Journal articles on the topic 'Electronic messages – Technological innovations'
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Hassan, Norizah, and Azirah Hashim. "Electronic English in Malaysia: features and language in use." English Today 25, no. 4 (November 19, 2009): 39–46. http://dx.doi.org/10.1017/s0266078409990435.
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ABSTRACTIn Malaysia, English on the Internet is creating its own hybrid variety.The Internet has been described as not just a technological revolution, but also a social. Different modes of communication on the internet such as chat, blogs and Twitter are speedily overtaking traditional forms of communication for both professional and leisure activities. In response to the communicative limitations of technology, a unique form of communication has emerged involving the use of new word forms, structures and styles of expression.This paper discusses the impact of technology on English in Malaysia by examining data samples from blogs, chats/instant messages (IM), e-mails and text messages. We highlight the distinctive features of Malaysian English users from different ethnic groups in this medium. Since Malaysians are generally bilingual and multilingual, we examine how and when different languages are used and comment on the innovation and creativity involved. It is hypothesised that technology impacts on this variety of English which has itself arisen from the globalisation of English, further shaping it, and thus giving rise to new blends and new styles of communication.
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Steel, Peter A. D., David Bodnar, Maryellen Bonito, Jane Torres-Lavoro, Dona Bou Eid, Andrew Jacobowitz, Amos Shemesh, et al. "MyEDCare: Evaluation of a Smartphone-Based Emergency Department Discharge Process." Applied Clinical Informatics 12, no. 02 (March 2021): 362–71. http://dx.doi.org/10.1055/s-0041-1729165.
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Abstract Background Poor comprehension and low compliance with post-ED (emergency department) care plans increase the risk of unscheduled ED return visits and adverse outcomes. Despite the growth of personal health records to support transitions of care, technological innovation's focus on the ED discharge process has been limited. Recent literature suggests that digital communication incorporated into post-ED care can improve patient satisfaction and care quality. Objectives We evaluated the feasibility of utilizing MyEDCare, a text message and smartphone-based electronic ED discharge process at two urban EDs. Methods MyEDCare sends text messages to patients' smartphones at the time of discharge, containing a hyperlink to a Health Insurance Portability and Accountability Act (HIPAA)-compliant website, to deliver patient-specific ED discharge instructions. Content includes information on therapeutics, new medications, outpatient care scheduling, return precautions, as well as results of laboratory and radiological diagnostic testing performed in the ED. Three text messages are sent to patients: at the time of ED discharge with the nurse assistance for initial access of content, as well as 2 and 29 days after ED discharge. MyEDCare was piloted in a 9-month pilot period in 2019 at two urban EDs in an academic medical center. We evaluated ED return visits, ED staff satisfaction, and patient satisfaction using ED Consumer Assessment of Healthcare Providers and Systems (ED-CAHPS) patient satisfaction scores. Results MyEDCare enrolled 27,713 patients discharged from the two EDs, accounting for 43% of treat-and-release ED patients. Of the treat-and-release patients, 27% completed MyEDCare discharge process, accessing the online content at the time of ED discharge. Patients discharged via MyEDCare had fewer 72-hour, 9-day, and 30-day unscheduled return ED visits and reported higher satisfaction related to nursing care. Conclusion EDs and urgent care facilities may consider developing a HIPAA-compliant, text message, and smartphone-based discharge process, including the transmission of test results, to improve patient-centered outcomes.
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Glaviano, Francesca, Roberta Esposito, Anna Di Cosmo, Francesco Esposito, Luca Gerevini, Andrea Ria, Mario Molinara, Paolo Bruschi, Maria Costantini, and Valerio Zupo. "Management and Sustainable Exploitation of Marine Environments through Smart Monitoring and Automation." Journal of Marine Science and Engineering 10, no. 2 (February 21, 2022): 297. http://dx.doi.org/10.3390/jmse10020297.
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Monitoring of aquatic ecosystems has been historically accomplished by intensive campaigns of direct measurements (by probes and other boat instruments) and indirect extensive methods such as aero-photogrammetry and satellite detection. These measurements characterized the research in the last century, with significant but limited improvements within those technological boundaries. The newest advances in the field of smart devices and increased networking capabilities provided by emerging tools, such as the Internet of Things (IoT), offer increasing opportunities to provide accurate and precise measurements over larger areas. These perspectives also correspond to an increasing need to promptly respond to frequent catastrophic impacts produced by drilling stations and intense transportation activities of dangerous materials over ocean routes. The shape of coastal ecosystems continuously varies due to increasing anthropic activities and climatic changes, aside from touristic activities, industrial impacts, and conservation practices. Smart buoy networks (SBNs), autonomous underwater vehicles (AUVs), and multi-sensor microsystems (MSMs) such as smart cable water (SCW) are able to learn specific patterns of ecological conditions, along with electronic “noses”, permitting them to set innovative low-cost monitoring stations reacting in real time to the signals of marine environments by autonomously adapting their monitoring programs and eventually sending alarm messages to prompt human intervention. These opportunities, according to multimodal scenarios, are dramatically changing both the coastal monitoring operations and the investigations over large oceanic areas by yielding huge amounts of information and partially computing them in order to provide intelligent responses. However, the major effects of these tools on the management of marine environments are still to be realized, and they are likely to become evident in the next decade. In this review, we examined from an ecological perspective the most striking innovations applied by various research groups around the world and analyzed their advantages and limits to depict scenarios of monitoring activities made possible for the next decade.
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Mugane, Maurine, and Reuben Njuguna. "Mobile Banking Services with Financial Performance on Commercial Banks in Kenya." International Journal of Current Aspects 3, no. VI (November 22, 2019): 176–92. http://dx.doi.org/10.35942/ijcab.v3ivi.84.
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The competition dimensions have changed following the adopting of various internet banking services that came about as a result of technological innovations such as the introduction of Automated Teller Machines (ATMs), phone banking Personal computer banking which were some of the first innovations of electronic finance. The main objective of this study was to establish the impact of mobile banking services on the financial performance of commercial banks in Kenya. The specific objectives guiding this study included to assess the influence of short message service (SMS) banking on the financial performance of commercial banks in Kenya, to establish the effect of person to person payments on the financial performance of commercial banks in Kenya, to determine the effect of bill payments on the financial performance of commercial banks in Kenya and to find out the effect of airtime top up service on the financial performance of commercial banks in Kenya. The research design that the study adopted was a descriptive research design employing quantitative research strategies. In this study the target population under investigation was all the 40 commercial banks in Kenya. Since in the current study the target population was 80 participants from all the 40 commercial banks in Kenya a census inquiry method was the best method used. Primary data for this study was collected through the use of a questionnaire that was given senior managers from all the departments of these organizations. Both quantitative and qualitative data was generated in this study. Qualitative data was analysed using content analysis whereby content of responses was looked at and responses were grouped together in relation to common patterns or themes for coherent categorization. Descriptive statistics included measures of central tendency and dispersion thus standard deviation and mean and use of absolute and relative percentage frequencies. Presentation of quantitative data was in form of graphs and tables and explanation given in prose. The study findings show that short message service had an above average positive correlation with financial performance of commercial banks and was statistically significant. Person to person had an average correlation with financial performance of commercial banks and was statistically significant. Bill payments had a strong positive correlation with financial performance of commercial banks and was statistically significant. Airtime top up service had an strong positive correlation with financial performance of commercial banks and was statistically significant. The study concludes that short message service banking has become and important part of banking, more and more people prefer to receive banking alerts through short message service which has not only improved service delivery but has had a positive impact on financial performance. Commercial banks have experiences large revenues from different activities with the banking system core among them the bill payments activities. The study recommends that it is important for commercial banks to focus more on short message service banking to lower operational costs thereby improving financial performance. Commercial banks need to consider using person to person payments to improve on their performance, they need to enhance their bill payments to get more clients paying bills using their systems so as to improve on their financial performance and that it is important for commercial banks to put more effort on airtime top up service so as to improve on their financial performance.
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Meen, Teen-Hang, and Cheng-Chien Kuo. "Special Issue on Application of Electronic Devices on Intelligent System." Electronics 10, no. 13 (June 22, 2021): 1506. http://dx.doi.org/10.3390/electronics10131506.
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In a modern technological society, electronic engineering and design innovations are both academic and practical engineering fields that involve systematic technological materialization through scientific principles and engineering designs [...]
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NAKAJIMA, Kazuhiro. "Technological Innovations in Inkjet Printers for Home Use." Journal of The Institute of Electrical Engineers of Japan 127, no. 12 (2007): 802–5. http://dx.doi.org/10.1541/ieejjournal.127.802.
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Motawa, I. A., A. D. F. Price, and W. Sher. "Modelling the implementation of technological innovations in construction." International Journal of Computer Applications in Technology 20, no. 1/2/3 (2004): 78. http://dx.doi.org/10.1504/ijcat.2004.003837.
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Morozov, E. A. "INTEGRATION OF TECHNOLOGICAL INNOVATIONS INTO THE PRODUCTION PROCESSES OF RADIO ELECTRONIC INSTALLATION." Современные наукоемкие технологии (Modern High Technologies), no. 3 2021 (2021): 51–56. http://dx.doi.org/10.17513/snt.38530.
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Ratten, Vanessa. "The Development of Social E-Enterprises, Mobile Communication and Social Networks." Journal of Electronic Commerce in Organizations 11, no. 3 (July 2013): 68–77. http://dx.doi.org/10.4018/jeco.2013070104.
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As technological innovations have progressed, the ability of social enterprises to find creative solutions to social problems in the global economy has increased. Social electronic enterprises (e-enterprises) contribute to the well-being of society by utilizing information and communications technology that has a financial component in addition to social and environmental objectives. Social e-entrepreneurship is an effective dynamic way that organizations can achieve social objectives that facilitate change in the international environment. More recently, innovation in information and communications technology has increased the ability of individuals to establish social e-enterprises. This paper discusses the role of technological innovations in providing opportunities for social e-enterprises to develop based on mobile online services. The influence of mobile online communities in developing social e-enterprises is investigated along with how mobile communication has encouraged individuals and organisations to be involved in social e-enterprises. The changing mobile social software communications devices that have allowed individuals to build social e-enterprises using technological innovations from the internet are stated. Recommendations for the continued development of social e-enterprises that utilize emerging technological innovations are included in the paper with suggestions for future research.
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Stashchuk, Olena, and Rostyslav Martyniuk. "Banking innovations: security technology solution." VUZF Review 6, no. 1 (March 25, 2021): 79–86. http://dx.doi.org/10.38188/2534-9228.21.6.08.
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The article identifies the essence of the concept of banking innovations and their role in the financial security of banking institutions. Features of development of technological banking innovations in Ukraine, including in the conditions of influence of COVID-19 are considered. The characteristics of banking innovations are considered, the criteria to be met by banking innovations both on the part of the client and on the part of the bank are identified. The classification of banking innovations according to such features as: by time aspect, by novelty, by causes of occurrence, by volume of influence, by influence on behavior, by scale of innovation, etc. is given. It is proved that the financial security of a banking institution should provide protection of banks from the impact of external and internal threats, as well as minimize the level of their negative impact. The basic principles of financial security of banking innovations in order to ensure the stable development of the latter are described. It is established that the most relevant and in demand in the market in the development of coronavirus infection were such technological innovations of remote capabilities as: contactless payments, online services, mobile banking applications, electronic money transfers, virtual cards. The peculiarities of the use of technological innovations by banking institutions in Ukraine and their impact on the security of banking institutions and customers are noted.
In order to conduct the study, such general scientific and specific research methods were used as: the logical method, the method of analysis and synthesis, the system method, the method of theoretical generalization, the grouping method, the expert method and the method of logical analysis.
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DELL'ERA, CLAUDIO, and EMILIO BELLINI. "HOW CAN PRODUCT SEMANTICS BE EMBEDDED IN PRODUCT TECHNOLOGIES? THE CASE OF THE ITALIAN WINE INDUSTRY." International Journal of Innovation Management 13, no. 03 (September 2009): 411–39. http://dx.doi.org/10.1142/s1363919609002364.
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Since the beginning of the 1990s, innovation management literature has attempted to overcome some oversimplified dichotomies coming from well-established theories (e.g., open vs. closed, external vs. internal, cooperation vs. competition, knowledge vs. learning). The design-push approach to the study of new product development has demonstrated that technology-push and market-pull are not divorced, since each successful new product is based on improvements in both technological performance and semantic features, which together sustain the new products to act as text that helps people generate new meanings in their daily sense-making activities. In this explorative study, we try to verify the extension of the design-push approach from science-based and specialised supplier industries (e.g., optical instruments, electronics, furniture) to more traditional, supplier-dominated industries (in this case, the wine industry), where its use could be counterintuitive. We then explain new product development, moving from the integration of technological and semantic dimensions of new products. We present the results of eleven case studies of successful new product development processes developed by companies located in Italy, known as one of the most innovative wine-producing areas in Europe. We assume that product innovation in traditional industry is only incremental, since technologies, operations and marketing processes are expected to be stable and predictable. Nevertheless, the empirical results show that the new product development process in the wine industry offers empirical insights that lead to a better understanding of the design-push approach; designing a new wine means not only to achieve new technical features but also to generate new product meanings. Through the identification of practices enabling a coherent innovation of product functions and meanings, this empirical research allows the enrichment of the design driven model. The coherence between the technology, function, language and message of a new wine can be obtained with different practices and development paths: the integrated approach, the semantic-oriented approach and the function-oriented approach. Additionally, the network of actors that wine companies access changes according to the innovation approach they adopt.
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Ippolito, Jean M. "Electronic Media Art from China: New Visions Bring Messages from the Distant Past." Leonardo 50, no. 2 (April 2017): 160–69. http://dx.doi.org/10.1162/leon_a_00922.
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This article introduces a number of contemporary artists in China who use digital technologies for art production. The author explores how these artists embed ancient philosophical values into an international mix of content in these new technological forms.
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Meen, Teen-Hang, and Wenbing Zhao. "Special Issue on Selected Papers from IEEE ICKII 2018." Electronics 8, no. 7 (July 5, 2019): 757. http://dx.doi.org/10.3390/electronics8070757.
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Electronic Engineering and Design Innovations are both academic and practical engineering fields that involve systematic technological materialization through scientific principles and engineering designs [...]
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de Leeuw, Edith, and William Nicholls. "Technological Innovations in Data Collection: Acceptance, Data Quality and Costs." Sociological Research Online 1, no. 4 (December 1996): 23–37. http://dx.doi.org/10.5153/sro.50.
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Whether computer assisted data collection methods should be used for survey data collection is no longer an issue. Most professional research organizations, commercial, government and academic, are adopting these new methods with enthusiasm. Computer assisted telephone interviewing (CATI) is most prevalent, and computer assisted personal interviewing (CAPI) is rapidly gaining in popularity. Also, new forms of electronic reporting of data using computers, telephones and voice recognition technology are emerging. This paper begins with a taxonomy of current computer assisted data collection methods. It then reviews conceptual and theoretical arguments and empirical evidence on such topics as: (1) respondents and interviewer acceptance of new techniques, (2) effect of computer assisted interviewing on data quality, (3) consequences for survey costs and (4) centralized vs. decentralized deployment of CATI.
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Zieglera, Andreas, and Jazmin Nogaredac. "Environmental management systems and technological environmental innovations: exploring the causal relationship." IEEE Engineering Management Review 41, no. 2 (2013): 72–86. http://dx.doi.org/10.1109/emr.2013.6601098.
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Zieliński, Marcin, Joanna Kazimierowicz, and Marcin Dębowski. "Advantages and Limitations of Anaerobic Wastewater Treatment—Technological Basics, Development Directions, and Technological Innovations." Energies 16, no. 1 (December 21, 2022): 83. http://dx.doi.org/10.3390/en16010083.
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Anaerobic wastewater treatment is still a dynamically developing technology ensuring the effective degradation of organic compounds and biogas production. As evidenced in the large scale-up, this technological solution surpasses aerobic methods in many aspects. Its advantages stem from the feasibility of operation at a high organic load rate, the smaller production of difficult-to-manage sewage sludge, the smaller space and cubature required, and the high-methane biogas ultimately produced. The exploitation of anaerobic reactors is in line with the assumption of a circular economy, material recycling by reduced CO2 emissions and energy consumption, and the production of renewable energy. Despite their unquestionable advantages, there is still a need to seek novel approaches and improve the currently exploited installations. The key avenues of research entail improvements in the stability of bioreactor operations and the enhancement of bioreactor adaptability to changing and unfavorable process parameters. The versatility of such systems would also be greatly improved by increasing nitrogen and phosphorus removal rates. Attempts have been made to achieve these goals by setting up separate zones within bioreactors for the individual steps of methane fermentation, incorporating active fillings to promote nutrient removal, and introducing chemical and physical treatments. An interesting solution is also the use of microwave radiation to stimulate temperature conditions and induce non-thermal phenomena, such as enhancing the enzymatic activity of methanogenic microflora. Another prospective approach is to integrate digesters into microalgal biomass production systems. The aim of this review paper is to present the thus-far technological knowledge about anaerobic wastewater treatment, including standard solutions and innovative ones, the effectiveness of which has been corroborated in pilot-scale installations.
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Stephan, Gunter. "Circular Economy: Illusion or First Step towards a Sustainable Economy: A Physico-Economic Perspective." Sustainability 14, no. 8 (April 15, 2022): 4778. http://dx.doi.org/10.3390/su14084778.
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“A circular economy is one that is regenerative by design and aims to keep products, components, and materials at their highest utility and value at all times, distinguishing between technical and biological cycles. This new economic model seeks to ultimately decouple global economic development from finite resource consumption”, states the widely used definition of the Ellen MacArthur Foundation. This definition conveys two messages. First, it acknowledges that economic activities need natural inputs (energy and material) and generate outputs in the form of waste as well as emissions. Second, it embodies the promise that, through technological innovations, human ingenuity and the market, a full decoupling of the economy from nature can be reached. Obviously both messages are not consistent with each other. Analyzing these issues through the lens of a transdisciplinary approach, which combines insight from thermodynamics with conventional economic theory, is the purpose of this paper. By using such physico-economic perspective, it is argued that not any kind of a circular economy is sustainable. Therefore, indicators are required through which it can be assured that a particular fashion of a circular economy reduces both environmental and social harm.
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Abu, Sheikh Taher. "Technological innovations and 3G mobile phone diffusion: Lessons learned from Japan." Telematics and Informatics 27, no. 4 (November 2010): 418–32. http://dx.doi.org/10.1016/j.tele.2010.03.001.
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Ben, Esther Ruiz, and Tino Schuppan. "E-Government Innovations and Work Transformations." International Journal of Electronic Government Research 10, no. 1 (January 2014): 1–17. http://dx.doi.org/10.4018/ijegr.2014010101.
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In this article the authors address the question of how IT innovations affects public organizations concretely exploring the emerging attitudes of public government employees towards new forms of work with electronic tools. The authors bring our analysis and theoretical discussion beyond the widely applied technology acceptance models to examine the introduction of electronic tools too focused on technology functionality and short time analysis sights. Organizational and socioeconomic aspects together with the functionality of new concrete technological tools influence the innovation processes including work transformations. Based on the model of innovation proposed by Ebbers and Van Dijk (2007) the article focuses on the analysis of employees' resistance and support in innovation processes of the introduction of public government electronic tools. The authors apply the model to the case of the introduction of the Electronic Records System (ERS) (an electronic tool for the document management of unemployed persons) in a public organization in Germany. The analysis reveals that technology driven innovation ignoring work habits and transformations leads to employees` resistance to change. A conceptual redefinition of Ebbers and Van Dick's model based on the analysis results of the ERS including an extension of the resistance and support concepts as well as indicators is proposed.
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Goodman, Leonard, and Dan Palmon. "TECHNOLOGICAL INNOVATIONS AND THE WORK OF THE ACCOUNTING HISTORIAN: SOME KEY ISSUES." Accounting Historians Journal 28, no. 1 (June 1, 2001): 93–110. http://dx.doi.org/10.2308/0148-4184.28.1.93.
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This paper considers how innovations in information technology have changed the process by which accounting historians collect primary and secondary sources of information. It examines how web-based systems have made it possible for historians to collect data from what is effectively a twenty-four-hour “on-line library”. The paper explores some of the limitations of technological innovations and considers the steps necessary to ensure future access to information stored in digital electronic form. It also considers the challenges involved in authenticating primary source documents such as e-mail and facsimiles and the impact of encryption on the availability of data in the future. Advances in information technology suggest that future generations of accounting historians will require new skills.
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Francisco Carlos da Silva Caetano. "DIGITAL TECHNOLOGIES USED IN THE CLASSROOM AS SUPPORTING INSTRUMENTS IN THE EARLY YEARS OF BASIC EDUCATION." Revista Educ@ção Científica 4, no. 7 (May 30, 2020): 854–68. http://dx.doi.org/10.46616/rce.v4i7.98.
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We live in a time surrounded by innumerable technological innovations that have impacted this generation significantly, since very early people already make use of some electronic gadget, navigating a universe rich in entertainment features, allowing access to different content whether close or even far. Such technological innovations promote relevant transformations in all sectors of society, contributing to the formation of more active and participative subjects in issues of interest around themselves and the world, favoring the dissemination of popular culture and its enrichment. New technologies favor changes in thinking, acting, teaching and learning, as they have significantly contributed to the advancement of communication and access to information in real time. It is noticed that children are increasingly getting access to these technological tools and master them very skillfully, being able to teach the most advanced in age the use of these novelties. Thinking about the way the child is positioned in the technological society, this work sought to investigate the importance of using new digital technologies in the classroom to enhance the teaching-learning process in the early years of basic education.
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Jesevičiūtė-Ufartienė, Laima. "APPLICATION OF INNOVATIONS IN THE SECTOR OF ACCOMMODATION SERVICE." Laisvalaikio tyrimai 1, no. 5 (2015): 1–8. http://dx.doi.org/10.33607/elt.v1i5.217.
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Research background. During these days the innovations are a more and more used definition in the business, especially in the market research, human resource management, new products and service development, etc. Frequently innovations are related with the application of new technology and new ideas as well as creation of new methods. Even more, innovations are related with the development of existing processes and products (Bigliardi, Dormio, 2009). Innovations are important in the sector of tourism industry, which is expanding every time combining more and more different areas of business. According to Melnikas (2011), discontent and necessity of changes are some persuasive factors to begin an activity of innovation. Thus, it could be the reason for the application of innovations in the sector of accommodation service to become essential. Importance of innovations is discussed pretty widely in the scientific literature (Bigliardi, Dormio, 2009; Hall, Williams, 2008; Inauen, Schenker-Wicki, 2011; Notaro et al., 2012), but innovations in tourism sector have been discussed only recently (Nagy, 2012; Ravar, Iorgulescu, 2013). This article is relevant because application of innovations in the sector of accommodation service is not enough discussed in Lithuania as it is done by some foreign scientists (Sundbo et al., 2007; Hall et al., 2008; Ravar, Iorgulescu, 2013). The object of the research is innovations in the sector of accommodation service, and the aim is to determine the activeness of innovations’ application in the sector of an accommodation service. Research methods. This article deals with the application of innovations in the sector of accommodation service using the method of scientific literature analyses and quantitative empirical research – the method questionnaire survey. The research respondents were the employees of Kaunas city organizations of accommodation service. The author of this article is grateful to her student Martynas Bruzas who collected 270 filled in questionnaires. Results and discussion. Innovations are the most frequently described as an application of technologies creating new products, new services, and new processes of activity in the market. Innovations are combined with technological changes in the products, services and their creation processes. The research results revealed that services of accommodation business were restricted by just using electronic mail, the electronic page of business and electronic page of socialization. The research results revealed that services of accommodation business performed just slight changes of innovations according to some novelties in the market. On the other hand, employees of these organizations were enough sure that their organizations were applying innovations, but at the same time they thought that innovations could be more combined with the qualifications of organizations’ employees. Conclusions. According to research results, we suggest that most Kaunas city accommodation services presume that they are active in the application of innovations, but there were only some technological changes of innovations. The research results revealed that usually innovations were related to IT programs of accommodation service, wireless internet, telephone, television, touch tabs, room infrastructure and the systems of reservations. Keywords: innovations, innovations of accommodation sector, development.
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Shuptar-Poryvaieva, Nataliya Y., Olena R. Hubanova, Mariya O. Popova, and Olesya S. Andrushchenko. "Prospects for innovative development of the Ukrainian tourist industry in the corona crisis." Socio-Economic Problems of the Modern Period of Ukraine, no. 6(146) (2020): 90–96. http://dx.doi.org/10.36818/2071-4653-2020-6-14.
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The general idea of prospects for innovative development of the Ukrainian tourist industry in the crisis caused by the pandemic coronavirus infection is given. The influence of a new global threat - the COVID-19 epidemic - on the tourism industry in Ukraine and the world is determined. Emphasis is placed on the need to stimulate innovation processes in the travel industry, which in the future will contribute to the expansion of promising opportunities for Ukraine to bring this economy sector to a qualitatively new level. The Ukrainian public innovation policy in tourism and prospects of its development are analyzed. The issue of general innovations classification in tourism is investigated and their three main groups are defined: product-related, technological, and managerial. Examples of successful innovative solutions for the revival of tourism in the conditions of coronavirus restrictions are given. Phototourism is presented as an example of product innovations, which focuses on the implementation of the environmentally responsible tourism concept for the low level of impact on the environment. Other examples of product innovations that attract the attention of travel services consumers in the context of coronavirus restrictions are the practices of staycation (short trips for short distances, which allow for a brief change of scenery and relaxation) and workation (combining work with vacation). Examples of technological innovations that have resulted from the development of scientific and technological progress are electronic tourism (ETravel), virtual tourism, tourist information systems, and others. The program "Tourist Cashback" and the introduction of passports of immunity and security certificates are described as an example of managerial innovations aimed at supporting domestic and regional tourism. The paper proves that the digitalization of all types of tourist services around the world in general and in Ukraine, in particular, meets the current conditions for the existence of the tourist market and opens wide prospects for the future.
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Koori, Jeremiah, Njoki Grace Wanjiku, and Gerald Atheru. "Technological Banking Innovations and Financial Inclusion by Commercial Banks in Nairobi County, Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 2, no. 1 (March 2, 2020): 1–27. http://dx.doi.org/10.35942/ijcfa.v2i1.98.
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Financial inclusion is the provision of financial services at affordable costs to sections of underprivileged and low-income segments of society. Failure to constantly redesign strategies that help the commercial banks adapt to changing business environment may lead to a strategic mismatch between what they offer and what markets demands. The study objective was to assess technological banking innovations and financial inclusion by commercial banks in Nairobi County Kenya. The study was anchored on the theory of financial intermediation, diffusion of innovation theory and Silber’s Constraint theory of Innovation. A descriptive research design and a positivism philosophy were used because the conceptual hypotheses were drawn from existing theories and identified knowledge gaps as founded on the research design. Multiple regression model was employed in this study. For the purpose of this investigation, the target population included all the 42 registered commercial banks operating in Nairobi County, Kenya in the year 2016. Purposive sampling technique was used to determine the sample size. Thirteen (13) selected banks that had successfully implemented technological banking innovations in Nairobi County were purposively sampled for the study. Both primary and secondary data was used in this study. Primary data was collected using questionnaires. Secondary data on mobile bank transactions and mobile phone subscriptions in the banks for the period between 2011 and 2016 was obtained from Central Bank of Kenya, Kenya National Bureau of Statistics and the Banking survey manuals. Questionnaires were administered to randomly selected respondents. The confirmatory test for multicollinearity was done using the Variance Inflation Factor. Data was analyzed using correlation, Goodness of Fit, analysis of variance, F statistic/significance of the study variables and regression of coefficients which were used to draw inferences on the relationship between the study variables. Data was presented using tables and figures. Results of the study indicated that the predictor variables; mobile banking, agency banking, electronic banking outlets and internet banking have an influence on financial inclusion. Correlation results also indicated that mobile banking, agency banking, electronic banking outlets and internet banking were positively associated with financial inclusion. Additionally, the regression findings indicated that mobile banking, agency banking and electronic banking outlets were statistically significant predictors of financial inclusion. However, Internet banking had a significance level of 0.586 which is higher than the conventional threshold of 0.05 which rendered the variable as statistically insignificant in prediction of financial inclusion. The findings concluded that mobile banking, agency banking, electronic banking outlets and internet banking have an influence on financial inclusion with the technological innovations being well adopted by the customers in the respective banks .The study recommended that the banks’ management should make use of these research findings to come up with innovative approaches of improving financial inclusion while maintaining the existing ones in the conduct of their business so as reach more clients with their products and services.
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Sklyuev, Andrey M., Vladimir I. Khabarov, Irina V. Musatova, and Olga V. Popova. "Organizational and Managerial Innovations in the Russian Electronics Industry: Current Trends." Journal of Modern Competition 16, no. 6 (December 30, 2022): 103–16. http://dx.doi.org/10.37791/2687-0657-2022-16-6-103-116.
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The electronic industry is one of the most dynamically developing industries in the global economy and has a significant impact on the pace of development of related industries and the level of technological independence of states. Various types of external trade and economic sanctions imposed by Western countries and the strengthening of the import substitution policy in the Russian economy require a revision of the vectors for the development of electronic industry enterprises. The withdrawal of some foreign companies from the Russian sales market at the same time makes it possible to increase demand for domestic products and increases the requirements for the development and production of electronics in Russia. The analysis of scientific works shows that at the present stage of production development, non-technological innovations, including organizational and managerial ones, are an important component of increasing the competitiveness of industrial high-tech enterprises. The purpose of the study: to determine the level of development of organizational and managerial innovations in the Russian electronics industry. The implementation of this goal required the solution of the following tasks: to define the concept of organizational and managerial innovations in accordance with modern standards, to determine the degree of development of the topic of organizational and managerial innovations in electronics industry enterprises in Russian publications, to compare the levels of implementation of organizational and managerial innovations in the electronics industry and other domestic industries. This paper analyzes the level of implementation of organizational and managerial innovations in the Russian electronics industry. According to the modern 4th edition of the Oslo manual (international standard in the field of innovation statistics), the definition of the concept of organizational and managerial innovations is given. On the basis of statistical data, the level of development of this type of innovation in relation to product and process innovations was determined, and a comparison was made with respect to high-tech and all Russian organizations. Interest in the introduction of organizational and managerial innovations in the global industry has increased significantly in recent years, so understanding the current situation in the development of this type of innovation in the Russian electronics industry can contribute to the development of strategies for the development of this industry.
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Wonglimpiyarat, Jarunee. "Technological Change of the Innovation Payment System." International Journal of Innovation and Technology Management 13, no. 04 (July 25, 2016): 1650014. http://dx.doi.org/10.1142/s0219877016500140.
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This paper explores the process of technological change in the payment system. In particular, the study aims to gain understanding if Bitcoin would bring about a paradigmatic shift toward a cashless society. The analysis is based on the technology S-curve and Schumpeter’s model of economic development. It is interesting to see that the swing of S-curves is not strong enough to cause a paradigm shift according to the Schumpeterian concept of creative destruction. The study also compares Bitcoin with PayPal, a similar digital currency and major online payment system, to gain insights of the new challenge toward a cashless economy. The parallel S-curve trajectories of electronic money innovations signify a move from a cash-based economy toward a less cash society.
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Felix Chukwuma Aguboshim, Ifeyinwa Nkemdilim Obiokafor, and Irene Nkechi Onwuka. "Strategies for coping with frontier technologies and innovations in Africa." World Journal of Advanced Research and Reviews 11, no. 1 (July 30, 2021): 022–28. http://dx.doi.org/10.30574/wjarr.2021.11.1.0307.
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Recent advancements in Frontier Technologies and Innovations (FTI), including artificial intelligence, robotics, and biotechnology have shown significant and tremendous potentials for sustainable development globally. Despite this, Africa appears to be unprepared to equitably use or adopt these technological innovations. Evidence has shown that the ongoing global growth in FTI negatively impacts Africa with multifaceted inequalities ranging from poor global class, persistent poverty, disparities in income-earning opportunities, internet usage, pay gap, poor standards of education and health, etc., resulting majorly from poor adoption of technological innovations and favorable Information and Communication Technology (ICT) policies, culture, ethics, and values. Significant digital divides were evident between the technologically advanced countries and backward countries such as Africa during the COVID-19 pandemic because technological innovations have become critical tools for addressing the spread of the disease. This study highlights the strategy for coping with FTI for sustainable development in Africa. The Unified Theory of Acceptance and Use of Technology (UTAUT) was adopted as the study conceptual framework. UTAUT model claims that users' acceptance behavior toward technology is determined by users' decision to use technology and the perceived benefits thereof. The researchers explored a narrative review, analysis, and synthesis of vast works of literature that revealed significant information on strategies for coping with FTI in Africa. The researchers also conjointly extracted peer-reviewed articles among the last five years from electronic databases, engaging some keywords like "Frontier Technologies and Innovations in Africa' 'Coping with Frontier Technologies and Innovations' leveraging resources of Africa via Technology and Innovation", etc. Results show that global progress was associated with sharper inequality between countries, with widening disparities in FTI adoption, literacy level, and access to products, social services such as ICT infrastructure, electrification, education, and health. Results also show that literacy empowerment in Africa especially among women, on technology adoption, policies, culture, ethics, and values may advance sustainable goals, leverage their literacy abilities for FTI adoption, and close widening gaps and inequalities in global FTI.
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Bogue, Robert. "Emerging applications driving innovations in gas sensing." Sensor Review 37, no. 2 (March 20, 2017): 118–26. http://dx.doi.org/10.1108/sr-11-2016-0256.
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Purpose This paper aims to show how a range of new and emerging applications are driving technological innovations in gas sensing. Design/methodology/approach Following a short introduction, this paper first considers developments relating to the needs of the military and security sectors. Wearable gas sensors, energy harvesting and self-powered gas sensors are then discussed. The role of gas sensors in mobile phones is then considered, together with details of new developments in sensors for carbon-dioxide, particulates and formaldehyde. Finally, brief conclusions are drawn. Findings This paper shows that a technologically diverse range of gas sensors is being investigated and developed in response to a number of new and emerging requirements and applications. The gas sensors respond to numerous inorganic and organic gases and vapours over a wide range of application-specific concentrations and are based on a multitude of often innovative sensing techniques, technologies and materials. Originality/value This paper provides technical details of a selection of gas sensor research activities and product developments that reflect the needs of a range of new and emerging applications.
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Gowripeddi Hari kumar and N Ramanjaneyulu. "Recent innovations in indian banking sector." Journal of Management and Science 12, no. 1 (March 31, 2022): 1–7. http://dx.doi.org/10.26524/jms.12.1.
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The banking sector plays asignificant role in the development of a country's economy. The development of the banking sector depends on the services they provide to customers from different angles. New competitors into the market, new business models, changing customer expectations and the breakdown of traditional services are all pushing traditional banks to launch new technology in their operations. The revolution in the banking sector led to the introduction of Automated Teller Machines (ATM’s), Cash Deposit Machines (CDM), Debit cards and Credit cards, Cheque Truncation System (CTS), NEFT (National Electronic Fund Transfers), RTGS (Real Time Gross Settlement), Mobile banking, Internet banking etc. However technological advances around the world have created pressure to use better technology in the banking sector. This paper highlights the diverse innovative products and services offered by Indian banks. The quoted figures are taken from secondary sources.Finally, this paper makes a critical analysis of the acceptance and acceptance of these innovations by banking customers. Primary data were used for this analysis. This paper is detailed in nature and aims to illuminate the knowledge of the readers.
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Babenko, Vitalina, Oleksandr Nazarenko, Inna Nazarenko, Oleksandra Mandych, and Marharyta Krutko. "Aspects of program control over technological innovations with consideration of risks." Eastern-European Journal of Enterprise Technologies 3, no. 4 (93) (June 13, 2018): 6–14. http://dx.doi.org/10.15587/1729-4061.2018.133603.
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Jafroudi, H., and E. P. Muntz. "The Sensitivity to Technological Innovations of the Doses Delivered by Optimized Mammography Systems." IEEE Transactions on Medical Imaging 5, no. 2 (June 1986): 53–60. http://dx.doi.org/10.1109/tmi.1986.4307747.
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Raju, Sunitha, and V. Raveendra Saradhi. "What Ails India’s Electronic Manufacturing Industry: An Assessment." Indian Economic Journal 68, no. 4 (December 2020): 610–32. http://dx.doi.org/10.1177/0019466221998621.
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Manufacturing imperatives of the electronics industry require technological capability across components to develop a strong supply base. With domestic value addition being less than 25%, catapulting domestic production capability would necessitate promoting productivity enhancing innovations at the firm level, particularly in design and development capabilities. For assessing the technological orientation of the electronics manufacturing Industry, the empirical investigation of this article focuses on two important channels of influence, namely imports and firm productivity and exports and firm productivity under a liberalised regime, thereby identifying the determinants of production growth of electronics manufacturing in India. The econometric analysis has underlined the low technological capability of manufacturing firms. While the import of raw material is significant for both domestic-oriented and export-oriented firms, import of capital goods is significant for only export-oriented firms. Further, R&D expenditure is low which is statistically significant. Taken together, these results highlight that high imports are on account of domestic non-availability, and imports have substituted domestic R&D that underlines low technological capability of Indian firms. Further, export-oriented firms have technologically advanced products possibly to face the competitive pressures in the international market. To supplement these insights, the descriptive analysis focused on the trade orientation of the sample firms and cost structure in determining their market behaviour. The share of firms engaging in domestic activity surged post liberalisation, suggesting that the focus was primarily on fast expanding domestic market. As such, import engagement has increased significantly but export engagement has decreased. This suggests that imports have not facilitated export growth but only bridged the gap of non-availability of inputs domestically. The analysis of cost structure points to a decline in the share of capital goods and R&D, both implying lack of technological capability of the firms. Further, increasingly firms are turning to trading, that is, import of finished goods. As such, to promote a conducive manufacturing ecosystem, there is a need to promote technological capability and encourage export orientation of the firms. JEL Codes: F10, F14, L63
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Ramadhani, Yus, and Nur Ahmadi Bi Rahmani. "Inovasi PT Pos Indonesia Dalam Mempertahankan Dan Menjaga Eksistensinya:." ManBiz: Journal of Management and Business 1, no. 2 (June 7, 2022): 103–8. http://dx.doi.org/10.47467/manbiz.v1i2.1730.
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The existence of PT POS Indonesia is currently experiencing a lot of decline, this fact is a response to technological sophistication. In the past, PT POS Indonesia was one of the institutions in charge of correspondence and sending letters between regions. Until now, this phenomenon has been replaced by technology such as the emergence of mail to short messages in several smartphone applications. Therefore, Indonesian POS service providers must have an innovation strategy in order to attract the hearts of their customers. This innovation is one of the challenges that must be lived and sought by PT POS Indonesia. One of the branches of PT POS Indonesia Persero is in Pematang Siantar. The purpose of this study is to find out some of the innovations implemented by PT POS Indonesia (Persero) in Pematang Siantar to maintain its existence amidst the dynamics of technological sophistication. The research method used in this study is a qualitative type with a descriptive approach. The results showed that PT POS Indonesia (Persero) Pematang Siantar made changes to the management and leadership system in the internal area to reach a wider market while in its service to the community PT POS Indonesia had facilitated with a pick-up service to the house so that mobility carried out by the community was easier.
Keywords: PT POS Indonesia (Persero), Pematang Siantar, Innovation, Service
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Chinyere, Ikegbu Margaret, and Abdullahi Mohammed Yamma. "Impact of Technological Advancement in the Society in Nigeria." Journal of Global Social Sciences 2, no. 8 (December 1, 2021): 29–44. http://dx.doi.org/10.31039/jgss.v2i8.10.
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Today, innovations in information technology are having wide-ranging effects across numerous domains of society and policy makers are acting on issues involving economic productivity, intellectual property rights, privacy protection and affordability of access to information. The most significant outcomes of the progress of information technology is electronic commerce over the internet, a new way of conducting business. Already, it affects such large sectors as communications, finance and retail trade and has expanded to areas such as education and health services. Firms can outsource their manufacturing to other nations and rely on telecommunications to keep marketing, R&D and his distribution teams close contact with the manufacturing groups. The technology enables various types of work and employment to be decoupled from one another. The paper will focus on the impacts of information technology and electronic commerce on business models, commerce, market structure, workplace, labour market, education. Changes associated with rapid technological advances in industry have made continual upgrading of professional skills and economic necessity.
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Poljuga, Wasil. "«Technological paternalism»: current trends in domestic data journalism." Dialog: media studios, no. 27 (December 30, 2021): 170–81. http://dx.doi.org/10.18524/2308-3255.2021.27.251417.
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The article considers the further growth of the role of big data in society, the widespread use of new practices and methods of obtaining information, such as profiling consumer information, biometric data, automation, new opportunities for news reporting. Modern journalistic practices of news information presentation journalism are discussed. Because big data-based algorithms, which have recently been widely implemented to «optimize the performance» of social networks and search engines, often determine what information will be displayed and which sites respond to search queries. By creating and training neural networks, our preferences are analyzed — likes, reposts, comments — and on this basis, an individual news feed is formed for each account. As a result, the views that users do not share are gradually disappearing from the feed, and those that they like are emerging. The news world is becoming comfortable and understandable. The combination of machine and journalistic selection results is particularly interesting through the prism of data journalism, as this type of journalistic activity can be seen as the result of journalistic and technological practices. Based on a qualitative statistical analysis of news sites, the study examines how data journalism works in the news cycle of professional newsrooms. In addition, the publication explores the innovations that data journalism brings to storytelling, news gathering, and dissemination. Through statistical analysis of the content of these Internet resources, a clear direction in the information policy of media companies to give preference to linear formats of information messages. This direction of consumer information is more effective compared to truly interactive and less paternalistic data journalism projects. Thus, paternalism is probably the best from a commercial point of view. Professional paternalism is an important source for maintaining journalistic autonomy, while in public debates and on technology platforms «bubble filters» and delegating decision-making to machines are considered negative paternalism. In an age when journalism merges with artificial intelligence and journalists and engineers create algorithms side by side to protect their immunity, journalists need to make sure that the audience is informed about the methodology, the validity of the choice of design in interactive programs, clearly motivated. In our opinion, problems arise only if the auditor (journalist or program / developer) does not pay attention to the difference between filtering and selection in different digital texts.
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Serebryakova, N. A., T. S. Kolmykova, E. A. Grivachev, and S. V. Klykova. "Research of the possibilities of the national innovative environment for the implementation of financial technologies." Proceedings of the Voronezh State University of Engineering Technologies 83, no. 1 (June 3, 2021): 460–65. http://dx.doi.org/10.20914/2310-1202-2021-1-460-465.
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The article is devoted to the study of an important scientific and practical problem on the disclosure of factors and conditions that stimulate the introduction of innovations in the financial sector. It has been studied that the processes of introducing digital technologies are relevant in all spheres of the economy. The financial environment is highly receptive to digital adoption. The emphasis is made on the fact that the Bank of Russia as a mega-regulator is implementing a number of projects that stimulate the introduction of financial technologies in the country's banking sector. The main infrastructure projects of the Bank of Russia aimed at stimulating the development of fintech are considered. Among them: a unified biometric system, a system of fast payments, a marketplace of the Bank of Russia, a system for transmitting financial messages. The study revealed the weakness of the national regulatory system for the creation and implementation of digital technologies in the financial environment. The urgency of adapting the norms of financial law to the rapid spread of digital technologies has been substantiated. It has been proven that the acceleration of the pace of implementation of technological innovations not only opens up new opportunities for business improvement, but also carries obvious and hidden risks. Analysis of the research materials made it possible to structure the main potential threats that accompany the spread of digital technologies. It is concluded that it is necessary to develop systemic measures to create a favorable national innovation environment that stimulates financial innovation.
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Atalay, Tugba. "E-commerce ecosystem." International Journal of Business Ecosystem & Strategy (2687-2293) 2, no. 2 (December 14, 2020): 15–24. http://dx.doi.org/10.36096/ijbes.v2i2.209.
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Recent developments in communication and internet technologies have broader effects on supply chain activities. These developments made it mandatory to adopt technological changes and innovations in our existing understanding of electronic commerce activities. This study aims to develop a critical approach to the e-commerce ecosystem with fundamental concepts, business models, and security issues. This paper suggests companies ways of coping with adopting e-commerce activities, business models, and security issues.
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Loeffler, Robert, and William Bart. "How promotional efforts can play a valuable role in introducing technological enhancements, innovations, and breakthroughs." ISA Transactions 30, no. 3 (January 1991): 23–27. http://dx.doi.org/10.1016/0019-0578(91)90020-6.
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Katis, Christodoulos, and Athanasios Karlis. "Evolution of Equipment in Electromobility and Autonomous Driving Regarding Safety Issues." Energies 16, no. 3 (January 25, 2023): 1271. http://dx.doi.org/10.3390/en16031271.
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Over the years, an increase in the traffic of electric and hybrid electric vehicles and vehicles with hydrogen cells is being observed, while at the same time, self-driving cars are appearing as a modern trend in transportation. As the years pass, their equipment will evolve. So, considering the progress in vehicle equipment over the years, additional technological innovations and applications should be proposed in the near future. Having that in mind, an analytical review of the progress of equipment in electromobility and autonomous driving is performed in this paper. The outcomes of this review comprise hints for additional complementary technological innovations, applications, and operating constraints along with proposals for materials, suggestions and tips for the future. The aforementioned hints and tips aim to help in securing proper operation of each vehicle part and charging equipment in the future, and make driving safer in the future. Finally, this review paper concludes with a discussion and bibliographic references.
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Reinita, Reinita, Atri Waldi, Rifda Eliyasni, Farida S, Ari Suriani, and Ahmad Zikri. "Pelatihan Perancangan dan Penggunaan Multimedia Interaktif Articulate Storyline 3 Berbasis Pendekatan CTL untuk Memberdayaan Guru di Sekolah Dasar." Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat 4, no. 2 (November 17, 2022): 441–46. http://dx.doi.org/10.24036/abdi.v4i2.413.
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The purpose of this article is to improve the knowledge, understanding and skills of elementary school teachers in Batang Gasan District, Padang Pariaman Regency based on Community Service activities that have been carried out. This program is carried out in the form of training and meetings. Presentation materials include the nature of learning media, interactive multimedia Articulate Storyline 3, with Contextual Teaching and Learning (CTL) Approach in integrated thematic learning. The method used in the interactive multimedia training of Articulate Storyline 3 is the lecture method, question and answer, assignment and discussion. This program is focused on training in the creation and use of learning media in accordance with the Industrial Revolution Era 4.0, namely media that are in accordance with the times and technological involvement, with the introduction of an understanding of the media can increase teacher motivation for technology-based media users to be able to support creativity and new innovations. for teachers in designing media. This training can improve the skills and professionalism of teachers to design media used in learning practices so that learning messages are conveyed and attract the attention of students.
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Weikle, R. M., T. W. Crowe, and E. L. Kollberg. "Multiplier and Harmonic Generator Technologies for Terahertz Applications." International Journal of High Speed Electronics and Systems 13, no. 02 (June 2003): 429–56. http://dx.doi.org/10.1142/s012915640300179x.
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Harmonic generation based on frequency multipliers has proven to be the most successful and widely used solid-state technology for generating power at submillimeter wavelengths. Over the last several years, the development of new device technologies, implementation of innovative circuits, and application of advanced integrated-circuit processing techniques to frequency multiplier design have resulted in unprecedented levels of performance throughout the submillimeter-wave frequency band. This paper reviews the technological innovations, device options, circuit architectures, and fabrication technologies that have made harmonic generation such a successful approach to source development in the submillimeter spectrum.
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PHAM-NGUYEN, L., C. FENOUILLET-BERANGER, P. PERREAU, S. DENORME, G. GHIBAUDO, O. FAYNOT, T. SKOTNICKI, et al. "ADVANCED SOLUTIONS FOR MOBILITY ENHANCEMENT IN SOI MOSFETS." International Journal of High Speed Electronics and Systems 20, no. 01 (March 2011): 81–93. http://dx.doi.org/10.1142/s0129156411006428.
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SOI technology offers ample room for scaling, performance improvement, and innovations. The current status is reviewed by focusing on several technological options for boosting the transport properties in SOI MOSFETs. The impact of series resistance, high-K dielectrics, and metal gate in advanced transistors is discussed. Carrier mobility measurements as a function of channel length and temperature reveal the beneficial effect of strain, mitigated however by various types of defects. The experimental data is exclusively collected from state-of-the-art, ultrathin body, fully depleted MOSFETs. Simple models are presented to clarify the mobility behavior.
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Whalen, D. Joel. "Selections From the ABC 2017 Annual Conference, Dublin, Ireland: Teaching With Yeats’s Elegance and Wilde’s Wit." Business and Professional Communication Quarterly 81, no. 3 (June 3, 2018): 368–90. http://dx.doi.org/10.1177/2329490618768023.
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This article, the second of a two-part series, features 13 My Favorite Assignments that were introduced at the Association for Business Communication’s 82nd annual conference held in Dublin, Ireland, in 2017. The pedagogical innovations include assignments that teach students how to conduct primary research, present their findings, package messages for electronic media, and enhance students’ career and personal development. Additional assignment support materials—instructions to students, stimulus materials, slides, grading rubrics, frequently asked questions, and sample student projects—are posted on the Association for Business Communication and DePaul University Center for Sales Leadership websites: http://www.businesscommunication.org/page/assignments and https://salesleadershipcenter.com/research/business-professional-communication-quarterly-my-favorite-assignment
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Vučinić, Milena. "Fintech and Financial Stability Potential Influence of FinTech on Financial Stability, Risks and Benefits." Journal of Central Banking Theory and Practice 9, no. 2 (May 1, 2020): 43–66. http://dx.doi.org/10.2478/jcbtp-2020-0013.
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AbstractSince the last global financial crisis supervisory mechanisms and regulations have become more stringent which have significantly improved resilience of banks therefore positively affecting financial stability. Apart from traditional financial institutions which have been supervised according to strict regulations and standards technological development in financial services commonly called FinTech have introduced new trends providing fast peer to peer lending which directly matches lenders and borrowers thus putting more pressure to policymakers and supervisors.This paper presents potential implications of FinTech developments to financial stability, while explaining FinTech influence to market structure as well as benefits and risks of technologically driven financial innovations to financial stability.The paper stresses out an importance of international cooperation of regulators in order to preserve financial stability in the recent world of technological changes and innovations. FinTech has changed consumers’ expectations and preferences while increasing the number of users expecting fast and easily accessible services available on mobile phones and other electronic devices. The paper shows that new technology provides the space for expanding financial services but it also poses additional risks to financial system in terms of microfinancial and macrofinancial risks.
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Grewiński, Prof nadzw Mirosław. "Digitalisation and social innovations – perspectives and risks to the society." Kwartalnik Nauk o Przedsiębiorstwie 46, no. 1 (March 15, 2018): 19–29. http://dx.doi.org/10.5604/01.3001.0012.0980.
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The process of digitalisation of the economy and social sphere that has occurred in the last decades is beyond the wildest expectations put forward by the technological pioneers. Information technologies and new possibilities of electronic communication have totally changed business, economic and social relations, as well as labour market, industries and professions. Technologies as social innovations change the way of work, forms of education and development, adherence to social networks or consumption patterns. The article also tries to prove that social innovations are not only digital technologies, but also the search for new social ideas and values, including solutions in the scope of social economy, sharing economy, a new model of welfare state. Moreover, some new social issues are revealed, together with new forms of social risk related to the development of technology and digi-talisation, which will have to be solved in the future.
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Podgórska, Marzena, and Iwona Zdonek. "Sustainable Technologies Supported by Project-Based Learning in the Education of Engineers: A Case Study from Poland." Energies 15, no. 1 (January 1, 2022): 278. http://dx.doi.org/10.3390/en15010278.
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The aim of the article is to examine technological innovations developed by engineers as part of Project-Based Learning at one of the Polish technical universities. We examined whether the innovations being developed meet the goals of sustainable development and whether they provide the basis for the introduction of sustainable business models. We analyzed reports from 49 projects implemented in the years 2018–2020 in which 146 scientists, 282 students of the Silesian University of Technology, and 126 experts from the university’s business environment were involved. We performed the analysis using content analysis and visualization techniques. The results show that the studied innovations implement the goals of sustainable development and most of them may become the basis of sustainable business models. The most frequently pursued goals are Industry, Innovation, and Infrastructure and Good Health and Well-Being. Most of the studied innovations can become the basis of the archetype of a sustainable business model called “maximize material and energy efficacy”. We also provide the characteristics of projects that implement the diagnosed goals of sustainable development.
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Maksaev, Artur, and Vladimir Vakulenko. "EVOLUTION OF E-MARKETING TOOLS." Russian Journal of Management 9, no. 4 (January 25, 2022): 86–90. http://dx.doi.org/10.29039/2409-6024-2021-9-4-86-90.
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Email marketing tools now enable companies to dramatically improve customer engagement and balance their marketing budgets. To identify trends and tendencies, it is advisable to investigate the evolutionary features of electronic marketing tools, assess their classification specificity, study the functional features and analyze the transformational vectors of electronic marketing.
Marketing in effectively functioning and constantly developing companies is designed in such a way that, penetrating into the management complex of implementing strategies and innovations, it instantly reacts to the emergence of the latest electronic tools and technological solutions, forms its own ways of preventing an unstable external environment.
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Teodoriu, Catalin, and Opeyemi Bello. "An Outlook of Drilling Technologies and Innovations: Present Status and Future Trends." Energies 14, no. 15 (July 26, 2021): 4499. http://dx.doi.org/10.3390/en14154499.
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The present article analyzes the technological advancement and innovations related to drilling operations. It covers the review of currently proven and emerging technologies that could mitigate the drilling operational deficiencies and instabilities that could hinder operational performance activities and the economic part of drilling development with great effort to minimize their environmental footprint. Drilling system design and operations are among the major aspects and cost-effective endeavors of the oil and gas industries, which are therefore technology dependent. They are also considered to be among the most expensive operations in the world, as they require huge expenses daily. Drilling success, depending on prevalent conditions, is a function of several general factors. These include the selection of the best technologies and tools, procedural optimization, concrete problem-solving, accurate prediction, and rapid decision-making. Consequently, any sorts of tools or advanced technologies that can improve the time-efficient operational and economic performance of drilling activities are essential and demanded. The paper provides a review of available technologies and developmental innovations based on both company-based and academic research-enabled drilling solutions over the past 5 years in the field of drilling systems and technological design. The paper further highlighted potential technologies that could be tapped in from other industries and could possibly be adopted by pushing the conventional boundaries of drilling operations.
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Ganesan, S., and N. Thirunavukkarasu. "User Perception to Analysis and Methods of Using Electronic Resources in Coimbatore District Engineering Colleges: A Study." Asian Journal of Information Science and Technology 8, no. 2 (August 5, 2018): 36–39. http://dx.doi.org/10.51983/ajist-2018.8.2.183.
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Academic libraries have for centuries played critically-important roles in supporting research in all subjects and disciplines within their host universities and colleges Rapid advances in technological innovations, affordable high bandwidth networks, explosive growth of web resources, sophisticated search engines, ever growing digital resources and changing information seeking behavior of users are greatly transforming the future of academic libraries. This study surveyed students’ utilization of resources, services, and facilities of the academic libraries in colleges. The findings reveal that most of the respondents visited the library to accessing the e-resources. Google is the mostly preferred search engine for e-resource access. The majority of the respondents preferred the international journals for their studies.
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Gababo, Boru Golicha. "Study of Effectof Technological Change on the Performance of Commercial Banks in Nairobi County of Kenya." International Journal of Advances in Scientific Research and Engineering 08, no. 05 (2022): 44–50. http://dx.doi.org/10.31695/ijasre.2022.8.5.4.
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The use of technological breakthroughs has made it possible for organizations to operate more effectively and efficiently. In order to provide banking services to its consumers, Kenya's banking sector has implemented several technological developments. Automated Teller Machines, Agency Banking, Electronic Funds Transfers, Real-Time Gross Settlements, and Mobile Banking are examples of these innovations. The general objective of this study was to establish how technological change affects the performance of commercial banks in Nairobi County in Kenya. A descriptive research design was adopted in this study. All management persons or their equivalents in all branches of commercial banks in Nairobi County were the target respondent. All of the commercial banks have a total of 126 managerial personnel. Closed-ended questions were used to acquire primary data. The study instrument was pre-tested to guarantee its validity and reliability. The data were analyzed using descriptive statistics such as frequencies and percentages. The study discovered that technological changes have an impact on commercial bank performance. The researcher also established that most product changes occur due to technological changes. There is, therefore, a need for technology to ensure the changes is sustained and is not wasted.