Relevant bibliographies by topics / Credit cycle

Academic literature on the topic 'Credit cycle'

Author: Grafiati
Published: 4 June 2021
Last updated: 31 May 2022

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Credit cycle.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Credit cycle"

1

Chang, Yuan. "Financial Soundness Indicator, Financial Cycle, Credit Cycle and Business Cycle－Evidence from Taiwan." International Journal of Economics and Finance 8, no. 4 (March 23, 2016): 166. http://dx.doi.org/10.5539/ijef.v8n4p166.

Full text
Abstract:
<p>Business cycle is the repeated expansions (from trough to peak) and contractions (from peak to trough) of real economic activity. Credit cycle is the cyclical process of the bank credit, ranging from short/long-term, loan to enterprise and loan to individual. Financial cycle reflects ups and downs in asset prices and financial institution's balance sheet. This paper examines the linkage among cycles as well as their lead-lag relationship. Theoretically, credit cycle is one of reasons driving business cycle, and financial cycle is a fundamental cause of credit cycle. Based on Taiwan’s quarterly data, this paper firstly identifies cyclical behavior of indicators of real economic activity, bank credit and assets prices in recent decade by defining expansion phases and contraction phases of cyclical variables. Second, this paper calculates concordance index to examine the degree of synchronization among cycles. Third, while the soundness for assets and liabilities of financial institution may drive financial cycle, this paper employs IMF’s Financial Soundness Indicator (FSI) as predictor of expansion and contraction phase of cyclical variables. Specifically, the paper assesses the health of bank’s balance sheet variables by Probit estimation on linkage between FSIs and expansion/contraction phase of cycle. Based on empirical evidence, the knowledge about the extent of assets/liability condition of financial institution corresponding to the expansion and contraction phase of financial, credit and business cycle is enhanced. Authority concerning about financial stability should oversight the performance of FSIs and then engage in prompt corrective actions when the level and volatility of those indicators sharply.</p>
APA, Harvard, Vancouver, ISO, and other styles
2

Aikman, David, Andrew G. Haldane, and Benjamin D. Nelson. "Curbing the Credit Cycle." Economic Journal 125, no. 585 (March 26, 2014): 1072–109. http://dx.doi.org/10.1111/ecoj.12113.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Gootzeit, Michael J. "WICKSELL'S INFLATIONARY CREDIT CYCLE." Metroeconomica 44, no. 2 (June 1993): 146–66. http://dx.doi.org/10.1111/j.1467-999x.1993.tb00756.x.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Bluhm, Christian, and Walter Mussil. "Balanced Credit Cycle Management." Schmalenbachs Zeitschrift für betriebswirtschaftliche Forschung 62, S61 (January 2010): 68–82. http://dx.doi.org/10.1007/bf03372982.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Mamonov, Mikhail, Vera Pankova, Renat Akhmetov, and Anna Pestova. "Financial Shocks and Credit Cycles." Russian Journal of Money and Finance 79, no. 4 (December 2020): 45–74. http://dx.doi.org/10.31477/rjmf.202004.45.

Full text
Abstract:
This paper compares the contribution of internal and external financial shocks to the formation of credit cycle phases using cross- country quarterly data for 27 countries, including advanced and emerging economies, for the period from 1990 through 2019. To conduct comparative analysis, we apply IV Probit models of the credit cycle which take into account the relationship between the credit and business cycles the inertia of the cycles and the non-linearity of the transmission of internal and external financial shocks to the economy through the credit market. In our sample of countries, the transmission of shocks to credit cycle phases proves to be non-linear (a switching effect is observed depending on the time elapsed since the shocks occurred); with the economic effect of the external capital inflow shock being in absolute value twice stronger than that of the bank credit supply shock (on average for the current and subsequent quarters); in turn, the bank credit supply shock is twice stronger than the monetary policy shock. A counterfactual analysis of the role of financial shocks in the formation of the credit cycle in Russia indicates an increase in the effectiveness of the monetary authorities in terms of their ability to control the phases of the credit cycle and, accordingly, a relative decrease in the role of credit supply shocks, while the global financial cycle retains its dominance.
APA, Harvard, Vancouver, ISO, and other styles
6

Karminsky, A. M., and N. F. Dyachkova. "Empirical study of the relationship between credit cycles and changes in credit ratings." Journal of the New Economic Association 48, no. 4 (2020): 138–60. http://dx.doi.org/10.31737/2221-2264-2020-48-4-6.

Full text
Abstract:
The purpose of this study is to identify relationships between changes in ratings and the impact of credit cycles on them. The following methodology was used: we built up an applied statistical probit-model of multiple-choice to determine ratings changes. Our model includes a credit gap indicator for assessing the impact of the credit cycle. Our empirical research also includes a review of the time changes in the ratings during a ten-year period for developed and developing countries. The results of our study show that credit ratings are not only affected by cyclical changes within the credit cycle, but also are delayed in its relation to the cycle. From a practical point of view, these results indicate the practical need to take into account various macroeconomic factors because of the impact of credit cycles for forecasting and risk management in financial markets. During the changes of credit cycles, the rating agencies consider the shifts in macrostructure and in valuation of parameters accordingly to the distribution and ratings proportion for investment and speculative ratings classes. The level of credit ratings and credit gap indicator are strongly influenced by two macroeconomic factors: GDP growth rates and credit spread, the last impact factor relates to the mechanism of monetary policy (as a narrow lending channel). In the end of the credit cycle and the stage of recession (downturn), which is marked by empirical evidence, large number of speculative credit ratings occur and the credit spread begins increase which leads to the rise of negative effects in financial markets.
APA, Harvard, Vancouver, ISO, and other styles
7

Lin, Xi, Yafeng Yin, and Fang He. "Credit-Based Mobility Management Considering Travelers’ Budgeting Behaviors Under Uncertainty." Transportation Science 55, no. 2 (March 2021): 297–314. http://dx.doi.org/10.1287/trsc.2020.1014.

Full text
Abstract:
This study analyzes the performance of a credit-based mobility management scheme considering travelers’ budgeting behaviors for credit consumption under uncertainty. In the scheme, government agencies periodically distribute a certain number of credits to travelers; travelers must pay a credit charge for driving to complete their trips. Otherwise, they can take public transit free of credit charge. Consequently, within a credit-releasing cycle, travelers must budget their credit consumption to fulfill their mobility needs. Such budgeting behaviors can be viewed as a multistage decision-making process under uncertainty. Considering a transportation system with a credit scheme, we propose parsimonious models to investigate how the uncertainty associated with individual mobility needs and the subsequent travelers’ credit-budgeting behavior influence the multistage equilibrium of the transportation system, as well as the performance of the credit scheme on managing the transportation system. Both analytical and numerical results suggest that travelers tend to restrict their credit consumption in the early stage of a credit-releasing cycle to hedge against the risks associated with using up all credits, which compromises the performances of credit-based schemes. Moreover, a negative attitude toward risk aggravates the discrepancy between the credit consumption of the early and late stages. Last, we propose a contingency credit scheme to mitigate the negative impact incurred by travelers’ budgeting behaviors.
APA, Harvard, Vancouver, ISO, and other styles
8

Widodo, Arif. "THE ROLE OF INTEGRATED ISLAMIC COMMERCIAL AND SOCIAL FINANCE FOR CURBING CREDIT CYCLES AND ACHIEVING MACROPRUDENTIAL OBJECTIVE." Journal of Islamic Monetary Economics and Finance 3, no. 2 (March 28, 2018): 139–80. http://dx.doi.org/10.21098/jimf.v3i2.887.

Full text
Abstract:
It is widely believed that Islamic finance is inherently stable since the principle of risk-sharing and linking the financial to real counterpart in particular through its social finance are applied, hence the financial stability may successfully be attained. If mimicking the conventional finance, Islamic model will probably be facing instability, following the financial cycle. There has been a growing literature discussing credit cycle in mainstream perspective since 2008 global financial crash. However, it is quite rare to find study, in macro context, on credit cycles and the effectiveness of integrated Islamic commercial and social finance in achieving macroprudential objective: curtailing excessive credit. This study is designed to empirically examine the characteristics of cycles stemming from conventional and Islamic credit whether both have similar trend and also to investigate how the integrated Islamic commercial and social finance may be effective to hamper such cycles. By employing Hodrick-Presscot Filter, Markov Switching and Vector Error Correction Model, this study demonstrates that, in terms of cycle, Islamic model cycle has certain similarities with conventional counterpart since it functions under similar financial environment despite the fact that Islamic has less amplitude compared with conventional credit. Both credit and financing cycles tend to grow rapidly (excessive) several months before global financial crisis happened in 2008. This means that, in a dual banking system, credit and financing boom may precede financial crisis. Moreover, it is apparent also that the integrated Islamic finance is proven to be effective in curbing credit growth due to the effectiveness of both macroprudential instrument applied in banking sector and social finance in safeguarding financial stability. Keywords: Credit cycle, Macroprudential policy, Markov Switching, HP filter JEL Classification: E32, E51, G29
APA, Harvard, Vancouver, ISO, and other styles
9

King, Matt. "Is the Credit Cycle Dead?" CFA Institute Conference Proceedings Quarterly 24, no. 1 (March 2007): 45–54. http://dx.doi.org/10.2469/cp.v24.n1.4542.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Emery, Dana M. "Credit Analysis throughout the Cycle." CFA Institute Conference Proceedings Quarterly 30, no. 2 (June 2013): 31–43. http://dx.doi.org/10.2469/cp.v30.n2.2.

Full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Credit cycle"

1

he, xiaofeng. "CREDIT CYCLE, CREDIT RISK AND BUSINESS CONDITIONS." NCSU, 2001. http://www.lib.ncsu.edu/theses/available/etd-20010718-110156.

Full text
Abstract:

We first present a Complex Singular Value Decomposition (CSVD)analysis of credit cyle and explore the lead-lag relation betweencredit cycle and business cycle, then propose a GeneralizedLinear Model (GLM) of credit rating transition probabilitiesunder the impact of business conditions.To detect the cyclic trend existence of credit condition in U.S.economy, all credit variables and business variables aretransformed to complex values and the transformed data matrix isapproximated by first order of CSVD analysis. We show that theeconomy, represented by both credit conditions and businessconditions, is changing recurrently but with different frequenciesfor different time periods. Credit variables making the greatestlinear contribution to first Principal Component can be identifiedas credit cycle indicators. The result of leading businessvariables to credit variables in an economy provides the basis topredict credit condition by business cycle indicators.The credit rating system is a publicly available measure of theriskiness of financial securities and a rating transition matrixquantifies the risk, by permitting calculation of the probabilityof downgrade or default. Credit migration is observed to beinfluenced both by business conditions and by an issuer's owncredit status. We assume the rating history for a particularinstitution is Markovian, and histories for differentinstitutions are assumed to be statistically independent, in bothcases the history of market conditions are known. With a simpleGLM, we investigate the significance of business conditions andtheir two major impacts - creditworthinessdeterioration/improvement and credit stability. We propose amodel of transition probability in discrete time and a model ofinstantaneous transition rates in continuous time, and fit themby maximum likelihood. Business conditions are shown to have asignificant effect: higher likelihood for credit qualityimprovement and stability under good business conditions whilehigher likelihood for credit quality deterioration and driftunder severe business conditions. The two business impacts aresignificant and business deterioration/improvement impact isgreater than its stability impact on credit rating transitions.Investment-grade rating transitions are more sensitive to longrate risk while speculative-grade rating transitions are moresensitive to short rate risk. Compared to a discrete model, thecontinuous transition model has much greater over-dispersion butis more practical.

APA, Harvard, Vancouver, ISO, and other styles
2

Jericevic, Sandra Lynne. "Loan contracting and the credit cycle /." Connect to thesis, 2002. http://eprints.unimelb.edu.au/archive/00000737.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Kubin, Ingrid, and Thomas Zörner. "Human Capital in a Credit Cycle Model." WU Vienna University of Economics and Business, 2017. http://epub.wu.ac.at/5681/1/wp251.pdf.

Full text
Abstract:
We augment a model of endogenous credit cycles by Matsuyama et al.(2016) with human capital to study the impact of human capital on the stability of central economic aggregates. Thus we offer a linkage between human capital formation and credit market instability on a macrolevel combined with an analysis of functional income distribution. Human capital is modelled as pure external effect of production following a learning-by-producing approach. Agents have access to two different investment projects, which differ substantially in their next generations spillover effects. Some generate pecuniary externalities and technological spillovers through human capital formation whereas others fail to do so and are subject to financial frictions. Due to this endogenous credit cycles occur and a pattern of boom and bust cycles can be observed. We explore the impact of human capital on the stability of the system by numerical simulations which indicate that human capital has an ambiguous effect on the evolution of the output. Depending on the strength of the financial friction and the output share of human capital it either amplifies or mitigates output fluctuations. This analysis shows that human capital is an essential factor for economic stability and sustainable growth as a high human capital share tends to make the system's stability robust against shocks.
Series: Department of Economics Working Paper Series
APA, Harvard, Vancouver, ISO, and other styles
4

Santos, João Ramiro Rodrigues Simões dos. "Credit cycle identification: A Markov-switching application." Master's thesis, NSBE - UNL, 2014. http://hdl.handle.net/10362/11723.

Full text
Abstract:
A Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and Economics
This project aims to study credit dynamics and to identify phases of credit cycles at the country level. We applied a Markov-switching (MS) autoregressive framework and a MS with regime-invariant macroeconomic variables to a broad concept of credit, domestic credit. We used a sample of 10 developed countries. MS identification power is assessed using smooth probabilities of low growth states, collected as a by-product of models estimation, against historical databases of crisis events. Conclusions support that MS is accurate in identifying credit cycle phases, and that domestic credit is a good variable for such identification. Additionally, Credit Gap, excess growth over GDP and Broad Money contribute positively to the MS predictions.
APA, Harvard, Vancouver, ISO, and other styles
5

Marchesini, Camilo. "Optimal Monetary Policy, Macroprudential Instruments, and the Credit Cycle." Thesis, Uppsala universitet, Nationalekonomiska institutionen, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-388488.

Full text
Abstract:
I study optimal monetary and macroprudential policies in a New Keynesian DSGE framework with leverageconstrainedbanks. In particular, I assess the desirability of alternative operational policy rules when theeconomy is hit by mortgage default shocks and show that their implications for inflation dynamics and policytrade-offs depend on whether the shocks originate in the household sector or in the entrepreneurial sector ofthe economy. Moreover, I find that the strategy of ‘leaning against the wind’ (LAW) of credit growth deliverssystematically poorer stabilization outcomes than standard flexible inflation-targeting when there exists anon-trivial trade-off between stabilizing output and inflation, but outperforms conventional monetary policyfor shocks that generate a comovement between the two, irrespective of the real or financial nature of theshock.I show that optimal macroprudential regulation that is as concerned with output as monetary policy candrastically reduce, and in many cases completely eliminate, the incentive to lean against the wind. I arguethat this is due to the ability of full-fledged optimal macroprudential policy to break the favourable complementaritybetween stabilizing credit growth and stabilizing output growth which underlies the incentive tolean against the wind. Macroprudential policy proves a superior substitute to LAW because it can achieve thesame financial stability objectives without systematically imposing costs in terms of price stability.
APA, Harvard, Vancouver, ISO, and other styles
6

Poudel, Rajeeb. "Single Notch Versus Multi Notch Credit Rating Changes and the Business Cycle." Thesis, University of North Texas, 2015. https://digital.library.unt.edu/ark:/67531/metadc848118/.

Full text
Abstract:
Issuers’ credit ratings change by one or more notches when credit rating agencies provide new ratings. Unique to the literature, I study the influences affecting multi notch versus single notch rating upgrades and downgrades. For Standard & Poors data, I show that rating changes with multiple notches provide more information to the market than single notch rating changes. Consistent with prior literature on the business cycle, I show that investors value good news rating changes (upgrades) more in bad times (recession) and that investors value bad news rating changes (downgrades) more in good times (expansion). I model and test probit models using variables capturing the characteristics of the previous issuer’s credit rating, liquidity, solvency, profitability, and growth opportunity to determine the classification of single notch versus multi notch rating changes. The determinants of multi notch versus single notch rating changes for upgrades and downgrades differ. Business cycle influences are evident. Firms that have multi notch rating upgrades and downgrades have significantly different probit variables vis-à-vis firms that have single notch rating upgrades and downgrades. The important characteristics for determining multiple notch upgrades are a firm’s prior rating change, prior rating, cash flow, total assets and market value. The important characteristics for determining multiple notch downgrades are a firm’s prior rating change, prior rating, current ratio, interest coverage, total debt, operating margin, market to book ratio, capital expenditure, total assets, market value, and market beta. The variables that differ for multi notch upgrades in recessions are cash flow, net income, operating margin, market to book ratio, total assets, and retained earnings. The variables that differ for multi notch downgrades in expansions are a firm’s prior rating change, current ratio, interest coverage ratio, debt ratio, total debt, capital expenditure and market beta. The power of the explanatory tests improves when the stage of the business cycle is considered. Results are robust to consideration of rating changes across rating categories, changes from probit to logit, alternative specifications of accounting variables, lags and leads of recessions and expansions timing, Fama and French industry adjustments, and winsorization levels of variables.
APA, Harvard, Vancouver, ISO, and other styles
7

Chiu, Ching-Ngai. "Critical analysis of relationship between real estate cycle and credit ratings." Click to view the E-thesis via HKU Scholars Hub, 2006. http://lookup.lib.hku.hk/lookup/bib/B37937583.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Pu, Lifen. "Credit ratings and banking regulations in the context of real estate cycle." Click to view the E-thesis via HKUTO, 2009. http://sunzi.lib.hku.hk/hkuto/record/B41895642.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Pu, Lifen, and 普麗芬. "Credit ratings and banking regulations in the context of real estate cycle." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2009. http://hub.hku.hk/bib/B41895642.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Sousa, Maria Inês Ferreira Drumond. "Essays on Macroeconomics of Banking: Credit Frictions, Business Cycle and Bank Capital." Tese, Faculdade de Economia da Universidade do Porto, 2006. http://hdl.handle.net/10216/7418.

Full text
Abstract:
Economia
DOCTORAL PROGRAMME IN ECONOMICS
O papel das imperfeições do sistema financeiro na propagação de choques exógenos na economia tem sido tema de debate constante na literatura, com implicações significativas ao nível institucional. A principal questão em jogo é saber se as referidas imperfeições são capazes de transformar choques exógenos de pequena magnitude em movimentos amplificados e persistentes do produto agregado. Esta dissertação insere-se nesta linha de investigação analisando a forma como as estruturas microeconómicas, tais como a forma de financiamento dos bancos e a relação entre estes e os seus clientes, interagem com as condições macroeconómicas. Este trabalho contribui para clarificar o papel do capital dos bancos e da sua regulação na propagação dos ciclos económicos, tendo em conta a presente alteração nos requisitos mínimos de capital proposta pelo Acordo de Basileia II. Após o Capítulo 1, que articula a literatura teórica sobre a relação entre o capital dos bancos e os ciclos económicos com a literatura sobre os requisitos de capital exigidos pelos Acordos de Basileia, o Capítulo 2 propõe um modelo dinâmico de equilíbrio geral no qual os bancos estão sujeitos a requisitos mínimos de capital ajustados pelo risco. Tendo em conta que a emissão de capital pelos bancos é mais onerosa do que os depósitos, devido à preferência das famílias por liquidez, e que esta diferença de custo tende a aumentar (diminuir) durante uma recessão (expansão), exploramos, neste capítulo, um canal adicional através do qual os efeitos dos choques exógenos na actividade económica são amplificados o bank capital channel. Este efeito de amplificação é mais forte quando introduzimos as regras propostas por Basileia II (por oposição a Basileia I). Para avaliar com mais exactidão os potenciais efeitos pró-cíclicos de Basileia II, integramos, no Capítulo 3, a relação entre o banco e as empresas às quais este empresta num modelo de agentes heterogéneos, de acordo com o qual as condições de acesso ao crédito por parte de cada uma dessas empresas dependem do seu risco de crédito. Este modelo permite-nos concluir que, na medida em que (i) é mais dispendioso deter capital dos bancos durante uma recessão e (ii) o portfolio do banco é caracterizado por uma fracção significativa de pequenas empresas fortemente dependentes do crédito bancário, a introdução de Basileia II acentua as tendências pró-cíclicas do sistema bancário, amplificando as flutuações dos ciclos económicos.
The role of financial frictions in the propagation of exogenous shocks in the economy has been subject of much debate in the literature and of significant implications at the institutional level. The main issue at stake is whether financial frictions are able to transform small exogenous shocks to the economy into amplified and persistent movements in aggregate output. This dissertation fits in this line of research by centering its attention on how microeconomic structures, such as the bank funding structure and the relationship between banks and borrowers, interact with macroeconomic conditions. It contributes to clarify the role of bank capital and its regulatory environment in the propagation of business cycles, taking into account the current institutional changeover from Basel I to Basel II bank capital requirements. After Chapter 1, that brings together the theoretical literature on the relationship between bank capital and the business cycle with the literature on the regulatory capital requirements under the Basel Accords, Chapter 2 proposes a dynamic general equilibrium model in which banks are constrained by a risk-based capital requirement. Taking into account that bank capital is more expensive to raise than deposits, due to households' preferences for liquidity, and that this difference tends to widen (narrow) during a recession (expansion), we explore an additional channel through which the effects of exogenous shocks on real activity are amplified - the bank capital channel. This amplification effect is larger under Basel II than under Basel I rules. To evaluate more accurately the potential procyclical effects of Basel II, we embed, in Chapter 3, the bank-borrower relationship into a heterogeneous-agent model, in which firms have different access to bank credit depending on their credit risk. We conclude that, to the extent that it is more costly to hold bank capital during recessions and that the bank's loan portfolio is characterized by a significant fraction of highly leveraged and small firms, the introduction of Basel II accentuates the procyclical tendencies of banking, amplifying business cycle fluctuations.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Credit cycle"

1

S, Feldstein Martin. Housing, credit markets and the business cycle. Cambridge, Mass: National Bureau of Economic Research, 2007.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Vihriälä, Vesa. Banks and the Finnish credit cycle, 1986-1995. Helsinki: Suomen Pankki, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Stokes, Peter. Ship finance: Credit expansion and the boom-bust cycle. London: Lloyd's of London Press, 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

Ortalo-Magné, François. Housing market fluctuations in a life-cycle economy with credit constraints. London: London School of Economics, Financial Markets Group, 1998.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Bernanke, Ben. The financial accelerator in a quantitative business cycle framework. Cambridge, MA: National Bureau of Economic Research, 1998.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

L, Greaves Percy, and Greaves Bettina Bien, eds. On the manipulation of money and credit: Three treatises on trade-cycle theory. Indianapolis, IN: Liberty Fund, 2009.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Akoten, John E. Breaking the vicious cycle of poor access to credit by micro and small enteprises in Kenya. Nairobi: Institute of Policy Analysis and Research, 2007.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Segoviano, Miguel A. Internal ratings, the business cycle and capital requirements: Some evidence from an emerging market economy. Basel, Switzerland: Bank for International Settlements, Monetary and Economic Dept., 2002.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Arellano, Cristina. Credit frictions and "sudden stops" in small open economies: An equilibrium business cycle framework for emerging markets crises. Washington, DC: Inter-American Development Bank, 2002.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Arellano, Cristina. Credit frictions and 'sudden stops' in small open economies: An equilibrium business cycle framework for emerging market crises. Cambridge, MA: National Bureau of Economic Research, 2002.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Credit cycle"

1

Bridel, P. "Credit Cycle." In The New Palgrave Dictionary of Economics, 2461–65. London: Palgrave Macmillan UK, 2018. http://dx.doi.org/10.1057/978-1-349-95189-5_649.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Bridel, P. "Credit Cycle." In The New Palgrave Dictionary of Economics, 1–4. London: Palgrave Macmillan UK, 1987. http://dx.doi.org/10.1057/978-1-349-95121-5_649-1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Bridel, P. "Credit Cycle." In The New Palgrave Dictionary of Economics, 1–5. London: Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1057/978-1-349-95121-5_649-2.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Shaik, Khader. "Credit Contract Life Cycle." In Managing Derivatives Contracts, 339–51. Berkeley, CA: Apress, 2014. http://dx.doi.org/10.1007/978-1-4302-6275-6_16.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Rahmatian, Andreas. "A dynamic concept of money. The alienation cycle." In Credit and Creed, 146–91. Abingdon, Oxon ; New York, NY : Routledge, 2019. | Series: Routledge research in finance & banking law: Routledge, 2019. http://dx.doi.org/10.4324/9780429059803-4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Pepper, Gordon. "Savings Imbalances and the Business Cycle." In Money, Credit and Asset Prices, 48–54. London: Palgrave Macmillan UK, 1994. http://dx.doi.org/10.1057/9780230375932_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Kindleberger, Charles P., and Robert Z. Aliber. "Frauds, Swindles, and the Credit Cycle." In Manias, Panics and Crashes, 143–75. London: Palgrave Macmillan UK, 2005. http://dx.doi.org/10.1057/9780230628045_9.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Pepper, Gordon. "Shifts in the Savings Demand for Money and the Business Cycle." In Money, Credit and Asset Prices, 55–59. London: Palgrave Macmillan UK, 1994. http://dx.doi.org/10.1057/9780230375932_8.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Aliber, Robert Z., and Charles P. Kindleberger. "Bernie Madoff: Frauds, Swindles, and the Credit Cycle." In Manias, Panics, and Crashes, 143–82. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1007/978-1-137-52574-1_8.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Lissowska, Maria. "Inequalities and Use of Financial Products in Comparison with the Concept of the Life Cycle of a Household." In Consumer Credit in Europe, 91–117. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-88231-0_5.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Credit cycle"

1

Fabricius, Andreas, Mark Taylor, and David Moelling. "Impact of Startup Purge Credit on Combined Cycle Plant Operation." In ASME 2015 Power Conference collocated with the ASME 2015 9th International Conference on Energy Sustainability, the ASME 2015 13th International Conference on Fuel Cell Science, Engineering and Technology, and the ASME 2015 Nuclear Forum. American Society of Mechanical Engineers, 2015. http://dx.doi.org/10.1115/power2015-49101.

Full text
Abstract:
Normal boiler and Heat Recovery Steam Generator Operation have required a complete purge of the boiler by fresh air before startup firing to remove potentially explosive fuels and other substances from the boiler/HRSG. For power plants in daily two-shift cycling (or more frequent starts) this not only adds time to the startup sequence but can impose significant thermal stresses on hot components exposed to cooler purge air. Since the approval of a purge credit mode in NFPA 85 (2011) where the flow of air through the HRSG during shutdown can be credited as a purge, plants can operating without a startup purge with enhanced fuel systems and operating procedures. This paper will look at the impact of purge (and purge credit) on the thermal stress and fatigue lifetimes of HRSG operating with and without purge credit. Data and simulation results will demonstrate the range of fatigue life changes from implementation of purge credits as well as other operational impacts as seen in operating data.
APA, Harvard, Vancouver, ISO, and other styles
2

Dyachkova, Natalya, Alexander M. Karminsky, and Yulia Kareva. "The Determinants of Credit Cycle and Its Forecast." In 2019 IEEE 21st Conference on Business Informatics (CBI). IEEE, 2019. http://dx.doi.org/10.1109/cbi.2019.00043.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Qerimi, Argjentë, Muhamet Aliu, and Besnik Krasniqi. "Financial Life Cycle of Kosovo SMEs: Results of an Enterprise Survey." In 7th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2021. http://dx.doi.org/10.31410/eraz.s.p.2021.57.

Full text
Abstract:
This article empirically examined how Kosovan SMEs finance their working capital and their investments through their growth life cycle. Using the financial growth cycle paradigm to test the financial growth cycle based on a sample of 100 Kosovan SMEs’ reporting data since their incep­tion of business. Findings show that Kosovan SMEs use various sources to finance their working capital and investments throughout their life cycle. To finance their working capital needs, during the first two years of operation, Kosovan SMEs rely more on insider capital sources such as personal savings, financing offered from 3F connection - friends, family, fools, retained earn­ings, and also trade credit takes a significant place. Over time, as businesses evolve through age, the proportion of retained earnings and business debt financing in total capital injection volume increases significantly. As firms grow older, financing from trade credit marks a decline, so the SMEs replace it with using more overdraft. During the first years of operation, to finance their investments, Kosovan SMEs rely primarily on owner’s personal savings, financing from 3F connection - friends, family, and fools, retained earnings, but as the company grows older and becomes more extensive, they rely mainly on two sources: retained earnings and bank loans. In general, con­cerning debt, Kosovan SMEs use more trade credit and overdraft to finance their working capital and bank loans to finance their investments. Funding from 3F is mainly used during the initial phase of operation. However, the most used resource by Kosovan SMEs in all stages of operation remains re­tained earnings, while external equity raised from angels and venture capi­talists and other alternative financing are almost inexistent.
APA, Harvard, Vancouver, ISO, and other styles
4

Razo-De Anda, Jorge Omar, Salvador Cruz-Aké, and Ana Cecilia Parada-Rojas. "THE CREDIT CYCLE AND THE FINANCIAL FRAGILITY HYPOTHESIS: AN EVOLUTIONARY POPULATION APPROACH." In 45th International Academic Conference, London. International Institute of Social and Economic Sciences, 2019. http://dx.doi.org/10.20472/iac.2019.045.036.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Razo-De Anda, Jorge Omar, and Ana Cecilia Parada-Rojas. "THE CREDIT CYCLE AND THE FINANCIAL FRAGILITY HYPOTHESIS: AN EVOLUTIONARY POPULATION APPROACH." In 46th International Academic Conference, Rome. International Institute of Social and Economic Sciences, 2019. http://dx.doi.org/10.20472/iac.2019.046.017.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

"A ROLE OF CREDIT CHANNEL AND UNCETAINTY ON HOUSING AND BUSINESS CYCLE." In 2006 European Real Estate Society conference in association with the International Real Estate Society: ERES Conference 2006. ERES, 2006. http://dx.doi.org/10.15396/eres2006_178.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Wang, Xinhui, and Xizhao Zhou. "Research on the Optimal Cycle Time and Credit Time for Retailers under Permissible Delay in Payment." In Eighth International Conference of Chinese Logistics and Transportation Professionals (ICCLTP). Reston, VA: American Society of Civil Engineers, 2009. http://dx.doi.org/10.1061/40996(330)160.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Dai, Hengwei. "Research on Credit Loan Risk Control of Big Data Platform Based on Long and Cycle Memory Neural Network." In 2021 5th Annual International Conference on Data Science and Business Analytics (ICDSBA). IEEE, 2021. http://dx.doi.org/10.1109/icdsba53075.2021.00074.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Lokesh, Kadambari, Atma Prakash, Vishal Sethi, Eric Goodger, and Pericles Pilidis. "Assessment of Life Cycle Emissions of Bio-SPKs for Jet Engines." In ASME Turbo Expo 2013: Turbine Technical Conference and Exposition. American Society of Mechanical Engineers, 2013. http://dx.doi.org/10.1115/gt2013-94238.

Full text
Abstract:
Bio-Synthetic Paraffinic Kerosene (Bio-SPK) is one of the most anticipated renewable energy to conventional Jet kerosene (CJK). Bio-SPK is plant lipid which is thermo-chemically converted to kerosene like compositions to serve as “Drop-in” biojet fuel. The environmental impact of Bio-SPK is to be understood to determine its potential as a carbon neutral / negative fuel. Assessment of Life Cycle Emissions of Bio-SPKs (ALCEmB) aims to deliver a quantitative, life cycle centered emissions (LCE) model, reporting the process related-carbon footprint of Bio-SPKs. This study also encompasses the key emission-suppressing feature associated with biofuels, termed as “Biomass Credit”. The Bio-SPKs chosen for this analysis and ranked based on their “Well-to-Wake” emissions are Camelina SPK, Microalgae SPK and Jatropha SPK. The Greenhouse gases (GHGs) emitted at each stage of their life cycles have been represented in the form of CO2 equivalents and the LCE of each of the Bio-SPKs were weighed against that of a reference fuel, the CJK. Camelina SPK among the three Bio-SPKs analyzed, was determined to have a relatively lower carbon footprint with a <70% carbon reduction relative to CJK followed by Jatropha SPK and Microalgae SPK respectively. In general, Bio-SPKs were able to reduce their overall LCE by 60–70%, at baseline scenario, relative to its fossil derived counterpart.
APA, Harvard, Vancouver, ISO, and other styles
10

Gregg, Michael H. "The State of Green Engineering at Virginia Tech." In ASME 2003 International Mechanical Engineering Congress and Exposition. ASMEDC, 2003. http://dx.doi.org/10.1115/imece2003-42217.

Full text
Abstract:
This paper reviews the success and failures of the Green Engineering Program at Virginia Tech over the past ten years. The history of the program is examined, including the steps to offering a ‘concentration’ in the area. Both of the core courses of the eighteen credit concentration are described and their evolution tracked: Introduction to Green Engineering (ENGR3124) and Environmental Life Cycle Assessment (ENGR3134). Steps currently being considered to add graduate level courses and efforts to obtain research funding are discussed.
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Credit cycle"

1

Gilchrist, Simon, and Egon Zakrajšek. Credit Spreads and Business Cycle Fluctuations. Cambridge, MA: National Bureau of Economic Research, May 2011. http://dx.doi.org/10.3386/w17021.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Greenwood, Robin, and Samuel Hanson. Issuer Quality and the Credit Cycle. Cambridge, MA: National Bureau of Economic Research, July 2011. http://dx.doi.org/10.3386/w17197.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

López-Salido, David, Jeremy Stein, and Egon Zakrajšek. Credit-Market Sentiment and the Business Cycle. Cambridge, MA: National Bureau of Economic Research, January 2016. http://dx.doi.org/10.3386/w21879.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Amromin, Gene, Neil Bhutta, and Benjamin Keys. Refinancing, Monetary Policy, and the Credit Cycle. Cambridge, MA: National Bureau of Economic Research, October 2020. http://dx.doi.org/10.3386/w28039.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Feldstein, Martin. Housing, Credit Markets and the Business Cycle. Cambridge, MA: National Bureau of Economic Research, October 2007. http://dx.doi.org/10.3386/w13471.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Arango-Thomas, Luis Eduardo, and Lina Marcela Cardona-Sosa. Consumer credit performance over the business cycle In Colombia : some empirical facts. Bogotá, Colombia: Banco de la República, January 2015. http://dx.doi.org/10.32468/be.861.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Arellano, Cristina, and Enrique Mendoza. Credit Frictions and 'Sudden Stops' in Small Open Economies: An Equilibrium Business Cycle Framework for Emerging Markets Crises. Cambridge, MA: National Bureau of Economic Research, April 2002. http://dx.doi.org/10.3386/w8880.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Kiyotaki, Nobuhiro, and John Moore. Credit Cycles. Cambridge, MA: National Bureau of Economic Research, April 1995. http://dx.doi.org/10.3386/w5083.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Wen, Yi, Pengfei Wang, and Feng Dong. Credit Search and Credit Cycles. Federal Reserve Bank of St. Louis, 2015. http://dx.doi.org/10.20955/wp.2015.023.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Gu, Chao, and Randall Wright. Endogenous Credit Cycles. Cambridge, MA: National Bureau of Economic Research, October 2011. http://dx.doi.org/10.3386/w17510.

Full text
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Credit cycle' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography