Relevant bibliographies by topics / Finance Services

Academic literature on the topic 'Finance Services'

Author: Grafiati
Published: 10 December 2022
Last updated: 29 January 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Finance Services.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Finance Services"

1

Park, Hyun, and Apostolis Philippopoulos. "DYNAMICS OF TAXES, PUBLIC SERVICES, AND ENDOGENOUS GROWTH." Macroeconomic Dynamics 6, no. 2 (April 2002): 187–201. http://dx.doi.org/10.1017/s1365100502031012.

Full text
Abstract:
We present a model of endogenous growth in which government consumption and production services are financed by distorting capital taxes. We generalize Barro's public finance model of growth in two ways. First, we study the properties, and the role in growth, of a wider menu of second-best optimal policies, namely, the capital tax rate and the portion of total tax revenues used to finance public production services versus public consumption services. Second, we investigate the possibility of the existence and uniqueness of a long-run equilibrium in which optimal policies do not change and the economy grows at a constant balanced growth path, as well as the possibility of dynamic determinacy of this long-run equilibrium.
APA, Harvard, Vancouver, ISO, and other styles
2

Yablonsky, Sergey A. "E-finance innovation services in Russia." International Journal of Business Innovation and Research 8, no. 5 (2014): 523. http://dx.doi.org/10.1504/ijbir.2014.064612.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Tian, John Q. "Reorganizing Rural Public Finance: Reforms and Consequences." Journal of Current Chinese Affairs 38, no. 4 (December 2009): 145–71. http://dx.doi.org/10.1177/186810260903800407.

Full text
Abstract:
This article examines recent reforms to restructure rural public finance in China and their impact on local-government finance. The focus is on how fiscal income and financial expenditure are managed by local-level governments, particularly at the county and township levels, and how rural public and social services are financed. The article also looks at the development of intergovernmental transfers, ongoing administrative reform, more recent initiatives to extend public finance to cover rural residents as part of the comprehensive rural reform, and a new campaign to build a new socialist rural China.
APA, Harvard, Vancouver, ISO, and other styles
4

Et al., Dr Sameer Koranne. "PERSPECTIVES OF SERVICE FAILURES IN FINANCIAL SERVICES." Psychology and Education Journal 58, no. 1 (January 20, 2021): 5756–63. http://dx.doi.org/10.17762/pae.v58i1.2211.

Full text
Abstract:
Banking & Finance is a significant contributor to the service sector and it also has its own service loss phenomena. The research carried out on the backgrounds and outcomes that affect the actions of workers specifically suggests a widespread pattern of service delivery failures. In the sense of service provision and shortcomings, work-related behaviors and cumulative operational factors are discussed. The study also explains the role of frontline service personnel and emphasizes the crucial value of service delivery preparation. The study carried out to determine the most significant variables of service failure by along with managerial implications for recovery.
APA, Harvard, Vancouver, ISO, and other styles
5

Nizamov, Ramil', Guzaliya Klychova, and Albert Iskhakov. "ISLAMIC FINANCE." Vestnik of Kazan State Agrarian University 14, no. 4 (April 12, 2020): 122–27. http://dx.doi.org/10.12737/2073-0462-2020-14-4-122-127.

Full text
Abstract:
Currently, an alternative to traditional finance is actively forming in the world - the Islamic financial system with its inherent financial products. In the Russian Federation, the topic of Islamic finance is being developed by the scientific and business environment at the regional level, precisely, with the involvement of working groups of international experts. In the course of the study, a analysis was made of the main provisions and characteristics of Islamic finance. Islamic finance includes financial products such as Musharaka, Mudaraba, Murabaha, Ijara, Salaam, Istisna ’and others. According to Musharak, participants in the transaction combine assets and share risks among themselves. Mudaraba, a trust management agreement, allows you to combine the entrepreneurial talent of the manager and the funds of the owner of capital. Murabaha, a resale agreement, provides an opportunity to purchase goods by installments to customers. Ijara serves as a replacement for operating leasing and is used more broadly as a lease. Salaam, an advance financing contract, is mainly used for transactions with standard property. Istisna’ contract, where the contractor, in addition to its services, uses its own material and raw materials, an investment tool for long-term projects. In order to unify the terms of Islamic financial contracts, international standards have been developed by the Organization of Accounting and Auditing of Islamic Financial Institutions (AAOIFI, Bahrain headquarters). Fiqh property relations, a section of Sharia science, is a methodological and theoretical basis for Islamic finance. The features of Islamic finance include asset-based, restrictions on funded activities and the principle of sharing risks between capital and the entrepreneur. The movement of cash flows according to Islamic economic doctrine must necessarily be supported by the movement of real goods and services. Islam prohibits financing activities harmful to society. The right to profit in Islam arises from the acceptance of risk. It was found that the constraining factors for the development of Russian Islamic financial institutions remain due to its regulation in national legislation. It is noted that Islamic finance has developed in Russia due to the presence of demand at the local and regional levels from business and the population who are actively practicing Islam. Monitoring of the Russian Islamic financial services market has shown that about ten companies offering Islamic financial services currently operate in Russia.
APA, Harvard, Vancouver, ISO, and other styles
6

Rasheed, Rabia, Sulaman Hafeez Siddiqui, Iqbal Mahmood, and Sajjad Nawaz Khan. "Financial Inclusion for SMEs: Role of Digital Micro-financial Services." Review of Economics and Development Studies 5, no. 3 (July 30, 2019): 429–39. http://dx.doi.org/10.26710/reads.v5i3.686.

Full text
Abstract:
SMEs paly major role in poverty reduction and employment generation, therefore experts considered this sector as engine of economic growth. However, access to finance in developing countries is one of major issue in development of SME sector as well as hurdle in economic growth. Financial institutions banking and non-banking shows reluctant behaviour in providing financing to SMEs and the issue is more severe in emerging economies. Bank financing has been found as main source of funds for SMEs in Pakistan, however, to obtain these funds not easy for small and medium firms. Recently digital micro financial services have been introduced by a number of micro finance banks. Current study examines the role of digital micro financial services in enhancing SMEs’ access to finance and thereby enabling a more inclusive financial market for SMEs especially in context of emerging and developing economies. By digging out the existing literature and secondary data, the study discusses that digital financial services have greatly helped owner managers of SMEs in smooth management of their transactions and finances. The study concludes that to strengthen SME sector for economic growth, it is important to further reduce the cost of using digital financial services and increase the financial product portfolio on digital platforms.
APA, Harvard, Vancouver, ISO, and other styles
7

Siddiqui, Sulaman Hafeez, and Muhammad Shahbaz Khan. "SMEs Intention towards Use and Adoption of Digital Financial Services." Sustainable Business and Society in Emerging Economies 1, no. 2 (December 25, 2019): 65–80. http://dx.doi.org/10.26710/sbsee.v1i1.1007.

Full text
Abstract:
The purpose of this study is to analyses the SMEs owners and managers intention towards use and adoption of digital financial services in South Punjab, Pakistsan. SMEs are considered key contributors to economic activity, as a key-source of employment, growth, and invention. SMEs perform significant role in the system of national financial regulation all over the world, Jobs creation, and contributing to modernization in the financial regulation are significant exertions to achieve ecological sustainability and more growth in access to finance. Access to finance in emerging countries is one of core issue in development of SME sector as well as obstacle in economic growth. Microfinance institutions are considered a good manifesto to enhance access to inclusive finance as well as stress-free access to finance and financial literacy for SMEs to support economic growth but in Pakistan, to obtain these finances not easy for SMEs sectors. SMEs are unfortunately still struggling due to lack of inclusive finance and financial literacy. Recently financial institution introduced digital financial services at micro level that provide access to financial services to each and every citizen in the country without any restriction. To accomplish the purpose of the research, the data was acquired from the SMEs owners and mangers with a sample of 232 chosen randomly of South Punjab, Pakistan. In this research study, merged two best theories; the theory of planned behavior and technology acceptance model was used to describe their behavior. Multiple statistical tests run to check the normality by using Shapiro-Wilk test, reliability and multicollinearity of the data to test the assumptions of regression and correlation. Finally, the results of this intended study revealed that there is a moderate significant but positive relationship between the SMEs owners and managers intention towards use and adoption of digital financial services. The Government of Pakistan should create finance related awareness program, training, technical institution and make a rules and regulation. Further this study suggests to researchers that focus on internal and as well as external factors of SMEs in Pakistan.
APA, Harvard, Vancouver, ISO, and other styles
8

Prasad, D. Ravindra, and V. Srinivas Chary. "The Fourteenth Finance Commission and Urban Services." Indian Journal of Public Administration 60, no. 2 (April 2014): 235–54. http://dx.doi.org/10.1177/0019556120140203.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Rollet, Christian. "Problems of Health Services Finance in France." Social Policy & Administration 25, no. 3 (September 1991): 193–201. http://dx.doi.org/10.1111/j.1467-9515.1991.tb00515.x.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Shoup, Donald, Quan Yuan, and Xin Jiang. "Charging for Parking to Finance Public Services." Journal of Planning Education and Research 37, no. 2 (June 3, 2016): 136–49. http://dx.doi.org/10.1177/0739456x16649416.

Full text
Abstract:
Many cities have two serious problems: overcrowded on-street parking and undersupplied public services. This article examines a policy to address both problems: charge market prices to manage on-street parking and use the revenue to finance local public services. Our case study of a pilot program for alley improvements in Beijing finds that the estimated payback period for the investments in sanitation, security, landscaping, and parking is less than three years. Only 35 percent of households in the pilot program own a car and the average income of car-owning households is almost three times the income of carless households.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Finance Services"

1

Mburu, Emily Njeri. "Energy related services in Kenya: Implications of unbundling the electricity sector on trade in services negotiations." Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/27087.

Full text
Abstract:
Electricity is a basic infrastructural service necessary for the achievement of developmental outcomes. The use of electricity, specifically, serves economic as well as social needs. It is universally accepted that electrification enhances quality of life at the household level and stimulates the economy at a broader level. Given its substantial benefits, electrification together with other sources of modern energy such as renewable energy, has been identified as essential for fulfilling the Millennium Development Goals (UNDP, 2005). In most cases, the main challenge in the achievement of these goals is the bundled nature of the electricity supply chain in majority of developing countries. This necessitated the need for policy reforms with the aim of unbundling the sector in Kenya. The literature review sets out to consider the main features of the electricity sector to better understand the legal and regulatory reforms that have taken place in the electricity sector and the impact of the liberalization on rural electrification and the poor in society. It takes note of the changing role of government in the sector with the liberalization and privatization, which has entailed the unbundling of the vertically integrated state-owned utility that has led to the introduction of competition in some segments of the electricity sector value chain such as generation and distribution. In addition, the review considers the classification related issues arising from the reforms that have taken place in the electricity sector and the regulatory imperatives for a competitive electricity services sector. Finally, a review of the reforms in the electricity sector in Kenya is assessed together with the impact of the reforms. Furthermore, the necessary regulatory disciplines instrumental in cross-border trade in electricity services are identified. The rationale of the study focuses mostly on the phenomenological (qualitative) and positivistic (quantitative) types of research. The focus was on identifying, analyzing and reporting patterns (themes) within data to facilitate a clear understanding of the electricity services sector in Kenya. Furthermore, the chapter on methodology presents the research population, sampling strategy, data collection, frame of analysis and a summary of how the data was analysed. Thematic analysis was used to analyse the questions. The findings and discussion sections of the study are focused on the reforms in the electricity services sector in Kenya, the pro-competitive regulations for an effectively liberalized electricity sector, and the resultant electricity-related services. Due to the complexity of the issues in the sector, interviewees preferred to be provided with the questionnaire instead of face-to-face or telephonic interviews. The questionnaire consisted of two sections, namely the respondent's demographics and reforms in the electricity sector in Kenya. The questionnaire targeted key stakeholders in the sector and was sent to eighteen potential respondents, and of these, only fourteen were responsive. The study concludes that reforms in the electricity sector in Kenya have brought about clarity in terms of the services that are embedded in the sector and identified the key regulatory elements necessary to enhance competition in the sector. The new services that have surfaced in Kenya, include geothermal exploration, grid connectivity through KENTRACO, generating electricity from crude oil, and ensuring that more households are connected to the national grid through the rural electrification project.
APA, Harvard, Vancouver, ISO, and other styles
2

Khulu, Ntombifuthi Valerie. "Value added tax on electronic services: an explorative study on the current regulations prescribing electronic services and the proposed amendments as at 01 October 2018." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/31177.

Full text
Abstract:
Value-Added Tax (VAT) was introduced in South Africa (“SA”) on 29th September 1991 to replace GST (General Sales Tax) as an indirect system of taxation. It is levied in terms of the Value-Added Tax Act 89 of 1991. The Commissioner of the South African Revenue Service (SARS) is a mandated collector of all tax that is legally payable. SARS has a duty to ensure that the collection of tax is efficient and effective. VAT is a transaction and consumption-based tax that is triggered upon the consumption of goods and services in South Africa. South Africa operates a destination-based VAT system, which means that exports are zero-rated, and imports are subject to VAT at the standard rate of 15 per cent. The upshot of the destination-based VAT system is that it is designed to tax the consumption (in economic parlance) that takes place in South Africa (SA). For the purposes of VAT, revenue loss as a result of cross border supply of goods is insignificant in comparison to revenue loss experienced in the cross-border supply of services supplied via electronic means. This is due to the tangible nature of goods which would be required to be channelled through the border and/or customs, which are generally strictly controlled areas. Such goods could be subject to domestic tax (including VAT), thereby limiting the trade distortions as the foreign supplier will be put in the same tax position as the local supplier. However, all of this will be dependent on domestic legislation and value thresholds in a particular jurisdiction. In the instance of cross border supplies of services supplied electronically, there is increased exposure or risks to trade distortions since these are provided via the internet or through other forms of electronic agents or communication methods. These supplies do not have to physically pass through the border or customs, thereby limiting the control and monitoring of tax authorities. Imported services/reverse charge mechanism is where services supplied by non-residents are taxed within a taxing jurisdiction. This means that a resident of South Africa must account for VAT on services acquired from a non-resident or a person who carries on a business outside of South Africa, to the extent that such services are not used in the furtherance of taxable supplies. Essentially, the responsibility for the collection of tax does not lie with the non- resident but the person who imported the goods or services into South Africa. This is known as the reverse charged mechanism and is applied with respect to imported services acquired from non-resident businesses, consumed in South Africa and not for the furtherance of taxable supplies. In order to level the playground between foreign and local suppliers, the legislature introduced new rules governing the supply of electronic services by a foreign supplier to South Africa. This was done to eradicate the incorrect interpretation & application of the provisions governing imported services. In the 2018 National Budget Speech, released on 21 February 2018, the Minister of Finance announced that the regulation defining “electronic services” for VAT purposes would be updated. This resulted in an amended draft regulation being published on the same date. On 24 October 2018, the Minister of Finance presented the Medium-Term Budget Policy Statement which was accompanied by the Amendment of Revenue Laws Bill 37 of 2018 (“the Bill). Amongst those amendments contained in the Bill was the changes in the VAT treatment of the supply of electronic services (“e-services”) in South Africa. These amendments and the revised e-services regulations are due to take effect on 1 April 2019. The objective of this paper is to discuss to what extent the SA regulations are in line with regulations introduced in the Ottawa Taxation Framework. This paper will also discuss the Amendment of Revenue Laws Bill 37 of 2018 considering electronic services. Lastly, the EU, New Zealand and Australia’s frameworks will be looked at to establish if they have also amended their local VAT/GST legislation considering the Ottawa Taxation Framework. New Zealand, Australia and EU were chosen as target jurisdictions of comparison because they are more developed than South Africa. Furthermore, South Africa has economic relations with Australia and some countries which form part of the European Union. It is also understood that Australia’s GST and South Africa’s VAT are similar in terms of certain aspects. Collectively, South Africa’s VAT and Australia’s GST were both based on the New Zealand’s GST model. This paper finds that the recent amendments by the National Treasury are broad and do not conform to the Ottawa Taxation Framework. The paper also finds that the regulations looks fine on paper, but the implementation thereof will be challenging to both SARS and the VAT vendors. The paper suggests that the National Treasury should look at what countries i.e. New Zealand have done to address the challenge of taxing 'electronic services’ to ensure that the SA VAT legislation is amended in accordance with the suggested guidelines.
APA, Harvard, Vancouver, ISO, and other styles
3

Mediano, Javier Morales. "Customer orientation in highly relational services : antecedents and consequences." Thesis, University of West London, 2018. https://repository.uwl.ac.uk/id/eprint/5498/.

Full text
Abstract:
The aim of this study is to investigate the role and implications of the customer orientation of service employees (COSE) in highly relational services (HRS) and its front-line employees. Customer orientation (CO) is considered a key pillar in the development of relationship marketing (RM). However, there are not COSE studies trying to fully exploit its potential by the use of highly relational settings and the introduction of new consequences from the original COSE model aligned with those of RM goals. Accordingly, the COSE model was adequately framed under the relationship marketing (RM) theory, compared with other different CO models and then assessed via a qualitative study. For this study, private banking (PB) was chosen as HRS due to its particular characteristics, namely; a dyadic relationship between customers and employees (private bankers), a high customisation of the service, a needed judgement of the employee, and a particular way of delivery. The qualitative study was comprised of 25 semi-structured interviews to PB practitioners in order to address different research questions regarding the importance and applicability of the COSE model. Additionally, this research questioned what changes to the COSE model should be introduced for it to be adapted to HRS. Furthermore, new potential outcomes of COSE were examined together with the current situation related to the application of measurements of COSE in practice. This analysis confirmed the validity of the construct. COSE was proved to be notably important in PB, as in any HRS. Regrettably, no PB firm has a standardised process for measuring COSE. Moreover, the four dimensions that make up COSE received different grades of importance. Social skills were agreed to be more important than technical skills. Motivation was also considered as less important than social skills. Likewise, decision-making authority generated some disagreement as it can eventually result in a worse performance of the service delivery. There is a risk of the private banker to lose his or the focus on the service delivery due to the close relationship with the customer. Therefore, the interests of the three parties (company, employee and customer) have to be calibrated and aligned. Regarding the different COSE outcomes, new consequences were elicited; trust, loyalty, word of mouth, and customer-oriented deviance, from which some of the consequences were confirmed to be outcomes of RM too. Finally, an improved and extended COSE model has been proposed, including the potential effect of some characteristics of the firm and the employee. This is as well as a questionnaire to use in a future quantitative study that is adapted to the reality of the PB service. Numerous academic and managerial implications have also been extracted; (1) an innovative application of a qualitative methodology to an area where quantitative studies are the norm, (2) the application of the COSE model to a HRS setting like PB, whose academic classification and characterisation was also provided, (3) the identification and validation of new consequences of COSE, and (4) the adaptation and improvement of the COSE model that was provided by the proposition of a new conceptual model and a new questionnaire.
APA, Harvard, Vancouver, ISO, and other styles
4

Jabr, Muhammad Hisham Mustafa. "The marketing of the Islamic banks' services in Jordan." Thesis, University of Glasgow, 1989. http://theses.gla.ac.uk/30781/.

Full text
Abstract:
The purpose of this empirical study was to explore the extent to which the marketing concept had been accepted and implemented by the Islamic banks in Jordan. To achieve this, a survey of the Islamic banks' managers and customers was carried out. The survey questioned the managers, at both senior and branch levels, concerning their opinions about the understanding, acceptance and implementation of the marketing concept. Customers' opinions were also explored with particular regard to the factors considered to be important in choosing to bank with Islamic banks; services used; personal characteristics; the importance of promotional media; and the banks' role in informing customers about the Islamic banking concept. The findings of the study were that Islamic banks in Jordan have a narrow understanding of the marketing concept. These banks were found to be value - rather than profit-orientated. They accepted many of the facets of the marketing concept such as customer orientation, profit orientation and social orientation, while they downgraded the status of marketing activities. It was found that while some customers were gained from the nonbanking segment of the market, the banks won approximately two thirds of their customers from conventional banks. However, some customers were not impressed by the Islamic banks to the extent that they continued their patronage of other banks. This study is important in the light of the increasing growth of Islamic banks. It provides empirical data about the marketing orientation of the Islamic banks in Jordan which cannot be found elsewhere. It contributes to a better understanding of the ways in which the banks could increase their effectiveness by providing guidelines and the implications for marketing strategies. The research methodology and instruments used will help researchers to conduct studies in the field of financial services marketing in the Arab-Muslem countries.
APA, Harvard, Vancouver, ISO, and other styles
5

Chakrabarty, Anita. "Customer value and financial services distribution channels." Thesis, University of Nottingham, 2017. http://eprints.nottingham.ac.uk/35694/.

Full text
Abstract:
This research effort seeks to investigate the co-creation of customer value in distribution channels of financial services as perceived by customers. In financial services, an in-depth investigation of customer value is necessary because of its recognised strategic imperative for competitive advantage (Woodruff, 1997). The Service Dominant Logic further demonstrates the importance of customer value as the basis of customers’ evaluations of products or service offerings (Vargo and Lusch, 2004). Customer value assessments are typically based on core services. However, core services are rapidly copied, diminishing prior competitive advantages. Hence, other sources of customer value and competitive advantage have to be considered. In light of this, distribution channels are considered resilient sources of value for the customer (Ballantyne and Varey, 2006). Specifically, this research seeks to empirically determine the type of value co-created through interactions in various distribution channels of financial services and the degree to which the various types of value vary, in distribution channel use. The conceptual model developed for this study synthesises two perspectives of customer value. The first perspective is the unidimensional perspective, which posits that customer value is a trade off between perceived benefits and perceived sacrifices. The alternative perspective is the multidimensional perspective where customer value is multidimensional. Various types of value, functional or utilitarian as well as emotional and aesthetic value are offered in the extant literature. In financial services, dominant studies focus on adoption and non-adoption of financial services channels particularly innovative technological channels such as the internet channel and mobile channel. A study of the customer value of various channels in the multichannel context of financial services is relatively absent. Therefore, a two-step research design was utilised. First, an exploratory study was conducted to determine the different benefits and sacrifices perceived by customers when using the distribution channels. The first stage of the study incorporated an exploratory study of semi-structured interviews conducted on a sample of 22 respondents. The hypotheses developed for the study were based on the exploratory study and the extant literature of customer value and distribution channels. The second stage of the study was a survey of 300 respondents using a questionnaire, within the Klang Valley area. The data were collected and analysed using Exploratory Factor Analysis (EFA), Analysis of Variance (ANOVA) and regression analysis as appropriate. The findings of the study show that both co-created functional value and emotional value perceptions exist in the distribution channel of financial services. Co-created functional and emotional value furthermore contributes to overall customer value perceptions. The study also finds that different benefit and sacrifice perceptions give rise to co-created functional and emotional value perceptions respectively. A comparison of the customer value perceptions of channels revealed that customers perceived functional value and emotional value in all channels, except the ATM/CDM/Cheque deposit channel. The in-branch channel is perceived to co-create a greater magnitude of emotional value. Adding to the extant literature, the findings demonstrate that distribution channels are an important source of customer value assessments. Furthermore, the findings lend support to the conceptual model, which posits various benefits and sacrifice perceptions existing in distribution channels of financial services lead to co-created perceived functional and emotional value or both simultaneously. From a managerial point of view, the findings of this study enable accurate identification of specific benefits and sacrifice perceptions in the various distribution channels of financial services to inform the development of strategies and tactics to enhance customer value of individual channels. Furthermore, the importance of emotional value in the in-branch channel lends support to the role of face to face interactions, careful recruitment and training of personnel to enhance the in-branch experience. The study also raises the importance of the consideration of service failures in services customer value assessments.
APA, Harvard, Vancouver, ISO, and other styles
6

Thuring, Fredrik. "Multivariate credibility with application to cross-selling financial services products." Thesis, City University London, 2012. http://openaccess.city.ac.uk/2217/.

Full text
Abstract:
In this thesis, methods that are capable of improving the revenue and profitability of a financial services company are presented. Of particular interest is the use of customer specific information for pricing insurance products and segmenting a customer population based on the expected profitability of the customers. A prerequisite is the possibility for customers to have many different financial services products from the same provider. The thesis presents multivariate credibility models for how customer specific information from one (or many) financial services products is related to customer specific information from another financial services product. The models are foremost applied to the context of cross-selling (selling additional products to existing customers) where customer specific information from the offered cross-sale product is not available before the sale. As products are related, it is reasonable to use an appropriate (credible) amount of customer specific information from another product (or products), for estimating the profitability expected to emerge from the offered cross-sale product. In four separate but related articles, it is shown that having appropriate models for pricing and customer segmentation is of great importance for a financial services company aiming at running a profitable and growing business.
APA, Harvard, Vancouver, ISO, and other styles
7

Muwazir, Mukhazir Mohd. "Corporate social responsibility in the context of financial services sector in Malaysia." Thesis, Cardiff University, 2011. http://orca.cf.ac.uk/21878/.

Full text
Abstract:
Malaysia is an ever-growing business hub in Asia. Due to the fact that Malaysia has diverging socio-economic, cultural, ethnic groups, and ethical systems, this study seeks to find out multicultural impacts on corporate social responsibility (CSR) issues and practices in the country. This study encompasses top and executive managers in financial services sector in Malaysia. A total of 1000 questionnaires were given out to the respondents in different segments of financial institutions in Malaysia namely commercial banks, investment banks, brokerage firms, fund management companies, insurance companies, unit trust companies, and large public fund organisations. The questionnaire used in this study was modified from Aupperle, Carroll and Hatfield (1995), Maignan and Ferrell (2000), and Maignan (2001). The questionnaire was used to measure perceptions about CSR elements as proposed by Carroll (1991): economic, legal,ethical and philanthropic responsibilities. The results indicated that top and executive managers ranked ethical responsibilities as the most important CSR duties for corporations. The results from the factor analysis revealed four drivers that were able to motivate corporations to practice CSR namely local and global forces, corporate image,economic performance, and cultural awareness. A depth observation across ethnicity of the respondents revealed that there are no homogenous results, especially with regards to Carroll’s CSR elements. The finding clearly demonstrated a separation of opinions between Malaysian bumiputera and Malaysian non-bumiputera respondents. This is potentially a significant finding since culture gives a significant impact on people attitude, behaviour and perception. The findings from this study suggest a unique CSR model for Malaysia and it is hoped to be the guide for local and international companies that is operating and that will be operating in this country.
APA, Harvard, Vancouver, ISO, and other styles
8

Nyatondo, Tendayi. "Determinants of the supply of urban public transport services in Harare, Zimbabwe." Master's thesis, University of Cape Town, 2014. http://hdl.handle.net/11427/29026.

Full text
Abstract:
The level of supply of public transport increases proportionately with population size. However, increases in population growth and urbanization have led to several transport problems, including meeting the supply of transport services. The rationale behind the supply model as used in the study is generally found in economic theory, where vehicle operators/owners choose among alternative opportunities before investing in urban transport service industry. Despite the importance of the transport business sector to the Zimbabwean economy, the continued undersupply in the sector is alarming. The main objective of the study is to identify the factors affecting the supply of urban transport in Harare, Zimbabwe. The research seeks to find the reasons of the high mismatch of demand and supply in the urban public transport sector. These situations are related to finance, demand forecasting, management, high operational overheads, unviable fares, marketing, capitalization at start up and business planning. It also established that many entrepreneurs have high operational overheads as a result of inefficiency due to vehicle old age and high statutory safety requirements on vehicle fitness, which is forcing many large investors to opt to sell their passenger vehicles and venture into haulage trucks instead. By the end of the research we should be able to list the factors affecting investment in this sector in their order of importance such that coming up with solutions to those most important factors may just unlock a lot of investment into this sector This research established the notion that under investment in the transport sector are caused by lack of funding and non viable fares even though occupancy is very good. These factors will serve as a basis of modeling the supply situation in the study area. In addition, the study will outline some policy directions, which need to be considered in order to sustain the supply of urban transport services.
APA, Harvard, Vancouver, ISO, and other styles
9

Cheung, Lam-chau, and 張林秋. "User charges: a new way for funding social welfare services in Hong Kong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1996. http://hub.hku.hk/bib/B31964904.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Strong, Scott R. "Measuring coaching effectiveness in the financial services industry." Thesis, Indiana Wesleyan University, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=3645202.

Full text
Abstract:

This mixed methods study was to examine coaches who provided coaching for leaders to improve employee career development, defined as the individual's involvement and satisfaction with the organization in achieving his or her goals (Harter, Schmidt, & Haynes, 2002). The purpose is to determine if these coaches are able to be evaluated through assessments to determine who is more effective in coaching leaders in the financial services industry, and to determine the overall effectiveness in working with leaders to determine a non-traditional return on investment that an organization can use to measure coaching. One way to measure a coaching outcome is by goal achievement (Spence, 2007). The individual will be able to determine if measureable progress is being made toward goal achievement, which allows for earlier assessment of whether or not coaching is successful. This study was implemented to find out earlier if the coaching is working and to develop a more systemic way to assist high potential executives rather than leaving it up to each individual coach. The research creates a survey instrument and pilots its use in a financial services organization to evaluate the effectiveness of the questionnaire set created to conduct this study.

APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Finance Services"

1

Web services in finance. Berkeley: Apress, 2004.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Bankers, Chartered Institute of. Trade finance: Payments and services. 2nd ed. London: BPP, 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

David, Cox. Trade finance: Payments and services. 4th ed. Worcester: Northwick, 1990.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

L, Hagen Kristian, ed. International finance and financial services. New York: Nova Science Publishers, 2008.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Gupta, A. K. Sen. Factoring services. New Delhi: Skylark Publications, 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Northington, Suzanne. Finance. New York: Ferguson's, 2011.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Canada, Statistics. Services indicators: Communications; finance, insurance and real estate; business services. Ottawa: Statistics Canada, 1994.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Tony, Bushell, and Gunn Philip, eds. Finance, information and business. London: CollinsEducational, 1993.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Green, Anna (Technical editor at HFMA), editor, ed. Introductory guide - NHS finance. Bristol: Healthcare Financial Management Association (HFMA), 2013.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

A, Fraley Ruth, and Katz William A. 1924-, eds. Finance, budget, and management for reference services. New York: Haworth Press, 1988.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Finance Services"

1

Turner, Daphne, Peter Turner, and Philip Voysey. "Corporate Finance." In Financial Services Today, 27–38. London: Macmillan Education UK, 1996. http://dx.doi.org/10.1007/978-1-349-13731-2_4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Isaac, David. "Financial Services." In Property Finance, 239–49. London: Macmillan Education UK, 2003. http://dx.doi.org/10.1007/978-1-137-08239-8_14.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Isaac, David. "Financial Services." In Property Finance, 243–55. London: Macmillan Education UK, 1994. http://dx.doi.org/10.1007/978-1-349-12948-5_14.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Hinchey, Paul, and Jeffrey M. Goodloe. "Principles of finance." In Emergency Medical Services, 60–68. Chichester, UK: John Wiley & Sons, Ltd, 2015. http://dx.doi.org/10.1002/9781118990810.ch81.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Blount, Edmon W., Eric B. Poer, and Tiko V. Shah. "Securities Finance Disputes." In Litigation Services Handbook, 1–20. Hoboken, NJ, USA: John Wiley & Sons, Inc., 2017. http://dx.doi.org/10.1002/9781119363194.ch30.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Lueg, Kai-Eberhard, and Frank Keuper. "Shared Services in 2020." In Finance Bundling and Finance Transformation, 409–21. Wiesbaden: Springer Fachmedien Wiesbaden, 2013. http://dx.doi.org/10.1007/978-3-658-00373-9_20.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Turner, Daphne, Peter Turner, and Philip Voysey. "Other Sources of Finance." In Financial Services Today, 102–11. London: Macmillan Education UK, 1996. http://dx.doi.org/10.1007/978-1-349-13731-2_10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Turner, Daphne, Peter Turner, and Philip Voysey. "Personal Finance and Credit." In Financial Services Today, 135–48. London: Macmillan Education UK, 1996. http://dx.doi.org/10.1007/978-1-349-13731-2_13.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Brenkert, George G. "Marketing of Financial Services." In Finance Ethics, 273–96. Hoboken, NJ, USA: John Wiley & Sons, Inc., 2011. http://dx.doi.org/10.1002/9781118266298.ch15.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Tadjeddine, Yamina. "Financial services." In The Making of Finance, 17–23. 1 Edition. | New York : Routledge, 2018.: Routledge, 2018. http://dx.doi.org/10.4324/9781351016117-3.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Finance Services"

1

Suzumura, Toyotaro. "Scalable Graph Learning for Finance." In 2019 IEEE World Congress on Services (SERVICES). IEEE, 2019. http://dx.doi.org/10.1109/services.2019.00124.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Howell-Barber, H., and J. Lawler. "Critical success factors in planning for Web services in the financial services industry." In COMPUTATIONAL FINANCE 2006. Southampton, UK: WIT Press, 2006. http://dx.doi.org/10.2495/cf060071.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Xiaorui, Xiang. "THE IMPACT OF INTERNET FINANCE ON TRADITIONAL FINANCE." In International Symposium on Multidisciplinary Inclusive Education, Management and Legal Services (ISMIEMLS). Volkson Press, 2018. http://dx.doi.org/10.26480/ismiemls.01.2018.66.67.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Krassnigg, H., and U. Paier. "Collaborative support for on-line banking solutions in the financial services industry." In COMPUTATIONAL FINANCE 2006. Southampton, UK: WIT Press, 2006. http://dx.doi.org/10.2495/cf060031.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Joseph, A., and D. Anderson. "An innovative interdisciplinary curriculum in financial computing for the financial services industry." In COMPUTATIONAL FINANCE 2006. Southampton, UK: WIT Press, 2006. http://dx.doi.org/10.2495/cf060061.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Hou, Changjang, Xi Zhao, and Changlin Mi. "The genesis of land finance in China and the solution." In 2013 International Conference on Services Science and Services Information Technology. Southampton, UK: WIT Press, 2014. http://dx.doi.org/10.2495/sssit130281.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Sanz, Jorge L. C., and Yada Zhu. "Toward Scalable Artificial Intelligence in Finance." In 2021 IEEE International Conference on Services Computing (SCC). IEEE, 2021. http://dx.doi.org/10.1109/scc53864.2021.00067.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Griffin, Paul, and Ritesh Sampat. "Quantum Computing for Supply Chain Finance." In 2021 IEEE International Conference on Services Computing (SCC). IEEE, 2021. http://dx.doi.org/10.1109/scc53864.2021.00066.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Gabberty, J. W. "Management of the productivity of information and communications technology (ICT) in the financial services industry." In COMPUTATIONAL FINANCE 2006. Southampton, UK: WIT Press, 2006. http://dx.doi.org/10.2495/cf060021.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Raggad, B. G. "Financial assurance program for incidents induced by Internet-based attacks in the financial services industry." In COMPUTATIONAL FINANCE 2006. Southampton, UK: WIT Press, 2006. http://dx.doi.org/10.2495/cf060051.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Finance Services"

1

Battye, William. Climate finance architecture: mapping green growth services. Evidence on Demand, September 2016. http://dx.doi.org/10.12774/eod_hd.june2016.battyew.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Ambler, Kate, Alan de Brauw, Sylvan Herskowitz, and Cristhian Pulido. Finance needs of the agricultural midstream and the prospects for digital financial services. Washington, DC: International Food Policy Research Institute, 2022. http://dx.doi.org/10.2499/p15738coll2.135906.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Bennis, Jerry. Finance Near-Term Technical Architecture for the Defense Information Technology Services Organization. Version 1.1. Fort Belvoir, VA: Defense Technical Information Center, November 1992. http://dx.doi.org/10.21236/ada262636.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Bennis, Jerry. Information Management Functional Economic Analysis for Finance Workstations to the Defense Information Technology Services Organization. Fort Belvoir, VA: Defense Technical Information Center, March 1993. http://dx.doi.org/10.21236/ada262633.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Bennis, Jerry. Information Management Functional Economic Analysis for Finance Communications to the Defense Information Technology Services Organization. Fort Belvoir, VA: Defense Technical Information Center, March 1993. http://dx.doi.org/10.21236/ada262635.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Bennis, Jerry. Finance User Interface Style Guide (3270) to the Defense Information Technology Services Organization. Version 1.0. Fort Belvoir, VA: Defense Technical Information Center, November 1992. http://dx.doi.org/10.21236/ada262641.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Hall, David. Adaptation Finance: Risks and Opportunities for Aotearoa New Zealand. Mōhio Research and Auckland University of Technology (AUT), November 2022. http://dx.doi.org/10.24135/10292/15670.

Full text
Abstract:
Methodology: This report was developed through the co-design process of Mōhio’s Climate Innovation Lab, a fixed-term initiative which works with stakeholders to envision financial instruments to mobilise capital for climate-aligned projects and activities. A working paper was prepared through international market scanning and a review of primary and secondary literature on climate adaptation. This working paper became the basis for a workshop with local experts and stakeholders to test the viability of potential instruments in light of Aotearoa New Zealand’s unique cultural, biophysical and regulatory context. The workshop included participants from finance services, insurance, institutional investment, academia and local and central government observers. These insights were reincorporated into this final concept paper. Mōhio would like to thank the workshop participants for their time and expertise.
APA, Harvard, Vancouver, ISO, and other styles
8

Gerritsen, Erik, Lisa Korteweg, Foivos Petsinaris, Rachel Lamothe, Jeroen van der Laan, Daniela Chiriac, Costanza Strinati, Sean Stout, and Bella Tonkonogy. Options for Considering Nature-positive Finance Tracking and Taxonomy. Inter-American Development Bank, November 2022. http://dx.doi.org/10.18235/0004572.

Full text
Abstract:
Healthy and resilient ecosystems underpin our societies and economies. Collapse of just a few ecosystem services such pollination, timber from forests and food from marine fisheries, could result in a global GDP decline of USD 2.7 trillion annually by 2030. We are not investing sufficiently in nature, resulting in an estimated nature funding gap as high as US$800 billion per year. Redirecting financial flows towards nature-positive investments and activities is critical. Multilateral Development Banks (MDBs) play an instrumental role to support a nature-positive future, aligned with the forthcoming post-2020 Global Biodiversity Framework, the G7 Climate, Energy and Environment Ministers Communiqué of May 27th, 2022, and with the Joint Statement on Nature, People, and Planet endorsed by the 10 MDBs at COP27. This Statement included an intention to work towards a joint understanding of the term 'nature positive' in the context of operations and investments and a goal to develop tools and methodologies for tracking 'nature positive' investments across MDB portfolios. This technical note is a first step towards meeting this commitment. This work presents options for defining nature-positive finance, based on definitions and principles identified in a bibliographical review drawing on global expertise and developing frameworks and taxonomies. Acknowledging the variety of institutional and ecological contexts in which MDBs operate, the report offers a menu of options to screen nature-positive activities as well as a variety of approaches to determine the nature-positive contribution to investments. Finally, the report proposes principles for tracking and reporting on these investments.
APA, Harvard, Vancouver, ISO, and other styles
9

Quak, Evert-jan. The Trend Of “De-Risking” In International Finance and Its Impact on Small Island Developing States. Institute of Development Studies, May 2022. http://dx.doi.org/10.19088/k4d.2022.079.

Full text
Abstract:
This rapid review synthesises the literature from academic sources, knowledge institutions, non-governmental organisations (NGOs), and trusted independent media outlets on the challenges small island development states (SIDS) face when they lose correspondent banking relationships (CBRs). The rapid review concludes that, although the loss of CBRs is a global phenomenon, regions with SIDS, such as the Pacific and Caribbean, have seen the highest rates of withdrawals. During the last decade, local and regional banks in SIDS have lost and continue to lose bank accounts at large global banks to a critical level, sometimes having only one or none CBRs with banks in major economies, such as the Unites States, the United Kingdom, the European Union or Australia. This means that local banks have reduced access to financial services related to cross-border financial transactions, impacting on remittances and trade finance.
APA, Harvard, Vancouver, ISO, and other styles
10

Granada, Isabel, Pier Saraceno, and Anna Camilo. The Importance of Financial Information in the Transport Sector: an Encouragement to New Outlooks and Perspectives in Light of the IDB's Vision 2025. Inter-American Development Bank, April 2022. http://dx.doi.org/10.18235/0004152.

Full text
Abstract:
Services in the transport sector in Latin America & the Caribbean are provided mainly by private enterprises of different sizes. However, as technical transport specialists, our knowledge and understanding of their management strategies and financial objectives remains limited. Most of the sectorial attention is rightly dedicated to the analysis of the effectiveness and efficiency of the products/services provided by companies, leaving out of the picture the focus on the “business” side of their structures and operations. Such lack of awareness can be linked to several reasons. But one of the motives that mostly hinder transport practitioners from further analyzing these aspects is the ability to speak the private companies “financial language”. Engineers, planners, and even economists are not always familiar with the instruments of financial analysis, management accounting or corporate finance; concepts that are at the core of this language. When it comes to financial analysis, sectors practitioners are mainly biased in thinking about PPPs issues and project finance. This is certainly not a fault per se! However, such a narrow focus can unquestionably represent an obstacle to the full comprehension of the phenomena and rationales that impact the sectors functioning
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Finance Services' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography