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Курочкіна, Вікторія Семенівна, Виктория Семеновна Курочкина, Viktoriia Semenivna Kurochkina, and A. A. Manzyuk. "The seven keys to financial success." Thesis, Сумський державний університет, 2013. http://essuir.sumdu.edu.ua/handle/123456789/31089.
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If you were offered a choice of a million dollars to spend in your business today or a book that taught you how to earn an extra million, which would you choose?
When you are citing the document, use the following link http://essuir.sumdu.edu.ua/handle/123456789/31089
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Maphosa, Matthew Sello Seaketso. "The success rate of business plans at selected financial institutions / by Sello Maphosa." Thesis, North-West University, 2008. http://hdl.handle.net/10394/4104.
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The purpose of this research was to determine the success rate of business plan proposals submitted at selected financial institutions. In the context of this study, selected financial institutions refer to the four main retail banks of South Africa, namely ABSA, First National Bank, Standard Bank and Nedbank.
Face-to-face in-depth interviews were conducted with eleven small business owners from each bank, bringing the total of small business owners interviewed to 44. The interviews were guided by a set of closed-ended and open-ended questions eliciting information from small business owners as to how they draft or develop their business plans. Open-ended questions allowed the respondents to express their opinions and assisted the researcher to seek clarification on the reasons or motivations behind the responses.
The research found that the business plans submitted to financial institutions were ineffective as they fell short of elements that should be included in a business plan. This finding was based solely on the small businesses sampled. The results indicate that small business owners need to put in more effort to prepare sound business plans. Small business owners need to take greater care and effort to provide financial institutions with what is essentially required when applying for finance.
Good record of accomplishment, good credit record, business expertise or skills, and the availability of collateral and risk capital, are all considered by small business owners to be essential in order to obtain finance. Conversely, lack of risk capital, lack of collateral and poor cash flow, are considered to be barriers to obtaining finance.
Small business owners need financial institutions to assist them with their skills development. These include mentorship and training services, a tool to create business plans, an enterprise toolkit, and a model for cash flow. Government incentive schemes are unpopular with small businesses, and as a result, small business owners miss other sources of finance.
Financial institutions could do more to improve the situation and to increase the accessibility of finance to the SMME sector. Financial institutions continue to place greater reliance on sound or viable business plans. This is understandable owing to the need to assess repayment ability. Small business owners need to be aware of what information financial institutions require when they assess finance applications. Overall, they should be more prepared when applying for finance.Thesis (M.B.A.)--North-West University, Potchefstroom Campus, 2009.
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Davis, Evan. "Long-Term Financial Success of Ethical Companies." Scholarship @ Claremont, 2019. https://scholarship.claremont.edu/cmc_theses/2049.
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This paper provides empirical evidence of financial markets that “ethical” companies produce consistent financials and above S&P 500 stock returns. Companies were chosen as “ethical” based on in-depth analysis from The Ethisphere Institute and reviews from inside the various corporations. Ten years of financials and prices were analyzed between ethical companies and those that struggled with ethics previously. It was evident that companies who focus on ethics not only outperformed companies who have had ethical struggles, but also outperformed the S&P 500. The significance of this research is that firms who value ethics will have excellent financial performance in the long-run, on average. This study attempts to encourage investors to value business ethics when making investing decisions.
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Wharton, Barbara Ingling. "First-year student financial behavior and academic success." Columbus, Ohio : Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1174680607.
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Wharton, Barbara I. "First-year student financial behavior and academic success." The Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc_num=osu1174680607.
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Malmqvist, Albin, and Marcus Hammarström. "Is financial health a determinant of sport success?" Thesis, Högskolan i Jönköping, Internationella Handelshögskolan, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-43899.
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The purpose of this study is to find the relationship between financial health in an ice hockey club and its sport success. The study answers the research question: How can financial health of Swedish ice hockey clubs be able to explain the sport success in the Swedish Hockey League? Based on the research question, the study uses the theory Benchmarking and a more specific benchmarking terminology called Financial benchmarking. The study selects eight financial variables in order to benchmark the icehockey clubs in the Swedish Hockey League (SHL). A particular methodology within financial benchmarking, called Grey Relational Analysis (GRA), is used in order to determine the financial health of the clubs in relation to each other and therefore be able to rank the clubs based on each individual variable. The same financial variables, with the addition of four non-financial variables and exclusion of two financial variables, are used in a selected Logistic Regression model to explain how the variables contribute to the sport success of the clubs. The main conclusions which can be drawn from the study are as follows: The variables Net sales and Net profit are the two only variables which are statistically significant and are able to contribute to sport success. Secondly, the club HV71 is overall the club with the most optimal financial health in SHL, among the 12 clubs investigated. Lastly, accounting trends within this industry affects the financial outcome and further how it explained sport success. Trends such as a minimal or no amount of long-term liabilities is common among the clubs, where instead the total amount of liabilities mainly consists of current liabilities. It can be further concluded that profitability, revenue and equity are financial corner stones in a hockey club which participates in SHL.
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Fujimori, Yoshiro. "Financial services in supply chains : success factors and future opportunities for traditional financial institutions." Thesis, Massachusetts Institute of Technology, 2005. http://hdl.handle.net/1721.1/33554.
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Thesis (S.M.M.O.T.)--Massachusetts Institute of Technology, Sloan School of Management, Management of Technology Program, 2005.Includes bibliographical references (leaves 62-63).
This thesis examines how the traditional banking institutions can add value in supply networks of products and services. The approach is based on a critical examination of the current range of services offered by traditional banks and similar financial institutions to supply chains and their component firms. Our primary hypothesis that we construct from such an analysis is that banking institutions have a vast field of opportunity to undertake more value-added roles in the operational aspects of supply chains; currently, the purview of many traditional banks is limited to the strategic aspects of supply chains, such as mergers and acquisitions, capital investments, and a largely passive or reactive monitoring of financial performance of supply chains. In order to underscore the significance of the research question, we first review the strategic drivers and the success factors for most banking institutions as they seek to enlarge their role in the functioning of large markets; these strategic drivers could explain the positioning of the current range of services offered by banks to supply chains and broader markets. Next, working from the other end, we review briefly the strategic, tactical and operational issues and priorities facing supply chain managers of today, with a view to understanding the potential roles that financial institutions can play in order to engage supply chain managers for greater mutual benefit. However, the research questions of this thesis are also motivated by the set of competitive challenges facing traditional financial institutions in their current sphere of influence and their current market domains.
(cont.) For example, on the one hand traditional banks are being driven to become more efficient in their offerings to their customers, given the greater transparency and range of offerings available to their end-customers as a result of information technology, the Internet phenomena, and as a result of reduced cost of entry for many players. On the other hand, many supply chain innovators have also encroached upon the space of traditional banks, acting in effect as dis-intermediaries between banks and the end-customers of the supply chains. A good example of this is the profitable consumer credit lending business ventures of the automotive firms such as GM and Ford. Using the insights provided by the above critical analyses, we then propose that several specific opportunities exist for traditional banks to play a greater role in the tactical and operational aspects of supply networks for products and services, and provide examples of how banks can undertake more value added and proactive roles in these supply chains.
by Yoshiro Fujimori.
S.M.M.O.T.
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Yarlikas, Serdar. "Strategic And Financial Motivation And Information Systems Outsourcing Success." Master's thesis, METU, 2007. http://etd.lib.metu.edu.tr/upload/12608667/index.pdf.
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In this thesis, the relations between information systems outsourcing success measures and strategic and financial drivers are investigated. After a study of the relevant literature, 14 organizations that belong to four different categories are investigated in terms of IS outsourcing. These categories are: IS vendors, IS outsourcers, firms that both procure and supply IS services, and IS system integrators. Thus, the subject matter is studied from both customers'and vendors'
points of view. The investigation is realized in three steps: First, general questions were posed in order to gather the characteristics of organizations, then, questionnaires were conducted, and finally, financial data documents were prepared according to the type of the organization. The results show that the number of relations between strategic drivers and information systems outsourcing success measures are more than the number of relations between financial drivers and information systems outsourcing success measures. Besides, strategic drivers influence each of the information system outsourcing success measures, whereas financial drivers affect only two of them.
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Fleming, Denise Chasmar. "Management processes and non-financial factors in acquisition success." Thesis, Imperial College London, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.481646.
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Krog, Naomi Maria. "Identifying financial success factors for SMMEs in the Eastern Cape." Thesis, Nelson Mandela Metropolitan University, 2007. http://hdl.handle.net/10948/792.
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In March 1995, the South African government formulated the White Paper for the development and promotion of small business in South Africa to foster an environment in which small and medium enterprises could operate. SMMEs play an important role in job creation in South Africa. The survival of SMMEs is reliant on the abilities of the entrepreneur to succeed. An entrepreneur’s abilities and knowledge plays a very important role in the assessing process when applying for finance. There are various financial institutions in South Africa that have different criteria and turnover requirements to assess such applications. Financial institutions include banks, funds and privately owned institutions. The purpose of this study was to identify the financial success factors for SMMEs in the Eastern Cape. During the study, 32 success factors were identified. The most important factors amongst these include financials, knowledge of management, competition / market, past conduct of banking account, source of repayment, purpose, business ability / product, collateral, capital and industry risk / knowledge. These findings resulted in the various recommendations, as well as suggestions for further research opportunities.
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Storey, Christopher D. "New consumer financial services : the determinants of success and failure." Thesis, University of Manchester, 1995. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.625445.
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The aim of this research was to close gaps in the literatures on new product development and on the marketing of services. This thesis presents the results of a survey into the development, launch and marketing of a large sample of typical new products introduced into the consumer financial services market within the United Kingdom. Previous research into new product success concentrates on product-related benefits (the revenues, sales, profit or market share achieved). However evaluating new products concentrating solely on product benefits ignores half of the potential benefits to the firm. The other benefits reflect a wider set of issues such as improved competitive advantage and creating a window of opportunity. The research identifies three underlying dimensions of performance for new financial services. The first was sales performance, which includes straightforward sales, sales growth and market share measures. Enhanced opportunities captures less tangible measures such as enhanced image and opening up windows of opportunity (these are termed company benefits). The third performance dimension was profitability, which shows that profit has both short-term and long-term aspects. A model of new product success is developed which embraces the concept of the augmented service offering (ASO). The ASO is the service core, its augmentation and the marketing which supports the service offering. The overall success of a new service is determined by the extent to which it achieves product-related benefits and company-related benefits. These benefits are a consequence of the ASO interacting with the marketplace. This thesis shows that the ASO, being the outcome of the new product development (NPD) process, is the key to success. Good practice in development on its own is insufficient to achieve success. The research demonstrate the complementary and mutually supporting role of the components of the ASO for new service performance. Whilst the constituents of the ASO are examined in detail, no one constituent is seen to be of overriding importance. Contrary to previous research into physical new products, the key success factor was not found to be product advantage. In new services this is only of secondary importance as financial service institutions face difficulties in differentiating their core product. However, one aspect of the basic service, namely product quality, was found to be important for performance. A further aspect of quality was also found to be important. This is the quality of the service delivery (the service experience), part of service augmentation. An additional element of service augmentation was found to be a key success factor: effective communications (ie. advertising and promotion creating awareness, creating customer understanding and creating a strong image). Aspects of the final part of the ASO, ie. marketing support, are also related to performance. Of particular importance are the people in the service process (ie. their skills and expertise), distribution strength (ie. the access of the sales force) and knowledge of the marketplace. A final part of the research identified the strategies employed by financial service companies to market specific products. The mix of distribution routes employed in the marketing of UK consumer financial products has been found to constitute four strategies. Three of which are multi-channel systems: balanced, arm's length and networks. The final strategy identified consists almost entirely of the use of intermediaries. It was found that no one strategy was clearly the best, but further analysis presented strong evidence to suggest that the adoption of multiple channels of distribution is associated with more success.
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Alexander-Joseph, Dawn Theona. "Strategies and Processes for Implementing Financial Analysis for Business Success." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/3968.
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The early failure of startup businesses is a concern for many local communities, including the Virgin Islands, with about half of startups failing within the first 5 years of their life cycle. Besides the social and economic impact on communities, these failures have a personal effect on small business owners. Grounded in decision-making theory and the theory of financial management, the purpose of this single case study was to explore strategies and processes Virgin Islands retail business managers use to implement financial analysis for decision making to help sustain their operations. Data were collected using company records and semistructured interviews with 7 retail managers, who had developed successful financial analysis strategies. Keywords and narrative segments from the collected data were analyzed using methodological triangulation by integrating the findings from the review of company records and the semistructured interviews. Emergent themes from interviews and company records revealed 5 themes, including selection and retention of personnel, implementation of growth and development strategies, and the monitoring and evaluation of financial data, that contributed to business success. With the implementation of the results suggested by participants, retail managers may improve their profit margins beyond the first 5 years of operation, contributing to the increases in tax revenues within the Virgin Islands, and they may improve their ability to make sound financial decisions for continued business success.
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Chortatsiani, Evangelia. "The influence of leadership style on product development success." Thesis, Imperial College London, 2001. http://hdl.handle.net/10044/1/7762.
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李燕群 and Yin-kwan Lorraine Li. "Key success factors and innovation in the financial market data industry." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B31269059.
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Li, Yin-kwan Lorraine. "Key success factors and innovation in the financial market data industry /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19872380.
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Snider, Joanne. "Success Factors of Small Business Owners of Independent Financial Planning Firms." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/766.
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Small Business Administration statistics indicate that 20% of small businesses fail within the first 2 years and 50% fail within 5 years. The purpose of this case study was to explore the success factors and strategies of 12 small business owners of independent financial planning firms who achieved profitability beyond 5 years. A gap exists in the literature concerning such business owners, and their experiences provide valuable information to others desiring to start or maintain a financial planning business. The conceptual framework was entrepreneurship theory and Porter's 5 forces model of competitive strategy. The data were gathered via semistructured interviews and business websites and newsletters. Initial coding of the responses preceded an analysis of recurring patterns and themes. This process led to the identification of major themes: technical training is necessary but not sufficient for success; planners need training in business creation, operations, and marketing; and differentiation is important and is achieved by specialization and providing excellent client service. The business owners used Internet websites to present unique planning approaches and fee structures to clients and prospects. These results provide information to people considering starting or maintaining a small business, providers of professional education and training, and business leaders seeking to improve recruitment and retention of financial planning employee retention. Implications for positive social change include providing information to policymakers who seek to support small businesses to mitigate small business failure rates, expand job creation, and provide sources for financial guidance for American employees.
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Dyer, Melissa Renee. "Financial Strategies for Long-Term Success in Women-Owned Small Businesses." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7633.
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In the United States, many small businesses fail within the first 5 years due to poor implementation of long term financial strategies. Researchers and business practitioners indicated that women small business owners face challenges in financing their small businesses beyond 5 years due to a lack of long-term financial strategies. The purpose of this qualitative multiple case study was to explore long term financial strategies women use to sustain their small businesses beyond 5 years. The general theory of entrepreneurship was the conceptual framework for this study. Data were collected from semistructured interviews with 11 women small business owners in Cleveland County, North Carolina, who had been in business beyond 5 years and the U.S. Bureau of Economic Analysis data. The 3 themes discovered were methods of funding small businesses, challenges for women as small business owners, and entrepreneurial spirit. The implications for positive social change include the potential to affect the long term success of women entrepreneurs by providing knowledge on financial strategies. The success of women small business owners strengthens local economies by stimulating economic growth, increasing the employment rate, and improving the standard of living of the area.
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Gustavo-Nahum, Claudette. "Bridging the gap between financial and non-financial business development services for enhancing SME success : a Namibian case study." Thesis, Stellenbosch : Stellenbosch University, 2013. http://hdl.handle.net/10019.1/97403.
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Thesis (MDF)--Stellenbosch University, 2013.ENGLISH ABSTRACT: There is general consensus that small and medium sized enterprises (SMEs) play a formidable role in contributing to employment creation, domestic and export earnings, and poverty reduction (OECD, 2004). They are therefore extremely important to the development of nations (particularly developing countries), as they constitute the bulk of economic contributors outside of agriculture (OECD, 2004). However, SMEs face a number of challenges as they work to realise these important contributions. Aside from the financial constraints that often mar the success rate of SMEs, several non-financial factors hinder their development and their ability to contribute to national development. Non-financial issues include access to markets, technology and training; sectoral support, business networking, and access to information and advice (Thomas, 2003). Based on the important role that SMEs play in developing economies, however, it is crucial that they receive the support needed to help them to succeed, through the provision of business development services. While the financial aspect of SME success is important, their non-financial needs should also be addressed to ensure the holistic survival of SMEs (European Commission, 2009). The role and development of adequate non-financial business development services to either complement financial resources, or to mitigate the lack thereof, is therefore imperative (International Finance Corporation, 2010). This research report explores the gap that currently exists between the financial and non-financial business development services that exist for SMEs in Namibia; and analyses how non-financial services can be enhanced and marketed, to complement financial services that currently exist, and of which SMEs are aware. The report assesses how SMEs can become better aware of, and best utilise business development services to promote their growth objectives. A quantitative and qualitative analysis of SMEs and Business Development Services (BDS) providers in Namibia is conducted, using a survey and questionnaire, and drawing on a literature review. Finally, the report provides a set of recommendations, based on international best practices, of business development instruments needed to transform the SME sector to promote long term sustainability. This research report finds that SMEs need to become better aware and make use of non-financial BDS support to realize the growth objectives of their businesses. The researcher recommends that government and NGOs streamline their support of BDS providers, to being more facilitative and less prescriptive. Additionally, it is recommended that incubation centres adopt best practices in terms of incubator creation, process and performance assessment; that sectoral support and industrial clusters for technical-know-how is promoted; and that BDS suppliers provide context-specific training in order to enhance the effects of training provided. Further recommendations include the promotion of BDS to the general public to increase awareness of the importance of these services; the harnessing of BDS in Namibia’s financial institutions for a more complementary approach; and the formation of a National SME Agency to oversee and facilitate the effective provision of business development services.
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Adams, Mitchell. "The Financial Determinants of College Football." Honors in the Major Thesis, University of Central Florida, 2013. http://digital.library.ucf.edu/cdm/ref/collection/ETH/id/1545.
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There is a certain tradition, pageantry, rivalry, and glory in college football. It is well known that college football can be a big time money maker and sometimes covers the costs of other athletic teams within a school. However, it is also recognized that many college football programs lose money or struggle to break even. Thus, there is tremendous variability that exists
in the amount of resources a school may have and the outcomes in athletic success, while there is not always a one to one correspondence between the two. The purpose of this study is to examine and analyze the quantifiable determinants of success, considering both financial and nonfinancial variables. The pressure to win, and do so immediately; brand; and outdo other schools in the facility “arm’s race” has reached unprecedented levels.B.S.B.A.
Bachelors
Business Administration
Finance
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Coria, Elizabeth F. "The Board of Governors fee waiver, financial aid, and community college student success." Thesis, California State University, Fullerton, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=3577926.
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California established the Board of Governors (BOG) fee waiver in 1984 to maintain educational access after the implementation of the state's first ever unit-based fees for community college attendance. Although it was not designed as an incentive to stimulate higher levels of academic achievement or student success, recent accountability policy enactments have ascribed this purpose to the BOG fee waiver. An example is the Seymour-Campbell Student Success Act of 2012, which established the first-ever academic satisfactory progress requirements for BOG fee waiver recipients. The purpose of this study was to explore the relationships among students' financial aid awards, including the BOG fee waiver, and measures of success for students who were attending Rio Hondo College. Findings showed that students who had the greatest financial need—and therefore the highest financial aid awards—had lower cumulative grade point averages and completed a smaller percentage of units attempted. While the study was unable to control for students' prior academic achievement, it appears that financial aid awards were not sufficient to fully counteract the negative effects of students' need, thus calling to question some of the efficacy of adding academic performance requirements to financial aid awards such as the BOG fee waiver. The paper concludes with a discussion of findings and recommendations for policy, practice, and future research.
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Alhajeri, Abdullah S. B. J. "The financing and success factors of small business in Kuwait." Thesis, University of Portsmouth, 2012. https://researchportal.port.ac.uk/portal/en/theses/the-financing-and-success-factors-of-small-business-in-kuwait(efd4dd4f-7911-479a-8398-3989697eec63).html.
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Small businesses (SBs) are considered as one of the pillars of the economic structure, particularly in the developing countries. Kuwait, as one of these developing countries has high hopes for these small businesses to drive the economy as a major component of the economic reform strategy. The current research is complementary to previous efforts attempting to identify problems facing small businesses and the success factors of such projects in the state of Kuwait. This study can contribute to solving some aspects of economic and social problems in Kuwait. The first phase includes determining the effect of independent variables (financial problems, marketing problems, organizational and administrative problems, and legislative problems) on the success factors of SBs. The second phase includes the assessment of the effect of success factors on profits. The third phase includes the measurement of the effect of profits and SBs problems on the continuation of these SBs. The research sample comprises owners and managers running small projects, along with a group representing the supporting bodies of small projects in the state of Kuwait. The results show that only project management and the level of profit have a relationship with the problems facing small projects in Kuwait. Also it was found that there were significant differences between the views of relevant ategories of study about the success factors of small projects in Kuwait. In addition, it was found that there was a significant relationship between the problems facing small projects in Kuwait and the success factors of those projects. These problems explain 75.8% of variance in the success factors. However, there was a weak relationship between the problems facing small projects in Kuwait and the intention to continue the project. Those problems explain 2.6% of the variance in the dependent variable. Moreover, a significant relationship was found between the problems facing small projects in Kuwait and the level of profits earned, with the problems explaining 11.9% of the changes in the dependent variable. Also, it was found that there was a significant relationship between the level of profits earned and the intention to continue the project. Finally, specific recommendations have been introduced for policy makers and managers to benefit from this study. Furthermore, suggestions are made for future studies.
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Branco, Adriel Martins de Freitas. "Sustentabilidade Financeira Empresarial no Brasil." Universidade de São Paulo, 2013. http://www.teses.usp.br/teses/disponiveis/96/96132/tde-12022014-110452/.
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A sustentabilidade é um tema aceito pelo mercado e que vem ganhando destaque em várias áreas. Este trabalho traz a sua aplicação na área financeira com o intuito de contribuir para desenvolvimento das empresas. Dessa forma, foi realizada a análise de conteúdo para esclarecer as concepções do tema, que ainda não são claras. Para isso, duas técnicas complementares foram utilizadas: Revisão Sistemática e Categorização. A Revisão sistemática permitiu compreender os conceitos influentes na sustentabilidade e a sua aplicação. Já a Categorização foi utilizada para analisar os principais modelos de previsão de insolvência citados na literatura brasileira. O objetivo geral foi verificar se o desconhecimento dos fatores da sustentabilidade financeira contribui para o insucesso das empresas. Os objetivos específicos deste trabalho foram a) apresentar as concepções da sustentabilidade b) identificar as causas do insucesso empresarial c) extrair as principais variáveis dos modelos de previsão de insolvência d) apresentar os fatores do sucesso financeiro e) Compilar os fatores e desenvolver um modelo de Sustentabilidade Financeira. Os resultados contribuíram para o esclarecimento do tema e permitiram a elaboração de um modelo teórico de Sustentabilidade Financeira Empresarial, aplicável às empresas brasileiras.Sustainability is accepted by the market and that has been gaining attention in several areas subject. This work brings its application in the financial area in order to contribute to business development. Therefore, content analysis was performed to clarify the concepts of the subject, which are not yet clear. For this, two complementary techniques were used: Systematic Review and Classification. A systematic review has allowed to understand the influential concepts in sustainability and its application. Categorization already been used to analyze the main insolvency prediction models cited in the Brazilian literature. The overall objective was to determine whether the lack of financial sustainability of the factors contributing to the failure of companies. The specific objectives of this study were a) to present the concepts of sustainability b) identify the causes of business failure c) extracting the main variables of the model prediction of insolvency d) present the factors of success and financial e) to compile the factors and develop a model Financial Sustainability. The results helped to clarify the issue and allowed the elaboration of a theoretical model of Financial Sustainability Company applicable to Brazilian companies.
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Schofield, Robin Marie. "Relationship Between Bootstrap Financing, Number of Employees, and Small Business Success." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/471.
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Small business entrepreneurs face high failure rates, yet the success of local, state, and national economies relies on the success of small business. With a lack of capital commonly cited as a reason for failure, entrepreneurs must find ways to predict business survival. Grounded in pecking order and enactment theory, the purpose of this correlational study was to examine the efficacy of bootstrap financing and numbers of employees in predicting business survival, measured by the business age. The research question was answered by using a predictive correlational quantitative research method with a cross-sectional survey design. The central question was whether the amount of bootstrapping financing, measured by a bootstrapping survey, and numbers of employees significantly predicts firm success, measured by firm age in years. Study participants (n = 111) were owners of small businesses in the state of New Hampshire who had been in business for a minimum of 5 years. The results of the multiple linear regression analysis indicated that bootstrap use and number of employees did not significantly predict business survival. Results indicate support for the pecking order theory of financing with minimal evidence of entrepreneurs enacting their environment. The majority of entrepreneurs surveyed used at least one method of bootstrap finance to support the business. Bootstrapping methods with the highest rate of use were offering the same conditions of all customers, negotiating the best payment terms with suppliers, and buying used equipment over new equipment. The implications for positive social change include the potential to provide New Hampshire small business entrepreneurs with information for making informed financial decisions and creating financial models.
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Weaver, Amber E. "The Relationship Between Students' Financial Responsibility for College and Levels of Academic Motivation and Success." Ashland University Honors Theses / OhioLINK, 2013. http://rave.ohiolink.edu/etdc/view?acc_num=auhonors1367979495.
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Cummings, Jennifer. "Financial Strategies for Sustaining Small Businesses." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5318.
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A failure of a small business has a negative impact on the economic health of the community where the small business operates. Small businesses are significant entities in economies around the world, but small businesses have a high failure rate. The purpose of this multiple case study was to explore what financial strategies small business manufacturing leaders use to increase productivity and profitability to sustain the business for longer than 5 years. The population for this study was three small manufacturing business owners in Pennsylvania who have been in business over 5 years and have used financial strategies to increase productivity and profitability. The theory of planned behavior was the conceptual framework for the study. Data were collected using semistructured interviews and direct observation. Methodological triangulation was used to analyze the data. Four themes emerged after the data was coded in NVivo: the importance of company data, planning for a sustainable future using capital expenditures, cash flow management, and owner/employee collaboration in decision-making. The potential for positive social change includes increasing the survival rates of small businesses. The increase in small business survivals may potentially contribute to increases in employment rates in the community of small manufacturing businesses, leading to increased family incomes and improved overall economic health of the community.
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Amelink, Catherine T. "Predicting Academic Success among First-Year, First Generation Students." Diss., Virginia Tech, 2005. http://hdl.handle.net/10919/27094.
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Due to immigration the non-Hispanic White population continues to decrease and the population continues to change in regard to the ethnic and racial make-up. As these demographic changes take place higher education institutions will face increasing pressure from stakeholders to create environments that facilitate degree completion among mounting numbers of populations who are at risk in terms of academic success.
First generation status denotes one group of students who are at risk in terms of persistence towards a bachelor's degree. The purpose of this study was to examine what factors predict the academic success of first year, full-time first generation students. Furthermore, this study examined whether there is a relationship between race, gender, financial need, and language ability and factors used to predict the academic success of first generation students.
Factors were defined as variables measured by the 2002 Your First College Year Survey (YFCY) data (HERI, 2004a). Factors fell into five main areas: Student Background Characteristics, Agents of Socialization, Structural Characteristics, Institutional Environment, and Student Effort (Pascarella & Terenzini, 1991).
The study was based on secondary analysis of the 2002 YFCY data provided by the Higher Education Research Institute at the University of California, Los Angeles. A combination of descriptive statistics, factor analysis, and logistic regression was used for this study.
Findings revealed there are significant differences between academically more successful FGs and FGs who are academically less successful in relation to three factors: Institutional Environment, Student Effort, and Agents of Socialization. FGs are more likely to experience academic success in regard to variables associated with the factor Institutional Environment. There is a greater likelihood FGs will be academically less successful in relation to variables associated with the factors Student Effort and Agents of Socialization. When considering demographic variables in relation to the three significant institutional factors, FGs who are Asian American are more likely to experience academic success. Alternatively, FGs have greater odds of being academically less successful if they are male, African American, Mexican American, and non-native speakers of English.Ph. D.
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Gnonlonfoun, Raimi. "Restaurants Owner Strategies for Financial Sustainability Beyond 5 Years." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4725.
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The restaurant industry plays an essential role in the U.S. economy. Approximately 26% of small- and medium-sized enterprise restaurants fail during their first year of business operation and 60% cannot sustain beyond 3 years. The objective of this multiple case study was to explore the strategies that small- and medium-sized restaurant owners used to financially sustain business beyond 5 years. The purposive sample consisted of 4 successful restaurant owners who have been in operation for at least 5 years in the southern region of the United States. The general systems theory was the conceptual framework of this study. The data were collected from semistructured interviews, cash flow statement, and profit and loss statements. Member checking and transcript review were used to strengthen the credibility and trustworthiness. The 3 themes that emerged from methodological triangulation after completing the Yin's 5 steps of data analysis were market research, great customer service, and having passion. The findings of this study might serve as a guide for current and future SME restaurant owners to financially sustain business beyond 5 years. The findings of the study may contribute to social change as successful small- and medium-sized enterprise restaurant owners would help address unemployment issues by generating additional jobs and building wealth for themselves, their employees, communities, and the local economy.
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Soobader, Saleem Fazul-Haque. "Measuring the success of global oil and gas corporate mergers and acquisitions from a financial perspective." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/3148.
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Thesis (MBA (Business Management))--Stellenbosch University, 2008.ENGLISH ABSTRACT: Successful merger and acquisitions (M & A) from a financial perspective increases shareholder value. This paper examines the effect of corporate mergers and acquisitions (M & A) on shareholder value. A discussion on shareholder value follows with reasons why companies choose M & A as a growth strategy. The type of M & A strategy affects the value it creates. A literature review of M & A activity during the five periods in the twentieth century, referred to as merger waves, provides an understanding of the conditions which precipitate M & A activity. However, failure of companies that engage in M & A activity has not resulted in a decline in the popularity of M & A. This study identifies and subsequently analyses data (profitability ratios) on 34 upstream oil and gas companies that have engaged in M & A activity. Profitability ratios indicate the financial performance of a company and ultimately shareholder value. In order to obtain the best possible insights into the behaviour of the identified variables and their impact on shareholder value, the specific variables are empirically tested over different time periods through the application of two statistical tests performed on the data. The empirical analysis is based on a total of 324 observations gathered by Evaluate Energy for global oil and gas companies and covers the period 1995 to 2005. The results of the different testing methods, although subject to certain limitations, give reason to believe that the M & A leads to an erosion of shareholder value. Hence the appropriate reasons for embarking on an M & A strategy and the comprehensive pre-acquisition evaluation thereof, is tantamount to M & A success.
AFRIKAANSE OPSOMMING: Vanuit ‘n finansiële oogpunt kan suksesvolle samesmeltings en aanskaffings (S & A) aandeelhouers-waarde verhoog en hierdie werkstuk ontleed die effek wat korporatiewe S & A’s op aandeelhouers-waarde het. ‘n Bespreking oor aandeelhouers-waarde volg en verskaf redes waarom maatskappye S & A’s as ‘n groeistrategie verkies en hoe die tipe S & A strategie wat gevolg word die waarde wat dit skep affekteer. Gedurende die 20ste eeu was daar vyf tydperke waarin S & A aktiwiteite hoog was, die sogenaamde “merger waves” en ‘n ontleding van literatuur gedurende hierdie tydperke verskaf ‘n begrip van die omstandighede wat aanleiding gee tot S & A aktiwiteite. Alhoewel sommige S & A’s onsuksesvol is, bly dit ‘n populêre keuse by maatskappye om aandeelhouers-waarde te probeer verhoog. Hierdie studie identifiseer en analiseer data (winsgewendheids-verhoudings) van 34 “upstream” olie- en gasmaatskappye wat een of ander tyd in ‘n S & A betrokke was. Winsgewendheids-verhoudings dui op die finansiële prestasie van maatskappye en uiteindelik op aandeelhouers-waarde. Ten einde die beste insae in die optrede van die geidentifiseerde veranderlikes en hul impak op aandeelhouers-waarde te kry, is die spesifieke veranderlikes numeries getoets oor verskillende tydperke deur middel van twee statistiese modelle. Die numeriese analises is gebaseer op 324 waarnemings deur Evaluate Energy op internasionale olie- en gasmaatskappye tussen 1995 en 2005. Die uitslae van die verskillende metodes van toets, ingesluit sekere beperkings, dui daarop dat S & A’s oor die algemeen lei tot ‘n vermindering in aandeelhouers-waarde en daarom is dit van kardinale belang om ‘n beproefde S & A strategie te ontwikkel voordat ‘n S & A aangepak word.
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Gailan, Mohammad. "Financial Success and the American Dream : A Marxist Reading of Arthur Miller’s Death of a Salesman." Thesis, Högskolan i Gävle, Avdelningen för humaniora, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-21547.
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This paper analyses Arthur Miller’s play, Death of a Salesman. The main focus is on the theme American Dream and its influences on the characters. Classical Marxism and Althusser’s Marxist theory have been used as the theoretical framework for this paper to answer the questions: In which ways has the American dream as a concept of happiness and financial success affected the characters? Can the American dream and capitalism be blamed for the Loman family’s situation? The conclusion drawn after studying Miller’s play is that the material side of the American dream can be identified as the dominant in the play and it has more negative effects than positive ones on the Lomans, the effects are both mental and physical. Despite the negative effects of the American dream and capitalism on the characters in Miller’s Death of a Salesman, one cannot blame them for the Loman family’s situation. It is the individuals (characters) that must be blamed because everyone can independently in a democratic and free society make their own choices. For that reason, people have to stand up for their actions and take responsibility for the consequences of their choices and actions whether the consequences are good or bad. Hence, the problem in Miller’s play is not so much about ideological influences as it is about self-awareness.
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Li, Chen. "Venture Capital Early Stage Investment Success in ICT Industry: The Role of Technological and Financial Expertise." Thesis, Université d'Ottawa / University of Ottawa, 2019. http://hdl.handle.net/10393/39579.
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Using a human capital perspective, this study investigates the relationship between the specific human capital of the top management teams of venture capital firms (VCFs) and the firms’ investment performance. The results of this study demonstrate that, in the early-stage information technology and communication (ICT) industry, VCFs’ technological expertise strongly predict better venture capital firm performance in the form of greater portfolio exit ratio. While financial expertise shows a positive but not significant effect. This study finds that although venture capital investing is a financial activity, technological expertise is the human capital characteristic that is more appropriate for this sub-environment. Future research is suggested.
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Laurikainen, Miia. "Success factors and financial viability of rural solar energy projects: a case study on blueEnergy Nicaragua." Thesis, Laurikainen, Miia (2010) Success factors and financial viability of rural solar energy projects: a case study on blueEnergy Nicaragua. Masters by Coursework thesis, Murdoch University, 2010. https://researchrepository.murdoch.edu.au/id/eprint/4127/.
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In a world where billions of people still lack access to clean and affordable energy services the need for successful and financially viable rural electrification projects in developing countries is immense. In the last decade the focus of the rural electrification projects has shifted from traditional grid-extensions towards small-scale off-grid applications utilizing renewable energy. Such projects are often executed by various local non-governmental organizations receiving funding from international donor organizations. Due to myriad institutional, social and economic factors in different countries the success and financial viability of these projects can be difficult to ensure. The local NGOs are often left to scramble for short-term external financing year after year, without a sound plan for the long-term financial viability, thus undermining the overall success of the projects.
This dissertation set out to find the best ways for a rural solar energy project in a developing country to become financially viable after the initial financing from the donor organization had ended. The general success factors of projects as well as the role of the donor organization in helping to enhance the financial viability were also studied. The answers were sought with a review of the existing literature on the topic as a backdrop for a case study project in rural Nicaragua. By comparing the case study project to another, already established and successful project the trends that had emerged from the literature could be further highlighted and confirmed. The role of the donor organization was found to be crucial in helping the NGOs in developing countries planning for long-term financial viability, and one of the best ways for a NGO to ensure sound long-term financing was to develop the projects.into small commercial enterprises, or to form mutually beneficial partnerships with the existing ones. The overall success of the project as well as its financial viability was seen to be deeply dependent on the level of co-operation achieved between the various stakeholders.
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Jakes, Lyndabelle. "Success Strategies of Small Business Owners." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/4967.
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In the United States, 20% of newly established small businesses, including small
businesses in the life insurance industry, fail within 2 years, and over 50% of them fail during the first 5 years. The purpose of this multiple case study was to identify and explore the strategies that life insurance brokerage owners use to sustain business operations beyond 5 years. Porter's 5 forces model served as the conceptual framework for exploring this subject matter. Owners of 3 separate small life insurance brokerage firms in Texas, who sustained their businesses beyond 5 years, participated in semistructured interviews. A secondary source of data was relevant company documents. Methodological triangulation and member checking assured the reliability and validity of the interpretations. Through thematic analysis and supporting software, 5 themes emerged: exceptional customer service, relationship-building, efficient promotional strategies, regular training of salespersons, and hiring the right employees. The application of the findings of the study could contribute to positive social change by reducing unemployment and thereby catalyzing an economic environment supporting employees, families, and communities.
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Ye, Zihan. "Success Factors of First Time Fund in Venture Capital." Scholarship @ Claremont, 2018. http://scholarship.claremont.edu/cmc_theses/1786.
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Using data of first time fund in venture capital in United States from 1995 to 2015, I explore characteristics of the funds in relation to the fund performances. Three groups of characteristics that examined are fund characteristics, manager characteristics and limited partners’ characteristics. The paper also incorporates the time effects to show if market cycles have influences in these relationships. Some of the critical findings include that fund sizes have essentially zero impact on the fund return. In manager characteristics, it is very helpful to have a lead manager with MBA or equivalent degree. For limited partners, it is useful to have school endowments as limited partners which could influence the funds’ return positively. Both general partners and limited partners could learn from this paper and be more mindful of certain factor when investing in first time fund.
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Na, Ranong Prapawadee, and Wariya Phuenngam. "Critical Success Factors for effective risk management procedures in financial industries : A study from the perspectives of the financial institutions in Thailand." Thesis, Umeå universitet, Handelshögskolan vid Umeå universitet, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-25815.
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Risk management has become an important topic for financial institutes, especially since the business sector of financial services is related to conditions of uncertainty. The turmoil of the financial industry emphasizes the importance of effective risk management procedures. Consequently, this thesis studies “What are the critical success factors for effective risk management procedures in financial industries?” This research question was formulated in order to gain a better understanding of risk management procedures and to examine the critical success factors for effective risk management procedures. To explore the importance of critical success factors in a practical context, we used the quantitative method of a self-completion questionnaire in order to collect data from a selection of financial institutions in Thailand. Financial institutions include banks, the stock exchange, insurance, stock securities, asset management and so on. Due to the fact that top-level management is directly responsible for risk management, the target groups included a range of positions from supervisors to board of directors. This research found a set of seven critical success factors which can be used as a guideline on how to increase the effectiveness of risk management procedures. These factors are (1). Commitment and support from top management, (2) Communication, (3) Culture, (4) Information technology (IT), (5) Organization structure, (6) Training and (7) Trust. Because risk management is an important part of the financial industry, effectiveness is vital to increase project success. These seven factors can increase the effectiveness of risk management procedures from the perspective of the financial industry in Thailand.
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Noonan, Coral M. "The role of financial aid in determining the success of community college students enrolled in developmental education courses." Access restricted to users with UT Austin EID Full text (PDF) from UMI/Dissertation Abstracts International, 2001. http://wwwlib.umi.com/cr/utexas/fullcit?p3034942.
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Owen, Trevor James. "Financial Performance Outcomes Following System Replacement in the Insurance Industry." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/1547.
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Enterprise system replacement projects within the property and casualty insurance industry are costly, high-risk undertakings that carry a significant risk of project failure. The decision to replace policy administration systems for companies with over $250 million in direct written premium is a multimillion dollar investment for corporate strategic decision makers. This study examined the financial impact of enterprise policy administration system replacement in the property and casualty insurance industry by comparing financial performance results for companies that performed policy administration system replacements with those that did not. Insurance industry financial results for the years 2009 through 2014 were used for the analysis and examined in a quantitative quasi-experimental study using repeated measures MANOVA with 6 levels for US companies with over $250 million in 2009 direct written premiums. This analysis showed that enterprise system replacement was not financially significant for revenue growth or operational efficiency. This finding suggests that system replacement should not be used as a financial growth strategy for organizations, although other justifications for system replacement may make replacement beneficial. Additional research is recommended to determine whether financial performance gains seen in 2014 for companies performing system replacements carry into future years, or whether particular companies with positive performance results following system replacement employed strategies that could be generalized across the industry. This study promotes positive social change by informing sound financial decision making and investment by insurance companies, thereby improving their financial health and stability.
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Florincuţa, Roxandra Giorgiana, and Pornuma Thongsawai. "Support for Small Business and its perceived influence on project success : A study of projects of small businesses in a Swedish Science Park." Thesis, Umeå universitet, Handelshögskolan vid Umeå universitet, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-31146.
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Enterprises of any size need to face different challenges which might be specific to their environment or their structure. Therefore, to overcome these barriers each company owner needs to take into consideration suitable ways through which the available and potential resources can be best use in dealing with the business context. Issues like, market breakthrough and acceptance, competition, economic environment, can prove to be critical for a small business which bases its activities on innovation type of services and products. By studding the specific context of small businesses with an entrepreneurial and innovative character, we try to address in this thesis one of the particular ways through which these type of companies can face challenges within their environment: by involving different categories of external support in their projects and business activities. While the need for capital, information and co-operation is growing along with the small business development, we also have chosen to focus our attention on three types of support infrastructures: finance, information and network. Then, each of these support aspects is analysed in connection with project critical success factors in order to establish a certain relevance that external assistance can have on project success. The case studies are based on five small companies within a Swedish incubator in the region of Västerbotten county. As for our study we consider governmental agencies, universities and Science Parks, as three representative support agents, we decided to take closely analyse one of them, and so we looked at the policies and environment of the incubator which hosts the five small companies. And so, Uminova Innovation and its incubator, which are part of Uminova Science Park, could be considered as the overall case study framework. Then, the outcomes of this thesis highlight the perceived influence of the three support infrastructures: finance, information and networks on the business projects, activities and processes. Although the particular business characteristics have their own impact when it comes to the types of support each studied company choose to approach, a general link has been noticed between a certain type of business activities or plans and the involved support. As this study brings up particular matters which engage both small business and the business support agents, we believe that the outcomes of the analysis and the broad theoretical framework would be a suitable reference for practitioners of support policies as well as for small business owners. Therefore, the actions and policies of these actors can be further developed by taking in consideration the critical success factors which have a direct implication in enhancing a particular support that further can contribute to project success.
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Andrews, Benjamin David. "What’s in Your Financial Package? Student Credit Card Use and Economic Insecurity in College." The Ohio State University, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=osu1492723246405273.
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Smirat, Daniel. "Financial aspects facing start-ups during the go-to-market phase : Case studies of Swedish start-ups." Thesis, Luleå tekniska universitet, Institutionen för ekonomi, teknik och samhälle, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:ltu:diva-69514.
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Abstract Swedish start-ups seem to efficiently develop new products and services but less successful when it comes to taking them to the market and launching them globally. This research aims to address this gap through investigating Swedish start-ups. In light of this problem, the author argues that there is a need for increasing knowledge regarding the financial success factors and challenges facing Swedish start-ups in the go-to-market phase. The research question is thus: What are the significant challenges and success factors affecting the financing of Swedish start-ups during the go-to-market phase? Four major challenges facing start-ups during the go-to-market phase are identified. These are lack ofsufficient capital,lack of support from the banking sector, lack of support from the regional public leveland, finally, regulations and legal issues. On the other hand, four success factors have been identified, which are support from private investors, shared financial private/public risk, efficient internal operationsand non-traditional financing methods. In order to facilitate the go-to-market financing, it is recommended that start-ups be established in a business incubator environment in order to have access to investor networks and other financial support. Besides, having investors with financial experience in the start-up boards increases the chances of success in the go-to-market phase. The banking sector in Sweden should also play a bigger role in the strategic issues in order to accelerate the start-up’s growth. For further studies, more knowledge regarding the underlying motivations of private capitalists, public funders and loan lenders is desirable. Furthermore, the business incubator’s role in facilitating the financing of start-ups and understanding how start-ups in different sectors should act to increase the rate of success are two important areas for future studies. Keywords: start-ups, go-to-market, financing, growth, early growth, success factors
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Barnes, H., D. DZansi, A. Wilkinson, and M. Viljoen. "Researching the first year accounting problem : factors influencing success or failure at a South African higher education institutions." Journal for New Generation Sciences, Vol 7, Issue 2: Central University of Technology, Free State, Bloemfontein, 2009. http://hdl.handle.net/11462/530.
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Published ArticleUnder-performance and failure in first year accounting is a problem experienced in many higher education institutions world-wide as well as in South Africa. Literature shows that the problem is relatively well researched. Most of the research has taken place within the quantitative paradigm and in many cases focused on a search for determinants of possible success and / or failure in the subject or the factors contributing to the situation. The findings of all these research projects are varied and often inconclusive. It also becomes clear that the contexts of the studies are diverse, which makes it difficult for institutions and concerned lecturers to apply the findings in their specific situations. In this article the authors provide an overview of some of the most prominent research findings on factors determining or influencing success / failure in the field. They also attempt to organise these findings in a digestible way for the concerned lecturer and interested researcher. This is followed by a report on the first phase of an investigation into possible factors contributing to the low performance levels of students at a South African higher education institution. The unit of analysis is the first year accounting class of the first author (a lecturer at the institution). The research is quantitative in nature and statistical analyses are employed. In addition to factors such as age, gender, matric performance in key subjects, M-scores, class attendance and nationality, the investigation also looked at the levels of learning approach of the students as a possible determinant of success or failure. The findings are compared with the findings from literature and the implications of the research are discussed.
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Yang, Xeng Xaychu. "Key Success Factors of Small Business in a Southern Region of California." ScholarWorks, 2016. http://scholarworks.waldenu.edu/dissertations/1580.
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The United States has high failure rates of small businesses, with 50% of new small business establishments failing during the first 5 years, and 60% of small business owners failing within the first 6 years of business operation. Small retail services business owners help provide job creation as a driver of growth for the U.S. economy. The purpose of this qualitative single case study was to explore the strategies small retail services business owners use to sustain their business for 5 years or more in San Diego County, California, with entrepreneurship theory as the conceptual framework. A purposive sample of 2 successful small retail services business participated in the interview process describing their perspectives. The research question aim was to identify strategies that successful small retail services business owners apply to sustain their business beyond 5 years. Coding keywords, sentences, and ideas from semistructured interviews and document analysis into categories was the key for the data analysis using method triangulation. Six themes emerged: (a) education and training skills acquired, (b) motivation, (c) brand awareness, (d) community involvement, (e) client loyalty, and (f) small business survival tactics. According to the responses of the participants, brand awareness and client loyalty were the most vital strategies to sustain business more than 5 years. The implications for social change include the potential to provide new strategies to support small retail services business toward sustainability; create strong relationships between small business; and enhance perceptions of community in order to increase sales, revenue, and job creation.
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Benz, Abigail. "A Quantitative Study on Student Emergency Financial Assistance| The Impact on Community College Student Success, Persistence, and Completion Rates." Thesis, Lindenwood University, 2016. http://pqdtopen.proquest.com/#viewpdf?dispub=10120865.
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Financial instability is a common fiscal burden for many community college students and can serve as primary barrier to educational success (Quaye & Harper, 2015). Although traditional financial aid is structured to assist students in financing college expenses, many low-income students often face financial emergencies beyond the scope of financial aid (Johnson, 2015). These financial emergencies have been specifically identified as serious obstacles to educational success and have prompted many institutions to establish student emergency financial assistance programs (Geckeler, Beach, Pih, & Yan, 2008). This study explored one student emergency financial assistance program at a public community college and the impact it had on student success, persistence, and completion rates. Although findings from the study lacked positive statistical significance, it could be argued that students who received emergency financial assistance lacked a chance to achieve successful academic outcomes. The association of financial emergencies, to low academic performance (Cady, 2014), coupled with heightened negative impacts of students’ financial circumstances to educational success (Bean & Metzner, 1985), and the absence of a comprehensive emergency financial assistance program structure at the studied institution (Goldrick-Rab, Broton, & Frank, 2014) all contributed to study findings. These findings imply changes to the structure of emergency financial assistance programs which promote comprehensive services to students, align social and educational policy, and have complete institutional support (Baum, McDemmond, & Jones, 2014).
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Chen, Tai Ling, and 陳太齡. "Key Success Factors of Financial Holding Companies." Thesis, 2002. http://ndltd.ncl.edu.tw/handle/42534875066384826090.
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碩士國立政治大學
企業管理學系
90
After the promulgation of Financial Holding Company Law on Nov. 1 2001, brokerages, banks, and insurers can form financial holding companies （FHCs）to involve in all kinds of financial businesses. Before May 2002, The Ministry of Finance had licensed fourteen FHCs. The local financial companies all at once consolidate through mergers and acquisitions (M&As) and the size and amount of M&As are second to none. For financial institutions, there are indeed a lot of advantages to form the FHCs. Through FHCs, financial institutions can share channels, client information, and facilities among separate subsidiaries. Besides, FHCs can constantly escalate the size through M&As without much restriction. Although some benefits of FHCs are listed, the domestic researches are still unclear about some critical issues such as the business strategies, the integration mode, and the key success factors (KSFs) of FHCs. Therefore, the main objective of this thesis is to explore the KSFs of FHCs. This thesis adapts the qualitative method —case study and analyzes two leading FHCs- Citigroup and J.P Morgan Chase. The integration process and successful business models are major points to be analyzed and key concepts are extracted to constitute the KSFs of FHCs. From case studies of Citigroup and J.P Morgan Chase, the KSFs of FHCs evolve through three stages. The first stage is about evaluation of potential subsidiaries. The complementation as well as mutual reinforcement of subsidiaries’ business lines, brands, channels, and client bases are key points of evaluation and vital to the success of FHCs. In a word, FHCs need to make sure that the win-win situation exists. The second stage is about the integration. To integrate different businesses smoothly, top officers need to make sure the organizational structure, human resource, and relevant businesses well tuned to each other. The third stage is about the development. Top officers’ corporate strategies and managers’ ability to make and execute business strategies are critical at this stage. Summing up all the factors mentioned above, this thesis classifies the KSFs of FHCs into three categories: intangible assets, tangible assets, and organizational capabilities. 1.Intangible assets: the reputation of company as well as brand, and organization culture. 2.Tangible assets: locations, the quality and size of capital as well as asset, and the size of customer base. 3.Organizational capabilities: the leadership, managers’ teamwork spirit, and the ability to manage the M&As. Besides the factors listed above, the Equity Structure should be added into KSFs of FHCs according to domestic financial situation.
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SHAN, TSENG YING, and 曾英山. "The Study of the Financial Holding Company’s Key Success Factors – the Case of A、B、C Financial Holding CompaniesThe Study of the Financial Holding Company’s Key Success Factors – the Case of A、B、C Financial Holding CompaniesThe Study of the Financial." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/05499684899588641871.
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碩士樹德科技大學
金融保險研究所
94
The “Financial Holding Company Law”, under ardent expectation of the financial profession, as a jural root for domestic financing units to merge and operate in and out of their professions, and regarded by nationals as a touchstone to revive the economics on a basis of both of the rulers and the people. The financial industry hopes without exception to rearrange the financing mechanism through an open and operating model, and to accelerate the liberalization and internationalization, so as to evolve into a large-scale conglomerate with stronger competitiveness in international market. Each financial holding company, therefore, has its own strategic target to accelerate, integrate, and merge into a large-scale company, so hopes the government to promote the financial integration, and to achieve the goal to cultivate a big financial holding company with international competitiveness. The financial holding company is expanding its domain step by step, in which many subsidiaries affiliated to its group (the said company), when operating in different financial business, have to know how to integrate the group’s resource, how to create jointly a competitive advantage and comprehensive effect, and how to coordinate with the mechanism and strategic requirements of the original group. Thus, any financial holding company intended to operate successfully must clearly comprehend the key factor in success. In recent studying issue in respect of financial holding company at home. Although the exploration and analysis on the successful key factor to operate a financial holding company is described in several treatises, it lacks, in terms of individual interview data, of the arrangement and analysis on the successful key factor to reinforce the theory foundation for financial holding companies. Based on developing tendency of the financial holding company’s operating policy, this research use the SWOT analysis, and the operating strategies in competitive phase to explore successful key factor through case study of three financial holding company in Taiwan. We establish an interview record, through analyses on individual case of the A, B, C financial holding company, to reinforce the theory foundation of company’s successful key factor, and developing a general rule as a reference for this research and follow-up research, and further for the financial holding company as a responsive approach to carry out its policy in the process of operating key factor in success, so as to establish a perdurable contending superiority in operations.
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LU, PEI-YI, and 呂佩倚. "A Research of Critical Success Factors of the Introduction on the Financial Technology of Financial Industry." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/498f8n.
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碩士銘傳大學
資訊管理學系碩士在職專班
107
Recently, the rapid advancement of science and technology has led the significant change in financial services. It is very important that financial development and deepening be conducive to the country's economic growth. The revolution of financial technology has affected the financial industry, and the introduction of FinTech in financial industry has brought competitive advantages and opportunities to the organization. However, the introduction of new information technology may also lead to the risk of import failure, or result in giving up halfway in the process of introduction thus missing opportunities for development. Therefore, this study, through related research on the introduction of FinTech in the financial industry, explored and consolidated the important factors affecting the introduction of FinTech into the financial industry by using the expert questionnaire and Analytic Hierarchy Process of Modified Delphi Method to derive the critical success factors in introducing the FinTech into the financial industry. This study consolidated important factors that influenced the financial industry's introduction of financial technology, including five dimensions of government, organizations, outsourcing vendor, senior executives, education and training with a total of 30 factors. The results of this study found that the critical success factors in financial industry’s introduction of FinTech including "the degree of authorization of senior executives", "communication and coordination of various departments", "the cultivation of talents in financial technology", "the commitment and support of high-level executives to FinTech", "Financial technology capabilities owned by outsourcing vendor", "the attitude of organization in encouraging employees to learn new FinTech”, "technology maturity of organizing information staff", "FinTech project management capabilities of outsourcing vendor", "financial-related knowledge processed by high-level executives", "FinTech-related security protection policy", "Organization attitude in promoting the core functions of employees' FinTech", and “the amendment (relaxation) of FinTech-related regulations”.
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Makhubele, K. M. "Performance metrics for IT projects success within a financial organisation." 2016. http://encore.tut.ac.za/iii/cpro/DigitalItemViewPage.external?sp=1001924.
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M. Tech. Business Information SystemsThe technological world is emerging and advancing rapidly. Organisations aspire to meet their business goals and strategic objectives. IT projects have the ability to enable organisations meet their business goals and objectives hence organisations invest a lot of time and money on implementing them. The increasing need for organisations to use technology has made organisations implement IT projects. IT projects are implemented to achieve efficiency and effectiveness that is crucial in achieving business goals and strategic objectives. Other benefits include, improved and increased customer satisfaction, improved growth and development within the teams and competitive advantage. Despite an increase in studies on the performance metrics for IT project success in organisations, IT projects still fail. Many IT Projects are considered failed when they are not delivered on time, not delivered within budget, and when the delivered solution does not meet the business requirements. This research study aimed at determining the performance metrics for IT project success within a financial organisation
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Ma, Wei-Ju, and 馬維茹. "The key success of fiscal reconstruction after the financial turmoil." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/15332510184801621762.
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碩士國立臺灣科技大學
管理學院MBA
103
Explore the key to the success of the financial turmoil in financial management after reconstruction - A Case of T Bank Abstract The objective of this study was to understand the asset allocation measures taken by banks in Taiwan to provide new business opportunities in the wealth management industry after financial crises. This study comprises four portions. The first is a literature review that explored how wealth management teams rebuild confidence and optimize the process of service delivery after financial crises, and the second includes in-depth interviews with senior executives and wealth managers at Bank T to understand the process of service process reengineering, the difficulties they face, and the outcomes. In the third portion, we explored the reasons, motives, and beliefs that propel senior members of wealth management teams to remain at their posts after financial crises. In the fourth and last portion, we put forward suggestions on how to prevent the next financial crises based on our findings. The subjects of this study included managers, district superintendents and financial advisors currently working at Bank T as well as financial advisors that had already left employment at the case bank. Comprehensive interviews were employed to gain a thorough understanding of the wealth management business at the case bank, and qualitative methods were used to collect and analyze data from domestic and foreign journals, publications, and online sources. This analysis enabled us to get an overview of processes occurring in the banking industry. Planning for future development, extending government resources, or creating strategic alliances are all actions that can maximize business performance and room for progress. The results of this study show that (1) improvements are needed in human resource development strategies, (2) innovation capacity with regard to financial products is currently inadequate, and (3) information technology should be integrated with resources in customer relationship management.
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Piñera, Inês Coelho Alvarez Y. "Financial inclusion: transforming Mozambique into a mobile money success-case." Master's thesis, 2021. http://hdl.handle.net/10362/123216.
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This work project aims to provide the Mozambican government with a strategic model to improve the country’s financial inclusion, and more specifically, its mobile money sector. The inability faced by banks to serve rural and impoverished populations enabled for the creation of mobile money, which is taking a rapid uptake in several Sub-Saharan African countries, providing a variety of services that significantly improve individual’s well-being. Nonetheless, Mozambique has not yet perceived the full development of this sector when compared to its neigh boring countries. Hence, the country’s mobile money sector is analyzed to understand the challenges currently faced, so that a structured approach can be in troduced to transform Mozambique into a mobile money success-case.
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黃碧霞. "The critical success factors of the financial institution wealth management." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/18977004947183708264.
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碩士國立彰化師範大學
商業教育學系
101
This study aims to explore the critical success factos of wealth management of financial institutions.The methods adopted in this study included expert interview method and Delphi method. It was hoped that,through the Delphi method,implicit knowledge of the experts with rich field experiences in wealth management could be become explicit,so that the crucial success factors of wealth managament in the financial industry with fierce competitions could be obtained based on the experts'suggestions and analyses. According to the research results,there were 19 crucial success factors in 4 constructs, including "influences of finance specialist","image of bank","degree of finance specialist's potential being developed",and "how many bank resources have been put in".It is hoped that these research results can help financial institutions to improve their performances in wealth management.
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(13714891), Dennis Coffey. "Design and production of a multimedia training package: Business development through innovation." Thesis, 2003. https://figshare.com/articles/thesis/Design_and_production_of_a_multimedia_training_package_Business_development_through_innovation/20959063.
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This report supports submission of business related training resource packages (see Attachments 1 & 2) for assessment of a Professional Practicum. The report provides information on the production process and details educational concepts and justifications used during resource package development.
The "Business Development Through Innovation" project was conceived and designed by the author and the resource package subsequently developed by the author's production company. The project objective is to disseminate information about the philosophy of innovation and specifically to facilitate the application of a number of lessons learned from case studies of successful Australian small and medium enterprises (SME).
The project involved the design and development of a training package targeted at Australian SME and micro businesses. The package may be used privately by business operators and is also used as the primary reference resource in a range of business development workshops.