Relevant bibliographies by topics / Disability insurance Australia

Academic literature on the topic 'Disability insurance Australia'

Author: Grafiati
Published: 10 December 2022
Last updated: 29 January 2023

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Journal articles on the topic "Disability insurance Australia"

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Hall, Tania, and Tara Brabazon. "Freedom from Choice? The Rollout of Person-centered Disability Funding and the National Disability Insurance Scheme." INKLUSI 7, no. 1 (June 30, 2020): 21. http://dx.doi.org/10.14421/ijds.070102.

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Person-centered funding models are replacing block-funding models in the disability services sector. Australia is part of this international trend. Concerns have been raised by service providers, suggesting that people with disabilities are not benefiting from this system. This paper evaluates the views of service providers from a large non-government organization in South Australia, responsible for leading the transition from a block-funded model of support to a person-centered model of support. Two focus groups were conducted. Two themes emerged from these focus group discussions: customers with disabilities are vulnerable in the market, and marketizing disability services compromises quality. Neoliberal ideologies and market-based values frame the challenges and opportunities for not-for-profit organizations when transitioning to person-centered funding for disability support. This research both enlivens and confirms the existing research literature. Although person-centered funding models offer a socially just model, there is evidence that unintended consequences emerge in an open and competitive quasi-market. This study reveals that the competitive market design had stopped trans-sector collaboration. [Saat ini, model pendanaan berbasis orang banyak menggantikan model pendanaan-blok di sektor layanan disabilitas. Australia adalah bagian dari tren internasional ini. Lembaga layanan sosial khawatir bahwa para difabel tidak akan mendapatkan manfaat dari sistem ini. Artikel ini meninjau pandangan penyedia layanan dari organisasi non-pemerintah besar di Australia Selatan. Dua FGD dilakukan dalam riset ini. Dua tema muncul dari FGD: pelanggan difabel mengalami kerentanan di pasar dan ‘swastanisasi’ layanan disabilitas mengganggu kualitas. Ideologi neoliberal dan nilai berbasis-pasar menyajikan tantangan dan peluang bagi organisasi nirlaba ketika beralih ke pendanaan berbasis orang dalam layanan disabilitas. Penelitian ini mengonfirmasi literatur penelitian yang sudah ada. Meskipun model pendanaan berbasis orang menawarkan model yang adil secara sosial, ada bukti bahwa konsekuensi yang tidak diinginkan dapat muncul dalam pasar kuasi terbuka dan kompetitif. Studi ini mengungkapkan bahwa desain pasar yang kompetitif telah menghentikan kolaborasi lintas sector.]
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Carey, Gemma, Helen Dickinson, Eleanor Malbon, Megan Weier, and Gordon Duff. "Burdensome Administration and Its Risks: Competing Logics in Policy Implementation." Administration & Society 52, no. 9 (March 6, 2020): 1362–81. http://dx.doi.org/10.1177/0095399720908666.

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Australia is currently undergoing significant social policy reform under the introduction of a personalized scheme for disability services: the National Disability Insurance Scheme (NDIS). This article explores the growing administrative burdens placed on disability providers operating under the new scheme, using an Australia-wide survey of the disability sector. The 2018 National Disability Services survey of the disability sector reveals that administrative burden is the most commented on challenge for providers. Moreover, providers linked this burden to questions concerning their financial sustainability and ability to continue to offer services within the NDIS. In this article, we explore the sources of these administrative burdens and their relationships with the institutional logics at play in the NDIS. In addition to documenting the impact of system change on the Australian disability service sector, this article raises questions regarding institutional hybridity within personalization schemes more broadly and whether they are a source of tension, innovation, or both.
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Tonkin, Maggie. "Lessons in Survival: The De-funding of Restless Dance Theatre." Journal of Cultural Management and Cultural Policy / Zeitschrift für Kulturmanagement und Kulturpolitik 8, no. 2 (December 1, 2022): 159–74. http://dx.doi.org/10.14361/zkmm-2022-080208.

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Abstract In March 2020, Michelle Ryan, Artistic Director of Restless Dance Theatre, an Australian dance company that includes both disabled and non-disabled dancers, was awarded Australia’s highest dance honour by the Australia Council, the federal arts funding body, for her transformative leadership of the company. Almost simultaneously, the very same Australia Council removed funding support for Restless, threatening the company’s survival. This essay examines Restless’s response to the fundamental incoherence of the Australia Council’s decision and situates it within the broader context of the company’s own evolving practice in disability art, which in effect saw it attempt to create policy in the field. I outline the government policy contexts that underpin both the funding cuts and Restless’s pivot to an alternate source of funding: the ideologically driven ‘culture wars’ underpinning the Coalition government’s hostility to the arts sector, and the establishment of a National Disability Insurance Scheme that enables individual ‘clients’ to access money for arts training. Finally, the essay examines the implications of a dance company receiving funding from a disability service provider rather than from a mainstream arts funding body, questioning whether this is a further ‘ghettoization’ of disability art.
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Tonkin, Maggie. "Lessons in Survival: The De-funding of Restless Dance Theatre." Journal of Cultural Management and Cultural Policy / Zeitschrift für Kulturmanagement und Kulturpolitik 8, no. 2 (December 1, 2022): 159–74. http://dx.doi.org/10.14361/zkmm-2022-0207.

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Abstract In March 2020, Michelle Ryan, Artistic Director of Restless Dance Theatre, an Australian dance company that includes both disabled and non-disabled dancers, was awarded Australia’s highest dance honour by the Australia Council, the federal arts funding body, for her transformative leadership of the company. Almost simultaneously, the very same Australia Council removed funding support for Restless, threatening the company’s survival. This essay examines Restless’s response to the fundamental incoherence of the Australia Council’s decision and situates it within the broader context of the company’s own evolving practice in disability art, which in effect saw it attempt to create policy in the field. I outline the government policy contexts that underpin both the funding cuts and Restless’s pivot to an alternate source of funding: the ideologically driven ‘culture wars’ underpinning the Coalition government’s hostility to the arts sector, and the establishment of a National Disability Insurance Scheme that enables individual ‘clients’ to access money for arts training. Finally, the essay examines the implications of a dance company receiving funding from a disability service provider rather than from a mainstream arts funding body, questioning whether this is a further ‘ghettoization’ of disability art.
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Adibi, Hossein. "The Australian National Disability Insurance Scheme and People With Disabilities From CALD Backgrounds." International Journal of Reliable and Quality E-Healthcare 9, no. 3 (July 2020): 1–23. http://dx.doi.org/10.4018/ijrqeh.2020070101.

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The National Disability Insurance Scheme (NDIS) is considered to be the second greatest reform in healthcare in Australia after the introduction of Medicare in Australia in 1983. This reform was introduced in 2012 in two phases. The first phase as a trial took place for three years. The expectation was that the reform will be rolled out by 2019 or 2020. This article argues that the trial implementation process has achieved very positive outcomes in the lives of a great number of people with disability in Australia. At the same time, NDIS is facing many serious challenges in some areas. One of the obvious challenges is that this reform is a market approached reform. The second challenge relates to meeting the needs of minorities. People with disabilities from Culturally and Linguistically Divers (CALD) backgrounds are one of the five most venerable, underutilised users of NDIS services in Australia. They have no strong voice and negotiable abilities. The main question here is how NDIS is to meet its commitment to satisfy the needs of these vulnerable people in Australia.
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Trimmer, Karen, and Roselyn Dixon. "The Impact of Public Policy on Support Services for Indigenous Families with Children with Special Education Needs." Australian Journal of Indigenous Education 47, no. 2 (July 3, 2017): 198–205. http://dx.doi.org/10.1017/jie.2017.17.

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In Australia and Europe, government agencies and not-for-profit organisations (NFPOs) have had long involvement in the funding and provision of community disability services. Significant change has occurred in Australia over the past two decades in the way government funds are expended, with marketplace mechanisms increasingly being used. As a consequence of economic and governance imperatives, funding of services via NFPOs has changed significantly with a move away from the provision of grants to the contracting of these organisations for the provision of services. In 2013, a new national policy, the National Disability Insurance Scheme (NDIS), was introduced that has impacts for the provision of disability services for children and their families. In particular, Indigenous families are likely to experience barriers in accessing services. This paper reviews the impact of international changes in policy and associated funding models and considers the impacts and research implications of Australia's initial experience of implementation of the NDIS.
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Miller, Pavla. "‘The age of entitlement has ended’: designing a disability insurance scheme in turbulent times." Journal of International and Comparative Social Policy 33, no. 2 (June 2017): 95–113. http://dx.doi.org/10.1080/21699763.2017.1302893.

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AbstractIn a period of welfare state retrenchment, Australia's neo-liberal government is continuing to implement an expensive National Disability Insurance Scheme (NDIS). Australia is among the pioneers of welfare measures funded from general revenue. Until recently, however, attempts to establish national schemes of social insurance have failed. The paper reviews this history through the lenses of path dependence accounts. It then presents contrasting descriptions of the NDIS by its Chair, the politician who inspired him, and two feminist policy analysts from a carers’ organisation. Path dependence, these accounts illustrate, has been broken in some respects but consolidated in others. In particular, the dynamics of ‘managed’ capitalist markets, gendered notions of abstract individuals and organisations, and the related difficulties in accounting for unpaid labour are constraining the transformative potential of the NDIS.
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Andrews, Gavin, Scott Henderson, and Wayne Hall. "Prevalence, comorbidity, disability and service utilisation." British Journal of Psychiatry 178, no. 2 (February 2001): 145–53. http://dx.doi.org/10.1192/bjp.178.2.145.

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BackgroundHealth planning should be based on data about prevalence, disability and services used.AimsTo determine the prevalence of ICD–10 disorders and associated comorbidity, disability and service utilisation.MethodWe surveyed a national probability sample of Australian households using the Composite International Diagnostic Interview and other measures.ResultsThe sample size was 10 641 adults, response rate 78%. Close to 23% reported at least one disorder in the past 12 months and 14% a current disorder. Comorbidity was associated with disability and service use. Only 35% of people with a mental disorder in the 12 months prior to the survey had consulted for a mental problem during that year, and most had seen a general practitioner. Only half of those who were disabled or had multiple comorbidity had consulted and of those who had not, more than half said they did not need treatment.ConclusionsThe high rate of not consulting among those with disability and comorbidity is an important public health problem. As Australia has a universal health insurance scheme, the barriers to effective care must be patient knowledge and physician competence.
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Crozier, Michelle, and Heidi Muenchberger. "‘It’s your problem, not mine’: does competence have anything to do with desire and aspiration to self-direct?" Australian Health Review 37, no. 5 (2013): 621. http://dx.doi.org/10.1071/ah13053.

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The current disability policy paradigm operating across all states in Australia is self-direction. This central movement is closely linked to preparations for a National Disability Insurance Scheme called DisabilityCare. We provide one perspective in relation to self-direction in Australia including assumptions about aspirations to self-direct and the limited research evidence base that is available even though anecdotally self-direction practices have been occurring for many years. We conclude that by developing a funding platform, such as DisabilityCare, that empowers people with a disability to make decisions about their own fundamental needs and the fulfilment of them, it will lead to a society that supports people to access and achieve a ‘typical’ and desired life.
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Mason, Jonathan, Kate Crowson, Mary Katsikitis, and Michael Moodie. "Australia’s National Disability Insurance Scheme: a collaboration opportunity for academia and industry." Tizard Learning Disability Review 23, no. 3 (July 2, 2018): 139–46. http://dx.doi.org/10.1108/tldr-04-2017-0021.

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Purpose The purpose of this paper is to summarise the initial experiences of Australia’s National Disability Insurance Scheme (NDIS). It highlights some of the main challenges being faced by participants, service providers and government, and demonstrates how research can contribute to the ongoing implementation and success of the scheme. Design/methodology/approach The historical basis for the need for a new approach to disability funding in Australia is explored. The opportunities that exist and the difficulties that are being encountered by those entering and working within the new scheme are discussed. Findings Several problems were identified including difficult transitions between existing support frameworks to new “NDIS plans”, and the risk of market failure. Both the problems and their solutions are discussed and it is hoped that collaboration between the Commonwealth Government, service users, their families, service providers and universities can lead to a number of lasting improvements. Practical implications The new funding framework provides exciting opportunities for increasing the funding of people with intellectual and physical disabilities in Australia. Developments in technology, service provision in rural and remote areas and the opportunity to meet aspirational life goals exist alongside a number of challenges, including the need to ensure that those with multiple and complex disabilities retain existing levels of support. Originality/value The implementation of the NDIS is still underway, and opportunities exist to implement changes to the scheme where required. Research findings have an important role to play in the national debate regarding how best to improve quality of life for people with a disability in Australia.
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Dissertations / Theses on the topic "Disability insurance Australia"

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Backhouse, Stephanie. "Who loses out in the NDIS? An analysis of the early rollout of the National Disability Insurance Scheme in Australia." Thesis, Backhouse, Stephanie (2017) Who loses out in the NDIS? An analysis of the early rollout of the National Disability Insurance Scheme in Australia. Masters by Coursework thesis, Murdoch University, 2017. https://researchrepository.murdoch.edu.au/id/eprint/38018/.

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The National Disability Insurance Scheme (NDIS) is heralded as the second biggest social reform since Medicare and is currently being rolled out across Australia. The NDIS individualised funding model promises a transformational change in service delivery for people with disability and claims to deliver increased autonomy to assist Australians with disability to achieve their goals and enjoy an ordinary life. This thesis is a timely analysis of the early rollout of the NDIS. A consideration of the disability service delivery and policy which precipitated the NDIS in Australia places this policy reform in context. Comparisons are drawn with the implementation of the current social care model in the United Kingdom. Particular reference is made to the work of Dr Simon Duffy, an advocate for individualised budgets and self directed supports and key critic of the present interpretation of the personalisation agenda in the UK. Evaluations of the current NDIS model indicate significant opportunities for people with disability to build on existing social and financial capital. This thesis also explores the constraints which impact on these opportunities. I suggest that the original intent of the ‘Every Australian Counts’ campaign (a citizen led movement of disability activists and supporters lobbying for substantive equality through the implementation of the NDIS) is compromised by a political discourse of privatisation and marketisation. Structural barriers which continue to hinder full actualisation of citizenship rights are not adequately addressed in an individualised funding model with a focus on service delivery. Some groups of people with disability may be left behind in a user led system.
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Service, David Allen, and david service@anu edu au. "Disability Income Insurance - The Australian Experience 1980-2001." The Australian National University. Faculty of Economics and Commerce, 2010. http://thesis.anu.edu.au./public/adt-ANU20100819.143929.

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This thesis examines the experience of disability income insurance in Australia from 1980 to 2001. The data underlying the work was generously provided by the Institute of Actuaries of Australia which has collected data from the major companies which have written this business since 1976. The focus in this work is on the claims behaviour of those who have been insured and the implications to be drawn from the observations about that behaviour. This information is intended to be valuable to individual companies as they seek to make decisions about their pricing, underwriting and claims management so as to ensure adequate profitability of this line of business. The work demonstrates the following key conclusions. There have been very radical changes in the characteristics of the business over the period and in the resulting experience. In particular, the claim termination experience has deteriorated dramatically with average claim durations now around twice that at the start of the period, The structure of IAD8993 is no longer representative of the aggregate industry experience. This is particularly so in respect to incidence, where only one of the six characteristics included has its �shape� confirmed by the experience. The other five have statistically significant evidence that their �shape� is not consistent with the experience. For terminations three of the six are confirmed. Many of the additional characteristics examined demonstrate that they are significant predictors of experience. In respect to incidence six of the eight examined were significant. In respect to terminations only two of the eight were significant. There is a material element of seasonality in respect to both incidence and terminations. While the Australian experience is materially better than the corresponding USA experience the worsening experience for medical occupations in the USA should be taken as a warning to Australia of the potential which exists in this occupation subclass. There is a serious body of circumstantial evidence supporting the hypothesis that the experience of disability income insurance is significantly influenced by �state of mind� rather than �state of body�.
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Khemka, Gaurav. "The impact of economic changes on disability income insurance and health in australia." Phd thesis, 2013. http://hdl.handle.net/1885/156103.

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This thesis empirically examines the impact of economic changes on: i. the health of the general Australian population, and ii. the claim incidence experience of the Australian Disability Income Insurance (DII) business. Changes in economic conditions have been captured via movements in the unemployment rate. Changes in health by the following two indicators: a. mortality rate, and b. per capita general physician (GP) visits. In many countries it has been established that short-run cyclical patterns in mortality are associated with economic fluctuations. In Chapter 2, an aggregate state level panel data analysis is used to investigate the general pattern of cyclical mortality in Australia for the period 1985-2008. Employing a fixed effects regression methodology, we show that there is a significant counter-cyclical pattern of mortality (mortality increases during economic contractions) in the general Australian population. Evidence in the literature suggests that the pattern of cyclical mortality experienced in other countries is varied. Drawing from this literature, it is argued that one reason for the observed counter-cyclical mortality in Australia is the relatively high level of social security expenditure. In Chapter 3, a poisson fixed effects analysis shows that, in Australia, over the period 1994-2010, per capita GP visits increase with economic expansions. This may indicate that self-perceived morbidity in Australia is pro-cyclical in nature. At first glance, while this result appears to be in contradiction with counter-cyclical mortality (established in Chapter 2), it is argued that the various financial and psychological factors that cause a reduction in GP visits during economic downturns may be a factor in explaining the increase in mortality observed in Chapter 2. Practitioners of DII commonly believe that DII claims experience is highly correlated with economic movements. In Chapter 4, using claims incidence data from Australian DII business for the period 1986-2001, and a conditional model, it is found that the incidence of claims significantly increases with increasing unemployment, illustrating a counter-cyclical pattern of claims incidence. Moreover, a multinomial logit analysis on cause of claim shows that the probability of a new claim arising from accidents significantly increases with increasing unemployment. The results suggest that the counter-cyclical pattern of claim incidence may stem from increasing claims for minor causes amongst the insured population. Our results are important from the perspective of policy makers and insurance companies. For example, to a policy maker, evidence of counter-cyclical mortality and pro-cyclical GP visits provides insights on the impact of economic changes on health. This may lead to further research in order to isolate the causes of these relationships and quantify the social costs associated with tackling the issues. From the perspective of an insurer, the counter-cyclical patterns of mortality and DII claims may help them to incorporate appropriate premium loadings and capital reserves in anticipation of economic downturns.
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Pitt, David G. W. "Actuarial models for the analysis of disability income insurance." Phd thesis, 2004. http://hdl.handle.net/1885/146548.

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Cai, Lixin. "The dynamics of the Disability Support Pension (DSP) recipients in Australia." Phd thesis, 2002. http://hdl.handle.net/1885/151636.

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Service, David. "Disability Income Insurance - The Australian Experience 1980-2001." Phd thesis, 2010. http://hdl.handle.net/1885/49359.

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This thesis examines the experience of disability income insurance in Australia from 1980 to 2001. The data underlying the work was generously provided by the Institute of Actuaries of Australia which has collected data from the major companies which have written this business since 1976. The focus in this work is on the claims behaviour of those who have been insured and the implications to be drawn from the observations about that behaviour. This information is intended to be valuable to individual companies as they seek to make decisions about their pricing, underwriting and claims management so as to ensure adequate profitability of this line of business. The work demonstrates the following key conclusions. There have been very radical changes in the characteristics of the business over the period and in the resulting experience. In particular, the claim termination experience has deteriorated dramatically with average claim durations now around twice that at the start of the period, the structure of IAD8993 is no longer representative of the aggregate industry experience. This is particularly so in respect to incidence, where only one of the six characteristics included has its 'shape' confirmed by the experience. The other five have statistically significant evidence that their 'shape' is not consistent with the experience. For terminations three of the six are confirmed. Many of the additional characteristics examined demonstrate that they are significant predictors of experience. In respect to incidence six of the eight examined were significant. In respect to terminations only two of the eight were significant. There is a material element of seasonality in respect to both incidence and terminations. While the Australian experience is materially better than the corresponding USA experience the worsening experience for medical occupations in the USA should be taken as a warning to Australia of the potential which exists in this occupation subclass. There is a serious body of circumstantial evidence supporting the hypothesis that the experience of disability income insurance is significantly influenced by 'state of mind' rather than 'state of body'.
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Books on the topic "Disability insurance Australia"

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Australia. Inquiry into matters pertaining to the marketing of the Disability Reform Package: Report of the Senate Community Affairs References Committee (Parliamentary ... Parliament of the Commonwealth of Australia). Commonwealth of Australia, 1994.

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Biddle, N. Indigenous Australians and the National Disability Insurance Scheme. ANU Press, 2014.

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McCullagh, Claire, and Mhairi Cowden. National Disability Insurance Scheme: An Australian Public Policy Experiment. Palgrave Macmillan, 2022.

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Cowden, Mhairi, and Claire Louise Wilson McCullagh. National Disability Insurance Scheme: An Australian Public Policy Experiment. Springer Singapore Pte. Limited, 2021.

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Book chapters on the topic "Disability insurance Australia"

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Cowden, Mhairi, Claire McCullagh, and Jennifer Tran. "Australia Before the National Disability Insurance Scheme." In The National Disability Insurance Scheme, 35–52. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2244-1_3.

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Cowden, Mhairi, and Claire McCullagh. "The History of Disability Services in Australia." In The National Disability Insurance Scheme, 13–33. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2244-1_2.

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Laragy, Carmel, and Karen R. Fisher. "Choice, Control and Individual Funding: The Australian National Disability Insurance Scheme." In Choice, Preference, and Disability, 133–54. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-35683-5_7.

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Thill, Cate. "Listening for Intersectionality: How Disabled Persons’ Organisations Have Improved Recognition of Difference in Australia’s National Disability Insurance Scheme." In The Palgrave Handbook of Intersectionality in Public Policy, 689–704. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-319-98473-5_32.

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Rosenbaum, David, and Elizabeth More. "Towards a Strategic Change Management Framework for the Nonprofit Sector: The Roll-Out of Australia’s National Disability Insurance Scheme (NDIS)." In Effective Implementation of Transformation Strategies, 415–50. Singapore: Springer Nature Singapore, 2022. http://dx.doi.org/10.1007/978-981-19-2336-4_18.

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Purcal, Christiane, Karen R. Fisher, and Ariella Meltzer. "Social insurance for individualised disability support: implementing the Australian National Disability Insurance Scheme (NDIS)." In Social Policy Review 28. Policy Press, 2016. http://dx.doi.org/10.1332/policypress/9781447331797.003.0009.

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Australia is implementing an ambitious new approach to individualised disability support based on a social insurance model. In a world first, the National Disability Insurance Scheme (NDIS) is funded through a levy on income and general taxation and gives Australians with disability an entitlement to social service support. This chapter describes the NDIS approach and implementation so far and summarises concerns and challenges about the NDIS discussed in the literature. It uses data from an action research project to inform feasibility questions about how people find out about and receive the individualised support they need. The chapter highlights a basic gap in people’s familiarity with what individualised support is, how it works and how they might benefit from the new approach. A policy implication is that, with the expansion of individualised support, the public is likely to need various opportunities and forms of information sharing, to explore and learn from each other about what the new approach is and what its possibilities are.
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Adibi, Hossein. "The Australian National Disability Insurance Scheme and People With Disabilities From CALD Backgrounds." In Research Anthology on Physical and Intellectual Disabilities in an Inclusive Society, 694–712. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-6684-3542-7.ch037.

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The National Disability Insurance Scheme (NDIS) is considered to be the second greatest reform in healthcare in Australia after the introduction of Medicare in Australia in 1983. This reform was introduced in 2012 in two phases. The first phase as a trial took place for three years. The expectation was that the reform will be rolled out by 2019 or 2020. This article argues that the trial implementation process has achieved very positive outcomes in the lives of a great number of people with disability in Australia. At the same time, NDIS is facing many serious challenges in some areas. One of the obvious challenges is that this reform is a market approached reform. The second challenge relates to meeting the needs of minorities. People with disabilities from Culturally and Linguistically Divers (CALD) backgrounds are one of the five most venerable, underutilised users of NDIS services in Australia. They have no strong voice and negotiable abilities. The main question here is how NDIS is to meet its commitment to satisfy the needs of these vulnerable people in Australia.
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Mason, Chris. "Spectres of marketization? The prospect of the National Disability Insurance Scheme in Australia." In A Research Agenda for Social Entrepreneurship, 23–35. Edward Elgar Publishing, 2019. http://dx.doi.org/10.4337/9781788972321.00007.

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Burkhauser, Richard V., and Mary C. Daly. "Lessons for US Disability Policy from Other OECD Countries." In Work and the Social Safety Net, 183—C8.P79. Oxford University PressNew York, 2023. http://dx.doi.org/10.1093/oso/9780190241599.003.0008.

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Abstract Although industrialized countries have long provided public protection to working-age people with disabilities, their specific policies and programs have evolved over time. The impetus for change has been multifaceted: rapid growth in program costs, greater awareness that people with impairments are able and willing to work, and increased recognition that protecting the economic security of people with disabilities might best be done by maintaining their connections with the labor market. This chapter describes the evolution of the Social Security Disability Insurance (SSDI) program in the United States and the importance that policy has played in its rapid growth. Based on the shared experiences of the Netherlands, Sweden, Great Britain, Germany, and Australia, this chapter outlines lessons for US policymakers as they consider reforms to more effectively control SSDI growth.
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Baines, Donna, and Doug Young. "Austerity, Personalized Funding and the Degradation of Care Work: Comparing Scotland’s Self-Directed Support Policy and Australia’s National Disability Insurance Scheme." In Working in the Context of Austerity, 171–92. Policy Press, 2020. http://dx.doi.org/10.1332/policypress/9781529208672.003.0009.

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This chapter examines the employment impacts of two of the most significant pieces of social policy introduced in Scotland and Australia in the past decade, namely the Social Care (Self-Directed Support) (Scotland) Act 2013 and the National Disability Insurance Scheme Act in Australia. Launched in the era of austerity, both policies have been viewed as critical human rights-engaged legislation aimed at improving the social inclusion of marginalized and vulnerable populations. Drawing on qualitative interview data in Scotland and Australia, the chapter identifies a downward spiral in wages and conditions, and increased privatization, fragmentation, precarity, and insecurity, alongside serious concerns about quality of care. The analysis shows no winners, as may be characteristic of social policy introduced in the context of austerity and neoliberalism. Instead, the private-market focus and austere funding of these new policies places the human rights of service users in a zero-sum competition with the employment rights of care workers.
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Conference papers on the topic "Disability insurance Australia"

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Kyng, Timothy, Ling Li, and Ayse Bilgin. "Risk, uncertainty & decisions about australian retirement village residency for seniors." In Decision Making Based on Data. International Association for Statistical Education, 2019. http://dx.doi.org/10.52041/srap.19305.

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Abstract:
“Retirement Villages” (RVs) are a common form of housing for older people in Australia. RV contracts are very complex. RV residency terminates on death or ill health. At Macquarie we developed a free online RV financial calculator. This is designed to help consumers with understanding the contracts, comparison shopping, and avoiding costly mistakes. It takes account of longevity / health and financial risks. It converts the complex fee structure to a comparison rent payable monthly over the consumers expected healthy lifespan. RVs are much costlier than most consumers expect. The cost varies by gender and increases with age. This tool uses actuarial modelling utilising publicly available data on mortality and disability. The contracts have much in common with insurance policies. This is the first RV calculator available in Australia. The underlying actuarial model is very original and the calculator can handle the vast majority of contract designs.
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