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Colì, Elisa, Giada Pavanello, and Rino Falcone. "La relazione tra paziente con artrite reumatoide e reumatologo durante la pandemia da Covid-19. Una ricerca esplorativa su rappresentazione sociale e ruolo della fiducia." PSICOLOGIA DELLA SALUTE, no. 1 (February 2022): 137–60. http://dx.doi.org/10.3280/pds2022-001008.
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Lo studio ha indagato la relazione tra paziente con artrite reumatoide e reumatologo durante la pandemia da Covid-19, con particolare attenzione alla rappresentazione sociale di questa relazione, alla fiducia riposta nel proprio reumatologo ed ai cambiamenti introdotti dalla pandemia. La ricerca, realizzata con un questionario ad hoc somministrato online, ha coinvolto 135 persone affette da artrite reumatoide (età M = 49). I risultati evidenziano che la rappresentazione sociale della relazione tra i due è strutturata attorno alla disponibilità del reumatologo ed alla fiducia riposta nei suoi confronti, elementi che compongono il nucleo centrale della rappresentazione. Aspetti quali la competenza e la profes-sionalità sembrano invece rivestire un ruolo marginale in questo particolare periodo, essendo collocati nella periferia lontana. Nel complesso la fiducia sembra basarsi sul riconoscimento di competenze relative al pa-tient engagement e di disponibilità in termini di invio verso altri specialisti, rivestendo un ruolo di primo piano in termini di adesione alle cure mediche. La pandemia, che ha fatto registrare per poco più della metà del campione un aumento di fiducia verso il reumatologo, sembra aver rafforzato rapporti di fiducia già esistenti e corroso rapporti di fiducia già precari. All'aumento di fiducia avrebbe contribuito, tra l'altro, il mantenimento dello status quo in termini di fre-quenza di contatti con il proprio reumatologo (contatti meno frequenti comportano invece una riduzione della fiducia) e di accesso alle visite reumatologiche, nonché la percezione di una maggiore disponibilità del proprio reumatologo e di un miglioramento delle proprie capacità comunicative e relazionali.
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Degli Antoni, Giacomo. "Lavoro, fiducia e motivazioni intrinseche." QUADERNI DI ECONOMIA DEL LAVORO, no. 113 (July 2022): 117–43. http://dx.doi.org/10.3280/qua2021-113006.
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Nel corso degli ultimi anni, la distinzione tra motivazioni ad agire intrinseche ed estrinseche ha ricevuto crescente attenzione. È stato inoltre messo in luce un possibile effetto spiazzamento che l'introduzione di incentivi economici può generare sul livello di motivazioni intrinseche ad agire. Il contesto lavorativo sembra essere caratterizzato non solo da una elevata complessità motivazionale, ma anche dalla presenza di motivazioni intrinseche. Di conseguenza, politiche da parte dei datori di lavoro basate su controllo, sanzione e altri incentivi di carattere estrinseco pos-sono spiazzare le motivazioni intrinseche dei lavoratori. Ciò comporta il rischio di una riduzione dell'impegno profuso dal lavoratore, oltre che, plausibilmente, della soddisfazione per il lavoro. Il presente contributo propone un'analisi delle relazioni tra il livello di motivazioni intrinseche ed estrinseche per il lavoro, da un lato, e alcune caratteristiche del lavoro e del rapporto tra principale e dipendente, dall'altro. Dal punto di vista teorico, l'analisi si rifà sostanzialmente al volume di Frey del 1997 "Not just for the money". In tale contributo, Frey considera alcuni elementi caratterizzanti l'attività lavorativa e il rapporto tra datore di lavoro e lavoratore che possono promuovere o spiazzare la presenza di motivazioni intrinseche. L'analisi empirica si basa su un dataset originale che comprende dati relativi a oltre 2000 lavoratori dipendenti, collezionato attraverso la somministrazione di un questionario online.
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Bonera, Michelle. "La rilevanza delle variabili predittive della propensione all'acquisto online." MERCATI & COMPETITIVITÀ, no. 4 (December 2011): 101–23. http://dx.doi.org/10.3280/mc2011-004008.
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Obiettivo del presente lavoro č quello di studiare il comportamento d'acquisto online, analizzando le variabili che incidono sull'intenzione d'acquisto degli utenti Web. Le ricerche, volte a spiegare la propensione all'utilizzo delle nuove tecnologie hanno fornito, ad oggi, numerosi predittori, che mirano a spiegare l'intenzione di utilizzo di specifiche applicazioni tecnologicamente innovative da parte degli utenti. Originariamente i principali studi sono stati condotti negli ambiti lavorativi e di organizzazione aziendale e, piů raramente, sull'acquisto online. L'intento č quello di controllare la rilevanza delle variabili fondamentali nel contesto dell'e-commerce. In particolare č emerso come l'intenzione d'acquisto online sia influenzata, fortemente, dal divertimento nell'utilizzo del sito, seguito dalla fiducia e dall'utilitÀ percepita.
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Carlo, Simone, Silvia De Simone, Elisabetta Locatelli, and Nicoletta Vittadini. "La costruzione della fiducia nel web 2.0. Il caso delle truffe online." SOCIOLOGIA DELLA COMUNICAZIONE, no. 51 (November 2016): 64–82. http://dx.doi.org/10.3280/sc2016-051005.
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Gemini, Laura, Giovanni Boccia Artieri, Fabio Giglietto, Manolo Farci, Stefano Brilli, and Elisabetta Zurovac. "Ciarlatani. Post-verità, contropubblici online e nuove articolazioni della fiducia nel sistema della medicina." SALUTE E SOCIETÀ, no. 2 (May 2021): 201–22. http://dx.doi.org/10.3280/ses2021-002014.
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Latorre, Annaluce, and Maria Vernuccio. "Ridurre il rischio percepito e generare fiducia nello shopping online attraverso gli User Generated Content." MERCATI E COMPETITIVITÀ, no. 1 (March 2013): 143–63. http://dx.doi.org/10.3280/mc2013-001009.
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Rahmawan, Rahmawan, and Mochammad Dja’is. "EKSEKUSI JAMINAN FIDUSIA TERHADAP PEMBIAYAAN BERMASALAH DI KOPERASI BAITUL MAAL WA TAMWIL KABUPATEN SEMARANG." NOTARIUS 12, no. 1 (June 10, 2019): 108. http://dx.doi.org/10.14710/nts.v12i1.23771.
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The purpose of executing the object of the fiduciary is to guarantee the repayment of the credit facility granted by banking institutions as creditors. The problem in this study is on the execution of motor vehicles in the Baitul Maal Tanwil in the district of Semarang cause many problems. This thesis uses normative juridical research method and empirical research data support. Based on qualitative analysis known that prevention fiduciary execution problems, can be done by registration of fiduciary security object at the Ministry of Justice and Human Rights through an online application method, but to do an execution must be done on the spot, online application method of the execution of fiduciary can make sure a justice and legal standing for creditors to execution of fiduciary object, and by registering online fiduciary guarantee object, the object is expected to issue execution fiduciary. Keywords: Fiduciary, Execution Fiduciary, Baitul Maal Tamwil. Abstrak Tujuan pelaksanaan eksekusi objek jaminan fidusia adalah untuk menjamin pelunasan terhadap fasilitas kredit yang diberikan oleh lembaga perbankan selaku kreditor. Pelaksanaan eksekusi objek jaminan fidusia pada kendaraan bermotor pada Baitul Maal Tanwil di wilayah Kabupaten Semarang menimbulkan berbagai macam permasalahan. Penulisan tesis ini menggunakan metode penelitian yuridis normatif dan didukung data penelitian empiris. Berdasarkan analisis kualitatif diketahui bahwa pencegahan permasalahan pelaksanaan eksekusi jaminan fidusia, dapat dilakukan dengan melakukan pendaftaran objek jaminan fidusia pada kantor Kementerian Hukum dan Hak Asasi Manusia melalui metode pendaftaran secara online, tetapi pelaksanaan eksekusi jaminan fidusia tetap dilakukan secara langsung di lapangan, pendaftaran objek jaminan fidusia secara online, memberikan suatu kepastian hukum atau legal standing yang jelas bagi kreditor di dalam mengeksekusi objek jaminan fidusia. Kata kunci : Fidusia, Eksekusi Jaminan Fidusia, Baitul Maal Tamwil.
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Olivetti, Elena, Camilla Bongiovanni, Laura Staccini, Daniele Cavadini, Laura Mandelli, and Stefano Porcelli. "Passaggio alla psicoterapia online durante la pandemia da Coronavirus (Covid-19): precedente esperienza, familiarità con la tecnologia e conoscenze teoriche sulla psicoterapia online da parte del terapeuta. Il caso del Centro Medico Santagostino." QUADERNI DI PSICOTERAPIA COGNITIVA, no. 49 (January 2022): 21–34. http://dx.doi.org/10.3280/qpc49-2021oa13211.
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Durante la pandemia da Coronavirus (Covid-19), l'uso della psicoterapia online (PO) è stato ampiamente rivalutato. In situazioni in cui il passaggio alla PO siano caratterizzati da necessità e urgenza, la preparazione tecnica e teorica del terapeuta può essere cruciale. Nel presente studio abbiamo pertanto indagato il ruolo di tale preparazione sul passaggio alla PO durante l'emergenza Covid-19, nel contesto di un servizio privato di psicoterapia (Santagostino). Un questionario costruito ad hoc è stato utilizzato per rilevare l'esperienza pregressa di PO di 86 terapeuti, il grado riferito di familiarità con i sistemi di videocomunicazione, di conoscenza teorica e scientifica della PO, e la percentuale di pazienti in cura passati in PO. Sono state inoltre raccolte informazioni riguardo all'orientamento terapeutico e al grado personale di scetticismo nei confronti della PO prima della pandemia. Su 158 terapeuti contattati, 86 hanno completato il questionario. L'esperienza pregressa del terapeuta in PO si è dimostrata la variabile più predittiva per il passaggio dei pazienti alla PO. Accanto a essa la familiarità tecnica dei terapeuti, associata a un basso scetticismo. I risultati dello studio suggeriscono che una precedente esperienza, e dunque formazione, all'uso della PO, potrebbe favorire sia il suo utilizzo da parte del terapeuta, che l'adesione dei pazienti alla PO stessa. Una adeguata formazione tecnica e teorica potrebbe incrementare il senso di padronanza e fiducia (vs. scetticismo) nella PO.
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Mazzette, Antonietta. "Metamorfosi urbane in tempo di pandemia: alcune riflessioni." SOCIOLOGIA URBANA E RURALE, no. 127 (March 2022): 52–62. http://dx.doi.org/10.3280/sur2022-127005.
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Le riflessioni presenti nel saggio si fondano su un'indagine avviata all'indomani dell'emanazione del Decreto del Presidente del Consiglio dell'8 marzo 2020, con il quale sono state estese a tutto il territorio italiano le misure di contrasto e contenimento della diffusione del virus Sars Cov-2. L'indagine è stata sviluppata in tre diversi momenti: nel primo è stato somministrato un questionario online su Sicurezza e fiducia al tempo dell'emergenza sanitaria, applicando la tecnica di campionamento di tipo snowball; nel secondo è stata sottoposta una batteria di domande aperte agli interlocutori che, avendo risposto al questionario, avevano dato la disponibilità ad essere ricontattati per ulteriori approfondimenti; nel terzo momento sono state poste ulteriori domande sulla gestione dell'emergenza sanitaria ai medesimi interlocutori della seconda fase. Ai fini di questo articolo, per ragioni di brevità, esponiamo alcuni elementi emersi nella seconda fase della ricerca, relativi ai cambiamenti urbani legati all'emergenza.
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Ariawan, I. Made Fri, and Suatra Putrawan. "PELAKSANAAN PENDAFTARAN JAMINAN FIDUSIA SECARA ONLINE PADA KANTOR NOTARIS WILAYAH KABUPATEN GIANYAR." Kertha Semaya : Journal Ilmu Hukum 10, no. 3 (January 30, 2022): 561. http://dx.doi.org/10.24843/ks.2022.v10.i03.p07.
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Tujuan penelitian ini adalah untuk mengetahui pelaksanaan pendaftaran Jaminan Fidusia secara online pada Kantor Notaris Wilayah Kabupaten Gianyar dan untuk mengetahui akibat tidak didaftarkannya perjanjian jaminan fidusia terhadap kreditur ketika terjadi kredit macet di Wilayah Kabupaten Gianyar. Metode penelitian yang diterapkan dalam penelitian ini adalah jenis penelitian yuridis empiris. Hasil yang diperoleh dari penelitian ini adalah dalam praktek pelaksanaan pendaftaran jaminan fidusia secara elektronik yang dilaksanakan di kantor notaris berupa data objek dan subjek jaminan tidak lengkap yang diberikan oleh para pihak serta gangguan server yang mengakibatkan terhambatnya proses pendaftaran dan masih banyak pihak lembaga pembiayaan tidak mendaftarkan fidusia karena biaya pembuatan akta jaminan fidusia dan pendaftaran jaminan fidusia membutuhkan biaya yang tidak sedikit, sehingga dalam hal jaminan fidusia apabila tidak didaftarkan maka kreditur tidak memiliki hak preferen terhadap utangnya.
The purpose of this study was to determine the implementation of the online Fiduciary Guarantee registration at the Gianyar Regency Notary Office and to determine the settlement of Default against fiduciary agreements that were not registered online.The research method applied in this study is a type of empirical juridical research. Approach to problems regarding matters of a juridical nature and the existing facts regarding matters of a juridical nature based on facts from research and observation. The results obtained from this study are the practice of implementing electronic fiduciary registration at the notary's office in the form of incomplete data provided by the parties as well as server and mobile banking system disturbances which result in delays in the registration process so that preference rights cannot be achieved.
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Arinata Thema, Komang Andhika Yuna. "Pelaksanaan Fidusia Pada Bank Perkreditan Rakyat Ulatidana Rahayu yang Tidak Mendaftarkan Jaminan Secara Online." Acta Comitas 4, no. 3 (December 30, 2019): 421. http://dx.doi.org/10.24843/ac.2019.v04.i03.p07.
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A fiduciary guarantee is a guarantee that binds movable and immovable property on this matter which does not allow the mortgage to be imposed, in accordance with the provisions of article 1 paragraph 2 of the Fiduciary Law that one can be burdened with fiduciary objects, one of which is immovable property which cannot be encumbered by mortgage . Banks have businesses in the form of providing credit. Credit is a loan from a bank in the form of a sum of money to the borrower accompanied by the surrender of collateral. The problem that occurs is the people's credit banks whose fiduciary guarantees are not registered, this happens because the banks are still based on trust in the debtor. The research method used is research conducted directly based on real events or also called empirical research. Empirical research was conducted directly from relevant parties, namely the People's Credit Bank Ulatidana Rahayu. The study results show the additional fees charged to the customer in registering fiduciary guarantees are quite high. Therefore the bank does not register fiduciary and is still based on the principle of trust. In connection with the non-registration of fiduciary guarantees, this is contrary to the principle of publicity and the executing ability of fiduciary guarantees no longer exists, so that when there is a default on the debtor, the Rural Credit Bank can not execute the guarante
Jaminan fidusia adalah jaminan yang mengikat barang bergerak dan barang tidak bergerak yang mengenai hal tersebut tidak memungkinkan dikenakan hak tanggungan, sesuai dengan ketentuan pasal 1 ayat 2 Undang-Undang Fidusia bahwa yang dapat dibebani fidusia salah satunya adalah benda tidak bergerak yang tidak dapat dibebani hak tanggungan. Perbankan memiliki usaha dalam bentuk memberikan kredit. Kredit adalah memberikan pinjaman oleh bank berupa sejumlah uang kepada pihak peminjam yang disertai penyerahan jaminan. Permasalahan yang terjadi adalah pihak bank perkreditan rakyat yang jaminan fidusianya tidak dilakukan pendaftaran, hal ini terjadi karena pihak bank masih berdasarkan kepercayaan terhadap debitur. Metode penelitian yang digunakan adalah penelitian yang dilakukan langsung berdasarkan kejadian nyata atau disebut juga dengan penelitian empiris. Penelitian empiris dilakukan secara langsung yang berasal dari pihak-pihak terkait yaitu pihak Bank Perkreditan Rakyat Ulatidana Rahayu. Hasil studi menunjukan biaya tambahan yang dikenakan pada pihak nasabah dalam pendaftaran jaminan fidusia cukup tinggi. Oleh karena itu pihak bank tidak mendaftarkan fidusia dan masih berdasarkan asas kepercayaan. Berkaitan dengan tidak didaftarkannya jaminan fidusia, hal ini bertentangan dengan asas publisitas dan kemampuan eksekutorial jaminan fidusia tidak ada lagi, sehingga ketika terjadi wanprestasi terhadap debitur maka Bank Perkreditan Rakyat tidak dapat melakukan eksekusi jaminan
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Fritz, Melanie, Maurizio Canavari, Nicola Cantore, Jivka Deiters, and Erika Pignatti. "Commercio elettronico e fiducia: analisi preliminare del potenziale in filiere agro-alimentari internazionali." ECONOMIA AGRO-ALIMENTARE, no. 2 (October 2009): 63–83. http://dx.doi.org/10.3280/ecag2009-002004.
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- Business-to-business (B2B) e-commerce is an innovative use of information and communication technologies (ict) and refers to the exchange of goods and related information between companies supported by Internet-based tools such as electronic marketplaces (also called electronic trade platforms) or online shops. It provides opportunities for cost-efficiency in supply chain management processes and access to new markets. With regard to the food sector with its chain levels input - agriculture - industry - retail - consumer, B2B e-commerce would take place in the exchange of food products between all levels except retail to consumer (business-to-consumer ecommerce). B2B e-commerce demonstrated to be able to bring key advantages and potentials for European consumers and the European food sector, for instance easier traceability, cost-efficiency in supply chain management processes, better competitiveness, lower transaction costs, etc. In recent years, the availability of sophisticated B2B e-commerce technology improved tremendously and the applications became more powerful, flexible, and user-friendly. However, the "European e-Business Market Watch" initiative from the Directorate-General Enterprise and Industry from the European Commission showed that only large multinationals exploit the potentials of B2B e-commerce. smes instead, which create the largest share of turn over in the European food sector and therefore create jobs and welfare in Europe, are reluctant to take up existing B2B ecommerce technologies into their supply or selling operations. Trust issues were identified as one of the factors hindering adoption of this new technology among smes. In this paper, different food chain scenarios with their transaction processes and risks regarding food quality and food safety and related trust elements are analysed and differences in trust in several European food chains need to be considered within the context of the existing scientific literature. We identify food chains with trans- European cross-border exchange of food and international food chains in order to analyse the transaction processes and typical risks regarding food quality and food safety. The analysis focuses on trans-European cross-border and international food chains with their chain levels (e.g. production to wholesale trade, wholesale trade to industry, or wholesale trade to retail). In particular, it regards the food categories meat, grains, fresh vegetables, and fresh fruits and the particular risks regarding food quality and safety along the chains. The results are useful to identify relevant trust issues within the food supply chains, which can be addresses by innovative and trust building features of the B2B e-commerce tools.JEL Codes: M15, M16Key words: e-commerce, transaction risks, trust, trade stream analysis
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PARIS ALFITRA, DIVA. "KEPASTIAN HUKUM PENGHAPUSAN OBJEK JAMINAN FIDUSIA SECARA ELEKTRONIK." Recital Review 3, no. 1 (May 6, 2021): 122–49. http://dx.doi.org/10.22437/rr.v3i1.10049.
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Tujuan pendaftaran fidusia secara onlline adalah untuk memberikan hak mendahului (preferen) kepada kreditur terhadap pihak lain. Setiap pendaftaran jaminan fidusia harus diakhiri dengan penghapusan jaminan fidusia.Penghapusan sertifikat sangat penting untuk mengembalikan hak debitur sepenuhnya terhadap objek jaminan dan bisa mengajukanfidusia ulang objek jaminannya. Penghapusan sertifikat jika tidak diajukan oleh penerima fidusia, maka menimbulkan persoalan dan tidak memberikan kepastian hukum buat pemberi fiduasia. Akibat hukum tidak dihapusnya sertifikat atas objek jaminan dari daftar tentang Tata Cara Pendaftaran Jaminan Fidusia dan Biaya Pembuatan Akta Jaminan Fidusia, jaminan fidusia yang bersangkutan tidak dapat didaftarkan kembali, ini kerugian buat pemberi fiduasia.UUJF dan peraturan pelaksana lainya tidak menjelaskan sanksi kepada penerima fidusia, kuasa atau wakilnya jika tidak memenuhi kewajiban memberitahu penghapusan jaminan fidusia tersebut. Metodologi penelitian yang digunakan adalah yuridis dengan jenis penelitian normatif. Pendekatan yang digunakan untuk menganalisa permasalahan dalam penelitian ini meliputi pendekatan undang- undang (statute approach) dan pendekatan konseptual (conceptual approach). Kata Kunci: Jaminan Fidusia, Fidusia Elektronik, Penghapusan Fidusia.
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Gotama, Viriyananta. "Penghapusan Jaminan Fidusia Online Studi empiris di Kabupaten Badung." Acta Comitas 4, no. 2 (July 21, 2019): 308. http://dx.doi.org/10.24843/ac.2019.v04.i02.p13.
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Pendaftaraan jaminan fidusia sebaiknya di selesaikan dengan proses penghapusan jaminan fidusia. proses tersebut berguna untuk mengembalikan hak pemberi jaminan fidusia untuk obyek yang di jaminkannya. Dalam peraturan untuk melakukan proses penghapusan jaminan fidusia di rasa kurang tegas, karena itu banyak pihak kreditur yang tidak melakukan penghapusan jaminanfidusia. Berakibat merugikan bagi pihak debitor yang sebagai sekaligus juga sebagai pemberi fidusia. Di sini lah peranan notaris untuk mengingatkan pihak kreditur maupun debitur untuk melakukan proses penghapusan fidusia , karena terdapat akibat hukum bila para pihak tidak melaporkan atau mendaftarakan penghapusan jaminan fidusia .
Tujuan dari penulisan ini agar para pihak yang terkait dalam perjanjian jaminan fidusia memahami mengutamakan melakukan penghapusan jaminan fidusia. Penelitian mengunakan penelitian empiris dengan 2 (dua) sumber yaitu: data primer dan data sekunder yang disimpulkan melalui teknik analisis deskriptif. yang dimana hasil dari penelitian ini, peranan notaris dalam pelaksanaan proses penghapusan jaminan fidusia sudah terlaksana namun masih banyak pihak-pihak kreditur maupun debitur yang tidak melakukannya maka dari itu pemerintah agar di sarankan kepada lembaga Kementrian Hukum dan Hak Asasi Manusia untuk secepatnya melakukan penyempurnaan terhadap sistem hukum yang berkaitan dengan penghapusan jaminan fidusia. Dalam sistem hukumm selanjutnya diharapkan akan ada perlindungan dan kepastian hukum bagi semua pihak yang berada dalam perjanjian jaminan fidusia terutama dalam hal penghapusan jaminan fidusia. Penyempurnaan tersebut harus terdapat aturan yang tegas dan jelas dengan mencantumkan sanksi bagi penerima fidusia atau pemberi fidusia yang tidak melakukan proses penghapusan jamina fidusia.
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Prasetiyo, Widayat Aris. "Notary Responsibility For Development And Registration Of Fidusia Warranties On Line Against Fidusian Recipients In Demak District." Sultan Agung Notary Law Review 2, no. 4 (December 30, 2020): 772. http://dx.doi.org/10.30659/sanlar.2.4.772-780.
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The implementation of making and registering an online Fiduciary Guarantee Deed in Demak Regency, the Notary must carry it out on his own without being represented by the employee, because the Notary must know for sure about the correctness and data input. Based on this, this research discusses the Notary's responsibility, the obstacles in fulfilling the Notary's responsibility, and efforts to overcome the obstacles in fulfilling the Notary's responsibility for the making and registration of the Fiduciary Guarantee Deed Online for Fiduciary Recipients (Creditor) in Demak Regency. Types / types of empirical juridical research, analytical descriptive specifications, data collection methods include primary legal materials and secondary legal materials, qualitative analysis methods. The responsibility of the Notary, starting from the making of the Fiduciary Guarantee Deed including the supporting documents in the making of the Fiduciary Security Deed, up to the implementation of data input in the context of implementing the Fiduciary Guarantee Deed registration is the full responsibility of the Notary concerned. The obstacles are: First, the internal factor is that there is an error in data input made by a relevant Notary regarding the procedures and procedures for making an Authentic Deed. Second, external factors related to the Credit Approval Memorandum (CAM) of the Fiduciary, Efforts to overcome obstacles, namely: First, obstacles from the online operational system, so if the data has been sent, the Fiduciary Certificate has not been printed online. Second, in terms of application an error occurs, then you can send an email requesting corrections and corrections to the email address. Third, in terms of data storage in the system, the notary will first perform manual recording. Fourth, in terms of the appearance of the statement letter and the Fiduciary Guarantee Certificate, the Notary will re-enter the data that is not completely printed. Fifth, in terms of signatures, the notary will report the imperfect printing of the system.
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Jonatan, Lirianna Nurtanio, and Gunawan Djajaputra. "Tanggung Jawab Notaris dan Kepastian Hukum Bagi Kreditur Akibat Lalai dalam Pendaftaran Fidusia Online." Syntax Literate ; Jurnal Ilmiah Indonesia 6, no. 7 (July 19, 2021): 3315. http://dx.doi.org/10.36418/syntax-literate.v6i7.3561.
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Notaris sebagai pejabat umum memiliki tugas dan kewenangan yang utama adalah dalam hal pembuatan akta autentik termasuk didalamnya adalah pembuatan akta autentik perjanjian jaminan fidusia yang dilakukan antara kreditur dengan dan debitur dalam suatu perjanjian pembiayaan konsumen. Penelitian ini bertujuan untuk memaparkan pertanggungjawaban notaris kepada penerima fidusia dalam melakukan proses pendaftaran fidusia online dengan faktor-faktor pendukung dan penghambat dalam proses pendaftaran fidusia online. Penulisan ini dilakukan berdasarkan penulisan hukum normatif dan untuk selanjutnya dapat dianalisis dengan melakukan pendekatan deskriptif analitis dengan menggunakan tata cara atau metode pendekatan yuridis normatif yang mempergunakan beberapa sumber bahan hukum sekunder untuk membuat analisis dengan berbagai peraturan dalam perundang-undangan di bidang hukum notaris, dan peraturan mengenai tata cara pendaftaran fidusia oleh notaris, buku-buku yang berkaitan dengan jaminan fidusia. Hasil penelitian yang didapat menunjukkan bahwa Objek Jaminan Fidusia online harus diterima dengan benar benar oleh notaris secara sangat berhati hati karena menjadi tanggung jawab notaris lebih besar, ruangan input dan penyimpanan semua dokumen pendukung harus dilakukan secara khusus diperhatikan, pelaksanaan dalam menginput data harus dengan benar-benar diperhatikan dengan dokumen yang disimpan. Kejujuran notaris sangat dibutuhkan dalam hal ini, agar jangan sampai timbul permasalahan yang dapat bertentangan dengan peraturan dan perundang-undangan yang telah berlaku. Oleh karena itu maka notaris harus menjauhkan diri dari berbagai hal-hal yang mengandung, akal-akalan, penyembunyian data atau kenyataan, kecurangan, pelanggaran kepercayaan, penyesatan, dan pengelakan peraturan serta harus menjauhkan diri dari hal-hal yang akan mengarah kepada kejahatan korporasi.
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Hermawan, Dofi Yos. "IMPLIKASI HUKUM PENDAFTARAN JAMINAN FIDUSIA ONLINE TERHADAP ASAS PUBLISITAS SEBAGAI SALAH SATU CIRI HAK JAMINAN KEBENDAAN." JURNAL MEDIA HUKUM DAN PERADILAN 5, no. 1 (May 30, 2019): 79–87. http://dx.doi.org/10.29062/jmhp.v5i1.78.
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The main material of the study due to the law of online fiduciary registration on the principle of publicity as one of the characteristics of material security rights, with the formulation of the problem What is the online registration of fiduciary collateral and What is the result of the legal registration of online system fiduciary guarantees for creditors' publicity rights. The conclusions are as follows: Ratio Legis registration of online fiduciary guarantees, is to improve the service of registration of fiduciary guarantees easily, quickly, and at low cost. Fiduciary registration to guarantee legal certainty and fulfillment of the principle of publicity, but online fiduciary registration involves a notary, only a notary who has a password to access the registration of fiduciary collateral rights, for notary registration of fiduciary insurance impairs public / public access to know that the object belonging to the debtor is burdened with fiduciary collateral for repayment of debt when the debtor is in default. The online system registration fiduciary legal consequences of creditor rights, that the registration of fiduciary guarantees with an online system, against creditors has guaranteed legal certainty by issuing fiduciary certificates, but does not guarantee legal certainty if it turns out that objects fiduciary collateral have been made public, so what happens is that fiduciary is repeated, even though according to Article 17 of the Fiduciary Guaranty Law, re-fiduciary is prohibited. The occurrence of this re-fiduciary was indeed complained by the notary because of the lack of publicity principles regarding the condition of objects being burdened as fiduciary guarantees
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Atri, Detra Kusma, Supriyadi Supriyadi, and Dhian Indah Astanti. "PERAN NOTARIS TERHADAP PERJANJIAN KREDIT DALAM PEMBUATAN AKTA JAMINAN FIDUSIA YANG DIDAFTARKAN SECARA ONLINE." Semarang Law Review (SLR) 3, no. 1 (April 26, 2022): 1. http://dx.doi.org/10.26623/slr.v3i1.4818.
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Notaris Sangat berperan penting dalam kehidupan masyarakat, terlebih lagi dalam pembuatan akta autentik yang merupakan perbuatan hukum yang diharuskan oleh peraturan perudang-undangan. Undang-Undang Nomor 2 Tahun 2014 perubahan atas Undang-Undang Nomor 30 Tahun 2004 Tentang Jabatan Notaris memberi kewenangan pada notaris untuk membuat akta autentik untuk menjamin kepastian, ketertiban dan perlindungan hukum, peran notaris sangat penting dalam kehidupan hukum sehari-hari di tengah-tengah masyarakat dalam hukum privat atau perjanjian. Berdasarkan hal ini maka rumusan masalah dalam skripsi ini adalah 1) bagaimana peran notaris terhadap kreditur dalam menyelesaikan pendaftaran akta jaminan fidusia yang didaftarkan secara <em>online, </em>2) apa faktor pendukung dan penghambat yang dihadapi notaris dalam menyelesaikan pendaftaran akta jaminan fidusia yang didaftarkan secara online. Metode penelitian ini menggunakan tipe penelitian <em>yuridis sosiologis</em>, dengan menggunakan spesifikasi penelitian deskriptif analitis. Metode penentuan sampel menggunakan teknik <em>purposive sampling</em>. Adapun metode pengumpulan data yang dipakai adalah data primer dan sekunder. Dengan metode analisis data kualitatif. Hasil penelitian skripsi ini menunjukkan bahwa 1) berdasarkan Undang-Undang Nomor 42 Tahun 1999 tentang Jaminan Fidusia Pendaftaran jaminan dimaksudkan untuk memberikan kepastian hukum bagi para pihak, bagi pemberi fidusia dan bagi penerima fidusia sehingga dapat memberikan perlindungan hukum, 2) Karena di syaratkan bahwa dalam maksimal 30 hari dari akta notaris nomerin wajib dipasangkan fidusia dan akta bukan dari perjanjian pokok.
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Zerlina Jihan Deavinsa and Mohamad Fajri Mekka Putra. "NOTARY ROLE IN ONLINE REGISTRATION IMPLEMENTATION OF FIDUCIARY GUARANTEE ON CREDIT AGREEMENTS." Awang Long Law Review 5, no. 1 (November 30, 2022): 147–53. http://dx.doi.org/10.56301/awl.v5i1.545.
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This study aims to determine the Notary's role toward creditors in the online registration of the Fiduciary Guarantee Deed and the Notary's responsibility if there is an error in the online registration of the Fiduciary Guarantee Deed. Empirical legal research is conducted in this study using a descriptive design that includes field and library research, utilizing a qualitative data analysis approach. The findings of this study suggest that notary play a significant role in people's lives, particularly when creating authentic deeds following statutory requirements. A notary is authorized by the Law on Notary Positions to create an authentic deed to provide legal protection and certainty. A notary's role is crucial in everyday transactions involving agreements, including those involving fiduciary guarantees. A notary's duties in the online registration of a fiduciary guarantee include creating the fiduciary guarantee deed and acting as the fiduciary recipient, or the person who accepts the creditor's power of attorney to register the fiduciary guarantee. The online Fiduciary Guarantee registration process is connected to 3 (three) different types of notary liability. Given their significant role in the online registration of fiduciary guarantees, notary must follow the precautionary principle to reduce the possibility of mistakes when preparing the deed and to register the fiduciary.
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Supeno, Supeno, Sylvia Rossanty Rossadi, and Fachruddin Razi. "Perlindungan Hukum Pendaftaran Jaminan Fidusia Secara Online Melalui Kantor Notaris Nurhasanah, SH, M.Kn." Wajah Hukum 6, no. 1 (May 1, 2022): 62. http://dx.doi.org/10.33087/wjh.v6i1.936.
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This study aims to identify and identify: (1) the implementation of fiduciary guarantee registration at the law and human rights office through the Notary Nurhasanah, SH, M.Kn office, (2) online obstacles in registering fiduciary guarantees at the law and human rights office through Notary office of Nurhasanah, SH, M.Kn and (3) solutions and solutions in overcoming obstacles in registering fiduciary guarantees at the law and human rights office through the office of Notary Nurhasanah, SH, M.Kn. This research is an empirical research research using a sociological juridical approach, which is a type of research that emphasizes field research based on data obtained from field research or certain places. The resource persons of this research are Notary Nurhasana, SH, M.Kn. The sampling technique used is purposive sampling. The analytical method used in this research is qualitative analytical thinking method and the conclusion is drawn using inductive thinking method. The results of this study indicate that the registration of fiduciary guarantees with this online system makes it easier for notaries to register fiduciary guarantees and does not take a long time where registration can be completed within a few minutes within a period of 30 (thirty) days from the signing of the fiduciary guarantee deed in order to obtain the legal force of the fiduciary guarantee deed. Obstacles in the electronic fiduciary registration process are incomplete data provided by the bank, and the unprepared Information Technology (IT) device to support the implementation of national electronic fiduciary registration. new fiduciary guarantee and immediately register the fiduciary guarantee online through a notary.
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Guo, Na, Biao Yang, Yuhan Wang, Hongsheng Liu, Lei Hu, and Tianmiao Wang. "New Calibrator with Points Distributed Conical Helically for Online Calibration of C-Arm." Sensors 19, no. 9 (April 28, 2019): 1989. http://dx.doi.org/10.3390/s19091989.
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To improve the accuracy of calibration of C-arm, and overcome the space limitation in surgery, we proposed a new calibrator for online calibration of C-arm. After the image rectification by a polynomial fitting-based global correction method, the C-arm was assumed as an ideal pinhole model. The relationships between two kinds of spatial calibration errors and the distribution of fiducial points were studied: the performance of FRE (Fiducial Registration Error) and TRE (Target Registration Error) were not consistent, but both were best at the 12 marked points; the TRE decreased with the increase of the uniformity of calibration points distribution, and with the decrease of the distance between the target point and the center of calibration points. A calibrator with 12 fiducial points conical helically distributed, which could be placed on the knee, was an attractive option. A total of 10 experiments on C-arm calibration accuracy were conducted and the mean value of mapping error was 0.41 mm. We designed an ACL reconstruction navigation system and carried out specimen experiments on 4 pairs of dry femur and tibia. The mean accuracy of navigation system was 0.85 mm, which is important to the tunnel positioning for ACL reconstruction.
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Hardianti, Hardianti, and Akhmad Khisni. "LEGAL IMPLICATIONS TO FIDUSIAN OBJECT WARRANTIES THAT HAS NOT BEEN REMOVED (ROYA) AND RE-REGISTERED ON THE FIDUSIAN ONLINE APPLICATION." Sultan Agung Notary Law Review 2, no. 3 (October 7, 2020): 209. http://dx.doi.org/10.30659/sanlar.2.3.209-219.
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In Law Number 42 of 1999 concerning Fiduciary Security, it is stipulated that fiduciary security must be registered. Based on the Circular of the Directorate General of General Legal Administration No. AHU-06.OT.03.01 Year 2013 concerning the Enforcement of the Fiduciary Security Registration Administration System electronically (online), the registration process is no longer done manually. In Article 25 of Law Number 42 Year 1999 it is stipulated that after the debt from the fiduciary has been paid, there must be a report regarding the termination of the fiduciary guarantee. Lack of public awareness, especially fiduciary recipients, their proxies or representatives to apply for removal of fiduciary security objects that have ended at the Fiduciary Registration Office, henceforth, it is written off in the ONLINE Fiduciary Register Book which is mandated by the Fiduciary Security Law which may affect the administration of registration of the object of guarantee. This is important to avoid being re-imposed on objects of collateral that are still registered and also to protect the interests of the new creditors. The problems that arise areLegal Implications for Fiduciary Object Collateral That Has Not Been Deleted (Roya) And Re-registered In The ONLINE Fiduciary Application.From the results of the research that has been carried out, it is found that the legal certainty of fiduciary guarantees that registration is not deleted (roya) is in Article 25 of Law Number 42 of 1999 where the fiduciary recipient notifies the abolition of fiduciary guarantees to the Fiduciary Registration Office, this is added with Article 17 Government Regulation Number 21 of 2015 concerning Fiduciary Security Registration Procedures and Fees for Fiduciary Security Deed with a ban on re-fiduciary action. However, the lack of awareness of fiduciary recipients, proxies, or representatives and the absence of strict sanctions regarding the obligation to write off registration (roya) are obstacles in guaranteeing legal certainty for fiduciary security.Deletion of registration (roya) becomes legal protection for parties both juridically and administratively and provides certainty for the object that is guaranteed.
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Yourdhan, Mokhammad. "2. Sistem Pendaftaran Jaminan Fidusia Secara Online Dalam Perspektif Perlindungan Hukum Terhadap Para Pihak (Pemberi Jaminan Fidusia Dan Penerima Fidusia) Dan Notaris." Repertorium : Jurnal Ilmiah Hukum Kenotariatan 6, no. 1 (July 24, 2018): 17. http://dx.doi.org/10.28946/rpt.v6i1.182.
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Menurut Pasal 1 angka 1 Undang-Undang Nomor 2 Tahun 2014 tentang Perubahan Atas Undang-Undang Nomor 30 Tahun 2004 tentang Jabatan Notaris (UU No. 2 Tahun 2014), salah satu kewenangan notaris adalah membuat akta yang disebut dengan akta notaris, yaitu akta autentik yang dibuat oleh atau di hadapan Notaris menurut bentuk dan tata cara yang ditetapkan dalam Undang-Undang ini. Kewenangan notaris ini diperjelas lagi oleh Pasal 15 ayat (1) UU No. 2 Tahun 2014. Salah satu akta yang dibuat oleh atau dihadapan notaris adalah akta jaminan fidusia
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Haryanto, Haryanto. "Role of Notary in Registration of Fidusian Warranties to Obtain Fidusian Warranty Certificate." Sultan Agung Notary Law Review 3, no. 1 (March 5, 2021): 106. http://dx.doi.org/10.30659/sanlar.3.1.106-126.
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In this modern era and the development of technology that continues to develop significantly encourages many parties to make better use of technology wisely & well, and maximally, this is also utilized by the government. In providing public services including the Directorate General of General Legal Administration (Ditjen AHU) Ministry of Law and Human Rights of the Republic of Indonesia. Launched the Online Fiduciary Guarantee Certificate registration program. Which is where the role of the Notary in this case plays a very important role before the issuance of the online program Creditor or Fiduciary Security Recipient or Proxy to obtain a Fiduciary Guarantee Certificate must register conventionally or manually where the applicant must come to the office of the Directorate General of General Legal Administration (Ditjen AHU) of the Ministry Law and Human Rights of the Republic of Indonesia in their respective provinces, which of course require a lot of time and money. So with the implementation of the Fiduciary Guarantee Certificate registration program online. Of course, you get a lot of benefits both in terms of economics and efficiency, of course, more practical and faster. So with the implementation of the Fiduciary Guarantee Certificate registration program online. Of course, you get a lot of benefits both in terms of economics and efficiency, of course, more practical and faster. So with the implementation of the Fiduciary Guarantee Certificate registration program online. Of course, you get a lot of benefits both in terms of economics and efficiency, of course, more practical and faster. formulation of the problem of how the Notary's Role in Fiduciary Security Certificate Registration to Obtain a Fiduciary Guarantee Certificate, as well as Obstacles and Solutions in Implementing Online Fiduciary Guarantee Certificate Registration at the Directorate General of General Law Administration (Ditjen AHU), Ministry of Law and Human Rights of the Republic of Indonesia With the enactment of Online Fiduciary Registration at the Directorate General of General Legal Administration (Ditjen AHU), Ministry of Law and Human Rights of the Republic of Indonesia is very beneficial for the general public, especially Debtors, Creditors, Notaries and the Government itself as well as financing institutions. Although there are still good obstacles in the nature of the regulatory substance of Act No. 42 of 1999 concerning Fiduciary Security, there is a lack of discipline in law and culture in society. Because if the rule of law, lack of legal discipline, and community culture are not improved, then justice, legal certainty, and benefits will not be felt by the community itself. It is hoped that in the future it will be better and require commitment from the general public, especially those related to the Fiduciary Guarantee.
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Soegianto, Dr, Diah Sulistiyani R S, and Muhammad Junaidi. "EKSEKUSI JAMINAN FIDUSIA DALAM KAJIAN UNDANG- UNDANG NOMOR 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA." Jurnal Ius Constituendum 4, no. 2 (September 15, 2019): 191. http://dx.doi.org/10.26623/jic.v4i2.1658.
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<p>Penjelamaan negara hukum telah memberikan porso bagi pemerintah untuk menjalankan hukum berdasarkan pada prinsip keadilan dan kepastian. Hal ini tentunya akan menghindarkan pada proses main hakim sendiri yang sangat tidak konsisten terhadap prinsip melaksanakan negara hukum. Salah stau bukti itu semua adalah dengan diterbitkannya Undang-Undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia dimana ketentuan pokok diatur jelas dalam akta jaminan fidusia.</p><p>Luaran kajian yang ingin dicapai dalam penelitian ini adalah hasil jurnal yang akan doterbitkan setidak-tidaknya pada jurnal berissn online. Hasil kajian nantinya digunakan metode yuridis normatif sehingga akan memaksimalkan data secunder dalam menopang kajian penelitian yang akan dilakukan secara komperhensif. Analisis yang dilakukan dengan analisis kualitatif.</p><p>Terdapat kelemahan yang telah disebutkan sebelumnya yaitu , pelaksanaan eksekusi yang dilakukan kreditur melalui jasa debt collector kadangkala menimbulkan masalah baru antara kreditur dengan debitur. Hal ini dikarenakan cara debt collector dalam mengeksekusi barang jaminan fidusia dengan cara kekerasan, intimidasi bahkan dengan cara merampas barang jaminan fidusia dijalan, hal inilah yang menimbulkan perlawanan dari pihak debitur. Meskipun dalam praktiknya sudah diatur dalam Peraturan Kepala Kepolisian Negara Indonesia Nomor 8 tahun 2011 tentang Pengamanan Eksekusi Jaminan Fidusia. Namun masih menjadi catatan penting bahwa maslaah pokok cara debt collector dalam mengeksekusi barang jaminan fidusia dengan cara kekerasan, intimidasi bahkan dengan cara merampas barang jaminan fidusia dijalan, masih menjadi bagian momok tersendiri yang tidak dapat dipisahkan dalam praktik eksekusi jaminan fidusia.</p><p> </p>
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Erham Amin, Muhammad, and Noor Hafidah. "Perlindungan Hukum Data Agunan Debitur dalam Perspektif Kerahasiaan Perbankan." Lambung Mangkurat Law Journal 5, no. 1 (March 31, 2020): 100–108. http://dx.doi.org/10.32801/lamlaj.v5i1.196.
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Pendaftaran Jaminan Fidusia sejak dikeluarkannya Peraturan Pemerintah No. 21 Tahun 2015 tentang TATA CARA PENDAFTARAN JAMINAN FIDUSIA DAN BIAYA PEMBUATAN AKTA JAMINAN FIDUSIA menjadi sebuah kewajiban dan keharusan sebagai syarat perjanjian fidusia dan sebagai wujud implementasi asas publisitas. Dalam prosedur pendaftaran Fidusia secara online terdapat tahapan searching data (atau istilah dalam praktek adalah “beli data”) yang dibebani biaya sebesar lima puluh ribu rupiah (Rp 50.000,00). Apabila user memilih pilihan searching data tersebut, maka sejumlah data terkait agunan debitur akan muncul, seperti bentuk agunan, siapa yang menjadi kreditur, dan data nilai penjaminan. Menjadi sebuah pertanyaan ketika data agunan debitur dikaitkan dengan pihak bank selaku kreditur. Apakah data agunan yang dapat di akses oleh user yang terdiri dari Notaris, Korporat (terdiri dari bank dan non bank) dan Retail (terdiri dari perorangan dan badan usaha) merupakan bagian dari keterangan rahasia bank? Data debitur dalam ketentuan rahasia bank yang terdapat dalam UU Perbankan hanya dapat dibuka kepada pihak pihak tertentu dengan sebab yang tertentu pula. Oleh karena itu perlu kajian terhadap data agunan debitur dalam kaitanya dengan ketentuan rahasia perbankan dan perlindungan terhadap bank, karena hal ini bersinggungan dengan perbankan selaku kreditur.
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Hutton, Nicky, Angela Baker, Olivia Naismith, Antony Carver, and Anne Jessop. "Evaluation and development of an image-guided radiotherapy protocol for prostate and nodes." Journal of Radiotherapy in Practice 16, no. 1 (February 17, 2017): 5–12. http://dx.doi.org/10.1017/s1460396916000492.
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AbstractPurposeTo evaluate and develop an image-guided radiotherapy (IGRT) protocol for the effective treatment of prostate and pelvic lymph nodes.Methods and materialsThis study comprised of nine patients receiving radiotherapy for node negative prostate cancer, who had a pair of planar kV images taken for 37 treatment fractions. The positioning accuracy for both implanted fiducial markers and pelvic bony anatomy (surrogate for pelvic node position) was calculated using random and systematic errors. Appropriate margins were also determined. All patients followed a strict bladder and bowel protocol before computed tomography planning and treatment.ResultsIn total, 292 sets of images were used for fiducial marker and pelvic bone registration. A discrepancy of >5 mm between the fiducial markers and the anatomical pelvic bone was seen in 4% of treatment sessions. The maximum displacement observed between the fiducial match and the bone match was 7, 10 and 4 mm in the A/P (anterior/posterior), S/I (superior/inferior) and R/L (right/left) directions, respectively.ConclusionThe margins used in combination with an online IGRT strategy ensure both the fiducial match and the bone match correlate within 5 mm thus allows good coverage of both prostate and nodal target volumes. It is essential that this is combined with a strict bladder and rectal preparation protocol to ensure accuracy and reproducibility.
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HANDOKO, WIDHI. "Jaminan Fidusia dan Potensi Meningkatkan Laju Ekonomi." Recital Review 1, no. 1 (December 19, 2018): 50–70. http://dx.doi.org/10.22437/rr.v1i1.6067.
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Launch of online fiduciary reform is a concrete step that will contribute positively to the strengthening of security system moving objects Indonesia. The low compliance with registration and revocation of registration of fiduciary requires supporting policies that can support the compliance. Fiduciary will be optimal if the markets take full advantage of fiduciary guarantee registration system as a tool for business decision-making. Need an integrated policy between the authorities in the legal sector with the authorities in the financial sector/financing to support the implementation and utilization of the fiduciary
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Felisa, Aulia. "FUNGSI NOTARIS DALAM PENGHAPUSAN JAMINAN FIDUSIA SECARA ELEKTRONIK." JURNAL MEDIA HUKUM DAN PERADILAN 4, no. 1 (May 30, 2018): 18–34. http://dx.doi.org/10.29062/jmhp.v4i1.2.
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The role o notary in the registration of fiduciary security to the secrecy of electronic securities fiduciary must be great, considering its participation from the very beginning before entering to register electronically until the time to register electronically until printing the fiduciary guarantee registration of course the legal certainty must be guaranteed either for fiduciary, fiduciary, or third party beneficiaries. Law No. 2 of 2014 concering the amandement to law No. 30 of 2004 concering the positionof a notary public and in the notary code of ethicsis not is not stipulated on the obligation of notary to carry out the blowing of the online fiduciary but the special acces given by the website of the directorate general of general law administration to the notary in the implementation of electronic fiduciary and electronic registration and deletion so that the notary can be concluded as the executor of fiduciary electronic registration and elimination
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Akib, Ma’ruf. "AN ONLINE CREDIT AGREEMENT WITH COLLATERAL IN INDONESIA." International Journal of Law Reconstruction 5, no. 1 (April 29, 2021): 37. http://dx.doi.org/10.26532/ijlr.v5i1.15484.
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Along with the rapid development of information technology which in turn has an impact on economic activity around the world, financial technology is here to provide facilities in the provision of financial services for the community. The ease of convenience offered through unsecured online loans carries the risk of loan defaults made by debtors. The purpose of this research is to find out what is the urgency of the need for collateral as one of the requirements for submitting online loans and how online registration of fiduciary collaterals can be a preventive measure for bad credit in online credit distribution. This study uses a normative-juridical research method. The result of this research is that there is a collateral that the online lending agreement functions as a legal umbrella so that debtors' obligations to creditors are fulfilled so that they avoid default, default, and even investor losses in Fintech P2P Lending activities. The importance of having a fiduciary collateral that is registered in the credit agreement online is to avoid a legal vacuum (rechts vacuum) or legal vacuum (wet vacuum) when there is default or default by the debtor.
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Greer, PB, K. Dahl, MA Ebert, M. White, C. Wratten, P. Ostwald, P. Pichler, and JW Denham. "Assessment of a daily online implanted fiducial marker-guided prostate radiotherapy process." Journal of Medical Imaging and Radiation Oncology 52, no. 5 (October 2008): 517–24. http://dx.doi.org/10.1111/j.1440-1673.2008.02006.x.
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Putra, Fani Martiawan Kumara. "PENDAFTARAN ONLINE JAMINAN FIDUSIA SEBAGAI SUATU FASILITAS KREDIT DENGAN POTENSI LEMAHNYA PERLINDUNGAN KREDITOR." Perspektif 24, no. 2 (May 30, 2019): 95. http://dx.doi.org/10.30742/perspektif.v24i2.686.
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Putra, Fani Martiawan Kumara. "PENDAFTARAN ONLINE JAMINAN FIDUSIA SEBAGAI SUATU FASILITAS KREDIT DENGAN POTENSI LEMAHNYA PERLINDUNGAN KREDITOR." Perspektif 23, no. 1 (January 14, 2018): 15. http://dx.doi.org/10.30742/perspektif.v23i1.686.
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Santoso, Budi. "Aspek Hukum Pelayan Publik Secara Online Pada Direktorat Administrasi Hukum Umum Kementerian Hukum dan Hak Asasi Manusia." Recital Review 1, no. 1 (January 1, 2019): 1–12. http://dx.doi.org/10.22437/rr.v1i1.6031.
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Perubahan pelayanan publik dari pelayanan secara manual kepada pelayanan secara online yang diselenggarakan oleh Direktorat Jenderal Administrasi Hukum Umum Kementerian Hukum dan HAM berdampak besar terhadap kemudahan dan efisiensi pendaftaran fidusia, badan hukum PT dan yayasan. Meski demikian, dari aspek hukum ada beberapa hal terkait pelayanan publik di Direktorat AHU yang harus mendapatkan kejelasan sehingga pelayanan publik yang diselenggarakan menjadi legal; misalnya soal memungkinkan ataukah tidak pelayanan diselenggarakan secara online pada peraturan terkait dengan obyek pendaftaran di Direktorat AHU. Demikian juga dengan soal sertifikat atau surat keputusan yang diberikan secara elektronik, apakah masih mengharuskan diterbitkan sertifikat atau surat keputusan yang asli.
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Boty, Rahmawati. "PEMBEBANAN JAMINAN FIDUSIA DI INDONESIA DALAM PANDANGAN HUKUM PERLINDUNGAN KONSUMEN." Ensiklopedia Sosial Review 2, no. 3 (January 24, 2021): 340–49. http://dx.doi.org/10.33559/esr.v2i3.638.
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The term Standard Clause itself is not actually contained in the Civil Code or the Fiduciary Guarantee Law, therefore it needs to be linked to the Consumer Protection Law to formulate and regulate the Standard Clause. For this reason, in this study formulated problems regarding how to implement the imposition of fiduciary security and registration. This research approach method is juridical empirical. Based on the results of the research, it can be concluded that the implementation of charging and registration of fiduciary guarantees electronically is basically the same as a manual system, namely preceded by a consumer financing agreement, binding of fiduciary guarantees by notaries followed by registration which can be carried out directly by a Notary with an online system so as to give birth to a Guarantee Certificate. Fiduciary. The connection between the implementation of fiduciary agreements with consumer protection law lies in the use of standard clauses which in fact deviate from the provisions of Article 18 paragraph 1 of the Consumer Protection Law as well as legal protection for consumers and business actors who are biased and tend to pay attention to the interests of consumers only.
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Sander, Barrie, and Nicholas Tsagourias. "The covid-19 Infodemic and Online Platforms as Intermediary Fiduciaries under International Law." Journal of International Humanitarian Legal Studies 11, no. 2 (December 9, 2020): 331–47. http://dx.doi.org/10.1163/18781527-01102002.
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Reflecting on the covid-19 infodemic, this paper identifies different dimensions of information disorder associated with the pandemic, examines how online platform governance has been evolving in response, and reflects on what the crisis reveals about the relationship between online platforms, international law, and the prospect of regulation. The paper argues that online platforms are intermediary fiduciaries of the international public good, and for this reason regulation should be informed by relevant standards that apply to fiduciary relationships.
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Gleeson, Ian. "Calculation of planning margins for different verification techniques in radical prostate radiotherapy." Journal of Radiotherapy in Practice 13, no. 2 (April 23, 2013): 149–58. http://dx.doi.org/10.1017/s1460396913000101.
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AbstractPurposeTo calculate and compare planning target volume (PTV) margins for an offline 3 mm tolerance, daily bony anatomy verification, tattoo alignment and online prostate marker matching with those currently used at our institution.MethodsSeventy patients had offline bony anatomy megavoltage verification. 23 different patients underwent fiducial marker matching using daily online kilovoltage verification. Systematic and random errors were measured in the right–left (RL), superior–inferior (SI) and anterior–posterior (AP) directions. Geometric uncertainties from literature were used to help calculate the margins.ResultsPTV margins (mm) were 7 RL, 12 SI and AP (3 mm tolerance offline bony), 6 RL, 11 SI and AP (daily online bony), 8 RL, 12 SI and AP (tattoo alignment) and 5 RL, 8 SI and 6 AP (online daily prostate marker correction).ConclusionsOur current margins for conformal radiotherapy patients are too small for phase 2 in the SI and AP directions. Implementing online daily bony anatomy matching would not reduce the PTV margin significantly. Online daily marker correction showed current PTV71 Gy margins as excessive by (mm) 5 RL, 2 SI and 4 anterior.
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Koto, Ismail, and Faisal Faisal. "Penerapan Eksekusi Jaminan Fidusia Pada Benda Bergerak Terhadap Debitur Wanprestasi." Journal of Education, Humaniora and Social Sciences (JEHSS) 4, no. 2 (October 24, 2021): 774–81. http://dx.doi.org/10.34007/jehss.v4i2.739.
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This article or writing aims to discuss the Fiduciary Guarantee Law which has provided rules regarding the execution of the Fiduciary Guarantee object, but the fact is that in the field executions carried out by financial institutions do not comply with the applicable laws and regulations. carried out by financial institutions deviations and acts against the law occur. The obligation to register fiduciary guarantees is strengthened by the existence of PMK RI Number 130/PMK.010/2012 concerning Registration of Fiduciary Guarantees for finance companies that carry out consumer financing for motor vehicles with the imposition of fiduciary guarantees. The discussion focuses on how the provisions of Indonesian National law regulate the execution of fiduciary guarantees on movable objects against defaulting debtors? and how is the execution mechanism of fiduciary guarantees on movable objects against defaulting debtors. The procedure used to collect data in this study is in the form of documentation, namely the guidelines used in the form of notes or quotes, searching for legal literature, books and others related to the identification of problems in this study both offline and online. Analysis of legal materials is carried out using the content analysis method (centent analysis method) which is carried out by describing the material of legal events or legal products in detail in order to facilitate interpretation in the discussion. This paper will then be analyzed qualitatively. The purpose of this study is to find out the provisions of Indonesian National law governing the execution of fiduciary guarantees on movable objects against defaulting debtors and the mechanism of execution of fiduciary guarantees on movable objects against defaulting debtors. This study concludes that Fiduciary is the transfer of ownership rights to an object on the basis of trust provided that the object whose ownership rights are transferred remains in the control of the owner of the object. Article 1 of Law Number 42 of 1999 concerning Fiduciary Security (Law Number 42 of 1999 concerning Fiduciary Guarantee ). While Fiduciary Guarantee is a guarantee right on movable objects, both tangible and intangible and immovable objects, especially buildings that cannot be encumbered with mortgage rights as referred to in Law Number 4 of 1996 concerning Mortgage Rights which remain in the control of the Fiduciary Giver, as collateral for the repayment of certain debts, which gives priority to the Fiduciary Recipient over other creditors. (Article 1 of Law Number 42 of 1999 concerning Fiduciary Security).
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King, Dakota H., Muyang Wang, Eric E. Bennett, Dumitru Mazilu, Marcus Y. Chen, and Han Wen. "Online Geometric Calibration of a Hybrid CT System for Ultrahigh-Resolution Imaging." Tomography 8, no. 5 (October 12, 2022): 2547–55. http://dx.doi.org/10.3390/tomography8050212.
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A hybrid imaging system consisting of a standard computed tomography (CT) scanner and a low-profile photon-counting detector insert in contact with the patient’s body has been used to produce ultrahigh-resolution images in a limited volume in chest scans of patients. The detector insert is placed on the patient bed as needed and not attached. Thus, its position and orientation in the scanner is dependent on the patient’s position and scan settings. To allow accurate image reconstruction, we devised a method of determining the relative geometry of the detector insert and the CT scanner for each scan using fiducial markers. This method uses an iterative registration algorithm to align the markers in the reconstructed volume from the detector insert to that of the concurrent CT scan. After obtaining precise geometric information of the detector insert relative to the CT scanner, the two complementary sets of images are summed together to create a detailed image with reduced artifacts.
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Johannes M Simanjuntak, Alexander. "Pelaksanaan Perjanjian Kredit Dengan Jaminan Fidusia Pada PT. Pegadaian (persero) Kantor Wilayah I Medan." Recital Review 3, no. 1 (May 6, 2021): 22–39. http://dx.doi.org/10.22437/rr.v3i1.11452.
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Abstract The high demand of public for installment plans with fiduciary security has changed PT. Pegadaian (Persero), a state-owned enterprise which business was initially about auction launches a financing product i.e. KREASI (Installment Plans with Fiduciary System). However, in practice, the implementation of this product is different form Law No. 42/1999 on Fiduciary Security. This is the background of this research. This research is conducted to discover how the agreement of Installment Plans with Fiduciary System is implemented and executed in PT. Pegadaian (Persero) Regional Office 1 Medan and why it is implemented differently from what is regulated in Law on Fiduciary Security.This is a normative juridical research which uses secondary data consisting of primary, secondary and tertiary legal materials. This research is descriptive analytical. The instrument used to collect the data consist of library research and field research at the PT. Pegadaian (Persero), Regional Office 1 Medan.The research result demonstrate that fiduciary security in its execution is not registered in consensus way in which defaulted debtors are given an opportunity to sell their collateral by themselves (motorcycles or cars) and if they are not willing to have consensus, they can take legal way through a court. The implementation of Regulations of Directors of PT. Pegadaian Number 67/DIR.I/2016 dated September, 2016 on Technical Guidance to online KREASI contradicts the provisions stipulated in Law No. 42/1999 on Fiduciary Security because it differently implements Article 5 paragraph (1) and Article 11 paragraph (1), in which some installment plans which is implemented by using underhanded letter and by not registering it do not provide any legal certainty in its execution in case of debtors’ default (Article 15 and 29) and may harm state finance. It is suggested that regulation of Directors of PT. Pegadaian on Installment Plans with Fiduciary System be revised and fully adjusted to the Law No. 42/1999 on Fiduciary System and that small installment plans be implemented by using auction security. Keywords: Credit Agreement, Fiduciary Security
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Nugraheni, Ninis. "Crowdfunding-Based Fiduciary Warrant in Providing Capital Loans for Small and Medium Enterprises." Hasanuddin Law Review 6, no. 3 (December 8, 2020): 224. http://dx.doi.org/10.20956/halrev.v6i3.2201.
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Small and Medium Enterprises (SMEs) are organized through people's creativity in developing human and natural resources. However, investment challenges often affect their implementation and production processes, necessitating solutions, such as capital loans from banks and other entities. Crowdfunding is an online loaning service that provides easily accessible loans to SME startups, though a warrant to protect creditors from losing money to ingenuine people is necessary. Therefore, this study examines the appropriateness of a fiduciary warrant as a SMEs collateral object. When fiduciary is used as a loan warrant, debtors are allowed to use collateral objects in their production processes. To make a fiduciary warrant effective, legal protection is required. This study used juridical-normative that relied on legal norms in legislation and court verdicts dealing with societal organizational issues. The results showed that crowdfunding-based credit is an alternative with more straightforward procedures compared to conventional entities.
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Johnston, M. L., P. Vial, K. L. Wiltshire, L. J. Bell, S. Blome, Z. Kerestes, G. W. Morgan, D. O’Driscoll, T. P. Shakespeare, and T. N. Eade. "Daily Online Bony Correction is Required for Prostate Patients Without Fiducial Markers or Soft-tissue Imaging." Clinical Oncology 23, no. 7 (September 2011): 454–59. http://dx.doi.org/10.1016/j.clon.2011.02.013.
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Sushkova, Olga. "Legal risks of using regulatory technologies in business and professional activities." SHS Web of Conferences 106 (2021): 02013. http://dx.doi.org/10.1051/shsconf/202110602013.
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When using artificial intelligence technology in RegTech or SupTech solutions to prevent, detect and control financial crimes such as money laundering, it is necessary to be aware that due to compliance costs, many online financial firms are prohibited from providing financial advice, especially if they process transactions on behalf of clients or provide p2p investment platforms. RegTech streamlines KYC/CDD processes and therefore has the ability to reduce compliance costs. This, in turn, will allow more firms to enter the market to offer services. The regulatory goal of ensuring market integrity directly conflicts with the rights of individuals and the Data Protection Acts. It is argued that data governance will need to be established to protect individual rights and public safety. Furthermore, the question remains unresolved as to whether fiduciary duties can be assumed by robo-advisors or consultants using algorithms. Fiduciary duties may also be modified and limited by the parties. The fiduciary duty concerns what the fiduciary (investment adviser) cannot do (conflict of interest) but should not do (act in the best interest of the client). Consequently, the use of common law principles to protect consumer investors is currently underdeveloped, particularly if the AI seeks to provide access to finance and fill gaps in guidance.
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Akbar, Hishom Prastyo. "Devotional response that arises in the agreement between the captain gold driver with the TPI grab's participants." Jurnal Hukum Volkgeist 3, no. 2 (April 10, 2019): 147–55. http://dx.doi.org/10.35326/volkgeist.v3i2.124.
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The emergence of the phenomenon of Taxi Online / Motorized Vehicles Not in Route Like the welcome for consumers of financial institutions, especially the ease of procession of registering vehicles for online taxis certainly adds to the passion of the community to run this business, unfortunately not only the benefits that may be obtained by financial institutions business activists consumers but also risks, Bisnis Taxi Online as the application seller does not require registration of vehicle status in detail, regarding whether the vehicle registered is an object of fiduciary guarantee or not. Responding to the need for a vehicle with a secure credit system, Grab as one of the giant companies in online transportation mode, has raised / collaborated with companies known as Indonesian Transportation Technology / TPI Preferred Grab's Partner, as a driver / driver business partner by offering ease of ownership vehicles for taxi purposes online through the Gold Captain program.
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Azzarouali, S., K. Goudschaal, D. den Boer, J. Visser, M. Hulshof, and A. Bel. "PD-0235 AI-based online adaptive CBCT-guided radiotherapy for bladder cancer using SIB and fiducial markers." Radiotherapy and Oncology 170 (May 2022): S196—S197. http://dx.doi.org/10.1016/s0167-8140(22)02790-6.
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Khosa, Robin, Sapna Nangia, KundanS Chufal, D. Ghosh, Rakesh Kaul, and Lalit Sharma. "Daily online localization using implanted fiducial markers and its impact on planning target volume for carcinoma prostate." Journal of Cancer Research and Therapeutics 6, no. 2 (2010): 172. http://dx.doi.org/10.4103/0973-1482.65244.
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Gayou, Olivier, and Moyed Miften. "Comparison of mega-voltage cone-beam computed tomography prostate localization with online ultrasound and fiducial markers methods." Medical Physics 35, no. 2 (January 18, 2008): 531–38. http://dx.doi.org/10.1118/1.2830381.
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Nugraheni, Ninis, and Qonitah Annur Aziza. "THE EXISTENCE OF COLLATERAL IN CREDIT THROUGH PEER-TO-PEER LENDING SERVICES." Yustisia Jurnal Hukum 9, no. 1 (May 1, 2020): 98. http://dx.doi.org/10.20961/yustisia.v9i1.39783.
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<em>Recently, the total number of registered P2P Lending Fintech promoters has reached 144 companies after 17 fintech joined in one month and had a business license in October 2019. The status of business lisence conferred to platforms registered in OJK has met a number of requirements such as information security in the form of ISO 271001, digital signature and the principle of risk management. As an “umbrella organizationn” for all fintech companies in Indonesia, Indonesia Fintech Association (i.e., AFTECH) has 280 members, which 250 of them operate their business in digital financing system, online credit, innovation on digital finance, insuretech, equity crowdfunding, and etc. The rapid growth of the fintech industry may definitely make a huge contribution to the Indonesian people, especially for retail and unbanked segments. However, this rapid growth potentially evokes legal problems on its implementation as the implementation of credit on peer-to-peer lending does not bring the engaged parties into person but solely through online-access in addition to its less prudence of making transactions, a default of loans which injures the creditors may likely to happen. The importance of legal protection for creditors by selecting an appropriate mitigation of risks (e.g., fiduciary warrant) as a legal assurance for engaged parties, especially the preferent creditors in terms of possessing the fiduciary certificate when it comes to default.</em> <em>The result of this study with the fiduciary agreement, it will be prioritized in credit disbursement when the debtor turns into bangkruptcy and thus they are not allowed to use their loans for another purpose</em>
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Fiqri Saifulloh, Mohamad, and Sugeng Jatmiko. "PERANAN HUKUM JAMINAN FIDUSIA DALAM MELINDUNGI OJEK ONLINE SAAT BERLAKUNYA PEMBATASAN SOSIAL BERSKALA BESAR DALAM RANGKA KERINGANAN KREDIT STUDI KASUS DI DKI JAKARTA." IBLAM LAW REVIEW 1, no. 1 (January 31, 2021): 140–53. http://dx.doi.org/10.52249/ilr.v1i1.15.
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Otoritas Jasa Keuangan (OJK) mengeluarkan Peraturan OJK (POJK) No. 11/POJK.03/2020 tentang Stimulus Perekonomian Nasional Sebagai Kebijakan Countercyclical Dampak Penyebaran Corona Virus Disease 2019 yang mengatur bahwa debitur terdampak corona mendapatkan restrukturisasi kredit khususnya bagi Usaha Mikro Kecil dan Menengah (UMKM) di sektor pariwisata, transportasi, perhotelan dan lainnya. Salah satunya poinnya terkait relaksasi penundaan cicilan sampai dengan satu tahun dan penurunan bunga kredit bagi debitur di sektor informal, usaha mikro, pekerja yang digaji per hari dan menjalankan usaha di bidang produktif. Permasalahannya adalah bagaimana peran peraturan OJK dalam meringankan kredit Ojek Online? Dan bagaimana perlindungan hukum terhadap ojek online saat berlakunya Pembatasan Sosial Berskala Besar dalam rangka keringanan kredit berdasarkan Undang-Undang Nomor 42 Tahun 1999 tentang Jaminan Fidusia? Metode yang digunakan adalah penelitian yuridis normatif. Kesimpulannya adalah Peran peraturan OJK dalam meringankan kredit Ojek Online yaitu dengan memanggil dua perusahaan transportasi ojek online untuk pengajuan keringanan kredit yang dilakukan secara kolektif agar dapat memberikan data para pengemudi dan data kendaraannya seperti nomor mesin dan nomor angka agar memudahkan pengajuan. Hal ini sesuai dengan aturan kelonggaran kredit yang diatur dalam Peraturan OJK (POJK) Nomor 11/POJK.03/2020 tentang Stimulus Perekonomian Sebagai Kebijakan Countercyclical. Para pengemudi transportasi online ini masuk ke dalam kategori pelonggaran kredit selama satu tahun akibat dampak pandemi virus korona atau Covid-19.
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Chrismetin, Laura, and Gunarto Gunarto. "Legal Liability on Notary Negligence in Electronic Registration of Fiduciary Guarantee." Sultan Agung Notary Law Review 4, no. 2 (June 27, 2022): 265. http://dx.doi.org/10.30659/sanlar.4.2.265-283.
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This study aims to analyze and be able to find out about legal liability for notary negligence in registering fiduciary guarantees electronically. In the registration of online fiduciary guarantees, there is a big responsibility on the Notary because after completing filling in the data to continue the next access, the Notary is asked to approve in advance the statement that all data contained in the form is correct by marking the statement. The type of data in this legal research uses primary legal materials and secondary legal materials, as well as tertiary legal materials. Based on the results of research and discussion, Notaries in carrying out their duties, especially those related to making certificates, must be professional in accordance with applicable rules and notaries must be able to minimize mistakes at work due to the notary's carelessness can be called a practice mall and can be sued by the client as the responsibility of a profession carried by a notary.