). “There is only one thing more dangerous than PFOAs, Marge,” one mother declared. “Plastics made with BPAs. Never, ever let your child near any product with the number 7.” At that moment, a child tips a cup up to his mouth revealing the number 7 on the bottom of the cup. The mothers scream in unison and run hysterically out of the house. Bisphenol A (or BPA) had become a three-letter household word. The chemical, used for over a half-century in plastics, was now at the center of a contentious scientific and political debate as well as fodder for prime-time cultural satire. Was BPA safe? On the one hand, a growing number of researchers, championed by environmental and health advocates, point to a growing body of research suggestive of serious health risks of BPA. This includes animal research on low-level effects of BPA exposure on prostate and mammary gland development and neurobehavioral function and development; a small but growing body of epidemiological research on BPA exposures and cardio­vascular disease, diabetes, and social behavioral problems; and evidence of widespread, low-level human exposure including in pregnant women (vom Saal et al. 2007; U.S. Department of Health and Human Services 2008). On the other hand, the Food and Drug Administration (FDA) and its counterpart in Europe, the European Food Safety Authority, maintain that the levels in food are low enough to be considered safe for all humans.