Academic literature on the topic 'Credit analysis – Ontario – Toronto'

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Journal articles on the topic "Credit analysis – Ontario – Toronto"

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Philip, Elizabeth, Ramesh P. Rudra, Pradeep K. Goel, and Syed I. Ahmed. "Investigation of the Long-Term Trends in the Streamflow Due to Climate Change and Urbanization for a Great Lakes Watershed." Atmosphere 13, no. 2 (January 29, 2022): 225. http://dx.doi.org/10.3390/atmos13020225.

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Climate change and rapid urbanization could possibly increase the vulnerability of the Great Lakes Basin, Canada, which is the largest surface freshwater system in the world. This study explores the joint impact of climate change and land-use changes on the hydrology of a rapidly urbanizing Credit River watershed which lets out into Lake Ontario 25 km southwest of downtown Toronto, Ontario (ON), Canada; we began by classifying the watershed into urban and rural sections. A non-parametric Mann–Kendall test and the Sen slope estimator served to detect and describe the annual-, seasonal-, and monthly-scale trends in the climate variables (temperature, precipitation, and evapotranspiration), as well as the streamflow characteristics (median annual streamflow, baseflow, Runoff Coefficients (RC), Flow Duration Curve (FDC), Center of Volume (COV), and Peak Over Threshold (POT)) since 1916 for four rural and urban sub-watersheds. The temperature, precipitation and evapotranspiration (1950–2019) showed significant increasing trends for different months and seasons. Furthermore, the results indicated that the median annual streamflow, 7-day annual minimum flow, and days above normal are increasing; meanwhile, the annual maximum streamflow is decreasing. A total of 230 datasets were tested for their trends; of these, 80% and 20% increasing and decreasing trends were obtained, respectively. Of the total, significant trends (<0.05%) of 32% and 2% increasing and decreasing, respectively, were observed. The results of the FDC analysis indicated a decline in the annual and winter 10:90 exceedance ratio over the years for the rural and urban sub-watershed gauges. The BFI results show that the BFI of the rural areas was, on average, 18% higher than that of the urban areas. In addition, the RC also showed the influence of land-use and population changes on the watershed hydrology, as the RC for the urban gauge area was 19.3% higher than that for the rural area gauge. However, the difference in the RC was the lowest (5.8%) in the summer. Overall, the findings from this study highlight the annual, seasonal, and monthly changes in the temperature, precipitation, evapotranspiration, and streamflow in the watershed under study. Based on the available monitored data, it was difficult to quantify the changes in the streamflow over the decade which were attributable to population growth and land-cover use and management changes due to municipal official planning in the watershed.
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CARMODY, DANA. "THE T. EATON COMPANY LIMITED: A CASE ANALYSIS." Journal of Enterprising Culture 10, no. 03 (September 2002): 225–40. http://dx.doi.org/10.1142/s0218495802000104.

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The T Eaton company, considered the world's first department store, was named after its founder Timothy Eaton. In 1869, it as a small dry goods business in Toronto. By 1907, at the death of its founder, it was a giant retail store, with a branch in Winnipeg, alongside a country-wide mail-order business. Innovative practices established during his time included sales for cash only and satisfaction guaranteed or money refunded. Eaton's successors extended the Eaton empire across Canada, continuing the tradition of quality goods, prices, customer service and also fair labour practices. It became a Canadian institution. Eaton's filed for protection from its creditors in February 1997 and once again in August 1999 (see Appendix 1 for a chronology of events) under the federal Companies' Creditors Arrangement Act and the Ontario Business Corporations Act (Closings). The restructuring that followed the first bankruptcy was only partially successful. However, it had a significantly positive impact on Eaton's operations, and seemed to turn things around. Were it not for bad economic news and misfortune in mid-to-late 1998 (CNW 3 and CNW 5), the plan might have worked. Store-closings, employee terminations, and a huge liquidation sale followed the second bankruptcy declared in August 1999, as did the suspension of the trading of Eaton's stock (Chron). Sears Canada Inc. agreed to purchase 16 of the Eaton's stores in September 1999 (Sears 1; Material 1). These will open by the fall of 2000 (Material 2; Sears 1). A compromise was made with Eaton's creditors (including the employees) to give them approximately $0.50 on the dollar (Olijnyk 1). A compromise was also arrived at with Eaton's shareholders whereby the latter would be given participation units in exchange for their common shares (on a one-for-one trade) (Amended; Trachuk). These participation units are to be used in a contingent and conditional settlement based upon the possible utilization of tax credits by Sears acquired as a result of Eaton's $390 million in losses since 1996 (Receivership; Amended; Trachuk). These settlement monies might or might not be realized by the former shareholders (Amended; Trachuk). Today, Eaton's is no more. In its place are many great memories by a former generation of Canadians who used to go to the Eaton's stores to buy big things that were always of high quality. "Agnes Lunn, who was visiting [Edmonton, Calgary,] from Dartmouth, N.S., said she will miss the chain because of its trustworthiness. "If you bought something from Eaton's, you knew it was worth having, you knew it would be quality," she said (Auction)." Perhaps having six of the Eaton's stores open up this fall with the Eaton's name on them will rekindle a loyalty in a new generation of Canadians?
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King, Malcolm. "Welcome to Toronto. Welcome to the CIHR." Canadian Respiratory Journal 7, no. 2 (2000): 129–33. http://dx.doi.org/10.1155/2000/743736.

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May 6 to 10, 2000 is a great time for the Canadian respiratory community. It is the 100th anniversary of our Lung Association, and it is our chance to host the respiratory world at the American Lung Association, American Thoracic Society International Conference and the Canadian Thoracic Society Annual Meeting. The name Toronto comes from a Mohawk word meaning 'meeting place'. The rivers that run into Lake Ontario were traditional gathering places for the aboriginal peoples that lived in this area before the coming of the European settlers. My ancestors include both Mohawks and the Mississaugas of the Credit, the native tribe that occupied the Toronto area as its traditional territory until the late 18th century.
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Karrow, Paul F. "Interglacial Beds at Toronto, Ontario." Articles 44, no. 3 (December 18, 2007): 289–97. http://dx.doi.org/10.7202/032830ar.

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ABSTRACT Interglacial sediments have been known to occur at Toronto for about a century. There have been two main periods of attention: first by A. P. Coleman in the early twentieth century; and second mostly by the author and co-workers in the past quarter century. Attention was focussed early on the Don Formation because of its rich fossil assemblages. The Don Formation, consisting of gravel, sand, and clay, is commonly 6 to 9 m thick and has been encountered in outcrop only along the DonValley. However, excavations and borings indicate its presence under much of southern Metropolitan Toronto; it may continue northward along the Laurentian River Valley. Its only continuing, accessible exposure has been the Don Valley Brickyard. Early paleontological study emphasized molluscs, wood, leaves, and a few bones, which suggested a climate warmer than present. More recent studies have stressed microfossils. including pollen, diatoms, ostracodes. molluscs, Cladocera, insects, plant macrofossils, and microvertebrates. Altogether about 500 species have been identified, and the list is growing. Climatic indicators show that the Don Formation represents the declining temperatures of the waning half of an interglaciation. Although the Don Formation is beyond the range of radiocarbon dates and is undated, amino acid analysis on wood and shells support assignment to Sangamonian time. The overlying Scarborough Formation clay and sand, and the Pottery Road Formation sand contain mainly cold-climate fossils. These are in turn overlain by Early, Middle, and Late Wisconsinan tills and interbedded lacustrine sediments with corresponding radiocarbon and thermoluminescence (TL) dates.
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Bhatia, Amar. "‘In a Settled Country, Everyone Must Eat’: Four Questions About Transnational Private Regulation, Migration, and Migrant Work." German Law Journal 13, no. 12 (December 1, 2012): 1282–96. http://dx.doi.org/10.1017/s2071832200017867.

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First, I would like to acknowledge where this paper was presented and where the work of revising it into an article took place. I would like to acknowledge the territory, which is not just Toronto, Ontario, Canada, but also Tkaronto, a Mohawk or Kaniekehaka word (as are Ontario and Canada). This word is from one of the languages of the Six Nations that comprise the Haudenosaunee Confederacy (People of the Longhouse), perhaps better known in this symposium by the French colonial name of Iroquois. Toronto and its surrounding territory are traditionally of the Huron-Wendat people, the Seneca Nation of the Haudenosaunee, and with title most recently lying with the Mississaugas of New Credit (Anishinabe). I would like to acknowledge the territory and thank these hosts, as well as the conference organizers for their generous invitation to participate in these discussions on transnational private regulation (TPR).
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Zhang, Lunjun, Jenny Baek, Evgeny Bogopolskiy, and Justin Palombo. "Environmental Analysis of Toronto Neighbourhoods." STEM Fellowship Journal 2, no. 1 (July 1, 2016): 33–37. http://dx.doi.org/10.17975/sfj-2016-007.

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The increase in the industrial pollution produced by Toronto, Ontario is negatively impacting the city’s environmental conditions. Although the Ministry of Environment and Climate Change has attempted to improve environment, efforts require continual re-focusing to remain effective. After research and discussion, four main factors that can affect the environment were identified: tree cover, pollutants released to air, pollutant carcinogenic Toxic Equivalency Potentials (TEP) score, and pollutant non-carcinogenic TEP score. A program which outputs a list of neighbourhoods in dire environmental condition was designed based on those four main factors and general analysis. This program uses an input of several datasets from the Open Data Toronto database. Possible solutions to pollution and areas of environmental improvement are ultimately suggested, with the objective being to raise environmental awareness.
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Tuitt, Désirée, Frank Knight, and Tara Lipman. "A Bibliometric Analysis of Digestive Health Research in Canada." Canadian Journal of Gastroenterology 25, no. 11 (2011): 609–14. http://dx.doi.org/10.1155/2011/512387.

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Measurement of the impact and influence of medical/scientific journals, and of individual researchers has become more widely practiced in recent decades. This is driven, in part, by the increased availability of data regarding citations of research articles, and by increased competition for research funding. Digestive disease research has been identified as a particularly strong discipline in Canada. The authors collected quantitative data on the impact and influence of Canadian digestive health research. The present study involved an analysis of the research impact (Hirsch factor) and research influence (Influence factor) of 106 digestive health researchers in Canada. Rankings of the top 25 researchers on the basis of the two metrics were dominated by the larger research groups at the University of Toronto (Toronto, Ontario), McMaster University (Hamilton, Ontario), and the Universities of Calgary (Calgary, Alberta) and Alberta (Edmonton, Alberta), but with representation by other research groups at the Universities of Manitoba (Winnipeg, Manitoba), Western Ontario (London, Ontario) and McGill University (Montreal, Quebec). Female and male researchers had similar scores for the two metrics, as did basic scientists versus clinical investigators. Strategic recruitment, particularly of established investigators, can have a major impact on the ranking of research groups. Comparing these metrics over different time frames can provide insights into the vulnerabilities and strengths of research groups.
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Kulisek, Larry, and Trevor Price. "Ontario Municipal Policy Affecting Local Autonomy: A Case Study Involving Windsor and Toronto." Articles 16, no. 3 (August 7, 2013): 255–70. http://dx.doi.org/10.7202/1017734ar.

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During the first great burst of urban growth in Canada from the beginning of the 20th century and on into the 1920s it was generally the municipalities, either singly or collectively, which fostered policy innovation and new services. Provinces generally did little at that time, either to foster new policies or rein in local autonomy. It was only after the economic setbacks of the depression and a renewed spirit of urban development after 1945 that provincial direction over municipalities became much more significant. This paper is a case study of two major policy crises which threatened the viability of the whole municipal system in Ontario. In the 1930s the Border Cities (Metropolitan Windsor) faced bankruptcy and economic collapse and placed in jeopardy the credit of the province. In the early 1950s the inability of Metropolitan Toronto to create area-wide solutions to severe servicing problems threatened to stall the main engine of provincial growth. The case study demonstrates how a reluctant provincial government intervened to create new metropolitan arrangements for the two areas and accompanied this with a greatly expanded structure of provincial oversight including a strengthened Ontario Municipal Board and a specific department to handle municipal affairs. The objective of the policy was to bolster local government rather than to narrow municipal autonomy.
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Shahla, Farhad, Amer S. Shalaby, Bhagwant N. Persaud, and Alireza Hadayeghi. "Analysis of Transit Safety at Signalized Intersections in Toronto, Ontario, Canada." Transportation Research Record: Journal of the Transportation Research Board 2102, no. 1 (January 2009): 108–14. http://dx.doi.org/10.3141/2102-14.

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Zuker, Jesse. "Green Buildings Policy: An analysis of three market-oriented innovations." Ekistics and The New Habitat 71, no. 424-426 (June 1, 2004): 90–100. http://dx.doi.org/10.53910/26531313-e200471424-426231.

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The author graduated from the University of Toronto with a self-designed major in Environment and Architectural Studies. For the past year he has been working on implementing the Province of Ontario's green building program and currently works for Ontario Infrastructure.
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Dissertations / Theses on the topic "Credit analysis – Ontario – Toronto"

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Pille, Peter. "Performance analysis of Ontario credit unions." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1998. http://www.collectionscanada.ca/obj/s4/f2/dsk2/tape15/PQDD_0004/NQ33913.pdf.

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Adams, Pamela Diane. "A qualitative analysis of eight hospital ethics committees in Toronto, Ontario." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1997. http://www.collectionscanada.ca/obj/s4/f2/dsk2/ftp02/NQ27866.pdf.

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McIntyre, Laura. "An Analysis of the Ontario Health and Physical Education – Through the Eyes of Toronto Youth." Thesis, 2012. http://hdl.handle.net/1807/33665.

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This study examines discourse on youth health embedded in the current Ontario Health and Physical Education curriculum in an attempt to unveil any discrepancies between students’ beliefs regarding physical activity and body image and the curriculum they receive in physical education classes. This study will explore how students who participate in this curriculum narrate and experience their bodies to explore any contradictory or complimentary relationships that exist between the curriculum and the students it serves. Recent academic work in the area of health and physical activity has placed undue emphasis on obesity and on an individuating view of the inactive, unhealthy individual to be remediated by a corrective physical education program. This is not only damaging to the self-esteem of youth, but unrealistic as a program aligned with middle-class access to resources associated with ‘active living’ in the ways advocated for by proponents of this version of health promotion.
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Barbre, James Orman. "Power of depiction a textual analysis of secondary-level history books currently in use in Toronto, Ontario and Stillwater, Oklahoma /." 2006. http://digital.library.okstate.edu/etd/umi-okstate-1713.pdf.

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Harris, Christopher. "A Gramscian historical-materialist analysis of the informal learning and development of black working-class organic intellectuals in Toronto, 1969--1975 (Ontario)." 2005. http://link.library.utoronto.ca/eir/EIRdetail.cfm?Resources__ID=362565&T=F.

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Quick, Matthew. "Exploring crime in Toronto, Ontario with applications for law enforcement planning: Geographic analysis of hot spots and risk factors for expressive and acquisitive crimes." Thesis, 2013. http://hdl.handle.net/10012/7331.

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This thesis explores crime hot spots and identifies risk factors of expressive and acquisitive crimes in Toronto, Ontario at the census tract scale using official crime offence data from 2006. Four research objectives motivate this thesis: 1) to understand a number of local spatial cluster detection tests and how they can be applied to inform law enforcement planning and confirmatory research, 2) explore spatial regression techniques and applications in past spatial studies of crime, 3) to examine the influence of social disorganization and non-residential land use on expressive crime at the census tract scale, and 4) integrate social disorganization and routine activity theories to understand the small-area risk factors of acquisitive crimes. Research chapters are thematically linked by an intent to recognize crime as a spatial phenomenon, provide insight into the processes and risk factors associated with crime, and inform efficient and effective law enforcement planning.
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Books on the topic "Credit analysis – Ontario – Toronto"

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Limited, M. M. Dillon. Greater Toronto Area 3Rs analysis. [Toronto]: Ontario Ministry of Environment and Energy, 1993.

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Adams, Pamela Diane. A qualitative analysis of eight hospital ethics committees in Toronto, Ontario. Ottawa: National Library of Canada = Bibliothèque nationale du Canada, 1997.

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(Canada), National Farmers Union. Memorandum to the Government of Ontario on the subject of the crisis in agriculture presented in Toronto, Ontario. Saskatoon: The Union, 1991.

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Limited, M. M. Dillon. Greater Toronto Area 3Rs analysis: Summary report, Metro Toronto and York Region. [Toronto]: Ontario Ministry of Environment and Energy, 1993.

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North American Thermal Analysis Society. Conference. Proceedings of the Twenty-third Conference of the North American Thermal Analysis Society: September 25-28, 1994, Toronto Marriott Eaton Centre, Toronto, Ontario, Canada. United States: The Society?, 1994.

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Service, Ontario Health Studies. An exploratory analysis of mortality among employees of Canada Wire and Cable Limited, Toronto, Ontario. [Toronto, Ont.]: Ontario Ministry of Labour, Health Studies Service, 1989.

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C, Atkinson Lloyd, and Association for Investment Management and Research., eds. Economic analysis for investment professionals: Proceedings of the AIMR seminar "Economic Analysis for Investment Professionals," November 19, 1996, Toronto, Ontario, Canada. Charlottesville, VA: Association for Investment Management and Research, 1997.

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Ontario Educational Research Council. Conference. [Papers presented at the 28th Annual Conference of the Ontario Educational Research Council, Toronto, Ontario, Dec. 1986]. [Toronto, ON: s.n.]., 1986.

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Conference of the CFD Society of Canada (2nd 1994 Toronto, Ont.). CFD 94: Second Annual Conference of the CFD Society of Canada : proceedings = Deuxième congrès annuel de la société canadienne de CFD : comptes rendus : Toronto, Ontario, June 1-3, 1994. Edited by Gottlieb James J, Ethier C. Ross, and Computational Fluid Dynamics Society of Canada. [Toronto, Ont.?]: CFD Society of Canada, 1994.

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Ontario Educational Research Council. Conference. [Papers presented at the 33rd Annual Conference of the Ontario Educational Research Council, Toronto, Ontario, December 6-7, 1991]. [Ontario: s.n.], 1991.

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Book chapters on the topic "Credit analysis – Ontario – Toronto"

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Petkova, Bilyana. "Privacy and the City." In Cities in Federal Constitutional Theory, 180—C9.N*. Oxford University PressOxford, 2022. http://dx.doi.org/10.1093/oso/9780192843272.003.0010.

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Abstract Privacy is a distinguishing feature of large, cosmopolitan cities whose rising economic and political power calls for new understanding of federalism in the digital age. This chapter explores how the empirically studied link between privacy and big cities translates into a normative commitment to diversity and receives legal expression in varying privacy protections across North-American and European cities. The examples the chapter focuses on are taken from the context of census data, the Equifax credit score, and Facebook data breaches as well as public–private agreements between administrative agencies, and between the public and private sector in the provision of broadband internet, in the shared economy, and in mega smart city projects. The complex picture that emerges from this analysis shows how cities undertake two distinctive roles that might come into conflict: that of privacy activists and of data stewards. As privacy activists, city attorney generals, particularly in the United States, litigate against the state to protect the personal information of vulnerable migrant city dwellers but are also on the forefront of litigation against private companies that might compromise privacy. Publicly spirited, such action on behalf of various cities is not devoid of commercial interest in the face of growing demand for urban infrastructure. As data stewards however, cities might sidestep the public interest altogether—as arguably happened in the case of Toronto Waterfront in Canada and in Barcelona, Spain where rhetoric prevailed over action. This chapter argues that to optimize data privacy but also data sharing in the public interest constitutional recognition for city power should come with the reckoning of the legal mechanism of data trusts as an independent broker between the City and its urban dwellers.
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Conference papers on the topic "Credit analysis – Ontario – Toronto"

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Buszynski, Mario E. "Public Issues Associated With Planning a Large Diameter Pipeline in a Multi-Use Urban Corridor." In 2004 International Pipeline Conference. ASMEDC, 2004. http://dx.doi.org/10.1115/ipc2004-0142.

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The lack of foresight by municipalities and others in preserving corridors for utilities means that there are increasingly fewer opportunities to locate linear facilities in large urban centers such as the City of Toronto. In those corridors that do exist, there are competing land uses that make it difficult to accommodate any new use. Many of these land uses are directly related to the people living adjacent to and in the vicinity of the corridors. In 2003, the Ontario Energy Board approved new “Environmental Guidelines for the Location, Construction and Operation of Hydrocarbon Pipelines and Facilities in Ontario”. The Guidelines include specific new requirements for planning pipelines in urban areas. Among other things, these new requirements involve the identification of indirectly affected landowners and a more detailed analysis of public issues and how they were resolved. Through the use of a case study, this paper identifies the public issues that were encountered in planning the location of a NPS 36 (Nominal Pipe Size 914 mm or 36 inch diameter) natural gas pipeline through residential neighbourhoods in the City of Toronto and the Town of Markham. It also describes how the public involvement requirements contained in the Ontario Energy Board’s new guidelines were incorporated into the planning process. The case study begins with a rationale for the study area selected. A description of the public issues follows. The techniques used to address these issues and the success of the public involvement program that identified 180 directly affected and 3,200 indirectly affected landowners is documented. The study results illustrate that it is possible to plan a right-of-way through an urban corridor in such a manner as to satisfy the general public, be compatible with existing development, conform to the new Ontario Energy Board Guidelines and minimize the amount of remedial work required to mitigate the impacts occurring on and adjacent to the right-of-way.
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Buszynski, Mario E. "Securing Pipeline Approvals in a Tough Regulatory Environment." In 2006 International Pipeline Conference. ASMEDC, 2006. http://dx.doi.org/10.1115/ipc2006-10478.

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The Regional Municipality of York is located immediately north of the City of Toronto. It is the fastest growing municipality in Ontario. The rapid expansion of residential, industrial and commercial development in the municipality has led to a weakness in the electrical and gas infrastructure. The Ontario Power Authority (the agency responsible for managing the power requirements in the Province of Ontario) has recognized this weakness and has developed plans calling for a new gas-fired generating station and improvements to the electrical grid. The shortages of gas supply and electricity have not developed overnight. Hydro One, which runs the electrical grid, initiated a supply study in 2002. The study recommended upgrading a 115 kV transmission line to a double circuit 230 kV transmission line on the existing corridor. The ensuing public outcry resulted in the municipality passing a resolution against the upgrade. Similarly, a large gas-fired generating station proposal was abandoned as the result of citizen opposition. In 2003, the Ontario Energy Board approved new Environmental Guidelines for the Location, Construction and Operation of Hydrocarbon Pipelines and Facilities in Ontario. The guidelines include specific new requirements for planning pipelines in urban areas. Among other things, these requirements involve the identification of indirectly affected landowners and a more detailed analysis of public issues and how they were resolved. It became clear that in order to achieve regulatory success, not only would the public have to become actively engaged in the decision-making early in the process, the technical reviewers (federal, provincial and municipal agencies) would likewise have to be actively involved. Through the use of two case studies of proposed large-diameter natural gas pipelines initiated in York Region in 2005, this paper describes the techniques used to engage the public and the regulators. It also describes how the public involvement requirements contained in the Ontario Energy Board’s new guidelines were incorporated into the planning process. The case studies begin with a rationale for the study area selected. A description of issues follows. The techniques used to address these issues and the success of the program are documented. Techniques include face-to-face project initiation meetings, use of technical and citizens’ advisory committees, sub-committee meetings to resolve specific issues and site-specific field work. The study results illustrate that it is possible to plan a right-of-way in such a manner as to satisfy the general public and regulators, be compatible with existing development, conform to the new Ontario Energy Board guidelines and minimize the amount of remedial work required to mitigate the impacts occurring on and adjacent to the right-of-way.
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