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Journal articles on the topic 'Finance'
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1
Cok, Mitja. "Book review: Javne finance (Public Finances)." Financial Theory and Practice 37, no. 4 (December 12, 2013): 423–26. http://dx.doi.org/10.3326/fintp.37.4.5.
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A, Vishwas, Divyanshu Kumari, Pradeep S, S. Shohan, Navya Suresh, Dhruv Nair, and Dr Gopalakrishnan Chinnasamy. "Mechanics of Finance- Personal Finance advisory firm: “Finance Friend”." International Journal for Research in Applied Science and Engineering Technology 10, no. 12 (December 31, 2022): 1985–86. http://dx.doi.org/10.22214/ijraset.2022.48396.
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Abstract: The purpose of this study is to understand the importance of personal finance planning to be financially sound and well equipped for the uncertainty. According to the findings of this study, the ignorance of personal finance is to the pinnacle. This isn't just to set up family spending plan yet additionally to save, contribute as well as plan for our retirement. The meaning of financial management, its significance, the steps that each person can take to plan and manage their finances, and the awareness of financial management are all discussed in this writing. In addition to educating readers on how to plan and manage each individual's finances for their benefit today and in the future, which indirectly contributes to the development of the nation, the purpose of this writing is to raise awareness of the significance of personal finance planning and management. The impact of personal finance education on financial knowledge, attitudes, and actions is the subject of much debate. Our research also reveals that discussing money with friends, income, work experience, year/field of study, and family financial socialization were all important factors in influencing financial knowledge, attitudes, and behavior. We're not saying that formal financial education isn't important; rather, we're saying that its role in changing people's attitudes and behaviors should be carefully considered if that's its goal. The objective was to describe the financial knowledge, attitudes, and experiences of residents to inform the design of a personal finance curriculum.
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Ati, Susi, Umi Suswati Risnaeni, Indra Hidayatullah, and Chumrotul Aini. "State Financial Management Model." Muhasabatuna : Jurnal Akuntansi Syariah 4, no. 2 (February 27, 2023): 025–30. http://dx.doi.org/10.54471/muhasabatuna.v4i2.2105.
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Every government has a financial manager to ensure the implementation of development in his government. The president as the head of government holds the power to manage state finances which are delegated to the minister of finance and ministers or heads of institutions. The Minister of Finance holds the power to manage state finances as part of a government agency, the vital role of the Ministry of Finance is to manage state finances, assist state leaders in the field of finance and state assets based on Law no. 17 of 2003 concerning state finances and Law No. 1 of 2004 regarding the State Treasury and Law no. 15 of 2004 concerning Audit, Management and Financial Responsibility Country.
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Shefrin, Hersh. "Special Issue ofQuantitative Financeon ‘Behavioral Finance’." Quantitative Finance 14, no. 4 (March 20, 2014): 587–88. http://dx.doi.org/10.1080/14697688.2014.896570.
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van Deventer, Marko. "African Generation Y students’ personal finance behavior and knowledge." Investment Management and Financial Innovations 17, no. 4 (November 26, 2020): 136–44. http://dx.doi.org/10.21511/imfi.17(4).2020.13.
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Personal financial management is important, given uncertainties in both financial and economic environment. However, published research on African Generation Y students’ personal finance behavior and knowledge is limited. This study aimed to evaluate African Generation Y students’ personal finance behavior in terms of their attitudes towards financial planning and whether this cohort believes that they have the skills to manage their finances successfully. In addition, this study sought to evaluate African Generation Y students’ knowledge regarding personal finance. A convenience sample of 500 African students across the campuses of two South African public higher education institutions situated in the Gauteng province was surveyed using structured, self-administered questionnaires. The t-test results indicate that the sample deems the process of planning personal finances and managing credit, insurance, investment, and estate, as important. Moreover, the students scored low in the broad personal finance knowledge areas of basic finance, saving, spending, and debt, suggesting that this cohort is financially illiterate. The results also indicated that the students think they have the financial skillset to manage their personal finances. A high Pearson’s correlation coefficient was noted between sampled participants’ personal finance behavior and their observed personal finance management skillset regarding the relationship between the constructs. However, an insignificant relationship was found between attitudes towards personal finance and financial knowledge and between financial knowledge and African Generation Y students’ apparent finance skills. Understanding African Generation Y students’ personal finance behavior and knowledge, universities and financial institutions can more effectively identify gaps and deficiencies in students’ personal finance endeavors.
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Bukhtiarova, Alina, Yuliia Dukhno, Ganna Kulish, Iryna Kurochkina, and Volodymyr Lypchanskyi. "Ensuring transparency of key public finance authorities." Investment Management and Financial Innovations 16, no. 2 (May 24, 2019): 128–39. http://dx.doi.org/10.21511/imfi.16(2).2019.11.
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Nowadays, there is a constant need for managing large amounts of information in public finances to identify existing and prevent future cases of illegal use of financial resources of citizens. The openness of information of key public finance authorities has a powerful anti-corruption effect and has a beneficial effect on economic development, while transparency of public finances is a factor in the successful implementation of the reform of all spheres of the economy.The purpose of the article is to develop a methodology for assessing the institutional and political transparency of the leading public finance authorities in Ukraine and its practical application on the example of the Ministry of Finance and the State Fiscal Service of Ukraine. The methodology includes six main stages, based on which the transparency index of public finance authorities was calculated. Constant calculations of the index will motivate the interaction of stakeholders and non-governmental organizations to increase the openness of public finance authorities in public finances, and the digital data settlements themselves can be used to develop recommendations to increase the level of transparency of the activities of key public finance authorities. Approbation of the developed transparency index of public finance authorities on the example of the Ministry of Finance and the State Fiscal Service of Ukraine made it possible to calculate the percentage of openness of data published by the indicated institutions. Based on quantitative calculations, practical recommendations were made for improving the completeness, reliability, availability and timeliness of published information.
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BARABASH, L. V. "PSYCHOLOGY OF FINANCE AND BEHAVIORAL FINANCE: POINTS OF CONTACT AND DIFFERENCES." REVIEW OF TRANSPORT ECONOMICS AND MANAGEMENT, no. 7(23) (February 11, 2023): 151–55. http://dx.doi.org/10.15802/rtem2022/258047.
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Modern financial science is always looking for cause-and-effect relationships in practice. And to help her come not quite traditional methods and spheres of influence inherent in behavioral finance and financial psychology. Goal. The aim of the article is to study the similarities and differences between behavioral finance and the psychology of finance and to determine whether the two sciences are identical or whether their functioning is distinguished by certain contradictions. Method. The following methods were used during the research: dialectical - to clarify the relevance of the research issue in the modern financial environment; modeling - to illustrate the sphere of interaction of behavioral finance and psychology of finance with other sciences; analytical - when comparing the elements of interaction and the target direction of the studied objects; induction - to formulate conclusions. Results. The article analyzes the features of theoretical approaches to understanding the essence of behavioral finance and psychology of finance. The range of their interaction with other sciences has been determined and it has been found that the studied sciences closely intersect in the plane of psychological determinants and tangentially in the sociological spectrum. The basic aspects of realization of both behavioral finances and psychology of finances are determined. It is also noted that they differ in the perception of the individual as a participant in financial processes. Scientific novelty. As a result of the study, it was noted that the psychology of finance is not identical to behavioral finance, as it focuses on studying the psychological characteristics of the individual in order to shape it as a driver of sociological change, and behavioral finance means it as part of established social phenomena. Practical significance. The psychology of finance can be considered the initial link of behavioral finance, which is due to its in-depth study of the psychological characteristics of the individual, aimed at himself. This provides an opportunity to understand, within the framework of behavioral finance, how to form areas of influence on the individual and motivate him to make certain financial decisions, and thus - to obtain the desired financial result.
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Galanov, V. A., and A. V. Galanova. "Finance Literacy, Finance Trust and Finance Fraud." Vestnik of the Plekhanov Russian University of Economics, no. 3 (May 13, 2020): 157–65. http://dx.doi.org/10.21686/2413-2829-2020-3-157-165.
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Improving finance literacy of the population is a tool of the state struggle against finance fraud. However, the real goal of programs of finance literacy of the population is, as a rule an objective need to control finance behavior of the population by offering people certain ways of keeping money, its investing and such spending, which can turn the process of private consumption into the process of profit gaining and increase the involvement of all layers of the population that depend on goals and values of global capital into debt relations. The authors analyze interrelations between finance literacy of the population and a rise in trust, confidence to finance science, practice and to professional participants of finance market. They found the dependence of the level of finance trust in professionals of finance markets on the level of finance literacy of the population. At the same time it was pointed out that the growth in finance trust in society can become a nutrient medium for finance fraud, which in its turn affects the population irrespective of the level of people’s finance literacy. The authors underline, that though the rise in finance literacy of the population is a positive phenomenon, it is always accompanied by the growth in finance fraud.
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Lord, Nicholas, and Michael Levi. "Organizing the finances for and the finances from transnational corporate bribery." European Journal of Criminology 14, no. 3 (August 24, 2016): 365–89. http://dx.doi.org/10.1177/1477370816661740.
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This article analyses the finances for and the finances from corporate bribery in international business transactions and how they are organized. Transnational corporate bribery involves non-criminal commercial enterprises that operate in licit markets but that use corrupt means to win or maintain business contracts in foreign jurisdictions. This article first considers what needs to be financed, how much finance is needed, and how the bribes can be generated and distributed. Second, the article considers the different forms of proceeds that emerge out of the bribery, how offenders must conceal the derivation of funds from these crimes while also retaining control over them, and how they must overcome particular obstacles. Finally, the article discusses responses to the proceeds of bribery and related anti-money laundering provisions, before analysing actual and potential mechanisms for intervening with the finances for and from transnational corporate corruption.
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Iftikhar Ul Husnain, Muhammad. "Expenditure-Growth Nexus:Does the Source of Finance Matter? Empirical Evidence from Selected South Asian Countries." Pakistan Development Review 49, no. 4II (December 1, 2010): 631–40. http://dx.doi.org/10.30541/v49i4iipp.631-640.
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Government can generate revenues to finance its expenditure in three major ways i.e., taxes, bonds and seigniorage.1 Interestingly, public expenditure financed through different sources affect growth differently. Which source of finance is less distortionary? is a question that has attracted great attention over the years. However, no consensus is available on the relative importance of the financing source. The prominent work on this issue relates to Miller and Russek (1997) who provide a detailed discussion over the relative importance of tax financed and debt financed increases in government expenditure in terms of economic growth and report that the results vary considerably as the source of finance differs.2 Similarly, Bose, Holman and Neanidis (2005) compare the effect of tax financed and seigniorage financed increases in public expenditure on economic growth.3 Likewise, Palivos and Yip (1995) analyse the effects of tax financed and money financed government consumption expenditure on economic growth and social welfare within a framework of endogenous growth model. Latter, in another study Espinosa-Vega and Yip (1999) study the effects of money financed and tax financed increases in government consumption expenditure on inflation and economic growth.
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Dr.P.Jayasubramanian, Dr P. Jayasubramanian, and M. Shanthini M.Shanthi. "Green Finance." Indian Journal of Applied Research 4, no. 8 (October 1, 2011): 610–12. http://dx.doi.org/10.15373/2249555x/august2014/161.
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Malyshko, Vitalina. "Current realities and trends in the functioning of public finance in Ukraine." University Economic Bulletin, no. 50 (August 31, 2021): 187–93. http://dx.doi.org/10.31470/2306-546x-2021-50-187-193.
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Subject of research is state finance. The aim of the study is analysis of modern realities and trends in public finance in Ukraine. The methods used during the study: generalization, method of comparative analysis, method of system-structural analysis and synthesis, statistical, general scientific, special methods of scientific knowledge and other research methods. The results of the work. The essence and main purpose of public finances are described. It is stated that it is a conceptual basis of the modern doctrine of public finance and a shortcoming of the current classification system of the public finance sector in Ukraine. The most acute problems concentrated in the sphere of public finances of Ukraine are noted; public finance management functions that are at the center of innovation processes. The scope of the results: Ministry of Finance of Ukraine, the Verkhovna Rada of Ukraine, local self-government bodies, united territorial communities. Conclusions. The formation of a socially oriented market society in Ukraine and its integration into the world community lead to systematic modernization in all spheres of public life, including public finance management. All this is reflected in the change of the functional imperative of public finance management in Ukraine in the process of transition to an innovative model of development, determined by both social transformations of Ukrainian society and systemic civilizational processes of post-industrial nature. Today, most leading countries unanimously recognize the need to restart public finance systems on an innovative basis to ensure financial stability and prevent systemic financial crises. Ukraine has also chosen the path of innovative development and is moving in this direction.
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Tian, John Q. "Reorganizing Rural Public Finance: Reforms and Consequences." Journal of Current Chinese Affairs 38, no. 4 (December 2009): 145–71. http://dx.doi.org/10.1177/186810260903800407.
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This article examines recent reforms to restructure rural public finance in China and their impact on local-government finance. The focus is on how fiscal income and financial expenditure are managed by local-level governments, particularly at the county and township levels, and how rural public and social services are financed. The article also looks at the development of intergovernmental transfers, ongoing administrative reform, more recent initiatives to extend public finance to cover rural residents as part of the comprehensive rural reform, and a new campaign to build a new socialist rural China.
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Макашина, Ольга Владиленовна, and Наталия Сергеевна Красникова. "THE ALGORITHM OF ORGANIZATION OF FINANCE OF THE PUBLIC SECTOR." «Izvestia vyssih uchebnyh zavedenij. Seria «Ekonomika, finansy i upravlenie proizvodstvom», no. 4 (46) (December 29, 2020): 25–34. http://dx.doi.org/10.6060/ivecofin.2020464.500.
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The purpose of the study was to identify the reasons why there was a need to form a new model of public sector finance and develop an algorithm for organizing public sector finance. The article compares the provisions of the guidelines developed by the international monetary fund on public finance statistics. The authors proceeded from the guidelines that the starting point for the organization of public sector Finance was the identification of institutional units and activities that relate to the public sector. This made it possible to determine the composition of public sector finances. The purpose of the organization of public sector finance is to meet the socio-economic needs of society, ensuring compliance with the appropriate level of national security. The need for the functioning of institutional units in the public sector is related to the fact that it would be impossible to meet public needs on a purely entrepreneurial basis. It is determined that the practical application of the principles of classification of sectors will be required in cases where it is necessary to find out whether a particular entity belongs to institutional units and, if so, to which sector (either to the public administration sector or to state corporations). The paper shows that from the point of view of the impact on fiscal policy, public sector finances include the finances of the public administration sector, which in turn consists of institutional units that are mainly engaged in non-market activities, and the finances of state corporations (organizations). The proposed approach to the organization of public sector Finance based on the concept of institutional units will increase the availability of key statistical data. This is certainly in line with the desire of most countries to increase transparency and accountability in the public sector. In addition, it helps to identify shortcomings at the early stages of the deterioration of the financial situation in the country and to take timely corrective measures
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Mohamad, Saadiah. "Is Islamic Finance, Social Finance?" Journal of Emerging Economies and Islamic Research 2, no. 2 (May 31, 2014): 1. http://dx.doi.org/10.24191/jeeir.v2i2.9619.
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Developments in Islamic Finance and Social Finance and illustrate an increasing interest globally to look at alternative ways of financing and creating value in the society. Islamic Finance and Social Finance are emerging disciplines that challenge and influence the global finance industry and both have similar mandates in terms of their emphasis in ethical business and investment. Islamic Finance is governed by the rules of the shariah that prohibits riba or interest and gharar (uncertainty), sinful business sectors such as pornography and alcohol and unethical practices such as exessive speculation and gambling. These forms of restrictions are similar to the negative screening methodology adopted by the socially responsible investment or SRI which is a rising component of Social Finance.
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Jacquet, Dominique. "Finance servante ou finance trompeuse." Annales des Mines - Gérer et comprendre 101, no. 3 (2010): 99. http://dx.doi.org/10.3917/geco.101.0099.
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Statman, Meir. "Behavioral Finance versus Standard Finance." AIMR Conference Proceedings 1995, no. 7 (December 1995): 14–22. http://dx.doi.org/10.2469/cp.v1995.n7.4.
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Alderdice, Paul, Harold Horwich, and Roger D. Feldman. "Risk Finance for Project Finance." Journal of Structured Finance 6, no. 4 (January 31, 2001): 30–35. http://dx.doi.org/10.3905/jsf.2001.320233.
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DE FIORE, FIORELLA, and HARALD UHLIG. "Bank Finance versus Bond Finance." Journal of Money, Credit and Banking 43, no. 7 (September 27, 2011): 1399–421. http://dx.doi.org/10.1111/j.1538-4616.2011.00429.x.
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Marques, Felipe Tumenas, and Renata Alvarez Rossi. "Green Finance or Daltonic Finance?" International Journal of Social Ecology and Sustainable Development 14, no. 1 (May 23, 2023): 1–15. http://dx.doi.org/10.4018/ijsesd.323658.
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Clean energy is currently a top priority on the global agenda, and green bonds have emerged as a key response from financial markets. However, while these bonds aim to reduce carbon emissions, they may create perverse incentives. Brazil has made significant investments in eolic parks in recent years, with players issuing green bonds to finance these activities. One region that has seen high levels of investment is the interior of Bahia state, which has historically had low levels of economic and social development. Unfortunately, the production of wind energy in this region has been marked by several social conflicts. Despite this, these conflicts have largely gone unnoticed, as the appeal of clean energy has overshadowed them. Social issues such as land disputes are critical but often overlooked in green finance mechanisms. In some cases, these financial incentives may incentivize land grabbing from vulnerable populations in the name of clean energy production.
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ЗВЕРКОВ А.В., ЗВЕРКОВ А. В. "CORPORATE FINANCE MANAGEMENT (ORGANIZATION FINANCE)." Экономика и предпринимательство, no. 5(166) (June 28, 2024): 1179–82. http://dx.doi.org/10.34925/eip.2024.166.5.243.
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Статья описывает понятие «корпоративные финансы». Они являются средством управления финансовыми потоками организации. Грамотное построенное финансовое планирование заключается в образования новых источников, которые будут финансировать бюджет. Целью вложения корпоративных финансов является получение экономически выгодного кругооборота денежных средств. В современных условиях развития экономики Российской Федерации теоретические основы эффективного управления формированием и использованием корпоративных финансов требуют тщательного изучения. Все характеристики корпоративных финансов с точки зрения интеллекта, образованности, квалификации, умений, навыков и опыта играют и будут играть в будущем ключевую роль в формировании конкурентоспособных национальных экономик, что создаст большую конкурентоспособность на рынке труда. Главную связь корпоративные финансы имеют с фондовым рынком страны, что подробно описано в статье. Проведен анализ данной инфраструктуры на сегодняшний день. Представлены показатели, которые объясняют динамику развития данной части фондовой экономики. The article describes the concept of "corporate finance". They are a means of managing the financial flows of the organization. Competent financial planning consists in the formation of new sources that will finance the budget. The purpose of investing corporate finance is to obtain a cost-effective circulation of funds. In the modern conditions of the development of the economy of the Russian Federation, the theoretical foundations of effective management of the formation and use of corporate finance require careful study. All the characteristics of corporate finance in terms of intelligence, education, qualifications, skills, and experience play and will play a key role in the formation of competitive national economies in the future, which will create greater competitiveness in the labor market. Corporate finance has the main connection with the country's stock market, which is described in detail in the article. The analysis of this infrastructure has been carried out to date. The indicators that explain the dynamics of the development of this part of the stock economy are presented.
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STONER, JAMES, and FRANK WERNER. "Transforming Finance and Business Education: Finance’s Unique Opportunities." Journal of Management for Global Sustainability 5, no. 2 (December 4, 2017): 15–52. http://dx.doi.org/10.13185/jm2017.05205.
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Carnoy, Martin. "The Globalization of Innovation, Nationalist Competition, and the Internationalization of Scientific Training." Competition & Change 3, no. 1-2 (March 1998): 237–62. http://dx.doi.org/10.1177/102452949800300109.
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Richard Gordon's work helps us understand that globalization of innovation does not diminish competition among states, but it does make it more difficult for states to influence the distribution of innovation rents. Yet, that doesn't keep states from trying. Gordon argued that they could be more successful if they cooperated rather than competed. This article claims that, whether they intend to or not, states do cooperate even as they are competing to expand their individual economic space. The cooperation occurs through the pervasive movement of science and engineering students and graduates from less innovative economies to more innovative economies and back, generally financed directly or indirectly by public funds. Public money in countries competing to get innovative rents mainly finances students to get their first degrees at home. But it also helps finance many to go to innovation centers for advanced degrees. Public money in the innovation centers finances university research and, in turn, graduate students to be trained doing the research. An increasing number of such students are from the hopeful competitors among the NICs. When foreign students stay in the innovation centers, states are implicitly “cooperating” to finance continued innovation in countries that can provide the most advanced training; when these graduates return to the less advanced innovating countries, states are implicitly “cooperating” to finance those countries' attempts to gain larger shares of innovation rents. The graduates, trained by developed country universities largely at developed states' expense and sometimes trained further as employees in developed country high-tech firms, are the most important resource in efforts to begin innovation efforts in the NICs. They also form a political force for promoting national innovation cores. So interstitial competition begets cooperation and interstatial cooperation can also beget competition.
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Арабаджийски and Nikolay Arabadzhiyski. "Improving public finance management in Bulgaria." Journal of Public and Municipal Administration 5, no. 2 (June 28, 2016): 26–34. http://dx.doi.org/10.12737/20537.
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The purpose of this study is to present legislative amendments aimed at improving the system of public finance management in Bulgaria. Public bodies and public administration agencies authorized to manage public finances are reviewed. The focus of the research are basic laws (repealed and acting) governing the formation of the budget subsystem, construction and operation of the revenue and control subsystems of public finance management in the period from 1991 to 2016. An attempt is made to defend the claim that the legislative changes undertaken during the 25 years of Bulgaria’s democratic development coupled with the adoption of European standards have significantly improved the efficiency of public finance management in Bulgaria.
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DERLYTSIA, Andrii. "THE DIVERGENCE OF FINANCIAL SCIENCE IN THE CONTEXT OF THE GENESIS OF PUBLIC FINANCE THEORY." WORLD OF FINANCE, no. 1(62) (2020): 33–48. http://dx.doi.org/10.35774/sf2020.01.033.
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Introduction. Financial science in Ukraine is still characterized by a state-centered approach to analyzing fiscal processes. It remains the theory of government finance, while in the West, in the course of scientific divergence, the theory of public finance has emerged, which derives their determinism from individual interests and needs. Purpose is to study the historical aspects of the theory of public finance in the process of evolutionary divergence of financial sciences. Methods. The methods of comparison, logical analysis and historical method of scientific knowledge are used in the work. Results. The process of historical divergence of financial science has been investigated, which has outlined some areas that explore public finance, corporate finance and personal finance. It is revealed that the origins of public financial management belong to the antique period, and the final awareness of the publicity of finances is laid since the establishment of constitutionalism in European countries. It is proved that the term “finance” at the time of its origin is used to describe the payment system, where the boundaries between the king's personal finances, public funds, government and bank credit are erased. It is shown that at the turn of the XIX–XX centuries, Western economic thought followed the divergence of financial science in three independent directions. It is found that the concept of “public finance” was only introduced into the scientific community at the end of the 19th century, and the use of the term “finance” is fixed in the area of corporate finance. It is established that the foundations of scientific study of financial phenomena based on deductive method and abstract approach are laid by the classical school of political economy. It is proved that the analysis of taxes and public expenditures in relation, through the prism of individual interests and subjective value, made a methodological revolution and became the last step towards the formation of the modern theory of public finance. Conclusions. The priority of domestic financial thought is its transition from the theory of government finance to the theory of public finance in the context of integration into the conceptual paradigm of Western financial science.
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Rodina, Larisa A., and Lilia V. Zavyalova. "Personal finance management in modern conditions." Herald of Omsk University. Series: Economics 18, no. 4 (December 28, 2020): 36–47. http://dx.doi.org/10.24147/1812-3988.2020.18(4).36-47.
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The article is devoted to the practical aspects of personal finance management in the context of the transition to digital transformation of the economy. The need to pay attention to this aspect is due to both new opportunities for managing personal finances based on digitalization tools, and the risks of unauthorized access to them using cybernetic means. Summarizing the main sources of threats to personal finance in the context of digitalization is aimed at preventing fraudulent activities and ensuring the protection of financial information carriers. First of all, in a preventive manner, it is proposed to consider the basic problems of personal finance management from the position of accounting and planning of financial resources. The research results are aimed at increasing the financial literacy of the population, preventing encroachments and crimes in the field of personal finance, and, ultimately, at the maximum satisfaction of personal needs. Particular attention is paid to the rules of "personal financial hygiene", which imply organizational and technical measures to protect bank cards, mobile bank, deposits, cash, etc. You should also pay attention to the need to protect personal financial interests from the point of view of checking "financial contacts". An important role in the management of personal finances is played by knowledge of the norms of tax legislation in terms of deductions and benefits for taxes paid by individuals. In this regard, it is necessary to understand not only the legal aspects, but also the capabilities of the information system of relations between taxpayers and the state. It is also proposed to assess the risks of investments for individuals in the context of justifying the individual choice of an option when planning personal finances. All of these aspects are regarded as due diligence rules.
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SIKUMBANG, Yudhia Perdana, and Geofani Milthree SARAGIH. "Existence Principle Assertion In Authority Supervision Finance By Examining Body Finance in Indonesia." Protection: Journal Of Land And Environmental Law 1, no. 1 (July 31, 2022): 56–60. http://dx.doi.org/10.38142/pjlel.v1i1.402.
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Examining Body Finance is state agency that has authority inspection finance in Indonesian constitution , p the by constitutional set in _ Article 23E paragraph (1) of the 1945 Constitution. In operate function inspection state finances , the BPK in run it bound by principle assertion . However in level implementation , still there is action examinations carried out by the BPK in Thing this no notice principle assertion . Study this will study existence principle assertion in implementation authority inspection state finances by the BPK. Study this categorized as to in type study normative with based on problem or raised theme _ as topics study main inside _ study this . Approach used _ in study this is approach principle law with link a number of law existing positive _ During regarding with topics discussion main inside _ study this . Method analysis used _ is descriptive analytical with describe regulation current legislation _ apply as well as decisions later court _ linked with practice the law that occurs in the field ( facts ) law ). Research results this show that existence than principle assertion in law positive , practice law until guide for CPC in operate authority inspection to real state finances has emphasized even inside _ law related positive _ with CPC no someone confirmed _ by textual about role as well as attachment from principle assertion .
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Shainoha, A. "Public finance as a component of the financial system." 101, no. 101 (December 30, 2021): 148–55. http://dx.doi.org/10.26565/2311-2379-2021-101-15.
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The article focuses on the analysis of the dynamics and current state of development of public finances in Ukraine. Theoretical aspects of the public finance system are considered, namely: their essence, functions and structure, as well as the modern public finance system of Ukraine, its structure and components. Public finance is a key component of Ukraine's financial system, which owns more than half of all financial resources and includes various financial institutions that perform state functions. The multifunctionality of public finances determines their extensive structure, the main component of which is the State Budget. The implementation of the State Budget of Ukraine for nine years (2013-2021) as a key component of public finances was analyzed. The analysis of the revenue and expenditure part of the State Budget of Ukraine for four years (2018-2021) was conducted, and the shortcomings of the formation and use of budget funds were identified.The study identified the main problems and shortcomings of the public finance system of Ukraine, where the central place is occupied by problems with the formation and use of budget funds and inefficient functioning, resulting in persistent budget deficits, rising debt burden and tax pressure on the population. To eliminate the budget deficit, it is necessary to reduce the number of expenditure items and conduct careful control over expenditures. This paper has developed proposals to improve the state and efficiency of the public finance system, eliminate existing problems of revising and reducing the share of expenditures, increase revenue through non-tax revenues and give autonomy to local governments, which will reduce excessive centralization of the budget system and improve financial position of the state.
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Hu, Jian Bo. "Experience and Enlightenment of American Internet Finance Supervision." Advanced Materials Research 989-994 (July 2014): 5254–57. http://dx.doi.org/10.4028/www.scientific.net/amr.989-994.5254.
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Emerging internet finance is a general term that based on the internet and formation of financing activities.Internet finance promotes national economic development and at the same time also increases the instability of financial markets. The internet finane except with traditional financial risk types, also brings new risks, such as technical risk, special law and system risk,information security risk, etc. In our country, there are no special laws and supervision to regulate and govern on internet finance, and also have no special department plan and support its development.The United States’s finance is more developed, and the internet finance concept is widely popular and traditional bank network degree is more perfect. Based on this, the experience of the internet finance development and supervision of USA,which will undoubtedly have important strategic significance and practical application value to promote the internet finance healthy and orderly development in China.
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AGARKOVA, L. V., V. V. AGARKOV, and O. N. CHUVILOVA. "INNOVATIVE DEVELOPMENT OF HOUSEHOLD FINANCE." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 3, no. 4 (2021): 78–83. http://dx.doi.org/10.36871/ek.up.p.r.2021.04.03.011.
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According to national strategies, the innovative development of Russia should become a priority in all areas. In terms of finance, there is a contradictory picture, when certain sectors, primarily banking and taxation, are the national leaders in the use of innovative solutions, and such as household finance are significantly lagging behind. The article examines the economic potential of households, taking into account the current challenges in financial systems, and in addition, it is proposed to develop a unified national digital platform for the development of household finance. This will allow in the future, through the associated financial and social ecosystems, to integrate household finances into a variety of reproduction sectors of the national economy, investment programs and priority national projects.
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Jamuna, Dr S., Dr J. R. Gaur, Anshu Singh, and Dharam Barot. "FRAUDS IN FINANCE." American Journal of Management and Economics Innovations 05, no. 01 (January 23, 2023): 1–7. http://dx.doi.org/10.37547/tajmei/volume05issue01-01.
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Reserve Bank of India observes Financial Literacy week every year since its starting from 2016. The financial literacy week is been observed with an aim to literate the public financially across our country. Last year (2022) it was observed between 14th February to 18th February with the core motto “Go Digital, Go Secure”. Last year’s financial literacy weak gave stress on creating financial awareness on convenience and security of digital transactions and also protection of digital transactions. The highest bank of our country advised all other banks to disseminate information and create awareness to the general public. RBI has planned for a media campaign at a larger level to spread basic financial awareness messages to the common public. This initiative tells us the importance of financial literacy in our country. As the present government is keen on the development front through digitalisation, the literacy on financial transactions becomes more vital. General public may not involve in high number of transactions at a time in a day but the transactions collectively result to a huge amount in a day. So, being aware of each and every small transaction and the crimes connected to those transactions become more important for the mitigation and prevention of such frauds. In this context, this article tries to join hands with RBI to literate the public on the frauds and their mitigation.
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Chisanga, Kangwa-Musole George. "Jam et al v International Finance Corporation and another: Lessons for Projects Financed by the International Finance Corporation." Global Energy Law and Sustainability 2, no. 2 (August 2021): 223–26. http://dx.doi.org/10.3366/gels.2021.0058.
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STUKALOVA, Galina Yu. "Financial control over the performance of State-financed institutions: The institutional approach." International Accounting 22, no. 5 (May 14, 2021): 592–604. http://dx.doi.org/10.24891/ia.24.5.592.
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Subject. The article discusses the role of the controlling function of governance as part of the evaluation of State-financed institutions' performance. Objectives. The study substantiates institutional aspects of the concept Control with reference to State-financed institutions and the specifics of their finance. I also carry out the theoretical examination of the need in controlling their performance. Methods. The study involves general scientific methods. Drawing on the systems approach and logical generalization, I sorted prevailing views on the analyzable categories. The abstraction was applied to summarize the main conclusions. Results. Scholars still interpret financial control differently. Furthermore, regulatory documents, which are adopted by both the legislature and the government, are not consistent with the existing views on financial control. Some interim types of financial control may possibly be something else, which shall be further studied. In my opinion, any activities associated with financial flows shall be qualified as financial. Therefore, the respective control is financial. governmental budgetary control is subdivided into control over budgetary and extrabudgetary finance due the specifics of budgetary institutions' finance. As the performance of State-financed institutions is evaluated in terms of the efficiency of budgetary spending on governmental functions, control should pursue the evaluation of State-financed institutions' performance by source of finance. Conclusions and Relevance. Governmental financial control includes several interim types, including budgetary and extrabudgetary activities. The performance of State-financed institutions shall be monitored by the two aspects so as to evaluate whether budgetary funds are efficiently spent on governmental functions. The findings are designated for unfolding theoretical views on the control over State-financed institutions' performance as a crucial tool for administration. The findings can be used for scientific and practical purposes in accounting and control.
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Wang, Zilin. "Science and Technology Finance Policy and Corporate Investment Efficiency -- A Quasi-Natural Experiment Based on Pilot Policies for Integrating Technology with Financer." Highlights in Business, Economics and Management 36 (July 17, 2024): 580–97. http://dx.doi.org/10.54097/yse68r33.
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In the context of China's economic transformation and rapid technological advancement, based on the implementation of the "Pilot Policy for Promoting the Integration of Technology and Finance", this paper constructs a panel data of prefecture-level cities in China from 2005 to 2017, and examines the impact and mechanism of science and technology financel policy on the corporate Investment efficiency by using the DID method. The DID method is used to investigate the impact and mechanism of technology financel policy on the corporate Investment efficiency. It is found that the science and technology financel policy significantly improves the corporate Investment efficiency, and this conclusion remains valid after a series of robustness tests such as the parallel trend test, the placebo test, and the Propensity Score Matching-Difference in Differences (PSM-DID) analyses. Further mechanism analysis in this paper reveals that the science and technology finance policy mainly enhances the corporate Investment efficiency by alleviating the corporate financing constraints, promoting the digital transformation of enterprises, and increasing the capitalized R&D investment of enterprises. In addition, the effect of the implementation of science and technology finance policy has a certain degree of heterogeneity, and this policy has a more significant impact on the improvement of investment efficiency of non-state-owned enterprises and large enterprises. This paper delves into the impact of technology finance on the investment behavior of micro-enterprises, providing theoretical support and empirical guidance for the advancement of science and technology finance practices and high-quality economic development.
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Jeevanandam, C., and M. Veerappan. "A Study on the Role of National Housing Bank (NHB) in Housing Finance." Asian Journal of Managerial Science 8, no. 1 (February 5, 2019): 93–95. http://dx.doi.org/10.51983/ajms-2019.8.1.1353.
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Housing is essential for decent living of a man. Providing housing for all is the prime motive of the Government of India. With a view to fulfill this objective, it instituted National Housing Bank during the year 1988 through which various housing finance companies are providing housing finances. The study is attempted to highlight the role played by the NHB in housing development of our Nation. NHB played a major role through its refinance activity to the housing finance institutions which are involving in housing finance activities.
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Rusmiati, Rusmiati, and Sigit Priyono. "Mengelola Keuangan Keluarga yang Baik di Desa Gumuk Rejo." Jurnal Indonesia Mengabdi 1, no. 2 (December 12, 2019): 54–56. http://dx.doi.org/10.30599/jimi.v1i2.597.
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The main problem of a family that is always there is usually about finance. Could be due to lack of money, excess money, or because of confusion about how to manage money for people whose income is mediocre, while the needs always exceed income. But the mouth of it all, the key word is how to manage family or personal finances with smart, careful and the best. Managing finance is the main key in achieving financial success. Especially with the increasing cost of living in today's era requires us to be smarter in managing finances so as not to get into debt. Therefore, we must manage family finances so that expenses are not greater than income.
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Tumunbayarova, Zh, I. Bochkareva, and E. Derevtsova. "Improvement of the quality assessment methodology Of municipal finance management." Transbaikal State University Journal 26, no. 9 (2020): 121–31. http://dx.doi.org/10.21209/2227-9245-2020-26-9-121-131.
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The problem of improving the quality of state and municipal finance management is very urgent at the present time. The purpose of the study is an attempt to substantiate the need to improve the methodology for assessing the quality of municipal finance management. One of the tasks is to test the hypothesis: municipalities with the population involved in the processes of initiative budgeting are most efficient in managing municipal finances. The object of the study is the municipalities of the Transbaikal region. In the course of the study, an analysis of the regional legal acts concerning the assessment of the quality of municipal finance management was carried out, as well as an analysis of this assessment in the context of some municipalities (urban districts) of the Transbaikal region. The analysis showed that the methodology for assessing the quality of municipal finance management in the constituent entities of the Russian Federation is based on indicators characterizing the state of municipal finance and does not fully cover indicators of the quality of local authorities’ management decisions. The analysis also revealed a correlation relationship between the financial management quality of the municipal entity of the Transbaikal region and the degree of population involvement in the budget process. The article concludes that it is necessary to improve the existing methodology for assessing the quality of municipal finance management. The method based on 3 groups of indicators - the state of municipal finances, the level of municipal programs (national projects) implementation, the quality of municipal finance management is proposed. In order to improve financial discipline and transparency of the budgetary process, the author proposes to introduce a pilot project to develop initiative budgeting in municipalities
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Borcuch, Anna. "Public finance in the era of changing economy in Poland." Central European Review of Economics & Finance 42, no. 1 (November 21, 2023): 5–20. http://dx.doi.org/10.24136/ceref.2023.001.
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Finance has always been under close scrutiny. Public finance is considered to play a particularly paramount role in world economies. Public finances are complex phenomena that are subject to assessment both within a given country, but also on the basis of an EU methodology (universal for Member States). The aim of this article is to conduct an extensive research on the significance and the development of public finance in the Polish economy over the years 2010 – 2020. The analysis shows that the statistical reference points to persistent imbalances in Poland’s public finances, which manifest themselves in cyclical public deficits. Overall, both the level of income and expenditure in relation to GDP in Poland is at a moderate level in comparison with many European Union countries. The paper includes a critical analysis of the scientific literature and empirical data. This analysis is considered to be vital from the perspective of economic development of countries.
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Davies, Brent. "Finance." Management in Education 5, no. 3 (September 1991): 13–14. http://dx.doi.org/10.1177/089202069100500306.
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Travers, Tony. "Finance." Local Government Studies 14, no. 1 (January 1988): 123–29. http://dx.doi.org/10.1080/03003938808433394.
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Stricker, Christophe, Leszek Krawczyk, and Tahir Choulli. "finance." Annals of Probability 26, no. 2 (April 1998): 853–76. http://dx.doi.org/10.1214/aop/1022855653.
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Mehra, Rajnish. "Finance." Journal of Economic Dynamics and Control 26, no. 7-8 (July 2002): 1069–74. http://dx.doi.org/10.1016/s0165-1889(01)00039-2.
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"Republic of Madagascar." IMF Staff Country Reports 19, no. 332 (October 31, 2019). http://dx.doi.org/10.5089/9781513518596.002.
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At the request of the Ministry of Finance and Budget (MFB) of Madagascar, and in consultation with the African Department of the International Monetary Fund (IMF), a technical assistance (TA) mission on government finance statistics (GFS) from the Statistics Department visited Antananarivo from March 4 to 15, 2019. The purpose of the mission was for the Malagasy authorities to adopt the Government Finance Statistics Manual (GFSM) 2014 concepts, definitions, and methodology as part of the macroeconomic statistics improvement project, namely the Enhanced Data Dissemination Initiative 2 (EDDI 2), financed by the Department for International Development (DFID); and Madagascar’s Strategic Plan to Modernize Government Finances (Programme Stratégique de Modernisation des Finances Publiques – PSMFP). This mission is also a continuation of previous TA missions on this topic (January and December 2016, and March 2018).
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Prutska, Olena. "ESSENCE AND STRUCTURE OF PUBLIC FINANCE: THEORETICAL ASPECT." Pryazovskyi Economic Herald, no. 3(26) (2021). http://dx.doi.org/10.32840/2522-4263/2021-3-23.
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The article is devoted to the theoretical aspects of the functioning of public finances. In Ukraine, public finances account for more than 40% of gross domestic product. Public finances provide funding for state functions, including territorial integrity, law and order, health care, education funding, pensions, social protection, infrastructure development, environmental protection, and more. The formation of an effective system of public finance has become one of the key tasks of the current stage of development of the Ukrainian economy. Its solution requires the creation of a holistic concept of formation, development and improvement of the public finance system of Ukraine. In the domestic economic literature in the study of the problems of state finance, its revenues and expenditures, the phrase “state finance” was common. The term “public finance” is considered by experts to be a relatively young category of Ukrainian science, the active application of which began with the implementation of public administration reform. The purpose of the article is to clarify the nature and composition of public finances as a necessary resource for the functioning of the state, local governments, public needs of society. The article analyzes the definitions of “public finance”. It is concluded that Ukrainian economists have not yet agreed on the essence and components of the public finance system. The author presents arguments in favor of an expanded interpretation of this category, proposed his own definition of public finance. It is proposed to include the budget system, extra-budgetary trust funds, and finances of state and communal enterprises, financial and non-financial public corporations, enterprises within the framework of public-private partnership to public finances. Such an expanded interpretation of the structure of public finances will clarify the mechanism of their management, develop a system of incentives, forms of influence and control, and in particular by drawing more attention to the activities of state and municipal enterprises, develop clear criteria for quantitative parameters of public sector enterprises and their financial indicators.
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Глинський, Назар. "FINANCE OF LOW-URBANIZED TERRITORIES AS AN INTEGRAL PART OF THE PUBLIC FINANCE SYSTEM." Економіка та суспільство, no. 32 (October 26, 2021). http://dx.doi.org/10.32782/2524-0072/2021-32-113.
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The article analyses the historical preconditions for the formation and development of local finances. Diverse directions of development of local finances in different countries, in different economic systems, are identified. The signs of public finances at the level of low-urbanized territories in modern conditions are formulated. it is proved that the formation of local finance subsystem as a component of public finance cannot be considered in isolation from the processes of formation of local self-government: the subjectivity of local authorities itself, whose decisions should have an overwhelming influence on the current socio-economic processes in a community and determine strategic priorities for its development, cannot be implemented without proper financial support.
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Huda, Miftahul Huda. "PRINSIP-PRINSIP KEUANGAN PUBLIK ISLAM." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 4, no. 1 (October 9, 2018). http://dx.doi.org/10.29300/aij.v4i1.1198.
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Islamic Public Finance is a financial concept based on Islam, which by planting religious values will have an impact on positive values. The source of Islamic public finances is certainly the largest base of acquisition is zakat, infak, sadakah, and waqf. The ultimate goal of Islamic public finance is the falah. Different characteristics of the conventional is a separate value of Islamic public finances, in which there are views on zakat and taxes, payments, expenses, and equilibrium in the public sector. The instruments that occur in public finance should also be considered, among others are zakat, corporate assets, infak, kharaj, waqf. The collected power of this public finance system has several foundations of Islamic values, which by these principles will make a firm foundation in developing Islamic public finances.
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Blishchuk, K. "Strategies for improving public finance management." Efficiency of public administration, no. 67 (June 9, 2021). http://dx.doi.org/10.33990/2070-4011.67.2021.240248.
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Problem setting. Public finances, as a particular type of relations in the economic system, are aimed at ensuring the exercise of social interests. Therefore, managerial functions and their efficiency in this sphere are of great importance, as the success of all management activities of the State depends on their effectiveness. The search for strategic horizons able to ensure the success of managerial actions in the public finance sphere, the consolidation of strategic priorities for its development is crucial issues for the progress of the Ukrainian State on the path of progressive transformations.Recent research and publications analysis. Management of state finances is a subject of research of many scientists. In particular, R. Balakin, V. Kudriashov, S. Hasanov, O. Dluhopolskyi, T. Yefymenko, O. Kyrylenko, S. Klimova, H. Kotina, I. Malyi, O. Moldovan, and others dealt with these issues. The analysis of their publications allows us to define future ways for developing and reforming the system of state finances. At the same time, the concept of public finances versus state ones is much broader. Therefore, it requires a deeper and more detailed approach for substantiation of ways and strategies for improving the management of public finances in current conditions.Highlighting previously unsettled parts of the general problem. The article aims to substantiate the development of strategies for improving the management of public finances, taking into account modern challenges and development of the Ukrainian State, based on the research of peculiarities of the existing strategies for public finance management, analysis of the problems related to the distribution and redistribution of state funds. Paper main body. The sphere of public finances is regulated by a number of normative documents that define strategic directions for its development. First of all, we should mention the Public Administration Reform Strategy of Ukraine for the period up to 2021, which aims to improve public administration, including the system of state finance management. The Cabinet of Ministers of Ukraine approved the Public Administration Reform Strategy of Ukraine for 2022-2025 and adopted the Action Plan for its implementation. This normative document accentuates ensuring the construction of a capable service and digital State in Ukraine, which safeguards citizens’ interests on the basis of European standards and experience. The peculiarities of public finance management in the system of public administration, its aim and objectives, were determined in the Public Finance Management Reform Strategy for 2017-2020, approved by the Resolution of the Cabinet of Ministers of Ukraine. However, the goals set in it need further consolidation. It necessitates the adoption of the Public Finance Management Reform Strategy for 2021-2025. The preparation of its final stage was negotiated at the meeting of the Sectoral Working Group on Public Finance Management of the Ministry of Finance of Ukraine in May 2021. A brief overview of the documents that define the strategies for the development of relations in the system of public finances and public administration, in general, gives grounds to assert that there is sufficient normative support in this area in the context of its strategic development. However, a number of problems remained unsolved during the implementation of provisions of the abovementioned strategies. Nowadays, there is a need in Ukraine to improve the management of public finances, especially in the use of budget funds, to perfect functional responsibilities of public authorities, and to search for new strategic approaches to the use of public sector financial resources to ensure the sustainable development of the national economy.One of the crucial directions for solving these problems is the introduction and implementation of the Strategy for the Development of the Public Finance Management System of Ukraine, which should become an effective tool for regulating relations in the public finance sphere and a means of influencing the consistency and effectiveness of reforms in it.It is necessary to adopt a medium-term Fiscal Consolidation Strategy based on the predominance of reducing spending over increasing revenues of the State. The Strategy should be adopted in terms of state budget execution, taking into account fiscal efficiency.In the conditions of growing informatization of the society, automation of all processes, and digitalization of the economy, it is necessary to form a Strategy for automation of the system of public finance management, which should become an effective tool for ensuring the improvement of the investigated sphere.All strategies for improving public finance management should be based on the principles of transparency of public authorities, stability and sustainability of the budget in the long run, budgeting effectiveness, fairness and efficiency of the system of inter-budget relations, consolidation of the budget process. The active use of the latest information technologies leading to the improvement of financial management and coordination of managerial activities of public authorities should accompany the implementation of strategies. Conclusions of the research. In the system of public finances, there is a sufficient number of normative documents that determine strategic directions for its development. However, mostly all of them regulate the peculiarities of the functioning of the sphere of state finances, while public finances is a broader concept than the state ones. Therefore, this shortcoming, along with the objective need to search ways for further development of the sphere of public finances, taking into account current realities, necessitates the development and adoption of a number of strategies that will determine directions for the improvement of public finance management.
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"Influence of household finance on stability of public finances." Bulletin of V. N. Karazin Kharkiv National University Economic Series, no. 95 (2018). http://dx.doi.org/10.26565/2311-2379-2018-95-05.
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The relevance of the study is determined by theoretical definition of the essence and specification of the components of the subsystems of public finances, which allowed us reveal the need for studying the role of household finance in public finances, which have a direct connection with the state budget, local budgets and funds of social importance. As a subject of public finance, households, through participation in the formation and use of public finance, can influence the stability of this category. Analysing profitable part of the state budget, namely stake of payments from the profits of householders in a budget, and considering their personal interest in a social sphere, it was their public interest that unites interests of the state and private is certain. Due to the fact that almost a third of the expenditures of the consolidated budget is allocated for social protection and security, and one of the public finance subsystems is fully owned by non-state social funds, financial flows that are defined and guaranteed by the state for all citizens and personify public interests were considered. The analysis of the expenditures of the state and local budgets determined that the expenses on the social protection of pensioners and the social protection of the family, children and young people are of the greatest interest, and they are directly related to the finances of households. Using the indicator of the stability of public finances, articles on social protection were examined, and it was determined which areas could adversely affect the sustainability of public finances. Social protection of the retired people refers to the area with a negative impact on public finances. The obtained results require further studies of the relationship of the social sphere with household finance, which will make it possible to determine the instruments of influence and regulation in the sphere of public finances.
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Shahbaz Khalid. "THE ROLE OF FINANCE IN OUR LIVES." EPRA International Journal of Economics, Business and Management Studies, April 5, 2021, 30–34. http://dx.doi.org/10.36713/epra6706.
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The article presents a comprehensive economics and financial analysis that plays a critical role in all areas of life. It plays an important role in individual resilience. This study includes financial and economical planning factors, revenue analysis, investment risk and financial forecasting. It includes budgeting, spending and saving. Healthy finances simply emphasize many of the goals of my life because healthy investments keep my daily stress level low, allow me to focus on doing other things, and open up opportunities to move forward. In other words, having the right level of financial success is one of the factors I measure in my life. How your financial skills help you understand how much you earn, what your monthly expenses are, and how it helps you budget for that income. The concept is that the sensitivity of investment to investment should be measured taking into account the amount of solid assets that can be used as collateral. High-level firms in the capital had high levels of investment sensitivity during the pre-crisis crisis, while post-crisis firms were less sensitive to cash flow when investing. Finance involves managing finances. KEYWORDS: finance, importance of finance, learning finance, finance and accounting, life with finance, recognizing finance, roles of finance
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Power, Jane, Bernadette Power, and Geraldine Ryan. "Determinants of equity financing: a demand-side analysis of Irish indigenous technology-based firms." Irish Journal of Management, May 13, 2022. http://dx.doi.org/10.2478/ijm-2022-0002.
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Abstract Successful high-technology industries enhance productivity, competition, and consumer choice. To support their innovating activities, these firms need access to finance. Given the uncertain nature of innovation, along with the high associated cost, many firms turn to equity financing. Using novel survey data for 153 indigenous equity and 141 indigenous non-equity financed high-tech firms, we examine what determines how these firms raise equity finance (i.e., independent and corporate venture capital, business angel, government-sponsored) and non-equity finance (i.e., personal investment, family and friend investment, debt finance). We find that debt finance is negatively associated with equity financing in high-tech firms. Moreover, in our sample of high-tech firms, we find that innovating firms, export-oriented firms operating in niche markets, and firms with high levels of human capital have a greater probability of being equity financed.