Relevant bibliographies by topics / Financial losses

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Academic literature on the topic 'Financial losses'

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Published: 30 May 2022
Last updated: 31 May 2022

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Journal articles on the topic "Financial losses"

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Neumann, Peter G. "Accidental financial losses." Communications of the ACM 35, no. 9 (September 1, 1992): 194. http://dx.doi.org/10.1145/130994.131008.

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Mikhalevich, V. M. "Parametric decision problems with financial losses." Cybernetics and Systems Analysis 47, no. 2 (March 2011): 286–95. http://dx.doi.org/10.1007/s10559-011-9310-x.

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Fisher, James, Jim Gilsinan, Muhammed Islam, and Neil Seitz. "Who were the winners and losers in the Financial Crisis of 2008: it depends." Journal of Financial Crime 21, no. 4 (September 30, 2014): 447–60. http://dx.doi.org/10.1108/jfc-10-2013-0059.

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Purpose – This paper aims to address the question of who gained and who lost in the financial crisis of 2008. Design/methodology/approach – Gains and losses were identified by groups ranging from bankers to homeowners to taxpayers. Findings – Gains and losses are not neatly split by a main street/Wall street dichotomy. Major financial institutions and their chief executive officers made huge gains followed by bigger losses, a substantial portion of which were shared by taxpayers. Homeowners and taxpayers consistently lost. Workers and real estate developers experienced a mixture of gains and losses. Practical implications – Financial legislation is affected by questions of who won and who lost. The complex mixture of gains and losses must be fully grasped if winners and losers are an important consideration in the design of legislation. Originality/value – The detailed analysis and model of winners and losers provide important lessons for legislators and regulators in all countries.
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Moll, Benjamin. "Productivity Losses from Financial Frictions: Can Self-Financing Undo Capital Misallocation?" American Economic Review 104, no. 10 (October 1, 2014): 3186–221. http://dx.doi.org/10.1257/aer.104.10.3186.

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I develop a highly tractable general equilibrium model in which heterogeneous producers face collateral constraints, and study the effect of financial frictions on capital misallocation and aggregate productivity. My economy is isomorphic to a Solow model but with time-varying TFP. I argue that the persistence of idiosyncratic productivity shocks determines both the size of steady-state productivity losses and the speed of transitions: if shocks are persistent, steady-state losses are small but transitions are slow. Even if financial frictions are unimportant in the long run, they tend to matter in the short run and analyzing steady states only can be misleading. (JEL E21, E22, E23, G32, L26, O16)
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Combes, Jean-Louis, Alexandru Minea, and Jean-Marc Atsebi. "The Sectoral Trade Losses from Financial Crises." IMF Working Papers 2021, no. 176 (June 2021): 1. http://dx.doi.org/10.5089/9781513586731.001.

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Rusinko, Cathy A., and John O. Matthews. "Financial losses due to financial derivatives: A problem of technology transfer." Journal of Technology Transfer 23, no. 3 (September 1998): 17–23. http://dx.doi.org/10.1007/bf02509572.

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Bigio, Saki, and Adrien d’Avernas. "Financial Risk Capacity." American Economic Journal: Macroeconomics 13, no. 4 (October 1, 2021): 142–81. http://dx.doi.org/10.1257/mac.20160286.

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Financial crises are particularly severe and lengthy when banks fail to recapitalize after bearing large losses. We present a model that explains the slow recovery of bank capital and economic activity. Banks provide intermediation in markets with information asymmetries. Large equity losses force banks to tighten intermediation, which exacerbates adverse selection. Adverse selection lowers bank profit margins, which slows both the internal growth of equity and equity injections. This mechanism generates financial crises characterized by persistent low growth. The lack of equity injections during crises is a coordination failure that is solved when the decision to recapitalize banks is centralized. (JEL D82, E32, E44, G01, G21, G32, L25)
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Dmitrieva, O. "Economic Turnovers and Financial Vacuum Cleaners." Voprosy Ekonomiki, no. 7 (July 20, 2013): 49–62. http://dx.doi.org/10.32609/0042-8736-2013-7-49-62.

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The paper considers different types of financial flows in the form of turnovers to imply the return to the starting point with direct or indirect losses. The dynamic schemes, volumes and losses of turnovers are examined: the financial turnover between federal budget, financial markets for budget surplus investmentsand financial markets for the budget deficit borrowings; pension turnover between the State Pension Fund, financial institutions for pensions’ savings and federal budget; the property turnover and the tax turnover for raw materials export. The total volume of turnovers is estimated as 15—19% of GDP with losses equal to 35% of federal budget expenditures.
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Vélez-Pareja, Ignacio. "Tax shields, financial expenses and losses carried forward." Cuadernos de Economía 35, no. 69 (September 1, 2016): 663–89. http://dx.doi.org/10.15446/cuad.econ.v35n69.54352.

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This article deals with the proper procedure for calculating Tax Shields (TS). The calculation includes cases where Losses Carried Forward are allowed and there is financial Other Income (OI). The procedure takes into account the magnitude of Adjusted Earnings before Interest and Taxes (EBITAdj) -that is, EBIT + OI - OE excluding Financial- compared with Financial Expenses (FE). This comparison defines three intervals and results for TS. If EBITAdj. < 0, TS will be 0; if EBITAdj. > 0 and less than FE, TS is T x EBITAdj.; finally if EBITAdj. > FE, TS is T x FE. When firm possesses OI, TS are not equivalent to the difference in taxes and an adjustment is needed. Proper calculation of TS is important because their value might represent a substantial part of firm value.
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Duffy, Sarah Q., and Bernard Friedman. "Hospitals with Chronic Financial Losses: What Came Next?" Health Affairs 12, no. 2 (January 1993): 151–63. http://dx.doi.org/10.1377/hlthaff.12.2.151.

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Dissertations / Theses on the topic "Financial losses"

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Guerra, Julio C. "Strategies to minimize financial losses during permanent change of station moves." Thesis, Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 1993. http://handle.dtic.mil/100.2/ADA277211.

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Kobielieva, T. O. "Formation of compliance program of industrial enterprise." Thesis, Lulu Press, 2018. http://repository.kpi.kharkov.ua/handle/KhPI-Press/39489.

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Gomes, Diana Monteiro. "Value relevance of financial assets." Master's thesis, NSBE - UNL, 2009. http://hdl.handle.net/10362/9481.

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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and Economics
This study’s proposal is to examine for the Portuguese market, the value relevance of unrealized fair value gains and losses of financial assets, namely for financial instruments at fair value through profit and loss (which includes held-for-trading securities) and for available-for-sale financial assets. The objective is to obtain a perception of how well stock prices and returns reflect the fair value changes of these two financial assets. For a sample of Portuguese listed companies in a 2005-2007 period, no significant evidence is found regarding the value relevance of both cumulative and incremental unrealized fair value gains and losses associated to the two analyzed financial instruments. Several underlying factors for these results are presented, based on prior research.
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Elliott, Wynter Brooke. "Reconciling GAAP losses and pro forma profits : effects on investor judgments and decisions /." Thesis, Connect to this title online; UW restricted, 2003. http://hdl.handle.net/1773/8731.

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Hughes, Jeremy. "Modeling loan losses a macroeconomic approach." Honors in the Major Thesis, University of Central Florida, 2013. http://digital.library.ucf.edu/cdm/ref/collection/ETH/id/853.

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A sound banking system is essential to a well-functioning economy. With the financial crisis beginning in 2007, a renewed interest in the safety of financial institutions has dominated both the political and financial landscape. Mounting loan losses in real estate lending led to the failing of over 460 banks from 2008 to 2012. This crisis is not unique; in fact, the Savings & Loan Crisis of the 1980's to early 1990's led to the closure of 700 savings institutions. Both instances created a panic in financial markets and heavy losses to deposit insurance funds. These losses are ultimately borne by taxpayers and prudently managed banks, especially if the insurance fund requires re-capitalization. The focus of this paper is on explaining the contributing factors to different categories of loan losses. Namely, total loan losses, residential real estate loan losses, commercial real estate loan losses, and commercial and industrial loan losses are examined. A multivariate regression approach is taken in this paper to explain the four rates of loan losses for the period of 2001 to 2012. Aggregate macroeconomic data from 2001 to 2012 is used to explain loan losses across categories. It was found that the delinquency rate of loans, the consumer financial obligations ratio, and the financial crisis were all significant factors in explaining loan losses.
B.S.B.A.
Bachelors
Business Administration
Finance
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Freitas, Luiz Eduardo MagalhÃes de. "Operational risks - an application of the method of distribution of aggregate losses: a study of case in financial institution." Universidade Federal do CearÃ, 2005. http://www.teses.ufc.br/tde_busca/arquivo.php?codArquivo=1830.

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Universidade Federal do CearÃ
This paper demonstrates the application of stochastic process Aggregate Loss Distribution Approach for measure of operational risk in a financial institution in according with the minimal requirement of Basel New Adequacy Capital Framework. The mesure uses the historical behaviour of specific operational losses wich happened in the period from 2001,jan to 2004, dec, caused by frauds in and out the company. The process involves the probability distributions fit to frequency and severity historic loss data, the adjustment validation through the application statistical tests and the compound of frequency and severity distributions for production of aggregate yearly loss distribution using Monte Carlo simulation. It approaches either a backtest model for result validation and the stress scenarios development for impacts verification in the capital allocation. This paper clarifies the application of Aggregate Loss Distribution Approach to mesure operational risks, with objective features of validation at every process stages as well as its use as a tool of evaluation from the extreme risk efects and focus in risks mitigation actions through the development scenarios for stresstesting.
Esta dissertaÃÃo demonstra a aplicaÃÃo do processo estocÃstico MÃtodo de DistribuiÃÃo de Perdas Agregadas para mensuraÃÃo de riscos operacionais em uma instituiÃÃo financeira, segundo os requisitos mÃnimos do Novo Acordo de Capital da BasilÃia. A mensuraÃÃo tem por objeto o comportamento histÃrico de perdas operacionais especÃficas, ocorridas no perÃodo de jan/2001 a dez/2004 e decorrentes de fraudes de origem interna e externa à empresa. O processo envolve o ajuste de distribuiÃÃes de probabilidade aos dados de perdas histÃricas, freqÃÃncia e severidade, a validaÃÃo do ajuste mediante a aplicaÃÃo de testes estatÃsticos e a composiÃÃo de distribuiÃÃes de freqÃÃncia e severidade para geraÃÃo da distribuiÃÃo das perdas anuais agregadas, atravÃs de simulaÃÃo de Monte Carlo. Aborda, ainda, um modelo de backtest para validaÃÃo dos resultados e o desenvolvimento de cenÃrios de stress para verificaÃÃo de impactos na alocaÃÃo de capital. Evidencia-se, nesse trabalho, a aplicabilidade do MÃtodo de DistribuiÃÃo de Perdas Agregadas na mensuraÃÃo de riscos operacionais, com caracterÃsticas objetivas de validaÃÃo em todas as etapas do processo, e a sua utilizaÃÃo como instrumento de avaliaÃÃo dos efeitos de riscos extremos e de direcionamento de aÃÃes mitigadoras de riscos â atravÃs do desenvolvimento de cenÃrios para teste de stress.
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Smith, Stephen Eugene. "The characterisation for South African taxation purposes of gains and losses arising from the use of equity financial derivative instruments." Doctoral thesis, Faculty of Law, 2021. http://hdl.handle.net/11427/33998.

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The use of financial derivative instruments has outpaced the development of a comprehensive tax policy framework for these instruments in South Africa. Income character determination relies on common law principles which provide limited certainty within the context of modern portfolio management. How the courts will approach character determination for financial derivative instruments within investment portfolios is uncertain. This thesis considers applicable tax legislation and case law in three common law jurisdictions. The United States, the United Kingdom and Australia provide insight into the difficulties associated with formulating legislation in the light of rapid market innovation. The detailed tax code of the United States has proved a less than satisfactory policy approach and the courts have struggled with doctrines of interpretation. Australia and the United Kingdom have followed accounting principles. Simplifying proxies are used in this thesis to help disentangle the analysis from the varied and complex ways in which derivatives can be used in financial transactions. Only equity derivatives are considered within the context of regulated investment portfolios. Insolvency case law following the filing for bankruptcy by Lehman Brothers Holdings Incorporated in 2008 provides authority with which to analyse the nature of standardised derivative contracts used in the markets and the rights therefrom as ‘property'. The researcher argues per Smalberger JA in CIR v Pick ‘n Pay Employee Share Purchase Trust 1992 (4) SA 39 (A) that, ‘transactions involving shares do not differ from transactions in respect of any other property and the capital or revenue nature of a receipt is determined in the same way whether one is dealing with land or shares'. A definition is proposed to incorporate legal attributes of these instruments highlighted in the literature, and interpretive guidance issued by Her Majesty's Revenue and Customs in the United Kingdom is supported for adoption as policy principles aligned with our own common law. There can be no context distinct from the general concepts of law specific to derivatives. Continuity and coherency within a long tradition of case law on capital and revenue characterisation should be maintained and a policy framework developed from this premise.
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Paredes, Leandro Rocío Margaret. "An internal fraud model for operational losses : an application to evaluate data integration techniques in operational risk management in financial institutions." Doctoral thesis, Pontificia Universidad Católica del Perú, 2016. http://tesis.pucp.edu.pe/repositorio/handle/123456789/7998.

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xv, 153 h. : il. ; 30 cm
The handling of external operational loss data by individual banks is one of the longstanding problems in risk management theory and practice. The extant literature has not provided a method to identify the best way to combine internal and external operational loss data to calculate operational risk capital. Hence, to improve the knowledge and understanding of internal-external data combination in operational risk management, this study applied a simulation-based evaluation of well-known data combination techniques such as the scaling, the Bayesian, and the covariate-base techniques. This research considered operational losses arising from internal fraud in retail banking within a group of international banks that share data through an operational loss data exchange. One of the key elements of the simulation-based statistical evaluation was the development of a dynamic internal fraud model for operational losses in retail banking. The internal fraud model incorporated human factors such as the number of employees per branch and the ethical quality of workers. It also included the extent of risk controls set by bank managers. There were two sets of findings. First, according to the simulation-based evaluation, the scaling technique was by far the less useful for estimating the appropriate operational risk capital. The Bayesian and the covariate-based techniques performed best. The Bayesian technique was the best for higher percentiles while the covariate-based technique was the best at not so extreme quantiles. The choice of technique therefore depends on the risk appetite of the financial institution. The second set of findings relates to the model validation with hard data. Losses generated by the model in the banks across the world were associated with GDP growth and the corruption perception of the country where banks were located. In general, internal fraud losses are pro-cyclical and the corruption perception in a country positively affects the occurrence of internal fraud losses. When a country is perceived as more corrupt, retail banking in that country will feature more severe internal fraud losses. To the best of knowledge, it is the first time in the operational risk literature that this type of result is reported
Tesis
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Atsebi, Bédhat Jean-Marc. "Essays on Financial Crises and Growth Surges." Thesis, Université Clermont Auvergne‎ (2017-2020), 2020. http://www.theses.fr/2020CLFAD006.

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Cette thèse étudie deux phénomènes qui ont impacté la trajectoire de développement de plusieurs pays dans le monde : les crises financières et les poussées de croissance. La première partie de cette thèse, composée de deux chapitres (chapitres 1 et 2), analyse les coûts commerciaux et les contractions économiques associés aux crises financières dans les pays en développement et émergents. Elle examine également les canaux de transmission de ces effets et le rôle de l'espace budgétaire dans la relance économique d'après crise. La seconde partie, elle aussi composée de deux chapitres (chapitres 3 et 4), analyse les déterminants des poussées de croissance et le rôle du Fonds Monétaire International dans leur initiation. Cette thèse contribue significativement à la littérature existante sur ces deux phénomènes. Le chapitre 2 étudie les effets des crises de la dette, bancaire et de change sur le commerce des biens agricoles, miniers, manufacturiers et des services dans 41 pays émergents sur la période allant de 1980 à 2018. Il révèle que les crises génèrent une baisse prononcée et persistante du commerce international (exportations et importations), portée principalement par la contraction du commerce des biens manufacturiers, et dans une certaine mesure par la baisse du commerce des services, des produits miniers, alors que les biens agricoles apparaissent plus résilients, notamment à la suite des crises de la dette. En outre, la baisse du commerce est beaucoup plus accentuée pour les crises combinées. Les crises induisent cette baisse à travers des effets de composition (la structure et la diversification du commerce), de demande (baisse de la demande de biens et services), et d'offre (baisse de l'offre du crédit, des flux de capitaux entrants et du développement financier). Le chapitre 3 étudie le rôle de l'espace budgétaire sur les effets récessifs des crises financières et la politique de relance économique dans 35 pays en développement et 56 pays émergents sur la période 1985-2017. Il montre que la disponibilité de l'espace budgétaire avant la crise génère une dualité. Dans les pays qui ont un espace budgétaire suffisant, les coûts des crises sont plus faibles voir nuls et les gouvernements mènent des politiques de relance, supportées par une hausse de la consommation, des investissements et des flux nets de capitaux. Dans les pays avec un espace budgétaire faible, les gouvernements renoncent à leurs politiques de relance et mènent des politiques de consolidations budgétaires pour accroître la soutenabilité des finances publiques ; dans ce cas, la consommation, les investissements et les flux nets de capitaux baissent, et la récession est accentuée et persistante. Le chapitre 4 s'intéresse aux déterminants des poussées de croissance économique. Il identifie 132 épisodes de croissance soutenue dans 117 pays sur la période 1980-2010. Il montre que les améliorations de la stabilité macroéconomique et des conditions externes et dotations en ressources augmentent plus la probabilité des poussées de croissance. Elles sont suivies par les vagues de réformes structurelles, les gains d'investissements, de travail et de productivité, l'amélioration de la diversification et la qualité du commerce, et enfin par l'amélioration des facteurs institutionnels. De plus, il montre que la probabilité d'avoir des poussées de croissance augmente significativement quand les améliorations de la stabilité macroéconomique et des conditions externes et dotations en ressources interviennent, d'une part, et les autres facteurs, d'autre part. Ces deux premiers facteurs apparaissent donc comme des facteurs dominants. Le chapitre 5 évalue le rôle du FMI dans l'initiation des périodes de croissance soutenue et contribue à la littérature très controversée sur l'efficacité des politiques du FMI. Il montre que le FMI a significativement contribué à générer des périodes de croissance soutenue, notamment à travers ses programmes PRGT. (...)
This dissertation studies two phenomena that have been widespread in many countries of the world through history and have huge implications for development, namely the financial crises and growth surges. The first part, comprising two chapters (chapters 2 and 3), analyzes the sectoral trade and output costs of financial crises in the context of developing and emerging countries. It also examines the channels by which financial crises affect trade and output and assess the role of fiscal policy and space to alleviate the output costs. The second part, comprising also two chapters (chapters 4 and 5) turns our attention to the determinants of growth surges in countries and the International Monetary Fund's role in igniting growth surges. Chapter 2 studies the response of different types of trade (i.e. agricultural, mining, and manufactured goods, and services) following various types of financial crises (i.e. debt, banking, and currency crises) in 41 emerging countries over the period 1980-2018. It reveals that the collapse of total trade in the aftermath of financial crises is long-lasting and mainly driven by the fall of manufacturing trade. Also, trade in both mining goods and services declines following several types of financial crises, while trade in agricultural goods seems to benefit from a possible substitution effect particularly following debt crises. These trade costs are reinforced for combined crises and can be explained by compositional and structural (trade structure and diversification), demand-side (fall in demand for goods and services), and supply-side channels (disruption of financial development, fall of net capital inflows and deterioration of credit ratings). Chapter 3 studies how fiscal policy space shapes the dynamics of output losses in the aftermath of financial crises and normal recessions in a sample of 35 developing and 56 emerging countries over the period 1985-2017. It reveals that the availability of fiscal space in the aftermath of financial crises and normal recessions generates a mixed fiscal environment with different output losses of shocks. In countries with enough fiscal space, governments can enact credible fiscal policy expansion by increasing their deficit and using their fiscal space to alleviate the costs of financial crises and normal recessions. In such a situation, private consumption and investment, as well as net capital inflows, increase, which favors a rapid recovery. In countries with limited fiscal space, the story is different and painful; governments immediately trade output stabilization goals out to address the debt sustainability issues while implementing fiscal consolidations, which deepens the recessionary forces. Besides, in these countries, private consumption and investment, as well as net capital inflows, are depressed, and recovery, if any, is a distant and uncertain prospect. Chapter 4 studies the determinants of growth surges. It identifies 132 episodes of growth surges in 117 countries over the period 1980-2010 and finds that improvements in macroeconomic stability and external factors and endowments favor a higher probability of growth surge. They are followed by structural reforms, investments, labor and productivity, trade diversification and quality, and lastly by institutions. Besides, it shows that countries can maximize the likelihood of igniting growth surges if they jointly achieve significant improvements in macroeconomic stability and external conditions and endowments, on one hand, and other determinants, on the other hand. Moreover, significant changes in macroeconomic stability, and to some extent, external factors and endowments may be considered as dominant strategies to ignite a growth surge, as no improvements in these determinants, generally constraint the other determinants to have a smaller effect on growth surges. Chapter 5 engages and contributes to the debate on the effectiveness of the IMF in promoting growth. (...)
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Back, Lena, and Linnéa Joelsson. "Storbankernas kreditprocess efter finansiella kriser : En undersökning av åtgärderna som gjorts i storbankernas kreditprocesser efter en finanskris." Thesis, Linköpings universitet, Institutionen för ekonomisk och industriell utveckling, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-72869.

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Bakgrund och problemdiskussion: Bankkrisen under 1990-talet och den globala krisen mellan 2007 -2009 har kommit som en kalldusch för de svenska storbankerna, Handelsbanken, Nordea, SEB och Swedbank, vilket har lett till betydande kreditförluster. Kreditförluster är den vanligaste orsaken till bankernas ekonomiska problem vid en finansiell kris då återbetalningsförmågan hos kredittagare försämras, samtidigt som det talar för att finansiella kriser är ett återkommande fenomen idag. Syfte: Syftet med detta examensarbete är att se vilka åtgärder i kreditprocessen som gjorts efter finanskriserna i de fyra svenska storbankerna samt även se hur tidigare gjorda åtgärder stod sig under den senaste krisen. Vår ambition med uppsatsen är att de resultat vi får fram ska kunna användas av bankerna i kreditprocessen så att de påverkas mindre vid framtida eventuella kriser. Metod: Uppsatsen grundar sig på en kvalitativ metod med respondenter med gedigen erfarenhet och ansvarspositioner inom storbankernas kreditprocesser och praktisk kunnighet gällande storbankernas påverkan av finansiella kriser. Slutsats: De svenska storbankernas kreditprocesser stod sig bra under den senaste globala krisen i jämförelse med bankkrisen under 1990-talet, orsaken till det är de åtgärder som gjordes i kreditprocessen efter bankkrisen inom banken. Kreditprocessen har under de senaste 20 åren gått från en delvis oprövad och snabb kreditprocess till att idag vara en mer sofistikerad och tungarbetad kreditprocess som ställer högre och strängare krav på kredittagarna. För att få kreditprocessen helt vaccinerad mot finanskriser anser vi att det behövs mer mod och integritet hos kredithandläggare för att på bästa sätt kunna förmedla den rådande situationen på ett korrekt och snabbt sätt.
Background and problem discussion: The banking crisis during the 1990s and the global financial crisis between 2007-2009 came as a cold shower for the four biggest Swedish banks, Handelsbanken, Nordea, SEB and Swedbank and led to significant credit losses. Credit losses are the most common financial problems of banks during financial crises, because the repayment ability of borrowers can deteriorate. In addition, financial crises seem to be a recurring phenomenon today. Aim: The objective of this paper is to see what kind of changes that have been made after financial crisis, and also see how the previous changes during the recent banking crisis stood during the recent global crisis. Our ambition with the paper is that the results we obtain can be used by the Swedish banks credit process so that they are less vulnerable in the future. Method: The paper is based on a qualitative approach with respondents with extensive experience and influence in the credit process. The respondents in the four biggest banks have practical experience of the banks impact after the financial crises. Conclusion: The biggest Swedish banks credit process did well during the last financial crisis in comparison with the banking crisis in the 1990s. One of the reasons are the changes made after the previous crisis related to credit processes.. The credit process has, during the past 20 years, gone from a partially untested and fast-credit process towards a more sophisticated and heavy credit process which puts more responsibility on the borrowers. In order to fully protect banks against future financial crises, we believe more courage and integrity among credit managers is necessary. Upcoming threats needs to be reported in a proper and fast way.
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Books on the topic "Financial losses"

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P, Dooley Michael. Can output losses following international financial crises be avoided? Cambridge, MA: National Bureau of Economic Research, 2000.

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P, Dooley Michael. Rescue packages and output losses following crises. Cambridge, MA: National Bureau of Economic Research, 2001.

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B, Levine Phillip, ed. Reconsidering retirement: How losses and layoffs affect older workers. Washington, D.C: Brookings Institution Press, 2010.

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Sturzenegger, Federico. Haircuts: Estimating investor losses in sovereign debt restructurings, 1998-2005. [Washington, D.C.]: International Monetary Fund, Research Dept., 2005.

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Borenstein, Severin. On the persistent financial losses of U.S. airlines: A preliminary exploration. Cambridge, MA: National Bureau of Economic Research, 2011.

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Porrini, Donatella. Class actions for financial losses: Deterrence effects from ex-post regulation. Toronto: Law and Economics Programme, Faculty of Law, University of Toronto, 2006.

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Scott, Elaine. Stocks and bonds, profits and losses: A quick look at financial markets. New York: F. Watts, 1985.

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Financial and fiscal instruments for catastrophe risk management: Addressing the losses from flood hazards in Central Europe. Washington D.C: World Bank, 2012.

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United States. Dept. of the Treasury. Report to the Congress on the tax treatment of bad debts by financial institutions. Washington, D.C: Department of the Treasury, 1991.

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Zhongguo kui sun shang shi gong si ying yu guan li shi zheng yan jiu. Beijing: Zhongguo cai zheng jing ji chu ban she, 2002.

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Book chapters on the topic "Financial losses"

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Rohmeyer, Paul, and Jennifer L. Bayuk. "What Can We Learn From Losses?" In Financial Cybersecurity Risk Management, 223–34. Berkeley, CA: Apress, 2018. http://dx.doi.org/10.1007/978-1-4842-4194-3_9.

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Monastyrsky, U. E. "Role of Losses in the Financial Statements of Digital Companies." In Current Achievements, Challenges and Digital Chances of Knowledge Based Economy, 341–46. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-47458-4_40.

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Rüschendorf, Ludger. "Ordering of Multivariate Risk Models with Respect to Extreme Portfolio Losses." In Springer Series in Operations Research and Financial Engineering, 353–83. Berlin, Heidelberg: Springer Berlin Heidelberg, 2012. http://dx.doi.org/10.1007/978-3-642-33590-7_14.

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Guedes, Jorge F., and Leandro Pereira. "Proximity Offshoring Generating Considerable Savings with No Significant Increase of Risks or Losses in Quality—Nearshoring Playing a Key Role on a Business Transformation Program." In Financial Environment and Business Development, 325–40. Cham: Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-39919-5_25.

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Puaschunder, Julia. "Financial Behavioralism: A Behavioral Finance Approach to Minimize Losses and Maximize Profits from Heuristics and Biases." In Behavioral Economics and Finance Leadership, 75–88. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-54330-3_4.

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Rogowski, Jeannette A. "Unanticipated Consequences: Lack of Essential and Nonessential Patient Care, Furloughs of Health Care Providers, and Institutional Financial Losses." In Nurses and COVID-19: Ethical Considerations in Pandemic Care, 63–76. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-82113-5_6.

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Rogowski, Jeannette A. "Unanticipated Consequences: Lack of Essential and Nonessential Patient Care, Furloughs of Health Care Providers, and Institutional Financial Losses." In Nurses and COVID-19: Ethical Considerations in Pandemic Care, 63–76. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-82113-5_6.

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Gumata, Nombulelo, and Eliphas Ndou. "Is There a Compelling Case to Increase the SARB Holdings of Government Securities to Supplement Interest Income and Neutralise Losses Due to Foreign Investments and Foreign Currency Reserves Accumulation?" In Achieving Price, Financial and Macro-Economic Stability in South Africa, 135–65. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-66340-7_10.

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"Losses Modelling." In Operational Risk Modelling in Financial Services, 121–35. Chichester, UK: John Wiley & Sons, Ltd, 2019. http://dx.doi.org/10.1002/9781119508557.ch9.

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"Credit Risk and Losses." In Financial Instruments and Institutions, 93–130. Hoboken, NJ, USA: John Wiley & Sons, Inc., 2015. http://dx.doi.org/10.1002/9781119196723.ch5.

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Conference papers on the topic "Financial losses"

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Amin, Maitri. "A Survey of Financial Losses Due to Malware." In the Second International Conference. New York, New York, USA: ACM Press, 2016. http://dx.doi.org/10.1145/2905055.2905362.

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Aljaroudi, Alireda A. "Prediction of the Financial Losses of Subsea Pipeline Failure." In ASME 2021 40th International Conference on Ocean, Offshore and Arctic Engineering. American Society of Mechanical Engineers, 2021. http://dx.doi.org/10.1115/omae2021-62993.

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Abstract The consequences of subsea crude pipeline failure drastically affect the continuity of oil supply and the ability of operating companies to meet market demand. Moreover, it reduces clients’ confidence and reliance on operating companies. There are mainly two types of failures that severely affect the integrity and operability of a pipeline. These are the leakage caused by gradual thinning of the pipeline due to corrosion and the leakage caused by a rupture pressure. The first form of failure results in a constant slow leakage that go over time without being noticed. While the second form of failure takes place without warning which makes the restoration effort extremely difficult and time consuming. Both forms of failure result in delayed production, environmental damage, legal claims as well as financial losses that operating companies could incur. Moreover, leaked oil products adversely impact other industries which bring these industries into a halt. Such industries may include fishery, maritime transportation, and tourism industries. This paper presents a method for predicting the financial losses that a company could incur in the event a corroded pipeline undergoes the abovementioned failures. Basically, this method can be used as a standard estimating tool for predicting the financial losses if such events occur.
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Goswami, A. K., C. P. Gupta, and G. K. Singh. "Assessment of Financial Losses due to Voltage Sags in an Indian Distribution System." In 2008 IEEE Region 10 and the Third international Conference on Industrial and Information Systems (ICIIS). IEEE, 2008. http://dx.doi.org/10.1109/iciinfs.2008.4798350.

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Chan, Jhan Yhee, and Jovica V. Milanovic. "Methodology for assessment of financial losses due to voltage sags and short interruptions." In 2007 9th International Conference on Electrical Power Quality and Utilisation. IEEE, 2007. http://dx.doi.org/10.1109/epqu.2007.4424119.

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Andrade de Almeida, Clovis, Daniel Barbosa, and Kleber Freire Da Silva. "Study of financial losses due to harmonic distortion in a Telephone Switiching Office." In 2016 17th International Conference on Harmonics and Quality of Power (ICHQP). IEEE, 2016. http://dx.doi.org/10.1109/ichqp.2016.7783329.

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Rimeika, Mindaugas, and Ramunė Albrektienė. "Reduction of Apparent Water Losses." In Environmental Engineering. VGTU Technika, 2017. http://dx.doi.org/10.3846/enviro.2017.087.

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The water loss levels are very different between European countries as water loss varies from 7% to 50%. According to data from the Lithuanian Water Supply Association, in 2015 about 124 mln. m³ of ground water was supplied to the network, but only 94 mln. m³ of it was sold, while the remaining share represented water losses – 30 mln. m³ per year. An average water loss level in Lithuania is 24%, varying from 52% to 17%. Local water utilities take a little care of apparent water losses. This article deals with an investigation of apparent losses in Alytus and other cities in Lithuania. The reduction of apparent water losses is quite a different field as it does not require large additional investments and can produce quick and efficient results. Article presents the results on the ways for reduction of apparent water losses in Lithuanian water supply systems. The aim of research is to show that apparent water losses consist of considerable share of water losses and to prove that inconsiderable efforts can significantly cut down water losses and improve the utilities’ financial situation. Article present findings of night water consumption, used for DMA allowed minimum water calculation. Analysing water consumption data in blockhouses the minimum night water volume was determined (0.9 l/h/flat).
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Somrak, Thanatchai, and Thavatchai Tayjasanant. "Minimized Financial Losses Due to Interruptions and Voltage Sags with Consideration of Investment Cost." In 2019 IEEE PES GTD Grand International Conference and Exposition Asia (GTD Asia). IEEE, 2019. http://dx.doi.org/10.1109/gtdasia.2019.8715983.

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Silamikele, Ilze, Guntars Snepsts, Baiba Jansone, Ieva Jaunslaviete, and Linards Sisenis. "SNAPPING HEIGHT OF YOUNG BIRCH AND ITS IMPACT TO FINANCIAL LOSSES FOR THE FOREST OWNER." In 20th International Multidisciplinary Scientific GeoConference Proceedings SGEM 2020. STEF92 Technology, 2020. http://dx.doi.org/10.5593/sgem2020/3.1/s14.091.

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Cebrian, J. C., and N. Kagan. "Distribution expansion planning considering financial losses due to interruptions and voltage sags using genetic algorithms." In 2013 4th International Youth Conference on Energy (IYCE). IEEE, 2013. http://dx.doi.org/10.1109/iyce.2013.6604133.

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Azhar, Muhamad, Ajik Sujoko, and Putut Suharso. "State Financial Losses Due to Corruption in Goods and Service Procurement Systems by the Government." In Proceedings of the 2nd International Conference on Indonesian Legal Studies (ICILS 2019). Paris, France: Atlantis Press, 2019. http://dx.doi.org/10.2991/icils-19.2019.40.

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Reports on the topic "Financial losses"

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Dooley, Michael. Can Output Losses Following International Financial Crises be Avoided? Cambridge, MA: National Bureau of Economic Research, February 2000. http://dx.doi.org/10.3386/w7531.

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Borenstein, Severin. On the Persistent Financial Losses of U.S. Airlines: A Preliminary Exploration. Cambridge, MA: National Bureau of Economic Research, January 2011. http://dx.doi.org/10.3386/w16744.

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Beatty, Christina, and Steve Fothergill. The Uneven Impact of Welfare Reform: The financial losses to places and people. Oxfam GB, Sheffield Hallam University Centre for Regional Economic and Social Research, Joseph Rowntree Foundation, April 2016. http://dx.doi.org/10.21201/2016.604630.

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Brianne, Selman, Brian Fauteux, and Andrew deWaard. A User-Centric Case for Rights Reversions and Other Mitigations: The Cultural Capital Project Submission to ISED Consultation on Term Extension. University of Winnipeg Library, March 2021. http://dx.doi.org/10.36939/ir.202103091613.

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Term extension is unlikely to benefit any but the largest of rightsholders, and indeed, in general independent creators typically do not benefit greatly from the promised financial exploitation promised by copyrights. This has been made even more evident by the COVID pandemic - while copyrighted works are consumed more than ever, independent creators have sunk further into poverty. We propose mitigation strategies for term extension that would help the people who are creating Canada’s cultural landscape, as well as additional actions that would alleviate additional current copyright losses.
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Keane, Claire, Karina Doorley, and Dora Tuda. COVID-19 and the Irish welfare system. ESRI, June 2021. http://dx.doi.org/10.26504/bp202201.

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COVID-19 had, and continues to have, a strong negative effect on incomes in Ireland due to widespread job losses as the measures put in place to slow the spread of the disease resulted in severe economic restrictions. Despite the existence of unemployment supports, additional income supports were introduced to protect incomes. As public health restrictions lift and the economy recovers, we face the withdrawal of such supports. We examine these supports and the role they played in supporting incomes. By profiling those who benefitted most from the new schemes, we highlight the groups most at risk of significant income losses as they wind down. We consider what gaps in the social welfare system necessitated the introduction of such schemes in the first place, along with potential future policy changes to ensure that the social welfare system can provide adequate income protection and financial incentives to work as we emerge from the COVID-19 crisis.
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Morais, Bernardo, Gaizka Ormazabal, José-Luis Peydró, Mónica Roa, and Miguel Sarmiento. Forward Looking Loan Provisions: Credit Supply and Risk-Taking. Banco de la República, April 2021. http://dx.doi.org/10.32468/be.1159.

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We show corporate-level real, financial, and (bank) risk-taking effects associated with calculating loan provisions based on expected—rather than incurred—credit losses. For identification, we exploit unique features of a Colombian reform and supervisory, matched loan-level data. The regulatory change induces a dramatic increase in provisions. Banks tighten all new lending conditions, adversely affecting borrowing-firms, with stronger effects for risky-firms. Moreover, to minimize provisioning, more affected (less-capitalized) banks cut credit supply to risky-firms— SMEs with shorter credit history, less tangible assets or more defaulted loans—but engage in “search-for-yield” within regulatory constraints and increase portfolio concentration, thereby decreasing risk diversification.
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Reyes, Julian, Jeb Williamson, and Emile Elias. Spatio-temporal analysis of Federal crop insurance cause of loss data: A roadmap for research and outreach effort. U.S. Department of Agriculture, April 2018. http://dx.doi.org/10.32747/2018.7202608.ch.

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Federal crop insurance provides a financial safety net for farmers against insured perils such as drought, heat, and freeze. In 2016 over $100 billion dollars of crops were insured through the Federal crop insurance program administered by the U.S. Department of Agriculture Risk Management Agency. In this white paper, we analyze publicly-available Federal crop insurance data to understand how weather and climate-related perils, or causes of loss (COL), change over time and spatial areas. We find that over 75% of all weather/climate-related indemnities (i.e., crop losses) from 2001 to 2016 are due to three COL: drought, excess moisture, and hail. However, the extent to which these top COL and others impact indemnities is highly dependent on the time period, temporal scale, and spatial scale of analysis. Moreover, we identify what COL are region- or season-specific, and visualize COL trends over time. Finally, we offer a road map of research applications to quantify such trends in indemnities, as well as outreach and extension efforts that include an online data portal.
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Gillen, Emily, Olivia Berzin, Adam Vincent, and Doug Johnston. Certified Electronic Health Record Technology Under the Quality Payment Program. RTI Press, January 2018. http://dx.doi.org/10.3768/rtipress.2018.pb.0014.1801.

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The 2016 Quality Payment Program (QPP) is a Medicare reimbursement reform designed to incentivize value-based care over volume-based care. A core tenet of the QPP is integrated utilization of certified electronic health record technology (CEHRT). Adopting and implementing CEHRT is a resource-intensive process, requiring both financial capital and human capital (in the form of knowledge and time). Adoption can be especially challenging for small or rural practices that may not have access to such capital. In this issue brief, we discuss the role of CEHRT in the QPP and offer policy recommendations to help small and rural practices improve their health information technology (IT) capabilities with regards to participation in value-based care. The QPP requires practices to have health IT capabilities, both as a requirement for a complete performance score and to facilitate reporting. Practices that are unable to implement CEHRT will have difficulty complying with the new reimbursement system, and will likely incur financial losses. We recommend monetary support and staff training to small and rural practices for the adoption of CEHRT, and we recommend assistance to help practices comply with the requirements of the QPP and coordinate with other small and rural practices for reporting purposes.
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Ogenyi, Moses. Looking back on Nigeria’s COVID-19 School Closures: Effects of Parental Investments on Learning Outcomes and Avoidance of Hysteresis in Education. Research on Improving Systems of Education (RISE), March 2022. http://dx.doi.org/10.35489/bsg-rise-ri_2022/040.

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In this Insight Note, we explore how COVID-19 and related school closures impacted Nigerian schools, parents, and students. National data collected by the National Bureau of Statistics in 2020 through a monthly phone survey show that children had extremely limited contact with the education system during this time, and that families preferred low-cost alternatives such as in-home tutoring and increased parental involvement in education to e-learning tools. Additional data collected by the RISE Nigeria Team in a survey of 73 low-cost private schools in Abuja suggest that some schools did maintain contact with students during mandated school closures, that students experienced absolute learning losses equivalent to about 5-6 months of school missed in other contexts (Cooper et al, 1996), despite participation in alternative learning activities, and that the pandemic led to severe financial hardships for schools and teachers.
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Giles Álvarez, Laura, and Jeetendra Khadan. Mind the Gender Gap: A Picture of the Socioeconomic Trends Surrounding COVID-19 in the Caribbean with a Gender Lens. Inter-American Development Bank, December 2020. http://dx.doi.org/10.18235/0002961.

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This paper provides an insight on the gender impact of the COVID-19 pandemic in the Caribbean. The analysis makes use of the April 2020 online COVID-19 survey that the Inter-American Development conducted in all six Caribbean Country Department member countries. We find that the pandemic is having different effects on men and women. For example, job losses have been more prevalent amongst single-females, whilst business closures have been more prevalent amongst single-males. Quality of life also seems to have worsened more for single-females than for single-males and partners (married or common law partnership) and domestic violence against women has been on the rise. Although the coverage of social assistance programs has increased substantially during the pandemic, we find that more targeting of households with single females could be beneficial, particularly as they show lower levels of financial resilience. Going forward, we recommend further gender targeting in social assistance programs and the collection of gender-disaggregated data that will allow for more thorough investigation of the gender effects of these types of shocks.
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