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Journal articles on the topic 'Finances of Panchayats'

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Published: 18 May 2024

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1

Reddy, M. Gopinath, and Bishnu Prasad Mohapatra. "Finances of Panchayats and Status of Own Revenues in Telangana State: A Critique." Indian Journal of Public Administration 68, no. 1 (February 3, 2022): 100–115. http://dx.doi.org/10.1177/00195561211052112.

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The Panchayati Raj Institutions (PRIs) have emerged as instruments of local government since 1992 with the passage of the 73rd Constitutional Amendment Act in India. In Telangana, the state government in the recent period has enacted State Panchayat Raj Act and constituted its first State Finance Commission (SFC). This article is a part of a larger study conducted in the context of the constitution of the first SFC. The article reveals that the own revenue of panchayats is quite low and transfer from the state and central governments constitute two key sources of these bodies. However, these bodies have faced various internal and external challenges while imposing and implementing taxes and fees to augment their sources of revenues. It is on this reality that this article suggests for the devolution of more taxes to PRIs by the SFC for strengthening their revenues and sharing at least 10% of the state’s revenue to meet service delivery functions.
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2

Babu, M. Devendra. "Karnataka Mandal Panchayats Finances: Imbalance in Needs and Resources." Indian Journal of Public Administration 42, no. 1 (January 1996): 53–65. http://dx.doi.org/10.1177/0019556119960105.

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3

Bagchi, Kanak Kanti, and Tapan Kumar Ghosh. "Finances of Panchayats in West Bengal — New Areas of Resource Mobilisation." Indian Journal of Public Administration 50, no. 3 (July 2004): 777–91. http://dx.doi.org/10.1177/0019556120040320.

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4

Kumar, Radhika. "Dalit Women Panchayat Members in Haryana: Gender, Caste and Political Representation." South Asia Research 41, no. 2 (April 23, 2021): 203–19. http://dx.doi.org/10.1177/02627280211003338.

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Drawing on the latest round of elections to Panchayati Raj Institutions in the state of Haryana in 2016, this article interrogates the substantial increase in the number of Dalit women representatives, based on fieldwork in a specific village. Since both Dalit and non-Dalit women present narratives of non-participation in the functioning of the village panchayat, it is argued that the increase in Dalit women representatives was not by design, but by default, due to an amendment of the Haryana Panchayati Raj Act 2015. Overall, in the studied village, women continue to remain marginalised in the local representative bodies, and gender-based quotas have only ensured numerical visibility of women.
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5

Panth, Ananth S., and Om Prakash Bohra. "Finances of Panchayati Raj Institutions." Indian Journal of Public Administration 41, no. 1 (January 1995): 68–77. http://dx.doi.org/10.1177/0019556119950105.

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6

Sriram, M. S., Divya Jairath, and Prashant Sinha. "Nagar Panchayat Hospital (A)." Vikalpa: The Journal for Decision Makers 20, no. 4 (October 1995): 55–62. http://dx.doi.org/10.1177/0256090919950405.

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The case is targeted to discuss the importance of accounting information in decision making process. While this information is available in standardized formats in corporates, the local self-government accounting is quite different. In trying to look at the desirability of detailed accounting information and accounting treatment of notional expenses such as depreciation, one generally tends to ignore the form of organization, its source of finances, and the objectives of information dissemination. The case tries to highlight and sensitize the discussants to accounting concepts as applied to local self-governments. Readers are invited to send their responses on the case to Vikalpa office.
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7

Reddy, M. Gopinath, and Bishnu Prasad Mohapatra. "Decentralized Governance and Devolution of Funds to the Panchayats in India: A Critical Analysis of Two States." Studies in Indian Politics 5, no. 1 (April 20, 2017): 42–54. http://dx.doi.org/10.1177/2321023017698259.

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The debates on the devolution of powers to the panchayats since the last two decades received enormous attention because of the increasing role played by these institutions in planning and implementation of the development programmes in rural India. But it is observed that devolution agenda including the agenda of fiscal devolution and tax decentralization has not been taken up sincerely in many states including the states of Andhra Pradesh and Odisha. Based on the review of secondary data, the present article critically examines the status of the fiscal devolution to the panchayats in the states of Andhra Pradesh and Odisha. This article argues that both the states need to strengthen the own revenue of panchayats based on the recommendations of the Finance Commissions of the respective states. In this context, the process of tax decentralization and principles of sharing the state taxes should receive paramount importance.
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8

John, Oommen. "Strengthening of Panchayat Raj Finances in Kerala—A New Phase." Indian Journal of Public Administration 46, no. 4 (October 2000): 648–56. http://dx.doi.org/10.1177/0019556120000406.

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9

Roy A.S, Ashwini. ""Panchayats and Ward Committees; Assessing India's Decentralised Institutions "." Artha - Journal of Social Sciences 7, no. 2 (June 1, 2008): 49. http://dx.doi.org/10.12724/ajss.13.5.

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India adopted an ambitious reform policy of rural and urban decentralization in 1992, under which powers and finance are transferred to new local and regional bodies. These are governed by elected councils, in which women and members of disadvantaged groups/castes have a fixed quota of seats. While the legislation is still relatively new, some states have been able to make fast progress in decentralizing tasks, power and funds, while others have been much slower. This article presents an initial review of the decentralization efforts, exploring administrative, fiscal and political dimensions, and the implementation problems at central, state and local levels. Most emphasis is given to development at the local level: the panchayats in rural areas and the ward committees in urban areas, which is where the impact of decentralization should be felt. This article assesses whether increased proximity between citizens and government leads to increased transparency, accountability and participation.
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10

N Shihabudheen, N. Shihabudheen. "Financial Inclusion Through Micro Finance: A Case Study of Chalyra Grama Panchayat in Malappuram Distict, Kerala." Global Journal For Research Analysis 3, no. 1 (June 15, 2012): 41–43. http://dx.doi.org/10.15373/22778160/january2014/15.

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11

Ankit. "Book review: Pamela Singla, Women’s Participation in Panchayati Raj: Nature and Effectiveness." Review of Development and Change 28, no. 1 (June 2023): 128–30. http://dx.doi.org/10.1177/09722661231161930.

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12

Singh, Rajbir. "STATE-LOCAL RELATIONS IN INDIA." VIDYA - A JOURNAL OF GUJARAT UNIVERSITY 2, no. 1 (June 23, 2023): 242–45. http://dx.doi.org/10.47413/vidya.v2i1.271.

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The Constitution of India established democratic governments at the Center, States, and Local Levels. The constitution provides relationship between the center, state local governments. The constitutional structure of Local Self-government in India is based upon the decentralisation pattern in India with reference to the 73rd and 74th Constitutional amendments and devolution of powers to Rural and Urban local bodies, known as Panchayati Raj and Municipalities, as the lowest unit of governance in villages and towns. The Act gives constitutional status to rural and urban governments. States governments are mandated to devolve adequate powers, responsibilities, and finances for preparing plans and implement schemes to provide basic amenities in rural and urban areas.
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13

Reddy, K. Shivakumara. "Impact of Grama Panchayat finance in rural development: A case study of Yelandur Taluk, Karnataka." Asian Journal of Research in Social Sciences and Humanities 10, no. 9 (2020): 13. http://dx.doi.org/10.5958/2249-7315.2020.00015.5.

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14

Singh, Shiv Raj, and L. N. Sharma. "First State Finance Commission of Himachal Pradesh—Its Role, Relevance and Recommendations Relating to Panchayati Raj Institutions." Indian Journal of Public Administration 48, no. 2 (April 2002): 141–50. http://dx.doi.org/10.1177/0019556120020201.

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15

Prasad, Sachchidanand, Abhijit Mitra, Bhupesh Gopal Chintamani, Gitanjali Shrivastava, Kshitij Naikade, and Atmaram Shelke. "Decentralisation at the Grassroots: Status of Panchayats Extension to Scheduled Areas of Jharkhand." Academic Journal of Interdisciplinary Studies 12, no. 1 (January 5, 2023): 280. http://dx.doi.org/10.36941/ajis-2023-0023.

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The term decentralisation is now universally accepted. The quality of governance enhances through decentralisation. In the time of post-globalisation, it allows citizens to express their views regarding the process of developmental work in their area. This paper examines the status of grassroots-level implementation of Panchayats Extension (PESA) to Fifth Scheduled Areas of Jharkhand. The empirical study conducted shows that Jharkhand still requires to strengthen and promote the practice of decentralization, so that gram sabha enjoys the power envisaged under PESA Act, 1996. The historical deprivation of Jharkhand during the period when it was a part of United Bihar, is also responsible for the present state of development at the local level. After the inception of Jharkhand as a new state, it initially suffered from unstable governments and delays in the election process at the panchayats level. This did not allow tribal peoples to participate in decentralized governance. This paper suggests some policy implications which can improve the level of decentralized authority in the scheduled area of Jharkhand. Received: 7 October 2022 / Accepted: 28 December 2022 / Published: 5 January 2023
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16

Vagadiya, Jeet. "An Approach towards Urbanization Khadiya Village, Junagadh District." International Journal for Research in Applied Science and Engineering Technology 9, no. VI (June 10, 2021): 205–8. http://dx.doi.org/10.22214/ijraset.2021.34970.

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Vishwakarma Yojana provides the benefits of real work experience to engineering students and students can apply their technical knowledge in the development of infrastructure in rural development. Under this scheme, the villages are surveyed and this project was identified & selected for implementation Rurbaization is the concept of providing villagers the basic amenities required along with keeping the village soul alive. [1]This project gives new ideas for Development of rural villages. As a measure to strengthen the Panchayat Raj Institutions in terms of functions, powers and finance. Gram Sabha, NGOs, Self-Help Groups and PRIs have been accorded adequate role to make participatory democracy meaningful and effective. By this V.Y. project government wants technical solution of the problems of villages from the engineering point of view. [2][3]
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17

Saha, Atrayee. "Rural Employment Generation In India: A Critical View From Rajasthan." South Asia Research 39, no. 1 (January 10, 2019): 23–42. http://dx.doi.org/10.1177/0262728018816404.

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Rural employment generation was initiated in India through the National Rural Employment Guarantee Act (NREGA) in 2005 and related NREGS schemes, to provide better social and food security to socially and economically depressed rural workers. By now, the implementation of this scheme is known to be not equally satisfactory throughout India, with significant variations in different states and localities. This article, based on intensive fieldwork over 1 year in remote villages of Deogarh and Bhim blocks of Rajasamand district, explores the functioning of the scheme in rural Rajasthan. It identifies three important roadblocks to effective NREGA implementation and analyses their impact: persistence of caste-based inequalities and social interactions among different groups of rural people, differential occupational interests of potential workers and lack of initiative of the respective panchayats.
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18

Dubey, Rajesh P., P. N. Ananth, N. Aswathy, and Bikas Sarkar. "Lessons Learnt and Process in the Formation of First Water Users Association or Pani Panchayat in Odisha by Wapcos-Limited." International Journal of Engineering and Technologies 2 (October 1, 2014): 35–42. http://dx.doi.org/10.56431/p-7781s8.

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WAPCOS Limited is a “MINI RATNA Category- 1” and “ISO 9001:2008”accredited Public Sector Enterprise under the aegis of the Union Ministry of Water Resource, Government of India. WAPCOS has an in-built capability to provide multi-disciplinary project teams comprising of its own core group of professionals and specialists from various organizations of Government of India. WAPCOS provides consultancy services in all facets of Water Resources, Power and Infrastructure sectors in India and abroad. This paper describes the attempts of WAPCOS in the formation of Water Users Association (WUA) or Pani Panchayat (PP) during one of the consultancy projects implemented by WAPCOS. The lessons learnt were towards the intensive process during different stages in benefitting beneficiary farmers by establishing a WUA or PP. A country with large water resources with deficit investments requires effective implementation with people‟s participation for better efficient and effective sharing of responsibilities towards operation, management and maintenance. The paper also describes the changes in process towards formation of a WUA or PP over the years.
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19

Sourav Das, Chandan Santra, Anirban Bhar, and Sourav Samanta. "Assessment of the tube-well water quality: A micro-level case study from Lower Gangetic Plain (LGP) in North 24 Parganas district, West Bengal, India." GSC Advanced Research and Reviews 14, no. 1 (January 30, 2023): 188–98. http://dx.doi.org/10.30574/gscarr.2023.14.1.0037.

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The purpose of this study is to investigate the quality of tubewell water (TW) in Barasat-I (Community Development Block) under North 24 Parganas District of Lower Gangetic Plain (LGP), West Bengal, India with respect to suitability for drinking purpose. This is the first micro-level ground water related study in this region. In total twenty (20) groundwater (GW) samples from tube-wells at different locations of nine (09) Gram Panchayats (GP) were collected and analyzed. The results have been compared with the Indian standard (IS) for drinking water based on eight parameters, such as pH, total dissolved solids (TDS), total suspended solid (TSS), conductivity, total alkalinity (TA), total hardness (TH), chloride (Cl), and arsenic (As). Moreover, TDS (50%) and Total Hardness (TH) (90%) were found to be above the desirable limit. However, pH, Chloride, has been found to be within the permissible limit. This micro-level study revealed that high contamination with arsenic of GW has been identified on the middle to eastern side of Barasat-I. As is found to be above acceptable limit at 70% sampling points. Therefore, rural people of the eastern side of the Barasat-I are prone to a higher risk of black-foot disease due to higher level of As. Overall, the groundwater in this block is not suitable and fit for direct drinking. It needs treatment to minimize pollution or contamination, where regular monitoring and analysis is recommended to determine the extent of contamination in the other parts of LGP. The findings of this study will be beneficial to manage and control ground water vulnerability in micro-level for water scientists, policy makers, and researchers as well in sustainable way and must be achieved by 2030.
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20

Tagat, Anirudh. "Book Review: Jun-ichi Okabe and Aparajita Bakshi, A New Statistical Domain in India: An Enquiry into Village Panchayat Databases." South Asia Research 38, no. 3_suppl (September 17, 2018): 105S—109S. http://dx.doi.org/10.1177/0262728018793240.

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21

Kalaramadam, Sreevidya. "Presence into Participation and Representation." Journal of South Asian Development 13, no. 1 (March 13, 2018): 1–23. http://dx.doi.org/10.1177/0973174118757630.

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Over the last two decades, women’s ‘political participation’ has emerged as a major marker of democracy around the world. This is frequently operationalized through the policy of ‘gender quotas’ that seek to enhance women’s presence within national and subnational institutions of governance. Since 1993, India has implemented a large programme of decentralization (panchayati raj) and gender quotas, which enabled more than a million elected women representatives (EWRs) to become part of the political process. This article engages feminist theorizations of gender quotas using the Indian context. While affirming the need for gender quotas for increasing presence of women in politics, it argues that the presence of EWRs in local governance does not easily assure their effective political participation or political representation. This is because of the ‘social embeddedness of policy’ in local contexts. Effective participation and representation depend upon the ‘relative agency’ of EWRs who continually negotiate and construct their political subjectivities within everyday life situations, specifically three processes—patriarchal family relations, caste relations at the workplace and discursively produced marked identities.
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22

Chandra Mandal, Gopal, Kaushik Bose, and Slawomir Koziel. "Comparison of the effects of the food supplementation programmes of ICDS centers and primary schools at Bali Gram Panchayat, Arambagh, West Bengal, India." International Journal of Sociology and Social Policy 34, no. 3/4 (April 8, 2014): 232–46. http://dx.doi.org/10.1108/ijssp-09-2013-0092.

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Purpose – Developing countries like India, accounts for about 40 percent of undernourished children in the World and it is largely due to the result of dietary inadequacy in relation to their needs. The purpose of this paper was to evaluate the changes in the nutritional status of the children, from their preschool days to the present primary school days. Design/methodology/approach – The present investigation was conducted at 20 Integrated Child Development Service (ICDS) centers (Center-A) and 15 primary schools (Center-B) in Bali Gram Panchayat, Arambag, Hooghly District of West Bengal, India, at an interval of three to four years. A total of 1,012 children (boys=498; girls=514) aged two to six years old enrolled in these ICDS centers and a total of 603 children (boys=300, girls=303), aged five to ten years were studied from the 15 primary schools who were the beneficiaries of ICDS centers. Underweight (weight-for-age Z-score (WAZ)) and wasting (weight-for height Z-score (WHZ)) were used to assess the nutritional status. Findings – The nutritional situation (both in case of underweight and wasting) was better in Center B as compared with Center A. In general, the nutritional condition of boys was better than girls. Center had a very significant effect on both WAZ as well as WHZ, irrespective of age and sex. Sex has a significant impact only on WAZ. Interestingly, there was no significant sex-center interaction for both WAZ as well as WHZ. The children of the area were getting Mid Day Meal supplied through the school authorities which was comparatively better than the ICDS centers’ food supplementation. Better monitoring of nutritional supplementation at primary schools may be an important factor. Practical implications – In ICDS centers, only the Anganwari worker is responsible in running and implementing the programs offered by the Government. However, at primary schools, the active involvement of all the teachers to run the program may have effectively led to have better results. Furthermore, the Government's focus should not be only on the increase the area covered by the ICDS program, but focus should be to increase the quality of food supplied, proper monitoring of the implementation and increase the allocation of funds. Appropriate measures may be taken by the authorities regarding this. Originality/value – The results of the study will help in policy making in reducing the prevalence of undernutrition.
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23

Singh, Anupam, A. K. Singh, Ashutosh Singh Rajpoot, Upasna Digarse, and Ashish Kumar. "Socio-Economic and Psychological Attributes of Sugarcane Grovers of Barelilly District of Uttar Pradesh." Journal of Scientific Research and Reports 30, no. 1 (January 15, 2024): 71–80. http://dx.doi.org/10.9734/jsrr/2024/v30i11826.

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The study was conducted in Bareilly district U.P., and the result of study will assist to various government organisation, stakeholders, sugarcane industry and NGOs to frame a specific programme, plan and policy for their further developments. The sugarcane industry refers to processing, manufacturing and value addition of sugarcane produces to produce jaggery, sugar, bagasse, molasses, papers, plastic, alcohol and biofuels etc. It is one of the most important sectors of the Indian economy, as it contributes to the rural development, employment generation, and export earnings. The study was carried out with 100 respondents. The result explore that, majority of respondents (70%) belong to middle age group, most of them (80%) were literate with formally educated (25%) up to high school level, majority of them (58%) were belongs to other backward cast, with mostly of them (96%) were Hindu, their family were nuclear type (64%) with medium family size (65%), majority of them (42%) were small land holders, maximum (87%) had pukka house, and agriculture as a main occupation, majority of respondents (45%) belong to ₹120001- ₹180000 annual income, they were (100%) ensure participation in gram panchayat activity, majority of them (62%) have medium level of overall material possession, under the various aspect of material possession, most of respondents (93%) possess diesel engine, they were (100%) perform their agriculture field operation by use of sickle, most of them (99%) were also use bicycle as a transportation mean, they (100%) had cots as household materials possession, most of them (55%) were medium level of communicational media, also most of them (65%) and (66%) were have medium level of economic motivation and risk orientation respectively.
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24

Verma, Parul, and Harpreet Kaur. "Economic analysis of inefficiency in wheat production: An empirical study from India." Asian Development Policy Review 12, no. 2 (March 4, 2024): 111–24. http://dx.doi.org/10.55493/5008.v12i2.4998.

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The study undertook an effort to trace the production inefficiency between different farm sizes (i.e., marginal, small, semi-medium, and medium farms) for wheat crops in Uttar Pradesh, India. Using a sample of 320 farmers from the U.P., the study employed the stochastic production frontier (SPF) approach to determine the level of inefficiency using key inputs such as land, irrigation, fertilizer, seed, pesticides, equipment, and labour. Further, factors such as age, farm size (FS), soil fertility problem (SFP), awareness spearheaded by the panchayat (ASP), inaccessibility to certify seeds (ICS), and Simmons land fragmentation index (LFI) that accounted for inefficiency among various farm sizes have been taken into account. The study found that the inefficiency factors used in the study are hindering wheat production. The study exhibits significant differences among farm-wise inefficiency in Uttar Pradesh and therefore suggests the possibility of increasing the production of wheat crops in the state. The study recognizes that for farms with above-two-hectare land, production is relatively higher as compared to small and marginal farms’ production. Thus, farms above 2 hectares are, in real terms, recognised as true economic holdings in the study, as they are less inefficient relative to others. The study suggests policy measures to improve the symmetrical information regarding input usages and interventions to reduce marginalisation in the state.
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25

Mohapatra, Bishnu Prasad. "State Finance Commissions and Devolution of Funds to Panchayati Raj Institutions in Odisha: A Critique." Review of Development and Change, April 14, 2022, 097226612210879. http://dx.doi.org/10.1177/09722661221087979.

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State Finance Commissions (SFCs) support the Local Self-governments in receiving the funds from the state resources and effectively discharging their functions as institutions of self-government. Constituted in 2018, the fifth SFC has, in its report submitted to the state government, recommended various measures for transferring funds to the Panchayats and strengthening the revenue of these bodies. This article examines the key recommendations of the fifth SFC, recommendations of the previous SFCs and implications of these recommendations on improving the finances of the Panchayats. This article argues that the working of SFCs and their recommendations have in many ways impacted the finances of the Panchayati Raj Institutions on the basis of review of various SFC Reports and secondary data from the government. However, in some cases, the state government has not effectively implemented the recommendations of the SFCs. So, it is important for the state government to implement the key recommendations of fifth SFC and accordingly transfer funds to the PRIs.
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Chattopadhyay, Seemantini. "Finances of Gram Panchayats in West Bengal: Disparities and Determinants." International Journal of Rural Management, October 4, 2023. http://dx.doi.org/10.1177/09730052231183218.

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Acknowledging the importance of fiscal decentralisation, this paper evaluates the fiscal performances of all the Gram Panchayats (GPs) in Birbhum and North 24 Parganas of West Bengal and identifies the determinants of disparities in their fiscal performances. Our analysis reveals that smaller GPs generate greater own source revenues per person, receive higher grants per person and spend more per person. Several factors including demographic characteristics, socio-economic characteristics and geographical locations shape the needs and priorities of the GPs and, therefore, are important for explaining the variations in their fiscal performances. The regression results reveal that willingness to pay taxes is greater among literate people and also the incidence of expenditure is significantly higher for GPs with higher literacy rates. The proportion of agricultural labour and concentration of scheduled caste/scheduled tribes population in the GPs show a negative impact on the collection of own source revenue and also on per capita expenditure but a positive impact on the grants and transfers received from higher levels of governments.
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27

Taqiuddin, Mohd. "Improving the Accountability in Pris: Key Strategies and Actions." Journal of Rural Development, June 30, 2023, 144–53. http://dx.doi.org/10.25175/jrd/2023/v42/i2/173130.

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The term ‘Accountability’ refers to the obligation of Panchayati Raj Institutions (PRIs) to answer to their constituents for their decisions and actions. It includes Financial Accountability, focusing on Financial Management, and Social Accountability, focusing on Service Delivery and responsiveness to citizens’ needs. Promoting accountability enhances transparency in Panchayat governance. This paper examines the accountability components in PRIs and discusses measures taken by the Central Finance Commission, Comptroller & Auditor General (C&AG) of India, and the Ministry of Panchayati Raj (MoPR) in the last two decades to enhance accountability in Panchayats. Key strategies and actions introduced by these authorities include the Model Accounting System, Vibrant Gram Sabha, Participatory Planning, Social Audit, Panchayat Citizen Charter, e-GramSWARAJ, and AuditOnline. The policymakers and stakeholders need to collaborate in implementing these reforms to ensure PRIs are accountable to the citizens they serve and provide effective good governance at grassroots level.
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Patra, Uttam Kumar, and Suman Paul. "Availability and Spatial Inequality of Rural Infrastructure in Jungle Mahal Blocks of Purulia District, India." Journal of Land and Rural Studies, May 7, 2021, 232102492110082. http://dx.doi.org/10.1177/23210249211008272.

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Rural infrastructure is fundamental and central to the concept of quality of life as well as human development. The major characteristic of regional development is the constant widening of regional disparity in India after different plan period. Various Finance Commissions and Planning Commissions laid emphasis on the objective of achieving balanced regional development. The article identifies a gap in terms of education, health, communication and financial infrastructure in the study of panchayats of Jungle Mahal blocks. Mapping of regional disparities can aid in effective policymaking at the preliminary stage of planning. Panchayat level inequality has been analysing using dimension index and principal component analysis (PCA). Wide disparities in the availability of rural infrastructure have been pointed out and proper recommendation has also been made to minimise the gap in spatial inequality.
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29

Aswani P R. "A Study on Farmers Choice of Agricultural Finance with Special Reference to Mattathur Panchayath." International Journal of Advanced Research in Science, Communication and Technology, November 17, 2022, 450–54. http://dx.doi.org/10.48175/ijarsct-7398.

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Agricultural farmers in Mattathur panchayath is facing so many challenges in accessing financial services as they have limited access to financial markets. Despite the numerous reforms undertaken by the Government including financial sector reforms, many rural farmers have remained in poverty with limited capacity to access safety nets like loans to fight against hunger and disease. This paper is aiming to find out factors that affect farmer’s decision to access agricultural finance.
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Chandran, Vani, and Ritu Chakravarty. "Extent of Adoption of Available Components in the IFS Units of Kerala." Indian Journal of Extension Education, 2022, 130–33. http://dx.doi.org/10.48165/ijee.2022.58426.

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Integrated Farming Systems (IFS) have shown to be an important way to improve the intake of safe and micro nutrient rich foods, particularly for households of Kerala. The productivity and profitability from a unit directly depends on the components adopted. Keeping this in mind, the present study was carried out with an objective to measure the extent of adoption of various components among the existing integrated farming system units of Kerala during 2021-22. Three districts Kollam, Thrissur and Kannur were selected randomly. From each district four panchayat were randomly selected and fifteen IFS units were selected randomly from each identified panchayat, thus making the total sample size 180 integrated farming system units. To measure the extent of adoption of available components in the IFS units, a composite index was developed. The result revealed that majority of the IFS farmers exhibited low level adoption of available components in their units and among the components, dairy and crop component had the highest adoption rate.
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31

Devi, S., S. Selvi, and G. Rabert. "An investigation into the socio-economic conditions of agricultural labourers in Thiruvalai Panchayat, Tamil Nadu, India." Innovations in Agriculture, 2022, 01. http://dx.doi.org/10.25081/ia.2022.v5.1080.

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Agricultural progress is commonly considered as a prerequisite of economic development. While modern times associate economic growth with industrialization, it is widely acknowledged that a strong agricultural foundation is essential for industrialization to thrive. In developing economies, giving priority to agriculture is crucial to hasten economic advancement. Initially, agricultural operations were carried out by hired labourers. The Labour Enquiry Committee (1950-51) defined agricultural labourers as individuals who work for more than half of the total number of days in a year for wages. In the Indian society, agricultural labourers belong to the lowest rung of the socio-economic ladder, facing significant disadvantages such as low wages, poor working conditions, and irregular employment. Their earnings barely allow for a subsistence level of living, leading to hand-to-mouth existence. This paper aims to investigate the socio-economic conditions of agricultural labourers in the Thiruvali Panchayat, Sirkali Taluk, Mayiladuthurai District of Tamil Nadu. The study indicates that wages are remarkably low, and steps should be taken to ensure these workers earn a regular and fair income. It suggests implementing equal pay for equal work in both agriculture and non-agriculture sectors. Additionally, the implementation of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) could assist agricultural labourers during the off-season, necessitating an increase in wages and the number of days of employment.
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32

Singh, Ruchi, Sanjit Maiti, Sanchita Garai, S. K. Jha, Mukesh Bhakat, A. K. Dixit, and Anjali Aggarwal. "Exploring the Relationship Between Socioeconomic Attributes and Resilience Capacity of Murrah Buffalo-based Livestock Production System in Changing Climatic Scenario." Indian Journal of Animal Research, Of (June 16, 2023). http://dx.doi.org/10.18805/ijar.b-5071.

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Background: The present study was conducted to study the resilience capacity towards changing climate of a farming community who reared specifically Murrah buffaloes in their livestock production system for their livelihood. As the study area was breeding tract of Murrah buffalo, hence in-depth study of resilience was performed in frequent changing climate. Methods: In order to assess the resilience capacity and their relation with socioeconomic characteristic, total 320 Murrah buffalo farmers across four districts in India’s Trans-Gangetic Plain, data were gathered using focused group discussions, PRA tools and in person interviews. Statistical tools such as principal component analysis for index development, cumulative square root methods for categorization of respondents and regression analysis were performed for exploring relationship. Result: Result depicted that majority of the farmers has medium level of climate resilience index score i.e. 0.456. Further, it was found that farmer’s involvement in social institute such as, gram panchayat, agriculture and dairy co-operative society, self-help group, farmers’ association and others affected their resilience capacity in changing climatic scenario. The need for better technology inclusion and access to more formal systems of finance is necessary to increase the overall resilience capacity of households.
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33

K. M., Mahesh, P. S. Aithal, and Sharma K. R. S. "Impact of Digital Financial Inclusion (DFI) Initiatives on the Self-Help Group: For Sustainable Development." International Journal of Management, Technology, and Social Sciences, October 16, 2023, 20–39. http://dx.doi.org/10.47992/ijmts.2581.6012.0309.

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Purpose: India has been the advocate the digital infrastructure addressing last-mile connectivity through financial inclusion by integrating innovative financial technology(fintech)and Digital Ecosystem for making financial services more accessible to a large number of people, at present India’s fin tech adoption rate is 87% in the world, Digital ecosystem will account for 30% of global revenues by 2025 as per McKinsey and Digital Financial Services(DFS) is a tool to boost the inclusive growth and access to the finance for solving societal issues and economic growth by adaption of SHG, JLG and Farmer Interest Groups(FIGs) in Farm and Non-Farm Sector and digital model more impact in creating micro-entrepreneurs in non-agriculture sector, employment in Sustainable agriculture, reducing poverty, income equality, equitable society with good health and wellbeing and economic growth with initiatives undertaken by the current government to improve financial inclusion in association with RBI, NABARD, NBFC in Empowering the sustainable development goals and more opportunities for women in rural areas as well as tire 3,tiere4 cities in improving lives with the Financial inclusion initiatives like the National Strategy for Financial Inclusion (NSFI), NABARD E – Shakti, Pradhan Mantri Jan Dhan Yojana (PMJDY), Atal Pension Yojana, Pradhan Mantri Suraksha Bima Yojana, Bharat Interface for Money (BHIM), Electronic Benefits Transfer (EBT)/Direct Benefit transfer, JAM, e-KYC, smart panchayats, agriculture credit, Buy Now Pay Later(BNPL), Digital Banks, Central Bank Digital Currency(DBDC), Robotic Automation with AI, Block chain Technology, Neo banks, Kisan Credit. The innovations and revolution that have had the biggest effect on inclusive digital and financial services include BSB for MSMEs, Rupay, Paytm, PhonePe, Google Pay, and Bharat Interface for Money (BHIM), as well as cloud computing, biometrics, government e-marketplaces, AGMARKNET, and FPOs. RBI FINANCIAL INCLUSION INDEX2022 indicates a gap in FI in India and it impacts GDP, and Atmanirbhar Mahila - Aatmanirbhar Bharat. Design/Methodology: The research relies on secondary data, which were gathered from websites, journals, newspapers, magazines, reports, and Case studies on SHGs promoted by SKDRDP-Shri Kshetra Dharmasthala Rural Development Project. The data are descriptively analysed. Originality/value: Digital Financial Inclusion (DFI) Initiatives on The Self-Help Group: For Sustainable Development and its impact studied through various case studies- how it is helpful to self-help groups. Paper type: Conceptual framework
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