Dissertations / Theses: 'BANKS OF INDIA'

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Rawlin, Rajveer [Verfasser]. "Determinants of Profitability of Listed Commercial Banks in India / Rajveer Rawlin." München : GRIN Verlag, 2019. http://d-nb.info/1201413060/34.

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Kendall, Jake. "Local banks, human capital, and regional development in India and Brazil /." Diss., Digital Dissertations Database. Restricted to UC campuses, 2008. http://uclibs.org/PID/11984.

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Bray, Timothy John. "The rational use of blood in India : intervention to promote good transfusion practice." Thesis, London School of Hygiene and Tropical Medicine (University of London), 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.274939.

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Garach, Jatin Bijay. "The Firm-Specific Determinants of Capital Structure in Public Sector and Private Sector Banks in India." Master's thesis, Faculty of Commerce, 2019. https://hdl.handle.net/11427/31673.

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The banking industry in India has undergone many phases in its history; evolving from a regulated, decentralised system in the early 1800’s, to a regulated, centralised system during British rule, to a nationalised system following India’s independence, and finally a combination of a nationalised and private system adopting global standards as it currently stands. This study has two main aims. Firstly, it will assess the relationship between the firm-specific determinants of capital structure, based on the prevailing literature, and the capital structure of public and private sector banks in India. Secondly, it will determine whether there is a difference in the firm-specific factors that contribute to the determination of the capital structure of public sector banks and private sector banks. This study adopts quantitative methods, similar to previous studies on the relationship between capital structure and its firm-specific determinants. The dependent variable, being total leverage, is regressed against multiple independent variables, being profitability, growth, firm size and credit risk (hereinafter referred to as “risk” unless otherwise indicated) in a multivariate linear regression model. This study adds to the current literature by applying the same firm-specific independent variables to the case of private and public sector banks and then to evaluate and compare the similarities and differences between the regression outputs. The results show that for private sector banks, all independent variables are statistically significant in explaining total leverage, where all the independent variables conform to the current literature on capital structure – profitability (-), firm size (-), growth (+) and credit risk (-). Conversely, for public sector banks, all independent variables were considered to be statistically significant, except for credit risk – profitability (-), firm size (+) and growth (+). These results imply that credit risk is not an important determination in a nationalised banks’ capital structure; thus, providing evidence for the moral hazard theory of public sector banks.

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Lohia, Saumya. "Performance of the Indian Banking Industry over the Last Ten Years." Scholarship @ Claremont, 2011. http://scholarship.claremont.edu/cmc_theses/282.

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This paper analyzes the performance of Indian banks over the period of the last ten years. It uses the CAMEL Framework to determine the performance of public and private banks in India. The paper also conducts an empirical analysis to determine the share price performance of Indian banks relative to the share price performance of banks in Hong Kong, Europe and the US. This paper finds that private banks perform better than public banks overall based on the CAMEL Framework. In addition it also finds that the Indian banks share price performance is dependent on the share price performance of Hong Kong and European banks, and it has a significant positive relationship with the overall Hong Kong stock market, and this relationship strengthens after 2007. On the whole, this paper seeks to offer as comprehensive a perspective as possible upon the conduct, structure and performance of the banking industry of India.

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KITTUR, ASHA HARSHAVARDHAN. "Effectiveness of the Altman Z-Score model : Does the Altman Z-Score model accurately capture the effects of Non-Performing Assets (NPA) in the Indian banking sector?" Thesis, Linnéuniversitetet, Institutionen för ekonomistyrning och logistik (ELO), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-86144.

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The aim of this study is to measure the effectiveness of Altman’s Z-Score model using Non-performing assets (NPA) as a benchmark stability indicator. To do that, this paper examines if Altman’s Z Score Models capture the decline in financial health of the banks caused by the NPAs, using a two-fold analysis i.e., in advance through prediction and when the distress period is ongoing. The findings of this paper would suggest that: 1. During the distress period: The Z-Scores only marginally capture the distress caused by the NPAs, which is in line the findings of Almamy et al that the predictive ability of the model goes down during the crisis period. 2. For the future: The results of the statistical t-tests indicate that, the Z-Scores do not have the predictive ability to capture the future NPAs. Two different models that are developed by Altman - one for non-manufacturing firms and the other for the emerging markets, are used to test, if one model is more suitable than the other to the Indian banking sector. The findings of this paper suggest that, due to the uniqueness of the Indian banking sector during the NPA crisis, the ‘Emerging market model’, does not produce any significantly better results. Therefore, there is further scope to develop a tailor-made model suitable to the Indian banking sector.

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Jose, Saju Valliara. "Evaluation of Micro Finance Intervention Programmes and Strategies Deployed on the Rural Poor by New Age Banks: Cases of States of Kerala and Tamiluadu in India." Thesis, Griffith University, 2011. http://hdl.handle.net/10072/366914.

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This study investigated the extent to which consumers of microfinance services perceive that there is a relationship between the type of financial services they receive and the principles that govern socially responsible practices. Specifically, the study investigated the extent to which managers and consumers of selected microfinance institution and new age banks in India perceived the financial services provided in the context of well known corporate social responsibility (CSR) principles. To achieve this, the study utilised a mixed method approach and design involving quantitative and qualitative techniques. In so doing, the study conjointly drew on selected CSR theoretical frames including Legitimacy theory, Stakeholder Theory and Attribution Theory to gauge managers’ and consumers’ evaluations. Specifically, it was expected that by pursuing a series of nominated objectives, this frame would help assess managers’ and consumers’ reactions to and perceptions of financial services as socially responsible entities as well as selected financial services, in the context of corporate social responsibility (CSR) principles. Managers and consumers views on CSR were collected using interviews and surveys involving the validated Lundstrom and Lammont (1976) instrument. The data was then subjected to appropriate quantitative and qualitative techniques to ascertain levels of (non) significance in the relationship between microfinance institutions’ CSR related initiatives and the managers’ and consumers’ CSR evaluations. The findings reveal that the consumers of microfinance under the CSR banner do not believe in the sustainability of the initiatives and they do not have much hope that these programmes will actually lift them sufficiently above the poverty line. The study also finds that managers of new age banks and microfinance institutions feel that much more could be done in making these programmes sustainable. However both the managers and consumers are generally satisfied by the CSR initiatives of MFIs, including glocalisation. Interestingly there is no real correlation between CSR initiatives and repurchase intentions among consumers. Finally, and based on the findings, the study offers, important managerial implications as to the utility of corporate social responsibility principles in the maintenance of sustainable business practices and consumer satisfaction.
Thesis (PhD Doctorate)
Doctor of Philosophy (PhD)
Griffith Business School
Griffith Business School
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Aggarwal, Laira. "What do we know about the recent performance of Indian banks?" Scholarship @ Claremont, 2019. https://scholarship.claremont.edu/cmc_theses/2215.

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This paper examines the performance of Indian banks by studying the effects of recent reforms and macroeconomic events. Indian banks went through a period of reforms in the past twenty years. The impact of these reforms and major macroeconomic events has been examined using time-series analysis. Event studies offer additional perspective on the short-run effect of the events on different types of Indian banks. Although, the event dates are not all statistically significant in the time-series regressions, the demonetization of 2016 is significant in the event study analysis. Thus, while reforms and events have immediate impact on the performance of Indian banks, the effects did not always persist over the larger time-period.

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Sridhar, Devi. "The art of the bank : nutrition policy and practice in India." Thesis, University of Oxford, 2006. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.439319.

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Hossain, Mohammed. "Financial reporting and corporate governance disclosures of Indian banks: an empirical analysis." Thesis, University of Liverpool, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.490632.

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The study focuses on the financial reporting practices of Indian banking companies. Its purpose is to examine empirically, the ~ssociation between a number of corporate attributes and levels of disclosure in corporate annual reports as well as to determine the quality of financial reporting. Most of the previous research in this area has concentrated on non-financial companies in both developed and developing countries, with the result that research on financial companies, and especially banking companies, is limited. India is the largest country in South Asia with a huge financial system and banks that were established according to the British pattern. Recent financial stress in East Asian economies, has urged the \Vorld Bank, and IMF to promote financial stability and greater disclosure and transparency in banking companies. Within this framework, and in order to measure more specifically, the extent of disclosure, the study covering 38 banks (68% of the sample) listed on the stock exchanges in India, has been undertaken. A total of 184 items of information comprising both mandatory (101) and voluntary (81) items have been selected, and a linear regression model has been developed in order to examine the relationship between various corporate attributes and the level of disclosure. The findings indicate that age, diversification, profitability, corporate governance, stock exchange, complexity of business and assets-in-place variables are significant, and other variables such as age, audit, dividend, are insignificant in explaining the level of disclosure. In addition, in terms of disclosure compliance, Indian banks scored as high as 97 with an average of 88 in mandatory items, whilst in respect of voluntary items, 34 was the highest score, with an average of25. The above findings indicate that Indian banks are very compliant with the mandatory rules and regulations, and thus will build up confidence among global investors, depositors and regulatory authorities as well as international financial institutions. On the other hand, it is found that Indian banks are far behind in disclosing voluntary items. However, the extent of overall disclosure depends on companies' attributes. This study has contributed to the academic literature highlighting the phenomenon that if there is an existence of a close monitoring system including regulatory authorities and regulations in the country, it is possible to have high compliance with disclosure legislation. This is obviously true in the case of India and the Indian banking sector. The outcome of the study will be of help to policy-makers concerned with practices associated with financial reporting in the developing countries in particular, thereby instilling confidence among global investors in the Indian financial sector.

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Chaney, Kathryn Elise. "Work and Women's Empowerment: An Examination of South Asia." Wright State University / OhioLINK, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=wright1514051407055113.

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Ravishankar, Geetha. "Bank mergers and their efficiency and productivity effects : the case of India." Thesis, Loughborough University, 2008. https://dspace.lboro.ac.uk/2134/33740.

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This thesis examines the efficiency and productivity effects of mergers among Scheduled Commercial Banks in India over the post-economic reform period 1991–2005. It does so using the dual methodologies of Data Envelopment Analysis (DEA) and Stochastic Frontier Analysis (SFA) applied to two datasets, the first comprising retail commercial banks and the second encompassing the entire commercial banking system. Under the DEA methodology, the potential for pre-merger efficiency gains is assessed using the Bogetoft and Wang (2005) approach and a comparative analysis with the realised post-merger efficiency is undertaken. A method to judge the success or failure of a merger along efficiency criteria is also provided. Under the latter methodology, an insight into the impact of the merger on the efficiency of the merging banks, the determinants of inefficiency and that of the variance of inefficiency is provided using a range of SFA models.

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Ano, Sujithan Kuhanathan. "Le système financier indien à l'épreuve de la crise." Thesis, Paris 9, 2014. http://www.theses.fr/2014PA090058/document.

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Cette thèse présente dans un premier temps l’histoire récente et les enjeux de l’économie et du système financier indien. Puis, en se concentrant la période récente, elle étudie la question de l’intégration financière sur différents marchés : les marchés actions sont traités dans le 1er chapitre, les spreads des CDS indiens sont abordés dans 2nd chapitre et la relation entre les prix des matières premières et la politique monétaire est analysée dans le 3e chapitre. Enfin, le dernier chapitre pose la question de savoir si un secteur bancaire plus efficient peut aider l’économie indienne à sortir de la crise. Globalement, les résultats indiquent que les marchés étudiés sont plus intégrés depuis la crise, ce qui suggère une fragilité du secteur financier indien aux chocs extérieurs. Néanmoins, les résultats du chapitre 4 montrent, dans le cadre d’un modèle simple, que le système financier peut aussi permettre à l’économie indienne de surmonter ses déboires actuels, s’il l’on y implémente les réformes adéquates et que la productivité des banques est améliorée
This thesis first presents India’s economy and financial system’s recent history and current issues. Then, with an emphasis on the recent turmoil period, it studies the question of financial integration in various markets: equity markets are dealt with in the 1st chapter, CDS spreads are analyzed in the 2nd chapter while the 3rd chapter focuses on the monetary policy-commodity prices nexus. Finally, the last chapter reflects on the ability of the banking system to help the country out of the current crisis. Overall, our results indicate that markets are more integrated since the crisis, which suggest a frailty of the Indian financial structure to exterior shocks. Nevertheless, results for chapter 4 show that the financial system could also allow the economy to recover if the proper reforms are implemented and that banking efficiency is improved

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Alam, Undala Zafar. "Water rationality : mediating the Indus Waters Treaty." Thesis, Durham University, 1998. http://etheses.dur.ac.uk/1053/.

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Ghosh, Mitra Susanna. "World Bank and urban water supply reforms in India : a case study on Karnataka." Thesis, University of Manchester, 2010. https://www.research.manchester.ac.uk/portal/en/theses/world-bank-and-urban-water-supply-reforms-in-india-a-case-study-on-karnataka(1f551daa-7906-444f-8136-b3e3b095e3de).html.

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In 2002, the Indian government initiated a broad range of programmes that proposed market-based reforms for water. Inspired by World Bank’s policy ideas, the processes have often led to conflicts in India. The conventional wisdom on water sector policies in developing countries insists that international structures constrain and determine state behavior in initiating policy change. However, I argue that changes in urban water policies in India is, primarily, not a case of sole dominance of international financial institutions and imposition of external preferences; rather they also reflect the new global realities of transformed ‘state interests and institutions’ emerging in India. My argument is, while external engagement in water sector continues, the developments of the federal state in an globalised era of political and economic interchanges has led to new equations in the central-local relations. Within the new governance structures emerging in the decentralized context, the sub-national units emerge as significant influences on the speed, pace, and extent of enactment and implementation of global water policies in India. The adoption of national and State water policies, since 2002, and implementation of 24/7 water supply programme illustrates my argument. To support my argument I draw on the policy transfer literature to explain global policy initiatives in water in India. I develop a framework based on theories of policy transfer and political economy of policy reform for a critical and systematic analysis on global policy transfer in the context of World Bank programmes in India. Using case study evidence of transfer to a single sub-national-state in India, and drawing out comparisons on design and implementation of two water supply projects, I provide critical insights on implementation of global policy ideas within local settings, undertaken by the sub-national political and policy elite in India. My findings highlight a coincidence of interests between sub-national policy elite and global actors in introducing market mechanisms in water, and thereby link global neoliberal restructuring of water to transformed state power and interests at domestic levels. The ‘political economy of policy transfer’ in water therefore contributes to the theoretical and empirical literature on water policy-making in an era of increased global exchanges.

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Hyder, Rehan. "Indie bands and Asian identity : negotiating ethnicity in the UK music industry." Thesis, Staffordshire University, 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.285304.

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Ataullah, Ali. "Economic and structural reforms and bank efficiency : a comparative analysis of India and Pakistan 1990-1998." Thesis, Durham University, 2004. http://etheses.dur.ac.uk/1764/.

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Kos, Kalia Olena. "Private banking performance and customer relationship management : an exploratory study comparing switzerland and india /." St. Gallen, 2008. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=017050618&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Baines, A. Graham. "Geodynamic investigation of ultra-slow spreading oceanic lithosphere Atlantis Bank and vicinity, SW Indian Ridge /." Laramie, Wyo. : University of Wyoming, 2006. http://proquest.umi.com/pqdweb?did=1188873761&sid=1&Fmt=2&clientId=18949&RQT=309&VName=PQD.

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Thiranont, Tharinee, Cattaleya Changnak, and Kaveewat Maneechaimongkol. "Graduation Project in Innovation Management within Mälardalen International Master Academy. : The impact of innovative financial service on entrepreneurship: comparison of Grameen bank in Bangladesh and ICICI bank in India." Thesis, Mälardalen University, Mälardalen University, Mälardalen University, Mälardalen University, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-6245.

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Berry, Ana. "“Dismantling the Big” Critiquing the Western Development Model and Foreign Aid and Analyzing Alternatives for Domestic Development of Dams in Nepal." Scholarship @ Claremont, 2012. http://scholarship.claremont.edu/pitzer_theses/25.

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This paper argues for the importance of scale, management and sovereign-led development in considering a more human-centric model for Third World development. It begins by reviewing the history of the mainstream Western development model through the evolution of modernization theory and foreign aid. It explores general critiques of this model offered by scholars, focusing on unequal power relations, the high cost of aid, and problems with ‘cookie cutter’ style development projects that don’t take into account disparate environments. As the paper progresses, focus shifts more specifically to hydropower development and ‘Big Dams’. Nepal is the main case study for exemplifying the problems with foreign-aid-funded dam projects and for proposing the alternative model of smaller scale, management-focused, nation-led development projects. While the scope of this study is limited, the growing success of these projects in Nepal suggests that more focus should be paid to applying these methods in other developing countries.

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Yadati, Narasimhulu Supriya. "Influence of Regional-Level Institutional Factors on Firm-Level Innovation in an Emerging Economy - India." Thesis, Université d'Ottawa / University of Ottawa, 2020. http://hdl.handle.net/10393/40613.

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This thesis examines how regional-level factors combined with firm-level factors influence innovation in an emerging economy – India. Past literature has shown that differences in both country contexts and firm-level factors influence innovation. The bulk of this literature tended to focus on developed economies. The handful of studies that have considered contextual differences have studied these at the country-level or within regional blocks such as regions of Europe or Africa. There is a paucity of research, which investigates how differences in state-level factors within a single country combined with firm-level factors influence innovation within firms. Therefore, it is an open question whether the findings derived from developed economies and country-level studies apply equally to emerging economies, particularly at the state level within a single country. Thus, there is a gap in the literature regarding our understanding of the impact of combined state- and firm-level factors on innovation within a single country. This thesis aims to contribute to a better understanding of how state and firm-level factors drive innovation in India, an emerging economy. India is selected because it is a fast-growing emerging economy that is increasingly being integrated into the globalized world economy and thus understanding how these factors influence innovation in an emerging economy would complement the literature that focuses on developed countries. Moreover, India is a huge country with substantial varieties in resources, capabilities, institutions (both formal and informal institutions) as well as ethnic, religious, and cultural varieties. Contextually, these state-level differences are quite different from regions in the developed world where institutional differences tend to be relatively consistent (less varieties). Thus, the insights generated from this study of the Indian context complement prior research by identifying the state and firm factors that combine to drive firm-level innovation. This study also extends the innovation literature by focussing on state-level differences within a single emerging economy, for which there is limited research. The findings could also have practical managerial and policy implications. From a policy perspective, policymakers in India can get a deeper understanding of the relevant factors that influence firm-level innovation so that they can direct policy and resources to promote innovation in their respective states. From a managerial perspective, managers can also get a better understanding of strategies and investments they should take to enhance innovation within their firms. This study is based on data gathered from various sources including the World Bank Enterprise Survey and several sources from within India (Indiastat.com, NCAER State Investment Potential Index, India Innovation Index). The World Bank Enterprise Survey provides firm-level data while state-level data were obtained from the other reputable sources in India. The data were analyzed using logistic regression and multi-level modeling, given that firms are nested within states, thus, we can simultaneously model the micro and macro levels to assess the relevance of the regional context. The results of this study show that regional factors such as regulatory quality, corruption, and rule of law barriers negatively influence innovation in firms that invest in internal R&D to promote innovation. The results also show that regions that devote a higher proportion of their gross domestic product to innovation achieve higher levels of innovation. Further, regions that have higher levels of human capital stock (more skilled workers) and export technology tend to be more innovative. At the firm level, investments in both internal and external R&D and those that have highly experienced managers are more innovative than their peers. These results suggest that governments and policymakers can increase innovative activities of firms by providing a highly skilled labor force, invest heavily in R&D, reduce corruption, regulatory quality, and the rule of law barriers. For firm-level managers, this study indicates that higher levels of managerial capability and greater investments in both internal and external R&D can enhance the technical and innovative capabilities (absorptive capacity) of their firms. This may result in a competitive advantage through increased innovation.

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Sprenger, Christoph [Verfasser]. "Surface-groundwater interactions associated with river bank filtration in Delhi (India) : investigation and modelling of hydraulic and hydrochemical processes / Christoph Sprenger." Berlin : Freie Universität Berlin, 2011. http://d-nb.info/1026069564/34.

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Tello, Trillo Cristina Jazmín. "Winters, Alan y Shahid Yusuf (2007). Dancing with Giants: China, India, and the Global Economy. Washington: The International Bank for Reconstruction and Development/ The World Bank and the Institute of Policy Studies. 272 pp." Economía, 2012. http://repositorio.pucp.edu.pe/index/handle/123456789/117903.

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Sandhu, Cornelius Sukhinder Singh. "A Concept for the Investigation of Riverbank Filtration Sites for Potable Water Supply in India." Doctoral thesis, Saechsische Landesbibliothek- Staats- und Universitaetsbibliothek Dresden, 2016. http://nbn-resolving.de/urn:nbn:de:bsz:14-qucosa-208460.

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Die Uferfiltration (UF) ist eine potentielle Alternative zur konventionellen Oberflächenwasseraufbereitung in Indien, da Trübstoffe, pathogene Mikroorganismen und organische Wasserinhaltsstoffe effektiv entfernt werden. In dieser Arbeit wurde erstmals ein umfangreicher Überblick zu bestehenden UF-Anlagen in Indien erarbeitet. Für die Standorterkundung und -bewertung wurde ein Konzept erarbeitet, das an drei Standorten entlang des Ganges getestet und weiterentwickelt wurde. Das Konzept umfasst vier Stufen: Standortvorerkundung, Bestimmung von Grundwasserleiterparametern, Erfassung von hydraulischen und Beschaffenheits-parametern sowie numerische Grundwasser-strömungsmodellierung. Entlang des oberen Flusslaufes des Ganges (Haridwar und Srinagar) wurden günstige geohydraulische Verhältnisse identifiziert (kf = 10E-4 bis 10E-3 m/s, Grundwasser leitermächtigkeit 11 bis 20 m). Entlang des unteren Flusslaufes (Patna) gibt es in Abhängigkeit von der Mächtigkeit der Sedimentablagerungen im Ganges nur bei erhöhter Schleppkraft im Monsun eine gute hydraulische Verbindung zwischen dem Fluss und dem Grundwasserleiter. In Haridwar wurde der Uferfiltratanteil im Rohwasser mittels Isotopenanalysen (δ18O) und Leitfähigkeitsmessungen im Fluss- und Rohwasser ermittelt. Der Uferfiltratanteil in den auf einer Insel und südlich davon gelegenen Brunnen liegt bei bis zu 90%. An den untersuchten Standorten wird durch die UF eine effektive Entfernung von E. coli um 3,5 bis 4,4 Log10 und der Trübung bis >2 Log10 Einheiten erreicht. Eine Entfernung von 3 Log10 Einheiten wurde bereits bei einer Fließzeit des Uferfiltrats von zwei Tagen beobachtet. Die erhöhte Anzahl an Coliformen in einigen Brunnen am Standort Haridwar resultiert aus Verunreinigungen des landseitigen Grundwassers. Bei Hochwässern und Starkregenereignissen muss eine Kontamination durch den direkten Eintrag von Wasser durch undichte Brunnenabdeckungen, Risse in den Schächten bzw. unsachgemäßen Brunnenbau berücksichtigt werden. Die Anwendung des angepassten Untersuchungskonzepts an 15 weiteren UF-Standorten in Indien hat gezeigt, dass die niedrigen DOC-Konzentrationen im Flusswasser (0,9 bis 3,0 mg/L) und im Brunnenwasser (0,4 bis 2,3 mg/L) günstig für die Anwendung der UF sind. Bei erhöhten DOC-Konzentrationen (Vormonsun) im Flusswasser konnte in Delhi und Mathura im Monsun eine 50%ige Verminderung erreicht werden. Bei der Erkundung neuer UF-Standorte in bergigen Gebieten sind die Grundwasserleitermächtigkeit mit geophysikalischen Erkundungsverfahren, die Strömungsverhältnisse in den alluvialen Ablagerungen sowie lokale Hochwasserrisiken zu untersuchen
Riverbank filtration or bank filtration (RBF / BF) is a potential alternative to the direct abstraction and conventional treatment of surface water by virtue of the effective removal of pathogens, turbidity, suspended particles and organic substances. A comprehensive overview of existing RBF systems in India has been compiled for the first time. To systematically select and investigate new and existing potential RBF sites in India, a methodological concept was developed and tested at three sites along the Ganga River. The four stages of the concept are: initial site-assessment, basic site-survey, monitoring of water quality and quantity parameters and determination of aquifer parameters and numerical groundwater flow modelling. Suitable geohydraulic conditions for RBF (hydraulic conductivity: 10E-4 to 10E-3 m/s, aquifer thickness: 11 to 20 m) exist along the upper course of the Ganga (Haridwar and Srinagar). Due to the presence of fine sediment layers beneath the river bed along the Ganga’s lower course (Patna), river-aquifer interaction occurs during increased shear stress on the riverbed in monsoon. The portion of bank filtrate abstracted by the wells in Haridwar was determined from isotope analyses (Oxygen 18) and electrical conductivity measurements of river and well water and is up to 90% for wells located on an island and between the river and a canal. The results were confirmed by groundwater flow modelling. A high removal of E. coli (3.5 to 4.4 Log10 units) and turbidity (>2 Log10 units) was observed at the investigated sites. An E. coli removal of 3 Log10 units was observed for short travel times of 2 days. Higher coliform counts in some wells occur due to contamination from landside groundwater. During floods and intense rainfall events, contamination of RBF wells from direct entry of flood water, seepage of surface runoff into the well through leaky covers, fissures in the well-heads / caissons and in-appropriately sealed well-bases has to be considered. The application of the adapted investigation concept to 15 other sites in India showed that the low DOC concentrations in river water (0.9 to 3.0 mg/L) and well-water (0.4 to 2.3 mg/L) are favourable for the application of RBF. A 50% decrease of the high (pre-monsoon) DOC concentration was observed during monsoon in Delhi and Mathura. For the exploration of new RBF sites in hilly / mountainous areas, investigations of the aquifer thickness using geophysical methods, subsurface flow conditions in the alluvial deposits and the risk from floods should be conducted

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Schwartz, Joshua J. "Growth and deformation of oceanic lithosphere Case studies from Atlantis Bank, Southwest Indian Ridge, and the Baker terrane, northeastern Oregon /." Laramie, Wyo. : University of Wyoming, 2007. http://proquest.umi.com/pqdweb?did=1400957191&sid=1&Fmt=2&clientId=18949&RQT=309&VName=PQD.

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Hedberg, David-Paul Brewster. ""As Long as the Mighty Columbia River Flows"| The Leadership and Legacy of Wilson Charley, a Yakama Indian Fisherman." Thesis, Portland State University, 2017. http://pqdtopen.proquest.com/#viewpdf?dispub=10257445.

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On March 10, 1957, the United States Army Corps of Engineers completed The Dalles Dam and inundated Celilo Falls, the oldest continuously inhabited site in North America and a cultural and economic hub for Indigenous people. In the negotiation of treaties between the United States, nearly one hundred years earlier, Indigenous leaders reserved access to Columbia River fishing sites as they ceded territory and retained smaller reservations. In the years before the dam’s completion, leaders, many of who were the descendants of earlier treaty signatories, attempted to stop the dam and protect both fishing sites from the encroachment of state and federal regulations and archaeological sites from destruction. This study traces the work of Wilson Charley, a Native fisherman, a member of the Yakama Nation’s Tribal Council, and great-grandson of one of the 1855 treaty signatories. More broadly, this study places Indigenous actors on a twentieth-century Columbia River while demonstrating that they played active roles in the protest and management of areas affected by The Dalles Dam.

Using previously untapped archival sources—a substantial cache of letters—my analysis illustrates that Charley articulated multiple strategies to fight The Dalles Dam and regulations to curtail Native’s treaty fishing rights. Aiming to protect the 1855 treaty and stop The Dalles Dam, Charley created Native-centered regulatory agencies. He worked directly with politicians and supported political candidates, like Richard Neuberger, that favored Native concerns. He attempted to build partnerships with archaeologists and landscape preservationists concerned about losing the area’s rich cultural sites. Even after the dam’s completion, he conceptualized multiple tribal economic development plans that would allow for Natives’ cultural and economic survival.

Given the national rise of technological optimism and the willingness for the federal government to terminate its relationship with federally recognized tribes, Charley realized that taking the 1855 treaty to court was too risky for the political climate of the 1950s. Instead, he framed his strategies in the language of twentieth-century conservation, specifically to garner support from a national audience of non-natives interested in protecting landscapes from industrial development. While many of these non-native partners ultimately failed him, his strategies are noteworthy for three reasons. First, he cast the fight to uphold Native treaty rights in terms that were relevant to non-natives, demonstrating his complex understanding of the times in which he lived. Second, his strategies continued an ongoing struggle for Natives to fish at their treaty-protected sites, thereby documenting an overlooked period between the fishing rights cases of the turn of the twentieth century and the 1960s and 1970s. Charley left a lasting legacy that scholars have not recognized because many of his visionary ideas came to fruition decades later. Finally, my analysis of Charley’s letters also documents personal details that afford readers the unique perspective of one Indigenous person navigated through a tumultuous period in the Pacific Northwest and Native American history.

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Ballico, Christina. "Bury me deep in isolation: A cultural examination of a peripheral music industry and scene." Thesis, Edith Cowan University, Research Online, Perth, Western Australia, 2013. https://ro.ecu.edu.au/theses/682.

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Since 1998, Perth bands have had a strong presence within the Australian music scene. Primarily, each year between 1998 and 2009, songs by indie pop/rock acts from Perth have charted within national broadcaster triple j’s Hottest 100 countdown. Many of the albums from which these songs have been taken have sold in excess of 35,000 copies, and a number of successful and recognised Perth bands have toured with the nation’s largest music festival, the Big Day Out as well as their own high profile national tours. At the same time, Perth’s local indie pop/rock music industry has undergone tremendous growth and development, becoming more integrated into this nationally focused industry while also making significant inroads internationally. This research comprises 40 in-depth qualitative research interviews with 48 musicians and key industry players from Perth’s indie pop/rock music industry and scene. It presents a socio-culturally based examination to explore its evolution over the past decade. This is presented through an examination of the personal experiences of those involved in development of the local industry and who experienced, or witnessed an increase in success and recognition of Perth bands in national, and at times international, contexts. Broadly, this research explores the repercussions the shift in attitude toward Perth’s indie pop/rock music industry and scene as being worthy of national attention and recognition. In particular, it discusses the implications this has on the functioning of this industry as well as the careers of those within it. Further, this study examines what it means to be a musician and/ or music industry member in and from Perth along with the attitudes toward supporting local music product locally and its attempts to connect with audiences beyond the state. Within this, an examination of the influence of the city’s geographical isolation on the functioning of the local industry and on the ability for musicians to connect with audiences beyond the state is presented alongside an exploration of the role of social networks and the structure of the community of practice evident in this local industry. Additionally, the notions of creativity and creative process, core-periphery, and place and space are examined in relation to the functioning of this industry in business and creative contexts. Underwriting this is an examination of the shifts in the national and international music industries and associated music culture. These shifts all at once influenced the validity for Perth music to enter the national market and impacted upon the ongoing integration of this local industry within the national and international markets.

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Srivastava, Tripti. "Microfinance: A Comparative Analysis of Varying Contexts, Current Needs, and Future Prospects between Developing and Developed Countries." Bowling Green State University / OhioLINK, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=bgsu1288558199.

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Boulanger, Marine. "Le devenir des liquides au sein de la croûte océanique des dorsales à expansion lente : nouveaux apports de l'étude d'Atlantis Bank (dorsale Sud-Ouest Indienne)." Electronic Thesis or Diss., Université de Lorraine, 2020. http://www.theses.fr/2020LORR0030.

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Les processus magmatiques qui régissent l'accrétion crustale au niveau des dorsales médio-océaniques à expansion lente restent à l'heure actuelle mal contraints. Parmi les processus potentiellement impliqués dans l'évolution des réservoirs de magma de la croûte inférieure, les réactions associées à des écoulements poreux réactifs au travers de bouillies cristallines - ou mush - tendent à supplanter les processus classiques de cristallisation simple des magmas. La part de ces processus dans la formation des gabbros cumulatifs de base de croûte est dépendante des modes de migration des liquides, qui sont eux-mêmes corrélés à la géométrie des réservoirs considérés. En combinant des études structurales, pétrographiques et géochimiques à haute résolution de sections in situ forées dans un corps complexe océanique de la dorsale Sud-Ouest indienne, j'ai pu apporter de nouvelles contraintes sur les modes de formation et d'évolution des réservoirs magmatiques impliqués lors de l'accrétion crustale. Le modèle de réservoir développé est généralisable, au moins en partie, à d'autres portions de croûte inférieure océanique. Ce modèle, ainsi que les nouvelles contraintes de l'étude expérimentale couplée des processus de cristallisation, ouvre la voie vers de nouvelles quantifications des processus d'interaction liquides-roches dans la différenciation des lithologies gabbroïques, et de manière plus générale dans l'évolution des liquides magmatiques de la croûte océanique. Ces développements vont de pair avec l'évolution au cours des dernières décennies de la vision des systèmes magmatiques crustaux, passant de chambres magmatiques constituées de liquides vers des modèles de réservoirs magmatiques majoritairement constitués de mush cristallins
Magmatic processes that govern crustal accretion at mid-ocean ridges still need to be better constrained. Among the processes potentially involved in the evolution of the lower crust magma reservoirs, reactions associated with reactive porous flow through crystal mushes tend to be considered as one of the predominant processes together with simple crystallization of magmas. The share of these processes during magma differentiation is dependent on the modes of melt migration and is thus correlated to the geometry of the reservoirs considered. By combining high-resolution structural, petrographic and geochemical studies of in situ sections drilled in an oceanic core complex of the Southwest Indian Ridge, I was able to bring new constraints on the formation and evolution of magmatic reservoirs involved in crustal accretion. All or part of the igneous reservoir model developed herein can be applied to other sections of lower oceanic crust. This model, together with additional constraints obtained by the coupled experimental petrology study of crystallization processes, paves the way for new quantifications of the involvement of melt-rock reactions in the differentiation of gabbroic lithologies, and more generally in the evolution of melts within the oceanic crust. Those developments are consistent with the constant evolution in recent decades of the understanding of crustal magmatic systems, which shifted from melt-filled magma chambers to igneous reservoir models mostly composed of crystal mushes

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Glikson, Michal. "Towards a Peripatetic Practice: negotiating journey through painting." Phd thesis, https://datacommons.anu.edu.au/DataCommons/item/anudc:5523, 2017. http://hdl.handle.net/1885/128513.

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Towards a peripatetic practice: negotiating journey through painting investigates painting as a way of comprehending lived experience of travel. The project develops from curiosity about journeys and their potential for bringing the artist into encounters with the world, and proximate to its issues and concerns. Aims of the project focused on peripatetic practice as a means of redirecting a personal experience of rootlessness towards connecting with others, and considering and communicating the complexity of cross-cultural experience through painting. Objectives as such were to investigate through practice the function and form of peripatetic painting, and to document this through film and writing. The study acknowledges travel as an ancient way of knowing the world and takes inspiration from the paradigm of the nomadic storyteller as exemplified in the Bengali tradition of Patuya Sangit (scroll performance). With a sense of the capacity for painting to provide spaces of connection and empathy, the study draws on the writing of John Berger and Suzi Gablik, exploring a confluence of ideas about the evolving social role of the artist. Key influences are historic and contemporary peripatetic creative practices, which include the writer Freya Stark, the colonial painter William Simpson, and the artists Phil Smith and John Wolseley. The project also incorporates methodological approaches which borrow from anthropology, situating the artist as observer, participant, and ultimately, agent. Practice in this context is immersive, and takes on social, interactive dimensions for which making paintings becomes a means of knowing and questioning the nature of cross-cultural experience. Explorations took the form of increasingly immersive journeys in Australia, India and Pakistan and a series of paintings utilising extended scroll formats with additional outcomes of documentary films. As the key research spaces for practice-led research, the scroll paintings employ pencil, collage, watercolour and oil, and a metaphoric fusion of styles and techniques of painting and drawing, notably Persian miniature and life portraiture as a means of accounting for and sharing the abiding experiences and encounters yielded through travel.

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32

Robert, M. "Profitability in Public Sector Banks in India." Thesis, 1990. http://hdl.handle.net/2009/6040.

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WU, CHIEN-TING, and 吳建廷. "Foreign Banks to Enter the Market of India." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/766v3d.

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碩士
東吳大學
國際經營與貿易學系
106
There are too many banks in Taiwan, and they are generally too small. As a result, Taiwan’s banking sector is currently in an environment of excessive competition. Not only can the credit pricing strategy not be strictly implemented, public banks often violate disciplines to attract customers with ultra-low interest rate. Coupled with the long-term excessive supply of money from the Central Bank of R.O.C., and the reduction in domestic investment and economic slowdown caused by the relocation of industries, the Interest rate spread (lending rate minus deposit rate, %) by domestic banks in the last ten years has always been less than 2%. Therefore, domestic banks should step out of Taiwan, learn the overseas business models of foreign banks, and actively lay out Indian market to gain greater growth momentum. India is currently a democratic country with the largest labor forces in the world, extremely high economic growth rate, a large domestic demand market, and friendly environments for foreign investments. Therefore, foreign banks are pretty optimistic about the future of the Indian market. Most of foreign banks adopt the following four strategies：business model diversification, product diversification, targeted region entry, and target customer diversification, to rapidly increase market share in the tightly regulated Indian market. At present, most of the banks in India are facing serious NPA problems, and this problem is still worsening. Domestic banks can refer to the entry mode of DBS Bank (such as Thai and Taiwanese market) and use mergers and acquisitions to rapidly gain higher share from indian market. In addition, domestic banks should also refer to the development model of foreign banks (especially DBS Bank) in India, choose SME clusters with huge potential for development, to grow their SME, treasury and markets business at the same time. After standing firm in the Indian market, domestic banks can begin to adopt the multi-business model strategy (such as shifting to subsidiary model, joint venture with local financial companies, strategic alliance with local insurance companies, establishment of financial technology development center in India), and eventually expand the product line, customer base and market share in a short period of time. Finally, it is suggested that the government authorities should refer to the Singapore government’s policy assistance to the banking industry and begin to formulate policies that will help the banks in their own country, such as leading or supporting consolidation, increasing taxation or other incentives, signing FTA with India as soon as possible, setting up a sovereign fund and providing funding, introduce overseas professionals, and adopt more efficient management for public equity banks.

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Saxena, Geetika. "Marketing of financial services by commercial banks- A study of state bank of India." Thesis, 1995. http://hdl.handle.net/2009/823.

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35

Chaturvedi, Kiran. "Leadership styles of managers of commercial banks in India." Thesis, 1989. http://hdl.handle.net/2009/3187.

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Rao, Bharathi. "Impact of liberalization on commercial banks-Problems and prospects-India." Thesis, 2001. http://hdl.handle.net/2009/3045.

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Gupta, Vasudha. "Financial management of commercial banks in India-a comparative study." Thesis, 2002. http://localhost:8080/iit/handle/2074/4613.

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MALLICK, PRAGYA. "ADOPTION OF CLOUD COMPUTING BY PUBLIC SECTOR BANKS IN INDIA." Thesis, 2019. http://dspace.dtu.ac.in:8080/jspui/handle/repository/17309.

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It is known that cloud computing acceptability in most sectors brings more benefits, due to cost savings, scalability, elasticity of cloud deployments and speed and ease of use. However, the regulated sectors, such as banking and healthcare, need to address the risks associated with cloud computing deployments, in particular those related to regulation and reputation. This research has the general perception of IT staff involved in the decision to identify cloud computing related to environmental factors, such as regulatory burdens, competition conditions, reputational risk, and the seller's support, uncovered. While datarelated incidents in private cloud deployments are relatively rare, care should be taken by these industries so that they do not affect customer data, which can cause significant reputational changes, and penalties imposed by the regulators.

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Rane, Ketan Cobbe James H. "Excess foreign exchange reserves the Indian case /." Diss., 2006. http://etd.lib.fsu.edu/theses/available/04102006-180615.

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Thesis (M.S.)--Florida State University, 2006.
Advisor: James Cobbe, Florida State University, College of Social Sciences, Program in International Affairs. Title and description from dissertation home page (viewed June 7, 2006). Document formatted into pages; contains x, 70 pages. Includes bibliographical references.

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Arora, Rashmi Umesh. "Uttar Pradesh - lagging state of India: economic development and role of banks." 2007. http://hdl.handle.net/2292/2386.

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The present study challenges the negative and static stance of the recent literature on Uttar Pradesh, the most populous state of India, and espouses a balanced and moderate approach. The existing literature focuses only on human development and ignores the underlying social, political and economic changes taking place in the state. It ignores the decline in credit to the state. The present study synthesises and amalgamates various streams of literature on the state to fill the gap. It uses bank credit and its role in UP’s economic development as a tool to explore the changes and structural and regional shifts in the state. It examines bank credit to various regions, districts, occupations, rural and urban populations, large and small borrowers and gender in UP. This study explores credit in a multi-dimensional framework as a route to growth, development, inequality, globalisation, urbanisation, and empowerment. The study further explores the relationship between bank credit and the state’s human development. As a critique of the existing literature, the study examines whether UP is really lagging behind other states of India. Through a twin indicator approach, broadly grouped into income and non-income, the study shows that the state does lag on income front. The non-income indicators analysis, however, shows that a number of other states including high-income states are lagging. The study eschews the watertight categorisation of east and west UP as pursued in the existing literature, and adopts a broader regional classification. This showed that, although gradual, change has occurred in UP. The overall findings of the study suggest that structural and non-structural constraints characterise the development of the state. The multiple roles of credit have generated growth, helped in poverty reduction, but also influenced regional inequality and rural-urban inequalities, and widened the gap between small and large borrowers in the state. The empowerment of women through credit from commercial banks remains a distant goal as women receive less than 20 per cent of the total credit. Another significant finding of the study is that the income and non-income factors are strongly correlated, for instance, the strong negative relationship between income and the Human Poverty Index. The study, therefore, underlines the need for increased economic growth to achieve better economic and human development outcomes.

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Garg, Manoj Kumar. "Financial management of the all-India industrial development banks: a comparative diagnostic study." Thesis, 1994. http://localhost:8080/iit/handle/2074/4590.

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Arora, Rashmi, and Kifle Asfaw Wondemu. "Do public sector banks promote regional growth? Evidence from an emerging economy." 2018. http://hdl.handle.net/10454/15140.

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Yes
A large literature exists on the relationship between financial development and economic growth. The role of government and public banks in building this relationship has however, remained contentious. In this study in a sub-national level of analysis in the context of large emerging economy, India we raise the question what is the relative impact of public banks in economic growth in the lagging regions vis-à-vis leading regions? Do they matter more than the private and foreign banks? To address these problems, we apply dynamic GMM panel estimator on an unbalanced panel dataset drawn from 25 Indian states covering period 1996/97 to 2008/09. Although our study is in the Indian context, it is relevant for developing countries for mainly two reasons: government ownership of banks has been widely prevalent in developing countries and in many large countries in a federation set-up inter-state differences may exist with multiple ownership of the financial sector.
The full-text of this article will be released for public view at the end of the publisher embargo on 26 Mar 2020.

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Sharma, Anurag. "Fiscal deficits, banking crises and adjustment policy in a semi-open economy." Phd thesis, 2004. http://hdl.handle.net/1885/146215.

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Sarkar, Partha di. "Consumer acceptance of electronic banking products and services:a study of implementation experiences of commercial banks in India." Thesis, 2005. http://localhost:8080/iit/handle/2074/4639.

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Palmer, Damon Burns. "Regulating Finance: Expert Cognitive Frameworks, Adaptive Learning, and Interests in Financial Regulatory Change." Diss., 2010. http://hdl.handle.net/10161/3009.

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My dissertation seeks to understand how and why governments make major changes in financial sector regulations. I focus on two specific puzzles. First why is financial sector regulation not normally central to electoral competition and why are changes in financial sector regulation rare events? Second, why do we observe substantive intellectual debates and efforts of policy persuasion despite the conclusion of many researchers and observers that financial regulatory policy outcomes are driven by the preferences of powerful special interest groups? What are the mechanisms precisely by which ideas versus interests shape policy outcomes in a domain that is not often central to electoral politics? I investigate these questions through a formal game theoretical model of the regulatory policymaking process and through case studies of historic episodes of financial regulatory change in the United States which draw upon a wide variety of primary and secondary source historical materials. I conclude that financial regulatory change is most likely to occur when events of different types cause heads of government to perceive that the existing regulatory status quo threatens the realization of broader policy objectives. Heads of financial sector policy bureaucracies shape outcomes by providing cognitive frameworks through which leaders understand regulatory consequences. Interest groups influence policy outcomes primarily through their ability to act as veto players rather than by controlling the policy agenda.

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Sastry, Ramakrishna G. B. "Theory and practice of board level participation with special reference to nationalised banks and major ports in India." Thesis, 1987. http://hdl.handle.net/2009/4839.

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CHAUDHARY, RICHA. "INFLUENCE OF DIGITAL FINANCIAL SERVICES ON FINANCIAL PERFORMANCE OF PRIVATE SECTOR AND PUBLIC SECTOR COMMERCIAL BANKS IN INDIA." Thesis, 2023. http://dspace.dtu.ac.in:8080/jspui/handle/repository/20271.

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In this study, influence of digital financial services on financial performance of private sector and public sector commercial banks in India has been studied. Payments, credit, savings, remittances, and insurance are some of the financial services that can be accessed and delivered through digital platforms. The term "digital channels" refers to the internet, mobile devices, ATM, POS systems, digital payments, and so on. Banks' financial performance was measured using ROA and Return on Equity. The secondary data was employed in the study. The data of independent variables (ATM, POS, Mobile Banking, NEFT and RTGS) were collected from the Central Bank of India i.e. Reserve Bank of India from the year 2018 to 2022. The data for dependent variables (ROA and ROE), were collected from Money Control. A sample of 22 commercial banks was taken from the indices Nifty PSU Bank and Nifty Private Bank of NSE. Out of these 22 banks, an analysis of 17 banks was performed .Two private sector commercial bank (Bandhan Bank Ltd and City Union Bank) out of 10 from Nifty Private Bank indices and three public sector commercial banks (Indian Overseas Bank, Punjab and Sind Bank and UCO bank) out of 12 from Nifty PSU Bank indices were removed because there was no consolidated data of ROA and ROE ratios. There was two year consolidated ratios of UCO but the study aimed to collect five year data thus, the bank was removed. The analysis of data was done using SPSS. The study aims to analyze the relationships between the independent variables and the dependent variables. The study shows that there is significant influence of RTGS transactions volume on ROA and ROE of private sector commercial banks in India. Similarly, there is impact of Mobile Banking transactions volume on ROA of public sector commercial banks in India. Whereas there is no significant influence of Mobile Banking, NEFT and RTGS transactions volume, and numbers of POS and ATMs deployed on ROE of public sector commercial banks in India.

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Kumar, Subodh. "Sectoral deployment of bank credit in India." Thesis, 1991. http://hdl.handle.net/2009/5216.

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KUMAR, KRISHAN. "FINANCIAL PERFORMANCE ANALYSIS : A CASE OF INDIAN BANKS." Thesis, 2022. http://dspace.dtu.ac.in:8080/jspui/handle/repository/19679.

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Banking Business is an important part of economy of any country. The monetary progress of a state depends upon the banking system of that country. This research paper is done to analyse the effect of merger and acquisition process on the financial ratios before and after process of merger and acquisition. The research methodology in this case is used to study the financial performance of Bank of Baroda (A public sector Bank as well as the financial performance Kotak Mahindra Bank(A Private Bank) The null hypothesis is in this research is that there is a no significant change in the financial ratios of the selected banks in the pre and post-merger period. Which is analysed from shareholder’s perspectives and the bank assets perspectives. In the research design, the exploratory research is conducted different variables has been taken from the banking web sites as well as other websites like www.moneycontrol.com . The data of three year prior to merger and three year after of merger is considered. The pre and post-merger influence has been assessed based on the subsequent financial results obtained by determining of mean value, standard deviation and thereafter, t test and p test is derived from the excel work book. That data is analyzed and found that there is no major change in the wealth of the shareholder’s as well as assets of the bank is noticed. The impact of the merger and acquisition varies in different scenarios. The merger and acquisition not always advantageous to the acquirer but it depends upon certain conditions and therefore different procedural steps are followed before attain finality of the merger and acquisition. In this report, the paired t test is used to analyses the impact of the merger and acquisition and to make it more reliable the t test is conducted one of the public sector bank and another is done on the private bank. The outcome of the research is that there is increase in the efficacy of the bank but not to a significant level. 7 | P a g e Large cost reduction potential due to network overlaps. It also helps in cost saving as well as income opportunities. Second Canara Bank consolidated with Syndicate Bank to form the fourth largest public sector bank. The anchor bank got capital infusion of Rs. 6500 crore. The third merger was of Union Bank merged with Andhra Bank & Corporation bank and become the fifth largest public sector bank. It becomes the seventh largest public sector bank. Allahabad Bank became part of Indian Bank. It aimed to create next –generation banks with strong National presence and global outreach accompanied with enhanced capacity to increase credit to various sector of economy.

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Munjal, Satish. "Performance budgeting in the State Bank of India." Thesis, 1986. http://hdl.handle.net/2009/3881.

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Dissertations / Theses on the topic 'BANKS OF INDIA'

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